Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%110.91%153.82%
Ember-protocolSui7.87MUSDC0%12.29%15.59%
Canto-lendingCanto1.35MUSDC0%12.99%13.29%
AbyssSui1.94MUSDC0%9.73%13.25%
Ember-protocolEthereum47.80MUSDC13%21.12%12.52%
Harmonix-financeHyperliquid L18.39MUSDC0%10.52%12.3%
Harvest-financeBase1.97MUSDC0%7.82%12.27%
AvantisBase45.76MUSDC0%10.1%10.87%
Bracket-vaultsEthereum2.71MUSDC0%11.12%10.66%
BitwayBSC14.64MUSDT0%10.76%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.63%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.47%9.48%
Ember-protocolSui2.58MUSDC0%8.85%9.4%
YieldseekerBase1.24MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.64MUSDC0%9.07%8.65%
Yearn-financeEthereum2.80MUSDC0%6.43%8.58%
AccountableMonad1.82MUSDC2.66%11.51%8.5%
Kamino-lendSolana6.37MUSDC0%4.92%8.05%
Ember-protocolEthereum4.50MUSDC0%7.71%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%8.92%7.24%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.31%6.95%
Gains-networkArbitrum5.12MUSDC0%6.36%6.94%
Ember-protocolSui1.17MUSDC0%8.98%6.83%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Fluid-lendingArbitrum47.24MUSDC0%6.31%6.6%
Extra-finance-leverage-farmingBase3.70MUSDC0%5.9%6.24%
Fusion-by-iporEthereum1.31MUSDC0%4.65%6.16%
Storm-tradeTON3.60MUSDT0%6.65%6.13%
SymbiosisTron1.46MUSDT0%7.44%5.86%
Yearn-financeEthereum10.12MUSDC0%4.93%5.64%
SymbiosisEthereum1.07MUSDC0%7.09%5.51%
SymbiosisEthereum1.07MUSDC0%7.09%5.51%
LoopscaleSolana1.25MUSDC0%5.46%5.5%
Aave-v3Avalanche5.83MUSDC0%6.25%5.38%
AutofinanceBase6.55MUSDC3.49%8.76%5.37%
Fluid-lendingBase14.54MUSDC0%6.46%5.24%
Benqi-lendingAvalanche2.98MUSDC0%8.76%5.22%
Aave-v3Avalanche2.44MUSDT0%7.02%5.1%
Scallop-lendSui1.33MUSDC0%5.31%5.01%
Hyperlend-pooledHyperliquid L114.72MUSDC0%5.13%4.91%
Ember-protocolSui1.40MUSDC8.63%13.4%4.64%
Flux-financeEthereum1.70MUSDT0%4.61%4.58%
Benqi-lendingAvalanche1.37MUSDT0%8.78%4.57%
AmpleBase4.33MUSDC0%4.61%4.5%
MapleEthereum0.91BUSDT0%4.46%4.48%
Yo-protocolBase16.12MUSDC7.8%14.2%4.47%
Yo-protocolEthereum3.36MUSDC7.8%14.22%4.47%
Folks-finance-lendingAlgorand1.36MUSDC0%4.34%4.47%
DolomiteArbitrum1.51MUSDC0%5.69%4.43%
Spectra-metavaultsBase6.59MUSDC1.42%4.81%4.39%
Moonwell-lendingBase1.50MUSDC1.4%5.02%4.15%
ExactlyOP Mainnet1.60MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.60MUSDC0%3.97%4.13%
SparklendEthereum3.98MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.60MUSDC0%4.03%4.03%
ExactlyOP Mainnet1.60MUSDC0%3.89%4.03%
AutofinanceArbitrum1.33MUSDC2.61%9.95%3.98%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.78%3.93%
Navi-lendingSui8.09MUSDC0.62%4.51%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.39%3.92%
ExactlyOP Mainnet1.60MUSDC0%3.76%3.91%
TermmaxBase1.26MUSDC0%2.29%3.89%
Jupiter-lendSolana445.74MUSDC1.1%4.38%3.88%
Harvest-financeEthereum1.09MUSDC0%5.01%3.81%
Ember-protocolSui1.14MUSDC0%5.81%3.71%
NeverlandMonad16.08MUSDC4.82%8.39%3.68%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Project-0Solana4.59MUSDC0%7.82%3.68%
Yearn-financeEthereum9.47MDAI0%3.93%3.65%
Spark-savingsAvalanche28.32MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
AutofinanceEthereum8.22MUSDC0.68%6.25%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum563.1M5.79%
Avalanche540.9M4.79%
Base12105.3M18.68%
BSC341M8.01%
Ethereum212B6.44%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4458M5.28%
TON13.6M6.13%
zkSync Era000%