Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/08/2026 04:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.37MUSDT0%22.01%55.99%
Neutral-tradeSolana2.13MUSDC0%31%47.02%
AccountableMonad7.63MUSDC0.95%30.76%24.6%
Midas-rwaEthereum1.73MUSDC0%10.13%17.5%
Ember-protocolSui1.21MUSDC0%10.95%16.46%
AccountableMonad100.23MUSDC0.27%16.76%16%
Midas-rwaEtherlink4.79MUSDC0%8.74%14.91%
AccountableEthereum1.06MUSDC1.25%14.34%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableEthereum4.02MUSDC9.95%21.72%13.4%
Ember-protocolEthereum7.08MUSDC0%12.86%12.9%
Hyperlend-pooledHyperliquid L18.71MUSDC0%7.21%12.43%
AccountableEthereum3.07MUSDC0%10.95%11.53%
Ember-protocolSui1.31MUSDC0%8.69%10.84%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Harvest-financeBase1.87MUSDC0%12.1%10.48%
Ember-protocolSui6.38MUSDC0%9.21%10.35%
Midas-rwaEthereum71.71MUSDC0%10.27%10.33%
GoldfinchEthereum35.95MUSDC0%10.13%10.21%
Midas-rwaEthereum27.21MUSDC0%3.86%10%
AccountableMonad1.03MUSDC0%10.29%10%
YieldseekerBase1.25MUSDC0%8.93%9.84%
Ember-protocolEthereum3.33MUSDC0%9.42%9.69%
AvantisBase20.75MUSDC0%9.55%9.59%
Ember-protocolSui1.07MUSDC0%9.66%9.54%
Native-credit-poolEthereum5.23MUSDC0%4.11%9.43%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.34%9.31%
Midas-rwaEthereum6.40MUSDC0%6.47%9.23%
Midas-rwaEtherlink1.12MUSDC0%6.49%9.23%
Midas-rwaEthereum39.42MUSDC0%9.98%9%
Midas-rwaEthereum8.07MUSDC0%9.38%8.81%
Ember-protocolEthereum5.92MUSDC0%6.85%8.72%
Nawa-protocolZIGChain3.82MUSDC0%9.05%8.29%
Moonwell-lendingBase1.35MUSDC0.34%5%8.07%
Pareto-creditEthereum167.56MUSDC0%8.25%8.02%
Bitway-earnBSC24.30MUSDT0%8%8%
Ember-protocolSui8.23MUSDC4%12%8%
AccountableMonad10.08MUSDC0.5%9.32%7.67%
Extra-finance-leverage-farmingBase3.08MUSDC0%6.72%7.62%
Neutral-tradeSolana3.14MUSDC0%6.35%7.57%
AccountableMonad1.60MUSDC0.5%7.67%7.28%
Pareto-creditEthereum21.92MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
LoopscaleSolana1.45MUSDC0.27%7.1%6.96%
Ember-protocolEthereum17.37MUSDC0%6.72%6.95%
Zerobase-cedefiBSC20.09MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2MUSDC2%8.76%6.76%
Yearn-financeEthereum7.03MUSDC0%7.09%6.71%
Yo-protocolBase1.09MUSDC0%6.88%6.58%
Kamino-lendSolana4MUSDC0%6.84%6.57%
Harvest-financeEthereum1.15MUSDC0%6.39%6.48%
Blend-pools-v2Stellar15.69MUSDC0%7.49%6.47%
Yearn-financeEthereum1.19MUSDC0%5.85%6.44%
SentoraEthereum41.03MUSDC0%6.37%6.37%
Midas-rwaEthereum6.67MUSDC0%7.54%6.19%
Midas-rwaEthereum2.50MUSDC0%7.53%6.19%
Harmonix-financeHyperliquid L118.64MUSDC0%7.5%6.09%
Ember-protocolSui1.16MUSDC5.02%11.6%6.05%
Neutral-tradeSolana2.48MUSDC0%5.56%5.99%
Centrifuge-protocolAvalanche260.93MUSDC0%3.97%5.88%
