Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/08/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.23MUSDC0%36.15%51.03%
AzuroPolygon1.22MUSDT0%33.85%35.64%
EnsuroEthereum1.02MUSDC0%20.91%23.71%
Neutral-tradeSolana1.08MUSDC0%8.17%21.83%
Neutral-tradeSolana1.13MUSDC0%36.91%21.25%
AccountableMonad7.66MUSDC0.99%29.2%19.67%
AccountableMonad99.57MUSDC0.29%17.05%14.4%
AccountableEthereum1.07MUSDC1.25%14.57%14.25%
Euler-v2Monad1.43MUSDC1.25%10.05%14.1%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.08MUSDC0%12.87%12.9%
Ember-protocolEthereum5.92MUSDC0%7.39%11.95%
AccountableEthereum10.20MUSDC0%11.64%11.64%
AccountableMonad5.06MUSDC0.5%12.13%11.64%
AccountableEthereum4.28MUSDC9.33%22.46%11.41%
Nawa-protocolZIGChain3.72MUSDC0%8.38%11.36%
Ember-protocolSui1.32MUSDC0%9.2%11.16%
Midas-rwaEthereum1.73MUSDC0%11.2%10.89%
Harvest-financeBase1.91MUSDC0%11.64%10.64%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
Midas-rwaEthereum71.94MUSDC0%10.24%10.23%
GoldfinchEthereum35.94MUSDC0%10.15%10.21%
Ember-protocolSui6.61MUSDC0%9.33%10.13%
Midas-rwaEthereum26.19MUSDC0%4.84%10%
AccountableMonad1.04MUSDC0%10.19%10%
AguaEthereum12.86MUSDC0%10%10%
AccountableEthereum3.33MUSDC0%10.62%9.94%
YieldseekerBase1.26MUSDC0%8.97%9.82%
Ember-protocolEthereum3.34MUSDC0%9.44%9.64%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.32%9.32%
Ember-protocolSui1.07MUSDC0%9.54%9.32%
Midas-rwaEthereum6.40MUSDC0%7.4%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.42%9.23%
Midas-rwaEthereum8.05MUSDC0%9.45%8.86%
Neutral-tradeSolana3.23MUSDC0%7.99%8.67%
LazyEthereum1MUSDC0%6.89%8.34%
LazyEthereum1MUSDC0%6.89%8.34%
AvantisBase19.96MUSDC0%9.58%8.06%
Pareto-creditEthereum168.43MUSDC0%8.21%8.02%
Bitway-earnBSC24.76MUSDT0%8%8%
Ember-protocolSui8.27MUSDC4%12%8%
Ember-protocolEthereum16.88MUSDC0%6.87%7.98%
SymbiosisTron1.28MUSDT0%5.55%7.98%
AccountableMonad9.93MUSDC0.49%8.9%7.53%
Midas-rwaEthereum6.68MUSDC0%7.53%7.48%
Extra-finance-leverage-farmingBase3.17MUSDC0%6.83%7.41%
AccountableMonad1.08MUSDC0.5%7.71%7.28%
Ember-protocolSui1.16MUSDC3.82%11.33%7.25%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Midas-rwaEthereum2.50MUSDC0%7.53%7.12%
SentoraEthereum46.70MUSDC0%6.72%7.07%
Harvest-financeEthereum1.16MUSDC0%6.55%7.03%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Kamino-lendSolana3.61MUSDC0%6.82%6.87%
Midas-rwaEtherlink4.80MUSDC0%9.47%6.85%
Zerobase-cedefiBSC19.17MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Blend-pools-v2Stellar13.41MUSDC0%7.31%6.69%
LoopscaleSolana2.93MUSDC0.24%6.97%6.57%
Yo-protocolBase1.12MUSDC0%6.78%6.56%
Yearn-financeEthereum6.95MUSDC0%7.06%6.48%
Yearn-financeEthereum1.19MUSDC0%6.2%6.42%
Harmonix-financeHyperliquid L117.81MUSDC0%7.08%6.27%
Yearn-financeEthereum8.83MUSDC0%5.91%6.24%
Fluid-lendingBase8.98MUSDC0%5.27%5.88%
