Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/03/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Spectra-metavaultsBase4.90MUSDC1.85%8.7%15.61%
Bracket-vaultsEthereum2.72MUSDC0%12.77%12.15%
BitwayBSC14.83MUSDT0%12%12%
GoldfinchEthereum37.74MUSDC0%10.01%10.01%
DolomiteEthereum7.26MUSDC0%5.01%9.59%
Blend-pools-v2Stellar8.90MUSDC0%9.27%9.59%
AbyssSui1.91MUSDC0%8.54%8.04%
Zerobase-cedefiBSC23.71MUSDT2%9.76%7.76%
AvantisBase75.28MUSDC0%9.82%7.35%
LoopscaleSolana1.45MUSDC1.24%7.8%7%
Zerobase-cedefiBSC1.32MUSDC2%9%7%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
AccountableMonad2.02MUSDC2.5%9.53%6.79%
Gains-networkArbitrum9.50MUSDC0%7.32%6.63%
Euler-v2Avalanche3.03MUSDC0%6.33%6.47%
Storm-tradeTon4.07MUSDT0%4.51%6.23%
Yearn-financeEthereum1.66MUSDC0%5.31%6.11%
Fusion-by-iporEthereum3.65MUSDT0%6.29%6.11%
Harvest-financeBase2.01MUSDC0%5.26%5.73%
LoopscaleSolana1.22MUSDC0%4.37%5.35%
Yearn-financeEthereum1.52MUSDC0%5.01%5.14%
Extra-finance-leverage-farmingBase4.10MUSDC0%5.27%5.08%
Fluid-lendingArbitrum33.20MUSDC0.98%5.42%4.81%
AutofinanceEthereum8.73MUSDC0%2.32%4.79%
Benqi-lendingAvalanche1.31MUSDT0%4.76%4.78%
Yo-protocolEthereum12.06MUSDC12%17.24%4.76%
Yo-protocolBase28.50MUSDC12%17.63%4.76%
Woofi-earnArbitrum1.14MUSDC0%5.65%4.74%
Woofi-earnArbitrum1.14MUSDC0%5.65%4.74%
Scallop-lendSui1.88MUSDC0%4.31%4.55%
Flux-financeEthereum1.75MUSDT0%4.55%4.54%
AutofinanceBase8.38MUSDC2.05%5.84%4.53%
Benqi-lendingAvalanche4.56MUSDC0%3.72%4.42%
SymbiosisTron1.85MUSDT0%4.79%4.4%
Yearn-financeEthereum7.69MUSDT0%3.79%4.4%
AutofinanceEthereum10.51MUSDC0.46%5.72%4.38%
ExactlyOptimism1.73MUSDC0%4.21%4.26%
Lazy-summer-protocolEthereum4.53MUSDC0.55%3.87%4.23%
ExactlyOptimism1.73MUSDC0%4.11%4.15%
SparklendEthereum1.86MUSDC0%3.87%4.14%
ExactlyOptimism1.73MUSDC0%4.17%4.07%
ExactlyOptimism1.73MUSDC0%4.01%4.04%
Navi-lendingSui10.68MUSDC0.51%4.7%4.02%
Hyperlend-pooledHyperliquid L124.42MUSDC0%3.97%4%
Yearn-financeEthereum3.99MUSDC0%4.56%3.97%
ExactlyOptimism1.73MUSDC0%3.01%3.89%
MapleEthereum2.10BUSDT0%4.07%3.81%
ExactlyOptimism1.73MUSDC0%3.9%3.8%
Silo-v2Ethereum1.23MUSDC0%2.91%3.8%
Euler-v2Ethereum37.57MUSDC0%4.01%3.77%
Flux-financeEthereum2.46MUSDC0%4.06%3.76%
ExactlyOptimism1.73MUSDC0%2.95%3.75%
Spark-savingsAvalanche98.84MUSDC0%3.82%3.75%
Spark-savingsEthereum391.44MUSDC0%3.82%3.75%
NeverlandMonad15.35MUSDC5.16%9.29%3.69%
Fluid-lendingBase9.69MUSDC2.3%5.53%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.9M5.59%
Avalanche4107.7M4.86%
Base7132.9M6.68%
BSC339.9M8.92%
Ethereum202.7B5.51%
Hyperliquid000%
Mantle000%
Optimism712.1M4%
Polygon000%
Solana22.7M6.18%
TON14.1M6.23%
zkSync Era000%