Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/05/2026 15:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.72MUSDC0%66.5%154.96%
Canto-lendingCanto1.35MUSDC0%12.92%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.43%10.93%
BitwayBSC13.58MUSDT0%10.91%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
AbyssSui1.31MUSDC0%8.65%9.43%
AvantisBase47.71MUSDC0%10.13%9.19%
Venus-fluxBSC16.77MUSDT0%7.24%8.93%
Blend-pools-v2Stellar10.53MUSDC0%9.2%8.84%
YieldseekerBase1.26MUSDC0%9.22%8.77%
SymbiosisTron1.22MUSDT0%7.52%8.73%
Benqi-lendingAvalanche2.10MUSDC0%7.71%7.73%
Yearn-financeEthereum1.38MUSDC0%5.86%7.53%
Harvest-financeBase1.97MUSDC0%6.61%7.25%
AutofinanceEthereum2.28MUSDC0%7.1%7.13%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
SymbiosisEthereum1.29MUSDC0%6.96%6.99%
Lista-lendingBSC6.14MUSDT6.33%2622.71%6.98%
Gains-networkArbitrum5.40MUSDC0%6.29%6.93%
LoopscaleSolana1.52MUSDC1.04%8.39%6.89%
Aave-v3Avalanche1.83MUSDT0%5.64%6.77%
Zerobase-cedefiBSC24.94MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.69%6.59%
Aave-v3Avalanche4.71MUSDC0%5.28%6.56%
AutofinanceArbitrum3.45MUSDC1.37%11.54%5.99%
Extra-finance-leverage-farmingBase3.86MUSDC0%5.64%5.96%
Yearn-financeEthereum8.36MUSDC0%4.47%5.77%
Hyperlend-pooledHyperliquid L18.42MUSDC0%4.92%5.76%
AutofinanceEthereum9.11MUSDC0.64%6.58%5.69%
Project-0Solana1.83MUSDC0%7.4%5.68%
AutofinanceBase6.12MUSDC3.68%8.32%5.22%
Scallop-lendSui1.23MUSDC0%5.26%5.17%
Kamino-lendSolana7.78MUSDC0%4.05%4.88%
Fluid-lendingArbitrum40.41MUSDC0.82%6.17%4.81%
DolomiteArbitrum1.32MUSDC0%5.87%4.6%
Venus-fluxBSC4.30MUSDC0%5.42%4.59%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
Folks-finance-lendingAlgorand1.29MUSDC0%4.08%4.54%
MapleEthereum1.06BUSDT0%4.23%4.46%
Fluid-lendingBase14.94MUSDC1.53%6.41%4.34%
Yearn-financeEthereum7.97MDAI0%3.9%4.17%
ExactlyOP Mainnet1.57MUSDC0%3.55%4.12%
ExactlyOP Mainnet1.57MUSDC0%3.99%4.07%
ExactlyOP Mainnet1.57MUSDC0%3.85%4.06%
SparklendEthereum3.16MUSDC0%4.07%4.05%
Yearn-financeEthereum2.50MUSDT0%3.52%4.01%
ExactlyOP Mainnet1.57MUSDC0%3.77%4%
ExactlyOP Mainnet1.57MUSDC0%3.77%3.91%
ExactlyOP Mainnet1.57MUSDC0%3.65%3.89%
ExactlyOP Mainnet1.57MUSDC0%3.86%3.89%
ExactlyOP Mainnet1.57MUSDC0%3.73%3.86%
ExactlyOP Mainnet1.57MUSDC0%3.33%3.86%
Navi-lendingSui4.05MUSDC0.68%4.48%3.81%
Harvest-financeEthereum1.09MUSDC0%4.2%3.8%
Harvest-financeEthereum1.09MUSDC0%4.2%3.8%
Yo-protocolEthereum3.43MUSDC7.8%14.63%3.8%
Yo-protocolBase17.50MUSDC7.8%14.6%3.8%
TermmaxBase1.24MUSDC0%2.31%3.79%
Euler-v2Ethereum37.98MUSDC0%3.95%3.79%
Yearn-financeEthereum27.88MUSDC0%3.52%3.77%
Aave-v3Ethereum148.14MUSDT0%4.88%3.77%
NeverlandMonad15.21MUSDC5.32%8.2%3.73%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Spark-savingsAvalanche35.07MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%
Moonwell-lendingBase2.44MUSDC1.22%4.6%3.65%
DolomiteEthereum22.67MUSDC3.88%6.83%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum558.5M5.87%
Avalanche443.7M6.18%
Base1098.8M20.69%
BSC667.6M7.42%
Ethereum222.3B5.28%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.1M5.81%
TON13.6M6.59%
zkSync Era000%