Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/05/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%114.93%153.8%
Ember-protocolSui1.81MUSDC0%9.09%13.35%
Canto-lendingCanto1.35MUSDC0%13%13.3%
Ember-protocolEthereum2.79MUSDC0%9.14%13.03%
Harmonix-financeHyperliquid L18.52MUSDC0%11.62%12.95%
Ember-protocolEthereum47.14MUSDC13%21.74%12.52%
Harvest-financeBase1.97MUSDC0%7.99%12.26%
AbyssSui1.94MUSDC0%9.83%11.86%
AvantisBase45.78MUSDC0%10.1%11.1%
Aave-v3Ethereum24.91MUSDC0%5.26%11.01%
Ember-protocolSui7.88MUSDC0%12.54%10.99%
Bracket-vaultsEthereum2.71MUSDC0%11.1%10.63%
Ember-protocolSui1.17MUSDC0%7.53%10.63%
BitwayBSC14.63MUSDT0%10.75%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.02%10%
AutofinanceEthereum2.02MUSDC0%8.62%9.48%
YieldseekerBase1.25MUSDC0%9.05%9.03%
Blend-pools-v2Stellar10.64MUSDC0%9.06%8.64%
Ember-protocolSui1.14MUSDC0%5.78%8.35%
Benqi-lendingAvalanche2.08MUSDC0%8.93%8.34%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui2.59MUSDC0%8.81%7.56%
Kamino-lendSolana6.59MUSDC0%5.05%7.15%
Fusion-by-iporEthereum1.30MUSDC0%4.77%7.14%
LoopscaleSolana2.06MUSDC1.05%8.25%7.03%
Ember-protocolEthereum4.50MUSDC0%7.72%7.01%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Gains-networkArbitrum5.12MUSDC0%6.42%6.94%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.34MUSDT2%8.76%6.76%
Spectra-metavaultsBase6.59MUSDC1.42%4.72%6.54%
Yearn-financeEthereum2.81MUSDC0%6.42%6.53%
Project-0Solana1.22MUSDC0%7.79%6.48%
DeltaprimeAvalanche1.06MUSDC0%5.83%6.26%
Extra-finance-leverage-farmingBase3.73MUSDC0%5.93%6.18%
Storm-tradeTON3.60MUSDT0%6.61%6.17%
SymbiosisTron2.03MUSDT0%7.38%5.73%
LoopscaleSolana1.26MUSDC0%5.47%5.55%
SymbiosisEthereum1.03MUSDC0%7.02%5.35%
SymbiosisEthereum1.03MUSDC0%7.02%5.35%
Aave-v3Avalanche5.93MUSDC0%6.33%5.28%
Ember-protocolSui1.17MUSDC0%8.49%5.23%
AutofinanceBase6.95MUSDC3.52%8.79%5.07%
Aave-v3Avalanche2.45MUSDT0%7.11%5.06%
Fluid-lendingArbitrum46.68MUSDC0%6.3%5.05%
Yearn-financeEthereum10.13MUSDC0%4.95%5.02%
Scallop-lendSui1.34MUSDC0%5.33%4.99%
Benqi-lendingAvalanche1.08MUSDT0%8.8%4.89%
Hyperlend-pooledHyperliquid L115.07MUSDC0%5.15%4.88%
Fluid-lendingBase14.45MUSDC0%6.46%4.8%
DolomiteArbitrum1.48MUSDC0%5.65%4.61%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
Harvest-financeEthereum1.09MUSDC0%4.99%4.58%
AmpleBase4.33MUSDC0%4.59%4.5%
MapleEthereum0.93BUSDT0%4.48%4.48%
Folks-finance-lendingAlgorand1.36MUSDC0%4.36%4.47%
ExactlyOP Mainnet1.58MUSDC0%4.05%4.15%
Moonwell-lendingBase1.53MUSDC1.26%5.08%4.13%
ExactlyOP Mainnet1.58MUSDC0%3.98%4.13%
SparklendEthereum3.97MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.9%4.03%
ExactlyOP Mainnet1.58MUSDC0%4.03%4.03%
Yo-protocolBase16.14MUSDC7.8%14.07%3.97%
Yo-protocolEthereum3.36MUSDC7.8%14.09%3.97%
ExactlyOP Mainnet1.58MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.58MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.58MUSDC0%3.79%3.93%
TermmaxBase1.26MUSDC0%2.27%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.4%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.91%
Ember-protocolSui1.41MUSDC10.59%13.46%3.8%
Jupiter-lendSolana445.03MUSDC1.1%4.42%3.79%
Navi-lendingSui8.85MUSDC0.59%4.54%3.79%
Fluid-lendingEthereum7.14MUSDC0%3.81%3.76%
Fluid-lendingEthereum192MUSDC1.04%4.92%3.76%
NeverlandMonad15.43MUSDC4.71%8.41%3.76%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
TermmaxEthereum7.31MUSDC0%1.94%3.62%
Yearn-financeEthereum9.47MDAI0%3.92%3.61%
AutofinanceEthereum8.23MUSDC0.68%6.18%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.2M5.9%
Avalanche640.9M5.58%
Base12105.8M18.78%
BSC341M8.01%
Ethereum252.3B6.3%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5456.2M6%
TON13.6M6.17%
zkSync Era000%