Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/08/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum3.18MUSDC12.02%24.7%25.95%
EnsuroEthereum1.10MUSDC0%21.62%18.82%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%5.52%14.76%
Centrifuge-protocolMonad10.08MUSDC0%5.41%14.76%
Midas-rwaEtherlink4.82MUSDC0%9.77%14.53%
Nawa-protocolZIGChain3.43MUSDC0%9.64%14.43%
AccountableEthereum1.06MUSDC1.25%15.06%14.25%
Midas-rwaEthereum1.75MUSDC0%11.59%13.98%
AccountableMonad7.50MUSDC0.98%23.64%13.87%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Harvest-financeEthereum1.17MUSDC0%6.43%13.49%
Gains-networkArbitrum4.61MUSDC0%4.78%13.28%
Ember-protocolEthereum7.06MUSDC0%12.84%12.9%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.47%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.72%11.55%
Neutral-tradeSolana2.30MUSDC0%6.19%11.25%
AccountableMonad74.99MUSDC0.29%15.56%11.2%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Harvest-financeBase1.86MUSDC0%10.66%10.27%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
AguaEthereum6.79MUSDC0%10%10%
Ember-protocolSui7.09MUSDC0%9.98%10%
Ember-protocolEthereum3.37MUSDC0%9.62%9.43%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Euler-v2Monad1.19MUSDC1.25%10.26%9.25%
Midas-rwaEthereum6.40MUSDC0%9.14%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.14%9.23%
Ember-protocolEthereum8.97MUSDC0%9.89%8.59%
Midas-rwaEthereum7.90MUSDC0%9.13%8.49%
YieldseekerBase1.13MUSDC0%9.44%8.24%
Ember-protocolSui1.40MUSDC0%10.15%8.07%
Pareto-creditEthereum168.50MUSDC0%8.09%8.02%
Bitway-earnBSC25.94MUSDT0%8%8%
Ember-protocolSui9.24MUSDC4%12%8%
Midas-rwaEthereum37.47MUSDC0%7.87%7.85%
Midas-rwaEthereum6.70MUSDC0%7.4%7.68%
Midas-rwaEthereum2.51MUSDC0%7.4%7.66%
Midas-rwaEthereum64.42MUSDC0%9.8%7.41%
Neutral-tradeSolana1.29MUSDC0%20.84%7.33%
AccountableMonad1.56MUSDC0.4%7.78%7.28%
Ember-protocolEthereum16.97MUSDC0%7.83%7.2%
Extra-finance-leverage-farmingBase3.26MUSDC0%7.08%7.17%
Pareto-creditEthereum21.97MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase9.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
LoopscaleSolana1.69MUSDC0.3%7.01%6.81%
Kamino-lendSolana4.53MUSDC0%6.74%6.81%
Zerobase-cedefiBSC18.73MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Harmonix-financeHyperliquid L124.34MUSDC0%6.43%6.72%
Ember-protocolSui1.08MUSDC0%8.49%6.69%
Blend-pools-v2Stellar12.72MUSDC0%6.74%6.6%
Yearn-financeEthereum6.84MUSDC0%6.84%6.46%
Yearn-financeEthereum8.80MUSDC0%6.07%6.37%
AccountableMonad11.02MUSDC0.43%7.71%6.13%
Yearn-financeEthereum1.19MUSDC0%6.31%5.94%
Yo-protocolBase1.08MUSDC0%6.72%5.92%
