Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/08/2026 16:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.25MUSDT0%32.38%50.55%
Neutral-tradeSolana2.23MUSDC0%34.15%46.36%
Neutral-tradeSolana1.04MUSDC0%39.84%18.48%
AccountableMonad7.65MUSDC1.03%29.5%17.84%
Midas-rwaEthereum1.73MUSDC0%11.13%15.39%
Midas-rwaEtherlink4.80MUSDC0%9.59%15.16%
AccountableMonad100.21MUSDC0.3%17.16%14.4%
AccountableEthereum1.07MUSDC1.25%14.53%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Neutral-tradeSolana1.13MUSDC0%7.05%13.14%
Ember-protocolEthereum7.08MUSDC0%12.84%12.9%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.05MUSDC0.5%12.13%11.64%
AccountableEthereum4.55MUSDC8.78%22.41%11.45%
Ember-protocolSui1.31MUSDC0%9.07%11.16%
Harvest-financeBase1.87MUSDC0%11.72%10.65%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
GoldfinchEthereum35.94MUSDC0%10.15%10.21%
Ember-protocolSui6.56MUSDC0%9.31%10.13%
Ember-protocolEthereum5.92MUSDC0%7.27%10.07%
Midas-rwaEthereum71.90MUSDC0%10.25%10.01%
AguaEthereum12.85MUSDC0%10%10%
Midas-rwaEthereum26.19MUSDC0%4.79%10%
AccountableMonad1.04MUSDC0%10.21%10%
Ember-protocolEthereum3.33MUSDC0%9.44%9.64%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Ember-protocolSui1.07MUSDC0%9.54%9.32%
Bracket-vaultsEthereum2.60MUSDC0%9.32%9.31%
YieldseekerBase1.28MUSDC0%8.97%9.3%
Midas-rwaEthereum6.40MUSDC0%7.25%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.27%9.23%
Midas-rwaEthereum8.04MUSDC0%9.45%9.08%
Hyperlend-pooledHyperliquid L19.61MUSDC0%7.31%9.02%
Midas-rwaEthereum38.47MUSDC0%9.75%9%
AvantisBase20.03MUSDC0%9.59%8.68%
Harvest-financeEthereum1.15MUSDC0%6.46%8.58%
AccountableEthereum3.33MUSDC0%10.73%8.32%
Neutral-tradeSolana3.21MUSDC0%7.91%8.18%
Euler-v2Monad1.51MUSDC1.25%9.96%8.12%
SymbiosisTron1.59MUSDT0%5.45%8.04%
Pareto-creditEthereum167.52MUSDC0%8.22%8.02%
Bitway-earnBSC24.73MUSDT0%8%8%
Ember-protocolSui8.26MUSDC4%12%8%
Ember-protocolEthereum16.88MUSDC0%6.82%7.98%
AccountableMonad10.11MUSDC0.5%8.99%7.65%
Midas-rwaEthereum6.68MUSDC0%7.52%7.48%
Midas-rwaEthereum2.50MUSDC0%7.51%7.48%
AccountableMonad1.09MUSDC0.5%7.7%7.28%
Extra-finance-leverage-farmingBase3.22MUSDC0%6.8%7.27%
Ember-protocolSui1.16MUSDC3.82%11.31%7.25%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
SentoraEthereum46.67MUSDC0%6.68%6.87%
Zerobase-cedefiBSC20.05MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
LoopscaleSolana2.65MUSDC0.25%7%6.63%
Yearn-financeEthereum6.96MUSDC0%7.08%6.6%
Blend-pools-v2Stellar14.15MUSDC0%7.35%6.59%
Yo-protocolBase1.11MUSDC0%6.8%6.54%
Yearn-financeEthereum1.19MUSDC0%6.15%6.49%
Moonwell-lendingBase1.38MUSDC0.32%5.49%6.42%
Harmonix-financeHyperliquid L118.62MUSDC0%7.15%6.29%
Kamino-lendSolana5.04MUSDC0%6.87%6.08%
