Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Apr 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/04/2026 19:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4519.17%212.73%
Euler-v2Avalanche1.77MUSDC0%6.64%24.25%
Bracket-vaultsEthereum2.71MUSDC0%12.39%11.9%
BitwayBSC12.78MUSDT0%11.9%11%
GoldfinchEthereum37.25MUSDC0%10.02%10.06%
WasabiSolana1.19MUSDC0%4.92%9.73%
Euler-v2Arbitrum1.10MUSDC0%3.18%9.56%
AvantisBase64.74MUSDC0%9.34%9.56%
Blend-pools-v2Stellar9.64MUSDC0%9.3%9.26%
AbyssSui1.80MUSDC0%8.49%9.21%
Spectra-metavaultsBase5.08MUSDC3.08%104.6%8.85%
DolomiteEthereum7.86MUSDC0%5.7%8.09%
Harvest-financeBase2.02MUSDC0%5.93%7.89%
SymbiosisTron1.06MUSDT0%5.62%7.47%
Gains-networkArbitrum8.93MUSDC0%6.65%7.36%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
AccountableMonad2.11MUSDC3.06%9.59%6.79%
Zerobase-cedefiBSC1.34MUSDC2%8.93%6.76%
Zerobase-cedefiBSC23.48MUSDT2%9.45%6.76%
WasabiBase3.26MUSDC0%3.93%6.13%
Project-0Solana1.66MUSDC0%3.23%5.98%
SymbiosisEthereum1.19MUSDC0%5.4%5.5%
LoopscaleSolana1.04MUSDC0%4.8%5.24%
LoopscaleSolana1.04MUSDC0%4.8%5.24%
AutofinanceEthereum9.22MUSDC0.63%5.3%5.11%
Yo-protocolEthereum11.03MUSDC12%13.97%5.11%
Yo-protocolBase27.89MUSDC12%14.4%5.11%
DeltaprimeAvalanche1.17MUSDC0%5.51%5.03%
Extra-finance-leverage-farmingBase4.08MUSDC0%5.1%4.98%
Scallop-lendSui1.62MUSDC0%4.54%4.9%
AutofinanceEthereum8.75MUSDC0%3.85%4.78%
Woofi-earnArbitrum1.14MUSDC0%4.87%4.74%
Flux-financeEthereum1.59MUSDT0%4.55%4.66%
AutofinanceBase8.58MUSDC2.23%5.99%4.6%
Yearn-financeEthereum1.21MUSDC0%4.97%4.5%
Hyperlend-pooledHyperliquid L114.26MUSDC0%3.89%4.39%
ExactlyOptimism1.71MUSDC0%4.24%4.23%
Yearn-financeEthereum3.74MUSDC0%4.39%4.15%
ExactlyOptimism1.71MUSDC0%3.63%3.98%
Navi-lendingSui11.17MUSDC0.52%4.52%3.95%
SparklendEthereum2.43MUSDC0%4.12%3.9%
ExactlyOptimism1.71MUSDC0%4.03%3.87%
Benqi-lendingAvalanche6.09MUSDC0%3.92%3.86%
Benqi-lendingAvalanche2.38MUSDT0%4.67%3.85%
NeverlandMonad16.06MUSDC4.21%8.58%3.83%
ExactlyOptimism1.71MUSDC0%4.13%3.8%
Euler-v2Ethereum28.37MUSDC0%3.42%3.79%
Aave-v3Polygon1.20MDAI0%3.5%3.78%
Flux-financeEthereum2.45MUSDC0%3.92%3.76%
Spark-savingsAvalanche69.37MUSDC0%3.75%3.75%
Spark-savingsEthereum388.06MUSDC0%3.75%3.75%
Folks-finance-xchainPolygon1.82MUSDT0%3.55%3.73%
MapleEthereum1.92BUSDT0%3.89%3.69%
ExactlyOptimism1.71MUSDC0%4.11%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum419.1M7.17%
Avalanche580.8M8.15%
Base7115.6M6.73%
BSC337.6M8.17%
Ethereum172.4B17.79%
Hyperliquid000%
Mantle000%
Optimism58.6M3.91%
Polygon23M3.76%
Solana44.9M6.55%
TON000%
zkSync Era000%