Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.26% on Jul 07 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/07/2025 07:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1.25MUSDC0%18.04%34.35%
Peapods-financeArbitrum3.93MUSDC0%44.37%28.8%
Peapods-financeEthereum6.47MUSDC0%49.26%26.94%
Peapods-financeEthereum2.34MUSDC0%45.84%19.58%
LiqwidCardano1.98MUSDC1.8%22.9%17.98%
Colend-protocolCore1.76MUSDT0%15.81%15.46%
Storm-tradeTon10.71MUSDT0%8.04%13.73%
WasabiBase1.58MUSDC0%15.77%13.5%
FranciumSolana2.44MUSDC0%13.15%13.15%
Stream-financeEthereum68.24MUSDC0%11.11%11.69%
DeltaprimeArbitrum1.33MUSDC0%13.4%10.95%
DeltaprimeAvalanche2.86MUSDC0%11.13%10.65%
Harvest-financeBase3.06MUSDC0%12.05%10.63%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Harmonix-financeArbitrum5.84MUSDC0%15.54%9.43%
Ipor-fusionEthereum2.35MUSDC0%7.54%9.08%
Compound-v2Ethereum13.01MUSDT0%4.48%8.98%
Gains-networkArbitrum9.37MUSDC0%9.65%8.57%
TokemakBase19.39MUSDC2.73%11.72%8.45%
Harvest-financeBase4.58MUSDC0%7.9%8.19%
Ipor-fusionBase3.50MUSDC0%6.76%8.07%
Harvest-financeBase3.39MUSDC0%8.12%8.04%
Euler-v2Ethereum18.17MUSDC0.14%8.06%7.99%
Silo-v2Sonic1.14MUSDC0%7.51%7.56%
DolomiteArbitrum2.31MUSDC0%7.55%7.51%
TokemakEthereum19.45MUSDC1.14%9.48%7.41%
Gains-networkBase1.83MUSDC0%8.57%7.34%
Navi-lendingSui28.33MUSDC0%6.99%7.22%
SuperlendEtherlink2.18MUSDT0%13.85%7.19%
Echelon-marketAptos8.92MUSDC2.92%9.72%7.05%
Harvest-financeEthereum1.08MUSDC0%6.39%6.98%
Harvest-financeEthereum1.08MUSDC0%6.39%6.98%
SuperlendEtherlink2.45MUSDC0%13.02%6.58%
Euler-v2Avalanche10.33MUSDT0%10.49%6.56%
Silo-v2Arbitrum1.15MUSDC0%7.21%6.55%
Echelon-marketMove1.45MUSDT3.29%11.65%6.5%
KiloexOp_bnb1.33MUSDT0%4.9%6.41%
Euler-v2Sonic2.68MUSDC0%7.47%6.33%
WasabiEthereum1.68MUSDC0%8.18%6.32%
Ipor-fusionEthereum1.09MUSDC0%5.41%6.16%
Yield-yak-aggregatorAvalanche1.44MUSDC0%5.28%6.12%
Morpho-blueEthereum1.51MUSDC0%8.77%6.05%
Benqi-lendingAvalanche5.15MUSDT0%6.43%6.03%
Echelon-marketMove2.45MUSDC3.43%11.31%5.96%
Echelon-marketAptos1.90MUSDT2.17%7.93%5.87%
Folks-finance-lendingAlgorand1.11MUSDC0%5.48%5.84%
Polynomial-liquidityPolynomial1.82MUSDC0%6.16%5.65%
Compound-v2Ethereum4.47MDAI0%3.81%5.51%
Scallop-lendSui3.14MUSDC0%6.58%5.5%
Kamino-lendSolana33.92MUSDC0%5.14%5.32%
ExactlyOptimism1.51MUSDC0%5.22%5.25%
Silo-v2Sonic4.96MUSDC0%4.25%5.21%
Benqi-lendingAvalanche13.76MUSDC0%5.43%5.18%
Mars-lendOsmosis2.26MUSDC0%5.05%5.18%
Yearn-financeEthereum18.39MDAI0%5.42%5.16%
Euler-v2Avalanche6.24MUSDC1.67%8.55%5.15%
Yearn-financeEthereum15.32MUSDC0.65%6.21%5.12%
Kamino-lendSolana1.40MUSDT0%4.61%5.07%
ExactlyOptimism1.51MUSDC0%4.96%4.94%
Nostra-money-marketStarknet1.16MUSDC4.53%7.74%4.86%
Yearn-financeEthereum1.50MUSDT0%4.26%4.81%
VesperEthereum1.75MUSDC0%6.83%4.76%
ExactlyOptimism1.51MUSDC0%4.63%4.73%
Echelon-marketEchelon_initia1.69MUSDC4.5%9%4.68%
Silo-v2Avalanche8.60MUSDC0%4.29%4.67%
ExactlyOptimism1.51MUSDC0%4.54%4.65%
Flux-financeEthereum1.54MUSDT0%4.69%4.65%
SaveSolana4.60MUSDC0%6.69%4.6%
ExactlyOptimism1.51MUSDC0%4.49%4.59%
VesuStarknet1.26MUSDC3.99%8.51%4.58%
ExactlyOptimism1.51MUSDC0%4.5%4.54%
SaveSolana12.29MUSDC0%3.98%4.53%
Euler-v2Ethereum2.07MUSDC7.1%13.29%4.52%
Compound-v3Ethereum47.72MUSDC0.21%4.36%4.51%
Euler-v2Ethereum6.52MUSDC0.6%7.11%4.45%
Silo-v2Sonic1.35MUSDC0%5.06%4.41%
Flux-financeEthereum1.15MUSDC0%4.4%4.39%
Compound-v3Ethereum19.44MUSDT0.51%4.37%4.3%
ExactlyOptimism1.51MUSDC0%4.19%4.27%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum623.9M11.97%
Avalanche748.4M6.34%
Base737.3M9.18%
BSC000%
Ethereum25300.3M8.81%
Mantle000%
Optimism710.6M4.71%
Polygon000%
Solana554.6M6.53%
TON110.7M13.73%
zkSync Era000%