Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.26% on Jul 08 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/07/2025 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1.30MUSDC0%23.58%68.76%
Peapods-financeArbitrum3.95MUSDC0%43.37%28.32%
Peapods-financeEthereum6.47MUSDC0%48.06%27.62%
Peapods-financeEthereum2.28MUSDC0%45.25%20.47%
LiqwidCardano2.28MUSDC1.8%22.71%16.75%
Colend-protocolCore1.71MUSDT0%15.73%16.48%
Storm-tradeTon10.85MUSDT0%8.38%13.35%
FranciumSolana2.44MUSDC0%13.15%13.15%
WasabiBase1.58MUSDC0%15.89%12.52%
Stream-financeEthereum68.16MUSDC0%11.12%11.5%
DeltaprimeArbitrum1.33MUSDC0%13.41%11.01%
Harvest-financeBase3.42MUSDC0%8.08%10.87%
SuperlendEtherlink2.29MUSDC0%12.74%10.68%
DeltaprimeAvalanche2.86MUSDC0%11.17%10.65%
Gains-networkArbitrum9.32MUSDC0%9.75%9.96%
Ipor-fusionBase3.42MUSDC0%6.82%9.6%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Harvest-financeBase4.42MUSDC0%7.87%8.99%
Ipor-fusionEthereum2.12MUSDC0%7.41%8.9%
Harmonix-financeArbitrum5.85MUSDC0%15.16%8.84%
Compound-v2Ethereum3.76MDAI0%3.92%8.75%
Compound-v2Ethereum5.01MUSDC0%4.98%8.57%
Euler-v2Avalanche4.25MUSDC0%8.51%8.5%
TokemakBase20.11MUSDC2.76%11.61%8.5%
DolomiteArbitrum1.53MUSDC0%7.57%8.39%
Silo-v2Sonic1.04MUSDC0%7.46%8.31%
Silo-v2Sonic1.04MUSDC0%7.46%8.31%
Navi-lendingSui1.05MUSDT0%9.45%7.9%
Euler-v2Ethereum1.18MUSDC7.94%14%7.65%
TokemakEthereum19.46MUSDC1.14%9.44%7.48%
Navi-lendingSui27.67MUSDC0%7.02%7.41%
Euler-v2Ethereum18.78MUSDC0.16%7.98%7.26%
SuperlendEtherlink2.19MUSDT0%13.65%7.21%
Euler-v2Avalanche9.09MUSDT0%10.28%6.99%
Echelon-marketAptos10.03MUSDC2.96%9.73%6.83%
Compound-v2Ethereum14.99MUSDT0%4.52%6.8%
SaveSolana1.17MUSDC0%6.76%6.57%
Echelon-marketMove1.45MUSDT3.32%11.55%6.5%
KiloexOp_bnb1.33MUSDT0%5%6.41%
Gains-networkBase1.81MUSDC0%8.51%6.41%
WasabiEthereum1.71MUSDC0%7.85%6.41%
Euler-v2Ethereum1.13MUSDT0%8.44%6.27%
Benqi-lendingAvalanche4.70MUSDT0%6.38%6.2%
Euler-v2Sonic2.92MUSDC0%7.42%5.97%
Harvest-financeEthereum1.08MUSDC0%6.41%5.97%
Folks-finance-lendingAlgorand1.10MUSDC0%5.48%5.85%
Polynomial-liquidityPolynomial1.82MUSDC0%6.12%5.69%
Yield-yak-aggregatorAvalanche1.44MUSDC0%5.3%5.67%
Echelon-marketMove2.95MUSDC3.37%11.11%5.63%
Scallop-lendSui3.04MUSDC0%6.53%5.56%
Morpho-blueEthereum1.56MUSDC0%8.44%5.54%
Echelon-marketAptos2.19MUSDT2.2%7.87%5.48%
Benqi-lendingAvalanche13.35MUSDC0%5.43%5.45%
Yearn-financeEthereum18.39MDAI0%5.29%5.34%
Yearn-financeEthereum15.34MUSDC0%6.09%5.28%
ExactlyOptimism1.50MUSDC0%5.23%5.24%
Euler-v2Ethereum1.06MUSDC8.36%13.21%5.23%
Silo-v2Avalanche7.77MUSDC0%4.34%5.15%
Kamino-lendSolana1.20MUSDT0%4.62%5.15%
Kamino-lendSolana38.59MUSDC0%5.15%5.14%
Compound-v3Ethereum47.08MUSDC0.23%4.36%5.1%
Mars-lendOsmosis2.34MUSDC0%5.04%5%
ExactlyOptimism1.50MUSDC0%4.96%4.94%
VesperEthereum1.76MUSDC0%6.61%4.87%
Euler-v2Ethereum3.16MUSDT2.44%7.94%4.86%
Yearn-financeEthereum1.50MUSDT0%4.46%4.84%
Silo-v2Sonic5.56MUSDC0%4.31%4.84%
Silo-v2Ethereum1.62MUSDC0%4.99%4.75%
ExactlyOptimism1.50MUSDC0%4.64%4.73%
Echelon-marketEchelon_initia1.68MUSDC4.95%9.02%4.68%
ExactlyOptimism1.50MUSDC0%4.55%4.65%
Flux-financeEthereum1.54MUSDT0%4.69%4.65%
ExactlyOptimism1.50MUSDC0%4.51%4.59%
ExactlyOptimism1.50MUSDC0%4.5%4.54%
VesuStarknet1.23MUSDC4.27%8.52%4.53%
Flux-financeEthereum1.15MUSDC0%4.4%4.39%
Euler-v2Arbitrum2.70MUSDC0%3.35%4.36%
ExactlyOptimism1.50MUSDC0%4.19%4.27%
Compound-v3Ethereum19.47MUSDT0.58%4.36%4.26%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum624.7M11.81%
Avalanche743.5M6.94%
Base634.8M9.48%
BSC000%
Ethereum27303.7M10.04%
Mantle000%
Optimism710.5M4.71%
Polygon000%
Solana443.4M7.5%
TON110.8M13.35%
zkSync Era000%