Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/03/2026 19:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.02%
Bracket-vaultsEthereum3.29MUSDC0%13.65%12.98%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AbyssSui1.89MUSDC0%8.93%9.47%
AvantisBase89.86MUSDC0%10.95%9.41%
Blend-pools-v2Stellar10.17MUSDC0%10.12%9.18%
Gains-networkArbitrum13.08MUSDC0%8.16%7.82%
Zerobase-cedefiBSC23.80MUSDT2%9.76%7.76%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
Zerobase-cedefiBSC1.22MUSDC2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Fusion-by-iporBase1.76MUSDC0%5.35%6.89%
Fusion-by-iporEthereum3.77MUSDT0%7.37%6.74%
LoopscaleSolana1.66MUSDC1.25%7.23%6.6%
LiqwidCardano2.14MUSDC1.58%6.69%5.63%
DeltaprimeAvalanche1.10MUSDC0%5.92%5.63%
Yo-protocolBase31.74MUSDC12%20.18%5.41%
Takara-lendSei1.02MUSDC3%10.38%5.35%
Takara-lendSei1.02MUSDC3%10.38%5.35%
AutofinanceEthereum21.78MUSDC0.36%6.69%5.22%
Storm-tradeTon4.16MUSDT0%2.98%5.18%
Extra-finance-leverage-farmingBase4.48MUSDC0%4.96%5.05%
Benqi-lendingAvalanche1.07MUSDT0%4.14%5%
Navi-lendingSui7.38MUSDC0.54%4.94%4.97%
AutofinanceArbitrum1.34MUSDC1.78%6.25%4.71%
Woofi-earnArbitrum1.26MUSDC0%7.09%4.69%
Harvest-financeBase3.69MUSDC0%5.87%4.57%
Flux-financeEthereum1.75MUSDT0%4.59%4.54%
Euler-v2Ethereum40.33MUSDC0%4.61%4.34%
Yearn-financeEthereum7.05MUSDT0%4.41%4.3%
ExactlyOptimism1.65MUSDC0%4.25%4.27%
MapleEthereum1.76BUSDT0%4.2%4.22%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.65MUSDC0%4.15%4.2%
Echelon-marketAptos8.29MUSDC0%4.56%4.19%
Euler-v2Avalanche4.25MUSDC0%5.98%4.18%
Scallop-lendSui2.22MUSDC0%4.84%4.18%
ExactlyOptimism1.65MUSDC0%4.13%4.17%
DolomiteEthereum14.07MUSDC0%4.41%4.16%
SparklendEthereum1.90MUSDC0%3.2%4.14%
ExactlyOptimism1.65MUSDC0%4.06%4.11%
LoopscaleSolana7.07MUSDC0%3.59%4.1%
AutofinanceBase16.06MUSDC1.29%6.22%4.09%
WasabiSolana1.65MUSDC0%5.75%4.07%
ExactlyOptimism1.65MUSDC0%3.96%4%
ExactlyOptimism1.65MUSDC0%3.81%3.97%
ExactlyOptimism1.65MUSDC0%4.02%3.9%
Benqi-lendingAvalanche5.90MUSDC0%3.2%3.9%
Yearn-financeBase1.22MUSDC0%23.87%3.89%
NeverlandMonad13.02MUSDC5.21%12.01%3.88%
SymbiosisEthereum1.49MUSDC0%4.6%3.79%
Spark-savingsAvalanche144.74MUSDC0%3.98%3.75%
Spark-savingsEthereum404.32MUSDC0%3.98%3.75%
Hyperlend-pooledHyperliquid L129.02MUSDC0%4.89%3.71%
DolomiteArbitrum2.25MUSDC0%3.19%3.7%
ExactlyOptimism1.65MUSDC0%2.36%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum526.1M5.58%
Avalanche6160M8.91%
Base7148.8M5.62%
BSC225M7.38%
Ethereum142.3B5.67%
Hyperliquid000%
Mantle000%
Optimism813.2M4.03%
Polygon000%
Solana310.4M4.92%
TON14.2M5.18%
zkSync Era000%