Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/03/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Spectra-metavaultsBase4.91MUSDC1.72%7.09%15.61%
Bracket-vaultsEthereum3.09MUSDC0%12.89%12.24%
BitwayBSC14.85MUSDT0%12%12%
GoldfinchEthereum37.74MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.68MUSDC0%9.22%9.67%
Storm-tradeTon4.08MUSDT0%3.76%9.3%
AvantisBase76.33MUSDC0%9.98%8.9%
AbyssSui1.83MUSDC0%8.66%8.89%
DolomiteEthereum7.97MUSDC0%4.68%8.22%
Zerobase-cedefiBSC23.52MUSDT2%9.76%7.76%
Zerobase-cedefiBSC1.35MUSDC2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
LoopscaleSolana1.93MUSDC1.22%7.73%6.87%
AccountableMonad2.02MUSDC2.48%9.58%6.31%
Yearn-financeEthereum1.66MUSDC0%5.14%6.19%
Fluid-lendingArbitrum31.45MUSDC1.01%5.3%6.05%
Harvest-financeBase2.01MUSDC0%5.23%5.73%
Fusion-by-iporEthereum3.65MUSDT0%6.46%5.6%
Gains-networkArbitrum11.02MUSDC0%7.68%5.44%
AutofinanceEthereum10.71MUSDC0.44%5.79%5.4%
LoopscaleSolana2.18MUSDC0%4.22%5.22%
Scallop-lendSui1.59MUSDC0%4.35%4.98%
Fluid-lendingEthereum199.56MUSDC1%4.07%4.93%
Fluid-lendingEthereum4.56MUSDC0%2.91%4.93%
Benqi-lendingAvalanche1.28MUSDT0%4.75%4.8%
Gains-networkBase2.42MUSDC0%6.34%4.79%
Woofi-earnArbitrum1.15MUSDC0%5.85%4.74%
Woofi-earnArbitrum1.15MUSDC0%5.85%4.74%
Yo-protocolBase28.62MUSDC12%18.42%4.71%
Yo-protocolEthereum12.04MUSDC12%17.3%4.71%
Yearn-financeEthereum7.69MUSDT0%3.67%4.65%
Extra-finance-leverage-farmingBase4.33MUSDC0%5.32%4.56%
Flux-financeEthereum1.75MUSDT0%4.55%4.54%
SymbiosisTron1.38MUSDT0%4.7%4.4%
Fluid-lendingBase8.85MUSDC2.4%5.36%4.29%
Benqi-lendingAvalanche4.93MUSDC0%3.6%4.28%
ExactlyOptimism1.74MUSDC0%4.2%4.26%
Echelon-marketAptos5.88MUSDC0.48%3.96%4.24%
ExactlyOptimism1.74MUSDC0%4.17%4.2%
AutofinanceBase8.39MUSDC2.05%5.81%4.2%
Yearn-financeEthereum2.10MUSDC0%5.06%4.18%
ExactlyOptimism1.74MUSDC0%4.1%4.14%
Euler-v2Avalanche3.03MUSDC0%6.34%4.14%
Navi-lendingSui10.62MUSDC0.5%4.66%4.08%
Hyperlend-pooledHyperliquid L124.20MUSDC0%4.01%4.07%
SparklendEthereum2.07MUSDC0%3.7%4.04%
ExactlyOptimism1.74MUSDC0%4%4.03%
ExactlyOptimism1.74MUSDC0%2.67%3.89%
WasabiBase4.09MUSDC0%4.27%3.84%
ExactlyOptimism1.74MUSDC0%3.89%3.84%
MapleEthereum2.09BUSDT0%4.11%3.84%
Euler-v2Ethereum37.56MUSDC0%4.06%3.77%
Flux-financeEthereum2.46MUSDC0%4.1%3.76%
Spark-savingsAvalanche107.38MUSDC0%3.82%3.75%
Spark-savingsEthereum381.99MUSDC0%3.82%3.75%
ExactlyOptimism1.74MUSDC0%2.63%3.73%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.7M5.6%
Avalanche4116.6M4.24%
Base9140M6.29%
BSC339.7M8.92%
Ethereum182.8B5.65%
Hyperliquid000%
Mantle000%
Optimism712.2M4.01%
Polygon000%
Solana24.1M6.04%
TON14.1M9.3%
zkSync Era000%