Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/08/2026 08:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.23MUSDC0%37.25%51.03%
AzuroPolygon1.26MUSDT0%34.54%32.97%
Neutral-tradeSolana1.08MUSDC0%9.32%21.83%
EnsuroEthereum1.04MUSDC0%20.31%21.71%
Neutral-tradeSolana1.13MUSDC0%35.75%21.25%
AccountableMonad7.66MUSDC0.98%29.03%19.56%
AccountableMonad99.56MUSDC0.29%16.98%14.4%
AccountableEthereum1.07MUSDC1.25%14.6%14.25%
Euler-v2Monad1.43MUSDC1.25%10.22%14.1%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.09MUSDC0%12.87%12.9%
AccountableEthereum10.20MUSDC0%11.64%11.64%
AccountableMonad5.06MUSDC0.5%12.13%11.64%
AccountableEthereum4.28MUSDC9.33%22.5%11.41%
Nawa-protocolZIGChain3.72MUSDC0%8.49%11.35%
Ember-protocolSui1.31MUSDC0%9.29%11.27%
Ember-protocolSui6.80MUSDC0%9.35%10.96%
Midas-rwaEthereum1.73MUSDC0%11.23%10.89%
Harvest-financeEthereum1.16MUSDC0%6.62%10.88%
Harvest-financeBase1.94MUSDC0%11.6%10.64%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Ember-protocolEthereum5.93MUSDC0%7.47%10.57%
Midas-rwaEthereum71.94MUSDC0%10.24%10.23%
GoldfinchEthereum35.95MUSDC0%10.16%10.21%
Neutral-tradeSolana3.23MUSDC0%8.07%10.2%
AguaEthereum12.86MUSDC0%10%10%
Midas-rwaEthereum26.19MUSDC0%4.88%10%
AccountableMonad1.04MUSDC0%10.18%10%
AccountableEthereum3.33MUSDC0%10.64%9.94%
Ember-protocolEthereum3.35MUSDC0%9.44%9.9%
YieldseekerBase1.26MUSDC0%8.97%9.77%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.32%
Midas-rwaEthereum6.40MUSDC0%7.49%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.51%9.23%
Midas-rwaEthereum7.70MUSDC0%9.46%8.86%
LazyEthereum1MUSDC0%6.89%8.34%
LazyEthereum1MUSDC0%6.89%8.34%
Pareto-creditEthereum168.46MUSDC0%8.2%8.02%
Bitway-earnBSC24.75MUSDT0%8%8%
Ember-protocolSui8.29MUSDC4%12%8%
SymbiosisTron1.18MUSDT0%5.61%7.99%
AvantisBase19.92MUSDC0%9.57%7.7%
Ember-protocolEthereum16.89MUSDC0%6.89%7.6%
AccountableMonad9.93MUSDC0.49%8.85%7.4%
AccountableMonad1.08MUSDC0.5%7.72%7.28%
Extra-finance-leverage-farmingBase3.27MUSDC0%6.85%7.17%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Midas-rwaEthereum2.50MUSDC0%7.53%7.12%
SentoraEthereum46.72MUSDC0%6.74%7.07%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Midas-rwaEthereum6.68MUSDC0%7.53%6.98%
Midas-rwaEtherlink4.80MUSDC0%9.39%6.85%
Zerobase-cedefiBSC19.18MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Blend-pools-v2Stellar13.33MUSDC0%7.28%6.7%
Yo-protocolBase1.12MUSDC0%6.76%6.62%
LoopscaleSolana2.86MUSDC0.3%6.97%6.59%
Yearn-financeEthereum6.96MUSDC0%7.05%6.47%
Ember-protocolSui1.07MUSDC0%9.51%6.45%
Yearn-financeEthereum1.19MUSDC0%6.21%6.39%
Harmonix-financeHyperliquid L118MUSDC0%7.04%6.26%
Yearn-financeEthereum8.85MUSDC0%5.91%6.12%
Kamino-lendSolana5.17MUSDC0%6.8%6.09%
SparklendEthereum13.65MUSDT0%3.62%6.05%
