Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/09/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%38.49%130.66%
Gains-networkArbitrum4.63MUSDC0%15.05%39.16%
AccountableEthereum1.99MUSDC18.61%32.31%23.03%
EnsuroEthereum1.14MUSDC0%21.54%20.97%
AvantisBase10.06MUSDC0%8.9%20.92%
Neutral-tradeSolana2.17MUSDC0%12.66%15.48%
AccountableEthereum1.05MUSDC0.75%15.11%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum1.64MUSDC0%25.02%12.93%
Ember-protocolEthereum6.87MUSDC0%12.87%12.9%
AccountableEthereum13.85MUSDC0%12.05%12.51%
Midas-rwaEthereum26.37MUSDC0%5.02%11.87%
AccountableMonad5.04MUSDC0.4%12.1%11.64%
AccountableMonad74.98MUSDC0.25%12.26%11.4%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
AccountableMonad1.14MUSDC0%12.33%10.22%
Ember-protocolSui1.34MUSDC0%9.82%10.09%
AccountableMonad7.50MUSDC0.87%17.35%10.08%
Ember-protocolSui7.92MUSDC0%10.11%10%
AguaEthereum5.10MUSDC0%10%10%
Neutral-tradeSolana1.17MUSDC0%9.74%9.9%
Ember-protocolEthereum10.29MUSDC0%9.65%9.88%
Ember-protocolEthereum3.33MUSDC0%9.52%9.43%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana2.25MUSDC0%22.56%8.64%
Ember-protocolEthereum17.35MUSDC0%8.72%8.17%
Bitway-earnBSC25.18MUSDT0%8%8%
Ember-protocolSui9.25MUSDC4%12%8%
Blend-pools-v2Stellar9.97MUSDC0%6.95%7.98%
Pareto-creditEthereum148.76MUSDC0%7.92%7.82%
Midas-rwaEthereum65.26MUSDC0%7.93%7.79%
Harvest-financeBase1.07MUSDC0%6.87%7.73%
Fusion-by-iporEthereum1.09MUSDC0%7.72%7.71%
Bitway-earnBSC6.60MUSDT0%7.35%7.5%
Midas-rwaEthereum7.70MUSDC0%7.86%7.35%
Midas-rwaEthereum6.73MUSDC0%7.42%7.27%
Midas-rwaEthereum67.34MUSDC0%7.13%7.13%
Fusion-by-iporBase1.06MUSDC0%6.33%7.11%
Harmonix-financeHyperliquid L120.25MUSDC0%6.82%7.05%
Neutral-tradeSolana3.37MUSDC0%4.71%7.04%
Yearn-financeEthereum6.08MUSDC0%6.7%7.02%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Midas-rwaEthereum2.52MUSDC0%7.43%7%
LoopscaleSolana1.02MUSDC0.31%7.01%6.88%
AccountableMonad2.01MUSDC0.28%7.5%6.79%
Zerobase-cedefiBSC18.44MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
Sentora-curatorEthereum74.25MUSDC0%6.58%6.63%
Pareto-creditEthereum22MUSDC0%6.98%6.62%
Kamino-lendSolana6.44MUSDC0%7.18%6.6%
Midas-rwaEthereum1.70MUSDC0%8.9%6.35%
Midas-rwaEthereum31.51MUSDC0%6.45%6.25%
Aave-v3Avalanche4.15MUSDC0%3.96%6.24%
Yearn-financeEthereum11.16MUSDC0%6.7%6.11%
Extra-finance-leverage-farmingBase3.79MUSDC0%6.64%6.06%
Fusion-by-iporEthereum2.39MUSDC0%5.97%5.74%
SymbioticEthereum1.01MUSDC0%5.72%5.59%
SymbioticEthereum1.01MUSDC0%5.72%5.59%
SymbiosisEthereum1.27MUSDC0%5.01%5.55%
Midas-rwaEtherlink4.84MUSDC0%8.72%5.52%
Fusion-by-iporEthereum1.28MUSDC0%6.34%5.49%
