Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/02/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.28MUSDC0%14.2%13.38%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase89.56MUSDC0%11.15%9.69%
Blend-pools-v2Stellar11.73MUSDC0%10.7%8.61%
Fusion-by-iporEthereum3.74MUSDT0%6.83%7.56%
Gains-networkArbitrum12.30MUSDC0%11.01%7.46%
Woofi-earnArbitrum1.21MUSDC0%7.09%7.04%
AbyssSui1.87MUSDC0%9.2%6.86%
LoopscaleSolana1.50MUSDC1.19%7.03%6.22%
Yo-protocolBase29.57MUSDC26%20.93%5.97%
AutofinanceEthereum19.45MUSDC0.35%7.49%5.88%
WasabiBase6.49MUSDC0%5.89%5.64%
Euler-v2Avalanche1.33MUSDC0%6.84%5.53%
Euler-v2Avalanche5.19MUSDC0%6.22%5.53%
Extra-finance-leverage-farmingBase3.87MUSDC0%4.85%5.51%
DeltaprimeAvalanche1.14MUSDC0%6.21%5.38%
DeltaprimeAvalanche1.14MUSDC0%6.21%5.38%
Scallop-lendSui1.50MUSDC0%5.28%5.37%
Harvest-financeBase3.97MUSDC0%6.03%5.19%
LiqwidCardano2.39MUSDC1.58%8.54%5.04%
Gains-networkBase1.97MUSDC0%7.81%5.04%
WasabiSolana1.40MUSDC0%7.09%5%
AutofinanceEthereum5.01MUSDC0%4.79%4.74%
Hyperlend-pooledHyperliquid L120.20MUSDC0%5.83%4.71%
Fusion-by-iporBase1.70MUSDC0%5.68%4.63%
Flux-financeEthereum1.73MUSDT0%4.62%4.55%
AutofinanceArbitrum1.34MUSDC1.82%6.24%4.45%
Benqi-lendingAvalanche1.71MUSDT0%3.73%4.4%
AutofinanceBase17.38MUSDC1.63%6.59%4.38%
MapleEthereum1.42BUSDT0%4.28%4.37%
Euler-v2Ethereum40.05MUSDC0%4.86%4.36%
ExactlyOptimism1.70MUSDC0%4.23%4.25%
Yearn-financeEthereum7.58MUSDT0%4.46%4.25%
Echelon-marketAptos8.50MUSDC0%4.82%4.23%
DolomiteEthereum13.28MUSDC0%4.64%4.21%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
ExactlyOptimism1.70MUSDC0%3.99%4.18%
ExactlyOptimism1.70MUSDC0%4.1%4.14%
NeverlandMonad7.55MUSDC7.9%12.52%4.12%
ExactlyOptimism1.70MUSDC0%4.02%4.07%
Spark-savingsAvalanche151.98MUSDC0%4%4%
Spark-savingsEthereum238.14MUSDC0%4%4%
Aave-v3Ethereum4.23MUSDC0%3.22%3.99%
ExactlyOptimism1.70MUSDC0%3.91%3.98%
Folks-finance-lendingAlgorand1.84MUSDC0%4.09%3.96%
ExactlyOptimism1.70MUSDC0%4.14%3.92%
Navi-lendingSui11.52MUSDC0.6%4.73%3.78%
LoopscaleSolana10.77MUSDC0%4.13%3.75%
Folks-finance-xchainPolygon2.50MUSDT0%3.88%3.71%
ExactlyOptimism1.70MUSDC0%3.79%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum314.8M6.32%
Avalanche7165.4M8.75%
Base8154.5M5.76%
BSC000%
Ethereum131.8B5.81%
Hyperliquid000%
Mantle000%
Optimism711.9M4.03%
Polygon12.5M3.71%
Solana313.7M4.99%
TON000%
zkSync Era000%