Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/09/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%22.3%28.79%
Neutral-tradeSolana2.25MUSDC0%31.84%21.28%
EnsuroEthereum1.11MUSDC0%21.64%20.43%
Harvest-financeBase1.84MUSDC0%12.42%20.29%
Harvest-financeEthereum1.16MUSDC0%8.83%16.88%
Neutral-tradeSolana2.29MUSDC0%8.69%16.41%
AccountableMonad7.50MUSDC0.97%19.24%16.34%
Gains-networkArbitrum4.61MUSDC0%7.42%15.85%
AccountableEthereum3.21MUSDC0%11.78%15.22%
AccountableEthereum1.06MUSDC1.25%15.5%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.02MUSDC0%12.89%12.9%
AccountableEthereum11.70MUSDC0%11.79%12.51%
AccountableMonad5.04MUSDC0.5%12.12%11.64%
Ember-protocolSui1.32MUSDC0%10.12%11.58%
AccountableMonad75MUSDC0.37%13.43%11.2%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
AvantisBase14.93MUSDC0%5.83%10.48%
Ember-protocolSui7.56MUSDC0%10.25%10.03%
AguaEthereum6.90MUSDC0%10%10%
Ember-protocolEthereum17.30MUSDC0%8.64%9.92%
Ember-protocolEthereum3.39MUSDC0%9.62%9.54%
SymbiosisTron1.05MUSDT0%6.69%9.46%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Ember-protocolEthereum10.27MUSDC0%9.56%9.15%
YieldseekerBase1.09MUSDC0%8.96%8.83%
Midas-rwaEthereum6.71MUSDC0%7.22%8.03%
Midas-rwaEthereum2.51MUSDC0%7.22%8.03%
Bitway-earnBSC25.02MUSDT0%8%8%
Ember-protocolSui9.40MUSDC4%12%8%
Pareto-creditEthereum145.04MUSDC0%7.99%7.82%
Midas-rwaEthereum7.75MUSDC0%8.39%7.66%
Midas-rwaEthereum64.64MUSDC0%8.79%7.55%
Blend-pools-v2Stellar10.22MUSDC0%6.6%7.52%
Bitway-earnBSC6.44MUSDT0%6.53%7.5%
Harmonix-financeHyperliquid L123.48MUSDC0%6.52%7.28%
Harvest-financeBase1.15MUSDC0%6.62%7.15%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
Sentora-curatorEthereum65.59MUSDC0%6.41%7.09%
AccountableMonad1.49MUSDC0.5%7.66%7.03%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Yearn-financeEthereum6.08MUSDC0%6.61%6.77%
Zerobase-cedefiBSC18.53MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum9.28MUSDC0%6.34%6.73%
Fusion-by-iporBase1.15MUSDC0%6.07%6.69%
Extra-finance-leverage-farmingBase3.58MUSDC0%7.03%6.48%
Midas-rwaEthereum36.30MUSDC0%6.89%6.43%
LoopscaleSolana3.46MUSDC0.31%7%6.35%
AccountableMonad9.11MUSDC0.5%7.12%6.13%
SymbiosisEthereum1.53MUSDC0%4.74%6.1%
AccountableEthereum1.70MUSDC21.69%26.04%6.05%
Euler-v2Monad1.15MUSDC1.25%9.48%6.03%
AutofinanceBase4.73MUSDC3.97%7.9%5.88%
Hyperlend-pooledHyperliquid L112.80MUSDC0%6.37%5.86%
SparklendEthereum13.75MUSDT0%3.6%5.84%
Centrifuge-protocolAvalanche262.03MUSDC0%5.26%5.76%
Centrifuge-protocolBase50.53MUSDC0%5.26%5.76%
Centrifuge-protocolEthereum7.53MUSDC0%5.24%5.76%
Alchemix-v3Ethereum7.93MUSDC0%4.9%5.68%
