Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Feb 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/03/2026 21:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum2.99MUSDC0%3608.1%23020.59%
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Usd-aiArbitrum2.07MUSDC0%14%14%
Bracket-vaultsEthereum3.29MUSDC0%14.04%13.29%
AvantisBase86.56MUSDC0%11.14%10.08%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkArbitrum12.32MUSDC0%10.05%9.88%
Blend-pools-v2Stellar9.22MUSDC0%10.48%9.73%
AbyssSui1.80MUSDC0%8.8%8.35%
Fusion-by-iporBase1.70MUSDC0%5.52%7.45%
Fusion-by-iporEthereum4.59MUSDT0%6.84%7.43%
Woofi-earnArbitrum1.22MUSDC0%7.08%6.97%
Gains-networkBase1.91MUSDC0%6.71%6.74%
LoopscaleSolana1.49MUSDC1.2%6.98%6.22%
Yo-protocolBase29.23MUSDC12%20.95%5.91%
AutofinanceEthereum20.45MUSDC0.38%7.22%5.88%
Extra-finance-leverage-farmingBase3.77MUSDC0%4.79%5.77%
Euler-v2Avalanche1.26MUSDC0%6.93%5.61%
Euler-v2Avalanche5.09MUSDC0%6.1%5.61%
Yearn-financeEthereum9.30MUSDC0%9.21%5.48%
WasabiSolana1.43MUSDC0%7.05%5.43%
DeltaprimeAvalanche1.15MUSDC0%6.1%5.37%
WasabiBase6.39MUSDC0%5.71%5.35%
Harvest-financeBase3.93MUSDC0%5.98%5.32%
LiqwidCardano2.30MUSDC1.58%7.9%5.2%
Scallop-lendSui1.85MUSDC0%5.23%4.83%
AutofinanceEthereum5.02MUSDC0%4.57%4.64%
Benqi-lendingAvalanche1.46MUSDT0%3.78%4.61%
AcrossEthereum1.10MDAI0.44%6.42%4.56%
AcrossEthereum1.10MDAI0.44%6.42%4.56%
Flux-financeEthereum1.74MUSDT0%4.61%4.54%
AutofinanceBase16.07MUSDC1.87%6.52%4.49%
Hyperlend-pooledHyperliquid L121.80MUSDC0%5.61%4.48%
AutofinanceArbitrum1.35MUSDC1.9%6.25%4.42%
MapleEthereum1.49BUSDT0%4.25%4.37%
Euler-v2Ethereum40.05MUSDC0%4.8%4.36%
DolomiteEthereum11.49MUSDC0%4.6%4.34%
ExactlyOptimism1.71MUSDC0%4.24%4.26%
Yearn-financeEthereum7.61MUSDT0%4.47%4.24%
Flux-financeEthereum1.42MUSDC0%4.19%4.21%
Lazy-summer-protocolEthereum4.60MUSDC0.57%3.79%4.2%
ExactlyOptimism1.71MUSDC0%4.05%4.18%
ExactlyOptimism1.71MUSDC0%4.11%4.15%
NeverlandMonad7.64MUSDC8.09%12.45%4.1%
ExactlyOptimism1.71MUSDC0%4.03%4.08%
VesperEthereum2.60MUSDC0%4.02%4.04%
Spark-savingsAvalanche103.32MUSDC0%4%4%
Spark-savingsEthereum251.40MUSDC0%4%4%
Navi-lendingSui10.33MUSDC0.57%4.64%3.99%
ExactlyOptimism1.71MUSDC0%3.93%3.98%
ExactlyOptimism1.71MUSDC0%3.79%3.94%
LoopscaleSolana10.40MUSDC0%3.94%3.91%
Euler-v2Ethereum25.90MUSDC0%4.08%3.91%
ExactlyOptimism1.71MUSDC0%4.11%3.91%
Folks-finance-lendingAlgorand1.88MUSDC0%4.03%3.87%
Euler-v2Arbitrum2.79MUSDC0%3.2%3.86%
SymbiosisEthereum1.47MUSDC0%5.32%3.85%
Echelon-marketAptos9.29MUSDC0%4.75%3.81%
Yearn-financeEthereum7.61MUSDT0%3.8%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum519.8M7.82%
Avalanche6115.2M9.37%
Base8149.6M6.39%
BSC000%
Ethereum211.9B1101.24%
Hyperliquid000%
Mantle000%
Optimism711.9M4.07%
Polygon000%
Solana313.3M5.19%
TON000%
zkSync Era000%