Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/09/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase2.06MUSDC0%18.32%133.13%
Gains-networkArbitrum4.71MUSDC0%10.47%24.83%
AccountableEthereum1.96MUSDC18.87%28.41%24.04%
EnsuroEthereum1.15MUSDC0%21.58%20.72%
AvantisBase10.56MUSDC0%6.96%18.67%
Neutral-tradeSolana2.34MUSDC0%10.58%16.02%
AccountableMonad7.50MUSDC0.92%17.9%15.9%
Neutral-tradeSolana2.24MUSDC0%28.73%14.47%
AccountableEthereum1.07MUSDC0%15.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum6.92MUSDC0%12.86%12.9%
AccountableEthereum11.73MUSDC0%11.91%12.51%
Fusion-by-iporEthereum1.04MUSDC0%7.82%12.1%
Midas-rwaEthereum26.37MUSDC0%4.74%11.87%
SymbiosisTron1.15MUSDT0%7.29%11.84%
AccountableMonad5.04MUSDC0.42%12.11%11.64%
Nawa-protocolZIGChain3.43MUSDC0%8.52%11.63%
AccountableMonad74.98MUSDC0.26%12.75%11.4%
Ember-protocolEthereum10.28MUSDC0%9.67%10.76%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
AguaEthereum6.01MUSDC0%10%10%
Ember-protocolSui8.01MUSDC0%10.2%10%
Ember-protocolEthereum3.32MUSDC0%9.57%9.43%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Ember-protocolEthereum17.32MUSDC0%9.06%9.19%
Ember-protocolSui1.37MUSDC0%10.08%9.02%
Midas-rwaEthereum2.52MUSDC0%7.51%8.32%
Midas-rwaEthereum6.72MUSDC0%7.49%8.04%
YieldseekerBase1.02MUSDC0%8.76%8.02%
Bitway-earnBSC25.31MUSDT0%8%8%
Ember-protocolSui9.22MUSDC4%12%8%
Sentora-curatorEthereum69.19MUSDC0%6.66%7.82%
Pareto-creditEthereum148.51MUSDC0%7.95%7.82%
Harvest-financeBase1.04MUSDC0%6.72%7.71%
Midas-rwaEthereum1.70MUSDC0%9.68%7.69%
Aave-v4Ethereum1.28MUSDC0%4.01%7.6%
Midas-rwaEthereum65.18MUSDC0%8.34%7.55%
Bitway-earnBSC6.64MUSDT0%6.94%7.5%
SymbiosisEthereum1.39MUSDC0%4.93%7.49%
Midas-rwaEthereum7.75MUSDC0%8.13%7.41%
Blend-pools-v2Stellar10.49MUSDC0%6.8%7.24%
Harmonix-financeHyperliquid L120.97MUSDC0%6.69%7.21%
Euler-v2Monad1.15MUSDC1.25%8.91%7.17%
Fusion-by-iporBase1.04MUSDC0%6.18%7.16%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Yearn-financeEthereum6.08MUSDC0%6.63%6.92%
LoopscaleSolana1.40MUSDC0.32%6.96%6.86%
Kamino-lendSolana5.63MUSDC0%7.23%6.83%
Midas-rwaEthereum31.36MUSDC0%6.5%6.8%
Yearn-financeEthereum9.30MUSDC0%6.6%6.79%
AccountableMonad1.65MUSDC0.35%7.6%6.79%
Zerobase-cedefiBSC18.50MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.01MUSDC2%8.76%6.76%
Harvest-financeEthereum1.16MUSDC0%9.59%6.76%
Pareto-creditEthereum22.01MUSDC0%7.06%6.62%
Fusion-by-iporEthereum1.29MUSDC0%5.89%6.61%
Neutral-tradeSolana3.36MUSDC0%5.27%6.59%
Extra-finance-leverage-farmingBase3.80MUSDC0%6.84%6.05%
Fusion-by-iporEthereum2.60MUSDC0%5.93%5.96%
Benqi-lendingAvalanche1.55MUSDC0%4.55%5.91%
