Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 01 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/06/2026 17:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolSui1.14MUSDC0%8.22%13.82%
Canto-lendingCanto1.35MUSDC0%13.32%13.61%
Ember-protocolEthereum37.60MUSDC0%15.55%12.52%
AutofinanceEthereum1.90MUSDC0%10.17%11.57%
Lista-lendingBSC3.89MUSDT4.46%8.36%10.68%
Harmonix-financeHyperliquid L119.40MUSDC0%10.25%10.27%
Bracket-vaultsEthereum2.74MUSDC0%10.61%10.25%
GoldfinchEthereum36.72MUSDC0%10.06%10.12%
Bitway-earnBSC23.10MUSDT0%10.45%10%
Gains-networkArbitrum5.62MUSDC0%6.79%9.95%
SymbiosisTron1.98MUSDT0%7.51%9.68%
Harvest-financeBase1.90MUSDC0%9.93%9.63%
YieldseekerBase1.93MUSDC0%9.06%9.57%
AvantisBase40.95MUSDC0%10.73%9.39%
Ember-protocolSui1.13MUSDC0%7.88%9.29%
Ember-protocolSui3.03MUSDC0%7.27%8.99%
Fluid-lendingArbitrum37.47MUSDC0%5.63%8.99%
Ember-protocolSui1.64MUSDC0%9.49%8.97%
Fusion-by-iporEthereum1.49MUSDC0%5.2%8.37%
Blend-pools-v2Stellar11.41MUSDC0%8.55%8.11%
Ember-protocolSui6.07MUSDC4%12%8%
Ember-protocolSui1.09MUSDC0%9.94%7.99%
Fusion-by-iporEthereum1.18MUSDC0%6.08%7.44%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Ember-protocolEthereum4.63MUSDC0%6.98%6.92%
Ember-protocolSui7.61MUSDC0%7.17%6.86%
Ember-protocolEthereum2.79MUSDC0%7.45%6.86%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.50MUSDT2%8.76%6.76%
Extra-finance-leverage-farmingBase3.67MUSDC0%6.29%6.29%
Harvest-financeEthereum1.09MUSDC0%5.07%6.25%
Fluid-lendingEthereum124.09MUSDC1.25%6.01%6.07%
Fluid-lendingEthereum8.51MUSDC0%3.99%6.07%
AmpleBase4.30MUSDC0%4.73%5.69%
Storm-tradeTON3.55MUSDT0%6.03%5.65%
AutofinanceEthereum7.33MUSDC0.59%5%5.37%
AutofinanceBase7.40MUSDC2.88%8.41%5.18%
Kamino-lendSolana10.19MUSDC0%5.49%5.15%
Fluid-lendingBase9.36MUSDC0%5.53%5.13%
Ember-protocolSui1.76MUSDC4.62%12.67%5.13%
Hyperlend-pooledHyperliquid L112.69MUSDC0%5.05%5.1%
Kamino-lendSolana6.92MUSDC0%5.87%5.05%
Moonwell-lendingBase1.51MUSDC1.14%6.08%4.92%
Benqi-lendingAvalanche3.58MUSDC0%7.1%4.92%
LoopscaleSolana2.63MUSDC0%5.52%4.87%
Aave-v3Avalanche2.60MUSDT0%5.46%4.87%
Yearn-financeEthereum5.12MUSDC0%5.56%4.87%
Navi-lendingSui3.18MUSDC0.57%4.82%4.86%
Kamino-lendSolana10.41MUSDC0%5.21%4.72%
Folks-finance-lendingAlgorand1.30MUSDC0%4.47%4.6%
Flux-financeEthereum1.71MUSDT0%4.59%4.57%
Aave-v3Avalanche6.74MUSDC0%5.44%4.44%
DolomiteEthereum11.95MUSDC5.97%8.53%4.42%
Folks-finance-xchainPolygon1.06MUSDT0%4.55%4.39%
Folks-finance-xchainPolygon1.06MUSDT0%4.55%4.39%
Benqi-lendingAvalanche1.64MUSDT0%5.24%4.32%
ExactlyOP Mainnet1.63MUSDC0%4.15%4.19%
ExactlyOP Mainnet1.63MUSDC0%4.12%4.16%
Kamino-lendSolana1.51MUSDC0%5.83%4.09%
ExactlyOP Mainnet1.63MUSDC0%4.04%4.08%
ExactlyOP Mainnet1.63MUSDC0%3.95%4.05%
Yearn-financeEthereum11.51MUSDC0%5.13%4.04%
ExactlyOP Mainnet1.63MUSDC0%3.93%4.03%
MapleEthereum0.94BUSDT0%4.31%4.03%
ExactlyOP Mainnet1.63MUSDC0%3.96%4.02%
Yo-protocolBase14.55MUSDC0%4.14%4.01%
Yo-protocolEthereum3.12MUSDC0%4.15%4.01%
TermmaxBase1.25MUSDC0%4.14%4.01%
SparklendEthereum3.38MUSDC0%4.14%3.99%
ExactlyOP Mainnet1.63MUSDC0%3.94%3.98%
ExactlyOP Mainnet1.63MUSDC0%3.94%3.95%
ExactlyOP Mainnet1.63MUSDC0%1.63%3.79%
Yearn-financeEthereum2.67MUSDC0%3.53%3.71%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeBase2MUSDC0%95.39%3.66%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum350.7M8.65%
Avalanche414.6M4.64%
Base1188.8M6.13%
BSC453.6M8.55%
Ethereum221.2B6.46%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.1M4.39%
Solana531.7M4.78%
TON13.5M5.65%
zkSync Era000%