Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/11/2025 06:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.46MUSDC0%41.3%43.82%
AvantisBase106.44MUSDC0%21.33%20.3%
Bracket-vaultsEthereum9.20MUSDC0%18.93%19.26%
Blend-pools-v2Stellar3MUSDC0%14.13%15.88%
Stream-financeEthereum382.28MUSDC0%15.02%15.52%
WasabiBase9.26MUSDC0%12.25%14.57%
Ipor-fusionBase1.31MUSDC0%20.1%14.25%
Ipor-fusionEthereum1.15MUSDC0%16.35%14.19%
VesperEthereum2.21MUSDC0%5.44%13.69%
DeltaprimeArbitrum1.29MUSDC0%14.64%13.41%
Gains-networkArbitrum13.97MUSDC0%14.94%13.37%
FranciumSolana2.44MUSDC0%13.15%13.15%
LiqwidCardano2.92MUSDC1.36%19.67%12.96%
Harvest-financeBase2.70MUSDC0%12.82%12.53%
DeltaprimeAvalanche3.12MUSDC0%13.6%10.95%
VesuStarknet1.07MUSDC2.39%5.29%10.8%
VesuStarknet1.07MUSDC2.39%5.29%10.8%
Yo-protocolBase27.88MUSDC0%11.13%10.42%
LoopscaleSolana2.78MUSDC0.48%10.38%10.05%
GoldfinchEthereum42.57MUSDC0%9.56%9.56%
Harmonix-financeArbitrum4.52MUSDC0%12.63%9.26%
LoopscaleSolana1.16MUSDC1.68%10.92%9.26%
Yearn-financeEthereum12.78MUSDC0%6.35%8.9%
SuperfundBase1.10MUSDC0.27%12.51%8.48%
Extra-finance-leverage-farmingBase5.92MUSDC0.21%8.95%8.45%
Storm-tradeTon5.92MUSDT0%18.59%8.35%
TermmaxEthereum3.09MUSDC0%5.47%8.21%
Navi-lendingSui7.21MUSDC1.03%12.59%8.14%
AutofinanceArbitrum5.34MUSDC4.82%10.32%8.07%
Echelon-marketAptos6.11MUSDC0%7.81%7.97%
Gains-networkBase1.61MUSDC0%10.54%7.67%
Euler-v2Arbitrum3.13MUSDC0%8.64%7.64%
Takara-lendSei1.37MUSDC7.25%27.19%7.38%
Harvest-financeBase1.81MUSDC0%7.62%7.38%
Silo-v2Avalanche1.52MUSDC0%11.19%7.34%
AutofinanceBase22.67MUSDC3.75%11.07%7.26%
Yearn-financeEthereum20.07MUSDC0%6.65%7.16%
Euler-v2Ethereum14.16MUSDC0%6.59%7.14%
SaveSolana4.09MUSDC0%7.76%7.11%
Ipor-fusionBase1.81MUSDC0%7.3%7.02%
Yearn-financeEthereum34.29MUSDC0%5.72%6.86%
Harvest-financeEthereum1.10MUSDC0%8.54%6.8%
AutofinanceEthereum11.28MUSDC1.18%8.84%6.79%
Euler-v2Arbitrum2.07MUSDC0%6.23%6.74%
TermmaxEthereum2.73MUSDC0%4.57%6.69%
Euler-v2Avalanche2.12MUSDC0%6.63%6.56%
Scallop-lendSui1.44MUSDC0%8.75%6.46%
Yearn-financeBase1.44MUSDC0%6.21%6.28%
Hyperlend-pooledHyperliquid4.05MUSDC0%6.13%6.14%
Euler-v2Arbitrum1.49MUSDC0%5.75%6.05%
Yearn-financeEthereum14.86MDAI0%5.22%6.01%
Yearn-financeEthereum1.10MUSDC0%7.86%5.86%
Fluid-lendingEthereum263.57MUSDC1.69%6.34%5.82%
MapleEthereum1.56BUSDT0.89%7.02%5.78%
Euler-v2Ethereum6.50MUSDC0%5.48%5.56%
Yearn-financeEthereum7.86MUSDT0%5.52%5.4%
Moonwell-lendingBase5.76MUSDC1.1%10.74%5.26%
Folks-finance-lendingAlgorand1.37MUSDC0%5.29%5.21%
SaveSolana1.94MUSDT0%6.61%5.14%
Yearn-financeEthereum7.85MUSDT0%4.63%5.13%
DolomiteArbitrum4.05MUSDC0%6.94%5.07%
Benqi-lendingAvalanche5.81MUSDC0%7.37%5.02%
ExactlyOptimism1.35MUSDC0%4.92%4.87%
ExactlyOptimism1.35MUSDC0%4.99%4.86%
ExactlyOptimism1.35MUSDC0%4.93%4.81%
Benqi-lendingAvalanche2.02MUSDT0%6.57%4.76%
ExactlyOptimism1.35MUSDC0%5%4.75%
Fluid-lendingPolygon6.50MUSDC0%6.84%4.71%
Flux-financeEthereum1.53MUSDT0%4.64%4.67%
ExactlyOptimism1.35MUSDC0%4.67%4.6%
AcrossEthereum1.52MDAI1.09%9.97%4.51%
ExactlyOptimism1.35MUSDC0%4.64%4.5%
Fluid-lendingBase22.34MUSDC2.18%6.97%4.44%
Aave-v3Linea4.45MUSDC0%4.43%4.31%
Venus-core-poolBSC15.77MUSDC0%3.7%4.29%
Aave-v3Ethereum731.57MUSDC0%4.09%4.25%
Harvest-financeBase1.94MUSDC0%4.19%4.2%
ExactlyOptimism1.35MUSDC0%4.14%4.15%
Compound-v3Ethereum42.27MUSDC0.19%5.45%4.14%
ExactlyOptimism1.35MUSDC0%4.13%4.13%
Aave-v3Ethereum13.98MDAI0%3.58%4.08%
Aave-v3Optimism2.26MUSDT0%4.23%3.96%
Hatom-lendingMultiversX1.31MUSDC0.92%5.65%3.96%
Yearn-financeEthereum11.32MDAI0%4.6%3.9%
Aave-v3Polygon1.59MDAI0%4.26%3.89%
ExactlyOptimism1.35MUSDC0%3.43%3.81%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum835.9M8.7%
Avalanche514.6M6.92%
Base15214M9.23%
BSC115.8M4.29%
Ethereum273.2B8.88%
Mantle000%
Optimism1014.4M4.44%
Polygon28.1M4.3%
Solana512.4M8.94%
TON15.9M8.35%
zkSync Era000%