Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.67% on Jun 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/06/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum2.12MUSDC0%6%18.88%
AccountableEthereum1.04MUSDC0%14.29%14.25%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum10.51MUSDC0%12.57%12.95%
Aave-v3Ethereum5.33MDAI0%3.91%12.53%
AccountableMonad48.65MUSDC0.33%10.94%11.6%
Harvest-financeBase1.86MUSDC0%15.7%11.46%
Ember-protocolSui1.35MUSDC0%8.12%10.84%
AvantisBase30.50MUSDC0%9.58%10.67%
AccountableEthereum4.15MUSDC9.71%11.5%10.44%
Ember-protocolSui1.09MUSDC0%8.43%10.23%
GoldfinchEthereum36.71MUSDC0%10.12%10.12%
Bitway-earnBSC25.11MUSDT0%10%10%
AccountableMonad5.19MUSDC0.44%10.22%10%
YieldseekerBase1.88MUSDC0%8.15%9.85%
Bracket-vaultsEthereum2.64MUSDC0%10.1%9.65%
Harmonix-financeHyperliquid L120.33MUSDC0%9.93%9.16%
AccountableMonad8.94MUSDC0.46%10.97%8.8%
Ember-protocolSui2.70MUSDC0%8.89%8.78%
Harvest-financeEthereum1.13MUSDC0%8.27%8.53%
Fusion-by-iporEthereum1.41MUSDC0%6.27%8.07%
AzuroPolygon1.32MUSDT0%46.16%8.06%
Ember-protocolSui7MUSDC4%12%8%
Ember-protocolEthereum3MUSDC0%8.54%7.8%
Ember-protocolSui6.84MUSDC0%5.34%7.68%
Gains-networkArbitrum6.81MUSDC0%9.65%7.62%
Centrifuge-protocolPlume Mainnet32.90MUSDC0%1.56%7.54%
LoopscaleSolana1.34MUSDC0.74%8.11%7.46%
Fluid-lendingArbitrum36.74MUSDC0%5.99%7.41%
Moonwell-lendingBase1.45MUSDC0.36%6.58%7.41%
Kamino-lendSolana3.21MUSDC0%6.35%7.21%
Yearn-financeEthereum9.52MUSDC0%5.16%7.13%
Ember-protocolSui1.20MUSDC0%11.02%7.05%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Blend-pools-v2Stellar13.40MUSDC0%7.23%6.88%
Fluid-lendingEthereum8.26MUSDC0%5.41%6.81%
Fluid-lendingEthereum133.91MUSDC0.76%6.52%6.81%
AccountableMonad2.94MUSDC0.45%7.72%6.79%
Zerobase-cedefiBSC2.12MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.23MUSDT2%8.76%6.76%
Kamino-lendSolana1.47MUSDC0%4.92%6.46%
AutofinanceEthereum7.18MUSDC0.35%6.18%6.35%
Storm-tradeTON3.73MUSDT0%5.91%5.99%
Hyperlend-pooledHyperliquid L110.17MUSDC0%5.84%5.88%
Fluid-lendingEthereum120.83MUSDT0.84%5.48%5.8%
SymbiosisTron1.33MUSDT0%6.8%5.69%
Fluid-lendingBase8.57MUSDC0%5.32%5.68%
Extra-finance-leverage-farmingBase3.51MUSDC0%6.62%5.67%
LoopscaleSolana1.13MUSDC0%5.8%5.66%
Navi-lendingSui5.05MUSDC0.45%5.95%5.51%
Yearn-financeEthereum5.68MUSDC0%4.78%5.49%
AutofinanceBase7.08MUSDC1.89%7.62%5.22%
Ember-protocolSui1.12MUSDC7.17%11.26%5.18%
SymbiosisEthereum1.30MUSDC0%9.43%5.07%
Yearn-financeBase1.70MUSDC0%4.45%4.93%
TydroInk1.45MUSDC0%1.34%4.82%
Gains-networkBase2.13MUSDC0%4.07%4.47%
Folks-finance-lendingAlgorand1.29MUSDC0%4.62%4.44%
Flux-financeEthereum1.93MUSDT0%4.52%4.44%
Jupiter-lendSolana394.33MUSDC0.77%4.6%4.35%
Yearn-financeEthereum1.18MUSDC0%3.84%4.27%
AmpleBase4.30MUSDC0%4.75%4.25%
Lista-lendingBSC1.39MUSDT2.61%8.07%4.18%
ExactlyOP Mainnet1.73MUSDC0%4.11%4.17%
ExactlyOP Mainnet1.73MUSDC0%4.16%4.16%
ExactlyOP Mainnet1.73MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.73MUSDC0%4.04%4.09%
ExactlyOP Mainnet1.73MUSDC0%4.03%4.08%
Euler-v2Monad2.20MUSDC3.14%4.2%4.07%
Yo-protocolEthereum2.66MUSDC0%4.23%4.05%
Yo-protocolBase11.12MUSDC0%4.23%4.05%
DolomiteArbitrum1.56MUSDC0%3.82%4.02%
ExactlyOP Mainnet1.73MUSDC0%4.12%4.02%
ExactlyOP Mainnet1.73MUSDC0%3.89%4.01%
Kamino-lendSolana17.22MUSDC0%4.19%3.99%
Kamino-lendSolana1.89MUSDC0%4.04%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.95%3.97%
Folks-finance-xchainPolygon1.26MUSDT0%4.12%3.96%
MapleEthereum1.06BUSDT0%4.14%3.95%
Lista-lendingBSC4.75MUSDT0.06%4.5%3.93%
Aave-v3Avalanche2.44MUSDT0%3.72%3.88%
TermmaxBase1.21MUSDC0%4.11%3.85%
ExactlyOP Mainnet1.73MUSDC0%3.38%3.82%
Ember-protocolEthereum1.97MUSDC0%3.87%3.79%
Benqi-lendingAvalanche4.63MUSDC0%3.9%3.78%
Centrifuge-protocolPharos15.09MUSDC0%3.38%3.75%
Yearn-financeEthereum7.31MUSDT0%3.14%3.75%
Yearn-financeEthereum2.45MUSDC0%3.78%3.73%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%
ExactlyOP Mainnet1.73MUSDC0%3.77%3.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.7M6.51%
Avalanche27.1M3.83%
Base1275.3M6.46%
BSC555.6M6.33%
Ethereum271.5B7.76%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.6M6.01%
Solana7420.6M5.59%
TON13.7M5.99%
zkSync Era000%