Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%8.14%66.86%
Neutral-tradeSolana2.28MUSDC0%43.99%61.6%
Neutral-tradeSolana1.41MUSDC0%68.5%47.25%
Harvest-financeBase1.84MUSDC0%48.92%32.91%
EnsuroEthereum1.31MUSDC0%21.2%21.66%
VerantaBase9.60MUSDC0%19.03%18.37%
AccountableMonad7.50MUSDC1.27%16.53%16.52%
AccountableEthereum1.05MUSDC0.75%14.78%14.25%
AccountableEthereum2.88MUSDC9.78%38.42%14.19%
Ember-protocolEthereum1.64MUSDC0%10.36%12.93%
Ember-protocolEthereum2.62MUSDC0%12.98%12.9%
Ember-protocolSui8.57MUSDC0%7.9%12.89%
AccountableEthereum11.05MUSDC0%12.42%12.13%
AccountableMonad5.44MUSDC0.5%12.1%11.64%
AccountableMonad75MUSDC0.35%11.74%11.4%
Rhea-lendNear1.56MUSDC0%7.33%11.18%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
Ember-protocolSui9.77MUSDC0%10.12%10%
AguaEthereum7.48MUSDC0%10%10%
Neutral-tradeSolana2.46MUSDC0%13.65%9.81%
Ember-protocolEthereum3.69MUSDC0%9.6%9.42%
Pareto-creditEthereum1.98MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.45MUSDC0%9.44%9.05%
Centrifuge-protocolEthereum2.68MUSDT0%4.26%8.96%
Neutral-tradeSolana1.39MUSDC0%9.23%8.92%
Midas-rwaEthereum31.30MUSDC0%6.96%8.89%
Rhea-lendNear1.85MUSDT0%8.19%8.85%
Midas-rwaEthereum3.31MUSDC0%7.15%8.27%
Midas-rwaEthereum2.53MUSDC0%7.16%8.27%
Neutral-tradeSolana4.24MUSDC0%12.07%8.08%
AccountableEthereum3.40MUSDC0%11.18%8.08%
Pareto-creditEthereum124.19MUSDC0%7.85%8.06%
Bitway-earnBSC19.78MUSDT0%8%8%
Ember-protocolSui8.85MUSDC4%12%8%
Ember-protocolEthereum17.76MUSDC0%11.54%8%
Ember-protocolEthereum5.54MUSDC0%10.93%7.99%
Sentora-curatorEthereum94.64MUSDC0%7.48%7.69%
Midas-rwaEthereum65.76MUSDC0%7.56%7.58%
Midas-rwaEthereum6.66MUSDC0%6.76%7.5%
Bitway-earnBSC5.59MUSDT0%7.5%7.5%
AccountableMonad2.16MUSDC0.5%7.37%7.28%
Yearn-financeEthereum11.91MUSDC0%6.67%7.06%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Yearn-financeEthereum7.63MUSDC0%6.86%6.93%
Extra-finance-leverage-farmingBase3.43MUSDC0%6.31%6.8%
Zerobase-cedefiBSC16.86MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.94MUSDC2%8.76%6.76%
Blend-pools-v2Stellar11.54MUSDC0%7.58%6.68%
Pareto-creditEthereum22.04MUSDC0%6.65%6.62%
Midas-rwaEthereum26.25MUSDC0%8.39%6.48%
Loopscale-lendingSolana1.86MUSDC0.12%6.96%6.47%
Euler-v2Monad5.82MUSDC1.25%7.73%6.44%
Harvest-financeEthereum1.18MUSDC0%7.2%6.23%
Midas-rwaBase51.54MUSDC0%3.05%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%3.11%6.2%
Harmonix-financeHyperliquid L117.84MUSDC0%6.65%6.19%
Harvest-financeBase1.06MUSDC0%7.27%6.14%
