Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/04/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.16%11.7%
BitwayBSC13.25MUSDT0%11.72%11%
AvantisBase62.72MUSDC0%9.44%10.94%
Euler-v2Monad1.93MUSDC0%1.39%10.55%
Wasabi-perpsSolana1.33MUSDC0%5.35%10.41%
Spectra-metavaultsBase5.24MUSDC2.99%92.65%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.23%9.86%
SymbiosisTron1.17MUSDT0%6.43%9.09%
Blend-pools-v2Stellar10.17MUSDC0%9.31%9%
Wasabi-perpsBase3.78MUSDC0%4.33%8.36%
AbyssSui1.90MUSDC0%8.7%7.95%
SymbiosisEthereum1.15MUSDC0%5.88%7.81%
Gains-networkArbitrum8.93MUSDC0%6.39%7.36%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC1.32MUSDC2%8.88%6.76%
Zerobase-cedefiBSC23.65MUSDT2%9.25%6.76%
AutofinanceEthereum8.52MUSDC0.68%5.47%6.21%
Project-0Solana1.47MUSDC0%4.33%6.18%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
Harvest-financeEthereum1.08MUSDC0%1.24%5.46%
Harvest-financeEthereum1.08MUSDC0%1.24%5.46%
Yearn-financeEthereum1.10MUSDC0%5.09%5.43%
LoopscaleSolana1.55MUSDC0%5%5.29%
DeltaprimeAvalanche1.17MUSDC0%5.38%5.05%
Extra-finance-leverage-farmingBase4.16MUSDC0%5.1%4.84%
AutofinanceBase6.80MUSDC3.05%6.4%4.82%
AutofinanceEthereum8.75MUSDC0%4.1%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Yo-protocolBase27.67MUSDC12%14.09%4.63%
Yo-protocolEthereum11MUSDC12%14.09%4.63%
Navi-lendingSui8.72MUSDC0.55%4.43%4.37%
Hyperlend-pooledHyperliquid L113.66MUSDC0%4.04%4.34%
Scallop-lendSui1.98MUSDC0%4.67%4.31%
Yearn-financeEthereum3.72MUSDC0%4.18%4.19%
SparklendEthereum1.92MUSDC0%4.11%4.14%
Storm-tradeTon3.86MUSDT0%3.97%4.13%
Fluid-lendingEthereum126.66MUSDT1.51%4.89%4.1%
Euler-v2Avalanche1.99MUSDC0%6.58%4.02%
ExactlyOptimism1.57MUSDC0%1.85%3.99%
Benqi-lendingAvalanche1.96MUSDT0%4.48%3.98%
ExactlyOptimism1.57MUSDC0%3.65%3.97%
Folks-finance-xchainPolygon1.65MUSDT0%3.67%3.97%
Fluid-lendingArbitrum30.81MUSDC0.99%5.91%3.95%
TermmaxEthereum2.01MUSDC0%1.68%3.94%
NeverlandMonad16.33MUSDC4.2%8.42%3.93%
DolomiteEthereum18.16MUSDC0%5.78%3.92%
Yearn-financeEthereum8.80MDAI0%2.99%3.88%
ExactlyOptimism1.57MUSDC0%4.21%3.86%
Euler-v2Ethereum28.34MUSDC0%3.56%3.79%
Benqi-lendingAvalanche6.25MUSDC0%3.95%3.79%
Flux-financeEthereum2.43MUSDC0%3.84%3.77%
Spark-savingsEthereum406.45MUSDC0%3.75%3.75%
Spark-savingsAvalanche66.04MUSDC0%3.75%3.75%
TermmaxEthereum11.19MUSDC0%1.63%3.73%
ExactlyOptimism1.57MUSDC0%3.42%3.73%
Yearn-financeBase2.31MUSDC0%3.28%3.72%
Fluid-lendingBase10.05MUSDC2.09%6.44%3.7%
ExactlyOptimism1.57MUSDC0%3.97%3.68%
ExactlyOptimism1.57MUSDC0%1.51%3.67%
ExactlyOptimism1.57MUSDC0%4%3.65%
ExactlyOptimism1.57MUSDC0%4.04%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.6M6.57%
Avalanche577.4M4.12%
Base9124.7M6.32%
BSC338.2M8.17%
Ethereum21698.3M5.35%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana34.4M7.29%
TON13.9M4.13%
zkSync Era000%