Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/05/2026 02:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%114.08%153.81%
Kamino-lendSolana3.62MUSDC0%5.02%20.37%
Ember-protocolSui1.81MUSDC0%8.92%13.35%
Canto-lendingCanto1.35MUSDC0%13%13.3%
Ember-protocolEthereum2.79MUSDC0%8.99%13.03%
Ember-protocolEthereum47.15MUSDC13%21.58%12.52%
Harmonix-financeHyperliquid L18.70MUSDC0%11.44%12.3%
AbyssSui1.94MUSDC0%9.83%12.28%
Harvest-financeBase1.97MUSDC0%7.96%12.26%
AutofinanceEthereum2.02MUSDC0%8.58%11.85%
Aave-v3Ethereum24.91MUSDC0%5.24%11.01%
Ember-protocolSui7.88MUSDC0%12.61%10.99%
AvantisBase45.79MUSDC0%10.1%10.92%
Ember-protocolSui1.17MUSDC0%7.4%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.1%10.63%
BitwayBSC14.64MUSDT0%10.75%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.02%10%
TermmaxEthereum1.37MUSDC0%1.36%9.29%
YieldseekerBase1.25MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.63MUSDC0%9.06%8.64%
Fusion-by-iporEthereum1.31MUSDC0%4.72%8.56%
Ember-protocolSui1.14MUSDC0%5.68%8.35%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui2.59MUSDC0%8.86%7.56%
Benqi-lendingAvalanche2.20MUSDC0%8.9%7.32%
Gains-networkArbitrum5.12MUSDC0%6.41%7.05%
LoopscaleSolana1.96MUSDC1.05%8.25%7.04%
Ember-protocolEthereum4.50MUSDC0%7.74%7.01%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.34MUSDT2%8.76%6.76%
Spectra-metavaultsBase6.60MUSDC1.42%4.73%6.54%
Project-0Solana1.21MUSDC0%7.79%6.48%
Extra-finance-leverage-farmingBase3.64MUSDC0%5.93%6.37%
DeltaprimeAvalanche1.06MUSDC0%5.82%6.26%
Storm-tradeTON3.60MUSDT0%6.62%6.17%
Jupiter-lendSolana410.96MUSDC1.19%4.41%6.06%
Aave-v3Avalanche5.37MUSDC0%6.32%5.89%
SymbiosisTron2.04MUSDT0%7.39%5.68%
Yearn-financeEthereum2.81MUSDC0%6.42%5.51%
LoopscaleSolana1.26MUSDC0%5.47%5.5%
AutofinanceBase6.95MUSDC3.45%8.78%5.37%
Aave-v3Avalanche2.34MUSDT0%7.09%5.36%
SymbiosisEthereum1.01MUSDC0%7.04%5.29%
SymbiosisEthereum1.01MUSDC0%7.04%5.29%
Ember-protocolSui1.17MUSDC0%8.62%5.23%
Fluid-lendingArbitrum46.64MUSDC0%6.3%5.14%
Scallop-lendSui1.33MUSDC0%5.33%5.02%
Hyperlend-pooledHyperliquid L115MUSDC0%5.15%4.89%
Benqi-lendingAvalanche1.10MUSDT0%8.79%4.87%
Yearn-financeEthereum10.13MUSDC0%4.95%4.85%
Fluid-lendingBase14.43MUSDC0%6.46%4.81%
Flux-financeEthereum1.69MUSDT0%4.61%4.58%
DolomiteArbitrum1.50MUSDC0%5.66%4.57%
Harvest-financeEthereum1.09MUSDC0%4.99%4.56%
AmpleBase4.33MUSDC0%4.6%4.5%
MapleEthereum0.93BUSDT0%4.48%4.48%
Folks-finance-lendingAlgorand1.37MUSDC0%4.35%4.45%
ExactlyOP Mainnet1.58MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.58MUSDC0%3.97%4.13%
Moonwell-lendingBase1.62MUSDC1.28%5.07%4.08%
SparklendEthereum3.97MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.89%4.03%
ExactlyOP Mainnet1.58MUSDC0%4.03%4.03%
Yo-protocolBase16.15MUSDC7.8%14.1%3.97%
Yo-protocolEthereum3.36MUSDC7.8%14.11%3.97%
ExactlyOP Mainnet1.58MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.58MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.4%3.92%
TermmaxBase1.26MUSDC0%2.27%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.91%
Fluid-lendingEthereum190.31MUSDC1.03%4.92%3.86%
Fluid-lendingEthereum7.14MUSDC0%3.8%3.86%
Ember-protocolSui1.41MUSDC10.59%13.42%3.8%
Navi-lendingSui8.80MUSDC0.59%4.53%3.8%
NeverlandMonad15.35MUSDC4.73%8.41%3.77%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Yearn-financeEthereum9.47MDAI0%3.92%3.62%
AutofinanceEthereum8.23MUSDC0.68%6.19%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.2M5.94%
Avalanche640.4M5.56%
Base12105.8M18.79%
BSC341M8.01%
Ethereum252.3B6.63%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5419M9.09%
TON13.6M6.17%
zkSync Era000%