Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/10/2026 22:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%41.97%122.42%
Harvest-financeBase1.76MUSDC0%26.61%27.37%
VerantaBase9.81MUSDC0%19.66%26.12%
EnsuroEthereum1.30MUSDC0%22.02%20.65%
AccountableEthereum1.23MUSDC0%14.86%14.25%
AccountableMonad6.39MUSDC0.9%15.16%13.35%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.62MUSDC0%13.03%12.9%
AccountableEthereum13.10MUSDC0%12.21%12.13%
Rhea-lendNear1.77MUSDT0%9.36%11.87%
Vectis-financeEthereum1.80MUSDC0%13.11%11.78%
AccountableMonad5.44MUSDC0.47%12.1%11.64%
Coinmerce-capitalHyperliquid L11.75MUSDC0%7.11%11.63%
AccountableEthereum3.41MUSDC0%13.49%11.02%
Neutral-tradeSolana2.14MUSDC0%44.33%10.67%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
Ember-protocolEthereum18.03MUSDC0%10.3%10.38%
Midas-rwaEthereum26.36MUSDC0%8.33%10.21%
Ember-protocolSui10.57MUSDC0%10.11%10%
AguaEthereum11.80MUSDC0%10%10%
AguaMonad9.08MUSDC0%10%10%
Neutral-tradeSolana1.28MUSDC0%8.31%9.68%
AccountableMonad74.91MUSDC0.25%10.94%9.5%
Ember-protocolEthereum3.67MUSDC0%9.58%9.42%
Pareto-creditEthereum2.02MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.46MUSDC0%10.26%9.33%
Gains-networkArbitrum4.21MUSDC0%24.34%8.88%
Centrifuge-protocolEthereum1.69MUSDT0%7.21%8.79%
Midas-rwaEthereum8.85MUSDC0%7.29%8.54%
Vectis-financeSolana2.69MUSDC0%7.29%8.47%
Pareto-creditEthereum130.86MUSDC0%7.98%8.06%
Bitway-earnBSC21.76MUSDT0%8%8%
Ember-protocolSui8.60MUSDC4%12%8%
AccountableEthereum1.79MUSDC0%11.8%7.76%
Kamino-lendSolana57.06MUSDC0%8.03%7.65%
Kamino-lendSolana7.27MUSDC0%7.63%7.57%
SymbiosisEthereum1.27MUSDC0%4.6%7.55%
Bitway-earnBSC1.32MUSDT0%7.5%7.5%
Sentora-curatorEthereum98.73MUSDC0%7.65%7.48%
Midas-rwaEthereum65.99MUSDC0%7.49%7.43%
Midas-rwaEthereum28.94MUSDC0%7.44%7.26%
Midas-rwaEthereum3.41MUSDC0%7.01%7.15%
Midas-rwaEthereum1.44MUSDC0%7.01%7.15%
Yearn-financeEthereum7.46MUSDC0%6.9%7.05%
AccountableMonad2.16MUSDC0.24%7.59%7.03%
SymbioticEthereum1.01MUSDC0%6.07%7.01%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiBSC16.75MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Fusion-by-iporEthereum1.27MUSDC0%6.31%6.72%
Pareto-creditEthereum21.96MUSDC0%6.62%6.62%
Neutral-tradeSolana3.89MUSDC0%11.59%6.58%
Harvest-financeBase1.07MUSDC0%6.79%6.55%
Euler-v2Monad3.60MUSDC1.25%7.81%6.46%
Harvest-financeEthereum1.16MUSDC0%6.03%6.39%
Midas-rwaBase51.54MUSDC0%5.81%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%5.81%6.2%
Jupiter-lendSolana485.02MUSDC0%6.13%6.18%
AccountableMonad6.67MUSDC0.23%6.04%6.13%
Harmonix-financeHyperliquid L115.02MUSDC0%6.2%6.12%
Midas-rwaEthereum34.06MUSDC0%6.15%6.1%
Benqi-lendingAvalanche1.61MUSDC0%7.75%6.09%
Alchemix-v3Ethereum7.80MUSDC0%5.38%6.05%
Neutral-tradeSolana2.06MUSDC0%9.79%6.04%
