Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/10/2026 08:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%42.65%54.47%
Harvest-financeBase1.76MUSDC0%26.7%28.95%
VerantaBase9.81MUSDC0%19.73%27.1%
EnsuroEthereum1.30MUSDC0%22.03%20.47%
AccountableEthereum1.23MUSDC0%14.85%14.25%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.62MUSDC0%13.03%12.9%
AccountableMonad6.39MUSDC0.87%15.1%12.88%
Rhea-lendNear1.83MUSDC0%9.35%12.22%
AccountableEthereum13.10MUSDC0%12.21%12.13%
Vectis-financeEthereum1.80MUSDC0%13.07%11.78%
AccountableMonad5.44MUSDC0.46%12.1%11.64%
Coinmerce-capitalHyperliquid L11.75MUSDC0%7.2%11.63%
Rhea-lendNear1.81MUSDT0%9.42%11.36%
AccountableEthereum3.41MUSDC0%13.4%11.02%
Neutral-tradeSolana2.14MUSDC0%43.5%10.67%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
Ember-protocolEthereum18.03MUSDC0%10.13%10.38%
Midas-rwaEthereum26.36MUSDC0%8.31%10.21%
Ember-protocolSui10.57MUSDC0%10.11%10%
AguaEthereum11.80MUSDC0%10%10%
AguaMonad9.08MUSDC0%10%10%
AccountableMonad74.83MUSDC0.24%10.92%9.5%
Ember-protocolEthereum3.67MUSDC0%9.58%9.42%
Pareto-creditEthereum2.02MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.46MUSDC0%10.18%9.33%
Centrifuge-protocolEthereum1.65MUSDT0%7.27%8.79%
Vectis-financeSolana2.69MUSDC0%7.32%8.65%
Gains-networkArbitrum4.21MUSDC0%23.81%8.64%
Midas-rwaEthereum9.35MUSDC0%7.3%8.54%
Neutral-tradeSolana1.28MUSDC0%8.34%8.52%
Pareto-creditEthereum130.86MUSDC0%7.99%8.06%
Bitway-earnBSC21.76MUSDT0%8%8%
Ember-protocolSui8.65MUSDC4%12%8%
Kamino-lendSolana56.97MUSDC0%8.01%7.66%
Kamino-lendSolana7.27MUSDC0%7.63%7.59%
Bitway-earnBSC1.32MUSDT0%7.5%7.5%
Sentora-curatorEthereum98.72MUSDC0%7.65%7.48%
Midas-rwaEthereum65.99MUSDC0%7.49%7.43%
SymbiosisEthereum1.09MUSDC0%4.64%7.38%
Midas-rwaEthereum28.94MUSDC0%7.46%7.26%
AccountableEthereum1.79MUSDC0%11.68%7.25%
SymbioticEthereum1.01MUSDC0%6.09%7.2%
Midas-rwaEthereum3.41MUSDC0%7.02%7.15%
Midas-rwaEthereum1.44MUSDC0%7.02%7.15%
Yearn-financeEthereum7.46MUSDC0%6.9%7.05%
AccountableMonad2.16MUSDC0.23%7.59%7.03%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiBSC16.75MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Harvest-financeBase1.08MUSDC0%6.78%6.75%
Fluid-lendingBase9MUSDC0%8.28%6.7%
Pareto-creditEthereum21.96MUSDC0%6.62%6.62%
Euler-v2Monad3.60MUSDC1.25%7.8%6.47%
Yearn-financeEthereum11.75MUSDC0%6.71%6.28%
Fusion-by-iporEthereum1.27MUSDC0%6.31%6.24%
Midas-rwaBase51.54MUSDC0%5.89%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%5.89%6.2%
Alchemix-v3Ethereum7.80MUSDC0%5.39%6.13%
AccountableMonad6.67MUSDC0.22%6.05%6.13%
Midas-rwaEthereum34.06MUSDC0%6.14%6.1%
Benqi-lendingAvalanche1.62MUSDC0%7.76%6.07%
Neutral-tradeSolana2.06MUSDC0%9.68%6.04%
Kamino-lendSolana4.73MUSDC0.02%6.01%5.97%
Harmonix-financeHyperliquid L115.02MUSDC0%6.19%5.91%
