Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/05/2026 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.72MUSDC0%65.65%154.98%
Canto-lendingCanto1.35MUSDC0%12.92%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.43%10.93%
Venus-fluxBSC16.31MUSDT0%7.22%10.91%
BitwayBSC13.58MUSDT0%10.91%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Venus-fluxBSC4.10MUSDC0%5.42%9.88%
Hyperlend-pooledHyperliquid L16.09MUSDC0%4.91%9.4%
AbyssSui1.31MUSDC0%8.65%9.35%
AvantisBase47.83MUSDC0%10.12%9.17%
Blend-pools-v2Stellar10.51MUSDC0%9.2%8.85%
SymbiosisTron1.62MUSDT0%7.51%8.81%
YieldseekerBase1.26MUSDC0%9.22%8.77%
Yearn-financeEthereum1.38MUSDC0%5.83%7.45%
Benqi-lendingAvalanche2.16MUSDC0%7.69%7.25%
Harvest-financeBase1.97MUSDC0%6.61%7.25%
AutofinanceEthereum2.28MUSDC0%7.09%7.06%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
LoopscaleSolana1.43MUSDC1.04%8.39%6.91%
Gains-networkArbitrum5.40MUSDC0%6.29%6.89%
Zerobase-cedefiBSC24.95MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.66%6.66%
Aave-v3Avalanche1.91MUSDT0%5.61%6.53%
Aave-v3Avalanche4.77MUSDC0%5.25%6.48%
DeltaprimeAvalanche1.06MUSDC0%5.47%6.04%
DeltaprimeAvalanche1.06MUSDC0%5.47%6.04%
AutofinanceArbitrum3.45MUSDC1.37%11.55%5.99%
Extra-finance-leverage-farmingBase3.96MUSDC0%5.64%5.79%
Yearn-financeEthereum8.36MUSDC0%4.46%5.73%
AutofinanceEthereum9.11MUSDC0.64%6.57%5.69%
Project-0Solana1.88MUSDC0%7.41%5.61%
Scallop-lendSui1.19MUSDC0%5.26%5.28%
AutofinanceBase6.12MUSDC3.68%8.31%5.22%
Fluid-lendingArbitrum40.11MUSDC0.83%6.17%4.85%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
Folks-finance-lendingAlgorand1.29MUSDC0%4.07%4.55%
MapleEthereum1.06BUSDT0%4.23%4.46%
DolomiteArbitrum1.41MUSDC0%5.86%4.35%
Yearn-financeEthereum7.97MDAI0%3.89%4.17%
ExactlyOP Mainnet1.56MUSDC0%3.54%4.12%
ExactlyOP Mainnet1.56MUSDC0%3.99%4.07%
Fluid-lendingBase15.11MUSDC1.51%6.41%4.06%
ExactlyOP Mainnet1.56MUSDC0%3.85%4.06%
Yearn-financeEthereum5.35MUSDT0%3.52%4.05%
SparklendEthereum3.17MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.56MUSDC0%3.76%4%
Aave-v3Ethereum144.38MUSDT0%4.87%3.96%
ExactlyOP Mainnet1.56MUSDC0%3.77%3.91%
ExactlyOP Mainnet1.56MUSDC0%3.65%3.89%
ExactlyOP Mainnet1.56MUSDC0%3.87%3.89%
Navi-lendingSui3.66MUSDC0.69%4.48%3.89%
ExactlyOP Mainnet1.56MUSDC0%3.73%3.86%
ExactlyOP Mainnet1.56MUSDC0%3.33%3.86%
TermmaxBase1.25MUSDC0%2.3%3.82%
Euler-v2Ethereum37.69MUSDC0%3.95%3.8%
Harvest-financeEthereum1.09MUSDC0%4.18%3.8%
Yearn-financeEthereum27.88MUSDC0%3.52%3.77%
Aave-v3Ethereum145.35MUSDC0%4.73%3.76%
Yo-protocolEthereum3.43MUSDC7.8%14.59%3.72%
Yo-protocolBase17.54MUSDC7.8%14.56%3.72%
NeverlandMonad15.28MUSDC5.28%8.2%3.72%
DolomiteEthereum21.70MUSDC3.84%6.82%3.7%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Moonwell-lendingBase2.41MUSDC1.23%4.6%3.66%
Spark-savingsAvalanche35.07MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum558.3M5.81%
Avalanche646.1M6%
Base1099.2M20.64%
BSC560.8M8.96%
Ethereum212.5B5.19%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana23.3M6.26%
TON13.6M6.66%
zkSync Era000%