Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%14.16%33.51%
AzuroPolygon1.52MUSDT0%68.3%23.71%
Ember-protocolSui1.18MUSDC0%9.03%15.47%
AccountableEthereum1.04MUSDC0%14.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.56%13.61%
Ember-protocolEthereum33.69MUSDC0%12.56%12.52%
AccountableEthereum2.11MUSDC0%3.73%11.73%
AccountableMonad46.63MUSDC0.35%10.06%11.6%
Ember-protocolEthereum4.83MUSDC0%8.15%10.39%
AvantisBase32.51MUSDC0%9.89%10.32%
GoldfinchEthereum36.72MUSDC0%10.09%10.12%
Bracket-vaultsEthereum2.73MUSDC0%10.3%10.11%
Bitway-earnBSC25.58MUSDT0%10.15%10%
AccountableMonad5.17MUSDC0.48%10.09%10%
Harmonix-financeHyperliquid L118.63MUSDC0%10.11%9.63%
AutofinanceEthereum1.33MUSDC0%9.72%9.3%
Ember-protocolSui1.10MUSDC0%8.22%9.13%
Ember-protocolSui1.42MUSDC0%8.22%8.8%
Ember-protocolSui3.47MUSDC0%8.4%8.37%
Fluid-lendingArbitrum33.94MUSDC0%5.82%8.32%
Fusion-by-iporEthereum1.26MUSDC0%6.52%8.26%
Ember-protocolSui1.08MUSDC0%8.75%8%
Ember-protocolSui5.92MUSDC4%12%8%
AccountableMonad9.04MUSDC0.5%12.18%7.84%
LoopscaleSolana1.10MUSDC0.76%8.01%7.38%
LazyEthereum1.02MUSDC0%7.57%7.37%
LazyEthereum1.02MUSDC0%7.57%7.37%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.32MUSDC0%6.82%6.99%
AccountableMonad3.40MUSDC0.5%8.02%6.79%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.64MUSDT2%8.76%6.76%
AccountableEthereum10.58MUSDC3.8%7.4%6.43%
Kamino-lendSolana4.88MUSDC0%5.86%6.32%
Storm-tradeTON3.63MUSDT0%5.81%6.19%
SymbiosisEthereum1.24MUSDC0%9.85%6.16%
Blend-pools-v2Stellar17.52MUSDC0%7.65%5.98%
AutofinanceEthereum7.26MUSDC0.46%5.78%5.77%
Centrifuge-protocolBase50.06MUSDC0%3.95%5.73%
Centrifuge-protocolAvalanche259.61MUSDC0%3.96%5.73%
Centrifuge-protocolEthereum370.69MUSDC0%3.82%5.73%
Centrifuge-protocolEthereum5.94MUSDC0%3.95%5.73%
Centrifuge-protocolBase2.15MUSDC0%3.95%5.73%
Hyperlend-pooledHyperliquid L111.87MUSDC0%5.51%5.66%
Harvest-financeEthereum1.13MUSDC0%6.94%5.59%
Yearn-financeEthereum9.11MUSDC0%4.77%5.53%
AutofinanceBase7.21MUSDC1.94%7.96%5.4%
Fluid-lendingEthereum8.44MUSDC0%5.05%5.39%
Fluid-lendingEthereum116.97MUSDC1.04%6.86%5.39%
YieldseekerBase1.75MUSDC0%8.67%5.38%
Navi-lendingSui5.59MUSDC0.45%5.68%5.37%
Fusion-by-iporEthereum1.47MUSDC0%6.19%5.36%
Aave-v3Ethereum8.08MDAI0%2.91%5.35%
Fluid-lendingBase8.73MUSDC0%5.43%5.16%
SymbiosisTron1.51MUSDT0%7.43%5.03%
Ember-protocolSui6.96MUSDC0%5.18%4.98%
Yearn-financeEthereum2.52MUSDC0%4.86%4.85%
Centrifuge-protocolMonad4.52MUSDC0%3.8%4.79%
Centrifuge-protocolPharos15.08MUSDC0%3.45%4.79%
CurvanceMonad1.29MUSDC2.7%7.89%4.78%
Yearn-financeBase1.71MUSDC0%8.57%4.74%
Gains-networkArbitrum7.06MUSDC0%10.31%4.71%
Flux-financeEthereum1.77MUSDT0%4.56%4.53%
Yo-protocolEthereum2.72MUSDC0%4.23%4.52%
Yo-protocolBase11.54MUSDC0%4.23%4.52%
Euler-v2Monad2.06MUSDC0.15%4.12%4.41%
AmpleBase4.29MUSDC0%4.8%4.37%
Kamino-lendSolana13.78MUSDC0%5.08%4.34%
TermmaxBase1.25MUSDC0%4.16%4.34%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.05%4.14%
Moonwell-lendingBase1.55MUSDC0.41%6.66%4.14%
ExactlyOP Mainnet1.48MUSDC0%4.09%4.13%
ExactlyOP Mainnet1.48MUSDC0%4.05%4.11%
ExactlyOP Mainnet1.48MUSDC0%4.15%4.1%
ExactlyOP Mainnet1.48MUSDC0%4.02%4.05%
Yearn-financeEthereum1.18MUSDC0%3.56%4.05%
ExactlyOP Mainnet1.48MUSDC0%4%4.04%
MapleEthereum1.05BUSDT0%4.18%4%
Folks-finance-xchainPolygon1.24MUSDT0%4.29%4%
DolomiteArbitrum1.47MUSDC0%3.92%3.98%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.95%
Jupiter-lendSolana409.62MUSDC0.74%4.65%3.92%
ExactlyOP Mainnet1.48MUSDC0%3.82%3.92%
Ember-protocolSui1.16MUSDC7.29%11.54%3.91%
Yearn-financeEthereum2.45MUSDC0%3.74%3.85%
Kamino-lendSolana2.06MUSDC0%4.06%3.79%
Kamino-lendSolana20.08MUSDC0%4.72%3.79%
Yearn-financeEthereum7.32MUSDT0%2.52%3.77%
ExactlyOP Mainnet1.48MUSDC0%3.18%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum450.1M6%
Avalanche1259.6M5.73%
Base13127.9M7.72%
BSC350.7M7.84%
Ethereum301.7B6.8%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M13.85%
Solana6451.5M4.93%
TON13.6M6.19%
zkSync Era000%