Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/03/2026 17:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.73%13.06%
Fusion-by-iporEthereum3.76MUSDT0%7.32%10.54%
AvantisBase82.93MUSDC0%11.05%10.49%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkArbitrum12.22MUSDC0%8.5%9.62%
Blend-pools-v2Stellar10.01MUSDC0%10.2%9.29%
AbyssSui1.80MUSDC0%8.98%9.14%
Zerobase-cedefiBSC23.26MUSDT2%9.76%7.76%
Woofi-earnArbitrum1.25MUSDC0%7.11%7.38%
WasabiSolana1.33MUSDC0%6.03%7.1%
Zerobase-cedefiBSC1.27MUSDC2%9%7%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Gains-networkBase1.91MUSDC0%5.82%6.87%
LoopscaleSolana1.50MUSDC1.28%7.11%6.53%
Storm-tradeTon4.61MUSDT0%3.47%6.42%
AutofinanceEthereum21.82MUSDC0.36%6.85%5.91%
DeltaprimeAvalanche1.10MUSDC0%5.97%5.62%
Fusion-by-iporBase1.71MUSDC0%5.38%5.57%
LiqwidCardano2.19MUSDC1.58%6.88%5.51%
Extra-finance-leverage-farmingBase4.37MUSDC0%4.87%5.24%
Navi-lendingSui6.96MUSDC0.53%4.88%5.02%
Benqi-lendingAvalanche1.14MUSDT0%4.03%4.92%
Harmonix-financeArbitrum1.02MUSDC0%5.41%4.88%
Harmonix-financeArbitrum1.02MUSDC0%5.41%4.88%
Yo-protocolBase31.16MUSDC12%20.37%4.86%
Harvest-financeBase3.58MUSDC0%5.89%4.85%
WasabiBase6.45MUSDC0%5.33%4.83%
AutofinanceArbitrum1.35MUSDC1.77%6.24%4.82%
AutofinanceEthereum5.02MUSDC0%4.24%4.64%
Flux-financeEthereum1.75MUSDT0%4.6%4.54%
Echelon-marketAptos7.74MUSDC0%4.6%4.39%
SparklendEthereum1.98MUSDC0%3.12%4.38%
Euler-v2Ethereum40.38MUSDC0%4.67%4.34%
Yearn-financeEthereum7.10MUSDT0%4.43%4.27%
ExactlyOptimism1.70MUSDC0%4.25%4.27%
AutofinanceBase16.06MUSDC1.3%6.34%4.23%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
Euler-v2Avalanche4.27MUSDC0%6.09%4.21%
ExactlyOptimism1.70MUSDC0%4.13%4.19%
Scallop-lendSui2.22MUSDC0%4.93%4.19%
ExactlyOptimism1.70MUSDC0%4.13%4.17%
MapleEthereum1.40BUSDT0%4.21%4.16%
LoopscaleSolana7.51MUSDC0%3.67%4.11%
ExactlyOptimism1.70MUSDC0%4.05%4.1%
Spark-savingsAvalanche189.47MUSDC0%4%4%
Spark-savingsEthereum400.28MUSDC0%4%4%
ExactlyOptimism1.70MUSDC0%3.95%4%
Hyperlend-pooledHyperliquid L125.91MUSDC0%5.05%3.97%
ExactlyOptimism1.70MUSDC0%3.8%3.97%
DolomiteEthereum16.77MUSDC0%4.68%3.96%
SymbiosisTron1.03MUSDT0%4.51%3.93%
NeverlandMonad8.58MUSDC7.94%12.16%3.93%
ExactlyOptimism1.70MUSDC0%4.05%3.9%
DolomiteArbitrum2.14MUSDC0%3.11%3.86%
SymbiosisEthereum1.37MUSDC0%4.91%3.79%
ExactlyOptimism1.70MUSDC0%2.42%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum727.1M6.06%
Avalanche5198.9M9.95%
Base8148.2M5.87%
BSC224.5M7.38%
Ethereum152B5.92%
Hyperliquid000%
Mantle000%
Optimism813.6M4.03%
Polygon000%
Solana310.3M5.91%
TON14.6M6.42%
zkSync Era000%