Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/09/2026 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%21.42%100.6%
AccountableMonad1.11MUSDC0%21.31%53.81%
Neutral-tradeSolana1.04MUSDC0%26.9%52.74%
Harvest-financeBase1.84MUSDC0%12.01%20.26%
EnsuroEthereum1.11MUSDC0%21.68%18.39%
Neutral-tradeSolana2.26MUSDC0%8.28%15.79%
AccountableMonad7.50MUSDC0.95%19.63%15.57%
AccountableEthereum3.20MUSDC0%11.55%15.22%
AccountableEthereum1.06MUSDC1.25%15.47%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Fusion-by-iporEthereum1.04MUSDC0%8.46%13.36%
Gains-networkArbitrum4.61MUSDC0%6.99%13.09%
Ember-protocolEthereum7.02MUSDC0%12.89%12.9%
AccountableEthereum11.70MUSDC0%11.76%12.51%
Harvest-financeEthereum1.16MUSDC0%8.53%12.28%
Neutral-tradeSolana2.24MUSDC0%32.41%11.66%
AccountableMonad5.04MUSDC0.43%12.12%11.64%
AccountableMonad75MUSDC0.28%13.63%11.2%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
Ember-protocolSui7.54MUSDC0%10.25%10.2%
AguaEthereum7.96MUSDC0%10%10%
Ember-protocolEthereum17.30MUSDC0%8.49%9.92%
AvantisBase15.57MUSDC0%5.86%9.69%
Ember-protocolEthereum3.39MUSDC0%9.63%9.54%
SymbiosisTron1.19MUSDT0%6.5%9.41%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana3.51MUSDC0%6.21%9.25%
Ember-protocolEthereum10.13MUSDC0%9.54%8.72%
Ember-protocolSui1.32MUSDC0%10.11%8.54%
YieldseekerBase1.09MUSDC0%9.02%8.41%
Midas-rwaEthereum6.71MUSDC0%7.14%8.03%
Midas-rwaEthereum2.51MUSDC0%7.14%8.03%
Bitway-earnBSC25.02MUSDT0%8%8%
Ember-protocolSui9.40MUSDC4%12%8%
Pareto-creditEthereum145.04MUSDC0%8%7.82%
Midas-rwaEthereum7.73MUSDC0%8.45%7.66%
Midas-rwaEthereum64.64MUSDC0%8.9%7.55%
Bitway-earnBSC6.44MUSDT0%6.42%7.5%
Euler-v2Monad1.15MUSDC1.25%9.55%7.5%
Blend-pools-v2Stellar10.38MUSDC0%6.57%7.29%
Harmonix-financeHyperliquid L122.80MUSDC0%6.47%7.28%
Venus-fluxBSC1.90MUSDT0%2.31%7.21%
Harvest-financeBase1.14MUSDC0%6.63%7.17%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
Yearn-financeEthereum8.86MUSDC0%6.29%7.07%
AccountableMonad1.49MUSDC0.38%7.69%7.03%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Fusion-by-iporEthereum1.27MUSDC0%5.12%6.9%
Zerobase-cedefiBSC18.54MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum6.08MUSDC0%6.62%6.75%
Extra-finance-leverage-farmingBase3.49MUSDC0%7.06%6.67%
Fusion-by-iporBase1.14MUSDC0%6.09%6.65%
Midas-rwaEthereum36.31MUSDC0%7%6.43%
LoopscaleSolana3.69MUSDC0.31%7.02%6.29%
AccountableMonad9.11MUSDC0.5%7.19%6.13%
AccountableEthereum1.80MUSDC20.57%25.83%6.05%
Sentora-curatorEthereum65.64MUSDC0%6.39%6.05%
AutofinanceBase4.73MUSDC3.89%7.81%5.99%
Kamino-lendSolana8.65MUSDC0%7.47%5.93%
SymbiosisEthereum1.48MUSDC0%4.7%5.87%
Lista-lendingBSC2.34MUSDT1.68%7.19%5.83%
