Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/06/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.28%13.61%
SymbiosisEthereum1.04MUSDC0%7.39%13.22%
LazyEthereum1.01MUSDC0%8.29%12.75%
LazyEthereum1.01MUSDC0%8.29%12.75%
Ember-protocolEthereum37.56MUSDC0%15.8%12.57%
AutofinanceEthereum1.90MUSDC0%9.87%11.79%
Bracket-vaultsEthereum2.74MUSDC0%10.65%10.39%
Harmonix-financeHyperliquid L120.49MUSDC0%10.24%10.33%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolSui1.20MUSDC0%10.01%10.01%
Bitway-earnBSC21.97MUSDT0%10.48%10%
AvantisBase42.74MUSDC0%10.69%9.64%
Harvest-financeBase1.90MUSDC0%9.8%9.64%
YieldseekerBase1.95MUSDC0%9.01%9.41%
SymbiosisTron1.45MUSDT0%7.42%8.98%
Ember-protocolSui1.64MUSDC0%9.54%8.75%
Ember-protocolSui1.13MUSDC0%7.8%8.59%
AccountableMonad1.05MUSDC1%9.97%8.4%
Aave-v3Ethereum52.23MUSDC4.2%8.25%8.38%
Aave-v3Ethereum67.40MUSDC0%3.8%8.38%
Blend-pools-v2Stellar11.01MUSDC0%8.59%8.25%
Ember-protocolSui6.02MUSDC4%12%8%
Moonwell-lendingBase1.47MUSDC1.2%5.87%7.53%
Centrifuge-protocolMonad10MUSDC0%1.78%7.49%
LoopscaleSolana1.24MUSDC0.7%8%7.25%
Ember-protocolEthereum2.79MUSDC0%7.49%7.22%
Gains-networkArbitrum5.61MUSDC0%6.62%7.08%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
DeltaprimeAvalanche1.03MUSDC0%6.44%6.9%
Zerobase-cedefiBSC24.56MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Ember-protocolEthereum4.56MUSDC0%7%6.75%
Jupiter-lendSolana399.03MUSDC1.22%4.8%6.57%
Extra-finance-leverage-farmingBase3.56MUSDC0%6.25%6.53%
Euler-v2Ethereum3.96MUSDC0%2.86%6.5%
Harvest-financeEthereum1.09MUSDC0%4.92%5.88%
Storm-tradeTON3.57MUSDT0%6.09%5.64%
LoopscaleSolana1.13MUSDC0%5.54%5.55%
Kamino-lendSolana7.19MUSDC0%5.31%5.52%
Ember-protocolSui3.02MUSDC0%7.28%5.38%
Fusion-by-iporEthereum1.49MUSDC0%4.88%5.37%
Fluid-lendingArbitrum43.08MUSDC0%5.51%5.23%
Benqi-lendingAvalanche3.04MUSDC0%7.14%5.2%
Fluid-lendingEthereum8.52MUSDC0%3.76%5.18%
Fluid-lendingEthereum129.68MUSDC1.34%5.82%5.18%
AutofinanceBase7.75MUSDC2.86%8.46%5.15%
Kamino-lendSolana7.38MUSDC0%5.16%5.14%
Yearn-financeEthereum11.44MUSDC0%5.16%5.04%
AutofinanceEthereum7.60MUSDC0.63%5.05%5.04%
Hyperlend-pooledHyperliquid L113.57MUSDC0%5.14%5.01%
Ember-protocolSui1.75MUSDC6.53%12.83%4.95%
Fluid-lendingBase9.56MUSDC0%5.55%4.95%
Yearn-financeEthereum5.12MUSDC0%5.69%4.93%
Navi-lendingSui3.19MUSDC0.6%4.77%4.87%
Aave-v3Avalanche6.51MUSDC0%5.51%4.7%
DolomiteArbitrum1.38MUSDC0%4.5%4.64%
Flux-financeEthereum1.69MUSDT0%4.59%4.59%
Jupiter-lendSolana18.94MUSDT0%3.33%4.5%
Folks-finance-xchainPolygon1.03MUSDT0%4.56%4.47%
AmpleBase4.35MUSDC0%4.7%4.47%
Yo-protocolEthereum3.14MUSDC0%4.12%4.41%
Yo-protocolBase14.62MUSDC0%4.12%4.41%
Folks-finance-lendingAlgorand1.39MUSDC0%4.48%4.4%
Kamino-lendSolana7.47MUSDC0%5.76%4.22%
ExactlyOP Mainnet1.58MUSDC0%4.14%4.18%
ExactlyOP Mainnet1.58MUSDC0%4.11%4.16%
TermmaxBase1.25MUSDC0%3.92%4.12%
Euler-v2Monad2.38MUSDC0%6.74%4.11%
MapleEthereum0.96BUSDT0%4.34%4.1%
ExactlyOP Mainnet1.58MUSDC0%4.03%4.07%
ExactlyOP Mainnet1.58MUSDC0%3.93%4.03%
ExactlyOP Mainnet1.58MUSDC0%3.92%4.01%
SparklendEthereum3.58MUSDC0%4.15%4%
ExactlyOP Mainnet1.58MUSDC0%3.95%3.99%
ExactlyOP Mainnet1.58MUSDC0%3.93%3.98%
ExactlyOP Mainnet1.58MUSDC0%3.93%3.96%
ExactlyOP Mainnet1.58MUSDC0%1.49%3.77%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.67MUSDC0%3.51%3.67%
Aave-v3Avalanche3.12MUSDT0%5.61%3.67%
Lista-lendingBSC4.78MUSDT3.86%8.32%3.63%
TermmaxEthereum6.68MUSDC0%3.46%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum457.7M5.99%
Avalanche413.7M5.12%
Base1089.1M6.58%
BSC453.5M6.79%
Ethereum271.4B7.13%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.47%
Solana7442.4M5.54%
TON13.6M5.64%
zkSync Era000%