Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 20 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/03/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon4.06MUSDT0%2.61%13.62%
Bracket-vaultsEthereum3.29MUSDC0%13.03%12.34%
BitwayBSC14.86MUSDT0%12%12%
AvantisBase76.77MUSDC0%10.04%10.48%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AbyssSui1.88MUSDC0%9.03%9.65%
Blend-pools-v2Stellar8.77MUSDC0%9.32%9.6%
Zerobase-cedefiBSC24MUSDT2%9.76%7.76%
Gains-networkArbitrum11.16MUSDC0%8.19%7.07%
Zerobase-cedefiBSC1.37MUSDC2%9%7%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
LoopscaleSolana1.38MUSDC1.25%7.66%6.71%
Yo-protocolBase29.31MUSDC12%18.68%6.58%
Yo-protocolEthereum12.07MUSDC12%17.3%6.58%
Fluid-lendingArbitrum31.81MUSDC1.13%5.03%6.4%
SymbiosisTron1.09MUSDT0%4.5%6.36%
SymbiosisTron1.09MUSDT0%4.5%6.36%
AccountableMonad2.05MUSDC2.49%9.67%6.31%
Yearn-financeEthereum2.29MUSDC0%4.96%5.95%
Yearn-financeEthereum1.19MUSDC0%6.14%5.94%
Gains-networkBase2.40MUSDC0%6.28%5.82%
DeltaprimeAvalanche1.10MUSDC0%5.61%5.62%
Spectra-metavaultsBase2.90MUSDC1.19%5.99%5.54%
Fluid-lendingBase8.48MUSDC2.92%4.99%5.43%
Yearn-financeEthereum2.74MUSDC0%5.18%5.41%
Harvest-financeBase2.01MUSDC0%5.29%5.33%
Fusion-by-iporEthereum3.64MUSDT0%6.79%5.23%
Fluid-lendingEthereum4.56MUSDC0%2.69%5.21%
Fluid-lendingEthereum190.50MUSDC1.18%3.86%5.21%
AutofinanceEthereum10.76MUSDC0.45%5.88%5.15%
Fluid-lendingEthereum104.43MUSDT2.16%4.31%5.05%
Benqi-lendingAvalanche1.24MUSDT0%4.68%4.84%
LoopscaleSolana3.75MUSDC0%4.04%4.76%
Woofi-earnArbitrum1.15MUSDC0%6.08%4.74%
Flux-financeEthereum1.73MUSDT0%4.56%4.55%
Euler-v2Avalanche3.55MUSDC0%6.36%4.5%
Extra-finance-leverage-farmingBase4.45MUSDC0%5.35%4.46%
DolomiteEthereum12.05MUSDC0%4.65%4.38%
Yearn-financeEthereum7.07MUSDT0%3.55%4.35%
Scallop-lendSui2.13MUSDC0%4.42%4.25%
ExactlyOptimism1.70MUSDC0%4.19%4.22%
ExactlyOptimism1.70MUSDC0%4.16%4.19%
SparklendEthereum1.86MUSDC0%3.53%4.14%
ExactlyOptimism1.70MUSDC0%4.09%4.14%
AutofinanceBase8.37MUSDC2.15%5.79%4.12%
Euler-v2Arbitrum2.38MUSDC0%3.06%4.06%
SymbiosisEthereum1.27MUSDC0%4.2%4.06%
Hyperlend-pooledHyperliquid L124.40MUSDC0%4.11%4.03%
ExactlyOptimism1.70MUSDC0%3.99%4.03%
ExactlyOptimism1.70MUSDC0%3.91%3.92%
ExactlyOptimism1.70MUSDC0%3.87%3.91%
ExactlyOptimism1.70MUSDC0%2.26%3.88%
MapleEthereum1.92BUSDT0%4.16%3.85%
Euler-v2Ethereum36.78MUSDC0%4.12%3.81%
Yearn-financeEthereum3.87MUSDC0%4.82%3.8%
Spark-savingsAvalanche109.07MUSDC0%3.84%3.75%
Spark-savingsEthereum388.71MUSDC0%3.84%3.75%
Flux-financeEthereum2.50MUSDC0%4.14%3.75%
ExactlyOptimism1.70MUSDC0%2.24%3.72%
Navi-lendingSui12.50MUSDC0.52%4.68%3.71%
WasabiBase4.88MUSDC0%4.4%3.71%
ExactlyOptimism1.70MUSDC0%3.76%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum554.4M5.85%
Avalanche4115M4.68%
Base9139.6M5.72%
BSC340.2M8.92%
Ethereum222.8B5.43%
Hyperliquid000%
Mantle000%
Optimism915.3M3.97%
Polygon000%
Solana25.1M5.73%
TON14.1M13.62%
zkSync Era000%