Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/05/2026 19:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%144.11%50.82%
Canto-lendingCanto1.35MUSDC0%13.12%13.34%
Ember-protocolEthereum43.63MUSDC0%18.22%12.52%
AvantisBase45.01MUSDC0%10.13%11.72%
AutofinanceEthereum2.03MUSDC0%9.36%11.61%
Fusion-by-iporEthereum1.35MUSDC0%5.07%10.75%
Bracket-vaultsEthereum2.71MUSDC0%10.86%10.52%
BitwayBSC19.59MUSDT0%10.62%10.5%
Ember-protocolSui1.13MUSDC0%6.73%10.47%
Ember-protocolSui1.46MUSDC0%10.01%10%
GoldfinchEthereum37.24MUSDC0%10.06%9.98%
Harmonix-financeHyperliquid L113.72MUSDC0%10.32%9.91%
YieldseekerBase1.29MUSDC0%9.03%9.13%
Harvest-financeBase1.90MUSDC0%9.06%8.78%
Blend-pools-v2Stellar10.94MUSDC0%8.9%8.42%
Ember-protocolSui5.39MUSDC4%12%8%
SymbiosisTron1.72MUSDT0%7.17%7.84%
LoopscaleSolana1.62MUSDC0.66%8.16%7.18%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Ember-protocolEthereum4.52MUSDC0%6.99%6.83%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Gains-networkArbitrum5.15MUSDC0%6.6%6.7%
DeltaprimeAvalanche1.04MUSDC0%6.18%6.67%
DeltaprimeAvalanche1.04MUSDC0%6.18%6.67%
Ember-protocolSui1.81MUSDC0%9.86%6.57%
Ember-protocolSui2.81MUSDC0%7.64%6.51%
Extra-finance-leverage-farmingBase3.63MUSDC0%6.04%6.38%
Aave-v3Avalanche5.35MUSDC0%6.27%5.95%
Storm-tradeTON3.69MUSDT0%6.32%5.76%
Kamino-lendSolana7.09MUSDC0%5.4%5.67%
LoopscaleSolana1.13MUSDC0%5.52%5.49%
Harvest-financeEthereum1.09MUSDC0%4.63%5.48%
Scallop-lendSui1.13MUSDC0%5.35%5.43%
Ember-protocolSui1.18MUSDC0%10.21%5.42%
Benqi-lendingAvalanche2.81MUSDC0%7.79%5.3%
Yearn-financeEthereum10.72MUSDC0%5.19%5.08%
AutofinanceBase7.55MUSDC3.06%8.71%5.07%
Spectra-metavaultsBase5.59MUSDC1.66%4.07%5.01%
Gains-networkBase2.19MUSDC0%2.64%4.93%
Fluid-lendingBase12.72MUSDC0%5.73%4.91%
Benqi-lendingAvalanche1.08MUSDT0%6.53%4.91%
Fluid-lendingArbitrum47.83MUSDC0%5.53%4.87%
Ember-protocolSui1.69MUSDC8.44%13.5%4.86%
Yearn-financeEthereum3.39MUSDC0%5.69%4.85%
Navi-lendingSui4.53MUSDC0.64%4.82%4.59%
Flux-financeEthereum1.70MUSDT0%4.58%4.58%
AmpleBase4.33MUSDC0%4.7%4.44%
Folks-finance-lendingAlgorand1.43MUSDC0%4.46%4.36%
MapleEthereum0.90BUSDT0%4.51%4.23%
TermmaxEthereum2.01MUSDC0%3.58%4.2%
TermmaxEthereum7.31MUSDC0%2.2%4.2%
AutofinanceEthereum7.75MUSDC0.67%5.44%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.16%
Moonwell-lendingBase1.54MUSDC0%4.95%4.15%
ExactlyOP Mainnet1.59MUSDC0%4.06%4.14%
TermmaxBase1.25MUSDC0%2.55%4.12%
Fluid-lendingEthereum202.86MUSDC1.02%4.73%4.11%
Fluid-lendingEthereum7.56MUSDC0%3.65%4.11%
Euler-v2Monad2.38MUSDC0%8.05%4.11%
ExactlyOP Mainnet1.59MUSDC0%3.97%4.05%
SparklendEthereum3.58MUSDC0%4.17%4.04%
DolomiteArbitrum1.70MUSDC0%5.03%4.02%
Yo-protocolEthereum3.35MUSDC0%3.99%4%
Yo-protocolBase15.48MUSDC0%3.99%4%
Compound-v3Ethereum32.49MUSDC0.12%3.24%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.88%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.86%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.72%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.86%3.95%
ExactlyOP Mainnet1.59MUSDC0%4.03%3.95%
ExactlyOP Mainnet1.59MUSDC0%3.84%3.94%
Hyperlend-pooledHyperliquid L121.05MUSDC0%5.4%3.94%
NeverlandMonad14.73MUSDC4.51%8.5%3.78%
ExactlyOP Mainnet1.59MUSDC0%0.21%3.75%
Aave-v3Ethereum46.17MUSDC4.51%8.64%3.73%
Aave-v3Ethereum153.77MUSDC0%4.28%3.73%
Centrifuge-protocolAvalanche258.78MUSDC0%3.26%3.72%
Centrifuge-protocolEthereum172.73MUSDC0%3.25%3.72%
Centrifuge-protocolEthereum6.84MUSDC0%3.09%3.72%
Flux-financeEthereum2.69MUSDC0%3.69%3.68%
Spark-savingsAvalanche28.23MUSDC0%3.65%3.65%
Spark-savingsEthereum404.33MUSDC0%3.65%3.65%
Yearn-financeEthereum2.68MUSDC0%3.31%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.6M5.65%
Avalanche7298.3M5.27%
Base13104.3M9.5%
BSC346M8.01%
Ethereum272.1B5.63%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.8M6.12%
TON13.7M5.76%
zkSync Era000%