Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/08/2026 01:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.24MUSDC0%39.2%54.69%
AzuroPolygon1.40MUSDT0%36.43%31.55%
Neutral-tradeSolana1.08MUSDC0%12.3%24.11%
AccountableMonad7.50MUSDC0.96%27.88%19.58%
EnsuroEthereum1.04MUSDC0%20.11%19.45%
Neutral-tradeSolana1.13MUSDC0%32.57%18.04%
AccountableEthereum3.83MUSDC10.11%22.74%16.39%
AccountableMonad99.96MUSDC0.28%16.8%14.4%
AccountableEthereum1.01MUSDC1.25%14.67%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.08MUSDC0%12.88%12.9%
Aave-v3Ethereum65.72MUSDC1.48%5.77%12.58%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.49%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.57%11.58%
Nawa-protocolZIGChain3.52MUSDC0%8.76%11.32%
Ember-protocolSui1.41MUSDC0%9.54%11.27%
Ember-protocolSui6.89MUSDC0%9.44%10.96%
Midas-rwaEthereum1.74MUSDC0%11.18%10.89%
Neutral-tradeSolana3.24MUSDC0%8.53%10.89%
Harvest-financeBase1.93MUSDC0%11.42%10.64%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
Ember-protocolEthereum5.93MUSDC0%7.66%10.29%
Midas-rwaEthereum71.94MUSDC0%10.24%10.23%
GoldfinchEthereum35.94MUSDC0%10.17%10.21%
Midas-rwaEthereum26.19MUSDC0%4.99%10%
AguaEthereum12.87MUSDC0%10%10%
Ember-protocolEthereum3.35MUSDC0%9.44%9.9%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.32%
Midas-rwaEthereum6.40MUSDC0%7.79%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.8%9.23%
Midas-rwaEthereum7.70MUSDC0%9.46%8.86%
YieldseekerBase1.23MUSDC0%8.98%8.55%
LazyEthereum1MUSDC0%6.88%8.34%
LazyEthereum1MUSDC0%6.88%8.34%
Pareto-creditEthereum168.44MUSDC0%8.18%8.02%
Bitway-earnBSC24.78MUSDT0%8%8%
Ember-protocolSui9.29MUSDC4%12%8%
Ember-protocolEthereum16.89MUSDC0%6.94%7.6%
AccountableMonad1.06MUSDC0.5%7.73%7.28%
Extra-finance-leverage-farmingBase3.28MUSDC0%6.89%7.16%
AvantisBase19.84MUSDC0%9.35%7.15%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Midas-rwaEthereum2.50MUSDC0%7.5%7.12%
SymbiosisTron1.23MUSDT0%5.69%7.12%
SentoraEthereum46.72MUSDC0%6.79%7.07%
AccountableMonad9.95MUSDC0.47%8.69%7.02%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Midas-rwaEthereum6.68MUSDC0%7.5%6.98%
Midas-rwaEtherlink4.80MUSDC0%9.23%6.85%
Zerobase-cedefiBSC19.17MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Jupiter-lendSolana397.75MUSDC0.76%4.95%6.65%
Yo-protocolBase1.13MUSDC0%6.72%6.59%
LoopscaleSolana2.90MUSDC0.3%6.99%6.57%
Yearn-financeEthereum6.96MUSDC0%7.06%6.57%
Blend-pools-v2Stellar14.50MUSDC0%7.21%6.49%
Ember-protocolSui1.07MUSDC0%9.37%6.45%
Yearn-financeEthereum1.19MUSDC0%6.28%6.28%
Harmonix-financeHyperliquid L117.17MUSDC0%6.93%6.26%
Yearn-financeEthereum8.94MUSDC0%5.92%6.25%
Fusion-by-iporEthereum1.19MUSDC0%5.54%6.09%
Ember-protocolSui1.16MUSDC5.11%11.43%6.01%
