Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/08/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana1MUSDC0%49.6%118.52%
AzuroPolygon1.33MUSDT0%27.46%76.09%
Neutral-tradeSolana2.22MUSDC0%38.68%31.8%
AccountableMonad7.64MUSDC1.03%30.24%19.63%
Ember-protocolSui1.21MUSDC0%11.62%16.46%
Midas-rwaEthereum1.73MUSDC0%10.67%15.39%
Midas-rwaEtherlink4.80MUSDC0%9.2%15.16%
Euler-v2Monad1.43MUSDC1.25%9.52%14.57%
AccountableMonad100.26MUSDC0.3%17.07%14.4%
AccountableEthereum1.06MUSDC1.25%14.44%14.25%
Neutral-tradeSolana3.17MUSDC0%7.45%13.87%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.07MUSDC0%12.85%12.9%
AccountableEthereum4.08MUSDC9.8%22.1%12.06%
Ember-protocolSui1.31MUSDC0%8.9%10.84%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Harvest-financeBase1.88MUSDC0%11.91%10.48%
Ember-protocolSui6.47MUSDC0%9.28%10.35%
GoldfinchEthereum35.94MUSDC0%10.14%10.21%
Midas-rwaEthereum71.76MUSDC0%10.27%10.16%
Midas-rwaEthereum27.21MUSDC0%4.43%10%
AccountableMonad1.04MUSDC0%10.25%10%
AccountableEthereum3.37MUSDC0%10.79%9.72%
Ember-protocolEthereum3.33MUSDC0%9.44%9.69%
Ember-protocolSui1.08MUSDC0%9.61%9.54%
Midas-rwaEthereum8.07MUSDC0%9.42%9.5%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.33%9.31%
Midas-rwaEthereum6.40MUSDC0%6.86%9.23%
Midas-rwaEtherlink1.12MUSDC0%6.88%9.23%
Midas-rwaEthereum39.44MUSDC0%9.87%9%
Hyperlend-pooledHyperliquid L19.56MUSDC0%7.34%8.96%
AvantisBase20.83MUSDC0%9.6%8.41%
Nawa-protocolZIGChain3.72MUSDC0%8.92%8.29%
Ember-protocolEthereum5.92MUSDC0%7.05%8.15%
Harvest-financeEthereum1.16MUSDC0%6.46%8.08%
Pareto-creditEthereum167.55MUSDC0%8.24%8.02%
Bitway-earnBSC24.59MUSDT0%8%8%
Ember-protocolSui8.23MUSDC4%12%8%
SymbiosisTron1.23MUSDT0%5.26%7.87%
YieldseekerBase1.24MUSDC0%8.96%7.69%
AccountableMonad10.08MUSDC0.5%9.16%7.67%
Extra-finance-leverage-farmingBase3.22MUSDC0%6.76%7.28%
AccountableMonad1.08MUSDC0.5%7.68%7.28%
SentoraEthereum46.64MUSDC0%6.44%7.17%
Pareto-creditEthereum21.94MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Moonwell-lendingBase1.38MUSDC0.32%5.29%6.98%
LoopscaleSolana1.44MUSDC0.27%7.06%6.97%
Ember-protocolEthereum16.87MUSDC0%6.74%6.95%
Zerobase-cedefiBSC20.11MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
Yearn-financeEthereum7.04MUSDC0%7.1%6.7%
Yo-protocolBase1.10MUSDC0%6.84%6.65%
Yearn-financeEthereum1.19MUSDC0%6.03%6.65%
Kamino-lendSolana4.01MUSDC0%6.88%6.56%
Blend-pools-v2Stellar15.65MUSDC0%7.43%6.41%
Harmonix-financeHyperliquid L117.63MUSDC0%7.29%6.3%
SymbiosisEthereum1.09MUSDC0%4.41%6.21%
Midas-rwaEthereum6.67MUSDC0%7.48%6.19%
Midas-rwaEthereum2.50MUSDC0%7.47%6.19%
Native-credit-poolEthereum3.90MUSDC0%4.35%6.09%
Ember-protocolSui1.16MUSDC5.02%11.47%6.05%
SparklendEthereum13.83MUSDT0%3.62%6.05%
Fluid-lendingBase8.91MUSDC0%5.27%5.84%
