Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/05/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.72MUSDC0%60.75%155.12%
Canto-lendingCanto1.35MUSDC0%12.91%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.47%10.96%
BitwayBSC13.55MUSDT0%10.96%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AutofinanceEthereum2.28MUSDC0%6.96%9.42%
AvantisBase47.91MUSDC0%10.12%9%
Blend-pools-v2Stellar10.17MUSDC0%9.22%8.96%
YieldseekerBase1.27MUSDC0%9.26%8.81%
Aave-v3Avalanche1.26MUSDT0%5.4%8.42%
Benqi-lendingAvalanche2.09MUSDC0%7.58%7.85%
AbyssSui1.23MUSDC0%8.65%7.33%
Harvest-financeBase1.97MUSDC0%6.63%7.25%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Yearn-financeEthereum1.53MUSDC0%5.75%6.89%
LoopscaleSolana1.63MUSDC1.04%8.4%6.85%
Aave-v3Avalanche4.52MUSDC0%5.09%6.77%
Zerobase-cedefiBSC24.84MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.45%6.7%
AutofinanceEthereum9.12MUSDC0.64%6.5%6.13%
AutofinanceArbitrum3.60MUSDC1.23%11.63%6.1%
Yearn-financeEthereum8.20MUSDC0%4.4%6.02%
DeltaprimeAvalanche1.06MUSDC0%5.44%5.97%
Extra-finance-leverage-farmingBase3.87MUSDC0%5.61%5.94%
SymbiosisEthereum1.24MUSDC0%7.07%5.9%
Gains-networkArbitrum5.40MUSDC0%6.34%5.79%
Hyperlend-pooledHyperliquid L18.20MUSDC0%4.84%5.76%
Scallop-lendSui1.08MUSDC0%5.24%5.51%
Project-0Solana2.08MUSDC0%7.47%5.41%
AutofinanceBase6.10MUSDC3.7%8.23%5.18%
Kamino-lendSolana7.97MUSDC0%3.96%4.94%
DolomiteArbitrum1.26MUSDC0%5.82%4.84%
Folks-finance-lendingAlgorand1.15MUSDC0%4.03%4.78%
Fluid-lendingArbitrum39.93MUSDC0.8%6.13%4.78%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
MapleEthereum1.06BUSDT0%4.21%4.48%
Fluid-lendingBase14.34MUSDC1.53%6.39%4.32%
Harvest-financeEthereum1.09MUSDC0%4.06%4.31%
Venus-fluxBSC19.99MUSDT0%7.3%4.29%
Yearn-financeEthereum7.82MDAI0%3.87%4.2%
Aave-v3Ethereum138.79MUSDC0%4.67%4.13%
Yearn-financeEthereum3.57MUSDT0%3.46%4.13%
ExactlyOP Mainnet1.58MUSDC0%3.98%4.07%
ExactlyOP Mainnet1.58MUSDC0%3.84%4.05%
SparklendEthereum3.07MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.52%4.03%
ExactlyOP Mainnet1.58MUSDC0%3.75%3.98%
TermmaxEthereum1MUSDC0%1.22%3.89%
TermmaxEthereum1MUSDC0%1.22%3.89%
ExactlyOP Mainnet1.58MUSDC0%3.78%3.89%
ExactlyOP Mainnet1.58MUSDC0%3.88%3.87%
ExactlyOP Mainnet1.58MUSDC0%3.65%3.87%
TermmaxBase1.25MUSDC0%2.28%3.87%
ExactlyOP Mainnet1.58MUSDC0%3.74%3.84%
Navi-lendingSui3.91MUSDC0.65%4.49%3.83%
ExactlyOP Mainnet1.58MUSDC0%3.34%3.83%
NeverlandMonad14.19MUSDC5.54%8.16%3.82%
Venus-fluxBSC5.76MUSDC0%5.42%3.81%
Euler-v2Ethereum38.17MUSDC0%3.94%3.78%
TermmaxEthereum2.01MUSDC0%3.24%3.78%
TermmaxEthereum1.21MUSDC0%3.18%3.78%
Fluid-lendingEthereum119.51MUSDT1.67%6.17%3.75%
Yearn-financeEthereum27.96MUSDC0%3.51%3.74%
Moonwell-lendingBase2.18MUSDC1.25%4.56%3.74%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Yo-protocolEthereum3.58MUSDC7.8%14.41%3.65%
Yo-protocolBase17.90MUSDC7.8%14.39%3.65%
Spark-savingsEthereum0.95BUSDC0%3.71%3.65%
Spark-savingsAvalanche35.08MUSDC0%3.71%3.65%
TermmaxEthereum7.31MUSDC0%1.55%3.64%
Euler-v2Ethereum30.82MUSDC0%3.87%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum558.1M5.7%
Avalanche544M6.53%
Base1098.5M20.69%
BSC566M6.42%
Ethereum272.5B5.08%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.7M5.73%
TON13.6M6.7%
zkSync Era000%