Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/09/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.30MUSDC0%27.33%74.67%
Gains-networkArbitrum4.52MUSDC0%27.79%44.68%
Harvest-financeBase1.84MUSDC0%44.77%23.9%
EnsuroEthereum1.28MUSDC0%20.53%22.98%
VerantaBase9.80MUSDC0%14.08%20.68%
AccountableEthereum1.96MUSDC18.75%36.63%19.22%
AccountableEthereum3.39MUSDC0%11.8%17.84%
Neutral-tradeSolana3.54MUSDC0%10.43%17.65%
Ember-protocolSui1.12MUSDC0%10.42%16%
AccountableEthereum1.05MUSDC0.75%14.95%14.25%
Midas-rwaEthereum1.70MUSDC0%8.16%13.66%
Ember-protocolEthereum1.64MUSDC0%29.16%12.93%
Ember-protocolEthereum3.94MUSDC0%12.97%12.9%
Ember-protocolSui2.48MUSDC0%2.96%12.76%
AccountableEthereum13.89MUSDC0%12.33%12.51%
AccountableMonad5.44MUSDC0.5%12.09%11.64%
AccountableMonad74.99MUSDC0.34%11.63%11.4%
Ember-protocolEthereum10.36MUSDC0%9.9%11.29%
Neutral-tradeSolana2.22MUSDC0%15.06%10.72%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Ember-protocolSui9.43MUSDC0%10.12%10.29%
AguaEthereum7.98MUSDC0%10%10%
Ember-protocolEthereum3.50MUSDC0%9.55%9.78%
Rhea-lendNear1.64MUSDT0%10.58%9.76%
Pareto-creditEthereum2.19MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.44MUSDC0%8.3%8.8%
Ember-protocolEthereum17.72MUSDC0%11.67%8.68%
Neutral-tradeSolana1.26MUSDC0%9.95%8.03%
Bitway-earnBSC25.20MUSDT0%8%8%
Ember-protocolSui8.73MUSDC4%12%8%
Sentora-curatorEthereum94.40MUSDC0%6.96%7.9%
Pareto-creditEthereum155.29MUSDC0%7.86%7.82%
Blend-pools-v2Stellar10.24MUSDC0%7.47%7.61%
Rhea-lendNear1.91MUSDC0%8.84%7.6%
Midas-rwaEthereum65.58MUSDC0%7.52%7.54%
Bitway-earnBSC6.50MUSDT0%7.5%7.5%
Centrifuge-protocolMonad10.07MUSDC0%1.67%7.25%
Lista-lendingBSC1.48MUSDT0%2.76%7.21%
Harvest-financeBase1.15MUSDC0%7.24%7.04%
AccountableMonad2.34MUSDC0.5%7.31%7.03%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC18.11MUSDT2%8.76%6.76%
Midas-rwaEthereum5.18MUSDC0%6.99%6.76%
Midas-rwaEthereum2.52MUSDC0%6.99%6.76%
Zerobase-cedefiBSC2.19MUSDC2%8.76%6.76%
Yearn-financeEthereum7.58MUSDC0%6.8%6.74%
Pareto-creditEthereum22.06MUSDC0%6.82%6.62%
Euler-v2Monad5.86MUSDC1.25%7.84%6.61%
LoopscaleSolana2.28MUSDC0.33%7.1%6.59%
Yearn-financeEthereum11.90MUSDC0%6.57%6.56%
Midas-rwaEthereum26.25MUSDC0%6.92%6.48%
Midas-rwaEthereum31.43MUSDC0%6.47%6.47%
Aave-v4Ethereum1.68MUSDC0%4.57%6.31%
Harmonix-financeHyperliquid L121.37MUSDC0%6.96%6.29%
Midas-rwaRobinhood Chain35.85MUSDC0%0.86%6.2%
Midas-rwaBase26.64MUSDC0%0.83%6.2%
Midas-rwaEthereum67.73MUSDC0%6.96%6.1%
Extra-finance-leverage-farmingBase3.78MUSDC0%6.41%6.08%
Kamino-lendSolana8.25MUSDC0%7.18%5.99%
