Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/04/2026 13:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche1.53MUSDC0%6.55%47.98%
Fluid-lendingEthereum121.26MUSDT1.6%5.06%15.04%
Venus-fluxBSC40.07MUSDT9.87%8.99%13.5%
Harvest-financeEthereum1.08MUSDC0%1.6%13.07%
Canto-lendingCanto1.35MUSDC0%12.79%12.82%
Fluid-lendingArbitrum29.31MUSDC1.06%6.19%12.82%
Fluid-lendingBase8.74MUSDC2.44%6.77%12.54%
AvantisBase58.85MUSDC0%9.68%11.75%
Bracket-vaultsEthereum2.70MUSDC0%12.01%11.57%
BitwayBSC13.39MUSDT0%11.56%11%
AutofinanceArbitrum1.96MUSDC1.88%8.16%10.4%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
Yearn-financeEthereum2.43MUSDC0%5.28%9.32%
Blend-pools-v2Stellar10.26MUSDC0%9.34%8.88%
SymbiosisEthereum1.02MUSDC0%6.36%8.11%
SymbiosisEthereum1.02MUSDC0%6.36%8.11%
TermmaxBase1.24MUSDC0%3.93%7.73%
TermmaxEthereum2.01MUSDC0%2.31%7.54%
TermmaxEthereum2.43MUSDC0%2.26%7.52%
SymbiosisTron1.21MUSDT0%6.93%7.43%
LoopscaleSolana2.19MUSDC0.59%8.38%7.41%
TermmaxEthereum9.96MUSDC0%2.25%7.18%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Storm-tradeTON3.96MUSDT0%5.11%7%
Harvest-financeBase2.02MUSDC0%6.17%6.93%
Zerobase-cedefiBSC1.37MUSDC2%8.84%6.76%
Zerobase-cedefiBSC23.46MUSDT2%9.1%6.76%
Spectra-metavaultsBase7.29MUSDC2.08%93.53%6.73%
Wasabi-perpsBase4.24MUSDC0%4.69%6.59%
AutofinanceEthereum9.63MUSDC0.55%5.77%6.46%
Extra-finance-leverage-farmingBase3.80MUSDC0%5.08%5.98%
Gains-networkArbitrum8.64MUSDC0%6.39%5.73%
Project-0Solana2.09MUSDC0%4.93%5.52%
Yearn-financeEthereum7.58MUSDC0%4.07%5.51%
LoopscaleSolana1.84MUSDC0%5.14%5.27%
Euler-v2Monad1.09MUSDC0%2.04%5.14%
DeltaprimeAvalanche1.17MUSDC0%5.27%5.06%
Yo-protocolBase24.60MUSDC12%14.09%4.96%
Yo-protocolEthereum7.65MUSDC12%14.1%4.96%
AutofinanceBase5.98MUSDC3.55%6.84%4.89%
AutofinanceEthereum8.76MUSDC0%4.34%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Lazy-summer-protocolBase2.37MUSDC0.7%3.56%4.36%
DolomiteEthereum12.59MUSDC0%5.51%4.28%
Wasabi-perpsSolana1.06MUSDC0%5.59%4.22%
Scallop-lendSui2.07MUSDC0%4.73%4.21%
SparklendEthereum2.23MUSDC0%4.1%4.14%
Lazy-summer-protocolEthereum11.02MUSDC0.59%3.58%4.03%
ExactlyOP Mainnet1.54MUSDC0%2.82%3.99%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.98%
Euler-v2Ethereum38.46MUSDC0%3.68%3.92%
NeverlandMonad16.82MUSDC4.29%8.38%3.89%
Euler-v2Ethereum27.55MUSDC0%3.66%3.85%
Yearn-financeBase1.83MUSDC0%3.32%3.84%
ExactlyOP Mainnet1.54MUSDC0%4.15%3.82%
MapleEthereum1.99BUSDT0%3.75%3.82%
Fluid-lendingEthereum4.83MUSDC0%3.4%3.81%
Fluid-lendingEthereum176.89MUSDC1.09%4.38%3.81%
ExactlyOP Mainnet1.54MUSDC0%3.46%3.8%
Flux-financeEthereum2.43MUSDC0%3.78%3.77%
Yearn-financeEthereum8.88MDAI0%3.21%3.77%
ExactlyOP Mainnet1.54MUSDC0%2.09%3.75%
Spark-savingsAvalanche52.35MUSDC0%3.75%3.75%
Spark-savingsEthereum358.83MUSDC0%3.75%3.75%
Aave-v3Polygon1.23MDAI0%3.67%3.74%
ExactlyOP Mainnet1.54MUSDC0%3.92%3.74%
ExactlyOP Mainnet1.54MUSDC0%3.97%3.71%
ExactlyOP Mainnet1.54MUSDC0%3.92%3.7%
Folks-finance-lendingAlgorand1.98MUSDC0%3.53%3.67%
Moonwell-lendingBase2.22MUSDC1.41%3.89%3.66%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum549M8.13%
Avalanche355M18.93%
Base12123.2M6.66%
BSC478.3M9.51%
Ethereum272.9B6.44%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.74%
Solana47.2M5.6%
TON14M7%
zkSync Era000%