Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/06/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.51MUSDT0%65.43%65.37%
Harvest-financeBase1.85MUSDC0%10.1%23.53%
Gains-networkArbitrum6.54MUSDC0%9.76%16.59%
AccountableEthereum1.03MUSDC0%14.32%14.25%
Canto-lendingCanto1.35MUSDC0%13.49%13.61%
Ember-protocolEthereum37.70MUSDC0%14.04%12.52%
Ember-protocolSui3.25MUSDC0%7.62%10.81%
Ember-protocolSui1.14MUSDC0%8.87%10.8%
Ember-protocolSui1.09MUSDC0%7.48%10.3%
Bracket-vaultsEthereum2.75MUSDC0%10.41%10.21%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Harmonix-financeHyperliquid L116.61MUSDC0%10.2%10.02%
AccountableMonad5.16MUSDC0%10%10%
Bitway-earnBSC24.67MUSDT0%10.29%10%
Ember-protocolSui1.47MUSDC0%8.83%9.85%
AvantisBase34.68MUSDC0%10.29%9.66%
Ember-protocolEthereum4.66MUSDC0%7.22%9.45%
AccountableMonad43.47MUSDC1%9.56%8.8%
YieldseekerBase2.02MUSDC0%9.2%8.31%
LazyEthereum1.02MUSDC0%7.38%8.2%
LazyEthereum1.02MUSDC0%7.38%8.2%
Extra-finance-leverage-farmingBase2.87MUSDC0%6.49%8.18%
Ember-protocolSui1.07MUSDC0%9.29%8%
Ember-protocolSui5.69MUSDC4%12%8%
AccountableMonad9.33MUSDC1%12.71%7.65%
SymbiosisEthereum1.07MUSDC0%9.53%7.55%
Fusion-by-iporEthereum1.29MUSDC0%6.56%7.52%
LoopscaleSolana1.16MUSDC0.82%7.99%7.4%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.31MUSDT2%9%7%
Harvest-financeEthereum1.12MUSDC0%6.38%6.97%
Ember-protocolSui1.20MUSDC6.93%11.5%6.88%
AutofinanceEthereum1.53MUSDC0%10.25%6.86%
AccountableMonad3.39MUSDC1%8.43%6.79%
Blend-pools-v2Stellar16.11MUSDC0%8.24%6.76%
Zerobase-cedefiBSC22.89MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.19MUSDC2%8.76%6.76%
Storm-tradeTON3.61MUSDT0%5.83%5.84%
Navi-lendingSui4.30MUSDC0.51%5.31%5.8%
Hyperlend-pooledHyperliquid L110.46MUSDC0%5.4%5.71%
AutofinanceEthereum7.36MUSDC0.46%5.23%5.66%
Fusion-by-iporEthereum1.47MUSDC0%6.25%5.53%
TermmaxBase1.25MUSDC0%4.08%5.44%
AutofinanceBase6.62MUSDC2.53%8.14%5.29%
Kamino-lendSolana6.66MUSDC0%5.58%5.26%
SymbiosisTron1.56MUSDT0%7.6%5.24%
Fluid-lendingArbitrum37.64MUSDC0%5.85%5.13%
CurvanceMonad1.09MUSDC2.7%7.88%5.11%
Ember-protocolSui7.04MUSDC0%6.19%5%
Yo-protocolEthereum2.73MUSDC0%4.1%4.83%
Yo-protocolBase11.97MUSDC0%4.1%4.83%
Folks-finance-lendingAlgorand1.14MUSDC0%4.55%4.7%
Yearn-financeBase1.06MUSDC0%46.08%4.56%
Yearn-financeEthereum2.94MUSDC0%4.94%4.54%
Flux-financeEthereum1.77MUSDT0%4.58%4.53%
AmpleBase4.27MUSDC0%4.82%4.5%
Yearn-financeEthereum11.64MUSDC0%4.8%4.44%
MapleEthereum855.93MUSDT0%4.22%4.38%
Kamino-lendSolana14.13MUSDC0%5.53%4.34%
Fluid-lendingBase9.35MUSDC0%5.32%4.32%
Fluid-lendingEthereum8.52MUSDC0%4.59%4.21%
Fluid-lendingEthereum105.80MUSDC1.24%6.5%4.21%
ExactlyOP Mainnet1.52MUSDC0%4.17%4.16%
ExactlyOP Mainnet1.52MUSDC0%4.15%4.15%
Euler-v2Monad1.39MUSDC0%4.61%4.13%
ExactlyOP Mainnet1.52MUSDC0%3.99%4.12%
ExactlyOP Mainnet1.52MUSDC0%4.07%4.12%
ExactlyOP Mainnet1.52MUSDC0%4.01%4.11%
Centrifuge-protocolEthereum373.94MUSDC0%3.84%4.09%
Centrifuge-protocolAvalanche259.34MUSDC0%3.87%4.09%
Centrifuge-protocolBase50.01MUSDC0%3.85%4.09%
Centrifuge-protocolEthereum5.93MUSDC0%3.84%4.09%
Centrifuge-protocolBase2.14MUSDC0%3.84%4.09%
ExactlyOP Mainnet1.52MUSDC0%3.99%4.05%
ExactlyOP Mainnet1.52MUSDC0%3.97%4.03%
Moonwell-lendingBase1.80MUSDC1.06%6.65%4%
Folks-finance-xchainPolygon1.24MUSDT0%4.45%3.99%
Lazy-summer-protocolBase1.15MUSDC0.92%3.88%3.98%
ExactlyOP Mainnet1.52MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.52MUSDC0%2.78%3.89%
Benqi-lendingAvalanche5.17MUSDC0%5.74%3.81%
Yearn-financeEthereum1.18MUSDC0%3.37%3.81%
Yearn-financeEthereum2.45MUSDC0%3.68%3.79%
Kamino-lendSolana2.10MUSDC0%4.22%3.73%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
Kamino-lendSolana21.20MUSDC0%5.49%3.71%
ExactlyOP Mainnet1.52MUSDC0%2.71%3.69%
Lista-lendingBSC2.13MUSDT3.92%8.54%3.67%
Gains-networkBase2.13MUSDC0%4.05%3.66%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum351.8M9.57%
Avalanche2264.5M3.95%
Base15133.2M6.56%
BSC451.9M6.8%
Ethereum261.5B6.56%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M34.68%
Solana545.2M4.89%
TON13.6M5.84%
zkSync Era000%