Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.91MUSDT0%78.53%81.77%
Harvest-financeBase1.85MUSDC0%11.31%23.61%
Centrifuge-protocolMonad10.02MUSDC0%2.55%17.9%
AccountableEthereum1.03MUSDC0%14.33%14.25%
Canto-lendingCanto1.35MUSDC0%13.53%13.61%
Ember-protocolEthereum37.31MUSDC0%12.85%12.52%
AccountableMonad46.65MUSDC0.37%9.67%11.6%
Ember-protocolSui1.16MUSDC0%9.05%11.32%
Ember-protocolEthereum4.67MUSDC0%7.55%11.03%
Ember-protocolSui3.30MUSDC0%7.99%11.02%
Bracket-vaultsEthereum2.72MUSDC0%10.35%10.16%
Harmonix-financeHyperliquid L120.74MUSDC0%10.07%10.14%
AvantisBase33.50MUSDC0%10.11%10.14%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Bitway-earnBSC25.48MUSDT0%10.22%10%
AccountableMonad5.17MUSDC0.5%10.02%10%
AutofinanceEthereum1.34MUSDC0%9.94%9.4%
Ember-protocolSui1.21MUSDC6.01%11.51%9.06%
Gains-networkArbitrum6.49MUSDC0%10.42%8.81%
Fluid-lendingBase8.64MUSDC0%5.38%8.71%
Ember-protocolSui1.10MUSDC0%7.87%8.48%
AccountableEthereum2.04MUSDC0%1.34%8.23%
LazyEthereum1.02MUSDC0%7.43%8.2%
LazyEthereum1.02MUSDC0%7.43%8.2%
AccountableEthereum10.42MUSDC3.86%6.09%8.06%
Ember-protocolSui5.73MUSDC4%12%8%
Ember-protocolSui1.08MUSDC0%9.02%8%
AccountableMonad9.34MUSDC0.5%12.36%7.62%
Extra-finance-leverage-farmingBase3.16MUSDC0%6.7%7.41%
Venus-fluxBSC7.43MUSDT0%2.97%7.18%
LoopscaleSolana1.73MUSDC0.77%7.96%7.13%
Fusion-by-iporEthereum1.27MUSDC0%6.53%7.09%
Centrifuge-protocolPharos15.07MUSDC0%3.35%7.06%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
YieldseekerBase1.98MUSDC0%9.06%6.99%
Harvest-financeEthereum1.13MUSDC0%6.8%6.91%
AccountableMonad3.40MUSDC0.5%8.15%6.79%
Zerobase-cedefiBSC22.46MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.44MUSDC2%8.76%6.76%
Kamino-lendSolana4.53MUSDC0%5.61%6.35%
Blend-pools-v2Stellar17.21MUSDC0%7.98%6.32%
Navi-lendingSui3.12MUSDC0.55%5.51%6.21%
SymbiosisEthereum1.17MUSDC0%9.77%6.15%
Ember-protocolSui1.46MUSDC0%8.5%5.96%
Storm-tradeTON3.63MUSDT0%5.79%5.94%
AutofinanceEthereum7.26MUSDC0.46%5.49%5.91%
Fluid-lendingEthereum112.72MUSDC1.25%6.65%5.64%
Fluid-lendingEthereum8.46MUSDC0%4.76%5.64%
Fusion-by-iporEthereum1.47MUSDC0%6.24%5.64%
AmpleBase4.29MUSDC0%4.86%5.59%
Fluid-lendingArbitrum36.70MUSDC0%5.79%5.45%
Hyperlend-pooledHyperliquid L113.34MUSDC0%5.46%5.43%
AutofinanceBase6.72MUSDC2.49%8.02%5.37%
SymbiosisTron1.47MUSDT0%7.55%5.2%
Ember-protocolSui6.99MUSDC0%5.21%5%
Yearn-financeEthereum1.52MUSDC0%4.84%4.95%
Yearn-financeEthereum9.12MUSDC0%4.75%4.77%
CurvanceMonad1.30MUSDC2.7%7.82%4.76%
Yearn-financeBase1.71MUSDC0%26.12%4.69%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
Folks-finance-lendingAlgorand1.29MUSDC0%4.58%4.48%
Kamino-lendSolana15.52MUSDC0%5.25%4.27%
MapleEthereum0.95BUSDT0%4.2%4.23%
Moonwell-lendingBase1.51MUSDC0.43%6.79%4.15%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.15%
Euler-v2Monad1.96MUSDC0%4.15%4.14%
ExactlyOP Mainnet1.48MUSDC0%4.02%4.13%
ExactlyOP Mainnet1.48MUSDC0%4.08%4.12%
ExactlyOP Mainnet1.48MUSDC0%4.15%4.12%
ExactlyOP Mainnet1.48MUSDC0%4.03%4.11%
Yo-protocolEthereum2.72MUSDC0%4.21%4.11%
Yo-protocolBase11.63MUSDC0%4.21%4.11%
ExactlyOP Mainnet1.48MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.04%
TermmaxBase1.25MUSDC0%4.15%4.02%
Folks-finance-xchainPolygon1.23MUSDT0%4.37%4.01%
Fluid-lendingEthereum110.15MUSDT1.28%4.39%3.95%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.95%
Kamino-lendSolana1.96MUSDC0%4.12%3.93%
Kamino-lendSolana18.04MUSDC0%4.99%3.93%
Yearn-financeEthereum1.18MUSDC0%3.45%3.91%
ExactlyOP Mainnet1.48MUSDC0%3.3%3.91%
DolomiteArbitrum1.54MUSDC0%3.98%3.84%
Yearn-financeEthereum2.45MUSDC0%3.71%3.8%
Benqi-lendingAvalanche5.17MUSDC0%5.23%3.77%
ExactlyOP Mainnet1.48MUSDC0%3.01%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Lista-lendingBSC2.10MUSDT3.36%8.45%3.7%
Lista-lendingBSC3.08MUSDT0.91%3.42%3.66%
DolomiteEthereum22.47MUSDC6.55%8.89%3.64%
SparklendEthereum3.24MUSDC0%3.91%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.3M6.28%
Avalanche15.2M3.77%
Base1176.2M7.71%
BSC663M6.34%
Ethereum291.4B6.74%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon23.1M42.89%
Solana541.8M5.12%
TON13.6M5.94%
zkSync Era000%