Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/06/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.58MUSDT0%78.57%77.29%
Harvest-financeBase1.85MUSDC0%11.85%33.28%
AccountableEthereum1.03MUSDC0%14.32%14.25%
Canto-lendingCanto1.35MUSDC0%13.54%13.61%
Ember-protocolEthereum36.92MUSDC0%12.6%12.52%
AccountableMonad46.85MUSDC0.35%9.77%11.6%
Ember-protocolSui1.16MUSDC0%9.08%11.32%
Ember-protocolEthereum4.82MUSDC0%7.69%11.03%
Ember-protocolSui3.34MUSDC0%8.1%11.02%
Hyperlend-pooledHyperliquid L17.80MUSDC0%5.48%10.58%
Bracket-vaultsEthereum2.72MUSDC0%10.34%10.15%
GoldfinchEthereum36.72MUSDC0%10.09%10.12%
AvantisBase33.42MUSDC0%10.06%10.06%
Bitway-earnBSC25.46MUSDT0%10.2%10%
AccountableMonad5.17MUSDC0.48%10.04%10%
Harmonix-financeHyperliquid L118.19MUSDC0%10.1%9.96%
AutofinanceEthereum1.33MUSDC0%9.89%9.23%
Ember-protocolSui1.21MUSDC6.01%11.53%9.06%
Ember-protocolSui1.10MUSDC0%7.87%8.48%
LazyEthereum1.02MUSDC0%7.39%8.2%
LazyEthereum1.02MUSDC0%7.39%8.2%
Centrifuge-protocolMonad10MUSDC0%3.2%8.17%
Ember-protocolSui5.73MUSDC4%12%8%
Ember-protocolSui1.08MUSDC0%8.95%8%
AccountableMonad9.34MUSDC0.5%12.31%7.56%
AccountableEthereum2.04MUSDC0%1.85%7.52%
Extra-finance-leverage-farmingBase3.13MUSDC0%6.73%7.49%
AccountableEthereum10.53MUSDC3.82%6.6%7.44%
Gains-networkArbitrum6.49MUSDC0%10.43%7.27%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%8.12%6.79%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.49MUSDT2%8.76%6.76%
YieldseekerBase1.93MUSDC0%8.98%6.69%
SymbiosisEthereum1.36MUSDC0%9.82%6.64%
Kamino-lendSolana4.24MUSDC0%5.67%6.48%
Fluid-lendingBase8.63MUSDC0%5.42%6.31%
Blend-pools-v2Stellar17.78MUSDC0%7.9%6.15%
Fluid-lendingArbitrum37.41MUSDC0%5.79%6.11%
Storm-tradeTON3.62MUSDT0%5.79%6.03%
Ember-protocolSui1.44MUSDC0%8.25%5.96%
Fluid-lendingEthereum115.51MUSDC1.08%6.73%5.91%
Fluid-lendingEthereum8.44MUSDC0%4.86%5.91%
AutofinanceEthereum7.26MUSDC0.46%5.57%5.84%
Navi-lendingSui4.19MUSDC0.47%5.57%5.81%
SymbiosisTron1.30MUSDT0%7.54%5.77%
AutofinanceBase6.72MUSDC2.26%8.01%5.62%
AmpleBase4.29MUSDC0%4.89%5.59%
Harvest-financeEthereum1.13MUSDC0%6.85%5.36%
Fusion-by-iporEthereum1.47MUSDC0%6.26%5.27%
Yearn-financeEthereum1.53MUSDC0%4.85%5.01%
Ember-protocolSui6.99MUSDC0%5.01%5%
Yearn-financeEthereum9.15MUSDC0%4.75%4.89%
CurvanceMonad1.30MUSDC2.7%7.85%4.76%
Yearn-financeBase1.71MUSDC0%21.1%4.7%
Yo-protocolBase11.56MUSDC0%4.21%4.58%
Yo-protocolEthereum2.72MUSDC0%4.21%4.58%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
Folks-finance-lendingAlgorand1.27MUSDC0%4.59%4.51%
Euler-v2Monad1.96MUSDC0%4.11%4.44%
TermmaxBase1.25MUSDC0%4.15%4.4%
Kamino-lendSolana14.15MUSDC0%5.19%4.33%
MapleEthereum0.96BUSDT0%4.2%4.21%
Lazy-summer-protocolBase1.21MUSDC0.88%4.05%4.17%
ExactlyOP Mainnet1.47MUSDC0%4.17%4.15%
Moonwell-lendingBase1.54MUSDC0.4%6.74%4.14%
ExactlyOP Mainnet1.47MUSDC0%4.03%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.08%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.15%4.12%
ExactlyOP Mainnet1.47MUSDC0%4.04%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.47MUSDC0%3.99%4.04%
Folks-finance-xchainPolygon1.23MUSDT0%4.35%4.01%
Yearn-financeEthereum1.18MUSDC0%3.47%3.95%
ExactlyOP Mainnet1.47MUSDC0%3.95%3.95%
Kamino-lendSolana1.96MUSDC0%4.11%3.93%
Kamino-lendSolana18.22MUSDC0%4.94%3.93%
Benqi-lendingAvalanche4.87MUSDC0%5.12%3.92%
ExactlyOP Mainnet1.47MUSDC0%3.43%3.92%
DolomiteArbitrum1.55MUSDC0%3.97%3.82%
Yearn-financeEthereum2.45MUSDC0%3.71%3.82%
ExactlyOP Mainnet1.47MUSDC0%3.06%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.1M6.05%
Avalanche14.9M3.92%
Base1277.2M8.09%
BSC350.4M7.84%
Ethereum251.2B7.01%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M40.65%
Solana438.6M4.67%
TON13.6M6.03%
zkSync Era000%