Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/09/2026 19:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.84MUSDC0%32.03%131.46%
Gains-networkArbitrum4.63MUSDC0%13.26%32.21%
AccountableEthereum1.75MUSDC20.96%31.19%27.14%
Lista-lendingBSC2.30MUSDT0%7.21%21.13%
EnsuroEthereum1.15MUSDC0%21.41%21.03%
AvantisBase10.51MUSDC0%8.19%19.7%
AccountableMonad7.50MUSDC0.91%17.53%16.57%
Neutral-tradeSolana2.17MUSDC0%12.03%15.42%
AccountableEthereum1.05MUSDC0%15.18%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum1.64MUSDC0%24.33%12.93%
Ember-protocolEthereum6.86MUSDC0%12.86%12.9%
AccountableEthereum11.75MUSDC0%12.01%12.51%
Midas-rwaEthereum26.37MUSDC0%4.95%11.87%
AccountableMonad5.04MUSDC0.42%12.11%11.64%
AccountableMonad74.99MUSDC0.28%12.41%11.4%
Ember-protocolEthereum10.29MUSDC0%9.66%11.32%
Neutral-tradeSolana1.17MUSDC0%9.5%10.87%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Ember-protocolSui1.34MUSDC0%9.89%10.09%
Ember-protocolSui8.12MUSDC0%10.16%10%
AguaEthereum5.11MUSDC0%10%10%
Ember-protocolEthereum3.32MUSDC0%9.54%9.41%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana2.25MUSDC0%25.1%8.94%
Bitway-earnBSC25.30MUSDT0%8%8%
Ember-protocolSui9.24MUSDC4%12%8%
YieldseekerBase1.03MUSDC0%8.54%7.88%
Pareto-creditEthereum148.78MUSDC0%7.93%7.82%
Midas-rwaEthereum65.25MUSDC0%8.07%7.77%
Harvest-financeBase1.04MUSDC0%6.83%7.6%
Midas-rwaEthereum1.70MUSDC0%9.11%7.58%
Blend-pools-v2Stellar10.29MUSDC0%6.89%7.54%
Bitway-earnBSC6.67MUSDT0%7.22%7.5%
Midas-rwaEthereum7.65MUSDC0%7.95%7.35%
Fusion-by-iporBase1.04MUSDC0%6.28%7.33%
Euler-v2Monad2.43MUSDC1.25%8.4%7.28%
Centrifuge-protocolAvalanche262.36MUSDC0%5.11%7.25%
Centrifuge-protocolBase50.59MUSDC0%5.11%7.25%
Centrifuge-protocolEthereum9.29MUSDC0%5.19%7.25%
Midas-rwaEthereum67.34MUSDC0%7.13%7.13%
Midas-rwaEthereum31.57MUSDC0%6.41%7.12%
Yearn-financeEthereum6.08MUSDC0%6.68%7.02%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Neutral-tradeSolana3.37MUSDC0%4.91%6.92%
Harmonix-financeHyperliquid L121.07MUSDC0%6.77%6.88%
AccountableMonad1.60MUSDC0.39%7.53%6.79%
LoopscaleSolana1.57MUSDC0.31%6.99%6.78%
Zerobase-cedefiBSC18.45MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2MUSDC2%8.76%6.76%
Midas-rwaEthereum6.72MUSDC0%7.42%6.64%
Midas-rwaEthereum2.52MUSDC0%7.44%6.64%
Sentora-curatorEthereum73.12MUSDC0%6.61%6.62%
Pareto-creditEthereum22.01MUSDC0%7%6.62%
Yearn-financeEthereum9.36MUSDC0%6.67%6.5%
Fusion-by-iporEthereum1.28MUSDC0%6.08%6.37%
Extra-finance-leverage-farmingBase3.80MUSDC0%6.7%6.05%
Fusion-by-iporEthereum1.09MUSDC0%7.8%6.03%
SymbiosisEthereum1.51MUSDC0%5%6.01%
