Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/08/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.24MUSDC0%52.42%78.26%
EnsuroEthereum1.07MUSDC0%20.28%20.92%
AccountableMonad7.50MUSDC1.19%25.51%20.18%
Nawa-protocolZIGChain3.42MUSDC0%9.4%18.98%
Centrifuge-protocolPlume Mainnet20.77MUSDC0%2.58%16.9%
Centrifuge-protocolMonad10.06MUSDC0%2.36%16.9%
AccountableEthereum1.01MUSDC1.25%14.82%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.98MUSDC0.35%16.34%13.6%
Ember-protocolEthereum7.09MUSDC0%12.89%12.9%
Euler-v2Monad1.20MUSDC1.25%10.28%12.69%
Midas-rwaEtherlink4.82MUSDC0%9.09%11.7%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.63%11.58%
AccountableEthereum3.92MUSDC9.87%23.55%11.54%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Ember-protocolEthereum16.92MUSDC0%7.16%10.55%
Ember-protocolEthereum5.94MUSDC0%8.57%10.45%
GoldfinchEthereum35.95MUSDC0%10.2%10.21%
Ember-protocolSui7.09MUSDC0%9.75%10.16%
Harvest-financeBase1.86MUSDC0%11%10.03%
AguaEthereum8.88MUSDC0%10%10%
Ember-protocolEthereum3.36MUSDC0%9.54%9.91%
Midas-rwaEthereum1.74MUSDC0%10.88%9.85%
YieldseekerBase1.12MUSDC0%9.27%9.44%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Midas-rwaEthereum6.40MUSDC0%8.58%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.58%9.23%
Bracket-vaultsEthereum1.65MUSDC0%9.31%9.18%
Neutral-tradeSolana3.26MUSDC0%8.91%8.91%
Midas-rwaEthereum71.10MUSDC0%10.17%8.71%
LazyEthereum1.19MUSDC0%6.9%8.34%
Midas-rwaEthereum7.85MUSDC0%9.39%8.26%
Pareto-creditEthereum168.48MUSDC0%8.15%8.02%
Bitway-earnBSC25.35MUSDT0%8%8%
Ember-protocolSui9.60MUSDC4%12%8%
Ember-protocolSui1.88MUSDC0%5.92%7.74%
Midas-rwaEthereum6.69MUSDC0%7.35%7.42%
Midas-rwaEthereum2.51MUSDC0%7.37%7.42%
Yearn-financeEthereum8.51MUSDC0%6.02%7.41%
AccountableMonad1.27MUSDC0.5%7.76%7.28%
SentoraEthereum46.67MUSDC0%6.84%7.27%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Ember-protocolSui1.41MUSDC0%9.63%7.12%
Extra-finance-leverage-farmingBase3.30MUSDC0%6.96%7.11%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Neutral-tradeSolana2.14MUSDC0%5.11%6.93%
Zerobase-cedefiBSC19.17MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Yo-protocolBase1.08MUSDC0%6.76%6.75%
CurvanceMonad1.04MUSDC2.7%9.33%6.56%
Yearn-financeEthereum6.83MUSDC0%7.01%6.55%
Ember-protocolSui1.07MUSDC0%8.8%6.54%
Kamino-lendSolana5.30MUSDC0%6.74%6.49%
Aave-v3Avalanche1.63MUSDT0%3.1%6.43%
Blend-pools-v2Stellar14.67MUSDC0%7.06%6.39%
LoopscaleSolana4.04MUSDC0.3%7.02%6.3%
AccountableMonad9.96MUSDC0.5%8.27%6.21%
Yearn-financeEthereum1.19MUSDC0%6.34%6.05%
Harmonix-financeHyperliquid L121.72MUSDC0%6.67%5.96%
Centrifuge-protocolAvalanche261.45MUSDC0%5.08%5.77%
Centrifuge-protocolBase50.42MUSDC0%5.08%5.77%
