Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/10/2026 08:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.76MUSDC0%26.98%29.37%
VerantaBase9.80MUSDC0%19.93%27.17%
EnsuroEthereum1.31MUSDC0%22.04%20.78%
AccountableEthereum1.23MUSDC0%14.82%14.25%
AccountableMonad6.46MUSDC0.85%15.03%13.75%
EmberEthereum1.64MUSDC0%12.93%12.93%
EmberEthereum2.62MUSDC0%12.97%12.9%
AccountableEthereum13.11MUSDC0%12.19%12.13%
AccountableMonad5.44MUSDC0.45%12.1%11.64%
Coinmerce-capitalHyperliquid L11.75MUSDC0%7.42%11.63%
Vectis-financeEthereum1.80MUSDC0%12.98%11.57%
Neutral-tradeSolana2.14MUSDC0%41.3%10.63%
Pareto-creditEthereum11.09MUSDC0%10.59%10.59%
EmberEthereum18.03MUSDC0%9.65%10.38%
Rhea-lendNear2.04MUSDC0%9.37%10.29%
Midas-rwaEthereum26.36MUSDC0%8.25%10.21%
EmberSui10.60MUSDC0%10.1%10%
AguaEthereum11.51MUSDC0%10%10%
AguaMonad9.08MUSDC0%10%10%
Rhea-lendNear1.98MUSDT0%9.24%9.5%
AccountableMonad74.96MUSDC0.24%10.85%9.5%
EmberEthereum3.68MUSDC0%9.53%9.42%
Pareto-creditEthereum2.02MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.46MUSDC0%9.99%9.33%
Centrifuge-protocolEthereum1.65MUSDT0%7.43%8.8%
Gains-networkArbitrum4.21MUSDC0%22.58%8.64%
Midas-rwaEthereum9.35MUSDC0%7.33%8.54%
Aave-v3Avalanche3.25MUSDC0%5.73%8.38%
Vectis-financeSolana2.69MUSDC0%7.37%8.14%
Pareto-creditEthereum131.46MUSDC0%7.99%8.06%
Bitway-earnBSC21.75MUSDT0%8%8%
EmberSui8.71MUSDC4%12%8%
Neutral-tradeSolana3.90MUSDC0%10.46%7.93%
Kamino-lendSolana52.53MUSDC0%7.96%7.82%
Neutral-tradeSolana1.28MUSDC0%8.36%7.7%
Kamino-lendSolana7.27MUSDC0%7.63%7.6%
Bitway-earnBSC1.31MUSDT0%7.5%7.5%
Sentora-curatorEthereum116.71MUSDC0%7.64%7.47%
Midas-rwaEthereum66.01MUSDC0%7.5%7.4%
Fluid-lendingEthereum133.41MUSDC0%5.47%7.35%
AccountableEthereum1.79MUSDC0%11.34%7.32%
Midas-rwaEthereum28.93MUSDC0%7.49%7.26%
Midas-rwaEthereum3.40MUSDC0%7.05%7.15%
Midas-rwaEthereum1.44MUSDC0%7.05%7.15%
Yearn-financeEthereum7.46MUSDC0%6.91%7.04%
AccountableMonad2.15MUSDC0.23%7.59%7.03%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Jupiter-lendSolana476.73MUSDC0%6.07%6.99%
Zerobase-cedefiBSC16.72MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Pareto-creditEthereum21.95MUSDC0%6.62%6.62%
Harvest-financeBase1.11MUSDC0%6.77%6.61%
Kamino-lendSolana4.64MUSDC0.02%6%6.52%
Euler-v2Monad3.60MUSDC1.25%7.8%6.48%
Alchemix-v3Ethereum7.80MUSDC0%5.42%6.4%
Centrifuge-protocolPlume Mainnet20.65MUSDC0%0.79%6.32%
Fusion-by-iporEthereum1.27MUSDC0%6.32%6.28%
Yearn-financeEthereum11.76MUSDC0%6.72%6.26%
Midas-rwaBase51.54MUSDC0%6.1%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%6.1%6.2%
Harmonix-financeHyperliquid L115.02MUSDC0%6.15%6.14%
AccountableMonad6.82MUSDC0.22%6.06%6.13%
Midas-rwaEthereum34.06MUSDC0%6.11%6.1%
Kamino-lendSolana7.25MUSDC0.13%6.47%6%
Neutral-tradeSolana2.07MUSDC0%9.39%5.9%
