Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/09/2026 09:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.84MUSDC0%34.41%131.17%
Gains-networkArbitrum4.63MUSDC0%13.88%35.3%
AccountableEthereum1.90MUSDC20.92%31.65%21%
AvantisBase10.06MUSDC0%8.44%20.76%
EnsuroEthereum1.15MUSDC0%21.46%20.11%
AccountableMonad7.50MUSDC0.9%17.48%17.44%
Neutral-tradeSolana2.17MUSDC0%12.27%15.42%
AccountableEthereum1.05MUSDC0%15.15%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum1.64MUSDC0%24.59%12.93%
Ember-protocolEthereum6.86MUSDC0%12.86%12.9%
AccountableEthereum11.75MUSDC0%12.02%12.51%
Midas-rwaEthereum26.37MUSDC0%4.98%11.87%
AccountableMonad5.04MUSDC0.42%12.1%11.64%
AccountableMonad74.99MUSDC0.26%12.36%11.4%
Neutral-tradeSolana1.17MUSDC0%9.58%10.66%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Ember-protocolSui1.34MUSDC0%9.86%10.09%
Ember-protocolSui7.88MUSDC0%10.15%10%
AguaEthereum5.10MUSDC0%10%10%
Ember-protocolEthereum10.29MUSDC0%9.66%9.86%
Ember-protocolEthereum3.32MUSDC0%9.53%9.41%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana2.25MUSDC0%24.34%8.94%
Harvest-financeBase1.04MUSDC0%6.84%8.28%
Bitway-earnBSC25.31MUSDT0%8%8%
Ember-protocolSui9.24MUSDC4%12%8%
Pareto-creditEthereum148.78MUSDC0%7.93%7.82%
Midas-rwaEthereum65.25MUSDC0%8.02%7.77%
Midas-rwaEthereum1.70MUSDC0%9.04%7.58%
Neutral-tradeSolana3.37MUSDC0%4.84%7.51%
Bitway-earnBSC6.66MUSDT0%7.27%7.5%
Blend-pools-v2Stellar10.40MUSDC0%6.91%7.41%
Midas-rwaEthereum7.65MUSDC0%7.92%7.35%
Centrifuge-protocolAvalanche262.35MUSDC0%5.15%7.25%
Centrifuge-protocolBase50.59MUSDC0%5.15%7.25%
Centrifuge-protocolEthereum9.29MUSDC0%5.23%7.25%
Midas-rwaEthereum67.34MUSDC0%7.13%7.13%
Midas-rwaEthereum31.57MUSDC0%6.43%7.12%
Harmonix-financeHyperliquid L120.71MUSDC0%6.78%7.05%
Yearn-financeEthereum6.08MUSDC0%6.69%7.02%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Fusion-by-iporBase1.04MUSDC0%6.29%7%
Fusion-by-iporEthereum1.09MUSDC0%7.74%6.87%
AccountableMonad1.60MUSDC0.36%7.52%6.79%
Zerobase-cedefiBSC18.45MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2MUSDC2%8.76%6.76%
Yearn-financeEthereum9.36MUSDC0%6.68%6.76%
LoopscaleSolana1.89MUSDC0.31%6.99%6.7%
Midas-rwaEthereum6.72MUSDC0%7.41%6.64%
Midas-rwaEthereum2.52MUSDC0%7.43%6.64%
Sentora-curatorEthereum75.11MUSDC0%6.6%6.62%
Pareto-creditEthereum22MUSDC0%6.99%6.62%
Extra-finance-leverage-farmingBase3.79MUSDC0%6.67%6.07%
Kamino-lendSolana9.40MUSDC0%7.19%5.92%
Fusion-by-iporEthereum2.39MUSDC0%5.98%5.75%
SymbiosisEthereum1.58MUSDC0%5.01%5.62%
Hyperlend-pooledHyperliquid L116.19MUSDC0%5.64%5.54%
Fusion-by-iporEthereum1.28MUSDC0%6.15%5.51%
