Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/10/2026 22:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.25MUSDC0%50.24%45.63%
Neutral-tradeSolana1.41MUSDC0%66.89%36.08%
Harvest-financeBase1.82MUSDC0%44.04%24.76%
EnsuroEthereum1.30MUSDC0%21.43%19.92%
AccountableMonad1.14MUSDC0%22.51%19.01%
VerantaBase9.60MUSDC0%19.41%17.75%
AccountableEthereum1.25MUSDC0%14.6%16.87%
Vectis-financeEthereum1.25MUSDC0%12.57%14.87%
Rhea-lendNear1.39MUSDC0%7.9%14.82%
AccountableEthereum1.05MUSDC0.75%14.89%14.25%
Ember-protocolSui8.72MUSDC0%10.5%13.99%
AccountableMonad7.50MUSDC0.98%16.32%13.86%
AccountableEthereum2.33MUSDC11.91%35.5%13.08%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.63MUSDC0%12.97%12.9%
AccountableEthereum3.40MUSDC0%11.38%12.82%
Ember-protocolEthereum5.75MUSDC0%11.02%12.42%
AccountableEthereum11.06MUSDC0%12.34%12.13%
AccountableMonad5.44MUSDC0.5%12.11%11.64%
Rhea-lendNear1.71MUSDT0%8.57%11.26%
Pareto-creditEthereum11.09MUSDC0%10.59%10.59%
Aave-v3Monad8.80MUSDC0%6.11%10.58%
AccountableMonad74.97MUSDC0.42%11.56%10.5%
Fluid-lendingEthereum131.47MUSDC0%4.77%10.46%
Midas-rwaEthereum26.36MUSDC0%8.84%10.21%
Ember-protocolSui9.95MUSDC0%10.13%10.01%
AguaEthereum7.99MUSDC0%10%10%
Ember-protocolEthereum3.71MUSDC0%9.59%9.51%
Pareto-creditEthereum1.98MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.45MUSDC0%9.88%9.29%
Neutral-tradeSolana2.44MUSDC0%12.34%8.84%
Centrifuge-protocolEthereum2.68MUSDT0%5.21%8.83%
Midas-rwaEthereum31.30MUSDC0%7.31%8.38%
Harvest-financeBase1.18MUSDC0%7.08%8.07%
Pareto-creditEthereum127.25MUSDC0%7.9%8.06%
Bitway-earnBSC23.53MUSDT0%8%8%
Ember-protocolSui8.75MUSDC4%12%8%
Neutral-tradeSolana4.26MUSDC0%13.64%7.98%
Neutral-tradeSolana1.39MUSDC0%8.63%7.92%
Centrifuge-protocolAvalanche262.89MUSDC0%3.83%7.67%
Centrifuge-protocolBase22.75MUSDC0%3.82%7.67%
Centrifuge-protocolBSC1.02MUSDC0%3.82%7.67%
Centrifuge-protocolEthereum9.31MUSDC0%3.78%7.66%
Coinmerce-capitalHyperliquid L11.74MUSDC0%5.91%7.64%
Midas-rwaEthereum65.77MUSDC0%7.55%7.6%
Sentora-curatorEthereum95.69MUSDC0%7.44%7.54%
Midas-rwaEthereum6.62MUSDC0%6.73%7.51%
Bitway-earnBSC2.11MUSDT0%7.5%7.5%
AccountableMonad2.16MUSDC0.5%7.44%7.28%
Extra-finance-leverage-farmingBase3.27MUSDC0%6.48%7.15%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Yearn-financeEthereum7.62MUSDC0%6.88%6.91%
Zerobase-cedefiBSC16.79MUSDT2%8.76%6.76%
Midas-rwaEthereum3.91MUSDC0%7.13%6.76%
Midas-rwaEthereum2.52MUSDC0%7.11%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Vectis-financeSolana3.22MUSDC0%6.72%6.75%
Blend-pools-v2Stellar11.21MUSDC0%7.38%6.71%
Yearn-financeEthereum11.89MUSDC0%6.69%6.65%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
