Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/04/2026 12:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.85%12.9%
YieldseekerBase1.27MUSDC0%10.22%11.44%
Bracket-vaultsEthereum2.71MUSDC0%11.74%11.19%
BitwayBSC13.64MUSDT0%11.3%11%
AbyssSui1.89MUSDC0%8.84%10.71%
AutofinanceArbitrum3.55MUSDC1.25%10.21%10.59%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Aave-v3Ethereum6.70MDAI0%4.79%9.7%
Blend-pools-v2Stellar9.07MUSDC0%9.32%9.53%
AutofinanceEthereum4.38MUSDC0%6.55%9.43%
Gains-networkArbitrum5.65MUSDC0%6.79%8.79%
AvantisBase49.83MUSDC0%9.9%8.69%
Aave-v3Arbitrum6.93MUSDC0%3.22%8.11%
Aave-v3Avalanche3.80MUSDC0%4.05%7.57%
LoopscaleSolana1.69MUSDC1.06%8.55%7.52%
SymbiosisEthereum1.15MUSDC0%7.13%7.18%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%4.69%7%
SymbiosisTron1.05MUSDT0%7.08%6.83%
SymbiosisTron1.05MUSDT0%7.08%6.83%
Zerobase-cedefiBSC1.87MUSDC2%8.78%6.76%
Zerobase-cedefiBSC24.19MUSDT2%8.83%6.76%
Harvest-financeBase1.97MUSDC0%6.53%6.5%
DeltaprimeAvalanche1.06MUSDC0%5.24%6.21%
Extra-finance-leverage-farmingBase3.76MUSDC0%5.41%6.14%
Aave-v3Ethereum105.93MUSDT0%4.14%6.01%
Fluid-lendingArbitrum32.93MUSDC1.02%6.08%6%
Hyperlend-pooledHyperliquid L18.12MUSDC0%4.29%5.69%
LoopscaleSolana1.33MUSDC0%5.28%5.49%
AutofinanceEthereum9.07MUSDC0.59%6.04%5.37%
Benqi-lendingAvalanche3.09MUSDC0%6.58%5.17%
AutofinanceBase5.69MUSDC3.79%7.59%5.07%
Aave-v3Ethereum123.92MUSDC0%4.25%4.78%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.65%
Fluid-lendingBase11MUSDC2.11%6.38%4.63%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
MapleEthereum873.33MUSDT0%4.01%4.46%
Harvest-financeEthereum1.08MUSDC0%2.74%4.45%
Wasabi-perpsBase2.19MUSDC0%4.65%4.44%
Folks-finance-lendingAlgorand1.44MUSDC0%3.73%4.27%
DolomiteEthereum14.56MUSDC5.4%6.28%4.16%
Euler-v2Ethereum33.38MUSDC0%3.87%4.15%
Yearn-financeEthereum7.44MUSDC0%4.15%4.11%
Kamino-lendSolana8.21MUSDC0%3.45%4.1%
SparklendEthereum2.98MUSDC0%4.09%4.03%
ExactlyOP Mainnet1.69MUSDC0%3.77%4%
ExactlyOP Mainnet1.69MUSDC0%3.32%3.99%
Yearn-financeEthereum8.56MDAI0%3.51%3.95%
ExactlyOP Mainnet1.69MUSDC0%3.6%3.93%
Fluid-lendingEthereum183.52MUSDC1.15%4.48%3.87%
Fluid-lendingEthereum6.82MUSDC0%3.44%3.87%
Yearn-financeEthereum1.17MUSDC0%3.3%3.86%
ExactlyOP Mainnet1.69MUSDC0%3.09%3.85%
Aave-v3Polygon1.16MDAI0%3.84%3.84%
NeverlandMonad15.74MUSDC4.39%8.25%3.78%
Fluid-lendingEthereum124.35MUSDT1.69%5.95%3.77%
Navi-lendingSui4.35MUSDC0.61%4.32%3.77%
Moonwell-lendingBase2.11MUSDC0%4.32%3.77%
Yo-protocolEthereum3.79MUSDC12%13.81%3.76%
Yo-protocolBase19.16MUSDC12%13.82%3.76%
ExactlyOP Mainnet1.69MUSDC0%3.84%3.74%
Aave-v3BSC4.87MUSDT0%2.21%3.74%
ExactlyOP Mainnet1.69MUSDC0%3.65%3.73%
Aave-v3Ethereum3.87MUSDC0%2.7%3.69%
ExactlyOP Mainnet1.69MUSDC0%4.01%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Lazy-summer-protocolBase1.70MUSDC0.84%3.86%3.68%
ExactlyOP Mainnet1.69MUSDC0%3.85%3.67%
Spark-savingsAvalanche36.34MUSDC0%3.73%3.65%
Spark-savingsEthereum521.94MUSDC0%3.73%3.65%
ExactlyOP Mainnet1.69MUSDC0%3.43%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum658.1M7.52%
Avalanche444.3M5.65%
Base1098.7M5.81%
BSC444.6M7.06%
Ethereum252.1B5.39%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.84%
Solana311.2M5.71%
TON14M7%
zkSync Era000%