Hyperlend-pooledHyperliquid L114.07MUSDC0%7%5.67%
Fluid-lendingEthereum134.65MUSDT0%4.58%5.44%
Storm-tradeTON3.17MUSDT0%5.57%5.4%
Centrifuge-protocolEthereum7.52MUSDC0%5.21%5.26%
AutofinanceEthereum8.08MUSDC0.79%5.83%5.26%
Navi-lendingSui5.82MUSDC0.52%5.5%5.23%
Fluid-lendingBase8.86MUSDC0%5.16%5.16%
Compound-v3Ethereum34.29MUSDC0.11%3.78%5.05%
Yearn-financeBase1.82MUSDC0%4.93%5.01%
Benqi-lendingAvalanche2.50MUSDC0%4.37%4.96%
Lista-lendingBSC2.29MUSDT1.6%7.14%4.93%
AutofinanceBase7.68MUSDC2.09%7.97%4.93%
Jupiter-lendSolana441.08MUSDC0.68%5.04%4.9%
Alchemix-v3Ethereum7.89MUSDC0%4.55%4.88%
Fluid-lendingEthereum151.02MUSDC0%5.03%4.83%
Fluid-lendingEthereum2.06MUSDC0%5.03%4.83%
AmpleBase4.34MUSDC0%4.07%4.8%
Kamino-lendSolana3.92MUSDC0%5.28%4.79%
Aave-v3Monad12.61MUSDC0%5.84%4.75%
TydroInk6.71MUSDC0%1.9%4.69%
Centrifuge-protocolAvalanche261.61MUSDC0%5.21%4.66%
Centrifuge-protocolBase50.45MUSDC0%5.21%4.66%
Kamino-lendSolana1.23MUSDC0%4.87%4.58%
Ember-protocolSui1.20MUSDC0%3.64%4.56%
Fluid-lendingArbitrum52.59MUSDC0%4.87%4.51%
SentoraEthereum42.37MUSDC0%6.58%4.45%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
MapleEthereum1.04BUSDT0%4.21%4.43%
DolomiteArbitrum1.21MUSDC0%4.16%4.39%
ExactlyOP Mainnet1.61MUSDC0%4.36%4.37%
SymbiosisEthereum1.58MUSDC0%4.77%4.36%
Jupiter-lendSolana17.71MUSDT0%3.5%4.35%
ExactlyOP Mainnet1.61MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.61MUSDC0%4.24%4.28%
ExactlyOP Mainnet1.61MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.17%4.21%
Kamino-lendSolana12.51MUSDC0%4.49%4.2%
ExactlyOP Mainnet1.61MUSDC0%4.12%4.15%
Moonwell-lendingBase1.77MUSDC0.08%6.62%4.12%
ExactlyOP Mainnet1.61MUSDC0%3.98%4.09%
ExactlyOP Mainnet1.61MUSDC0%4.03%4.07%
TermmaxEthereum3.33MUSDC0%4.05%4.06%
Yo-protocolBase9.06MUSDC0%4.17%4.05%
Yo-protocolEthereum1.52MUSDC0%4.17%4.05%
Aave-v3Ethereum216.45MUSDT0%2.9%3.96%
Aave-v3Ethereum68.34MUSDT1.49%4.3%3.96%
ExactlyOP Mainnet1.61MUSDC0%3.63%3.94%
Aave-v3Avalanche2.38MUSDT0%3.31%3.93%
Ember-protocolEthereum2.03MUSDC0%2.76%3.81%
Midas-rwaEthereum3.49MUSDC0%3.99%3.78%
Aave-v3Ethereum57.52MUSDC1.69%5.24%3.78%
Yearn-financeEthereum2.43MUSDC0%3.57%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Centrifuge-protocolMonad4.54MUSDC0%3.74%3.55%
Centrifuge-protocolPharos4.39MUSDC0%3.76%3.55%
Spark-savingsEthereum254.89MUSDC0%3.52%3.52%
Spark-savingsAvalanche11.94MUSDC0%3.52%3.52%
SparklendEthereum1.81MUSDC0%3.48%3.47%
Yearn-financeEthereum19.60MUSDC0%3.31%3.47%
Native-credit-poolEthereum1.78MUSDT0%2.97%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
DolomiteEthereum29.60MUSDC4.11%7.5%3.28%
