Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Mar 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/03/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.13MUSDC0%9025.21%295.34%
Bracket-vaultsEthereum3.29MUSDC0%13.17%12.48%
BitwayBSC14.87MUSDT0%12%12%
AvantisBase79.79MUSDC0%10.07%10.31%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.51MUSDC0%9.56%9.69%
Spectra-metavaultsBase1.89MUSDC0.41%5.51%8.98%
AbyssSui1.81MUSDC0%9.11%7.88%
Zerobase-cedefiBSC24.19MUSDT2%9.76%7.76%
SymbiosisTron1.12MUSDT0%4.21%7.28%
Euler-v2Avalanche4.06MUSDC0%6.44%7.01%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBSC1.48MUSDC2%9%7%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
LoopscaleSolana1.62MUSDC1.25%7.62%6.65%
Yearn-financeEthereum2.19MUSDC0%6.23%6.19%
Fusion-by-iporBase1.84MUSDC0%5.59%5.64%
Yearn-financeEthereum2.72MUSDC0%4.88%5.62%
SymbiosisEthereum1.30MUSDC0%4.11%5.53%
Extra-finance-leverage-farmingBase4.39MUSDC0%5.32%5.48%
AutofinanceEthereum20.41MUSDC0.37%6%5.22%
Gains-networkBase2.38MUSDC0%6.16%5.2%
Fusion-by-iporEthereum3.64MUSDT0%6.8%5.14%
Yo-protocolBase32.32MUSDC12%18.82%5.05%
Yo-protocolEthereum12.71MUSDC12%17.05%5.05%
DolomiteEthereum9.39MUSDC0%4.6%4.95%
Gains-networkArbitrum11.95MUSDC0%8.37%4.88%
AutofinanceEthereum8.73MUSDC0%1.36%4.79%
Woofi-earnArbitrum1.20MUSDC0%6.31%4.74%
Yearn-financeEthereum3.82MUSDC0%5.25%4.64%
LoopscaleSolana4.68MUSDC0%3.89%4.58%
Flux-financeEthereum1.71MUSDT0%4.57%4.57%
Benqi-lendingAvalanche1.56MUSDT0%4.57%4.53%
Harvest-financeBase2.60MUSDC0%5.4%4.43%
Benqi-lendingAvalanche5.12MUSDC0%3.5%4.22%
ExactlyOptimism1.76MUSDC0%4.18%4.21%
AutofinanceBase13.48MUSDC1.3%5.82%4.2%
ExactlyOptimism1.76MUSDC0%4.16%4.19%
Yearn-financeEthereum6.60MUSDT0%4.33%4.17%
SparklendEthereum1.80MUSDC0%3.4%4.14%
ExactlyOptimism1.76MUSDC0%4.09%4.13%
Scallop-lendSui2.31MUSDC0%4.51%4.03%
WasabiBase4.84MUSDC0%4.5%4.03%
ExactlyOptimism1.76MUSDC0%3.98%4.02%
ExactlyOptimism1.76MUSDC0%3.84%3.92%
Yearn-financeEthereum7.62MUSDT0%3.48%3.92%
ExactlyOptimism1.76MUSDC0%3.92%3.91%
Harvest-financeEthereum1.10MUSDC0%3.7%3.89%
Harvest-financeEthereum1.10MUSDC0%3.7%3.89%
Lazy-summer-protocolEthereum4.60MUSDC0.55%3.83%3.85%
MapleEthereum2.03BUSDT0%4.2%3.84%
Euler-v2Ethereum36.45MUSDC0%4.17%3.82%
WasabiSolana1.22MUSDC0%5.02%3.78%
Navi-lendingSui12.28MUSDC0.53%4.75%3.77%
Spark-savingsAvalanche113.88MUSDC0%3.87%3.75%
Spark-savingsEthereum431.31MUSDC0%3.87%3.75%
Flux-financeEthereum2.52MUSDC0%4.19%3.74%
Yearn-financeEthereum1.98MUSDC0%4.7%3.72%
ExactlyOptimism1.76MUSDC0%2.12%3.7%
ExactlyOptimism1.76MUSDC0%1.88%3.68%
ExactlyOptimism1.76MUSDC0%3.81%3.67%
Hyperlend-pooledHyperliquid L127.49MUSDC0%4.28%3.66%
AutofinanceArbitrum1.34MUSDC1.45%6.28%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum422.4M5.07%
Avalanche4124.6M4.88%
Base9143.5M5.93%
BSC340.5M8.92%
Ethereum252.6B16.77%
Hyperliquid000%
Mantle000%
Optimism915.8M3.94%
Polygon000%
Solana37.5M5%
TON000%
zkSync Era000%