Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 18 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/05/2026 03:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%134.78%153.68%
Ember-protocolSui1.18MUSDC0%9.08%14.72%
Canto-lendingCanto1.35MUSDC0%13.06%13.34%
Ember-protocolEthereum43.88MUSDC0%20.87%12.52%
Harvest-financeBase1.97MUSDC0%8.7%12.25%
AvantisBase45.28MUSDC0%10.1%11.97%
AutofinanceEthereum2.03MUSDC0%9.45%11.62%
Benqi-lendingAvalanche1.77MUSDC0%8.95%10.77%
Bracket-vaultsEthereum2.71MUSDC0%10.96%10.55%
BitwayBSC17.58MUSDT0%10.68%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10.01%
YieldseekerBase1.26MUSDC0%9.04%9.12%
Blend-pools-v2Stellar10.85MUSDC0%9.02%8.51%
SparklendEthereum1.26MUSDC0%4.17%8.36%
Ember-protocolSui5.40MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%10.99%7.55%
Harmonix-financeHyperliquid L110.46MUSDC0%10.57%7.51%
LoopscaleSolana1.68MUSDC1.06%8.28%7.17%
Venus-fluxBSC2.24MUSDC0%4.58%7.11%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.64%6.93%
Zerobase-cedefiBSC24.28MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.03%6.64%
DeltaprimeAvalanche1.04MUSDC0%6.03%6.64%
Extra-finance-leverage-farmingBase3.56MUSDC0%6.04%6.51%
Ember-protocolSui2.77MUSDC0%8.19%6.37%
Ember-protocolEthereum4.52MUSDC0%7.31%6.22%
SymbiosisTron1.44MUSDT0%7.18%6.16%
Storm-tradeTON3.68MUSDT0%6.45%5.88%
Ember-protocolSui1.58MUSDC6.65%13.87%5.87%
Ember-protocolEthereum2.79MUSDC0%10.75%5.73%
AmpleBase4.34MUSDC0%4.6%5.69%
Fluid-lendingArbitrum47.40MUSDC0%6.07%5.63%
Kamino-lendSolana6.91MUSDC0%5.37%5.6%
LoopscaleSolana1.06MUSDC0%5.51%5.54%
Fluid-lendingBase13.49MUSDC0%6.18%5.43%
Aave-v3Avalanche5.84MUSDC0%6.69%5.39%
Hyperlend-pooledHyperliquid L112.61MUSDC0%5.3%5.24%
Scallop-lendSui1.26MUSDC0%5.43%5.16%
Ember-protocolSui1.13MUSDC0%6.94%5.1%
AutofinanceBase7MUSDC3.24%8.81%5.04%
Aave-v3Avalanche2.46MUSDT0%7.58%5.02%
Spectra-metavaultsBase5.59MUSDC1.67%4.4%5.01%
Yearn-financeEthereum3.71MUSDC0%6.21%4.82%
Yearn-financeEthereum10.61MUSDC0%5.02%4.68%
TermmaxBase1.26MUSDC0%2.19%4.58%
Flux-financeEthereum1.70MUSDT0%4.59%4.58%
Yo-protocolBase16MUSDC7.8%13.43%4.51%
Yo-protocolEthereum3.35MUSDC7.8%13.46%4.51%
MapleEthereum895.45MUSDT0%4.57%4.33%
Folks-finance-lendingAlgorand1.46MUSDC0%4.43%4.28%
Gains-networkBase2.19MUSDC0%2.29%4.27%
Navi-lendingSui5.89MUSDC0.63%4.74%4.26%
DolomiteArbitrum1.75MUSDC0%5.36%4.16%
ExactlyOP Mainnet1.61MUSDC0%4.07%4.16%
ExactlyOP Mainnet1.61MUSDC0%4.02%4.13%
Euler-v2Monad2.38MUSDC1.41%8.37%4.11%
Moonwell-lendingBase1.63MUSDC1.17%5.05%4.09%
ExactlyOP Mainnet1.61MUSDC0%3.94%4.04%
ExactlyOP Mainnet1.61MUSDC0%4.04%3.99%
ExactlyOP Mainnet1.61MUSDC0%3.85%3.97%
ExactlyOP Mainnet1.61MUSDC0%3.83%3.96%
ExactlyOP Mainnet1.61MUSDC0%3.83%3.94%
ExactlyOP Mainnet1.61MUSDC0%3.43%3.94%
ExactlyOP Mainnet1.61MUSDC0%3.8%3.93%
NeverlandMonad13.47MUSDC4.95%8.48%3.92%
Yearn-financeEthereum2.66MUSDC0%3.3%3.84%
Fluid-lendingEthereum7.53MUSDC0%3.86%3.8%
Fluid-lendingEthereum202.21MUSDC0.95%4.96%3.8%
Fusion-by-iporEthereum1.40MUSDC0%4.78%3.78%
Compound-v3Ethereum32.63MUSDC0.14%3.07%3.74%
Harvest-financeEthereum1.09MUSDC0%4.69%3.69%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum423.12MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.2M5.93%
Avalanche640.6M6.35%
Base13105.4M17.86%
BSC446.2M7.78%
Ethereum211.7B5.95%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.6M6.1%
TON13.7M5.88%
zkSync Era000%