Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/08/2026 05:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%1.27%100.6%
Kamino-lendSolana3.37MUSDC0%4.88%26.03%
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
EnsuroEthereum1.10MUSDC0%21.56%20.46%
Midas-rwaEtherlink4.83MUSDC0%10.76%16.26%
AccountableEthereum2.03MUSDC18.35%25.85%16.25%
Harvest-financeBase1.86MUSDC0%10.96%14.58%
AccountableEthereum1.06MUSDC1.25%15.22%14.25%
Harvest-financeEthereum1.23MUSDC0%7.41%14.06%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.06MUSDC0%12.89%12.9%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
Midas-rwaEthereum1.76MUSDC0%11.79%11.59%
AccountableEthereum3.29MUSDC0%10.83%11.55%
Gains-networkArbitrum4.53MUSDC0%5.81%11.41%
AccountableMonad75MUSDC0.28%14.74%11.2%
Aave-v3Ethereum25.67MUSDC0%3.82%11.16%
Ember-protocolSui1.42MUSDC0%10.23%11.04%
Kamino-lendSolana4.36MUSDC0%7.03%10.99%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
Ember-protocolSui7.29MUSDC0%10.11%10.11%
AguaEthereum6.15MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.19MUSDC0%9.57%8.67%
Ember-protocolEthereum17.15MUSDC0%7.97%8.41%
YieldseekerBase1.12MUSDC0%9.24%8.15%
Pareto-creditEthereum168.51MUSDC0%8.05%8.02%
Bitway-earnBSC26.27MUSDT0%8%8%
Ember-protocolSui9.31MUSDC4%12%8%
Midas-rwaEthereum7.69MUSDC0%8.83%7.73%
Bitway-earnBSC6.36MUSDT0%5.92%7.5%
Kamino-lendSolana4.22MUSDC0%5.52%7.49%
Midas-rwaEthereum64.46MUSDC0%9.43%7.48%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.94%7.12%
AccountableMonad1.48MUSDC0.41%7.8%7.03%
LoopscaleSolana1.36MUSDC0.3%6.99%7.02%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.34%6.94%
Midas-rwaEthereum2.51MUSDC0%7.34%6.93%
Extra-finance-leverage-farmingBase3.42MUSDC0%7.1%6.83%
SymbiosisTron1.37MUSDT0%5.91%6.79%
Harvest-financeBase1.13MUSDC0%6.39%6.79%
Harmonix-financeHyperliquid L124.54MUSDC0%6.4%6.76%
Zerobase-cedefiBSC18.69MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum8.90MUSDC0%6.11%6.7%
Midas-rwaEthereum36.40MUSDC0%7.54%6.68%
Fusion-by-iporEthereum2.69MUSDC0%5.67%6.64%
Blend-pools-v2Stellar10.18MUSDC0%6.62%6.54%
Ember-protocolSui1.07MUSDC0%8.11%6.51%
Yearn-financeEthereum6.12MUSDC0%6.67%6.46%
Kamino-lendSolana1.26MUSDT0%3.9%6.36%
Euler-v2Monad1.17MUSDC1.25%9.84%6.21%
Aave-v3Avalanche3.88MUSDC0%3.65%6.16%
AccountableMonad11.02MUSDC0.42%7.5%6.13%
SentoraEthereum42.77MUSDC0%6.3%6.07%
Midas-rwaEthereum6.42MUSDC0%8.88%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.86%6.02%