Hyperlend-pooledHyperliquid L112.55MUSDC0%7.3%5.83%
AutofinanceBase4.80MUSDC2.7%8.05%5.8%
Midas-rwaEthereum38.42MUSDC0%9.31%5.75%
SymbiosisEthereum1.22MUSDC0%4.68%5.57%
Storm-tradeTON3.09MUSDT0%5.67%5.49%
Harvest-financeEthereum1.15MUSDC0%6.55%5.44%
Fluid-lendingEthereum150.04MUSDC0%5.22%5.39%
Fluid-lendingEthereum8.88MUSDC0%5.22%5.39%
Centrifuge-protocolEthereum5.74MUSDC0%4.75%5.33%
Centrifuge-protocolAvalanche261.16MUSDC0%4.76%5.33%
Centrifuge-protocolBase50.36MUSDC0%4.76%5.33%
Fluid-lendingBase9.17MUSDC0%5.29%5.31%
Neutral-tradeSolana2.64MUSDC0%4.63%5.19%
Lista-lendingBSC1.79MUSDT0%6.74%5.16%
AutofinanceEthereum7.10MUSDC0.61%6.14%5.11%
Yearn-financeBase1.77MUSDC0%4.93%4.93%
Fluid-lendingArbitrum40MUSDC0%5.05%4.76%
SymbioticEthereum1.55MUSDC0%4.52%4.73%
Navi-lendingSui7.59MUSDC0.41%5.39%4.65%
Benqi-lendingAvalanche3.09MUSDC0%4.12%4.62%
Moonwell-lendingBase1.41MUSDC0.06%6.97%4.47%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.53MUSDC0%4.35%4.37%
Alchemix-v3Ethereum7.53MUSDC0%4.53%4.36%
ExactlyOP Mainnet1.53MUSDC0%4.28%4.31%
Fusion-by-iporBase1.01MUSDC2.5%7.64%4.3%
Ember-protocolSui1.89MUSDC0%5.76%4.27%
ExactlyOP Mainnet1.53MUSDC0%4.22%4.26%
Kamino-lendSolana11.25MUSDC0%4.09%4.24%
ExactlyOP Mainnet1.53MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.53MUSDC0%4.13%4.2%
MapleEthereum0.93BUSDT0%4.22%4.14%
ExactlyOP Mainnet1.53MUSDC0%4.09%4.14%
DolomiteArbitrum1.43MUSDC0%4.4%4.13%
Fluid-lendingEthereum135.91MUSDT0%4.4%4.1%
ExactlyOP Mainnet1.53MUSDC0%3.83%4.05%
ExactlyOP Mainnet1.53MUSDC0%4.09%4.03%
Ember-protocolSui1.19MUSDC0%3.46%4.02%
Centrifuge-protocolPlume Mainnet20.72MUSDC0%1.96%4.02%
TermmaxEthereum3.35MUSDC0%3.87%3.96%
Yo-protocolBase9.63MUSDC0%4.25%3.92%
Yo-protocolEthereum1.52MUSDC0%4.24%3.92%
Aave-v3Avalanche5.39MUSDC0%3.75%3.89%
Centrifuge-protocolMonad4.54MUSDC0%3.61%3.84%
Centrifuge-protocolPharos4.35MUSDC0%3.62%3.84%
AmpleBase4.41MUSDC0%4.04%3.84%
Aave-v3Polygon1.08MDAI0%3.99%3.83%
Native-credit-poolEthereum2.28MUSDC0%4.3%3.79%
Midas-rwaEthereum3.50MUSDC0%5.24%3.78%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.53MUSDC0%3.54%3.7%
Yearn-financeEthereum2.42MUSDC0%3.5%3.59%
Aave-v3Base18.99MUSDC0%3.38%3.58%
Jupiter-lendSolana17.70MUSDT0%3.3%3.56%
Spectra-metavaultsBase3.02MUSDC0%2.66%3.55%
Gami-labsBase3.02MUSDC0%2.66%3.55%
Spark-savingsEthereum271.19MUSDC0%3.53%3.52%
Spark-savingsAvalanche11.77MUSDC0%3.53%3.52%
SparklendEthereum1.74MUSDC0%3.5%3.47%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum25.77MUSDC0%3.29%3.3%
Yearn-financeEthereum7.44MUSDT0%3.17%3.27%
Euler-v2Monad1.42MUSDC1.25%10.23%3.23%
DolomiteEthereum30.82MUSDC4.27%7.48%3.21%
Midas-rwaEthereum64.86MUSDC0%3.15%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.16%3.21%
