Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.28MUSDC0%45.21%54.64%
Neutral-tradeSolana1.41MUSDC0%68.79%51.07%
AccountableMonad1.14MUSDC0%9.15%36.83%
Harvest-financeBase1.84MUSDC0%49.35%32.91%
EnsuroEthereum1.31MUSDC0%21.27%21.7%
VerantaBase9.63MUSDC0%19.28%17.89%
Neutral-tradeSolana4.24MUSDC0%12.48%15.77%
AccountableMonad7.50MUSDC1.17%16.51%14.51%
AccountableEthereum1.05MUSDC0.75%14.77%14.25%
Ember-protocolEthereum1.64MUSDC0%10.8%12.93%
AccountableEthereum11.06MUSDC0%12.41%12.13%
AccountableMonad5.44MUSDC0.48%12.11%11.64%
AccountableEthereum3.40MUSDC0%10.96%10.89%
AccountableEthereum2.91MUSDC9.68%38.18%10.64%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
AccountableMonad75MUSDC0.32%11.73%10.5%
Rhea-lendNear1.72MUSDT0%8.32%10.38%
Ember-protocolSui8.59MUSDC0%8.28%10.31%
Ember-protocolSui9.95MUSDC0%10.11%10%
AguaEthereum7.49MUSDC0%10%9.99%
Rhea-lendNear1.69MUSDC0%7.51%9.8%
Neutral-tradeSolana2.46MUSDC0%13.44%9.69%
Pareto-creditEthereum1.98MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.45MUSDC0%9.6%9.07%
Centrifuge-protocolEthereum2.68MUSDT0%4.43%8.75%
Midas-rwaEthereum3.31MUSDC0%7.17%8.55%
Midas-rwaEthereum2.53MUSDC0%7.17%8.55%
Ember-protocolEthereum5.55MUSDC0%10.89%8.42%
Midas-rwaEthereum31.33MUSDC0%7.03%8.38%
Pareto-creditEthereum126.68MUSDC0%7.86%8.06%
Bitway-earnBSC19.78MUSDT0%8%8%
Ember-protocolSui8.86MUSDC4%12%8%
Sentora-curatorEthereum95.67MUSDC0%7.48%7.64%
Midas-rwaEthereum65.76MUSDC0%7.56%7.58%
Midas-rwaEthereum6.66MUSDC0%6.76%7.5%
Bitway-earnBSC5.17MUSDT0%7.5%7.5%
Neutral-tradeSolana1.39MUSDC0%9.14%7.36%
AccountableMonad2.16MUSDC0.5%7.38%7.28%
Fluid-lendingBase9.88MUSDC0%6.47%7.22%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Yearn-financeEthereum7.63MUSDC0%6.86%6.96%
Yearn-financeEthereum11.91MUSDC0%6.67%6.94%
Extra-finance-leverage-farmingBase3.44MUSDC0%6.33%6.79%
Zerobase-cedefiBSC16.86MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.94MUSDC2%8.76%6.76%
Blend-pools-v2Stellar11.51MUSDC0%7.55%6.68%
Lista-lendingBSC2.70MUSDT0%3.37%6.67%
Pareto-creditEthereum22.10MUSDC0%6.63%6.62%
Midas-rwaEthereum26.25MUSDC0%8.53%6.48%
Loopscale-lendingSolana1.88MUSDC0.11%6.96%6.47%
Euler-v2Monad5.83MUSDC1.25%7.72%6.37%
Harvest-financeEthereum1.18MUSDC0%6.94%6.32%
Fusion-by-iporEthereum1.28MUSDC0%6.22%6.3%
Midas-rwaBase51.54MUSDC0%3.18%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%3.23%6.2%
Harmonix-financeHyperliquid L117.52MUSDC0%6.61%6.19%
Harvest-financeBase1.07MUSDC0%7.24%6.18%
