Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Apr 30 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/05/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.89%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.57%11.04%
BitwayBSC13.48MUSDT0%11.11%10.5%
AutofinanceArbitrum3.64MUSDC1.2%11.38%10.26%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase48.53MUSDC0%10.08%9.03%
Blend-pools-v2Stellar10.13MUSDC0%9.25%9.01%
YieldseekerBase1.27MUSDC0%9.48%8.1%
Harvest-financeBase1.97MUSDC0%6.69%7.25%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
SymbiosisTron1.24MUSDT0%7.44%6.97%
AbyssSui1.34MUSDC0%8.91%6.82%
Storm-tradeTON3.78MUSDT0%4.77%6.79%
Zerobase-cedefiBSC24.86MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
LoopscaleSolana1.99MUSDC1.03%8.52%6.74%
SymbiosisEthereum1.12MUSDC0%7.41%6.48%
AutofinanceEthereum9.36MUSDC0.59%6.27%6.1%
Aave-v3Avalanche2.15MUSDT0%4.87%5.97%
DeltaprimeAvalanche1.06MUSDC0%5.35%5.96%
Hyperlend-pooledHyperliquid L17.47MUSDC0%4.55%5.87%
Extra-finance-leverage-farmingBase3.95MUSDC0%5.52%5.79%
Aave-v3Avalanche5.59MUSDC0%4.71%5.54%
Fusion-by-iporEthereum1.29MUSDC0%4.41%5.46%
Benqi-lendingAvalanche2.53MUSDC0%7.17%5.45%
Kamino-lendSolana7.76MUSDC0%3.8%5.42%
Gains-networkArbitrum5.40MUSDC0%6.69%5.4%
LoopscaleSolana1.04MUSDC0%5.31%5.39%
AutofinanceBase5.66MUSDC3.84%7.99%5.11%
Project-0Solana2.43MUSDC0%7.59%5.07%
Scallop-lendSui1.40MUSDC0%5.28%4.74%
AutofinanceEthereum4.39MUSDC0%6.94%4.71%
DolomiteArbitrum1.31MUSDC0%5.65%4.65%
Folks-finance-lendingAlgorand1.24MUSDC0%3.9%4.63%
Harvest-financeEthereum1.08MUSDC0%3.62%4.61%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
Yearn-financeEthereum8.10MUSDC0%4.3%4.57%
MapleEthereum1.05BUSDT0%4.13%4.56%
Fluid-lendingArbitrum37.19MUSDC0.84%6.12%4.53%
Yearn-financeEthereum3.15MUSDC0%5.53%4.32%
DolomiteEthereum13.04MUSDC4.86%6.5%4.27%
Fluid-lendingBase13.15MUSDC1.64%6.39%4.22%
Yearn-financeEthereum8.51MDAI0%3.75%4.21%
Venus-fluxBSC6.31MUSDC0%5.51%4.2%
Aave-v3Arbitrum14.59MUSDC0%3.71%4.07%
ExactlyOP Mainnet1.59MUSDC0%3.94%4.07%
Navi-lendingSui2.89MUSDC0.64%4.52%4.06%
SparklendEthereum3.01MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.8%4.03%
ExactlyOP Mainnet1.59MUSDC0%3.46%4%
Fluid-lendingEthereum117.19MUSDT1.67%6.09%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.7%3.91%
Yo-protocolBase18.63MUSDC7.8%13.89%3.9%
Yo-protocolEthereum3.69MUSDC7.8%13.87%3.9%
NeverlandMonad14.67MUSDC4.28%8.12%3.85%
ExactlyOP Mainnet1.59MUSDC0%3.8%3.83%
TermmaxEthereum1MUSDC0%0.88%3.83%
TermmaxEthereum1MUSDC0%0.88%3.83%
ExactlyOP Mainnet1.59MUSDC0%3.93%3.79%
ExactlyOP Mainnet1.59MUSDC0%3.65%3.79%
ExactlyOP Mainnet1.59MUSDC0%3.78%3.78%
ExactlyOP Mainnet1.59MUSDC0%3.36%3.75%
Lazy-summer-protocolBase1.56MUSDC0.9%3.94%3.74%
Euler-v2Ethereum38.84MUSDC0%3.92%3.71%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
Spark-savingsAvalanche36.59MUSDC0%3.72%3.65%
Spark-savingsEthereum554.20MUSDC0%3.72%3.65%
Yearn-financeEthereum27.11MUSDC0%3.49%3.63%
Euler-v2Ethereum30.82MUSDC0%3.89%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum670.1M5.98%
Avalanche547.9M5.31%
Base894.7M5.89%
BSC446.5M7.06%
Ethereum241.9B4.99%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana413.2M5.65%
TON13.8M6.79%
zkSync Era000%