Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad9.38MUSDC1%11.88%14.36%
AccountableEthereum1.03MUSDC0%14.25%14.25%
SymbiosisEthereum1.12MUSDC0%8.55%14.09%
Canto-lendingCanto1.35MUSDC0%13.37%13.61%
ForgeyieldsStarknet1.04MUSDC0%12.84%12.84%
Gains-networkArbitrum5.62MUSDC0%7.32%12.69%
Ember-protocolEthereum37.63MUSDC0%15.18%12.46%
Bracket-vaultsEthereum2.75MUSDC0%10.54%10.25%
Harmonix-financeHyperliquid L116.47MUSDC0%10.25%10.24%
GoldfinchEthereum36.72MUSDC0%10.06%10.12%
AccountableMonad5.15MUSDC0%10%10%
Bitway-earnBSC23.62MUSDT0%10.4%10%
Fusion-by-iporEthereum1.45MUSDC0%5.65%9.98%
SymbiosisTron1.62MUSDT0%7.64%9.44%
YieldseekerBase1.92MUSDC0%9.11%9.39%
AutofinanceEthereum1.52MUSDC0%10.4%9.25%
AccountableMonad45.10MUSDC1%9.78%8.8%
Harvest-financeEthereum1.09MUSDC0%5.51%8.05%
Blend-pools-v2Stellar11.48MUSDC0%8.46%8.02%
AvantisBase36.93MUSDC0%10.66%8.02%
Ember-protocolSui1.07MUSDC0%9.71%8.01%
Ember-protocolSui6.10MUSDC4%12%8%
Lista-lendingBSC2.42MUSDT5.72%8.71%7.94%
Ember-protocolEthereum4.63MUSDC0%7%7.87%
Ember-protocolSui2.84MUSDC0%7.43%7.66%
AccountableMonad4.86MUSDC1%8.74%7.28%
Ember-protocolSui1.52MUSDC0%9.38%7.22%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.30MUSDT2%9%7%
Zerobase-cedefiBSC2.09MUSDC2%8.76%6.76%
Zerobase-cedefiBSC23.90MUSDT2%8.76%6.76%
LazyEthereum1.02MUSDC0%8.14%6.2%
Extra-finance-leverage-farmingBase3.78MUSDC0%6.32%6.05%
Fluid-lendingArbitrum35.14MUSDC0%5.64%5.85%
Storm-tradeTON3.58MUSDT0%5.94%5.8%
Harvest-financeBase1.86MUSDC0%9.79%5.68%
Hyperlend-pooledHyperliquid L110.29MUSDC0%5.11%5.64%
AutofinanceEthereum7.41MUSDC0.44%4.94%5.62%
Gains-networkBase2.19MUSDC0%3.27%5.56%
Kamino-lendSolana4.83MUSDC0%5.52%5.5%
Fusion-by-iporEthereum1.15MUSDC0%6.07%5.48%
AutofinanceBase7.13MUSDC2.13%8.31%5.4%
Kamino-lendSolana6.47MUSDC0%5.25%5.23%
Ember-protocolSui1.13MUSDC0%7.92%5.18%
Fluid-lendingEthereum102.05MUSDT1.26%4.17%5.17%
Fluid-lendingBase9.12MUSDC0%5.46%5.16%
Ember-protocolEthereum2.71MUSDC0%7.32%5.02%
Ember-protocolSui7.33MUSDC0%7.07%5.02%
Folks-finance-lendingAlgorand1.07MUSDC0%4.46%4.86%
Lista-lendingBSC4.44MUSDT0.12%2.14%4.84%
Navi-lendingSui3.15MUSDC0.51%4.96%4.83%
Lista-lendingBSC6.75MUSDT0%1.59%4.71%
AmpleBase4.31MUSDC0%4.76%4.65%
Yearn-financeEthereum5.12MUSDC0%5.34%4.58%
Flux-financeEthereum1.71MUSDT0%4.59%4.58%
Yearn-financeEthereum11.54MUSDC0%5.02%4.43%
Folks-finance-xchainPolygon1.08MUSDT0%4.52%4.33%
ExactlyOP Mainnet1.71MUSDC0%4.16%4.19%
SparklendEthereum23.40MUSDT0%3.2%4.18%
Venus-fluxBSC9.36MUSDT0%3.2%4.17%
ExactlyOP Mainnet1.71MUSDC0%4.13%4.16%
Moonwell-lendingBase1.54MUSDC1.03%6.58%4.15%
Euler-v2Monad1.38MUSDC0%5.92%4.12%
Ember-protocolSui1.13MUSDC0%8.58%4.09%
ExactlyOP Mainnet1.71MUSDC0%4.05%4.08%
MapleEthereum832.23MUSDT0%4.26%4.05%
ExactlyOP Mainnet1.71MUSDC0%3.97%4.05%
ExactlyOP Mainnet1.71MUSDC0%3.95%4.04%
ExactlyOP Mainnet1.71MUSDC0%3.97%4.02%
SparklendEthereum3.59MUSDC0%4.14%4%
ExactlyOP Mainnet1.71MUSDC0%3.95%3.99%
Yearn-financeBase1.72MUSDC0%80.74%3.98%
ExactlyOP Mainnet1.71MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.71MUSDC0%1.89%3.8%
Kamino-lendSolana1.28MUSDT0%3.49%3.8%
Centrifuge-protocolPharos15.05MUSDC0%3.18%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.48%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.48%3.77%
Centrifuge-protocolMonad4.51MUSDC0%3.69%3.77%
Yearn-financeEthereum2.67MUSDC0%3.57%3.74%
Flux-financeEthereum2.60MUSDC0%3.69%3.71%
Yo-protocolBase14.28MUSDC0%4.16%3.69%
Yo-protocolEthereum2.80MUSDC0%4.16%3.69%
Aave-v3Avalanche2.72MUSDT0%5.15%3.69%
TermmaxBase1.25MUSDC0%4.14%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum348.4M8.51%
Avalanche12.7M3.69%
Base1286M5.45%
BSC974.6M5.86%
Ethereum241.1B6.99%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.33%
Solana312.6M4.84%
TON13.6M5.8%
zkSync Era000%