Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/08/2026 22:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad7.50MUSDC1.37%24.41%20.21%
Centrifuge-protocolMonad10.07MUSDC0%4.08%20.01%
EnsuroEthereum1.08MUSDC0%20.35%19.2%
AccountableEthereum3.61MUSDC10.68%23.99%17.21%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%4.25%15.38%
AccountableEthereum1.06MUSDC1.25%14.95%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad94.99MUSDC0.41%15.95%13.6%
Ember-protocolEthereum7.05MUSDC0%12.85%12.9%
Midas-rwaEtherlink4.82MUSDC0%9.44%11.7%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.69%11.56%
Ember-protocolSui1.41MUSDC0%9.95%11.52%
Ember-protocolEthereum16.96MUSDC0%7.55%11.01%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Gains-networkArbitrum4.60MUSDC0%4.26%10.55%
Midas-rwaEthereum1.74MUSDC0%11.15%10.39%
Harvest-financeBase1.86MUSDC0%10.76%10.23%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
Harvest-financeEthereum1.17MUSDC0%6.43%10.21%
Ember-protocolEthereum7.63MUSDC0%9.57%10.05%
Ember-protocolSui7.12MUSDC0%9.89%10.04%
AguaEthereum6.86MUSDC0%10%10%
Ember-protocolEthereum3.36MUSDC0%9.6%9.52%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Euler-v2Monad1.18MUSDC1.25%10.29%9.31%
Ember-protocolSui1.08MUSDC0%8.6%9.29%
Midas-rwaEthereum6.40MUSDC0%9.16%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.16%9.23%
Neutral-tradeSolana2.30MUSDC0%5.57%9.12%
Midas-rwaEthereum7.86MUSDC0%9.28%8.58%
Midas-rwaEthereum71.12MUSDC0%10%8.55%
Midas-rwaEthereum6.69MUSDC0%7.36%8.5%
Midas-rwaEthereum2.51MUSDC0%7.36%8.35%
Pareto-creditEthereum168.50MUSDC0%8.12%8.02%
Bitway-earnBSC25.78MUSDT0%8%8%
Ember-protocolSui9.36MUSDC4%12%8%
YieldseekerBase1.12MUSDC0%9.46%7.49%
AccountableMonad1.26MUSDC0.5%7.78%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBase4.54MUSDC2%9%7%
SentoraEthereum46.73MUSDC0%6.85%6.88%
Nawa-protocolZIGChain3.42MUSDC0%9.4%6.85%
Extra-finance-leverage-farmingBase3.42MUSDC0%7.03%6.82%
Kamino-lendSolana4.51MUSDC0%6.75%6.78%
Zerobase-cedefiBSC19.06MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Yearn-financeEthereum6.84MUSDC0%6.91%6.64%
LoopscaleSolana3.01MUSDC0.3%7.02%6.53%
Yearn-financeEthereum8.62MUSDC0%6.08%6.49%
Blend-pools-v2Stellar14.69MUSDC0%6.86%6.32%
Yo-protocolBase1.08MUSDC0%6.72%6.18%
AccountableMonad9.94MUSDC0.5%7.93%6.13%
Harmonix-financeHyperliquid L124.13MUSDC0%6.51%6.07%
Yearn-financeEthereum1.19MUSDC0%6.32%5.98%
Navi-lendingSui4.16MUSDC0.59%5.46%5.81%
Hyperlend-pooledHyperliquid L112.77MUSDC0%6.96%5.81%
Fluid-lendingEthereum132.79MUSDT0%4.46%5.73%
Midas-rwaEthereum37.42MUSDC0%8.21%5.73%
