Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/03/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum2.66MUSDC0%9476.97%10131.56%
Bracket-vaultsEthereum3.29MUSDC0%13.27%12.56%
BitwayBSC14.88MUSDT0%12%12%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase79.79MUSDC0%10.19%9.99%
Blend-pools-v2Stellar11.02MUSDC0%9.76%8.61%
Fusion-by-iporBase1.81MUSDC0%5.44%8.55%
Gains-networkBase1.88MUSDC0%6.07%8.01%
Zerobase-cedefiBSC24.08MUSDT2%9.76%7.76%
AbyssSui1.81MUSDC0%9.11%7.3%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBSC1.47MUSDC2%9%7%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Euler-v2Avalanche4.06MUSDC0%6.4%6.82%
LoopscaleSolana1.52MUSDC1.25%7.58%6.66%
Yo-protocolEthereum11.47MUSDC12%16.93%6.42%
Yo-protocolBase32.23MUSDC12%18.96%6.42%
Yearn-financeEthereum4.29MUSDC0%6.28%6.38%
Extra-finance-leverage-farmingBase4.25MUSDC0%5.28%5.68%
DeltaprimeAvalanche1.09MUSDC0%5.75%5.63%
Yearn-financeEthereum2.74MUSDC0%4.87%5.49%
SymbiosisEthereum1.43MUSDC0%4.12%5.37%
AutofinanceEthereum21.15MUSDC0.35%6.07%5.26%
Gains-networkArbitrum12.74MUSDC0%8.39%4.99%
Benqi-lendingAvalanche1.16MUSDT0%4.49%4.91%
Woofi-earnArbitrum1.19MUSDC0%6.47%4.74%
Flux-financeEthereum1.71MUSDT0%4.57%4.56%
LoopscaleSolana5.60MUSDC0%3.81%4.41%
DolomiteEthereum11.82MUSDC0%4.29%4.36%
Harvest-financeBase2.78MUSDC0%5.54%4.3%
AutofinanceBase13.51MUSDC1.27%5.88%4.23%
ExactlyOptimism1.75MUSDC0%4.18%4.2%
AutofinanceArbitrum1.37MUSDC1.45%6.34%4.2%
ExactlyOptimism1.75MUSDC0%4.15%4.18%
Yearn-financeEthereum6.46MUSDT0%4.37%4.18%
Flux-financeEthereum1.53MUSDC0%4.19%4.15%
SparklendEthereum1.80MUSDC0%3.31%4.14%
Yearn-financeEthereum1.67MUSDC0%4.79%4.14%
ExactlyOptimism1.75MUSDC0%4.08%4.12%
Yearn-financeEthereum3.80MUSDC0%5.69%4.12%
Spark-savingsEthereum440.57MUSDT0%3.42%4.02%
ExactlyOptimism1.75MUSDC0%3.98%4.01%
Benqi-lendingAvalanche5.92MUSDC0%3.43%3.93%
ExactlyOptimism1.75MUSDC0%3.82%3.93%
ExactlyOptimism1.75MUSDC0%3.94%3.91%
Silo-v2Avalanche1.06MUSDC0%4.94%3.91%
Silo-v2Avalanche1.06MUSDC0%4.94%3.91%
Scallop-lendSui2.48MUSDC0%4.6%3.87%
MapleEthereum2.05BUSDT0%4.21%3.85%
WasabiBase4.75MUSDC0%4.57%3.84%
Euler-v2Ethereum36.48MUSDC0%4.23%3.82%
Spark-savingsAvalanche114.34MUSDC0%3.9%3.75%
Spark-savingsEthereum415.60MUSDC0%3.9%3.75%
ExactlyOptimism1.75MUSDC0%2.16%3.69%
NeverlandMonad14.32MUSDC4.39%10.68%3.67%
Yearn-financeEthereum7.56MUSDT0%3.49%3.66%
Folks-finance-xchainPolygon1.89MUSDT0%3.59%3.65%
ExactlyOptimism1.75MUSDC0%1.63%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum423.3M5.23%
Avalanche7128.7M4.7%
Base8141M6.38%
BSC340.4M8.92%
Ethereum213.1B487.56%
Hyperliquid000%
Mantle000%
Optimism814M3.96%
Polygon11.9M3.65%
Solana27.1M5.54%
TON000%
zkSync Era000%