Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.67% on Jun 18 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.41MUSDT0%60.6%34.73%
Harvest-financeEthereum1.13MUSDC0%7.27%16.12%
Ember-protocolSui1.18MUSDC0%9.62%15.47%
Harvest-financeBase1.85MUSDC0%14.95%14.92%
AccountableEthereum1.04MUSDC0%14.3%14.25%
Canto-lendingCanto1.35MUSDC0%13.58%13.61%
Ember-protocolEthereum27.19MUSDC0%12.58%12.52%
AccountableMonad46.66MUSDC0.34%10.26%11.6%
Ember-protocolEthereum4.80MUSDC0%8.4%10.39%
AvantisBase32.30MUSDC0%9.79%10.16%
GoldfinchEthereum36.72MUSDC0%10.1%10.12%
Harmonix-financeHyperliquid L116.83MUSDC0%10.13%10.1%
AccountableMonad5.18MUSDC0.46%10.12%10%
Bracket-vaultsEthereum2.72MUSDC0%10.26%10%
Bitway-earnBSC25.72MUSDT0%10.12%10%
Ember-protocolSui1.10MUSDC0%8.18%9.13%
Ember-protocolSui1.40MUSDC0%8.35%8.8%
Fusion-by-iporEthereum1.50MUSDC0%6.32%8.71%
Ember-protocolSui3.07MUSDC0%8.52%8.37%
SymbiosisEthereum1.38MUSDC0%9.79%8.35%
AccountableMonad9.05MUSDC0.5%12.11%8.05%
Ember-protocolSui1.08MUSDC0%8.62%8%
Ember-protocolSui5.92MUSDC4%12%8%
LoopscaleSolana1.02MUSDC0.76%8.04%7.4%
LoopscaleSolana1.02MUSDC0.76%8.04%7.4%
LazyEthereum1.04MUSDC0%7.76%7.37%
Kamino-lendSolana3.56MUSDC0%5.97%7.08%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%7.96%6.79%
Zerobase-cedefiBSC2.38MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.57MUSDT2%8.76%6.76%
Storm-tradeTON3.62MUSDT0%5.84%6.06%
Blend-pools-v2Stellar17MUSDC0%7.5%5.94%
Fluid-lendingEthereum8.43MUSDC0%5.09%5.9%
Fluid-lendingEthereum121.69MUSDC0.91%6.93%5.9%
Centrifuge-protocolEthereum370.69MUSDC0%3.83%5.73%
Aave-v3Ethereum7.92MDAI0%3.08%5.64%
AccountableEthereum4.82MUSDC8.33%7.7%5.55%
Fluid-lendingBase8.78MUSDC0%5.46%5.51%
Venus-fluxBSC5.62MUSDT0%3.01%5.47%
AutofinanceEthereum7.26MUSDC0.4%5.86%5.33%
Hyperlend-pooledHyperliquid L114.74MUSDC0%5.58%5.29%
Yearn-financeEthereum9.07MUSDC0%4.79%5.28%
AutofinanceBase8.16MUSDC1.75%7.9%5.26%
SymbiosisTron1.53MUSDT0%7.25%5.23%
Navi-lendingSui6.15MUSDC0.43%5.74%5.2%
Extra-finance-leverage-farmingBase3.64MUSDC0%6.83%5.07%
YieldseekerBase1.69MUSDC0%8.41%5.04%
Fluid-lendingArbitrum35.98MUSDC0%5.84%4.99%
Ember-protocolSui6.96MUSDC0%5.34%4.98%
AccountableEthereum2.11MUSDC0%3.99%4.9%
Yearn-financeBase1.72MUSDC0%5.32%4.8%
Folks-finance-lendingAlgorand1.09MUSDC0%4.66%4.77%
CurvanceMonad1.30MUSDC2.59%7.93%4.76%
Native-credit-poolBSC1.75MUSDT0%3.89%4.71%
Yearn-financeEthereum3.12MUSDC0%4.85%4.7%
AutofinanceEthereum1.33MUSDC0%9.49%4.61%
Flux-financeEthereum1.92MUSDT0%4.56%4.44%
Euler-v2Monad2.06MUSDC0.16%4.15%4.43%
Lista-lendingBSC3.41MUSDT0.23%3.89%4.4%
AmpleBase4.31MUSDC0%4.8%4.35%
Kamino-lendSolana14.19MUSDC0%5.02%4.32%
DolomiteArbitrum1.38MUSDC0%3.9%4.23%
Fluid-lendingEthereum112.18MUSDT0.98%4.59%4.21%
Yo-protocolBase11.52MUSDC0%4.26%4.19%
Yo-protocolEthereum2.71MUSDC0%4.25%4.19%
Moonwell-lendingBase1.53MUSDC0.39%6.72%4.15%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.15%
Centrifuge-protocolBase50.06MUSDC0%4.02%4.15%
Centrifuge-protocolAvalanche259.62MUSDC0%4.03%4.15%
Centrifuge-protocolEthereum5.92MUSDC0%4.02%4.14%
Centrifuge-protocolBase2.16MUSDC0%4.02%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.06%4.14%
ExactlyOP Mainnet1.49MUSDC0%4.09%4.13%
ExactlyOP Mainnet1.49MUSDC0%4.06%4.13%
Yearn-financeEthereum1.18MUSDC0%3.61%4.12%
ExactlyOP Mainnet1.49MUSDC0%4.14%4.09%
ExactlyOP Mainnet1.49MUSDC0%4.02%4.05%
ExactlyOP Mainnet1.49MUSDC0%4%4.04%
MapleEthereum1.04BUSDT0%4.17%4.03%
TermmaxBase1.25MUSDC0%4.16%3.99%
Folks-finance-xchainPolygon1.27MUSDT0%4.25%3.96%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.49MUSDC0%3.83%3.93%
Ember-protocolSui1.16MUSDC7.29%11.4%3.91%
Kamino-lendSolana1.20MUSDT0%3.33%3.89%
Jupiter-lendSolana404.29MUSDC0.75%4.65%3.86%
Lista-lendingBSC9.97MUSDT0.48%4.1%3.86%
Yearn-financeEthereum2.45MUSDC0%3.75%3.85%
Yearn-financeEthereum7.32MUSDT0%2.68%3.84%
Kamino-lendSolana2.05MUSDC0%4.05%3.81%
Jupiter-lendSolana17.70MUSDT0%3.51%3.76%
ExactlyOP Mainnet1.49MUSDC0%3.24%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%
Kamino-lendSolana21.38MUSDC0%4.6%3.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum345M5.41%
Avalanche1259.6M4.15%
Base13129M5.83%
BSC771.4M5.99%
Ethereum291.8B6.72%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.7M19.35%
Solana9466.4M5.03%
TON13.6M6.06%
zkSync Era000%