Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/03/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.95MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.74%13.06%
AvantisBase82.96MUSDC0%11.05%10.49%
Fusion-by-iporEthereum3.76MUSDT0%7.26%10.39%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkArbitrum12.19MUSDC0%8.55%9.86%
AbyssSui1.80MUSDC0%8.97%9.47%
Blend-pools-v2Stellar9.98MUSDC0%10.21%9.31%
Zerobase-cedefiBSC23.24MUSDT2%9.76%7.76%
Woofi-earnArbitrum1.25MUSDC0%7.1%7.38%
Zerobase-cedefiBSC1.27MUSDC2%9%7%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Storm-tradeTon4.60MUSDT0%3.54%6.96%
WasabiSolana1.33MUSDC0%6.12%6.95%
Gains-networkBase1.91MUSDC0%5.84%6.72%
LoopscaleSolana1.52MUSDC1.1%7.1%6.53%
AutofinanceEthereum21.86MUSDC0.35%6.86%5.91%
DeltaprimeAvalanche1.10MUSDC0%5.97%5.62%
LiqwidCardano2.19MUSDC1.58%6.9%5.51%
Extra-finance-leverage-farmingBase4.24MUSDC0%4.86%5.43%
Fusion-by-iporBase1.71MUSDC0%5.39%5.14%
Takara-lendSei1.07MUSDC2.93%10.65%5.04%
Takara-lendSei1.07MUSDC2.93%10.65%5.04%
Navi-lendingSui7.32MUSDC0.51%4.87%4.94%
WasabiBase6.33MUSDC0%5.35%4.91%
Benqi-lendingAvalanche1.18MUSDT0%4.02%4.88%
Harvest-financeBase3.59MUSDC0%5.89%4.85%
AutofinanceArbitrum1.35MUSDC1.77%6.24%4.82%
Yo-protocolBase31.12MUSDC12%20.4%4.69%
AutofinanceEthereum5.02MUSDC0%4.24%4.64%
Flux-financeEthereum1.74MUSDT0%4.6%4.54%
SparklendEthereum1.97MUSDC0%3.11%4.38%
Euler-v2Ethereum40.38MUSDC0%4.67%4.34%
Yearn-financeEthereum7.10MUSDT0%4.43%4.28%
ExactlyOptimism1.71MUSDC0%4.25%4.27%
AutofinanceBase16.07MUSDC1.28%6.35%4.23%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
Euler-v2Avalanche4.28MUSDC0%6.12%4.19%
ExactlyOptimism1.71MUSDC0%4.13%4.19%
LoopscaleSolana7.37MUSDC0%3.68%4.19%
ExactlyOptimism1.71MUSDC0%4.12%4.17%
MapleEthereum1.39BUSDT0%4.21%4.16%
Scallop-lendSui2.28MUSDC0%4.94%4.12%
ExactlyOptimism1.71MUSDC0%4.05%4.1%
Echelon-marketAptos8.47MUSDC0%4.61%4.02%
Spark-savingsAvalanche186.29MUSDC0%4%4%
Spark-savingsEthereum387.98MUSDC0%4%4%
ExactlyOptimism1.71MUSDC0%3.95%3.99%
ExactlyOptimism1.71MUSDC0%3.8%3.96%
DolomiteEthereum16.76MUSDC0%4.68%3.96%
SymbiosisTron1.17MUSDT0%4.52%3.93%
NeverlandMonad8.58MUSDC7.94%12.18%3.93%
ExactlyOptimism1.71MUSDC0%4.05%3.9%
Hyperlend-pooledHyperliquid L126.99MUSDC0%5.07%3.84%
SymbiosisEthereum1.23MUSDC0%4.95%3.79%
Folks-finance-lendingAlgorand2.08MUSDC0%3.9%3.66%
ExactlyOptimism1.71MUSDC0%2.43%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum422.9M7.27%
Avalanche5195.8M9.94%
Base8147.9M5.81%
BSC224.5M7.38%
Ethereum151.9B5.91%
Hyperliquid000%
Mantle000%
Optimism813.6M4.03%
Polygon000%
Solana310.2M5.89%
TON14.6M6.96%
zkSync Era000%