Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Apr 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/04/2026 19:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4679.98%212.73%
Bracket-vaultsEthereum2.71MUSDC0%12.47%11.96%
BitwayBSC11.97MUSDT0%11.98%11%
GoldfinchEthereum37.24MUSDC0%10.02%10.06%
Blend-pools-v2Stellar9.55MUSDC0%9.31%9.31%
AvantisBase65.97MUSDC0%9.42%8.99%
AbyssSui1.91MUSDC0%8.58%8.63%
Harvest-financeBase2.01MUSDC0%5.73%7.87%
Gains-networkArbitrum8.79MUSDC0%6.83%7.33%
SymbiosisTron1.16MUSDT0%5.42%7.16%
LoopscaleSolana1.36MUSDC1.22%8.08%7.06%
SymbiosisEthereum1.26MUSDC0%5.21%7.03%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC1.32MUSDC2%8.94%6.76%
Zerobase-cedefiBSC23.29MUSDT2%9.52%6.76%
Project-0Solana1.18MUSDC0%2.95%6.57%
DolomiteEthereum8.70MUSDC0%5.36%5.77%
WasabiSolana1.29MUSDC0%4.65%5.58%
DeltaprimeAvalanche1.15MUSDC0%5.55%5.14%
Spectra-metavaultsBase5.04MUSDC0.22%8.79%5.1%
Yo-protocolEthereum11.13MUSDC12%14.68%5.04%
Yo-protocolBase28.20MUSDC12%15.18%5.04%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.13%5%
Scallop-lendSui1.66MUSDC0%4.49%4.85%
AutofinanceEthereum8.74MUSDC0%3.55%4.78%
Woofi-earnArbitrum1.14MUSDC0%5.05%4.74%
Woofi-earnArbitrum1.14MUSDC0%5.05%4.74%
Flux-financeEthereum1.59MUSDT0%4.55%4.66%
AutofinanceBase8.58MUSDC2.08%5.91%4.49%
ExactlyOptimism1.71MUSDC0%4.23%4.28%
ExactlyOptimism1.71MUSDC0%4.13%4.17%
AutofinanceEthereum9.89MUSDC0.54%5.38%4.12%
ExactlyOptimism1.71MUSDC0%4.02%4.06%
Euler-v2Avalanche2.47MUSDC0%6.41%4.06%
ExactlyOptimism1.71MUSDC0%3.79%4.01%
SparklendEthereum2.19MUSDC0%4.14%4%
Yearn-financeEthereum3.75MUSDC0%4.42%3.99%
Benqi-lendingAvalanche5.83MUSDC0%3.9%3.97%
Navi-lendingSui11.01MUSDC0.51%4.57%3.96%
ExactlyOptimism1.71MUSDC0%4.13%3.95%
Aave-v3Polygon1.15MDAI0%3.46%3.89%
Benqi-lendingAvalanche2.36MUSDT0%4.74%3.86%
Fluid-lendingArbitrum30.88MUSDC1.04%5.71%3.86%
Hyperlend-pooledHyperliquid L121.91MUSDC0%3.87%3.85%
ExactlyOptimism1.71MUSDC0%3.66%3.8%
Flux-financeEthereum2.45MUSDC0%3.95%3.76%
Euler-v2Ethereum28.72MUSDC0%3.39%3.76%
WasabiBase3.38MUSDC0%3.89%3.76%
Spark-savingsAvalanche69.89MUSDC0%3.77%3.75%
Spark-savingsEthereum390.31MUSDC0%3.77%3.75%
MapleEthereum2.05BUSDT0%3.93%3.74%
ExactlyOptimism1.71MUSDC0%3.25%3.73%
ExactlyOptimism1.71MUSDC0%3.64%3.72%
NeverlandMonad16.60MUSDC4.36%8.61%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum549.9M5.53%
Avalanche581.7M4.16%
Base7117.3M5.75%
BSC336.6M8.17%
Ethereum162.6B18.51%
Hyperliquid000%
Mantle000%
Optimism813.7M3.97%
Polygon11.1M3.89%
Solana33.8M6.4%
TON000%
zkSync Era000%