Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/08/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%1.97%100.6%
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
AccountableMonad1.06MUSDC0%16.54%20.8%
EnsuroEthereum1.10MUSDC0%21.57%19.98%
Midas-rwaEtherlink4.83MUSDC0%10.82%16.26%
AccountableEthereum2.03MUSDC18.35%25.92%16.25%
AccountableMonad7.50MUSDC1.01%21.79%15.17%
Harvest-financeBase1.86MUSDC0%10.98%14.58%
AccountableEthereum1.06MUSDC1.25%15.23%14.25%
Harvest-financeEthereum1.23MUSDC0%7.47%14.06%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.06MUSDC0%12.89%12.9%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.45%12.13%11.64%
Midas-rwaEthereum1.77MUSDC0%11.79%11.59%
AccountableEthereum3.29MUSDC0%10.83%11.55%
AccountableMonad75MUSDC0.28%14.7%11.2%
Gains-networkArbitrum4.53MUSDC0%5.85%11.09%
Ember-protocolSui1.42MUSDC0%10.25%11.04%
Kamino-lendSolana4.88MUSDC0%7.06%10.65%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
Ember-protocolSui7.32MUSDC0%10.11%10.11%
AguaEthereum6.15MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.19MUSDC0%9.56%8.67%
Ember-protocolEthereum17.15MUSDC0%7.98%8.41%
YieldseekerBase1.12MUSDC0%9.23%8.15%
Pareto-creditEthereum168.50MUSDC0%8.05%8.02%
Bitway-earnBSC26.27MUSDT0%8%8%
Ember-protocolSui9.31MUSDC4%12%8%
Euler-v2Monad1.15MUSDC1.25%9.85%7.78%
Midas-rwaEthereum7.69MUSDC0%8.81%7.73%
Bitway-earnBSC6.37MUSDT0%5.94%7.5%
Midas-rwaEthereum64.46MUSDC0%9.41%7.48%
Kamino-lendSolana4.60MUSDC0%5.54%7.38%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.92%7.12%
AccountableMonad1.48MUSDC0.4%7.79%7.03%
LoopscaleSolana1.37MUSDC0.3%6.99%7.02%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.33%6.94%
Midas-rwaEthereum2.51MUSDC0%7.33%6.93%
Extra-finance-leverage-farmingBase3.42MUSDC0%7.1%6.83%
SymbiosisTron1.33MUSDT0%5.93%6.8%
Harmonix-financeHyperliquid L124.53MUSDC0%6.39%6.76%
Zerobase-cedefiBSC18.69MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum8.90MUSDC0%6.11%6.7%
Midas-rwaEthereum36.40MUSDC0%7.52%6.68%
Harvest-financeBase1.13MUSDC0%6.4%6.62%
Blend-pools-v2Stellar9.89MUSDC0%6.62%6.6%
Kamino-lendSolana1.15MUSDT0%3.92%6.54%
Ember-protocolSui1.07MUSDC0%8.1%6.51%
Yearn-financeEthereum6.12MUSDC0%6.66%6.48%
Fusion-by-iporBase1.13MUSDC0%5.8%6.15%
AccountableMonad11.03MUSDC0.42%7.49%6.13%
SentoraEthereum42.77MUSDC0%6.3%6.07%
Midas-rwaEthereum6.42MUSDC0%8.86%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.85%6.02%
Kamino-lendSolana20.45MUSDC0%4.89%5.88%
Kamino-lendSolana1.79MUSDC0%5.24%5.87%
