Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%26.02%56.64%
Harvest-financeBase1.76MUSDC0%25.74%27.14%
EnsuroEthereum1.30MUSDC0%21.78%21.12%
VerantaBase9.73MUSDC0%19.23%21.08%
AccountableEthereum3.39MUSDC0%12.54%15.57%
AccountableEthereum1.13MUSDC0%14.96%14.25%
AccountableMonad6.75MUSDC1.1%15.52%13.66%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.63MUSDC0%13.05%12.9%
AccountableEthereum12.10MUSDC0%12.26%12.13%
Vectis-financeEthereum1.80MUSDC0%13.76%12.01%
AccountableMonad5.44MUSDC0.36%12.11%11.64%
Ember-protocolEthereum18.02MUSDC0%11.48%11.53%
AccountableEthereum1.79MUSDC0%13.75%11%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
AccountableEthereum2.47MUSDC11.24%31.27%10.43%
Rhea-lendNear1.92MUSDT0%9.54%10.34%
Midas-rwaEthereum26.36MUSDC0%8.54%10.21%
Rhea-lendNear1.88MUSDC0%8.98%10.16%
Benqi-lendingAvalanche1.28MUSDC0%7.13%10.08%
Ember-protocolSui10.12MUSDC0%10.13%10%
AguaEthereum11.51MUSDC0%10%10%
AguaMonad9.07MUSDC0%10%10%
Neutral-tradeSolana1.25MUSDC0%8.22%9.9%
AccountableMonad74.98MUSDC0.29%11.2%9.5%
Midas-rwaEthereum7.93MUSDC0%7.07%9.46%
Ember-protocolEthereum3.67MUSDC0%9.57%9.43%
Pareto-creditEthereum2.01MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.46MUSDC0%10.3%9.33%
Centrifuge-protocolEthereum2.68MUSDT0%6.41%8.8%
Kamino-lendSolana52.55MUSDC0%8.23%8.3%
Pareto-creditEthereum127.73MUSDC0%7.95%8.06%
Bitway-earnBSC22.74MUSDT0%8%8%
Ember-protocolSui8.51MUSDC4%12%8%
Neutral-tradeSolana2.03MUSDC0%10.85%7.84%
Vectis-financeSolana2.71MUSDC0%6.86%7.7%
Coinmerce-capitalHyperliquid L11.74MUSDC0%6.56%7.64%
Kamino-lendSolana7.29MUSDC0%7.63%7.57%
Bitway-earnBSC1.58MUSDT0%7.5%7.5%
Sentora-curatorEthereum97.08MUSDC0%7.62%7.48%
Midas-rwaEthereum65.93MUSDC0%7.5%7.37%
Compound-v3Ethereum33.38MUSDC0%4.76%7.22%
Loopscale-lendingSolana1.40MUSDC0.12%6.91%7.11%
Aave-v3Monad12.63MUSDC0%6.19%7.05%
AccountableMonad2.19MUSDC0.43%7.55%7.03%
Yearn-financeEthereum7.45MUSDC0%6.87%7.02%
Blend-pools-v2Stellar10.73MUSDC0%7.27%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Euler-v2Monad3.65MUSDC1.25%7.82%6.97%
Zerobase-cedefiBSC16.74MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Harvest-financeBase1.06MUSDC0%6.96%6.74%
Neutral-tradeSolana1.37MUSDC0%53.58%6.73%
Midas-rwaEthereum3.40MUSDC0%6.97%6.72%
Midas-rwaEthereum1.44MUSDC0%6.97%6.72%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
Harmonix-financeHyperliquid L114.94MUSDC0%6.3%6.6%
Fluid-lendingArbitrum57.84MUSDC0%5.1%6.56%
Jupiter-lendSolana482.24MUSDC0%5.84%6.52%
Midas-rwaEthereum29.55MUSDC0%7.32%6.38%
Yearn-financeEthereum11.43MUSDC0%6.71%6.34%
Midas-rwaBase51.54MUSDC0%4.97%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%4.97%6.2%
Kamino-lendSolana4.75MUSDC0.02%6.24%6.18%
Compound-v3Ethereum14.59MUSDT0%3.72%6.15%
