Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.25MUSDC0%49.3%41%
Neutral-tradeSolana1.41MUSDC0%67.6%32.74%
Harvest-financeBase1.82MUSDC0%47.82%24.76%
EnsuroEthereum1.30MUSDC0%21.44%21.4%
VerantaBase9.61MUSDC0%19.44%17.52%
Ember-protocolSui8.71MUSDC0%9.97%14.94%
AccountableEthereum1.05MUSDC0.75%14.87%14.25%
AccountableMonad7.50MUSDC0.92%16.4%14%
AccountableEthereum1.25MUSDC0%14.56%13.25%
Ember-protocolEthereum5.75MUSDC0%10.95%13.22%
AccountableEthereum2.33MUSDC11.91%36.18%13.08%
Vectis-financeEthereum1.25MUSDC0%11.97%12.98%
Ember-protocolEthereum1.64MUSDC0%12.53%12.93%
Ember-protocolEthereum2.63MUSDC0%12.97%12.9%
AccountableEthereum3.40MUSDC0%11.1%12.82%
AccountableEthereum11.06MUSDC0%12.36%12.13%
AccountableMonad5.44MUSDC0.5%12.1%11.64%
Rhea-lendNear1.68MUSDC0%7.71%10.93%
Rhea-lendNear1.74MUSDT0%8.45%10.84%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
AccountableMonad74.98MUSDC0.35%11.59%10.5%
Midas-rwaEthereum26.36MUSDC0%8.9%10.21%
Ember-protocolSui9.99MUSDC0%10.13%10.01%
AguaEthereum7.99MUSDC0%10%10%
Ember-protocolEthereum3.71MUSDC0%9.59%9.51%
Pareto-creditEthereum1.98MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.45MUSDC0%9.96%9.3%
Neutral-tradeSolana2.44MUSDC0%12.58%9.22%
Neutral-tradeSolana4.26MUSDC0%13.58%8.89%
Centrifuge-protocolEthereum2.68MUSDT0%5.06%8.83%
Midas-rwaEthereum31.29MUSDC0%7.26%8.38%
Pareto-creditEthereum127.26MUSDC0%7.89%8.06%
Bitway-earnBSC23.54MUSDT0%8%8%
Ember-protocolSui8.74MUSDC4%12%8%
Lista-lendingBSC2.74MUSDT0%3.85%7.85%
Coinmerce-capitalHyperliquid L11.74MUSDC0%5.68%7.64%
Midas-rwaEthereum65.77MUSDC0%7.55%7.6%
Sentora-curatorEthereum95.68MUSDC0%7.42%7.57%
Midas-rwaEthereum6.62MUSDC0%6.73%7.51%
Bitway-earnBSC2.11MUSDT0%7.5%7.5%
AccountableMonad2.16MUSDC0.5%7.42%7.28%
Extra-finance-leverage-farmingBase3.25MUSDC0%6.44%7.2%
Neutral-tradeSolana1.39MUSDC0%8.75%7.16%
Yearn-financeEthereum11.87MUSDC0%6.68%7.04%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Vectis-financeSolana3.22MUSDC0%6.66%6.99%
Yearn-financeEthereum7.62MUSDC0%6.88%6.92%
Zerobase-cedefiBSC16.75MUSDT2%8.76%6.76%
Midas-rwaEthereum3.91MUSDC0%7.16%6.76%
Midas-rwaEthereum2.52MUSDC0%7.14%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Harvest-financeBase1.18MUSDC0%7.12%6.72%
Blend-pools-v2Stellar11.34MUSDC0%7.4%6.68%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
Kamino-lendSolana5.59MUSDC0%6.57%6.56%
Euler-v2Monad5.79MUSDC1.25%7.65%6.56%
Fluid-lendingArbitrum55.30MUSDC0%4.66%6.37%
Fluid-lendingEthereum140.03MUSDC0%4.63%6.33%
Ember-protocolEthereum17.78MUSDC0%11.12%6.32%