Kamino-lendSolana8.99MUSDC0%7.21%5.95%
Fusion-by-iporEthereum2.39MUSDC0%5.99%5.62%
Hyperlend-pooledHyperliquid L115.82MUSDC0%5.72%5.56%
Alchemix-v3Ethereum7.65MUSDC0%5.19%5.49%
Harvest-financeEthereum1.17MUSDC0%9.31%5.35%
Storm-tradeTON2.88MUSDT0%5.39%5.25%
Nawa-protocolZIGChain3.43MUSDC0%8.92%5.21%
AutofinanceEthereum7.70MUSDC0.95%6.05%5.18%
Aave-v3Avalanche4.94MUSDC0%3.92%5.15%
AutofinanceBase3.57MUSDC4.51%8.71%5.07%
Yearn-financeBase1.72MUSDC0%5.01%5.02%
Ember-protocolEthereum17.32MUSDC0%8.82%5%
AccountableEthereum3.21MUSDC0%11.31%4.95%
Native-credit-poolEthereum1.14MUSDC0%4.81%4.93%
Benqi-lendingAvalanche2.50MUSDC0%4.86%4.85%
AccountableMonad9.26MUSDC0.44%6.58%4.8%
Fusion-by-iporBase1.19MUSDC3.5%7.57%4.78%
Fluid-lendingBase9.26MUSDC0%4.95%4.74%
MapleEthereum882.29MUSDT0%4.53%4.62%
Navi-lendingSui9.07MUSDC0.41%5.51%4.59%
Flux-financeEthereum1.89MUSDT0%4.44%4.47%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
Fluid-lendingEthereum132.31MUSDT0%4.82%4.42%
Aave-v4Ethereum1.73MUSDC0%4.17%4.41%
DolomiteArbitrum1.28MUSDC0%4.39%4.4%
Kamino-lendSolana3.37MUSDC0%5.67%4.39%
ExactlyOP Mainnet1.64MUSDC0%4.38%4.39%
Fluid-lendingEthereum155.95MUSDC0%4.84%4.34%
Fluid-lendingEthereum3.74MUSDC0%4.84%4.34%
ExactlyOP Mainnet1.64MUSDC0%4.32%4.33%
ExactlyOP Mainnet1.64MUSDC0%4.29%4.33%
ExactlyOP Mainnet1.64MUSDC0%4.23%4.27%
Ember-protocolEthereum2.04MUSDC2%3.77%4.27%
Aave-v3Monad14.54MUSDC1.64%5.58%4.27%
Jupiter-lendSolana17.31MUSDT0%3.97%4.26%
Yo-protocolBase8.42MUSDC0%4.1%4.21%
Yo-protocolEthereum1.35MUSDC0%4.1%4.21%
ExactlyOP Mainnet1.64MUSDC0%4.11%4.19%
ExactlyOP Mainnet1.64MUSDC0%4.2%4.19%
Flux-financeEthereum1.57MUSDC0%3.75%4.15%
ExactlyOP Mainnet1.64MUSDC0%3.96%4.13%
Euler-v2Monad1.24MUSDC1.25%4.39%4.1%
Fluid-lendingArbitrum62.17MUSDC0%4.24%4.04%
CurvanceMonad3.12MUSDC2.07%5.4%4.02%
Yearn-financeEthereum2.39MUSDC0%3.79%4.01%
Midas-rwaEthereum72.55MUSDC0%3.3%3.98%
Midas-rwaEtherlink1.22MUSDC0%3.31%3.98%
Aave-v3Polygon1.02MDAI0%4.06%3.97%
ExactlyOP Mainnet1.64MUSDC0%3.95%3.92%
Centrifuge-protocolMonad4.55MUSDC0%3.13%3.92%
Centrifuge-protocolPharos4.40MUSDC0%3.39%3.92%
Venus-core-poolBSC7.42MUSDC0%2.36%3.87%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum19.83MUSDC0%3.6%3.74%
AmpleBase4.39MUSDC0%4.05%3.71%
Compound-v3Ethereum37.09MUSDC0%4.71%3.69%
Yearn-financeEthereum1.11MUSDC0%3.81%3.63%
TydroInk13.63MUSDC0%3.44%3.62%
Spark-savingsEthereum318.44MUSDC0%3.55%3.6%
Spark-savingsAvalanche9.47MUSDC0%3.55%3.6%
Aave-v3Ethereum184.62MUSDC0%3.88%3.58%
Aave-v3Ethereum58.28MUSDC1.67%5.42%3.58%
Aave-v3Base23.57MUSDC0%3.53%3.56%
SparklendEthereum2.06MUSDC0%3.5%3.54%