Harvest-financeEthereum1.18MUSDC0%6.03%5.76%
Blend-pools-v2Stellar14.89MUSDC0%7%5.71%
Kamino-lendSolana11.16MUSDC0.12%6.48%5.68%
Neutral-tradeSolana3.90MUSDC0%11.27%5.55%
Navi-lendingSui5.92MUSDC0.57%5.51%5.54%
Fluid-lendingEthereum134.53MUSDC0%5.39%5.5%
Ember-protocolEthereum2.05MUSDC0%4.45%5.49%
Kamino-lendSolana1.27MUSDC0.12%5.64%5.43%
Kamino-lendSolana1.06MUSDC0.12%5.57%5.38%
MapleEthereum745.42MUSDT0%5.3%5.34%
Kamino-lendSolana10.72MUSDC0.37%5.87%5.29%
Folks-finance-lendingAlgorand1.02MUSDC0%7.13%5.26%
AutofinanceEthereum7.48MUSDC0.84%6.24%5.18%
Kamino-lendSolana1.51MUSDC0.1%5.53%5.16%
Kamino-lendSolana60.53MUSDC0.06%5.31%5.16%
Jupiter-lendSolana499.33MUSDC0%6.12%5.08%
Kamino-lendSolana2.24MUSDC0%5.58%5%
Yearn-financeBase1.90MUSDC0%4.85%4.91%
Midas-rwaEthereum74.24MUSDC0%3.33%4.84%
Midas-rwaEtherlink1.23MUSDC0%3.33%4.84%
Fusion-by-iporBase2.96MUSDC0%4.62%4.81%
Kamino-lendSolana2.06MUSDC0.02%5.15%4.57%
Kamino-lendSolana2.13MUSDC0%5.08%4.54%
Kamino-lendSolana1.32MUSDC0%4.9%4.54%
Kamino-lendSolana10.43MUSDC0%5.31%4.54%
Kamino-lendSolana1.35MUSDC0%4.87%4.54%
Fluid-lendingEthereum130.45MUSDT0%4.39%4.53%
Venus-core-poolBSC5.36MUSDC0%3.81%4.46%
Fusion-by-iporBase1.08MUSDC1.78%6.2%4.45%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Kamino-lendSolana2.32MUSDC0.02%4.75%4.44%
Fluid-lendingArbitrum57.87MUSDC0%5.27%4.42%
Yo-protocolBase7.71MUSDC0%4.38%4.39%
Yo-protocolEthereum1.77MUSDC0%4.38%4.39%
TydroInk15.25MUSDC0%4.28%4.35%
ExactlyOP Mainnet1.52MUSDC0%4.34%4.35%
Hyperlend-pooledHyperliquid L15.18MUSDC0%4.56%4.34%
ExactlyOP Mainnet1.52MUSDC0%4.3%4.31%
Kamino-lendSolana19.39MUSDC0%4.55%4.29%
Yearn-financeEthereum2.40MUSDC0%4.19%4.28%
CurvanceMonad3.44MUSDC1.8%6.13%4.27%
ExactlyOP Mainnet1.52MUSDC0%4.24%4.26%
ExactlyOP Mainnet1.52MUSDC0%4.2%4.23%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
Kamino-lendSolana1.46MUSDT0%4.45%4.14%
ExactlyOP Mainnet1.52MUSDC0%4.29%4.12%
Aave-v3Monad15.34MUSDC1.5%6.12%4.11%
Compound-v3Ethereum37.72MUSDC0%4.88%4.09%
SaveSolana4.21MUSDC0%3.24%4.09%
ExactlyOP Mainnet1.52MUSDC0%4.24%4.06%
AutofinanceBase3.51MUSDC4.33%9.65%4.05%
ExactlyOP Mainnet1.52MUSDC0%2.87%4.04%
ExactlyOP Mainnet1.52MUSDC0%4.02%4.04%
ExactlyOP Mainnet1.52MUSDC0%3.85%3.97%
Jupiter-lendSolana17.62MUSDT0%4.14%3.96%
Aave-v4Ethereum3.68MUSDC0%5.05%3.95%
Kamino-lendSolana2.60MUSDT0%4.43%3.93%
Midas-rwaEthereum6.45MUSDC0%4.1%3.91%
Midas-rwaEtherlink1.13MUSDC0%4.1%3.91%
Aave-v3Avalanche2.43MUSDT0%3.93%3.9%
Aave-v3Polygon1.07MDAI0%4.36%3.84%
Echelon-marketAptos1.30MUSDC2.34%6%3.84%
AccountableEthereum2.18MUSDC12.6%27.52%3.83%
Spark-savingsEthereum295.04MUSDC0%3.7%3.8%
Spark-savingsAvalanche1.62MUSDC0%3.7%3.8%
Yearn-financeBase1.16MUSDC0%3.78%3.78%
Aave-v3Ethereum154.49MUSDC0%4.35%3.77%
Aave-v3Ethereum54.26MUSDC1.79%5.97%3.77%
