Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/09/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase2.14MUSDC0%25.71%132.22%
Gains-networkArbitrum4.63MUSDC0%11.94%26.8%
AccountableEthereum1.91MUSDC19.32%29.79%24.04%
AvantisBase10.54MUSDC0%7.59%19.32%
EnsuroEthereum1.15MUSDC0%21.45%18.81%
AccountableMonad7.50MUSDC0.91%17.66%16.66%
Neutral-tradeSolana2.13MUSDC0%11.36%15.88%
AccountableEthereum1.07MUSDC0%15.24%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Neutral-tradeSolana2.25MUSDC0%27.29%13.19%
Ember-protocolEthereum1.64MUSDC0%23.66%12.93%
Ember-protocolEthereum6.93MUSDC0%12.86%12.9%
AccountableEthereum11.75MUSDC0%11.96%12.51%
Aave-v3Ethereum6.92MUSDC0%3.87%12.45%
Midas-rwaEthereum26.37MUSDC0%4.87%11.87%
AccountableMonad5.04MUSDC0.41%12.11%11.64%
Nawa-protocolZIGChain3.43MUSDC0%8.89%11.63%
Neutral-tradeSolana1.17MUSDC0%9.35%11.6%
AccountableMonad74.99MUSDC0.26%12.57%11.4%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
SymbiosisTron1.01MUSDT0%7.46%10.2%
SymbiosisTron1.01MUSDT0%7.46%10.2%
AguaEthereum5.10MUSDC0%10%10%
Ember-protocolSui8.09MUSDC0%10.2%10%
Ember-protocolEthereum10.28MUSDC0%9.71%9.69%
Ember-protocolEthereum3.32MUSDC0%9.56%9.41%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Fusion-by-iporEthereum1.24MUSDC0%7.85%9.27%
Ember-protocolSui1.37MUSDC0%9.95%9.02%
Harvest-financeBase1.04MUSDC0%6.78%8.32%
Bitway-earnBSC25.33MUSDT0%8%8%
Ember-protocolSui9.23MUSDC4%12%8%
YieldseekerBase1.03MUSDC0%8.64%7.83%
Pareto-creditEthereum148.58MUSDC0%7.94%7.82%
Midas-rwaEthereum65.21MUSDC0%8.2%7.67%
Midas-rwaEthereum1.70MUSDC0%9.28%7.58%
Bitway-earnBSC6.65MUSDT0%7.09%7.5%
Blend-pools-v2Stellar10.38MUSDC0%6.85%7.4%
Midas-rwaEthereum7.60MUSDC0%8.02%7.4%
Fusion-by-iporBase1.04MUSDC0%6.24%7.32%
Midas-rwaEthereum67.34MUSDC0%7.13%7.13%
Midas-rwaEthereum31.56MUSDC0%6.39%7.12%
Euler-v2Monad1.25MUSDC1.25%8.67%7.05%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Yearn-financeEthereum6.08MUSDC0%6.66%6.99%
Lista-lendingBSC2.12MUSDT0%1.55%6.88%
Harmonix-financeHyperliquid L120.67MUSDC0%6.74%6.87%
LoopscaleSolana1.33MUSDC0.31%6.98%6.86%
Fusion-by-iporEthereum2.39MUSDC0%5.98%6.83%
AccountableMonad1.63MUSDC0.36%7.57%6.79%
Zerobase-cedefiBSC18.52MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2MUSDC2%8.76%6.76%
Midas-rwaEthereum6.72MUSDC0%7.45%6.64%
Midas-rwaEthereum2.52MUSDC0%7.47%6.64%
Pareto-creditEthereum22.01MUSDC0%7.03%6.62%
Sentora-curatorEthereum73.11MUSDC0%6.63%6.56%
Harvest-financeEthereum1.16MUSDC0%9.45%6.48%
Yearn-financeEthereum9.36MUSDC0%6.65%6.31%
SymbiosisEthereum1.44MUSDC0%4.98%6.24%
Extra-finance-leverage-farmingBase3.82MUSDC0%6.77%6.02%