AccountableMonad9.37MUSDC0.4%6.85%5.65%
Alchemix-v3Ethereum7.77MUSDC0%5.06%5.65%
SymbioticEthereum1.01MUSDC0%5.7%5.6%
SymbioticEthereum1.01MUSDC0%5.7%5.6%
Kamino-lendSolana2.46MUSDC0%5.9%5.59%
AutofinanceBase3.54MUSDC5.03%8.41%5.58%
Compound-v3Ethereum34.99MUSDC0%4.66%5.44%
Storm-tradeTON2.86MUSDT0%5.42%5.33%
AutofinanceEthereum7.69MUSDC0.95%5.99%5.22%
Hyperlend-pooledHyperliquid L118.85MUSDC0%5.99%5.22%
Aave-v3Avalanche4.95MUSDC0%3.82%5.17%
CurvanceMonad1.12MUSDC1.98%9.23%5.12%
Yearn-financeBase1.56MUSDC0%5%5.04%
Centrifuge-protocolEthereum9.29MUSDC0%5.16%4.99%
Fluid-lendingBase9.15MUSDC0%5.02%4.97%
AccountableEthereum3.21MUSDC0%11.82%4.95%
Native-credit-poolEthereum1.14MUSDC0%4.7%4.93%
Navi-lendingSui7.45MUSDC0.41%5.54%4.92%
Lista-lendingBSC2.62MUSDT0.73%6.9%4.76%
MapleEthereum0.90BUSDT0%4.47%4.66%
Fusion-by-iporBase1.13MUSDC3.5%7.43%4.63%
Flux-financeEthereum1.89MUSDT0%4.43%4.47%
Yearn-financeBase1.01MUSDC0%4.4%4.42%
Yo-protocolBase8.42MUSDC0%4.08%4.42%
Yo-protocolEthereum1.35MUSDC0%4.08%4.42%
ExactlyOP Mainnet1.73MUSDC0%4.37%4.39%
DolomiteArbitrum1.29MUSDC0%4.37%4.37%
Fluid-lendingEthereum132.62MUSDT0%4.79%4.37%
ExactlyOP Mainnet1.73MUSDC0%4.32%4.33%
ExactlyOP Mainnet1.73MUSDC0%4.28%4.32%
Fluid-lendingEthereum158.09MUSDC0%4.94%4.32%
Fluid-lendingEthereum3.95MUSDC0%4.94%4.32%
Fluid-lendingArbitrum61.46MUSDC0%4.28%4.27%
ExactlyOP Mainnet1.73MUSDC0%4.22%4.26%
ExactlyOP Mainnet1.73MUSDC0%4.2%4.19%
Ember-protocolEthereum2.04MUSDC0%3.6%4.19%
ExactlyOP Mainnet1.73MUSDC0%4.09%4.17%
Centrifuge-protocolAvalanche262.19MUSDC0%5.14%4.17%
Centrifuge-protocolBase50.56MUSDC0%5.14%4.17%
TermmaxEthereum3.32MUSDC0%4.07%4.14%
ExactlyOP Mainnet1.73MUSDC0%3.91%4.11%
Aave-v3Avalanche2.42MUSDT0%3.89%4.07%
Yearn-financeEthereum2.39MUSDC0%3.74%3.96%
Aave-v3Polygon1.06MDAI0%4.07%3.85%
Jupiter-lendSolana468.18MUSDC0.38%5.03%3.84%
Yearn-financeEthereum1.11MUSDC0%3.93%3.83%
ExactlyOP Mainnet1.73MUSDC0%3.99%3.81%
Yearn-financeEthereum19.84MUSDC0%3.56%3.79%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
TydroInk12.26MUSDC0%3.26%3.76%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
AmpleBase4.39MUSDC0%4.1%3.71%
ExactlyOP Mainnet1.73MUSDC0%3.32%3.71%
Jupiter-lendSolana17.65MUSDT0%3.93%3.71%
CurvanceMonad3.52MUSDC2.21%5.31%3.67%
Euler-v2Monad1.65MUSDC1.25%4.15%3.66%
Midas-rwaEtherlink4.84MUSDC0%9.71%3.65%
Aave-v3Monad15.61MUSDC2.39%5.51%3.64%
Spark-savingsEthereum314.22MUSDC0%3.54%3.6%
Spark-savingsAvalanche9.50MUSDC0%3.54%3.6%
Aave-v3Ethereum187.11MUSDC0%3.85%3.57%
Aave-v3Ethereum58.43MUSDC1.66%5.37%3.57%
SparklendEthereum2.04MUSDC0%3.49%3.54%
Kamino-lendSolana23.32MUSDC0%4.92%3.51%
Aave-v3Base24.89MUSDC0%3.54%3.51%
