Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 28 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/06/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.28%13.61%
LazyEthereum1.01MUSDC0%8.27%12.75%
LazyEthereum1.01MUSDC0%8.27%12.75%
Ember-protocolEthereum37.57MUSDC0%15.84%12.57%
SymbiosisEthereum1.07MUSDC0%7.35%12%
AutofinanceEthereum1.90MUSDC0%9.82%11.69%
Bracket-vaultsEthereum2.74MUSDC0%10.65%10.39%
Harmonix-financeHyperliquid L120.41MUSDC0%10.24%10.33%
AvantisBase43.13MUSDC0%10.69%10.17%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolSui1.20MUSDC0%10.01%10.01%
Bitway-earnBSC22.20MUSDT0%10.49%10%
Harvest-financeBase1.90MUSDC0%9.78%9.64%
YieldseekerBase1.91MUSDC0%9%9.47%
SymbiosisTron1.94MUSDT0%7.4%8.83%
Ember-protocolSui1.64MUSDC0%9.55%8.75%
Euler-v2Ethereum3.61MUSDC0%2.85%8.69%
Ember-protocolSui1.13MUSDC0%7.79%8.59%
AccountableMonad1.06MUSDC1%9.98%8.4%
Blend-pools-v2Stellar10.88MUSDC0%8.6%8.29%
Ember-protocolSui6.02MUSDC4%12%8%
Gains-networkArbitrum5.15MUSDC0%6.61%7.51%
Centrifuge-protocolMonad10MUSDC0%1.67%7.49%
LoopscaleSolana1.21MUSDC0.7%8%7.26%
Ember-protocolEthereum2.79MUSDC0%7.49%7.22%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
DeltaprimeAvalanche1.03MUSDC0%6.43%6.9%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.55MUSDT2%8.76%6.76%
Ember-protocolEthereum4.56MUSDC0%7.01%6.75%
Extra-finance-leverage-farmingBase3.56MUSDC0%6.24%6.53%
Kamino-lendSolana6.75MUSDC0%5.75%6.51%
Moonwell-lendingBase1.50MUSDC1.18%5.84%6.21%
Harvest-financeEthereum1.09MUSDC0%4.91%6.01%
Storm-tradeTON3.57MUSDT0%6.09%5.64%
Fluid-lendingArbitrum43.06MUSDC0%5.5%5.47%
Ember-protocolSui3.02MUSDC0%7.3%5.38%
Kamino-lendSolana8.88MUSDC0%5.27%5.32%
Benqi-lendingAvalanche2.93MUSDC0%7.15%5.25%
Hyperlend-pooledHyperliquid L112.44MUSDC0%5.16%5.17%
Fluid-lendingEthereum8.52MUSDC0%3.74%5.16%
Fluid-lendingEthereum129.13MUSDC1.36%5.81%5.16%
Kamino-lendSolana7.35MUSDC0%5.17%5.15%
AutofinanceBase7.75MUSDC2.86%8.47%5.15%
AutofinanceEthereum7.60MUSDC0.63%5.05%5.04%
Aave-v3Avalanche6.20MUSDC0%5.52%5.03%
Fluid-lendingBase9.54MUSDC0%5.55%5.03%
Ember-protocolSui1.75MUSDC6.53%12.84%4.95%
Yearn-financeEthereum5.12MUSDC0%5.69%4.9%
Yearn-financeEthereum11.44MUSDC0%5.16%4.73%
DolomiteArbitrum1.36MUSDC0%4.5%4.68%
Navi-lendingSui4.21MUSDC0.57%4.77%4.62%
Flux-financeEthereum1.69MUSDT0%4.59%4.59%
Jupiter-lendSolana420.97MUSDC1.16%4.79%4.58%
Jupiter-lendSolana18.92MUSDT0%3.32%4.51%
AmpleBase4.35MUSDC0%4.7%4.47%
Folks-finance-xchainPolygon1.03MUSDT0%4.56%4.47%
Yo-protocolEthereum3.14MUSDC0%4.12%4.46%
Yo-protocolBase14.63MUSDC0%4.12%4.46%
Folks-finance-lendingAlgorand1.38MUSDC0%4.48%4.42%
TermmaxBase1.25MUSDC0%3.89%4.23%
ExactlyOP Mainnet1.57MUSDC0%4.14%4.18%
ExactlyOP Mainnet1.57MUSDC0%4.11%4.16%
Euler-v2Monad2.38MUSDC0%6.77%4.11%
MapleEthereum0.97BUSDT0%4.34%4.1%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.07%
ExactlyOP Mainnet1.57MUSDC0%3.93%4.03%
ExactlyOP Mainnet1.57MUSDC0%3.92%4.01%
SparklendEthereum3.57MUSDC0%4.15%4%
ExactlyOP Mainnet1.57MUSDC0%3.95%3.99%
ExactlyOP Mainnet1.57MUSDC0%3.93%3.97%
ExactlyOP Mainnet1.57MUSDC0%3.93%3.96%
Lazy-summer-protocolBase1.41MUSDC0.7%3.92%3.81%
ExactlyOP Mainnet1.57MUSDC0%1.47%3.76%
TydroInk1.98MUSDC0%2.58%3.72%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.67MUSDC0%3.5%3.67%
TermmaxEthereum6.71MUSDC0%3.44%3.65%
Fusion-by-iporEthereum1.49MUSDC0%4.85%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum457.2M6.16%
Avalanche310.2M5.73%
Base1190.9M6.29%
BSC348.9M7.84%
Ethereum251.3B6.99%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.47%
Solana6464.1M5.55%
TON13.6M5.64%
zkSync Era000%