Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/05/2026 03:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%129.71%153.72%
Ember-protocolSui1.81MUSDC0%10.8%13.35%
Canto-lendingCanto1.35MUSDC0%13.05%13.34%
Ember-protocolEthereum2.78MUSDC0%10.7%13.03%
Ember-protocolEthereum44.06MUSDC13%21.14%12.52%
Harvest-financeBase1.97MUSDC0%8.52%12.25%
AvantisBase45.35MUSDC0%10.1%11.89%
AutofinanceEthereum2.03MUSDC0%9.23%11.63%
Ember-protocolSui7.88MUSDC0%11.92%10.99%
Ember-protocolSui1.17MUSDC0%8.77%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11%10.57%
BitwayBSC17.45MUSDT0%10.7%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
Harmonix-financeHyperliquid L19.81MUSDC0%10.86%9.48%
YieldseekerBase1.24MUSDC0%9.03%9.34%
Blend-pools-v2Stellar10.54MUSDC0%9.03%8.62%
Ember-protocolSui1.13MUSDC0%6.81%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Benqi-lendingAvalanche2.14MUSDC0%9.21%7.97%
Ember-protocolSui2.70MUSDC0%8.31%7.56%
Fluid-lendingArbitrum41.11MUSDC0%6.35%7.19%
LoopscaleSolana1.76MUSDC1.06%8.27%7.14%
Gains-networkArbitrum5.15MUSDC0%6.59%7.09%
Fusion-by-iporEthereum1.39MUSDC0%4.78%7.05%
Aave-v3Avalanche4.34MUSDC0%6.59%7.05%
Ember-protocolEthereum4.51MUSDC0%7.43%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Spectra-metavaultsBase6.60MUSDC1.41%4.52%6.54%
Extra-finance-leverage-farmingBase3.57MUSDC0%6.03%6.5%
SparklendEthereum18.30MUSDT0%3.08%6.17%
Storm-tradeTON3.68MUSDT0%6.5%6.14%
SymbiosisTron1.26MUSDT0%7.23%5.98%
Aave-v3Avalanche2.16MUSDT0%7.45%5.81%
Venus-fluxBSC2.47MUSDC0%4.72%5.61%
Kamino-lendSolana6.96MUSDC0%5.37%5.56%
LoopscaleSolana1.17MUSDC0%5.5%5.56%
Fluid-lendingBase13.68MUSDC0%6.42%5.55%
Hyperlend-pooledHyperliquid L112.02MUSDC0%5.23%5.3%
Ember-protocolSui1.17MUSDC0%7.18%5.23%
AutofinanceBase7MUSDC3.26%8.81%5.15%
Scallop-lendSui1.27MUSDC0%5.4%5.14%
SymbiosisEthereum1.22MUSDC0%6.8%5%
Yearn-financeEthereum3.30MUSDC0%6.36%5%
AbyssSui1.89MUSDC0%9.66%4.88%
Yearn-financeEthereum10.58MUSDC0%5%4.75%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
DolomiteArbitrum1.53MUSDC0%5.46%4.56%
TermmaxBase1.26MUSDC0%2.28%4.55%
AmpleBase4.35MUSDC0%4.57%4.48%
MapleEthereum889.82MUSDT0%4.55%4.37%
Yo-protocolBase16.10MUSDC7.8%13.62%4.35%
Yo-protocolEthereum3.35MUSDC7.8%13.64%4.35%
Folks-finance-lendingAlgorand1.49MUSDC0%4.41%4.25%
ExactlyOP Mainnet1.59MUSDC0%4.06%4.16%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.13%
Euler-v2Monad2.38MUSDC1.46%8.48%4.11%
Moonwell-lendingBase1.63MUSDC1.17%5.17%4.09%
SparklendEthereum3.87MUSDC0%4.16%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.93%4.04%
ExactlyOP Mainnet1.59MUSDC0%4.03%4%
ExactlyOP Mainnet1.59MUSDC0%3.85%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.42%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.79%3.93%
NeverlandMonad14.46MUSDC4.81%8.46%3.83%
Harvest-financeEthereum1.09MUSDC0%4.94%3.82%
Harvest-financeEthereum1.09MUSDC0%4.94%3.82%
Ember-protocolSui1.57MUSDC10.59%13.84%3.8%
Navi-lendingSui8.69MUSDC0.58%4.7%3.79%
Yearn-financeEthereum2.66MUSDC0%3.27%3.78%
Gains-networkBase2.19MUSDC0%2.21%3.74%
Fluid-lendingEthereum7.47MUSDC0%3.88%3.69%
Fluid-lendingEthereum197.74MUSDC0.99%4.98%3.69%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Lazy-summer-protocolBase1.38MUSDC0.73%4.13%3.68%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum427.82MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum455.7M6.46%
Avalanche437.1M6.12%
Base14108.2M16.85%
BSC446.3M7.41%
Ethereum231.7B6.23%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.9M6.09%
TON13.7M6.14%
zkSync Era000%