Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.24% on Jun 16 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/06/2025 20:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.14MUSDC0%61.39%58.5%
Peapods-financeArbitrum3.63MUSDC0%58.65%56.35%
Harmonix-financeArbitrum5.79MUSDC0%18.32%18.71%
Colend-protocolCore1.80MUSDT0%16.82%14.62%
FranciumSolana2.44MUSDC0%13.15%13.15%
EnsuroPolygon1.31MUSDC0%13.09%13%
Gains-networkArbitrum9.53MUSDC0%10.06%12.4%
Harvest-financeBase2.27MUSDC0%14.56%11.43%
Stream-financeEthereum51.98MUSDC0%11.25%11.25%
DeltaprimeArbitrum1.23MUSDC0%12.03%10.98%
DeltaprimeAvalanche2.64MUSDC0%10.85%10.86%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
TokemakBase12.96MUSDC3.76%14.84%8.79%
Harvest-financeBase3.99MUSDC0%9.76%8.17%
Harvest-financeBase5.90MUSDC0%9.45%7.82%
Euler-v2Unichain3.23MUSDC0%4.82%7.59%
Euler-v2Avalanche5.45MUSDC1.82%9.77%7.58%
Scallop-lendSui2.62MUSDC0%7.77%7.52%
Canto-lendingCanto1.56MUSDC0%7.11%7.32%
TokemakEthereum20.30MUSDC3.01%10.06%7.08%
Echelon-marketAptos10.63MUSDC2.36%10.56%7.06%
Euler-v2Ethereum13.49MUSDC0.41%8.68%6.82%
Harvest-financeEthereum1.13MUSDC0%6.94%6.68%
Gains-networkBase2.17MUSDC0%10.76%6.67%
Echelon-marketMove1.91MUSDC4.91%14.54%6.57%
SaveSolana1.34MUSDC0%6.55%6.53%
Echelon-marketAptos1.56MUSDT2.07%9.55%6.49%
Echelon-marketMove1.94MUSDT5.04%13.22%6.37%
Polynomial-liquidityPolynomial2.02MUSDC0%6.73%6.34%
Navi-lendingSui31.50MUSDC0%7.39%6.11%
Silo-v2Sonic1.52MUSDC0%8.43%6.02%
Benqi-lendingAvalanche5.07MUSDT0%7.2%6.01%
Mars-lendOsmosis2.14MUSDC0%5.53%5.91%
Compound-v2Ethereum5.68MUSDC0%3.48%5.86%
Storm-tradeTon11.17MUSDT0%10.51%5.85%
WasabiEthereum1.60MUSDC0%11.73%5.74%
Euler-v2Sonic4.46MUSDC1.54%7.66%5.58%
Echelon-marketEchelon_initia3.61MUSDC4.17%9.84%5.45%
Euler-v2Ethereum1.25MUSDC6.81%14.71%5.38%
Benqi-lendingAvalanche14.40MUSDC0%5.85%5.27%
Folks-finance-lendingAlgorand1.65MUSDC0%6.38%5.25%
VesperEthereum1.59MUSDC0%6.55%5.23%
Kamino-lendSolana33.07MUSDC0%4.82%5.22%
Yearn-financeEthereum1.15MUSDC0%3.96%5.17%
ExactlyOptimism1.30MUSDC0%5.3%5.13%
Euler-v2Ethereum3.54MUSDC0.86%7.24%4.9%
ExactlyOptimism1.30MUSDC0%4.92%4.88%
Morpho-blueEthereum1.51MUSDC0%6.28%4.87%
ExactlyOptimism1.30MUSDC0%4.88%4.85%
Euler-v2Avalanche17.79MUSDT5.81%10.96%4.85%
Yearn-financeEthereum15.62MUSDC1.59%7.44%4.84%
SuperlendEtherlink1.97MUSDC8.25%13.99%4.71%
Flux-financeEthereum1.47MUSDT0%4.7%4.7%
Yearn-financeEthereum18.55MDAI0%9.1%4.63%
SuperlendEtherlink1.85MUSDT8.81%16.06%4.62%
Yield-yak-aggregatorAvalanche1.36MUSDC0%5.74%4.55%
ExactlyOptimism1.30MUSDC0%4.41%4.46%
AvantisBase8.84MUSDC0%5.48%4.45%
Flux-financeEthereum1.06MUSDC0%4.4%4.43%
Flux-financeEthereum1.06MUSDC0%4.4%4.43%
ExactlyOptimism1.30MUSDC0%4.4%4.41%
Moonwell-lendingBase9.27MUSDC1.44%5.81%4.34%
SparklendEthereum1.18MUSDC0%3.39%4.34%
Compound-v3Arbitrum2.24MUSDT1.18%4.38%4.33%
ExactlyOptimism1.30MUSDC0%4.3%4.32%
Kamino-lendSolana3.07MUSDT0%4.53%4.25%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum522.4M20.56%
Avalanche646.7M6.52%
Base745.4M7.38%
BSC000%
Ethereum19189M8.65%
Mantle000%
Optimism67.8M4.68%
Polygon11.3M13%
Solana439.9M7.29%
TON111.2M5.85%
zkSync Era000%