Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Mar 03 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/03/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Yearn-financeBase1.14MUSDC0%27.38%17.59%
Bracket-vaultsEthereum3.29MUSDC0%13.93%13.2%
AvantisBase84.31MUSDC0%11.11%10.21%
Gains-networkArbitrum12.32MUSDC0%9.43%10.07%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar9.70MUSDC0%10.38%9.51%
AbyssSui1.83MUSDC0%8.76%8.95%
Gains-networkBase1.94MUSDC0%6.29%8.54%
Woofi-earnArbitrum1.23MUSDC0%7.08%7.42%
Fusion-by-iporEthereum4.55MUSDT0%6.78%6.98%
Fusion-by-iporBase1.68MUSDC0%5.52%6.83%
Storm-tradeTon4.81MUSDT0%4.01%6.82%
LoopscaleSolana1.32MUSDC1.23%6.99%6.49%
Euler-v2Avalanche4.48MUSDC0%6.06%6.24%
AutofinanceEthereum20.07MUSDC0.4%7.04%5.73%
Yo-protocolBase30.43MUSDC12%20.76%5.61%
DeltaprimeAvalanche1.10MUSDC0%6%5.55%
Navi-lendingSui4.63MUSDC0.57%4.72%5.52%
WasabiSolana1.34MUSDC0%7.04%5.32%
Extra-finance-leverage-farmingBase4.26MUSDC0%4.79%5.18%
LiqwidCardano2.31MUSDC1.58%7.41%5.18%
Harmonix-financeArbitrum1.03MUSDC0%5.48%5.06%
Harmonix-financeArbitrum1.03MUSDC0%5.48%5.06%
Harvest-financeBase3.51MUSDC0%5.94%4.92%
WasabiBase6.62MUSDC0%5.56%4.89%
AcrossEthereum1.10MDAI0.44%5.78%4.88%
AutofinanceBase16.10MUSDC1.86%6.5%4.75%
Benqi-lendingAvalanche1.39MUSDT0%3.85%4.67%
AutofinanceEthereum5.02MUSDC0%4.43%4.64%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
DolomiteEthereum9.60MUSDC0%4.64%4.49%
SymbiosisEthereum1.36MUSDC0%5.27%4.42%
Euler-v2Ethereum39.15MUSDC0%4.77%4.41%
SparklendEthereum2.79MUSDC0%2.96%4.38%
Yearn-financeEthereum6.81MUSDT0%4.45%4.37%
SymbiosisTron1.28MUSDT0%4.63%4.34%
MapleEthereum1.40BUSDT0%4.23%4.32%
ExactlyOptimism1.72MUSDC0%4.24%4.26%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
AutofinanceArbitrum1.35MUSDC2.06%6.24%4.2%
ExactlyOptimism1.72MUSDC0%4.08%4.19%
ExactlyOptimism1.72MUSDC0%4.11%4.16%
ExactlyOptimism1.72MUSDC0%4.04%4.09%
Scallop-lendSui2.47MUSDC0%5.15%4.03%
Euler-v2Ethereum24.58MUSDC0%4.02%4.02%
Spark-savingsEthereum334.86MUSDC0%4%4%
Spark-savingsAvalanche182.45MUSDC0%4%4%
ExactlyOptimism1.72MUSDC0%3.93%3.99%
ExactlyOptimism1.72MUSDC0%3.79%3.95%
NeverlandMonad8.58MUSDC7.94%12.33%3.93%
Echelon-marketAptos8.87MUSDC0%4.74%3.91%
LoopscaleSolana8.50MUSDC0%3.84%3.91%
ExactlyOptimism1.72MUSDC0%4.09%3.9%
Hyperlend-pooledHyperliquid L126.44MUSDC0%5.45%3.9%
Spark-savingsEthereum316.92MUSDT0%3.65%3.82%
Yearn-financeEthereum7.68MUSDT0%3.78%3.76%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum517M6.36%
Avalanche5192.4M10.29%
Base9150M7.61%
BSC000%
Ethereum182.2B5.34%
Hyperliquid000%
Mantle000%
Optimism712M4.08%
Polygon000%
Solana311.2M5.24%
TON14.8M6.82%
zkSync Era000%