Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.19% on Mar 20 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/03/2025 06:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Venus-core-poolBSC150.61MUSDT0%5.61%5.23%
SparkEthereum122.40MDAI0%6.02%5.8%
Compound-v3Ethereum114.78MUSDC0.22%4.35%4.23%
Venus-core-poolBSC69MUSDC0%6.37%4.65%
Kamino-lendSolana45.38MUSDC0%5.19%5.21%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Stream-financeEthereum19.77MUSDC0%15.82%12.94%
Yearn-financeEthereum15.44MDAI0%8.39%5.19%
Benqi-lendingAvalanche11.79MUSDC0%6.44%6.04%
Gains-networkArbitrum9.72MUSDC0%9.32%5.1%
Extra-finance-leverage-farmingBase8.79MUSDC0.3%9.17%8.26%
Yearn-financeEthereum7.64MUSDC0.41%4.46%4.94%
Echelon-marketAptos7.21MUSDC5.74%14.41%7.29%
KiloexBase4.17MUSDC0%7.94%6.62%
Yearn-financeEthereum3.62MUSDC0%1736.22%7.04%
Mars-lendOsmosis3.31MUSDC0%6.2%6.14%
Ipor-fusionEthereum3.30MUSDC0%9.08%6.44%
Yearn-financeEthereum3.09MDAI0%828.25%7.04%
Yearn-financeEthereum3.09MDAI1.84%3.66%5.7%
Harmonix-financeArbitrum2.85MUSDC0%13.26%8.76%
Yearn-financeEthereum2.84MUSDC0%5.46%5.26%
Polynomial-liquidityPolynomial2.82MUSDC5.31%12.48%6.83%
Folks-finance-lendingAlgorand2.76MUSDC0%4.06%4.43%
SparkEthereum2.56MUSDC0%3.92%5.11%
DolomiteArbitrum2.52MUSDC0%9.47%7.15%
Scallop-lendSui2.45MUSDC0%6.19%6.2%
GearboxEthereum2.44MUSDC0.63%5.49%6.49%
FranciumSolana2.44MUSDC0%13.15%13.15%
DeltaprimeAvalanche2.28MUSDC0%12.54%9.82%
Wing-financeBSC2.14MUSDC1.4%7.18%5.9%
Benqi-lendingAvalanche2.14MUSDT0%7.08%8.67%
Echelon-marketAptos2.03MUSDT4.3%12.49%8.38%
SaveSolana2.03MUSDC0%7.03%6.09%
Navi-lendingSui1.99MUSDT0%6.97%9.28%
Gains-networkBase1.91MUSDC0%8.91%8.52%
Colend-protocolCore1.88MUSDT0%15.99%14.89%
KiloexManta1.69MUSDT0%3.92%5.66%
Extra-finance-leverage-farmingBase1.65MUSDC4.23%9.47%4.61%
Harvest-financeBase1.60MUSDC0%7.74%8.48%
Venus-core-poolBSC1.56MDAI0%5.53%4.74%
ExactlyOptimism1.50MUSDC0%4.49%4.49%
ExactlyOptimism1.50MUSDC0%4.65%4.63%
ExactlyOptimism1.50MUSDC0%4.67%4.66%
ExactlyOptimism1.50MUSDC0%5.14%5.11%
ExactlyOptimism1.50MUSDC0%5.41%5.34%
ExactlyOptimism1.50MUSDC0%4.93%4.82%
DeltaprimeArbitrum1.46MUSDC0%13.29%10.9%
Yield-yak-aggregatorAvalanche1.44MUSDT0%6.75%6.24%
Ipor-fusionBase1.44MUSDC0%8.42%7.11%
Flux-financeEthereum1.44MUSDT0%4.77%4.71%
Yearn-financeEthereum1.43MUSDC0%5.41%5.24%
KiloexBSC1.28MUSDT0%9.67%9.65%
Blend-poolsStellar1.27MUSDC2.54%13.65%9.32%
Extra-finance-leverage-farmingOptimism1.26MUSDC0.76%9.29%8.46%
Yearn-financeEthereum1.23MDAI0.32%9.59%6.66%
Ipor-derivativesEthereum1.21MUSDC0.17%10.1%10.59%
Aave-v3Polygon1.17MDAI0%4.93%5.12%
Yearn-financeEthereum1.17MUSDT0%6.02%5.14%
Yearn-financeEthereum1.16MUSDT0%5.94%5.06%
Yield-yak-aggregatorAvalanche1.16MUSDC0%6.43%6.81%
Morpho-aaveEthereum1.08MUSDC0%6.38%5.42%
Woofi-earnzkSync Era1.08MUSDC0%0.2%4.35%
Woofi-earnzkSync Era1.08MUSDC0%0.2%4.35%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum416.6M7.98%
Avalanche518.8M7.52%
Base619.6M7.27%
BSC5224.6M6.03%
Ethereum20352.4M6.43%
Mantle000%
Optimism710.3M5.36%
Polygon11.2M5.12%
Solana349.8M8.15%
TON000%
zkSync Era22.2M4.35%