Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/08/2026 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.22MUSDC0%49.36%78.17%
Neutral-tradeSolana1.08MUSDC0%14.43%21.63%
Neutral-tradeSolana1.13MUSDC0%29.93%20.58%
AccountableMonad7.50MUSDC1.02%26.25%20.13%
EnsuroEthereum1.07MUSDC0%20.24%19.87%
AccountableEthereum1.01MUSDC1.25%14.77%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.97MUSDC0.3%16.52%13.6%
Ember-protocolEthereum7.09MUSDC0%12.9%12.9%
AccountableEthereum3.93MUSDC9.85%23.18%11.8%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.64%11.58%
Nawa-protocolZIGChain3.42MUSDC0%9.05%11.34%
Harvest-financeBase1.89MUSDC0%11.18%10.63%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Ember-protocolEthereum5.93MUSDC0%8.08%10.56%
Ember-protocolEthereum16.92MUSDC0%7.06%10.55%
GoldfinchEthereum35.95MUSDC0%10.19%10.21%
Ember-protocolSui7.06MUSDC0%9.64%10.16%
AguaEthereum8.88MUSDC0%10%10%
Midas-rwaEthereum26.19MUSDC0%5.14%10%
Ember-protocolEthereum3.36MUSDC0%9.51%9.91%
Midas-rwaEthereum1.74MUSDC0%10.97%9.85%
Neutral-tradeSolana3.26MUSDC0%8.86%9.75%
Midas-rwaEthereum72.16MUSDC0%10.22%9.69%
YieldseekerBase1.23MUSDC0%9.13%9.4%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.3%
Midas-rwaEthereum6.40MUSDC0%8.28%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.29%9.23%
LazyEthereum1MUSDC0%6.89%8.34%
Midas-rwaEthereum7.85MUSDC0%9.43%8.22%
Fusion-by-iporEthereum1.19MUSDC0%5.59%8.08%
Pareto-creditEthereum168.46MUSDC0%8.16%8.02%
Bitway-earnBSC25.19MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
Ember-protocolSui1.88MUSDC0%5.8%7.74%
Midas-rwaEthereum6.69MUSDC0%7.4%7.42%
Midas-rwaEthereum2.51MUSDC0%7.41%7.42%
Midas-rwaEtherlink4.81MUSDC0%9.1%7.38%
AccountableMonad1.31MUSDC0.5%7.75%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Ember-protocolSui1.41MUSDC0%9.7%7.12%
Extra-finance-leverage-farmingBase3.33MUSDC0%6.94%7.04%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Yearn-financeEthereum8.46MUSDC0%5.96%6.79%
Zerobase-cedefiBSC19.18MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
SentoraEthereum46.54MUSDC0%6.82%6.63%
Yearn-financeEthereum6.83MUSDC0%7.03%6.61%
Yo-protocolBase1.11MUSDC0%6.76%6.59%
Ember-protocolSui1.07MUSDC0%9.02%6.54%
AccountableMonad9.95MUSDC0.5%8.44%6.49%
LoopscaleSolana3.42MUSDC0.3%7.02%6.46%
Blend-pools-v2Stellar14.76MUSDC0%7.13%6.4%
Harmonix-financeHyperliquid L117.44MUSDC0%6.76%6.35%
Neutral-tradeSolana2.64MUSDC0%4.95%6.28%
SymbioticEthereum1MUSDC0%5.83%6.25%
SymbioticEthereum1MUSDC0%5.83%6.25%
Yearn-financeEthereum1.19MUSDC0%6.33%6.15%
CurvanceMonad1.25MUSDC2.68%9.31%6.01%
Kamino-lendSolana7.69MUSDC0%6.76%5.9%
Kamino-lendSolana1.58MUSDC0%5.01%5.89%
Centrifuge-protocolAvalanche261.36MUSDC0%4.97%5.75%
Centrifuge-protocolBase50.40MUSDC0%4.97%5.75%
AvantisBase19.18MUSDC0%9.08%5.74%
