Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.75MUSDC0%80.93%154.19%
Canto-lendingCanto1.35MUSDC0%12.95%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.33%10.85%
AbyssSui1.46MUSDC0%8.9%10.83%
Harvest-financeBase1.97MUSDC0%6.77%10.79%
BitwayBSC13.74MUSDT0%10.86%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
SymbiosisTron1.50MUSDT0%7.68%9.77%
AvantisBase47.21MUSDC0%10.14%9.69%
AutofinanceEthereum2.23MUSDC0%7.6%9.5%
YieldseekerBase1.24MUSDC0%9.15%8.78%
Blend-pools-v2Stellar10.97MUSDC0%9.15%8.66%
SymbiosisEthereum1.17MUSDC0%7.02%7.86%
LoopscaleSolana1.23MUSDC1.06%8.37%7.22%
Gains-networkArbitrum5.17MUSDC0%6.23%7.05%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiBSC1.93MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Yearn-financeEthereum1.64MUSDC0%6.07%6.6%
Storm-tradeTON3.57MUSDT0%6.26%6.39%
Project-0Solana1.33MUSDC0%7.41%6.29%
DeltaprimeAvalanche1.07MUSDC0%5.57%6.05%
DeltaprimeAvalanche1.07MUSDC0%5.57%6.05%
Extra-finance-leverage-farmingBase3.84MUSDC0%5.72%6%
Aave-v3Avalanche2.17MUSDT0%6.16%5.8%
Yearn-financeEthereum9.63MUSDC0%4.63%5.77%
Benqi-lendingAvalanche2.54MUSDC0%7.99%5.39%
AutofinanceBase6.27MUSDC3.58%8.52%5.26%
Hyperlend-pooledHyperliquid L112.68MUSDC0%5.02%5.19%
Aave-v3Avalanche5.92MUSDC0%5.66%5.18%
Scallop-lendSui1.29MUSDC0%5.28%5.05%
Fluid-lendingArbitrum42.87MUSDC0.82%6.26%4.84%
Venus-fluxBSC14.47MUSDT0%7.2%4.62%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
AutofinanceEthereum8.46MUSDC0.64%6.63%4.56%
Folks-finance-lendingAlgorand1.32MUSDC0%4.18%4.52%
AutofinanceArbitrum3.31MUSDC1.48%11.2%4.42%
MapleEthereum1BUSDT0%4.3%4.41%
DolomiteArbitrum1.46MUSDC0%6.01%4.34%
Harvest-financeEthereum1.09MUSDC0%4.57%4.27%
AmpleBase4.33MUSDC0%4.25%4.25%
Aave-v3Ethereum141.88MUSDT0%5.07%4.24%
Navi-lendingSui6.06MUSDC0.67%4.48%4.23%
ExactlyOP Mainnet1.58MUSDC0%3.65%4.13%
ExactlyOP Mainnet1.58MUSDC0%4.01%4.07%
ExactlyOP Mainnet1.58MUSDC0%3.88%4.06%
SparklendEthereum3.58MUSDC0%4.07%4.04%
TermmaxEthereum2.01MUSDC0%3.46%4.03%
TermmaxEthereum1.11MUSDC0%3.41%4.03%
ExactlyOP Mainnet1.58MUSDC0%3.81%4.01%
Moonwell-lendingBase1.81MUSDC1.38%4.71%3.97%
Kamino-lendSolana7.91MUSDC0%4.19%3.97%
Yearn-financeEthereum9.48MDAI0%3.94%3.96%
ExactlyOP Mainnet1.58MUSDC0%3.76%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.67%3.9%
ExactlyOP Mainnet1.58MUSDC0%3.83%3.9%
ExactlyOP Mainnet1.58MUSDC0%3.33%3.89%
ExactlyOP Mainnet1.58MUSDC0%3.71%3.88%
TermmaxEthereum7.31MUSDC0%1.76%3.85%
TermmaxBase1.25MUSDC0%2.33%3.85%
NeverlandMonad14.85MUSDC5%8.27%3.83%
Yearn-financeEthereum29.88MUSDC0%3.55%3.81%
Yo-protocolBase16.63MUSDC7.8%15.09%3.8%
Yo-protocolEthereum3.41MUSDC7.8%15.11%3.8%
Aave-v3Ethereum156.46MUSDC0%4.85%3.77%
Yearn-financeEthereum2.03MUSDT0%3.66%3.73%
Flux-financeEthereum2.69MUSDC0%3.73%3.68%
Lazy-summer-protocolBase1.42MUSDC1.09%4.09%3.66%
Spark-savingsAvalanche35.05MUSDC0%3.69%3.65%
Spark-savingsEthereum0.92BUSDC0%3.69%3.65%
DolomiteEthereum22.91MUSDC4.34%6.78%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum560.7M5.53%
Avalanche647.8M5.35%
Base1187.7M19.48%
BSC454.4M7.16%
Ethereum242.4B5.24%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana310.5M5.82%
TON13.6M6.39%
zkSync Era000%