Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.82MUSDC0%29.79%25.18%
EnsuroEthereum1.29MUSDC0%21.58%19.91%
VerantaBase9.62MUSDC0%19.27%19.08%
AccountableEthereum1.05MUSDC0.75%14.99%14.25%
Compound-v3Ethereum10.39MUSDT0%3.46%13.97%
Vectis-financeEthereum1.79MUSDC0%13.86%13.94%
Rhea-lendNear1.59MUSDT0%9.32%13.85%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.63MUSDC0%13.07%12.9%
AccountableMonad7.07MUSDC1.15%15.67%12.4%
Rhea-lendNear1.66MUSDC0%8.66%12.38%
AccountableEthereum11.07MUSDC0%12.29%12.13%
AccountableEthereum2.85MUSDC9.85%32.62%12.04%
AccountableMonad5.44MUSDC0.38%12.11%11.64%
AccountableEthereum1.79MUSDC0%14%11.11%
Pareto-creditEthereum11.09MUSDC0%10.59%10.59%
Ember-protocolSui1.01MUSDC0%11.49%10.4%
Midas-rwaEthereum26.36MUSDC0%8.64%10.21%
Centrifuge-protocolEthereum2.68MUSDT0%6%10.12%
Ember-protocolSui10.07MUSDC0%10.13%10.03%
AguaEthereum11.50MUSDC0%10%10%
AguaMonad9.07MUSDC0%10%10%
AccountableMonad74.97MUSDC0.29%11.33%9.5%
Ember-protocolEthereum3.72MUSDC0%9.58%9.43%
Pareto-creditEthereum2.01MUSDC0%9.38%9.38%
Midas-rwaEthereum7.92MUSDC0%6.91%9.32%
Nawa-protocolZIGChain3.46MUSDC0%9.9%9.31%
Ember-protocolEthereum18MUSDC0%11.34%9.03%
AccountableEthereum3.39MUSDC0%12.13%8.86%
Benqi-lendingAvalanche1.38MUSDC0%6.94%8.81%
Fusion-by-iporEthereum1.28MUSDC0%6.24%8.25%
Neutral-tradeSolana1.39MUSDC0%8.26%8.25%
Pareto-creditEthereum127.67MUSDC0%7.93%8.06%
Bitway-earnBSC23.86MUSDT0%8%8%
Ember-protocolSui8.50MUSDC4%12%8%
Neutral-tradeSolana2.18MUSDC0%11.37%7.78%
Sentora-curatorEthereum97.02MUSDC0%7.56%7.51%
Bitway-earnBSC1.60MUSDT0%7.5%7.5%
Midas-rwaEthereum65.91MUSDC0%7.52%7.43%
AccountableMonad2.18MUSDC0.45%7.52%7.28%
Extra-finance-leverage-farmingBase3.22MUSDC0%6.6%7.26%
Blend-pools-v2Stellar10.68MUSDC0%7.33%7.05%
Vectis-financeSolana2.70MUSDC0%6.72%7.04%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Yearn-financeEthereum7.45MUSDC0%6.87%7%
Euler-v2Monad3.64MUSDC1.25%7.73%6.97%
Zerobase-cedefiBSC16.76MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Harvest-financeBase1.07MUSDC0%7.02%6.7%
Jupiter-lendSolana482.47MUSDC0%5.23%6.69%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
Yearn-financeEthereum11.59MUSDC0%6.71%6.54%
Kamino-lendSolana5.82MUSDC0%5.07%6.22%
Midas-rwaBase51.54MUSDC0%4.55%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%4.61%6.2%
Midas-rwaEthereum29.65MUSDC0%7.32%6.19%
Harmonix-financeHyperliquid L115.50MUSDC0%6.32%6.19%
Kamino-lendSolana1.87MUSDC0%5.47%6.14%
Fluid-lendingArbitrum56.77MUSDC0%4.97%6.13%
