Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/04/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.76%12.76%
Bracket-vaultsEthereum2.70MUSDC0%12.06%11.61%
AvantisBase60.94MUSDC0%9.62%11.4%
BitwayBSC13.33MUSDT0%11.61%11%
AutofinanceArbitrum2.06MUSDC1.8%7.85%10.26%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
AbyssSui1.82MUSDC0%8.86%9%
Blend-pools-v2Stellar10.28MUSDC0%9.33%8.9%
Spectra-metavaultsBase7.29MUSDC2.08%93.38%8.23%
LoopscaleSolana1.39MUSDC0.61%8.38%7.67%
AutofinanceEthereum8.76MUSDC0%4.24%7.1%
Storm-tradeTON3.98MUSDT0%4.75%7.01%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6.05%6.94%
AutofinanceEthereum9.68MUSDC0.56%5.71%6.83%
SymbiosisEthereum1.04MUSDC0%6.25%6.82%
SymbiosisEthereum1.04MUSDC0%6.25%6.82%
Zerobase-cedefiBSC1.32MUSDC2%8.85%6.76%
Zerobase-cedefiBSC23.47MUSDT2%9.14%6.76%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.07%5.64%
Gains-networkArbitrum8.64MUSDC0%6.35%5.61%
Wasabi-perpsBase4.66MUSDC0%4.58%5.35%
Project-0Solana2.35MUSDC0%4.78%5.27%
LoopscaleSolana1.95MUSDC0%5.1%5.23%
DeltaprimeAvalanche1.17MUSDC0%5.3%5.06%
AutofinanceBase6.81MUSDC3.24%6.71%4.89%
Harvest-financeEthereum1.08MUSDC0%1.39%4.78%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Wasabi-perpsSolana1.19MUSDC0%5.56%4.64%
Yo-protocolBase25.93MUSDC12%14.06%4.54%
Yo-protocolEthereum8.48MUSDC12%14.07%4.54%
Benqi-lendingAvalanche4.53MUSDC0%3.98%4.54%
TermmaxEthereum2.74MUSDC0%2.08%4.49%
TermmaxEthereum2.01MUSDC0%2.13%4.49%
TermmaxEthereum11.22MUSDC0%2.07%4.48%
Scallop-lendSui1.96MUSDC0%4.71%4.35%
Fluid-lendingArbitrum33.25MUSDC1.02%6.06%4.32%
SparklendEthereum1.89MUSDC0%4.11%4.14%
TermmaxBase1.24MUSDC0%3.87%4.09%
Hyperlend-pooledHyperliquid L115.28MUSDC0%4.12%4.08%
Benqi-lendingAvalanche1.94MUSDT0%4.4%3.99%
ExactlyOP Mainnet1.55MUSDC0%2.63%3.99%
Euler-v2Avalanche1.91MUSDC0%6.14%3.98%
ExactlyOP Mainnet1.55MUSDC0%3.66%3.98%
Yearn-financeEthereum6.85MUSDC0%4.05%3.93%
Euler-v2Monad1.92MUSDC0%1.91%3.9%
ExactlyOP Mainnet1.55MUSDC0%4.17%3.83%
Yearn-financeEthereum8.87MDAI0%3.15%3.8%
Kamino-lendSolana8.70MUSDC0%2.26%3.8%
Fusion-by-iporEthereum1.33MUSDC0%1.55%3.8%
Yearn-financeBase2.11MUSDC0%3.31%3.79%
Euler-v2Ethereum28.35MUSDC0%3.63%3.79%
ExactlyOP Mainnet1.55MUSDC0%3.45%3.79%
Euler-v2Ethereum41.16MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.79%3.77%
NeverlandMonad18.07MUSDC4.2%8.37%3.75%
Spark-savingsEthereum401.51MUSDC0%3.75%3.75%
Spark-savingsAvalanche64.54MUSDC0%3.75%3.75%
ExactlyOP Mainnet1.55MUSDC0%1.91%3.74%
Folks-finance-lendingAlgorand1.94MUSDC0%3.51%3.74%
ExactlyOP Mainnet1.55MUSDC0%3.93%3.73%
ExactlyOP Mainnet1.55MUSDC0%3.99%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.95%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.66%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum553.1M6.37%
Avalanche574.1M4.26%
Base9115M6.1%
BSC338.1M8.17%
Ethereum21594.4M5.45%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana515.6M5.32%
TON14M7.01%
zkSync Era000%