Alchemix-v3Ethereum7.65MUSDC0%5.21%5.46%
Harvest-financeEthereum1.16MUSDC0%9.29%5.45%
AutofinanceBase3.57MUSDC4.56%8.73%5.37%
Storm-tradeTON2.89MUSDT0%5.39%5.25%
Lista-lendingBSC2.33MUSDT0%7.22%5.21%
Nawa-protocolZIGChain3.43MUSDC0%8.81%5.2%
AutofinanceEthereum7.70MUSDC0.95%6.06%5.18%
Benqi-lendingAvalanche2.05MUSDC0%4.87%5.15%
Kamino-lendSolana2.87MUSDC0%5.63%5.02%
Yearn-financeBase1.71MUSDC0%5.02%5.01%
Ember-protocolEthereum17.32MUSDC0%8.77%5%
AccountableEthereum3.21MUSDC0%11.22%4.95%
Native-credit-poolEthereum1.14MUSDC0%4.81%4.93%
Fluid-lendingBase9.26MUSDC0%4.93%4.75%
Kamino-lendSolana2.53MUSDC0%5.68%4.69%
AccountableMonad9.26MUSDC0.42%6.53%4.65%
MapleEthereum865.52MUSDT0%4.54%4.62%
Flux-financeEthereum1.89MUSDT0%4.44%4.47%
Fluid-lendingEthereum131.90MUSDT0%4.83%4.44%
Fusion-by-iporBase1.19MUSDC3.5%7.58%4.43%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
ExactlyOP Mainnet1.64MUSDC0%4.38%4.39%
Navi-lendingSui9.95MUSDC0.39%5.51%4.36%
ExactlyOP Mainnet1.64MUSDC0%4.32%4.33%
ExactlyOP Mainnet1.64MUSDC0%4.29%4.33%
ExactlyOP Mainnet1.64MUSDC0%4.23%4.27%
Ember-protocolEthereum2.04MUSDC2%3.84%4.27%
Fluid-lendingEthereum156.49MUSDC0%4.82%4.22%
Fluid-lendingEthereum3.74MUSDC0%4.82%4.22%
DolomiteArbitrum1.38MUSDC0%4.39%4.22%
ExactlyOP Mainnet1.64MUSDC0%4.11%4.19%
Yo-protocolBase8.53MUSDC0%4.1%4.19%
Yo-protocolEthereum1.35MUSDC0%4.1%4.19%
ExactlyOP Mainnet1.64MUSDC0%4.2%4.19%
Flux-financeEthereum1.57MUSDC0%3.76%4.15%
Aave-v3Monad14.19MUSDC1.88%5.61%4.14%
ExactlyOP Mainnet1.64MUSDC0%3.97%4.13%
Fluid-lendingArbitrum61.68MUSDC0%4.23%4.13%
Aave-v4Ethereum1.81MUSDC0%4.2%4.13%
Euler-v2Monad1.24MUSDC1.25%4.41%4.1%
Jupiter-lendSolana17.33MUSDT0%3.98%4.09%
CurvanceMonad3.07MUSDC2.02%5.41%4.07%
Yearn-financeEthereum2.39MUSDC0%3.8%4.01%
Midas-rwaEthereum72.55MUSDC0%3.32%3.98%
Midas-rwaEtherlink1.22MUSDC0%3.32%3.98%
ExactlyOP Mainnet1.64MUSDC0%3.95%3.92%
Centrifuge-protocolMonad4.55MUSDC0%3.13%3.92%
Centrifuge-protocolPharos4.40MUSDC0%3.39%3.92%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Compound-v3Ethereum37.06MUSDC0%4.72%3.75%
Venus-core-poolBSC8.10MUSDC0%2.39%3.73%
Yearn-financeEthereum19.83MUSDC0%3.61%3.72%
AmpleBase4.39MUSDC0%4.04%3.71%
Aave-v3Base22.06MUSDC0%3.53%3.62%
Yearn-financeEthereum1.11MUSDC0%3.8%3.6%
Spark-savingsEthereum317.49MUSDC0%3.55%3.6%
Spark-savingsAvalanche9.48MUSDC0%3.55%3.6%
Aave-v3Ethereum180.85MUSDC0%3.89%3.6%
Aave-v3Ethereum58.28MUSDC1.67%5.43%3.6%
TydroInk13.94MUSDC0%3.48%3.58%
Jupiter-lendSolana481.72MUSDC0.37%4.91%3.57%
ExactlyOP Mainnet1.64MUSDC0%0.06%3.55%
Lista-lendingBSC2.43MUSDT0%2.53%3.55%
SparklendEthereum2.06MUSDC0%3.5%3.54%
