Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.60MUSDT0%76.49%58.19%
Harvest-financeBase1.85MUSDC0%12.56%33.32%
AccountableEthereum1.03MUSDC0%14.32%14.25%
Canto-lendingCanto1.35MUSDC0%13.55%13.61%
Ember-protocolEthereum36.46MUSDC0%12.54%12.52%
AccountableEthereum2.05MUSDC0%2.56%11.73%
AccountableMonad47.12MUSDC0.34%9.87%11.6%
Ember-protocolSui1.16MUSDC0%9%11.32%
Ember-protocolEthereum4.82MUSDC0%7.85%11.03%
Ember-protocolSui3.39MUSDC0%8.25%11.02%
Harmonix-financeHyperliquid L118.70MUSDC0%10.13%10.28%
AvantisBase32.73MUSDC0%10%10.24%
Bracket-vaultsEthereum2.72MUSDC0%10.32%10.16%
GoldfinchEthereum36.72MUSDC0%10.09%10.12%
Bitway-earnBSC25.48MUSDT0%10.19%10%
AccountableMonad5.17MUSDC0.48%10.06%10%
AutofinanceEthereum1.33MUSDC0%9.83%9.39%
Ember-protocolSui1.21MUSDC6.01%11.6%9.06%
Fusion-by-iporEthereum1.27MUSDC0%6.41%8.51%
Ember-protocolSui1.10MUSDC0%7.96%8.48%
Ember-protocolSui5.91MUSDC4%12%8%
Ember-protocolSui1.08MUSDC0%8.89%8%
AccountableMonad9.04MUSDC0.5%12.26%7.66%
Centrifuge-protocolMonad10MUSDC0%3.33%7.5%
LazyEthereum1.02MUSDC0%7.38%7.37%
LazyEthereum1.02MUSDC0%7.38%7.37%
SymbiosisEthereum1.36MUSDC0%9.87%7.3%
Extra-finance-leverage-farmingBase3.29MUSDC0%6.76%7.11%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%8.09%6.79%
Zerobase-cedefiBSC22.66MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
Fluid-lendingArbitrum37.16MUSDC0%5.81%6.7%
Kamino-lendSolana4.16MUSDC0%5.72%6.54%
AccountableEthereum10.53MUSDC3.82%6.91%6.43%
YieldseekerBase1.78MUSDC0%8.9%6.11%
Storm-tradeTON3.63MUSDT0%5.79%6.1%
Blend-pools-v2Stellar17.72MUSDC0%7.82%6.09%
Ember-protocolSui1.44MUSDC0%8.15%5.96%
SymbiosisTron1.27MUSDT0%7.53%5.91%
Fluid-lendingBase8.90MUSDC0%5.41%5.83%
Navi-lendingSui4.39MUSDC0.48%5.62%5.74%
Centrifuge-protocolEthereum370.69MUSDC0%3.78%5.73%
Centrifuge-protocolBase50.06MUSDC0%3.79%5.73%
Centrifuge-protocolAvalanche259.63MUSDC0%3.8%5.73%
Centrifuge-protocolEthereum5.94MUSDC0%3.78%5.73%
AutofinanceEthereum7.26MUSDC0.46%5.64%5.69%
Hyperlend-pooledHyperliquid L111.76MUSDC0%5.51%5.66%
AutofinanceBase7.21MUSDC2.05%8%5.62%
Fusion-by-iporEthereum1.47MUSDC0%6.22%5.61%
Gains-networkArbitrum6.49MUSDC0%10.42%5.54%
Fluid-lendingEthereum114.33MUSDC1.06%6.78%5.39%
Fluid-lendingEthereum8.44MUSDC0%4.93%5.39%
Yearn-financeEthereum9.13MUSDC0%4.76%5.21%
Harvest-financeEthereum1.13MUSDC0%6.89%5.08%
Ember-protocolSui6.99MUSDC0%5.02%5%
Yearn-financeEthereum2.52MUSDC0%4.86%4.98%
Centrifuge-protocolMonad4.52MUSDC0%3.62%4.79%
Centrifuge-protocolPharos15.08MUSDC0%3.36%4.79%
CurvanceMonad1.29MUSDC2.67%7.89%4.78%
Yearn-financeBase1.71MUSDC0%16.08%4.71%
Folks-finance-lendingAlgorand1.20MUSDC0%4.6%4.6%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
Yo-protocolEthereum2.72MUSDC0%4.21%4.44%
Yo-protocolBase11.59MUSDC0%4.21%4.44%
Euler-v2Monad1.96MUSDC0%4.1%4.44%
AmpleBase4.29MUSDC0%4.85%4.38%
Kamino-lendSolana13.02MUSDC0%5.15%4.38%
Benqi-lendingAvalanche4.09MUSDC0%4.95%4.27%
TermmaxBase1.25MUSDC0%4.14%4.17%
MapleEthereum1.03BUSDT0%4.19%4.15%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.49MUSDC0%4.03%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.08%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.04%4.11%
ExactlyOP Mainnet1.49MUSDC0%4.15%4.11%
Moonwell-lendingBase1.62MUSDC0.4%6.7%4.1%
ExactlyOP Mainnet1.49MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.49MUSDC0%3.99%4.04%
Folks-finance-xchainPolygon1.24MUSDT0%4.33%3.99%
Yearn-financeEthereum1.18MUSDC0%3.5%3.99%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%3.56%3.92%
Kamino-lendSolana1.98MUSDC0%4.1%3.89%
DolomiteArbitrum1.51MUSDC0%3.96%3.87%
Kamino-lendSolana19.17MUSDC0%4.88%3.85%
Yearn-financeEthereum2.45MUSDC0%3.71%3.83%
Jupiter-lendSolana17.95MUSDT0%3.4%3.79%
Project-0Solana1.38MUSDC0%6.89%3.75%
ExactlyOP Mainnet1.49MUSDC0%3.11%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.8M5.78%
Avalanche2263.7M5%
Base12126.3M7.98%
BSC350.6M7.84%
Ethereum281.7B7.02%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M31.09%
Solana657.7M4.37%
TON13.6M6.1%
zkSync Era000%