SymbiosisEthereum1.14MUSDC0%4.54%5.83%
Hyperlend-pooledHyperliquid L112.85MUSDC0%7.2%5.8%
Midas-rwaEthereum38.42MUSDC0%9.69%5.75%
Fluid-lendingEthereum147.48MUSDC0%5.15%5.62%
Fluid-lendingEthereum8.89MUSDC0%5.16%5.62%
Kamino-lendSolana2.10MUSDC0%4.8%5.5%
Storm-tradeTON3.12MUSDT0%5.69%5.5%
Centrifuge-protocolEthereum5.74MUSDC0%4.53%5.33%
Centrifuge-protocolAvalanche261.15MUSDC0%4.54%5.33%
Centrifuge-protocolBase50.36MUSDC0%4.54%5.33%
AutofinanceBase4.85MUSDC2.67%7.97%5.26%
Fusion-by-iporEthereum1.19MUSDC0%5.52%5.2%
Lista-lendingBSC1.80MUSDT0%6.92%5.2%
AutofinanceEthereum7.10MUSDC0.61%6.21%5.18%
Yearn-financeBase1.81MUSDC0%4.93%4.9%
Navi-lendingSui6.62MUSDC0.43%5.42%4.9%
LoopscaleSolana2MUSDC0%4.92%4.88%
Jupiter-lendSolana418.45MUSDC0.72%4.9%4.6%
Fluid-lendingArbitrum41.07MUSDC0%5.12%4.48%
SymbioticEthereum1.54MUSDC0%4.44%4.48%
Moonwell-lendingBase1.43MUSDC0.31%5.63%4.47%
Benqi-lendingAvalanche3.43MUSDC0%4.07%4.44%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Alchemix-v3Ethereum7.48MUSDC0%4.56%4.39%
ExactlyOP Mainnet1.56MUSDC0%4.34%4.37%
ExactlyOP Mainnet1.56MUSDC0%4.27%4.31%
Neutral-tradeSolana2.64MUSDC0%4.6%4.29%
ExactlyOP Mainnet1.56MUSDC0%4.21%4.25%
ExactlyOP Mainnet1.56MUSDC0%4.18%4.2%
ExactlyOP Mainnet1.56MUSDC0%4.12%4.19%
ExactlyOP Mainnet1.56MUSDC0%4.08%4.13%
Kamino-lendSolana12.65MUSDC0%4.06%4.12%
MapleEthereum0.94BUSDT0%4.22%4.09%
Fluid-lendingEthereum137.88MUSDT0%4.39%4.09%
Aave-v3Monad10.12MUSDC1.34%7.2%4.06%
ExactlyOP Mainnet1.56MUSDC0%3.79%4.04%
ExactlyOP Mainnet1.56MUSDC0%4.11%4.03%
TermmaxEthereum3.35MUSDC0%3.8%3.97%
Yo-protocolBase9.65MUSDC0%4.26%3.93%
Yo-protocolEthereum1.60MUSDC0%4.26%3.93%
Aave-v3Polygon1.06MDAI0%4.01%3.87%
Aave-v3Avalanche5.42MUSDC0%3.75%3.86%
Project-0Solana1.28MUSDC0%5.05%3.85%
AmpleBase4.40MUSDC0%4.08%3.84%
Centrifuge-protocolMonad4.54MUSDC0%3.67%3.84%
Centrifuge-protocolPharos4.35MUSDC0%3.58%3.84%
DolomiteArbitrum1.54MUSDC0%4.5%3.83%
Midas-rwaEthereum3.51MUSDC0%5.56%3.78%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
Native-credit-poolEthereum2.95MUSDC0%4.31%3.71%
TermmaxBase1.14MUSDC0%3.98%3.7%
ExactlyOP Mainnet1.56MUSDC0%3.51%3.7%
Jupiter-lendSolana17.52MUSDT0%3.26%3.66%
Yearn-financeEthereum2.42MUSDC0%3.49%3.58%
Gami-labsBase3.02MUSDC0%2.57%3.55%
Spectra-metavaultsBase3.02MUSDC0%2.57%3.55%
Spark-savingsEthereum270.61MUSDC0%3.54%3.52%
Spark-savingsAvalanche11.76MUSDC0%3.54%3.52%
Aave-v3Base20.94MUSDC0%3.34%3.49%
Ember-protocolSui1.19MUSDC0%3.41%3.49%
SparklendEthereum1.76MUSDC0%3.51%3.47%
Yearn-financeEthereum7.15MUSDT0%3.14%3.4%
Kamino-lendSolana1.13MUSDC0%4.89%3.38%
DolomiteEthereum27.78MUSDC4.18%7.49%3.36%
Aave-v3Ethereum174.95MUSDC0%3.71%3.31%
Aave-v3Ethereum64.68MUSDC1.5%5.93%3.31%
Zerobase-cedefiOP Mainnet8.02MUSDT2%5.3%3.3%
Yearn-financeEthereum25.87MUSDC0%3.29%3.29%