AccountableMonad6.67MUSDC0.46%5.81%6.13%
Midas-rwaEthereum34.06MUSDC0%6.36%6.1%
Fluid-lendingEthereum134.23MUSDC0%5.07%6.04%
Kamino-lendSolana7.90MUSDC0%6.65%5.93%
Compound-v3Ethereum35.09MUSDC0%4.71%5.89%
Harvest-financeEthereum1.16MUSDC0%6.16%5.82%
Gains-networkArbitrum4.27MUSDC0%31.67%5.81%
Alchemix-v3Ethereum7.91MUSDC0%5.31%5.67%
Ember-protocolSui8.86MUSDC0%11.7%5.61%
MapleEthereum747.36MUSDT0%5.16%5.54%
SymbioticEthereum1.01MUSDC0%6.16%5.52%
Fluid-lendingBase11.08MUSDC3.44%7.67%5.47%
Aave-v3Avalanche5.74MUSDC0%5.59%5.42%
Midas-rwaEthereum3.39MUSDC0%7.04%5.36%
Midas-rwaEthereum2.53MUSDC0%7.02%5.36%
SymbiosisEthereum1.13MUSDC0%4.23%5.34%
AutofinanceEthereum7.52MUSDC0.85%6.25%5.18%
Jupiter-lendSolana16.39MUSDT0%3.81%5.1%
Spectra-metavaultsBase3.03MUSDC0%3.5%4.98%
Gami-labsBase3.03MUSDC0%3.5%4.98%
Hyperlend-pooledHyperliquid L14.93MUSDC0%4.46%4.91%
Yearn-financeBase1.62MUSDC0%4.86%4.87%
Navi-lendingSui8.85MUSDC0.55%5.34%4.83%
SymbioticEthereum1.01MUSDC0%3.12%4.82%
SymbioticEthereum1.01MUSDC0%3.12%4.82%
Fusion-by-iporBase2.89MUSDC0%4.69%4.78%
Ember-protocolEthereum6.08MUSDC0%11.05%4.78%
Neutral-tradeSolana4.33MUSDC0%13.74%4.6%
Yo-protocolBase7.77MUSDC0%4.35%4.58%
Yo-protocolEthereum1.38MUSDC0%4.35%4.58%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Ember-protocolEthereum2.05MUSDC0%4.45%4.39%
TydroInk14.86MUSDC0%4.21%4.38%
ExactlyOP Mainnet1.55MUSDC0%4.34%4.34%
AutofinanceBase3.50MUSDC4.21%10.03%4.31%
CurvanceMonad3.18MUSDC1.8%6.11%4.3%
ExactlyOP Mainnet1.55MUSDC0%4.29%4.3%
Yearn-financeEthereum2.39MUSDC0%4.13%4.27%
ExactlyOP Mainnet1.55MUSDC0%4.23%4.25%
Fluid-lendingEthereum127.50MUSDT0%4.47%4.23%
ExactlyOP Mainnet1.55MUSDC0%4.19%4.22%
ExactlyOP Mainnet1.55MUSDC0%4.35%4.18%
Fusion-by-iporBase1.07MUSDC1.82%6.37%4.15%
Aave-v4Ethereum2.65MUSDC0%5.07%4.14%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
ExactlyOP Mainnet1.55MUSDC0%4.29%4.13%
Aave-v3Monad18.64MUSDC1.53%6.08%4.09%
Venus-core-poolBSC7.07MUSDC0%3.82%4.03%
ExactlyOP Mainnet1.55MUSDC0%4.05%4.02%
ExactlyOP Mainnet1.55MUSDC0%2.52%4.02%
Aave-v3Polygon1.02MDAI0%4.53%3.95%
ExactlyOP Mainnet1.55MUSDC0%3.77%3.94%
ExactlyOP Mainnet1.55MUSDC0%4.07%3.91%
Midas-rwaEthereum1.72MUSDC0%7.96%3.83%
Spark-savingsEthereum300.96MUSDC0%3.65%3.8%
Spark-savingsAvalanche2.61MUSDC0%3.65%3.8%
Aave-v3Ethereum151.43MUSDC0%4.34%3.78%
Aave-v3Ethereum53.72MUSDC1.81%5.92%3.78%
Aave-v3Base20.56MUSDC5%4.12%3.77%
Midas-rwaEthereum6.44MUSDC0%3.67%3.77%
Midas-rwaEtherlink1.13MUSDC0%3.64%3.77%
