Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/10/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.75MUSDC0%27.26%29.37%
VerantaBase9.83MUSDC0%20.15%27.44%
EnsuroEthereum1.31MUSDC0%21.8%21.03%
AccountableEthereum1.23MUSDC0%14.8%14.25%
AccountableMonad6.98MUSDC0.79%15.02%14.1%
EmberEthereum1.64MUSDC0%12.93%12.93%
AccountableEthereum13.11MUSDC0%12.18%12.13%
Neutral-tradeSolana2.14MUSDC0%39%11.81%
AccountableMonad5.44MUSDC0.45%12.1%11.64%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
AguaEthereum11.52MUSDC0%10%10%
AguaMonad9.09MUSDC0%10%10%
EmberSui11.29MUSDC0%10.08%10%
Rhea-lendNear2.08MUSDC0%9.39%9.56%
AccountableMonad74.97MUSDC0.24%10.78%9.5%
Vectis-financeEthereum1.79MUSDC0%12.75%9.49%
EmberEthereum3.69MUSDC0%9.54%9.41%
Pareto-creditEthereum2.02MUSDC0%9.38%9.38%
EmberEthereum2.62MUSDC0%12.95%9.05%
EmberEthereum18.04MUSDC0%9.27%8.91%
AccountableEthereum1.78MUSDC0%10.76%8.84%
Centrifuge-protocolEthereum1.65MUSDT0%7.59%8.82%
Gains-networkArbitrum4.22MUSDC0%21.46%8.27%
Midas-rwaEthereum28.95MUSDC0%7.54%8.17%
Midas-rwaEthereum9.52MUSDC0%7.35%8.07%
Pareto-creditEthereum131.50MUSDC0%8%8.06%
Midas-rwaEthereum3.40MUSDC0%7.11%8.05%
Midas-rwaEthereum1.45MUSDC0%7.11%8.05%
Bitway-earnBSC22.02MUSDT0%8%8%
EmberSui8.68MUSDC4%12%8%
Nawa-protocolZIGChain3.46MUSDC0%9.81%7.94%
Kamino-lendSolana53.05MUSDC0%7.94%7.76%
Midas-rwaEthereum66.02MUSDC0%7.51%7.61%
Kamino-lendSolana7.27MUSDC0%7.63%7.61%
Bitway-earnBSC1.31MUSDT0%7.5%7.5%
Midas-rwaBase53.53MUSDC0%6.23%7.48%
Midas-rwaRobinhood Chain36.24MUSDC0%6.23%7.48%
Sentora-curatorEthereum116.75MUSDC0%7.63%7.48%
Neutral-tradeSolana1.28MUSDC0%8.37%7.31%
Aave-v3Avalanche4.12MUSDC0%5.8%7.3%
SymbiosisEthereum1.16MUSDC0%4.87%7.24%
Vectis-financeSolana2.69MUSDC0%7.35%7.08%
Yearn-financeEthereum7.47MUSDC0%6.92%7.04%
AccountableMonad2.15MUSDC0.23%7.58%7.03%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Midas-rwaEthereum34.24MUSDC0%6.12%6.92%
Zerobase-cedefiBSC16.72MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Euler-v2Monad3.59MUSDC1.25%7.8%6.73%
Fluid-lendingBase8.18MUSDC0%8%6.67%
Rhea-lendNear2.26MUSDT0%9.13%6.63%
Pareto-creditEthereum21.96MUSDC0%6.62%6.62%
Alchemix-v3Ethereum7.79MUSDC0%5.46%6.6%
Fusion-by-iporEthereum1.26MUSDC0%6.33%6.41%
Kamino-lendSolana4.62MUSDC0.02%6.06%6.38%
Yearn-financeEthereum11.74MUSDC0%6.72%6.35%
Harmonix-financeHyperliquid L114.58MUSDC0%6.13%6.14%
AccountableMonad6.82MUSDC0.22%6.08%6.13%
Coinmerce-capitalHyperliquid L11.75MUSDC0%7.44%6.09%
Navi-lendingSui4.08MUSDC0.6%5.58%6.03%
Fluid-lendingEthereum136.01MUSDC0%5.54%6.02%
Kamino-lendSolana9.01MUSDC0.13%6.47%5.84%
Neutral-tradeSolana3.89MUSDC0%9.87%5.79%
Blend-pools-v2Stellar14.16MUSDC0%6.84%5.74%
Kamino-lendSolana1.79MUSDC0%5.63%5.66%
Kamino-lendSolana1.26MUSDC0.12%5.71%5.6%
