Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/08/2026 22:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum3.06MUSDC12.47%24.26%25.02%
EnsuroEthereum1.09MUSDC0%20.38%20.66%
AccountableMonad7.50MUSDC1.11%24.02%20.01%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%4.83%16.45%
Centrifuge-protocolMonad10.07MUSDC0%4.7%16.45%
Midas-rwaEtherlink4.82MUSDC0%9.53%14.53%
Nawa-protocolZIGChain3.43MUSDC0%9.4%14.43%
AccountableEthereum1.06MUSDC1.25%15%14.25%
Midas-rwaEthereum1.74MUSDC0%11.28%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad94.99MUSDC0.33%15.81%13.6%
Ember-protocolEthereum7.05MUSDC0%12.85%12.9%
Gains-networkArbitrum4.61MUSDC0%4.45%11.8%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.68%11.55%
Ember-protocolSui1.41MUSDC0%10.05%11.52%
Ember-protocolEthereum16.96MUSDC0%7.69%11.01%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Neutral-tradeSolana2.30MUSDC0%5.81%10.48%
Harvest-financeBase1.86MUSDC0%10.72%10.25%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
Ember-protocolSui7.13MUSDC0%9.93%10.04%
AguaEthereum6.54MUSDC0%10%10%
Ember-protocolEthereum8.97MUSDC0%9.76%9.84%
Ember-protocolEthereum3.36MUSDC0%9.62%9.52%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolSui1.08MUSDC0%8.56%9.29%
Midas-rwaEthereum6.40MUSDC0%9.15%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.15%9.23%
Euler-v2Monad1.18MUSDC1.25%10.29%8.83%
Midas-rwaEthereum6.69MUSDC0%7.38%8.5%
Midas-rwaEthereum7.87MUSDC0%9.22%8.49%
Midas-rwaEthereum2.51MUSDC0%7.39%8.35%
Pareto-creditEthereum168.49MUSDC0%8.11%8.02%
Bitway-earnBSC25.88MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
YieldseekerBase1.11MUSDC0%9.45%7.73%
Midas-rwaEthereum64.41MUSDC0%9.93%7.46%
AccountableMonad1.26MUSDC0.5%7.78%7.28%
Pareto-creditEthereum21.97MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase8.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBSC18.88MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.45MUSDC0%7.04%6.75%
Compound-v3Ethereum31.84MUSDC0.11%3.57%6.6%
Yearn-financeEthereum6.84MUSDC0%6.87%6.57%
LoopscaleSolana2.96MUSDC0.3%7.02%6.55%
Yo-protocolBase1.10MUSDC0%6.72%6.44%
Yearn-financeEthereum8.63MUSDC0%6.07%6.32%
Blend-pools-v2Stellar14.61MUSDC0%6.81%6.31%
AccountableMonad9.94MUSDC0.5%7.82%6.13%
Kamino-lendSolana6.04MUSDC0%6.76%6.11%
Fluid-lendingEthereum130.27MUSDT0%4.51%5.99%
Yearn-financeEthereum1.19MUSDC0%6.32%5.96%
Harmonix-financeHyperliquid L123.04MUSDC0%6.45%5.87%
Midas-rwaEthereum37.41MUSDC0%8.04%5.73%
SymbioticEthereum1MUSDC0%5.98%5.67%
SymbioticEthereum1MUSDC0%5.98%5.67%
Hyperlend-pooledHyperliquid L114.13MUSDC0%7%5.67%
Navi-lendingSui4.68MUSDC0.56%5.49%5.66%
