Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/05/2026 17:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.22%13.5%
Ember-protocolEthereum38.03MUSDC0%16.37%12.52%
Ember-protocolSui1.77MUSDC0%9.66%12.17%
Ember-protocolSui7.66MUSDC0%8.21%11.67%
AvantisBase44.13MUSDC0%10.51%11.28%
Bitway-earnBSC20.98MUSDT0%10.52%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.72%10.45%
Harmonix-financeHyperliquid L115.32MUSDC0%10.19%10.39%
YieldseekerBase1.64MUSDC0%8.85%10.13%
GoldfinchEthereum36.73MUSDC0%10.05%10.12%
Ember-protocolSui1.45MUSDC0%10.01%10.01%
Ember-protocolSui1.14MUSDC0%9.33%9.85%
Benqi-lendingAvalanche1.90MUSDC0%7.38%9.84%
Harvest-financeBase1.90MUSDC0%9.51%9.64%
AutofinanceEthereum2.03MUSDC0%9.27%9.36%
Ember-protocolSui2.98MUSDC0%7.61%8.67%
Ember-protocolSui1.13MUSDC0%7.65%8.48%
Blend-pools-v2Stellar10.53MUSDC0%8.67%8.44%
AccountableMonad3.39MUSDC1%10.17%8%
Ember-protocolSui5.96MUSDC4%12%8%
SymbiosisTron1.68MUSDT0%7.34%7.69%
Ember-protocolEthereum2.79MUSDC0%7.53%7.24%
Ember-protocolEthereum4.66MUSDC0%7.02%7.22%
LoopscaleSolana1.63MUSDC0.66%8%7.18%
Fluid-lendingBase10.56MUSDC0%5.54%7.03%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.28MUSDT2%9%7%
Moonwell-lendingBase1.50MUSDC1.16%5.44%6.89%
DeltaprimeAvalanche1.04MUSDC0%6.35%6.82%
Gains-networkArbitrum5.15MUSDC0%6.47%6.79%
Zerobase-cedefiBSC24.56MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.13MUSDC2%8.76%6.76%
Harvest-financeEthereum1.09MUSDC0%4.79%6.6%
Extra-finance-leverage-farmingBase3.59MUSDC0%6.13%6.45%
Aave-v3Avalanche5.21MUSDC0%5.63%6.1%
Fluid-lendingEthereum151.04MUSDC1.12%5.11%6%
Fluid-lendingArbitrum46.68MUSDC0%5.4%5.73%
Storm-tradeTON3.68MUSDT0%6.2%5.64%
Ember-protocolSui1.73MUSDC5.65%13.09%5.5%
Yearn-financeEthereum3.30MUSDC0%5.64%5.26%
AutofinanceBase7.69MUSDC2.86%8.56%5.22%
Aave-v3Avalanche2.50MUSDT0%5.88%5.12%
Yearn-financeEthereum11.28MUSDC0%5.19%4.97%
Kamino-lendSolana7.31MUSDC0%5.56%4.97%
Folks-finance-lendingAlgorand1.18MUSDC0%4.48%4.74%
DolomiteArbitrum1.34MUSDC0%4.51%4.71%
Benqi-lendingAvalanche1.27MUSDT0%5.7%4.7%
Scallop-lendSui1.54MUSDC0%5.15%4.67%
Flux-financeEthereum1.67MUSDT0%4.58%4.6%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
AmpleBase4.34MUSDC0%4.74%4.49%
Hyperlend-pooledHyperliquid L115.91MUSDC0%5.23%4.48%
Centrifuge-protocolEthereum174.57MUSDC0%4.36%4.45%
Centrifuge-protocolAvalanche258.92MUSDC0%4.41%4.45%
Centrifuge-protocolEthereum7.38MUSDC0%4.36%4.45%
AutofinanceEthereum7.60MUSDC0.63%5.19%4.42%
Navi-lendingSui5.34MUSDC0.57%4.87%4.38%
Yo-protocolEthereum3.14MUSDC0%4.07%4.38%
Yo-protocolBase14.77MUSDC0%4.07%4.38%
TermmaxBase1.25MUSDC0%3.37%4.35%
Jupiter-lendSolana420.60MUSDC1.16%4.67%4.34%
ExactlyOP Mainnet1.59MUSDC0%4.12%4.17%
MapleEthereum0.95BUSDT0%4.38%4.17%
ExactlyOP Mainnet1.59MUSDC0%4.1%4.16%
Fluid-lendingEthereum7.56MUSDC0%3.57%4.11%
Euler-v2Monad2.38MUSDC0%7.34%4.11%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.06%
TermmaxEthereum6.70MUSDC0%2.99%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.9%4.01%
SparklendEthereum3.58MUSDC0%4.15%4%
ExactlyOP Mainnet1.59MUSDC0%3.93%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.89%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.91%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.91%3.96%
ExactlyOP Mainnet1.59MUSDC0%4.02%3.91%
DolomiteEthereum19.01MUSDC6.1%8.3%3.84%
ExactlyOP Mainnet1.59MUSDC0%1.15%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.46%3.6%
Spark-savingsAvalanche26.14MUSDC0%3.64%3.6%
Spark-savingsEthereum315.35MUSDC0%3.64%3.6%
Jupiter-lendSolana23.73MUSDT0%3.07%3.59%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.8M6.06%
Avalanche7297M5.8%
Base1091.4M6.99%
BSC347.7M8.01%
Ethereum241.8B5.84%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22M4.5%
Solana4453.3M5.02%
TON13.7M5.64%
zkSync Era000%