Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.29% on May 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2025 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon11.20MUSDT0%12.13%28.46%
Scrub-investKava1.05MUSDT0%15.21%17.08%
Scrub-investKava1.05MUSDT0%15.21%17.08%
LiqwidCardano2.17MUSDC1.64%22.1%16.6%
Colend-protocolCore1.85MUSDT0%14.04%15.61%
DeltaprimeAvalanche2.58MUSDC0%9.55%14.16%
Gains-networkArbitrum10.46MUSDC0%7.59%14.1%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkBase2.20MUSDC0%8.4%12.27%
Stream-financeEthereum31.55MUSDC0%12.98%11.63%
Harmonix-financeArbitrum2.28MUSDC0%6.16%9.98%
DeltaprimeArbitrum1.25MUSDC0%7.74%9.68%
Euler-v2Ethereum3.66MUSDC0%3.51%9.57%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Harvest-financeBase5.99MUSDC0%8.34%9.04%
Harvest-financeBase4.80MUSDC0%9.33%8.93%
Echelon-marketMove1.32MUSDT6.7%27.22%8.78%
Echelon-marketAptos8.02MUSDC3.69%9.73%8.38%
Ipor-fusionBase4.80MUSDC0%7.77%8.32%
SandclockEthereum1.08MUSDC15%17.97%8.25%
Euler-v2Avalanche5.01MUSDT0%8.41%8.13%
Mars-lendOsmosis2.76MUSDC0%7.62%7.8%
WasabiEthereum1.18MUSDC0%7.86%7.79%
Echelon-marketMove1.39MUSDC6.58%12.43%7.73%
Extra-finance-leverage-farmingBase7.39MUSDC0%7.38%7.57%
TokemakEthereum26.72MUSDC5.13%12.19%7.49%
Echelon-marketAptos1.17MUSDT2.53%8.79%7.32%
Yield-yak-aggregatorAvalanche1.08MUSDC0%5.81%7.2%
Euler-v2Avalanche7.57MUSDC0%7.66%6.99%
Benqi-lendingAvalanche4.78MUSDT0%6.06%6.89%
Ipor-fusionEthereum1.45MUSDC0%5.8%6.86%
AvantisBase3.85MUSDC0%4.34%6.85%
AvantisBase7.04MUSDC0%4.57%6.73%
Polynomial-liquidityPolynomial2.35MUSDC0%9.13%6.7%
Ipor-fusionBase1.59MUSDC0%6.29%6.63%
Scallop-lendSui3.10MUSDC0%4.61%6.62%
Yearn-financeEthereum1.59MUSDC0%4.46%6.49%
Kamino-lendSolana3.46MUSDT0%4.07%6.48%
Canto-lendingCanto1.61MUSDC0%6.16%6.42%
Morpho-blueEthereum1.44MUSDC0%7.6%6.38%
Benqi-lendingAvalanche12.44MUSDC0%5.72%6.36%
Navi-lendingSui25.53MUSDC0%4.65%6.31%
Euler-v2Ethereum1.37MUSDT0%5.62%6.27%
Euler-v2Ethereum8.78MUSDC0%5.29%6.25%
Navi-lendingSui1.81MUSDT0%5.55%5.77%
Yearn-financeEthereum2.26MDAI0%5.16%5.49%
ExactlyOptimism1.44MUSDC0%5.46%5.45%
Yearn-financeEthereum1.91MUSDC0%5.18%5.45%
Folks-finance-lendingAlgorand1.61MUSDC0%5.02%5.43%
KiloexBSC1.25MUSDT0%6.15%5.42%
Yearn-financeEthereum1.20MDAI0%5.68%5.04%
ExactlyOptimism1.44MUSDC0%5.19%4.96%
ExactlyOptimism1.44MUSDC0%4.88%4.94%
Folks-finance-xchainAvalanche1.43MUSDC3.86%7.77%4.91%
ExactlyOptimism1.44MUSDC0%4.85%4.89%
Compound-v3Ethereum18.30MUSDT0.6%3.9%4.85%
Flux-financeEthereum1.47MUSDT0%4.72%4.7%
SaveSolana2.91MUSDT0%3.36%4.65%
Yearn-financeEthereum3.65MUSDT0%2.62%4.54%
Aave-v3Ethereum281.70MUSDT0%2.59%4.54%
Gains-networkArbitrum1.81MDAI0%2.29%4.53%
Euler-v2BSC2.49MUSDT0%4.07%4.5%
Flux-financeEthereum1.16MUSDC0%4.58%4.38%
ExactlyOptimism1.44MUSDC0%4.07%4.36%
SparklendEthereum6.07MUSDC0%2.45%4.35%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.8M9.57%
Avalanche734.9M7.8%
Base837.7M8.29%
BSC23.7M4.96%
Ethereum20439.2M6.49%
Mantle000%
Optimism57.2M4.92%
Polygon000%
Solana38.8M8.09%
TON111.2M28.46%
zkSync Era000%