Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Mar 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
31/03/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.72MUSDC0%12.71%12.13%
BitwayBSC14.83MUSDT0%12%12%
GoldfinchEthereum37.74MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.97MUSDC0%9.31%9.56%
DolomiteEthereum7.29MUSDC0%5.19%8.65%
Spectra-metavaultsBase5.04MUSDC1.78%9%8.52%
AbyssSui1.91MUSDC0%8.6%8.04%
AvantisBase69.92MUSDC0%9.72%7.76%
LoopscaleSolana1.56MUSDC1.24%7.84%7.01%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
AccountableMonad2.02MUSDC2.19%9.49%6.79%
Zerobase-cedefiBSC1.32MUSDC2%8.99%6.76%
Zerobase-cedefiBSC23.36MUSDT2%9.71%6.76%
Yearn-financeEthereum1.66MUSDC0%5.49%6.03%
Harvest-financeBase2.01MUSDC0%5.28%5.72%
WasabiBase3.77MUSDC0%4.11%5.55%
Gains-networkArbitrum8.91MUSDC0%7.24%5.42%
LoopscaleSolana1.24MUSDC0%4.45%5.38%
Scallop-lendSui1.37MUSDC0%4.29%5.35%
DeltaprimeAvalanche1.16MUSDC0%5.62%5.09%
Yearn-financeEthereum1.95MUSDC0%5.01%5.06%
Benqi-lendingAvalanche1.12MUSDT0%4.78%5%
Benqi-lendingAvalanche1.12MUSDT0%4.78%5%
AutofinanceEthereum10.28MUSDC0.49%5.67%4.85%
Extra-finance-leverage-farmingBase4.24MUSDC0%5.24%4.77%
Woofi-earnArbitrum1.14MUSDC0%5.54%4.74%
Yo-protocolEthereum12.10MUSDC12%17.21%4.74%
Yo-protocolBase28.38MUSDC12%17.17%4.74%
AutofinanceEthereum8.74MUSDC0%2.55%4.7%
Flux-financeEthereum1.75MUSDT0%4.55%4.54%
AutofinanceBase8.57MUSDC1.99%5.86%4.45%
Fusion-by-iporEthereum3.65MUSDT0%6.19%4.4%
Benqi-lendingAvalanche4.83MUSDC0%3.78%4.32%
Arcadia-v2Base1.24MUSDC0%5.15%4.29%
ExactlyOptimism1.69MUSDC0%4.21%4.27%
Yearn-financeEthereum7.68MUSDT0%3.82%4.26%
Yearn-financeEthereum4.02MUSDC0%4.52%4.19%
Fluid-lendingArbitrum33.64MUSDC0.96%5.48%4.18%
ExactlyOptimism1.69MUSDC0%4.11%4.16%
SparklendEthereum1.91MUSDC0%3.96%4.12%
Euler-v2Avalanche3MUSDC0%6.32%4.09%
ExactlyOptimism1.69MUSDC0%4.01%4.04%
ExactlyOptimism1.69MUSDC0%4.17%4.03%
ExactlyOptimism1.69MUSDC0%3.22%3.99%
Navi-lendingSui11.14MUSDC0.49%4.71%3.96%
Hyperlend-pooledHyperliquid L121.66MUSDC0%3.93%3.85%
MapleEthereum2.09BUSDT0%4.04%3.8%
Euler-v2Ethereum37.30MUSDC0%3.98%3.79%
ExactlyOptimism1.69MUSDC0%3.16%3.77%
NeverlandMonad15.07MUSDC5.15%9.09%3.76%
Flux-financeEthereum2.46MUSDC0%4.04%3.76%
Spark-savingsAvalanche87.11MUSDC0%3.81%3.75%
Spark-savingsEthereum456.83MUSDC0%3.81%3.75%
Lazy-summer-protocolEthereum4.53MUSDC0.54%3.89%3.74%
Kamino-lendSolana8.04MUSDC0%1.58%3.69%
Project-0Solana5.76MUSDC0%2.1%3.65%
Fluid-lendingBase9.72MUSDC2.29%5.63%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum451.6M5.34%
Avalanche698.3M4.54%
Base9132.9M5.49%
BSC339.5M8.51%
Ethereum192.7B5.45%
Hyperliquid000%
Mantle000%
Optimism610.2M4.04%
Polygon000%
Solana416.6M4.93%
TON000%
zkSync Era000%