Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/10/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
EnsuroEthereum1.30MUSDC0%21.56%25.22%
Harvest-financeBase1.82MUSDC0%33.36%24.78%
VerantaBase9.63MUSDC0%19.32%19.04%
AccountableEthereum1.05MUSDC0.75%14.97%14.25%
Vectis-financeEthereum1.77MUSDC0%13.85%13.93%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.63MUSDC0%13.07%12.9%
AccountableEthereum11.06MUSDC0%12.3%12.13%
Rhea-lendNear1.75MUSDT0%9.26%11.94%
AccountableMonad5.44MUSDC0.39%12.11%11.64%
AccountableMonad7.07MUSDC1.18%15.83%11.54%
AccountableEthereum1.77MUSDC0%14.11%11.41%
AccountableEthereum2.85MUSDC9.86%33.36%11.39%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
Ember-protocolSui1.01MUSDC0%11.48%10.4%
Midas-rwaEthereum26.36MUSDC0%8.68%10.21%
Ember-protocolSui10.04MUSDC0%10.13%10.03%
AguaEthereum11.50MUSDC0%10%10%
AccountableMonad74.98MUSDC0.3%11.39%9.5%
AccountableEthereum3.39MUSDC0%12%9.45%
Ember-protocolEthereum3.72MUSDC0%9.58%9.43%
Pareto-creditEthereum2.01MUSDC0%9.38%9.38%
Midas-rwaEthereum7.91MUSDC0%6.84%9.32%
Nawa-protocolZIGChain3.46MUSDC0%9.76%9.31%
Ember-protocolEthereum5.89MUSDC0%11.12%9.18%
Ember-protocolEthereum18MUSDC0%11.21%9.03%
Benqi-lendingAvalanche1.36MUSDC0%6.74%8.91%
Centrifuge-protocolEthereum2.68MUSDT0%5.79%8.8%
Hyperlend-pooledHyperliquid L13.74MUSDC0%4.46%8.75%
Rhea-lendNear2.02MUSDC0%8.64%8.27%
Venus-fluxBSC1.02MUSDT0%2.73%8.23%
Neutral-tradeSolana1.39MUSDC0%8.34%8.18%
Pareto-creditEthereum127.54MUSDC0%7.93%8.06%
Bitway-earnBSC23.83MUSDT0%8%8%
Ember-protocolSui8.50MUSDC4%12%8%
Neutral-tradeSolana2.18MUSDC0%11.62%7.84%
Coinmerce-capitalHyperliquid L11.74MUSDC0%6.34%7.64%
Sentora-curatorEthereum97.01MUSDC0%7.53%7.51%
Bitway-earnBSC2.22MUSDT0%7.5%7.5%
Blend-pools-v2Stellar10.39MUSDC0%7.34%7.42%
Midas-rwaEthereum65.73MUSDC0%7.54%7.35%
AccountableMonad2.18MUSDC0.46%7.5%7.28%
Harvest-financeBase1.05MUSDC0%7.04%7.22%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Fluid-lendingEthereum132.66MUSDC0%4.99%6.98%
Yearn-financeEthereum7.45MUSDC0%6.87%6.95%
Extra-finance-leverage-farmingBase3.38MUSDC0%6.56%6.89%
Jupiter-lendSolana481.33MUSDC0.37%5.04%6.88%
Zerobase-cedefiBSC16.78MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
Yearn-financeEthereum11.61MUSDC0%6.71%6.57%
Fusion-by-iporEthereum1.28MUSDC0%6.23%6.55%
Vectis-financeSolana2.70MUSDC0%6.72%6.31%
Harvest-financeEthereum1.19MUSDC0%6.15%6.29%
Midas-rwaBase51.54MUSDC0%4.34%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%4.4%6.2%
Midas-rwaEthereum29.59MUSDC0%7.34%6.19%
Harmonix-financeHyperliquid L115.21MUSDC0%6.34%6.16%