Kamino-lendSolana1.60MUSDC0%4.76%5.8%
Yearn-financeEthereum8.48MUSDC0%5.93%5.79%
SymbioticEthereum1MUSDC0%5.74%5.65%
SymbioticEthereum1MUSDC0%5.74%5.65%
SymbiosisEthereum1.04MUSDC0%4.48%5.54%
Storm-tradeTON3.13MUSDT0%5.69%5.53%
Fluid-lendingBase9.09MUSDC0%5.27%5.51%
Fluid-lendingEthereum148.94MUSDC0%5.13%5.32%
Fluid-lendingEthereum8.89MUSDC0%5.14%5.32%
Centrifuge-protocolAvalanche261.09MUSDC0%4.47%5.25%
Centrifuge-protocolBase50.35MUSDC0%4.47%5.25%
Centrifuge-protocolEthereum5.74MUSDC0%4.47%5.25%
AutofinanceBase4.85MUSDC2.66%7.97%5.15%
AutofinanceEthereum8.44MUSDC0.42%6.26%5.04%
Lista-lendingBSC1.85MUSDT0%6.95%5%
Navi-lendingSui6.36MUSDC0.45%5.44%4.97%
Fluid-lendingArbitrum38.83MUSDC0%5.15%4.92%
Yearn-financeBase1.81MUSDC0%4.93%4.9%
Fusion-by-iporEthereum1.19MUSDC0%5.61%4.78%
AmpleBase4.40MUSDC0%4.11%4.76%
Fusion-by-iporBase1.11MUSDC2.5%7.73%4.64%
SymbioticEthereum1.54MUSDC0%4.43%4.47%
Alchemix-v3Ethereum7.48MUSDC0%4.57%4.46%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Benqi-lendingAvalanche3.48MUSDC0%4.06%4.4%
ExactlyOP Mainnet1.55MUSDC0%4.34%4.37%
ExactlyOP Mainnet1.55MUSDC0%4.27%4.31%
ExactlyOP Mainnet1.55MUSDC0%4.2%4.25%
DolomiteArbitrum1.41MUSDC0%4.57%4.21%
Kamino-lendSolana1.43MUSDC0%4.39%4.21%
ExactlyOP Mainnet1.55MUSDC0%4.18%4.2%
LoopscaleSolana3.38MUSDC0%5%4.2%
Kamino-lendSolana11.65MUSDC0%4.05%4.2%
ExactlyOP Mainnet1.55MUSDC0%4.11%4.19%
MapleEthereum0.96BUSDT0%4.21%4.14%
ExactlyOP Mainnet1.55MUSDC0%4.08%4.13%
SparklendEthereum16.47MUSDT0%3.55%4.09%
ExactlyOP Mainnet1.55MUSDC0%3.78%4.04%
TermmaxEthereum3.35MUSDC0%3.81%4.03%
ExactlyOP Mainnet1.55MUSDC0%4.11%4.03%
Neutral-tradeSolana2.45MUSDC0%4.72%4%
Yo-protocolBase9.68MUSDC0%4.27%4%
Yo-protocolEthereum1.84MUSDC0%4.27%4%
Fluid-lendingEthereum139.86MUSDT0%4.39%3.99%
Midas-rwaEthereum4.55MUSDC0%5.69%3.78%
Jupiter-lendSolana433.05MUSDC0.7%4.88%3.78%
Centrifuge-protocolMonad4.54MUSDC0%3.76%3.74%
Centrifuge-protocolPharos4.35MUSDC0%3.57%3.74%
Native-credit-poolEthereum3.34MUSDC0%4.3%3.74%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
TermmaxBase1.14MUSDC0%4%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.5%3.7%
Aave-v3Base18.98MUSDC0%3.32%3.57%
Yearn-financeEthereum2.42MUSDC0%3.49%3.57%
Aave-v3Avalanche5.65MUSDC0%3.76%3.56%
Gami-labsBase3.02MUSDC0%2.49%3.55%
Spectra-metavaultsBase3.02MUSDC0%2.49%3.55%
Spark-savingsEthereum270.15MUSDC0%3.54%3.52%
Spark-savingsAvalanche11.77MUSDC0%3.54%3.52%
Ember-protocolSui1.19MUSDC0%3.4%3.49%
SparklendEthereum1.75MUSDC0%3.52%3.47%
DolomiteEthereum26.86MUSDC4.25%7.51%3.41%
Yearn-financeEthereum7.16MUSDT0%3.12%3.39%
Euler-v2Ethereum6.24MUSDC0%4.45%3.36%
Venus-fluxBSC2.47MUSDT0%2.65%3.34%
Yearn-financeEthereum25.93MUSDC0%3.29%3.3%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum181.88MUSDC0%3.71%3.29%
