Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.69% on Jun 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum1.04MUSDC0%14.29%14.25%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum11.20MUSDC0%12.56%12.95%
AccountableMonad48.60MUSDC0.33%10.84%11.6%
Harvest-financeBase1.86MUSDC0%15.64%11.47%
Ember-protocolSui1.35MUSDC0%8.05%10.84%
AccountableEthereum4.08MUSDC9.87%11.11%10.81%
AvantisBase30.65MUSDC0%9.58%10.48%
Harvest-financeEthereum1.13MUSDC0%8.16%10.23%
Ember-protocolSui1.09MUSDC0%8.37%10.23%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
AccountableMonad5.18MUSDC0.45%10.21%10%
Bitway-earnBSC25.12MUSDT0%10.02%10%
AccountableEthereum2.12MUSDC0%5.47%9.81%
Bracket-vaultsEthereum2.65MUSDC0%10.12%9.68%
YieldseekerBase1.87MUSDC0%8.16%9.44%
Harmonix-financeHyperliquid L120.18MUSDC0%9.98%8.87%
Ember-protocolSui2.96MUSDC0%8.78%8.78%
Fluid-lendingEthereum8.26MUSDC0%5.37%8.69%
Fluid-lendingEthereum130.85MUSDC0.81%6.64%8.69%
AccountableMonad8.94MUSDC0.47%10.99%8.66%
Ember-protocolSui7MUSDC4%12%8%
Centrifuge-protocolPlume Mainnet32.91MUSDC0%1.31%7.94%
Ember-protocolEthereum3.26MUSDC0%8.5%7.8%
Ember-protocolSui6.85MUSDC0%5.17%7.68%
LoopscaleSolana1.08MUSDC0.74%8.1%7.55%
Blend-pools-v2Stellar11.10MUSDC0%7.27%7.34%
Kamino-lendSolana3.21MUSDC0%6.29%7.21%
Ember-protocolSui1.20MUSDC0%10.86%7.05%
Yearn-financeEthereum9.31MUSDC0%5.1%7.04%
Fluid-lendingArbitrum36.96MUSDC0%6.02%7.02%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Gains-networkArbitrum6.85MUSDC0%9.64%6.97%
AccountableMonad2.97MUSDC0.46%7.76%6.79%
Zerobase-cedefiBSC22.40MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.12MUSDC2%8.76%6.76%
Fluid-lendingEthereum116.16MUSDT0.91%5.32%6.75%
AutofinanceEthereum7.21MUSDC0.32%6.13%6.64%
SymbiosisEthereum1.41MUSDC0%9.59%6.19%
Storm-tradeTON3.72MUSDT0%5.9%6.03%
Extra-finance-leverage-farmingBase3.37MUSDC0%6.66%5.94%
SymbiosisTron1.30MUSDT0%6.86%5.77%
LoopscaleSolana1.11MUSDC0%5.8%5.67%
Navi-lendingSui5.06MUSDC0.45%5.92%5.51%
Lista-lendingBSC3.78MUSDT0.08%4.4%5.39%
AutofinanceBase7.03MUSDC1.76%7.65%5.37%
Hyperlend-pooledHyperliquid L114.34MUSDC0%5.81%5.36%
Yearn-financeEthereum5.66MUSDC0%4.78%5.21%
Ember-protocolSui1.12MUSDC7.17%11.23%5.18%
Lista-lendingBSC1.42MUSDT2.57%8.03%5.16%
Kamino-lendSolana4.83MUSDC0%4.92%5.13%
Fluid-lendingBase8.73MUSDC0%5.31%5.12%
Gains-networkBase2.13MUSDC0%3.98%5.02%
Fusion-by-iporEthereum1.41MUSDC0%6.32%4.99%
Yearn-financeBase1.70MUSDC0%4.41%4.92%
DolomiteArbitrum1.16MUSDC0%3.82%4.79%
Lista-lendingBSC7.26MUSDT0.12%4.65%4.76%
AutofinanceEthereum1.33MUSDC0%8.32%4.6%
Flux-financeEthereum1.93MUSDT0%4.53%4.44%
Folks-finance-lendingAlgorand1.31MUSDC0%4.62%4.4%
Jupiter-lendSolana396.21MUSDC0.76%4.61%4.37%
AzuroPolygon1.47MUSDT0%48.51%4.3%
AmpleBase4.28MUSDC0%4.76%4.27%
Yearn-financeEthereum1.18MUSDC0%3.81%4.25%
Moonwell-lendingBase1.56MUSDC0.36%6.65%4.16%
ExactlyOP Mainnet1.70MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.70MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.70MUSDC0%4.16%4.15%
Yo-protocolBase11.19MUSDC0%4.24%4.1%
Yo-protocolEthereum2.66MUSDC0%4.24%4.1%
ExactlyOP Mainnet1.70MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.70MUSDC0%4.02%4.07%
ExactlyOP Mainnet1.70MUSDC0%4.13%4.04%
Euler-v2Monad2.21MUSDC0%4.17%4.04%
Kamino-lendSolana16.98MUSDC0%4.27%4.02%
MapleEthereum1.05BUSDT0%4.14%4.02%
ExactlyOP Mainnet1.70MUSDC0%3.88%3.99%
Folks-finance-xchainPolygon1.26MUSDT0%4.14%3.96%
ExactlyOP Mainnet1.70MUSDC0%3.95%3.96%
Aave-v3Avalanche5.39MUSDC0%3.55%3.93%
Kamino-lendSolana1.93MUSDC0%4.05%3.92%
TermmaxBase1.21MUSDC0%4.13%3.86%
Ember-protocolEthereum1.98MUSDC0%3.98%3.79%
ExactlyOP Mainnet1.70MUSDC0%3.36%3.77%
Yearn-financeEthereum7.31MUSDT0%3.09%3.76%
Yearn-financeEthereum2.45MUSDC0%3.78%3.75%
Benqi-lendingAvalanche4.73MUSDC0%3.98%3.72%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.6M6.45%
Avalanche210.1M3.82%
Base1275.6M6.18%
BSC662.1M6.47%
Ethereum271.4B7.32%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.7M4.13%
Solana7425.4M5.41%
TON13.7M6.03%
zkSync Era000%