Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.75MUSDC0%75.85%154.54%
Canto-lendingCanto1.35MUSDC0%12.94%13.11%
AbyssSui1.55MUSDC0%8.8%12.59%
Bracket-vaultsEthereum2.71MUSDC0%11.36%10.87%
Harvest-financeBase1.97MUSDC0%6.64%10.79%
BitwayBSC13.64MUSDT0%10.88%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase47.24MUSDC0%10.13%9.61%
AutofinanceEthereum2.23MUSDC0%7.42%9.5%
YieldseekerBase1.24MUSDC0%9.17%8.86%
SymbiosisTron1.71MUSDT0%7.61%8.77%
Blend-pools-v2Stellar10.86MUSDC0%9.17%8.71%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
SymbiosisEthereum1.20MUSDC0%6.95%6.81%
Zerobase-cedefiBSC25.10MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Gains-networkArbitrum5.17MUSDC0%6.21%6.62%
Storm-tradeTON3.60MUSDT0%6.09%6.54%
DeltaprimeAvalanche1.07MUSDC0%5.54%6.05%
DeltaprimeAvalanche1.07MUSDC0%5.54%6.05%
Venus-fluxBSC4.42MUSDC0%5.43%5.99%
Benqi-lendingAvalanche2.28MUSDC0%7.92%5.98%
Aave-v3Avalanche2.14MUSDT0%5.96%5.89%
Extra-finance-leverage-farmingBase3.92MUSDC0%5.7%5.86%
AutofinanceArbitrum3.35MUSDC1.44%11.37%5.84%
Venus-fluxBSC14.60MUSDT0%7.24%5.68%
Project-0Solana1.85MUSDC0%7.38%5.68%
Hyperlend-pooledHyperliquid L112.34MUSDC0%5%5.21%
AutofinanceBase6.24MUSDC3.57%8.45%5.15%
Yearn-financeEthereum9.26MUSDC0%4.57%5.13%
Scallop-lendSui1.36MUSDC0%5.28%4.92%
AutofinanceEthereum8.46MUSDC0.64%6.64%4.78%
Aave-v3Avalanche6.34MUSDC0%5.54%4.75%
Fluid-lendingArbitrum42.15MUSDC0.79%6.21%4.7%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
DolomiteArbitrum1.40MUSDC0%5.96%4.47%
Folks-finance-lendingAlgorand1.34MUSDC0%4.15%4.47%
MapleEthereum1.05BUSDT0%4.28%4.44%
Harvest-financeEthereum1.09MUSDC0%4.42%4.42%
Yearn-financeEthereum2.12MUSDC0%6.01%4.32%
Navi-lendingSui5.97MUSDC0.61%4.47%4.26%
ExactlyOP Mainnet1.58MUSDC0%3.58%4.12%
Fluid-lendingBase15.23MUSDC1.51%6.44%4.12%
ExactlyOP Mainnet1.58MUSDC0%4.01%4.07%
ExactlyOP Mainnet1.58MUSDC0%3.87%4.06%
SparklendEthereum3.22MUSDC0%4.07%4.04%
Yearn-financeEthereum8.21MDAI0%3.93%4.03%
Aave-v3Ethereum144.20MUSDT0%4.98%4.01%
ExactlyOP Mainnet1.58MUSDC0%3.8%4.01%
ExactlyOP Mainnet1.58MUSDC0%3.76%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.66%3.9%
ExactlyOP Mainnet1.58MUSDC0%3.84%3.9%
ExactlyOP Mainnet1.58MUSDC0%3.33%3.88%
ExactlyOP Mainnet1.58MUSDC0%3.71%3.88%
Yearn-financeEthereum2.62MUSDT0%3.61%3.81%
Yearn-financeEthereum27.23MUSDC0%3.54%3.81%
TermmaxBase1.25MUSDC0%2.34%3.8%
Yo-protocolEthereum3.41MUSDC7.8%14.99%3.8%
Yo-protocolBase16.59MUSDC7.8%14.97%3.8%
NeverlandMonad14.58MUSDC5.29%8.24%3.78%
Moonwell-lendingBase2.17MUSDC1.26%4.67%3.77%
TermmaxEthereum2.01MUSDC0%3.4%3.74%
TermmaxEthereum1.11MUSDC0%3.35%3.74%
Project-0Solana1.58MUSDT0%6.72%3.71%
DolomiteEthereum21.80MUSDC4.21%6.74%3.7%
Flux-financeEthereum2.69MUSDC0%3.73%3.68%
Spark-savingsAvalanche35.07MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%
Kamino-lendSolana8.03MUSDC0%4.14%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum560M5.73%
Avalanche648M5.39%
Base1097.6M21.03%
BSC559.7M7.14%
Ethereum222.3B5.18%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.5M4.33%
TON13.6M6.54%
zkSync Era000%