Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.77% on Nov 06 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/11/2025 12:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon6.03MUSDT0%20.49%50.28%
Yearn-financeEthereum4.90MUSDT0%5.13%8.6%
Aave-v3Linea1.49MUSDT0%5.2%7.52%
Compound-v2Ethereum13.20MUSDT0%5.49%6.79%
Euler-v2Ethereum2.43MUSDT0%6.12%6.43%
Yearn-financeEthereum8.02MUSDT0%5.93%6.05%
SaveSolana1.32MUSDT0%6.88%5.79%
Echelon-marketAptos1.13MUSDT0%6.5%5.77%
MapleEthereum1.43BUSDT0.89%7.33%5.63%
Yearn-financeEthereum8.02MUSDT0%4.78%5.19%
Aave-v3Ethereum530.52MUSDT0%4.02%4.7%
Flux-financeEthereum1.54MUSDT0%4.64%4.67%
Benqi-lendingAvalanche2.28MUSDT0%7.15%4.54%
Aave-v3Optimism1.77MUSDT0%4.49%4.3%
Euler-v2Ethereum2.82MUSDT0%3.52%3.77%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum735.3M9.54%
Avalanche312.6M8.59%
Base14268.8M8.67%
BSC119.5M3.92%
Ethereum413.3B41.3%
Mantle000%
Optimism1013.7M4.5%
Polygon11.4M4.21%
Solana511.5M9.14%
TON16M50.28%
zkSync Era000%