Aave-v3Ethereum122.19MUSDT0%3.73%6.14%
Aave-v3Ethereum63.76MUSDT1.6%5.25%6.14%
Midas-rwaEthereum34.06MUSDC0%6.58%6.1%
Midas-rwaEthereum1.74MUSDC0%8.71%6.02%
Kamino-lendSolana9.20MUSDC0%6.49%5.84%
MapleEthereum672.56MUSDT0%4.91%5.55%
SymbioticEthereum1.01MUSDC0%6.21%5.38%
SymbioticEthereum1.01MUSDC0%6.21%5.38%
AutofinanceEthereum7.63MUSDC0.99%6.22%5.37%
Ember-protocolEthereum2.62MUSDC0%12.95%5.34%
SymbiosisEthereum1.16MUSDC0%4.62%5.33%
AccountableMonad7.21MUSDC0.5%5.74%5.23%
Lista-lendingBSC1.33MUSDT0%6.2%5.22%
Alchemix-v3Ethereum7.73MUSDC0%5.37%5.18%
Fluid-lendingEthereum131.47MUSDT0%4.56%5.11%
Navi-lendingSui8.55MUSDC0.64%5.2%5.07%
Kamino-lendSolana3.28MUSDC0%4.85%4.98%
Native-credit-poolEthereum1.14MUSDC0%4.93%4.93%
Yearn-financeBase1.60MUSDC0%4.91%4.88%
Hyperlend-pooledHyperliquid L15.18MUSDC0%4.67%4.79%
Benqi-lendingAvalanche2.86MUSDC0%6.07%4.77%
Storm-tradeTON2.71MUSDT0%5.03%4.73%
Aave-v3Avalanche6.37MUSDC0%5.2%4.65%
Kamino-lendSolana2.17MUSDC0%5.18%4.64%
Fluid-lendingEthereum128.92MUSDC0%4.51%4.6%
AutofinanceBase3.68MUSDC5.07%10.53%4.53%
Fusion-by-iporBase2.98MUSDC0%5.74%4.49%
Centrifuge-protocolBase7.15MUSDC0%3.97%4.49%
Centrifuge-protocolPharos4.56MUSDC0%3.36%4.49%
Centrifuge-protocolBSC1.01MUSDC0%3.36%4.49%
Aave-v3Ethereum130.65MUSDC0%4.19%4.48%
Aave-v3Ethereum57.82MUSDC1.68%5.75%4.48%
Kamino-lendSolana1.41MUSDC0%4.3%4.45%
Flux-financeEthereum1.95MUSDT0%4.45%4.44%
Kamino-lendSolana10.96MUSDC0%4.68%4.42%
Midas-rwaEthereum6.44MUSDC0%3.63%4.4%
Midas-rwaEtherlink1.13MUSDC0%3.6%4.4%
ExactlyOP Mainnet1.56MUSDC0%4.39%4.38%
ExactlyOP Mainnet1.56MUSDC0%4.33%4.34%
ExactlyOP Mainnet1.56MUSDC0%4.33%4.31%
ExactlyOP Mainnet1.56MUSDC0%4.28%4.3%
CurvanceMonad3.11MUSDC1.8%5.99%4.29%
ExactlyOP Mainnet1.56MUSDC0%4.2%4.24%
Yo-protocolBase7.95MUSDC0%4.27%4.23%
Yo-protocolEthereum1.35MUSDC0%4.27%4.23%
Yearn-financeEthereum2.39MUSDC0%4.05%4.22%
TydroInk17.47MUSDC0%4.07%4.21%
ExactlyOP Mainnet1.56MUSDC0%4.15%4.2%
Aave-v4Ethereum2.49MUSDC0%4.75%4.18%
Fluid-lendingArbitrum62.06MUSDC0%4.43%4.16%
ExactlyOP Mainnet1.56MUSDC0%4.18%4.14%
Flux-financeEthereum1.60MUSDC0%4.06%4.14%
Venus-core-poolBSC6.67MUSDC0%3.56%4.12%
Aave-v3Monad14.29MUSDC1.67%6.07%4.12%
ExactlyOP Mainnet1.56MUSDC0%3.98%4.06%
ExactlyOP Mainnet1.56MUSDC0%1.47%4.02%
Ember-protocolEthereum3.69MUSDC0%9.57%3.93%
Aave-v4Ethereum1.82MUSDT0%4.08%3.85%
ExactlyOP Mainnet1.56MUSDC0%2.74%3.84%
Fusion-by-iporBase1.07MUSDC1.77%6.63%3.82%
Midas-rwaEtherlink4.94MUSDC0%4.92%3.8%
