Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Mar 18 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/03/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.11MUSDC0%9481.84%1026.52%
Bracket-vaultsEthereum3.29MUSDC0%13.22%12.5%
BitwayBSC14.87MUSDT0%12%12%
DolomiteEthereum6.49MUSDC0%4.52%10.83%
AvantisBase79.75MUSDC0%10.12%10.18%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.42MUSDC0%9.64%9.87%
Zerobase-cedefiBSC24.11MUSDT2%9.76%7.76%
AbyssSui1.82MUSDC0%9.14%7.62%
SymbiosisTron1.11MUSDT0%4.12%7.28%
Zerobase-cedefiBSC1.47MUSDC2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Euler-v2Avalanche4.06MUSDC0%6.43%6.75%
LoopscaleSolana1.46MUSDC1.26%7.6%6.69%
Fusion-by-iporBase1.81MUSDC0%5.56%6.45%
Yearn-financeEthereum2.52MUSDC0%6.26%6.36%
Gains-networkBase2.38MUSDC0%6.15%5.89%
Yearn-financeEthereum2.82MUSDC0%4.87%5.54%
SymbiosisEthereum1.39MUSDC0%4.11%5.53%
Yo-protocolEthereum12.75MUSDC12%17.01%5.46%
Yo-protocolBase32.28MUSDC12%18.9%5.46%
Extra-finance-leverage-farmingBase4.47MUSDC0%5.3%5.36%
AutofinanceEthereum20.53MUSDC0.35%6.03%5.18%
Benqi-lendingAvalanche1.17MUSDT0%4.53%4.91%
Gains-networkArbitrum12.74MUSDC0%8.38%4.79%
Woofi-earnArbitrum1.19MUSDC0%6.39%4.74%
LoopscaleSolana4.78MUSDC0%3.84%4.59%
Flux-financeEthereum1.71MUSDT0%4.57%4.56%
Yearn-financeEthereum2.04MUSDC0%4.76%4.56%
Harvest-financeBase2.55MUSDC0%5.46%4.44%
Fusion-by-iporEthereum3.64MUSDT0%6.88%4.41%
AutofinanceBase13.51MUSDC1.26%5.85%4.31%
ExactlyOptimism1.76MUSDC0%4.18%4.21%
ExactlyOptimism1.76MUSDC0%4.15%4.19%
Flux-financeEthereum1.51MUSDC0%4.19%4.16%
SparklendEthereum1.80MUSDC0%3.35%4.14%
ExactlyOptimism1.76MUSDC0%4.08%4.13%
Yearn-financeEthereum7.02MUSDT0%4.35%4.12%
Yearn-financeEthereum3.80MUSDC0%5.46%4.02%
WasabiBase4.80MUSDC0%4.53%4.02%
ExactlyOptimism1.76MUSDC0%3.98%4.02%
Benqi-lendingAvalanche5.75MUSDC0%3.47%4%
Harvest-financeEthereum1.10MUSDC0%3.69%3.95%
Harvest-financeEthereum1.10MUSDC0%3.69%3.95%
ExactlyOptimism1.76MUSDC0%3.83%3.93%
ExactlyOptimism1.76MUSDC0%3.93%3.91%
Scallop-lendSui2.43MUSDC0%4.55%3.91%
AutofinanceArbitrum1.35MUSDC1.45%6.31%3.91%
MapleEthereum2.04BUSDT0%4.2%3.84%
Euler-v2Ethereum36.46MUSDC0%4.19%3.82%
Yearn-financeEthereum7.56MUSDT0%3.48%3.79%
Spark-savingsAvalanche113.96MUSDC0%3.89%3.75%
Spark-savingsEthereum427.93MUSDC0%3.89%3.75%
ExactlyOptimism1.76MUSDC0%2.14%3.7%
ExactlyOptimism1.76MUSDC0%1.76%3.67%
ExactlyOptimism1.76MUSDC0%3.83%3.66%
Folks-finance-xchainPolygon1.89MUSDT0%3.59%3.65%
Hyperlend-pooledHyperliquid L127.82MUSDC0%4.36%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum423.2M5.11%
Avalanche4124.9M4.85%
Base8141.6M5.76%
BSC340.4M8.92%
Ethereum232.6B49.91%
Hyperliquid000%
Mantle000%
Optimism915.8M3.93%
Polygon11.9M3.65%
Solana26.2M5.64%
TON000%
zkSync Era000%