Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/05/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%124.65%153.76%
Ember-protocolSui1.81MUSDC0%10.38%13.35%
Canto-lendingCanto1.35MUSDC0%13.03%13.34%
Ember-protocolEthereum2.78MUSDC0%10.32%13.03%
Ember-protocolEthereum45.98MUSDC0%21.48%12.52%
Harvest-financeBase1.97MUSDC0%8.34%12.26%
AutofinanceEthereum2.03MUSDC0%9.03%11.85%
AvantisBase45.78MUSDC0%10.1%11.53%
Ember-protocolSui7.88MUSDC0%12.07%10.99%
Aave-v3Ethereum29.68MUSDC0%5.35%10.71%
Ember-protocolSui1.17MUSDC0%8.47%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.03%10.58%
BitwayBSC17.05MUSDT0%10.71%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
Benqi-lendingAvalanche1.98MUSDC0%9.16%9.46%
YieldseekerBase1.26MUSDC0%9.02%9.28%
Kamino-lendSolana6.17MUSDC0%5.26%8.93%
Blend-pools-v2Stellar10.59MUSDC0%9.04%8.62%
Ember-protocolSui1.14MUSDC0%6.56%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Harmonix-financeHyperliquid L19.21MUSDC0%11.68%8%
Fusion-by-iporEthereum1.30MUSDC0%4.69%7.76%
Ember-protocolSui2.66MUSDC0%8.43%7.56%
Aave-v3Avalanche1.66MUSDT0%7.31%7.19%
LoopscaleSolana1.78MUSDC1.06%8.27%7.15%
Ember-protocolEthereum4.50MUSDC0%7.5%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Fluid-lendingArbitrum40.12MUSDC0%6.32%6.98%
AbyssSui1.89MUSDC0%9.72%6.95%
Gains-networkArbitrum5.15MUSDC0%6.55%6.95%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.32MUSDT2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%5.92%6.64%
Spectra-metavaultsBase6.60MUSDC1.41%4.57%6.54%
SymbiosisTron1.64MUSDT0%7.27%6.35%
Extra-finance-leverage-farmingBase3.72MUSDC0%6%6.22%
Project-0Solana1.44MUSDC0%7.8%6.2%
Storm-tradeTON3.57MUSDT0%6.53%6.18%
SymbiosisEthereum1.02MUSDC0%6.87%5.59%
SymbiosisEthereum1.02MUSDC0%6.87%5.59%
LoopscaleSolana1.26MUSDC0%5.49%5.54%
Aave-v3Avalanche5.91MUSDC0%6.47%5.32%
Ember-protocolSui1.17MUSDC0%7.5%5.23%
Fluid-lendingBase13.78MUSDC0%6.43%5.21%
AutofinanceBase6.97MUSDC3.32%8.81%5.11%
Scallop-lendSui1.31MUSDC0%5.37%5.07%
Hyperlend-pooledHyperliquid L113.91MUSDC0%5.2%5.04%
Yearn-financeEthereum10.53MUSDC0%5.02%4.62%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
DolomiteArbitrum1.50MUSDC0%5.53%4.57%
AmpleBase4.35MUSDC0%4.57%4.49%
Yearn-financeEthereum3.62MUSDC0%6.44%4.43%
Yo-protocolEthereum3.35MUSDC7.8%13.79%4.42%
Yo-protocolBase16.10MUSDC7.8%13.77%4.42%
MapleEthereum0.92BUSDT0%4.53%4.39%
TermmaxBase1.26MUSDC0%2.29%4.34%
Navi-lendingSui5.65MUSDC0.63%4.66%4.32%
Folks-finance-lendingAlgorand1.47MUSDC0%4.4%4.29%
ExactlyOP Mainnet1.55MUSDC0%4.06%4.15%
ExactlyOP Mainnet1.55MUSDC0%4%4.13%
Moonwell-lendingBase1.64MUSDC1.2%5.17%4.09%
SparklendEthereum3.81MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.55MUSDC0%3.92%4.04%
ExactlyOP Mainnet1.55MUSDC0%4.03%4%
ExactlyOP Mainnet1.55MUSDC0%3.84%3.96%
Harvest-financeEthereum1.09MUSDC0%4.97%3.96%
ExactlyOP Mainnet1.55MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.55MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.55MUSDC0%3.42%3.93%
ExactlyOP Mainnet1.55MUSDC0%3.78%3.93%
Ember-protocolSui1.42MUSDC10.59%13.74%3.8%
NeverlandMonad15.54MUSDC4.84%8.44%3.75%
Yearn-financeEthereum2.66MUSDC0%3.24%3.7%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Fluid-lendingEthereum189.88MUSDC0.99%4.96%3.68%
Venus-fluxBSC2.46MUSDC0%4.75%3.68%
Fluid-lendingEthereum7.17MUSDC0%3.85%3.68%
Gains-networkBase2.19MUSDC0%2.16%3.67%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum0.96BUSDC0%3.66%3.65%
Benqi-lendingAvalanche2.47MUSDT0%8.79%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum454.7M6.38%
Avalanche641.5M5.98%
Base13107.4M17.76%
BSC445.9M6.93%
Ethereum232.2B6.55%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana410.6M6.95%
TON13.6M6.18%
zkSync Era000%