SaveSolana4.63MUSDC0%2.72%3.53%
Aave-v3Avalanche2.69MUSDT0%4%3.53%
Spark-savingsEthereum406.77MUSDT0%3.22%3.5%
Aave-v3BSC1.55MUSDC0%2.99%3.46%
Kamino-lendSolana1.89MUSDT0%4.21%3.45%
SparklendEthereum15.61MUSDT0%3.14%3.39%
Aave-v3Avalanche7.94MUSDC0%3.92%3.37%
Kamino-lendSolana26MUSDC0%4.85%3.36%
Kamino-lendSolana2.24MUSDC0%4.85%3.36%
Native-credit-poolEthereum1.52MUSDT0%3.24%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum5.78MUSDT0%3.18%3.3%
Aave-v4Ethereum1.59MUSDT0%3.37%3.24%
Benqi-lendingAvalanche1.12MUSDT0%3.75%3.24%
Yearn-financeEthereum7.44MDAI0%3.25%3.19%
Aave-v3Ethereum1.15MUSDC0%2.72%3.19%
Aave-v3Ethereum418.76MUSDT0%3.36%3.18%
Aave-v3Ethereum70.64MUSDT1.44%4.79%3.18%
DolomiteEthereum32.67MUSDC3.77%7.41%3.16%
Native-credit-poolBSC1.56MUSDT0%3.1%3.14%
Lista-lendingBSC2.12MUSDT0%1.91%3.11%
Compound-v3Ethereum26.36MUSDT0%3.08%3.08%
Aave-v3Ethereum17.79MDAI0%2.85%3.05%
Aave-v3Polygon11.36MUSDC0%2.85%3.01%
Aave-v3BSC11.65MUSDT0%2.48%2.86%
Compound-v3Arbitrum3.01MUSDC0%2.8%2.86%
Aave-v3OP Mainnet1.89MUSDC0%2.49%2.74%
Venus-fluxBSC1.99MUSDT0%2.52%2.72%
Midas-rwaEthereum6.43MUSDC0%6.56%2.63%
Midas-rwaEtherlink1.12MUSDC0%6.54%2.63%
Venus-core-poolBSC66.04MUSDT0%2.52%2.61%
Compound-v3Arbitrum4.14MUSDT0%2.57%2.58%
Midas-rwaEtherlink4.84MUSDC0%8.79%2.58%
Aave-v3Arbitrum37.73MUSDC0%2.51%2.52%
SparklendEthereum99.98MDAI0%2.3%2.46%
Justlend-v1Tron69.43MUSDT0%2.32%2.42%
Centrifuge-protocolEthereum1.97MUSDT0%2.53%2.4%
Aave-v4Avalanche1.20MUSDC2.77%4.43%2.35%
Euler-v2Monad6.21MUSDC0.58%8.44%2.34%
NeverlandMonad1.24MUSDC6.83%9.37%2.29%
Gami-labsBase3.03MUSDC0%2.02%2.11%
Spectra-metavaultsBase3.03MUSDC0%2.03%2.11%
Aave-v3Arbitrum1.02MDAI0%1.95%2.08%
Aave-v4Ethereum1.41MUSDC0%1.83%2.05%
Echelon-marketAptos1.30MUSDC1.54%3.27%2.01%
SaveSolana2.32MUSDT0%1.66%1.94%
CurrentSui15.39MUSDC5.95%9.27%1.91%
Aave-v3Sonic1.15MUSDC0%1.85%1.85%
Centrifuge-protocolEthereum1.87MUSDC0%2.58%1.8%
Lista-lendingEthereum4.94MUSDC6.13%7.16%1.21%
Kamino-lendSolana3.65MUSDC0%0.68%1.12%
Euler-v2Ethereum1.10MUSDC0%4.74%0.99%
ExactlyOP Mainnet1.64MUSDC0%0.92%0.95%
Zest-v2Stacks10.14MUSDC0%0.67%0.82%
TectonicCronos1.16MUSDC0.03%0.29%0.65%
Lista-lendingEthereum3.36MUSDT6%5.92%0.51%
AcrossEthereum1.58MUSDT1.29%1.42%0.27%
AcrossEthereum1.10MUSDC4.3%4.3%0.19%
Aave-v4Avalanche3.89MUSDT6.62%4.74%0.09%
CredixSolana13.43MUSDC0%0.05%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8121.2M7.59%
Avalanche8290.7M3.57%
Base18137.7M12.87%
BSC13150.2M4.57%
Ethereum773.6B5.69%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.4M3.01%
Solana17578.9M5.26%
TON12.9M5.25%
zkSync Era000%