Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.24% on Jul 17 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/07/2025 01:00:06

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum87.80MUSDC0%11.36%13.49%
Kamino-lendSolana52.36MUSDC0%5.38%4.88%
Compound-v3Ethereum45.99MUSDC0.25%4.54%7.01%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Fluid-lendingArbitrum29.82MUSDC4.11%6.13%5.27%
Navi-lendingSui23.89MUSDC0%7.49%8.89%
TokemakBase21.94MUSDC4.25%11.46%9.64%
Benqi-lendingAvalanche19.92MUSDC0%5.93%5.07%
Euler-v2Ethereum18.84MUSDC0.14%7.64%7.17%
Aave-v3Base18.70MUSDC0%3.81%4.46%
Yearn-financeEthereum18.19MDAI0.06%4.91%6.54%
TokemakEthereum16.45MUSDC2.38%9.17%7.45%
Yearn-financeEthereum14.97MUSDC1.12%5.77%6.4%
TermmaxEthereum14.05MUSDC0%3.85%4.3%
Compound-v2Ethereum13.95MUSDT0%5.45%8.36%
Aave-v3Polygon11.48MUSDT0%3.49%4.45%
Gains-networkArbitrum11.10MUSDC0%10.77%11.45%
Storm-tradeTon10.71MUSDT0%9.55%6.03%
Aave-v3Avalanche9.22MUSDT0%3.05%4.3%
Extra-finance-leverage-farmingBase8.10MUSDC0.18%7.55%7.03%
Peapods-optionsEthereum7.32MUSDC0%40.5%32.24%
Echelon-marketAptos6.78MUSDC2.91%10.1%7.55%
Morpho-blueEthereum6.52MUSDC0.47%8.33%6.75%
Harvest-financeBase6.52MUSDC0%8.19%9.9%
Peapods-optionsEthereum6.11MUSDC0%35.68%58.99%
Compound-v2Ethereum5.71MUSDC0%5.85%8.02%
Harmonix-financeArbitrum5.27MUSDC0%12.32%12.26%
Silo-v2Avalanche4.24MUSDC0%6.56%8.66%
Peapods-optionsArbitrum4.13MUSDC0%33.39%20.66%
Euler-v2Avalanche3.91MUSDT0%8.9%8.98%
Compound-v2Ethereum3.71MDAI0%5.38%8.93%
Benqi-lendingAvalanche3.71MUSDT0%6.68%7.87%
Scallop-lendSui3.68MUSDC0%6.38%5%
Ipor-fusionBase3.66MUSDC0%8.16%9.67%
Harvest-financeBase3.66MUSDC0%8.21%9.76%
Silo-v2Sonic3.17MUSDC0%5.09%7.35%
LiqwidCardano3.04MUSDC1.35%20.33%14.14%
DeltaprimeAvalanche2.93MUSDC0%11.49%9.81%
Euler-v2Ethereum2.86MUSDC0.83%7.51%7.7%
Euler-v2Arbitrum2.81MUSDC0%4.03%4.68%
AcrossEthereum2.73MDAI2.2%6.79%8.21%
Gains-networkBase2.45MUSDC0%9.7%13.7%
FranciumSolana2.44MUSDC0%13.15%13.15%
WasabiEthereum2.41MUSDC0%9.86%25.32%
Euler-v2Avalanche2.18MUSDC0%8.27%9.78%
Mars-lendOsmosis2.05MUSDC0%5.07%5.92%
Kamino-lendSolana1.98MUSDT0%4.94%4.84%
Compound-v3Base1.96MUSDC1.19%4.88%4.44%
WasabiBase1.86MUSDC0%17.77%19.21%
Peapods-optionsEthereum1.85MUSDC0%36.01%25.66%
VesperEthereum1.82MUSDC0%5.64%8%
Polynomial-liquidityPolynomial1.79MUSDC0%5.91%5.6%
ExactlyOptimism1.73MUSDC0%5.32%5.18%
ExactlyOptimism1.73MUSDC0%4.98%4.9%
ExactlyOptimism1.73MUSDC0%4.65%4.65%
ExactlyOptimism1.73MUSDC0%4.23%4.28%
ExactlyOptimism1.73MUSDC0%4.63%4.57%
ExactlyOptimism1.73MUSDC0%4.74%4.72%
ExactlyOptimism1.73MUSDC0%4.52%4.54%
Colend-protocolCore1.71MUSDT0%14.68%16.4%
Folks-finance-lendingAlgorand1.63MUSDC0%5.6%5.38%
Compound-v3Arbitrum1.63MUSDT1.18%4.17%13.29%
Flux-financeEthereum1.59MUSDT0%4.67%4.61%
Yield-yak-aggregatorAvalanche1.53MUSDC0%5.82%7.13%
DolomiteArbitrum1.50MUSDC0%8.03%8.93%
Euler-v2Ethereum1.48MUSDC4.52%14.26%7.38%
Harvest-financeBase1.47MUSDC0%10.94%12.06%
Silo-v2Ethereum1.46MUSDC0%6.77%5.46%
SparklendEthereum1.44MUSDT0%3.1%4.51%
DeltaprimeArbitrum1.34MUSDC0%13.51%11.49%
Echelon-marketMove1.29MUSDC4.16%10.25%6.46%
GearboxEthereum1.25MUSDT0%3.87%5.52%
Ipor-fusionEthereum1.22MUSDC0%10.57%48.24%
Echelon-marketEchelon_initia1.20MUSDC6.55%9.61%5.37%
Flux-financeEthereum1.17MUSDC0%4.39%4.37%
Echelon-marketAptos1.09MUSDT2.37%8.08%7.04%
Harvest-financeEthereum1.08MUSDC0%6.66%6.79%
WasabiSolana1.06MUSDC0%11.64%16.18%
WasabiSolana1.06MUSDC0%11.64%16.18%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum857.6M11.01%
Avalanche847.6M7.7%
Base1070.3M9.99%
BSC000%
Ethereum27324.6M12.85%
Mantle000%
Optimism712.1M4.69%
Polygon111.5M4.45%
Solana558.9M11.05%
TON110.7M6.03%
zkSync Era000%