Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.71% on Jul 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/07/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum1.04MUSDC0%14.28%14.25%
AccountableEthereum1.04MUSDC0%14.28%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableEthereum2.12MUSDC0%7.1%13.53%
Harvest-financeBase1.86MUSDC0%16.47%13.07%
Ember-protocolEthereum10.50MUSDC0%12.7%12.9%
AccountableMonad49.20MUSDC0.36%11.35%11.6%
Ember-protocolSui1.36MUSDC0%7.96%11.21%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
AccountableMonad5.19MUSDC0.49%10.3%10%
Ember-protocolSui1.20MUSDC0%10.93%9.8%
AvantisBase30.13MUSDC0%9.75%9.58%
Bracket-vaultsEthereum2.65MUSDC0%9.97%9.53%
Ember-protocolEthereum3.21MUSDC0%8.97%9.36%
Ember-protocolSui1.09MUSDC0%8.41%9.23%
Ember-protocolSui2.76MUSDC0%9.15%9.22%
AccountableMonad8.95MUSDC0.5%10.4%9.21%
Gains-networkArbitrum6.84MUSDC0%9.77%9.05%
Harmonix-financeHyperliquid L122.06MUSDC0%9.72%8.78%
YieldseekerBase1.89MUSDC0%7.99%8.56%
SymbiosisTron1.41MUSDT0%6.42%8.18%
Bitway-earnBSC23.09MUSDT0%9.69%8%
Ember-protocolSui7MUSDC4%12%8%
Centrifuge-protocolBase50.13MUSDC0%3.78%7.96%
Centrifuge-protocolAvalanche259.99MUSDC0%3.78%7.96%
Centrifuge-protocolBase2.22MUSDC0%3.76%7.96%
Centrifuge-protocolEthereum5.87MUSDC0%3.75%7.96%
Ember-protocolSui5.95MUSDC0%5.76%7.78%
LoopscaleSolana1.10MUSDC0.31%8.11%7.42%
Zerobase-cedefiEthereum14.12MUSDT2%9%7%
Gami-labsStellar15.14MUSDC0%7%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Spectra-metavaultsBase3.01MUSDC0.84%2.54%6.96%
Gami-labsBase3.01MUSDC0.84%2.7%6.96%
Kamino-lendSolana3.69MUSDC0%6.65%6.93%
AccountableMonad2.95MUSDC0.5%7.56%6.79%
Zerobase-cedefiBSC21.44MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.96MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.37MUSDC0%6.56%6.56%
Blend-pools-v2Stellar15.61MUSDC0%6.97%6.33%
Yearn-financeEthereum5.67MUSDC0%4.95%6.19%
SymbiosisEthereum1.35MUSDC0%8.18%6.15%
AutofinanceEthereum8.12MUSDC0.4%6.3%6.02%
Hyperlend-pooledHyperliquid L19.48MUSDC0%6%5.99%
Harvest-financeEthereum1.13MUSDC0%8.07%5.98%
Storm-tradeTON3.64MUSDT0%5.96%5.94%
Fluid-lendingBase8.52MUSDC0%5.42%5.67%
Fusion-by-iporEthereum1.92MUSDC0%6.13%5.5%
Fluid-lendingArbitrum37.55MUSDC0%5.87%5.42%
Centrifuge-protocolPharos15.10MUSDC0%3.58%5.35%
Navi-lendingSui5.64MUSDC0.47%5.99%5.35%
Fluid-lendingEthereum8.06MUSDC0%5.29%5.3%
Fluid-lendingEthereum138.20MUSDC0%6.24%5.3%
Fluid-lendingEthereum118.89MUSDT0%5.72%5.25%
Yearn-financeEthereum8.62MUSDC0%5.39%5.16%
AutofinanceBase6.09MUSDC2.01%7.44%5.11%
Yearn-financeBase1.70MUSDC0%4.67%5.05%
Centrifuge-protocolMonad4.52MUSDC0%2.88%4.99%
Yearn-financeEthereum1.18MUSDC0%4.01%4.59%
Kamino-lendSolana7.40MUSDC0%4.88%4.59%
Folks-finance-lendingAlgorand1.23MUSDC0%4.61%4.54%
Ember-protocolSui1.11MUSDC7.98%11.34%4.5%
Flux-financeEthereum1.92MUSDT0%4.5%4.44%
Kamino-lendSolana11.19MUSDC0%4.24%4.42%
DolomiteArbitrum1.43MUSDC0%3.93%4.36%
ExactlyOP Mainnet1.75MUSDC0%4.13%4.18%
ExactlyOP Mainnet1.75MUSDC0%4.16%4.17%
ExactlyOP Mainnet1.75MUSDC0%4.06%4.15%
ExactlyOP Mainnet1.75MUSDC0%4.04%4.09%
Euler-v2Monad2.21MUSDC3.14%4.74%4.05%
AmpleBase4.29MUSDC0%4.68%4.05%
ExactlyOP Mainnet1.75MUSDC0%3.93%4.04%
MapleEthereum1.05BUSDT0%4.14%4.02%
Yo-protocolBase10.52MUSDC0%4.21%4%
Yo-protocolEthereum2.38MUSDC0%4.21%4%
ExactlyOP Mainnet1.75MUSDC0%3.95%3.98%
Folks-finance-xchainPolygon1.26MUSDT0%4.05%3.96%
Jupiter-lendSolana404.66MUSDC0.75%4.68%3.85%
ExactlyOP Mainnet1.75MUSDC0%3.64%3.85%
Lista-lendingBSC4.90MUSDT0.06%4.63%3.85%
ExactlyOP Mainnet1.75MUSDC0%3.73%3.84%
ExactlyOP Mainnet1.75MUSDC0%4.09%3.82%
Moonwell-lendingBase2.75MUSDC0.38%5.74%3.8%
TermmaxBase1.20MUSDC0%4.07%3.8%
Benqi-lendingAvalanche4.54MUSDC0%3.71%3.79%
Centrifuge-protocolPlume Mainnet32.93MUSDC0%2.3%3.74%
Flux-financeEthereum2.60MUSDC0%3.72%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.5M6.46%
Avalanche2264.5M5.88%
Base15130.7M6.61%
BSC451.4M6.34%
Ethereum231.4B7.41%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.3M3.96%
Solana5428M5.44%
TON13.6M5.94%
zkSync Era000%