Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/06/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.61MUSDT0%73.09%46.1%
Harvest-financeBase1.86MUSDC0%13.34%33.49%
Ember-protocolSui1.18MUSDC0%9.01%15.47%
AccountableEthereum1.04MUSDC0%14.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.55%13.61%
Ember-protocolEthereum34.94MUSDC0%12.56%12.52%
AccountableEthereum2.05MUSDC0%3.19%11.73%
AccountableMonad46.61MUSDC0.35%9.97%11.6%
Ember-protocolEthereum4.82MUSDC0%8.01%10.39%
AvantisBase32.56MUSDC0%9.94%10.28%
Bracket-vaultsEthereum2.72MUSDC0%10.31%10.13%
GoldfinchEthereum36.72MUSDC0%10.09%10.12%
Bitway-earnBSC25.49MUSDT0%10.17%10%
AccountableMonad5.17MUSDC0.48%10.07%10%
Harmonix-financeHyperliquid L119.06MUSDC0%10.12%9.83%
AutofinanceEthereum1.33MUSDC0%9.76%9.39%
Ember-protocolSui1.10MUSDC0%8.09%9.13%
Ember-protocolSui1.44MUSDC0%8.17%8.8%
Ember-protocolSui3.45MUSDC0%8.33%8.37%
Ember-protocolSui1.08MUSDC0%8.82%8%
Ember-protocolSui5.91MUSDC4%12%8%
Kamino-lendSolana2.18MUSDC0%5.81%7.98%
AccountableMonad9.04MUSDC0.5%12.22%7.75%
LoopscaleSolana1.12MUSDC0.77%7.99%7.37%
LazyEthereum1.02MUSDC0%7.48%7.37%
LazyEthereum1.02MUSDC0%7.48%7.37%
Extra-finance-leverage-farmingBase3.19MUSDC0%6.78%7.35%
SymbiosisEthereum1.22MUSDC0%9.89%7.01%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%8.05%6.79%
Zerobase-cedefiBSC22.66MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
AccountableEthereum10.58MUSDC3.8%7.18%6.43%
Storm-tradeTON3.64MUSDT0%5.8%6.18%
Blend-pools-v2Stellar17.65MUSDC0%7.74%6.03%
SymbiosisTron1.56MUSDT0%7.51%5.89%
Hyperlend-pooledHyperliquid L110.73MUSDC0%5.52%5.8%
YieldseekerBase1.78MUSDC0%8.79%5.78%
Centrifuge-protocolAvalanche259.61MUSDC0%3.88%5.73%
Centrifuge-protocolEthereum370.69MUSDC0%3.79%5.73%
Centrifuge-protocolBase50.06MUSDC0%3.87%5.73%
Centrifuge-protocolEthereum5.94MUSDC0%3.85%5.73%
Centrifuge-protocolBase2.15MUSDC0%3.85%5.73%
AutofinanceEthereum7.26MUSDC0.46%5.72%5.66%
Fluid-lendingBase8.75MUSDC0%5.42%5.6%
Fusion-by-iporEthereum1.47MUSDC0%6.2%5.54%
AutofinanceBase7.21MUSDC2.08%7.98%5.4%
Fluid-lendingEthereum8.44MUSDC0%4.98%5.38%
Fluid-lendingEthereum113.74MUSDC1.1%6.82%5.38%
Navi-lendingSui5.87MUSDC0.45%5.65%5.28%
Gains-networkArbitrum6.49MUSDC0%10.37%5.27%
Yearn-financeEthereum9.16MUSDC0%4.77%5.01%
Ember-protocolSui6.96MUSDC0%5.1%4.98%
Yearn-financeEthereum2.52MUSDC0%4.86%4.9%
Fluid-lendingArbitrum36.61MUSDC0%5.82%4.9%
Centrifuge-protocolPharos15.08MUSDC0%3.41%4.79%
Centrifuge-protocolMonad4.52MUSDC0%3.69%4.79%
CurvanceMonad1.29MUSDC2.66%7.89%4.78%
Harvest-financeEthereum1.13MUSDC0%6.88%4.72%
Yearn-financeBase1.71MUSDC0%11.65%4.72%
Flux-financeEthereum1.77MUSDT0%4.56%4.53%
Euler-v2Monad1.96MUSDC0%4.11%4.44%
Kamino-lendSolana12.25MUSDC0%5.12%4.41%
AmpleBase4.29MUSDC0%4.81%4.38%
Yo-protocolBase11.57MUSDC0%4.21%4.37%
Yo-protocolEthereum2.72MUSDC0%4.21%4.37%
TermmaxBase1.25MUSDC0%4.14%4.2%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.49MUSDC0%4.04%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.09%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.05%4.11%
ExactlyOP Mainnet1.49MUSDC0%4.15%4.1%
MapleEthereum1.06BUSDT0%4.19%4.1%
ExactlyOP Mainnet1.49MUSDC0%4.02%4.05%
ExactlyOP Mainnet1.49MUSDC0%3.99%4.04%
Yearn-financeEthereum1.18MUSDC0%3.53%4.02%
Moonwell-lendingBase1.76MUSDC0.42%6.67%4.02%
Project-0Solana1.20MUSDC0%6.74%4%
Folks-finance-xchainPolygon1.24MUSDT0%4.31%4%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%3.7%3.92%
Ember-protocolSui1.16MUSDC7.29%11.58%3.91%
Kamino-lendSolana1.04MUSDC0%5.39%3.89%
DolomiteArbitrum1.51MUSDC0%3.94%3.88%
Yearn-financeEthereum2.45MUSDC0%3.73%3.84%
ExactlyOP Mainnet1.49MUSDC0%3.15%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Jupiter-lendSolana405.05MUSDC0.75%4.66%3.72%
Kamino-lendSolana21.40MUSDC0%4.8%3.7%
Yearn-financeEthereum7.32MUSDT0%2.44%3.7%
Kamino-lendSolana2.12MUSDC0%4.08%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.2M5.26%
Avalanche1259.6M5.73%
Base13128.1M7.77%
BSC350.6M7.84%
Ethereum281.7B6.79%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M25.05%
Solana8446.4M4.85%
TON13.6M6.18%
zkSync Era000%