Aave-v3Base21.65MUSDC1.36%4.65%3.75%
Spark-savingsEthereum665.34MUSDT0%3.64%3.75%
Kamino-lendSolana1.43MUSDC0%2.96%3.73%
Kamino-lendSolana1.39MUSDC0%3.85%3.72%
Yearn-financeEthereum1.12MUSDC0%3.5%3.67%
Storm-tradeTON2.64MUSDT0%4.38%3.63%
Aave-v4Ethereum1.06MUSDC0%4.48%3.63%
Yearn-financeEthereum18.52MUSDC0%3.66%3.61%
Aave-v3Avalanche7.70MUSDC0%5.73%3.6%
SparklendEthereum4.69MUSDC0%3.47%3.56%
Centrifuge-protocolEthereum9.32MUSDC0%3.67%3.53%
Centrifuge-protocolAvalanche263.15MUSDC0%3.72%3.53%
Centrifuge-protocolBase22.77MUSDC0%3.7%3.53%
Centrifuge-protocolBSC1.02MUSDC0%3.69%3.53%
Hyperliquid-hlpHyperliquid L1177.33MUSDC0%3.46%3.52%
Lista-lendingBSC2.78MUSDT0%3.82%3.52%
Hyperliquid-earnHyperliquid L1131.36MUSDC0%3.69%3.44%
Venus-core-poolBSC43.64MUSDT0%3.33%3.43%
SparklendEthereum15.86MUSDT0%3.4%3.4%
Spectra-metavaultsBase3.04MUSDC0%3.33%3.38%
Gami-labsBase3.04MUSDC0%3.33%3.38%
Kamino-lendSolana7.48MUSDC4.53%8.33%3.35%
Aave-v3Ethereum371.76MUSDT0%3.81%3.33%
Aave-v3Ethereum62.15MUSDT1.64%5.41%3.33%
Yearn-financeEthereum5.91MDAI0%2.94%3.33%
Yearn-financeEthereum5.70MUSDT0%3.29%3.32%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum13.57MDAI0%3.31%3.26%
SaveSolana1.56MUSDT0%2.19%3.26%
Aave-v3BSC2.10MUSDC0%3.28%3.23%
Aave-v3Polygon10.12MUSDC0%3.07%3.22%
Compound-v3Ethereum17.20MUSDT0%3.99%3.22%
Aave-v3Ethereum1.26MUSDC0%3.26%3.21%
Compound-v3Arbitrum1.75MUSDC0%3.06%3.17%
Aave-v4Ethereum4.27MUSDT0%3.88%3.15%
DolomiteEthereum34.95MUSDC3.56%7.24%3.07%
Aave-v3BSC11.71MUSDT0%2.96%3.03%
Native-credit-poolEthereum1.13MUSDC0%3.75%2.95%
SparklendEthereum76.01MDAI0%2.77%2.85%
Centrifuge-protocolBase6.16MUSDC0%3.56%2.74%
Centrifuge-protocolPharos1.76MUSDC0%3.56%2.74%
Centrifuge-protocolBSC1.02MUSDC0%3.56%2.74%
Lista-lendingBSC1.37MUSDT0%2.84%2.48%
Aave-v3Arbitrum46.92MUSDC0%3%2.46%
Justlend-v1Tron80.88MUSDT0%2.1%2.31%
Compound-v3Arbitrum5.29MUSDT0%2.44%2.31%
SymbioticEthereum1.01MUSDC0%2.82%2.3%
SymbioticEthereum1.01MUSDC0%2.82%2.3%
CurrentSui21.10MUSDC4.79%7.69%2.1%
Venus-fluxBSC1.18MUSDT0%3.01%1.87%
Ember-protocolEthereum1.22MUSDC0%0.03%1.64%
Midas-rwaEtherlink4.95MUSDC0%4.04%1.38%
Lista-lendingEthereum4.54MUSDC5.6%7.11%1.24%
Lista-lendingEthereum4.16MUSDT5.07%5.78%1.2%
Native-credit-poolEthereum3.76MUSDT0%2.4%1.17%
ExactlyOP Mainnet1.52MUSDC0%1.09%1.08%
Extra-finance-leverage-farmingBase4.14MUSDC0%6.05%1.07%
Aave-v4Avalanche5.35MUSDC3.58%4.19%0.92%
TectonicCronos1.53MUSDC0.02%0.47%0.4%
Aave-v4Avalanche6.40MUSDT5.64%5.48%0.39%
AcrossEthereum1.12MUSDT2.97%3.58%0.37%
CredixSolana13.41MUSDC0%0.05%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6123.7M4.66%
Avalanche7288.3M3.17%
Base18162.8M7.05%
BSC13111.9M4.41%
Ethereum743.5B5.89%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.2M3.53%
Solana32759M5.14%
TON12.6M3.63%
zkSync Era000%