Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/09/2026 02:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Gains-networkArbitrum4.52MUSDC0%31.89%67.23%
Neutral-tradeSolana2.28MUSDC0%32.37%60.2%
Ember-protocolSui8.36MUSDC0%4.68%26.48%
Harvest-financeBase1.85MUSDC0%45.85%24.06%
EnsuroEthereum1.31MUSDC0%20.68%23.48%
AccountableEthereum2.30MUSDC16.15%37.05%19.44%
VerantaBase9.78MUSDC0%16.14%18.34%
Ember-protocolEthereum6.34MUSDC0%10.31%15.65%
Neutral-tradeSolana4.07MUSDC0%11.02%14.27%
AccountableEthereum1.05MUSDC0.75%14.9%14.25%
Ember-protocolEthereum1.64MUSDC0%29.53%12.93%
Ember-protocolEthereum3.90MUSDC0%12.95%12.9%
Aave-v3Ethereum57.63MUSDC1.69%5.6%12.82%
Aave-v3Ethereum1.99MUSDC0%4.02%12.82%
Lista-lendingBSC1.67MUSDT0%6.54%12.38%
AccountableEthereum10.88MUSDC0%12.42%12.13%
AccountableMonad5.44MUSDC0.5%12.09%11.64%
Midas-rwaEthereum1.70MUSDC0%8.24%11.42%
AccountableMonad74.99MUSDC0.38%11.66%11.4%
Neutral-tradeSolana2.41MUSDC0%14.7%11.24%
AccountableEthereum3.39MUSDC0%12.24%11.02%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Ember-protocolSui9.16MUSDC0%10.14%10.29%
AguaEthereum6.98MUSDC0%10%10%
Ember-protocolEthereum3.55MUSDC0%9.58%9.78%
Pareto-creditEthereum2.19MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.44MUSDC0%8.53%8.8%
Ember-protocolEthereum17.72MUSDC0%11.77%8.68%
Neutral-tradeSolana1.35MUSDC0%9.68%8.06%
Bitway-earnBSC23.24MUSDT0%8%8%
Ember-protocolSui8.79MUSDC4%12%8%
Euler-v2Monad5.77MUSDC1.25%7.93%7.98%
Pareto-creditEthereum155.33MUSDC0%7.83%7.82%
Midas-rwaEthereum65.62MUSDC0%7.53%7.73%
Sentora-curatorEthereum94.44MUSDC0%7.27%7.73%
Bitway-earnBSC6.46MUSDT0%7.5%7.5%
Blend-pools-v2Stellar10.50MUSDC0%7.58%7.3%
Centrifuge-protocolMonad10.07MUSDC0%1.84%7.25%
AccountableMonad7.50MUSDC1.27%16.38%7.06%
AccountableMonad2.34MUSDC0.5%7.31%7.03%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Rhea-lendNear2.02MUSDT0%9.16%6.94%
Yearn-financeEthereum7.58MUSDC0%6.83%6.86%
Harvest-financeEthereum1.16MUSDC0%8.34%6.82%
Zerobase-cedefiBSC18.15MUSDT2%8.76%6.76%
Midas-rwaEthereum3.23MUSDC0%6.93%6.76%
Midas-rwaEthereum2.52MUSDC0%6.93%6.76%
Zerobase-cedefiBSC2.17MUSDC2%8.76%6.76%
Pareto-creditEthereum22.06MUSDC0%6.76%6.62%
Midas-rwaEthereum26.25MUSDC0%7.39%6.48%
Midas-rwaEthereum31.42MUSDC0%6.38%6.47%
Benqi-lendingAvalanche1.47MUSDC0%5.63%6.43%
LoopscaleSolana2.98MUSDC0.33%7.06%6.39%
Harvest-financeBase1.08MUSDC0%7.32%6.36%
Aave-v3Avalanche4.55MUSDC0%4.65%6.29%
Yearn-financeEthereum11.88MUSDC0%6.53%6.27%
