Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/05/2026 10:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%90.68%153.97%
AbyssSui1.55MUSDC0%9.16%14.18%
Canto-lendingCanto1.35MUSDC0%12.96%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.26%10.79%
Harvest-financeBase1.97MUSDC0%7.11%10.78%
BitwayBSC14.41MUSDT0%10.83%10.5%
AvantisBase46.02MUSDC0%10.13%10.22%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
AutofinanceEthereum2.23MUSDC0%7.84%9.32%
YieldseekerBase1.24MUSDC0%9.11%8.78%
Blend-pools-v2Stellar10.92MUSDC0%9.12%8.64%
SymbiosisTron1.30MUSDT0%7.71%7.86%
SymbiosisEthereum1.22MUSDC0%7.14%7.71%
Yearn-financeEthereum1.64MUSDC0%6.25%7.69%
Gains-networkArbitrum5.17MUSDC0%6.3%7.35%
Benqi-lendingAvalanche2.11MUSDC0%8.16%7.3%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC24.36MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
Project-0Solana1.14MUSDC0%7.19%6.53%
Aave-v3Avalanche4.86MUSDC0%5.87%6.36%
Storm-tradeTON3.63MUSDT0%6.53%6.29%
Extra-finance-leverage-farmingBase3.72MUSDC0%5.76%6.2%
DeltaprimeAvalanche1.07MUSDC0%5.64%5.99%
DeltaprimeAvalanche1.07MUSDC0%5.64%5.99%
Yearn-financeEthereum9.65MUSDC0%4.75%5.91%
Aave-v3Avalanche2.27MUSDT0%6.46%5.53%
AutofinanceBase6.27MUSDC3.59%8.62%5.18%
Hyperlend-pooledHyperliquid L113.95MUSDC0%5.06%5.04%
Scallop-lendSui1.35MUSDC0%5.3%4.97%
Benqi-lendingAvalanche1.11MUSDT0%8.59%4.84%
DolomiteArbitrum1.31MUSDC0%5.94%4.6%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
MapleEthereum1.01BUSDT0%4.35%4.4%
Folks-finance-lendingAlgorand1.42MUSDC0%4.23%4.35%
Fluid-lendingArbitrum52.04MUSDC0.67%6.28%4.3%
AmpleBase4.34MUSDC0%4.25%4.24%
ExactlyOP Mainnet1.57MUSDC0%3.93%4.14%
ExactlyOP Mainnet1.57MUSDC0%3.91%4.07%
ExactlyOP Mainnet1.57MUSDC0%4.02%4.07%
Navi-lendingSui6.95MUSDC0.75%4.48%4.07%
AutofinanceEthereum8.46MUSDC0.64%6.56%4.05%
SparklendEthereum3.58MUSDC0%4.12%4.04%
Moonwell-lendingBase1.71MUSDC1.42%4.81%4.03%
ExactlyOP Mainnet1.57MUSDC0%3.84%4.02%
Kamino-lendSolana7.95MUSDC0%4.27%4.02%
TermmaxBase1.25MUSDC0%2.31%4%
Yo-protocolEthereum3.41MUSDC7.8%14.83%4%
Yo-protocolBase16.60MUSDC7.8%14.8%4%
Harvest-financeEthereum1.09MUSDC0%4.84%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.72%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.35%3.91%
ExactlyOP Mainnet1.57MUSDC0%3.72%3.9%
TermmaxEthereum7.31MUSDC0%1.85%3.88%
NeverlandMonad14.86MUSDC5.03%8.32%3.81%
TermmaxEthereum2.01MUSDC0%3.55%3.81%
TermmaxEthereum1.11MUSDC0%3.5%3.81%
Yearn-financeEthereum9.48MDAI0%3.95%3.74%
Fluid-lendingBase16.05MUSDC1.49%6.45%3.7%
Euler-v2Ethereum39.08MUSDC0%3.96%3.68%
Flux-financeEthereum2.69MUSDC0%3.72%3.68%
Spark-savingsAvalanche34.83MUSDC0%3.69%3.65%
Spark-savingsEthereum0.92BUSDC0%3.69%3.65%
Lazy-summer-protocolBase1.40MUSDC0%4.09%3.64%
Fluid-lendingEthereum7.09MUSDC0%3.64%3.64%
Fluid-lendingEthereum192.08MUSDC1.14%4.75%3.64%
Yearn-financeEthereum29.88MUSDC0%3.57%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum466.4M5.81%
Avalanche747.3M5.66%
Base12102.3M18.23%
BSC340.7M8.01%
Ethereum232.3B5.25%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana29.1M5.28%
TON13.6M6.29%
zkSync Era000%