Kamino-lendSolana1.99MUSDC0%4.96%3.51%
Spark-savingsEthereum359.99MUSDT0%3.15%3.5%
Aave-v3Ethereum271.50MUSDT0%3.32%3.5%
Aave-v3Ethereum71.30MUSDT1.43%4.74%3.5%
Benqi-lendingAvalanche1.03MUSDT0%3.67%3.49%
Kamino-lendSolana1.97MUSDT0%4.15%3.48%
Aave-v4Ethereum1.38MUSDT0%3.13%3.44%
SparklendEthereum19.03MUSDT0%3.38%3.39%
Yearn-financeEthereum7.44MDAI0%3.22%3.37%
Yearn-financeEthereum5.77MUSDT0%3.19%3.36%
Native-credit-poolEthereum1.82MUSDT0%3.2%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Midas-rwaEthereum72.55MUSDC0%3.28%3.29%
Midas-rwaEtherlink1.22MUSDC0%3.29%3.29%
DolomiteEthereum30.93MUSDC3.91%7.5%3.24%
Aave-v3Ethereum1.13MUSDC0%2.67%3.22%
Native-credit-poolBSC1.56MUSDT0%3.08%3.14%
Aave-v3BSC2.25MUSDC0%2.91%3.12%
Compound-v3Ethereum24.32MUSDT0%3.09%3.11%
Aave-v3Ethereum18.71MDAI0%2.76%3.01%
Lista-lendingBSC2.67MUSDT0%1.44%2.96%
Aave-v3BSC10.71MUSDT0%2.38%2.96%
Aave-v3Polygon12.03MUSDC0%2.84%2.86%
Compound-v3Arbitrum3.02MUSDC0%2.79%2.86%
Lista-lendingBSC2.51MUSDT0%2.32%2.85%
Aave-v3Arbitrum29.11MUSDC0%2.47%2.75%
Centrifuge-protocolPharos4.40MUSDC0%3.46%2.73%
Venus-core-poolBSC62.80MUSDT0%2.44%2.71%
Venus-core-poolBSC15.42MUSDC0%2.22%2.65%
Midas-rwaEthereum6.43MUSDC0%7.41%2.63%
Midas-rwaEtherlink1.12MUSDC0%7.4%2.63%
Aave-v3OP Mainnet2.18MUSDC0%2.52%2.59%
Compound-v3Arbitrum4.11MUSDT0%2.49%2.59%
Aave-v3Mantle1.04MUSDC0%1.89%2.53%
Venus-fluxBSC2.01MUSDT0%2.51%2.52%
SparklendEthereum99.94MDAI0%2.26%2.46%
SaveSolana5.77MUSDC0%2.6%2.28%
NeverlandMonad1.36MUSDC7.86%9.2%2.1%
Justlend-v1Tron90.64MUSDT0%2.29%1.93%
Echelon-marketAptos1.39MUSDC1.58%3.38%1.9%
Aave-v3Arbitrum1.18MDAI0%1.99%1.88%
SaveSolana2.32MUSDT0%1.61%1.87%
Aave-v3Sonic1.15MUSDC0%1.86%1.85%
CurrentSui16.11MUSDC6.16%9.46%1.81%
Centrifuge-protocolEthereum1.87MUSDC0%2.38%1.8%
Aave-v4Ethereum1.67MUSDC0%1.77%1.77%
Aave-v4Avalanche2.16MUSDC3.58%3.76%1.55%
Gami-labsBase3.02MUSDC0%2.27%1.26%
Spectra-metavaultsBase3.02MUSDC0%2.29%1.26%
Kamino-lendSolana3.04MUSDC0%0.54%1.19%
Lista-lendingEthereum4.99MUSDC5.9%6.98%0.9%
ExactlyOP Mainnet1.73MUSDC0%0.94%0.88%
Zest-v2Stacks10.14MUSDC0%0.63%0.79%
TectonicCronos1.12MUSDC0.03%0.21%0.69%
AcrossEthereum1.58MUSDT1.27%1.38%0.59%
Lista-lendingEthereum3.33MUSDT5.29%5.91%0.5%
Centrifuge-protocolPlume Mainnet20.79MUSDC0%6.35%0.35%
AcrossEthereum1.10MUSDC4.23%4.26%0.28%
Aave-v4Avalanche2.42MUSDT6.58%3.88%0.13%
CredixSolana13.46MUSDC0%0.05%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8112.5M6.32%
Avalanche8286.2M3.51%
Base18140.8M12.82%
BSC13155M4.36%
Ethereum763.4B6%
Hyperliquid000%
Mantle11M2.53%
Optimism000%
Polygon213.1M3.35%
Solana15555.1M5.32%
TON12.9M5.33%
zkSync Era000%