Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 28 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/05/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.24%13.61%
LazyEthereum1.03MUSDC0%7.89%12.75%
LazyEthereum1.03MUSDC0%7.89%12.75%
Ember-protocolEthereum38.05MUSDC0%16.21%12.57%
Fluid-lendingEthereum138.95MUSDC1.21%5.46%11.8%
AutofinanceEthereum1.90MUSDC0%9.42%11.59%
AvantisBase44.03MUSDC0%10.59%11.01%
Harmonix-financeHyperliquid L116.59MUSDC0%10.21%10.68%
Bitway-earnBSC21.04MUSDT0%10.5%10.5%
Bracket-vaultsEthereum2.72MUSDC0%10.7%10.44%
YieldseekerBase1.80MUSDC0%8.9%10.21%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
SymbiosisEthereum1.17MUSDC0%7.06%10.05%
Ember-protocolSui1.45MUSDC0%10.01%10.01%
SparklendEthereum13MUSDT0%3.02%9.99%
Harvest-financeBase1.90MUSDC0%9.61%9.64%
Fusion-by-iporEthereum1.49MUSDC0%4.77%8.82%
Ember-protocolSui1.78MUSDC0%9.64%8.75%
Ember-protocolSui1.13MUSDC0%7.7%8.59%
Blend-pools-v2Stellar10.75MUSDC0%8.65%8.36%
Ember-protocolSui5.96MUSDC4%12%8%
SymbiosisTron1.34MUSDT0%7.37%7.63%
Ember-protocolEthereum2.79MUSDC0%7.52%7.22%
Harvest-financeEthereum1.09MUSDC0%4.85%7.18%
LoopscaleSolana1.61MUSDC0.68%7.99%7.17%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.38MUSDC0%6.17%6.9%
DeltaprimeAvalanche1.04MUSDC0%6.37%6.85%
Fluid-lendingArbitrum44.98MUSDC0%5.41%6.85%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.55MUSDT2%8.76%6.76%
Ember-protocolEthereum4.56MUSDC0%7.04%6.75%
Gains-networkArbitrum5.15MUSDC0%6.5%6.75%
Fluid-lendingBase10.02MUSDC0%5.58%5.98%
Storm-tradeTON3.68MUSDT0%6.18%5.63%
Aave-v3Avalanche2.32MUSDT0%5.79%5.6%
Aave-v3Avalanche5.72MUSDC0%5.61%5.54%
Benqi-lendingAvalanche2.46MUSDC0%7.34%5.49%
Centrifuge-protocolMonad10MUSDC0%0.76%5.38%
Ember-protocolSui2.98MUSDC0%7.52%5.38%
Kamino-lendSolana7.21MUSDC0%5.61%5.3%
AutofinanceBase7.75MUSDC2.89%8.53%5.22%
Yearn-financeEthereum5.12MUSDC0%5.65%5.03%
Ember-protocolSui1.72MUSDC6.53%13%4.95%
Scallop-lendSui1.39MUSDC0%5.12%4.93%
DolomiteArbitrum1.30MUSDC0%4.5%4.8%
Benqi-lendingAvalanche1.20MUSDT0%5.6%4.78%
Hyperlend-pooledHyperliquid L114.97MUSDC0%5.2%4.66%
Folks-finance-lendingAlgorand1.25MUSDC0%4.49%4.63%
Flux-financeEthereum1.67MUSDT0%4.58%4.6%
Navi-lendingSui4.39MUSDC0.59%4.88%4.59%
Yearn-financeEthereum11.41MUSDC0%5.17%4.57%
AutofinanceEthereum7.60MUSDC0.63%5.13%4.56%
AmpleBase4.34MUSDC0%4.73%4.49%
TermmaxBase1.25MUSDC0%3.54%4.48%
Centrifuge-protocolAvalanche258.97MUSDC0%4.41%4.45%
Centrifuge-protocolEthereum174.51MUSDC0%4.37%4.45%
Centrifuge-protocolBase1.09MUSDC0%4.38%4.45%
Centrifuge-protocolEthereum6.88MUSDC0%4.37%4.45%
Jupiter-lendSolana425.48MUSDC1.15%4.71%4.28%
Yo-protocolEthereum3.15MUSDC0%4.09%4.27%
Yo-protocolBase14.70MUSDC0%4.08%4.27%
ExactlyOP Mainnet1.59MUSDC0%4.13%4.18%
ExactlyOP Mainnet1.59MUSDC0%4.1%4.16%
Moonwell-lendingBase1.54MUSDC1.2%5.58%4.15%
MapleEthereum0.99BUSDT0%4.37%4.13%
Euler-v2Ethereum7.88MUSDC0%2.83%4.13%
Euler-v2Monad2.38MUSDC0%7.11%4.11%
Jupiter-lendSolana20.79MUSDT0%3.19%4.07%
ExactlyOP Mainnet1.59MUSDC0%4.02%4.07%
ExactlyOP Mainnet1.59MUSDC0%3.91%4.02%
SparklendEthereum3.57MUSDC0%4.15%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.94%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.9%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.92%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.92%3.96%
ExactlyOP Mainnet1.59MUSDC0%4.01%3.91%
ExactlyOP Mainnet1.59MUSDC0%1.27%3.76%
DolomiteEthereum21.38MUSDC5.52%8.34%3.7%
Lazy-summer-protocolBase1.41MUSDC0.65%3.92%3.69%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum459M6.35%
Avalanche6271.7M5.45%
Base1293.2M6.21%
BSC347.7M8.01%
Ethereum261.5B7.33%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4455.1M5.21%
TON13.7M5.63%
zkSync Era000%