Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/04/2026 23:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.76%12.76%
Euler-v2Avalanche1.81MUSDC0%6.17%12.15%
Bracket-vaultsEthereum2.70MUSDC0%12.06%11.61%
AvantisBase60.95MUSDC0%9.61%11.4%
BitwayBSC13.33MUSDT0%11.61%11%
AutofinanceArbitrum2.25MUSDC1.55%7.82%10.11%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
Blend-pools-v2Stellar10.29MUSDC0%9.33%8.9%
AbyssSui1.86MUSDC0%8.85%8.71%
Spectra-metavaultsBase7.29MUSDC2.08%93.34%8.23%
LoopscaleSolana1.15MUSDC0.62%8.38%7.76%
Storm-tradeTON3.98MUSDT0%4.71%7.03%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6.04%6.94%
AutofinanceEthereum9.69MUSDC0.56%5.7%6.83%
SymbiosisEthereum1.46MUSDC0%6.24%6.82%
Zerobase-cedefiBSC23.46MUSDT2%9.15%6.76%
Zerobase-cedefiBSC1.32MUSDC2%8.85%6.76%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.07%5.64%
Gains-networkArbitrum8.63MUSDC0%6.34%5.57%
Wasabi-perpsBase4.64MUSDC0%4.57%5.41%
Project-0Solana2.32MUSDC0%4.76%5.3%
LoopscaleSolana1.96MUSDC0%5.1%5.22%
AutofinanceBase6.81MUSDC3.19%6.69%5.11%
DeltaprimeAvalanche1.17MUSDC0%5.3%5.06%
Harvest-financeEthereum1.08MUSDC0%1.38%4.84%
Harvest-financeEthereum1.08MUSDC0%1.38%4.84%
AutofinanceEthereum8.76MUSDC0%4.23%4.77%
Wasabi-perpsSolana1.29MUSDC0%5.56%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Benqi-lendingAvalanche4.40MUSDC0%3.98%4.6%
TermmaxEthereum2.01MUSDC0%2.11%4.54%
TermmaxEthereum2.74MUSDC0%2.06%4.54%
TermmaxEthereum11.22MUSDC0%2.05%4.54%
Yo-protocolEthereum8.48MUSDC12%14.07%4.53%
Yo-protocolBase25.94MUSDC12%14.06%4.53%
Scallop-lendSui1.94MUSDC0%4.71%4.38%
Fluid-lendingArbitrum33.02MUSDC1.05%6.05%4.37%
SparklendEthereum1.89MUSDC0%4.11%4.14%
Hyperlend-pooledHyperliquid L115.13MUSDC0%4.12%4.1%
TermmaxBase1.24MUSDC0%3.87%4.03%
ExactlyOP Mainnet1.55MUSDC0%2.61%3.99%
Benqi-lendingAvalanche1.94MUSDT0%4.41%3.99%
ExactlyOP Mainnet1.55MUSDC0%3.66%3.98%
Yearn-financeEthereum6.85MUSDC0%4.06%3.93%
Euler-v2Monad1.91MUSDC0%1.89%3.9%
ExactlyOP Mainnet1.55MUSDC0%4.17%3.83%
Yearn-financeEthereum8.86MDAI0%3.14%3.81%
Euler-v2Ethereum28.35MUSDC0%3.63%3.79%
ExactlyOP Mainnet1.55MUSDC0%3.45%3.79%
Yearn-financeBase1.78MUSDC0%3.31%3.78%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.8%3.77%
NeverlandMonad17.92MUSDC4.24%8.37%3.76%
Spark-savingsEthereum405.98MUSDC0%3.75%3.75%
Spark-savingsAvalanche64.55MUSDC0%3.75%3.75%
ExactlyOP Mainnet1.55MUSDC0%1.89%3.74%
Folks-finance-lendingAlgorand1.94MUSDC0%3.51%3.74%
ExactlyOP Mainnet1.55MUSDC0%3.93%3.73%
ExactlyOP Mainnet1.55MUSDC0%3.99%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.95%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.66%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum553M6.35%
Avalanche573.9M5.91%
Base9114.7M6.12%
BSC338.1M8.17%
Ethereum20598M5.33%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana46.7M5.75%
TON14M7.03%
zkSync Era000%