Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/05/2026 15:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%141.66%119.51%
Ember-protocolSui1.18MUSDC0%9.96%14.72%
Canto-lendingCanto1.35MUSDC0%13.09%13.34%
Ember-protocolEthereum43.59MUSDC0%19.57%12.52%
AvantisBase44.96MUSDC0%10.09%12.03%
AutofinanceEthereum2.03MUSDC0%9.59%11.83%
Bracket-vaultsEthereum2.71MUSDC0%10.92%10.53%
BitwayBSC18.73MUSDT0%10.66%10.5%
Harmonix-financeHyperliquid L113.87MUSDC0%10.44%10.08%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10.01%
YieldseekerBase1.26MUSDC0%9.04%9.01%
Harvest-financeBase1.90MUSDC0%8.9%8.78%
Benqi-lendingAvalanche2.02MUSDC0%8.5%8.69%
Blend-pools-v2Stellar10.88MUSDC0%9%8.48%
Ember-protocolSui5.34MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%10.46%7.55%
LoopscaleSolana1.35MUSDC0%8.24%7.27%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.68%6.95%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.09%6.65%
DeltaprimeAvalanche1.04MUSDC0%6.09%6.65%
SymbiosisTron1.38MUSDT0%7.14%6.61%
SymbiosisEthereum1.14MUSDC0%6.6%6.61%
Extra-finance-leverage-farmingBase3.60MUSDC0%6.04%6.44%
Ember-protocolSui2.78MUSDC0%7.91%6.37%
Kamino-lendSolana6.96MUSDC0%5.32%6.25%
Ember-protocolEthereum4.52MUSDC0%7.14%6.22%
Centrifuge-protocolMonad10MUSDC0%6.13%6.13%
Centrifuge-protocolPlume Mainnet32.86MUSDC0%6.13%6.13%
Harvest-financeEthereum1.09MUSDC0%4.62%5.95%
Ember-protocolSui1.64MUSDC6.65%13.66%5.87%
Storm-tradeTON3.69MUSDT0%6.37%5.86%
Ember-protocolEthereum2.78MUSDC0%9.97%5.73%
AmpleBase4.33MUSDC0%4.73%5.71%
Hyperlend-pooledHyperliquid L110.72MUSDC0%5.34%5.54%
Fluid-lendingBase13.47MUSDC0%5.94%5.33%
Scallop-lendSui1.19MUSDC0%5.39%5.31%
Aave-v3Avalanche5.97MUSDC0%6.55%5.27%
Ember-protocolSui1.13MUSDC0%6.65%5.1%
Aave-v3Avalanche2.44MUSDT0%7.42%5.08%
Spectra-metavaultsBase5.59MUSDC0.04%4.14%5.01%
Yearn-financeEthereum3.39MUSDC0%6.08%4.97%
AutofinanceBase7.55MUSDC3.02%8.78%4.93%
Yearn-financeEthereum10.79MUSDC0%5.1%4.86%
Fluid-lendingArbitrum46.82MUSDC0%5.73%4.85%
Lista-lendingBSC4.18MUSDT6.55%15.07%4.81%
Flux-financeEthereum1.70MUSDT0%4.59%4.58%
Venus-fluxBSC2.22MUSDC0%4.32%4.33%
Folks-finance-lendingAlgorand1.44MUSDC0%4.45%4.32%
Navi-lendingSui5.73MUSDC0.67%4.78%4.3%
DolomiteArbitrum1.68MUSDC0%5.22%4.27%
MapleEthereum0.92BUSDT0%4.55%4.25%
Compound-v3Ethereum32.10MUSDC0.14%3.15%4.2%
ExactlyOP Mainnet1.60MUSDC0%4.07%4.16%
ExactlyOP Mainnet1.60MUSDC0%4.04%4.13%
Euler-v2Monad2.38MUSDC0%8.29%4.11%
Moonwell-lendingBase1.61MUSDC1.15%4.92%4.11%
Yo-protocolEthereum3.35MUSDC7.8%13.21%4.05%
Yo-protocolBase15.93MUSDC7.8%13.18%4.05%
ExactlyOP Mainnet1.60MUSDC0%3.95%4.05%
SparklendEthereum3.83MUSDC0%4.17%4.04%
Fluid-lendingEthereum199.77MUSDC1%4.8%4.03%
Fluid-lendingEthereum7.53MUSDC0%3.72%4.03%
TermmaxBase1.26MUSDC0%2.29%3.99%
Gains-networkBase2.19MUSDC0%2.41%3.98%
ExactlyOP Mainnet1.60MUSDC0%4.04%3.98%
ExactlyOP Mainnet1.60MUSDC0%3.87%3.97%
ExactlyOP Mainnet1.60MUSDC0%3.84%3.96%
ExactlyOP Mainnet1.60MUSDC0%3.84%3.95%
ExactlyOP Mainnet1.60MUSDC0%3.44%3.94%
Aave-v3Ethereum151.38MUSDC0%4.72%3.94%
Aave-v3Ethereum47.68MUSDC4.43%8.47%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.94%
Centrifuge-protocolPharos15.03MUSDC0%3.83%3.83%
NeverlandMonad14.42MUSDC4.58%8.49%3.83%
Flux-financeEthereum2.68MUSDC0%3.69%3.68%
Spark-savingsAvalanche28.23MUSDC0%3.65%3.65%
Spark-savingsEthereum403.78MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.6M5.77%
Avalanche640.7M6%
Base13105.5M14.84%
BSC551.6M6.63%
Ethereum221.9B5.94%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana28.3M6.76%
TON13.7M5.86%
zkSync Era000%