Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/08/2026 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad7.50MUSDC1.29%25.04%20.06%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%3.07%20.01%
Centrifuge-protocolMonad10.07MUSDC0%2.86%20.01%
EnsuroEthereum1.08MUSDC0%20.32%19.67%
AccountableEthereum3.61MUSDC10.68%23.75%17.21%
AccountableEthereum1.01MUSDC1.25%14.87%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.97MUSDC0.39%16.2%13.6%
Ember-protocolEthereum7.04MUSDC0%12.88%12.9%
Midas-rwaEtherlink4.82MUSDC0%9.23%11.7%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.63%11.56%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Ember-protocolEthereum16.92MUSDC0%7.28%10.55%
Euler-v2Monad1.22MUSDC1.25%10.32%10.46%
Midas-rwaEthereum1.74MUSDC0%10.95%10.39%
Ember-protocolEthereum7.38MUSDC0%8.94%10.37%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
Ember-protocolSui7.11MUSDC0%9.8%10.16%
Harvest-financeBase1.86MUSDC0%10.87%10.03%
AguaEthereum6.88MUSDC0%10%10%
Ember-protocolEthereum3.36MUSDC0%9.57%9.91%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Midas-rwaEthereum6.40MUSDC0%8.79%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.8%9.23%
Bracket-vaultsEthereum1.65MUSDC0%9.3%9.18%
YieldseekerBase1.12MUSDC0%9.37%8.98%
Midas-rwaEthereum7.86MUSDC0%9.36%8.58%
Midas-rwaEthereum71.12MUSDC0%10.11%8.55%
Midas-rwaEthereum6.69MUSDC0%7.33%8.5%
Midas-rwaEthereum2.51MUSDC0%7.34%8.35%
Pareto-creditEthereum168.48MUSDC0%8.14%8.02%
Bitway-earnBSC25.43MUSDT0%8%8%
Ember-protocolSui9.61MUSDC4%12%8%
AccountableMonad1.26MUSDC0.5%7.77%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Ember-protocolSui1.41MUSDC0%9.64%7.12%
Kamino-lendSolana3.93MUSDC0%6.73%7.06%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBase4.54MUSDC2%9%7%
Extra-finance-leverage-farmingBase3.39MUSDC0%6.98%6.91%
SentoraEthereum46.65MUSDC0%6.84%6.88%
Nawa-protocolZIGChain3.42MUSDC0%9.61%6.85%
Zerobase-cedefiBSC19.16MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Neutral-tradeSolana2.29MUSDC0%5.25%6.75%
Yearn-financeEthereum8.55MUSDC0%6.06%6.59%
Yearn-financeEthereum6.83MUSDC0%6.98%6.54%
Ember-protocolSui1.07MUSDC0%8.67%6.54%
Blend-pools-v2Stellar14.56MUSDC0%6.98%6.38%
Kamino-lendSolana4.95MUSDC0%4.19%6.37%
SymbioticEthereum1MUSDC0%5.95%6.31%
SymbioticEthereum1MUSDC0%5.95%6.31%
LoopscaleSolana4.06MUSDC0.29%7.03%6.31%
Harmonix-financeHyperliquid L122.39MUSDC0%6.61%6.13%
AccountableMonad9.94MUSDC0.5%8.14%6.13%
Yearn-financeEthereum1.19MUSDC0%6.33%6.01%
Midas-rwaEthereum37.44MUSDC0%8.54%5.73%
AvantisBase18.08MUSDC0%8.83%5.69%
Hyperlend-pooledHyperliquid L116.19MUSDC0%6.99%5.48%