Harvest-financeEthereum1.16MUSDC0%9.3%5.98%
Aave-v3Avalanche4.88MUSDC0%4.47%5.86%
Midas-rwaEtherlink4.94MUSDC0%7.45%5.82%
Centrifuge-protocolAvalanche262.73MUSDC0%4.98%5.75%
Centrifuge-protocolBase22.67MUSDC0%4.98%5.75%
Centrifuge-protocolBSC1.02MUSDC0%4.98%5.75%
Centrifuge-protocolEthereum9.30MUSDC0%4.95%5.74%
Midas-rwaEthereum7.47MUSDC0%7.5%5.51%
LoopscaleSolana1.19MUSDC3.39%10.63%5.36%
Alchemix-v3Ethereum7.78MUSDC0%5.5%5.29%
AutofinanceBase3.56MUSDC5.8%9.77%5.29%
AccountableMonad7.42MUSDC0.5%6.05%5.23%
AutofinanceEthereum7.62MUSDC1.16%6.14%5.22%
Fusion-by-iporEthereum1.28MUSDC0%6.45%5.19%
Lista-lendingBSC1.69MUSDT0%6.64%5.08%
Benqi-lendingAvalanche2.27MUSDC0%5.61%5.07%
Centrifuge-protocolEthereum2.28MUSDT0%3.17%4.96%
Native-credit-poolEthereum1.09MUSDC0%4.93%4.93%
Navi-lendingSui8.50MUSDC0.6%5.27%4.92%
Yearn-financeBase1.50MUSDC0%5%4.92%
MapleEthereum634.13MUSDT0%4.71%4.88%
Storm-tradeTON2.73MUSDT0%5.24%4.81%
Midas-rwaEthereum6.43MUSDC0%4.17%4.74%
Midas-rwaEtherlink1.12MUSDC0%4.14%4.74%
Kamino-lendSolana1.27MUSDC0%4.52%4.68%
Aave-v3Avalanche2.30MUSDT0%4.09%4.67%
Kamino-lendSolana8.25MUSDC0%4.56%4.65%
Kamino-lendSolana2.56MUSDC0%5.43%4.59%
Fluid-lendingEthereum129.77MUSDT0%4.73%4.57%
Jupiter-lendSolana469.77MUSDC0.38%4.76%4.53%
Flux-financeEthereum1.95MUSDT0%4.45%4.44%
Kamino-lendSolana3.51MUSDC0%5.24%4.42%
ExactlyOP Mainnet1.55MUSDC0%4.38%4.39%
Fluid-lendingEthereum130.46MUSDC0%4.63%4.37%
ExactlyOP Mainnet1.55MUSDC0%4.32%4.34%
Fusion-by-iporBase2.99MUSDC0%6.86%4.33%
ExactlyOP Mainnet1.55MUSDC0%4.33%4.33%
ExactlyOP Mainnet1.55MUSDC0%4.26%4.29%
CurvanceMonad3.10MUSDC1.8%5.67%4.28%
ExactlyOP Mainnet1.55MUSDC0%4.16%4.22%
TydroInk17.71MUSDC0%4.09%4.18%
Fluid-lendingArbitrum64.79MUSDC0%4.13%4.18%
ExactlyOP Mainnet1.55MUSDC0%4.19%4.17%
ExactlyOP Mainnet1.55MUSDC0%4.09%4.17%
Ember-protocolEthereum2.04MUSDC0%4.31%4.16%
Flux-financeEthereum1.57MUSDC0%3.9%4.15%
Aave-v3Base17.25MUSDC0%3.68%4.12%
ExactlyOP Mainnet1.55MUSDC0%3.9%4.07%
Yearn-financeEthereum2.39MUSDC0%3.93%4.06%
Jupiter-lendSolana17.09MUSDT0%4%4.05%
Aave-v3Monad13.22MUSDC2%5.97%4.04%
Yo-protocolBase8.13MUSDC0%4.22%4.02%
Yo-protocolEthereum1.35MUSDC0%4.22%4.02%
Venus-core-poolBSC7.27MUSDC0%3.04%3.94%
Fusion-by-iporBase1.15MUSDC2.84%6.67%3.88%
Hyperlend-pooledHyperliquid L17.88MUSDC0%5.16%3.8%
Centrifuge-protocolMonad4.56MUSDC0%2.81%3.79%
AmpleBase4.39MUSDC0%4.03%3.78%
ExactlyOP Mainnet1.55MUSDC0%1.34%3.74%
SymbiosisEthereum1.18MUSDC0%4.89%3.68%
DolomiteArbitrum1.62MUSDC0%4.41%3.68%
Aave-v3Ethereum212.62MUSDT0%3.48%3.66%
Aave-v3Ethereum67.36MUSDT1.51%4.95%3.66%
Aave-v3Ethereum161.67MUSDC0%3.98%3.66%