Ember-protocolSui1.16MUSDC5.11%11.35%6.01%
Hyperlend-pooledHyperliquid L111.78MUSDC0%7.18%5.93%
AutofinanceBase4.85MUSDC2.67%7.98%5.8%
Midas-rwaEthereum38.42MUSDC0%9.59%5.75%
SymbiosisEthereum1.23MUSDC0%4.57%5.72%
Fluid-lendingEthereum148.14MUSDC0%5.18%5.54%
Fluid-lendingEthereum8.89MUSDC0%5.18%5.54%
Storm-tradeTON3.10MUSDT0%5.68%5.5%
Kamino-lendSolana2.15MUSDC0%4.82%5.49%
Centrifuge-protocolEthereum5.74MUSDC0%4.59%5.33%
Centrifuge-protocolAvalanche261.19MUSDC0%4.6%5.33%
Centrifuge-protocolBase50.36MUSDC0%4.6%5.33%
Fluid-lendingBase9.14MUSDC0%5.27%5.33%
AutofinanceEthereum7.10MUSDC0.61%6.2%5.29%
Fusion-by-iporEthereum1.19MUSDC0%5.52%5.2%
Navi-lendingSui6.42MUSDC0.44%5.41%4.95%
Yearn-financeBase1.58MUSDC0%4.93%4.9%
LoopscaleSolana2.25MUSDC0%4.89%4.76%
Lista-lendingBSC1.91MUSDT0%6.84%4.69%
SymbioticEthereum1.54MUSDC0%4.46%4.62%
Jupiter-lendSolana421.93MUSDC0.72%4.92%4.4%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Fluid-lendingArbitrum41.33MUSDC0%5.1%4.38%
ExactlyOP Mainnet1.57MUSDC0%4.34%4.37%
ExactlyOP Mainnet1.57MUSDC0%4.27%4.31%
Neutral-tradeSolana2.64MUSDC0%4.57%4.29%
Alchemix-v3Ethereum7.48MUSDC0%4.56%4.29%
Ember-protocolSui1.89MUSDC0%5.6%4.27%
Benqi-lendingAvalanche3.72MUSDC0%4.08%4.26%
ExactlyOP Mainnet1.57MUSDC0%4.21%4.25%
ExactlyOP Mainnet1.57MUSDC0%4.18%4.21%
ExactlyOP Mainnet1.57MUSDC0%4.12%4.2%
Fluid-lendingEthereum137.34MUSDT0%4.4%4.19%
Kamino-lendSolana11.89MUSDC0%4.06%4.19%
Kamino-lendSolana1.45MUSDC0%4.45%4.18%
ExactlyOP Mainnet1.57MUSDC0%4.08%4.14%
MapleEthereum0.94BUSDT0%4.22%4.09%
Project-0Solana1.13MUSDC0%5.02%4.06%
ExactlyOP Mainnet1.57MUSDC0%3.8%4.05%
ExactlyOP Mainnet1.57MUSDC0%4.1%4.03%
Ember-protocolSui1.19MUSDC0%3.41%4.02%
TermmaxEthereum3.35MUSDC0%3.81%3.99%
DolomiteArbitrum1.50MUSDC0%4.45%3.94%
Yo-protocolBase9.64MUSDC0%4.25%3.93%
Yo-protocolEthereum1.60MUSDC0%4.25%3.93%
Aave-v3Polygon1.07MDAI0%4%3.85%
AmpleBase4.41MUSDC0%4.06%3.84%
Centrifuge-protocolMonad4.54MUSDC0%3.62%3.84%
Centrifuge-protocolPharos4.35MUSDC0%3.59%3.84%
Native-credit-poolEthereum2.86MUSDC0%4.29%3.83%
Midas-rwaEthereum3.51MUSDC0%5.48%3.78%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.57MUSDC0%3.52%3.7%
Jupiter-lendSolana17.48MUSDT0%3.27%3.7%
TermmaxBase1.14MUSDC0%3.97%3.69%
Yearn-financeEthereum2.42MUSDC0%3.5%3.59%
Gami-labsBase3.02MUSDC0%2.61%3.55%
Spectra-metavaultsBase3.02MUSDC0%2.6%3.55%
Aave-v3Base19.81MUSDC0%3.35%3.54%
Spark-savingsEthereum270.73MUSDC0%3.53%3.52%
Spark-savingsAvalanche11.78MUSDC0%3.53%3.52%
SparklendEthereum1.76MUSDC0%3.51%3.47%
Kamino-lendSolana1.10MUSDC0%4.87%3.43%
Yearn-financeEthereum7.16MUSDT0%3.15%3.39%
DolomiteEthereum27.63MUSDC4.25%7.49%3.37%
Aave-v3Avalanche5.80MUSDC0%3.75%3.36%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum25.82MUSDC0%3.29%3.29%
Aave-v3Ethereum180.74MUSDC0%3.71%3.29%