Spark-savingsEthereum715.92MUSDT0%3.59%3.75%
Centrifuge-protocolAvalanche262.95MUSDC0%3.83%3.73%
Centrifuge-protocolBase22.75MUSDC0%3.81%3.73%
Centrifuge-protocolBSC1.02MUSDC0%3.8%3.73%
Centrifuge-protocolEthereum9.31MUSDC0%3.76%3.73%
Yearn-financeEthereum19.47MUSDC0%3.65%3.69%
Storm-tradeTON2.67MUSDT0%4.69%3.68%
SaveSolana4.18MUSDC0%3.15%3.66%
Yearn-financeEthereum1.12MUSDC0%3.43%3.64%
Kamino-lendSolana1.22MUSDC0%2.64%3.63%
Midas-rwaEtherlink4.95MUSDC0%5.28%3.61%
Lista-lendingBSC2.80MUSDT0%4.06%3.6%
SparklendEthereum4.69MUSDC0%3.4%3.56%
Aave-v3Avalanche3.01MUSDT0%3.98%3.46%
Aave-v3Ethereum11.24MDAI0%3.26%3.4%
SparklendEthereum16.09MUSDT0%3.4%3.39%
Yearn-financeEthereum5.69MUSDT0%3.27%3.37%
Midas-rwaEthereum74.88MUSDC0%3.35%3.37%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.37%
Echelon-marketAptos1.34MUSDC2.97%5.75%3.31%
Centrifuge-protocolBase7.15MUSDC0%3.99%3.3%
Centrifuge-protocolPharos4.56MUSDC0%3.62%3.3%
Centrifuge-protocolBSC1.02MUSDC0%3.62%3.3%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
Aave-v3Ethereum356.23MUSDT0%3.87%3.29%
Aave-v3Ethereum62.63MUSDT1.63%5.43%3.29%
Aave-v3BSC1.94MUSDC0%3.31%3.27%
Venus-core-poolBSC48.02MUSDT0%3.26%3.22%
Aave-v3Ethereum1.26MUSDC0%3.25%3.21%
DolomiteEthereum32.12MUSDC4.02%7.44%3.19%
Aave-v3Polygon10.17MUSDC0%3.07%3.18%
Compound-v3Arbitrum1.90MUSDC0%3.01%3.13%
Aave-v3BSC10.85MUSDT0%2.9%3.11%
Yearn-financeEthereum6.76MDAI0%2.89%3.01%
Aave-v4Ethereum5.17MUSDT0%4.14%2.91%
SparklendEthereum75.98MDAI0%2.7%2.85%
Native-credit-poolEthereum1.14MUSDC0%4.26%2.75%
Lista-lendingBSC1.33MUSDT0%3%2.58%
SaveSolana1.94MUSDT0%1.97%2.44%
Compound-v3Arbitrum5.11MUSDT0%2.48%2.35%
Aave-v3Arbitrum52.56MUSDC0%3.13%2.29%
CurrentSui1.08MUSDT2.81%6.8%2.28%
Justlend-v1Tron93.43MUSDT0%2.13%2%
CurrentSui23.43MUSDC4.96%8.07%1.86%
Venus-fluxBSC1.07MUSDT0%2.85%1.54%
Lista-lendingEthereum4.50MUSDC5.88%7.02%1.4%
Native-credit-poolEthereum3.77MUSDT0%2.86%1.17%
Lista-lendingEthereum3.89MUSDT5.21%5.75%1.12%
ExactlyOP Mainnet1.55MUSDC0%1.08%1.06%
Aave-v4Avalanche6.49MUSDC0%4.82%0.56%
TectonicCronos1.50MUSDC0.02%0.51%0.4%
AcrossEthereum1.12MUSDT3.01%3.44%0.29%
Aave-v4Avalanche7.14MUSDT0%6.37%0.26%
Neutral-tradeSolana1.41MUSDC0%58.13%0.25%
CredixSolana13.41MUSDC0%0.06%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6128.2M4.45%
Avalanche7289.3M3.72%
Base17162.3M7.08%
BSC13119.3M4.42%
Ethereum743.5B6.22%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.2M3.57%
Solana14547.2M4.84%
TON12.7M3.68%
zkSync Era000%