Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/05/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%142.35%28.44%
Canto-lendingCanto1.35MUSDC0%13.13%13.34%
Ember-protocolEthereum43.63MUSDC0%17.78%12.52%
AvantisBase45.03MUSDC0%10.16%11.51%
AutofinanceEthereum2.03MUSDC0%9.2%11.5%
Bracket-vaultsEthereum2.71MUSDC0%10.84%10.5%
BitwayBSC19.83MUSDT0%10.6%10.5%
Ember-protocolSui1.13MUSDC0%7.02%10.47%
Ember-protocolSui1.47MUSDC0%10.01%10%
GoldfinchEthereum37.25MUSDC0%10.06%9.98%
YieldseekerBase1.29MUSDC0%9.01%9.13%
Harvest-financeBase1.90MUSDC0%9.14%8.78%
Harmonix-financeHyperliquid L115.01MUSDC0%10.19%8.77%
Blend-pools-v2Stellar10.92MUSDC0%8.84%8.41%
Ember-protocolSui5.38MUSDC4%12%8%
SymbiosisTron2.30MUSDT0%7.19%7.66%
LoopscaleSolana1.71MUSDC0.66%8.13%7.15%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.57%6.86%
Ember-protocolEthereum4.65MUSDC0%6.98%6.83%
Zerobase-cedefiBSC24.39MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Kamino-lendSolana6.86MUSDC0%5.43%6.58%
Ember-protocolSui1.81MUSDC0%9.6%6.57%
DeltaprimeAvalanche1.04MUSDC0%6.21%6.55%
DeltaprimeAvalanche1.04MUSDC0%6.21%6.55%
Ember-protocolSui2.81MUSDC0%7.55%6.51%
Harvest-financeEthereum1.09MUSDC0%4.53%6.18%
Fusion-by-iporEthereum1.35MUSDC0%5.03%6.15%
Aave-v3Avalanche2.10MUSDT0%6.72%6.09%
Storm-tradeTON3.69MUSDT0%6.29%5.77%
Extra-finance-leverage-farmingBase3.74MUSDC0%6.05%5.73%
LoopscaleSolana1.12MUSDC0%5.52%5.5%
Ember-protocolSui1.18MUSDC0%9.83%5.42%
Scallop-lendSui1.14MUSDC0%5.32%5.4%
AutofinanceBase7.55MUSDC3.1%8.68%5.22%
Yearn-financeEthereum10.73MUSDC0%5.18%5.08%
Fluid-lendingBase12.47MUSDC0%5.68%5.06%
Benqi-lendingAvalanche3.48MUSDC0%7.57%5%
Fluid-lendingArbitrum47.71MUSDC0%5.51%4.94%
Aave-v3Avalanche6.34MUSDC0%6.03%4.9%
Ember-protocolSui1.69MUSDC8.44%13.49%4.86%
Yearn-financeEthereum3.39MUSDC0%5.66%4.86%
Gains-networkBase2.19MUSDC0%2.75%4.85%
Benqi-lendingAvalanche1.14MUSDT0%6.28%4.84%
Flux-financeEthereum1.70MUSDT0%4.58%4.58%
Hyperlend-pooledHyperliquid L115.70MUSDC0%5.38%4.56%
Folks-finance-xchainPolygon1.06MUSDT0%4.58%4.55%
Navi-lendingSui4.73MUSDC0.64%4.84%4.54%
AmpleBase4.33MUSDC0%4.68%4.43%
TermmaxBase1.25MUSDC0%2.68%4.39%
Folks-finance-lendingAlgorand1.44MUSDC0%4.46%4.36%
AutofinanceEthereum7.72MUSDC0.67%5.39%4.34%
Yo-protocolBase15.44MUSDC0%3.97%4.26%
Yo-protocolEthereum3.35MUSDC0%3.98%4.26%
MapleEthereum0.91BUSDT0%4.49%4.22%
DolomiteArbitrum1.54MUSDC0%4.99%4.21%
ExactlyOP Mainnet1.60MUSDC0%4.09%4.17%
ExactlyOP Mainnet1.60MUSDC0%4.07%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.65%4.11%
Euler-v2Monad2.38MUSDC0%7.85%4.11%
Fluid-lendingEthereum204.05MUSDC0.98%4.73%4.07%
ExactlyOP Mainnet1.60MUSDC0%3.98%4.05%
TermmaxEthereum7.31MUSDC0%2.32%4.05%
Moonwell-lendingBase1.71MUSDC0%4.93%4.04%
TermmaxEthereum2.01MUSDC0%3.57%4.03%
Compound-v3Ethereum32.47MUSDC0.12%3.29%4.01%
ExactlyOP Mainnet1.60MUSDC0%3.89%3.98%
ExactlyOP Mainnet1.60MUSDC0%3.84%3.97%
ExactlyOP Mainnet1.60MUSDC0%3.87%3.96%
ExactlyOP Mainnet1.60MUSDC0%3.87%3.96%
ExactlyOP Mainnet1.60MUSDC0%3.85%3.95%
ExactlyOP Mainnet1.60MUSDC0%4.03%3.94%
CurvanceMonad1.44MUSDC2.29%6.99%3.87%
Jupiter-lendSolana439.93MUSDC1.11%4.55%3.82%
SparklendEthereum4.73MUSDC0%4.16%3.81%
NeverlandMonad14.51MUSDC4.55%8.51%3.79%
Lazy-summer-protocolBase1.40MUSDC0.67%3.97%3.77%
ExactlyOP Mainnet1.60MUSDC0%0.41%3.75%
Yearn-financeEthereum2.68MUSDC0%3.34%3.74%
Centrifuge-protocolEthereum172.73MUSDC0%3.4%3.72%
Centrifuge-protocolAvalanche258.78MUSDC0%3.4%3.72%
Centrifuge-protocolEthereum6.84MUSDC0%3.29%3.72%
Flux-financeEthereum2.69MUSDC0%3.68%3.68%
Spark-savingsAvalanche27.53MUSDC0%3.65%3.65%
Spark-savingsEthereum396.39MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.3M5.75%
Avalanche8301.5M5.16%
Base13100.1M7.66%
BSC346.2M8.01%
Ethereum251.9B5.62%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.55%
Solana4449.6M5.76%
TON13.7M5.77%
zkSync Era000%