Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.70% on Jun 22 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.64MUSDT0%58.51%36.64%
Ember-protocolSui1.21MUSDC0%10%19.92%
AccountableEthereum2.11MUSDC0%4.2%15.19%
Harvest-financeBase1.85MUSDC0%15.16%14.99%
AccountableEthereum1.04MUSDC0%14.3%14.25%
Canto-lendingCanto1.35MUSDC0%13.59%13.61%
Ember-protocolEthereum26.79MUSDC0%12.57%12.78%
Lista-lendingBSC1.68MUSDT3.55%8.27%12.45%
AccountableMonad46.67MUSDC0.32%10.36%11.6%
Moonwell-lendingBase1.38MUSDC0.38%6.74%10.48%
Ember-protocolSui1.10MUSDC0%8.15%10.35%
GoldfinchEthereum36.72MUSDC0%10.11%10.12%
AvantisBase32.20MUSDC0%9.75%10.12%
Bitway-earnBSC25.71MUSDT0%10.1%10%
AccountableMonad5.18MUSDC0.45%10.13%10%
Bracket-vaultsEthereum2.72MUSDC0%10.24%9.82%
Harmonix-financeHyperliquid L117.95MUSDC0%10.15%9.73%
Harvest-financeEthereum1.13MUSDC0%7.57%8.96%
Ember-protocolSui3.08MUSDC0%8.59%8.75%
SymbiosisEthereum1.36MUSDC0%9.81%8.41%
AccountableMonad9.05MUSDC0.48%12.06%8.18%
Ember-protocolSui1.07MUSDC0%8.55%8.01%
Ember-protocolSui6.41MUSDC4%12%8%
Kamino-lendSolana2.66MUSDC0%6.03%7.67%
Ember-protocolEthereum4.81MUSDC0%8.43%7.61%
LoopscaleSolana1.08MUSDC0.74%8.05%7.39%
LazyEthereum1.02MUSDC0%7.94%7.37%
LazyEthereum1.02MUSDC0%7.94%7.37%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
YieldseekerBase1.78MUSDC0%8.32%6.82%
AccountableMonad3.40MUSDC0.5%7.92%6.79%
Zerobase-cedefiBSC22.50MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.18MUSDC2%8.76%6.76%
Yearn-financeEthereum9.07MUSDC0%4.82%6.63%
Fluid-lendingEthereum123.90MUSDC0.9%6.99%6.63%
Fluid-lendingEthereum8.43MUSDC0%5.12%6.63%
Fluid-lendingArbitrum35.51MUSDC0%5.87%6.17%
Storm-tradeTON3.63MUSDT0%5.84%5.99%
Venus-fluxBSC5.56MUSDT0%2.99%5.98%
Blend-pools-v2Stellar17.27MUSDC0%7.42%5.83%
Centrifuge-protocolEthereum370.69MUSDC0%3.86%5.73%
Centrifuge-protocolPlume Mainnet32.89MUSDC0%0.13%5.71%
AutofinanceEthereum7.26MUSDC0.4%5.89%5.69%
Fusion-by-iporEthereum1.50MUSDC0%6.4%5.66%
Hyperlend-pooledHyperliquid L112.95MUSDC0%5.62%5.55%
SymbiosisTron1.36MUSDT0%7.19%5.48%
Fluid-lendingBase8.82MUSDC0%5.47%5.46%
AmpleBase4.29MUSDC0%4.83%5.44%
AutofinanceBase8.15MUSDC1.71%7.86%5.44%
Navi-lendingSui6.30MUSDC0.41%5.76%5.17%
Extra-finance-leverage-farmingBase3.60MUSDC0%6.82%5.14%
Ember-protocolSui1.39MUSDC0%8.39%5.05%
Ember-protocolSui6.86MUSDC0%5.42%4.96%
Yearn-financeBase1.72MUSDC0%4.75%4.82%
AccountableEthereum4.08MUSDC9.87%8.03%4.71%
AutofinanceEthereum1.33MUSDC0%9.33%4.69%
Yearn-financeEthereum3.13MUSDC0%4.85%4.68%
CurvanceMonad1.51MUSDC2.4%7.89%4.46%
Flux-financeEthereum1.89MUSDT0%4.55%4.45%
DolomiteArbitrum1.30MUSDC0%3.9%4.41%
Kamino-lendSolana13.09MUSDC0%4.99%4.37%
Fluid-lendingEthereum107.42MUSDT1.01%4.65%4.36%
Yo-protocolBase11.52MUSDC0%4.25%4.22%
Yo-protocolEthereum2.70MUSDC0%4.25%4.22%
Yearn-financeEthereum1.18MUSDC0%3.66%4.16%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.07%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.07%4.13%
Folks-finance-lendingAlgorand1.46MUSDC0%4.67%4.11%
ExactlyOP Mainnet1.48MUSDC0%4.14%4.07%
TermmaxBase1.26MUSDC0%4.15%4.06%
ExactlyOP Mainnet1.48MUSDC0%4.01%4.06%
Ember-protocolSui1.16MUSDC5.65%11.32%4.06%
ExactlyOP Mainnet1.48MUSDC0%4.03%4.06%
MapleEthereum1.03BUSDT0%4.16%4%
Kamino-lendSolana1.12MUSDT0%3.35%3.99%
Centrifuge-protocolBase2.16MUSDC0%4.04%3.98%
Centrifuge-protocolEthereum5.92MUSDC0%4.04%3.98%
ExactlyOP Mainnet1.48MUSDC0%3.84%3.97%
Folks-finance-xchainPolygon1.27MUSDT0%4.23%3.96%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.96%
Euler-v2Monad2.23MUSDC0.15%4.16%3.95%
Native-credit-poolBSC1.74MUSDT0%3.82%3.93%
Kamino-lendSolana1.98MUSDC0%4.05%3.9%
Yearn-financeEthereum2.45MUSDC0%3.75%3.86%
Yearn-financeEthereum7.32MUSDT0%2.77%3.82%
Kamino-lendSolana20.72MUSDC0%4.5%3.79%
Jupiter-lendSolana406.66MUSDC0.74%4.63%3.79%
ExactlyOP Mainnet1.48MUSDC0%3.27%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%
SparklendEthereum2.78MUSDC0%3.8%3.72%
Gains-networkBase2.13MUSDC0%3.79%3.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum344.4M5.86%
Avalanche000%
Base1380.9M6.51%
BSC659.4M7.65%
Ethereum301.8B6.67%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M20.3%
Solana7447.3M4.98%
TON13.6M5.99%
zkSync Era000%