Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/04/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Monad1.58MUSDC0%1.67%13.7%
Bracket-vaultsEthereum2.71MUSDC0%12.1%11.67%
AvantisBase61.54MUSDC0%9.55%11.29%
AbyssSui1.73MUSDC0%8.7%11.29%
BitwayBSC13.26MUSDT0%11.65%11%
AutofinanceArbitrum2.08MUSDC1.72%7.59%10.15%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Blend-pools-v2Stellar10.33MUSDC0%9.32%8.91%
SymbiosisEthereum1.15MUSDC0%6.14%8.36%
SymbiosisTron1.39MUSDT0%6.72%8.24%
Spectra-metavaultsBase7.28MUSDC2.08%93.08%8.23%
LoopscaleSolana1.08MUSDC0%8.37%7.79%
LoopscaleSolana1.08MUSDC0%8.37%7.79%
Storm-tradeTon3.98MUSDT0%4.4%7.03%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6%6.94%
Zerobase-cedefiBSC23.48MUSDT2%9.19%6.76%
Zerobase-cedefiBSC1.29MUSDC2%8.86%6.76%
AutofinanceEthereum8.42MUSDC0.66%5.61%6.75%
Project-0Solana1.34MUSDC0%4.6%6.35%
LoopscaleSolana1.53MUSDC0%5.06%5.3%
Wasabi-perpsBase4.54MUSDC0%4.5%5.17%
Wasabi-perpsSolana1.49MUSDC0%5.61%5.13%
Yearn-financeEthereum2.08MUSDC0%5.16%5.07%
DeltaprimeAvalanche1.17MUSDC0%5.33%5.04%
AutofinanceBase6.85MUSDC3.02%6.58%5.04%
Gains-networkArbitrum8.64MUSDC0%6.35%4.93%
Extra-finance-leverage-farmingBase4.15MUSDC0%5.07%4.93%
AutofinanceEthereum8.75MUSDC0%4.21%4.77%
Yo-protocolBase26.61MUSDC12%14.1%4.69%
Yo-protocolEthereum10.66MUSDC12%14.11%4.69%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Harvest-financeEthereum1.08MUSDC0%1.35%4.67%
Yearn-financeEthereum3.73MUSDC0%4.12%4.42%
Fluid-lendingArbitrum32.93MUSDC1%6.01%4.39%
Scallop-lendSui1.94MUSDC0%4.7%4.37%
Hyperlend-pooledHyperliquid L113.81MUSDC0%4.09%4.32%
SparklendEthereum1.92MUSDC0%4.11%4.12%
Benqi-lendingAvalanche1.88MUSDT0%4.43%4.05%
ExactlyOptimism1.55MUSDC0%2.4%3.99%
Euler-v2Avalanche1.99MUSDC0%6.25%3.98%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
Folks-finance-xchainPolygon1.66MUSDT0%3.69%3.96%
ExactlyOptimism1.55MUSDC0%4.18%3.85%
Yearn-financeEthereum8.80MDAI0%3.09%3.83%
NeverlandMonad17.05MUSDC4.14%8.39%3.8%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.81%3.77%
Euler-v2Ethereum28.72MUSDC0%3.6%3.77%
ExactlyOptimism1.55MUSDC0%3.44%3.77%
Yearn-financeBase2.04MUSDC0%3.3%3.76%
Benqi-lendingAvalanche6.36MUSDC0%3.96%3.76%
Spark-savingsEthereum404.90MUSDC0%3.75%3.75%
Spark-savingsAvalanche65.98MUSDC0%3.75%3.75%
ExactlyOptimism1.55MUSDC0%3.95%3.69%
ExactlyOptimism1.55MUSDC0%1.75%3.69%
ExactlyOptimism1.55MUSDC0%4.01%3.66%
ExactlyOptimism1.55MUSDC0%3.97%3.66%
DolomiteEthereum22.56MUSDC0%5.73%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.7M6.23%
Avalanche577.4M4.12%
Base8115M6.26%
BSC338M8.17%
Ethereum18602.3M5.49%
Hyperliquid000%
Mantle000%
Optimism812.4M3.79%
Polygon11.7M3.96%
Solana56.5M6.47%
TON14M7.03%
zkSync Era000%