Aave-v3Base19.14MUSDC0%3.79%3.76%
Spark-savingsEthereum505.49MUSDT0%3.48%3.75%
Yearn-financeEthereum19.48MUSDC0%3.69%3.68%
Yearn-financeEthereum1.12MUSDC0%3.43%3.65%
Spark-savingsEthereum316.66MUSDC0%3.6%3.6%
Spark-savingsAvalanche4.54MUSDC0%3.6%3.6%
Aave-v4Ethereum1.12MUSDC0%4.79%3.58%
Echelon-marketAptos1.37MUSDC2.83%4.76%3.46%
Aave-v3Avalanche2.88MUSDT0%4.24%3.45%
Venus-core-poolBSC42.76MUSDT0%3.01%3.45%
Aave-v3Ethereum10.37MDAI0%3.16%3.45%
Coinmerce-capitalHyperliquid L11.74MUSDC0%5.49%3.42%
SparklendEthereum16.01MUSDT0%3.38%3.42%
SparklendEthereum4.10MUSDC0%3.4%3.39%
DolomiteEthereum28.76MUSDC4.1%7.32%3.35%
Gains-networkArbitrum4.82MUSDC0%37.79%3.32%
Native-credit-poolEthereum1.87MUSDT0%3.31%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Benqi-lendingAvalanche1.09MUSDT0%3.5%3.24%
Compound-v3Ethereum39.33MUSDC0%4.58%3.23%
Compound-v3Ethereum17.78MUSDT0%3.06%3.21%
Yearn-financeEthereum5.74MUSDT0%3.29%3.12%
Compound-v3Arbitrum2.28MUSDC0%2.96%3.04%
Aave-v3BSC2.23MUSDC0%3.36%3.04%
Aave-v3Arbitrum24.04MUSDC0%3.02%3.02%
Aave-v3Ethereum1.39MUSDC0%3.27%3.01%
Aave-v3BSC11.87MUSDT0%2.86%2.96%
SaveSolana6.10MUSDC0%3.13%2.89%
Yearn-financeEthereum7.30MDAI0%3.01%2.89%
Aave-v3Polygon11.54MUSDC0%3.02%2.85%
Ember-protocolEthereum17.76MUSDC0%11.46%2.74%
SparklendEthereum76.39MDAI0%2.59%2.71%
Aave-v3Xlayer1.35MUSDC0%3.02%2.54%
Lista-lendingBSC1.37MUSDT0%3.1%2.53%
Venus-fluxBSC1.63MUSDT0%2.72%2.52%
Kamino-lendSolana2MUSDC0%1.99%2.49%
Compound-v3Arbitrum4.71MUSDT0%2.54%2.45%
Midas-rwaEthereum74.79MUSDC0%3.43%2.31%
Midas-rwaEtherlink1.22MUSDC0%3.43%2.31%
Justlend-v1Tron90.03MUSDT0%2.12%2.08%
Gami-labsBase3.03MUSDC0%2.91%2.05%
Spectra-metavaultsBase3.03MUSDC0%2.96%2.05%
SaveSolana2.27MUSDT0%1.86%1.95%
Ember-protocolEthereum2.04MUSDC0%4.47%1.85%
CurrentSui24.53MUSDC5.72%8.5%1.77%
Lista-lendingEthereum3.92MUSDT4.16%5.91%1.34%
Lista-lendingEthereum4.88MUSDC5.39%6.94%1.2%
ExactlyOP Mainnet1.56MUSDC0%1.03%1.17%
TectonicCronos1.41MUSDC0.02%0.59%0.42%
AcrossEthereum1.12MUSDT3.02%2.9%0.38%
Aave-v4Avalanche5.58MUSDT5.81%6.6%0.37%
Aave-v4Avalanche7.33MUSDC4.26%5.02%0.34%
AcrossEthereum1.03MUSDC4.75%4.57%0.11%
CredixSolana13.41MUSDC0%0.07%0.03%
Kamino-lendSolana1.10MUSDC0%0%0%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6105.5M3.83%
Avalanche730.7M2.92%
Base16137.6M7.41%
BSC13115.3M4.93%
Ethereum723B5.76%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.5M2.85%
Solana1665.6M11.04%
TON12.7M4.73%
zkSync Era000%