Aave-v3Avalanche2.86MUSDT0%3.09%3.18%
Euler-v2Ethereum6.69MUSDC0%3.12%3.16%
Compound-v3Ethereum43.72MUSDC0.09%3.55%3.15%
Yearn-financeEthereum7.73MDAI0%3%3.12%
Aave-v3Monad16.03MUSDC2.07%6.92%3.08%
Kamino-lendSolana1.36MUSDC0%4.84%3.08%
Aave-v3OP Mainnet1.51MUSDC0%3.09%3.01%
Kamino-lendSolana2.52MUSDT0%3.44%3.01%
Compound-v3Ethereum29.54MUSDT0.1%3.11%3%
Spark-savingsEthereum373.12MUSDT0%2.8%3%
Aave-v4Ethereum1.27MUSDC0%3.68%2.98%
Aave-v3BSC1.98MUSDC0%2.86%2.98%
Native-credit-poolEthereum1.80MUSDT0%3.09%2.94%
Native-credit-poolBSC5.07MUSDT0%3.54%2.92%
Aave-v3Ethereum415.82MUSDT0%2.74%2.89%
Aave-v3Ethereum74.80MUSDT1.36%5.02%2.89%
Euler-v2Ethereum7.16MUSDC0%4.44%2.89%
Ember-protocolEthereum2.03MUSDC0%1.99%2.89%
Gains-networkArbitrum5.39MUSDC0%4.59%2.88%
Aave-v3Polygon12.47MUSDC0%2.75%2.84%
CurvanceMonad1.44MUSDC2.7%5.2%2.81%
Echelon-marketAptos1.14MUSDC0%3.82%2.78%
Compound-v3Arbitrum3.63MUSDC0%2.72%2.74%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
Aave-v3Ethereum1.54MUSDC0%2.13%2.66%
SparklendEthereum64.29MUSDT0%3.72%2.62%
Benqi-lendingAvalanche1.73MUSDT0%2.6%2.61%
Scallop-lendSui1.20MUSDC0%2.78%2.53%
CurrentSui6.76MUSDC6.58%9.24%2.41%
Aave-v3Arbitrum38.30MUSDC0%2.55%2.4%
Venus-core-poolBSC17.17MUSDC0%2.69%2.32%
SaveSolana6.41MUSDC0%2.39%2.28%
Aave-v3Ethereum34.25MDAI0%3.39%2.28%
Aave-v4Ethereum4.07MUSDT0%2.79%2.21%
SparklendEthereum114.42MDAI0%2.2%2.17%
Aave-v3Arbitrum1.01MDAI0%1.94%2.15%
Justlend-v1Tron81.10MUSDT0%2.79%2.09%
Aave-v3BSC17.03MUSDT0%2.2%2.05%
Kamino-lendSolana1.07MUSDC0%1.41%2.02%
Compound-v3Arbitrum8.88MUSDT0%1.95%1.97%
Venus-core-poolBSC90.67MUSDT0%2.16%1.9%
NeverlandMonad1.51MUSDC8.63%5.81%1.88%
Aave-v3Sonic1.18MUSDC0%1.94%1.88%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-core-poolBSC1.01MDAI0%1.8%1.84%
Lista-lendingBSC4.04MUSDT0%3.59%1.67%
Centrifuge-protocolEthereum1.67MUSDC0%0.58%1.61%
Venus-fluxBSC2.18MUSDT0%2.6%1.51%
TydroInk7.23MUSDC0%1.7%1.48%
SaveSolana2.26MUSDT0%1.41%1.44%
Aave-v4Ethereum1.23MUSDC0%1.47%1.41%
ExactlyOP Mainnet1.53MUSDC0%0.98%1.01%
Aave-v4Ethereum1.61MUSDT0%1.34%0.86%
Zest-v2Stacks10.07MUSDC0%0.49%0.58%
Lista-lendingBSC4.09MUSDT0%2.63%0.54%
Lista-lendingEthereum2.79MUSDC5.29%6.22%0.48%
Lista-lendingEthereum3.05MUSDT6.08%5.71%0.23%
TectonicCronos44.97MUSDT0%0.15%0.15%
TectonicCronos54.18MUSDC0%0.12%0.12%
Aave-v4Avalanche5.03MUSDC0%0.55%0.1%
AcrossEthereum1.58MUSDT1.24%1.5%0.07%
CredixSolana13.48MUSDC0%0.08%0.04%
AcrossEthereum1.09MUSDC4.13%4.64%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8106.3M3.5%
Avalanche7291M3.32%
Base17136.5M5.63%
BSC14192M3.31%
Ethereum803.5B5.81%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon315M12.74%
Solana15467M9.72%
TON13.1M5.49%
zkSync Era000%