Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/05/2026 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.73MUSDC0%70.75%154.79%
Canto-lendingCanto1.35MUSDC0%12.93%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.4%10.9%
AbyssSui1.46MUSDC0%8.7%10.75%
BitwayBSC13.58MUSDT0%10.89%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AutofinanceEthereum2.23MUSDC0%7.25%9.42%
AvantisBase47.70MUSDC0%10.13%9.39%
YieldseekerBase1.25MUSDC0%9.19%8.78%
Blend-pools-v2Stellar10.76MUSDC0%9.19%8.76%
SymbiosisTron1.70MUSDT0%7.55%7.9%
Benqi-lendingAvalanche2.10MUSDC0%7.85%7.45%
Venus-fluxBSC14.88MUSDT0%7.25%7.41%
LoopscaleSolana1.11MUSDC1.05%8.38%7.26%
Aave-v3Avalanche1.69MUSDT0%5.8%7.16%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Aave-v3Avalanche4.38MUSDC0%5.41%6.94%
Zerobase-cedefiBSC1.91MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.95MUSDT2%8.76%6.76%
Harvest-financeBase1.97MUSDC0%6.57%6.75%
Yearn-financeEthereum1.38MUSDC0%5.97%6.67%
Storm-tradeTON3.60MUSDT0%5.88%6.6%
Gains-networkArbitrum5.17MUSDC0%6.25%6.45%
DeltaprimeAvalanche1.06MUSDC0%5.5%6.12%
DeltaprimeAvalanche1.06MUSDC0%5.5%6.12%
SymbiosisEthereum1.09MUSDC0%6.94%5.88%
Extra-finance-leverage-farmingBase3.92MUSDC0%5.67%5.86%
AutofinanceArbitrum3.35MUSDC1.43%11.46%5.84%
Project-0Solana1.89MUSDC0%7.39%5.61%
Yearn-financeEthereum8.60MUSDC0%4.52%5.6%
AutofinanceEthereum8.46MUSDC0.64%6.62%5.44%
Scallop-lendSui1.18MUSDC0%5.27%5.28%
Hyperlend-pooledHyperliquid L112.46MUSDC0%4.96%5.16%
AutofinanceBase6.12MUSDC3.65%8.38%5.15%
Kamino-lendSolana7.76MUSDC0%4.1%4.95%
Venus-fluxBSC4.38MUSDC0%5.43%4.79%
Folks-finance-lendingAlgorand1.20MUSDC0%4.12%4.69%
Fluid-lendingArbitrum41.99MUSDC0.8%6.19%4.64%
Flux-financeEthereum1.70MUSDT0%4.63%4.58%
MapleEthereum1.07BUSDT0%4.25%4.47%
DolomiteArbitrum1.47MUSDC0%5.91%4.28%
Fluid-lendingBase15.11MUSDC1.53%6.43%4.25%
ExactlyOP Mainnet1.60MUSDC0%3.56%4.12%
Yearn-financeEthereum7.96MDAI0%3.92%4.12%
ExactlyOP Mainnet1.60MUSDC0%4%4.07%
ExactlyOP Mainnet1.60MUSDC0%3.86%4.06%
SparklendEthereum3.22MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.78%4.01%
Yearn-financeEthereum2.07MUSDT0%3.58%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.77%3.91%
ExactlyOP Mainnet1.60MUSDC0%3.66%3.9%
ExactlyOP Mainnet1.60MUSDC0%3.85%3.9%
ExactlyOP Mainnet1.60MUSDC0%3.72%3.87%
ExactlyOP Mainnet1.60MUSDC0%3.33%3.87%
Moonwell-lendingBase2.10MUSDC1.27%4.64%3.81%
TermmaxBase1.25MUSDC0%2.3%3.8%
Yo-protocolEthereum3.41MUSDC7.8%14.78%3.79%
Yo-protocolBase17.23MUSDC7.8%14.77%3.79%
Yearn-financeEthereum27.85MUSDC0%3.53%3.79%
Euler-v2Ethereum41.65MUSDC0%3.95%3.75%
Navi-lendingSui4.36MUSDC0.66%4.48%3.75%
DolomiteEthereum21.29MUSDC4.03%6.87%3.73%
Project-0Solana1.59MUSDT0%6.8%3.7%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
NeverlandMonad17.01MUSDC4.78%8.22%3.65%
Spark-savingsAvalanche35.09MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum559.9M5.64%
Avalanche645.4M6.24%
Base1098.4M20.64%
BSC559.7M7.24%
Ethereum192.2B5.5%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana412.4M5.38%
TON13.6M6.6%
zkSync Era000%