Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.69% on Jun 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/06/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.57MUSDT0%53.17%31.88%
AccountableEthereum1.04MUSDC0%14.29%14.25%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum13.53MUSDC0%12.56%12.95%
AccountableEthereum3.73MUSDC10.79%9.87%12.65%
Harvest-financeEthereum1.13MUSDC0%7.75%12.2%
AccountableMonad45.63MUSDC0.33%10.65%11.6%
Harvest-financeBase1.86MUSDC0%15.52%11.46%
Ember-protocolSui1.35MUSDC0%8.04%10.84%
Ember-protocolSui1.09MUSDC0%8.26%10.23%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
AvantisBase31.13MUSDC0%9.64%10.09%
Bitway-earnBSC25.70MUSDT0%10.05%10%
AccountableMonad5.18MUSDC0.44%10.18%10%
AccountableEthereum2.12MUSDC0%5.06%9.81%
Bracket-vaultsEthereum2.72MUSDC0%10.17%9.74%
Harmonix-financeHyperliquid L120.02MUSDC0%10.06%9.21%
Ember-protocolSui2.94MUSDC0%8.68%8.78%
Kamino-lendSolana1.86MUSDC0%6.2%8.74%
YieldseekerBase1.82MUSDC0%8.21%8.55%
AccountableMonad9.04MUSDC0.48%11.36%8.4%
Blend-pools-v2Stellar10.51MUSDC0%7.3%8.07%
Ember-protocolSui6.98MUSDC4%12%8%
Ember-protocolSui1.07MUSDC0%8.35%8%
Centrifuge-protocolPlume Mainnet32.91MUSDC0%0.78%7.94%
Yearn-financeEthereum9.26MUSDC0%4.96%7.89%
Ember-protocolEthereum3.26MUSDC0%8.46%7.8%
Ember-protocolSui6.85MUSDC0%5.17%7.68%
SymbiosisEthereum1.16MUSDC0%9.75%7.64%
Ember-protocolSui1.21MUSDC0%10.84%7.05%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%7.82%6.79%
Zerobase-cedefiBSC22.48MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
AutofinanceEthereum7.26MUSDC0.32%6.01%6.46%
Fluid-lendingArbitrum37.45MUSDC0%5.98%6.45%
Fluid-lendingEthereum8.25MUSDC0%5.29%6.43%
Fluid-lendingEthereum128.16MUSDC0.89%6.94%6.43%
Storm-tradeTON3.72MUSDT0%5.87%6.02%
SymbiosisTron2.04MUSDT0%6.99%5.99%
Fluid-lendingEthereum113.27MUSDT1%5.13%5.87%
Extra-finance-leverage-farmingBase3.46MUSDC0%6.72%5.64%
Hyperlend-pooledHyperliquid L113.03MUSDC0%5.75%5.56%
Navi-lendingSui4.98MUSDC0.46%5.86%5.53%
AutofinanceBase7.08MUSDC1.76%7.72%5.26%
Ember-protocolSui1.12MUSDC7.17%11.16%5.18%
Fluid-lendingBase8.73MUSDC0%5.44%5.14%
Fusion-by-iporEthereum1.41MUSDC0%6.49%5.01%
Yearn-financeBase1.72MUSDC0%4.31%4.88%
Yearn-financeEthereum5.64MUSDC0%4.8%4.72%
AutofinanceEthereum1.33MUSDC0%8.76%4.65%
Gains-networkArbitrum6.96MUSDC0%9.73%4.64%
Kamino-lendSolana9.32MUSDC0%4.93%4.53%
Jupiter-lendSolana395.31MUSDC0.76%4.63%4.51%
Gains-networkBase2.13MUSDC0%3.83%4.46%
Flux-financeEthereum1.93MUSDT0%4.54%4.44%
Folks-finance-lendingAlgorand1.31MUSDC0%4.64%4.4%
AmpleBase4.27MUSDC0%4.78%4.28%
Yearn-financeEthereum1.18MUSDC0%3.74%4.22%
Yo-protocolBase11.25MUSDC0%4.25%4.17%
Yo-protocolEthereum2.70MUSDC0%4.25%4.17%
ExactlyOP Mainnet1.65MUSDC0%4.09%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.16%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.02%4.06%
ExactlyOP Mainnet1.65MUSDC0%4.03%4.06%
TermmaxBase1.21MUSDC0%4.15%4.06%
ExactlyOP Mainnet1.65MUSDC0%4.13%4.06%
Euler-v2Monad2.21MUSDC0.15%4.16%4.05%
Moonwell-lendingBase1.80MUSDC0.36%6.81%4.02%
MapleEthereum1.05BUSDT0%4.15%4%
ExactlyOP Mainnet1.65MUSDC0%3.86%3.98%
ExactlyOP Mainnet1.65MUSDC0%3.95%3.96%
Folks-finance-xchainPolygon1.26MUSDT0%4.17%3.96%
Lista-lendingBSC3.77MUSDT0.2%4.23%3.96%
Kamino-lendSolana18.97MUSDC0%4.37%3.86%
Kamino-lendSolana1.98MUSDC0%4.03%3.86%
Ember-protocolEthereum1.99MUSDC0%4.22%3.79%
Yearn-financeEthereum2.45MUSDC0%3.77%3.79%
Yearn-financeEthereum7.32MUSDT0%2.98%3.76%
ExactlyOP Mainnet1.65MUSDC0%3.33%3.76%
Native-credit-poolBSC1.74MUSDT0%3.61%3.74%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum352M6.03%
Avalanche000%
Base1276.5M6%
BSC555.8M6.24%
Ethereum271.4B7.32%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M17.92%
Solana5427.4M5.1%
TON13.7M6.02%
zkSync Era000%