Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/08/2026 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.23MUSDC0%46.17%84.93%
Centrifuge-protocolBase4.22MUSDC0%24.11%24.11%
Centrifuge-protocolBase4.10MUSDC0%27.84%24.1%
Neutral-tradeSolana1.08MUSDC0%13.72%21.57%
EnsuroEthereum1.06MUSDC0%20.15%21.48%
Neutral-tradeSolana1.13MUSDC0%30.77%20.66%
AccountableMonad7.50MUSDC1%26.92%20.03%
AzuroPolygon1.32MUSDT0%38.29%17.67%
AccountableEthereum1.01MUSDC1.25%14.72%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.97MUSDC0.29%16.65%13.6%
Ember-protocolEthereum7.08MUSDC0%12.88%12.9%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.56%11.58%
Nawa-protocolZIGChain3.42MUSDC0%8.94%11.32%
Ember-protocolSui1.41MUSDC0%9.68%11.27%
AccountableEthereum3.93MUSDC9.85%22.98%11.12%
Ember-protocolSui7.01MUSDC0%9.56%10.96%
Ember-protocolEthereum5.93MUSDC0%7.8%10.87%
Harvest-financeBase1.90MUSDC0%11.28%10.63%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
YieldseekerBase1.23MUSDC0%9.05%10.55%
Midas-rwaEthereum72MUSDC0%10.24%10.31%
GoldfinchEthereum35.95MUSDC0%10.18%10.21%
AguaEthereum12.87MUSDC0%10%10%
Midas-rwaEthereum26.19MUSDC0%5.07%10%
Neutral-tradeSolana3.24MUSDC0%8.77%9.97%
Ember-protocolEthereum3.35MUSDC0%9.48%9.9%
Midas-rwaEthereum1.74MUSDC0%11.07%9.85%
Pareto-creditEthereum2.15MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.32%
Midas-rwaEthereum6.40MUSDC0%8.07%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.08%9.23%
LazyEthereum1MUSDC0%6.89%8.34%
LazyEthereum1MUSDC0%6.89%8.34%
Midas-rwaEthereum7.84MUSDC0%9.45%8.22%
Pareto-creditEthereum168.46MUSDC0%8.17%8.02%
Bitway-earnBSC25.11MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
Ember-protocolEthereum16.89MUSDC0%6.97%7.6%
Midas-rwaEtherlink4.81MUSDC0%9.15%7.38%
AccountableMonad1.31MUSDC0.5%7.74%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Midas-rwaEthereum2.50MUSDC0%7.45%7.12%
Extra-finance-leverage-farmingBase3.31MUSDC0%6.92%7.09%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Midas-rwaEthereum6.68MUSDC0%7.43%6.98%
Zerobase-cedefiBSC19.19MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
AccountableMonad9.95MUSDC0.5%8.55%6.71%
Yo-protocolBase1.11MUSDC0%6.74%6.67%
LoopscaleSolana2.57MUSDC0.3%7.01%6.66%
SentoraEthereum46.53MUSDC0%6.84%6.66%
Yearn-financeEthereum6.96MUSDC0%7.05%6.62%
Yearn-financeEthereum8.96MUSDC0%5.93%6.49%
Kamino-lendSolana5.01MUSDC0%6.78%6.46%
AvantisBase19.46MUSDC0%9.19%6.46%
Ember-protocolSui1.07MUSDC0%9.18%6.45%
Neutral-tradeSolana2.64MUSDC0%4.81%6.38%
Blend-pools-v2Stellar15.10MUSDC0%7.16%6.37%
Harvest-financeEthereum1.15MUSDC0%6.58%6.26%
Yearn-financeEthereum1.19MUSDC0%6.31%6.2%
Harmonix-financeHyperliquid L117.82MUSDC0%6.82%6.16%
Ember-protocolSui1.16MUSDC5.11%11.41%6.01%
Fusion-by-iporEthereum1.19MUSDC0%5.58%5.99%
Hyperlend-pooledHyperliquid L112.86MUSDC0%7.24%5.8%
