Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/05/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%100.97%154.08%
Ember-protocolSui7.90MUSDC0%8.11%15.59%
AbyssSui1.94MUSDC0%9.38%13.82%
Canto-lendingCanto1.35MUSDC0%12.98%13.11%
Ember-protocolEthereum50.45MUSDC13%19.76%12.52%
Harvest-financeBase1.97MUSDC0%7.46%10.78%
Bracket-vaultsEthereum2.71MUSDC0%11.19%10.72%
BitwayBSC14.42MUSDT0%10.79%10.5%
AvantisBase46.01MUSDC0%10.11%10.46%
GoldfinchEthereum37.22MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%6.84%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.16%9.49%
Ember-protocolSui2.51MUSDC0%8.16%9.4%
Benqi-lendingAvalanche1.98MUSDC0%8.45%8.96%
YieldseekerBase1.27MUSDC0%9.07%8.78%
Blend-pools-v2Stellar10.80MUSDC0%9.09%8.63%
AccountableMonad1.82MUSDC2.75%11.66%8.5%
Ember-protocolEthereum4.50MUSDC0%7.3%8.02%
Ember-protocolSui5.34MUSDC4%12%8%
LoopscaleSolana1.11MUSDC1.06%8.3%7.25%
Ember-protocolSui1.81MUSDC0%11.06%7.24%
SymbiosisEthereum1.12MUSDC0%7.21%7.14%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.76%6.95%
Ember-protocolSui1.17MUSDC0%11.71%6.83%
SymbiosisTron1.40MUSDT0%7.63%6.81%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.34MUSDT2%8.76%6.76%
Aave-v3Avalanche1.94MUSDT0%6.74%6.43%
Extra-finance-leverage-farmingBase3.69MUSDC0%5.84%6.25%
Storm-tradeTON3.62MUSDT0%6.7%6.25%
DeltaprimeAvalanche1.06MUSDC0%5.72%6.22%
DeltaprimeAvalanche1.06MUSDC0%5.72%6.22%
Gains-networkArbitrum5.11MUSDC0%6.35%6.01%
Hyperlend-pooledHyperliquid L111.27MUSDC0%5.1%5.39%
AmpleBase4.33MUSDC0%4.4%5.37%
Aave-v3Avalanche5.86MUSDC0%6.07%5.29%
Yearn-financeEthereum9.92MUSDC0%4.85%5.25%
AutofinanceBase6.21MUSDC3.57%8.7%5.04%
DolomiteArbitrum1.22MUSDC0%5.85%4.95%
Yearn-financeEthereum2.64MUSDC0%6.24%4.84%
Scallop-lendSui1.49MUSDC0%5.29%4.72%
Ember-protocolSui1.31MUSDC8.63%13.56%4.64%
Fluid-lendingArbitrum53.40MUSDC0.64%6.31%4.62%
Flux-financeEthereum1.70MUSDT0%4.61%4.58%
Folks-finance-lendingAlgorand1.30MUSDC0%4.28%4.54%
Fluid-lendingBase16.87MUSDC1.4%6.46%4.47%
Yo-protocolEthereum3.41MUSDC7.8%14.52%4.45%
Yo-protocolBase16.18MUSDC7.8%14.49%4.45%
MapleEthereum1.02BUSDT0%4.4%4.44%
TermmaxBase1.25MUSDC0%2.31%4.17%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.14%
Moonwell-lendingBase1.54MUSDC1.4%4.93%4.14%
ExactlyOP Mainnet1.59MUSDC0%3.94%4.13%
Kamino-lendSolana7.64MUSDC0%4.41%4.1%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.06%
SparklendEthereum3.81MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.86%4.03%
Fusion-by-iporEthereum1.31MUSDC0%4.56%4.02%
Navi-lendingSui7.50MUSDC0.71%4.5%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.8%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.75%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.37%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.74%3.9%
AutofinanceEthereum8.46MUSDC0.61%6.42%3.83%
Lazy-summer-protocolBase1.40MUSDC0%4.11%3.82%
NeverlandMonad15.70MUSDC4.96%8.36%3.73%
Ember-protocolSui1.19MUSDC0%8.47%3.71%
Yearn-financeEthereum9.47MDAI0%3.94%3.7%
Harvest-financeEthereum1.09MUSDC0%5.1%3.7%
TermmaxEthereum2.01MUSDC0%3.67%3.7%
Jupiter-lendSolana456.35MUSDC0%4.3%3.7%
TermmaxEthereum1.11MUSDC0%3.62%3.69%
TermmaxEthereum7.30MUSDC0%1.93%3.69%
Flux-financeEthereum2.69MUSDC0%3.72%3.68%
Spark-savingsAvalanche32.79MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%
Aave-v3Polygon1.24MDAI0%4.12%3.65%
DolomiteEthereum22.62MUSDC6.03%7.24%3.64%
Spectra-metavaultsBase6.66MUSDC1.39%5.26%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum467.7M5.65%
Avalanche644.7M6.13%
Base13109.1M17.34%
BSC340.7M8.01%
Ethereum242.2B5.83%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.65%
Solana3465.1M5.02%
TON13.6M6.25%
zkSync Era000%