Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/05/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%114.51%153.8%
Ember-protocolSui1.81MUSDC0%9%13.35%
Canto-lendingCanto1.35MUSDC0%13%13.3%
Ember-protocolEthereum2.79MUSDC0%9.07%13.03%
Harmonix-financeHyperliquid L18.52MUSDC0%11.54%12.95%
Ember-protocolEthereum47.14MUSDC13%21.66%12.52%
Harvest-financeBase1.97MUSDC0%7.98%12.26%
AbyssSui1.94MUSDC0%9.83%12.07%
AutofinanceEthereum2.02MUSDC0%8.6%11.85%
AvantisBase45.78MUSDC0%10.1%11.1%
Aave-v3Ethereum24.91MUSDC0%5.25%11.01%
Ember-protocolSui7.88MUSDC0%12.57%10.99%
Ember-protocolSui1.17MUSDC0%7.47%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.1%10.63%
BitwayBSC14.63MUSDT0%10.75%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.02%10%
YieldseekerBase1.25MUSDC0%9.05%9.03%
Blend-pools-v2Stellar10.61MUSDC0%9.06%8.64%
Benqi-lendingAvalanche2.07MUSDC0%8.92%8.5%
Ember-protocolSui1.14MUSDC0%5.73%8.35%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui2.60MUSDC0%8.83%7.56%
Fusion-by-iporEthereum1.30MUSDC0%4.75%7.09%
Ember-protocolEthereum4.50MUSDC0%7.73%7.01%
LoopscaleSolana2.06MUSDC1.05%8.25%7.01%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Gains-networkArbitrum5.12MUSDC0%6.42%6.97%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.34MUSDT2%8.76%6.76%
Spectra-metavaultsBase6.59MUSDC1.42%4.73%6.54%
Yearn-financeEthereum2.81MUSDC0%6.42%6.53%
Project-0Solana1.22MUSDC0%7.79%6.47%
Kamino-lendSolana6.78MUSDC0%5.04%6.41%
DeltaprimeAvalanche1.06MUSDC0%5.83%6.26%
DeltaprimeAvalanche1.06MUSDC0%5.83%6.26%
Extra-finance-leverage-farmingBase3.73MUSDC0%5.93%6.18%
Storm-tradeTON3.60MUSDT0%6.62%6.17%
SymbiosisTron2.07MUSDT0%7.39%5.73%
LoopscaleSolana1.26MUSDC0%5.47%5.5%
Aave-v3Avalanche5.86MUSDC0%6.32%5.36%
Fluid-lendingArbitrum46.37MUSDC0%6.3%5.28%
Ember-protocolSui1.17MUSDC0%8.55%5.23%
AutofinanceBase6.95MUSDC3.45%8.78%5.07%
Aave-v3Avalanche2.46MUSDT0%7.1%5.05%
Scallop-lendSui1.32MUSDC0%5.33%5.03%
Yearn-financeEthereum10.13MUSDC0%4.95%5.02%
Hyperlend-pooledHyperliquid L114.82MUSDC0%5.15%4.92%
Benqi-lendingAvalanche1.08MUSDT0%8.8%4.89%
Fluid-lendingBase14.52MUSDC0%6.46%4.61%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
DolomiteArbitrum1.49MUSDC0%5.65%4.57%
Harvest-financeEthereum1.09MUSDC0%4.99%4.57%
AmpleBase4.33MUSDC0%4.6%4.5%
MapleEthereum0.93BUSDT0%4.48%4.48%
Folks-finance-lendingAlgorand1.36MUSDC0%4.36%4.46%
ExactlyOP Mainnet1.58MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.58MUSDC0%3.97%4.13%
Moonwell-lendingBase1.55MUSDC1.28%5.07%4.13%
SparklendEthereum3.96MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.9%4.03%
ExactlyOP Mainnet1.58MUSDC0%4.03%4.03%
Yo-protocolBase16.14MUSDC7.8%14.08%3.97%
Yo-protocolEthereum3.36MUSDC7.8%14.1%3.97%
ExactlyOP Mainnet1.58MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.58MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.79%3.93%
TermmaxBase1.26MUSDC0%2.26%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.4%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.91%
Fluid-lendingEthereum7.14MUSDC0%3.8%3.9%
Fluid-lendingEthereum189.54MUSDC1.04%4.92%3.9%
Ember-protocolSui1.41MUSDC10.59%13.44%3.8%
Jupiter-lendSolana444.94MUSDC1.1%4.41%3.79%
Navi-lendingSui8.84MUSDC0.59%4.54%3.79%
NeverlandMonad15.39MUSDC4.72%8.41%3.76%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Yearn-financeEthereum9.47MDAI0%3.92%3.62%
AutofinanceEthereum8.23MUSDC0.68%6.18%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.9M5.96%
Avalanche741.9M5.71%
Base12105.9M18.76%
BSC341M8.01%
Ethereum222.3B6.63%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5456.3M5.83%
TON13.6M6.17%
zkSync Era000%