Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.13%11.7%
BitwayBSC13.26MUSDT0%11.69%11%
AvantisBase62.68MUSDC0%9.49%10.99%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.25%7.4%9.96%
Blend-pools-v2Stellar10.44MUSDC0%9.31%8.89%
Wasabi-perpsSolana1.39MUSDC0%5.54%8.61%
SymbiosisEthereum1.03MUSDC0%6.03%8.09%
SymbiosisEthereum1.03MUSDC0%6.03%8.09%
SymbiosisTron1.78MUSDT0%6.6%7.98%
Spectra-metavaultsBase5.28MUSDC2.96%92.86%7.48%
Storm-tradeTon3.98MUSDT0%4.14%7.02%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
AbyssSui1.69MUSDC0%8.64%6.82%
Zerobase-cedefiBSC23.60MUSDT2%9.22%6.76%
Zerobase-cedefiBSC1.32MUSDC2%8.87%6.76%
AutofinanceEthereum8.42MUSDC0.67%5.53%6.57%
Yearn-financeEthereum1.07MUSDC0%5.15%6.46%
Lazy-summer-protocolEthereum2.53MUSDC0.91%4.21%5.98%
Project-0Solana1.88MUSDC0%4.45%5.76%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
LoopscaleSolana1.52MUSDC0%5.04%5.3%
DeltaprimeAvalanche1.17MUSDC0%5.35%5.04%
Wasabi-perpsBase4.61MUSDC0%4.44%5.03%
Extra-finance-leverage-farmingBase4.11MUSDC0%5.09%5.02%
Harvest-financeEthereum1.08MUSDC0%1.32%4.94%
Yo-protocolBase27.65MUSDC12%14.1%4.91%
Yo-protocolEthereum11MUSDC12%14.11%4.91%
Gains-networkArbitrum8.63MUSDC0%6.38%4.84%
AutofinanceBase6.85MUSDC3.01%6.49%4.82%
AutofinanceEthereum8.75MUSDC0%4.15%4.73%
Fluid-lendingArbitrum31.63MUSDC1%5.97%4.7%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
TermmaxEthereum2.01MUSDC0%1.84%4.64%
TermmaxEthereum2.74MUSDC0%1.8%4.64%
TermmaxEthereum11.21MUSDC0%1.79%4.64%
Scallop-lendSui1.92MUSDC0%4.68%4.39%
Hyperlend-pooledHyperliquid L113.92MUSDC0%4.06%4.3%
Yearn-financeEthereum3.73MUSDC0%4.14%4.3%
SparklendEthereum1.92MUSDC0%4.11%4.14%
Euler-v2Avalanche1.99MUSDC0%6.41%4.01%
ExactlyOptimism1.56MUSDC0%2.16%3.99%
Benqi-lendingAvalanche1.95MUSDT0%4.45%3.99%
ExactlyOptimism1.56MUSDC0%3.65%3.97%
Folks-finance-xchainPolygon1.65MUSDT0%3.68%3.97%
Euler-v2Monad1.94MUSDC0%1.5%3.93%
Yearn-financeEthereum8.79MDAI0%3.05%3.86%
ExactlyOptimism1.56MUSDC0%4.19%3.86%
Benqi-lendingAvalanche6.15MUSDC0%3.96%3.83%
NeverlandMonad16.66MUSDC4.15%8.4%3.82%
Euler-v2Ethereum28.40MUSDC0%3.58%3.79%
DolomiteEthereum20.18MUSDC0%5.76%3.78%
Flux-financeEthereum2.43MUSDC0%3.82%3.77%
Spark-savingsAvalanche66.48MUSDC0%3.75%3.75%
Spark-savingsEthereum408.79MUSDC0%3.75%3.75%
ExactlyOptimism1.56MUSDC0%3.43%3.73%
Yearn-financeBase1.96MUSDC0%3.29%3.73%
ExactlyOptimism1.56MUSDC0%3.96%3.69%
ExactlyOptimism1.56MUSDC0%1.63%3.68%
ExactlyOptimism1.56MUSDC0%4.03%3.66%
ExactlyOptimism1.56MUSDC0%3.99%3.66%
Folks-finance-lendingAlgorand2.05MUSDC0%3.48%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum551.1M6.24%
Avalanche577.7M4.12%
Base8115.2M5.94%
BSC338.2M8.17%
Ethereum22581.1M5.66%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana34.8M6.56%
TON14M7.02%
zkSync Era000%