Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/02/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%14.31%13.55%
Gains-networkArbitrum12.28MUSDC0%11.18%12.77%
AbyssSui1.88MUSDC0%9.37%10.19%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase89.99MUSDC0%11.16%9.89%
Blend-pools-v2Stellar10.47MUSDC0%10.93%9.15%
Ipor-fusionEthereum3.75MUSDT0%6.78%7.45%
Woofi-earnArbitrum1.20MUSDC0%7.1%7.06%
WasabiSolana1.66MUSDC0%7.12%6.28%
LoopscaleSolana1.66MUSDC1.19%7.11%6.17%
Euler-v2Avalanche5.03MUSDC0%6.33%6%
AutofinanceEthereum19.53MUSDC0.36%7.67%5.91%
Gains-networkBase1.97MUSDC0%8.18%5.65%
Extra-finance-leverage-farmingBase3.85MUSDC0%4.9%5.59%
DeltaprimeAvalanche1.21MUSDC0%6.3%5.47%
Scallop-lendSui1.53MUSDC0%5.28%5.33%
Harvest-financeBase3.67MUSDC0%6.13%5.28%
WasabiBase6.86MUSDC0%6.04%5.19%
LiqwidCardano2.33MUSDC1.58%8.95%5.17%
Yo-protocolBase29.36MUSDC28%19.52%5.15%
Silo-v2Avalanche1.29MUSDC0%7.45%4.88%
Benqi-lendingAvalanche1.31MUSDT0%3.69%4.77%
Euler-v2Arbitrum4.92MUSDC0%3.33%4.74%
Flux-financeEthereum1.62MUSDT0%4.62%4.62%
Ipor-fusionBase1.70MUSDC0%5.89%4.62%
AutofinanceEthereum5.01MUSDC0%4.95%4.58%
AutofinanceArbitrum1.34MUSDC1.95%6.26%4.56%
AutofinanceBase17.37MUSDC1.76%6.68%4.45%
MapleEthereum1.42BUSDT0%4.3%4.37%
Euler-v2Ethereum40.05MUSDC0%4.89%4.36%
Hyperlend-pooledHyperliquid L122.82MUSDC0%6.06%4.34%
Yearn-financeEthereum7.31MUSDT0%4.49%4.3%
ExactlyOptimism1.70MUSDC0%4.23%4.25%
DolomiteEthereum12.62MUSDC0%4.65%4.25%
Echelon-marketAptos9MUSDC0%4.86%4.21%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
ExactlyOptimism1.70MUSDC0%3.95%4.17%
ExactlyOptimism1.70MUSDC0%4.09%4.14%
ExactlyOptimism1.70MUSDC0%4.02%4.06%
NeverlandMonad5.94MUSDC7.34%12.62%4.02%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
AcrossEthereum1.10MDAI0.43%7.97%3.98%
AcrossEthereum1.10MDAI0.43%7.97%3.98%
ExactlyOptimism1.70MUSDC0%3.9%3.96%
Aave-v3Ethereum4.39MUSDC0%3.19%3.93%
ExactlyOptimism1.70MUSDC0%4.16%3.93%
Folks-finance-xchainPolygon2.40MUSDT0%3.89%3.79%
ExactlyOptimism1.70MUSDC0%3.11%3.72%
Folks-finance-lendingAlgorand2.10MUSDC0%4.12%3.69%
ExactlyOptimism1.70MUSDC0%3.81%3.67%
Fluid-lendingArbitrum43.15MUSDC0.95%4.14%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum562.9M6.55%
Avalanche6163.8M9.35%
Base8154.8M5.73%
BSC000%
Ethereum151.8B5.57%
Hyperliquid000%
Mantle000%
Optimism813.6M3.99%
Polygon12.4M3.79%
Solana23.3M6.23%
TON000%
zkSync Era000%