Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/08/2026 05:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
EnsuroEthereum1.09MUSDC0%20.79%58.6%
AccountableEthereum3.07MUSDC12.46%24.35%25.05%
AccountableMonad7.50MUSDC1.11%23.89%19.98%
Centrifuge-protocolMonad10.07MUSDC0%4.86%16.45%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%4.99%16.24%
Midas-rwaEtherlink4.82MUSDC0%9.58%14.53%
Nawa-protocolZIGChain3.43MUSDC0%9.45%14.43%
AccountableEthereum1.06MUSDC1.25%15.01%14.25%
Midas-rwaEthereum1.74MUSDC0%11.34%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad94.99MUSDC0.33%15.77%13.6%
Ember-protocolEthereum7.05MUSDC0%12.85%12.9%
Gains-networkArbitrum4.61MUSDC0%4.52%12.06%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.68%11.55%
Ember-protocolSui1.41MUSDC0%10.08%11.52%
Ember-protocolEthereum16.96MUSDC0%7.73%11.01%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Neutral-tradeSolana2.30MUSDC0%5.9%10.48%
Harvest-financeBase1.86MUSDC0%10.7%10.27%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
Ember-protocolSui7.13MUSDC0%9.94%10.04%
AguaEthereum6.54MUSDC0%10%10%
Ember-protocolEthereum8.97MUSDC0%9.81%9.84%
Ember-protocolEthereum3.37MUSDC0%9.62%9.52%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolSui1.08MUSDC0%8.55%9.29%
Midas-rwaEthereum6.40MUSDC0%9.15%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.15%9.23%
Euler-v2Monad1.18MUSDC1.25%10.31%8.77%
Midas-rwaEthereum6.69MUSDC0%7.39%8.5%
Midas-rwaEthereum7.87MUSDC0%9.2%8.49%
Midas-rwaEthereum2.51MUSDC0%7.39%8.35%
YieldseekerBase1.11MUSDC0%9.44%8.24%
Pareto-creditEthereum168.50MUSDC0%8.1%8.02%
Bitway-earnBSC25.88MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
Midas-rwaEthereum64.41MUSDC0%9.9%7.46%
AccountableMonad1.26MUSDC0.5%7.78%7.28%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Harmonix-financeHyperliquid L123.95MUSDC0%6.44%7.1%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase8.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.39MUSDC0%7.05%6.89%
Zerobase-cedefiBSC18.83MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
LoopscaleSolana2.16MUSDC0.3%7.01%6.73%
Kamino-lendSolana4.80MUSDC0%6.76%6.65%
Yearn-financeEthereum6.84MUSDC0%6.87%6.54%
Yo-protocolBase1.10MUSDC0%6.72%6.41%
Yearn-financeEthereum8.63MUSDC0%6.07%6.35%
Blend-pools-v2Stellar14.65MUSDC0%6.79%6.3%
Kamino-lendSolana5.01MUSDC0%4.4%6.2%
Fluid-lendingEthereum130.95MUSDT0%4.53%6.15%
AccountableMonad9.94MUSDC0.5%7.8%6.13%
Compound-v3Ethereum32.64MUSDC0.11%3.6%5.96%
Yearn-financeEthereum1.19MUSDC0%6.31%5.96%
Navi-lendingSui4.40MUSDC0.57%5.49%5.75%
Midas-rwaEthereum37.41MUSDC0%8%5.73%