Midas-rwaEthereum38.78MUSDC0%9.09%5.75%
Euler-v2Monad1.29MUSDC1.25%10.38%5.74%
AutofinanceBase4.81MUSDC2.73%8.09%5.58%
Centrifuge-protocolAvalanche261.29MUSDC0%4.89%5.49%
Centrifuge-protocolBase50.38MUSDC0%4.89%5.49%
Centrifuge-protocolEthereum5.71MUSDC0%4.89%5.48%
Storm-tradeTON3.08MUSDT0%5.65%5.46%
Fluid-lendingBase9.18MUSDC0%5.3%5.33%
SymbiosisTron1.33MUSDT0%5.71%5.21%
Fluid-lendingEthereum150.92MUSDC0%5.22%5.17%
Fluid-lendingEthereum8.88MUSDC0%5.22%5.17%
AutofinanceEthereum7.10MUSDC0.61%6.09%5.15%
LoopscaleSolana1.63MUSDC0%4.87%5.06%
SymbiosisEthereum1.10MUSDC0%4.76%5.05%
Navi-lendingSui6.21MUSDC0.46%5.38%5.01%
Yearn-financeBase1.82MUSDC0%4.93%4.94%
Fluid-lendingArbitrum40.01MUSDC0%5.03%4.7%
Benqi-lendingAvalanche3.18MUSDC0%4.16%4.58%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Alchemix-v3Ethereum7.54MUSDC0%4.52%4.37%
ExactlyOP Mainnet1.54MUSDC0%4.35%4.37%
ExactlyOP Mainnet1.54MUSDC0%4.28%4.31%
Fluid-lendingEthereum135.31MUSDT0%4.4%4.27%
Ember-protocolSui1.89MUSDC0%5.77%4.27%
ExactlyOP Mainnet1.54MUSDC0%4.22%4.26%
ExactlyOP Mainnet1.54MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.54MUSDC0%4.14%4.2%
DolomiteArbitrum1.29MUSDC0%4.35%4.18%
ExactlyOP Mainnet1.54MUSDC0%4.09%4.14%
MapleEthereum0.93BUSDT0%4.22%4.11%
Kamino-lendSolana1.51MUSDC0%4.54%4.1%
Kamino-lendSolana13.93MUSDC0%4.11%4.07%
TermmaxEthereum3.35MUSDC0%3.92%4.05%
ExactlyOP Mainnet1.54MUSDC0%3.85%4.05%
ExactlyOP Mainnet1.54MUSDC0%4.08%4.03%
Ember-protocolSui1.19MUSDC0%3.47%4.02%
Centrifuge-protocolPlume Mainnet20.72MUSDC0%1.94%4.02%
Centrifuge-protocolMonad10.04MUSDC0%1.87%4.02%
Native-credit-poolEthereum2.16MUSDC0%4.27%3.95%
Yo-protocolBase9.62MUSDC0%4.24%3.93%
Yo-protocolEthereum1.52MUSDC0%4.24%3.93%
Lista-lendingBSC2.26MUSDT4.22%6.89%3.91%
AmpleBase4.42MUSDC0%4.04%3.83%
Aave-v3Polygon1.08MDAI0%3.97%3.83%
Midas-rwaEthereum3.49MUSDC0%5.05%3.78%
Moonwell-lendingBase2.71MUSDC0.05%7%3.73%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
Project-0Solana1.42MUSDC0%4.88%3.7%
ExactlyOP Mainnet1.54MUSDC0%3.55%3.7%
Jupiter-lendSolana440.40MUSDC0.69%4.96%3.69%
Centrifuge-protocolMonad4.54MUSDC0%3.63%3.64%
Centrifuge-protocolPharos4.36MUSDC0%3.64%3.64%
Yearn-financeEthereum2.43MUSDC0%3.51%3.6%
Spark-savingsEthereum270.29MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.02MUSDC0%3.52%3.52%
Aave-v3Base20.50MUSDC0%3.41%3.51%
Jupiter-lendSolana17.83MUSDT0%3.32%3.48%
SparklendEthereum1.74MUSDC0%3.5%3.47%
Aave-v3Monad11.24MUSDC1.75%6.77%3.39%
Yearn-financeEthereum25.69MUSDC0%3.29%3.33%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
Aave-v3Ethereum183.02MUSDC0%3.72%3.29%
Aave-v3Ethereum66.43MUSDC1.46%5.68%3.29%
DolomiteEthereum30.05MUSDC4.3%7.47%3.25%
Aave-v3Avalanche5.90MUSDC0%3.74%3.24%
Compound-v3Ethereum35.73MUSDC0.1%3.56%3.22%
