Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/03/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon4.07MUSDT0%3.06%13.05%
Bracket-vaultsEthereum3.30MUSDC0%12.98%12.31%
BitwayBSC14.86MUSDT0%12%12%
AbyssSui1.91MUSDC0%8.92%10.76%
Spectra-metavaultsBase2.90MUSDC1.22%6.07%10.47%
AvantisBase76.42MUSDC0%10.03%10.15%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.93MUSDC0%9.21%9.54%
Zerobase-cedefiBSC23.54MUSDT2%9.76%7.76%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBSC1.37MUSDC2%9%7%
LoopscaleSolana1.29MUSDC1.26%7.68%6.76%
Gains-networkArbitrum11.07MUSDC0%8.06%6.33%
AccountableMonad2.05MUSDC2.6%9.65%6.31%
Yearn-financeEthereum1.66MUSDC0%4.99%6.02%
Gains-networkBase2.42MUSDC0%6.32%5.75%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.64%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.64%
Harvest-financeBase2.01MUSDC0%5.26%5.33%
AutofinanceEthereum10.68MUSDC0.47%5.85%5.11%
LoopscaleSolana2.13MUSDC0%4.1%5.06%
Fluid-lendingBase8.64MUSDC2.82%5.12%4.94%
Fluid-lendingArbitrum32.93MUSDC1.08%5.1%4.86%
Yo-protocolEthereum12.07MUSDC12%17.36%4.83%
Yo-protocolBase28.76MUSDC12%18.63%4.83%
Benqi-lendingAvalanche1.29MUSDT0%4.71%4.79%
Woofi-earnArbitrum1.15MUSDC0%6%4.74%
GearboxMonad2.18MUSDC6.02%6.65%4.68%
Extra-finance-leverage-farmingBase4.36MUSDC0%5.34%4.67%
Flux-financeEthereum1.75MUSDT0%4.56%4.54%
Yearn-financeEthereum7.69MUSDT0%3.58%4.48%
DolomiteEthereum11.70MUSDC0%4.65%4.41%
Euler-v2Arbitrum2.25MUSDC0%3.09%4.4%
ExactlyOptimism1.71MUSDC0%4.19%4.26%
Hyperlend-pooledHyperliquid L123.09MUSDC0%4.06%4.21%
ExactlyOptimism1.71MUSDC0%4.16%4.2%
Yearn-financeEthereum2.79MUSDC0%5.15%4.19%
Fluid-lendingEthereum4.55MUSDC0%2.75%4.14%
Fluid-lendingEthereum193.85MUSDC1.14%3.92%4.14%
ExactlyOptimism1.71MUSDC0%4.1%4.14%
SparklendEthereum1.86MUSDC0%3.57%4.14%
AutofinanceBase8.34MUSDC2.18%5.8%4.12%
Echelon-marketAptos6.54MUSDC0.49%3.93%4.05%
ExactlyOptimism1.71MUSDC0%3.99%4.03%
Euler-v2Avalanche3.55MUSDC0%6.32%3.97%
Fusion-by-iporBase1.84MUSDC0%5.45%3.92%
ExactlyOptimism1.71MUSDC0%3.91%3.92%
Scallop-lendSui2.42MUSDC0%4.39%3.92%
ExactlyOptimism1.71MUSDC0%3.88%3.91%
Yearn-financeEthereum3.87MUSDC0%4.76%3.89%
ExactlyOptimism1.71MUSDC0%2.4%3.88%
MapleEthereum1.96BUSDT0%4.15%3.83%
Euler-v2Ethereum36.52MUSDC0%4.1%3.82%
SymbiosisEthereum1.34MUSDC0%4.2%3.75%
Flux-financeEthereum2.48MUSDC0%4.13%3.75%
WasabiBase4.85MUSDC0%4.35%3.75%
Spark-savingsAvalanche108.12MUSDC0%3.83%3.75%
Spark-savingsEthereum395.76MUSDC0%3.83%3.75%
ExactlyOptimism1.71MUSDC0%2.37%3.72%
ExactlyOptimism1.71MUSDC0%3.74%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum555.4M5.47%
Avalanche5115.1M4.76%
Base10140.6M5.79%
BSC339.8M8.92%
Ethereum192.7B5.16%
Hyperliquid000%
Mantle000%
Optimism915.4M3.97%
Polygon000%
Solana23.4M5.91%
TON14.1M13.05%
zkSync Era000%