Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/05/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%139.34%17.93%
Canto-lendingCanto1.35MUSDC0%13.14%13.34%
Ember-protocolEthereum43.63MUSDC0%17.43%12.52%
AvantisBase45.02MUSDC0%10.2%11.32%
BitwayBSC20.28MUSDT0%10.59%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.81%10.49%
Ember-protocolSui1.13MUSDC0%7.25%10.47%
Fusion-by-iporEthereum1.35MUSDC0%4.93%10%
Ember-protocolSui1.47MUSDC0%10.01%10%
GoldfinchEthereum37.25MUSDC0%10.05%9.98%
Harmonix-financeHyperliquid L115.01MUSDC0%10.14%9.91%
AutofinanceEthereum2.03MUSDC0%9.09%9.37%
YieldseekerBase1.36MUSDC0%8.99%8.89%
Harvest-financeBase1.90MUSDC0%9.21%8.78%
Blend-pools-v2Stellar10.91MUSDC0%8.8%8.39%
Ember-protocolSui5.51MUSDC4%12%8%
SymbiosisEthereum1.33MUSDC0%6.65%7.95%
SymbiosisTron1.26MUSDT0%7.21%7.54%
LoopscaleSolana1.72MUSDC0.66%8.1%7.15%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Ember-protocolEthereum4.65MUSDC0%6.97%6.83%
DeltaprimeAvalanche1.04MUSDC0%6.25%6.8%
DeltaprimeAvalanche1.04MUSDC0%6.25%6.8%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.38MUSDT2%8.76%6.76%
Ember-protocolSui1.81MUSDC0%9.4%6.57%
Extra-finance-leverage-farmingBase3.55MUSDC0%6.04%6.54%
TydroInk1.43MUSDC0%2.63%6.53%
Gains-networkArbitrum5.15MUSDC0%6.57%6.53%
Ember-protocolSui2.82MUSDC0%7.48%6.51%
Benqi-lendingAvalanche2.34MUSDC0%7.44%6.43%
Harvest-financeEthereum1.09MUSDC0%4.56%5.99%
Storm-tradeTON3.67MUSDT0%6.27%5.77%
LoopscaleSolana1.22MUSDC0%5.53%5.46%
Ember-protocolSui1.18MUSDC0%9.54%5.42%
Scallop-lendSui1.18MUSDC0%5.3%5.33%
Aave-v3Avalanche5.96MUSDC0%5.88%5.31%
Fluid-lendingBase12.41MUSDC0%5.62%5.23%
Yearn-financeEthereum10.73MUSDC0%5.17%5.12%
AutofinanceBase7.75MUSDC3.13%8.66%5%
Aave-v3Avalanche2.57MUSDT0%6.49%4.89%
Yearn-financeEthereum3.39MUSDC0%5.69%4.87%
Ember-protocolSui1.69MUSDC8.44%13.47%4.86%
Benqi-lendingAvalanche1.15MUSDT0%6.06%4.83%
Fluid-lendingArbitrum47.63MUSDC0%5.49%4.77%
Flux-financeEthereum1.69MUSDT0%4.58%4.59%
AmpleBase4.34MUSDC0%4.67%4.43%
Folks-finance-lendingAlgorand1.41MUSDC0%4.46%4.41%
DolomiteArbitrum1.48MUSDC0%4.92%4.37%
Yo-protocolBase15.42MUSDC0%3.98%4.35%
Yo-protocolEthereum3.35MUSDC0%3.99%4.35%
TermmaxBase1.25MUSDC0%2.8%4.34%
Navi-lendingSui5.88MUSDC0.62%4.85%4.32%
AutofinanceEthereum7.72MUSDC0.67%5.35%4.31%
Hyperlend-pooledHyperliquid L118.57MUSDC0%5.36%4.2%
MapleEthereum0.92BUSDT0%4.46%4.19%
TermmaxEthereum2.01MUSDC0%3.58%4.18%
Kamino-lendSolana7.81MUSDC0%5.47%4.18%
TermmaxEthereum7.31MUSDC0%2.43%4.17%
ExactlyOP Mainnet1.58MUSDC0%4.1%4.17%
Gains-networkBase2.19MUSDC0%2.84%4.16%
ExactlyOP Mainnet1.58MUSDC0%4.07%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.62%4.11%
Euler-v2Monad2.38MUSDC0%7.65%4.11%
Moonwell-lendingBase1.64MUSDC1.32%5%4.1%
ExactlyOP Mainnet1.58MUSDC0%3.99%4.06%
SparklendEthereum3.66MUSDC0%4.16%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.9%3.98%
ExactlyOP Mainnet1.58MUSDC0%3.85%3.98%
ExactlyOP Mainnet1.58MUSDC0%3.88%3.96%
ExactlyOP Mainnet1.58MUSDC0%3.88%3.96%
ExactlyOP Mainnet1.58MUSDC0%3.86%3.95%
Jupiter-lendSolana438.63MUSDC1.11%4.56%3.95%
ExactlyOP Mainnet1.58MUSDC0%4.03%3.94%
Yearn-financeEthereum2.68MUSDC0%3.37%3.86%
Venus-fluxBSC10.95MUSDT0%4.02%3.84%
Fluid-lendingEthereum203.53MUSDC0.96%4.71%3.79%
ExactlyOP Mainnet1.58MUSDC0%0.58%3.75%
NeverlandMonad15.75MUSDC4.39%8.51%3.7%
Flux-financeEthereum2.69MUSDC0%3.68%3.68%
Spark-savingsAvalanche27.42MUSDC0%3.65%3.65%
Spark-savingsEthereum396.44MUSDC0%3.65%3.65%
Compound-v3Ethereum32.92MUSDC0.12%3.34%3.59%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.2M5.67%
Avalanche741.5M5.53%
Base1298.7M7.09%
BSC457.6M6.97%
Ethereum241.7B5.94%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4449.4M5.18%
TON13.7M5.77%
zkSync Era000%