Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/05/2026 16:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Fluid-lendingEthereum164.73MUSDC1.04%4.94%30.02%
AccountableMonad1.93MUSDC1%11.21%14.74%
Canto-lendingCanto1.35MUSDC0%13.2%13.5%
Ember-protocolEthereum38.02MUSDC0%16.6%12.52%
Ember-protocolSui1.77MUSDC0%9.51%12.17%
Ember-protocolSui7.65MUSDC0%8%11.67%
AvantisBase44.18MUSDC0%10.43%11.23%
Bitway-earnBSC20.64MUSDT0%10.54%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.74%10.47%
Harmonix-financeHyperliquid L113.72MUSDC0%10.18%10.24%
Ember-protocolSui1.47MUSDC0%10.01%10.01%
GoldfinchEthereum37.25MUSDC0%10.05%9.98%
Ember-protocolSui1.14MUSDC0%9.3%9.85%
Benqi-lendingAvalanche1.88MUSDC0%7.21%9.82%
Harvest-financeBase1.90MUSDC0%9.4%9.64%
AutofinanceEthereum2.03MUSDC0%9.15%9.36%
YieldseekerBase1.61MUSDC0%8.82%9.18%
SymbiosisEthereum1.33MUSDC0%6.77%8.87%
Ember-protocolSui2.97MUSDC0%7.55%8.67%
Blend-pools-v2Stellar10.40MUSDC0%8.69%8.49%
Ember-protocolSui1.13MUSDC0%7.6%8.48%
Fusion-by-iporEthereum1.39MUSDC0%4.9%8.39%
SymbiosisTron1.37MUSDT0%7.32%8.11%
Ember-protocolSui5.96MUSDC4%12%8%
AccountableMonad2.33MUSDC1%10.23%8%
Harvest-financeEthereum1.09MUSDC0%4.73%7.86%
Ember-protocolEthereum2.79MUSDC0%7.55%7.24%
Ember-protocolEthereum4.65MUSDC0%7.01%7.22%
LoopscaleSolana1.92MUSDC0.65%8.02%7.09%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.28MUSDT2%9%7%
DeltaprimeAvalanche1.04MUSDC0%6.33%6.82%
Zerobase-cedefiBSC24.59MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.50MUSDC0%6.09%6.64%
Gains-networkArbitrum5.15MUSDC0%6.42%6.39%
Centrifuge-protocolMonad4.51MUSDC0%3.99%6.39%
Moonwell-lendingBase1.52MUSDC1.14%5.38%5.93%
Fluid-lendingBase11.03MUSDC0%5.5%5.91%
Aave-v3Avalanche2.19MUSDT0%5.9%5.74%
Storm-tradeTON3.68MUSDT0%6.22%5.69%
Fluid-lendingArbitrum47.99MUSDC0%5.41%5.6%
AmpleBase4.34MUSDC0%4.74%5.59%
LoopscaleSolana1.05MUSDC0%5.53%5.51%
Ember-protocolSui1.73MUSDC5.65%13.21%5.5%
Kamino-lendSolana7.18MUSDC0%5.54%5.45%
Centrifuge-protocolAvalanche258.95MUSDC0%4.31%5.44%
Centrifuge-protocolEthereum174MUSDC0%4.26%5.44%
Centrifuge-protocolEthereum6.88MUSDC0%4.21%5.44%
Aave-v3Avalanche5.89MUSDC0%5.61%5.36%
Yearn-financeEthereum3.30MUSDC0%5.63%5.26%
AutofinanceBase7.74MUSDC2.86%8.6%5.22%
Yearn-financeEthereum11.28MUSDC0%5.19%4.97%
Benqi-lendingAvalanche1.07MUSDT0%5.73%4.91%
DolomiteArbitrum1.31MUSDC0%4.58%4.8%
Flux-financeEthereum1.67MUSDT0%4.58%4.6%
Folks-finance-lendingAlgorand1.30MUSDC0%4.47%4.54%
TermmaxBase1.25MUSDC0%3.23%4.53%
AutofinanceEthereum7.70MUSDC0.66%5.25%4.53%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
Scallop-lendSui1.66MUSDC0%5.21%4.46%
Hyperlend-pooledHyperliquid L116.54MUSDC0%5.26%4.44%
Yo-protocolBase14.87MUSDC0%4.04%4.42%
Yo-protocolEthereum3.14MUSDC0%4.04%4.42%
DolomiteEthereum13.23MUSDC7.45%8.21%4.26%
Navi-lendingSui6.17MUSDC0.55%4.9%4.22%
ExactlyOP Mainnet1.59MUSDC0%4.12%4.17%
TermmaxEthereum1.51MUSDC0%3.6%4.17%
MapleEthereum0.93BUSDT0%4.4%4.16%
TermmaxEthereum7.31MUSDC0%2.85%4.16%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.14%
Jupiter-lendSolana436.41MUSDC1.12%4.63%4.12%
Fluid-lendingEthereum7.56MUSDC0%3.57%4.11%
Euler-v2Monad2.38MUSDC0%7.54%4.11%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.06%
ExactlyOP Mainnet1.59MUSDC0%3.89%4%
SparklendEthereum3.58MUSDC0%4.15%4%
ExactlyOP Mainnet1.59MUSDC0%3.92%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.9%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.91%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.88%3.96%
ExactlyOP Mainnet1.59MUSDC0%4.02%3.91%
ExactlyOP Mainnet1.59MUSDC0%1.03%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.45%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.1M5.95%
Avalanche6271M6.35%
Base1091.9M6.83%
BSC347.4M8.01%
Ethereum261.4B7.14%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22M4.5%
Solana4446.6M5.54%
TON13.7M5.69%
zkSync Era000%