Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/08/2026 04:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.35MUSDT0%23.93%86.45%
Neutral-tradeSolana2.13MUSDC0%36.83%47.02%
Lista-lendingBSC1.92MUSDT0%7%24.27%
AccountableMonad7.64MUSDC0.96%30.54%24.26%
Midas-rwaEthereum1.73MUSDC0%10.37%17.5%
Ember-protocolSui1.21MUSDC0%11.22%16.46%
AccountableMonad100.28MUSDC0.28%16.9%16%
Midas-rwaEtherlink4.79MUSDC0%8.97%14.91%
AccountableEthereum1.06MUSDC1.25%14.38%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.08MUSDC0%12.85%12.9%
Ember-protocolSui1.31MUSDC0%8.81%10.84%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
Harvest-financeBase1.87MUSDC0%12.01%10.48%
Ember-protocolSui6.40MUSDC0%9.26%10.35%
Midas-rwaEthereum71.71MUSDC0%10.27%10.33%
GoldfinchEthereum35.94MUSDC0%10.14%10.21%
Midas-rwaEthereum27.21MUSDC0%4.12%10%
AccountableMonad1.04MUSDC0%10.27%10%
YieldseekerBase1.25MUSDC0%8.96%9.86%
Ember-protocolEthereum3.33MUSDC0%9.43%9.69%
Ember-protocolSui1.07MUSDC0%9.64%9.54%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.34%9.31%
Midas-rwaEthereum6.40MUSDC0%6.65%9.23%
Midas-rwaEtherlink1.12MUSDC0%6.66%9.23%
Ember-protocolEthereum5.92MUSDC0%6.95%9.22%
AccountableEthereum4.02MUSDC9.95%21.94%9.06%
Midas-rwaEthereum39.45MUSDC0%9.93%9%
AvantisBase20.70MUSDC0%9.59%8.85%
Midas-rwaEthereum8.07MUSDC0%9.38%8.81%
Hyperlend-pooledHyperliquid L19.54MUSDC0%7.2%8.71%
Native-credit-poolEthereum5.07MUSDC0%4.31%8.47%
Euler-v2Monad1.60MUSDC2.64%9.29%8.3%
Nawa-protocolZIGChain3.82MUSDC0%8.99%8.29%
Pareto-creditEthereum167.54MUSDC0%8.25%8.02%
Bitway-earnBSC24.56MUSDT0%8%8%
Ember-protocolSui8.23MUSDC4%12%8%
AccountableMonad10.08MUSDC0.5%9.25%7.67%
Neutral-tradeSolana3.15MUSDC0%6.8%7.57%
Extra-finance-leverage-farmingBase3.15MUSDC0%6.74%7.44%
AccountableMonad1.61MUSDC0.5%7.67%7.28%
Pareto-creditEthereum21.92MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
LoopscaleSolana1.43MUSDC0.27%7.08%6.97%
Ember-protocolEthereum17.37MUSDC0%6.73%6.95%
Euler-v2Ethereum4.92MUSDC0%4.55%6.94%
Kamino-lendSolana3.47MUSDC0%6.86%6.86%
Zerobase-cedefiBSC20.24MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Yearn-financeEthereum7.03MUSDC0%7.09%6.63%
Blend-pools-v2Stellar15.65MUSDC0%7.46%6.45%
Yearn-financeEthereum1.19MUSDC0%5.9%6.44%
Yo-protocolBase1.10MUSDC0%6.86%6.38%
SentoraEthereum41.13MUSDC0%6.37%6.37%
Midas-rwaEthereum6.67MUSDC0%7.49%6.19%
Midas-rwaEthereum2.50MUSDC0%7.48%6.19%
Ember-protocolSui1.16MUSDC5.02%11.56%6.05%
Harmonix-financeHyperliquid L118.47MUSDC0%7.41%6%
Fluid-lendingArbitrum37.44MUSDC0%5.24%5.91%
Centrifuge-protocolAvalanche260.91MUSDC0%4.08%5.88%
Centrifuge-protocolBase50.31MUSDC0%4.07%5.88%