Fluid-lendingArbitrum38.38MUSDC0%5.23%5.74%
SymbioticEthereum1MUSDC0%5.72%5.72%
SymbioticEthereum1MUSDC0%5.72%5.72%
Kamino-lendSolana1.86MUSDC0%4.69%5.66%
Storm-tradeTON3.18MUSDT0%5.71%5.57%
Ember-protocolSui4.79MUSDC0%5.96%5.51%
Lista-lendingBSC2.06MUSDT0%7.09%5.42%
Neutral-tradeSolana1.13MUSDC0%3.51%5.4%
Neutral-tradeSolana2.48MUSDC0%5.32%5.26%
Centrifuge-protocolPlume Mainnet20.70MUSDC0%2.37%5.21%
Centrifuge-protocolMonad10.03MUSDC0%4.66%5.21%
Fusion-by-iporEthereum1.40MUSDC0%5.6%5.19%
Yearn-financeEthereum9.06MUSDC0%5.96%5.15%
AutofinanceBase4.90MUSDC2.61%7.96%5.15%
Centrifuge-protocolAvalanche261.01MUSDC0%4.25%5.09%
Centrifuge-protocolBase50.33MUSDC0%4.25%5.09%
Centrifuge-protocolEthereum5.73MUSDC0%4.24%5.09%
AutofinanceEthereum8.54MUSDC0.42%6.37%4.96%
Fusion-by-iporBase1.11MUSDC2.5%7.78%4.95%
Yearn-financeBase1.81MUSDC0%4.94%4.91%
Fluid-lendingEthereum154.16MUSDC0%5.14%4.79%
Fluid-lendingEthereum8.97MUSDC0%5.14%4.79%
Alchemix-v3Ethereum7.47MUSDC0%4.56%4.7%
LoopscaleSolana1.95MUSDC0%5.16%4.67%
Navi-lendingSui7.70MUSDC0.42%5.48%4.61%
Benqi-lendingAvalanche3.17MUSDC0%4.03%4.58%
SymbioticEthereum1.54MUSDC0%4.41%4.41%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
ExactlyOP Mainnet1.53MUSDC0%4.33%4.37%
TermmaxBase1.14MUSDC0%4%4.34%
ExactlyOP Mainnet1.53MUSDC0%4.26%4.31%
Yo-protocolBase9.74MUSDC0%4.25%4.26%
Yo-protocolEthereum2.05MUSDC0%4.24%4.26%
ExactlyOP Mainnet1.53MUSDC0%4.19%4.25%
ExactlyOP Mainnet1.53MUSDC0%4.17%4.2%
ExactlyOP Mainnet1.53MUSDC0%4.09%4.17%
Fluid-lendingEthereum138.32MUSDT0%4.49%4.15%
ExactlyOP Mainnet1.53MUSDC0%4.07%4.13%
MapleEthereum0.94BUSDT0%4.22%4.1%
DolomiteArbitrum1.49MUSDC0%4.63%4.07%
TermmaxEthereum3.35MUSDC0%3.77%4.05%
ExactlyOP Mainnet1.53MUSDC0%3.74%4.03%
ExactlyOP Mainnet1.53MUSDC0%4.13%4.02%
Kamino-lendSolana15.31MUSDC0%4.03%3.89%
Midas-rwaEthereum4.55MUSDC0%5.85%3.78%
AmpleBase4.42MUSDC0%4.07%3.74%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
Centrifuge-protocolMonad4.54MUSDC0%3.87%3.71%
ExactlyOP Mainnet1.53MUSDC0%3.46%3.7%
ExactlyOP Mainnet1.53MUSDC0%3.53%3.67%
Aave-v3Base18.40MUSDC0%3.29%3.6%
Aave-v3Avalanche5.66MUSDC0%3.72%3.56%
Jupiter-lendSolana439.56MUSDC0.69%4.87%3.55%
Yearn-financeEthereum2.42MUSDC0%3.48%3.55%
Spark-savingsEthereum269.70MUSDC0%3.55%3.52%
Spark-savingsAvalanche11.77MUSDC0%3.55%3.52%
Ember-protocolSui1.19MUSDC0%3.38%3.52%
Compound-v3Ethereum33.76MUSDC0.1%3.56%3.5%
Gami-labsBase3.02MUSDC0%2.34%3.48%
Spectra-metavaultsBase3.02MUSDC0%2.34%3.48%
SparklendEthereum1.75MUSDC0%3.53%3.47%
Aave-v3Monad13.81MUSDC2.19%7.51%3.45%
DolomiteEthereum26.23MUSDC4.34%7.51%3.44%
Jupiter-lendSolana18.26MUSDT0%3.26%3.42%
Yearn-financeEthereum7.15MUSDT0%3.1%3.34%
Native-credit-poolBSC5.08MUSDT0%3.84%3.34%
Yearn-financeEthereum26.38MUSDC0%3.28%3.33%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Centrifuge-protocolPharos4.35MUSDC0%3.51%3.28%
