Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/06/2026 02:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.78MUSDT0%78%90.14%
Harvest-financeBase1.85MUSDC0%11.06%23.61%
Centrifuge-protocolMonad10.02MUSDC0%2.15%17.9%
AccountableEthereum1.03MUSDC0%14.33%14.25%
Canto-lendingCanto1.35MUSDC0%13.52%13.61%
Ember-protocolEthereum37.75MUSDC0%12.98%12.52%
AutofinanceEthereum1.34MUSDC0%9.96%11.64%
AccountableMonad46.25MUSDC0.39%9.63%11.6%
Ember-protocolSui1.16MUSDC0%9.04%11.32%
Ember-protocolEthereum4.63MUSDC0%7.46%11.03%
Ember-protocolSui3.29MUSDC0%7.91%11.02%
Harmonix-financeHyperliquid L120.33MUSDC0%10.02%10.22%
Bracket-vaultsEthereum2.72MUSDC0%10.36%10.16%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
AvantisBase33.66MUSDC0%10.15%10.08%
Gains-networkArbitrum6.54MUSDC0%10.36%10.02%
Bitway-earnBSC25.47MUSDT0%10.23%10%
AccountableMonad5.17MUSDC0.5%10.01%10%
Kamino-lendSolana1.37MUSDC0%5.61%9.6%
Ember-protocolSui1.21MUSDC6.01%11.5%9.06%
Ember-protocolSui1.10MUSDC0%7.86%8.48%
AccountableEthereum2.04MUSDC0%0.92%8.23%
LazyEthereum1.02MUSDC0%7.45%8.2%
LazyEthereum1.02MUSDC0%7.45%8.2%
Ember-protocolSui5.60MUSDC4%12%8%
Ember-protocolSui1.07MUSDC0%9.06%8%
Harvest-financeEthereum1.13MUSDC0%6.73%7.79%
YieldseekerBase2.01MUSDC0%9.11%7.79%
AccountableMonad9.34MUSDC0.5%12.42%7.66%
Extra-finance-leverage-farmingBase3.22MUSDC0%6.67%7.27%
AccountableEthereum10.45MUSDC3.84%5.7%7.17%
LoopscaleSolana1.63MUSDC0.78%7.96%7.16%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
SymbiosisEthereum1.29MUSDC0%9.74%6.94%
AccountableMonad3.40MUSDC0.5%8.2%6.79%
Zerobase-cedefiBSC2.42MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.78MUSDT2%8.76%6.76%
Blend-pools-v2Stellar15.79MUSDC0%8.02%6.62%
Aave-v3Ethereum56.04MUSDC4.01%7.7%5.97%
Aave-v3Ethereum105.85MUSDC0%3.56%5.97%
Ember-protocolSui1.46MUSDC0%8.66%5.96%
Storm-tradeTON3.65MUSDT0%5.8%5.88%
AutofinanceEthereum7.26MUSDC0.46%5.44%5.73%
Kamino-lendSolana4.79MUSDC0%5.06%5.66%
Fusion-by-iporEthereum1.47MUSDC0%6.25%5.59%
AmpleBase4.29MUSDC0%4.83%5.58%
Navi-lendingSui5.16MUSDC0.51%5.48%5.53%
Fluid-lendingBase9.19MUSDC0%5.36%5.36%
Hyperlend-pooledHyperliquid L113.68MUSDC0%5.45%5.35%
SymbiosisTron1.30MUSDT0%7.57%5.34%
AutofinanceBase6.72MUSDC2.49%8.03%5.33%
Fluid-lendingArbitrum37.08MUSDC0%5.81%5.32%
Fluid-lendingEthereum116.86MUSDC1.19%6.61%5.22%
Fluid-lendingEthereum8.44MUSDC0%4.71%5.22%
Yo-protocolEthereum2.73MUSDC0%4.2%5.01%
Yo-protocolBase11.63MUSDC0%4.2%5.01%
Ember-protocolSui6.99MUSDC0%5.35%5%
Yearn-financeEthereum1.52MUSDC0%4.83%4.85%
CurvanceMonad1.30MUSDC2.7%7.83%4.77%
Jupiter-lendSolana392.26MUSDC0.77%4.71%4.75%
Kamino-lendSolana8.65MUSDC0%5.29%4.68%
Yearn-financeBase1.71MUSDC0%29.47%4.68%
Folks-finance-lendingAlgorand1.22MUSDC0%4.57%4.58%
Yearn-financeEthereum9.16MUSDC0%4.75%4.58%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
MapleEthereum0.95BUSDT0%4.21%4.31%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
Euler-v2Monad1.96MUSDC0%4.24%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.02%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.15%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.08%4.12%
ExactlyOP Mainnet1.49MUSDC0%4.03%4.11%
DolomiteArbitrum1.45MUSDC0%4%4.1%
Fusion-by-iporEthereum1.27MUSDC0%6.54%4.1%
Moonwell-lendingBase1.64MUSDC0.45%6.81%4.09%
ExactlyOP Mainnet1.49MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.49MUSDC0%3.98%4.04%
Folks-finance-xchainPolygon1.26MUSDT0%4.38%3.96%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%3.21%3.9%
Yearn-financeEthereum1.18MUSDC0%3.43%3.88%
TermmaxBase1.25MUSDC0%4.15%3.87%
Centrifuge-protocolBase50.03MUSDC0%3.85%3.82%
Centrifuge-protocolAvalanche259.44MUSDC0%3.86%3.82%
Centrifuge-protocolEthereum374.08MUSDC0%3.84%3.82%
Centrifuge-protocolEthereum5.93MUSDC0%3.84%3.82%
Centrifuge-protocolBase2.14MUSDC0%3.84%3.82%
Yearn-financeEthereum2.45MUSDC0%3.7%3.79%
Kamino-lendSolana2.07MUSDC0%4.13%3.78%
ExactlyOP Mainnet1.49MUSDC0%2.97%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Benqi-lendingAvalanche5.30MUSDC0%5.29%3.71%
Lista-lendingBSC2.11MUSDT3.29%8.44%3.68%
Fluid-lendingEthereum111.71MUSDT1.24%4.37%3.64%
SparklendEthereum3.24MUSDC0%3.96%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.7M6.61%
Avalanche2264.7M3.77%
Base13129.3M6.95%
BSC452.8M6.8%
Ethereum321.9B6.58%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon23M47.05%
Solana6410.8M5.94%
TON13.6M5.88%
zkSync Era000%