Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.22% on Feb 05 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/02/2025 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon14.16MUSDT0%27.2%50.18%
Synthetix-v3Base6.99MUSDC89.42%47.49%35.06%
KiloexOp_bnb6.52MUSDT0%19.19%34.02%
Harmonix-financeArbitrum3.50MUSDC0%30.65%22.89%
VaultkaSolana1.10MUSDC0%19.21%21.88%
DeltaprimeArbitrum1.60MUSDC0%22.12%20.98%
DeltaprimeAvalanche2.46MUSDC0%19.71%20.57%
Gains-networkBase2.38MUSDC0%19.87%19.43%
Nx-financeSolana3.13MUSDC0%18.03%15.21%
Scrub-investKava1.35MUSDT0%15.66%14.33%
Gains-networkArbitrum10.71MUSDC0%18.03%13.97%
Hatom-lendingMultiversX1.05MUSDC0.37%23.2%13.6%
Colend-protocolCore1.91MUSDT0%20.43%13.33%
Ipor-derivativesBase1.05MUSDC0.12%13.46%13.25%
FranciumSolana2.44MUSDC0%13.15%13.15%
Yearn-financeEthereum3.31MUSDC0%12.44%11.87%
Yearn-financeEthereum2.77MDAI0%12.42%11.87%
Ipor-derivativesEthereum2.02MUSDC0.15%14.94%11.74%
Ipor-fusionEthereum4.61MUSDC0%15.81%11.59%
SparkEthereum125.43MDAI0%10.9%10.71%
Yearn-financeEthereum1.03MDAI0.17%22.01%10.44%
Yearn-financeEthereum1.03MDAI0.17%22.01%10.44%
Yearn-financeEthereum2.77MDAI2.73%11.72%9.61%
Yearn-financeEthereum16.17MDAI0%10.48%9.57%
GoldfinchEthereum42.70MUSDC0%9.48%9.55%
Harvest-financeBase2.01MUSDC0%11.54%9.31%
DolomiteArbitrum1.03MUSDC0%16.54%9.06%
AvantisBase7.30MUSDC0%5.16%9.04%
Ipor-fusionBase1.36MUSDC0%11.48%8.96%
Extra-finance-leverage-farmingBase10.02MUSDC0.64%13.03%8.82%
Compound-v2Ethereum20.46MUSDT0%9.71%8.75%
Morpho-aaveEthereum2.22MUSDT0%56.53%8.44%
GearboxEthereum2.30MUSDC0.7%8.9%8.31%
SandclockEthereum1.11MUSDC15%24.18%8.13%
Mars-lendOsmosis3.11MUSDC0%13.14%7.87%
Seamless-protocolBase1.44MUSDC0.34%11.97%7.75%
SaveSolana1.30MUSDC0%12.3%7.64%
Yield-yak-aggregatorAvalanche1.40MUSDT0%9.56%7.57%
Harvest-financeEthereum1.12MUSDC0%9.76%7.55%
Kamino-lendSolana4.31MUSDT0%6.56%7.52%
VesperEthereum2.15MUSDC0%16.26%7.5%
Yield-yak-aggregatorAvalanche1.21MUSDC0%10.25%7.44%
Venus-core-poolBSC1.18MDAI0%8.81%7.36%
AvantisBase4.53MUSDC0%4.32%7.26%
Yearn-financeEthereum6.81MUSDC0.27%9.61%7.21%
Polynomial-liquidityPolynomial3.13MUSDC6.58%15.43%7.2%
Woofi-earnAvalanche1.45MUSDC1.42%10.94%7.06%
Navi-lendingSui4.01MUSDT0%9.6%7.05%
Aave-v3Ethereum24.63MDAI0%6.53%6.82%
