Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.86%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.71%11.16%
BitwayBSC13.66MUSDT0%11.26%11%
AutofinanceArbitrum3.69MUSDC1.2%10.45%10.88%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
AbyssSui1.94MUSDC0%8.91%10.02%
Fusion-by-iporEthereum1.09MUSDC0%3.47%9.67%
AutofinanceEthereum4.38MUSDC0%6.71%9.43%
Blend-pools-v2Stellar9.47MUSDC0%9.31%9.24%
YieldseekerBase1.26MUSDC0%10.05%9.06%
Aave-v3Avalanche1.12MUSDT0%4.1%8.9%
AvantisBase49.57MUSDC0%9.92%8.78%
Gains-networkArbitrum5.54MUSDC0%6.82%7.8%
LoopscaleSolana1.65MUSDC1.06%8.56%7.54%
Aave-v3Avalanche3.85MUSDC0%4.2%7.52%
SymbiosisEthereum1.12MUSDC0%7.26%7.18%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%4.46%7%
SymbiosisTron1.59MUSDT0%7.17%6.83%
Zerobase-cedefiBSC1.89MUSDC2%8.77%6.76%
Zerobase-cedefiBSC23.99MUSDT2%8.8%6.76%
Aave-v3Ethereum7.87MDAI0%4.96%6.55%
Harvest-financeBase1.97MUSDC0%6.56%6.49%
DeltaprimeAvalanche1.06MUSDC0%5.26%6.22%
DeltaprimeAvalanche1.06MUSDC0%5.26%6.22%
AutofinanceEthereum9.40MUSDC0.56%6.06%6.13%
Aave-v3Arbitrum10.95MUSDC0%3.35%5.84%
LoopscaleSolana1.46MUSDC0%5.29%5.44%
Hyperlend-pooledHyperliquid L19.68MUSDC0%4.34%5.43%
Benqi-lendingAvalanche2.67MUSDC0%6.74%5.39%
Extra-finance-leverage-farmingBase3.95MUSDC0%5.43%5.34%
Aave-v3Ethereum119.27MUSDT0%4.26%5.26%
Fluid-lendingArbitrum34.10MUSDC0.97%6.09%5.02%
AutofinanceBase5.69MUSDC3.88%7.67%5%
Fluid-lendingBase11.41MUSDC1.99%6.39%4.88%
Aave-v3Ethereum121.76MUSDC0%4.34%4.86%
Yearn-financeEthereum7.40MUSDC0%4.17%4.82%
MapleEthereum870.96MUSDT0%4.03%4.59%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Folks-finance-lendingAlgorand1.30MUSDC0%3.75%4.52%
Harvest-financeEthereum1.08MUSDC0%2.89%4.49%
Wasabi-perpsBase2.23MUSDC0%4.68%4.39%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.3%
Yearn-financeEthereum2.58MUSDC0%5.57%4.28%
Kamino-lendSolana8.18MUSDC0%3.54%4.22%
Euler-v2Ethereum33.38MUSDC0%3.88%4.15%
ExactlyOP Mainnet1.77MUSDC0%3.88%4.06%
SparklendEthereum2.99MUSDC0%4.09%4.04%
DolomiteEthereum16.40MUSDC5%6.35%4.04%
TermmaxEthereum2.43MUSDC0%2.95%4.01%
TermmaxEthereum2.01MUSDC0%3.02%4.01%
ExactlyOP Mainnet1.77MUSDC0%3.73%4%
Yearn-financeEthereum8.56MDAI0%3.56%4%
ExactlyOP Mainnet1.77MUSDC0%3.35%3.99%
Lista-lendingBSC5.20MUSDT7.89%5362.13%3.96%
Fluid-lendingEthereum6.82MUSDC0%3.43%3.95%
Fluid-lendingEthereum182.44MUSDC1.13%4.48%3.95%
Yearn-financeEthereum1.17MUSDC0%3.33%3.91%
TydroInk2.03MUSDC0%2.72%3.87%
ExactlyOP Mainnet1.77MUSDC0%3.22%3.87%
Navi-lendingSui3.88MUSDC0.62%4.31%3.86%
Fluid-lendingEthereum122.80MUSDT1.68%5.97%3.77%
NeverlandMonad15.52MUSDC4.36%8.22%3.77%
ExactlyOP Mainnet1.77MUSDC0%3.83%3.75%
ExactlyOP Mainnet1.77MUSDC0%3.65%3.74%
ExactlyOP Mainnet1.77MUSDC0%3.99%3.7%
Aave-v3Ethereum2.49MUSDC0%2.74%3.69%
ExactlyOP Mainnet1.77MUSDC0%3.83%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsAvalanche37.69MUSDC0%3.73%3.65%
Spark-savingsEthereum528.78MUSDC0%3.73%3.65%
ExactlyOP Mainnet1.77MUSDC0%3.41%3.63%
Yo-protocolBase18.90MUSDC12%13.77%3.63%
Yo-protocolEthereum3.79MUSDC12%13.75%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum663.4M6.81%
Avalanche647.5M6.31%
Base895M5.94%
BSC444.7M7.12%
Ethereum292.1B5.33%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.3M5.73%
TON14M7%
zkSync Era000%