Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ForgeyieldsStarknet1.04MUSDC0%17.29%17.59%
AccountableMonad9.39MUSDC1%12.03%15.43%
SymbiosisEthereum1.15MUSDC0%8.83%15.15%
Gains-networkArbitrum6.11MUSDC0%7.53%14.65%
AccountableEthereum1.03MUSDC0%14.25%14.25%
Canto-lendingCanto1.35MUSDC0%13.39%13.61%
Ember-protocolEthereum37.63MUSDC0%15.08%12.46%
Bracket-vaultsEthereum2.75MUSDC0%10.52%10.2%
GoldfinchEthereum36.72MUSDC0%10.06%10.12%
AccountableMonad5.15MUSDC0%10%10%
Bitway-earnBSC23.68MUSDT0%10.39%10%
SymbiosisTron1.58MUSDT0%7.67%9.9%
Harmonix-financeHyperliquid L116.47MUSDC0%10.24%9.77%
YieldseekerBase1.93MUSDC0%9.13%9.45%
AccountableMonad45.11MUSDC1%9.74%8.8%
AvantisBase36.74MUSDC0%10.61%8.11%
Harvest-financeEthereum1.09MUSDC0%5.65%8.05%
Ember-protocolSui1.07MUSDC0%9.65%8.01%
Ember-protocolSui6.10MUSDC4%12%8%
Blend-pools-v2Stellar11.53MUSDC0%8.44%7.99%
Ember-protocolEthereum4.63MUSDC0%7.03%7.87%
Ember-protocolSui2.84MUSDC0%7.43%7.66%
AccountableMonad4.08MUSDC1%8.71%7.28%
LoopscaleSolana1.29MUSDC0.81%8.03%7.25%
Ember-protocolSui1.52MUSDC0%9.3%7.22%
AutofinanceEthereum1.52MUSDC0%10.38%7%
Zerobase-cedefiEthereum14.31MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC2.10MUSDC2%8.76%6.76%
Zerobase-cedefiBSC23.85MUSDT2%8.76%6.76%
Lista-lendingBSC2.47MUSDT5.72%8.82%6.69%
Extra-finance-leverage-farmingBase3.65MUSDC0%6.33%6.29%
LazyEthereum1.02MUSDC0%8.02%6.2%
Gains-networkBase2.19MUSDC0%3.38%5.99%
Hyperlend-pooledHyperliquid L19.10MUSDC0%5.12%5.85%
Storm-tradeTON3.59MUSDT0%5.91%5.8%
AutofinanceEthereum7.34MUSDC0.43%4.96%5.69%
Harvest-financeBase1.86MUSDC0%9.62%5.68%
Kamino-lendSolana4.41MUSDC0%5.53%5.64%
AutofinanceBase6.76MUSDC2.4%8.27%5.4%
Kamino-lendSolana5.80MUSDC0%5.25%5.32%
Fusion-by-iporEthereum1.15MUSDC0%6.07%5.3%
Ember-protocolSui1.13MUSDC0%7.82%5.18%
Lista-lendingBSC4.29MUSDT0.12%2.25%5.15%
Ember-protocolEthereum2.71MUSDC0%7.24%5.02%
Ember-protocolSui7.33MUSDC0%7%5.02%
Navi-lendingSui2.87MUSDC0.54%4.99%4.91%
Lista-lendingBSC6.75MUSDT0%1.71%4.86%
Fluid-lendingBase9.24MUSDC0%5.43%4.82%
Yearn-financeEthereum11.55MUSDC0%4.99%4.81%
Fluid-lendingArbitrum36.74MUSDC0%5.63%4.8%
AmpleBase4.32MUSDC0%4.76%4.65%
Yearn-financeEthereum5.13MUSDC0%5.35%4.58%
Flux-financeEthereum1.77MUSDT0%4.59%4.53%
Fusion-by-iporEthereum1.45MUSDC0%5.85%4.51%
Fluid-lendingEthereum103.93MUSDT1.28%4.22%4.48%
Aave-v3Avalanche2.45MUSDT0%5.06%4.42%
Folks-finance-xchainPolygon1.09MUSDT0%4.51%4.32%
ExactlyOP Mainnet1.52MUSDC0%4.16%4.19%
ExactlyOP Mainnet1.52MUSDC0%4.13%4.16%
Moonwell-lendingBase1.56MUSDC1.06%6.63%4.14%
Euler-v2Monad1.38MUSDC0%5.65%4.12%
MapleEthereum838.38MUSDT0%4.25%4.12%
Yearn-financeBase1.72MUSDC0%75.67%4.1%
Ember-protocolSui1.13MUSDC0%8.41%4.09%
ExactlyOP Mainnet1.52MUSDC0%4.05%4.08%
ExactlyOP Mainnet1.52MUSDC0%3.97%4.05%
ExactlyOP Mainnet1.52MUSDC0%3.95%4.05%
ExactlyOP Mainnet1.52MUSDC0%3.97%4.02%
SparklendEthereum3.34MUSDC0%4.14%4%
ExactlyOP Mainnet1.52MUSDC0%3.95%3.99%
ExactlyOP Mainnet1.52MUSDC0%3.95%3.95%
Kamino-lendSolana19.32MUSDC0%5.87%3.88%
Kamino-lendSolana2.01MUSDC0%4.95%3.88%
ExactlyOP Mainnet1.52MUSDC0%2.01%3.81%
Benqi-lendingAvalanche5.36MUSDC0%6.51%3.8%
Centrifuge-protocolPharos15.05MUSDC0%3.21%3.77%
Centrifuge-protocolMonad4.51MUSDC0%3.69%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.49%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.49%3.77%
Yearn-financeEthereum2.67MUSDC0%3.59%3.75%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
ExactlyOP Mainnet1.52MUSDC0%1.02%3.69%
TermmaxBase1.25MUSDC0%4.14%3.68%
AcrossEthereum1.58MUSDT1.27%1.71%3.67%
Yo-protocolBase14.01MUSDC0%4.16%3.65%
Yo-protocolEthereum2.80MUSDC0%4.16%3.65%
Fluid-lendingEthereum8.53MUSDC0%4.36%3.64%
Fluid-lendingEthereum101.18MUSDC1.32%6.31%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum350.5M8.82%
Avalanche27.8M4.11%
Base1285.2M5.5%
BSC865.1M5.97%
Ethereum261.2B6.44%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.32%
Solana532.8M5.19%
TON13.6M5.8%
zkSync Era000%