Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/04/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.15%11.7%
BitwayBSC13.25MUSDT0%11.7%11%
AvantisBase62.69MUSDC0%9.47%10.99%
Spectra-metavaultsBase5.24MUSDC2.99%92.78%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.33%9.86%
Blend-pools-v2Stellar10.41MUSDC0%9.31%8.91%
Wasabi-perpsSolana1.39MUSDC0%5.48%8.81%
SymbiosisEthereum1.23MUSDC0%5.97%8.09%
SymbiosisTron1.10MUSDT0%6.54%7.98%
Gains-networkArbitrum8.93MUSDC0%6.4%7.36%
AbyssSui1.90MUSDC0%8.68%7.29%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC1.32MUSDC2%8.87%6.76%
Zerobase-cedefiBSC23.59MUSDT2%9.23%6.76%
AutofinanceEthereum8.43MUSDC0.68%5.5%6.57%
Wasabi-perpsBase4.23MUSDC0%4.41%6.38%
Harvest-financeEthereum1.08MUSDC0%1.3%6%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
Yearn-financeEthereum1.07MUSDC0%5.13%5.55%
Project-0Solana2.31MUSDC0%4.41%5.31%
LoopscaleSolana1.53MUSDC0%5.02%5.3%
Fluid-lendingArbitrum30.87MUSDC1.01%5.95%5.16%
DeltaprimeAvalanche1.17MUSDC0%5.36%5.04%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.09%4.92%
AutofinanceBase6.85MUSDC3.01%6.46%4.82%
AutofinanceEthereum8.75MUSDC0%4.12%4.78%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Lazy-summer-protocolEthereum2.53MUSDC0.92%4.18%4.62%
Yo-protocolBase27.66MUSDC12%14.1%4.61%
Yo-protocolEthereum11MUSDC12%14.1%4.61%
TermmaxEthereum2.74MUSDC0%1.74%4.5%
TermmaxEthereum2.01MUSDC0%1.78%4.5%
TermmaxEthereum11.21MUSDC0%1.73%4.49%
Scallop-lendSui1.98MUSDC0%4.68%4.31%
Yearn-financeEthereum3.73MUSDC0%4.16%4.3%
Hyperlend-pooledHyperliquid L113.99MUSDC0%4.05%4.29%
SparklendEthereum1.93MUSDC0%4.11%4.14%
Storm-tradeTon3.86MUSDT0%4.06%4.13%
Euler-v2Avalanche1.99MUSDC0%6.5%4.03%
ExactlyOptimism1.56MUSDC0%2.05%3.99%
Benqi-lendingAvalanche1.95MUSDT0%4.46%3.99%
ExactlyOptimism1.56MUSDC0%3.65%3.97%
Folks-finance-xchainPolygon1.65MUSDT0%3.68%3.97%
Euler-v2Monad1.93MUSDC0%1.46%3.96%
NeverlandMonad16.37MUSDC3.94%8.41%3.92%
Euler-v2Arbitrum1.01MUSDC0%3.38%3.92%
Euler-v2Arbitrum1.01MUSDC0%3.38%3.92%
Yearn-financeEthereum8.80MDAI0%3.03%3.86%
ExactlyOptimism1.56MUSDC0%4.2%3.86%
Benqi-lendingAvalanche6.14MUSDC0%3.95%3.83%
Euler-v2Ethereum28.35MUSDC0%3.57%3.79%
Flux-financeEthereum2.43MUSDC0%3.83%3.77%
DolomiteEthereum20.66MUSDC0%5.77%3.75%
Spark-savingsAvalanche65.95MUSDC0%3.75%3.75%
Spark-savingsEthereum406.40MUSDC0%3.75%3.75%
ExactlyOptimism1.56MUSDC0%3.43%3.73%
Yearn-financeBase1.96MUSDC0%3.28%3.73%
ExactlyOptimism1.56MUSDC0%3.96%3.68%
ExactlyOptimism1.56MUSDC0%1.58%3.68%
ExactlyOptimism1.56MUSDC0%3.99%3.66%
ExactlyOptimism1.56MUSDC0%4.03%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum752.7M5.98%
Avalanche577.2M4.13%
Base8114.8M6.41%
BSC338.2M8.17%
Ethereum21578.3M5.45%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana35.2M6.47%
TON13.9M4.13%
zkSync Era000%