Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Apr 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/04/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4750.51%212.73%
Bracket-vaultsEthereum2.73MUSDC0%12.58%12.01%
BitwayBSC14.85MUSDT0%12%12%
GoldfinchEthereum37.26MUSDC0%10.01%10.06%
SymbiosisEthereum1.14MUSDC0%4.69%9.78%
Blend-pools-v2Stellar9.69MUSDC0%9.32%9.3%
Spectra-metavaultsBase5MUSDC0.21%9.14%9.01%
AbyssSui1.91MUSDC0%8.66%8.59%
AvantisBase66.51MUSDC0%9.54%8.56%
Harvest-financeBase2.03MUSDC0%5.45%7.88%
Gains-networkArbitrum8.84MUSDC0%7.08%7.83%
SymbiosisTron1.28MUSDT0%5.13%7.13%
LoopscaleSolana1.26MUSDC1.26%8%7.08%
Zerobase-cedefiEthereum14.46MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC23.22MUSDT2%9.61%6.76%
Zerobase-cedefiBSC1.32MUSDC2%8.96%6.76%
Project-0Solana1.52MUSDC0%2.49%6.31%
Scallop-lendSui1.10MUSDC0%4.4%5.88%
Scallop-lendSui1.10MUSDC0%4.4%5.88%
Yo-protocolEthereum11.14MUSDC0%15.87%5.12%
Yo-protocolBase28.37MUSDC0%16.3%5.12%
DeltaprimeAvalanche1.16MUSDC0%5.59%5.1%
Extra-finance-leverage-farmingBase4.22MUSDC0%5.17%4.89%
DolomiteEthereum9.16MUSDC0%5.26%4.79%
AutofinanceEthereum8.74MUSDC0%3.1%4.78%
Woofi-earnArbitrum1.14MUSDC0%5.3%4.74%
AutofinanceBase8.55MUSDC2.03%5.88%4.67%
Flux-financeEthereum1.75MUSDT0%4.54%4.54%
AutofinanceEthereum10.04MUSDC0.5%5.55%4.31%
ExactlyOptimism1.73MUSDC0%4.22%4.28%
ExactlyOptimism1.73MUSDC0%4.12%4.17%
SparklendEthereum1.90MUSDC0%4.09%4.13%
Benqi-lendingAvalanche2.04MUSDT0%4.8%4.12%
Yearn-financeEthereum4.03MUSDC0%4.47%4.08%
ExactlyOptimism1.73MUSDC0%4.02%4.06%
Navi-lendingSui10.70MUSDC0.5%4.73%4.03%
Fluid-lendingArbitrum31.39MUSDC0.93%5.59%4%
ExactlyOptimism1.73MUSDC0%3.65%4%
Hyperlend-pooledHyperliquid L121.06MUSDC0%3.86%3.96%
ExactlyOptimism1.73MUSDC0%4.15%3.95%
Yearn-financeEthereum1.64MUSDC0%5.02%3.92%
Euler-v2Avalanche2.54MUSDC0%6.51%3.91%
Aave-v3Polygon1.14MDAI0%3.4%3.9%
ExactlyOptimism1.73MUSDC0%3.57%3.8%
Lazy-summer-protocolEthereum4.53MUSDC0.54%3.93%3.79%
MapleEthereum1.94BUSDT0%3.98%3.78%
WasabiBase3.54MUSDC0%4.01%3.77%
Project-0Solana1.47MUSDT0%3.14%3.76%
Flux-financeEthereum2.46MUSDC0%3.99%3.76%
Euler-v2Ethereum28.93MUSDC0%3.39%3.75%
Spark-savingsAvalanche70.97MUSDC0%3.79%3.75%
Spark-savingsEthereum384.64MUSDC0%3.79%3.75%
NeverlandMonad16.58MUSDC4.42%8.66%3.69%
Fluid-lendingBase9.94MUSDC2.01%5.82%3.69%
ExactlyOptimism1.73MUSDC0%3.31%3.69%
ExactlyOptimism1.73MUSDC0%3.66%3.69%
Benqi-lendingAvalanche6.84MUSDC0%3.87%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum449.3M5.89%
Avalanche583.5M4.1%
Base8128.2M5.95%
BSC339.4M8.51%
Ethereum182.5B17.01%
Hyperliquid000%
Mantle000%
Optimism813.9M3.95%
Polygon11.1M3.9%
Solana34.3M5.72%
TON000%
zkSync Era000%