Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.78MUSDT0%76.92%90.14%
Centrifuge-protocolMonad10.01MUSDC0%1.94%17.94%
AccountableEthereum1.03MUSDC0%14.33%14.25%
Canto-lendingCanto1.35MUSDC0%13.52%13.61%
Ember-protocolEthereum37.70MUSDC0%13.02%12.52%
AutofinanceEthereum1.34MUSDC0%9.95%11.75%
AccountableMonad45.19MUSDC0.4%9.61%11.6%
Ember-protocolSui3.28MUSDC0%7.87%10.81%
Ember-protocolSui1.14MUSDC0%9.03%10.8%
Ember-protocolSui1.09MUSDC0%7.85%10.3%
Harmonix-financeHyperliquid L120.77MUSDC0%10.04%10.22%
Bracket-vaultsEthereum2.72MUSDC0%10.36%10.18%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Bitway-earnBSC25.48MUSDT0%10.24%10%
AccountableMonad5.17MUSDC0.5%10.01%10%
AvantisBase33.73MUSDC0%10.16%9.99%
Gains-networkArbitrum6.49MUSDC0%10.33%9.97%
Ember-protocolSui1.46MUSDC0%8.73%9.85%
Ember-protocolEthereum4.62MUSDC0%7.42%9.45%
AccountableEthereum10.25MUSDC3.92%5.45%8.33%
AccountableEthereum2.04MUSDC0%0.69%8.23%
LazyEthereum1.02MUSDC0%7.46%8.2%
LazyEthereum1.02MUSDC0%7.46%8.2%
Ember-protocolSui1.07MUSDC0%9.09%8%
Ember-protocolSui5.69MUSDC4%12%8%
YieldseekerBase2.01MUSDC0%9.12%7.75%
Fusion-by-iporEthereum1.27MUSDC0%6.57%7.73%
AccountableMonad9.34MUSDC0.5%12.45%7.68%
Harvest-financeEthereum1.13MUSDC0%6.69%7.57%
Extra-finance-leverage-farmingBase3.12MUSDC0%6.66%7.48%
LoopscaleSolana1.45MUSDC0.79%7.97%7.24%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Ember-protocolSui1.21MUSDC6.93%11.49%6.88%
AccountableMonad3.40MUSDC0.5%8.23%6.79%
Zerobase-cedefiBSC2.43MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.87MUSDT2%8.76%6.76%
SymbiosisEthereum1.33MUSDC0%9.73%6.71%
Kamino-lendSolana3.20MUSDC0%5.59%6.7%
Blend-pools-v2Stellar15.85MUSDC0%8.05%6.63%
Harvest-financeBase1.85MUSDC0%11.08%6.33%
Lazy-summer-protocolBase1.22MUSDC0.87%4.03%5.91%
Storm-tradeTON3.64MUSDT0%5.8%5.87%
Navi-lendingSui4.44MUSDC0.51%5.46%5.76%
AutofinanceEthereum7.26MUSDC0.46%5.42%5.73%
Fusion-by-iporEthereum1.47MUSDC0%6.25%5.63%
LoopscaleSolana1.41MUSDC0%5.65%5.46%
SymbiosisTron1.29MUSDT0%7.58%5.37%
Fluid-lendingBase9.26MUSDC0%5.36%5.33%
AutofinanceBase6.72MUSDC2.42%8.04%5.33%
Fluid-lendingArbitrum37.02MUSDC0%5.83%5.27%
Hyperlend-pooledHyperliquid L113.78MUSDC0%5.45%5.27%
Yo-protocolEthereum2.73MUSDC0%4.19%5.23%
Yo-protocolBase11.75MUSDC0%4.19%5.23%
Ember-protocolSui7.04MUSDC0%5.41%5%
Yearn-financeEthereum1.52MUSDC0%4.82%4.82%
CurvanceMonad1.30MUSDC2.7%7.83%4.77%
Yearn-financeBase1.71MUSDC0%31.15%4.68%
Yearn-financeEthereum9.16MUSDC0%4.75%4.66%
Folks-finance-lendingAlgorand1.22MUSDC0%4.57%4.58%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
TermmaxBase1.25MUSDC0%4.16%4.49%
AmpleBase4.31MUSDC0%4.82%4.46%
Kamino-lendSolana13MUSDC0%5.31%4.37%
Fluid-lendingEthereum8.44MUSDC0%4.7%4.35%
Fluid-lendingEthereum116.88MUSDC1.15%6.6%4.35%
MapleEthereum0.95BUSDT0%4.21%4.31%
Jupiter-lendSolana402.21MUSDC0.75%4.71%4.17%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.15%
Moonwell-lendingBase1.53MUSDC1.17%6.81%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.01%4.13%
ExactlyOP Mainnet1.48MUSDC0%4.15%4.13%
DolomiteArbitrum1.44MUSDC0%4%4.13%
ExactlyOP Mainnet1.48MUSDC0%4.07%4.12%
ExactlyOP Mainnet1.48MUSDC0%4.03%4.11%
Fluid-lendingEthereum106.39MUSDT1.27%4.36%4.07%
ExactlyOP Mainnet1.48MUSDC0%4%4.05%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.04%
Aave-v3Avalanche2.61MUSDT0%4.59%4.03%
Folks-finance-xchainPolygon1.26MUSDT0%4.39%3.97%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.48MUSDC0%3.17%3.9%
Kamino-lendSolana18.81MUSDC0%5.09%3.88%
Yearn-financeEthereum1.18MUSDC0%3.42%3.87%
Yearn-financeEthereum2.45MUSDC0%3.7%3.79%
ExactlyOP Mainnet1.48MUSDC0%2.95%3.75%
Kamino-lendSolana2.11MUSDC0%4.13%3.73%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Aave-v3Avalanche5.97MUSDC0%4.45%3.71%
Benqi-lendingAvalanche5.44MUSDC0%5.32%3.67%
SparklendEthereum3.24MUSDC0%3.97%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.6M6.59%
Avalanche314M3.8%
Base1278.4M5.93%
BSC350.8M7.84%
Ethereum281.3B6.89%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon23M47.05%
Solana7442.2M5.08%
TON13.6M5.87%
zkSync Era000%