Midas-rwaBase41.92MUSDC0%1.81%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%1.85%6.2%
Harmonix-financeHyperliquid L120.37MUSDC0%6.86%6.14%
Kamino-lendSolana7.25MUSDC0%6.86%6.13%
Midas-rwaEthereum67.73MUSDC0%6.8%6.1%
Extra-finance-leverage-farmingBase3.83MUSDC0%6.31%6%
AutofinanceBase3.62MUSDC5.66%10.16%5.33%
Alchemix-v3Ethereum7.81MUSDC0%5.51%5.29%
AccountableMonad7.42MUSDC0.5%5.97%5.23%
Fusion-by-iporEthereum1.28MUSDC0%6.38%5.11%
Centrifuge-protocolEthereum2.28MUSDT0%3.5%5.05%
AutofinanceEthereum7.63MUSDC1.16%6.15%4.96%
MapleEthereum631.06MUSDT0%4.74%4.95%
Native-credit-poolEthereum1.09MUSDC0%4.93%4.93%
Midas-rwaEtherlink4.94MUSDC0%6.42%4.89%
Storm-tradeTON2.74MUSDT0%5.18%4.82%
Midas-rwaEthereum6.43MUSDC0%3.94%4.74%
Midas-rwaEtherlink1.12MUSDC0%3.91%4.74%
Kamino-lendSolana2.20MUSDC0%5.22%4.7%
Yearn-financeBase1.53MUSDC0%4.98%4.6%
Fusion-by-iporBase2.93MUSDC0%6.58%4.58%
Fluid-lendingEthereum131.42MUSDC0%4.59%4.55%
Midas-rwaEthereum7.39MUSDC0%7.2%4.48%
Navi-lendingSui11.05MUSDC0.62%5.19%4.45%
Flux-financeEthereum1.94MUSDT0%4.45%4.44%
Yo-protocolBase8.10MUSDC0%4.22%4.4%
Yo-protocolEthereum1.35MUSDC0%4.23%4.4%
Kamino-lendSolana3.46MUSDC0%5%4.4%
ExactlyOP Mainnet1.55MUSDC0%4.38%4.38%
Kamino-lendSolana1.47MUSDC0%4.3%4.38%
Kamino-lendSolana11.50MUSDC0%4.27%4.38%
ExactlyOP Mainnet1.55MUSDC0%4.32%4.34%
ExactlyOP Mainnet1.55MUSDC0%4.33%4.32%
ExactlyOP Mainnet1.55MUSDC0%4.26%4.29%
CurvanceMonad3.13MUSDC1.8%5.78%4.27%
ExactlyOP Mainnet1.55MUSDC0%4.17%4.23%
Kamino-lendSolana1.15MUSDC0%4.18%4.22%
TydroInk17.17MUSDC0%4.02%4.22%
Fusion-by-iporBase1.08MUSDC1.8%6.75%4.21%
ExactlyOP Mainnet1.55MUSDC0%4.11%4.19%
Fluid-lendingArbitrum64.28MUSDC0%4.08%4.19%
Aave-v3BSC1.19MUSDC0%3.21%4.17%
ExactlyOP Mainnet1.55MUSDC0%4.19%4.16%
Ember-protocolEthereum2.04MUSDC0%4.35%4.16%
Flux-financeEthereum1.57MUSDC0%3.95%4.15%
Aave-v3Monad11.40MUSDC1.89%6%4.14%
Aave-v4Ethereum2.84MUSDC0%4.71%4.12%
Yearn-financeEthereum2.39MUSDC0%3.96%4.1%
ExactlyOP Mainnet1.55MUSDC0%3.91%4.08%
Fluid-lendingEthereum133.20MUSDT0%4.62%4.04%
Compound-v3Ethereum37.47MUSDC0%4.68%3.91%
Venus-core-poolBSC7.78MUSDC0%3.22%3.84%
Aave-v3Base17.99MUSDC0%3.74%3.83%
ExactlyOP Mainnet1.55MUSDC0%1.74%3.81%
Centrifuge-protocolMonad4.56MUSDC0%2.84%3.79%
Centrifuge-protocolAvalanche262.76MUSDC0%5.02%3.75%
Centrifuge-protocolBase22.66MUSDC0%5.03%3.75%
Centrifuge-protocolBSC1.02MUSDC0%5.02%3.75%
Centrifuge-protocolEthereum9.30MUSDC0%5%3.75%
Hyperlend-pooledHyperliquid L18.52MUSDC0%4.97%3.73%
Kamino-lendSolana1.89MUSDT0%3.55%3.64%
