Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/05/2026 19:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%142.06%114.39%
Ember-protocolSui1.18MUSDC0%10.02%14.72%
Canto-lendingCanto1.35MUSDC0%13.09%13.34%
Ember-protocolEthereum43.59MUSDC0%19.48%12.52%
AvantisBase45.02MUSDC0%10.09%12.01%
AutofinanceEthereum2.03MUSDC0%9.58%11.83%
Bracket-vaultsEthereum2.71MUSDC0%10.91%10.53%
BitwayBSC18.77MUSDT0%10.65%10.5%
Harmonix-financeHyperliquid L113.82MUSDC0%10.43%10.08%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10.01%
YieldseekerBase1.27MUSDC0%9.04%8.98%
Harvest-financeBase1.90MUSDC0%8.91%8.78%
Blend-pools-v2Stellar10.91MUSDC0%9%8.47%
Ember-protocolSui5.34MUSDC4%12%8%
Benqi-lendingAvalanche2.12MUSDC0%8.46%7.83%
Ember-protocolSui1.81MUSDC0%10.42%7.55%
LoopscaleSolana1.32MUSDC0%8.23%7.28%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Gains-networkArbitrum5.15MUSDC0%6.69%6.76%
Kamino-lendSolana6.84MUSDC0%5.32%6.66%
DeltaprimeAvalanche1.04MUSDC0%6.1%6.65%
DeltaprimeAvalanche1.04MUSDC0%6.1%6.65%
SymbiosisTron1.57MUSDT0%7.14%6.61%
Extra-finance-leverage-farmingBase3.60MUSDC0%6.04%6.44%
Ember-protocolSui2.78MUSDC0%7.89%6.37%
Ember-protocolEthereum4.52MUSDC0%7.13%6.22%
Hyperlend-pooledHyperliquid L17.63MUSDC0%5.35%6%
Harvest-financeEthereum1.09MUSDC0%4.63%5.91%
Ember-protocolSui1.64MUSDC6.65%13.64%5.87%
Storm-tradeTON3.69MUSDT0%6.37%5.82%
Ember-protocolEthereum2.79MUSDC0%9.92%5.73%
AmpleBase4.33MUSDC0%4.74%5.71%
Venus-fluxBSC2.22MUSDC0%4.31%5.67%
Aave-v3Avalanche5.91MUSDC0%6.54%5.36%
Scallop-lendSui1.19MUSDC0%5.39%5.31%
Fluid-lendingBase13.54MUSDC0%5.92%5.2%
Ember-protocolSui1.13MUSDC0%6.63%5.1%
Spectra-metavaultsBase5.59MUSDC0.04%4.13%5.01%
AutofinanceBase7.55MUSDC3.02%8.78%4.93%
Yearn-financeEthereum3.39MUSDC0%6.07%4.91%
Fluid-lendingArbitrum46.81MUSDC0%5.7%4.88%
Yearn-financeEthereum10.79MUSDC0%5.11%4.86%
Lista-lendingBSC4.07MUSDT6.78%14.69%4.78%
Flux-financeEthereum1.70MUSDT0%4.59%4.58%
Aave-v3Avalanche2.70MUSDT0%7.41%4.41%
DolomiteArbitrum1.61MUSDC0%5.2%4.39%
Folks-finance-lendingAlgorand1.45MUSDC0%4.45%4.31%
MapleEthereum0.91BUSDT0%4.55%4.25%
ExactlyOP Mainnet1.62MUSDC0%4.08%4.16%
ExactlyOP Mainnet1.62MUSDC0%4.04%4.13%
Euler-v2Monad2.38MUSDC0%8.3%4.11%
Gains-networkBase2.19MUSDC0%2.42%4.1%
Aave-v3Ethereum148.63MUSDC0%4.69%4.07%
Aave-v3Ethereum47.83MUSDC4.43%8.47%4.07%
Fluid-lendingEthereum7.53MUSDC0%3.71%4.06%
Fluid-lendingEthereum199.57MUSDC1.01%4.8%4.06%
Yo-protocolBase15.86MUSDC7.8%13.17%4.05%
Yo-protocolEthereum3.35MUSDC7.8%13.19%4.05%
ExactlyOP Mainnet1.62MUSDC0%3.95%4.05%
SparklendEthereum3.84MUSDC0%4.17%4.04%
Moonwell-lendingBase1.80MUSDC1.14%4.92%4%
TermmaxBase1.26MUSDC0%2.31%4%
ExactlyOP Mainnet1.62MUSDC0%4.04%3.98%
ExactlyOP Mainnet1.62MUSDC0%3.87%3.97%
ExactlyOP Mainnet1.62MUSDC0%3.84%3.96%
ExactlyOP Mainnet1.62MUSDC0%3.85%3.95%
ExactlyOP Mainnet1.62MUSDC0%3.46%3.94%
ExactlyOP Mainnet1.62MUSDC0%3.81%3.94%
Navi-lendingSui8.23MUSDC0.61%4.78%3.9%
Centrifuge-protocolPharos15.03MUSDC0%3.83%3.83%
NeverlandMonad14.43MUSDC4.58%8.49%3.83%
Jupiter-lendSolana441.56MUSDC1.11%4.51%3.79%
Flux-financeEthereum2.69MUSDC0%3.69%3.68%
Spark-savingsAvalanche28.23MUSDC0%3.65%3.65%
Spark-savingsEthereum402.77MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.5M5.76%
Avalanche641M5.76%
Base13105.7M14.43%
BSC551.5M6.89%
Ethereum201.9B6%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana3449.7M5.91%
TON13.7M5.82%
zkSync Era000%