Midas-rwaEthereum34.06MUSDC0%6.6%6.1%
Aave-v3Ethereum103.98MUSDC0%4.16%6.06%
Aave-v3Ethereum57.55MUSDC1.69%5.73%6.06%
Kamino-lendSolana7.11MUSDC0%6.48%6.03%
Midas-rwaEthereum1.74MUSDC0%8.68%6.02%
Benqi-lendingAvalanche1.63MUSDC0%6.04%5.89%
Fusion-by-iporEthereum1.28MUSDC0%6.23%5.76%
MapleEthereum674.81MUSDT0%4.88%5.59%
Fluid-lendingArbitrum56.49MUSDC0%4.4%5.3%
AutofinanceEthereum7.63MUSDC0.99%6.21%5.26%
AccountableMonad7.21MUSDC0.5%5.77%5.23%
Alchemix-v3Ethereum7.73MUSDC0%5.39%5.12%
Fluid-lendingEthereum132.10MUSDT0%4.55%5.04%
DolomiteArbitrum1.04MUSDC0%4.29%5.03%
Kamino-lendSolana3.18MUSDC0%4.82%5.03%
Native-credit-poolEthereum1.14MUSDC0%4.93%4.93%
Yearn-financeBase1.60MUSDC0%4.91%4.89%
Navi-lendingSui9.50MUSDC0.63%5.19%4.88%
SymbiosisEthereum1.07MUSDC0%4.65%4.82%
Storm-tradeTON2.71MUSDT0%5.05%4.74%
Lista-lendingBSC1.46MUSDT0%6.27%4.73%
Centrifuge-protocolBase7.15MUSDC0%3.92%4.61%
Centrifuge-protocolPharos4.56MUSDC0%3.31%4.61%
Centrifuge-protocolBSC1.01MUSDC0%3.31%4.61%
Centrifuge-protocolBSC1.01MUSDC0%3.31%4.61%
Aave-v3Monad13.45MUSDC1.28%6.06%4.52%
Fusion-by-iporBase2.89MUSDC0%5.86%4.51%
Fluid-lendingEthereum130.08MUSDC0%4.51%4.46%
Aave-v3Avalanche2.32MUSDT0%4.22%4.45%
Flux-financeEthereum1.96MUSDT0%4.45%4.44%
Kamino-lendSolana10.81MUSDC0%4.64%4.43%
Kamino-lendSolana1.43MUSDC0%4.29%4.42%
AutofinanceBase3.70MUSDC5.04%10.55%4.42%
Midas-rwaEthereum6.44MUSDC0%3.66%4.4%
Midas-rwaEtherlink1.13MUSDC0%3.63%4.4%
Yo-protocolBase8MUSDC0%4.26%4.39%
Yo-protocolEthereum1.35MUSDC0%4.26%4.39%
Aave-v3Avalanche6.60MUSDC0%5.15%4.39%
ExactlyOP Mainnet1.55MUSDC0%4.39%4.38%
ExactlyOP Mainnet1.55MUSDC0%4.33%4.34%
Ember-protocolEthereum2.04MUSDC0%4.47%4.32%
ExactlyOP Mainnet1.55MUSDC0%4.33%4.32%
ExactlyOP Mainnet1.55MUSDC0%4.28%4.3%
CurvanceMonad3.11MUSDC1.8%5.96%4.29%
TydroInk16.88MUSDC0%4.06%4.24%
ExactlyOP Mainnet1.55MUSDC0%4.2%4.24%
Yearn-financeEthereum2.40MUSDC0%4.04%4.21%
ExactlyOP Mainnet1.55MUSDC0%4.15%4.2%
Fluid-lendingBase10.84MUSDC4.08%6.33%4.2%
ExactlyOP Mainnet1.55MUSDC0%4.18%4.15%
Flux-financeEthereum1.57MUSDC0%4.04%4.15%
Venus-core-poolBSC6.63MUSDC0%3.49%4.14%
Aave-v4Ethereum2.57MUSDC0%4.79%4.11%
ExactlyOP Mainnet1.55MUSDC0%3.98%4.07%
ExactlyOP Mainnet1.55MUSDC0%1.27%4.02%
Aave-v4Ethereum1.79MUSDT0%4.06%4%
Compound-v3Ethereum37.75MUSDC0%4.63%3.86%
ExactlyOP Mainnet1.55MUSDC0%2.61%3.84%
Fusion-by-iporBase1.06MUSDC1.81%6.67%3.84%
Midas-rwaEtherlink4.94MUSDC0%4.95%3.8%
Aave-v3Base19.38MUSDC0%3.78%3.76%
