Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/04/2026 00:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Venus-fluxBSC41.66MUSDT9.49%8.66%13.54%
Canto-lendingCanto1.35MUSDC0%12.77%12.82%
Bracket-vaultsEthereum2.70MUSDC0%12.03%11.57%
AvantisBase60.59MUSDC0%9.66%11.47%
BitwayBSC13.35MUSDT0%11.58%11%
AutofinanceArbitrum1.96MUSDC1.88%8.03%10.26%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
Blend-pools-v2Stellar10.47MUSDC0%9.33%8.82%
SymbiosisEthereum1.12MUSDC0%6.31%8.11%
Yearn-financeEthereum2.43MUSDC0%5.2%7.88%
SymbiosisTron1.31MUSDT0%6.89%7.54%
LoopscaleSolana2.21MUSDC0.59%8.38%7.41%
Wasabi-perpsBase4.13MUSDC0%4.63%7.14%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.98MUSDT0%4.96%7%
Harvest-financeBase2.02MUSDC0%6.13%6.94%
SparklendEthereum7.63MUSDT0%2.04%6.78%
Zerobase-cedefiBSC23.46MUSDT2%9.12%6.76%
Zerobase-cedefiBSC1.37MUSDC2%8.85%6.76%
Spectra-metavaultsBase7.29MUSDC2.08%93.56%6.73%
AutofinanceEthereum9.66MUSDC0.55%5.75%6.17%
Extra-finance-leverage-farmingBase3.89MUSDC0%5.08%5.81%
Gains-networkArbitrum8.63MUSDC0%6.38%5.65%
Benqi-lendingAvalanche2.48MUSDC0%4%5.43%
Project-0Solana2.36MUSDC0%4.87%5.26%
LoopscaleSolana1.92MUSDC0%5.12%5.24%
GearboxMonad1.37MUSDC7.15%7.5%5.22%
DeltaprimeAvalanche1.17MUSDC0%5.28%5.06%
AutofinanceBase6.08MUSDC3.53%6.78%4.89%
Fluid-lendingArbitrum31.98MUSDC1.02%6.09%4.89%
AutofinanceEthereum8.76MUSDC0%4.3%4.77%
Wasabi-perpsSolana1.12MUSDC0%5.58%4.73%
Fluid-lendingBase9.73MUSDC2.3%6.65%4.7%
Yo-protocolEthereum7.70MUSDC12%14.12%4.7%
Yo-protocolBase24.98MUSDC12%14.11%4.7%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
TermmaxEthereum2.74MUSDC0%2.14%4.6%
TermmaxEthereum2.01MUSDC0%2.19%4.6%
TermmaxEthereum10.73MUSDC0%2.13%4.57%
TermmaxBase1.24MUSDC0%3.88%4.37%
Harvest-financeEthereum1.08MUSDC0%1.43%4.28%
Harvest-financeEthereum1.08MUSDC0%1.43%4.28%
Yearn-financeEthereum7.58MUSDC0%4.04%4.26%
Scallop-lendSui2.05MUSDC0%4.72%4.24%
Aave-v3Ethereum264.07MUSDT0%2.09%4.11%
ExactlyOP Mainnet1.54MUSDC0%2.75%3.99%
Euler-v2Avalanche1.91MUSDC0%6.02%3.99%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.98%
NeverlandMonad17.14MUSDC4.35%8.37%3.87%
Yearn-financeBase2.33MUSDC0%3.32%3.83%
ExactlyOP Mainnet1.54MUSDC0%4.16%3.83%
ExactlyOP Mainnet1.54MUSDC0%3.46%3.79%
Yearn-financeEthereum8.88MDAI0%3.18%3.78%
Folks-finance-lendingAlgorand1.90MUSDC0%3.52%3.78%
Flux-financeEthereum2.43MUSDC0%3.78%3.77%
Euler-v2Ethereum28.68MUSDC0%3.65%3.75%
Spark-savingsEthereum391.41MUSDC0%3.75%3.75%
Spark-savingsAvalanche58.98MUSDC0%3.75%3.75%
ExactlyOP Mainnet1.54MUSDC0%2.02%3.75%
Euler-v2Ethereum41.85MUSDC0%3.67%3.74%
ExactlyOP Mainnet1.54MUSDC0%3.93%3.73%
ExactlyOP Mainnet1.54MUSDC0%3.98%3.71%
ExactlyOP Mainnet1.54MUSDC0%3.93%3.7%
Hyperlend-pooledHyperliquid L118.27MUSDC0%4.14%3.69%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum551.7M6.5%
Avalanche464.5M4.56%
Base10122.3M6.06%
BSC479.8M9.52%
Ethereum22855.8M5.51%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana47.6M5.66%
TON14M7%
zkSync Era000%