Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.19% on Mar 20 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/03/2025 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore1.88MUSDT0%15.99%14.89%
FranciumSolana2.44MUSDC0%13.15%13.15%
Stream-financeEthereum19.77MUSDC0%15.78%12.94%
DeltaprimeArbitrum1.46MUSDC0%13.28%10.9%
Ipor-derivativesEthereum1.21MUSDC0.17%10.1%10.59%
Navi-lendingSui1.79MUSDT0%6.98%9.87%
DeltaprimeAvalanche2.28MUSDC0%12.54%9.82%
KiloexBSC1.28MUSDT0%9.68%9.65%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Blend-poolsStellar1.28MUSDC2.54%13.65%9.31%
Harmonix-financeArbitrum2.85MUSDC0%13.25%8.76%
Harvest-financeBase1.60MUSDC0%7.74%8.69%
Benqi-lendingAvalanche2.17MUSDT0%7.08%8.62%
Gains-networkBase1.93MUSDC0%8.9%8.42%
Extra-finance-leverage-farmingOptimism1.29MUSDC0.76%9.29%8.27%
Extra-finance-leverage-farmingBase8.79MUSDC0.31%9.16%8.27%
Echelon-marketAptos2.21MUSDT4.28%12.48%7.5%
Echelon-marketAptos7.23MUSDC5.77%14.41%7.29%
DolomiteArbitrum2.53MUSDC0%9.46%7.15%
Ipor-fusionBase1.44MUSDC0%8.41%7.11%
Yearn-financeEthereum3.09MDAI0%828.25%7.04%
Yearn-financeEthereum3.62MUSDC0%1640.1%7.04%
Polynomial-liquidityPolynomial2.82MUSDC5.36%12.47%6.83%
Yield-yak-aggregatorAvalanche1.16MUSDC0%6.43%6.81%
Yearn-financeEthereum1.23MDAI0.32%9.56%6.66%
KiloexBase4.17MUSDC0%7.95%6.62%
Ipor-fusionEthereum3.30MUSDC0%9.07%6.44%
Scallop-lendSui2.43MUSDC0%6.2%6.36%
Yield-yak-aggregatorAvalanche1.44MUSDT0%6.74%6.24%
Mars-lendOsmosis3.30MUSDC0%6.2%6.16%
Benqi-lendingAvalanche11.80MUSDC0%6.44%6.04%
Wing-financeBSC2.14MUSDC1.41%7.18%5.9%
GearboxEthereum2.74MUSDC0.63%5.49%5.87%
SparkEthereum121.93MDAI0%6.01%5.8%
Yearn-financeEthereum3.09MDAI1.84%3.68%5.72%
KiloexManta1.69MUSDT0%3.93%5.66%
Morpho-aaveEthereum1.08MUSDC0%6.36%5.42%
Morpho-aaveEthereum1.08MUSDC0%6.36%5.42%
SaveSolana2.48MUSDC0%7.03%5.37%
ExactlyOptimism1.50MUSDC0%5.41%5.34%
SaveSolana1.13MUSDC0%6.44%5.34%
Yearn-financeEthereum2.84MUSDC0%5.46%5.26%
Yearn-financeEthereum1.43MUSDC0%5.41%5.25%
Venus-core-poolBSC150.94MUSDT0%5.61%5.23%
Yearn-financeEthereum15.45MDAI0%8.38%5.21%
Kamino-lendSolana45.59MUSDC0%5.18%5.16%
Yearn-financeEthereum1.17MUSDT0%6.02%5.14%
Gains-networkArbitrum9.70MUSDC0%9.31%5.13%
Aave-v3Polygon1.18MDAI0%4.93%5.12%
SparkEthereum2.56MUSDC0%3.92%5.12%
ExactlyOptimism1.50MUSDC0%5.14%5.11%
Yearn-financeEthereum1.16MUSDT0%5.93%5.07%
Yearn-financeEthereum7.64MUSDC0.42%4.48%4.95%
ExactlyOptimism1.50MUSDC0%4.93%4.82%
Venus-core-poolBSC1.56MDAI0%5.53%4.74%
Flux-financeEthereum1.44MUSDT0%4.77%4.71%
ExactlyOptimism1.50MUSDC0%4.67%4.66%
Venus-core-poolBSC69.16MUSDC0%6.37%4.64%
ExactlyOptimism1.50MUSDC0%4.65%4.63%
Extra-finance-leverage-farmingBase1.65MUSDC4.27%9.47%4.61%
ExactlyOptimism1.50MUSDC0%4.49%4.49%
Folks-finance-lendingAlgorand2.80MUSDC0%4.06%4.41%
Compound-v3Ethereum116.28MUSDC0.22%4.35%4.21%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum416.5M7.98%
Avalanche518.8M7.51%
Base619.6M7.29%
BSC5225.1M6.03%
Ethereum21354.8M6.35%
Mantle000%
Optimism710.3M5.33%
Polygon11.2M5.12%
Solana451.6M7.26%
TON000%
zkSync Era000%