Aave-v3Ethereum197.11MUSDC0%3.7%3.24%
Aave-v3Ethereum64.26MUSDC1.51%6.15%3.24%
Aave-v3Ethereum13.15MDAI0%3.89%3.19%
Ember-protocolEthereum1.37MUSDC0%1.72%3.15%
Euler-v2Ethereum7.19MUSDC0%3.13%3.08%
Compound-v3Ethereum27.25MUSDT0.1%3.06%3.05%
Aave-v3Avalanche3.49MUSDT0%3.25%3.03%
Yearn-financeEthereum9.45MDAI0%2.99%3.03%
Midas-rwaEthereum64.75MUSDC0%3.18%3.01%
Midas-rwaEtherlink1.22MUSDC0%3.19%3.01%
Aave-v4Ethereum1.26MUSDC0%3.7%2.98%
Gains-networkArbitrum6.04MUSDC0%4.93%2.97%
Aave-v3OP Mainnet1.67MUSDC0%3.19%2.92%
Euler-v2Ethereum6.89MUSDC0%4.52%2.87%
Native-credit-poolEthereum1.82MUSDT0%3.2%2.79%
Aave-v3BSC2.54MUSDC0%2.77%2.75%
Spark-savingsEthereum348.66MUSDT0%2.75%2.75%
Kamino-lendSolana2.90MUSDT0%3.6%2.75%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
Aave-v3Ethereum499.84MUSDT0%2.69%2.74%
Aave-v3Ethereum73.48MUSDT1.39%5.51%2.74%
Compound-v3Arbitrum3.66MUSDC0%2.71%2.74%
Aave-v3Polygon13.28MUSDC0%2.74%2.69%
Aave-v3Ethereum1.58MUSDC0%2.08%2.62%
Scallop-lendSui1.18MUSDC0%3.04%2.6%
SaveSolana5.06MUSDC0%2.39%2.53%
Benqi-lendingAvalanche1.89MUSDT0%2.48%2.43%
Aave-v3Arbitrum37.59MUSDC0%2.59%2.42%
Echelon-marketAptos1.39MUSDC1.5%3.62%2.39%
Venus-core-poolBSC17.39MUSDC0%2.74%2.31%
Venus-fluxBSC2.75MUSDT0%2.59%2.19%
SparklendEthereum112.61MDAI0%2.23%2.17%
Lista-lendingBSC4.08MUSDT0%4.14%2.13%
Aave-v3BSC16.36MUSDT0%2.25%2.1%
CurrentSui7.02MUSDC7.77%8.97%2.02%
Justlend-v1Tron90.44MUSDT0%2.87%1.96%
Compound-v3Arbitrum8.99MUSDT0%1.95%1.95%
Venus-core-poolBSC88.13MUSDT0%2.28%1.94%
Aave-v3Arbitrum1.21MDAI0%1.91%1.92%
Aave-v3Sonic1.18MUSDC0%1.94%1.9%
Aave-v4Ethereum5MUSDT0%3.07%1.89%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
Venus-core-poolBSC1.01MDAI0%1.78%1.84%
MetromKatana8.64MUSDC2.1%4.01%1.78%
MetromKatana2.46MUSDT0%1.75%1.76%
Aave-v4Ethereum1.11MUSDC0%1.39%1.62%
Aave-v4Ethereum1.16MUSDT0%1.29%1.53%
TydroInk6.94MUSDC0%1.66%1.49%
SaveSolana2.27MUSDT0%1.4%1.43%
Kamino-lendSolana1.29MUSDC0%1.34%1.35%
NeverlandMonad2.58MUSDC5.78%5.23%1.09%
ExactlyOP Mainnet1.53MUSDC0%0.95%1.01%
Aave-v3Mantle1.16MUSDC0%5.45%0.96%
Lista-lendingBSC4.11MUSDT0%3.35%0.79%
Lista-lendingEthereum2.91MUSDC5.76%6.2%0.51%
Zest-v2Stacks10.07MUSDC0%0.48%0.5%
Lista-lendingEthereum3.05MUSDT6.9%5.54%0.24%
TectonicCronos44.94MUSDT0%0.15%0.15%
AcrossEthereum1.58MUSDT1.21%1.54%0.12%
TectonicCronos54.42MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.06%4.44%0.07%
CredixSolana13.48MUSDC0%0.1%0.04%
Aave-v4Avalanche4.53MUSDC0%0.66%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105M3.6%
Avalanche7291.5M3.18%
Base17136.5M5.67%
BSC14191.3M3.44%
Ethereum773.7B5.41%
Hyperliquid000%
Mantle11.2M0.96%
Optimism000%
Polygon214.6M39.39%
Solana17517.4M12.8%
TON13.2M5.57%
zkSync Era000%