Centrifuge-protocolBase50.32MUSDC0%3.96%5.88%
Centrifuge-protocolEthereum5.73MUSDC0%3.98%5.88%
SymbiosisTron1.27MUSDT0%5.18%5.75%
Fluid-lendingArbitrum36.74MUSDC0%5.24%5.63%
Euler-v2Monad1.65MUSDC2.63%9.18%5.6%
Storm-tradeTON3.19MUSDT0%5.72%5.59%
Ember-protocolSui4.79MUSDC0%6.08%5.51%
Fluid-lendingBase9.05MUSDC0%5.3%5.32%
AutofinanceEthereum8.54MUSDC0.42%6.46%5.26%
AutofinanceBase4.90MUSDC2.64%7.9%5.26%
Yearn-financeEthereum9.12MUSDC0%5.96%5.25%
Jupiter-lendSolana407.78MUSDC0.74%4.8%5.17%
Fluid-lendingEthereum148.79MUSDC0%5.2%5.11%
Fluid-lendingEthereum8.97MUSDC0%5.2%5.11%
SparklendEthereum15.28MUSDT0%3.7%4.91%
Yearn-financeBase1.81MUSDC0%4.95%4.91%
LoopscaleSolana1.65MUSDC0%5.29%4.86%
SymbiosisEthereum1.09MUSDC0%4.4%4.85%
Alchemix-v3Ethereum7.50MUSDC0%4.54%4.73%
Fusion-by-iporBase1.05MUSDC2.5%7.83%4.66%
Benqi-lendingAvalanche3.20MUSDC0%3.98%4.58%
Navi-lendingSui8.22MUSDC0.42%5.53%4.47%
DolomiteArbitrum1.38MUSDC0%4.63%4.42%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
ExactlyOP Mainnet1.55MUSDC0%4.33%4.36%
Fusion-by-iporEthereum1.57MUSDC0%5.69%4.35%
Fluid-lendingEthereum136.97MUSDT0%4.55%4.33%
Euler-v2Ethereum6.02MUSDC0%4.56%4.32%
Yo-protocolBase9.75MUSDC0%4.24%4.31%
Yo-protocolEthereum2.05MUSDC0%4.23%4.31%
ExactlyOP Mainnet1.55MUSDC0%4.25%4.29%
ExactlyOP Mainnet1.55MUSDC0%4.18%4.24%
Lista-lendingBSC2.19MUSDT0.15%6.92%4.2%
ExactlyOP Mainnet1.55MUSDC0%4.16%4.2%
ExactlyOP Mainnet1.55MUSDC0%4.07%4.15%
Kamino-lendSolana12.30MUSDC0%4.06%4.12%
ExactlyOP Mainnet1.55MUSDC0%4.06%4.12%
MapleEthereum0.98BUSDT0%4.21%4.09%
ExactlyOP Mainnet1.55MUSDC0%4.14%4.01%
ExactlyOP Mainnet1.55MUSDC0%3.71%4%
Native-credit-poolBSC5.09MUSDT0%3.91%3.8%
Aave-v3Avalanche5.48MUSDC0%3.69%3.79%
Midas-rwaEthereum4.55MUSDC0%5.89%3.78%
AmpleBase4.40MUSDC0%4.09%3.76%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.55MUSDC0%3.41%3.7%
Aave-v3Ethereum1.22MUSDC0%2.99%3.64%
ExactlyOP Mainnet1.55MUSDC0%3.6%3.63%
Yearn-financeEthereum2.42MUSDC0%3.49%3.54%
Spark-savingsEthereum274.45MUSDC0%3.56%3.52%
Spark-savingsAvalanche11.91MUSDC0%3.56%3.52%
Ember-protocolSui1.19MUSDC0%3.37%3.52%
Kamino-lendSolana1.89MUSDC0%4.36%3.5%
Gami-labsBase3.02MUSDC0%2.16%3.48%
Spectra-metavaultsBase3.02MUSDC0%2.15%3.48%
SparklendEthereum1.72MUSDC0%3.54%3.47%
Centrifuge-protocolMonad4.54MUSDC0%3.9%3.46%
Centrifuge-protocolPharos4.35MUSDC0%3.4%3.46%
Aave-v3Base23.58MUSDC0%3.25%3.38%
DolomiteEthereum28.16MUSDC3.87%7.59%3.34%
Centrifuge-protocolPlume Mainnet32.96MUSDC0%2.54%3.31%
Centrifuge-protocolMonad10.03MUSDC0%5.82%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum64.44MUSDC1.51%6.31%3.3%
Yearn-financeEthereum26.39MUSDC0%3.26%3.29%
Yearn-financeEthereum7.16MUSDT0%3.08%3.29%
