Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Apr 24 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/04/2025 17:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
LiqwidCardano1.50MUSDC1.74%27.56%19.27%
Colend-protocolCore1.86MUSDT0%14.7%15.2%
FranciumSolana2.44MUSDC0%13.15%13.15%
Stream-financeEthereum22.83MUSDC0%14.65%12.34%
KiloexBase3.35MUSDC0%6.28%10.73%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
DeltaprimeAvalanche2.12MUSDC0%9.5%9.32%
Harvest-financeBase2.40MUSDC0%10.11%9.03%
Mars-lendOsmosis2.67MUSDC0%6.51%8.16%
DeltaprimeArbitrum1.42MUSDC0%8.29%7.65%
Harvest-financeBase3.96MUSDC0%7.44%7.48%
Gains-networkBase2.11MUSDC0%9.76%7.27%
Ipor-fusionBase2.45MUSDC0%7.14%7.19%
Ipor-fusionEthereum1.89MUSDC0%6.04%6.97%
Polynomial-liquidityPolynomial2.51MUSDC5.04%11.37%6.92%
Euler-v2Avalanche5.67MUSDC0%6.9%6.84%
Scallop-lendSui3.11MUSDC0%1.41%6.79%
DolomiteArbitrum2.88MUSDC0%8.32%6.7%
Benqi-lendingAvalanche4.45MUSDT0%5.73%6.49%
Euler-v2Avalanche5.99MUSDT0%6.49%6.45%
Extra-finance-leverage-farmingBase8.09MUSDC1.03%6.87%6.37%
Echelon-marketMove1.70MUSDC7.12%8.53%6.32%
Canto-lendingCanto1.60MUSDC0%3.54%6.31%
VesperEthereum1.51MUSDC0%3.84%6.29%
Ipor-fusionBase1.38MUSDC0%6.48%6.13%
Echelon-marketAptos2.41MUSDT2.86%9.12%5.95%
Echelon-marketMove2.06MUSDT7.24%73.61%5.93%
Euler-v2Ethereum1.24MUSDC0%5.93%5.83%
Storm-tradeTon10.06MUSDT0%6.39%5.67%
Euler-v2Ethereum1.32MUSDC0%5.57%5.62%
Navi-lendingSui1.88MUSDT0%4.94%5.59%
ExactlyOptimism1.57MUSDC0%5.44%5.42%
Echelon-marketAptos16.79MUSDC3.67%10.33%5.39%
Yield-yak-aggregatorAvalanche1.21MUSDC0%5.73%5.35%
Yield-yak-aggregatorAvalanche1.21MUSDC0%5.73%5.35%
Yearn-financeEthereum3.69MUSDC0%5.88%5.29%
Euler-v2Ethereum2.96MUSDT0%4.44%5.23%
Euler-v2BSC2.06MUSDT0%3.29%5.2%
Benqi-lendingAvalanche15.41MUSDC0%5.65%5.2%
Yearn-financeEthereum1.41MUSDC0%4.67%5.2%
ExactlyOptimism1.57MUSDC0%5.22%5.2%
Folks-finance-lendingAlgorand2.03MUSDC0%4.84%5.02%
Harmonix-financeArbitrum2.30MUSDC0%6.75%5.01%
Gains-networkArbitrum11MUSDC0%9.04%4.98%
Euler-v2Ethereum11.69MUSDC0%4.56%4.96%
ExactlyOptimism1.57MUSDC0%4.81%4.82%
ExactlyOptimism1.57MUSDC0%4.79%4.8%
Yearn-financeEthereum3.24MDAI0%7.74%4.74%
Flux-financeEthereum1.42MUSDT0%4.71%4.73%
Kamino-lendSolana4.48MUSDT0%2.21%4.63%
ExactlyOptimism1.57MUSDC0%4.64%4.49%
Venus-core-poolBSC1.56MDAI0%4.73%4.4%
Yearn-financeEthereum1.94MUSDC0%4.67%4.28%
SparklendEthereum17.44MDAI0%4.34%4.27%
Yearn-financeEthereum16.03MDAI0%4.79%4.25%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum417.6M6.09%
Avalanche736.1M6.43%
Base723.7M7.74%
BSC23.6M4.8%
Ethereum15131.3M5.97%
Mantle000%
Optimism57.9M4.95%
Polygon000%
Solana26.9M8.89%
TON110.1M5.67%
zkSync Era000%