Centrifuge-protocolAvalanche262.85MUSDC0%3.77%6.28%
Centrifuge-protocolBase22.74MUSDC0%3.77%6.28%
Centrifuge-protocolBSC1.02MUSDC0%3.76%6.28%
Centrifuge-protocolEthereum9.31MUSDC0%3.72%6.28%
Midas-rwaBase51.54MUSDC0%3.6%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%3.65%6.2%
Kamino-lendSolana2MUSDC0%5.09%6.12%
Midas-rwaEthereum34.06MUSDC0%6.52%6.1%
Benqi-lendingAvalanche1.61MUSDC0%6.57%6.07%
Harmonix-financeHyperliquid L116.11MUSDC0%6.47%6.01%
Midas-rwaEtherlink4.95MUSDC0%5.02%5.87%
Aave-v3Avalanche5.35MUSDC0%5.39%5.79%
Harvest-financeEthereum1.16MUSDC0%6.15%5.76%
AccountableMonad6.68MUSDC0.5%5.66%5.67%
Fusion-by-iporEthereum1.28MUSDC0%6.15%5.56%
MapleEthereum683.58MUSDT0%5.02%5.55%
AutofinanceEthereum7.59MUSDC0.93%6.25%5.4%
Alchemix-v3Ethereum7.74MUSDC0%5.32%5.34%
Aave-v4Ethereum2.34MUSDC0%4.95%5.31%
SymbioticEthereum1.01MUSDC0%6.18%5.3%
Lista-lendingBSC1.10MUSDT0%6.15%5.29%
Kamino-lendSolana1.48MUSDC0%5.14%5.09%
Navi-lendingSui8.31MUSDC0.62%5.26%5.07%
Yearn-financeBase1.61MUSDC0%4.89%4.85%
SymbiosisEthereum1.13MUSDC0%4.5%4.82%
Jupiter-lendSolana497.66MUSDC0.36%4.33%4.79%
Gains-networkArbitrum4.28MUSDC0%35.54%4.77%
Fusion-by-iporBase2.81MUSDC0%5.28%4.72%
Kamino-lendSolana9.17MUSDC0%4.8%4.56%
Kamino-lendSolana1.34MUSDC0%4.4%4.55%
Midas-rwaEthereum1.72MUSDC0%8.53%4.53%
Yo-protocolBase7.86MUSDC0%4.31%4.5%
Yo-protocolEthereum1.35MUSDC0%4.31%4.5%
AutofinanceBase3.66MUSDC4.35%10.28%4.49%
Ember-protocolEthereum2.04MUSDC0%4.52%4.45%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Storm-tradeTON2.71MUSDT0%4.95%4.4%
ExactlyOP Mainnet1.61MUSDC0%4.34%4.34%
Fluid-lendingBase12.53MUSDC3.98%6.97%4.34%
Aave-v3Base17.10MUSDC0%3.83%4.33%
ExactlyOP Mainnet1.61MUSDC0%4.29%4.3%
Aave-v3Ethereum135MUSDC0%4.26%4.3%
Aave-v3Ethereum53.31MUSDC1.83%5.83%4.3%
CurvanceMonad3.13MUSDC1.8%6.1%4.28%
Yearn-financeEthereum2.39MUSDC0%4.09%4.24%
ExactlyOP Mainnet1.61MUSDC0%4.22%4.24%
ExactlyOP Mainnet1.61MUSDC0%4.38%4.23%
ExactlyOP Mainnet1.61MUSDC0%4.17%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.32%4.17%
TydroInk18.18MUSDC0%4.12%4.16%
Compound-v3Ethereum37.17MUSDC0%4.52%4.15%
Flux-financeEthereum1.60MUSDC0%4.11%4.14%
ExactlyOP Mainnet1.61MUSDC0%4.02%4.05%
Fusion-by-iporBase1.18MUSDC2.1%6.49%4.05%
Jupiter-lendSolana17.01MUSDT0%3.77%4.04%
Aave-v3Monad16.02MUSDC1.78%6.11%4.04%
ExactlyOP Mainnet1.61MUSDC0%2.08%4.02%
Gami-labsBase3.03MUSDC0%3.04%3.99%
Spectra-metavaultsBase3.03MUSDC0%3.03%3.99%
Fluid-lendingEthereum130.56MUSDT0%4.53%3.97%
Hyperlend-pooledHyperliquid L15.68MUSDC0%4.52%3.87%
ExactlyOP Mainnet1.61MUSDC0%3.26%3.86%
Spark-savingsEthereum306.25MUSDC0%3.62%3.8%
