Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/06/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.58MUSDT0%67.51%70.92%
Harvest-financeBase1.85MUSDC0%10.47%23.53%
AccountableEthereum1.03MUSDC0%14.34%14.25%
Canto-lendingCanto1.35MUSDC0%13.5%13.61%
Gains-networkArbitrum6.49MUSDC0%10.05%13.31%
Ember-protocolEthereum37.70MUSDC0%13.7%12.52%
Ember-protocolSui3.26MUSDC0%7.66%10.81%
Ember-protocolSui1.14MUSDC0%9%10.8%
Ember-protocolSui1.09MUSDC0%7.7%10.3%
Bracket-vaultsEthereum2.75MUSDC0%10.39%10.21%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Bitway-earnBSC25MUSDT0%10.27%10%
AccountableMonad5.16MUSDC0%10%10%
Harmonix-financeHyperliquid L116.71MUSDC0%10.18%10%
Ember-protocolSui1.46MUSDC0%8.92%9.85%
AvantisBase34.25MUSDC0%10.25%9.74%
Ember-protocolEthereum4.66MUSDC0%7.26%9.45%
AccountableMonad43.36MUSDC1%9.54%8.8%
Harvest-financeEthereum1.13MUSDC0%6.52%8.58%
YieldseekerBase2.02MUSDC0%9.18%8.31%
LazyEthereum1.02MUSDC0%7.39%8.2%
LazyEthereum1.02MUSDC0%7.39%8.2%
Extra-finance-leverage-farmingBase2.92MUSDC0%6.54%8.05%
Ember-protocolSui1.07MUSDC0%9.22%8%
Ember-protocolSui5.69MUSDC4%12%8%
Fusion-by-iporEthereum1.29MUSDC0%6.59%7.7%
AccountableMonad9.34MUSDC1%12.64%7.68%
SymbiosisEthereum1.45MUSDC0%9.6%7.59%
LoopscaleSolana1.63MUSDC0.8%7.97%7.22%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.31MUSDT2%9%7%
AutofinanceEthereum1.53MUSDC0%10.2%6.99%
Moonwell-lendingBase1.45MUSDC1.07%6.66%6.91%
Ember-protocolSui1.20MUSDC6.93%11.52%6.88%
AccountableMonad3.39MUSDC1%8.37%6.79%
Blend-pools-v2Stellar15.77MUSDC0%8.18%6.77%
Zerobase-cedefiBSC2.25MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.80MUSDT2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.82%5.85%
Navi-lendingSui4.38MUSDC0.49%5.37%5.77%
Hyperlend-pooledHyperliquid L110.42MUSDC0%5.43%5.71%
SymbiosisTron1.26MUSDT0%7.59%5.67%
AutofinanceEthereum7.26MUSDC0.46%5.29%5.66%
Fusion-by-iporEthereum1.47MUSDC0%6.25%5.63%
Kamino-lendSolana5.83MUSDC0%5.57%5.37%
Yo-protocolEthereum2.73MUSDC0%4.12%5.16%
Yo-protocolBase11.96MUSDC0%4.12%5.16%
AutofinanceBase6.61MUSDC2.55%8.1%5.04%
Ember-protocolSui7.04MUSDC0%5.83%5%
TermmaxBase1.25MUSDC0%4.1%4.98%
CurvanceMonad1.20MUSDC2.7%7.87%4.93%
Fluid-lendingBase9.66MUSDC0%5.32%4.91%
Fluid-lendingArbitrum38.29MUSDC0%5.82%4.9%
Yearn-financeBase1.60MUSDC0%41.2%4.62%
Yearn-financeEthereum2.94MUSDC0%4.86%4.61%
Flux-financeEthereum1.78MUSDT0%4.57%4.53%
Folks-finance-lendingAlgorand1.26MUSDC0%4.55%4.52%
AmpleBase4.28MUSDC0%4.82%4.5%
Yearn-financeEthereum11.60MUSDC0%4.76%4.38%
Kamino-lendSolana13.21MUSDC0%5.45%4.38%
MapleEthereum855.86MUSDT0%4.21%4.36%
Fluid-lendingEthereum8.52MUSDC0%4.62%4.21%
Fluid-lendingEthereum105.81MUSDC1.21%6.53%4.21%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.49MUSDC0%4.15%4.15%
Euler-v2Monad1.39MUSDC0%4.51%4.13%
ExactlyOP Mainnet1.49MUSDC0%4%4.12%
ExactlyOP Mainnet1.49MUSDC0%4.07%4.12%
ExactlyOP Mainnet1.49MUSDC0%4.01%4.11%
Centrifuge-protocolEthereum373.96MUSDC0%3.85%4.09%
Centrifuge-protocolAvalanche259.35MUSDC0%3.87%4.09%
Centrifuge-protocolBase50.01MUSDC0%3.86%4.09%
Centrifuge-protocolEthereum5.93MUSDC0%3.85%4.09%
Centrifuge-protocolBase2.14MUSDC0%3.85%4.09%
Lista-lendingBSC5.02MUSDT0.53%3.15%4.06%
ExactlyOP Mainnet1.49MUSDC0%4%4.05%
ExactlyOP Mainnet1.49MUSDC0%3.97%4.03%
Folks-finance-xchainPolygon1.24MUSDT0%4.43%4.01%
Aave-v3Avalanche2.60MUSDT0%4.6%3.98%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%2.91%3.9%
Benqi-lendingAvalanche4.95MUSDC0%5.62%3.89%
Yearn-financeEthereum1.18MUSDC0%3.39%3.81%
Yearn-financeEthereum2.45MUSDC0%3.69%3.79%
Lazy-summer-protocolBase1.15MUSDC0.92%3.92%3.77%
DolomiteArbitrum1.65MUSDC0%4.04%3.73%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
ExactlyOP Mainnet1.49MUSDC0%2.8%3.69%
Lista-lendingBSC2.13MUSDT3.81%8.49%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum454M7.23%
Avalanche3266.9M3.99%
Base14131.1M6.98%
BSC557.2M6.25%
Ethereum261.5B6.66%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M37.47%
Solana320.7M5.66%
TON13.6M5.85%
zkSync Era000%