Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/04/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.2%11.75%
BitwayBSC13.23MUSDT0%11.74%11%
AvantisBase62.32MUSDC0%9.39%10.92%
Spectra-metavaultsBase5.24MUSDC2.88%92.35%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.04%9.82%
SymbiosisTron1.01MUSDT0%6.26%9.38%
SymbiosisTron1.01MUSDT0%6.26%9.38%
AbyssSui1.90MUSDC0%8.7%9.16%
Blend-pools-v2Stellar10.12MUSDC0%9.31%9.03%
SymbiosisEthereum1.25MUSDC0%5.75%8.11%
Wasabi-perpsSolana1.29MUSDC0%5.16%7.85%
LoopscaleSolana1.30MUSDC1.22%8.3%7.72%
Gains-networkArbitrum8.93MUSDC0%6.42%7.36%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC23.66MUSDT2%9.29%6.76%
Zerobase-cedefiBSC1.24MUSDC2%8.89%6.76%
AutofinanceEthereum8.61MUSDC0.61%5.42%6.24%
Extra-finance-leverage-farmingBase3.90MUSDC0%5.09%5.88%
Harvest-financeBase2.01MUSDC0%6%5.58%
Harvest-financeEthereum1.08MUSDC0%1.2%5.55%
Project-0Solana2.07MUSDC0%4.17%5.54%
LoopscaleSolana1.54MUSDC0%4.96%5.26%
DeltaprimeAvalanche1.17MUSDC0%5.4%5.05%
Hyperlend-pooledHyperliquid L112.05MUSDC0%4.01%4.76%
AutofinanceEthereum8.75MUSDC0%4.03%4.73%
AutofinanceBase6.79MUSDC2.76%6.32%4.71%
Scallop-lendSui1.73MUSDC0%4.65%4.71%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Wasabi-perpsBase3.59MUSDC0%4.18%4.67%
Flux-financeEthereum1.59MUSDT0%4.57%4.66%
Yo-protocolEthereum10.96MUSDC12%14.09%4.62%
Yo-protocolBase27.69MUSDC12%14.1%4.62%
Benqi-lendingAvalanche5.18MUSDC0%3.94%4.23%
DolomiteEthereum13.83MUSDC0%5.79%4.22%
SparklendEthereum1.92MUSDC0%4.12%4.14%
Storm-tradeTon3.86MUSDT0%3.82%4.13%
ExactlyOptimism1.59MUSDC0%1.37%3.99%
Euler-v2Monad2.10MUSDC0%1.23%3.98%
Folks-finance-xchainPolygon1.64MUSDT0%3.65%3.98%
ExactlyOptimism1.59MUSDC0%3.65%3.97%
Lazy-summer-protocolEthereum2.53MUSDC0.92%4.14%3.97%
Yearn-financeEthereum3.71MUSDC0%4.22%3.97%
Benqi-lendingAvalanche2MUSDT0%4.51%3.95%
ExactlyOptimism1.59MUSDC0%4.22%3.92%
Yearn-financeEthereum8.79MDAI0%2.93%3.88%
Navi-lendingSui11.78MUSDC0.5%4.4%3.86%
Euler-v2Avalanche1.99MUSDC0%6.68%3.86%
NeverlandMonad17.19MUSDC4.23%8.43%3.81%
Moonwell-lendingBase3.50MUSDC1.23%3.73%3.79%
Flux-financeEthereum2.43MUSDC0%3.85%3.77%
Euler-v2Ethereum28.65MUSDC0%3.53%3.77%
Spark-savingsEthereum401.99MUSDC0%3.75%3.75%
Spark-savingsAvalanche66.97MUSDC0%3.75%3.75%
Folks-finance-lendingAlgorand1.94MUSDC0%3.46%3.73%
Yearn-financeEthereum1.12MUSDC0%5.1%3.72%
ExactlyOptimism1.59MUSDC0%3.38%3.71%
ExactlyOptimism1.59MUSDC0%3.98%3.66%
ExactlyOptimism1.59MUSDC0%1.38%3.65%
ExactlyOptimism1.59MUSDC0%4.02%3.64%
ExactlyOptimism1.59MUSDC0%4.06%3.64%
Fluid-lendingBase10.10MUSDC2.12%6.36%3.63%
Project-0Solana1.54MUSDT0%3.89%3.62%
Yearn-financeBase1.26MUSDC0%3.27%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum419.8M7.22%
Avalanche577.3M4.17%
Base10126.4M5.77%
BSC338.1M8.17%
Ethereum18551.6M5.44%
Hyperliquid000%
Mantle000%
Optimism812.7M3.77%
Polygon11.6M3.98%
Solana57.7M6%
TON13.9M4.13%
zkSync Era000%