Aave-v3Avalanche5.13MUSDC0%5.55%6.14%
AccountableMonad6.67MUSDC0.47%5.76%6.13%
Midas-rwaEthereum34.06MUSDC0%6.4%6.1%
Kamino-lendSolana5.81MUSDC0%4.96%5.97%
Kamino-lendSolana2.11MUSDC0%5.42%5.86%
Kamino-lendSolana8.65MUSDC0%6.65%5.86%
Fluid-lendingArbitrum55.51MUSDC0%4.9%5.66%
Alchemix-v3Ethereum7.78MUSDC0%5.31%5.62%
Ember-protocolSui8.86MUSDC0%11.4%5.61%
Fluid-lendingBase11.12MUSDC3.51%7.54%5.52%
Compound-v3Ethereum35.58MUSDC0%4.66%5.49%
Gains-networkArbitrum4.26MUSDC0%32.65%5.42%
Midas-rwaEthereum3.39MUSDC0%7.09%5.36%
Midas-rwaEthereum2.53MUSDC0%7.06%5.36%
MapleEthereum747.02MUSDT0%5.13%5.36%
Centrifuge-protocolAvalanche262.97MUSDC0%3.89%5.35%
Centrifuge-protocolBase22.76MUSDC0%3.88%5.35%
Centrifuge-protocolBSC1.02MUSDC0%3.87%5.35%
Centrifuge-protocolEthereum9.31MUSDC0%3.8%5.34%
SymbioticEthereum1.01MUSDC0%6.18%5.22%
AutofinanceEthereum7.59MUSDC0.84%6.26%5.18%
SymbiosisEthereum1.19MUSDC0%4.25%5.12%
Compound-v3Ethereum15.09MUSDT0%3.17%5.09%
Gami-labsBase3.03MUSDC0%3.4%4.98%
Spectra-metavaultsBase3.03MUSDC0%3.4%4.98%
Navi-lendingSui8.37MUSDC0.54%5.33%4.96%
Fusion-by-iporBase1.05MUSDC1.74%6.4%4.94%
Aave-v4Ethereum2.52MUSDC0%5.05%4.93%
Yearn-financeBase1.62MUSDC0%4.86%4.88%
DolomiteArbitrum1.07MUSDC0%4.58%4.87%
Fusion-by-iporBase3.03MUSDC0%4.81%4.78%
AutofinanceBase3.50MUSDC4.53%10.07%4.64%
Aave-v3Base16.74MUSDC5%3.94%4.56%
TydroInk13.45MUSDC0%4.19%4.47%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Yo-protocolBase7.81MUSDC0%4.34%4.4%
Yo-protocolEthereum1.37MUSDC0%4.34%4.4%
Ember-protocolEthereum2.05MUSDC0%4.51%4.39%
ExactlyOP Mainnet1.56MUSDC0%4.34%4.34%
CurvanceMonad3.18MUSDC1.8%6.11%4.3%
ExactlyOP Mainnet1.56MUSDC0%4.29%4.3%
Yearn-financeEthereum2.40MUSDC0%4.13%4.26%
ExactlyOP Mainnet1.56MUSDC0%4.22%4.25%
ExactlyOP Mainnet1.56MUSDC0%4.18%4.22%
ExactlyOP Mainnet1.56MUSDC0%4.35%4.19%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
Aave-v3Monad17.57MUSDC1.54%6.12%4.14%
ExactlyOP Mainnet1.56MUSDC0%4.3%4.13%
Fluid-lendingEthereum128.04MUSDT0%4.49%4.12%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.03%
ExactlyOP Mainnet1.56MUSDC0%2.45%4.02%
Venus-core-poolBSC7.52MUSDC0%3.81%3.93%
Jupiter-lendSolana17.05MUSDT0%3.8%3.92%
Neutral-tradeSolana4.23MUSDC0%13.84%3.92%
Aave-v3Polygon1.04MDAI0%4.54%3.91%
ExactlyOP Mainnet1.56MUSDC0%4.08%3.9%
ExactlyOP Mainnet1.56MUSDC0%3.76%3.87%
Midas-rwaEthereum1.72MUSDC0%8.07%3.83%
Aave-v3Ethereum142.97MUSDC0%4.33%3.81%
Aave-v3Ethereum53.24MUSDC1.83%5.91%3.81%
Spark-savingsEthereum305.24MUSDC0%3.65%3.8%
Spark-savingsAvalanche2.61MUSDC0%3.65%3.8%