Fusion-by-iporBase1.13MUSDC0%5.79%5.97%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.46%5.78%
Fluid-lendingBase9.04MUSDC0%5.11%5.53%
Navi-lendingSui5.02MUSDC0.53%5.54%5.44%
Alchemix-v3Ethereum7.98MUSDC0%4.64%5.43%
Storm-tradeTON3.06MUSDT0%5.53%5.36%
Kamino-lendSolana2.08MUSDC0%5.22%5.34%
AutofinanceBase7.66MUSDC2.26%7.82%5.33%
AutofinanceEthereum8.02MUSDC0.85%5.85%5.15%
Fluid-lendingEthereum140.40MUSDT0%4.7%5.14%
Yearn-financeBase1.77MUSDC0%4.95%5.04%
Hyperlend-pooledHyperliquid L120.70MUSDC0%6.71%4.89%
Centrifuge-protocolMonad10.08MUSDC0%6.46%4.88%
DolomiteArbitrum1.10MUSDC0%4.25%4.83%
Benqi-lendingAvalanche2.75MUSDC0%4.48%4.8%
Fusion-by-iporBase1.14MUSDC2.5%7.27%4.71%
Fluid-lendingEthereum149.63MUSDC0%4.93%4.69%
Fluid-lendingEthereum4.33MUSDC0%4.94%4.69%
Centrifuge-protocolAvalanche261.75MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.23%4.66%
MapleEthereum1.02BUSDT0%4.23%4.56%
Jupiter-lendSolana447.87MUSDC0.67%5.15%4.56%
Fluid-lendingArbitrum52.32MUSDC0%4.8%4.54%
Lista-lendingBSC2.49MUSDT1.6%7.25%4.47%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
ExactlyOP Mainnet1.69MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.69MUSDC0%4.3%4.32%
Jupiter-lendSolana17.86MUSDT0%3.61%4.31%
SymbiosisEthereum1.33MUSDC0%4.71%4.3%
ExactlyOP Mainnet1.69MUSDC0%4.25%4.29%
ExactlyOP Mainnet1.69MUSDC0%4.18%4.21%
Yo-protocolBase9.08MUSDC0%4.13%4.21%
Yo-protocolEthereum1.51MUSDC0%4.13%4.21%
ExactlyOP Mainnet1.69MUSDC0%4.2%4.2%
TydroInk9.73MUSDC0%2.34%4.19%
Euler-v2Monad1.23MUSDC0%3.74%4.1%
ExactlyOP Mainnet1.69MUSDC0%4.03%4.09%
TermmaxEthereum3.34MUSDC0%4.05%4.08%
ExactlyOP Mainnet1.69MUSDC0%3.76%3.98%
Moonwell-lendingBase2.09MUSDC0.08%6.76%3.92%
Compound-v3Ethereum35.93MUSDC0.1%3.96%3.91%
ExactlyOP Mainnet1.69MUSDC0%4.11%3.8%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.06%3.76%
Yearn-financeEthereum2.43MUSDC0%3.61%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum20.23MUSDC0%3.36%3.72%
Aave-v3Avalanche2.46MUSDT0%3.41%3.7%
Ember-protocolEthereum2.04MUSDC0%3.18%3.69%
AccountableMonad1.06MUSDC0%16.49%3.66%
Spark-savingsEthereum308.96MUSDC0%3.52%3.52%
Spark-savingsAvalanche9.67MUSDC0%3.52%3.52%
Centrifuge-protocolMonad4.55MUSDC0%3.79%3.49%
Centrifuge-protocolPharos4.40MUSDC0%3.82%3.49%
SparklendEthereum1.99MUSDC0%3.48%3.47%
Aave-v3Base24.26MUSDC0%3.42%3.44%
Aave-v3Ethereum248.28MUSDT0%3%3.36%
Aave-v3Ethereum70.47MUSDT1.45%4.39%3.36%
Project-0Solana1.90MUSDC0%4.31%3.32%
Native-credit-poolEthereum1.77MUSDT0%3.02%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v4Ethereum1.02MUSDC0%3.83%3.29%
