Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/02/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum8.56MUSDC0%52.96%423.69%
WasabiSolana1.55MUSDC0%8.89%15.39%
Gains-networkArbitrum13.47MUSDC0%9.72%15.24%
Bracket-vaultsEthereum3.30MUSDC0%15.28%14.5%
Storm-tradeTon5.65MUSDT0%8.43%14.3%
Blend-pools-v2Stellar1.29MUSDC0.86%14.24%13.97%
FranciumSolana2.44MUSDC0%13.15%13.15%
AvantisBase88.55MUSDC0%11.29%11.11%
AcrossEthereum1.43MDAI0.38%6.46%10.57%
Blend-pools-v2Stellar6.92MUSDC0%12.27%10.52%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkBase2.39MUSDC0%11.06%9.32%
LiqwidCardano2.19MUSDC1.58%12.66%8.61%
WasabiBase7.61MUSDC0%7.28%8.42%
SymbiosisEthereum1.16MUSDC0%5.23%8.29%
Woofi-earnArbitrum1.17MUSDC0%7.1%7.17%
AutofinanceEthereum14.76MUSDC0.44%8.8%7.08%
Hyperlend-pooledHyperliquid8.33MUSDC0%5.86%6.76%
Ipor-fusionBase1.84MUSDC0%7.56%6.48%
Yo-protocolBase27.19MUSDC14%10.56%6.16%
SymbiosisTron2.07MUSDT0%4.27%5.75%
Harmonix-financeArbitrum1.27MUSDC0%5.14%5.71%
LoopscaleSolana4.56MUSDC0.67%8.6%5.56%
Scallop-lendSui1.66MUSDC0%5.7%5.47%
AutofinanceEthereum5MUSDC0%6.84%5.43%
LoopscaleSolana10.02MUSDC0%6.09%5.32%
Echelon-marketAptos8.74MUSDC0%4.79%5.3%
AutofinanceBase18.78MUSDC1.81%7.68%5.29%
Euler-v2Ethereum39.98MUSDC0%4.67%5.23%
Ipor-fusionEthereum3.88MUSDT0%7.7%5.17%
DeltaprimeAvalanche1.50MUSDC0%6.81%5.1%
Euler-v2Ethereum23.14MUSDC0%4.73%4.97%
Harvest-financeBase3.23MUSDC0%6.35%4.87%
AutofinanceEthereum8.70MUSDC0%2.44%4.73%
Harvest-financeEthereum1.07MUSDC0%4.93%4.67%
Flux-financeEthereum1.61MUSDT0%4.6%4.63%
Yearn-financeEthereum7.37MUSDT0%4.74%4.6%
VesperEthereum2.40MUSDC0%4.36%4.55%
ExactlyOptimism1.82MUSDC0%4.4%4.38%
MapleEthereum1.61BUSDT0%4.76%4.38%
ExactlyOptimism1.82MUSDC0%4.2%4.23%
ExactlyOptimism1.82MUSDC0%4.19%4.22%
Flux-financeEthereum1.42MUSDC0%4.14%4.2%
Yearn-financeEthereum7.60MUSDT0%4.44%4.18%
Extra-finance-leverage-farmingBase4.93MUSDC0.13%6.33%4.13%
AutofinanceArbitrum1.29MUSDC2.11%6.84%4.12%
ExactlyOptimism1.82MUSDC0%4.01%4.07%
DolomiteEthereum14.54MUSDC0%3.8%4.03%
Spark-savingsEthereum221.41MUSDT0%4%4%
Spark-savingsEthereum156.42MUSDC0%4%4%
Spark-savingsAvalanche107.80MUSDC0%4%4%
ExactlyOptimism1.82MUSDC0%3.94%4%
Arcadia-v2Base1.06MUSDC0%8.13%3.98%
Arcadia-v2Base1.06MUSDC0%8.13%3.98%
Folks-finance-xchainPolygon2.22MUSDT0%6.03%3.94%
Kamino-lendSolana16.88MUSDC0%3.04%3.92%
Aave-v3Base46.61MUSDC0%3.79%3.91%
ExactlyOptimism1.82MUSDC0%3.85%3.89%
ExactlyOptimism1.82MUSDC0%3.78%3.87%
Folks-finance-xchainAvalanche1.18MUSDC0%6.13%3.86%
ExactlyOptimism1.82MUSDC0%3.56%3.8%
Ipor-fusionBase1.10MUSDC0%4.88%3.74%
NeverlandMonad2.71MUSDC8.95%14.92%3.74%
Navi-lendingSui12.64MUSDC0.76%5.54%3.69%
Yearn-financeEthereum33.33MUSDC0%4.72%3.65%
Benqi-lendingAvalanche7.98MUSDC0%4.76%3.65%
Echelon-marketAptos2.20MUSDT0%3.48%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum417.2M8.06%
Avalanche4118.5M4.15%
Base12204.4M5.95%
BSC000%
Ethereum222.2B24.84%
Hyperliquid18.3M6.76%
Mantle000%
Optimism814.5M4.06%
Polygon12.2M3.94%
Solana535.5M8.67%
TON15.6M14.3%
zkSync Era000%