Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/08/2026 13:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad7.50MUSDC1.28%25.18%20.05%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%2.9%20.01%
Centrifuge-protocolMonad10.07MUSDC0%2.69%20.01%
EnsuroEthereum1.08MUSDC0%20.31%19.59%
AccountableEthereum3.92MUSDC9.86%23.67%17.21%
AccountableEthereum1.01MUSDC1.25%14.85%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.98MUSDC0.38%16.25%13.6%
Ember-protocolEthereum7.04MUSDC0%12.88%12.9%
Midas-rwaEtherlink4.82MUSDC0%9.18%11.7%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.63%11.56%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Euler-v2Monad1.22MUSDC1.25%10.3%10.56%
Ember-protocolEthereum16.92MUSDC0%7.23%10.55%
Ember-protocolEthereum5.94MUSDC0%8.81%10.45%
GoldfinchEthereum35.95MUSDC0%10.2%10.21%
Ember-protocolSui7.10MUSDC0%9.78%10.16%
Harvest-financeBase1.86MUSDC0%10.91%10.03%
AguaEthereum8.88MUSDC0%10%10%
Ember-protocolEthereum3.36MUSDC0%9.56%9.91%
Midas-rwaEthereum1.74MUSDC0%10.93%9.85%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Midas-rwaEthereum6.40MUSDC0%8.71%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.72%9.23%
Bracket-vaultsEthereum1.65MUSDC0%9.3%9.18%
YieldseekerBase1.12MUSDC0%9.33%8.99%
Midas-rwaEthereum71.10MUSDC0%10.14%8.71%
Midas-rwaEthereum7.86MUSDC0%9.37%8.58%
Pareto-creditEthereum168.48MUSDC0%8.14%8.02%
Bitway-earnBSC25.41MUSDT0%8%8%
Ember-protocolSui9.61MUSDC4%12%8%
Ember-protocolSui1.88MUSDC0%5.78%7.74%
Midas-rwaEthereum6.69MUSDC0%7.33%7.42%
Midas-rwaEthereum2.51MUSDC0%7.35%7.42%
AccountableMonad1.26MUSDC0.5%7.77%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Ember-protocolSui1.41MUSDC0%9.64%7.12%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBase3.54MUSDC2%9%7%
Extra-finance-leverage-farmingBase3.37MUSDC0%6.98%6.95%
Neutral-tradeSolana2.14MUSDC0%5.21%6.93%
SentoraEthereum46.66MUSDC0%6.84%6.88%
Nawa-protocolZIGChain3.42MUSDC0%9.66%6.85%
Zerobase-cedefiBSC19.16MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
LoopscaleSolana2.44MUSDC0.3%7.03%6.72%
Yearn-financeEthereum8.56MUSDC0%6.04%6.67%
Yo-protocolBase1.08MUSDC0%6.76%6.66%
Ember-protocolSui1.07MUSDC0%8.72%6.54%
Yearn-financeEthereum6.83MUSDC0%6.99%6.53%
Blend-pools-v2Stellar14.65MUSDC0%7.01%6.38%
Compound-v3Ethereum31.25MUSDC0.11%3.57%6.34%
Kamino-lendSolana5.59MUSDC0%6.73%6.3%
CurvanceMonad1.24MUSDC2.7%9.35%6.23%
Harmonix-financeHyperliquid L122.55MUSDC0%6.63%6.13%
AccountableMonad9.93MUSDC0.5%8.19%6.13%
Yearn-financeEthereum1.19MUSDC0%6.33%6.02%
Centrifuge-protocolEthereum5.71MUSDC0%5.1%5.77%
Midas-rwaEthereum37.44MUSDC0%8.6%5.73%
Hyperlend-pooledHyperliquid L113.78MUSDC0%6.99%5.7%
