Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.54MUSDT0%63.67%22.78%
Ember-protocolSui1.18MUSDC0%9.28%15.47%
Harvest-financeBase1.86MUSDC0%14.75%14.92%
AccountableEthereum1.04MUSDC0%14.31%14.25%
AccountableEthereum1.04MUSDC0%14.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.57%13.61%
Ember-protocolEthereum32.32MUSDC0%12.58%12.52%
AccountableMonad46.64MUSDC0.35%10.16%11.6%
Fusion-by-iporEthereum1.51MUSDC0%6.21%11.28%
Ember-protocolEthereum4.85MUSDC0%8.28%10.39%
AvantisBase32.46MUSDC0%9.84%10.3%
GoldfinchEthereum36.72MUSDC0%10.1%10.12%
Bracket-vaultsEthereum2.73MUSDC0%10.28%10.08%
AccountableMonad5.18MUSDC0.49%10.1%10%
Bitway-earnBSC25.62MUSDT0%10.14%10%
Harmonix-financeHyperliquid L118.25MUSDC0%10.11%9.78%
Ember-protocolSui1.10MUSDC0%8.23%9.13%
Harvest-financeEthereum1.13MUSDC0%6.93%8.88%
Ember-protocolSui1.40MUSDC0%8.28%8.8%
Ember-protocolSui3.47MUSDC0%8.46%8.37%
Ember-protocolSui1.08MUSDC0%8.68%8%
Ember-protocolSui5.92MUSDC4%12%8%
AccountableMonad9.05MUSDC0.5%12.14%7.92%
Kamino-lendSolana2.55MUSDC0%5.91%7.75%
LoopscaleSolana1.13MUSDC0.76%8.02%7.37%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
AutofinanceEthereum1.33MUSDC0%9.63%6.98%
Extra-finance-leverage-farmingBase3.36MUSDC0%6.84%6.9%
SymbiosisEthereum1.55MUSDC0%9.8%6.8%
AccountableMonad3.40MUSDC0.5%7.99%6.79%
Zerobase-cedefiBSC2.38MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.59MUSDT2%8.76%6.76%
Blend-pools-v2Stellar14.91MUSDC0%7.58%6.37%
Fusion-by-iporEthereum1.26MUSDC0%6.48%6.12%
Storm-tradeTON3.61MUSDT0%5.82%6.08%
AccountableEthereum10.58MUSDC3.8%7.55%6.06%
Yearn-financeEthereum9.05MUSDC0%4.78%5.91%
Centrifuge-protocolEthereum370.69MUSDC0%3.82%5.73%
AutofinanceEthereum7.26MUSDC0.46%5.83%5.44%
AutofinanceBase8.21MUSDC1.76%7.93%5.4%
YieldseekerBase1.75MUSDC0%8.55%5.33%
Hyperlend-pooledHyperliquid L114.94MUSDC0%5.55%5.29%
Navi-lendingSui5.99MUSDC0.45%5.71%5.26%
Fluid-lendingBase8.89MUSDC0%5.45%5.2%
Fluid-lendingEthereum8.43MUSDC0%5.09%5.04%
Fluid-lendingEthereum117.55MUSDC1.02%6.9%5.04%
Ember-protocolSui6.96MUSDC0%5.26%4.98%
Aave-v3Ethereum8.22MDAI0%2.99%4.97%
Fluid-lendingArbitrum35.84MUSDC0%5.84%4.97%
AccountableEthereum2.11MUSDC0%3.94%4.9%
Yearn-financeBase1.71MUSDC0%6.53%4.77%
Yearn-financeEthereum3.12MUSDC0%4.85%4.77%
Folks-finance-lendingAlgorand1.11MUSDC0%4.65%4.73%
CurvanceMonad1.34MUSDC2.69%7.9%4.7%
SymbiosisTron1.65MUSDT0%7.34%4.66%
Flux-financeEthereum1.77MUSDT0%4.56%4.53%
Yo-protocolEthereum2.71MUSDC0%4.24%4.51%
Yo-protocolBase11.53MUSDC0%4.24%4.51%
Kamino-lendSolana11.97MUSDC0%5.05%4.42%
Euler-v2Monad2.06MUSDC0%4.14%4.41%
AmpleBase4.30MUSDC0%4.8%4.37%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
Centrifuge-protocolBase50.06MUSDC0%4%4.15%
Centrifuge-protocolAvalanche259.61MUSDC0%4.01%4.15%
Centrifuge-protocolBase2.15MUSDC0%4.01%4.14%
Centrifuge-protocolEthereum5.94MUSDC0%4.01%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.05%4.14%
Moonwell-lendingBase1.57MUSDC0.4%6.65%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.09%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.06%4.11%
ExactlyOP Mainnet1.49MUSDC0%4.14%4.09%
Yearn-financeEthereum1.18MUSDC0%3.59%4.09%
MapleEthereum1.06BUSDT0%4.18%4.06%
ExactlyOP Mainnet1.49MUSDC0%4.02%4.05%
ExactlyOP Mainnet1.49MUSDC0%4%4.04%
Jupiter-lendSolana408.40MUSDC0.74%4.65%4.03%
TermmaxBase1.25MUSDC0%4.16%3.99%
Folks-finance-xchainPolygon1.26MUSDT0%4.27%3.96%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%3.83%3.92%
Ember-protocolSui1.16MUSDC7.29%11.47%3.91%
DolomiteArbitrum1.51MUSDC0%3.91%3.88%
Yearn-financeEthereum2.45MUSDC0%3.75%3.85%
Yearn-financeEthereum7.32MUSDT0%2.6%3.81%
Kamino-lendSolana20.60MUSDC0%4.67%3.76%
Lista-lendingBSC3.29MUSDT0.26%3.78%3.75%
ExactlyOP Mainnet1.49MUSDC0%3.21%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%
Kamino-lendSolana2.11MUSDC0%4.05%3.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum345M5.28%
Avalanche1259.6M4.15%
Base13129.1M6.01%
BSC453.9M6.82%
Ethereum291.7B6.87%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M13.37%
Solana6446.8M5.17%
TON13.6M6.08%
zkSync Era000%