Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/03/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%13.56%12.86%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase82.71MUSDC0%10.8%9.9%
Blend-pools-v2Stellar10.52MUSDC0%10.05%9%
AbyssSui1.87MUSDC0%8.92%8.58%
Euler-v2Avalanche4.25MUSDC0%5.91%7.99%
Zerobase-cedefiBSC23.90MUSDT2%9.76%7.76%
Gains-networkArbitrum13.19MUSDC0%8.15%7.15%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
Zerobase-cedefiBSC1.29MUSDC2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
LoopscaleSolana1.69MUSDC1.24%7.34%6.6%
LiqwidCardano1.97MUSDC1.58%6.58%6.16%
Yearn-financeEthereum3.02MUSDC0%7.44%6.02%
Fusion-by-iporBase1.77MUSDC0%5.44%5.84%
Harvest-financeBase3.15MUSDC0%5.9%5.78%
DeltaprimeAvalanche1.10MUSDC0%5.87%5.6%
DeltaprimeAvalanche1.10MUSDC0%5.87%5.6%
Extra-finance-leverage-farmingBase4.26MUSDC0%5.04%5.43%
Gains-networkBase1.90MUSDC0%5.43%5.2%
Yo-protocolBase31.87MUSDC12%19.46%5.19%
AutofinanceEthereum21.37MUSDC0.3%6.51%5.15%
AutofinanceArbitrum1.34MUSDC1.32%6.28%5.11%
Navi-lendingSui7.67MUSDC0.55%4.98%4.91%
SymbiosisEthereum1.52MUSDC0%4.35%4.87%
Benqi-lendingAvalanche1.21MUSDT0%4.24%4.85%
AutofinanceEthereum8.72MUSDC0%0.63%4.71%
Woofi-earnArbitrum1.26MUSDC0%6.93%4.69%
Flux-financeEthereum1.75MUSDT0%4.59%4.54%
Fusion-by-iporEthereum3.83MUSDT0%7.43%4.5%
DolomiteEthereum9.73MUSDC0%4.32%4.49%
Yearn-financeEthereum7.05MUSDT0%4.41%4.45%
AutofinanceBase16.01MUSDC1%6.11%4.23%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.16%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.17%
LoopscaleSolana6.63MUSDC0%3.61%4.17%
SparklendEthereum1.83MUSDC0%3.23%4.14%
MapleEthereum1.92BUSDT0%4.21%4.13%
ExactlyOptimism1.70MUSDC0%4.06%4.11%
Scallop-lendSui2.29MUSDC0%4.77%4.1%
Yearn-financeEthereum1.13MUSDC0%5.07%4.01%
ExactlyOptimism1.70MUSDC0%3.96%4%
ExactlyOptimism1.70MUSDC0%3.81%3.92%
ExactlyOptimism1.70MUSDC0%4%3.9%
Hyperlend-pooledHyperliquid L130.05MUSDC0%4.73%3.9%
Spark-savingsAvalanche140.40MUSDC0%3.96%3.75%
Spark-savingsEthereum415.70MUSDC0%3.96%3.75%
Benqi-lendingAvalanche6.46MUSDC0%3.28%3.72%
Euler-v2Ethereum38.98MUSDC0%4.51%3.71%
NeverlandMonad14.53MUSDC5.11%11.76%3.67%
ExactlyOptimism1.70MUSDC0%2.32%3.65%
Yearn-financeBase1.83MUSDC0%22.08%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum423.9M5.99%
Avalanche6154.5M5.25%
Base8143.5M5.65%
BSC225.2M7.38%
Ethereum172.5B5.44%
Hyperliquid000%
Mantle000%
Optimism711.9M3.99%
Polygon000%
Solana28.3M5.38%
TON000%
zkSync Era000%