Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/04/2026 12:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
PurrlendHyperliquid L14.85MUSDC0%13.21%29.05%
AutofinanceEthereum4.38MUSDC0%6.1%14.16%
Canto-lendingCanto1.35MUSDC0%12.84%12.9%
Fusion-by-iporEthereum1.01MUSDC0%2.6%11.6%
Fusion-by-iporEthereum1.01MUSDC0%2.6%11.6%
Bracket-vaultsEthereum2.70MUSDC0%11.81%11.22%
BitwayBSC13.62MUSDT0%11.36%11%
AutofinanceArbitrum2.87MUSDC1.91%9.72%10.55%
Benqi-lendingAvalanche1.83MUSDC0%6.28%10.39%
YieldseekerBase1.28MUSDC0%9.62%10.08%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Aave-v3Arbitrum4.09MUSDC0%2.79%9.87%
Blend-pools-v2Stellar8.91MUSDC0%9.32%9.84%
AvantisBase50.05MUSDC0%9.88%9.75%
Aave-v3Avalanche2.08MUSDC0%3.6%9.71%
Aave-v3Ethereum63.29MUSDT0%3.77%8.57%
AccountableMonad1.01MUSDC3.17%12.32%8%
AbyssSui1.85MUSDC0%8.77%7.64%
LoopscaleSolana1.47MUSDC1.07%8.51%7.61%
SymbiosisEthereum1.30MUSDC0%6.88%7.19%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5.09%7%
SymbiosisTron1.68MUSDT0%6.97%6.84%
Zerobase-cedefiBSC24.22MUSDT2%8.9%6.76%
Zerobase-cedefiBSC1.47MUSDC2%8.79%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.49%6.73%
Gains-networkArbitrum8.44MUSDC0%6.68%6.53%
Harvest-financeBase1.97MUSDC0%6.48%6.5%
AccountableMonad1.34MUSDC5.25%9.58%6.31%
Extra-finance-leverage-farmingBase3.70MUSDC0%5.32%6.25%
Yearn-financeEthereum7.41MUSDC0%4.13%5.84%
Aave-v3Ethereum107.55MUSDC0%4.03%5.69%
AutofinanceEthereum9.06MUSDC0.59%6.02%5.62%
DeltaprimeAvalanche1.12MUSDC0%5.23%5.54%
LoopscaleSolana1.52MUSDC0%5.27%5.42%
Fluid-lendingEthereum116.90MUSDT1.77%5.83%5.4%
Hyperlend-pooledHyperliquid L19.73MUSDC0%4.21%5.33%
AutofinanceBase5.68MUSDC3.7%7.42%5.22%
Fluid-lendingBase10.66MUSDC2.13%6.38%5.13%
Kamino-lendSolana7.94MUSDC0%3.21%5.1%
MapleEthereum889.24MUSDT0%3.92%5.04%
Harvest-financeEthereum1.08MUSDC0%2.39%5.01%
TydroInk1.66MUSDC0%2.45%4.99%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Flux-financeEthereum1.58MUSDT0%4.62%4.66%
Fluid-lendingArbitrum31.73MUSDC1.04%6.11%4.62%
Wasabi-perpsBase2.14MUSDC0%4.63%4.61%
Folks-finance-lendingAlgorand1.36MUSDC0%3.67%4.42%
Fluid-lendingEthereum174.39MUSDC1.19%4.52%4.4%
Fluid-lendingEthereum5.02MUSDC0%3.48%4.4%
Euler-v2Ethereum29.67MUSDC0%3.83%4.33%
DolomiteEthereum12.36MUSDC6.05%5.96%4.32%
Lazy-summer-protocolBase1.70MUSDC0.84%3.81%4.25%
Yo-protocolBase19.60MUSDC12%13.91%4.08%
Yo-protocolEthereum3.77MUSDC12%13.89%4.08%
SparklendEthereum3.03MUSDC0%4.1%4.04%
ExactlyOP Mainnet1.73MUSDC0%3.24%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.67%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.49%3.91%
Yearn-financeEthereum8.56MDAI0%3.42%3.87%
ExactlyOP Mainnet1.73MUSDC0%2.83%3.84%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
Navi-lendingSui4.41MUSDC0.68%4.32%3.76%
ExactlyOP Mainnet1.73MUSDC0%3.86%3.74%
NeverlandMonad17MUSDC4.42%8.33%3.73%
ExactlyOP Mainnet1.73MUSDC0%3.65%3.72%
Euler-v2Ethereum18.75MUSDC0%3.88%3.68%
ExactlyOP Mainnet1.73MUSDC0%4.05%3.68%
Yearn-financeEthereum1.17MUSDC0%3.23%3.67%
ExactlyOP Mainnet1.73MUSDC0%3.88%3.66%
Spark-savingsAvalanche35.93MUSDC0%3.74%3.65%
Spark-savingsEthereum490.04MUSDC0%3.74%3.65%
Aave-v3Ethereum2.56MUSDC0%2.63%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum656.2M7.22%
Avalanche441M7.32%
Base10104.1M6.26%
BSC339.3M8.17%
Ethereum272B6.17%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana310.9M6.04%
TON14M7%
zkSync Era000%