Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/02/2026 00:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%14.36%13.59%
Gains-networkArbitrum12.27MUSDC0%11.11%12.51%
AbyssSui1.87MUSDC0%9.26%11.33%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase89.92MUSDC0%11.16%9.9%
Blend-pools-v2Stellar10.37MUSDC0%11%9.22%
Ipor-fusionEthereum3.71MUSDT0%6.76%8.2%
Woofi-earnArbitrum1.20MUSDC0%7.1%7.06%
Harvest-financeBase4.13MUSDC0%6.2%6.19%
AutofinanceEthereum19.88MUSDC0.38%7.75%6.13%
LoopscaleSolana1.83MUSDC1.19%7.14%6.12%
Extra-finance-leverage-farmingBase3.71MUSDC0%4.92%6.01%
WasabiSolana1.66MUSDC0%7.13%5.75%
WasabiBase6.46MUSDC0%6.08%5.74%
Euler-v2Avalanche1.38MUSDC0%7.06%5.47%
Euler-v2Avalanche5.43MUSDC0%6.37%5.47%
DeltaprimeAvalanche1.21MUSDC0%6.34%5.42%
Scallop-lendSui1.48MUSDC0%5.27%5.4%
Harmonix-financeArbitrum1.11MUSDC0%5.52%5.23%
Harmonix-financeArbitrum1.11MUSDC0%5.52%5.23%
LiqwidCardano2.34MUSDC1.58%9.13%5.16%
Yo-protocolBase28.93MUSDC14%19%5%
Gains-networkBase1.97MUSDC0%8.25%4.79%
Flux-financeEthereum1.62MUSDT0%4.62%4.62%
Silo-v2Avalanche1.48MUSDC0%7.5%4.54%
AutofinanceBase17.39MUSDC1.76%6.72%4.53%
Benqi-lendingAvalanche1.63MUSDT0%3.67%4.46%
AutofinanceArbitrum1.34MUSDC1.95%6.26%4.42%
Ipor-fusionBase1.70MUSDC0%6.01%4.41%
MapleEthereum1.42BUSDT0%4.31%4.37%
Euler-v2Ethereum39.87MUSDC0%4.9%4.37%
Yearn-financeEthereum7.31MUSDT0%4.5%4.33%
DolomiteEthereum12.48MUSDC0%4.64%4.26%
ExactlyOptimism1.68MUSDC0%4.23%4.25%
NeverlandMonad5.08MUSDC7.84%12.66%4.21%
Flux-financeEthereum1.45MUSDC0%4.18%4.19%
Hyperlend-pooledHyperliquid L123.96MUSDC0%6.1%4.17%
ExactlyOptimism1.68MUSDC0%3.94%4.16%
ExactlyOptimism1.68MUSDC0%4.09%4.13%
ExactlyOptimism1.68MUSDC0%4.01%4.05%
Euler-v2Arbitrum1.19MUSDC0%5.61%4.04%
Echelon-marketAptos9.42MUSDC0%4.87%4.03%
Folks-finance-lendingAlgorand1.77MUSDC0%4.13%4.02%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
ExactlyOptimism1.68MUSDC0%3.9%3.95%
ExactlyOptimism1.68MUSDC0%4.17%3.94%
Folks-finance-xchainPolygon2.41MUSDT0%3.9%3.78%
ExactlyOptimism1.68MUSDC0%3.12%3.72%
AutofinanceEthereum5.01MUSDC0%5.03%3.7%
ExactlyOptimism1.68MUSDC0%3.81%3.67%
Yearn-financeEthereum12.56MDAI0%4.28%3.65%
Yearn-financeEthereum2.30MUSDC0%6.01%3.64%
Yearn-financeEthereum1.11MUSDC0%4.06%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum618.2M6.41%
Avalanche7166.1M8.62%
Base8154.2M5.82%
BSC000%
Ethereum151.8B5.51%
Hyperliquid000%
Mantle000%
Optimism813.4M3.98%
Polygon12.4M3.78%
Solana23.5M5.94%
TON000%
zkSync Era000%