Fluid-lendingBase8.62MUSDC0%8.18%5.9%
Kamino-lendSolana1.27MUSDC0.12%5.68%5.84%
Compound-v3Ethereum14.68MUSDT0%4.1%5.82%
Blend-pools-v2Stellar14.18MUSDC0%6.91%5.78%
Kamino-lendSolana1.06MUSDC0.13%5.6%5.69%
Kamino-lendSolana60.08MUSDC0.06%5.35%5.65%
Kamino-lendSolana1.81MUSDC0%5.6%5.63%
Kamino-lendSolana10.55MUSDC0.39%5.9%5.61%
Harvest-financeEthereum1.16MUSDC0%6.03%5.53%
EmberEthereum2.05MUSDC0%4.47%5.49%
Navi-lendingSui6.16MUSDC0.58%5.53%5.43%
SymbioticEthereum1.01MUSDC0%6.1%5.4%
Kamino-lendSolana1.49MUSDC0.1%5.55%5.36%
AutofinanceEthereum7.50MUSDC0.82%6.23%5.33%
MapleEthereum759.52MUSDT0%5.31%5.14%
Yo-protocolBase7.72MUSDC0%4.4%5.04%
Yo-protocolEthereum1.70MUSDC0%4.4%5.04%
Compound-v3Ethereum36.65MUSDC0%4.82%4.97%
Yearn-financeBase1.91MUSDC0%4.85%4.89%
Venus-core-poolBSC4.76MUSDC0%3.85%4.88%
Aave-v3Monad13.65MUSDC0.75%6.12%4.83%
Centrifuge-protocolAvalanche263.15MUSDC0%3.72%4.82%
Centrifuge-protocolBase22.77MUSDC0%3.71%4.82%
Centrifuge-protocolBSC1.02MUSDC0%3.7%4.82%
Centrifuge-protocolEthereum9.32MUSDC0%3.69%4.81%
Fluid-lendingArbitrum57.89MUSDC0%5.29%4.81%
Fusion-by-iporBase2.99MUSDC0%4.63%4.76%
Kamino-lendSolana2.06MUSDC0.03%5.14%4.57%
AutofinanceBase3.23MUSDC4.62%9.56%4.45%
Fusion-by-iporBase1.11MUSDC1.76%6.19%4.45%
Kamino-lendSolana2.37MUSDC0%5.07%4.44%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
DolomiteArbitrum1.20MUSDC0%4.68%4.44%
ExactlyOP Mainnet1.50MUSDC0%4.34%4.35%
ExactlyOP Mainnet1.50MUSDC0%4.3%4.31%
Kamino-lendSolana2.32MUSDC0.03%4.8%4.3%
Kamino-lendSolana13.71MUSDC0%5.31%4.29%
Kamino-lendSolana1.52MUSDC0%4.87%4.29%
Kamino-lendSolana1.32MUSDC0%4.86%4.29%
Yearn-financeEthereum2.40MUSDC0%4.2%4.28%
CurvanceMonad3.44MUSDC1.8%6.12%4.27%
ExactlyOP Mainnet1.50MUSDC0%4.24%4.26%
TydroInk16.79MUSDC0%4.29%4.25%
ExactlyOP Mainnet1.50MUSDC0%4.2%4.24%
Aave-v3Base18.29MUSDC1.38%4.7%4.22%
Fluid-lendingEthereum131.21MUSDT0%4.36%4.19%
SaveSolana4.07MUSDC0%3.28%4.15%
Flux-financeEthereum1.59MUSDC0%4.14%4.14%
ExactlyOP Mainnet1.50MUSDC0%4.28%4.12%
Hyperlend-pooledHyperliquid L15.20MUSDC0%4.57%4.1%
ExactlyOP Mainnet1.50MUSDC0%4.23%4.06%
Kamino-lendSolana19.33MUSDC0%4.5%4.05%
ExactlyOP Mainnet1.50MUSDC0%2.91%4.04%
ExactlyOP Mainnet1.50MUSDC0%4.02%4.04%
ExactlyOP Mainnet1.50MUSDC0%3.86%3.98%
Kamino-lendSolana1.78MUSDT0%4.47%3.92%
Kamino-lendSolana1.40MUSDC0%2.94%3.91%
Midas-rwaEthereum6.45MUSDC0%4.17%3.91%
Midas-rwaEtherlink1.13MUSDC0%4.17%3.91%
Aave-v4Ethereum4.15MUSDC2.21%5.01%3.89%
Jupiter-lendSolana17.34MUSDT0%4.13%3.85%
Kamino-lendSolana2.58MUSDT0%4.35%3.85%
Spark-savingsEthereum296.11MUSDC0%3.7%3.8%
Spark-savingsAvalanche1.62MUSDC0%3.7%3.8%
Aave-v3Polygon1.10MDAI0%4.34%3.78%
Aave-v3Ethereum152.05MUSDC0%4.34%3.78%
Aave-v3Ethereum54.82MUSDC1.78%5.97%3.78%
Yearn-financeBase1.17MUSDC0%3.77%3.76%
Spark-savingsEthereum666.74MUSDT0%3.65%3.75%
