Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.70% on Jun 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/06/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.59MUSDT0%54.66%34.51%
Ember-protocolSui1.21MUSDC0%10.84%19.92%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.6%13.61%
Ember-protocolEthereum18.78MUSDC0%12.57%12.78%
AccountableEthereum3.79MUSDC10.62%9.15%12.65%
AccountableMonad45.76MUSDC0.32%10.55%11.6%
Harvest-financeBase1.85MUSDC0%15.39%11.46%
Ember-protocolSui1.09MUSDC0%8.2%10.35%
GoldfinchEthereum36.71MUSDC0%10.12%10.12%
AvantisBase31.35MUSDC0%9.67%10.07%
AccountableMonad5.18MUSDC0.44%10.16%10%
Bitway-earnBSC25.71MUSDT0%10.07%10%
AccountableEthereum2.11MUSDC0%4.83%9.81%
Bracket-vaultsEthereum2.72MUSDC0%10.2%9.78%
Harmonix-financeHyperliquid L119.60MUSDC0%10.09%9.54%
Ember-protocolSui3.09MUSDC0%8.67%8.75%
Harvest-financeEthereum1.13MUSDC0%7.65%8.71%
AccountableMonad9.03MUSDC0.48%11.6%8.29%
Blend-pools-v2Stellar10.53MUSDC0%7.32%8.03%
Ember-protocolSui1.07MUSDC0%8.42%8.01%
Ember-protocolSui6.84MUSDC4%12%8%
YieldseekerBase1.77MUSDC0%8.23%7.91%
Ember-protocolEthereum3.25MUSDC0%8.46%7.61%
LazyEthereum1.02MUSDC0%8.34%7.37%
LazyEthereum1.02MUSDC0%8.34%7.37%
LoopscaleSolana1.14MUSDC0.74%8.07%7.36%
Centrifuge-protocolPlume Mainnet32.90MUSDC0%0.51%7.15%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Kamino-lendSolana3.66MUSDC0%6.12%6.98%
Moonwell-lendingBase1.48MUSDC0.37%6.88%6.92%
Fluid-lendingArbitrum35.56MUSDC0%5.99%6.84%
Fluid-lendingEthereum110.04MUSDT0.98%4.98%6.82%
AccountableMonad3.40MUSDC0.5%7.86%6.79%
Zerobase-cedefiBSC2.17MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.49MUSDT2%8.76%6.76%
Fusion-by-iporEthereum1.41MUSDC0%6.52%6.32%
Yearn-financeEthereum9.24MUSDC0%4.91%6.18%
Storm-tradeTON3.72MUSDT0%5.86%6.03%
SymbiosisTron2.30MUSDT0%7.05%5.86%
Hyperlend-pooledHyperliquid L111.34MUSDC0%5.7%5.79%
Extra-finance-leverage-farmingBase3.37MUSDC0%6.75%5.78%
AutofinanceEthereum7.27MUSDC0.34%5.96%5.69%
Fluid-lendingEthereum130.20MUSDC0.83%7.15%5.57%
Fluid-lendingEthereum8.26MUSDC0%5.24%5.57%
Navi-lendingSui5.13MUSDC0.45%5.82%5.48%
Jupiter-lendSolana387.18MUSDC0.78%4.61%5.43%
Fluid-lendingBase8.82MUSDC0%5.46%5.13%
Ember-protocolSui1.35MUSDC0%8.13%5.05%
AutofinanceBase8.09MUSDC1.47%7.76%4.96%
Ember-protocolSui6.85MUSDC0%5.32%4.96%
Yearn-financeBase1.72MUSDC0%4.28%4.86%
Yearn-financeEthereum5.62MUSDC0%4.82%4.71%
AutofinanceEthereum1.33MUSDC0%8.95%4.69%
Flux-financeEthereum1.93MUSDT0%4.54%4.44%
Folks-finance-lendingAlgorand1.29MUSDC0%4.65%4.4%
Kamino-lendSolana12.91MUSDC0%4.95%4.34%
Native-credit-poolBSC1.75MUSDT0%3.72%4.32%
AmpleBase4.27MUSDC0%4.82%4.28%
Yearn-financeEthereum1.18MUSDC0%3.71%4.2%
Yo-protocolEthereum2.70MUSDC0%4.25%4.16%
Yo-protocolBase11.26MUSDC0%4.25%4.16%
ExactlyOP Mainnet1.65MUSDC0%4.08%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.16%4.15%
Gains-networkBase2.13MUSDC0%3.79%4.08%
ExactlyOP Mainnet1.65MUSDC0%4.01%4.06%
ExactlyOP Mainnet1.65MUSDC0%4.14%4.06%
ExactlyOP Mainnet1.65MUSDC0%4.03%4.06%
Ember-protocolSui1.16MUSDC5.65%11.14%4.06%
Euler-v2Monad2.21MUSDC0.15%4.16%4.05%
MapleEthereum1.04BUSDT0%4.15%4.04%
ExactlyOP Mainnet1.65MUSDC0%3.86%3.97%
Folks-finance-xchainPolygon1.26MUSDT0%4.19%3.96%
ExactlyOP Mainnet1.65MUSDC0%3.95%3.96%
TermmaxBase1.21MUSDC0%4.16%3.93%
Benqi-lendingAvalanche4.50MUSDC0%4.42%3.9%
Native-credit-poolEthereum4.16MUSDC0%3.36%3.89%
Yearn-financeEthereum2.45MUSDC0%3.76%3.82%
Yearn-financeEthereum7.32MUSDT0%2.92%3.77%
Kamino-lendSolana20.33MUSDC0%4.41%3.77%
Kamino-lendSolana2.06MUSDC0%4.03%3.76%
ExactlyOP Mainnet1.65MUSDC0%3.31%3.75%
Lista-lendingBSC3.77MUSDT0.21%4.16%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum243.2M6.92%
Avalanche14.5M3.9%
Base1277.3M6.13%
BSC555.9M6.32%
Ethereum271.4B6.85%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M19.24%
Solana6427.3M5.27%
TON13.7M6.03%
zkSync Era000%