Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/08/2026 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum3.33MUSDC11.49%25.05%27.1%
Neutral-tradeSolana1.33MUSDC0%20.93%25.1%
EnsuroEthereum1.10MUSDC0%21.61%20.75%
Midas-rwaEtherlink4.82MUSDC0%9.96%14.53%
Nawa-protocolZIGChain3.43MUSDC0%9.8%14.44%
Harvest-financeBase1.86MUSDC0%10.63%14.32%
AccountableEthereum1.06MUSDC1.25%15.1%14.25%
AccountableMonad7.50MUSDC1%23.23%14.05%
Midas-rwaEthereum1.75MUSDC0%11.74%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.61MUSDC0%5.03%13.45%
Harvest-financeEthereum1.15MUSDC0%6.53%13.12%
Ember-protocolEthereum7.06MUSDC0%12.84%12.9%
Neutral-tradeSolana2.31MUSDC0%6.49%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.48%12.13%11.64%
AccountableEthereum3.30MUSDC0%10.76%11.56%
AccountableMonad75MUSDC0.3%15.36%11.2%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
AguaEthereum6.80MUSDC0%10%10%
Ember-protocolSui7.14MUSDC0%10.02%10%
Aave-v3Monad8.90MUSDC0%5.76%9.5%
Ember-protocolEthereum3.37MUSDC0%9.63%9.43%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Midas-rwaEthereum6.40MUSDC0%9.13%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.13%9.23%
Midas-rwaEthereum7.68MUSDC0%9.06%8.43%
YieldseekerBase1.13MUSDC0%9.4%8.32%
Ember-protocolSui1.40MUSDC0%10.15%8.07%
Ember-protocolEthereum9.17MUSDC0%9.89%8.03%
Pareto-creditEthereum168.51MUSDC0%8.08%8.02%
Bitway-earnBSC25.94MUSDT0%8%8%
Ember-protocolSui9.25MUSDC4%12%8%
Midas-rwaEthereum36.47MUSDC0%7.77%7.85%
Midas-rwaEthereum6.70MUSDC0%7.4%7.68%
Midas-rwaEthereum2.51MUSDC0%7.4%7.66%
Fusion-by-iporEthereum1.84MUSDC0%5.66%7.63%
Bitway-earnBSC2.57MUSDT0%5.67%7.5%
Midas-rwaEthereum64.44MUSDC0%9.7%7.43%
Kamino-lendSolana3.33MUSDC0%6.74%7.34%
AccountableMonad1.48MUSDC0.43%7.78%7.28%
Harmonix-financeHyperliquid L124.21MUSDC0%6.41%7.24%
Ember-protocolEthereum17.13MUSDC0%7.85%7.2%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase9.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.37MUSDC0%7.09%6.94%
LoopscaleSolana1.80MUSDC0.3%7.01%6.78%
Zerobase-cedefiBSC18.73MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Ember-protocolSui1.08MUSDC0%8.38%6.69%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%5.86%6.66%
Centrifuge-protocolMonad10.08MUSDC0%5.91%6.66%
Blend-pools-v2Stellar12.63MUSDC0%6.68%6.62%
Yearn-financeEthereum6.84MUSDC0%6.79%6.57%
Yearn-financeEthereum8.84MUSDC0%6.07%6.28%
AccountableMonad11.02MUSDC0.44%7.65%6.13%
Yo-protocolBase1.10MUSDC0%6.69%5.97%
Yearn-financeEthereum1.19MUSDC0%6.3%5.93%
Hyperlend-pooledHyperliquid L114.08MUSDC0%6.98%5.7%
SymbioticEthereum1MUSDC0%5.91%5.54%
SymbioticEthereum1MUSDC0%5.91%5.54%