Neutral-tradeSolana2.06MUSDC0%9.11%5.6%
Kamino-lendSolana59.71MUSDC0.06%5.39%5.6%
Kamino-lendSolana1.06MUSDC0.13%5.63%5.54%
SymbioticEthereum1.01MUSDC0%6.1%5.51%
EmberEthereum2.05MUSDC0%4.52%5.49%
Kamino-lendSolana10.55MUSDC0.4%5.9%5.48%
Kamino-lendSolana1.51MUSDC0.1%5.54%5.26%
Harvest-financeEthereum1.16MUSDC0%6.01%5.22%
EmberSui8.73MUSDC0%11.12%5.18%
Jupiter-lendSolana494.38MUSDC0%6.1%5.12%
MapleEthereum753.09MUSDT0%5.32%5.08%
Aave-v4Ethereum2.85MUSDC1.06%5.05%4.99%
Fluid-lendingArbitrum57.66MUSDC0%5.31%4.98%
Venus-core-poolBSC4.76MUSDC0%3.89%4.89%
AutofinanceEthereum7.49MUSDC0.82%6.23%4.85%
Yearn-financeBase1.99MUSDC0%4.84%4.85%
Centrifuge-protocolAvalanche263.27MUSDC0%3.73%4.84%
Centrifuge-protocolBase22.78MUSDC0%3.71%4.84%
Centrifuge-protocolBSC1.02MUSDC0%3.7%4.84%
AccountableEthereum2.15MUSDC12.81%26.09%4.84%
Centrifuge-protocolEthereum9.32MUSDC0%3.69%4.83%
Fusion-by-iporBase2.48MUSDC0%4.64%4.82%
Aave-v3Base17.04MUSDC1.66%4.78%4.76%
DolomiteArbitrum1.12MUSDC0%4.7%4.64%
Jupiter-lendSolana16.90MUSDT0%4.15%4.62%
Kamino-lendSolana2.06MUSDC0.03%5.08%4.59%
SymbioticEthereum1MUSDC0%4.36%4.58%
SymbioticEthereum1MUSDC0%4.36%4.58%
Kamino-lendSolana1.16MUSDC0%2.99%4.5%
Yo-protocolBase7.56MUSDC0%4.4%4.47%
Yo-protocolEthereum1.57MUSDC0%4.4%4.47%
Kamino-lendSolana2.30MUSDC0%5.07%4.47%
CurvanceMonad3.44MUSDC1.8%6.12%4.47%
AutofinanceBase3.23MUSDC4.62%9.47%4.45%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Fluid-lendingEthereum129.20MUSDT0%4.33%4.4%
Kamino-lendSolana1.48MUSDC0%4.87%4.37%
Kamino-lendSolana12.51MUSDC0%5.31%4.37%
Kamino-lendSolana1.30MUSDC0%4.81%4.37%
ExactlyOP Mainnet1.55MUSDC0%4.34%4.35%
Kamino-lendSolana2.32MUSDC0.03%4.75%4.32%
ExactlyOP Mainnet1.55MUSDC0%4.3%4.31%
Compound-v3Ethereum37.66MUSDC0%4.8%4.3%
Yearn-financeEthereum2.40MUSDC0%4.21%4.28%
ExactlyOP Mainnet1.55MUSDC0%4.24%4.26%
TydroInk17.01MUSDC0%4.28%4.24%
ExactlyOP Mainnet1.55MUSDC0%4.21%4.24%
SaveSolana3.90MUSDC0%3.32%4.22%
Kamino-lendSolana1.43MUSDT0%4.5%4.16%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
Aave-v3Monad14.04MUSDC1.48%6.1%4.13%
Kamino-lendSolana19.37MUSDC0%4.47%4.13%
ExactlyOP Mainnet1.55MUSDC0%4.28%4.12%
Aave-v3Avalanche2.36MUSDT0%3.86%4.06%
ExactlyOP Mainnet1.55MUSDC0%4.22%4.06%
ExactlyOP Mainnet1.55MUSDC0%2.98%4.04%
Kamino-lendSolana7.59MUSDC4.47%8.3%4.04%
ExactlyOP Mainnet1.55MUSDC0%4.01%4.02%
Kamino-lendSolana2.58MUSDT0%4.3%3.99%
ExactlyOP Mainnet1.55MUSDC0%3.87%3.98%
Aave-v3Ethereum141.02MUSDC0%4.35%3.95%
Aave-v3Ethereum54.82MUSDC1.77%5.98%3.95%
EmberEthereum5.77MUSDC0%9.38%3.93%
Midas-rwaEthereum6.45MUSDC0%4.19%3.91%
Midas-rwaEtherlink1.13MUSDC0%4.19%3.91%
Hyperliquid-hlpHyperliquid L1177.15MUSDC0%3.62%3.87%
Hyperlend-pooledHyperliquid L15.94MUSDC0%4.56%3.83%
