Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/03/2026 09:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.02%
Bracket-vaultsEthereum3.29MUSDC0%13.67%12.98%
AvantisBase82.97MUSDC0%10.97%10.23%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AbyssSui1.90MUSDC0%8.92%9.47%
Blend-pools-v2Stellar10.11MUSDC0%10.14%9.21%
Zerobase-cedefiBSC23.72MUSDT2%9.76%7.76%
Gains-networkArbitrum13.07MUSDC0%8.2%7.04%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiBSC1.21MUSDC2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Fusion-by-iporEthereum5.82MUSDC0%2.88%6.61%
LoopscaleSolana1.68MUSDC1.26%7.21%6.59%
Fusion-by-iporEthereum3.77MUSDT0%7.39%6.56%
WasabiSolana1.66MUSDC0%5.81%6.1%
Storm-tradeTon4.16MUSDT0%3.07%5.93%
DeltaprimeAvalanche1.10MUSDC0%5.93%5.63%
Fusion-by-iporBase1.76MUSDC0%5.33%5.6%
LiqwidCardano2.18MUSDC1.58%6.72%5.53%
Extra-finance-leverage-farmingBase4.30MUSDC0%4.94%5.46%
AutofinanceEthereum21.80MUSDC0.37%6.73%5.22%
Takara-lendSei1.04MUSDC2.94%10.42%5.21%
Benqi-lendingAvalanche1.06MUSDT0%4.12%5.01%
Navi-lendingSui7.36MUSDC0.52%4.93%4.97%
Yo-protocolBase31.49MUSDC12%20.21%4.89%
AutofinanceArbitrum1.34MUSDC1.78%6.25%4.71%
Harmonix-financeArbitrum1.01MUSDC0%5.37%4.7%
Harmonix-financeArbitrum1.01MUSDC0%5.37%4.7%
Woofi-earnArbitrum1.26MUSDC0%7.12%4.7%
Flux-financeEthereum1.75MUSDT0%4.59%4.54%
Harvest-financeBase3.87MUSDC0%5.87%4.48%
Euler-v2Ethereum40.31MUSDC0%4.62%4.34%
Yearn-financeEthereum7.05MUSDT0%4.41%4.29%
ExactlyOptimism1.69MUSDC0%4.25%4.27%
Echelon-marketAptos8.17MUSDC0%4.57%4.25%
MapleEthereum1.63BUSDT0%4.2%4.22%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.69MUSDC0%4.15%4.2%
ExactlyOptimism1.69MUSDC0%4.13%4.17%
Scallop-lendSui2.23MUSDC0%4.85%4.16%
Hyperlend-pooledHyperliquid L125.24MUSDC0%4.92%4.14%
DolomiteEthereum14.29MUSDC0%4.43%4.14%
SparklendEthereum1.91MUSDC0%3.18%4.14%
Euler-v2Avalanche4.25MUSDC0%6.01%4.13%
ExactlyOptimism1.69MUSDC0%4.06%4.1%
AutofinanceBase16.06MUSDC1.29%6.24%4.09%
LoopscaleSolana7.36MUSDC0%3.6%4.03%
ExactlyOptimism1.69MUSDC0%3.96%4%
NeverlandMonad11.73MUSDC5.43%12.06%4%
ExactlyOptimism1.69MUSDC0%3.8%3.97%
Benqi-lendingAvalanche5.77MUSDC0%3.19%3.95%
Yearn-financeBase1.22MUSDC0%24.2%3.93%
SymbiosisTron1.13MUSDT0%4.4%3.93%
ExactlyOptimism1.69MUSDC0%4.03%3.9%
SymbiosisEthereum1.29MUSDC0%4.66%3.79%
Spark-savingsAvalanche158.94MUSDC0%3.98%3.75%
Spark-savingsEthereum395.97MUSDC0%3.98%3.75%
DolomiteArbitrum2.26MUSDC0%3.18%3.69%
ExactlyOptimism1.69MUSDC0%2.37%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum728.1M5.22%
Avalanche6174.1M8.91%
Base7141.7M5.53%
BSC224.9M7.38%
Ethereum152.2B5.72%
Hyperliquid000%
Mantle000%
Optimism813.5M4.03%
Polygon000%
Solana310.7M5.57%
TON14.2M5.93%
zkSync Era000%