Euler-v2Monad5.79MUSDC1.25%7.68%6.56%
Kamino-lendSolana5.69MUSDC0%6.56%6.52%
Aave-v3Avalanche4.73MUSDC0%5.45%6.51%
Ember-protocolEthereum17.78MUSDC0%11.02%6.32%
Fluid-lendingArbitrum55.06MUSDC0%4.72%6.3%
Midas-rwaBase51.54MUSDC0%3.72%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%3.78%6.2%
Kamino-lendSolana1.98MUSDC0%5.12%6.12%
Midas-rwaEthereum34.06MUSDC0%6.5%6.1%
Fluid-lendingBase11.62MUSDC4.33%7.13%6.07%
Harmonix-financeHyperliquid L116.28MUSDC0%6.43%6.05%
Fusion-by-iporEthereum1.28MUSDC0%6.15%5.89%
Midas-rwaEtherlink4.95MUSDC0%5.11%5.87%
AccountableMonad6.68MUSDC0.5%5.67%5.8%
Centrifuge-protocolBase7.15MUSDC0%3.99%5.64%
Centrifuge-protocolPharos4.56MUSDC0%3.51%5.64%
Centrifuge-protocolBSC1.01MUSDC0%3.51%5.64%
Harvest-financeEthereum1.16MUSDC0%6.13%5.6%
Benqi-lendingAvalanche1.73MUSDC0%6.54%5.45%
Alchemix-v3Ethereum7.74MUSDC0%5.31%5.43%
AutofinanceEthereum7.59MUSDC0.93%6.25%5.37%
MapleEthereum690.18MUSDT0%5.05%5.34%
SymbioticEthereum1.01MUSDC0%6.17%5.33%
SymbioticEthereum1.01MUSDC0%6.17%5.33%
Gains-networkArbitrum4.28MUSDC0%34.85%5.2%
Kamino-lendSolana1.42MUSDC0%5.12%5.14%
Lista-lendingBSC1.06MUSDT0%6.14%5.13%
Navi-lendingSui8.59MUSDC0.62%5.26%5.01%
Yearn-financeBase1.61MUSDC0%4.88%4.84%
Jupiter-lendSolana497.61MUSDC0.36%4.4%4.78%
Aave-v4Ethereum2.42MUSDC0%4.94%4.78%
Kamino-lendSolana7.59MUSDC0%4.83%4.69%
Kamino-lendSolana1.26MUSDC0%4.43%4.69%
SymbiosisEthereum1.13MUSDC0%4.4%4.67%
Fusion-by-iporBase2.82MUSDC0%5.15%4.65%
AutofinanceBase3.66MUSDC4.36%10.21%4.6%
Compound-v3Ethereum36.61MUSDC0%4.52%4.58%
Midas-rwaEthereum1.72MUSDC0%8.42%4.53%
Yo-protocolBase7.83MUSDC0%4.31%4.46%
Yo-protocolEthereum1.35MUSDC0%4.31%4.46%
Ember-protocolEthereum2.04MUSDC0%4.53%4.45%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Kamino-lendSolana1.04MUSDT0%3.81%4.41%
ExactlyOP Mainnet1.59MUSDC0%4.34%4.34%
ExactlyOP Mainnet1.59MUSDC0%4.29%4.3%
CurvanceMonad3.13MUSDC1.8%6.11%4.28%
Yearn-financeEthereum2.39MUSDC0%4.1%4.25%
ExactlyOP Mainnet1.59MUSDC0%4.22%4.25%
Fusion-by-iporBase1.18MUSDC2.12%6.45%4.23%
ExactlyOP Mainnet1.59MUSDC0%4.37%4.22%
ExactlyOP Mainnet1.59MUSDC0%4.17%4.21%
Aave-v3Base17.28MUSDC0%3.85%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.31%4.16%
Echelon-marketAptos1.19MUSDC2.86%5.38%4.16%
Aave-v3Ethereum138.13MUSDC0%4.29%4.14%
Aave-v3Ethereum53.32MUSDC1.83%5.86%4.14%
Flux-financeEthereum1.60MUSDC0%4.12%4.14%
TydroInk19.11MUSDC0%4.13%4.11%
Jupiter-lendSolana16.96MUSDT0%3.79%4.09%
ExactlyOP Mainnet1.59MUSDC0%4.02%4.05%
ExactlyOP Mainnet1.59MUSDC0%2.19%4.02%
Gami-labsBase3.03MUSDC0%3.13%3.99%
