Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/04/2026 12:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.84%12.9%
Benqi-lendingAvalanche1.72MUSDC0%6.4%11.55%
YieldseekerBase1.28MUSDC0%9.88%11.5%
Bracket-vaultsEthereum2.71MUSDC0%11.77%11.21%
BitwayBSC13.64MUSDT0%11.33%11%
AutofinanceArbitrum3.54MUSDC1.22%9.98%10.55%
AbyssSui1.86MUSDC0%8.78%10.31%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Aave-v3Avalanche1.96MUSDC0%3.83%9.87%
Blend-pools-v2Stellar8.99MUSDC0%9.33%9.68%
AutofinanceEthereum4.38MUSDC0%6.38%9.44%
AvantisBase49.92MUSDC0%9.89%9.1%
Aave-v3Ethereum7.11MDAI0%4.6%8.94%
Aave-v3Arbitrum7.12MUSDC0%3.02%8.02%
LoopscaleSolana1.64MUSDC1.06%8.53%7.54%
SymbiosisEthereum1.06MUSDC0%7%7.19%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%4.9%7%
SymbiosisTron1.26MUSDT0%7.01%6.84%
Zerobase-cedefiBSC1.47MUSDC2%8.79%6.76%
Zerobase-cedefiBSC24.21MUSDT2%8.86%6.76%
Aave-v3Ethereum97.25MUSDT0%3.97%6.56%
Harvest-financeBase1.97MUSDC0%6.51%6.5%
AccountableMonad1.06MUSDC5.45%9.68%6.31%
Gains-networkArbitrum8.44MUSDC0%6.71%6.15%
Extra-finance-leverage-farmingBase3.83MUSDC0%5.36%6.01%
Project-0Solana1.53MUSDC0%6.74%6%
Scallop-lendSui1.05MUSDC0%5.13%5.97%
DeltaprimeAvalanche1.08MUSDC0%5.23%5.91%
Aave-v3Ethereum110.48MUSDC0%4.14%5.57%
AutofinanceEthereum9.09MUSDC0.59%6.03%5.51%
LoopscaleSolana1.47MUSDC0%5.28%5.44%
Hyperlend-pooledHyperliquid L19.72MUSDC0%4.24%5.33%
AutofinanceBase5.68MUSDC3.7%7.5%5.22%
Kamino-lendSolana7.92MUSDC0%3.34%5.19%
MapleEthereum887.17MUSDT0%3.97%5.16%
Harvest-financeEthereum1.08MUSDC0%2.58%5.04%
Fluid-lendingEthereum118.27MUSDT1.75%5.91%4.97%
Fluid-lendingBase10.80MUSDC2.11%6.39%4.92%
TydroInk1.71MUSDC0%2.54%4.85%
Fluid-lendingArbitrum31.74MUSDC1.04%6.08%4.79%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.73%
Fusion-by-iporEthereum1.01MUSDC0%2.91%4.7%
Fusion-by-iporEthereum1.01MUSDC0%2.91%4.7%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Wasabi-perpsBase2.21MUSDC0%4.63%4.52%
DolomiteEthereum10.90MUSDC6.01%6.16%4.43%
Folks-finance-lendingAlgorand1.40MUSDC0%3.7%4.34%
Fluid-lendingEthereum175.83MUSDC1.18%4.51%4.3%
Fluid-lendingEthereum5.11MUSDC0%3.47%4.3%
Euler-v2Ethereum31.58MUSDC0%3.85%4.24%
Yearn-financeEthereum7.44MUSDC0%4.14%4.2%
TermmaxEthereum2.01MUSDC0%2.97%4.14%
TermmaxEthereum2.43MUSDC0%2.91%4.14%
SparklendEthereum3.01MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.71MUSDC0%3.28%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.67%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.5%3.92%
Aave-v3Polygon1.13MDAI0%3.83%3.91%
Yearn-financeEthereum8.56MDAI0%3.47%3.91%
ExactlyOP Mainnet1.71MUSDC0%2.96%3.85%
Yearn-financeEthereum1.17MUSDC0%3.26%3.79%
Navi-lendingSui4.35MUSDC0.67%4.32%3.77%
ExactlyOP Mainnet1.71MUSDC0%3.85%3.74%
Moonwell-lendingBase2.15MUSDC0%4.28%3.74%
Euler-v2Ethereum18.66MUSDC0%3.88%3.74%
ExactlyOP Mainnet1.71MUSDC0%3.65%3.73%
NeverlandMonad16.70MUSDC4.42%8.29%3.72%
Aave-v3Ethereum2.50MUSDC0%2.67%3.68%
ExactlyOP Mainnet1.71MUSDC0%4.03%3.68%
Flux-financeEthereum2.69MUSDC0%3.77%3.68%
ExactlyOP Mainnet1.71MUSDC0%3.86%3.66%
Spark-savingsAvalanche36.21MUSDC0%3.74%3.65%
Spark-savingsEthereum518.03MUSDC0%3.74%3.65%
ExactlyOP Mainnet1.71MUSDC0%3.45%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum659.9M6.87%
Avalanche441M7.75%
Base877.8M6.44%
BSC339.3M8.17%
Ethereum292.1B5.41%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.91%
Solana412.6M6.04%
TON14M7%
zkSync Era000%