Fluid-lendingArbitrum45.99MUSDC0%4.91%5.71%
Hyperlend-pooledHyperliquid L114.15MUSDC0%7%5.67%
SymbioticEthereum1MUSDC0%5.98%5.56%
SymbioticEthereum1MUSDC0%5.98%5.56%
Kamino-lendSolana2.19MUSDC0%5.26%5.47%
Storm-tradeTON3.17MUSDT0%5.59%5.41%
AutofinanceEthereum8.07MUSDC0.79%5.86%5.26%
Fluid-lendingEthereum146.47MUSDC0%5.04%5.23%
Fluid-lendingEthereum2.32MUSDC0%5.04%5.23%
AutofinanceBase7.68MUSDC2.14%8.02%5.15%
Yearn-financeBase1.82MUSDC0%4.93%5.01%
Fluid-lendingBase9.03MUSDC0%5.17%4.97%
Benqi-lendingAvalanche2.78MUSDC0%4.32%4.83%
Harvest-financeEthereum1.15MUSDC0%6.38%4.79%
Alchemix-v3Ethereum7.82MUSDC0%4.53%4.77%
Ember-protocolSui1.20MUSDC0%3.6%4.56%
Lista-lendingBSC2.47MUSDT1.47%7.12%4.5%
Centrifuge-protocolAvalanche261.57MUSDC0%5.21%4.43%
Centrifuge-protocolBase50.44MUSDC0%5.21%4.43%
Centrifuge-protocolEthereum7.52MUSDC0%5.19%4.43%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
MapleEthereum1.06BUSDT0%4.2%4.39%
ExactlyOP Mainnet1.61MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.61MUSDC0%4.29%4.31%
ExactlyOP Mainnet1.61MUSDC0%4.24%4.28%
DolomiteArbitrum1.27MUSDC0%4.18%4.23%
ExactlyOP Mainnet1.61MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.16%4.21%
Jupiter-lendSolana446.69MUSDC0.68%5.02%4.15%
ExactlyOP Mainnet1.61MUSDC0%4.11%4.15%
TermmaxEthereum3.34MUSDC0%4.04%4.08%
ExactlyOP Mainnet1.61MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.61MUSDC0%3.96%4.07%
Aave-v3Ethereum58.01MUSDC1.68%5.29%3.94%
Yo-protocolBase9.05MUSDC0%4.18%3.93%
Yo-protocolEthereum1.51MUSDC0%4.18%3.93%
ExactlyOP Mainnet1.61MUSDC0%3.62%3.92%
AmpleBase4.36MUSDC0%4.05%3.88%
Ember-protocolEthereum2.03MUSDC0%2.63%3.86%
SentoraEthereum44.94MUSDC0%6.72%3.79%
Midas-rwaEthereum3.49MUSDC0%4.13%3.78%
Yearn-financeEthereum2.43MUSDC0%3.56%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Moonwell-lendingBase2.56MUSDC0.08%6.64%3.65%
Jupiter-lendSolana17.35MUSDT0%3.48%3.64%
Centrifuge-protocolMonad4.54MUSDC0%3.71%3.58%
Centrifuge-protocolPharos4.39MUSDC0%3.73%3.58%
Justlend-v1Tron32.83MUSDT0%2.42%3.56%
AvantisBase17.95MUSDC0%8.53%3.53%
Spark-savingsEthereum255.66MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.01MUSDC0%3.52%3.52%
SparklendEthereum1.69MUSDC0%3.48%3.47%
SymbiosisEthereum1.51MUSDC0%4.79%3.43%
Yearn-financeEthereum23.08MUSDC0%3.3%3.42%
Venus-fluxBSC2.28MUSDT0%2.44%3.4%
Aave-v3Avalanche2.55MUSDT0%3.28%3.4%
Aave-v3Ethereum234.79MUSDT0%2.86%3.34%
Aave-v3Ethereum74.10MUSDT1.38%4.35%3.34%
DolomiteEthereum28.76MUSDC4.2%7.49%3.32%
Native-credit-poolEthereum1.78MUSDT0%2.99%3.31%
Aave-v3Monad13.58MUSDC1.99%5.96%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v4Ethereum1.02MUSDC0%3.77%3.25%
