Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.75MUSDC0%85.9%154.01%
AbyssSui1.40MUSDC0%9.05%14.86%
Canto-lendingCanto1.35MUSDC0%12.96%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.3%10.81%
Harvest-financeBase1.97MUSDC0%6.94%10.79%
BitwayBSC14.36MUSDT0%10.84%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase46.13MUSDC0%10.14%10.03%
AutofinanceEthereum2.23MUSDC0%7.73%9.41%
YieldseekerBase1.24MUSDC0%9.12%8.77%
Blend-pools-v2Stellar10.97MUSDC0%9.13%8.64%
SymbiosisEthereum1.12MUSDC0%7.11%7.82%
SymbiosisTron1.22MUSDT0%7.74%7.78%
Benqi-lendingAvalanche2.05MUSDC0%8.07%7.74%
Yearn-financeEthereum1.64MUSDC0%6.19%7.39%
LoopscaleSolana1.15MUSDC1.06%8.36%7.24%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Gains-networkArbitrum5.17MUSDC0%6.26%6.91%
Zerobase-cedefiBSC1.93MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.31MUSDT2%8.76%6.76%
Project-0Solana1.26MUSDC0%7.29%6.37%
Storm-tradeTON3.63MUSDT0%6.41%6.28%
Aave-v3Avalanche4.99MUSDC0%5.78%6.21%
Venus-fluxBSC13.89MUSDT0%7.16%6.19%
Extra-finance-leverage-farmingBase3.79MUSDC0%5.75%6.08%
Aave-v3Avalanche2.16MUSDT0%6.31%5.82%
Yearn-financeEthereum9.63MUSDC0%4.69%5.79%
AutofinanceBase6.27MUSDC3.58%8.57%5.26%
Hyperlend-pooledHyperliquid L113.28MUSDC0%5.04%5.12%
Scallop-lendSui1.31MUSDC0%5.29%5.01%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
Venus-fluxBSC3.79MUSDC0%5.35%4.53%
Folks-finance-lendingAlgorand1.32MUSDC0%4.21%4.52%
DolomiteArbitrum1.39MUSDC0%6.01%4.48%
AutofinanceArbitrum3.31MUSDC1.46%11%4.42%
MapleEthereum1.01BUSDT0%4.33%4.41%
AutofinanceEthereum8.46MUSDC0.64%6.6%4.27%
AmpleBase4.33MUSDC0%4.25%4.25%
Harvest-financeEthereum1.09MUSDC0%4.71%4.21%
Harvest-financeEthereum1.09MUSDC0%4.71%4.21%
Navi-lendingSui6.42MUSDC0.69%4.48%4.17%
ExactlyOP Mainnet1.58MUSDC0%3.79%4.13%
Moonwell-lendingBase1.55MUSDC1.45%4.76%4.12%
TermmaxBase1.25MUSDC0%2.32%4.11%
Fluid-lendingArbitrum49.29MUSDC0.71%6.26%4.11%
ExactlyOP Mainnet1.58MUSDC0%4.02%4.07%
ExactlyOP Mainnet1.58MUSDC0%3.9%4.07%
SparklendEthereum3.54MUSDC0%4.13%4.05%
ExactlyOP Mainnet1.58MUSDC0%3.82%4.01%
Kamino-lendSolana7.91MUSDC0%4.23%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.68%3.91%
ExactlyOP Mainnet1.58MUSDC0%3.82%3.9%
ExactlyOP Mainnet1.58MUSDC0%3.34%3.89%
ExactlyOP Mainnet1.58MUSDC0%3.71%3.88%
Yo-protocolBase16.62MUSDC7.8%14.96%3.84%
Yo-protocolEthereum3.41MUSDC7.8%14.98%3.84%
NeverlandMonad14.70MUSDC4.96%8.3%3.84%
Yearn-financeEthereum9.48MDAI0%3.94%3.83%
Yearn-financeEthereum29.89MUSDC0%3.56%3.78%
Flux-financeEthereum2.69MUSDC0%3.73%3.68%
Euler-v2Ethereum39.01MUSDC0%3.96%3.68%
Fluid-lendingBase15.95MUSDC1.51%6.45%3.66%
Spark-savingsAvalanche34.83MUSDC0%3.69%3.65%
Spark-savingsEthereum0.92BUSDC0%3.69%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum567.1M5.38%
Avalanche444M5.85%
Base11100.8M19.54%
BSC558.3M6.95%
Ethereum192.1B5.6%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana310.3M5.85%
TON13.6M6.28%
zkSync Era000%