Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Apr 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/04/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4722.66%212.73%
BitwayBSC14.84MUSDT0%12%12%
Bracket-vaultsEthereum2.73MUSDC0%12.54%11.99%
GoldfinchEthereum37.25MUSDC0%10.01%10.06%
Blend-pools-v2Stellar9.67MUSDC0%9.32%9.29%
AvantisBase66.02MUSDC0%9.5%8.75%
AbyssSui1.91MUSDC0%8.66%8.56%
Gains-networkArbitrum8.84MUSDC0%7.01%8.09%
Harvest-financeBase2.06MUSDC0%5.54%7.88%
SymbiosisTron1.46MUSDT0%5.21%7.13%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.46MUSDT2%9%7%
Euler-v2Avalanche2.47MUSDC0%6.47%6.94%
Zerobase-cedefiBSC1.32MUSDC2%8.96%6.76%
Zerobase-cedefiBSC23.29MUSDT2%9.58%6.76%
Project-0Solana1.53MUSDC0%2.62%6.29%
Spectra-metavaultsBase5.04MUSDC0.19%9.08%5.37%
DolomiteEthereum8.97MUSDC0%5.29%5.22%
DeltaprimeAvalanche1.15MUSDC0%5.57%5.13%
LoopscaleSolana1.49MUSDC0%4.65%5.08%
Scallop-lendSui1.57MUSDC0%4.44%5.01%
Yo-protocolEthereum11.13MUSDC0%15.44%4.99%
Yo-protocolBase28.37MUSDC0%15.92%4.99%
Extra-finance-leverage-farmingBase4.24MUSDC0%5.15%4.86%
Woofi-earnArbitrum1.14MUSDC0%5.22%4.74%
Woofi-earnArbitrum1.14MUSDC0%5.22%4.74%
AutofinanceEthereum8.74MUSDC0%3.24%4.7%
Lazy-summer-protocolEthereum4.53MUSDC0.54%3.93%4.57%
Flux-financeEthereum1.75MUSDT0%4.54%4.54%
AutofinanceBase8.58MUSDC2.05%5.87%4.42%
ExactlyOptimism1.72MUSDC0%4.22%4.28%
ExactlyOptimism1.72MUSDC0%4.13%4.17%
SparklendEthereum1.87MUSDC0%4.16%4.14%
ExactlyOptimism1.72MUSDC0%4.02%4.06%
Benqi-lendingAvalanche2.11MUSDT0%4.78%4.06%
Navi-lendingSui10.59MUSDC0.49%4.67%4.05%
ExactlyOptimism1.72MUSDC0%3.76%4%
Yearn-financeEthereum1.30MUSDC0%5.01%4%
ExactlyOptimism1.72MUSDC0%4.15%3.95%
Hyperlend-pooledHyperliquid L121.21MUSDC0%3.86%3.94%
Yearn-financeEthereum3.83MUSDC0%4.46%3.93%
Aave-v3Polygon1.14MDAI0%3.42%3.9%
Euler-v2Arbitrum1.29MUSDC0%3.07%3.89%
Benqi-lendingAvalanche6.19MUSDC0%3.88%3.84%
ExactlyOptimism1.72MUSDC0%3.63%3.8%
MapleEthereum1.95BUSDT0%3.96%3.79%
Euler-v2Ethereum28.60MUSDC0%3.39%3.77%
Flux-financeEthereum2.46MUSDC0%3.98%3.76%
Spark-savingsAvalanche70.13MUSDC0%3.78%3.75%
Spark-savingsEthereum389.03MUSDC0%3.78%3.75%
ExactlyOptimism1.72MUSDC0%3.29%3.71%
ExactlyOptimism1.72MUSDC0%3.65%3.7%
NeverlandMonad16.48MUSDC4.44%8.64%3.68%
Project-0Solana1.48MUSDT0%3.14%3.67%
WasabiBase3.53MUSDC0%3.98%3.66%
AutofinanceEthereum9.98MUSDC0.52%5.5%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum520.4M5.69%
Avalanche582.1M4.74%
Base7117.8M5.7%
BSC339.5M8.51%
Ethereum172.5B17.45%
Hyperliquid000%
Mantle000%
Optimism813.8M3.96%
Polygon11.1M3.9%
Solana34.5M5.01%
TON000%
zkSync Era000%