Hyperlend-pooledHyperliquid L112.97MUSDC0%6.37%5.83%
Centrifuge-protocolAvalanche262.03MUSDC0%5.26%5.76%
Centrifuge-protocolBase50.53MUSDC0%5.26%5.76%
Centrifuge-protocolEthereum7.53MUSDC0%5.26%5.76%
Alchemix-v3Ethereum7.92MUSDC0%4.85%5.69%
Fusion-by-iporEthereum2.59MUSDC0%5.72%5.62%
Fluid-lendingEthereum132.28MUSDT0%4.72%5.46%
Midas-rwaEthereum6.42MUSDC0%8.26%5.43%
Midas-rwaEtherlink1.12MUSDC0%8.25%5.43%
Storm-tradeTON3.03MUSDT0%5.47%5.37%
SymbioticEthereum1.01MUSDC0%5.77%5.24%
SymbioticEthereum1.01MUSDC0%5.77%5.24%
AutofinanceEthereum8.05MUSDC0.81%5.88%5.18%
Yearn-financeBase1.73MUSDC0%4.97%5.05%
Midas-rwaEthereum1.77MUSDC0%11.7%4.98%
Fluid-lendingBase8.82MUSDC0%5.08%4.93%
Midas-rwaEtherlink4.83MUSDC0%11.77%4.71%
MapleEthereum1BUSDT0%4.34%4.69%
Navi-lendingSui7.70MUSDC0.46%5.52%4.67%
Nawa-protocolZIGChain3.42MUSDC0%8.92%4.65%
Aave-v4Ethereum1.03MUSDC0%4.04%4.63%
Benqi-lendingAvalanche2.99MUSDC0%4.58%4.57%
Yo-protocolBase8.42MUSDC0%4.13%4.49%
Yo-protocolEthereum1.51MUSDC0%4.13%4.49%
Fusion-by-iporBase1.14MUSDC3.5%7.3%4.47%
Flux-financeEthereum1.89MUSDT0%4.42%4.47%
ExactlyOP Mainnet1.78MUSDC0%4.37%4.38%
DolomiteArbitrum1.31MUSDC0%4.36%4.33%
ExactlyOP Mainnet1.78MUSDC0%4.31%4.32%
ExactlyOP Mainnet1.78MUSDC0%4.27%4.3%
Kamino-lendSolana3.11MUSDC0%6.33%4.28%
Kamino-lendSolana6.67MUSDC0%5.89%4.25%
ExactlyOP Mainnet1.78MUSDC0%4.2%4.24%
Compound-v3Ethereum36.02MUSDC0%4.35%4.21%
ExactlyOP Mainnet1.78MUSDC0%4.2%4.2%
ExactlyOP Mainnet1.78MUSDC0%4.06%4.12%
Fluid-lendingEthereum150.72MUSDC0%5.02%4.12%
Fluid-lendingEthereum4MUSDC0%5.02%4.12%
Jupiter-lendSolana18.34MUSDT0%3.77%4.05%
TydroInk9.73MUSDC0%2.8%4.03%
ExactlyOP Mainnet1.78MUSDC0%3.83%4.03%
Euler-v2Monad1.38MUSDC0%3.91%3.94%
Ember-protocolEthereum2.04MUSDC0%3.44%3.93%
Aave-v3Base17.86MUSDC0%3.47%3.89%
TermmaxEthereum3.34MUSDC0%4.04%3.89%
Yearn-financeEthereum2.43MUSDC0%3.66%3.82%
ExactlyOP Mainnet1.78MUSDC0%4.05%3.82%
Yearn-financeEthereum19.89MUSDC0%3.48%3.78%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Aave-v3Avalanche2.51MUSDT0%3.64%3.77%
AmpleBase4.41MUSDC0%4.08%3.76%
ExactlyOP Mainnet1.78MUSDC0%3.38%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Jupiter-lendSolana465.07MUSDC0.39%5.18%3.72%
Midas-rwaEthereum72.17MUSDC0%3.23%3.64%
Midas-rwaEtherlink1.22MUSDC0%3.24%3.64%
Aave-v3Polygon1.17MDAI0%4.16%3.62%
Spark-savingsEthereum308.61MUSDC0%3.52%3.6%
Spark-savingsAvalanche9.53MUSDC0%3.52%3.6%
Aave-v3Ethereum58.40MUSDC1.67%5.29%3.6%
Aave-v3Ethereum206.82MUSDT0%3.13%3.56%
Aave-v3Ethereum71.08MUSDT1.44%4.54%3.56%
Aave-v3Monad13.17MUSDC2.16%5.54%3.56%
SparklendEthereum1.96MUSDC0%3.48%3.54%
Kamino-lendSolana22.62MUSDC0%5.04%3.53%
Kamino-lendSolana1.92MUSDC0%5.26%3.53%