Aave-v3Ethereum57.81MUSDC1.68%5.56%3.66%
Yearn-financeEthereum19.60MUSDC0%3.71%3.62%
Spark-savingsEthereum305.17MUSDC0%3.58%3.6%
Spark-savingsAvalanche8.94MUSDC0%3.58%3.6%
Kamino-lendSolana1.93MUSDT0%3.87%3.58%
Lista-lendingBSC2.68MUSDT0%3.16%3.56%
Spark-savingsEthereum388.85MUSDT0%3.38%3.5%
Aave-v3BSC1.48MUSDC0%3.12%3.45%
Compound-v3Ethereum37.77MUSDC0%4.72%3.45%
Midas-rwaEthereum72.83MUSDC0%3.41%3.44%
Midas-rwaEtherlink1.22MUSDC0%3.41%3.44%
Aave-v4Ethereum1.59MUSDT0%4.04%3.41%
SparklendEthereum15.81MUSDT0%3.24%3.4%
SparklendEthereum3.95MUSDC0%3.44%3.39%
Yearn-financeEthereum5.74MUSDT0%3.27%3.32%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
DolomiteEthereum29.99MUSDC4.05%7.35%3.29%
Centrifuge-protocolBase7.14MUSDC0%4.33%3.28%
Centrifuge-protocolPharos4.41MUSDC0%3.16%3.28%
Centrifuge-protocolBSC1.01MUSDC0%3.16%3.28%
Centrifuge-protocolBSC1.01MUSDC0%3.16%3.28%
Aave-v3Polygon10.34MUSDC0%2.97%3.23%
Gami-labsBase3.03MUSDC0%2.78%3.2%
Spectra-metavaultsBase3.03MUSDC0%2.83%3.2%
Aave-v3Ethereum15.04MDAI0%3.06%3.19%
Native-credit-poolBSC1.40MUSDT0%3.14%3.14%
Yearn-financeEthereum1.11MUSDC0%3.48%3.12%
Venus-core-poolBSC51.41MUSDT0%2.81%3.1%
Aave-v3Xlayer2.27MUSDC0%2.67%3.07%
Compound-v3Ethereum26.08MUSDT0%3.04%3.05%
Compound-v3Arbitrum2.31MUSDC0%2.87%3.04%
SaveSolana4.38MUSDC0%3.03%3%
Aave-v3OP Mainnet1.55MUSDC0%2.59%2.95%
Aave-v3Arbitrum26.34MUSDC0%2.8%2.93%
Aave-v3BSC11.56MUSDT0%2.73%2.9%
Yearn-financeEthereum7.36MDAI0%3.16%2.83%
SparklendEthereum85.71MDAI0%2.44%2.71%
Kamino-lendSolana1.61MUSDC0%1.52%2.64%
AccountableMonad7.50MUSDC1.16%16.44%2.64%
Compound-v3Arbitrum4.27MUSDT0%2.58%2.57%
Venus-fluxBSC1.73MUSDT0%2.73%2.34%
Fluid-lendingBase14.29MUSDC3.42%5.21%2.31%
Justlend-v1Tron85.76MUSDT0%2.29%2.11%
Aave-v3Arbitrum1.07MDAI0%1.9%1.99%
CurrentSui19.58MUSDC7.65%8.89%1.85%
Aave-v3Sonic1.15MUSDC0%1.85%1.83%
SaveSolana2.28MUSDT0%1.8%1.78%
Lista-lendingEthereum5.37MUSDC5.51%7.23%1.27%
Echelon-marketAptos1.72MUSDC4.96%3.84%1.24%
Zest-v2Stacks10.17MUSDC0%0.8%1.12%
ExactlyOP Mainnet1.55MUSDC0%0.94%1.11%
Lista-lendingEthereum4.07MUSDT5.02%6.18%1.11%
AcrossEthereum1.12MUSDT2.92%1.97%1.09%
TectonicCronos1.27MUSDC0.03%0.47%0.54%
Aave-v4Avalanche7.02MUSDC4.62%5.37%0.51%
AcrossEthereum1.10MUSDC4.31%4.44%0.18%
Aave-v4Avalanche4.75MUSDT6.59%6.5%0.12%
CredixSolana13.41MUSDC0%0.06%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8112.5M8.76%
Avalanche7292.9M3.65%
Base18142.9M6.61%
BSC16135.7M4.75%
Ethereum683.1B6.3%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.3M3.23%
Solana18547.1M9.28%
TON12.7M4.81%
zkSync Era000%