Aave-v3Ethereum64.76MUSDC1.5%5.89%3.29%
Aave-v3Monad11.70MUSDC1.95%7.14%3.26%
Midas-rwaEthereum64.82MUSDC0%3.16%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.17%3.21%
Compound-v3Ethereum39.26MUSDC0.09%3.56%3.19%
Aave-v3Avalanche2.94MUSDT0%3.11%3.16%
Euler-v2Ethereum7.07MUSDC0%3.12%3.1%
Yearn-financeEthereum7.78MDAI0%2.99%3.08%
Compound-v3Ethereum27.91MUSDT0.1%3.1%3.04%
Euler-v2Ethereum6.77MUSDC0%4.45%3.02%
Spark-savingsEthereum352.94MUSDT0%2.78%3%
Kamino-lendSolana2.56MUSDT0%3.49%2.99%
Aave-v3OP Mainnet1.60MUSDC0%3.11%2.96%
Ember-protocolEthereum2.03MUSDC0%1.93%2.89%
Gains-networkArbitrum5.56MUSDC0%4.73%2.89%
Aave-v3Ethereum430.39MUSDT0%2.73%2.87%
Aave-v3Ethereum73.27MUSDT1.39%5.17%2.87%
Aave-v4Ethereum1.48MUSDC0%3.7%2.84%
Aave-v3Polygon12.50MUSDC0%2.74%2.84%
Echelon-marketAptos1.13MUSDC1.54%3.78%2.82%
CurvanceMonad1.44MUSDC2.7%5.09%2.81%
Native-credit-poolBSC5.06MUSDT0%3.61%2.8%
Native-credit-poolEthereum1.80MUSDT0%3.12%2.8%
Aave-v3BSC2.43MUSDC0%2.83%2.79%
Compound-v3Arbitrum3.65MUSDC0%2.72%2.74%
Aave-v3Ethereum1.72MUSDC0%3.05%2.74%
Aave-v3Ethereum1.53MUSDC0%2.12%2.67%
Benqi-lendingAvalanche1.84MUSDT0%2.58%2.49%
Aave-v3Arbitrum38.10MUSDC0%2.56%2.4%
Scallop-lendSui1.30MUSDC0%2.87%2.37%
Aave-v3Ethereum34.12MDAI0%3.71%2.28%
SaveSolana6.40MUSDC0%2.4%2.28%
Venus-core-poolBSC17.54MUSDC0%2.71%2.27%
Aave-v4Ethereum4.06MUSDT0%2.87%2.22%
CurrentSui7.26MUSDC6.95%9.15%2.18%
Justlend-v1Tron78.69MUSDT0%2.86%2.17%
SparklendEthereum114.40MDAI0%2.21%2.17%
Aave-v3Arbitrum1.01MDAI0%1.93%2.15%
Aave-v3BSC17.07MUSDT0%2.22%2.05%
Kamino-lendSolana1.07MUSDC0%1.37%2.01%
Compound-v3Arbitrum8.85MUSDT0%1.95%1.97%
Venus-core-poolBSC88.99MUSDT0%2.19%1.93%
Aave-v3Sonic1.19MUSDC0%1.94%1.87%
Lista-lendingBSC1.01MUSDT0%1.91%1.87%
Venus-core-poolBSC1.01MDAI0%1.8%1.84%
Lista-lendingBSC4.05MUSDT0%3.78%1.77%
TydroInk6.49MUSDC0%1.72%1.6%
Aave-v4Ethereum1.17MUSDC0%1.45%1.52%
SaveSolana2.27MUSDT0%1.41%1.43%
NeverlandMonad2.16MUSDC7.03%5.51%1.26%
Venus-fluxBSC2.47MUSDT0%2.67%1.17%
Aave-v4Ethereum1.41MUSDT0%1.35%1.13%
ExactlyOP Mainnet1.57MUSDC0%0.97%0.99%
Centrifuge-protocolEthereum1.67MUSDC0%0.42%0.8%
Lista-lendingBSC4.08MUSDT0%2.9%0.78%
Lista-lendingEthereum2.65MUSDC5.55%6.22%0.54%
Zest-v2Stacks10.07MUSDC0%0.48%0.5%
Lista-lendingEthereum3.35MUSDT5.49%5.66%0.2%
TectonicCronos44.75MUSDT0%0.15%0.15%
TectonicCronos53.91MUSDC0%0.12%0.12%
Aave-v4Avalanche4.80MUSDC0%0.58%0.1%
CredixSolana13.48MUSDC0%0.09%0.04%
AcrossEthereum1.09MUSDC4.09%4.59%0.02%
AcrossEthereum1.58MUSDT1.22%1.51%0.01%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8107.6M3.43%
Avalanche7292.1M3.17%
Base15134.5M5.69%
BSC14191.6M3.25%
Ethereum813.6B5.72%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.8M13.22%
Solana20503.5M8.21%
TON13.1M5.5%
zkSync Era000%