Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.70% on Jun 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/06/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.74MUSDT0%56.39%28.85%
Ember-protocolSui1.21MUSDC0%10.48%19.92%
AccountableEthereum1.04MUSDC0%14.3%14.25%
Canto-lendingCanto1.35MUSDC0%13.6%13.61%
Ember-protocolEthereum24.01MUSDC0%12.58%12.78%
AccountableMonad46.26MUSDC0.33%10.45%11.6%
Harvest-financeBase1.85MUSDC0%15.29%11.44%
Ember-protocolSui1.10MUSDC0%8.15%10.35%
AccountableEthereum4.08MUSDC9.87%8.5%10.14%
AvantisBase31.75MUSDC0%9.71%10.13%
GoldfinchEthereum36.72MUSDC0%10.11%10.12%
Fluid-lendingEthereum110.18MUSDT0.96%4.8%10.08%
AccountableMonad5.18MUSDC0.45%10.15%10%
Bitway-earnBSC25.73MUSDT0%10.09%10%
AccountableEthereum2.11MUSDC0%4.58%9.81%
Bracket-vaultsEthereum2.72MUSDC0%10.22%9.8%
Harmonix-financeHyperliquid L118.64MUSDC0%10.12%9.51%
Ember-protocolSui3.13MUSDC0%8.66%8.75%
SymbiosisEthereum1.16MUSDC0%9.83%8.42%
AccountableMonad9.05MUSDC0.49%11.82%8.31%
Ember-protocolSui1.07MUSDC0%8.49%8.01%
Ember-protocolSui6.74MUSDC4%12%8%
Kamino-lendSolana2.68MUSDC0%6.09%7.65%
Ember-protocolEthereum4.81MUSDC0%8.45%7.61%
Harvest-financeEthereum1.13MUSDC0%7.56%7.46%
YieldseekerBase1.77MUSDC0%8.26%7.41%
LazyEthereum1.02MUSDC0%8.12%7.37%
LazyEthereum1.02MUSDC0%8.12%7.37%
LoopscaleSolana1.23MUSDC0.73%8.06%7.33%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Moonwell-lendingBase1.48MUSDC0.37%6.75%6.92%
AccountableMonad3.40MUSDC0.5%7.89%6.79%
Zerobase-cedefiBSC22.51MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.19MUSDC2%8.76%6.76%
Fluid-lendingEthereum8.25MUSDC0%5.19%6.72%
Fluid-lendingEthereum125.81MUSDC0.84%7.09%6.72%
Fluid-lendingArbitrum35.55MUSDC0%5.97%6.57%
Yearn-financeEthereum9.06MUSDC0%4.89%6.26%
Storm-tradeTON3.71MUSDT0%5.85%6.01%
SymbiosisTron1.99MUSDT0%7.13%5.89%
Blend-pools-v2Stellar16.68MUSDC0%7.33%5.86%
AutofinanceEthereum7.26MUSDC0.36%5.93%5.77%
Centrifuge-protocolEthereum370.69MUSDC0%3.79%5.73%
Fusion-by-iporEthereum1.43MUSDC0%6.43%5.7%
Hyperlend-pooledHyperliquid L112.24MUSDC0%5.67%5.67%
Navi-lendingSui4.90MUSDC0.44%5.78%5.58%
AmpleBase4.28MUSDC0%4.87%5.45%
Extra-finance-leverage-farmingBase3.52MUSDC0%6.78%5.39%
AutofinanceBase8.09MUSDC1.55%7.82%5.29%
Fluid-lendingBase8.87MUSDC0%5.47%5.07%
Ember-protocolSui1.35MUSDC0%8.34%5.05%
Ember-protocolSui6.86MUSDC0%5.5%4.96%
Yearn-financeBase1.72MUSDC0%4.41%4.84%
Yearn-financeEthereum3.96MUSDC0%4.83%4.72%
Kamino-lendSolana8.46MUSDC0%4.97%4.71%
AutofinanceEthereum1.33MUSDC0%9.14%4.65%
DolomiteArbitrum1.22MUSDC0%3.91%4.64%
Flux-financeEthereum1.93MUSDT0%4.55%4.44%
Yo-protocolEthereum2.70MUSDC0%4.25%4.23%
Yo-protocolBase11.25MUSDC0%4.25%4.23%
Yearn-financeEthereum1.18MUSDC0%3.68%4.19%
ExactlyOP Mainnet1.57MUSDC0%4.07%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.08%4.15%
TermmaxBase1.26MUSDC0%4.16%4.07%
ExactlyOP Mainnet1.57MUSDC0%4.14%4.06%
ExactlyOP Mainnet1.57MUSDC0%4.01%4.06%
Ember-protocolSui1.16MUSDC5.65%11.2%4.06%
MapleEthereum1.03BUSDT0%4.16%4.06%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.06%
Folks-finance-lendingAlgorand1.51MUSDC0%4.66%4.02%
Centrifuge-protocolPlume Mainnet32.89MUSDC0%0.28%3.98%
ExactlyOP Mainnet1.57MUSDC0%3.85%3.97%
Euler-v2Monad2.23MUSDC0.15%4.16%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.95%3.96%
Lista-lendingBSC3.68MUSDT0.21%4.09%3.95%
Folks-finance-xchainPolygon1.28MUSDT0%4.21%3.93%
Yearn-financeEthereum2.45MUSDC0%3.75%3.84%
Yearn-financeEthereum7.32MUSDT0%2.86%3.8%
ExactlyOP Mainnet1.57MUSDC0%3.29%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum344.4M6.07%
Avalanche000%
Base1175.8M6.39%
BSC454.1M6.87%
Ethereum281.8B7.03%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon23M16.39%
Solana312.4M6.56%
TON13.7M6.01%
zkSync Era000%