Centrifuge-protocolEthereum5.71MUSDC0%5.06%5.77%
Midas-rwaEthereum37.44MUSDC0%8.71%5.73%
Kamino-lendSolana2.06MUSDC0%5.07%5.6%
Hyperlend-pooledHyperliquid L115.08MUSDC0%7.01%5.53%
Storm-tradeTON3.06MUSDT0%5.63%5.44%
AutofinanceBase7.56MUSDC2.09%8.11%5.4%
AvantisBase18.81MUSDC0%8.92%5.38%
Navi-lendingSui5.74MUSDC0.51%5.4%5.21%
AutofinanceEthereum7.09MUSDC0.73%6%5.15%
LoopscaleSolana1.77MUSDC0%4.87%4.97%
Yearn-financeBase1.82MUSDC0%4.92%4.97%
Compound-v3Ethereum32.66MUSDC0.11%3.56%4.9%
Harvest-financeEthereum1.15MUSDC0%6.55%4.85%
Ember-protocolSui1.16MUSDC3.37%11.12%4.8%
AzuroPolygon1.30MUSDT0%38.54%4.76%
Fluid-lendingArbitrum44.99MUSDC0%5%4.61%
Fluid-lendingBase9.36MUSDC0%5.23%4.55%
Fluid-lendingEthereum138.59MUSDT0%4.41%4.53%
Lista-lendingBSC2.44MUSDT4.73%7.04%4.53%
Alchemix-v3Ethereum7.75MUSDC0%4.51%4.51%
Benqi-lendingAvalanche3.30MUSDC0%4.22%4.5%
Native-credit-poolEthereum1.17MUSDC0%4.34%4.5%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.66MUSDC0%4.35%4.37%
ExactlyOP Mainnet1.66MUSDC0%4.29%4.31%
Fluid-lendingEthereum153.03MUSDC0%5.18%4.31%
Fluid-lendingEthereum8.92MUSDC0%5.19%4.31%
Kamino-lendSolana11.66MUSDC0%4.14%4.28%
ExactlyOP Mainnet1.66MUSDC0%4.23%4.26%
ExactlyOP Mainnet1.66MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.66MUSDC0%4.15%4.2%
Gains-networkArbitrum5.41MUSDC0%4.17%4.19%
Ember-protocolSui1.20MUSDC0%3.49%4.18%
MapleEthereum0.94BUSDT0%4.21%4.15%
DolomiteArbitrum1.30MUSDC0%4.26%4.15%
ExactlyOP Mainnet1.66MUSDC0%4.1%4.14%
Kamino-lendSolana1.10MUSDT0%3.4%4.13%
Aave-v3Avalanche5.15MUSDC0%3.71%4.1%
TermmaxEthereum3.35MUSDC0%4.06%4.06%
ExactlyOP Mainnet1.66MUSDC0%3.89%4.06%
ExactlyOP Mainnet1.66MUSDC0%4.07%4.03%
Aave-v3Ethereum160.08MUSDC0%3.74%4.02%
Aave-v3Ethereum65.70MUSDC1.48%5.53%4.02%
SymbiosisEthereum1.63MUSDC0%4.85%3.99%
Yo-protocolBase9.48MUSDC0%4.23%3.94%
Yo-protocolEthereum1.51MUSDC0%4.23%3.94%
AmpleBase4.41MUSDC0%4.09%3.83%
Midas-rwaEthereum3.49MUSDC0%4.72%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Moonwell-lendingBase2.79MUSDC0.06%6.93%3.71%
ExactlyOP Mainnet1.66MUSDC0%3.57%3.71%
Yearn-financeEthereum2.43MUSDC0%3.52%3.66%
ExactlyOP Mainnet1.66MUSDC0%2.61%3.66%
Centrifuge-protocolMonad4.54MUSDC0%3.66%3.61%
Centrifuge-protocolPharos4.39MUSDC0%3.66%3.61%
Spark-savingsEthereum272.91MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.05MUSDC0%3.52%3.52%
SparklendEthereum1.73MUSDC0%3.48%3.47%
Aave-v3Base22.07MUSDC0%3.44%3.46%
Midas-rwaEthereum65.04MUSDC0%3.18%3.44%
Midas-rwaEtherlink1.22MUSDC0%3.19%3.44%
Jupiter-lendSolana444.47MUSDC0.68%4.96%3.4%
Ember-protocolEthereum2.03MUSDC0%2.15%3.37%
Yearn-financeEthereum25.62MUSDC0%3.29%3.37%