Spark-savingsEthereum362.86MUSDT0%2.88%3.25%
Euler-v2Ethereum5.72MUSDC0%3.11%3.23%
Yearn-financeEthereum7.42MDAI0%3.1%3.22%
Aave-v4Ethereum1.56MUSDT0%2.39%3.22%
Kamino-lendSolana1.26MUSDC0%4.59%3.2%
Aave-v3Base28.95MUSDC0%3.44%3.16%
Native-credit-poolBSC2.27MUSDT0%3.2%3.14%
Project-0Solana2.09MUSDC0%4.45%3.12%
Aave-v3Avalanche7.42MUSDC0%3.67%3.08%
Compound-v3Ethereum28.73MUSDT0.12%3.15%3.03%
Yearn-financeEthereum5.76MUSDT0%3.17%3%
Aave-v3Ethereum19.65MDAI0%2.99%2.96%
Aave-v3Polygon11.69MUSDC0%2.78%2.9%
Aave-v3BSC2.11MUSDC0%3.06%2.86%
Centrifuge-protocolEthereum1.68MUSDC0%1.63%2.83%
Euler-v2Ethereum8.86MUSDC0%4.14%2.83%
Compound-v3Arbitrum3.28MUSDC0%2.75%2.81%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
Venus-fluxBSC2.36MUSDT0%2.46%2.75%
CurvanceMonad2.36MUSDC2.7%5.3%2.72%
SparklendEthereum59.76MUSDT0%3.74%2.69%
Aave-v3Ethereum1.56MUSDC0%2.21%2.63%
SaveSolana5.25MUSDC0%2.39%2.62%
Compound-v3Arbitrum4.04MUSDT0%2.13%2.6%
Aave-v3Arbitrum33.28MUSDC0%2.43%2.59%
LoopscaleSolana1.71MUSDC6.8%8.61%2.55%
Scallop-lendSui1.10MUSDC0%2.65%2.51%
Venus-core-poolBSC71.43MUSDT0%2.13%2.48%
Justlend-v1Tron66.68MUSDT0%2.36%2.44%
Aave-v3BSC14.16MUSDT0%2.16%2.34%
CurrentSui9.24MUSDC7.69%9.81%2.33%
Aave-v3OP Mainnet2.77MUSDC0%2.85%2.3%
Venus-core-poolBSC17.96MUSDC0%2.51%2.23%
Gami-labsBase3.02MUSDC0%2.63%2.18%
Spectra-metavaultsBase3.02MUSDC0%2.64%2.18%
SparklendEthereum117.24MDAI0%2.17%2.17%
Midas-rwaEthereum69.33MUSDC0%3.33%2.12%
Midas-rwaEtherlink1.22MUSDC0%3.34%2.12%
Aave-v4Ethereum1.39MUSDC0%1.91%2.07%
Midas-rwaEthereum26.21MUSDC0%5.5%2.04%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Aave-v3Sonic1.19MUSDC0%1.9%1.83%
SaveSolana2.13MUSDT0%1.44%1.69%
Aave-v4Ethereum1.07MUSDT0%1.48%1.68%
Aave-v3Arbitrum1.35MDAI0%1.97%1.68%
Lista-lendingBSC3.85MUSDT0%2.66%1.67%
Aave-v4Ethereum1.09MUSDC0%1.61%1.66%
Echelon-marketAptos1.97MUSDC1.36%3.65%1.32%
NeverlandMonad2.55MUSDC6.97%7.08%1.24%
ExactlyOP Mainnet1.61MUSDC0%0.99%1.01%
Neutral-tradeSolana2.23MUSDC0%39.96%1%
Lista-lendingEthereum2.56MUSDT4.36%5.66%0.93%
Lista-lendingBSC3.47MUSDT0%1.38%0.6%
Zest-v2Stacks10.08MUSDC0%0.52%0.6%
Lista-lendingEthereum3.08MUSDC7.35%6.34%0.29%
Aave-v4Avalanche5.41MUSDC6.01%0.81%0.17%
TectonicCronos44.92MUSDT0%0.15%0.15%
TectonicCronos54.05MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.05%0.04%
AcrossEthereum1.10MUSDC4.15%4.35%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8108M4.86%
Avalanche6291.3M3.39%
Base15135.9M5.26%
BSC15169.7M3.34%
Ethereum733.3B5.9%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.7M2.9%
Solana16514.4M4.33%
TON13.2M5.4%
zkSync Era000%