Fluid-lendingArbitrum46.53MUSDC0%4.91%5.53%
Kamino-lendSolana2.13MUSDC0%5.25%5.5%
Storm-tradeTON3.17MUSDT0%5.59%5.41%
LoopscaleSolana1.09MUSDC0.45%4.89%5.31%
AutofinanceEthereum8.07MUSDC0.79%5.87%5.26%
AutofinanceBase7.68MUSDC2.17%8.03%5.22%
Yearn-financeBase1.82MUSDC0%4.93%5.01%
Alchemix-v3Ethereum7.82MUSDC0%4.53%4.79%
Lista-lendingBSC2.39MUSDT1.52%7.12%4.79%
Fluid-lendingBase9.10MUSDC0%5.18%4.75%
Fluid-lendingEthereum149.65MUSDC0%5.05%4.7%
Fluid-lendingEthereum2.32MUSDC0%5.05%4.7%
Benqi-lendingAvalanche2.95MUSDC0%4.31%4.7%
Kamino-lendSolana1.15MUSDC0%4.8%4.69%
Kamino-lendSolana6.57MUSDC0%4.37%4.69%
Ember-protocolSui1.20MUSDC0%3.59%4.56%
Harvest-financeEthereum1.15MUSDC0%6.39%4.53%
Jupiter-lendSolana439.54MUSDC0.69%5.03%4.53%
Centrifuge-protocolAvalanche261.56MUSDC0%5.22%4.43%
Centrifuge-protocolBase50.44MUSDC0%5.22%4.43%
Centrifuge-protocolEthereum7.52MUSDC0%5.19%4.43%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
MapleEthereum1.09BUSDT0%4.2%4.39%
ExactlyOP Mainnet1.61MUSDC0%4.36%4.37%
AvantisBase17.95MUSDC0%8.57%4.36%
ExactlyOP Mainnet1.61MUSDC0%4.29%4.31%
ExactlyOP Mainnet1.61MUSDC0%4.24%4.28%
DolomiteArbitrum1.27MUSDC0%4.18%4.23%
ExactlyOP Mainnet1.61MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.16%4.2%
Kamino-lendSolana1.03MUSDT0%3.59%4.15%
ExactlyOP Mainnet1.61MUSDC0%4.11%4.15%
Aave-v3Ethereum158.26MUSDC0%3.78%4.12%
Aave-v3Ethereum58MUSDC1.68%5.29%4.12%
Jupiter-lendSolana17.34MUSDT0%3.47%4.1%
ExactlyOP Mainnet1.61MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.61MUSDC0%3.96%4.07%
TermmaxEthereum3.34MUSDC0%4.04%4.06%
Aave-v3Monad12.95MUSDC1.26%6.02%4.02%
Yo-protocolBase9.06MUSDC0%4.19%3.92%
Yo-protocolEthereum1.51MUSDC0%4.19%3.92%
ExactlyOP Mainnet1.61MUSDC0%3.62%3.91%
AmpleBase4.35MUSDC0%4.05%3.88%
Ember-protocolEthereum2.03MUSDC0%2.59%3.86%
SentoraEthereum44.95MUSDC0%6.77%3.79%
Midas-rwaEthereum3.49MUSDC0%4.17%3.78%
Yearn-financeEthereum2.43MUSDC0%3.56%3.75%
Aave-v3Ethereum223.48MUSDT0%2.85%3.74%
Aave-v3Ethereum74.10MUSDT1.38%4.37%3.74%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Moonwell-lendingBase2.43MUSDC0.07%6.65%3.72%
Centrifuge-protocolMonad4.54MUSDC0%3.7%3.58%
Centrifuge-protocolPharos4.39MUSDC0%3.72%3.58%
Spark-savingsEthereum257.12MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.01MUSDC0%3.52%3.52%
SparklendEthereum1.69MUSDC0%3.48%3.47%
SymbiosisEthereum1.97MUSDC0%4.81%3.45%
Aave-v3Avalanche2.53MUSDT0%3.28%3.43%
Yearn-financeEthereum23.08MUSDC0%3.3%3.41%
Justlend-v1Tron37.72MUSDT0%2.43%3.36%
DolomiteEthereum28.04MUSDC4.22%7.49%3.36%
