Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 28 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
31/05/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Fluid-lendingEthereum136.51MUSDC1.21%5.69%19.35%
Fluid-lendingEthereum8.52MUSDC0%3.59%19.35%
Canto-lendingCanto1.35MUSDC0%13.26%13.61%
LazyEthereum1.08MUSDC0%8.14%12.75%
Ember-protocolEthereum38.05MUSDC0%16.02%12.57%
AutofinanceEthereum1.90MUSDC0%9.6%11.8%
Harmonix-financeHyperliquid L117.23MUSDC0%10.23%10.52%
Bitway-earnBSC21.46MUSDT0%10.5%10.5%
AvantisBase43.98MUSDC0%10.64%10.49%
Bracket-vaultsEthereum2.72MUSDC0%10.67%10.41%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
SymbiosisEthereum1.02MUSDC0%7.21%10.07%
SymbiosisEthereum1.02MUSDC0%7.21%10.07%
Ember-protocolSui1.15MUSDC0%10.01%10.01%
Harvest-financeBase1.90MUSDC0%9.69%9.64%
YieldseekerBase1.89MUSDC0%8.95%9.52%
Ember-protocolSui1.64MUSDC0%9.6%8.75%
Ember-protocolSui1.13MUSDC0%7.75%8.59%
Blend-pools-v2Stellar10.76MUSDC0%8.62%8.34%
Ember-protocolSui6.02MUSDC4%12%8%
SymbiosisTron1.60MUSDT0%7.38%7.51%
LoopscaleSolana1.31MUSDC0.7%8%7.23%
Ember-protocolEthereum2.79MUSDC0%7.51%7.22%
Fluid-lendingArbitrum44MUSDC0%5.45%7.12%
Moonwell-lendingBase1.46MUSDC1.27%5.68%7.1%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.38MUSDC0%6.2%6.9%
DeltaprimeAvalanche1.04MUSDC0%6.4%6.86%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.54MUSDT2%8.76%6.76%
Ember-protocolEthereum4.56MUSDC0%7.02%6.75%
Gains-networkArbitrum5.50MUSDC0%6.55%6.66%
Harvest-financeEthereum1.09MUSDC0%4.86%6.32%
Aave-v3Avalanche2.09MUSDT0%5.69%6.19%
Scallop-lendSui1.05MUSDC0%5.13%5.64%
Storm-tradeTON3.57MUSDT0%6.14%5.62%
Benqi-lendingAvalanche2.63MUSDC0%7.23%5.42%
Centrifuge-protocolMonad10MUSDC0%1.23%5.38%
Ember-protocolSui2.98MUSDC0%7.41%5.38%
Aave-v3Avalanche5.91MUSDC0%5.56%5.34%
Yearn-financeEthereum5.12MUSDC0%5.67%5.24%
Fluid-lendingBase9.55MUSDC0%5.55%5.23%
AutofinanceBase7.75MUSDC3.06%8.5%5.07%
AutofinanceEthereum7.60MUSDC0.63%5.09%5.04%
Ember-protocolSui1.72MUSDC6.53%12.92%4.95%
Yearn-financeEthereum11.42MUSDC0%5.16%4.84%
Benqi-lendingAvalanche1.17MUSDT0%5.51%4.81%
Kamino-lendSolana7.36MUSDC0%5.67%4.76%
DolomiteArbitrum1.34MUSDC0%4.5%4.71%
Hyperlend-pooledHyperliquid L115.35MUSDC0%5.18%4.62%
Flux-financeEthereum1.67MUSDT0%4.58%4.6%
Folks-finance-lendingAlgorand1.29MUSDC0%4.49%4.56%
TermmaxBase1.25MUSDC0%3.71%4.52%
Navi-lendingSui4.73MUSDC0.56%4.75%4.51%
AmpleBase4.34MUSDC0%4.71%4.48%
Folks-finance-xchainPolygon1.03MUSDT0%4.57%4.47%
Centrifuge-protocolAvalanche258.95MUSDC0%4.42%4.45%
Centrifuge-protocolEthereum174.50MUSDC0%4.38%4.45%
Centrifuge-protocolBase1.09MUSDC0%4.38%4.45%
Centrifuge-protocolEthereum6.88MUSDC0%4.38%4.45%
Yo-protocolEthereum3.14MUSDC0%4.1%4.42%
Yo-protocolBase14.65MUSDC0%4.09%4.42%
ExactlyOP Mainnet1.58MUSDC0%4.13%4.18%
ExactlyOP Mainnet1.58MUSDC0%4.11%4.16%
Fusion-by-iporEthereum1.49MUSDC0%4.79%4.14%
Jupiter-lendSolana426.74MUSDC1.14%4.74%4.14%
Euler-v2Monad2.38MUSDC0%6.91%4.11%
MapleEthereum0.98BUSDT0%4.36%4.09%
ExactlyOP Mainnet1.58MUSDC0%4.02%4.07%
Jupiter-lendSolana20.75MUSDT0%3.25%4.06%
ExactlyOP Mainnet1.58MUSDC0%3.92%4.02%
TermmaxEthereum6.71MUSDC0%3.28%4.02%
SparklendEthereum3.56MUSDC0%4.15%4%
ExactlyOP Mainnet1.58MUSDC0%3.91%3.99%
ExactlyOP Mainnet1.58MUSDC0%3.94%3.99%
ExactlyOP Mainnet1.58MUSDC0%3.92%3.97%
ExactlyOP Mainnet1.58MUSDC0%3.93%3.96%
ExactlyOP Mainnet1.58MUSDC0%4.01%3.9%
ExactlyOP Mainnet1.58MUSDC0%1.37%3.76%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.49%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum458.5M6.37%
Avalanche6271.8M5.51%
Base1191.2M6.53%
BSC348.1M8.01%
Ethereum261.5B7.71%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.47%
Solana4456.2M5.05%
TON13.6M5.62%
zkSync Era000%