Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%113.03%153.82%
Ember-protocolSui7.88MUSDC0%12.64%15.59%
Canto-lendingCanto1.35MUSDC0%13%13.3%
AbyssSui1.94MUSDC0%9.81%12.57%
Ember-protocolEthereum47.10MUSDC13%21.45%12.52%
Harmonix-financeHyperliquid L18.43MUSDC0%11.26%12.3%
Harvest-financeBase1.97MUSDC0%7.91%12.27%
AutofinanceEthereum2.02MUSDC0%8.53%11.85%
AvantisBase45.78MUSDC0%10.1%10.87%
Bracket-vaultsEthereum2.71MUSDC0%11.11%10.63%
BitwayBSC14.64MUSDT0%10.75%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.78%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
Ember-protocolSui2.59MUSDC0%8.91%9.4%
Benqi-lendingAvalanche2MUSDC0%8.85%9.13%
Fusion-by-iporEthereum1.31MUSDC0%4.69%9.01%
YieldseekerBase1.25MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.62MUSDC0%9.06%8.65%
Ember-protocolEthereum4.50MUSDC0%7.74%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%8.75%7.24%
Gains-networkArbitrum5.12MUSDC0%6.39%7.13%
LoopscaleSolana1.85MUSDC1.06%8.25%7.07%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Ember-protocolSui1.17MUSDC0%7.27%6.95%
Ember-protocolSui1.17MUSDC0%8.75%6.83%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.35MUSDT2%8.76%6.76%
Kamino-lendSolana6.72MUSDC0%4.98%6.63%
Spectra-metavaultsBase6.59MUSDC1.42%4.75%6.54%
DeltaprimeAvalanche1.06MUSDC0%5.81%6.26%
DeltaprimeAvalanche1.06MUSDC0%5.81%6.26%
Extra-finance-leverage-farmingBase3.73MUSDC0%5.92%6.18%
Storm-tradeTON3.61MUSDT0%6.63%6.14%
Yearn-financeEthereum2.81MUSDC0%6.42%5.71%
SymbiosisTron1.49MUSDT0%7.41%5.68%
LoopscaleSolana1.26MUSDC0%5.46%5.5%
AutofinanceBase6.94MUSDC3.48%8.78%5.37%
Aave-v3Avalanche5.94MUSDC0%6.3%5.28%
Aave-v3Avalanche2.45MUSDT0%7.06%5.08%
Scallop-lendSui1.33MUSDC0%5.32%5.02%
Fluid-lendingArbitrum47.28MUSDC0%6.3%4.99%
Fluid-lendingBase14.35MUSDC0%6.46%4.97%
Yearn-financeEthereum10.13MUSDC0%4.94%4.86%
Hyperlend-pooledHyperliquid L115.31MUSDC0%5.14%4.85%
Benqi-lendingAvalanche1.18MUSDT0%8.79%4.78%
Ember-protocolSui1.41MUSDC8.63%13.38%4.64%
Flux-financeEthereum1.69MUSDT0%4.61%4.58%
DolomiteArbitrum1.49MUSDC0%5.67%4.58%
AmpleBase4.33MUSDC0%4.6%4.5%
MapleEthereum0.93BUSDT0%4.47%4.48%
Folks-finance-lendingAlgorand1.37MUSDC0%4.35%4.45%
Harvest-financeEthereum1.09MUSDC0%4.99%4.34%
ExactlyOP Mainnet1.59MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.59MUSDC0%3.97%4.13%
Moonwell-lendingBase1.59MUSDC1.3%5.06%4.1%
Jupiter-lendSolana441.87MUSDC1.11%4.4%4.07%
SparklendEthereum3.98MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.89%4.03%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.03%
Yo-protocolBase16.08MUSDC7.8%14.13%4.02%
Yo-protocolEthereum3.36MUSDC7.8%14.15%4.02%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.4%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.77%3.91%
TermmaxBase1.26MUSDC0%2.27%3.9%
TermmaxEthereum2.01MUSDC0%3.69%3.9%
TermmaxEthereum7.31MUSDC0%1.94%3.86%
Project-0Solana4.28MUSDC0%7.79%3.84%
Navi-lendingSui8.80MUSDC0.59%4.53%3.8%
Ember-protocolSui1.14MUSDC0%5.59%3.71%
NeverlandMonad15.74MUSDC4.8%8.4%3.69%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.32MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Yearn-financeEthereum9.47MDAI0%3.92%3.63%
Fluid-lendingEthereum190.28MUSDC1.05%4.91%3.63%
Fluid-lendingEthereum7.14MUSDC0%3.79%3.63%
AutofinanceEthereum8.23MUSDC0.68%6.21%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.8M5.92%
Avalanche742M5.78%
Base12105.6M18.79%
BSC341M8.01%
Ethereum232.2B6.12%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5456M5.42%
TON13.6M6.14%
zkSync Era000%