Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.69% on Jun 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeEthereum1.13MUSDC0%7.99%16.12%
AzuroPolygon1.52MUSDT0%51.09%14.69%
AccountableEthereum1.04MUSDC0%14.29%14.25%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum13.47MUSDC0%12.58%12.95%
AccountableEthereum3.73MUSDC10.79%10.53%12.65%
AccountableMonad48.57MUSDC0.3%10.74%11.6%
Harvest-financeBase1.86MUSDC0%15.58%11.47%
Ember-protocolSui1.35MUSDC0%8%10.84%
Ember-protocolSui1.09MUSDC0%8.32%10.23%
AvantisBase31.12MUSDC0%9.6%10.17%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
Bitway-earnBSC25.13MUSDT0%10.04%10%
AccountableMonad5.18MUSDC0.44%10.19%10%
AccountableEthereum2.12MUSDC0%5.27%9.81%
Bracket-vaultsEthereum2.65MUSDC0%10.15%9.73%
Harmonix-financeHyperliquid L119.55MUSDC0%10.03%9.37%
YieldseekerBase1.82MUSDC0%8.19%9.06%
Ember-protocolSui2.96MUSDC0%8.68%8.78%
AccountableMonad8.94MUSDC0.48%11.16%8.52%
Blend-pools-v2Stellar10.47MUSDC0%7.29%8.15%
Ember-protocolSui7MUSDC4%12%8%
Ember-protocolSui1.07MUSDC0%8.28%8%
Centrifuge-protocolPlume Mainnet32.91MUSDC0%1.04%7.94%
Ember-protocolEthereum3.26MUSDC0%8.48%7.8%
Ember-protocolSui6.85MUSDC0%5.03%7.68%
SymbiosisEthereum1.14MUSDC0%9.69%7.5%
Kamino-lendSolana2.92MUSDC0%6.25%7.4%
Ember-protocolSui1.21MUSDC0%10.74%7.05%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Yearn-financeEthereum9.27MUSDC0%5.05%6.89%
AccountableMonad3.40MUSDC0.5%7.79%6.79%
AutofinanceEthereum7.26MUSDC0.32%6.07%6.79%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.44MUSDT2%8.76%6.76%
Fluid-lendingArbitrum37.31MUSDC0%6.01%6.39%
SymbiosisTron2.01MUSDT0%6.93%6.1%
Storm-tradeTON3.72MUSDT0%5.88%6.02%
Extra-finance-leverage-farmingBase3.39MUSDC0%6.69%5.91%
Fusion-by-iporEthereum1.41MUSDC0%6.41%5.67%
Fluid-lendingEthereum114.45MUSDT0.95%5.24%5.6%
Fluid-lendingEthereum132.36MUSDC0.82%6.84%5.59%
Fluid-lendingEthereum8.25MUSDC0%5.31%5.59%
Hyperlend-pooledHyperliquid L112.59MUSDC0%5.78%5.56%
Navi-lendingSui5.54MUSDC0.44%5.89%5.36%
AutofinanceBase7.08MUSDC1.91%7.69%5.26%
Ember-protocolSui1.12MUSDC7.17%11.2%5.18%
Fluid-lendingBase8.74MUSDC0%5.37%5.15%
Gains-networkArbitrum6.96MUSDC0%9.68%5.01%
Yearn-financeBase1.70MUSDC0%4.36%4.9%
Kamino-lendSolana6.58MUSDC0%4.92%4.88%
Yearn-financeEthereum5.64MUSDC0%4.77%4.88%
Gains-networkBase2.13MUSDC0%3.89%4.79%
AutofinanceEthereum1.33MUSDC0%8.57%4.65%
Flux-financeEthereum1.93MUSDT0%4.53%4.44%
Jupiter-lendSolana396.32MUSDC0.76%4.62%4.41%
Folks-finance-lendingAlgorand1.30MUSDC0%4.63%4.41%
Yo-protocolBase11.19MUSDC0%4.24%4.35%
Yo-protocolEthereum2.66MUSDC0%4.24%4.35%
AmpleBase4.28MUSDC0%4.77%4.27%
Yearn-financeEthereum1.18MUSDC0%3.77%4.24%
ExactlyOP Mainnet1.64MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.64MUSDC0%4.09%4.15%
ExactlyOP Mainnet1.64MUSDC0%4.16%4.15%
MapleEthereum1.04BUSDT0%4.15%4.13%
Moonwell-lendingBase1.62MUSDC0.37%6.75%4.12%
ExactlyOP Mainnet1.64MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.64MUSDC0%4.02%4.07%
ExactlyOP Mainnet1.64MUSDC0%4.13%4.05%
Euler-v2Monad2.21MUSDC0.15%4.17%4.05%
ExactlyOP Mainnet1.64MUSDC0%3.87%3.98%
TermmaxBase1.21MUSDC0%4.14%3.97%
Folks-finance-xchainPolygon1.26MUSDT0%4.16%3.96%
ExactlyOP Mainnet1.64MUSDC0%3.95%3.96%
DolomiteArbitrum1.58MUSDC0%3.82%3.94%
Lista-lendingBSC3.79MUSDT0.2%4.31%3.89%
Native-credit-poolBSC1.74MUSDT0%3.59%3.79%
Ember-protocolEthereum1.99MUSDC0%4.1%3.79%
Kamino-lendSolana19.99MUSDC0%4.33%3.78%
Yearn-financeEthereum2.45MUSDC0%3.77%3.77%
ExactlyOP Mainnet1.64MUSDC0%3.35%3.77%
Yearn-financeEthereum7.31MUSDT0%3.04%3.76%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.5M5.58%
Avalanche000%
Base1276.1M6.12%
BSC555.2M6.24%
Ethereum271.4B7.41%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M9.32%
Solana4425.8M5.12%
TON13.7M6.02%
zkSync Era000%