Yearn-financeEthereum19.58MUSDC0%3.72%3.63%
Aave-v3Ethereum231.03MUSDT0%3.58%3.61%
Aave-v3Ethereum64.96MUSDT1.57%5.05%3.61%
Spark-savingsEthereum305.48MUSDC0%3.59%3.6%
Spark-savingsAvalanche8.94MUSDC0%3.59%3.6%
Spark-savingsEthereum397.68MUSDT0%3.4%3.5%
Rhea-lendNear2.49MUSDC0%8.27%3.49%
SymbiosisEthereum1.17MUSDC0%4.79%3.46%
Aave-v3Ethereum10.47MDAI0%3.08%3.45%
Midas-rwaEthereum72.83MUSDC0%3.43%3.42%
Midas-rwaEtherlink1.22MUSDC0%3.43%3.42%
SparklendEthereum15.89MUSDT0%3.3%3.39%
SparklendEthereum3.96MUSDC0%3.43%3.39%
DolomiteArbitrum1.78MUSDC0%4.3%3.39%
Yearn-financeEthereum5.74MUSDT0%3.3%3.34%
Aave-v3Xlayer1.34MUSDC0%2.82%3.32%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Venus-core-poolBSC47MUSDT0%2.88%3.28%
Centrifuge-protocolBase7.14MUSDC0%3.85%3.25%
Centrifuge-protocolPharos4.41MUSDC0%3.13%3.25%
Centrifuge-protocolBSC1.01MUSDC0%3.13%3.25%
Centrifuge-protocolBSC1.01MUSDC0%3.13%3.25%
Yearn-financeEthereum1.11MUSDC0%3.44%3.24%
Aave-v3Polygon10.34MUSDC0%3.01%3.24%
DolomiteEthereum31.86MUSDC3.83%7.33%3.2%
Aave-v4Ethereum2.16MUSDT0%4.08%3.15%
Native-credit-poolBSC1.43MUSDT0%3.14%3.14%
Aave-v3Avalanche4.72MUSDT0%4.13%3.06%
Compound-v3Ethereum25.63MUSDT0%3.03%3.06%
Fluid-lendingBase14.29MUSDC5.67%5.4%3.05%
Aave-v3Arbitrum23.43MUSDC0%2.88%3.03%
Compound-v3Arbitrum2.33MUSDC0%2.89%3.03%
SaveSolana5.40MUSDC0%3.08%2.88%
Yearn-financeEthereum7.37MDAI0%3.12%2.82%
Aave-v3OP Mainnet1.86MUSDC0%2.65%2.78%
SparklendEthereum85.79MDAI0%2.49%2.71%
Lista-lendingBSC2.70MUSDT0%3.26%2.66%
Spectra-metavaultsBase3.03MUSDC0%2.91%2.61%
Gami-labsBase3.03MUSDC0%2.86%2.61%
Aave-v3BSC15.30MUSDT0%2.77%2.58%
Compound-v3Arbitrum4.26MUSDT0%2.58%2.57%
Lista-lendingBSC1.37MUSDT0%3.06%2.51%
Kamino-lendSolana1.91MUSDC0%1.64%2.39%
Venus-fluxBSC1.62MUSDT0%2.71%2.36%
Justlend-v1Tron90.67MUSDT0%2.25%2%
SaveSolana2.29MUSDT0%1.81%1.83%
CurrentSui22.50MUSDC6.25%8.9%1.72%
ExactlyOP Mainnet1.55MUSDC0%0.96%1.15%
Echelon-marketAptos1.83MUSDC4.61%4.17%1.14%
Lista-lendingEthereum5.76MUSDC4.66%7.12%1.13%
Lista-lendingEthereum4.07MUSDT4.38%6.22%1.12%
Aave-v4Avalanche5.89MUSDC4.28%5.27%0.84%
AcrossEthereum1.12MUSDT3.04%2.28%0.77%
TectonicCronos1.33MUSDC0.03%0.51%0.48%
AcrossEthereum1.10MUSDC4.48%4.49%0.18%
Aave-v4Avalanche6.06MUSDT6.58%6.6%0.13%
CredixSolana13.41MUSDC0%0.06%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7108.2M12.92%
Avalanche7294.4M3.44%
Base17154.4M6.48%
BSC16133.1M4.76%
Ethereum682.9B6.43%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.3M3.24%
Solana1665M8.7%
TON12.7M4.82%
zkSync Era000%