Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.87%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.67%11.14%
BitwayBSC13.84MUSDT0%11.23%11%
AutofinanceArbitrum3.62MUSDC1.25%10.69%10.91%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Blend-pools-v2Stellar9.84MUSDC0%9.3%9.12%
YieldseekerBase1.26MUSDC0%9.9%8.89%
AvantisBase49.31MUSDC0%9.97%8.85%
AbyssSui1.82MUSDC0%8.97%8.76%
Benqi-lendingAvalanche2.20MUSDC0%6.8%7.51%
SymbiosisTron1.95MUSDT0%7.25%7.11%
AutofinanceEthereum4.38MUSDC0%6.84%7.07%
LoopscaleSolana2.28MUSDC1.03%8.57%7.04%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiBSC24.81MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
Harvest-financeBase1.97MUSDC0%6.59%6.49%
Aave-v3Avalanche4.83MUSDC0%4.27%6.39%
AutofinanceEthereum9.36MUSDC0.6%6.12%6.31%
Venus-fluxBSC41.97MUSDT0%7.8%6.23%
DeltaprimeAvalanche1.06MUSDC0%5.28%6.2%
Aave-v3Ethereum8.13MDAI0%5.09%5.87%
Fusion-by-iporEthereum1.28MUSDC0%3.78%5.85%
Aave-v3Avalanche2.21MUSDT0%4.27%5.82%
Extra-finance-leverage-farmingBase4.07MUSDC0%5.44%5.59%
SymbiosisEthereum1.05MUSDC0%7.35%5.55%
Hyperlend-pooledHyperliquid L19.46MUSDC0%4.39%5.47%
AutofinanceBase5.62MUSDC3.99%7.75%5.22%
Navi-lendingSui2.57MUSDC0.64%4.36%5.17%
Kamino-lendSolana7.88MUSDC0%3.65%5.1%
Yearn-financeEthereum7.13MUSDC0%4.2%5.04%
Gains-networkArbitrum5.35MUSDC0%6.76%4.81%
Aave-v3Ethereum127.90MUSDT0%4.36%4.77%
Harvest-financeEthereum1.08MUSDC0%3.05%4.73%
MapleEthereum0.96BUSDT0%4.06%4.61%
TydroInk2.11MUSDC0%2.8%4.61%
Fluid-lendingArbitrum36.12MUSDC0.9%6.08%4.59%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Folks-finance-lendingAlgorand1.29MUSDC0%3.78%4.54%
Yearn-financeEthereum2.58MUSDC0%5.55%4.48%
Aave-v3Arbitrum13.77MUSDC0%3.46%4.43%
Euler-v2Ethereum33.40MUSDC0%3.9%4.15%
ExactlyOP Mainnet1.60MUSDC0%3.89%4.06%
SparklendEthereum2.98MUSDC0%4.09%4.04%
Yearn-financeEthereum8.56MDAI0%3.6%4.03%
ExactlyOP Mainnet1.60MUSDC0%3.76%4.02%
ExactlyOP Mainnet1.60MUSDC0%3.39%3.99%
Aave-v3Ethereum139.79MUSDC0%4.41%3.97%
ExactlyOP Mainnet1.60MUSDC0%3.35%3.87%
Yearn-financeEthereum1.17MUSDC0%3.38%3.85%
NeverlandMonad14.86MUSDC4.55%8.19%3.81%
Fluid-lendingEthereum120.64MUSDT1.68%6.01%3.81%
Wasabi-perpsBase2.22MUSDC0%4.69%3.8%
Fluid-lendingBase11.95MUSDC1.86%6.4%3.78%
DolomiteEthereum20.76MUSDC4.18%6.28%3.77%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.76%
ExactlyOP Mainnet1.60MUSDC0%3.65%3.75%
ExactlyOP Mainnet1.60MUSDC0%3.98%3.7%
ExactlyOP Mainnet1.60MUSDC0%3.82%3.69%
Yo-protocolBase18.55MUSDC12%13.73%3.68%
Yo-protocolEthereum3.78MUSDC12%13.71%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsEthereum572.20MUSDC0%3.73%3.65%
Spark-savingsAvalanche37.30MUSDC0%3.73%3.65%
ExactlyOP Mainnet1.60MUSDC0%3.39%3.65%
TermmaxEthereum1MUSDC0%0.39%3.65%
TermmaxEthereum1MUSDC0%0.39%3.65%
Euler-v2Ethereum24.84MUSDC0%3.88%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum566.8M6.35%
Avalanche547.6M5.91%
Base894.9M5.79%
BSC482.5M7.69%
Ethereum272.1B5.06%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana210.2M6.07%
TON000%
zkSync Era000%