Aave-v3Avalanche4.07MUSDC0%3.67%5.87%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.5%5.78%
Fusion-by-iporEthereum2.69MUSDC0%5.67%5.59%
Alchemix-v3Ethereum7.98MUSDC0%4.64%5.44%
Storm-tradeTON3.06MUSDT0%5.53%5.36%
Navi-lendingSui5.36MUSDC0.53%5.54%5.33%
AutofinanceBase7.66MUSDC2.26%7.81%5.33%
AutofinanceEthereum8.02MUSDC0.85%5.85%5.15%
Fluid-lendingEthereum140.45MUSDT0%4.7%5.12%
Yearn-financeBase1.77MUSDC0%4.95%5.04%
Fusion-by-iporBase1.14MUSDC2.5%7.26%4.91%
Centrifuge-protocolMonad10.08MUSDC0%6.49%4.88%
Hyperlend-pooledHyperliquid L120.88MUSDC0%6.69%4.88%
DolomiteArbitrum1.10MUSDC0%4.25%4.83%
Fluid-lendingBase9.29MUSDC0%5.11%4.8%
MapleEthereum1.02BUSDT0%4.23%4.78%
Centrifuge-protocolAvalanche261.74MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
Benqi-lendingAvalanche2.98MUSDC0%4.48%4.65%
Fluid-lendingEthereum150.04MUSDC0%4.93%4.63%
Fluid-lendingEthereum4.33MUSDC0%4.94%4.63%
Lista-lendingBSC2.50MUSDT1.65%7.24%4.59%
Fluid-lendingArbitrum52.32MUSDC0%4.8%4.54%
Jupiter-lendSolana448.51MUSDC0.67%5.15%4.54%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
SymbiosisEthereum1.35MUSDC0%4.7%4.38%
ExactlyOP Mainnet1.69MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.69MUSDC0%4.3%4.32%
Jupiter-lendSolana17.86MUSDT0%3.61%4.3%
ExactlyOP Mainnet1.69MUSDC0%4.25%4.29%
ExactlyOP Mainnet1.69MUSDC0%4.18%4.21%
Yo-protocolBase9.08MUSDC0%4.13%4.21%
Yo-protocolEthereum1.51MUSDC0%4.12%4.21%
ExactlyOP Mainnet1.69MUSDC0%4.2%4.2%
TydroInk9.85MUSDC0%2.36%4.17%
Euler-v2Monad1.23MUSDC0%3.74%4.1%
ExactlyOP Mainnet1.69MUSDC0%4.03%4.09%
TermmaxEthereum3.34MUSDC0%4.05%4.06%
ExactlyOP Mainnet1.69MUSDC0%3.76%3.98%
Moonwell-lendingBase2.09MUSDC0.08%6.78%3.92%
ExactlyOP Mainnet1.69MUSDC0%4.11%3.8%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.06%3.76%
Aave-v3Avalanche2.44MUSDT0%3.42%3.75%
Yearn-financeEthereum2.43MUSDC0%3.61%3.75%
Yearn-financeEthereum20.23MUSDC0%3.36%3.74%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Ember-protocolEthereum2.04MUSDC0%3.2%3.69%
Compound-v3Ethereum36.24MUSDC0.1%3.97%3.67%
Spark-savingsEthereum308.99MUSDC0%3.52%3.52%
Spark-savingsAvalanche9.67MUSDC0%3.52%3.52%
Centrifuge-protocolMonad4.55MUSDC0%3.79%3.49%
Centrifuge-protocolPharos4.40MUSDC0%3.81%3.49%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v3Base24.22MUSDC0%3.42%3.45%
Aave-v3Ethereum250.17MUSDT0%3.01%3.36%
Aave-v3Ethereum70.46MUSDT1.45%4.39%3.36%
Project-0Solana1.91MUSDC0%4.31%3.31%
Native-credit-poolEthereum1.77MUSDT0%3.02%3.31%
Aave-v4Ethereum1.36MUSDT0%2.53%3.3%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v4Ethereum1.01MUSDC0%3.83%3.3%
