Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/03/2026 18:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum3.77MUSDC0%8583.11%10110.26%
Bracket-vaultsEthereum3.29MUSDC0%13.37%12.67%
BitwayBSC14.88MUSDT0%12%12%
Euler-v2Avalanche4.01MUSDC0%6.11%10.27%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase79.76MUSDC0%10.38%9.57%
Blend-pools-v2Stellar10.98MUSDC0%9.89%8.7%
Gains-networkBase1.87MUSDC0%5.82%8.52%
Zerobase-cedefiBSC23.84MUSDT2%9.76%7.76%
Zerobase-cedefiBSC1.42MUSDC2%9%7%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
WasabiSolana1.52MUSDC0%5.22%6.67%
LoopscaleSolana1.49MUSDC1.25%7.52%6.66%
Yearn-financeEthereum5.63MUSDC0%6.32%6.43%
AbyssSui1.85MUSDC0%8.95%6.28%
Harvest-financeBase2.97MUSDC0%5.64%6.12%
DeltaprimeAvalanche1.09MUSDC0%5.76%5.77%
Extra-finance-leverage-farmingBase4.29MUSDC0%5.22%5.6%
Gains-networkArbitrum13.43MUSDC0%8.35%5.56%
Yearn-financeEthereum7.97MUSDC0%4.86%5.53%
Takara-lendSei1.03MUSDC3.28%10.05%5.3%
Takara-lendSei1.03MUSDC3.28%10.05%5.3%
SymbiosisEthereum1.24MUSDC0%4.12%5.06%
Yo-protocolEthereum11.26MUSDC12%16.79%4.91%
Yo-protocolBase32.62MUSDC12%19.06%4.91%
AutofinanceEthereum20.97MUSDC0.37%6.18%4.75%
Woofi-earnArbitrum1.19MUSDC0%6.62%4.74%
Fusion-by-iporEthereum3.64MUSDT0%7.2%4.72%
SymbiosisTron1.05MUSDT0%4.07%4.71%
AutofinanceEthereum8.73MUSDC0%0.89%4.66%
Benqi-lendingAvalanche1.48MUSDT0%4.41%4.58%
AutofinanceArbitrum1.36MUSDC1.55%6.36%4.56%
Flux-financeEthereum1.73MUSDT0%4.58%4.55%
DolomiteEthereum9.30MUSDC0%4.28%4.53%
LoopscaleSolana6.02MUSDC0%3.75%4.43%
Yearn-financeEthereum7MUSDT0%4.4%4.35%
Fusion-by-iporBase1.74MUSDC0%5.4%4.29%
ExactlyOptimism1.69MUSDC0%4.17%4.2%
ExactlyOptimism1.69MUSDC0%4.15%4.18%
Flux-financeEthereum1.52MUSDC0%4.2%4.15%
SparklendEthereum1.80MUSDC0%3.28%4.14%
ExactlyOptimism1.69MUSDC0%4.07%4.11%
AutofinanceBase13.96MUSDC1.32%5.94%4.09%
ExactlyOptimism1.69MUSDC0%3.97%4.01%
Silo-v2Avalanche1.08MUSDC0%5.04%3.97%
Scallop-lendSui2.40MUSDC0%4.66%3.95%
AcrossEthereum1.09MDAI0.55%3.63%3.95%
MapleEthereum2.07BUSDT0%4.22%3.95%
ExactlyOptimism1.69MUSDC0%3.81%3.93%
ExactlyOptimism1.69MUSDC0%3.96%3.91%
Yearn-financeEthereum2.45MUSDC0%255.19%3.87%
Yearn-financeEthereum3.78MUSDC0%5.84%3.86%
Euler-v2Ethereum36.02MUSDC0%4.32%3.84%
Lazy-summer-protocolEthereum4.59MUSDC0.56%3.87%3.82%
Spark-savingsAvalanche130.77MUSDC0%3.92%3.75%
Spark-savingsEthereum455.28MUSDC0%3.92%3.75%
Harvest-financeEthereum1.10MUSDC0%3.64%3.7%
ExactlyOptimism1.69MUSDC0%2.21%3.68%
ExactlyOptimism1.69MUSDC0%1.39%3.64%
Folks-finance-xchainPolygon1.89MUSDT0%3.6%3.64%
NeverlandMonad14.95MUSDC4.72%10.95%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum424.1M5.47%
Avalanche5138.4M5.67%
Base7137.2M6.16%
BSC340.1M8.92%
Ethereum242.7B426.19%
Hyperliquid000%
Mantle000%
Optimism813.5M3.96%
Polygon11.9M3.64%
Solana39M5.92%
TON000%
zkSync Era000%