Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/06/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.3%13.61%
LazyEthereum1.01MUSDC0%8.37%12.75%
LazyEthereum1.01MUSDC0%8.37%12.75%
Ember-protocolEthereum37.57MUSDC0%15.7%12.57%
Bracket-vaultsEthereum2.74MUSDC0%10.63%10.39%
Harmonix-financeHyperliquid L119.99MUSDC0%10.25%10.37%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolSui1.20MUSDC0%10.01%10.01%
Bitway-earnBSC22.78MUSDT0%10.47%10%
Fusion-by-iporEthereum1.50MUSDC0%4.94%9.97%
AvantisBase41.61MUSDC0%10.71%9.92%
Harvest-financeBase1.90MUSDC0%9.85%9.63%
YieldseekerBase1.95MUSDC0%9.03%9.58%
AutofinanceEthereum1.90MUSDC0%9.97%9.43%
Ember-protocolSui1.64MUSDC0%9.52%8.75%
Ember-protocolSui1.13MUSDC0%7.82%8.59%
Fluid-lendingArbitrum41.10MUSDC0%5.54%8.53%
SymbiosisTron1.56MUSDT0%7.46%8.41%
Blend-pools-v2Stellar11.02MUSDC0%8.57%8.24%
Ember-protocolSui6.03MUSDC4%12%8%
Centrifuge-protocolMonad10MUSDC0%2.1%7.49%
Gains-networkArbitrum6.11MUSDC0%6.67%7.41%
Ember-protocolEthereum2.79MUSDC0%7.48%7.22%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.28MUSDT2%9%7%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.55MUSDT2%8.76%6.76%
Ember-protocolEthereum4.56MUSDC0%7%6.75%
DeltaprimeAvalanche1.03MUSDC0%6.46%6.71%
Kamino-lendSolana3.21MUSDC0%5.44%6.56%
Extra-finance-leverage-farmingBase3.54MUSDC0%6.26%6.55%
Harvest-financeEthereum1.09MUSDC0%4.95%6.14%
Fluid-lendingEthereum8.52MUSDC0%3.84%5.66%
Fluid-lendingEthereum133.09MUSDC1.19%5.89%5.66%
Storm-tradeTON3.57MUSDT0%6.06%5.62%
Ember-protocolSui3.02MUSDC0%7.22%5.38%
Kamino-lendSolana6.07MUSDC0%5.19%5.3%
AutofinanceEthereum7.31MUSDC0.62%5.03%5.22%
Benqi-lendingAvalanche3.19MUSDC0%7.13%5.12%
AutofinanceBase7.74MUSDC2.79%8.44%5.04%
Ember-protocolSui1.75MUSDC6.53%12.79%4.95%
Yearn-financeEthereum5.12MUSDC0%5.7%4.95%
LoopscaleSolana2.48MUSDC0%5.53%4.95%
Navi-lendingSui3.51MUSDC0.56%4.79%4.78%
Fluid-lendingBase9.49MUSDC0%5.55%4.78%
Hyperlend-pooledHyperliquid L115.11MUSDC0%5.13%4.78%
Yearn-financeEthereum11.44MUSDC0%5.15%4.78%
Flux-financeEthereum1.69MUSDT0%4.59%4.59%
Aave-v3Avalanche6.62MUSDC0%5.49%4.56%
Folks-finance-lendingAlgorand1.36MUSDC0%4.47%4.52%
Euler-v2Monad2.38MUSDC0%6.67%4.52%
Folks-finance-xchainPolygon1.03MUSDT0%4.56%4.5%
AmpleBase4.36MUSDC0%4.7%4.46%
ExactlyOP Mainnet1.59MUSDC0%4.15%4.18%
Kamino-lendSolana8.33MUSDC0%5.8%4.17%
ExactlyOP Mainnet1.59MUSDC0%4.12%4.16%
Yo-protocolEthereum3.14MUSDC0%4.14%4.13%
Yo-protocolBase14.57MUSDC0%4.13%4.13%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.07%
TermmaxBase1.25MUSDC0%4.03%4.06%
MapleEthereum0.94BUSDT0%4.32%4.06%
ExactlyOP Mainnet1.59MUSDC0%3.94%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.92%4.03%
ExactlyOP Mainnet1.59MUSDC0%3.95%4.01%
DolomiteArbitrum1.68MUSDC0%4.49%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.93%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.94%3.96%
SparklendEthereum3.73MUSDC0%4.14%3.96%
Benqi-lendingAvalanche2.08MUSDT0%5.35%3.94%
Moonwell-lendingBase1.99MUSDC1.11%6.06%3.91%
Aave-v3Avalanche3.04MUSDT0%5.55%3.89%
Jupiter-lendSolana421.15MUSDC1.16%4.83%3.87%
Lista-lendingBSC4.63MUSDT3.57%8.27%3.81%
ExactlyOP Mainnet1.59MUSDC0%1.55%3.78%
DolomiteEthereum20.22MUSDC6.23%8.39%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.67MUSDC0%3.52%3.69%
Yearn-financeBase2.01MUSDC0%100.46%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum456.5M6.73%
Avalanche516M4.84%
Base1190.4M5.97%
BSC454.1M6.83%
Ethereum231.2B6.92%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.5%
Solana5441.2M4.97%
TON13.6M5.62%
zkSync Era000%