Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/03/2026 22:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.72%13.02%
AvantisBase82.84MUSDC0%11.04%10.51%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkArbitrum12.25MUSDC0%8.45%9.96%
Fusion-by-iporEthereum3.76MUSDT0%7.34%9.36%
Blend-pools-v2Stellar9.97MUSDC0%10.19%9.3%
WasabiSolana1.33MUSDC0%5.98%8.67%
Zerobase-cedefiBSC23.26MUSDT2%9.76%7.76%
Woofi-earnArbitrum1.25MUSDC0%7.11%7.38%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBSC1.26MUSDC2%9%7%
Storm-tradeTon4.16MUSDT0%3.42%6.91%
Gains-networkBase1.90MUSDC0%5.8%6.64%
LoopscaleSolana1.45MUSDC1.28%7.12%6.58%
AbyssSui1.89MUSDC0%8.97%6.37%
AutofinanceEthereum21.86MUSDC0.36%6.84%5.91%
DeltaprimeAvalanche1.10MUSDC0%5.96%5.62%
DeltaprimeAvalanche1.10MUSDC0%5.96%5.62%
Fusion-by-iporBase1.72MUSDC0%5.38%5.57%
LiqwidCardano2.19MUSDC1.58%6.86%5.49%
Extra-finance-leverage-farmingBase4.22MUSDC0%4.88%5.47%
Navi-lendingSui7.29MUSDC0.54%4.89%4.96%
Benqi-lendingAvalanche1.15MUSDT0%4.04%4.91%
Yo-protocolBase31.28MUSDC12%20.35%4.86%
Harvest-financeBase3.64MUSDC0%5.89%4.83%
AutofinanceArbitrum1.35MUSDC1.77%6.24%4.82%
AutofinanceEthereum5.02MUSDC0%4.24%4.64%
Flux-financeEthereum1.75MUSDT0%4.6%4.54%
Benqi-lendingAvalanche4.56MUSDC0%3.16%4.43%
Echelon-marketAptos7.83MUSDC0%4.6%4.36%
Euler-v2Ethereum40.38MUSDC0%4.66%4.34%
ExactlyOptimism1.71MUSDC0%4.25%4.27%
Yearn-financeEthereum7.08MUSDT0%4.43%4.25%
Euler-v2Avalanche4.27MUSDC0%6.07%4.24%
AutofinanceBase16.06MUSDC1.3%6.33%4.23%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.71MUSDC0%4.13%4.19%
Scallop-lendSui2.23MUSDC0%4.92%4.18%
ExactlyOptimism1.71MUSDC0%4.13%4.17%
MapleEthereum1.43BUSDT0%4.21%4.16%
SparklendEthereum2.07MUSDC0%3.13%4.14%
ExactlyOptimism1.71MUSDC0%4.05%4.1%
DolomiteEthereum14.87MUSDC0%4.68%4.09%
LoopscaleSolana7.54MUSDC0%3.66%4.02%
ExactlyOptimism1.71MUSDC0%3.95%4%
ExactlyOptimism1.71MUSDC0%3.8%3.97%
Hyperlend-pooledHyperliquid L126.31MUSDC0%5.03%3.93%
SymbiosisTron1.10MUSDT0%4.49%3.93%
NeverlandMonad8.58MUSDC7.94%12.16%3.93%
ExactlyOptimism1.71MUSDC0%4.04%3.9%
DolomiteArbitrum2.13MUSDC0%3.12%3.87%
SymbiosisEthereum1.33MUSDC0%4.88%3.79%
Spark-savingsAvalanche189.42MUSDC0%4%3.75%
Spark-savingsEthereum400.12MUSDC0%4%3.75%
ExactlyOptimism1.71MUSDC0%2.41%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum525.1M6.61%
Avalanche7204.5M8.51%
Base7141.7M6.01%
BSC224.5M7.38%
Ethereum152B5.81%
Hyperliquid000%
Mantle000%
Optimism813.7M4.03%
Polygon000%
Solana310.3M6.42%
TON14.2M6.91%
zkSync Era000%