Midas-rwaEthereum38.80MUSDC0%8.93%5.73%
Hyperlend-pooledHyperliquid L113.74MUSDC0%7.17%5.69%
AutofinanceBase5.56MUSDC2.34%8.11%5.58%
Storm-tradeTON3.07MUSDT0%5.64%5.44%
AutofinanceEthereum7.10MUSDC0.62%6.05%5.26%
Euler-v2Monad1.29MUSDC1.25%10.3%5.23%
Harvest-financeEthereum1.15MUSDC0%6.57%5.19%
Navi-lendingSui5.86MUSDC0.47%5.39%5.11%
LoopscaleSolana1.56MUSDC0%4.87%5.1%
Native-credit-poolEthereum1.70MUSDC0%4.31%5.04%
Yearn-financeBase1.82MUSDC0%4.93%4.95%
Fluid-lendingEthereum151.16MUSDC0%5.21%4.95%
Fluid-lendingEthereum8.88MUSDC0%5.21%4.95%
SymbiosisTron1.67MUSDT0%5.68%4.84%
AzuroPolygon1.28MUSDT0%38.83%4.84%
Ember-protocolSui1.16MUSDC3.37%11.32%4.8%
AmpleBase4.41MUSDC0%4.06%4.75%
Lista-lendingBSC2.20MUSDT4.47%6.94%4.65%
Fluid-lendingArbitrum42.93MUSDC0%5.02%4.56%
Benqi-lendingAvalanche3.23MUSDC0%4.19%4.55%
Centrifuge-protocolEthereum5.71MUSDC0%4.96%4.48%
TermmaxEthereum3.35MUSDC0%3.97%4.46%
Centrifuge-protocolPlume Mainnet20.72MUSDC0%2.04%4.43%
Centrifuge-protocolMonad10.04MUSDC0%1.98%4.43%
Alchemix-v3Ethereum7.73MUSDC0%4.52%4.42%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.60MUSDC0%4.35%4.37%
Euler-v2Ethereum6.96MUSDC0%4.44%4.31%
ExactlyOP Mainnet1.60MUSDC0%4.28%4.31%
Centrifuge-protocolMonad4.54MUSDC0%3.64%4.28%
Centrifuge-protocolPharos4.36MUSDC0%3.65%4.28%
ExactlyOP Mainnet1.60MUSDC0%4.22%4.26%
Kamino-lendSolana11.59MUSDC0%4.12%4.25%
MapleEthereum0.93BUSDT0%4.21%4.24%
ExactlyOP Mainnet1.60MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.60MUSDC0%4.14%4.2%
Kamino-lendSolana1.45MUSDC0%4.55%4.2%
Fluid-lendingEthereum138.45MUSDT0%4.41%4.18%
ExactlyOP Mainnet1.60MUSDC0%4.1%4.14%
ExactlyOP Mainnet1.60MUSDC0%3.87%4.05%
ExactlyOP Mainnet1.60MUSDC0%4.08%4.03%
Ember-protocolSui1.19MUSDC0%3.48%4.02%
Aave-v3Polygon1.03MDAI0%3.97%3.94%
Yo-protocolBase9.56MUSDC0%4.24%3.93%
Yo-protocolEthereum1.51MUSDC0%4.24%3.93%
Fluid-lendingBase9.76MUSDC0%5.28%3.82%
Midas-rwaEthereum3.49MUSDC0%4.91%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Aave-v3Avalanche5.52MUSDC0%3.72%3.72%
ExactlyOP Mainnet1.60MUSDC0%3.56%3.7%
ExactlyOP Mainnet1.60MUSDC0%2.63%3.67%
Moonwell-lendingBase2.89MUSDC0.05%6.98%3.65%
Jupiter-lendSolana442.28MUSDC0.68%4.95%3.63%
Yearn-financeEthereum2.43MUSDC0%3.51%3.63%
Jupiter-lendSolana17.77MUSDT0%3.34%3.54%
Spark-savingsEthereum274.23MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.02MUSDC0%3.52%3.52%
Aave-v3Base20.60MUSDC0%3.42%3.51%
DolomiteArbitrum1.68MUSDC0%4.32%3.5%
SparklendEthereum1.75MUSDC0%3.49%3.47%
Project-0Solana1.67MUSDC0%4.83%3.4%
Ember-protocolEthereum2.03MUSDC0%2.08%3.37%
Yearn-financeEthereum25.65MUSDC0%3.29%3.35%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Midas-rwaEtherlink1.22MUSDC0%3.16%3.29%
Midas-rwaEthereum64.94MUSDC0%3.15%3.28%
Aave-v3Ethereum185.97MUSDC0%3.72%3.28%
