Arbitrum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Arbitrum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Jan 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
31/01/2026 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Gains-networkArbitrum12.95MUSDC0%7.8%17.3%
Woofi-earnArbitrum1.19MUSDC0%7.15%7.15%
DolomiteArbitrum2.20MUSDC0%4.69%5.63%
Harmonix-financeArbitrum1.33MUSDC0%5.05%5.47%
AutofinanceArbitrum1.45MUSDC2.15%7.29%4.05%