Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/08/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bitway-earnBSC25.94MUSDT0%8%8%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBSC18.83MUSDT2%8.76%6.76%
Fluid-lendingEthereum130.93MUSDT0%4.56%6.41%
Lista-lendingBSC3.84MUSDT0%2.65%6.08%
SparklendEthereum13.85MUSDT0%3.75%6.05%
SymbiosisTron1.28MUSDT0%5.76%5.81%
Storm-tradeTON3.17MUSDT0%5.58%5.41%
Lista-lendingBSC2.28MUSDT1.58%7.14%5.16%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
MapleEthereum1.05BUSDT0%4.21%4.43%
Aave-v3Avalanche2.37MUSDT0%3.29%3.93%
Jupiter-lendSolana17.60MUSDT0%3.48%3.69%
Aave-v3Ethereum68.48MUSDT1.49%4.32%3.53%
Aave-v3Ethereum229.21MUSDT0%2.88%3.53%
Native-credit-poolEthereum1.78MUSDT0%2.98%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Spark-savingsEthereum362.88MUSDT0%2.87%3.25%
Aave-v4Ethereum1.52MUSDT0%2.39%3.23%
Native-credit-poolBSC2.27MUSDT0%3.22%3.14%
Compound-v3Ethereum28.80MUSDT0.12%3.15%3.03%
Yearn-financeEthereum5.76MUSDT0%3.17%2.98%
Venus-fluxBSC2.36MUSDT0%2.45%2.75%
Compound-v3Arbitrum3.67MUSDT0%2.12%2.69%
Justlend-v1Tron62.60MUSDT0%2.4%2.55%
Venus-core-poolBSC73.75MUSDT0%2.13%2.41%
Aave-v3BSC13.53MUSDT0%2.16%2.39%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
SaveSolana2.13MUSDT0%1.43%1.69%
Aave-v4Ethereum1.08MUSDT0%1.47%1.68%
Lista-lendingEthereum2.58MUSDT4.24%5.66%0.79%
Lista-lendingBSC3.47MUSDT0%1.45%0.61%
TectonicCronos44.93MUSDT0%0.15%0.15%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8106.5M4.81%
Avalanche6291.1M3.37%
Base16156.4M5.08%
BSC15170.6M3.66%
Ethereum743.4B6.4%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.6M2.92%
Solana15504.6M4.45%
TON13.2M5.41%
zkSync Era000%