Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/03/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.09MUSDC0%12.94%12.28%
BitwayBSC14.86MUSDT0%12%12%
Spectra-metavaultsBase2.89MUSDC0.83%6.48%10.47%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.71MUSDC0%9.21%9.65%
AvantisBase77.07MUSDC0%10.01%9.51%
Storm-tradeTon4.08MUSDT0%3.45%9.49%
AbyssSui1.91MUSDC0%8.77%9.08%
Zerobase-cedefiBSC23.51MUSDT2%9.76%7.76%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Zerobase-cedefiBSC1.38MUSDC2%9%7%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
LoopscaleSolana2.27MUSDC1.21%7.7%6.8%
Fusion-by-iporEthereum3.65MUSDT0%6.56%6.63%
Euler-v2Avalanche3.03MUSDC0%6.36%6.35%
AccountableMonad2.08MUSDC2.55%9.62%6.31%
Yearn-financeEthereum1.66MUSDC0%5.06%6.17%
Harvest-financeBase2.01MUSDC0%5.24%5.73%
Gains-networkArbitrum11.07MUSDC0%7.88%5.6%
Fluid-lendingArbitrum31.33MUSDC1.06%5.21%5.48%
SymbiosisTron1.30MUSDT0%4.65%5.44%
AutofinanceEthereum10.68MUSDC0.45%5.81%5.22%
LoopscaleSolana2.04MUSDC0%4.16%5.19%
Yo-protocolEthereum12.07MUSDC12%17.33%5.15%
Yo-protocolBase28.70MUSDC12%18.52%5.15%
WasabiBase3.66MUSDC0%4.32%5.11%
Fluid-lendingEthereum4.56MUSDC0%2.83%5.05%
Fluid-lendingEthereum193.10MUSDC1.07%4%5.05%
Benqi-lendingAvalanche1.27MUSDT0%4.73%4.81%
Scallop-lendSui1.75MUSDC0%4.35%4.75%
Woofi-earnArbitrum1.15MUSDC0%5.93%4.74%
Woofi-earnArbitrum1.15MUSDC0%5.93%4.74%
Gains-networkBase2.42MUSDC0%6.34%4.72%
Extra-finance-leverage-farmingBase4.35MUSDC0%5.34%4.66%
Yearn-financeEthereum7.69MUSDT0%3.62%4.63%
Flux-financeEthereum1.75MUSDT0%4.55%4.54%
Yearn-financeEthereum2.32MUSDC0%5.09%4.52%
Fusion-by-iporBase1.84MUSDC0%5.36%4.51%
DolomiteEthereum10.50MUSDC0%4.66%4.5%
Echelon-marketAptos5.53MUSDC0.5%3.95%4.48%
Fluid-lendingBase8.80MUSDC2.59%5.25%4.44%
Hyperlend-pooledHyperliquid L122.07MUSDC0%4.02%4.36%
ExactlyOptimism1.73MUSDC0%4.19%4.26%
ExactlyOptimism1.73MUSDC0%4.17%4.2%
AutofinanceBase8.34MUSDC2.14%5.81%4.2%
ExactlyOptimism1.73MUSDC0%4.1%4.14%
SparklendEthereum1.86MUSDC0%3.62%4.14%
ExactlyOptimism1.73MUSDC0%4%4.03%
Yearn-financeEthereum3.87MUSDC0%4.74%4%
ExactlyOptimism1.73MUSDC0%3.91%3.92%
ExactlyOptimism1.73MUSDC0%2.54%3.89%
ExactlyOptimism1.73MUSDC0%3.88%3.85%
MapleEthereum2.02BUSDT0%4.13%3.83%
Euler-v2Ethereum37.57MUSDC0%4.08%3.77%
Flux-financeEthereum2.48MUSDC0%4.11%3.75%
Spark-savingsAvalanche107.38MUSDC0%3.83%3.75%
Spark-savingsEthereum411.56MUSDC0%3.83%3.75%
ExactlyOptimism1.73MUSDC0%2.5%3.73%
ExactlyOptimism1.73MUSDC0%3.72%3.71%
Benqi-lendingAvalanche6.94MUSDC0%3.57%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.7M5.51%
Avalanche4118.6M4.64%
Base10140.1M5.85%
BSC339.7M8.92%
Ethereum192.8B5.47%
Hyperliquid000%
Mantle000%
Optimism915.5M3.97%
Polygon000%
Solana24.3M5.99%
TON14.1M9.49%
zkSync Era000%