Aave-v3Ethereum65.71MUSDC1.48%5.61%3.28%
DolomiteEthereum30.12MUSDC4.35%7.47%3.25%
Compound-v3Ethereum35.39MUSDC0.1%3.56%3.23%
Aave-v3Monad13.43MUSDC1.91%6.67%3.23%
Aave-v3Avalanche2.73MUSDT0%3.08%3.21%
Yearn-financeEthereum7.66MDAI0%3.02%3.17%
Kamino-lendSolana2.38MUSDT0%3.38%3.16%
Yearn-financeEthereum7.43MUSDT0%3.19%3.14%
Kamino-lendSolana1.33MUSDC0%4.77%3.13%
TydroInk1.98MUSDC0%1.73%3.11%
Euler-v2Ethereum7.21MUSDC0%3.11%3.1%
Native-credit-poolBSC5.03MUSDT0%3.46%3.09%
Native-credit-poolEthereum1.79MUSDT0%3.06%3.09%
Spark-savingsEthereum362.05MUSDT0%2.82%3%
Aave-v3OP Mainnet1.65MUSDC0%3.06%2.93%
Aave-v3Polygon12.23MUSDC0%2.77%2.88%
Aave-v3Ethereum423.87MUSDT0%2.77%2.87%
Aave-v3Ethereum74.88MUSDT1.36%4.82%2.87%
Gains-networkArbitrum5.40MUSDC0%4.31%2.86%
Compound-v3Ethereum38.30MUSDT0.1%3.13%2.86%
Aave-v3Ethereum1.68MUSDC0%3.05%2.79%
LoopscaleSolana1.20MUSDC8.76%7.85%2.78%
Aave-v3BSC2.46MUSDC0%2.96%2.75%
Compound-v3Arbitrum3.65MUSDC0%2.72%2.74%
CurvanceMonad2.35MUSDC2.1%5.24%2.72%
Benqi-lendingAvalanche1.67MUSDT0%2.64%2.71%
Aave-v3Ethereum1.54MUSDC0%2.14%2.66%
Compound-v3Arbitrum3.88MUSDT0%1.97%2.64%
Lista-lendingBSC3.99MUSDT0%2.43%2.63%
SparklendEthereum63.32MUSDT0%3.71%2.62%
Aave-v4Ethereum3.51MUSDT0%2.57%2.42%
Centrifuge-protocolEthereum1.67MUSDC0%0.89%2.42%
Aave-v3Arbitrum38.90MUSDC0%2.51%2.39%
Aave-v3Ethereum32.72MDAI0%3.26%2.33%
SaveSolana6.16MUSDC0%2.38%2.33%
Justlend-v1Tron79.90MUSDT0%2.68%2.2%
SparklendEthereum114.45MDAI0%2.19%2.17%
Aave-v3Arbitrum1MDAI0%1.95%2.15%
NeverlandMonad1.56MUSDC8.26%6.25%2.11%
Echelon-marketAptos1.49MUSDC1.37%3.83%2.1%
Aave-v3BSC16.63MUSDT0%2.18%2.09%
Lista-lendingBSC4MUSDT0%3.3%2.07%
Kamino-lendSolana1.07MUSDC0%1.47%2.04%
Venus-core-poolBSC21.69MUSDC0%2.67%1.92%
Venus-core-poolBSC90.69MUSDT0%2.14%1.92%
Aave-v3Sonic1.17MUSDC0%1.93%1.89%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-core-poolBSC1.01MDAI0%1.81%1.84%
CurrentSui11.18MUSDC7.02%9.35%1.78%
Venus-fluxBSC1.99MUSDT0%2.51%1.66%
Spectra-metavaultsBase3.02MUSDC0%2.56%1.49%
Gami-labsBase3.02MUSDC0%2.56%1.49%
SaveSolana2.26MUSDT0%1.41%1.44%
Aave-v4Ethereum1.23MUSDC0%1.49%1.41%
Aave-v4Ethereum1.40MUSDT0%1.33%1.15%
ExactlyOP Mainnet1.60MUSDC0%0.99%0.98%
Zest-v2Stacks10.08MUSDC0%0.5%0.58%
AcrossEthereum1.58MUSDT1.23%1.5%0.33%
Lista-lendingEthereum3MUSDC6.07%6.27%0.28%
Lista-lendingEthereum2.87MUSDT3.99%5.63%0.19%
TectonicCronos44.94MUSDT0%0.15%0.15%
Aave-v4Avalanche4.94MUSDC0%0.48%0.13%
TectonicCronos54.20MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.13%4.55%0.07%
CredixSolana13.48MUSDC0%0.07%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8105.1M3.48%
Avalanche7291.5M3.37%
Base16139.3M5.33%
BSC14197.1M3.43%
Ethereum793.7B5.74%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.5M3.89%
Solana21527.2M9.22%
TON13.1M5.44%
zkSync Era000%