Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%106.05%153.88%
Ember-protocolSui7.92MUSDC0%10.97%15.59%
AbyssSui1.94MUSDC0%9.54%13.48%
Canto-lendingCanto1.35MUSDC0%12.98%13.11%
Ember-protocolEthereum50.48MUSDC13%20.45%12.52%
Harvest-financeBase1.97MUSDC0%7.6%11.97%
AvantisBase44.37MUSDC0%10.1%11.07%
Bracket-vaultsEthereum2.71MUSDC0%11.16%10.68%
BitwayBSC14.63MUSDT0%10.78%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.07%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.32%9.4%
Ember-protocolSui2.55MUSDC0%8.63%9.4%
Kamino-lendSolana6.07MUSDC0%4.67%9.3%
YieldseekerBase1.28MUSDC0%9.06%8.83%
Blend-pools-v2Stellar10.83MUSDC0%9.08%8.61%
AccountableMonad1.82MUSDC2.7%11.59%8.5%
Ember-protocolEthereum4.50MUSDC0%7.58%8.02%
Ember-protocolSui5.34MUSDC4%12%8%
Yearn-financeEthereum2.18MUSDC0%6.37%7.72%
Benqi-lendingAvalanche2.16MUSDC0%8.61%7.34%
Ember-protocolSui1.81MUSDC0%9.6%7.24%
LoopscaleSolana1.27MUSDC1.08%8.28%7.15%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.45%6.95%
Ember-protocolSui1.17MUSDC0%9.84%6.83%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
Gains-networkArbitrum5.12MUSDC0%6.35%6.44%
Extra-finance-leverage-farmingBase3.67MUSDC0%5.86%6.3%
Storm-tradeTON3.62MUSDT0%6.67%6.2%
SymbiosisTron1.28MUSDT0%7.55%6.01%
SymbiosisEthereum1.24MUSDC0%7.18%5.68%
Aave-v3Avalanche2.27MUSDT0%6.89%5.55%
AmpleBase4.34MUSDC0%4.57%5.36%
Hyperlend-pooledHyperliquid L111.81MUSDC0%5.12%5.32%
Fluid-lendingBase14.69MUSDC0%6.47%5.24%
Yearn-financeEthereum10.01MUSDC0%4.89%5.2%
Aave-v3Avalanche6.02MUSDC0%6.15%5.14%
AutofinanceBase6.18MUSDC3.58%8.73%5.07%
Scallop-lendSui1.44MUSDC0%5.29%4.8%
Fluid-lendingArbitrum52.88MUSDC0%6.31%4.73%
TermmaxBase1.26MUSDC0%2.3%4.65%
Ember-protocolSui1.39MUSDC8.63%13.45%4.64%
Flux-financeEthereum1.69MUSDT0%4.61%4.58%
Folks-finance-lendingAlgorand1.36MUSDC0%4.31%4.48%
MapleEthereum882.49MUSDT0%4.43%4.47%
Spectra-metavaultsBase6.57MUSDC1.42%5.05%4.39%
Yo-protocolBase16.19MUSDC7.8%14.34%4.3%
Yo-protocolEthereum3.41MUSDC7.8%14.37%4.3%
Navi-lendingSui6.03MUSDC0.7%4.5%4.29%
ExactlyOP Mainnet1.57MUSDC0%4.04%4.14%
ExactlyOP Mainnet1.57MUSDC0%3.95%4.13%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.04%
SparklendEthereum3.85MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.87%4.03%
Moonwell-lendingBase1.73MUSDC1.34%4.97%4.02%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.76%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.38%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.75%3.91%
AutofinanceArbitrum2.48MUSDC2.59%10.13%3.83%
NeverlandMonad15.56MUSDC4.65%8.38%3.8%
AutofinanceEthereum8.46MUSDC0.61%6.34%3.8%
DolomiteArbitrum1.90MUSDC0%5.77%3.75%
Jupiter-lendSolana452.48MUSDC1.08%4.33%3.74%
DolomiteEthereum20.91MUSDC5.98%7.43%3.74%
Ember-protocolSui1.19MUSDC0%6.65%3.71%
Yearn-financeEthereum9.47MDAI0%3.93%3.7%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Harvest-financeEthereum1.09MUSDC0%5.07%3.68%
Harvest-financeEthereum1.09MUSDC0%5.07%3.68%
Spark-savingsAvalanche30.32MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum570.3M5.15%
Avalanche440.8M5.42%
Base12104M18.76%
BSC340.9M8.01%
Ethereum212B6.17%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana3459.8M6.73%
TON13.6M6.2%
zkSync Era000%