Storm-tradeTON3.14MUSDT0%5.56%5.41%
AutofinanceEthereum8.08MUSDC0.81%5.83%5.26%
LoopscaleSolana1.07MUSDC0.45%4.95%5.23%
Navi-lendingSui5.81MUSDC0.52%5.5%5.2%
Fluid-lendingEthereum138.18MUSDT0%4.61%5.13%
Benqi-lendingAvalanche2.29MUSDC0%4.41%5.12%
Centrifuge-protocolAvalanche261.68MUSDC0%5.21%5.05%
Centrifuge-protocolBase50.46MUSDC0%5.21%5.05%
Centrifuge-protocolEthereum7.52MUSDC0%5.21%5.03%
Fluid-lendingEthereum150.42MUSDC0%5.01%5.03%
Fluid-lendingEthereum1.95MUSDC0%5.01%5.03%
Yearn-financeBase1.82MUSDC0%4.93%5.02%
AutofinanceBase7.66MUSDC2.1%7.92%4.96%
Alchemix-v3Ethereum7.94MUSDC0%4.56%4.96%
TydroInk4.80MUSDC0%2.02%4.95%
Kamino-lendSolana3.61MUSDC0%5.3%4.83%
Fluid-lendingBase8.96MUSDC0%5.14%4.79%
AmpleBase4.35MUSDC0%4.1%4.79%
SentoraEthereum42.38MUSDC0%6.48%4.71%
DolomiteArbitrum1.11MUSDC0%4.16%4.68%
Kamino-lendSolana1.18MUSDC0%4.89%4.65%
Lista-lendingBSC2.33MUSDT1.58%7.19%4.55%
Kamino-lendSolana8.41MUSDC0%4.51%4.54%
Fluid-lendingArbitrum52.37MUSDC0%4.85%4.53%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
SymbiosisEthereum1.32MUSDC0%4.75%4.44%
ExactlyOP Mainnet1.65MUSDC0%4.36%4.37%
MapleEthereum1.02BUSDT0%4.21%4.35%
Compound-v3Ethereum35.24MUSDC0.11%3.82%4.33%
ExactlyOP Mainnet1.65MUSDC0%4.3%4.32%
Jupiter-lendSolana452.73MUSDC0.67%5.05%4.3%
ExactlyOP Mainnet1.65MUSDC0%4.25%4.28%
ExactlyOP Mainnet1.65MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.65MUSDC0%4.17%4.21%
Yo-protocolBase9.10MUSDC0%4.16%4.2%
Yo-protocolEthereum1.51MUSDC0%4.16%4.2%
Aave-v4Ethereum1.26MUSDT0%2.44%4.2%
TermmaxEthereum3.34MUSDC0%4.05%4.16%
ExactlyOP Mainnet1.65MUSDC0%4.12%4.15%
Euler-v2Monad1.20MUSDC1.25%10.13%4.13%
Ember-protocolSui1.20MUSDC0%3.66%4.12%
ExactlyOP Mainnet1.65MUSDC0%3.99%4.09%
ExactlyOP Mainnet1.65MUSDC0%4.03%4.08%
ExactlyOP Mainnet1.65MUSDC0%3.64%3.97%
Aave-v3Ethereum217.33MUSDT0%2.94%3.93%
Aave-v3Ethereum68.24MUSDT1.5%4.3%3.93%
Moonwell-lendingBase2.10MUSDC0.08%6.6%3.91%
Aave-v3Avalanche2.38MUSDT0%3.34%3.88%
Ember-protocolEthereum2.03MUSDC0%2.88%3.81%
Jupiter-lendSolana17.77MUSDT0%3.52%3.79%
Midas-rwaEthereum3.49MUSDC0%3.85%3.78%
Yearn-financeEthereum2.43MUSDC0%3.58%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum19.50MUSDC0%3.32%3.53%
Spark-savingsEthereum310.97MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.74MUSDC0%3.52%3.52%
SparklendEthereum1.86MUSDC0%3.48%3.47%
Aave-v3Base24.51MUSDC0%3.43%3.34%
Native-credit-poolEthereum1.77MUSDT0%2.98%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
DolomiteEthereum29.54MUSDC4.07%7.51%3.28%
Kamino-lendSolana1.20MUSDC0%4.57%3.25%
Spark-savingsEthereum362.93MUSDT0%2.89%3.25%
Aave-v4Ethereum1.02MUSDC0%3.79%3.24%
