Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/02/2026 20:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%14.26%13.55%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase89.91MUSDC0%11.15%9.75%
Blend-pools-v2Stellar10.91MUSDC0%10.82%8.94%
Gains-networkArbitrum12.29MUSDC0%11.21%8.58%
AbyssSui1.86MUSDC0%9.33%8.58%
Fusion-by-iporEthereum3.75MUSDT0%6.8%8%
Woofi-earnArbitrum1.20MUSDC0%7.09%7.06%
LoopscaleSolana1.50MUSDC1.19%7.07%6.22%
AutofinanceEthereum19.44MUSDC0.38%7.58%5.88%
Euler-v2Avalanche1.33MUSDC0%6.93%5.53%
Euler-v2Avalanche5.03MUSDC0%6.27%5.53%
DeltaprimeAvalanche1.21MUSDC0%6.25%5.47%
Scallop-lendSui1.51MUSDC0%5.29%5.38%
Extra-finance-leverage-farmingBase3.92MUSDC0%4.88%5.34%
Yo-protocolBase29.32MUSDC26%20.11%5.21%
Harvest-financeBase3.99MUSDC0%6.05%5.16%
WasabiBase6.68MUSDC0%5.97%5.07%
LiqwidCardano2.40MUSDC1.58%8.72%5.03%
Fusion-by-iporBase1.70MUSDC0%5.77%4.79%
Gains-networkBase1.98MUSDC0%8.07%4.76%
Flux-financeEthereum1.72MUSDT0%4.62%4.55%
Hyperlend-pooledHyperliquid L122.13MUSDC0%5.9%4.43%
AutofinanceEthereum5.01MUSDC0%4.87%4.4%
Euler-v2Ethereum40.06MUSDC0%4.88%4.36%
Benqi-lendingAvalanche1.76MUSDT0%3.71%4.35%
MapleEthereum1.40BUSDT0%4.29%4.34%
AutofinanceBase17.38MUSDC1.77%6.63%4.31%
Yearn-financeEthereum7.30MUSDT0%4.47%4.28%
AutofinanceArbitrum1.34MUSDC1.95%6.25%4.27%
ExactlyOptimism1.72MUSDC0%4.23%4.25%
NeverlandMonad7.05MUSDC7.66%12.57%4.24%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
AcrossEthereum1.10MDAI0.41%7.69%4.18%
AcrossEthereum1.10MDAI0.41%7.69%4.18%
DolomiteEthereum13.68MUSDC0%4.65%4.17%
ExactlyOptimism1.72MUSDC0%3.97%4.17%
ExactlyOptimism1.72MUSDC0%4.09%4.14%
ExactlyOptimism1.72MUSDC0%4.02%4.06%
Spark-savingsAvalanche151.98MUSDC0%4%4%
Spark-savingsEthereum238.14MUSDC0%4%4%
ExactlyOptimism1.72MUSDC0%3.91%3.97%
ExactlyOptimism1.72MUSDC0%4.15%3.93%
Aave-v3Ethereum4.79MUSDC0%3.21%3.79%
Folks-finance-xchainPolygon2.43MUSDT0%3.88%3.76%
Fluid-lendingArbitrum43.47MUSDC0.97%4.15%3.76%
LoopscaleSolana10.75MUSDC0%4.2%3.73%
Folks-finance-lendingAlgorand2.06MUSDC0%4.11%3.73%
ExactlyOptimism1.72MUSDC0%3.11%3.7%
ExactlyOptimism1.72MUSDC0%3.8%3.68%
Echelon-marketAptos10.32MUSDC0%4.83%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum458.3M5.92%
Avalanche6164.3M9.31%
Base8154.9M5.55%
BSC000%
Ethereum151.8B5.59%
Hyperliquid000%
Mantle000%
Optimism813.7M3.99%
Polygon12.4M3.76%
Solana212.3M4.98%
TON000%
zkSync Era000%