Kamino-lendSolana9.35MUSDC0%7.22%5.92%
Fusion-by-iporEthereum1.28MUSDC0%5.92%5.92%
Neutral-tradeSolana3.36MUSDC0%5.09%5.78%
Alchemix-v3Ethereum7.67MUSDC0%5.13%5.58%
AutofinanceBase3.57MUSDC5.18%8.59%5.44%
Storm-tradeTON2.88MUSDT0%5.41%5.3%
Hyperlend-pooledHyperliquid L118.37MUSDC0%5.83%5.28%
AutofinanceEthereum7.70MUSDC0.95%6.03%5.26%
AccountableMonad9.27MUSDC0.41%6.71%5.19%
Benqi-lendingAvalanche2.21MUSDC0%4.82%5.08%
Yearn-financeBase1.72MUSDC0%5.01%5.04%
Ember-protocolEthereum17.33MUSDC0%8.96%5%
Centrifuge-protocolAvalanche262.26MUSDC0%5.1%4.99%
Centrifuge-protocolBase50.57MUSDC0%5.1%4.99%
Centrifuge-protocolEthereum9.29MUSDC0%5.14%4.99%
AccountableEthereum3.21MUSDC0%11.59%4.95%
Native-credit-poolEthereum1.14MUSDC0%4.76%4.93%
Lista-lendingBSC2.56MUSDT0.81%6.95%4.91%
Aave-v4Ethereum1.67MUSDC0%4.1%4.85%
Fluid-lendingBase9.29MUSDC0%4.98%4.65%
MapleEthereum870.03MUSDT0%4.5%4.65%
Kamino-lendSolana3.32MUSDC0%5.76%4.48%
Flux-financeEthereum1.89MUSDT0%4.44%4.47%
Fusion-by-iporBase1.19MUSDC3.5%7.51%4.46%
Aave-v3Avalanche2.32MUSDT0%3.93%4.43%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
ExactlyOP Mainnet1.69MUSDC0%4.38%4.39%
Fluid-lendingEthereum154.83MUSDC0%4.89%4.37%
Fluid-lendingEthereum134.55MUSDT0%4.81%4.37%
Fluid-lendingEthereum3.94MUSDC0%4.89%4.37%
Navi-lendingSui10.01MUSDC0.37%5.54%4.34%
ExactlyOP Mainnet1.69MUSDC0%4.32%4.33%
ExactlyOP Mainnet1.69MUSDC0%4.29%4.33%
Ember-protocolEthereum2.04MUSDC0%3.68%4.27%
ExactlyOP Mainnet1.69MUSDC0%4.22%4.27%
Yo-protocolBase8.41MUSDC0%4.08%4.21%
Yo-protocolEthereum1.35MUSDC0%4.08%4.21%
ExactlyOP Mainnet1.69MUSDC0%4.2%4.19%
ExactlyOP Mainnet1.69MUSDC0%4.1%4.19%
DolomiteArbitrum1.38MUSDC0%4.37%4.18%
Kamino-lendSolana4.65MUSDC0%5.78%4.18%
Aave-v3Monad16.03MUSDC1.9%5.53%4.13%
ExactlyOP Mainnet1.69MUSDC0%3.94%4.12%
Fluid-lendingArbitrum62.23MUSDC0%4.25%4.04%
CurvanceMonad3.12MUSDC2.24%5.37%4.02%
Aave-v3Avalanche5.82MUSDC0%3.87%4%
Yearn-financeEthereum2.39MUSDC0%3.76%3.99%
TermmaxEthereum3.32MUSDC0%4.07%3.96%
Aave-v3Polygon1.01MDAI0%4.07%3.95%
Lista-lendingBSC2.43MUSDT0%2.38%3.91%
Jupiter-lendSolana17.48MUSDT0%3.96%3.85%
Venus-core-poolBSC7.65MUSDC0%2.27%3.83%
ExactlyOP Mainnet1.69MUSDC0%3.97%3.82%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum19.84MUSDC0%3.58%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
ExactlyOP Mainnet1.69MUSDC0%3.3%3.73%
AmpleBase4.38MUSDC0%4.05%3.72%
Kamino-lendSolana1.66MUSDT0%4.2%3.7%
Yearn-financeEthereum1.11MUSDC0%3.87%3.7%
TydroInk13.24MUSDC0%3.36%3.66%
Spark-savingsEthereum315.98MUSDC0%3.55%3.6%
Spark-savingsAvalanche9.48MUSDC0%3.55%3.6%
SparklendEthereum2.04MUSDC0%3.5%3.54%
Compound-v3Ethereum37.41MUSDC0%4.7%3.53%