Aave-v3Ethereum64.65MUSDC1.5%6%3.29%
Jupiter-lendSolana18.39MUSDT0%3.25%3.27%
Aave-v3Monad13.85MUSDC1.94%7.31%3.21%
Compound-v3Ethereum39.64MUSDC0.09%3.56%3.19%
Aave-v3Avalanche3.10MUSDT0%3.14%3.12%
Compound-v3Ethereum27.03MUSDT0.1%3.08%3.05%
Euler-v2Ethereum7.63MUSDC0%3.13%3.04%
Yearn-financeEthereum7.83MDAI0%2.99%3.04%
Spark-savingsEthereum347.49MUSDT0%2.76%3%
Ember-protocolEthereum2.03MUSDC0%1.85%2.99%
Kamino-lendSolana2.63MUSDT0%3.54%2.93%
Midas-rwaEthereum64.82MUSDC0%3.19%2.93%
Aave-v3OP Mainnet1.66MUSDC0%3.12%2.93%
Midas-rwaEtherlink1.22MUSDC0%3.21%2.92%
Echelon-marketAptos1.10MUSDC1.61%3.73%2.91%
Native-credit-poolBSC5.01MUSDT0%3.67%2.85%
Native-credit-poolEthereum1.81MUSDT0%3.13%2.84%
Aave-v3Polygon12.43MUSDC0%2.74%2.84%
Aave-v3Ethereum447.10MUSDT0%2.72%2.83%
Aave-v3Ethereum73.38MUSDT1.39%5.32%2.83%
Aave-v3BSC2.47MUSDC0%2.81%2.78%
Compound-v3Arbitrum3.64MUSDC0%2.71%2.74%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
CurvanceMonad1.30MUSDC2.7%4.87%2.73%
Ember-protocolSui1.89MUSDC0%5.57%2.69%
Aave-v3Ethereum1.54MUSDC0%2.1%2.67%
Gains-networkArbitrum6.03MUSDC0%4.83%2.64%
Scallop-lendSui1.18MUSDC0%2.95%2.58%
Benqi-lendingAvalanche1.88MUSDT0%2.56%2.44%
SaveSolana5.59MUSDC0%2.4%2.42%
Aave-v3Arbitrum38.01MUSDC0%2.58%2.4%
Aave-v4Ethereum1.48MUSDC0%3.35%2.27%
Aave-v3Ethereum34.55MDAI0%3.89%2.27%
Venus-core-poolBSC17.97MUSDC0%2.72%2.2%
Justlend-v1Tron79.66MUSDT0%2.87%2.19%
SparklendEthereum112.67MDAI0%2.22%2.17%
Aave-v3Arbitrum1MDAI0%1.92%2.15%
Aave-v4Ethereum4.25MUSDT0%2.98%2.15%
Aave-v3BSC16.70MUSDT0%2.23%2.07%
Compound-v3Arbitrum8.82MUSDT0%1.95%1.98%
CurrentSui8.10MUSDC7.01%9.08%1.94%
Venus-core-poolBSC88.52MUSDT0%2.23%1.93%
Lista-lendingBSC1.01MUSDT0%1.91%1.87%
Aave-v3Sonic1.19MUSDC0%1.94%1.87%
Venus-core-poolBSC1.01MDAI0%1.79%1.84%
Lista-lendingBSC4.07MUSDT0%4%1.83%
Aave-v4Ethereum1.11MUSDC0%1.42%1.62%
Aave-v4Ethereum1.13MUSDT0%1.32%1.58%
TydroInk6.96MUSDC0%1.66%1.52%
SaveSolana2.23MUSDT0%1.41%1.45%
Kamino-lendSolana1.29MUSDC0%1.35%1.36%
NeverlandMonad2.30MUSDC6.07%5.35%1.21%
ExactlyOP Mainnet1.55MUSDC0%0.96%1%
Lista-lendingBSC4.09MUSDT0%3.16%0.83%
Zest-v2Stacks10.07MUSDC0%0.48%0.5%
Lista-lendingEthereum3.25MUSDC4.66%6.24%0.45%
Lista-lendingEthereum3.36MUSDT5.66%5.65%0.21%
AcrossEthereum1.58MUSDT1.24%1.51%0.21%
TectonicCronos44.98MUSDT0%0.15%0.15%
TectonicCronos54.22MUSDC0%0.12%0.12%
Aave-v4Avalanche4.82MUSDC0%0.61%0.06%
CredixSolana13.48MUSDC0%0.1%0.04%
AcrossEthereum1.09MUSDC4.14%4.52%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105.4M3.5%
Avalanche7291.8M3.2%
Base17136.3M5.73%
BSC14192M3.43%
Ethereum793.6B5.52%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.7M26.7%
Solana18512.5M7.58%
TON13.1M5.53%
zkSync Era000%