Midas-rwaEthereum64.93MUSDC0%3.15%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.16%3.22%
Yearn-financeEthereum7.44MUSDT0%3.18%3.18%
Aave-v3Avalanche2.90MUSDT0%3.08%3.17%
Yearn-financeEthereum7.68MDAI0%3.01%3.15%
Aave-v3BSC1.55MUSDC0%2.95%3.15%
Euler-v2Ethereum6.87MUSDC0%3.11%3.14%
Kamino-lendSolana1.37MUSDC0%4.8%3.08%
Native-credit-poolBSC5.07MUSDT0%3.47%3.07%
Native-credit-poolEthereum1.80MUSDT0%3.07%3.06%
Kamino-lendSolana2.58MUSDT0%3.4%3.02%
Spark-savingsEthereum373.84MUSDT0%2.81%3%
Aave-v3OP Mainnet1.60MUSDC0%3.07%2.96%
Aave-v3Ethereum397.43MUSDT0%2.76%2.93%
Aave-v3Ethereum74.88MUSDT1.36%4.91%2.93%
Ember-protocolEthereum2.03MUSDC0%2.04%2.89%
Aave-v3Polygon12.20MUSDC0%2.76%2.89%
Euler-v2Ethereum7.30MUSDC0%4.43%2.89%
Compound-v3Ethereum37.98MUSDT0.1%3.12%2.87%
CurvanceMonad1.44MUSDC2.7%5.26%2.8%
Gains-networkArbitrum5.40MUSDC0%4.43%2.78%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
Compound-v3Arbitrum3.66MUSDC0%2.72%2.74%
Benqi-lendingAvalanche1.66MUSDT0%2.62%2.73%
Echelon-marketAptos1.17MUSDC1.51%3.82%2.68%
Aave-v3Ethereum1.54MUSDC0%2.13%2.66%
SparklendEthereum63.81MUSDT0%3.71%2.62%
Scallop-lendSui1.23MUSDC0%2.7%2.42%
Aave-v3Arbitrum38.41MUSDC0%2.53%2.41%
Aave-v3Ethereum32.76MDAI0%3.32%2.33%
SaveSolana6.36MUSDC0%2.39%2.29%
Aave-v4Ethereum3.94MUSDT0%2.6%2.28%
Justlend-v1Tron77.92MUSDT0%2.73%2.24%
Venus-core-poolBSC18.20MUSDC0%2.69%2.22%
SparklendEthereum114.44MDAI0%2.19%2.17%
Aave-v3Arbitrum1MDAI0%1.94%2.15%
Aave-v3BSC16.82MUSDT0%2.19%2.07%
CurrentSui8.66MUSDC7.94%9.34%2.05%
Kamino-lendSolana1.07MUSDC0%1.44%2.04%
Venus-core-poolBSC85.25MUSDT0%2.15%2.02%
Centrifuge-protocolEthereum1.67MUSDC0%0.75%2.01%
Compound-v3Arbitrum8.88MUSDT0%1.95%1.97%
NeverlandMonad1.59MUSDC9.02%6.07%1.88%
Aave-v3Sonic1.19MUSDC0%1.94%1.87%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-core-poolBSC1.01MDAI0%1.8%1.84%
Lista-lendingBSC4MUSDT0%3.48%1.78%
Venus-fluxBSC2.02MUSDT0%2.55%1.6%
TydroInk7.21MUSDC0%1.69%1.49%
Gami-labsBase3.02MUSDC0%2.61%1.49%
Spectra-metavaultsBase3.02MUSDC0%2.61%1.49%
Lista-lendingBSC4.09MUSDT0%2.52%1.46%
SaveSolana2.26MUSDT0%1.41%1.44%
Aave-v4Ethereum1.23MUSDC0%1.48%1.41%
Aave-v4Ethereum1.20MUSDT0%2.96%1.29%
Aave-v4Ethereum1.42MUSDT0%1.33%1.12%
ExactlyOP Mainnet1.54MUSDC0%0.98%1.01%
Zest-v2Stacks10.08MUSDC0%0.49%0.58%
Lista-lendingEthereum2.99MUSDC5.88%6.25%0.44%
Lista-lendingEthereum2.88MUSDT3.85%5.66%0.19%
TectonicCronos44.93MUSDT0%0.15%0.15%
Aave-v4Avalanche4.99MUSDC0%0.51%0.12%
TectonicCronos54.20MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.2%1.5%0.1%
AcrossEthereum1.09MUSDC4%4.59%0.07%
CredixSolana13.48MUSDC0%0.08%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8106.3M3.49%
Avalanche7291.9M3.26%
Base18146.3M7.55%
BSC14187.6M3.32%
Ethereum803.6B5.62%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.6M8.13%
Solana19521.8M10.14%
TON13.1M5.46%
zkSync Era000%