Native-credit-poolEthereum1.78MUSDT0%2.99%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Spark-savingsEthereum363.30MUSDT0%2.86%3.25%
Centrifuge-protocolEthereum1.68MUSDC0%1.52%3.24%
Yearn-financeEthereum7.47MDAI0%3.09%3.22%
Midas-rwaEthereum69.01MUSDC0%3.33%3.21%
Aave-v3Base28.19MUSDC0%3.46%3.21%
Aave-v4Ethereum1.59MUSDT0%2.36%3.2%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.2%
Project-0Solana2.03MUSDC0%4.5%3.16%
Euler-v2Ethereum7MUSDC0%3.1%3.14%
Native-credit-poolBSC2.27MUSDT0%3.25%3.14%
Aave-v3Avalanche7.17MUSDC0%3.69%3.1%
Venus-fluxBSC2.30MUSDT0%2.43%3.09%
Kamino-lendSolana1.34MUSDC0%4.62%3.07%
Aave-v3BSC1.71MUSDC0%3.03%3.05%
Compound-v3Ethereum28.34MUSDT0.12%3.15%3.03%
Yearn-financeEthereum7.43MUSDT0%3.18%2.97%
Euler-v2Ethereum7.77MUSDC0%4.22%2.86%
Aave-v3Polygon12.17MUSDC0%2.78%2.81%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
Compound-v3Arbitrum3.42MUSDC0%2.74%2.78%
Aave-v3Ethereum24.13MDAI0%3.01%2.73%
CurvanceMonad2.36MUSDC2.7%5.29%2.72%
Compound-v3Arbitrum3.66MUSDT0%2.1%2.7%
Aave-v3Ethereum1.56MUSDC0%2.19%2.63%
SparklendEthereum64.79MUSDT0%3.72%2.62%
Scallop-lendSui1.04MUSDC0%2.64%2.62%
LoopscaleSolana1.71MUSDC6.94%8.48%2.58%
SaveSolana5.56MUSDC0%2.38%2.53%
Aave-v3BSC12.89MUSDT0%2.16%2.44%
Venus-core-poolBSC75.52MUSDT0%2.13%2.36%
CurrentSui9.26MUSDC8.14%9.68%2.33%
Aave-v3OP Mainnet2.81MUSDC0%2.9%2.29%
Venus-core-poolBSC17.77MUSDC0%2.53%2.25%
SparklendEthereum114.74MDAI0%2.17%2.17%
Aave-v3Arbitrum48.64MUSDC0%2.44%2.15%
Aave-v4Ethereum1.41MUSDC0%1.76%2.05%
Midas-rwaEthereum26.21MUSDC0%5.46%2.04%
Lista-lendingBSC3.74MUSDT0%2.65%2.01%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Aave-v3Sonic1.19MUSDC0%1.91%1.83%
SaveSolana2.10MUSDT0%1.42%1.69%
Aave-v4Ethereum1.07MUSDT0%1.46%1.68%
Aave-v4Ethereum1.09MUSDC0%1.59%1.66%
Gami-labsBase3.02MUSDC0%2.61%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.61%1.57%
Echelon-marketAptos1.93MUSDC1.44%3.7%1.4%
NeverlandMonad2.38MUSDC7.12%6.87%1.36%
ExactlyOP Mainnet1.61MUSDC0%0.99%1.01%
Lista-lendingEthereum2.58MUSDT4.26%5.68%0.8%
TydroInk21.15MUSDC0%1.88%0.67%
Zest-v2Stacks10.08MUSDC0%0.52%0.59%
Lista-lendingBSC3.50MUSDT0%1.57%0.59%
Neutral-tradeSolana1.28MUSDC0%21.9%0.51%
Aave-v4Avalanche4.78MUSDC5.97%0.6%0.21%
TectonicCronos45.02MUSDT0%0.15%0.15%
Lista-lendingEthereum3.84MUSDC5.77%6.36%0.13%
TectonicCronos54.04MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.05%0.04%
AcrossEthereum1.10MUSDC4.22%4.39%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7115.8M5.17%
Avalanche6291M3.23%
Base16153.1M4.99%
BSC14170.9M3.49%
Ethereum763.5B5.83%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.2M2.81%
Solana17507.7M4.1%
TON13.2M5.41%
zkSync Era000%