Harvest-financeEthereum1.16MUSDC0%9.28%5.48%
Alchemix-v3Ethereum7.76MUSDC0%5.25%5.44%
AutofinanceBase3.61MUSDC4.4%8.78%5.44%
Fluid-lendingEthereum153.60MUSDC0%4.8%5.42%
Fluid-lendingEthereum3.72MUSDC0%4.8%5.42%
Benqi-lendingAvalanche1.82MUSDC0%4.89%5.33%
Fluid-lendingBase9.08MUSDC0%4.93%5.32%
Fusion-by-iporBase1.21MUSDC3.5%7.62%5.3%
Lista-lendingBSC2.10MUSDT0%7.29%5.29%
AutofinanceEthereum7.70MUSDC0.95%6.07%5.29%
Nawa-protocolZIGChain3.43MUSDC0%8.6%5.21%
Storm-tradeTON2.88MUSDT0%5.38%5.18%
Hyperlend-pooledHyperliquid L120.49MUSDC0%5.59%5.01%
Yearn-financeBase1.71MUSDC0%5.02%4.99%
Aave-v4Ethereum1.66MUSDC0%4.25%4.96%
AccountableEthereum3.14MUSDC0%11.03%4.95%
Native-credit-poolEthereum1.13MUSDC0%4.85%4.93%
Centrifuge-protocolAvalanche262.34MUSDC0%5.16%4.85%
Centrifuge-protocolBase52.59MUSDC0%5.16%4.85%
Centrifuge-protocolEthereum9.29MUSDC0%5.21%4.85%
Aave-v3BSC1.14MUSDC0%3.03%4.7%
AmpleBase4.39MUSDC0%4.06%4.64%
MapleEthereum849.16MUSDT0%4.55%4.62%
Fluid-lendingArbitrum61.52MUSDC0%4.21%4.49%
Flux-financeEthereum1.89MUSDT0%4.44%4.47%
DolomiteArbitrum1.26MUSDC0%4.4%4.46%
Kamino-lendSolana3.49MUSDC0%5.63%4.43%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
AccountableMonad7.42MUSDC0.5%6.44%4.4%
ExactlyOP Mainnet1.62MUSDC0%4.38%4.39%
Kamino-lendSolana3.47MUSDC0%5.57%4.39%
Centrifuge-protocolMonad4.55MUSDC0%3.15%4.36%
Venus-core-poolBSC5.61MUSDC0%2.44%4.36%
Navi-lendingSui10.11MUSDC0.38%5.5%4.34%
ExactlyOP Mainnet1.62MUSDC0%4.32%4.33%
ExactlyOP Mainnet1.62MUSDC0%4.29%4.33%
ExactlyOP Mainnet1.62MUSDC0%4.23%4.28%
Yo-protocolBase8.48MUSDC0%4.11%4.2%
Yo-protocolEthereum1.35MUSDC0%4.11%4.2%
ExactlyOP Mainnet1.62MUSDC0%4.11%4.19%
ExactlyOP Mainnet1.62MUSDC0%4.2%4.19%
Flux-financeEthereum1.57MUSDC0%3.77%4.15%
ExactlyOP Mainnet1.62MUSDC0%3.98%4.14%
Fluid-lendingEthereum130.79MUSDT0%4.84%4.13%
Ember-protocolEthereum2.04MUSDC2%3.95%4.09%
CurvanceMonad3.07MUSDC2.24%5.43%4.07%
Aave-v3Monad14.75MUSDC1.98%5.66%4.04%
Yearn-financeEthereum2.39MUSDC0%3.81%4.01%
Midas-rwaEthereum72.55MUSDC0%3.35%3.96%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.96%
ExactlyOP Mainnet1.62MUSDC0%3.94%3.93%
Aave-v3Avalanche2.56MUSDT0%4.02%3.81%
Kamino-lendSolana19.38MUSDC0%4.86%3.8%
Kamino-lendSolana1.82MUSDC0%4.82%3.8%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum20.93MUSDC0%3.62%3.71%
Aave-v4Ethereum1.03MUSDC0%4.84%3.68%
TydroInk13.06MUSDC0%3.55%3.67%
Aave-v3Base21.83MUSDC0%3.54%3.64%
Euler-v2Monad6.21MUSDC1.51%8.44%3.6%
Spark-savingsEthereum316.16MUSDC0%3.55%3.6%
Spark-savingsAvalanche9.47MUSDC0%3.55%3.6%
Aave-v3Ethereum191.08MUSDC0%3.89%3.56%
Aave-v3Ethereum58.28MUSDC1.67%5.44%3.56%