Aave-v3Avalanche2.51MUSDT0%3.9%3.7%
Aave-v4Ethereum1.02MUSDC0%4.34%3.67%
Yearn-financeEthereum1.12MUSDC0%3.52%3.65%
Storm-tradeTON2.64MUSDT0%4.34%3.63%
Lista-lendingBSC2.78MUSDT0%3.83%3.61%
Hyperliquid-hlpHyperliquid L1177.13MUSDC0%3.54%3.58%
Yearn-financeEthereum18.42MUSDC0%3.66%3.58%
Midas-rwaEthereum74.30MUSDC0%3.37%3.56%
Midas-rwaEtherlink1.23MUSDC0%3.37%3.56%
SparklendEthereum4.75MUSDC0%3.48%3.55%
Kamino-lendSolana7.67MUSDC4.42%8.28%3.52%
Kamino-lendSolana1.39MUSDC0%3.81%3.49%
Echelon-marketAptos1.29MUSDC2.59%6%3.46%
Hyperliquid-earnHyperliquid L1131.58MUSDC0%3.52%3.44%
Yearn-financeEthereum5.81MDAI0%2.95%3.39%
Venus-core-poolBSC44.74MUSDT0%3.34%3.38%
Gami-labsBase3.03MUSDC2.9%3.33%3.38%
Spectra-metavaultsBase3.03MUSDC2.9%3.32%3.38%
SparklendEthereum15.90MUSDT0%3.4%3.37%
Aave-v3Ethereum1.16MUSDC0%3.26%3.36%
Aave-v3Ethereum380.71MUSDT0%3.79%3.31%
Aave-v3Ethereum62.16MUSDT1.64%5.39%3.31%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
Aave-v3Polygon9.80MUSDC0%3.07%3.3%
Aave-v3Ethereum12.99MDAI0%3.31%3.29%
SaveSolana1.56MUSDT0%2.24%3.27%
Yearn-financeEthereum5.70MUSDT0%3.29%3.25%
Aave-v3BSC2.06MUSDC0%3.28%3.25%
Midas-rwaEtherlink4.95MUSDC0%3.88%3.2%
Centrifuge-protocolBase5.86MUSDC0%3.55%3.15%
Centrifuge-protocolPharos1.76MUSDC0%3.55%3.15%
Centrifuge-protocolBSC1.02MUSDC0%3.55%3.15%
Compound-v3Arbitrum1.99MUSDC0%3.06%3.11%
Aave-v4Ethereum4.46MUSDT0%3.85%3.1%
DolomiteEthereum34.64MUSDC3.52%7.22%3.08%
Aave-v3BSC11.73MUSDT0%2.96%3.01%
SymbioticEthereum1.01MUSDC0%2.77%2.97%
SymbioticEthereum1.01MUSDC0%2.77%2.97%
SparklendEthereum76.26MDAI0%2.78%2.84%
Justlend-v1Tron73MUSDT0%2.11%2.51%
Lista-lendingBSC1.37MUSDT0%2.85%2.47%
Aave-v3Arbitrum48.19MUSDC0%2.98%2.42%
Compound-v3Arbitrum4.99MUSDT0%2.43%2.38%
Venus-fluxBSC1.10MUSDT0%2.97%2.14%
CurrentSui20.69MUSDC4.78%7.61%2.13%
AccountableEthereum3.41MUSDC0%13.1%2.08%
Native-credit-poolEthereum1.13MUSDC0%3.68%2.05%
AccountableEthereum2.18MUSDC12.73%26.78%1.93%
EmberEthereum1.22MUSDC0%0.1%1.64%
Aave-v3Xlayer1.33MUSDC0%3.24%1.4%
Lista-lendingEthereum4.52MUSDC5.67%7.1%1.18%
Native-credit-poolEthereum3.76MUSDT0%2.33%1.17%
ExactlyOP Mainnet1.50MUSDC0%1.1%1.09%
Lista-lendingEthereum4.17MUSDT5.11%5.8%1.07%
Extra-finance-leverage-farmingBase3.76MUSDC0%5.86%1.01%
Aave-v4Avalanche5.47MUSDC3.61%4.17%0.88%
Lista-lendingBSC1.04MUSDC5.32%6.69%0.8%
Aave-v4Avalanche6.24MUSDT5.62%5.46%0.4%
TectonicCronos1.53MUSDC0.02%0.46%0.4%
AcrossEthereum1.12MUSDT3.02%3.56%0.39%
CredixSolana13.41MUSDC0%0.05%0.03%
EmberEthereum5.77MUSDC0%9.64%0.01%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7126.1M4.69%
Avalanche6282.2M3.66%
Base18158.3M7.2%
BSC14113.3M4.32%
Ethereum743.6B5.7%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon210.9M3.54%
Solana32730.6M5.29%
TON12.6M3.63%
zkSync Era000%