SparklendEthereum17.18MUSDT0%3.53%3.47%
Benqi-lendingAvalanche1.07MUSDT0%3.4%3.43%
Fluid-lendingArbitrum63.71MUSDC0%4.59%3.37%
LoopscaleSolana1.33MUSDC7.35%9.61%3.36%
Native-credit-poolEthereum1.77MUSDT0%3.1%3.31%
Yearn-financeEthereum7.44MDAI0%3.16%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum5.78MUSDT0%3.17%3.29%
Aave-v3Avalanche7.81MUSDC0%3.72%3.27%
Aave-v4Ethereum1.46MUSDT0%2.84%3.27%
Spark-savingsEthereum361.73MUSDT0%3.04%3.25%
Centrifuge-protocolMonad4.55MUSDC0%3.54%3.25%
Centrifuge-protocolPharos4.40MUSDC0%3.56%3.25%
DolomiteEthereum30.81MUSDC4.19%7.53%3.25%
Lista-lendingBSC2.75MUSDT0%1.1%3.23%
Euler-v2Ethereum3.87MUSDC0%3.17%3.18%
Native-credit-poolBSC2.48MUSDT0%3.13%3.14%
CurvanceMonad2.72MUSDC2.25%5.28%3.05%
Aave-v3Ethereum18.99MDAI0%2.81%2.99%
Compound-v3Ethereum32MUSDT0%3.11%2.98%
Aave-v3BSC2.68MUSDC0%2.92%2.83%
SaveSolana5.79MUSDC0%2.5%2.83%
Compound-v3Arbitrum3.16MUSDC0%2.77%2.83%
Venus-core-poolBSC60.63MUSDT0%2.28%2.81%
Aave-v3Arbitrum28.56MUSDC0%2.39%2.77%
Aave-v3BSC11.78MUSDT0%2.22%2.76%
Aave-v3Polygon12.54MUSDC0%2.84%2.76%
Lista-lendingBSC2.66MUSDT0%2.25%2.67%
Compound-v3Arbitrum4.11MUSDT0%2.36%2.59%
Aave-v3Ethereum1.53MUSDC0%2.54%2.58%
Centrifuge-protocolEthereum1.87MUSDC0%2.04%2.53%
Aave-v3Mantle1.77MUSDC0%1.99%2.49%
Venus-core-poolBSC15.88MUSDC0%2.32%2.48%
SparklendEthereum100.04MDAI0%2.2%2.46%
Aave-v3OP Mainnet2.49MUSDC0%2.59%2.44%
Scallop-lendSui1.07MUSDC0%2.57%2.33%
Spectra-metavaultsBase3.02MUSDC0%2.6%2.31%
Gami-labsBase3.02MUSDC0%2.59%2.31%
Justlend-v1Tron70.93MUSDT0%2.28%2.31%
Euler-v2Ethereum1.24MUSDC25%12.23%2.22%
Midas-rwaEthereum26.21MUSDC0%5.69%2.04%
Aave-v3Arbitrum1.09MDAI0%1.95%1.99%
Aave-v3Sonic1.14MUSDC0%1.87%1.88%
CurrentSui13.50MUSDC7.38%9.64%1.88%
Kamino-lendSolana5.58MUSDT0%4.02%1.84%
Venus-core-poolBSC1.02MDAI0%1.83%1.83%
Lista-lendingBSC1.01MUSDT0%1.85%1.82%
Echelon-marketAptos1.51MUSDC1.45%3.47%1.71%
SaveSolana2.38MUSDT0%1.54%1.68%
Aave-v4Ethereum2.03MUSDC0%1.91%1.42%
NeverlandMonad2.53MUSDC6.06%8.64%1.37%
Lista-lendingEthereum4.27MUSDC7.11%6.77%0.93%
ExactlyOP Mainnet1.78MUSDC0%0.96%0.84%
Zest-v2Stacks10.09MUSDC0%0.58%0.77%
Lista-lendingEthereum2.79MUSDT6.5%5.94%0.45%
Aave-v4Avalanche5.34MUSDC4.72%2.69%0.4%
AcrossEthereum1.10MUSDC4.24%4.2%0.32%
Kamino-lendSolana2.43MUSDC0%0.03%0.24%
TectonicCronos45.06MUSDT0%0.2%0.15%
TectonicCronos53.73MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%
Kamino-lendSolana2.17MUSDC0%0%0%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.2M4.75%
Avalanche7291.3M3.54%
Base17138.5M6.4%
BSC15157.2M4.38%
Ethereum753.2B7.03%
Hyperliquid000%
Mantle11.8M2.49%
Optimism000%
Polygon213.7M3.19%
Solana19572.3M7.11%
TON13M5.37%
zkSync Era000%