Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 28 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Wasabi-perpsBase2.16MUSDC0%4.74%17.92%
Canto-lendingCanto1.35MUSDC0%12.88%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.64%11.11%
BitwayBSC14.06MUSDT0%11.2%11%
AutofinanceArbitrum3.68MUSDC1.2%10.93%10.99%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Blend-pools-v2Stellar9.86MUSDC0%9.28%9.11%
AvantisBase48.79MUSDC0%10.01%8.84%
YieldseekerBase1.25MUSDC0%9.76%8.76%
Aave-v3Ethereum7.27MDAI0%5.27%8.08%
Harvest-financeEthereum1.08MUSDC0%3.23%7.81%
AbyssSui1.60MUSDC0%8.97%7.76%
Aave-v3Avalanche1.70MUSDT0%4.48%7.18%
SymbiosisTron1.78MUSDT0%7.34%7.11%
LoopscaleSolana1.98MUSDC1.04%8.56%7.09%
AutofinanceEthereum4.38MUSDC0%6.89%7.07%
Harvest-financeBase1.97MUSDC0%6.61%7.04%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.79MUSDT2%8.76%6.76%
Venus-fluxBSC7.19MUSDC0%5.66%6.47%
DeltaprimeAvalanche1.06MUSDC0%5.29%6.2%
AutofinanceEthereum9.35MUSDC0.59%6.18%6.13%
Benqi-lendingAvalanche2.39MUSDC0%6.87%5.96%
Aave-v3Avalanche5.31MUSDC0%4.41%5.87%
Fusion-by-iporEthereum1.28MUSDC0%4.09%5.81%
Extra-finance-leverage-farmingBase3.97MUSDC0%5.47%5.76%
Fluid-lendingArbitrum35.74MUSDC0.83%6.08%5.73%
SymbiosisEthereum1.08MUSDC0%7.42%5.55%
LoopscaleSolana1.38MUSDC0%5.31%5.53%
Gains-networkArbitrum5.34MUSDC0%6.73%5.48%
Yearn-financeEthereum7.14MUSDC0%4.24%5.24%
Hyperlend-pooledHyperliquid L110.75MUSDC0%4.44%5.24%
AutofinanceBase5.66MUSDC3.92%7.83%5.04%
Aave-v3Ethereum125.34MUSDT0%4.45%4.92%
DolomiteArbitrum1.23MUSDC0%5.53%4.91%
Yearn-financeEthereum1.97MUSDC0%5.55%4.8%
Scallop-lendSui1.37MUSDC0%5.32%4.74%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Folks-finance-lendingAlgorand1.30MUSDC0%3.82%4.53%
Kamino-lendSolana8.04MUSDC0%3.72%4.5%
MapleEthereum1.03BUSDT0%4.08%4.48%
Fluid-lendingBase12.01MUSDC1.7%6.4%4.4%
DolomiteEthereum13.04MUSDC4.09%6.31%4.3%
Venus-fluxBSC41.73MUSDT0%7.72%4.15%
Yearn-financeEthereum8.56MDAI0%3.66%4.08%
ExactlyOP Mainnet1.59MUSDC0%3.91%4.06%
Navi-lendingSui2.96MUSDC0.62%4.37%4.05%
SparklendEthereum2.97MUSDC0%4.09%4.04%
Aave-v3Arbitrum14.56MUSDC0%3.55%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.77%4.03%
ExactlyOP Mainnet1.59MUSDC0%3.41%3.99%
Aave-v3Ethereum140.21MUSDC0%4.46%3.97%
Euler-v2Ethereum22MUSDC0%3.88%3.95%
Euler-v2Ethereum37.56MUSDC0%3.91%3.95%
TydroInk2.36MUSDC0%2.9%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.48%3.89%
Yo-protocolBase18.77MUSDC12%13.7%3.82%
Yo-protocolEthereum3.79MUSDC12%13.68%3.82%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.8%
ExactlyOP Mainnet1.59MUSDC0%3.65%3.77%
ExactlyOP Mainnet1.59MUSDC0%3.96%3.76%
ExactlyOP Mainnet1.59MUSDC0%3.8%3.75%
Yearn-financeEthereum1.17MUSDC0%3.41%3.72%
ExactlyOP Mainnet1.59MUSDC0%3.38%3.71%
Fluid-lendingEthereum1MUSDC0%3.43%3.69%
Fluid-lendingEthereum1MUSDC0%3.43%3.69%
Fluid-lendingEthereum6.93MUSDC0%3.44%3.69%
Fluid-lendingEthereum191.47MUSDC0.97%4.5%3.69%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
NeverlandMonad15.58MUSDC4.4%8.15%3.67%
Spark-savingsAvalanche37.12MUSDC0%3.72%3.65%
Spark-savingsEthereum576.42MUSDC0%3.72%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum668.5M6.36%
Avalanche547.6M5.77%
Base894.6M7.7%
BSC589.7M7.03%
Ethereum282.3B5.23%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.4M5.71%
TON000%
zkSync Era000%