Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/09/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.84MUSDC0%12.75%20.27%
EnsuroEthereum1.13MUSDC0%21.6%18.88%
Neutral-tradeSolana2.26MUSDC0%31.87%18.85%
Gains-networkArbitrum4.61MUSDC0%7.88%17.58%
Neutral-tradeSolana2.29MUSDC0%9.07%15.88%
AvantisBase10.79MUSDC0%5.84%15.11%
AccountableEthereum1.06MUSDC0%15.48%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad1.14MUSDC0%22.37%13.59%
Ember-protocolEthereum7.02MUSDC0%12.88%12.9%
AccountableEthereum11.73MUSDC0%11.82%12.51%
AccountableMonad7.50MUSDC0.98%18.93%11.98%
Fusion-by-iporEthereum1.04MUSDC0%8.26%11.79%
AccountableMonad5.04MUSDC0.44%12.12%11.64%
Ember-protocolSui1.32MUSDC0%10.15%11.58%
AccountableMonad75MUSDC0.29%13.27%11.2%
AccountableEthereum3.20MUSDC0%11.84%11.17%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
Ember-protocolSui7.57MUSDC0%10.25%10.03%
AguaEthereum6.91MUSDC0%10%10%
Ember-protocolEthereum17.30MUSDC0%8.75%9.92%
Ember-protocolEthereum10.28MUSDC0%9.57%9.67%
Ember-protocolEthereum3.39MUSDC0%9.61%9.54%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Harvest-financeEthereum1.16MUSDC0%8.94%8.6%
Sentora-curatorEthereum65.62MUSDC0%6.46%8.22%
YieldseekerBase1.08MUSDC0%8.91%8.09%
Midas-rwaEthereum6.71MUSDC0%7.28%8.03%
Midas-rwaEthereum2.51MUSDC0%7.28%8.03%
Bitway-earnBSC25.02MUSDT0%8%8%
Ember-protocolSui9.42MUSDC4%12%8%
Euler-v2Monad1.15MUSDC1.25%9.41%7.91%
Pareto-creditEthereum145.03MUSDC0%7.98%7.82%
Midas-rwaEthereum7.75MUSDC0%8.35%7.66%
Blend-pools-v2Stellar10.17MUSDC0%6.63%7.6%
Midas-rwaEthereum64.64MUSDC0%8.7%7.55%
Bitway-earnBSC6.47MUSDT0%6.61%7.5%
AccountableEthereum1.69MUSDC21.68%26.22%7.38%
Harvest-financeBase1.16MUSDC0%6.62%7.18%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
AccountableMonad1.46MUSDC0.4%7.65%7.03%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Fusion-by-iporBase1.16MUSDC0%6.08%7%
Fusion-by-iporEthereum1.27MUSDC0%5.52%6.93%
Yearn-financeEthereum9.45MUSDC0%6.39%6.87%
Yearn-financeEthereum6.07MUSDC0%6.61%6.78%
Zerobase-cedefiBSC18.53MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.01MUSDC2%8.76%6.76%
Harmonix-financeHyperliquid L123.52MUSDC0%6.55%6.69%
Midas-rwaEthereum36.31MUSDC0%6.8%6.43%
Extra-finance-leverage-farmingBase3.61MUSDC0%7%6.43%
LoopscaleSolana3.18MUSDC0.31%6.99%6.42%
AccountableMonad9.11MUSDC0.47%7.07%6.13%
SymbiosisEthereum1.64MUSDC0%4.77%5.91%
AutofinanceBase4.73MUSDC5.35%8%5.8%
Centrifuge-protocolAvalanche262.02MUSDC0%5.25%5.76%
Centrifuge-protocolBase50.53MUSDC0%5.25%5.76%
Centrifuge-protocolEthereum7.53MUSDC0%5.23%5.76%
Fusion-by-iporEthereum2.59MUSDC0%5.75%5.71%
Alchemix-v3Ethereum7.93MUSDC0%4.93%5.7%
