Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Feb 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/02/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.26MUSDC0%78.13%1814.79%
Yearn-financeEthereum1.53MUSDC0%63.7%424.9%
Yearn-financeEthereum2.48MUSDC0%5.91%16.63%
WasabiSolana1.66MUSDC0%9.1%16%
Bracket-vaultsEthereum3.30MUSDC0%15.24%14.48%
Gains-networkArbitrum13.19MUSDC0%10.04%14.01%
Storm-tradeTon5.66MUSDT0%8.75%13.5%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar1.39MUSDC0.73%14.19%12.34%
AvantisBase88.62MUSDC0%11.33%11.31%
AcrossEthereum1.43MDAI0.38%6.74%10.75%
Blend-pools-v2Stellar7.17MUSDC0%12.1%10.38%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Yearn-financeEthereum3.78MUSDC0%4.63%8.89%
Gains-networkBase2.35MUSDC0%10.96%8.76%
LiqwidCardano2.27MUSDC1.58%12.61%8.32%
SymbiosisEthereum1.18MUSDC0%5.43%8.29%
AutofinanceEthereum14.76MUSDC0.43%8.81%7.26%
Ipor-fusionEthereum3.89MUSDT0%7.69%7.19%
Woofi-earnArbitrum1.17MUSDC0%7.1%7.17%
DeltaprimeAvalanche1.29MUSDC0%6.75%6.72%
Hyperlend-pooledHyperliquid9.73MUSDC0%5.88%6.34%
Ipor-fusionBase1.84MUSDC0%7.55%6.19%
WasabiBase9.32MUSDC0%7.26%6%
Silo-v2Avalanche1.37MUSDC0%9.1%5.85%
Yo-protocolBase27.93MUSDC14%11%5.8%
SymbiosisTron1.57MUSDT0%4.36%5.75%
LoopscaleSolana4.49MUSDC0.67%8.47%5.52%
Scallop-lendSui1.73MUSDC0%5.69%5.33%
Harmonix-financeArbitrum1.26MUSDC0%5.16%5.28%
Euler-v2Ethereum39.97MUSDC0%4.7%5.23%
LoopscaleSolana9.95MUSDC0%6.06%5.2%
AutofinanceBase18.80MUSDC1.81%7.64%5.18%
Harvest-financeBase2.55MUSDC0%6.33%5.17%
VesperEthereum2.40MUSDC0%4.38%5.11%
Echelon-marketAptos9.98MUSDC0%4.79%4.85%
Euler-v2Ethereum24.90MUSDC0%4.73%4.81%
Flux-financeEthereum1.61MUSDT0%4.6%4.63%
Yearn-financeEthereum7.37MUSDT0%4.75%4.61%
Harvest-financeEthereum1.07MUSDC0%4.91%4.47%
Harvest-financeEthereum1.07MUSDC0%4.91%4.47%
ExactlyOptimism1.80MUSDC0%4.4%4.38%
MapleEthereum1.58BUSDT0%4.75%4.28%
ExactlyOptimism1.80MUSDC0%4.21%4.23%
ExactlyOptimism1.80MUSDC0%4.2%4.22%
Yearn-financeEthereum7.60MUSDT0%4.46%4.2%
Flux-financeEthereum1.44MUSDC0%4.15%4.19%
Extra-finance-leverage-farmingBase4.94MUSDC0.13%6.25%4.09%
ExactlyOptimism1.80MUSDC0%4.01%4.08%
ExactlyOptimism1.80MUSDC0%3.94%4.01%
Spark-savingsEthereum219.91MUSDT0%4%4%
Spark-savingsAvalanche112.28MUSDC0%4%4%
Spark-savingsEthereum157.16MUSDC0%4%4%
AutofinanceArbitrum1.29MUSDC2.17%6.76%3.98%
Folks-finance-xchainPolygon2.23MUSDT0%5.96%3.94%
Folks-finance-xchainAvalanche1.14MUSDC0%5.99%3.93%
DolomiteEthereum15.96MUSDC0%3.86%3.92%
AutofinanceEthereum5MUSDC0%6.75%3.91%
ExactlyOptimism1.80MUSDC0%3.86%3.89%
ExactlyOptimism1.80MUSDC0%3.78%3.89%
ExactlyOptimism1.80MUSDC0%3.57%3.82%
Aave-v3Base51.26MUSDC0%3.8%3.81%
Yearn-financeEthereum33.13MUSDC0%4.69%3.76%
Ipor-fusionBase1.08MUSDC0%4.83%3.72%
Folks-finance-lendingAlgorand2.10MUSDC0%4.33%3.71%
Silo-v2Ethereum1.49MUSDC0%4.21%3.66%
Navi-lendingSui13.09MUSDC0.75%5.49%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum416.9M7.61%
Avalanche4116.1M5.12%
Base10208.7M6%
BSC000%
Ethereum262.2B92.02%
Hyperliquid19.7M6.34%
Mantle000%
Optimism814.4M4.06%
Polygon12.2M3.94%
Solana418.5M9.97%
TON15.7M13.5%
zkSync Era000%