Midas-rwaEthereum6.44MUSDC0%3.63%3.77%
Midas-rwaEtherlink1.13MUSDC0%3.6%3.77%
Spark-savingsEthereum730.70MUSDT0%3.58%3.75%
Storm-tradeTON2.66MUSDT0%4.75%3.71%
Yearn-financeEthereum19.47MUSDC0%3.66%3.68%
Yearn-financeEthereum1.12MUSDC0%3.43%3.66%
Centrifuge-protocolBase7.15MUSDC0%4.01%3.62%
Centrifuge-protocolPharos4.56MUSDC0%3.62%3.62%
Centrifuge-protocolBSC1.02MUSDC0%3.62%3.62%
Midas-rwaEtherlink4.95MUSDC0%5.28%3.61%
Echelon-marketAptos1.37MUSDC2.62%5.67%3.6%
SaveSolana4.21MUSDC0%3.15%3.59%
SparklendEthereum4.67MUSDC0%3.4%3.56%
Lista-lendingBSC2.80MUSDT0%4.06%3.56%
Aave-v3Avalanche3.14MUSDT0%3.99%3.43%
Aave-v3Ethereum11.02MDAI0%3.25%3.41%
SparklendEthereum16.19MUSDT0%3.4%3.39%
Aave-v3Ethereum325.42MUSDT0%3.86%3.36%
Aave-v3Ethereum62.56MUSDT1.63%5.42%3.36%
Yearn-financeEthereum5.69MUSDT0%3.27%3.35%
Aave-v3Ethereum1.20MUSDC0%3.25%3.3%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Venus-core-poolBSC46.44MUSDT0%3.23%3.28%
Aave-v3BSC1.96MUSDC0%3.32%3.26%
DolomiteEthereum31.42MUSDC4.09%7.43%3.22%
Compound-v3Base1.08MUSDC0%5.17%3.21%
Aave-v3Polygon10.19MUSDC0%3.06%3.17%
Compound-v3Arbitrum2.12MUSDC0%3.01%3.09%
Aave-v3BSC11.73MUSDT0%2.9%3.02%
Aave-v4Ethereum4.84MUSDT0%4.15%2.99%
Yearn-financeEthereum6.77MDAI0%2.9%2.94%
Kamino-lendSolana1.74MUSDC0%2.57%2.94%
SparklendEthereum75.28MDAI0%2.69%2.85%
Justlend-v1Tron63.75MUSDT0%2.14%2.69%
Aave-v3Arbitrum37.84MUSDC0%3.13%2.63%
Lista-lendingBSC1.34MUSDT0%3.01%2.56%
SaveSolana1.98MUSDT0%1.95%2.38%
Compound-v3Arbitrum5.11MUSDT0%2.49%2.35%
CurrentSui1.08MUSDT2.79%6.88%2.27%
Neutral-tradeSolana2.19MUSDC0%51.18%2.01%
CurrentSui23.98MUSDC4.81%8.11%1.85%
Native-credit-poolEthereum1.14MUSDC0%4.36%1.83%
Midas-rwaEthereum74.83MUSDC0%3.41%1.81%
Midas-rwaEtherlink1.22MUSDC0%3.41%1.81%
Neutral-tradeSolana1.41MUSDC0%60.88%1.81%
Euler-v2Monad5.73MUSDC1.25%7.69%1.78%
Euler-v2Monad2.34MUSDC0%6.43%1.78%
Lista-lendingEthereum4.47MUSDC5.87%7.01%1.38%
Native-credit-poolEthereum3.77MUSDT0%2.93%1.17%
Lista-lendingEthereum3.86MUSDT5.22%5.76%1.13%
SymbioticEthereum1.01MUSDC0%3.22%1.13%
SymbioticEthereum1.01MUSDC0%3.22%1.13%
ExactlyOP Mainnet1.56MUSDC0%1.08%1.06%
Aave-v4Avalanche6.50MUSDC4.05%4.89%0.55%
TectonicCronos1.48MUSDC0.02%0.52%0.41%
Aave-v4Avalanche6.47MUSDT5.89%6.45%0.29%
AcrossEthereum1.12MUSDT2.94%3.39%0.25%
CredixSolana13.41MUSDC0%0.06%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7113.5M4.43%
Avalanche7288.2M4.07%
Base18159.9M7.05%
BSC13119.6M5.06%
Ethereum743.5B6.1%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.2M3.54%
Solana15550.4M4.5%
TON12.7M3.71%
zkSync Era000%