Hyperlend-pooledHyperliquid L114.47MUSDC0%6.33%5.67%
SymbioticEthereum1.01MUSDC0%5.73%5.45%
SymbioticEthereum1.01MUSDC0%5.73%5.45%
Kamino-lendSolana15.52MUSDC0%7.31%5.43%
Midas-rwaEthereum6.42MUSDC0%7.98%5.43%
Midas-rwaEtherlink1.12MUSDC0%7.98%5.43%
Compound-v3Ethereum34.80MUSDC0%4.47%5.4%
Storm-tradeTON3.06MUSDT0%5.45%5.35%
AutofinanceEthereum8.05MUSDC0.87%5.91%5.29%
Fluid-lendingEthereum146.20MUSDC0%4.96%5.09%
Fluid-lendingEthereum4.01MUSDC0%4.97%5.09%
Lista-lendingBSC2.48MUSDT0.8%7.17%5.05%
Yearn-financeBase1.74MUSDC0%4.98%5.05%
Fluid-lendingBase8.91MUSDC0%5.06%5.02%
Midas-rwaEthereum1.80MUSDC0%10.96%4.98%
Native-credit-poolEthereum1.14MUSDC0%4.99%4.93%
Fusion-by-iporBase1.17MUSDC3.5%7.33%4.89%
Fluid-lendingEthereum131.69MUSDT0%4.76%4.88%
Kamino-lendSolana3.65MUSDC0%5.83%4.82%
Navi-lendingSui7.28MUSDC0.49%5.51%4.79%
Midas-rwaEtherlink4.83MUSDC0%11.17%4.71%
MapleEthereum1BUSDT0%4.39%4.67%
Flux-financeEthereum1.89MUSDT0%4.42%4.47%
ExactlyOP Mainnet1.75MUSDC0%4.37%4.38%
ExactlyOP Mainnet1.75MUSDC0%4.31%4.33%
DolomiteArbitrum1.30MUSDC0%4.36%4.32%
ExactlyOP Mainnet1.75MUSDC0%4.27%4.31%
Jupiter-lendSolana17.60MUSDT0%3.83%4.27%
ExactlyOP Mainnet1.75MUSDC0%4.21%4.25%
Benqi-lendingAvalanche3.55MUSDC0%4.57%4.24%
ExactlyOP Mainnet1.75MUSDC0%4.21%4.2%
TermmaxEthereum3.33MUSDC0%4.04%4.15%
Jupiter-lendSolana462.38MUSDC0.39%5.13%4.14%
ExactlyOP Mainnet1.75MUSDC0%4.07%4.14%
ExactlyOP Mainnet1.75MUSDC0%3.86%4.06%
Aave-v3Avalanche2.40MUSDT0%3.71%4.06%
Yo-protocolBase8.39MUSDC0%4.1%4.04%
Yo-protocolEthereum1.35MUSDC0%4.1%4.04%
Kamino-lendSolana4.55MUSDC0%6.15%4.03%
Euler-v2Monad1.32MUSDC0%3.92%4.01%
Ember-protocolEthereum2.04MUSDC0%3.48%3.93%
TydroInk11.09MUSDC0%2.96%3.88%
Yearn-financeEthereum2.43MUSDC0%3.68%3.86%
ExactlyOP Mainnet1.75MUSDC0%4.03%3.83%
Aave-v3Monad12.89MUSDC1.81%5.53%3.82%
Aave-v3Polygon1.08MDAI0%4.15%3.81%
Yearn-financeEthereum19.90MUSDC0%3.51%3.79%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
ExactlyOP Mainnet1.75MUSDC0%3.36%3.77%
AmpleBase4.41MUSDC0%4.06%3.76%
Fluid-lendingArbitrum62.12MUSDC0%4.47%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Aave-v3Base18.73MUSDC0%3.5%3.71%
Midas-rwaEthereum72.17MUSDC0%3.27%3.64%
Midas-rwaEtherlink1.22MUSDC0%3.27%3.64%
Spark-savingsEthereum309.85MUSDC0%3.53%3.6%
Spark-savingsAvalanche9.51MUSDC0%3.53%3.6%
Aave-v3Ethereum155.95MUSDC0%3.82%3.58%
Aave-v3Ethereum58.56MUSDC1.66%5.31%3.58%
Kamino-lendSolana22.35MUSDC0%4.99%3.55%
Kamino-lendSolana1.95MUSDC0%5.19%3.55%
SparklendEthereum2MUSDC0%3.49%3.54%
Aave-v3Ethereum220.34MUSDT0%3.21%3.53%
Aave-v3Ethereum68.57MUSDT1.49%4.62%3.53%
Yearn-financeEthereum5.78MUSDT0%3.18%3.42%