AccountableMonad6.67MUSDC0.44%5.92%6.13%
Midas-rwaEthereum34.06MUSDC0%6.29%6.1%
Kamino-lendSolana1.89MUSDC0%5.58%5.99%
Kamino-lendSolana8.99MUSDC0.13%6.64%5.84%
Gains-networkArbitrum4.27MUSDC0%29.98%5.78%
Alchemix-v3Ethereum7.86MUSDC0%5.33%5.76%
Fusion-by-iporEthereum1.28MUSDC0%6.28%5.74%
Aave-v3Avalanche5.50MUSDC0%5.63%5.68%
SymbiosisEthereum1.11MUSDC0%4.29%5.66%
Kamino-lendSolana1.32MUSDC0.11%5.83%5.62%
Ember-protocolSui8.72MUSDC0%12.18%5.61%
Ember-protocolEthereum6.09MUSDC0%10.77%5.61%
Kamino-lendSolana59.18MUSDC0.05%5.67%5.61%
Kamino-lendSolana1.10MUSDC0.13%5.7%5.54%
Fluid-lendingBase10.54MUSDC3.19%7.9%5.54%
Fluid-lendingEthereum136.05MUSDC0%5.17%5.48%
AutofinanceEthereum7.54MUSDC0.8%6.25%5.37%
MapleEthereum726.80MUSDT0%5.21%5.29%
Kamino-lendSolana10.70MUSDC0.35%6.06%5.26%
Kamino-lendSolana1.58MUSDC0.07%5.7%5.22%
Neutral-tradeSolana4.35MUSDC0%13.59%5.21%
Harvest-financeEthereum1.16MUSDC0%6.14%5.19%
SymbioticEthereum1.01MUSDC0%6.12%5.14%
Navi-lendingSui7.56MUSDC0.55%5.39%5.11%
Jupiter-lendSolana16.38MUSDT0%4.01%5.02%
Yearn-financeBase1.52MUSDC0%4.85%4.89%
Kamino-lendSolana2.59MUSDT0%4.42%4.8%
Fusion-by-iporBase2.99MUSDC0%4.6%4.77%
Ember-protocolEthereum2.05MUSDC0%4.34%4.67%
Fusion-by-iporBase1.06MUSDC1.76%6.33%4.45%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
AutofinanceBase3.51MUSDC4.2%9.94%4.42%
Kamino-lendSolana2.06MUSDC0.03%5.51%4.4%
ExactlyOP Mainnet1.56MUSDC0%4.34%4.35%
CurvanceMonad3.18MUSDC2.1%6.11%4.3%
ExactlyOP Mainnet1.56MUSDC0%4.29%4.3%
TydroInk16.06MUSDC0%4.27%4.3%
Yearn-financeEthereum2.40MUSDC0%4.15%4.28%
ExactlyOP Mainnet1.56MUSDC0%4.23%4.25%
ExactlyOP Mainnet1.56MUSDC0%4.19%4.22%
Kamino-lendSolana3.04MUSDC0%5.25%4.19%
ExactlyOP Mainnet1.56MUSDC0%4.33%4.15%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
ExactlyOP Mainnet1.56MUSDC0%4.27%4.1%
Hyperlend-pooledHyperliquid L15.23MUSDC0%4.52%4.09%
Fluid-lendingEthereum127.23MUSDT0%4.47%4.08%
Venus-core-poolBSC7.02MUSDC0%3.79%4.03%
ExactlyOP Mainnet1.56MUSDC0%2.65%4.02%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.02%
Kamino-lendSolana1.69MUSDC0%4.76%4%
Kamino-lendSolana1.39MUSDC0%5.27%4%
Kamino-lendSolana17.53MUSDC0%5.2%4%
ExactlyOP Mainnet1.56MUSDC0%3.8%3.94%
Yo-protocolBase7.70MUSDC0%4.37%3.94%
Yo-protocolEthereum1.79MUSDC0%4.37%3.94%
ExactlyOP Mainnet1.56MUSDC0%4.05%3.92%
Aave-v3Base18.92MUSDC1.63%4.35%3.92%
Midas-rwaEthereum6.45MUSDC0%3.79%3.91%
Midas-rwaEtherlink1.13MUSDC0%3.76%3.91%
Gami-labsBase3.03MUSDC0%3.56%3.91%
Spectra-metavaultsBase3.03MUSDC0%3.56%3.91%
Aave-v4Ethereum3.70MUSDC0%5.05%3.88%
SaveSolana4.09MUSDC0%3.16%3.81%
Spark-savingsEthereum300.38MUSDC0%3.67%3.8%
Spark-savingsAvalanche1.99MUSDC0%3.67%3.8%
Kamino-lendSolana19.84MUSDC0%4.98%3.78%
Aave-v3Ethereum156.67MUSDC0%4.34%3.76%