Spark-savingsEthereum296.49MUSDC0%3.71%3.8%
Spark-savingsAvalanche1.61MUSDC0%3.71%3.8%
Storm-tradeTON2.61MUSDT0%4.3%3.8%
Aave-v3Polygon1.10MDAI0%4.31%3.79%
Compound-v3Ethereum15.82MUSDT0%4.19%3.77%
Centrifuge-protocolBase5.86MUSDC0%3.56%3.76%
Centrifuge-protocolPharos1.77MUSDC0%3.57%3.76%
Centrifuge-protocolBSC1.02MUSDC0%3.56%3.76%
Spark-savingsEthereum667.21MUSDT0%3.66%3.75%
Yearn-financeBase1.25MUSDC0%3.77%3.75%
Yearn-financeEthereum1.12MUSDC0%3.54%3.61%
Midas-rwaEthereum74.31MUSDC0%3.39%3.56%
Midas-rwaEtherlink1.23MUSDC0%3.39%3.56%
Kamino-lendSolana1.39MUSDC0%3.79%3.56%
SparklendEthereum4.76MUSDC0%3.48%3.55%
Yearn-financeEthereum18.49MUSDC0%3.66%3.54%
Lista-lendingBSC2.82MUSDT0%4%3.49%
Aave-v3Ethereum10.29MDAI0%3.32%3.45%
Echelon-marketAptos1.29MUSDC2.56%6.02%3.45%
Yearn-financeEthereum5.80MDAI0%2.97%3.44%
Aave-v3Polygon9.29MUSDC0%3.07%3.42%
Hyperliquid-earnHyperliquid L1134.44MUSDC0%3.49%3.41%
Venus-core-poolBSC44.46MUSDT0%3.35%3.39%
Aave-v3Ethereum351.85MUSDT0%3.77%3.38%
Aave-v3Ethereum62.12MUSDT1.64%5.38%3.38%
SparklendEthereum15.90MUSDT0%3.4%3.37%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
SaveSolana1.55MUSDT0%2.3%3.28%
Aave-v3BSC2.10MUSDC0%3.28%3.23%
Midas-rwaEtherlink4.95MUSDC0%3.76%3.2%
Aave-v4Ethereum4.17MUSDT0%3.68%3.17%
Yearn-financeEthereum5.69MUSDT0%3.29%3.16%
Compound-v3Arbitrum2MUSDC0%3.07%3.11%
DolomiteEthereum35.39MUSDC3.36%7.2%3.05%
Aave-v3BSC11.41MUSDT0%2.97%3.05%
SparklendEthereum76.27MDAI0%2.78%2.84%
Justlend-v1Tron65.63MUSDT0%2.13%2.69%
Venus-fluxBSC1.03MUSDT0%2.97%2.54%
SymbioticEthereum1.01MUSDC0%2.47%2.53%
Aave-v3Arbitrum47.93MUSDC0%2.93%2.44%
Aave-v3Ethereum2.16MUSDC0%3.23%2.41%
Lista-lendingBSC1.37MUSDT0%2.83%2.41%
Compound-v3Arbitrum4.98MUSDT0%2.42%2.38%
Native-credit-poolEthereum1.13MUSDC0%3.58%2.09%
AccountableEthereum3.51MUSDC0%12.47%2.08%
CurrentSui21.73MUSDC4.52%7.54%2.07%
EmberEthereum1.22MUSDC0%0.17%1.64%
Lista-lendingEthereum4.29MUSDC5.93%7.12%1.48%
Midas-rwaEthereum19.43MUSDC0%8.05%1.43%
Aave-v3Xlayer1.41MUSDC0%3.18%1.37%
Native-credit-poolEthereum3.76MUSDT0%2.25%1.17%
Extra-finance-leverage-farmingBase3.64MUSDC0%5.68%1.04%
ExactlyOP Mainnet1.55MUSDC0%1.1%1.04%
Spectra-metavaultsBase3.03MUSDC2.88%3.31%0.96%
Gami-labsBase3.03MUSDC2.88%3.32%0.96%
Aave-v4Avalanche5.40MUSDC3.6%4.15%0.89%
Lista-lendingEthereum4.22MUSDT4.99%5.81%0.84%
Lista-lendingBSC1.34MUSDC4.07%6.85%0.56%
Aave-v4Avalanche6.20MUSDT5.6%5.43%0.42%
TectonicCronos1.54MUSDC0.02%0.46%0.4%
AcrossEthereum1.12MUSDT3.01%3.55%0.04%
CredixSolana13.41MUSDC0%0.05%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7125.5M4.69%
Avalanche6283M3.55%
Base16155.7M7.29%
BSC14113.3M4.37%
Ethereum753.5B5.64%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon210.4M3.6%
Solana32747.5M5.2%
TON12.6M3.8%
zkSync Era000%