Yearn-financeEthereum11.45MUSDC0%6.71%5.98%
Blend-pools-v2Stellar14.85MUSDC0%7.03%5.73%
AccountableEthereum2.19MUSDC12.6%27.82%5.73%
Kamino-lendSolana11.78MUSDC0.12%6.51%5.63%
Navi-lendingSui5.85MUSDC0.6%5.5%5.56%
Ember-protocolEthereum2.05MUSDC0%4.43%5.49%
Kamino-lendSolana4.66MUSDC0.02%6.02%5.39%
Kamino-lendSolana1.27MUSDC0.12%5.64%5.37%
MapleEthereum754.22MUSDT0%5.29%5.34%
Kamino-lendSolana1.06MUSDC0.12%5.57%5.33%
AutofinanceEthereum7.48MUSDC0.84%6.24%5.18%
Kamino-lendSolana1.61MUSDC0.1%5.53%5.11%
Fluid-lendingEthereum134.17MUSDC0%5.38%5.11%
Kamino-lendSolana60.76MUSDC0.06%5.32%5.1%
Kamino-lendSolana10.72MUSDC0.36%5.87%5.04%
Fluid-lendingBase10.39MUSDC0%8.27%4.92%
Yearn-financeBase1.91MUSDC0%4.85%4.92%
Kamino-lendSolana2.51MUSDC0%5.57%4.89%
Midas-rwaEthereum74.24MUSDC0%3.31%4.84%
Midas-rwaEtherlink1.23MUSDC0%3.31%4.84%
Fusion-by-iporBase2.95MUSDC0%4.62%4.77%
Fluid-lendingEthereum130.50MUSDT0%4.4%4.72%
Jupiter-lendSolana17.34MUSDT0%4.14%4.62%
Kamino-lendSolana2.06MUSDC0.02%5.15%4.5%
Kamino-lendSolana2.23MUSDC0%5.08%4.5%
Kamino-lendSolana1.03MUSDT0%4.44%4.49%
Kamino-lendSolana1.32MUSDC0%4.88%4.47%
Kamino-lendSolana11.38MUSDC0%5.29%4.47%
Compound-v3Ethereum37.23MUSDC0%4.88%4.46%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Kamino-lendSolana2.61MUSDT0%4.46%4.42%
Kamino-lendSolana2.33MUSDC0.02%4.72%4.37%
ExactlyOP Mainnet1.53MUSDC0%4.34%4.35%
TydroInk15.54MUSDC0%4.28%4.33%
ExactlyOP Mainnet1.53MUSDC0%4.3%4.31%
Yearn-financeEthereum2.40MUSDC0%4.19%4.28%
CurvanceMonad3.44MUSDC1.8%6.13%4.27%
ExactlyOP Mainnet1.53MUSDC0%4.24%4.26%
Fusion-by-iporBase1.07MUSDC1.78%6.21%4.26%
ExactlyOP Mainnet1.53MUSDC0%4.2%4.23%
Kamino-lendSolana19.39MUSDC0%4.5%4.23%
Yo-protocolBase7.71MUSDC0%4.38%4.19%
Yo-protocolEthereum1.60MUSDC0%4.38%4.19%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
ExactlyOP Mainnet1.53MUSDC0%4.3%4.12%
SaveSolana4.06MUSDC0%3.22%4.12%
ExactlyOP Mainnet1.53MUSDC0%4.24%4.06%
AutofinanceBase3.51MUSDC4.33%9.68%4.05%
ExactlyOP Mainnet1.53MUSDC0%2.85%4.04%
ExactlyOP Mainnet1.53MUSDC0%4.02%4.04%
Venus-core-poolBSC6.62MUSDC0%3.81%4.02%
Aave-v3Avalanche6.91MUSDC0%5.77%4%
ExactlyOP Mainnet1.53MUSDC0%3.85%3.97%
Hyperlend-pooledHyperliquid L15.31MUSDC0%4.57%3.96%
Fluid-lendingArbitrum58.81MUSDC0%5.28%3.94%
Midas-rwaEthereum6.45MUSDC0%4.07%3.91%
Midas-rwaEtherlink1.13MUSDC0%4.07%3.91%
Echelon-marketAptos1.28MUSDC2.49%5.99%3.89%
Aave-v3Monad20.14MUSDC1.74%6.13%3.88%
Aave-v4Ethereum4.16MUSDC0%5.06%3.86%
Aave-v3Polygon1.06MDAI0%4.37%3.86%
Spark-savingsEthereum295MUSDC0%3.69%3.8%
Spark-savingsAvalanche1.62MUSDC0%3.69%3.8%
Aave-v3Ethereum148.02MUSDC0%4.36%3.79%
Aave-v3Ethereum54.24MUSDC1.79%5.97%3.79%
Aave-v3Base20.68MUSDC1.52%4.63%3.79%
Yearn-financeBase1.16MUSDC0%3.78%3.79%
Kamino-lendSolana1.37MUSDC0%2.94%3.77%