Kamino-lendSolana1.85MUSDC0%5.2%5.68%
Storm-tradeTON3.02MUSDT0%5.6%5.48%
AutofinanceEthereum8.08MUSDC0.79%5.89%5.33%
LoopscaleSolana1.25MUSDC0%4.88%5.24%
AutofinanceBase7.68MUSDC2.13%8.06%5.22%
Centrifuge-protocolAvalanche261.50MUSDC0%5.21%5.15%
Centrifuge-protocolBase50.42MUSDC0%5.21%5.15%
Centrifuge-protocolEthereum5.71MUSDC0%5.19%5.15%
Yearn-financeBase1.82MUSDC0%4.93%5%
AvantisBase18.03MUSDC0%8.68%5%
Kamino-lendSolana5.28MUSDC0%4.33%4.82%
Kamino-lendSolana1.07MUSDC0%4.74%4.82%
Fluid-lendingBase9.33MUSDC0%5.19%4.8%
Alchemix-v3Ethereum7.81MUSDC0%4.52%4.74%
Benqi-lendingAvalanche3.12MUSDC0%4.27%4.62%
Ember-protocolSui1.20MUSDC0%3.56%4.56%
Lista-lendingBSC2.46MUSDT4.58%7.12%4.56%
Fluid-lendingEthereum151.73MUSDC0%5.09%4.52%
Fluid-lendingEthereum2.91MUSDC0%5.09%4.52%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Fluid-lendingArbitrum45.79MUSDC0%4.94%4.4%
ExactlyOP Mainnet1.61MUSDC0%4.36%4.37%
DolomiteArbitrum1.23MUSDC0%4.2%4.32%
ExactlyOP Mainnet1.61MUSDC0%4.29%4.31%
MapleEthereum1.02BUSDT0%4.21%4.28%
ExactlyOP Mainnet1.61MUSDC0%4.24%4.27%
Jupiter-lendSolana439.34MUSDC0.69%5.02%4.24%
ExactlyOP Mainnet1.61MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.16%4.2%
Compound-v3Ethereum34.48MUSDC0.12%3.5%4.15%
ExactlyOP Mainnet1.61MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.61MUSDC0%4.05%4.06%
ExactlyOP Mainnet1.61MUSDC0%3.94%4.06%
SymbiosisEthereum1.56MUSDC0%4.83%3.95%
Jupiter-lendSolana18.64MUSDT0%3.42%3.94%
Aave-v3Polygon1.02MDAI0%3.96%3.93%
Yo-protocolBase9.13MUSDC0%4.2%3.93%
Yo-protocolEthereum1.51MUSDC0%4.2%3.93%
TermmaxEthereum3.34MUSDC0%4.04%3.92%
ExactlyOP Mainnet1.61MUSDC0%3.6%3.9%
AmpleBase4.35MUSDC0%4.04%3.89%
Ember-protocolEthereum2.03MUSDC0%2.46%3.86%
Midas-rwaEthereum3.49MUSDC0%4.31%3.78%
Yearn-financeEthereum2.43MUSDC0%3.55%3.74%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Centrifuge-protocolMonad4.54MUSDC0%3.68%3.6%
Centrifuge-protocolPharos4.39MUSDC0%3.68%3.6%
Aave-v3Avalanche2.51MUSDT0%3.26%3.57%
Moonwell-lendingBase2.75MUSDC0.07%6.76%3.55%
Spark-savingsEthereum257.64MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.05MUSDC0%3.52%3.52%
SparklendEthereum1.73MUSDC0%3.48%3.47%
Midas-rwaEthereum64.91MUSDC0%3.31%3.45%
Midas-rwaEtherlink1.22MUSDC0%3.32%3.45%
Yearn-financeEthereum23.27MUSDC0%3.3%3.39%
DolomiteEthereum27.75MUSDC4.42%7.49%3.37%
Native-credit-poolEthereum1.79MUSDT0%3.01%3.31%
Aave-v3Ethereum237.60MUSDT0%2.83%3.31%
Aave-v3Ethereum74.56MUSDT1.37%4.45%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum189.85MUSDC0%3.76%3.27%
Aave-v3Ethereum58.71MUSDC1.66%5.34%3.27%
