Arbitrum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Arbitrum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Feb 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/02/2026 12:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Gains-networkArbitrum11.44MUSDC0%10.5%9.29%
Woofi-earnArbitrum1.20MUSDC0%7.11%7.05%
Harmonix-financeArbitrum1.15MUSDC0%5.5%5.64%
AutofinanceArbitrum1.46MUSDC1.7%6.32%4.82%
Euler-v2Arbitrum7.91MUSDC0%3.68%3.96%