Fusion-by-iporEthereum1.27MUSDC0%5.33%5.54%
Kamino-lendSolana14.21MUSDC0%7.38%5.51%
Midas-rwaEthereum6.42MUSDC0%8.11%5.43%
Midas-rwaEtherlink1.12MUSDC0%8.1%5.43%
Venus-fluxBSC1.95MUSDT0%2.45%5.4%
AutofinanceEthereum8.06MUSDC0.87%5.89%5.37%
Storm-tradeTON3.10MUSDT0%5.46%5.36%
SymbioticEthereum1.01MUSDC0%5.74%5.32%
SymbioticEthereum1.01MUSDC0%5.74%5.32%
Fusion-by-iporEthereum2.59MUSDC0%5.72%5.31%
Yearn-financeBase1.71MUSDC0%4.98%5.05%
Midas-rwaEthereum1.80MUSDC0%11.38%4.98%
Compound-v3Ethereum35.40MUSDC0%4.42%4.86%
Fluid-lendingBase8.83MUSDC0%5.07%4.78%
Lista-lendingBSC2.43MUSDT1.73%7.27%4.78%
Kamino-lendSolana3.93MUSDC0%5.85%4.76%
Navi-lendingSui7.52MUSDC0.47%5.51%4.72%
Midas-rwaEtherlink4.83MUSDC0%11.52%4.71%
MapleEthereum1BUSDT0%4.37%4.69%
Nawa-protocolZIGChain3.42MUSDC0%8.72%4.65%
Fluid-lendingEthereum136.62MUSDT0%4.75%4.58%
Fusion-by-iporBase1.17MUSDC3.5%7.31%4.55%
Fluid-lendingEthereum148.57MUSDC0%4.97%4.48%
Fluid-lendingEthereum4.02MUSDC0%4.97%4.48%
Flux-financeEthereum1.89MUSDT0%4.42%4.47%
ExactlyOP Mainnet1.77MUSDC0%4.37%4.38%
ExactlyOP Mainnet1.77MUSDC0%4.31%4.32%
ExactlyOP Mainnet1.77MUSDC0%4.27%4.3%
ExactlyOP Mainnet1.77MUSDC0%4.2%4.24%
ExactlyOP Mainnet1.77MUSDC0%4.21%4.2%
Benqi-lendingAvalanche3.75MUSDC0%4.58%4.17%
TermmaxEthereum3.34MUSDC0%4.04%4.16%
DolomiteArbitrum1.38MUSDC0%4.36%4.15%
ExactlyOP Mainnet1.77MUSDC0%4.07%4.12%
Yo-protocolBase8.40MUSDC0%4.13%4.12%
Yo-protocolEthereum1.51MUSDC0%4.13%4.12%
ExactlyOP Mainnet1.77MUSDC0%3.85%4.04%
Kamino-lendSolana4.56MUSDC0%6.24%4.03%
Euler-v2Monad1.32MUSDC0%3.91%4.01%
Aave-v3Avalanche2.43MUSDT0%3.67%3.98%
Ember-protocolEthereum2.04MUSDC0%3.46%3.93%
TydroInk10.68MUSDC0%2.89%3.92%
Aave-v4Ethereum1.31MUSDT0%2.9%3.9%
Jupiter-lendSolana464.07MUSDC0.39%5.16%3.86%
Aave-v3Ethereum173.30MUSDT0%3.18%3.86%
Aave-v3Ethereum68.62MUSDT1.49%4.59%3.86%
Yearn-financeEthereum2.43MUSDC0%3.67%3.84%
ExactlyOP Mainnet1.77MUSDC0%4.04%3.82%
Jupiter-lendSolana18.47MUSDT0%3.8%3.79%
Yearn-financeEthereum19.89MUSDC0%3.5%3.78%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
ExactlyOP Mainnet1.77MUSDC0%3.37%3.77%
AmpleBase4.41MUSDC0%4.06%3.75%
Aave-v3Polygon1.11MDAI0%4.15%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Aave-v3Base18.77MUSDC0%3.49%3.71%
Aave-v3Monad13.05MUSDC2%5.53%3.66%
Midas-rwaEthereum72.17MUSDC0%3.26%3.64%
Midas-rwaEtherlink1.22MUSDC0%3.26%3.64%
Kamino-lendSolana1.88MUSDC0%5.22%3.63%
Aave-v3Ethereum148.76MUSDC0%3.81%3.6%
Aave-v3Ethereum58.55MUSDC1.66%5.3%3.6%
Spark-savingsEthereum309.97MUSDC0%3.53%3.6%
Spark-savingsAvalanche9.52MUSDC0%3.53%3.6%
SparklendEthereum2MUSDC0%3.48%3.54%
Kamino-lendSolana22.69MUSDC0%5.01%3.53%