Aave-v3Ethereum11.53MDAI0%3.85%3.29%
Midas-rwaEthereum64.50MUSDC0%3.18%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.2%3.22%
Aave-v3Monad13.71MUSDC2.26%7.75%3.2%
Compound-v3Ethereum39.10MUSDC0.1%3.56%3.19%
Gains-networkArbitrum6.11MUSDC0%4.98%3.18%
Ember-protocolEthereum1.37MUSDC0%1.53%3.15%
Jupiter-lendSolana18.27MUSDT0%3.26%3.12%
Euler-v2Ethereum7.85MUSDC0%3.14%3.09%
Native-credit-poolEthereum1.82MUSDT0%3.26%3.08%
Yearn-financeEthereum9.45MDAI0%3%3.05%
Compound-v3Ethereum27.57MUSDT0.1%3.04%3.04%
Venus-core-poolBSC11.58MUSDC0%2.74%3.01%
Aave-v3Avalanche3.67MUSDT0%3.33%2.99%
Aave-v3BSC2MUSDC0%2.7%2.97%
Aave-v3OP Mainnet1.70MUSDC0%3.21%2.9%
Aave-v3Polygon12.23MUSDC0%2.73%2.88%
Aave-v3Ethereum458.90MUSDT0%2.67%2.81%
Aave-v3Ethereum75.35MUSDT1.35%5.71%2.81%
Spark-savingsEthereum379.94MUSDT0%2.75%2.75%
Compound-v3Arbitrum3.66MUSDC0%2.7%2.74%
Kamino-lendSolana2.99MUSDT0%3.66%2.67%
Scallop-lendSui1.28MUSDC0%3.14%2.53%
SaveSolana5.08MUSDC0%2.36%2.53%
Echelon-marketAptos1.40MUSDC1.55%3.55%2.38%
Aave-v3Ethereum1.77MUSDC0%2.07%2.36%
Aave-v3Arbitrum39.72MUSDC0%2.61%2.36%
Benqi-lendingAvalanche1.98MUSDT0%2.4%2.32%
Aave-v4Ethereum3.89MUSDT0%3.17%2.31%
Lista-lendingBSC4.08MUSDT0%4.31%2.26%
Venus-fluxBSC2.71MUSDT0%2.58%2.23%
Justlend-v1Tron81.23MUSDT0%2.87%2.18%
SparklendEthereum112.65MDAI0%2.25%2.17%
Aave-v3BSC16.45MUSDT0%2.27%2.08%
CurrentSui6.63MUSDC8.14%8.84%2.05%
Neutral-tradeSolana1.13MUSDC0%3.72%1.95%
Compound-v3Arbitrum9.01MUSDT0%1.94%1.95%
Venus-core-poolBSC87.44MUSDT0%2.32%1.91%
Aave-v3Sonic1.19MUSDC0%1.94%1.91%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
Venus-core-poolBSC1MDAI0%1.81%1.83%
Venus-core-poolBSC1MDAI0%1.81%1.83%
MetromKatana8.64MUSDC2.1%4.01%1.78%
MetromKatana2.46MUSDT0%1.75%1.76%
TydroInk5.98MUSDC0%1.63%1.66%
Aave-v3Arbitrum1.61MDAI0%1.92%1.57%
Aave-v4Ethereum1.16MUSDT0%1.26%1.53%
SaveSolana2.28MUSDT0%1.39%1.42%
Aave-v4Ethereum1.27MUSDC0%1.4%1.36%
Kamino-lendSolana1.29MUSDC0%1.33%1.35%
NeverlandMonad2.55MUSDC5%5.12%1.08%
ExactlyOP Mainnet1.55MUSDC0%0.94%0.98%
Lista-lendingEthereum2.60MUSDT7.22%5.44%0.8%
Lista-lendingEthereum2.42MUSDC6.22%6.31%0.75%
Lista-lendingBSC4.12MUSDT0%3.65%0.55%
Zest-v2Stacks10.08MUSDC0%0.48%0.5%
TectonicCronos44.86MUSDT0%0.15%0.15%
TectonicCronos54.20MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.04%4.39%0.07%
AcrossEthereum1.58MUSDT1.21%1.6%0.05%
CredixSolana13.48MUSDC0%0.11%0.04%
Aave-v4Avalanche3.19MUSDC0%0.72%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105.9M3.61%
Avalanche7290.4M3.3%
Base16140.3M6.04%
BSC15185.1M3.34%
Ethereum713.5B5.61%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.6M29.44%
Solana16481.4M6.55%
TON13.2M5.59%
zkSync Era000%