Aave-v3Ethereum53.45MUSDC1.82%5.94%3.76%
Aave-v3Polygon1.12MDAI0%4.48%3.76%
Spark-savingsEthereum713.27MUSDT0%3.6%3.75%
Yearn-financeEthereum19.46MUSDC0%3.65%3.69%
Storm-tradeTON2.68MUSDT0%4.59%3.68%
Yearn-financeEthereum1.12MUSDC0%3.44%3.66%
Centrifuge-protocolAvalanche263.04MUSDC0%3.78%3.63%
Centrifuge-protocolBase22.76MUSDC0%3.76%3.63%
Centrifuge-protocolBSC1.02MUSDC0%3.75%3.63%
Centrifuge-protocolEthereum9.31MUSDC0%3.7%3.63%
Kamino-lendSolana2.55MUSDC0%4.78%3.57%
SparklendEthereum4.74MUSDC0%3.4%3.56%
Kamino-lendSolana1.32MUSDC0%2.76%3.51%
Midas-rwaEthereum1.72MUSDC0%7.77%3.5%
Aave-v3Avalanche3MUSDT0%3.97%3.48%
Lista-lendingBSC2.79MUSDT0%4.06%3.45%
Aave-v3BSC1.68MUSDC0%3.28%3.43%
Midas-rwaEthereum74.91MUSDC0%3.29%3.42%
Midas-rwaEtherlink1.22MUSDC0%3.29%3.42%
Aave-v3Ethereum11.21MDAI0%3.28%3.4%
SparklendEthereum15.84MUSDT0%3.4%3.4%
Echelon-marketAptos1.40MUSDC2.56%5.9%3.39%
Yearn-financeEthereum5.69MUSDT0%3.28%3.39%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
Kamino-lendSolana1.40MUSDC0%4.34%3.21%
Aave-v3Ethereum1.26MUSDC0%3.26%3.21%
Venus-core-poolBSC49.70MUSDT0%3.29%3.16%
Kamino-lendSolana6.32MUSDC5.44%8.61%3.15%
Aave-v3Ethereum425.84MUSDT0%3.88%3.13%
Aave-v3Ethereum62.66MUSDT1.63%5.45%3.13%
Compound-v3Arbitrum1.94MUSDC0%3.03%3.12%
Yearn-financeEthereum6.76MDAI0%2.89%3.12%
DolomiteEthereum33.89MUSDC3.75%7.37%3.11%
Aave-v3Polygon10.72MUSDC0%3.07%3.05%
Aave-v3BSC12.24MUSDT0%2.93%2.97%
Centrifuge-protocolBase6.56MUSDC0%3.92%2.97%
Centrifuge-protocolPharos4.56MUSDC0%3.65%2.97%
Centrifuge-protocolBSC1.02MUSDC0%3.65%2.97%
SaveSolana1.60MUSDT0%2.02%2.95%
Extra-finance-leverage-farmingBase4.05MUSDC0%6.54%2.95%
Aave-v4Ethereum5.23MUSDT0%4.07%2.88%
SparklendEthereum76.01MDAI0%2.72%2.85%
Lista-lendingBSC1.33MUSDT0%3.01%2.56%
Native-credit-poolEthereum1.13MUSDC0%4.15%2.5%
SymbioticEthereum1.01MUSDC0%3.06%2.49%
SymbioticEthereum1.01MUSDC0%3.06%2.49%
Compound-v3Arbitrum5.15MUSDT0%2.47%2.34%
Aave-v3Arbitrum51.71MUSDC0%3.1%2.33%
CurrentSui1.08MUSDT2.68%6.66%2.29%
Justlend-v1Tron88.26MUSDT0%2.12%2.08%
CurrentSui22.02MUSDC4.78%8%1.98%
Venus-fluxBSC1.03MUSDT0%2.75%1.68%
Lista-lendingEthereum4.46MUSDC6.05%7.09%1.41%
Native-credit-poolEthereum3.77MUSDT0%2.71%1.17%
ExactlyOP Mainnet1.56MUSDC0%1.09%1.05%
Lista-lendingEthereum4.13MUSDT5.01%5.75%1.03%
Midas-rwaEtherlink4.95MUSDC0%4.98%0.8%
Aave-v4Avalanche6.42MUSDC0%4.52%0.57%
TectonicCronos1.51MUSDC0.02%0.5%0.4%
Aave-v4Avalanche7.30MUSDT0%5.94%0.28%
AcrossEthereum1.12MUSDT2.91%3.55%0.27%
CredixSolana13.41MUSDC0%0.06%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6128.5M4.52%
Avalanche7288.5M3.93%
Base17160.3M6.91%
BSC13120.8M4.38%
Ethereum743.6B6.12%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.8M3.41%
Solana32739.9M5.21%
TON12.7M3.68%
zkSync Era000%