Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Apr 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/04/2026 19:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4693.13%212.73%
BitwayBSC11.93MUSDT0%12%12%
Bracket-vaultsEthereum2.73MUSDC0%12.51%11.99%
GoldfinchEthereum37.26MUSDC0%10.01%10.06%
SymbiosisEthereum1.50MUSDC0%5.02%9.78%
Blend-pools-v2Stellar9.58MUSDC0%9.31%9.31%
AvantisBase66.07MUSDC0%9.46%8.82%
AbyssSui1.91MUSDC0%8.64%8.66%
Harvest-financeBase2.03MUSDC0%5.63%7.87%
Gains-networkArbitrum8.82MUSDC0%6.95%7.76%
LoopscaleSolana1.07MUSDC1.26%8.05%7.14%
SymbiosisTron1.17MUSDT0%5.31%7.13%
Zerobase-cedefiEthereum14.46MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Euler-v2Avalanche2.47MUSDC0%6.5%6.81%
Zerobase-cedefiBSC23.27MUSDT2%9.55%6.76%
Zerobase-cedefiBSC1.34MUSDC2%8.95%6.76%
WasabiSolana1.09MUSDC0%4.6%6%
Yearn-financeEthereum1.65MUSDC0%5%5.55%
Spectra-metavaultsBase5.04MUSDC0.21%8.93%5.37%
DolomiteEthereum8.97MUSDC0%5.31%5.21%
DeltaprimeAvalanche1.15MUSDC0%5.56%5.14%
Yo-protocolEthereum11.14MUSDC0%15.05%5.08%
Yo-protocolBase28.26MUSDC0%15.56%5.08%
LoopscaleSolana1.65MUSDC0%4.68%5.02%
Extra-finance-leverage-farmingBase4.15MUSDC0%5.14%4.99%
Scallop-lendSui1.66MUSDC0%4.46%4.84%
AutofinanceEthereum8.74MUSDC0%3.39%4.78%
Woofi-earnArbitrum1.14MUSDC0%5.14%4.74%
AutofinanceBase8.57MUSDC2.06%5.88%4.56%
Flux-financeEthereum1.74MUSDT0%4.54%4.54%
Lazy-summer-protocolEthereum4.53MUSDC0.53%3.97%4.39%
ExactlyOptimism1.69MUSDC0%4.23%4.28%
ExactlyOptimism1.69MUSDC0%4.13%4.17%
Benqi-lendingAvalanche2.05MUSDT0%4.76%4.1%
SparklendEthereum2.02MUSDC0%4.15%4.07%
ExactlyOptimism1.69MUSDC0%4.02%4.06%
Navi-lendingSui10.66MUSDC0.48%4.61%4.04%
Euler-v2Arbitrum1.30MUSDC0%3.1%4.01%
Hyperlend-pooledHyperliquid L120.64MUSDC0%3.87%4.01%
ExactlyOptimism1.69MUSDC0%3.77%4%
ExactlyOptimism1.69MUSDC0%4.14%3.95%
Yearn-financeEthereum3.83MUSDC0%4.45%3.93%
AutofinanceEthereum9.89MUSDC0.53%5.44%3.87%
Benqi-lendingAvalanche6.18MUSDC0%3.89%3.85%
Aave-v3Polygon1.17MDAI0%3.44%3.84%
Fluid-lendingArbitrum31.03MUSDC0.93%5.67%3.83%
ExactlyOptimism1.69MUSDC0%3.65%3.8%
Euler-v2Ethereum28.28MUSDC0%3.38%3.79%
MapleEthereum1.94BUSDT0%3.94%3.78%
Flux-financeEthereum2.45MUSDC0%3.97%3.76%
Spark-savingsEthereum395.21MUSDC0%3.77%3.75%
Spark-savingsAvalanche70.04MUSDC0%3.77%3.75%
NeverlandMonad16MUSDC4.43%8.63%3.74%
Moar-marketAptos1.04MUSDC3.89%8.16%3.72%
Moar-marketAptos1.04MUSDC3.89%8.16%3.72%
ExactlyOptimism1.69MUSDC0%3.27%3.71%
WasabiBase3.41MUSDC0%3.94%3.71%
ExactlyOptimism1.69MUSDC0%3.65%3.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.2M5.47%
Avalanche581.9M4.73%
Base7117.5M5.77%
BSC336.5M8.51%
Ethereum182.5B17.12%
Hyperliquid000%
Mantle000%
Optimism813.5M3.96%
Polygon11.2M3.84%
Solana33.8M6.05%
TON000%
zkSync Era000%