Fluid-lendingArbitrum63.49MUSDC0%4.51%3.5%
Yearn-financeEthereum5.78MUSDT0%3.18%3.37%
Yearn-financeEthereum7.44MDAI0%3.17%3.33%
LoopscaleSolana1.32MUSDC7.42%9.76%3.33%
Native-credit-poolEthereum1.83MUSDT0%3.12%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Avalanche7.99MUSDC0%3.69%3.25%
DolomiteEthereum30.58MUSDC4.02%7.52%3.25%
Spark-savingsEthereum356.74MUSDT0%3.06%3.25%
Centrifuge-protocolMonad4.55MUSDC0%3.51%3.25%
Centrifuge-protocolPharos4.40MUSDC0%3.53%3.25%
Kamino-lendSolana2.36MUSDT0%4.04%3.17%
Euler-v2Ethereum3.96MUSDC0%3.17%3.16%
Native-credit-poolBSC1.58MUSDT0%3.12%3.14%
CurvanceMonad2.84MUSDC2.25%5.28%3.01%
Compound-v3Ethereum31.26MUSDT0%3.1%2.99%
Aave-v3Ethereum18.96MDAI0%2.79%2.99%
Lista-lendingBSC2.75MUSDT0%1.2%2.97%
Aave-v3Mantle1.26MUSDC0%1.84%2.89%
Compound-v3Arbitrum3.08MUSDC0%2.77%2.85%
SaveSolana6.05MUSDC0%2.52%2.83%
Aave-v3BSC11.34MUSDT0%2.25%2.82%
Aave-v3Polygon12.25MUSDC0%2.84%2.81%
Aave-v3Arbitrum28.87MUSDC0%2.41%2.76%
Venus-core-poolBSC63.21MUSDT0%2.31%2.74%
Aave-v3BSC2.93MUSDC0%2.9%2.72%
Compound-v3Arbitrum4.13MUSDT0%2.38%2.58%
Aave-v3Ethereum1.53MUSDC0%2.58%2.58%
Centrifuge-protocolEthereum1.87MUSDC0%2.06%2.53%
Aave-v3OP Mainnet2.37MUSDC0%2.57%2.49%
SparklendEthereum100.09MDAI0%2.21%2.46%
Lista-lendingBSC2.66MUSDT0%2.26%2.42%
Spectra-metavaultsBase3.02MUSDC0%2.56%2.31%
Gami-labsBase3.02MUSDC0%2.55%2.31%
Euler-v2Ethereum1.21MUSDC25%13.09%2.26%
Justlend-v1Tron73.45MUSDT0%2.29%2.25%
Venus-core-poolBSC20.62MUSDC0%2.28%2.06%
Midas-rwaEthereum26.21MUSDC0%5.55%2.04%
Aave-v3Arbitrum1.08MDAI0%1.96%2.01%
Aave-v3Sonic1.14MUSDC0%1.87%1.88%
Venus-core-poolBSC1.02MDAI0%1.83%1.83%
Echelon-marketAptos1.47MUSDC1.55%3.46%1.76%
SaveSolana2.36MUSDT0%1.55%1.72%
CurrentSui15.01MUSDC7.54%9.63%1.67%
Neutral-tradeSolana3.33MUSDC0%6.05%1.67%
NeverlandMonad2MUSDC7.3%8.72%1.64%
Aave-v4Ethereum2.03MUSDC0%1.87%1.42%
ExactlyOP Mainnet1.77MUSDC0%0.96%0.85%
Zest-v2Stacks10.14MUSDC0%0.59%0.77%
Kamino-lendSolana2.23MUSDC0%0.25%0.56%
Kamino-lendSolana2.05MUSDC0%0.37%0.55%
Lista-lendingEthereum2.85MUSDT6.78%5.97%0.47%
Aave-v4Avalanche5.32MUSDC4.7%2.91%0.42%
Lista-lendingEthereum4.51MUSDC7.16%6.83%0.37%
AcrossEthereum1.10MUSDC4.16%4.2%0.33%
Aave-v4Avalanche1.15MUSDT6.52%2.83%0.19%
TectonicCronos45.05MUSDT0%0.2%0.15%
TectonicCronos53.76MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.25%1.35%0.08%
CredixSolana13.48MUSDC0%0.04%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.3M5.09%
Avalanche7292.2M3.05%
Base17138.9M6.42%
BSC14162.5M4.28%
Ethereum743.3B5.71%
Hyperliquid000%
Mantle11.3M2.89%
Optimism000%
Polygon213.4M3.28%
Solana18571M4.83%
TON13.1M5.36%
zkSync Era000%