Spark-savingsEthereum453.92MUSDT0%3.47%3.75%
Echelon-marketAptos1.36MUSDC2.58%4.66%3.74%
Aave-v3Ethereum180.38MUSDT0%3.63%3.7%
Aave-v3Ethereum63.80MUSDT1.6%5.14%3.7%
Yearn-financeEthereum19.48MUSDC0%3.69%3.69%
Hyperlend-pooledHyperliquid L18MUSDC0%4.68%3.68%
Gains-networkArbitrum4.82MUSDC0%38.2%3.62%
Spark-savingsEthereum317.74MUSDC0%3.6%3.6%
Spark-savingsAvalanche6.74MUSDC0%3.6%3.6%
Yearn-financeEthereum1.12MUSDC0%3.43%3.59%
Aave-v3Ethereum10.50MDAI0%3.14%3.44%
SparklendEthereum16.01MUSDT0%3.42%3.43%
Coinmerce-capitalHyperliquid L11.74MUSDC0%6.19%3.42%
Midas-rwaEthereum74.76MUSDC0%3.44%3.42%
Midas-rwaEtherlink1.22MUSDC0%3.44%3.42%
Venus-core-poolBSC44.18MUSDT0%2.98%3.4%
SparklendEthereum4.13MUSDC0%3.41%3.39%
DolomiteEthereum28.95MUSDC4%7.31%3.34%
Aave-v3BSC1.67MUSDC0%3.34%3.33%
Native-credit-poolEthereum1.87MUSDT0%3.31%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Compound-v3Ethereum18.06MUSDT0%3.06%3.2%
Benqi-lendingAvalanche1.10MUSDT0%3.52%3.2%
Lista-lendingBSC2.70MUSDT0%3.32%3.19%
Yearn-financeEthereum5.74MUSDT0%3.3%3.12%
Compound-v3Arbitrum2.29MUSDC0%2.95%3.04%
Aave-v3Arbitrum23.49MUSDC0%3.01%3.04%
Aave-v3BSC11.24MUSDT0%2.86%3.02%
Aave-v3Ethereum1.39MUSDC0%3.26%3.01%
SaveSolana5.64MUSDC0%3.13%2.99%
Aave-v3OP Mainnet1.51MUSDC0%2.78%2.96%
Yearn-financeEthereum7.30MDAI0%3.02%2.87%
Aave-v3Polygon11.49MUSDC0%3.02%2.86%
SparklendEthereum76.40MDAI0%2.58%2.71%
Kamino-lendSolana1.79MUSDC0%1.92%2.64%
Aave-v3Xlayer1.47MUSDC0%3.06%2.49%
Compound-v3Arbitrum4.71MUSDT0%2.54%2.45%
Venus-fluxBSC1.63MUSDT0%2.78%2.45%
Lista-lendingBSC1.37MUSDT0%3.12%2.37%
NeverlandMonad1.09MUSDC6.75%10.37%2.36%
Gami-labsBase3.03MUSDC0%2.91%2.05%
Spectra-metavaultsBase3.03MUSDC0%2.96%2.05%
Justlend-v1Tron92.09MUSDT0%2.13%2.03%
SaveSolana2.27MUSDT0%1.86%1.95%
CurrentSui23.17MUSDC5.93%8.55%1.84%
Lista-lendingEthereum4.46MUSDC6.11%6.95%1.34%
ExactlyOP Mainnet1.55MUSDC0%1.02%1.18%
Lista-lendingEthereum3.92MUSDT4.3%5.97%0.96%
Aave-v4Avalanche6.67MUSDC4.09%5.04%0.51%
TectonicCronos1.39MUSDC0.02%0.58%0.42%
Lista-lendingBSC1.04MUSDC6.58%4.66%0.4%
AcrossEthereum1.12MUSDT2.96%2.83%0.34%
Aave-v4Avalanche5.54MUSDT5.91%6.62%0.27%
AcrossEthereum1.03MUSDC4.66%4.56%0.1%
CredixSolana13.41MUSDC0%0.07%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7100.5M4.21%
Avalanche730.6M3.19%
Base16138.7M7.26%
BSC15118.1M4.35%
Ethereum693B6.09%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.5M2.86%
Solana1459.3M12.12%
TON12.7M4.74%
zkSync Era000%