Aave-v3Ethereum58.29MUSDC1.67%5.4%3.53%
Aave-v3Base24.70MUSDC0%3.53%3.52%
Spark-savingsEthereum376.77MUSDT0%3.19%3.5%
Kamino-lendSolana24.14MUSDC0%4.91%3.48%
Jupiter-lendSolana482.80MUSDC0.37%4.99%3.47%
Aave-v4Ethereum1.40MUSDT0%3.21%3.44%
Aave-v3BSC1.66MUSDC0%2.95%3.41%
SparklendEthereum18.83MUSDT0%3.29%3.39%
Yearn-financeEthereum5.78MUSDT0%3.19%3.34%
Midas-rwaEthereum72.54MUSDC0%3.29%3.33%
Midas-rwaEtherlink1.22MUSDC0%3.3%3.33%
Native-credit-poolEthereum1.82MUSDT0%3.22%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum7.44MDAI0%3.24%3.29%
SaveSolana5.52MUSDC0%2.63%3.23%
Aave-v3Ethereum420.90MUSDT0%3.34%3.17%
Aave-v3Ethereum71.02MUSDT1.44%4.77%3.17%
DolomiteEthereum32.49MUSDC3.83%7.45%3.16%
Native-credit-poolBSC1.56MUSDT0%3.09%3.14%
Compound-v3Ethereum23.01MUSDT0%3.09%3.14%
Aave-v3Ethereum17.64MDAI0%2.79%3.06%
Benqi-lendingAvalanche1.23MUSDT0%3.71%3.03%
Aave-v3Ethereum1.26MUSDC0%2.7%3.02%
Aave-v3Polygon11.91MUSDC0%2.84%2.89%
Centrifuge-protocolMonad4.55MUSDC0%3.16%2.88%
Centrifuge-protocolPharos4.40MUSDC0%3.42%2.88%
Compound-v3Arbitrum3.10MUSDC0%2.8%2.84%
Aave-v3BSC12.32MUSDT0%2.43%2.8%
Aave-v3Arbitrum28.55MUSDC0%2.5%2.79%
Aave-v3OP Mainnet1.93MUSDC0%2.5%2.73%
Midas-rwaEthereum6.43MUSDC0%7.03%2.63%
Midas-rwaEtherlink1.12MUSDC0%7.01%2.63%
Compound-v3Arbitrum4.14MUSDT0%2.53%2.58%
Midas-rwaEtherlink4.84MUSDC0%9.09%2.58%
Venus-core-poolBSC68.56MUSDT0%2.48%2.52%
Venus-fluxBSC2.07MUSDT0%2.48%2.46%
SparklendEthereum99.93MDAI0%2.28%2.46%
Centrifuge-protocolEthereum1.97MUSDT0%2.32%2.4%
Justlend-v1Tron71.33MUSDT0%2.3%2.35%
Aave-v4Ethereum1.27MUSDC0%1.8%2.21%
Echelon-marketAptos1.30MUSDC1.57%3.33%1.98%
Aave-v4Avalanche1.69MUSDC3.15%4.06%1.97%
NeverlandMonad1.52MUSDC6.72%9.35%1.92%
SaveSolana2.33MUSDT0%1.63%1.9%
Aave-v3Arbitrum1.19MDAI0%1.97%1.87%
Aave-v3Sonic1.15MUSDC0%1.85%1.85%
CurrentSui16.31MUSDC5.99%9.37%1.8%
Centrifuge-protocolEthereum1.87MUSDC0%2.49%1.8%
Gami-labsBase3.03MUSDC0%2.15%1.44%
Spectra-metavaultsBase3.03MUSDC0%2.17%1.44%
Lista-lendingEthereum5.03MUSDC6.36%7.06%0.91%
ExactlyOP Mainnet1.69MUSDC0%0.93%0.91%
Kamino-lendSolana4.12MUSDC0%0.62%0.89%
Zest-v2Stacks10.09MUSDC0%0.65%0.81%
TectonicCronos1.15MUSDC0.03%0.25%0.65%
AcrossEthereum1.58MUSDT1.3%1.41%0.6%
Lista-lendingEthereum3.44MUSDT5.55%5.88%0.47%
AcrossEthereum1.10MUSDC4.33%4.28%0.19%
CredixSolana13.46MUSDC0%0.05%0.07%
Aave-v4Avalanche3.83MUSDT6.65%4.26%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8112.8M6.51%
Avalanche8288.8M3.4%
Base18141M12.85%
BSC13153.4M4.84%
Ethereum773.4B5.9%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon212.9M3.42%
Solana16579.1M5.53%
TON12.9M5.3%
zkSync Era000%