Yearn-financeEthereum7.52MDAI0%3.08%3.22%
Aave-v3Base29.65MUSDC0%3.47%3.15%
Native-credit-poolBSC2.98MUSDT0%3.29%3.14%
Project-0Solana2.07MUSDC0%4.55%3.13%
Euler-v2Ethereum7.28MUSDC0%3.1%3.08%
Aave-v3Avalanche7.79MUSDC0%3.72%3.03%
Compound-v3Ethereum28.65MUSDT0.13%3.14%3.03%
Kamino-lendSolana1.38MUSDC0%4.65%3.02%
Spark-savingsEthereum362.12MUSDT0%2.85%3%
Aave-v4Ethereum2.06MUSDT0%2.36%2.99%
Yearn-financeEthereum7.43MUSDT0%3.18%2.97%
Aave-v3Monad24.86MUSDC2.44%6.14%2.88%
Euler-v2Ethereum7.83MUSDC0%4.27%2.87%
Aave-v3BSC2.17MUSDC0%3.02%2.85%
Aave-v3Polygon12.13MUSDC0%2.78%2.82%
Compound-v3Arbitrum3.37MUSDC0%2.74%2.79%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
CurvanceMonad2.36MUSDC2.7%5.28%2.72%
Compound-v3Arbitrum3.66MUSDT0%2.08%2.7%
Aave-v3Ethereum1.56MUSDC0%2.18%2.63%
Aave-v3Ethereum26.66MDAI0%3.03%2.62%
SparklendEthereum64.34MUSDT0%3.72%2.62%
SaveSolana5.27MUSDC0%2.37%2.57%
LoopscaleSolana1.70MUSDC6.91%8.38%2.57%
Venus-fluxBSC2.29MUSDT0%2.42%2.53%
Centrifuge-protocolEthereum1.68MUSDC0%1.44%2.42%
Venus-core-poolBSC78.27MUSDT0%2.13%2.3%
Aave-v3OP Mainnet2.98MUSDC0%2.93%2.22%
Aave-v3BSC15.84MUSDT0%2.16%2.2%
Justlend-v1Tron77.64MUSDT0%2.48%2.18%
SparklendEthereum114.55MDAI0%2.17%2.17%
Venus-core-poolBSC18.84MUSDC0%2.55%2.15%
CurrentSui10.74MUSDC8.07%9.57%2.1%
Aave-v3Arbitrum51.20MUSDC0%2.46%2.09%
Midas-rwaEthereum26.21MUSDC0%5.43%2.04%
Lista-lendingBSC3.74MUSDT0%2.73%2.01%
TydroInk5.55MUSDC0%1.86%1.94%
Lista-lendingBSC1.01MUSDT0%1.88%1.85%
Lista-lendingBSC1.01MUSDT0%1.88%1.85%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Aave-v3Sonic1.19MUSDC0%1.92%1.83%
Aave-v4Ethereum1.74MUSDC0%1.69%1.69%
Aave-v4Ethereum1.09MUSDT0%1.45%1.66%
Aave-v4Ethereum1.10MUSDC0%1.58%1.63%
Gami-labsBase3.02MUSDC0%2.6%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.6%1.57%
Echelon-marketAptos1.89MUSDC1.52%3.73%1.49%
SaveSolana2.52MUSDT0%1.42%1.34%
NeverlandMonad2.27MUSDC7.6%6.77%1.32%
ExactlyOP Mainnet1.61MUSDC0%0.99%1%
Lista-lendingEthereum2.58MUSDT5.11%5.68%0.74%
Zest-v2Stacks10.08MUSDC0%0.51%0.59%
Lista-lendingBSC3.50MUSDT0%1.71%0.5%
Aave-v4Avalanche4.82MUSDC6.01%0.46%0.17%
Lista-lendingEthereum3.39MUSDC6.14%6.4%0.16%
TectonicCronos45.06MUSDT0%0.15%0.15%
TectonicCronos54.05MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.06%0.04%
AcrossEthereum1.10MUSDC4.18%4.41%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7117.5M4.83%
Avalanche6291.8M3.34%
Base16151.2M5.03%
BSC15180M3.29%
Ethereum743.5B5.72%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.1M3.38%
Solana15503.7M4.26%
TON13M5.48%
zkSync Era000%