Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/08/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.24MUSDC0%40.22%107.28%
AzuroPolygon1.31MUSDT0%36.98%47.56%
Neutral-tradeSolana1.08MUSDC0%12.79%24.11%
EnsuroEthereum1.04MUSDC0%20.1%20.8%
AccountableMonad7.50MUSDC0.95%27.62%19.17%
Neutral-tradeSolana1.13MUSDC0%32.02%18.14%
AccountableMonad99.96MUSDC0.28%16.76%14.4%
AccountableEthereum1.01MUSDC1.25%14.68%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.08MUSDC0%12.88%12.9%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.49%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.57%11.58%
Nawa-protocolZIGChain3.52MUSDC0%8.81%11.32%
Ember-protocolSui1.41MUSDC0%9.59%11.27%
Ember-protocolSui6.89MUSDC0%9.46%10.96%
Midas-rwaEthereum1.74MUSDC0%11.16%10.89%
Harvest-financeBase1.93MUSDC0%11.38%10.64%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
Neutral-tradeSolana3.24MUSDC0%8.61%10.56%
Ember-protocolEthereum5.93MUSDC0%7.7%10.29%
AccountableEthereum3.93MUSDC9.86%22.85%10.24%
Midas-rwaEthereum71.94MUSDC0%10.24%10.23%
GoldfinchEthereum35.94MUSDC0%10.17%10.21%
AguaEthereum12.87MUSDC0%10%10%
Midas-rwaEthereum26.19MUSDC0%5.01%10%
Ember-protocolEthereum3.35MUSDC0%9.45%9.9%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.32%
Midas-rwaEthereum6.40MUSDC0%7.87%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.88%9.23%
Midas-rwaEthereum7.70MUSDC0%9.46%8.86%
LazyEthereum1MUSDC0%6.88%8.34%
LazyEthereum1MUSDC0%6.88%8.34%
Pareto-creditEthereum168.44MUSDC0%8.18%8.02%
Bitway-earnBSC24.89MUSDT0%8%8%
Ember-protocolSui9.30MUSDC4%12%8%
Ember-protocolEthereum16.89MUSDC0%6.94%7.6%
Centrifuge-protocolEthereum5.74MUSDC0%4.79%7.51%
YieldseekerBase1.23MUSDC0%8.97%7.46%
Moonwell-lendingBase1.35MUSDC0.06%6.99%7.31%
AccountableMonad1.18MUSDC0.5%7.73%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Midas-rwaEthereum2.50MUSDC0%7.49%7.12%
SymbiosisTron1.34MUSDT0%5.7%7.12%
SentoraEthereum46.72MUSDC0%6.8%7.07%
AvantisBase19.51MUSDC0%9.31%7.07%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Extra-finance-leverage-farmingBase3.35MUSDC0%6.9%6.98%
Midas-rwaEthereum6.68MUSDC0%7.48%6.98%
AccountableMonad9.95MUSDC0.47%8.65%6.93%
Midas-rwaEtherlink4.80MUSDC0%9.2%6.85%
Zerobase-cedefiBSC19.17MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Yo-protocolBase1.13MUSDC0%6.72%6.59%
Yearn-financeEthereum6.96MUSDC0%7.05%6.58%
LoopscaleSolana2.95MUSDC0.3%6.99%6.57%
Blend-pools-v2Stellar14.50MUSDC0%7.2%6.49%
Ember-protocolSui1.07MUSDC0%9.33%6.45%
Yearn-financeEthereum8.95MUSDC0%5.92%6.37%
Yearn-financeEthereum1.19MUSDC0%6.29%6.28%
Fusion-by-iporEthereum1.19MUSDC0%5.55%6.18%
Kamino-lendSolana5.25MUSDC0%6.79%6.13%
Ember-protocolSui1.16MUSDC5.11%11.44%6.01%
Midas-rwaEthereum38.42MUSDC0%9.26%5.75%
Hyperlend-pooledHyperliquid L113.41MUSDC0%7.29%5.74%