Yearn-financeEthereum1.11MUSDC0%3.76%3.56%
Jupiter-lendSolana17.43MUSDT0%3.99%3.56%
ExactlyOP Mainnet1.62MUSDC0%0.24%3.55%
SparklendEthereum2.09MUSDC0%3.51%3.54%
SaveSolana4.66MUSDC0%2.76%3.54%
Spark-savingsEthereum392.38MUSDT0%3.24%3.5%
SparklendEthereum15.60MUSDT0%3.15%3.39%
DolomiteEthereum28.90MUSDC4.22%7.4%3.34%
Jupiter-lendSolana489.36MUSDC0.37%4.87%3.33%
Native-credit-poolEthereum1.51MUSDT0%3.25%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum5.77MUSDT0%3.18%3.28%
Compound-v3Ethereum38.73MUSDC0%4.76%3.23%
Aave-v3Ethereum1.15MUSDC0%2.74%3.19%
Aave-v4Ethereum1.72MUSDT0%3.41%3.17%
Compound-v3Ethereum22.43MUSDT0%3.08%3.15%
Yearn-financeEthereum7.44MDAI0%3.26%3.15%
Native-credit-poolBSC1.41MUSDT0%3.11%3.14%
Aave-v3Polygon10.76MUSDC0%2.86%3.12%
Aave-v3Ethereum445.29MUSDT0%3.37%3.11%
Aave-v3Ethereum70.39MUSDT1.45%4.81%3.11%
Aave-v3Ethereum17.46MDAI0%2.87%3.07%
Lista-lendingBSC2.43MUSDT0%2.59%3.04%
Benqi-lendingAvalanche1.25MUSDT0%3.77%3.01%
Aave-v3OP Mainnet1.66MUSDC0%2.48%2.87%
Kamino-lendSolana2.83MUSDT0%4.21%2.87%
Compound-v3Arbitrum3.07MUSDC0%2.81%2.85%
Aave-v3Arbitrum30.87MUSDC0%2.52%2.75%
Aave-v3BSC13.11MUSDT0%2.5%2.71%
Midas-rwaEthereum6.43MUSDC0%6.34%2.63%
Midas-rwaEtherlink1.12MUSDC0%6.32%2.63%
Venus-core-poolBSC67.35MUSDT0%2.54%2.58%
Compound-v3Arbitrum4.51MUSDT0%2.59%2.49%
Echelon-marketAptos1.12MUSDC1.48%3.26%2.48%
SparklendEthereum99.98MDAI0%2.31%2.46%
Venus-fluxBSC2MUSDT0%2.55%2.42%
Centrifuge-protocolEthereum1.97MUSDT0%2.53%2.4%
Centrifuge-protocolPharos4.40MUSDC0%3.35%2.37%
Justlend-v1Tron76.89MUSDT0%2.33%2.26%
Gami-labsBase3.03MUSDC0%1.97%2.11%
Spectra-metavaultsBase3.03MUSDC0%1.98%2.11%
Aave-v4Ethereum1.41MUSDC0%1.84%2.05%
Aave-v3Arbitrum1.08MDAI0%1.95%1.97%
CurrentSui14.78MUSDC5.86%9.23%1.97%
SaveSolana2.32MUSDT0%1.68%1.96%
Aave-v4Avalanche1.62MUSDC3.23%4.6%1.89%
Aave-v3Sonic1.15MUSDC0%1.85%1.84%
Lista-lendingBSC2.12MUSDT0%1.98%1.82%
Centrifuge-protocolEthereum1.87MUSDC0%2.63%1.8%
Kamino-lendSolana2.94MUSDC0%0.73%1.53%
ExactlyOP Mainnet1.62MUSDC0%0.92%0.96%
Lista-lendingEthereum5.17MUSDC5.41%7.17%0.94%
Zest-v2Stacks10.09MUSDC0%0.68%0.84%
TectonicCronos1.18MUSDC0.03%0.31%0.63%
Lista-lendingEthereum3.34MUSDT5.58%5.95%0.53%
AcrossEthereum1.58MUSDT1.24%1.43%0.33%
Aave-v4Avalanche3.33MUSDT6.59%4.97%0.12%
AcrossEthereum1.10MUSDC4.14%4.31%0.11%
CredixSolana13.41MUSDC0%0.05%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.6M8.15%
Avalanche8286.5M3.61%
Base17138.3M13.32%
BSC13149.4M4.54%
Ethereum793.6B5.78%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.8M3.12%
Solana17577.5M5.17%
TON12.9M5.18%
zkSync Era000%