Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 22 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/05/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.93MUSDC1%11.07%14.74%
Canto-lendingCanto1.35MUSDC0%13.18%13.5%
Ember-protocolEthereum38.07MUSDC0%16.83%12.52%
Ember-protocolSui1.77MUSDC0%9.36%12.17%
AutofinanceEthereum2.03MUSDC0%9.12%11.71%
Ember-protocolSui7.65MUSDC0%7.79%11.67%
AvantisBase44.82MUSDC0%10.35%11.14%
Bitway-earnBSC20.38MUSDT0%10.55%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.76%10.47%
Harmonix-financeHyperliquid L114.44MUSDC0%10.17%10.3%
Ember-protocolSui1.47MUSDC0%10.01%10.01%
GoldfinchEthereum37.24MUSDC0%10.05%9.98%
Ember-protocolSui1.14MUSDC0%9.26%9.85%
Harvest-financeBase1.90MUSDC0%9.37%8.77%
Ember-protocolSui2.93MUSDC0%7.48%8.67%
YieldseekerBase1.36MUSDC0%8.83%8.63%
Blend-pools-v2Stellar10.41MUSDC0%8.72%8.5%
Ember-protocolSui1.13MUSDC0%7.55%8.48%
SymbiosisEthereum1.15MUSDC0%6.73%8.42%
Ember-protocolSui5.55MUSDC4%12%8%
SymbiosisTron1.28MUSDT0%7.28%7.88%
Benqi-lendingAvalanche2.15MUSDC0%7.25%7.51%
Ember-protocolEthereum2.79MUSDC0%7.57%7.24%
Ember-protocolEthereum4.65MUSDC0%7%7.22%
LoopscaleSolana1.66MUSDC0.66%8.04%7.17%
Fusion-by-iporEthereum1.35MUSDC0%5%7.14%
Zerobase-cedefiEthereum14.43MUSDT2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Fluid-lendingArbitrum48.87MUSDC0%5.43%6.85%
DeltaprimeAvalanche1.04MUSDC0%6.31%6.82%
DeltaprimeAvalanche1.04MUSDC0%6.31%6.82%
Zerobase-cedefiBSC2.13MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.60MUSDT2%8.76%6.76%
Extra-finance-leverage-farmingBase3.60MUSDC0%6.06%6.44%
Aave-v3Ethereum46.58MUSDC4.49%8.51%6.17%
Aave-v3Ethereum111.34MUSDC0%3.89%6.17%
Harvest-financeEthereum1.09MUSDC0%4.65%6.12%
Centrifuge-protocolAvalanche258.95MUSDC0%4.09%5.99%
Centrifuge-protocolMonad4.51MUSDC0%3.67%5.92%
Gains-networkArbitrum5.15MUSDC0%6.48%5.73%
Storm-tradeTON3.69MUSDT0%6.24%5.7%
Moonwell-lendingBase1.50MUSDC1.25%5.25%5.66%
Centrifuge-protocolEthereum173.30MUSDC0%4.06%5.65%
Centrifuge-protocolEthereum6.88MUSDC0%4.01%5.65%
AmpleBase4.34MUSDC0%4.7%5.58%
Aave-v3Avalanche2.25MUSDT0%5.99%5.58%
Yearn-financeEthereum3.29MUSDC0%5.61%5.52%
Ember-protocolSui1.72MUSDC5.65%13.33%5.5%
LoopscaleSolana1.39MUSDC0%5.52%5.4%
Fluid-lendingBase11.98MUSDC0%5.52%5.38%
Yearn-financeBase1.83MUSDC0%130.51%5.2%
AutofinanceBase7.75MUSDC3.09%8.62%5.18%
Yearn-financeEthereum11MUSDC0%5.18%5.07%
Aave-v3Avalanche6.20MUSDC0%5.65%5.06%
Scallop-lendSui1.32MUSDC0%5.25%5.04%
Fluid-lendingEthereum200.68MUSDC0.96%4.7%4.99%
Benqi-lendingAvalanche1.09MUSDT0%5.8%4.89%
Flux-financeEthereum1.66MUSDT0%4.58%4.61%
Hyperlend-pooledHyperliquid L115.41MUSDC0%5.29%4.59%
Folks-finance-lendingAlgorand1.31MUSDC0%4.47%4.53%
AutofinanceEthereum7.70MUSDC0.66%5.28%4.53%
Kamino-lendSolana7.43MUSDC0%5.5%4.41%
DolomiteArbitrum1.48MUSDC0%4.71%4.4%
TermmaxBase1.25MUSDC0%3.1%4.27%
Navi-lendingSui6.10MUSDC0.6%4.89%4.24%
Yo-protocolBase14.91MUSDC0%4.02%4.22%
Yo-protocolEthereum3.16MUSDC0%4.02%4.22%
ExactlyOP Mainnet1.57MUSDC0%4.11%4.17%
MapleEthereum0.92BUSDT0%4.41%4.17%
ExactlyOP Mainnet1.57MUSDC0%4.09%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.58%4.11%
Euler-v2Monad2.38MUSDC0%7.48%4.11%
ExactlyOP Mainnet1.57MUSDC0%4%4.06%
Jupiter-lendSolana439.47MUSDC1.11%4.61%4.03%
ExactlyOP Mainnet1.57MUSDC0%3.88%4%
SparklendEthereum3.68MUSDC0%4.16%4%
ExactlyOP Mainnet1.57MUSDC0%3.92%3.99%
ExactlyOP Mainnet1.57MUSDC0%3.9%3.97%
ExactlyOP Mainnet1.57MUSDC0%3.9%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.87%3.95%
DolomiteEthereum17.63MUSDC6.57%8.12%3.94%
ExactlyOP Mainnet1.57MUSDC0%4.03%3.92%
Lazy-summer-protocolBase1.41MUSDC0.67%3.9%3.84%
TermmaxEthereum7.31MUSDC0%2.72%3.8%
TermmaxEthereum1.61MUSDC0%3.59%3.76%
ExactlyOP Mainnet1.57MUSDC0%0.91%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.43%3.65%
Spark-savingsEthereum392.72MUSDC0%3.65%3.6%
Spark-savingsAvalanche27.48MUSDC0%3.65%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum463.1M6%
Avalanche8300.2M5.78%
Base1296.6M6.19%
BSC347.1M8.01%
Ethereum292B6.04%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4449.9M5.25%
TON13.7M5.7%
zkSync Era000%