Spectra-metavaultsBase3.03MUSDC0%3.11%3.99%
Fluid-lendingEthereum130.54MUSDT0%4.52%3.95%
ExactlyOP Mainnet1.59MUSDC0%4.11%3.89%
ExactlyOP Mainnet1.59MUSDC0%3.39%3.87%
Storm-tradeTON2.68MUSDT0%4.89%3.83%
Spark-savingsEthereum307.46MUSDC0%3.63%3.8%
Spark-savingsAvalanche2.61MUSDC0%3.63%3.8%
Midas-rwaEthereum6.44MUSDC0%3.52%3.77%
Midas-rwaEtherlink1.13MUSDC0%3.49%3.77%
Hyperlend-pooledHyperliquid L17.07MUSDC0%4.5%3.75%
Spark-savingsEthereum733.20MUSDT0%3.55%3.75%
Venus-core-poolBSC8.24MUSDC0%3.79%3.75%
Midas-rwaEthereum74.91MUSDC0%3.47%3.73%
Midas-rwaEtherlink1.22MUSDC0%3.47%3.73%
Yearn-financeEthereum1.12MUSDC0%3.43%3.72%
Lista-lendingBSC2.77MUSDT0%3.92%3.68%
Yearn-financeEthereum19.29MUSDC0%3.67%3.62%
SparklendEthereum4.58MUSDC0%3.4%3.56%
Venus-core-poolBSC41.97MUSDT0%3.14%3.45%
Aave-v4Ethereum2.77MUSDT0%4.23%3.44%
Aave-v3Ethereum266.91MUSDT0%3.85%3.43%
Aave-v3Ethereum61.95MUSDT1.65%5.39%3.43%
Benqi-lendingAvalanche1.02MUSDT0%3.43%3.42%
SparklendEthereum16.25MUSDT0%3.4%3.4%
Kamino-lendSolana1.28MUSDC0%2.35%3.38%
Aave-v3Ethereum11.56MDAI0%3.22%3.38%
Yearn-financeEthereum5.74MUSDT0%3.27%3.37%
DolomiteEthereum28.32MUSDC4.5%7.35%3.37%
Zerobase-cedefiOP Mainnet8.09MUSDT2%5.3%3.3%
SaveSolana4.98MUSDC0%3.14%3.24%
Compound-v3Ethereum18.01MUSDT0%3.09%3.21%
Aave-v3Arbitrum19.26MUSDC0%3.12%3.19%
Compound-v3Arbitrum2.33MUSDC0%2.98%3.04%
Aave-v3BSC2.31MUSDC0%3.35%3.03%
Aave-v3BSC11.01MUSDT0%2.89%3.03%
Aave-v3Polygon10.85MUSDC0%3.05%3.01%
Yearn-financeEthereum7.06MDAI0%2.94%2.88%
Aave-v3Ethereum1.50MUSDC0%3.25%2.85%
SparklendEthereum75.18MDAI0%2.65%2.85%
Aave-v3Avalanche5.81MUSDT0%4.07%2.75%
Lista-lendingBSC1.34MUSDT0%3.19%2.5%
Compound-v3Arbitrum5.18MUSDT0%2.51%2.34%
Venus-fluxBSC1.41MUSDT0%2.79%2.31%
Justlend-v1Tron81.59MUSDT0%2.12%2.29%
CurrentSui1.10MUSDT3.48%7.1%2.25%
SaveSolana2.05MUSDT0%1.9%2.2%
CurrentSui25.09MUSDC5.27%8.21%1.79%
Lista-lendingEthereum4.35MUSDC6.03%6.94%1.77%
Native-credit-poolEthereum1.14MUSDC0%4.64%1.57%
Native-credit-poolEthereum3.83MUSDT0%3.14%1.17%
Lista-lendingEthereum3.87MUSDT4.2%5.73%1.15%
ExactlyOP Mainnet1.59MUSDC0%1.06%1.03%
Lista-lendingBSC1.03MUSDC6.35%4.67%0.66%
Aave-v4Avalanche6.46MUSDC4.04%4.94%0.56%
TectonicCronos1.45MUSDC0.02%0.54%0.41%
Centrifuge-protocolPlume Mainnet20.68MUSDC0%1.06%0.33%
AcrossEthereum1.03MUSDC4.74%4.63%0.31%
Aave-v4Avalanche8.44MUSDT6.03%6.52%0.15%
CredixSolana13.41MUSDC0%0.07%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum693.7M4.51%
Avalanche8293.7M3.79%
Base17159.9M7.37%
BSC15117.5M4.66%
Ethereum733.4B6.43%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.8M3.01%
Solana18570.2M9.03%
TON12.7M3.83%
zkSync Era000%