Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%9.23%23.53%
Gains-networkArbitrum6.54MUSDC0%9.06%17.2%
AccountableEthereum1.03MUSDC0%14.27%15%
Ember-protocolSui1.13MUSDC0%8.46%14.64%
Canto-lendingCanto1.35MUSDC0%13.45%13.61%
Ember-protocolEthereum37.68MUSDC0%14.63%12.52%
AccountableMonad44.66MUSDC1%9.61%11%
Bracket-vaultsEthereum2.75MUSDC0%10.44%10.24%
GoldfinchEthereum36.72MUSDC0%10.07%10.12%
Harmonix-financeHyperliquid L115.63MUSDC0%10.22%10.08%
AccountableMonad5.16MUSDC0%10%10%
Bitway-earnBSC24.31MUSDT0%10.32%10%
SymbiosisEthereum1.39MUSDC0%9.45%9.92%
Ember-protocolSui3.21MUSDC0%7.57%9.45%
YieldseekerBase1.99MUSDC0%9.2%9.14%
AvantisBase35.01MUSDC0%10.38%9.06%
Kamino-lendSolana1.62MUSDC0%5.46%8.9%
AccountableMonad9.34MUSDC1%12.84%8.8%
Fusion-by-iporEthereum1.30MUSDC0%6.37%8.67%
Harvest-financeEthereum1.12MUSDC0%6.1%8.28%
Fusion-by-iporEthereum1.47MUSDC0%6.15%8.16%
Ember-protocolEthereum4.65MUSDC0%7.17%8.12%
Ember-protocolSui1.07MUSDC0%9.42%8%
Ember-protocolSui6.12MUSDC4%12%8%
Fluid-lendingArbitrum36.79MUSDC0%5.76%7.67%
Blend-pools-v2Stellar12.66MUSDC0%8.33%7.59%
LoopscaleSolana1.15MUSDC0.84%7.99%7.38%
AccountableMonad3.72MUSDC1%8.52%7.28%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.30MUSDT2%9%7%
AutofinanceEthereum1.53MUSDC0%10.35%6.99%
Extra-finance-leverage-farmingBase3.39MUSDC0%6.4%6.86%
SymbiosisTron1.33MUSDT0%7.68%6.82%
Zerobase-cedefiBSC23.18MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.08MUSDC2%8.76%6.76%
Navi-lendingSui2.73MUSDC0.53%5.19%6.35%
LazyEthereum1.02MUSDC0%7.61%6.2%
LazyEthereum1.02MUSDC0%7.61%6.2%
Ember-protocolSui1.50MUSDC0%8.85%6.09%
Lista-lendingBSC6.46MUSDT1.65%2.71%6.08%
Storm-tradeTON3.61MUSDT0%5.85%5.88%
Kamino-lendSolana3.23MUSDC0%5.64%5.88%
AutofinanceEthereum7.35MUSDC0.46%5.12%5.73%
Aave-v3Ethereum7.58MDAI0%2.57%5.69%
AutofinanceBase6.35MUSDC2.66%8.17%5.66%
AmpleBase4.27MUSDC0%4.87%5.64%
Fluid-lendingEthereum8.53MUSDC0%4.5%5.61%
Fluid-lendingEthereum106.03MUSDC1.27%6.43%5.61%
Gains-networkBase2.13MUSDC0%3.9%5.43%
Ember-protocolSui1.33MUSDC5.26%11.6%5.4%
Hyperlend-pooledHyperliquid L113.63MUSDC0%5.39%5.21%
Centrifuge-protocolEthereum373.93MUSDC0%3.79%5.12%
Centrifuge-protocolAvalanche259.34MUSDC0%3.81%5.12%
Centrifuge-protocolBase50.01MUSDC0%3.79%5.12%
Centrifuge-protocolBase2.14MUSDC0%3.78%5.12%
Centrifuge-protocolEthereum5.93MUSDC0%3.78%5.12%
CurvanceMonad1.10MUSDC2.7%7.8%5.09%
Ember-protocolEthereum2.71MUSDC0%7.01%5.01%
Ember-protocolSui7.07MUSDC0%6.82%5.01%
Lista-lendingBSC4.33MUSDT0.61%2.82%4.68%
Fluid-lendingBase9.31MUSDC0%5.38%4.65%
Flux-financeEthereum1.77MUSDT0%4.58%4.53%
Yearn-financeEthereum11.63MUSDC0%4.84%4.49%
Yearn-financeEthereum4.14MUSDC0%5.07%4.47%
CurrentSui1.23MUSDC4.96%7.36%4.43%
Yearn-financeBase1.72MUSDC0%56.17%4.39%
Ember-protocolSui1.13MUSDC0%7.33%4.38%
MapleEthereum833.71MUSDT0%4.22%4.35%
Folks-finance-xchainPolygon1.09MUSDT0%4.48%4.29%
Project-0Solana1.03MUSDC0%7.64%4.21%
Venus-fluxBSC8.97MUSDT0%2.92%4.2%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.16%
ExactlyOP Mainnet1.48MUSDC0%4.15%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.06%4.11%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.11%
ExactlyOP Mainnet1.48MUSDC0%3.99%4.1%
Moonwell-lendingBase1.61MUSDC1.1%6.6%4.1%
Euler-v2Monad1.39MUSDC0%4.83%4.06%
ExactlyOP Mainnet1.48MUSDC0%3.99%4.04%
ExactlyOP Mainnet1.48MUSDC0%3.96%4.02%
Fluid-lendingEthereum109.87MUSDT1.22%4.27%4.01%
DolomiteEthereum17.07MUSDC5.96%8.87%3.99%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.94%
ExactlyOP Mainnet1.48MUSDC0%2.52%3.88%
Benqi-lendingAvalanche5.17MUSDC0%6.13%3.8%
Yo-protocolBase12.26MUSDC0%4.12%3.8%
Yo-protocolEthereum2.73MUSDC0%4.13%3.8%
Yearn-financeEthereum1.18MUSDC0%3.33%3.8%
Yearn-financeEthereum2.45MUSDC0%3.66%3.79%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
ExactlyOP Mainnet1.48MUSDC0%2.45%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum350.9M10.62%
Avalanche2264.5M4.46%
Base13132M7.12%
BSC669.3M6.41%
Ethereum301.6B6.54%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.29%
Solana47M6.59%
TON13.6M5.88%
zkSync Era000%