Centrifuge-protocolEthereum5.73MUSDC0%4.08%5.88%
Harvest-financeEthereum1.15MUSDC0%6.38%5.83%
Kamino-lendSolana1.58MUSDC0%4.65%5.82%
Neutral-tradeSolana2.48MUSDC0%5.62%5.73%
SymbiosisTron1.16MUSDT0%5.19%5.59%
Storm-tradeTON3.19MUSDT0%5.72%5.58%
Ember-protocolSui4.79MUSDC0%6.08%5.51%
AutofinanceBase4.90MUSDC2.64%7.93%5.48%
Yearn-financeEthereum9.13MUSDC0%5.95%5.41%
AutofinanceEthereum8.54MUSDC0.42%6.42%5.26%
Fluid-lendingEthereum8.97MUSDC0%5.17%5.05%
Fluid-lendingBase9.13MUSDC0%5.28%5.04%
Fluid-lendingEthereum149.24MUSDC0%5.17%5.03%
Jupiter-lendSolana409.54MUSDC0.74%4.84%5.01%
Yearn-financeBase1.81MUSDC0%4.94%4.91%
AccountableEthereum3.07MUSDC0%10.91%4.82%
Fusion-by-iporEthereum1.57MUSDC0%5.62%4.81%
LoopscaleSolana1.76MUSDC0%5.23%4.79%
Fusion-by-iporBase1.11MUSDC2.5%7.8%4.71%
SymbiosisEthereum1.24MUSDC0%4.39%4.66%
Navi-lendingSui7.65MUSDC0.43%5.51%4.61%
Alchemix-v3Ethereum7.50MUSDC0%4.55%4.6%
Benqi-lendingAvalanche3.23MUSDC0%4.01%4.56%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
Fluid-lendingEthereum136.72MUSDT0%4.52%4.37%
ExactlyOP Mainnet1.52MUSDC0%4.33%4.37%
DolomiteArbitrum1.42MUSDC0%4.64%4.32%
SparklendEthereum16.10MUSDT0%3.65%4.3%
ExactlyOP Mainnet1.52MUSDC0%4.26%4.29%
ExactlyOP Mainnet1.52MUSDC0%4.18%4.25%
ExactlyOP Mainnet1.52MUSDC0%4.17%4.2%
Yo-protocolBase9.74MUSDC0%4.24%4.2%
Yo-protocolEthereum2.05MUSDC0%4.24%4.2%
ExactlyOP Mainnet1.52MUSDC0%4.08%4.17%
ExactlyOP Mainnet1.52MUSDC0%4.06%4.12%
MapleEthereum0.97BUSDT0%4.21%4.1%
ExactlyOP Mainnet1.52MUSDC0%3.72%4.03%
ExactlyOP Mainnet1.52MUSDC0%4.13%4.02%
Moonwell-lendingBase2.45MUSDC0.32%5.18%3.88%
Aave-v3Avalanche5.45MUSDC0%3.7%3.83%
Midas-rwaEthereum4.55MUSDC0%5.87%3.78%
AmpleBase4.41MUSDC0%4.08%3.75%
Kamino-lendSolana17.57MUSDC0%4.04%3.73%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.52MUSDC0%3.44%3.7%
Aave-v3Ethereum1.22MUSDC0%3.02%3.64%
ExactlyOP Mainnet1.52MUSDC0%3.54%3.63%
Yearn-financeEthereum2.42MUSDC0%3.49%3.55%
Spark-savingsEthereum275.56MUSDC0%3.55%3.52%
Spark-savingsAvalanche11.77MUSDC0%3.55%3.52%
Ember-protocolSui1.19MUSDC0%3.37%3.52%
Gami-labsBase3.02MUSDC0%2.24%3.48%
Spectra-metavaultsBase3.02MUSDC0%2.24%3.48%
SparklendEthereum1.72MUSDC0%3.54%3.47%
Centrifuge-protocolMonad4.54MUSDC0%3.89%3.46%
Centrifuge-protocolPharos4.35MUSDC0%3.44%3.46%
Aave-v3Base21.90MUSDC0%3.27%3.45%
Native-credit-poolBSC5.08MUSDT0%3.93%3.43%
DolomiteEthereum27.39MUSDC4.04%7.54%3.38%
Yearn-financeEthereum7.15MUSDT0%3.09%3.32%
Yearn-financeEthereum26.39MUSDC0%3.27%3.31%
Centrifuge-protocolPlume Mainnet32.96MUSDC0%2.48%3.31%
Centrifuge-protocolMonad10.03MUSDC0%5.33%3.31%
Aave-v3Ethereum64.77MUSDC1.5%6.24%3.3%
Zerobase-cedefiOP Mainnet8MUSDT2%5.3%3.3%