SaveSolana4.60MUSDC0%2.7%3.52%
Aave-v3BSC1.45MUSDC0%2.98%3.52%
Aave-v3Avalanche2.73MUSDT0%3.99%3.51%
Spark-savingsEthereum406.79MUSDT0%3.21%3.5%
Jupiter-lendSolana481.27MUSDC0.37%4.93%3.47%
Kamino-lendSolana24.83MUSDC0%4.87%3.42%
SparklendEthereum15.58MUSDT0%3.19%3.39%
Kamino-lendSolana2.32MUSDC0%4.87%3.33%
Native-credit-poolEthereum1.82MUSDT0%3.24%3.31%
Yearn-financeEthereum5.78MUSDT0%3.19%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v4Ethereum1.44MUSDT0%3.34%3.3%
Aave-v3Ethereum366.37MUSDT0%3.36%3.29%
Aave-v3Ethereum70.79MUSDT1.44%4.79%3.29%
Lista-lendingBSC2.43MUSDT0%2.5%3.24%
Yearn-financeEthereum7.44MDAI0%3.25%3.22%
Compound-v3Base1.18MUSDC0%4.69%3.17%
Native-credit-poolBSC1.56MUSDT0%3.1%3.14%
DolomiteEthereum33.17MUSDC3.74%7.42%3.13%
Benqi-lendingAvalanche1.17MUSDT0%3.74%3.11%
Compound-v3Ethereum24.73MUSDT0%3.09%3.11%
Aave-v3Ethereum1.20MUSDC0%2.71%3.1%
Aave-v3Ethereum17.47MDAI0%2.83%3.07%
Kamino-lendSolana2.79MUSDT0%4.2%2.89%
Aave-v3Polygon11.98MUSDC0%2.85%2.88%
Compound-v3Arbitrum3.02MUSDC0%2.8%2.86%
Aave-v3BSC12.23MUSDT0%2.47%2.81%
Aave-v3Arbitrum30.47MUSDC0%2.51%2.73%
Aave-v3OP Mainnet1.95MUSDC0%2.49%2.71%
Midas-rwaEthereum6.43MUSDC0%6.69%2.63%
Midas-rwaEtherlink1.12MUSDC0%6.67%2.63%
Compound-v3Arbitrum4.14MUSDT0%2.56%2.58%
Midas-rwaEtherlink4.84MUSDC0%8.87%2.58%
Venus-core-poolBSC69.74MUSDT0%2.51%2.49%
Justlend-v1Tron67.36MUSDT0%2.31%2.46%
SparklendEthereum99.94MDAI0%2.29%2.46%
Venus-fluxBSC2.06MUSDT0%2.5%2.43%
Aave-v4Avalanche1.45MUSDC2.98%4.33%2.15%
Gami-labsBase3.03MUSDC0%2.05%2.11%
Spectra-metavaultsBase3.03MUSDC0%2.06%2.11%
Echelon-marketAptos1.27MUSDC1.57%3.29%2.1%
Aave-v4Ethereum1.41MUSDC0%1.83%2.05%
Lista-lendingBSC2.15MUSDT0%1.88%2.02%
NeverlandMonad1.46MUSDC6.79%9.4%2.01%
SaveSolana2.32MUSDT0%1.65%1.93%
Aave-v3Arbitrum1.18MDAI0%1.96%1.88%
CurrentSui15.74MUSDC6.06%9.3%1.87%
Aave-v3Sonic1.15MUSDC0%1.85%1.85%
Centrifuge-protocolEthereum1.87MUSDC0%2.55%1.8%
Kamino-lendSolana3.94MUSDC0%0.66%0.94%
ExactlyOP Mainnet1.64MUSDC0%0.93%0.93%
Lista-lendingEthereum5.05MUSDC6.04%7.14%0.92%
Zest-v2Stacks10.09MUSDC0%0.67%0.82%
TectonicCronos1.15MUSDC0.03%0.28%0.65%
Lista-lendingEthereum3.33MUSDT6.11%5.92%0.52%
AcrossEthereum1.58MUSDT1.28%1.42%0.25%
AcrossEthereum1.10MUSDC4.25%4.3%0.19%
Aave-v4Avalanche3.88MUSDT6.62%4.61%0.09%
CredixSolana13.46MUSDC0%0.05%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.5M7.21%
Avalanche8288.5M3.71%
Base20141.8M12.08%
BSC13153.8M5.67%
Ethereum753.5B5.91%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213M3.43%
Solana16575.7M5.19%
TON12.9M5.25%
zkSync Era000%