Yearn-financeEthereum7.42MDAI0%3.11%3.22%
Euler-v2Ethereum6.22MUSDC0%3.11%3.17%
Midas-rwaEthereum69.61MUSDC0%3.34%3.17%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.17%
Native-credit-poolBSC2.27MUSDT0%3.19%3.14%
Project-0Solana2.06MUSDC0%4.41%3.13%
Aave-v3Ethereum244.60MUSDC0%3.81%3.12%
Aave-v3Ethereum57.54MUSDC1.69%5.23%3.12%
Aave-v3Avalanche7.72MUSDC0%3.67%3.05%
Yearn-financeEthereum5.76MUSDT0%3.17%3.03%
Compound-v3Ethereum29.31MUSDT0.12%3.15%3.02%
Centrifuge-protocolMonad4.54MUSDC0%3.75%3%
Centrifuge-protocolPharos4.39MUSDC0%3.77%3%
Aave-v3Ethereum19.50MDAI0%2.98%2.97%
Euler-v2Ethereum8.37MUSDC0%4.04%2.86%
Aave-v3Polygon11.98MUSDC0%2.79%2.85%
CurvanceMonad3.11MUSDC2.25%5.3%2.85%
Centrifuge-protocolEthereum1.68MUSDC0%1.69%2.83%
Compound-v3Arbitrum3.35MUSDC0%2.75%2.79%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
Venus-fluxBSC2.36MUSDT0%2.49%2.75%
SparklendEthereum64.73MUSDT0%3.7%2.62%
Aave-v3BSC2.62MUSDC0%3.06%2.61%
Compound-v3Arbitrum4.02MUSDT0%2.15%2.61%
Justlend-v1Tron61.23MUSDT0%2.32%2.59%
LoopscaleSolana1.67MUSDC6.88%8.69%2.52%
SaveSolana5.84MUSDC0%2.39%2.52%
Venus-core-poolBSC71.79MUSDT0%2.13%2.46%
Gami-labsBase3.02MUSDC0%2.65%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.66%2.41%
Aave-v3Ethereum1.77MUSDC0%2.22%2.34%
Aave-v3OP Mainnet2.83MUSDC0%2.82%2.27%
Venus-core-poolBSC17.92MUSDC0%2.5%2.24%
Aave-v3BSC15.22MUSDT0%2.16%2.24%
SparklendEthereum117.33MDAI0%2.17%2.17%
CurrentSui10.83MUSDC7.22%9.78%2.11%
Scallop-lendSui1.20MUSDC0%2.65%2.1%
Aave-v4Ethereum1.39MUSDC0%1.95%2.07%
Midas-rwaEthereum26.21MUSDC0%5.52%2.04%
Aave-v3Arbitrum54.49MUSDC0%2.43%2.04%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Aave-v3Sonic1.19MUSDC0%1.9%1.83%
Lista-lendingBSC3.74MUSDT0%2.57%1.76%
SaveSolana2.14MUSDT0%1.45%1.7%
Aave-v3Arbitrum1.35MDAI0%1.96%1.68%
Aave-v4Ethereum1.09MUSDT0%1.5%1.65%
Aave-v4Ethereum1.10MUSDC0%1.61%1.63%
NeverlandMonad2.12MUSDC7.6%7.22%1.46%
ExactlyOP Mainnet1.65MUSDC0%0.99%1.02%
Lista-lendingEthereum2.56MUSDT4.39%5.68%1.01%
Echelon-marketAptos2.17MUSDC1.35%3.61%0.93%
Lista-lendingBSC3.47MUSDT0%1.28%0.73%
Zest-v2Stacks10.16MUSDC0%0.52%0.59%
Lista-lendingEthereum3.08MUSDC7.41%6.35%0.29%
Aave-v4Avalanche5.01MUSDC5.93%0.98%0.25%
Aave-v3Mantle2.02MUSDC0%3.25%0.15%
TectonicCronos45.03MUSDT0%0.15%0.15%
TectonicCronos54.05MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.13%4.33%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8128.9M4.85%
Avalanche6289.8M3.48%
Base15132M5.56%
BSC15173M3.68%
Ethereum783.6B5.88%
Hyperliquid000%
Mantle12M0.15%
Optimism000%
Polygon112M2.85%
Solana16519.9M5.75%
TON13.1M5.41%
zkSync Era000%