Storm-tradeTON3.05MUSDT0%5.62%5.48%
Navi-lendingSui5.11MUSDC0.56%5.41%5.47%
AutofinanceEthereum7.09MUSDC0.73%5.96%5.37%
Kamino-lendSolana2.43MUSDC0%5.09%5.35%
AutofinanceBase7.56MUSDC2.14%8.1%5.33%
Aave-v3Avalanche1.98MUSDT0%3.2%5.28%
SparklendEthereum14.67MUSDT0%3.71%5.25%
Gains-networkArbitrum5.41MUSDC0%4.12%5.21%
Centrifuge-protocolAvalanche261.48MUSDC0%5.14%5.15%
Centrifuge-protocolBase50.42MUSDC0%5.14%5.15%
Centrifuge-protocolEthereum5.71MUSDC0%5.12%5.15%
Fluid-lendingEthereum134.80MUSDT0%4.41%5.03%
LoopscaleSolana1.73MUSDC0%4.87%5%
Yearn-financeBase1.82MUSDC0%4.92%4.98%
Fluid-lendingEthereum150.94MUSDC0%5.15%4.84%
Fluid-lendingEthereum3.80MUSDC0%5.16%4.84%
Ember-protocolSui1.16MUSDC3.37%10.99%4.8%
Lista-lendingBSC2.44MUSDT4.82%7.09%4.67%
Fluid-lendingBase9.35MUSDC0%5.22%4.65%
Alchemix-v3Ethereum7.76MUSDC0%4.51%4.56%
Jupiter-lendSolana432.76MUSDC0.7%4.97%4.46%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.64MUSDC0%4.35%4.37%
ExactlyOP Mainnet1.64MUSDC0%4.29%4.31%
Fluid-lendingArbitrum46.92MUSDC0%4.98%4.31%
ExactlyOP Mainnet1.64MUSDC0%4.23%4.27%
MapleEthereum0.97BUSDT0%4.21%4.27%
Harvest-financeEthereum1.15MUSDC0%6.49%4.23%
ExactlyOP Mainnet1.64MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.64MUSDC0%4.15%4.2%
Ember-protocolSui1.20MUSDC0%3.5%4.18%
ExactlyOP Mainnet1.64MUSDC0%4.1%4.15%
DolomiteArbitrum1.28MUSDC0%4.26%4.14%
Benqi-lendingAvalanche4.08MUSDC0%4.23%4.1%
ExactlyOP Mainnet1.64MUSDC0%3.91%4.06%
ExactlyOP Mainnet1.64MUSDC0%4.06%4.06%
Aave-v3Polygon1.01MDAI0%3.96%3.95%
Yo-protocolBase9.50MUSDC0%4.22%3.93%
Yo-protocolEthereum1.51MUSDC0%4.22%3.93%
AmpleBase4.34MUSDC0%4.06%3.89%
ExactlyOP Mainnet1.64MUSDC0%3.58%3.87%
Midas-rwaEthereum3.49MUSDC0%4.58%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum2.43MUSDC0%3.53%3.68%
TermmaxEthereum3.34MUSDC0%4.05%3.64%
Moonwell-lendingBase2.98MUSDC0.07%6.83%3.61%
Jupiter-lendSolana18.83MUSDT0%3.36%3.6%
Centrifuge-protocolMonad4.54MUSDC0%3.66%3.6%
Centrifuge-protocolPharos4.39MUSDC0%3.66%3.6%
Spark-savingsEthereum257.47MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.06MUSDC0%3.52%3.52%
SparklendEthereum1.74MUSDC0%3.48%3.47%
Midas-rwaEthereum64.91MUSDC0%3.25%3.45%
Midas-rwaEtherlink1.22MUSDC0%3.26%3.45%
DolomiteEthereum26.86MUSDC4.87%7.48%3.42%
SymbiosisEthereum1.56MUSDC0%4.86%3.4%
Yearn-financeEthereum25.62MUSDC0%3.3%3.38%
Aave-v3Base24.30MUSDC0%3.47%3.37%
Ember-protocolEthereum2.03MUSDC0%2.21%3.37%
Native-credit-poolEthereum1.79MUSDT0%3.03%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum185.85MUSDC0%3.75%3.28%
Aave-v3Ethereum65.77MUSDC1.48%5.46%3.28%
