Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 02 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/03/2026 20:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.98%13.29%
Storm-tradeTon4.81MUSDT0%3.95%11.2%
Fusion-by-iporEthereum5.84MUSDC0%2.53%10.3%
Gains-networkArbitrum12.30MUSDC0%9.72%10.23%
AvantisBase85.37MUSDC0%11.13%10.09%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar9.53MUSDC0%10.44%9.6%
Gains-networkBase1.91MUSDC0%6.49%9.52%
Fusion-by-iporBase1.68MUSDC0%5.45%8.54%
AbyssSui1.79MUSDC0%8.77%8.39%
Woofi-earnArbitrum1.22MUSDC0%7.07%6.97%
Yo-protocolBase29.37MUSDC12%20.83%6.56%
LoopscaleSolana1.62MUSDC1.2%6.97%6.17%
WasabiSolana1.42MUSDC0%7.05%6.15%
WasabiBase6MUSDC0%5.66%5.91%
AutofinanceEthereum20.10MUSDC0.41%7.13%5.84%
Navi-lendingSui3.68MUSDC0.6%4.65%5.75%
DeltaprimeAvalanche1.10MUSDC0%6.07%5.68%
Euler-v2Avalanche1.39MUSDC0%6.94%5.44%
Euler-v2Avalanche5.14MUSDC0%6.07%5.44%
Extra-finance-leverage-farmingBase3.95MUSDC0%4.8%5.34%
Harvest-financeBase4.04MUSDC0%5.97%5.27%
Harmonix-financeArbitrum1.03MUSDC0%5.49%5.22%
Harmonix-financeArbitrum1.03MUSDC0%5.49%5.22%
LiqwidCardano2.30MUSDC1.58%7.66%5.2%
DolomiteEthereum8.68MUSDC0%4.62%4.97%
AcrossEthereum1.09MDAI0.45%6.05%4.74%
AutofinanceEthereum5.02MUSDC0%4.5%4.64%
Harvest-financeEthereum1.08MUSDC0%3.6%4.62%
Benqi-lendingAvalanche1.47MUSDT0%3.82%4.6%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
Scallop-lendSui2.08MUSDC0%5.2%4.49%
AutofinanceBase16.04MUSDC2.02%6.51%4.49%
Hyperlend-pooledHyperliquid L121.91MUSDC0%5.54%4.48%
Fusion-by-iporEthereum4.59MUSDT0%6.84%4.45%
SymbiosisTron1.16MUSDT0%4.6%4.43%
Euler-v2Ethereum40.05MUSDC0%4.79%4.36%
MapleEthereum1.55BUSDT0%4.24%4.33%
Yearn-financeEthereum6.12MUSDT0%4.46%4.3%
ExactlyOptimism1.70MUSDC0%4.24%4.26%
SymbiosisEthereum1.34MUSDC0%5.29%4.22%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
AutofinanceArbitrum1.35MUSDC2.06%6.24%4.2%
ExactlyOptimism1.70MUSDC0%4.06%4.18%
ExactlyOptimism1.70MUSDC0%4.11%4.15%
ExactlyOptimism1.70MUSDC0%4.04%4.08%
Euler-v2Ethereum24.73MUSDC0%4.05%4.01%
Spark-savingsAvalanche104.55MUSDC0%4%4%
Spark-savingsEthereum259.70MUSDC0%4%4%
ExactlyOptimism1.70MUSDC0%3.93%3.99%
ExactlyOptimism1.70MUSDC0%3.79%3.94%
NeverlandMonad8.58MUSDC7.94%12.39%3.93%
ExactlyOptimism1.70MUSDC0%4.1%3.9%
Echelon-marketAptos8.88MUSDC0%4.74%3.89%
VesperEthereum2.60MUSDC0%3.98%3.87%
LoopscaleSolana10.09MUSDC0%3.89%3.84%
Yearn-financeEthereum7.58MUSDT0%3.79%3.69%
Echelon-marketAptos1.15MUSDT0%4.79%3.66%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum516.9M6.37%
Avalanche6116.6M9.36%
Base8148.4M6.96%
BSC000%
Ethereum192B5.49%
Hyperliquid000%
Mantle000%
Optimism711.9M4.07%
Polygon000%
Solana313.1M5.38%
TON14.8M11.2%
zkSync Era000%