Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.58% on Mar 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/03/2026 10:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.69%13.02%
WasabiSolana1.36MUSDC0%5.91%10.72%
AvantisBase82.84MUSDC0%11.02%10.39%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar10.08MUSDC0%10.17%9.25%
Gains-networkArbitrum12.28MUSDC0%8.37%9.23%
Fusion-by-iporEthereum3.76MUSDT0%7.37%8.11%
Zerobase-cedefiBSC23.28MUSDT2%9.76%7.76%
Woofi-earnArbitrum1.25MUSDC0%7.11%7.38%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBSC1.22MUSDC2%9%7%
LoopscaleSolana1.47MUSDC1.27%7.15%6.59%
Storm-tradeTon4.16MUSDT0%3.29%6.28%
Gains-networkBase1.90MUSDC0%5.75%5.81%
AbyssSui1.78MUSDC0%8.91%5.76%
DeltaprimeAvalanche1.10MUSDC0%5.95%5.62%
DeltaprimeAvalanche1.10MUSDC0%5.95%5.62%
AutofinanceEthereum21.92MUSDC0.36%6.8%5.62%
LiqwidCardano2.19MUSDC1.58%6.81%5.5%
Extra-finance-leverage-farmingBase4.34MUSDC0%4.9%5.29%
Yo-protocolBase31.44MUSDC12%20.3%4.92%
Navi-lendingSui7.50MUSDC0.54%4.91%4.92%
AutofinanceEthereum8.72MUSDC0%0.5%4.75%
AutofinanceArbitrum1.34MUSDC1.79%6.25%4.71%
Harvest-financeBase4.01MUSDC0%5.88%4.65%
AutofinanceEthereum5.02MUSDC0%4.22%4.64%
Flux-financeEthereum1.75MUSDT0%4.6%4.54%
Euler-v2Ethereum40.18MUSDC0%4.64%4.35%
Benqi-lendingAvalanche4.77MUSDC0%3.17%4.34%
Echelon-marketAptos7.96MUSDC0%4.59%4.3%
ExactlyOptimism1.70MUSDC0%4.25%4.27%
Euler-v2Avalanche4.27MUSDC0%6.03%4.25%
Yearn-financeEthereum7.07MUSDT0%4.42%4.24%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.19%
Fusion-by-iporBase1.72MUSDC0%5.36%4.19%
Scallop-lendSui2.22MUSDC0%4.89%4.18%
ExactlyOptimism1.70MUSDC0%4.13%4.17%
MapleEthereum1.52BUSDT0%4.2%4.17%
SparklendEthereum2.07MUSDC0%3.15%4.14%
AutofinanceBase16.06MUSDC1.3%6.3%4.12%
ExactlyOptimism1.70MUSDC0%4.05%4.1%
DolomiteEthereum14.84MUSDC0%4.68%4.1%
LoopscaleSolana7.48MUSDC0%3.64%4.02%
ExactlyOptimism1.70MUSDC0%3.95%4%
Hyperlend-pooledHyperliquid L125.90MUSDC0%4.99%4%
Yearn-financeBase1.69MUSDC0%25.05%3.99%
ExactlyOptimism1.70MUSDC0%3.8%3.97%
NeverlandMonad8.58MUSDC7.94%12.15%3.93%
ExactlyOptimism1.70MUSDC0%4.04%3.9%
DolomiteArbitrum2.13MUSDC0%3.14%3.86%
SymbiosisEthereum1.35MUSDC0%4.8%3.79%
Spark-savingsAvalanche190.33MUSDC0%3.99%3.75%
Spark-savingsEthereum398.30MUSDC0%3.99%3.75%
ExactlyOptimism1.70MUSDC0%2.4%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum525.1M6.44%
Avalanche6204.5M9.1%
Base8144M5.42%
BSC224.5M7.38%
Ethereum162.1B5.65%
Hyperliquid000%
Mantle000%
Optimism813.6M4.03%
Polygon000%
Solana310.3M7.11%
TON14.2M6.28%
zkSync Era000%