Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.58% on Mar 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/03/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.02%
Bracket-vaultsEthereum3.29MUSDC0%13.68%13.02%
AvantisBase82.97MUSDC0%11.01%10.37%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AbyssSui1.89MUSDC0%8.9%9.37%
Blend-pools-v2Stellar10.05MUSDC0%10.16%9.25%
Fusion-by-iporEthereum3.76MUSDT0%7.39%8.42%
Zerobase-cedefiBSC23.23MUSDT2%9.76%7.76%
Gains-networkArbitrum13.08MUSDC0%8.32%7.72%
Woofi-earnArbitrum1.26MUSDC0%7.12%7.34%
Euler-v2Avalanche4.27MUSDC0%6.01%7.12%
WasabiSolana1.66MUSDC0%5.9%7.11%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBSC1.20MUSDC2%9%7%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
LoopscaleSolana1.59MUSDC1.26%7.17%6.6%
Storm-tradeTon4.16MUSDT0%3.22%5.88%
Gains-networkBase1.90MUSDC0%5.72%5.69%
DeltaprimeAvalanche1.10MUSDC0%5.94%5.62%
DeltaprimeAvalanche1.10MUSDC0%5.94%5.62%
AutofinanceEthereum21.82MUSDC0.37%6.78%5.62%
LiqwidCardano2.18MUSDC1.58%6.78%5.52%
Extra-finance-leverage-farmingBase4.31MUSDC0%4.91%5.39%
Fusion-by-iporBase1.76MUSDC0%5.35%5.13%
Navi-lendingSui7.16MUSDC0.55%4.92%5.01%
Benqi-lendingAvalanche1.16MUSDT0%4.08%4.9%
Yo-protocolBase31.48MUSDC12%20.27%4.9%
AutofinanceEthereum8.72MUSDC0%0.51%4.75%
Fusion-by-iporEthereum5.82MUSDC0%2.8%4.75%
AutofinanceArbitrum1.34MUSDC1.79%6.25%4.71%
Harvest-financeBase4.03MUSDC0%5.88%4.64%
Flux-financeEthereum1.75MUSDT0%4.6%4.54%
Euler-v2Ethereum40.18MUSDC0%4.64%4.35%
Echelon-marketAptos8.05MUSDC0%4.58%4.28%
ExactlyOptimism1.70MUSDC0%4.25%4.27%
Yearn-financeEthereum7.05MUSDT0%4.42%4.26%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.19%
Scallop-lendSui2.21MUSDC0%4.88%4.19%
ExactlyOptimism1.70MUSDC0%4.13%4.17%
MapleEthereum1.59BUSDT0%4.2%4.17%
Hyperlend-pooledHyperliquid L125.07MUSDC0%4.97%4.15%
SparklendEthereum2.06MUSDC0%3.16%4.14%
AutofinanceBase16.06MUSDC1.3%6.28%4.12%
ExactlyOptimism1.70MUSDC0%4.06%4.1%
DolomiteEthereum14.92MUSDC0%4.68%4.09%
ExactlyOptimism1.70MUSDC0%3.95%4%
LoopscaleSolana7.47MUSDC0%3.63%3.99%
ExactlyOptimism1.70MUSDC0%3.8%3.97%
Benqi-lendingAvalanche5.82MUSDC0%3.18%3.95%
NeverlandMonad8.58MUSDC7.94%12.12%3.93%
ExactlyOptimism1.70MUSDC0%4.04%3.9%
WasabiBase5.37MUSDC0%5.2%3.88%
SymbiosisEthereum1.43MUSDC0%4.76%3.79%
Spark-savingsAvalanche182.07MUSDC0%3.99%3.75%
Spark-savingsEthereum393.26MUSDC0%3.99%3.75%
DolomiteArbitrum2.23MUSDC0%3.15%3.73%
ExactlyOptimism1.70MUSDC0%2.39%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum526M6.1%
Avalanche7198.5M8.86%
Base8147.9M5.52%
BSC224.4M7.38%
Ethereum162.2B5.68%
Hyperliquid000%
Mantle000%
Optimism813.6M4.03%
Polygon000%
Solana310.7M5.9%
TON14.2M5.88%
zkSync Era000%