Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 22 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AutofinanceEthereum4.45MUSDC0%5.69%16.53%
Canto-lendingCanto1.35MUSDC0%12.82%12.9%
Bracket-vaultsEthereum2.70MUSDC0%11.85%11.25%
BitwayBSC13.53MUSDT0%11.4%11%
AvantisBase50.09MUSDC0%9.87%10.51%
AutofinanceArbitrum2.87MUSDC1.9%9.45%10.4%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar8.80MUSDC0%9.32%10.05%
YieldseekerBase1.30MUSDC0%9.5%9.64%
Aave-v3Ethereum7.19MDAI0%4.15%9.11%
Aave-v3Ethereum63.12MUSDC0%3.85%8.42%
Harvest-financeEthereum1.08MUSDC0%2.19%7.84%
LoopscaleSolana1.05MUSDC1.09%8.48%7.75%
Gains-networkArbitrum8.44MUSDC0%6.66%7.73%
AbyssSui1.87MUSDC0%8.85%7.59%
SymbiosisEthereum1.19MUSDC0%6.76%7.19%
Benqi-lendingAvalanche2.19MUSDC0%6.03%7.14%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5.4%7%
SymbiosisTron1.39MUSDT0%6.94%6.84%
Fusion-by-iporEthereum1MUSDC0%2.19%6.77%
Fusion-by-iporEthereum1MUSDC0%2.19%6.77%
Zerobase-cedefiBSC24.24MUSDT2%8.93%6.76%
Zerobase-cedefiBSC1.44MUSDC2%8.8%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.48%6.73%
Harvest-financeBase2.01MUSDC0%6.45%6.29%
Extra-finance-leverage-farmingBase3.72MUSDC0%5.26%6.21%
Fluid-lendingEthereum117.62MUSDT1.78%5.65%5.77%
AutofinanceEthereum9.06MUSDC0.58%5.99%5.77%
Yearn-financeEthereum7.41MUSDC0%4.1%5.57%
TydroInk1.49MUSDC0%2.32%5.57%
DeltaprimeAvalanche1.12MUSDC0%5.24%5.52%
LoopscaleSolana1.65MUSDC0%5.26%5.37%
AutofinanceBase5.68MUSDC3.71%7.33%5.22%
DolomiteArbitrum1.18MUSDC0%4.73%5.18%
Kamino-lendSolana7.95MUSDC0%3.08%5.17%
MapleEthereum1.15BUSDT0%3.88%5.01%
Hyperlend-pooledHyperliquid L112.40MUSDC0%4.18%4.9%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Fluid-lendingArbitrum31.59MUSDC1.06%6.17%4.7%
Flux-financeEthereum1.58MUSDT0%4.61%4.66%
Wasabi-perpsBase2.24MUSDC0%4.62%4.59%
Fluid-lendingBase10.85MUSDC2.13%6.42%4.55%
Yo-protocolEthereum3.76MUSDC12%13.91%4.53%
Yo-protocolBase19.89MUSDC12%13.94%4.53%
TermmaxEthereum2.43MUSDC0%2.84%4.36%
TermmaxEthereum2.01MUSDC0%2.92%4.36%
Folks-finance-lendingAlgorand1.42MUSDC0%3.64%4.34%
Euler-v2Ethereum29.64MUSDC0%3.82%4.33%
DolomiteEthereum14.18MUSDC5.93%5.77%4.18%
Fluid-lendingEthereum171.86MUSDC1.22%4.51%4.16%
Fluid-lendingEthereum5.02MUSDC0%3.48%4.16%
Euler-v2Ethereum20.86MUSDC0%3.86%4.05%
SparklendEthereum3.19MUSDC0%4.1%4.04%
ExactlyOP Mainnet1.72MUSDC0%3.19%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.67%3.99%
Aave-v3Polygon1.10MDAI0%3.78%3.96%
Navi-lendingSui3.45MUSDC0.69%4.3%3.95%
ExactlyOP Mainnet1.72MUSDC0%3.49%3.9%
Yearn-financeEthereum8.56MDAI0%3.39%3.83%
ExactlyOP Mainnet1.72MUSDC0%2.71%3.81%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
ExactlyOP Mainnet1.72MUSDC0%3.87%3.72%
NeverlandMonad16.79MUSDC4.37%8.34%3.72%
ExactlyOP Mainnet1.72MUSDC0%3.65%3.7%
Spark-savingsAvalanche35.03MUSDC0%3.74%3.65%
Spark-savingsEthereum481.17MUSDC0%3.74%3.65%
ExactlyOP Mainnet1.72MUSDC0%4.07%3.64%
ExactlyOP Mainnet1.72MUSDC0%3.89%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum653.2M6.62%
Avalanche338.3M5.44%
Base9103.1M6.47%
BSC339.2M8.17%
Ethereum272.2B6.19%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.96%
Solana310.6M6.1%
TON14M7%
zkSync Era000%