Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2026 03:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%119.58%153.73%
Ember-protocolSui1.81MUSDC0%9.84%13.35%
Canto-lendingCanto1.35MUSDC0%13.01%13.3%
Ember-protocolEthereum2.79MUSDC0%9.83%13.03%
Ember-protocolEthereum46.40MUSDC0%22.09%12.52%
Harvest-financeBase1.97MUSDC0%8.16%12.26%
AutofinanceEthereum2.03MUSDC0%8.82%11.85%
AvantisBase45.76MUSDC0%10.1%11.33%
Ember-protocolSui7.88MUSDC0%12.27%10.99%
Ember-protocolSui1.17MUSDC0%8.07%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.06%10.6%
BitwayBSC15.78MUSDT0%10.73%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
Blend-pools-v2Stellar10.65MUSDC0%9.05%8.62%
Ember-protocolSui1.14MUSDC0%6.23%8.35%
AbyssSui1.91MUSDC0%9.78%8.32%
Ember-protocolSui5.40MUSDC4%12%8%
YieldseekerBase407.89MUSDC0%9.02%7.75%
Ember-protocolSui2.65MUSDC0%8.59%7.56%
LoopscaleSolana1.98MUSDC1.05%8.26%7.1%
Gains-networkArbitrum5.12MUSDC0%6.49%7.08%
Ember-protocolEthereum4.50MUSDC0%7.59%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiBSC24.30MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.55MUSDC0%5.97%6.54%
Spectra-metavaultsBase6.60MUSDC1.41%4.65%6.54%
DeltaprimeAvalanche1.04MUSDC0%5.87%6.51%
Project-0Solana1.29MUSDC0%7.8%6.38%
Harmonix-financeHyperliquid L18.33MUSDC0%11.81%6.28%
Storm-tradeTON3.58MUSDT0%6.58%6.17%
SymbiosisTron1.49MUSDT0%7.31%6.13%
SymbiosisEthereum1.03MUSDC0%6.93%5.61%
SymbiosisEthereum1.03MUSDC0%6.93%5.61%
LoopscaleSolana1.40MUSDC0%5.47%5.5%
Benqi-lendingAvalanche2.53MUSDC0%9.09%5.47%
Kamino-lendSolana7.06MUSDC0%5.17%5.25%
Ember-protocolSui1.17MUSDC0%7.92%5.23%
AutofinanceBase6.97MUSDC3.26%8.8%5.07%
Hyperlend-pooledHyperliquid L113.83MUSDC0%5.17%5.06%
Scallop-lendSui1.32MUSDC0%5.35%5.05%
Fluid-lendingBase13.88MUSDC0%6.44%5.02%
Fluid-lendingArbitrum45.97MUSDC0%6.28%4.89%
Fusion-by-iporEthereum1.30MUSDC0%4.71%4.85%
Yearn-financeEthereum10.47MUSDC0%4.99%4.71%
Flux-financeEthereum1.70MUSDT0%4.6%4.58%
Yearn-financeEthereum3.63MUSDC0%6.45%4.53%
AmpleBase4.34MUSDC0%4.58%4.5%
MapleEthereum0.93BUSDT0%4.51%4.45%
Aave-v3Avalanche6.76MUSDC0%6.39%4.44%
DolomiteArbitrum1.57MUSDC0%5.59%4.42%
Aave-v3Avalanche2.70MUSDT0%7.19%4.39%
Navi-lendingSui5.57MUSDC0.64%4.6%4.34%
TermmaxBase1.26MUSDC0%2.28%4.29%
Harvest-financeEthereum1.09MUSDC0%4.99%4.26%
Folks-finance-lendingAlgorand1.51MUSDC0%4.38%4.24%
Compound-v3Ethereum32.22MUSDC0.13%2.96%4.17%
ExactlyOP Mainnet1.57MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.57MUSDC0%3.99%4.13%
Moonwell-lendingBase1.68MUSDC1.23%5.12%4.05%
SparklendEthereum4MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.91%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.01%
Yo-protocolEthereum3.37MUSDC7.8%13.94%3.96%
Yo-protocolBase16.11MUSDC7.8%13.92%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.83%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.8%3.94%
Venus-fluxBSC11.97MUSDT0%6.4%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.41%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.78%3.92%
Ember-protocolSui1.42MUSDC10.59%13.63%3.8%
Jupiter-lendSolana446.88MUSDC1.09%4.45%3.75%
NeverlandMonad15.73MUSDC4.79%8.43%3.73%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.6M5.85%
Avalanche541.4M4.89%
Base12511.9M18.75%
BSC454.1M6.99%
Ethereum202B6.51%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5458.6M5.6%
TON13.6M6.17%
zkSync Era000%