Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.26% on Jul 08 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/07/2025 05:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum68.17MUSDC0%11.12%11.5%
Compound-v3Ethereum47.09MUSDC0.23%4.36%5.09%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Kamino-lendSolana39.85MUSDC0%5.15%5.1%
Navi-lendingSui26.34MUSDC0%7.02%7.71%
TokemakBase20.12MUSDC2.76%11.61%8.53%
TokemakEthereum19.46MUSDC1.14%9.44%7.48%
Compound-v3Ethereum19.42MUSDT0.58%4.36%4.33%
Euler-v2Ethereum18.63MUSDC0.16%7.98%7.49%
Yearn-financeEthereum18.39MDAI0%5.29%5.3%
Yearn-financeEthereum15.34MUSDC0%6.09%5.33%
Compound-v2Ethereum14.99MUSDT0%4.52%6.8%
Benqi-lendingAvalanche13.44MUSDC0%5.43%5.41%
Storm-tradeTon10.85MUSDT0%8.37%13.44%
Echelon-marketAptos10.04MUSDC2.96%9.73%6.82%
Gains-networkArbitrum9.32MUSDC0%9.74%9.94%
Euler-v2Avalanche9.09MUSDT0%10.28%6.99%
Silo-v2Avalanche7.27MUSDC0%4.34%5.33%
Peapods-financeEthereum6.47MUSDC0%48.11%27.62%
Harmonix-financeArbitrum5.85MUSDC0%15.18%8.84%
Silo-v2Sonic5.55MUSDC0%4.31%4.84%
Compound-v2Ethereum5MUSDC0%4.97%8.58%
Euler-v2Ethereum4.98MUSDT2.29%7.94%4.31%
Benqi-lendingAvalanche4.76MUSDT0%6.39%6.16%
Euler-v2Avalanche4.50MUSDC0%8.51%5.98%
Harvest-financeBase4.42MUSDC0%7.87%8.71%
Peapods-financeArbitrum3.95MUSDC0%43.41%28.32%
Compound-v2Ethereum3.76MDAI0%3.91%8.75%
Harvest-financeBase3.42MUSDC0%8.07%9.16%
Ipor-fusionBase3.42MUSDC0%6.81%9.01%
Scallop-lendSui3.08MUSDC0%6.53%5.54%
Echelon-marketMove2.95MUSDC3.36%11.12%5.63%
DeltaprimeAvalanche2.86MUSDC0%11.17%10.65%
Euler-v2Sonic2.81MUSDC0%7.43%6.13%
AcrossEthereum2.73MDAI1.61%5.63%4.34%
FranciumSolana2.44MUSDC0%13.15%13.15%
Mars-lendOsmosis2.34MUSDC0%5.04%5%
SuperlendEtherlink2.29MUSDC0%12.75%10.68%
LiqwidCardano2.28MUSDC1.8%22.72%16.75%
Peapods-financeEthereum2.28MUSDC0%45.3%20.74%
SuperlendEtherlink2.19MUSDT0%13.66%7.21%
Echelon-marketAptos2.18MUSDT2.21%7.87%5.49%
Ipor-fusionEthereum2.12MUSDC0%7.41%8.63%
Polynomial-liquidityPolynomial1.82MUSDC0%6.12%5.69%
Gains-networkBase1.81MUSDC0%8.51%6.66%
Morpho-blueEthereum1.81MUSDC0%8.44%4.3%
VesperEthereum1.76MUSDC0%6.62%4.88%
WasabiEthereum1.71MUSDC0%7.87%6.41%
Colend-protocolCore1.70MUSDT0%15.73%16.48%
Echelon-marketEchelon_initia1.68MUSDC4.82%9.02%4.68%
Silo-v2Ethereum1.67MUSDC0%4.99%4.67%
WasabiBase1.58MUSDC0%15.88%12.37%
Flux-financeEthereum1.54MUSDT0%4.69%4.65%
DolomiteArbitrum1.51MUSDC0%7.57%8.44%
ExactlyOptimism1.50MUSDC0%4.64%4.73%
ExactlyOptimism1.50MUSDC0%4.19%4.27%
ExactlyOptimism1.50MUSDC0%4.51%4.59%
ExactlyOptimism1.50MUSDC0%4.96%4.94%
ExactlyOptimism1.50MUSDC0%5.23%5.24%
ExactlyOptimism1.50MUSDC0%4.5%4.54%
ExactlyOptimism1.50MUSDC0%4.55%4.65%
Yearn-financeEthereum1.50MUSDT0%4.46%4.91%
Echelon-marketMove1.45MUSDT3.32%11.55%6.5%
Yield-yak-aggregatorAvalanche1.44MUSDC0%5.3%5.67%
KiloexOp_bnb1.33MUSDT0%5%6.41%
DeltaprimeArbitrum1.33MUSDC0%13.41%11.01%
Peapods-financeEthereum1.25MUSDC0%23.29%66.88%
VesuStarknet1.23MUSDC3.99%8.51%4.53%
Kamino-lendSolana1.18MUSDT0%4.62%5.16%
Euler-v2Ethereum1.18MUSDC7.93%13.99%7.65%
SaveSolana1.18MUSDC0%6.75%6.56%
Flux-financeEthereum1.15MUSDC0%4.4%4.39%
Euler-v2Ethereum1.13MUSDT0%8.44%6.27%
Folks-finance-lendingAlgorand1.08MUSDC0%5.48%5.88%
Harvest-financeEthereum1.08MUSDC0%6.41%6.28%
Euler-v2Ethereum1.06MUSDC8.35%13.21%5.23%
Navi-lendingSui1.06MUSDT0%9.45%7.88%
Silo-v2Sonic1.05MUSDC0%7.46%8.27%
Silo-v2Sonic1.05MUSDC0%7.46%8.27%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum521.9M13.31%
Avalanche743.4M6.6%
Base634.8M9.07%
BSC000%
Ethereum28308.4M9.73%
Mantle000%
Optimism710.5M4.71%
Polygon000%
Solana444.6M7.49%
TON110.8M13.44%
zkSync Era000%