Harmonix-financeHyperliquid L117.77MUSDC0%6.9%5.73%
Kamino-lendSolana1.93MUSDC0%4.92%5.68%
SymbiosisEthereum1.25MUSDC0%4.7%5.57%
AutofinanceBase4.80MUSDC2.74%8.06%5.51%
Centrifuge-protocolAvalanche261.26MUSDC0%4.79%5.49%
Centrifuge-protocolBase50.38MUSDC0%4.79%5.49%
Storm-tradeTON3.09MUSDT0%5.66%5.48%
Harvest-financeEthereum1.15MUSDC0%6.53%5.47%
Fluid-lendingEthereum150.15MUSDC0%5.22%5.31%
Fluid-lendingBase9.16MUSDC0%5.29%5.31%
Fluid-lendingEthereum8.88MUSDC0%5.22%5.31%
Neutral-tradeSolana2.64MUSDC0%4.65%5.19%
AutofinanceEthereum7.10MUSDC0.61%6.13%5.07%
Yearn-financeBase1.82MUSDC0%4.93%4.93%
Fluid-lendingArbitrum39.89MUSDC0%5.04%4.78%
SymbioticEthereum1.55MUSDC0%4.53%4.74%
Navi-lendingSui7.39MUSDC0.46%5.38%4.7%
Lista-lendingBSC2.04MUSDT4.71%6.79%4.68%
Benqi-lendingAvalanche3.06MUSDC0%4.14%4.64%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.53MUSDC0%4.35%4.37%
Alchemix-v3Ethereum7.54MUSDC0%4.53%4.34%
ExactlyOP Mainnet1.53MUSDC0%4.28%4.31%
DolomiteArbitrum1.38MUSDC0%4.39%4.31%
Ember-protocolSui1.89MUSDC0%5.79%4.27%
ExactlyOP Mainnet1.53MUSDC0%4.22%4.26%
Kamino-lendSolana1.42MUSDC0%4.53%4.25%
ExactlyOP Mainnet1.53MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.53MUSDC0%4.13%4.2%
Kamino-lendSolana12.41MUSDC0%4.1%4.2%
ExactlyOP Mainnet1.53MUSDC0%4.09%4.14%
Fluid-lendingEthereum135.91MUSDT0%4.4%4.11%
MapleEthereum0.94BUSDT0%4.22%4.08%
ExactlyOP Mainnet1.53MUSDC0%3.84%4.05%
ExactlyOP Mainnet1.53MUSDC0%4.09%4.03%
Ember-protocolSui1.19MUSDC0%3.46%4.02%
Centrifuge-protocolPlume Mainnet20.72MUSDC0%1.95%4.02%
Centrifuge-protocolMonad10.04MUSDC0%1.89%4.02%
TermmaxEthereum3.35MUSDC0%3.89%4.02%
Euler-v2Monad1.42MUSDC1.25%10.2%3.96%
Jupiter-lendSolana429.94MUSDC0.7%4.96%3.94%
Yo-protocolBase9.62MUSDC0%4.24%3.92%
Yo-protocolEthereum1.52MUSDC0%4.24%3.92%
Native-credit-poolEthereum2.24MUSDC0%4.3%3.85%
AmpleBase4.41MUSDC0%4.04%3.84%
Midas-rwaEthereum3.50MUSDC0%5.19%3.78%
Aave-v3Polygon1.12MDAI0%3.98%3.75%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.53MUSDC0%3.54%3.7%
Centrifuge-protocolMonad4.54MUSDC0%3.62%3.64%
Centrifuge-protocolPharos4.35MUSDC0%3.62%3.64%
Yearn-financeEthereum2.42MUSDC0%3.51%3.6%
Aave-v3Base19.18MUSDC0%3.39%3.57%
Gami-labsBase3.02MUSDC0%2.66%3.55%
Spectra-metavaultsBase3.02MUSDC0%2.66%3.55%
Spark-savingsEthereum270.62MUSDC0%3.53%3.52%
Spark-savingsAvalanche12.02MUSDC0%3.53%3.52%
SparklendEthereum1.74MUSDC0%3.5%3.47%
Jupiter-lendSolana18.10MUSDT0%3.31%3.41%
Yearn-financeEthereum25.75MUSDC0%3.29%3.31%
Aave-v3Ethereum176.31MUSDC0%3.71%3.31%
Aave-v3Ethereum65.83MUSDC1.48%5.74%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum7.44MUSDT0%3.18%3.25%
DolomiteEthereum30.29MUSDC4.39%7.48%3.24%
Compound-v3Ethereum35.77MUSDC0.09%3.55%3.22%
Aave-v3Avalanche6.07MUSDC0%3.75%3.22%