Compound-v3Ethereum35.99MUSDC0.11%3.51%3.23%
Aave-v3Avalanche5.88MUSDC0%3.73%3.23%
Yearn-financeEthereum7.62MDAI0%3.05%3.22%
Aave-v3Ethereum287.30MUSDT0%2.79%3.19%
Aave-v3Ethereum74.45MUSDT1.37%4.6%3.19%
Aave-v3Monad16.94MUSDC2.15%6.37%3.16%
Native-credit-poolBSC3.98MUSDT0%3.36%3.14%
Yearn-financeEthereum7.43MUSDT0%3.19%3.03%
Compound-v3Ethereum29.03MUSDT0.12%3.14%3.02%
Euler-v2Ethereum6.42MUSDC0%3.1%3.01%
Spark-savingsEthereum357.51MUSDT0%2.84%3%
Kamino-lendSolana1.45MUSDC0%4.7%2.95%
Project-0Solana2.27MUSDC0%4.67%2.94%
Aave-v4Ethereum2.25MUSDT0%2.4%2.92%
AzuroPolygon1.34MUSDT0%38.11%2.88%
Euler-v2Ethereum7.95MUSDC0%4.39%2.84%
Compound-v3Arbitrum3.27MUSDC0%2.73%2.81%
Aave-v3Ethereum1.68MUSDC0%3.04%2.79%
Aave-v3Polygon12.61MUSDC0%2.77%2.73%
Aave-v3BSC2.42MUSDC0%3%2.72%
CurvanceMonad2.36MUSDC2.7%5.26%2.72%
Compound-v3Arbitrum3.71MUSDT0%2.03%2.69%
Aave-v3Ethereum1.55MUSDC0%2.15%2.65%
Aave-v3Arbitrum33.54MUSDC0%2.49%2.57%
Aave-v3Ethereum30.08MDAI0%3.11%2.46%
Venus-fluxBSC2.23MUSDT0%2.42%2.46%
SaveSolana5.77MUSDC0%2.37%2.43%
LoopscaleSolana1.70MUSDC6.91%8.18%2.43%
Centrifuge-protocolEthereum1.68MUSDC0%1.24%2.43%
Aave-v3OP Mainnet2.67MUSDC0%3%2.37%
TydroInk4.47MUSDC0%1.82%2.25%
SparklendEthereum114.27MDAI0%2.17%2.17%
Aave-v3BSC15.83MUSDT0%2.16%2.16%
Venus-core-poolBSC82.26MUSDT0%2.13%2.16%
CurrentSui11.02MUSDC7.76%9.45%2.04%
Midas-rwaEthereum26.21MUSDC0%5.4%2.04%
Justlend-v1Tron92.12MUSDT0%2.58%1.99%
Lista-lendingBSC3.95MUSDT0%3.05%1.99%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Aave-v3Sonic1.18MUSDC0%1.92%1.85%
Venus-core-poolBSC1.01MDAI0%1.81%1.84%
Venus-core-poolBSC23.36MUSDC0%2.59%1.81%
Echelon-marketAptos1.71MUSDC1.53%3.77%1.72%
Aave-v4Ethereum1.07MUSDT0%1.4%1.69%
SaveSolana2.06MUSDT0%1.42%1.68%
Aave-v4Ethereum1.12MUSDC0%1.54%1.61%
Gami-labsBase3.02MUSDC0%2.61%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.61%1.57%
NeverlandMonad2MUSDC8.01%6.56%1.45%
ExactlyOP Mainnet1.64MUSDC0%0.99%0.96%
Zest-v2Stacks10.08MUSDC0%0.51%0.58%
Lista-lendingEthereum2.57MUSDT5.35%5.67%0.54%
Lista-lendingBSC3.53MUSDT0%2.18%0.45%
AcrossEthereum1.58MUSDT1.28%1.5%0.33%
Lista-lendingEthereum3.33MUSDC6.53%6.37%0.19%
Aave-v4Avalanche4.83MUSDC0%0.37%0.16%
TectonicCronos45.01MUSDT0%0.15%0.15%
TectonicCronos54.11MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.06%0.04%
AcrossEthereum1.09MUSDC4.27%4.46%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7101.8M4.1%
Avalanche6290.3M3.57%
Base15145.3M5.11%
BSC14188.7M3.34%
Ethereum773.5B5.68%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon315M3.19%
Solana14497.7M4.1%
TON13M5.48%
zkSync Era000%