Aave-v3Ethereum56.77MUSDC1.71%5.26%3.26%
Aave-v4Ethereum1.46MUSDT0%2.52%3.26%
Spark-savingsEthereum366.77MUSDT0%2.94%3.25%
DolomiteEthereum30.58MUSDC4.15%7.5%3.25%
Yearn-financeEthereum7.42MDAI0%3.12%3.23%
Midas-rwaEthereum71.67MUSDC0%3.35%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.37%3.22%
Native-credit-poolBSC2.36MUSDT0%3.17%3.14%
Euler-v2Ethereum6.97MUSDC0%3.11%3.09%
Yearn-financeEthereum5.77MUSDT0%3.17%3.08%
Aave-v3Monad24.68MUSDC2.3%5.52%3.02%
Compound-v3Ethereum30.02MUSDT0.11%3.14%3.01%
Euler-v2Ethereum5.20MUSDC0%3.96%2.98%
CurvanceMonad2.90MUSDC2.19%5.28%2.97%
Aave-v3Ethereum19.49MDAI0%2.93%2.96%
Aave-v3Polygon12.13MUSDC0%2.8%2.83%
Aave-v3Ethereum1.67MUSDC0%3.06%2.79%
Centrifuge-protocolEthereum1.88MUSDC0%1.86%2.79%
Compound-v3Arbitrum3.48MUSDC0%2.76%2.76%
Venus-core-poolBSC66.32MUSDT0%2.15%2.67%
LoopscaleSolana1.67MUSDC6.88%8.98%2.67%
Compound-v3Arbitrum3.93MUSDT0%2.22%2.63%
Aave-v3BSC2.69MUSDC0%2.99%2.63%
SparklendEthereum61.81MUSDT0%3.7%2.62%
SaveSolana5.81MUSDC0%2.42%2.6%
Aave-v3Ethereum1.53MUSDC0%2.25%2.58%
NeverlandMonad1.54MUSDC7.64%7.79%2.46%
Justlend-v1Tron67.27MUSDT0%2.22%2.45%
Euler-v2Ethereum1.09MUSDC25%9.02%2.42%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Aave-v3BSC14.09MUSDT0%2.17%2.39%
CurrentSui9.18MUSDC7.4%9.69%2.37%
Aave-v3Arbitrum42.37MUSDC0%2.4%2.31%
Venus-fluxBSC2.34MUSDT0%2.5%2.2%
Aave-v3OP Mainnet3.02MUSDC0%2.74%2.2%
Scallop-lendSui1.15MUSDC0%2.63%2.18%
SparklendEthereum117.34MDAI0%2.17%2.17%
Aave-v4Ethereum1.39MUSDC0%2%2.07%
Midas-rwaEthereum26.21MUSDC0%5.59%2.04%
Venus-core-poolBSC20.35MUSDC0%2.42%2.04%
Lista-lendingBSC3.63MUSDT0%2.34%1.95%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
Aave-v3Arbitrum1.24MDAI0%1.97%1.81%
SaveSolana2.16MUSDT0%1.48%1.74%
Echelon-marketAptos1.52MUSDC1.57%3.53%1.55%
Lista-lendingEthereum2.49MUSDT4.89%5.76%1.41%
Lista-lendingBSC3.40MUSDT0%1.04%1.26%
ExactlyOP Mainnet1.69MUSDC0%0.98%0.87%
Lista-lendingEthereum3.27MUSDC7.53%6.45%0.79%
Zest-v2Stacks10.13MUSDC0%0.54%0.59%
Aave-v4Avalanche7.21MUSDC5.88%1.54%0.3%
Aave-v3Mantle3.91MUSDC0%2.53%0.29%
TectonicCronos44.95MUSDT0%0.15%0.15%
TectonicCronos54.02MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.22%1.46%0.07%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.06%4.27%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8116.6M4.66%
Avalanche6287.7M3.86%
Base17135.2M5.57%
BSC16174.1M3.58%
Ethereum753.4B6.95%
Hyperliquid000%
Mantle13.9M0.29%
Optimism000%
Polygon112.1M2.83%
Solana15511M7.99%
TON13.1M5.36%
zkSync Era000%