Midas-rwaEthereum64.86MUSDC0%3.15%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.16%3.21%
Aave-v3Avalanche2.85MUSDT0%3.08%3.18%
Euler-v2Ethereum6.83MUSDC0%3.12%3.14%
Yearn-financeEthereum7.73MDAI0%3%3.13%
Aave-v3BSC1.76MUSDC0%2.87%3.09%
Aave-v3Monad15.87MUSDC2.08%6.88%3.09%
Kamino-lendSolana1.39MUSDC0%4.83%3.06%
Kamino-lendSolana2.51MUSDT0%3.43%3.06%
Spark-savingsEthereum373.15MUSDT0%2.8%3%
Aave-v3OP Mainnet1.55MUSDC0%3.09%2.99%
Aave-v4Ethereum1.27MUSDC0%3.68%2.98%
Native-credit-poolEthereum1.80MUSDT0%3.09%2.94%
Gains-networkArbitrum5.39MUSDC0%4.55%2.94%
Native-credit-poolBSC5.07MUSDT0%3.53%2.92%
Aave-v3Ethereum410.25MUSDT0%2.75%2.9%
Aave-v3Ethereum74.79MUSDT1.36%4.99%2.9%
Euler-v2Ethereum7.22MUSDC0%4.44%2.89%
Ember-protocolEthereum2.03MUSDC0%2.01%2.89%
Compound-v3Ethereum37.64MUSDT0.1%3.12%2.87%
Aave-v3Polygon12.36MUSDC0%2.76%2.86%
CurvanceMonad1.44MUSDC2.7%5.22%2.81%
Echelon-marketAptos1.14MUSDC1.49%3.82%2.78%
Compound-v3Arbitrum3.63MUSDC0%2.72%2.74%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
Aave-v3Ethereum1.54MUSDC0%2.13%2.66%
SparklendEthereum63.86MUSDT0%3.71%2.62%
Benqi-lendingAvalanche1.74MUSDT0%2.61%2.61%
Venus-core-poolBSC15.05MUSDC0%2.69%2.52%
Aave-v3Arbitrum37.48MUSDC0%2.54%2.43%
Scallop-lendSui1.32MUSDC0%2.76%2.32%
Aave-v4Ethereum3.80MUSDT0%2.73%2.31%
SaveSolana6.39MUSDC0%2.39%2.29%
Aave-v3Ethereum34.26MDAI0%3.37%2.28%
Justlend-v1Tron76.76MUSDT0%2.77%2.23%
CurrentSui7.68MUSDC6.37%9.25%2.22%
SparklendEthereum114.42MDAI0%2.2%2.17%
Aave-v3Arbitrum1.01MDAI0%1.94%2.15%
Aave-v3BSC16.87MUSDT0%2.2%2.07%
Kamino-lendSolana1.07MUSDC0%1.42%2.04%
NeverlandMonad1.51MUSDC8.41%5.88%2.01%
Venus-core-poolBSC85.45MUSDT0%2.16%2%
Compound-v3Arbitrum8.87MUSDT0%1.95%1.97%
Aave-v3Sonic1.18MUSDC0%1.94%1.88%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-core-poolBSC1.01MDAI0%1.8%1.84%
Lista-lendingBSC4MUSDT0%3.57%1.75%
Venus-fluxBSC2.12MUSDT0%2.59%1.61%
Centrifuge-protocolEthereum1.67MUSDC0%0.63%1.61%
TydroInk7.11MUSDC0%1.7%1.5%
SaveSolana2.26MUSDT0%1.41%1.44%
Aave-v4Ethereum1.23MUSDC0%1.47%1.41%
Kamino-lendSolana1.36MUSDC0%4.51%1.14%
ExactlyOP Mainnet1.53MUSDC0%0.98%1.01%
Lista-lendingBSC4.09MUSDT0%2.6%0.94%
Aave-v4Ethereum1.60MUSDT0%1.33%0.87%
Zest-v2Stacks10.08MUSDC0%0.49%0.58%
Lista-lendingEthereum2.87MUSDC6.18%6.23%0.46%
Lista-lendingEthereum2.95MUSDT3.79%5.69%0.19%
TectonicCronos44.93MUSDT0%0.15%0.15%
TectonicCronos54.18MUSDC0%0.12%0.12%
Aave-v4Avalanche5.05MUSDC0%0.55%0.1%
AcrossEthereum1.58MUSDT1.24%1.5%0.07%
CredixSolana13.48MUSDC0%0.08%0.04%
AcrossEthereum1.09MUSDC4.16%4.63%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105.3M3.54%
Avalanche7292M3.25%
Base16135.5M5.79%
BSC14184.6M3.34%
Ethereum813.7B5.64%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.8M18.06%
Solana19510.8M11.19%
TON13.1M5.48%
zkSync Era000%