AvantisBase18.08MUSDC0%8.86%5.69%
Aave-v3Avalanche1.91MUSDT0%3.16%5.52%
Storm-tradeTON3.05MUSDT0%5.62%5.48%
AutofinanceBase7.56MUSDC2.09%8.1%5.4%
AutofinanceEthereum7.09MUSDC0.73%5.97%5.37%
Navi-lendingSui6.03MUSDC0.56%5.41%5.13%
Fluid-lendingEthereum134.79MUSDT0%4.41%5.03%
LoopscaleSolana1.68MUSDC0%4.87%5.02%
Gains-networkArbitrum5.41MUSDC0%4.13%4.99%
Yearn-financeBase1.82MUSDC0%4.92%4.98%
Fluid-lendingBase9.25MUSDC0%5.23%4.97%
Native-credit-poolEthereum1.04MUSDC0%4.34%4.93%
Kamino-lendSolana3.36MUSDC0%5.09%4.89%
Centrifuge-protocolAvalanche261.46MUSDC0%5.12%4.84%
Centrifuge-protocolBase50.42MUSDC0%5.12%4.84%
Ember-protocolSui1.16MUSDC3.37%11.04%4.8%
Kamino-lendSolana5.55MUSDC0%4.17%4.78%
Fluid-lendingEthereum150.69MUSDC0%5.16%4.73%
Fluid-lendingEthereum3.80MUSDC0%5.16%4.73%
Kamino-lendSolana1.17MUSDC0%4.59%4.61%
Alchemix-v3Ethereum7.78MUSDC0%4.51%4.55%
DolomiteArbitrum1.20MUSDC0%4.26%4.42%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.63MUSDC0%4.35%4.37%
ExactlyOP Mainnet1.63MUSDC0%4.29%4.31%
ExactlyOP Mainnet1.63MUSDC0%4.23%4.27%
MapleEthereum0.97BUSDT0%4.21%4.27%
Fluid-lendingArbitrum47.12MUSDC0%4.99%4.21%
ExactlyOP Mainnet1.63MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.63MUSDC0%4.15%4.2%
Ember-protocolSui1.20MUSDC0%3.5%4.18%
Lista-lendingBSC2.70MUSDT4.37%7.04%4.17%
ExactlyOP Mainnet1.63MUSDC0%4.1%4.15%
Benqi-lendingAvalanche4.02MUSDC0%4.23%4.12%
Aave-v3Avalanche5.16MUSDC0%3.73%4.1%
ExactlyOP Mainnet1.63MUSDC0%3.9%4.06%
TermmaxEthereum3.35MUSDC0%4.05%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.06%4.06%
Harvest-financeEthereum1.15MUSDC0%6.52%3.99%
Yo-protocolBase9.48MUSDC0%4.22%3.93%
Yo-protocolEthereum1.51MUSDC0%4.22%3.93%
AmpleBase4.34MUSDC0%4.07%3.89%
ExactlyOP Mainnet1.63MUSDC0%3.57%3.87%
Midas-rwaEthereum3.49MUSDC0%4.63%3.78%
Moonwell-lendingBase2.66MUSDC0.07%6.85%3.77%
Kamino-lendSolana1.45MUSDT0%3.41%3.77%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum2.43MUSDC0%3.53%3.67%
SymbiosisEthereum1.64MUSDC0%4.86%3.62%
Centrifuge-protocolMonad4.54MUSDC0%3.66%3.61%
Centrifuge-protocolPharos4.39MUSDC0%3.66%3.61%
Spark-savingsEthereum257.17MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.05MUSDC0%3.52%3.52%
SparklendEthereum1.74MUSDC0%3.48%3.47%
Jupiter-lendSolana442.12MUSDC0.68%4.96%3.47%
Midas-rwaEthereum65.04MUSDC0%3.23%3.44%
Midas-rwaEtherlink1.22MUSDC0%3.25%3.44%
Jupiter-lendSolana18.90MUSDT0%3.36%3.43%
Aave-v3Base23.26MUSDC0%3.46%3.41%
Yearn-financeEthereum25.62MUSDC0%3.3%3.38%
DolomiteEthereum27.59MUSDC4.7%7.47%3.38%
Ember-protocolEthereum2.03MUSDC0%2.17%3.37%
Native-credit-poolEthereum1.79MUSDT0%3.03%3.31%