Aave-v3Monad18.23MUSDC2.19%5.52%3.27%
Aave-v3Ethereum221.79MUSDC0%3.82%3.27%
Aave-v3Ethereum56.77MUSDC1.71%5.26%3.27%
DolomiteEthereum30.57MUSDC4.14%7.5%3.25%
Spark-savingsEthereum367.61MUSDT0%2.94%3.25%
Yearn-financeEthereum7.43MDAI0%3.12%3.23%
Midas-rwaEthereum71.67MUSDC0%3.35%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.36%3.22%
Native-credit-poolBSC2.37MUSDT0%3.17%3.14%
Euler-v2Ethereum6.97MUSDC0%3.11%3.09%
Yearn-financeEthereum5.78MUSDT0%3.17%3.08%
Compound-v3Ethereum30.01MUSDT0.11%3.14%3.01%
Euler-v2Ethereum5.20MUSDC0%3.94%2.98%
CurvanceMonad2.90MUSDC2.17%5.27%2.97%
Aave-v3Ethereum19.50MDAI0%2.91%2.96%
Aave-v3Polygon12.04MUSDC0%2.8%2.84%
Aave-v3Ethereum1.67MUSDC0%3.06%2.79%
Centrifuge-protocolEthereum1.88MUSDC0%1.87%2.79%
Compound-v3Arbitrum3.48MUSDC0%2.76%2.76%
Venus-core-poolBSC66.09MUSDT0%2.15%2.68%
SaveSolana5.50MUSDC0%2.42%2.67%
LoopscaleSolana1.67MUSDC6.88%9%2.66%
Aave-v3BSC2.68MUSDC0%2.98%2.63%
Compound-v3Arbitrum3.93MUSDT0%2.23%2.63%
SparklendEthereum61.80MUSDT0%3.7%2.62%
Aave-v3Ethereum1.53MUSDC0%2.25%2.58%
Justlend-v1Tron66.24MUSDT0%2.21%2.49%
Euler-v2Ethereum1.09MUSDC25%9.15%2.42%
Aave-v3BSC13.76MUSDT0%2.17%2.42%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Gami-labsBase3.02MUSDC0%2.67%2.41%
CurrentSui9.27MUSDC7.39%9.7%2.36%
Aave-v3Arbitrum42.32MUSDC0%2.39%2.31%
Scallop-lendSui1.08MUSDC0%2.63%2.3%
NeverlandMonad1.71MUSDC7.49%7.83%2.27%
Aave-v3OP Mainnet3MUSDC0%2.73%2.21%
Venus-fluxBSC2.34MUSDT0%2.5%2.2%
SparklendEthereum117.34MDAI0%2.17%2.17%
Aave-v4Ethereum1.39MUSDC0%2%2.07%
Midas-rwaEthereum26.21MUSDC0%5.59%2.04%
Venus-core-poolBSC20.32MUSDC0%2.41%2.04%
Lista-lendingBSC3.64MUSDT0%2.32%1.95%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v3Sonic1.19MUSDC0%1.88%1.82%
Aave-v3Arbitrum1.26MDAI0%1.97%1.79%
SaveSolana2.16MUSDT0%1.48%1.74%
Echelon-marketAptos1.53MUSDC1.57%3.53%1.53%
Lista-lendingEthereum2.49MUSDT5.05%5.77%1.43%
Lista-lendingBSC3.40MUSDT0%1.03%1.26%
ExactlyOP Mainnet1.69MUSDC0%0.98%0.87%
Lista-lendingEthereum3.67MUSDC6.91%6.46%0.67%
Zest-v2Stacks10.08MUSDC0%0.54%0.6%
Aave-v4Avalanche7.22MUSDC5.88%1.58%0.3%
Aave-v3Mantle3.89MUSDC0%2.45%0.29%
TectonicCronos44.95MUSDT0%0.15%0.15%
TectonicCronos53.87MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.21%1.46%0.07%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.05%4.26%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8116.6M4.62%
Avalanche6288.1M3.8%
Base17135.4M5.54%
BSC16173.5M3.59%
Ethereum753.6B6.82%
Hyperliquid000%
Mantle13.9M0.29%
Optimism000%
Polygon112M2.84%
Solana15529M6.67%
TON13.1M5.36%
zkSync Era000%