Spark-savingsEthereum362.74MUSDT0%2.86%3.25%
Project-0Solana1.94MUSDC0%4.49%3.25%
Aave-v3Base27.20MUSDC0%3.46%3.24%
Yearn-financeEthereum7.47MDAI0%3.09%3.22%
Midas-rwaEthereum69.01MUSDC0%3.34%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.2%
Aave-v4Ethereum1.60MUSDT0%2.37%3.2%
Euler-v2Ethereum7.01MUSDC0%3.1%3.14%
Native-credit-poolBSC2.27MUSDT0%3.24%3.14%
Aave-v3Avalanche7.22MUSDC0%3.69%3.1%
Kamino-lendSolana1.35MUSDC0%4.61%3.06%
Aave-v3BSC1.72MUSDC0%3.04%3.05%
Compound-v3Ethereum28.39MUSDT0.12%3.15%3.03%
Yearn-financeEthereum7.43MUSDT0%3.18%2.98%
Euler-v2Ethereum7.78MUSDC0%4.2%2.86%
Aave-v3Ethereum22.08MDAI0%3.01%2.83%
Centrifuge-protocolEthereum1.68MUSDC0%1.54%2.83%
Compound-v3Arbitrum3.27MUSDC0%2.74%2.81%
Aave-v3Polygon12.16MUSDC0%2.78%2.81%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
CurvanceMonad2.36MUSDC2.7%5.29%2.72%
Compound-v3Arbitrum3.66MUSDT0%2.11%2.7%
LoopscaleSolana1.69MUSDC6.99%8.51%2.65%
SaveSolana5.11MUSDC0%2.38%2.63%
Aave-v3Ethereum1.56MUSDC0%2.2%2.63%
SparklendEthereum64.70MUSDT0%3.72%2.62%
Scallop-lendSui1.04MUSDC0%2.65%2.62%
Venus-core-poolBSC74.67MUSDT0%2.13%2.39%
CurrentSui9.26MUSDC8.2%9.71%2.34%
Venus-core-poolBSC17.15MUSDC0%2.53%2.31%
Aave-v3BSC15MUSDT0%2.16%2.28%
Aave-v3OP Mainnet2.89MUSDC0%2.89%2.26%
Aave-v3Arbitrum47.45MUSDC0%2.44%2.19%
SparklendEthereum114.73MDAI0%2.17%2.17%
Lista-lendingBSC3.74MUSDT0%2.62%2.12%
Aave-v4Ethereum1.41MUSDC0%1.8%2.05%
Midas-rwaEthereum26.21MUSDC0%5.46%2.04%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Aave-v3Sonic1.19MUSDC0%1.91%1.83%
Aave-v4Ethereum1.07MUSDT0%1.47%1.68%
Aave-v3Arbitrum1.35MDAI0%1.99%1.68%
SaveSolana2.16MUSDT0%1.43%1.66%
Aave-v4Ethereum1.09MUSDC0%1.59%1.66%
Gami-labsBase3.02MUSDC0%2.61%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.62%1.57%
NeverlandMonad2.29MUSDC7.14%6.92%1.43%
Echelon-marketAptos1.93MUSDC1.46%3.69%1.4%
ExactlyOP Mainnet1.61MUSDC0%0.99%1.01%
Lista-lendingEthereum2.58MUSDT4.29%5.67%0.84%
TydroInk18.38MUSDC0%1.87%0.78%
Zest-v2Stacks10.08MUSDC0%0.52%0.59%
Lista-lendingBSC3.50MUSDT0%1.53%0.54%
Neutral-tradeSolana1.28MUSDC0%21.55%0.51%
Aave-v4Avalanche5.07MUSDC5.99%0.65%0.19%
TectonicCronos45.02MUSDT0%0.15%0.15%
Lista-lendingEthereum3.84MUSDC5.81%6.35%0.12%
TectonicCronos54.03MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.05%0.04%
AcrossEthereum1.10MUSDC4.2%4.38%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8115.2M4.8%
Avalanche6291.2M3.25%
Base16152.1M4.98%
BSC14171.6M3.49%
Ethereum763.3B6.31%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.2M2.81%
Solana14507.5M4.08%
TON13.2M5.41%
zkSync Era000%