Kamino-lendSolana2.27MUSDC0%4.42%3.29%
Midas-rwaEthereum64.82MUSDC0%3.16%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.18%3.21%
Compound-v3Ethereum39.37MUSDC0.09%3.56%3.19%
Aave-v3Avalanche2.96MUSDT0%3.12%3.15%
Euler-v2Ethereum7.07MUSDC0%3.12%3.1%
Yearn-financeEthereum7.78MDAI0%2.99%3.06%
Compound-v3Ethereum26.90MUSDT0.1%3.09%3.05%
Spark-savingsEthereum352.82MUSDT0%2.77%3%
Ember-protocolEthereum2.03MUSDC0%1.9%2.99%
Aave-v3OP Mainnet1.59MUSDC0%3.11%2.97%
Euler-v2Ethereum6.79MUSDC0%4.45%2.92%
Kamino-lendSolana2.68MUSDT0%3.51%2.91%
Aave-v4Ethereum1.42MUSDC0%3.72%2.9%
TydroInk1.96MUSDC0%1.71%2.89%
Aave-v3Ethereum429.11MUSDT0%2.72%2.87%
Aave-v3Ethereum73.34MUSDT1.39%5.22%2.87%
Aave-v3Polygon12.32MUSDC0%2.74%2.87%
Gains-networkArbitrum5.56MUSDC0%4.76%2.86%
Centrifuge-protocolEthereum1.67MUSDC0%0.39%2.84%
Echelon-marketAptos1.13MUSDC1.54%3.78%2.82%
CurvanceMonad1.44MUSDC2.7%5.03%2.81%
Native-credit-poolBSC5.06MUSDT0%3.65%2.8%
Native-credit-poolEthereum1.80MUSDT0%3.14%2.8%
Aave-v3BSC2.43MUSDC0%2.83%2.79%
Compound-v3Arbitrum3.63MUSDC0%2.72%2.75%
Aave-v3Ethereum1.72MUSDC0%3.05%2.74%
Ember-protocolSui1.89MUSDC0%5.56%2.69%
Aave-v3Ethereum1.54MUSDC0%2.11%2.67%
SparklendEthereum64.69MUSDT0%3.55%2.62%
Scallop-lendSui1.19MUSDC0%2.9%2.56%
Venus-fluxBSC2.54MUSDT0%2.67%2.48%
Benqi-lendingAvalanche1.89MUSDT0%2.57%2.41%
Aave-v3Arbitrum38.33MUSDC0%2.57%2.4%
Aave-v3Ethereum34.13MDAI0%3.87%2.28%
Venus-core-poolBSC17.60MUSDC0%2.71%2.26%
SaveSolana6.56MUSDC0%2.4%2.25%
CurrentSui7.25MUSDC6.9%9.12%2.17%
SparklendEthereum114.37MDAI0%2.21%2.17%
Aave-v4Ethereum4.20MUSDT0%2.91%2.16%
Justlend-v1Tron78.98MUSDT0%2.87%2.16%
Aave-v3Arbitrum1MDAI0%1.92%2.15%
Aave-v3BSC17.10MUSDT0%2.23%2.04%
Kamino-lendSolana1.07MUSDC0%1.36%2.01%
Compound-v3Arbitrum8.85MUSDT0%1.95%1.97%
Venus-core-poolBSC87.91MUSDT0%2.21%1.95%
Aave-v3Sonic1.19MUSDC0%1.94%1.87%
Lista-lendingBSC1.01MUSDT0%1.91%1.87%
Venus-core-poolBSC1.01MDAI0%1.79%1.84%
Lista-lendingBSC4.05MUSDT0%3.89%1.79%
Aave-v4Ethereum1.08MUSDC0%1.44%1.67%
Aave-v4Ethereum1.08MUSDT0%1.34%1.67%
SaveSolana2.27MUSDT0%1.41%1.43%
NeverlandMonad2.36MUSDC6.67%5.44%1.17%
ExactlyOP Mainnet1.56MUSDC0%0.97%1%
Lista-lendingBSC4.08MUSDT0%3.04%0.79%
Lista-lendingEthereum2.65MUSDC5.37%6.22%0.55%
Zest-v2Stacks10.09MUSDC0%0.48%0.5%
AcrossEthereum1.58MUSDT1.23%1.51%0.22%
Lista-lendingEthereum3.35MUSDT5.31%5.66%0.21%
TectonicCronos45MUSDT0%0.15%0.15%
TectonicCronos54.07MUSDC0%0.12%0.12%
Aave-v4Avalanche4.80MUSDC0%0.59%0.1%
CredixSolana13.48MUSDC0%0.09%0.04%
AcrossEthereum1.09MUSDC4.12%4.56%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8107.6M3.43%
Avalanche7291.4M3.26%
Base16137M5.65%
BSC14190.6M3.38%
Ethereum813.7B5.72%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.6M14.12%
Solana20500.3M8.12%
TON13.1M5.5%
zkSync Era000%