Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.71% on Jul 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/07/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum1.04MUSDC0%14.28%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Harvest-financeBase1.86MUSDC0%16.71%13.07%
Ember-protocolEthereum5.67MUSDC0%12.73%12.9%
AccountableEthereum2.12MUSDC0%7.39%11.74%
AccountableMonad49.56MUSDC0.41%11.42%11.6%
Ember-protocolSui1.36MUSDC0%8.08%11.21%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
AccountableMonad5.19MUSDC0.5%10.32%10%
Ember-protocolSui1.20MUSDC0%11.05%9.8%
Bracket-vaultsEthereum2.65MUSDC0%9.95%9.52%
Ember-protocolEthereum3.26MUSDC0%9.04%9.36%
Ember-protocolSui1.09MUSDC0%8.52%9.23%
AccountableMonad8.95MUSDC0.5%10.24%9.22%
Ember-protocolSui2.77MUSDC0%9.19%9.22%
AvantisBase30.06MUSDC0%9.79%9.13%
Harmonix-financeHyperliquid L122.27MUSDC0%9.68%9%
YieldseekerBase1.93MUSDC0%7.97%8.68%
SymbiosisTron1.42MUSDT0%6.38%8.18%
Ember-protocolSui7MUSDC4%12%8%
Bitway-earnBSC23.09MUSDT0%9.62%8%
Ember-protocolSui5.95MUSDC0%5.84%7.78%
Gains-networkArbitrum6.64MUSDC0%9.65%7.59%
Spectra-metavaultsBase3.01MUSDC0%2.77%7.53%
Gami-labsBase3.01MUSDC0%2.85%7.53%
LoopscaleSolana1.04MUSDC0.32%8.08%7.44%
LoopscaleSolana1.04MUSDC0.32%8.08%7.44%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.13MUSDT2%9%7%
Gami-labsStellar15.15MUSDC0%7%7%
Extra-finance-leverage-farmingBase3.36MUSDC0%6.58%6.91%
Kamino-lendSolana3.88MUSDC0%6.68%6.82%
AccountableMonad2.94MUSDC0.5%7.53%6.79%
Zerobase-cedefiBSC21.47MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.91MUSDC2%8.76%6.76%
Blend-pools-v2Stellar16.04MUSDC0%6.91%6.22%
Yearn-financeEthereum5.67MUSDC0%5.02%6.19%
AutofinanceEthereum6.81MUSDC0.56%6.31%6.1%
AccountableEthereum4.09MUSDC9.85%12.23%6.03%
SymbiosisEthereum1.32MUSDC0%7.91%5.97%
Harvest-financeEthereum1.13MUSDC0%8%5.95%
Hyperlend-pooledHyperliquid L19.80MUSDC0%5.99%5.94%
Storm-tradeTON3.62MUSDT0%5.97%5.94%
Fluid-lendingArbitrum37.41MUSDC0%5.89%5.79%
Centrifuge-protocolAvalanche260.01MUSDC0%3.94%5.66%
Centrifuge-protocolBase50.14MUSDC0%3.94%5.66%
Centrifuge-protocolBase2.22MUSDC0%3.92%5.66%
Centrifuge-protocolEthereum5.87MUSDC0%3.91%5.66%
Yearn-financeEthereum8.60MUSDC0%5.42%5.54%
Fusion-by-iporEthereum1.92MUSDC0%6.09%5.46%
Fluid-lendingBase8.54MUSDC0%5.43%5.45%
Lista-lendingBSC1.82MUSDT1.3%7.15%5.3%
Navi-lendingSui5.93MUSDC0.44%6%5.25%
AutofinanceBase6.07MUSDC2.01%7.42%5.18%
Kamino-lendSolana3.91MUSDC0%4.85%5.17%
Fluid-lendingEthereum140MUSDC0%6.23%5.06%
Fluid-lendingEthereum9.35MUSDC0%5.33%5.06%
Yearn-financeBase1.70MUSDC0%4.71%5.05%
Centrifuge-protocolMonad4.52MUSDC0%2.93%4.99%
Lista-lendingBSC4.90MUSDT0%4.61%4.91%
Yearn-financeEthereum1.18MUSDC0%4.05%4.66%
Fluid-lendingEthereum123.78MUSDT0%5.65%4.53%
Ember-protocolSui1.12MUSDC7.98%11.49%4.5%
Kamino-lendSolana1.55MUSDC0%4.12%4.45%
Kamino-lendSolana10.54MUSDC0%4.27%4.45%
Flux-financeEthereum1.92MUSDT0%4.49%4.44%
Lista-lendingBSC6.15MUSDT0%5.25%4.43%
DolomiteArbitrum1.44MUSDC0%3.98%4.35%
ExactlyOP Mainnet1.73MUSDC0%4.13%4.18%
ExactlyOP Mainnet1.73MUSDC0%4.16%4.17%
ExactlyOP Mainnet1.73MUSDC0%4.07%4.16%
Euler-v2Monad2.20MUSDC3.14%4.82%4.12%
ExactlyOP Mainnet1.73MUSDC0%4.05%4.1%
ExactlyOP Mainnet1.73MUSDC0%3.94%4.05%
AmpleBase4.30MUSDC0%4.66%4.04%
Lista-lendingEthereum1.73MUSDC6.99%8.49%4.04%
Yo-protocolEthereum2.38MUSDC0%4.22%4%
Yo-protocolBase10.52MUSDC0%4.22%4%
MapleEthereum1.04BUSDT0%4.14%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.95%3.98%
Folks-finance-xchainPolygon1.26MUSDT0%4.03%3.96%
ExactlyOP Mainnet1.73MUSDC0%3.75%3.87%
ExactlyOP Mainnet1.73MUSDC0%3.73%3.84%
Benqi-lendingAvalanche4.45MUSDC0%3.72%3.84%
ExactlyOP Mainnet1.73MUSDC0%4.08%3.82%
Jupiter-lendSolana408.20MUSDC0.74%4.7%3.82%
TermmaxBase1.20MUSDC0%4.08%3.79%
Centrifuge-protocolPharos15.10MUSDC0%3.63%3.78%
Centrifuge-protocolPlume Mainnet32.93MUSDC0%2.42%3.74%
Moonwell-lendingBase2.90MUSDC0.36%5.68%3.73%
Flux-financeEthereum2.60MUSDC0%3.72%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.1M6.18%
Avalanche2264.5M4.75%
Base15130.8M6.36%
BSC659.3M6.03%
Ethereum241.4B6.72%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.3M3.96%
Solana7430.2M5.66%
TON13.6M5.94%
zkSync Era000%