Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/03/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%13.51%12.82%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase82.56MUSDC0%10.71%9.64%
Blend-pools-v2Stellar10.67MUSDC0%10.03%8.91%
AbyssSui1.90MUSDC0%8.91%8.67%
Zerobase-cedefiBSC23.94MUSDT2%9.76%7.76%
Gains-networkArbitrum13.23MUSDC0%8.18%7.21%
Zerobase-cedefiBSC1.28MUSDC2%9%7%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Gains-networkBase1.86MUSDC0%5.5%6.85%
LoopscaleSolana1.71MUSDC1.25%7.39%6.6%
Yearn-financeEthereum1.66MUSDC0%4.84%5.91%
Harvest-financeBase3.13MUSDC0%5.85%5.79%
Fusion-by-iporBase1.77MUSDC0%5.47%5.61%
Yearn-financeEthereum3.12MUSDC0%6.81%5.61%
LiqwidCardano1.99MUSDC1.58%6.64%5.41%
Extra-finance-leverage-farmingBase4.32MUSDC0%5.1%5.33%
AutofinanceArbitrum1.34MUSDC1.35%6.3%5.22%
Yo-protocolEthereum10.59MUSDC12%17.27%5.1%
Yo-protocolBase32.17MUSDC12%19.33%5.1%
AutofinanceEthereum21.37MUSDC0.31%6.41%5%
SymbiosisEthereum1.41MUSDC0%4.26%4.87%
AutofinanceEthereum8.72MUSDC0%0.7%4.79%
Benqi-lendingAvalanche1.32MUSDT0%4.28%4.73%
Woofi-earnArbitrum1.26MUSDC0%6.85%4.69%
Flux-financeEthereum1.73MUSDT0%4.58%4.55%
DolomiteEthereum9.68MUSDC0%4.29%4.49%
Yearn-financeEthereum6.49MUSDT0%4.41%4.47%
AutofinanceBase16.01MUSDC0.99%6.06%4.42%
Yearn-financeEthereum1.13MUSDC0%5%4.4%
Yearn-financeEthereum1.13MUSDC0%5%4.4%
Hyperlend-pooledHyperliquid L127MUSDC0%4.69%4.23%
LoopscaleSolana6.49MUSDC0%3.65%4.23%
Euler-v2Avalanche4.32MUSDC0%5.89%4.21%
ExactlyOptimism1.70MUSDC0%4.17%4.2%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.18%
SparklendEthereum1.82MUSDC0%3.25%4.14%
ExactlyOptimism1.70MUSDC0%4.07%4.11%
MapleEthereum1.93BUSDT0%4.22%4.08%
ExactlyOptimism1.70MUSDC0%3.96%4.01%
Scallop-lendSui2.38MUSDC0%4.74%3.98%
ExactlyOptimism1.70MUSDC0%3.81%3.92%
ExactlyOptimism1.70MUSDC0%3.99%3.91%
Benqi-lendingAvalanche6.32MUSDC0%3.31%3.78%
Spark-savingsAvalanche139.65MUSDC0%3.95%3.75%
Spark-savingsEthereum415.96MUSDC0%3.95%3.75%
Euler-v2Ethereum39.13MUSDC0%4.45%3.7%
ExactlyOptimism1.70MUSDC0%2.29%3.66%
NeverlandMonad14.73MUSDC5.07%11.62%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum424M6.03%
Avalanche4151.6M4.12%
Base7141.8M6.11%
BSC225.2M7.38%
Ethereum192.5B5.44%
Hyperliquid000%
Mantle000%
Optimism711.9M4%
Polygon000%
Solana28.2M5.41%
TON000%
zkSync Era000%