Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2026 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.02MUSDC0%16.49%41.22%
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
EnsuroEthereum1.10MUSDC0%21.51%20.34%
Kamino-lendSolana4.63MUSDC0%4.8%18.4%
Midas-rwaEtherlink4.83MUSDC0%10.47%16.26%
AccountableEthereum2.33MUSDC16.15%25.61%16.25%
Harvest-financeEthereum1.23MUSDC0%7.12%15.08%
Harvest-financeBase1.86MUSDC0%10.85%14.58%
AccountableEthereum1.06MUSDC1.25%15.18%14.25%
AccountableMonad7.50MUSDC0.96%22.46%14.18%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.53MUSDC0%5.57%13.28%
Ember-protocolEthereum7.06MUSDC0%12.89%12.9%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
Aave-v3Ethereum8.62MUSDC0%3.82%12.17%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
Midas-rwaEthereum1.76MUSDC0%11.81%11.59%
AccountableEthereum3.29MUSDC0%10.78%11.55%
Kamino-lendSolana3.82MUSDC0%6.88%11.41%
AccountableMonad75MUSDC0.28%14.95%11.2%
Ember-protocolSui1.39MUSDC0%10.15%11.04%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
Ember-protocolSui7.24MUSDC0%10.08%10.11%
AguaEthereum6.15MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.18MUSDC0%9.7%8.67%
YieldseekerBase1.12MUSDC0%9.29%8.55%
Ember-protocolEthereum17.15MUSDC0%7.92%8.41%
Pareto-creditEthereum168.51MUSDC0%8.06%8.02%
Kamino-lendSolana2.90MUSDC0%5.43%8.02%
Bitway-earnBSC26.12MUSDT0%8%8%
Ember-protocolSui9.29MUSDC4%12%8%
Midas-rwaEthereum7.62MUSDC0%8.91%7.73%
Bitway-earnBSC4.25MUSDT0%5.84%7.5%
Midas-rwaEthereum64.46MUSDC0%9.53%7.48%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.9%7.12%
AccountableMonad1.50MUSDC0.4%7.8%7.03%
LoopscaleSolana1.38MUSDC0.3%7%7.02%
Harmonix-financeHyperliquid L123.91MUSDC0%6.4%7.01%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.37%6.94%
Midas-rwaEthereum2.51MUSDC0%7.37%6.93%
Extra-finance-leverage-farmingBase3.39MUSDC0%7.1%6.9%
SymbiosisTron1.10MUSDT0%5.85%6.82%
Zerobase-cedefiBSC18.70MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Midas-rwaEthereum36.40MUSDC0%7.63%6.68%
Blend-pools-v2Stellar10.26MUSDC0%6.64%6.53%
Ember-protocolSui1.07MUSDC0%8.19%6.51%
Yearn-financeEthereum6.11MUSDC0%6.71%6.45%
Harvest-financeBase1.13MUSDC0%6.35%6.43%
Yearn-financeEthereum8.90MUSDC0%6.09%6.35%
Euler-v2Monad1.17MUSDC1.25%9.85%6.21%
AccountableMonad11.03MUSDC0.42%7.55%6.13%
SentoraEthereum42.83MUSDC0%6.31%6.07%
Fusion-by-iporBase1.13MUSDC0%5.76%6.03%
Midas-rwaEthereum6.42MUSDC0%8.97%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.97%6.02%
Kamino-lendSolana1.51MUSDT0%3.83%5.92%
Centrifuge-protocolPlume Mainnet20.81MUSDC0%6.26%5.78%
Fluid-lendingBase8.98MUSDC0%5.11%5.59%
Fusion-by-iporEthereum2.69MUSDC0%5.67%5.58%
Navi-lendingSui4.80MUSDC0.54%5.52%5.51%
Alchemix-v3Ethereum7.97MUSDC0%4.61%5.4%
Storm-tradeTON3.15MUSDT0%5.54%5.4%
Kamino-lendSolana2.08MUSDC0%5.15%5.34%
AutofinanceEthereum8.02MUSDC0.85%5.84%5.29%
AutofinanceBase7.66MUSDC2.24%7.85%5.18%
Fluid-lendingEthereum142.20MUSDT0%4.69%5.17%
Yearn-financeBase1.77MUSDC0%4.94%5.04%
DolomiteArbitrum1.04MUSDC0%4.21%4.96%
Centrifuge-protocolMonad10.08MUSDC0%6.29%4.88%
Fluid-lendingEthereum150.23MUSDC0%4.95%4.85%
Fluid-lendingEthereum1.87MUSDC0%4.95%4.85%
Compound-v3Ethereum34.87MUSDC0.1%3.91%4.8%
Jupiter-lendSolana446.18MUSDC0.68%5.14%4.76%
Fusion-by-iporBase1.14MUSDC2.5%7.29%4.74%
Benqi-lendingAvalanche2.88MUSDC0%4.46%4.72%
Hyperlend-pooledHyperliquid L122.97MUSDC0%6.83%4.69%
Centrifuge-protocolAvalanche261.75MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
MapleEthereum1.02BUSDT0%4.22%4.6%
Lista-lendingBSC2.47MUSDT1.42%7.23%4.57%
Fluid-lendingArbitrum52.34MUSDC0%4.8%4.56%
TydroInk7.32MUSDC0%2.25%4.5%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
ExactlyOP Mainnet1.72MUSDC0%4.36%4.37%
SymbiosisEthereum1.33MUSDC0%4.72%4.33%
ExactlyOP Mainnet1.72MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.72MUSDC0%4.25%4.28%