Venus-core-poolBSC111.56MUSDT0%8.4%6.8%
Fluid-lendingEthereum213.07MUSDT2.86%10.39%6.76%
Yearn-financeEthereum10.36MUSDC0%7.96%6.76%
Compound-v2Ethereum6.07MUSDC0%7.1%6.75%
Aave-v3Scroll2.29MUSDC0%8.74%6.62%
GearboxEthereum1.16MUSDT1.37%10.04%6.6%
Kamino-lendSolana35.65MUSDC0%6.69%6.43%
Venus-core-poolBSC45.33MUSDC0%8.23%6.3%
Woofi-earnArbitrum1.40MUSDC0.83%9.46%6.22%
Compound-v3Arbitrum2.40MUSDT1.1%6.99%6.07%
Fluid-lendingEthereum237.22MUSDC2.56%10.96%6.07%
Extra-finance-leverage-farmingBase1.15MUSDC3.52%13.4%5.99%
Aave-v3Polygon17.57MUSDT0%7.47%5.98%
Compound-v3Base1.86MUSDC1.23%9.21%5.96%
Aave-v3Ethereum0.95BUSDT0%6.82%5.88%
SaveSolana11.64MUSDC0%6.65%5.85%
Aave-v3Ethereum1.57MUSDC0%7.48%5.85%
Yearn-financeEthereum3.43MUSDT0%6.79%5.83%
Aave-v3BSC10MUSDT0%6.7%5.77%
Navi-lendingSui20.37MUSDC0.6%11.19%5.73%
Yearn-financeEthereum1.30MUSDT0%8.29%5.69%
Benqi-lendingAvalanche10.04MUSDT2.47%9.6%5.67%
Scallop-lendSui3.82MUSDC0%10.71%5.53%
Yearn-financeEthereum5.99MUSDT0%6.65%5.53%
Morpho-aaveEthereum1.30MUSDC0%13.34%5.52%
Yearn-financeEthereum6.10MUSDT0%7.09%5.51%
Wing-financeBSC2.58MUSDC1.43%7.56%5.47%
Aave-v3BSC2.80MUSDC0%6.55%5.45%
SaveSolana3.72MUSDT0%7.4%5.39%
Extra-finance-leverage-farmingOptimism2.19MUSDC2.17%12.71%5.34%
Aave-v3Polygon17.61MUSDC0%7.46%5.33%
Nimbora-yieldStarknet1.50MUSDC4.31%14.24%5.32%
Aave-v3Optimism14.17MUSDC0%7.11%5.31%
AcrossEthereum5.70MDAI2.54%10.33%5.28%
Aave-v3Base60.56MUSDC0%7.12%5.23%
Benqi-lendingAvalanche19.12MUSDC1.66%10.22%5.2%
Aave-v3Polygon1.39MUSDC0%6.42%5.14%
Aave-v3Polygon2.40MDAI0%7.2%5.08%
Aave-v3Arbitrum2.85MDAI0%7.57%5.06%
Compound-v3Arbitrum3.22MUSDC1.09%7.95%5.05%
Aave-v3Optimism5.86MUSDT0%7.54%5.04%
Aave-v3Ethereum0.98BUSDC0%7.17%4.86%
Yearn-financeEthereum1.09MUSDC0%7.25%4.85%
Compound-v3Ethereum15.48MUSDT0.86%8.35%4.84%
Flux-financeEthereum1.34MUSDT0%4.78%4.78%
Compound-v3Ethereum65.49MUSDC0.25%7.37%4.72%
MoonwellBase7.31MUSDC2.03%11.34%4.69%
Aave-v3Arbitrum121.19MUSDC0%6.8%4.6%
KiloexBase2.11MUSDC0%21.88%4.55%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum9147.9M10.43%
Avalanche635.7M8.92%
Base14110.1M10.38%
BSC6173.4M6.19%
Ethereum362.8B7.56%
Mantle000%
Optimism322.2M5.23%
Polygon439M5.38%
Solana863.3M10.38%
TON114.2M50.18%
zkSync Era000%