Spark-savingsEthereum664.61MUSDT0%3.64%3.75%
Yearn-financeEthereum1.12MUSDC0%3.49%3.67%
Storm-tradeTON2.64MUSDT0%4.4%3.64%
Kamino-lendSolana1.39MUSDC0%3.78%3.64%
Yearn-financeEthereum18.49MUSDC0%3.66%3.63%
Aave-v4Ethereum1.07MUSDC0%4.49%3.62%
Aave-v3Avalanche2.53MUSDT0%3.93%3.61%
SparklendEthereum4.69MUSDC0%3.47%3.56%
Centrifuge-protocolEthereum9.32MUSDC0%3.68%3.53%
Centrifuge-protocolAvalanche263.14MUSDC0%3.72%3.53%
Centrifuge-protocolBase22.77MUSDC0%3.71%3.53%
Centrifuge-protocolBSC1.02MUSDC0%3.7%3.53%
Hyperliquid-earnHyperliquid L1121.76MUSDC0%4.01%3.52%
Lista-lendingBSC2.78MUSDT0%3.85%3.5%
Hyperliquid-hlpHyperliquid L1177.76MUSDC0%3.43%3.47%
SparklendEthereum15.86MUSDT0%3.4%3.4%
Kamino-lendSolana7.24MUSDC4.68%8.34%3.38%
Gami-labsBase3.04MUSDC0%3.35%3.38%
Spectra-metavaultsBase3.04MUSDC0%3.34%3.38%
Yearn-financeEthereum5.70MUSDT0%3.29%3.32%
Aave-v3Ethereum375.64MUSDT0%3.82%3.32%
Aave-v3Ethereum62.14MUSDT1.64%5.41%3.32%
Yearn-financeEthereum5.91MDAI0%2.93%3.32%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum13.61MDAI0%3.31%3.26%
SaveSolana1.57MUSDT0%2.17%3.23%
Aave-v3Polygon10.03MUSDC0%3.07%3.23%
Aave-v3BSC2.10MUSDC0%3.28%3.23%
Compound-v3Ethereum17.13MUSDT0%3.98%3.22%
Venus-core-poolBSC49.32MUSDT0%3.33%3.22%
Aave-v3Ethereum1.26MUSDC0%3.26%3.21%
Compound-v3Arbitrum1.75MUSDC0%3.06%3.16%
Aave-v4Ethereum4.27MUSDT0%3.9%3.15%
DolomiteEthereum34.30MUSDC3.65%7.25%3.1%
Aave-v3BSC11.85MUSDT0%2.96%3.02%
SparklendEthereum75.96MDAI0%2.77%2.85%
Centrifuge-protocolBase6.16MUSDC0%3.67%2.74%
Centrifuge-protocolPharos1.76MUSDC0%3.57%2.74%
Centrifuge-protocolBSC1.02MUSDC0%3.57%2.74%
Aave-v3Arbitrum46.88MUSDC0%3.01%2.46%
SymbioticEthereum1.01MUSDC0%2.83%2.42%
SymbioticEthereum1.01MUSDC0%2.83%2.42%
Lista-lendingBSC1.37MUSDT0%2.89%2.41%
Native-credit-poolEthereum1.13MUSDC0%3.78%2.35%
Compound-v3Arbitrum5.29MUSDT0%2.44%2.31%
CurrentSui1.08MUSDT2.84%6.29%2.29%
Justlend-v1Tron85.22MUSDT0%2.1%2.22%
CurrentSui20.57MUSDC5.01%7.72%2.15%
Venus-fluxBSC1.22MUSDT0%3.08%1.72%
Midas-rwaEtherlink4.95MUSDC0%4.11%1.38%
Extra-finance-leverage-farmingBase4.09MUSDC0%6.11%1.3%
Lista-lendingEthereum4.62MUSDC5.63%7.11%1.21%
Native-credit-poolEthereum3.76MUSDT0%2.43%1.17%
ExactlyOP Mainnet1.53MUSDC0%1.09%1.08%
Lista-lendingEthereum4.16MUSDT5.21%5.77%1.01%
Aave-v4Avalanche5.31MUSDC3.56%4.2%0.93%
Lista-lendingBSC1.05MUSDC5.36%6.39%0.9%
Aave-v4Avalanche6.29MUSDT5.6%5.49%0.42%
TectonicCronos1.53MUSDC0.02%0.47%0.4%
AcrossEthereum1.12MUSDT3%3.58%0.37%
CredixSolana13.41MUSDC0%0.05%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6124.6M4.63%
Avalanche7287.4M3.2%
Base18163.2M6.79%
BSC14120.1M4.09%
Ethereum733.5B5.99%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.1M3.54%
Solana31744.5M5.26%
TON12.6M3.64%
zkSync Era000%