Yo-protocolBase9.10MUSDC0%4.14%4.23%
Yo-protocolEthereum1.51MUSDC0%4.14%4.23%
Jupiter-lendSolana17.89MUSDT0%3.58%4.23%
ExactlyOP Mainnet1.72MUSDC0%4.18%4.21%
ExactlyOP Mainnet1.72MUSDC0%4.2%4.21%
Ember-protocolSui1.17MUSDC0%3.71%4.12%
ExactlyOP Mainnet1.72MUSDC0%4.02%4.09%
ExactlyOP Mainnet1.72MUSDC0%3.69%3.97%
Moonwell-lendingBase2.09MUSDC0.08%6.68%3.92%
ExactlyOP Mainnet1.72MUSDC0%4.01%3.88%
ExactlyOP Mainnet1.72MUSDC0%4.12%3.83%
TermmaxEthereum3.33MUSDC0%4.05%3.82%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.08%3.76%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Ember-protocolEthereum2.04MUSDC0%3.09%3.69%
Yearn-financeEthereum20.23MUSDC0%3.34%3.66%
Spark-savingsEthereum304.87MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.78MUSDC0%3.52%3.52%
Centrifuge-protocolMonad4.55MUSDC0%3.79%3.49%
Centrifuge-protocolPharos4.40MUSDC0%3.82%3.49%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v3Base23.73MUSDC0%3.42%3.47%
Aave-v3Avalanche2.57MUSDT0%3.4%3.37%
Aave-v3Ethereum246.89MUSDT0%2.98%3.37%
Aave-v3Ethereum70.36MUSDT1.45%4.36%3.37%
Native-credit-poolEthereum1.77MUSDT0%3%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum57.28MUSDC1.7%5.25%3.3%
Aave-v4Ethereum1.38MUSDT0%2.49%3.29%
Project-0Solana1.94MUSDC0%4.35%3.28%
Aave-v4Ethereum1.04MUSDC0%3.82%3.26%
Aave-v3Avalanche6.52MUSDC0%3.63%3.26%
Spark-savingsEthereum362.77MUSDT0%2.93%3.25%
Yearn-financeEthereum7.42MDAI0%3.12%3.23%
Midas-rwaEthereum71.67MUSDC0%3.38%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.39%3.22%
DolomiteEthereum31.65MUSDC4.19%7.51%3.19%
Aave-v3Monad20.96MUSDC2.17%5.56%3.16%
Native-credit-poolBSC2.26MUSDT0%3.18%3.14%
Euler-v2Ethereum5.49MUSDC0%3.11%3.12%
Yearn-financeEthereum5.77MUSDT0%3.17%3.06%
Compound-v3Ethereum27.87MUSDT0.11%3.15%3.05%
CurvanceMonad2.89MUSDC2.21%5.28%2.97%
Aave-v3Ethereum19.60MDAI0%2.96%2.96%
Euler-v2Ethereum7.29MUSDC0%3.97%2.84%
Centrifuge-protocolEthereum1.68MUSDC0%1.8%2.83%
Aave-v3Polygon12.23MUSDC0%2.8%2.81%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
Compound-v3Arbitrum3.56MUSDC0%2.76%2.75%
Aave-v3BSC2.51MUSDC0%3.01%2.7%
Venus-core-poolBSC66.34MUSDT0%2.14%2.68%
Compound-v3Arbitrum3.93MUSDT0%2.2%2.63%
LoopscaleSolana1.67MUSDC6.88%8.88%2.63%
SparklendEthereum61.79MUSDT0%3.7%2.62%
SaveSolana5.58MUSDC0%2.41%2.61%
Aave-v3Ethereum1.53MUSDC0%2.24%2.58%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Aave-v3BSC14.44MUSDT0%2.17%2.36%
Scallop-lendSui1.08MUSDC0%2.63%2.32%
Aave-v3OP Mainnet2.73MUSDC0%2.77%2.32%
Justlend-v1Tron72.32MUSDT0%2.25%2.29%
Aave-v3Arbitrum43.70MUSDC0%2.4%2.28%
Venus-fluxBSC2.32MUSDT0%2.51%2.23%
SparklendEthereum117.33MDAI0%2.17%2.17%
Euler-v2Ethereum1.32MUSDC25%8.41%2.12%
Aave-v4Ethereum1.39MUSDC0%1.98%2.07%
Venus-core-poolBSC19.96MUSDC0%2.44%2.06%
Midas-rwaEthereum26.21MUSDC0%5.57%2.04%
CurrentSui12.02MUSDC6.78%9.7%1.97%
Lista-lendingBSC3.63MUSDT0%2.41%1.88%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
Aave-v3Arbitrum1.28MDAI0%1.95%1.76%
Aave-v4Ethereum1.04MUSDT0%1.5%1.76%
SaveSolana2.17MUSDT0%1.47%1.7%
Lista-lendingEthereum2.50MUSDT4.27%5.73%1.66%
NeverlandMonad2.07MUSDC7.38%7.57%1.63%
Echelon-marketAptos1.52MUSDC1.56%3.54%1.55%
ExactlyOP Mainnet1.72MUSDC0%0.99%0.87%
Lista-lendingBSC3.43MUSDT0%1.11%0.87%
Lista-lendingEthereum3.29MUSDC6.55%6.41%0.77%
Zest-v2Stacks10.13MUSDC0%0.53%0.59%
Aave-v4Avalanche5.73MUSDC5.73%1.34%0.45%
TectonicCronos44.95MUSDT0%0.15%0.15%
TectonicCronos54.04MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.21%1.48%0.05%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.03%4.29%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8118M4.9%
Avalanche6290.2M3.33%
Base17134.6M5.58%
BSC16171.5M3.56%
Ethereum763.4B5.71%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.2M2.81%
Solana15508.9M7.52%
TON13.1M5.4%
zkSync Era000%