Native-credit-poolBSC3.98MUSDT0%3.41%3.35%
Jupiter-lendSolana19.02MUSDT0%3.35%3.34%
Native-credit-poolEthereum1.79MUSDT0%3.04%3.31%
Aave-v3Monad11.88MUSDC2%6.49%3.3%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Project-0Solana1.80MUSDC0%4.75%3.29%
DolomiteEthereum30.20MUSDC4.38%7.47%3.25%
Yearn-financeEthereum7.61MDAI0%3.03%3.2%
Kamino-lendSolana1.34MUSDC0%4.73%3.12%
Yearn-financeEthereum7.43MUSDT0%3.19%3.06%
Aave-v3Ethereum349.23MUSDT0%2.78%3.04%
Aave-v3Ethereum74.54MUSDT1.37%4.69%3.04%
Euler-v2Ethereum7.95MUSDC0%3.11%3.03%
TydroInk2.22MUSDC0%1.78%3.03%
Spark-savingsEthereum365.66MUSDT0%2.83%3%
Compound-v3Ethereum37.77MUSDT0.11%3.13%2.87%
Euler-v2Ethereum7.88MUSDC0%4.44%2.84%
Gami-labsBase3.02MUSDC0%2.59%2.83%
Spectra-metavaultsBase3.02MUSDC0%2.59%2.83%
Aave-v3BSC2.20MUSDC0%2.99%2.82%
Aave-v4Ethereum2.52MUSDT0%2.49%2.8%
Aave-v3Ethereum1.68MUSDC0%3.05%2.79%
Compound-v3Arbitrum3.50MUSDC0%2.73%2.77%
CurvanceMonad2.36MUSDC2.7%5.24%2.72%
Aave-v3Polygon12.87MUSDC0%2.77%2.68%
Compound-v3Arbitrum3.81MUSDT0%2%2.66%
LoopscaleSolana1.43MUSDC7.91%8.06%2.65%
Aave-v3Ethereum1.56MUSDC0%2.14%2.63%
SparklendEthereum63.78MUSDT0%3.7%2.62%
Aave-v3Arbitrum34.73MUSDC0%2.5%2.51%
Aave-v3Ethereum29.41MDAI0%3.17%2.48%
Centrifuge-protocolEthereum1.67MUSDC0%1.1%2.42%
Aave-v3OP Mainnet2.59MUSDC0%3.03%2.42%
Justlend-v1Tron71.34MUSDT0%2.63%2.37%
SaveSolana6.22MUSDC0%2.37%2.32%
SparklendEthereum114.28MDAI0%2.18%2.17%
Venus-core-poolBSC83.17MUSDT0%2.13%2.08%
Aave-v3BSC16.98MUSDT0%2.17%2.07%
Lista-lendingBSC3.96MUSDT0%3.16%2.04%
Midas-rwaEthereum26.21MUSDC0%5.38%2.04%
Echelon-marketAptos1.56MUSDC1.45%3.79%1.99%
CurrentSui10.32MUSDC7.85%9.4%1.97%
Venus-core-poolBSC22.46MUSDC0%2.62%1.88%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Aave-v3Sonic1.18MUSDC0%1.93%1.85%
Venus-core-poolBSC1.03MDAI0%1.81%1.8%
NeverlandMonad2.04MUSDC7.32%6.43%1.78%
Aave-v4Ethereum1.06MUSDT0%1.37%1.7%
Aave-v4Ethereum1.12MUSDC0%1.53%1.61%
SaveSolana2.38MUSDT0%1.41%1.39%
Venus-fluxBSC2.26MUSDT0%2.45%1.3%
ExactlyOP Mainnet1.66MUSDC0%0.99%0.97%
Zest-v2Stacks10.08MUSDC0%0.5%0.57%
Lista-lendingEthereum2.57MUSDT5.24%5.63%0.5%
Lista-lendingBSC3.53MUSDT0%2.29%0.43%
AcrossEthereum1.58MUSDT1.26%1.5%0.24%
Lista-lendingEthereum3.15MUSDC6.77%6.32%0.22%
Aave-v4Avalanche4.85MUSDC0%0.42%0.15%
TectonicCronos44.93MUSDT0%0.15%0.15%
TectonicCronos54.18MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.07%0.04%
AcrossEthereum1.09MUSDC4.22%4.49%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7101.4M3.98%
Avalanche6288.4M4.08%
Base16141.7M5.44%
BSC15190.6M3.17%
Ethereum773.6B5.61%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon214.2M3.72%
Solana17523.7M8.55%
TON13.1M5.44%
zkSync Era000%