Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Apr 30 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/05/2026 11:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.9%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.54%11.02%
BitwayBSC13.51MUSDT0%11.06%10.5%
AutofinanceArbitrum3.65MUSDC1.19%11.56%10.26%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase48.55MUSDC0%10.1%9%
Blend-pools-v2Stellar10.14MUSDC0%9.24%8.99%
YieldseekerBase1.27MUSDC0%9.37%8.48%
Harvest-financeBase1.97MUSDC0%6.67%7.25%
AutofinanceEthereum4.39MUSDC0%6.94%7.07%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
SymbiosisTron1.44MUSDT0%7.43%6.97%
LoopscaleSolana1.87MUSDC1.03%8.44%6.77%
Zerobase-cedefiBSC24.88MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Storm-tradeTON3.81MUSDT0%4.99%6.7%
SymbiosisEthereum1.34MUSDC0%7.3%6.48%
AutofinanceEthereum9.32MUSDC0.6%6.33%6.1%
DeltaprimeAvalanche1.06MUSDC0%5.38%5.97%
Aave-v3Avalanche2.19MUSDT0%5.02%5.86%
Hyperlend-pooledHyperliquid L18.28MUSDC0%4.62%5.73%
Aave-v3Avalanche5.47MUSDC0%4.83%5.7%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.55%5.65%
Gains-networkArbitrum5.40MUSDC0%6.56%5.39%
LoopscaleSolana1.10MUSDC0%5.31%5.37%
Benqi-lendingAvalanche2.80MUSDC0%7.23%5.33%
Venus-fluxBSC5.77MUSDC0%5.49%5.27%
AbyssSui1.33MUSDC0%8.82%5.24%
Project-0Solana2.33MUSDC0%7.54%5.16%
AutofinanceBase5.65MUSDC3.9%8.07%5.15%
Yearn-financeEthereum8.21MUSDC0%4.34%5.12%
Scallop-lendSui1.30MUSDC0%5.25%5.04%
Folks-finance-lendingAlgorand1.17MUSDC0%3.94%4.72%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
Harvest-financeEthereum1.08MUSDC0%3.78%4.56%
MapleEthereum1.05BUSDT0%4.16%4.54%
DolomiteArbitrum1.39MUSDC0%5.71%4.49%
Kamino-lendSolana8.03MUSDC0%3.85%4.43%
Fluid-lendingBase13.28MUSDC1.61%6.37%4.26%
Venus-fluxBSC26.50MUSDT0%7.44%4.26%
Yearn-financeEthereum8.52MDAI0%3.78%4.21%
Yearn-financeEthereum2.65MUSDC0%5.54%4.2%
ExactlyOP Mainnet1.57MUSDC0%3.95%4.07%
Navi-lendingSui2.91MUSDC0.64%4.51%4.06%
SparklendEthereum3.01MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.82%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.48%4%
Aave-v3Ethereum144.34MUSDT0%4.67%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.72%3.92%
DolomiteEthereum18.56MUSDC3.71%6.59%3.9%
Fluid-lendingArbitrum40.48MUSDC0.77%6.1%3.9%
NeverlandMonad14.18MUSDC4.38%8.12%3.88%
TermmaxEthereum1MUSDC0%1.01%3.85%
TermmaxEthereum1MUSDC0%1.01%3.85%
Aave-v3Arbitrum15.08MUSDC0%3.77%3.84%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.84%
Yo-protocolBase18.62MUSDC7.8%14.06%3.82%
Yo-protocolEthereum3.58MUSDC7.8%14.04%3.82%
ExactlyOP Mainnet1.57MUSDC0%3.91%3.81%
ExactlyOP Mainnet1.57MUSDC0%3.65%3.8%
ExactlyOP Mainnet1.57MUSDC0%3.76%3.79%
ExactlyOP Mainnet1.57MUSDC0%3.35%3.77%
Euler-v2Ethereum35.21MUSDC0%3.92%3.73%
TermmaxEthereum2.01MUSDC0%3.14%3.72%
TermmaxEthereum2.18MUSDC0%3.07%3.72%
Fluid-lendingEthereum122.09MUSDT1.6%6.11%3.71%
Yearn-financeEthereum27.34MUSDC0%3.5%3.69%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
Spark-savingsAvalanche36.58MUSDC0%3.71%3.65%
Spark-savingsEthereum0.96BUSDC0%3.71%3.65%
Euler-v2Ethereum30.82MUSDC0%3.88%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum673.9M5.81%
Avalanche548.1M5.3%
Base793.4M6.23%
BSC572.5M6.71%
Ethereum262.5B4.92%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana413.3M5.43%
TON13.8M6.7%
zkSync Era000%