Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/06/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.61MUSDT0%72.54%86.57%
Harvest-financeBase1.85MUSDC0%10.85%23.53%
AccountableEthereum1.03MUSDC0%14.34%14.25%
Canto-lendingCanto1.35MUSDC0%13.51%13.61%
Ember-protocolEthereum37.71MUSDC0%13.31%12.52%
AccountableMonad43.47MUSDC0%9.57%11.6%
AccountableEthereum10.24MUSDC3.92%4.45%11.57%
Gains-networkArbitrum6.49MUSDC0%10.2%11.34%
Ember-protocolSui3.27MUSDC0%7.76%10.81%
Ember-protocolSui1.14MUSDC0%9.03%10.8%
Ember-protocolSui1.09MUSDC0%7.79%10.3%
Bracket-vaultsEthereum2.72MUSDC0%10.38%10.19%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Bitway-earnBSC25.46MUSDT0%10.25%10%
AccountableMonad5.17MUSDC0%10%10%
Harmonix-financeHyperliquid L118.68MUSDC0%10.08%9.88%
Ember-protocolSui1.46MUSDC0%8.84%9.85%
AvantisBase34.21MUSDC0%10.21%9.76%
Ember-protocolEthereum4.66MUSDC0%7.33%9.45%
Extra-finance-leverage-farmingBase2.69MUSDC0%6.61%8.73%
LazyEthereum1.02MUSDC0%7.5%8.2%
LazyEthereum1.02MUSDC0%7.5%8.2%
Ember-protocolSui1.07MUSDC0%9.15%8%
Ember-protocolSui5.69MUSDC4%12%8%
YieldseekerBase2.02MUSDC0%9.14%7.92%
AccountableMonad9.34MUSDC0%12.55%7.71%
SymbiosisEthereum1.18MUSDC0%9.67%7.64%
Harvest-financeEthereum1.13MUSDC0%6.59%7.3%
LoopscaleSolana1.58MUSDC0.8%7.97%7.19%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.23MUSDT2%9%7%
Ember-protocolSui1.20MUSDC6.93%11.51%6.88%
AccountableMonad3.45MUSDC0%8.29%6.79%
Zerobase-cedefiBSC2.25MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.78MUSDT2%8.76%6.76%
Blend-pools-v2Stellar16.91MUSDC0%8.11%6.49%
Fluid-lendingBase8.97MUSDC0%5.33%6.36%
SymbiosisTron1.38MUSDT0%7.59%6.11%
Fusion-by-iporEthereum1.47MUSDC0%6.24%5.92%
Storm-tradeTON3.62MUSDT0%5.81%5.87%
Navi-lendingSui4.23MUSDC0.54%5.42%5.82%
Fluid-lendingArbitrum37.34MUSDC0%5.84%5.79%
AutofinanceEthereum7.26MUSDC0.46%5.35%5.73%
Kamino-lendSolana5.36MUSDC0%5.57%5.43%
LoopscaleSolana1.49MUSDC0%5.65%5.42%
AutofinanceBase6.72MUSDC2.57%8.06%5.29%
Hyperlend-pooledHyperliquid L113.53MUSDC0%5.44%5.28%
Yo-protocolEthereum2.73MUSDC0%4.16%5.1%
Yo-protocolBase11.79MUSDC0%4.16%5.1%
Ember-protocolSui7.04MUSDC0%5.61%5%
CurvanceMonad1.30MUSDC2.7%7.85%4.76%
Yearn-financeEthereum1.51MUSDC0%4.82%4.7%
Yearn-financeBase1.71MUSDC0%36.17%4.67%
AutofinanceEthereum1.53MUSDC0%10.01%4.66%
Folks-finance-lendingAlgorand1.21MUSDC0%4.56%4.6%
TermmaxBase1.25MUSDC0%4.14%4.58%
Flux-financeEthereum1.78MUSDT0%4.57%4.53%
AmpleBase4.29MUSDC0%4.82%4.49%
Yearn-financeEthereum9.20MUSDC0%4.75%4.48%
Kamino-lendSolana11.91MUSDC0%5.37%4.43%
Fluid-lendingEthereum114.51MUSDC1.22%6.56%4.39%
Fluid-lendingEthereum8.43MUSDC0%4.65%4.39%
MapleEthereum0.96BUSDT0%4.21%4.35%
Lista-lendingBSC4.91MUSDT0.58%3.24%4.18%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.15%
Fluid-lendingEthereum106.30MUSDT1.31%4.31%4.14%
ExactlyOP Mainnet1.48MUSDC0%4.15%4.14%
ExactlyOP Mainnet1.48MUSDC0%4.01%4.13%
Euler-v2Monad1.39MUSDC0%4.4%4.13%
ExactlyOP Mainnet1.48MUSDC0%4.07%4.12%
ExactlyOP Mainnet1.48MUSDC0%4.02%4.11%
DolomiteArbitrum1.46MUSDC0%4.01%4.09%
ExactlyOP Mainnet1.48MUSDC0%4%4.05%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.03%
Moonwell-lendingBase1.77MUSDC1.15%6.73%4.02%
Aave-v3Avalanche2.60MUSDT0%4.58%3.99%
Benqi-lendingAvalanche4.81MUSDC0%5.41%3.96%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.95%
Folks-finance-xchainPolygon1.28MUSDT0%4.41%3.94%
ExactlyOP Mainnet1.48MUSDC0%3.04%3.9%
Lista-lendingBSC2.08MUSDT3.47%8.47%3.86%
Yearn-financeEthereum1.18MUSDC0%3.41%3.83%
Lazy-summer-protocolBase1.24MUSDC0.86%3.96%3.82%
Yearn-financeEthereum2.45MUSDC0%3.7%3.78%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Kamino-lendSolana2.11MUSDC0%4.16%3.72%
Kamino-lendSolana21.07MUSDC0%5.17%3.72%
ExactlyOP Mainnet1.48MUSDC0%2.88%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.9M7.06%
Avalanche27.4M3.98%
Base1278.5M7.36%
BSC557.5M6.31%
Ethereum251.3B6.81%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M45.25%
Solana643.5M4.98%
TON13.6M5.87%
zkSync Era000%