Spark-savingsAvalanche2.61MUSDC0%3.62%3.8%
Midas-rwaEthereum6.44MUSDC0%3.48%3.77%
Midas-rwaEtherlink1.13MUSDC0%3.45%3.77%
Spark-savingsEthereum619.25MUSDT0%3.55%3.75%
Venus-core-poolBSC8.23MUSDC0%3.76%3.75%
Yearn-financeEthereum1.12MUSDC0%3.43%3.73%
Midas-rwaEthereum74.91MUSDC0%3.45%3.73%
Midas-rwaEtherlink1.22MUSDC0%3.45%3.73%
ExactlyOP Mainnet1.61MUSDC0%4.13%3.66%
Centrifuge-protocolBase7.15MUSDC0%3.98%3.63%
Centrifuge-protocolPharos4.56MUSDC0%3.47%3.63%
Centrifuge-protocolBSC1.01MUSDC0%3.47%3.63%
Yearn-financeEthereum19.30MUSDC0%3.67%3.62%
SparklendEthereum4.58MUSDC0%3.4%3.56%
Aave-v4Ethereum2.42MUSDT0%4.24%3.56%
Lista-lendingBSC1.31MUSDT0%3.23%3.53%
Venus-core-poolBSC41.20MUSDT0%3.11%3.49%
Aave-v3Ethereum265.91MUSDT0%3.84%3.44%
Aave-v3Ethereum64.14MUSDT1.59%5.38%3.44%
SparklendEthereum16.29MUSDT0%3.4%3.4%
Aave-v3Ethereum11.67MDAI0%3.2%3.37%
DolomiteEthereum28.98MUSDC4.11%7.33%3.33%
Yearn-financeEthereum5.74MUSDT0%3.27%3.31%
Benqi-lendingAvalanche1.08MUSDT0%3.44%3.31%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
Aave-v3Arbitrum19.11MUSDC0%3.11%3.19%
Compound-v3Ethereum18.93MUSDT0%3.08%3.19%
SaveSolana5MUSDC0%3.13%3.18%
Aave-v3BSC10.31MUSDT0%2.88%3.1%
Compound-v3Arbitrum2.29MUSDC0%2.98%3.05%
Aave-v3Polygon10.79MUSDC0%3.04%3.02%
Aave-v3Ethereum1.40MUSDC0%3.26%3%
Kamino-lendSolana1.58MUSDC0%2.28%2.98%
Aave-v3BSC2.46MUSDC0%3.36%2.94%
Yearn-financeEthereum7.29MDAI0%2.95%2.88%
SparklendEthereum75.17MDAI0%2.63%2.85%
Aave-v3Avalanche5.73MUSDT0%4.11%2.78%
Compound-v3Arbitrum5.18MUSDT0%2.52%2.34%
CurrentSui1.04MUSDT3.58%7.16%2.3%
SaveSolana2.07MUSDT0%1.89%2.14%
Justlend-v1Tron90.09MUSDT0%2.12%2.11%
Venus-fluxBSC1.52MUSDT0%2.8%1.94%
Lista-lendingEthereum4.29MUSDC6.12%6.91%1.91%
CurrentSui24.86MUSDC5.3%8.24%1.79%
Native-credit-poolEthereum1.14MUSDC0%4.76%1.28%
Native-credit-poolEthereum3.86MUSDT0%3.21%1.17%
Lista-lendingEthereum3.86MUSDT4.22%5.75%1.16%
AcrossEthereum1.12MUSDT2.99%3.19%1.04%
ExactlyOP Mainnet1.61MUSDC0%1.06%1.02%
Lista-lendingBSC1.01MUSDC6.52%4.83%0.62%
Lista-lendingBSC1.01MUSDC6.52%4.83%0.62%
Aave-v4Avalanche6.47MUSDC4.04%4.96%0.56%
TectonicCronos1.44MUSDC0.02%0.56%0.41%
Centrifuge-protocolPlume Mainnet20.68MUSDC0%1.06%0.33%
AcrossEthereum1.03MUSDC4.69%4.61%0.3%
Aave-v4Avalanche7.78MUSDT6.01%6.54%0.17%
CredixSolana13.41MUSDC0%0.07%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum693.8M4.45%
Avalanche8293.5M3.59%
Base17160.6M6.97%
BSC16117.2M4.5%
Ethereum733.3B6.26%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.8M3.02%
Solana17571.3M8.83%
TON12.7M4.4%
zkSync Era000%