Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/05/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.16%13.5%
Ember-protocolEthereum38.02MUSDC0%17.11%12.52%
Yearn-financeBase1.83MUSDC0%135.45%11.85%
AutofinanceEthereum2.03MUSDC0%9.1%11.82%
AvantisBase45MUSDC0%10.27%11.2%
Bitway-earnBSC20.39MUSDT0%10.57%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.79%10.48%
Harmonix-financeHyperliquid L114.98MUSDC0%10.15%10.48%
Ember-protocolSui1.13MUSDC0%7.46%10.47%
Ember-protocolSui1.47MUSDC0%10.01%10%
GoldfinchEthereum37.24MUSDC0%10.05%9.98%
Harvest-financeBase1.90MUSDC0%9.29%8.77%
SymbiosisEthereum1.31MUSDC0%6.68%8.7%
YieldseekerBase1.36MUSDC0%8.91%8.57%
Blend-pools-v2Stellar10.74MUSDC0%8.75%8.42%
SymbiosisTron1.27MUSDT0%7.24%8.41%
Ember-protocolSui5.55MUSDC4%12%8%
Moonwell-lendingBase1.46MUSDC1.29%5.11%7.59%
LoopscaleSolana1.80MUSDC0.66%8.07%7.12%
Kamino-lendSolana6.62MUSDC0%5.47%7.06%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Ember-protocolEthereum4.65MUSDC0%6.96%6.83%
DeltaprimeAvalanche1.04MUSDC0%6.28%6.81%
DeltaprimeAvalanche1.04MUSDC0%6.28%6.81%
Zerobase-cedefiBSC24.44MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.13MUSDC2%8.76%6.76%
Ember-protocolSui1.81MUSDC0%9.22%6.57%
Ember-protocolSui2.87MUSDC0%7.42%6.51%
Extra-finance-leverage-farmingBase3.76MUSDC0%6.04%6.13%
Gains-networkArbitrum5.15MUSDC0%6.57%6.04%
Storm-tradeTON3.69MUSDT0%6.26%5.76%
Harvest-financeEthereum1.09MUSDC0%4.57%5.59%
Scallop-lendSui1.09MUSDC0%5.28%5.52%
Centrifuge-protocolEthereum173.29MUSDC0%3.76%5.5%
Centrifuge-protocolAvalanche258.93MUSDC0%3.76%5.5%
Centrifuge-protocolEthereum6.88MUSDC0%3.67%5.5%
Centrifuge-protocolMonad4.51MUSDC0%3.24%5.48%
Ember-protocolSui1.14MUSDC0%9.27%5.42%
LoopscaleSolana1.34MUSDC0%5.53%5.42%
Fluid-lendingBase12.63MUSDC0%5.56%5.34%
Benqi-lendingAvalanche2.72MUSDC0%7.35%5.34%
Aave-v3Avalanche5.92MUSDC0%5.75%5.33%
Yearn-financeEthereum2.86MUSDC0%5.71%5.29%
Venus-fluxBSC1.86MUSDC0%3.75%5.26%
AutofinanceBase7.75MUSDC3.12%8.64%5.15%
Fluid-lendingArbitrum48.81MUSDC0%5.45%5.13%
TydroInk1.85MUSDC0%2.65%4.93%
Ember-protocolSui1.66MUSDC8.44%13.46%4.86%
Benqi-lendingAvalanche1.35MUSDT0%5.93%4.61%
Flux-financeEthereum1.66MUSDT0%4.58%4.61%
Folks-finance-lendingAlgorand1.33MUSDC0%4.46%4.52%
DolomiteArbitrum1.43MUSDC0%4.84%4.45%
Yearn-financeEthereum10.74MUSDC0%5.18%4.45%
AmpleBase4.37MUSDC0%4.65%4.4%
AutofinanceEthereum7.72MUSDC0.67%5.32%4.38%
Aave-v3Avalanche2.75MUSDT0%6.21%4.32%
Hyperlend-pooledHyperliquid L118.15MUSDC0%5.32%4.25%
Navi-lendingSui6.27MUSDC0.62%4.88%4.2%
MapleEthereum0.91BUSDT0%4.43%4.18%
ExactlyOP Mainnet1.55MUSDC0%4.1%4.17%
ExactlyOP Mainnet1.55MUSDC0%4.08%4.14%
Jupiter-lendSolana438.82MUSDC1.11%4.59%4.12%
Fluid-lendingEthereum7.56MUSDC0%3.59%4.11%
Euler-v2Monad2.38MUSDC0%7.47%4.11%
Yo-protocolEthereum3.16MUSDC0%4.01%4.1%
Yo-protocolBase15.22MUSDC0%4.01%4.1%
TermmaxBase1.25MUSDC0%2.93%4.07%
Fluid-lendingEthereum205.06MUSDC0.94%4.68%4.07%
ExactlyOP Mainnet1.55MUSDC0%3.99%4.06%
SparklendEthereum3.71MUSDC0%4.16%4%
ExactlyOP Mainnet1.55MUSDC0%3.86%3.99%
ExactlyOP Mainnet1.55MUSDC0%3.91%3.98%
Centrifuge-protocolPharos15.04MUSDC0%3.44%3.97%
ExactlyOP Mainnet1.55MUSDC0%3.89%3.96%
ExactlyOP Mainnet1.55MUSDC0%3.89%3.96%
ExactlyOP Mainnet1.55MUSDC0%3.87%3.95%
ExactlyOP Mainnet1.55MUSDC0%4.03%3.93%
TermmaxEthereum2.01MUSDC0%3.58%3.83%
Yearn-financeEthereum2.66MUSDC0%3.4%3.78%
Gains-networkBase2.19MUSDC0%2.92%3.76%
ExactlyOP Mainnet1.55MUSDC0%0.75%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Spark-savingsAvalanche27.43MUSDC0%3.65%3.6%
Spark-savingsEthereum408.56MUSDC0%3.65%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum463M5.66%
Avalanche8301.2M5.29%
Base1298.7M6.74%
BSC448.8M7.32%
Ethereum231.8B6%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4448.6M5.93%
TON13.7M5.76%
zkSync Era000%