Aave-v3Ethereum11.68MDAI0%3.87%3.28%
Midas-rwaEthereum64.50MUSDC0%3.18%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.2%3.22%
Aave-v3Monad14.94MUSDC0%7.66%3.21%
Compound-v3Ethereum38.97MUSDC0.1%3.56%3.19%
Jupiter-lendSolana18.10MUSDT0%3.26%3.18%
Ember-protocolEthereum1.37MUSDC0%1.62%3.15%
Aave-v3Avalanche3.45MUSDT0%3.3%3.04%
Yearn-financeEthereum9.45MDAI0%3%3.04%
Euler-v2Ethereum8.26MUSDC0%3.13%3.02%
Compound-v3Ethereum28.76MUSDT0.1%3.05%3.02%
Aave-v3BSC1.98MUSDC0%2.73%2.99%
Aave-v3OP Mainnet1.69MUSDC0%3.21%2.91%
Aave-v3Polygon12.10MUSDC0%2.74%2.9%
Gains-networkArbitrum6.11MUSDC0%4.96%2.9%
Native-credit-poolEthereum1.82MUSDT0%3.27%2.81%
Spark-savingsEthereum379.65MUSDT0%2.75%2.75%
Compound-v3Arbitrum3.65MUSDC0%2.7%2.75%
Aave-v3Ethereum496.05MUSDT0%2.68%2.74%
Aave-v3Ethereum75.42MUSDT1.35%5.62%2.74%
Kamino-lendSolana2.97MUSDT0%3.64%2.69%
Scallop-lendSui1.28MUSDC0%3.1%2.54%
SaveSolana5.14MUSDC0%2.37%2.52%
Aave-v3Arbitrum39.45MUSDC0%2.6%2.36%
Aave-v3Ethereum1.77MUSDC0%2.07%2.36%
Benqi-lendingAvalanche1.98MUSDT0%2.44%2.33%
Echelon-marketAptos1.42MUSDC1.53%3.59%2.32%
Venus-core-poolBSC17.52MUSDC0%2.74%2.29%
Aave-v4Ethereum3.99MUSDT0%3.14%2.27%
Lista-lendingBSC4.08MUSDT0%4.22%2.22%
SparklendEthereum112.64MDAI0%2.24%2.17%
Justlend-v1Tron83.37MUSDT0%2.88%2.13%
Venus-fluxBSC2.79MUSDT0%2.59%2.12%
CurrentSui6.59MUSDC8.03%8.9%2.1%
Aave-v3BSC17.15MUSDT0%2.26%2.05%
Compound-v3Arbitrum9MUSDT0%1.94%1.95%
Aave-v3Arbitrum1.21MDAI0%1.91%1.92%
Aave-v3Sonic1.18MUSDC0%1.94%1.92%
Venus-core-poolBSC89.61MUSDT0%2.3%1.89%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
Venus-core-poolBSC1.01MDAI0%1.8%1.83%
Neutral-tradeSolana1.13MUSDC0%3.15%1.81%
MetromKatana8.64MUSDC2.1%4.01%1.78%
MetromKatana2.46MUSDT0%1.75%1.76%
TydroInk5.82MUSDC0%1.64%1.69%
Aave-v4Ethereum1.16MUSDT0%1.27%1.53%
Aave-v4Ethereum1.20MUSDC0%1.39%1.46%
SaveSolana2.28MUSDT0%1.39%1.42%
Kamino-lendSolana1.29MUSDC0%1.34%1.35%
NeverlandMonad2.69MUSDC4.99%5.16%1.07%
ExactlyOP Mainnet1.52MUSDC0%0.94%0.99%
Lista-lendingEthereum3MUSDC5.87%6.24%0.51%
Lista-lendingBSC4.11MUSDT0%3.48%0.51%
Zest-v2Stacks10.29MUSDC0%0.48%0.5%
Lista-lendingEthereum2.95MUSDT7.52%5.49%0.26%
TectonicCronos45.33MUSDT0%0.15%0.15%
TectonicCronos54.91MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.08%4.4%0.07%
AcrossEthereum1.58MUSDT1.22%1.57%0.07%
Aave-v4Avalanche3.66MUSDC0%0.69%0.06%
CredixSolana13.48MUSDC0%0.11%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105.9M3.64%
Avalanche7290.4M3.32%
Base16139.9M5.7%
BSC15194.1M4.59%
Ethereum713.5B5.45%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.5M44.68%
Solana16487.5M6.66%
TON13.2M5.58%
zkSync Era000%