Yearn-financeEthereum7.44MDAI0%3.18%3.35%
Native-credit-poolEthereum1.83MUSDT0%3.13%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v4Ethereum1.41MUSDT0%2.93%3.29%
LoopscaleSolana1.29MUSDC7.52%9.9%3.29%
Aave-v3Avalanche7.69MUSDC0%3.68%3.29%
Spark-savingsEthereum361.13MUSDT0%3.08%3.25%
Aave-v4Ethereum1.32MUSDC0%4.03%3.25%
Centrifuge-protocolMonad4.55MUSDC0%3.5%3.25%
Centrifuge-protocolPharos4.40MUSDC0%3.52%3.25%
DolomiteEthereum31.27MUSDC3.94%7.52%3.22%
Kamino-lendSolana2.43MUSDT0%4.06%3.15%
Euler-v2Ethereum4.07MUSDC0%3.18%3.14%
Native-credit-poolBSC1.58MUSDT0%3.11%3.14%
Aave-v3Ethereum17.94MDAI0%2.79%3.04%
CurvanceMonad2.84MUSDC2.25%5.28%3.01%
Compound-v3Ethereum31.09MUSDT0%3.1%3%
SaveSolana5.75MUSDC0%2.53%2.95%
Aave-v3BSC10.48MUSDT0%2.27%2.91%
Aave-v3Mantle1.26MUSDC0%1.84%2.89%
Compound-v3Arbitrum2.97MUSDC0%2.77%2.87%
Aave-v3BSC2.67MUSDC0%2.89%2.84%
Aave-v3Polygon12.24MUSDC0%2.84%2.81%
Venus-core-poolBSC61.55MUSDT0%2.33%2.8%
Aave-v3Arbitrum29.87MUSDC0%2.42%2.73%
SparklendEthereum67.43MUSDT0%3.55%2.62%
Compound-v3Arbitrum4.13MUSDT0%2.41%2.58%
Aave-v3Ethereum1.53MUSDC0%2.59%2.58%
Venus-fluxBSC2.07MUSDT0%2.49%2.57%
Neutral-tradeSolana3.33MUSDC0%5.9%2.55%
Centrifuge-protocolEthereum1.87MUSDC0%2.07%2.53%
Aave-v3OP Mainnet2.39MUSDC0%2.56%2.49%
SparklendEthereum100.07MDAI0%2.22%2.46%
Spectra-metavaultsBase3.02MUSDC0%2.52%2.31%
Gami-labsBase3.02MUSDC0%2.51%2.31%
Justlend-v1Tron75.30MUSDT0%2.3%2.22%
Lista-lendingBSC2.66MUSDT0%2.26%2.15%
Venus-core-poolBSC20.01MUSDC0%2.25%2.13%
Midas-rwaEthereum26.21MUSDC0%5.28%2.04%
Aave-v3Arbitrum1.10MDAI0%1.97%1.98%
Euler-v2Ethereum1.55MUSDC25%13.76%1.87%
Aave-v3Sonic1.16MUSDC0%1.86%1.84%
Venus-core-poolBSC1.02MDAI0%1.83%1.83%
SaveSolana2.37MUSDT0%1.56%1.75%
CurrentSui15.22MUSDC7.37%9.62%1.73%
Echelon-marketAptos1.48MUSDC1.57%3.45%1.71%
NeverlandMonad2.20MUSDC6.89%8.8%1.51%
Aave-v4Ethereum2.03MUSDC0%1.84%1.42%
Lista-lendingBSC2.75MUSDT0%1.25%1.4%
Kamino-lendSolana1.75MUSDC0%0.67%1.26%
Lista-lendingEthereum2.85MUSDT6.42%6%1.25%
ExactlyOP Mainnet1.75MUSDC0%0.95%0.86%
Zest-v2Stacks10.14MUSDC0%0.6%0.77%
AcrossEthereum1.10MUSDC4.1%4.2%0.59%
Aave-v4Avalanche4.88MUSDC4.69%3.08%0.44%
Kamino-lendSolana2.77MUSDC0%0.3%0.44%
Lista-lendingEthereum4.46MUSDC6.86%6.88%0.38%
Aave-v4Avalanche1.82MUSDT6.53%3.04%0.18%
TectonicCronos45.05MUSDT0%0.2%0.15%
AcrossEthereum1.58MUSDT1.23%1.35%0.14%
TectonicCronos53.76MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8113.7M5.35%
Avalanche7291.9M3.08%
Base17134.8M6.69%
BSC14159.3M3.99%
Ethereum773.4B5.61%
Hyperliquid000%
Mantle11.3M2.89%
Optimism000%
Polygon213.3M3.31%
Solana18568.9M4.8%
TON13.1M5.35%
zkSync Era000%