Aave-v3Monad12.46MUSDC2%6.41%3.3%
Aave-v3Ethereum178.59MUSDC0%3.75%3.3%
Aave-v3Ethereum65.68MUSDC1.48%5.49%3.3%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum7.62MDAI0%3.05%3.22%
Project-0Solana1.96MUSDC0%4.7%3.17%
Native-credit-poolBSC3.98MUSDT0%3.37%3.14%
Yearn-financeEthereum7.43MUSDT0%3.19%3.03%
Aave-v3Ethereum360.68MUSDT0%2.79%3.01%
Aave-v3Ethereum74.44MUSDT1.37%4.64%3.01%
Kamino-lendSolana1.40MUSDC0%4.71%3%
Spark-savingsEthereum366.44MUSDT0%2.84%3%
Euler-v2Ethereum6.75MUSDC0%3.1%2.96%
Compound-v3Ethereum37.02MUSDT0.11%3.14%2.89%
AzuroPolygon1.34MUSDT0%38.27%2.88%
Aave-v4Ethereum2.37MUSDT0%2.4%2.87%
TydroInk2.55MUSDC0%1.81%2.87%
Centrifuge-protocolEthereum1.67MUSDC0%1.2%2.83%
Gami-labsBase3.02MUSDC0%2.61%2.83%
Spectra-metavaultsBase3.02MUSDC0%2.61%2.83%
Compound-v3Arbitrum3.33MUSDC0%2.73%2.8%
Aave-v3Ethereum1.68MUSDC0%3.04%2.79%
CurvanceMonad2.36MUSDC2.7%5.25%2.72%
Euler-v2Ethereum8.40MUSDC0%4.41%2.71%
Aave-v3BSC2.48MUSDC0%2.99%2.7%
Aave-v3Polygon12.82MUSDC0%2.77%2.69%
Compound-v3Arbitrum3.75MUSDT0%2.02%2.67%
Aave-v3Ethereum1.55MUSDC0%2.14%2.64%
SparklendEthereum64.36MUSDT0%3.7%2.62%
LoopscaleSolana1.70MUSDC6.91%8.14%2.6%
Aave-v3Arbitrum35.80MUSDC0%2.49%2.48%
Aave-v3Ethereum29.74MDAI0%3.14%2.47%
Justlend-v1Tron69.52MUSDT0%2.6%2.46%
Aave-v3OP Mainnet2.62MUSDC0%3.01%2.4%
SaveSolana5.94MUSDC0%2.37%2.37%
Venus-core-poolBSC79.15MUSDT0%2.13%2.22%
Venus-fluxBSC2.27MUSDT0%2.43%2.21%
SparklendEthereum114.25MDAI0%2.18%2.17%
CurrentSui10.01MUSDC8.17%9.44%2.12%
Aave-v3BSC16.93MUSDT0%2.17%2.09%
Midas-rwaEthereum26.21MUSDC0%5.39%2.04%
Lista-lendingBSC3.96MUSDT0%3.09%1.98%
Echelon-marketAptos1.61MUSDC1.6%3.78%1.88%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Aave-v3Sonic1.18MUSDC0%1.93%1.85%
Venus-core-poolBSC1.01MDAI0%1.81%1.83%
Venus-core-poolBSC23.46MUSDC0%2.6%1.81%
NeverlandMonad2.11MUSDC7.4%6.51%1.74%
Aave-v4Ethereum1.06MUSDT0%1.39%1.71%
Aave-v4Ethereum1.12MUSDC0%1.54%1.61%
SaveSolana2.37MUSDT0%1.41%1.39%
ExactlyOP Mainnet1.63MUSDC0%0.99%0.96%
Zest-v2Stacks10.08MUSDC0%0.5%0.58%
Lista-lendingEthereum2.57MUSDT5.38%5.66%0.52%
Lista-lendingBSC3.53MUSDT0%2.22%0.46%
AcrossEthereum1.58MUSDT1.27%1.5%0.31%
Lista-lendingEthereum3.33MUSDC6.56%6.35%0.2%
Aave-v4Avalanche4.84MUSDC0%0.39%0.16%
TectonicCronos45MUSDT0%0.15%0.15%
TectonicCronos54.14MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.07%0.04%
AcrossEthereum1.09MUSDC4.25%4.47%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7104.2M4.08%
Avalanche6289.4M3.71%
Base16143.9M5.39%
BSC15188.1M3.19%
Ethereum763.6B5.64%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon214.2M2.79%
Solana16511.3M3.91%
TON13.1M5.48%
zkSync Era000%