Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Apr 30 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/05/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.91%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.5%10.99%
BitwayBSC13.54MUSDT0%11.01%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
AvantisBase48.12MUSDC0%10.11%9.02%
Blend-pools-v2Stellar10.08MUSDC0%9.23%9%
YieldseekerBase1.27MUSDC0%9.3%8.68%
Aave-v3Avalanche1.19MUSDT0%5.22%8.64%
SymbiosisTron1.16MUSDT0%7.43%8.18%
AutofinanceArbitrum3.66MUSDC1.21%11.65%7.52%
Yearn-financeEthereum1.18MUSDC0%5.64%7.41%
Harvest-financeBase1.97MUSDC0%6.65%7.25%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
LoopscaleSolana1.70MUSDC1.04%8.42%6.82%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.93MUSDT2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.22%6.7%
AutofinanceEthereum9.16MUSDC0.61%6.4%6.53%
SymbiosisEthereum1.21MUSDC0%7.19%6.13%
Aave-v3Avalanche5.11MUSDC0%4.96%6.11%
DeltaprimeAvalanche1.06MUSDC0%5.41%5.97%
DeltaprimeAvalanche1.06MUSDC0%5.41%5.97%
AbyssSui1.23MUSDC0%8.73%5.88%
Benqi-lendingAvalanche2.36MUSDC0%7.3%5.87%
Hyperlend-pooledHyperliquid L17.71MUSDC0%4.73%5.85%
Extra-finance-leverage-farmingBase3.94MUSDC0%5.58%5.81%
Gains-networkArbitrum5.40MUSDC0%6.44%5.34%
Scallop-lendSui1.17MUSDC0%5.23%5.29%
Project-0Solana2.26MUSDC0%7.5%5.23%
Venus-fluxBSC5.88MUSDC0%5.46%5.15%
AutofinanceBase5.67MUSDC3.88%8.15%5.15%
Folks-finance-lendingAlgorand1.20MUSDC0%3.99%4.68%
Fluid-lendingArbitrum40.48MUSDC0.77%6.1%4.67%
DolomiteArbitrum1.32MUSDC0%5.76%4.65%
AutofinanceEthereum4.39MUSDC0%6.94%4.63%
Yearn-financeEthereum8.20MUSDC0%4.37%4.58%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
MapleEthereum1.07BUSDT0%4.18%4.53%
Fluid-lendingBase13.87MUSDC1.54%6.37%4.4%
Yearn-financeEthereum7.82MDAI0%3.83%4.23%
Yearn-financeEthereum3.57MUSDT0%3.37%4.23%
ExactlyOP Mainnet1.55MUSDC0%3.97%4.07%
SparklendEthereum3MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.55MUSDC0%3.83%4.04%
ExactlyOP Mainnet1.55MUSDC0%3.5%4%
Harvest-financeEthereum1.08MUSDC0%3.92%3.99%
NeverlandMonad13.80MUSDC4.39%8.13%3.94%
ExactlyOP Mainnet1.55MUSDC0%3.73%3.93%
DolomiteEthereum18.96MUSDC4.1%6.69%3.87%
ExactlyOP Mainnet1.55MUSDC0%3.79%3.84%
ExactlyOP Mainnet1.55MUSDC0%3.89%3.81%
ExactlyOP Mainnet1.55MUSDC0%3.65%3.81%
ExactlyOP Mainnet1.55MUSDC0%3.75%3.8%
ExactlyOP Mainnet1.55MUSDC0%3.34%3.79%
Euler-v2Ethereum36.68MUSDC0%3.93%3.77%
Yearn-financeEthereum27.31MUSDC0%3.5%3.72%
Yo-protocolEthereum3.58MUSDC7.8%14.23%3.7%
Yo-protocolBase18.50MUSDC7.8%14.22%3.7%
Aave-v3Ethereum147.21MUSDC0%4.62%3.68%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Spark-savingsAvalanche36.58MUSDC0%3.71%3.65%
Spark-savingsEthereum0.96BUSDC0%3.71%3.65%
Euler-v2Ethereum30.81MUSDC0%3.88%3.62%
Navi-lendingSui5.10MUSDC0.62%4.5%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum558.8M5.84%
Avalanche647.4M6.03%
Base793.4M6.29%
BSC446.2M7.29%
Ethereum222.4B5.12%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana24M6.03%
TON13.6M6.7%
zkSync Era000%