Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.67% on Jun 18 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/06/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.41MUSDT0%61.33%34.73%
Bitway-earnBSC25.73MUSDT0%10.13%10%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBSC22.58MUSDT2%8.76%6.76%
Storm-tradeTON3.62MUSDT0%5.83%6.08%
Venus-fluxBSC5.68MUSDT0%2.99%4.87%
SymbiosisTron1.37MUSDT0%7.28%4.79%
Lista-lendingBSC3.41MUSDT0.23%3.86%4.66%
Flux-financeEthereum1.77MUSDT0%4.56%4.53%
Fluid-lendingEthereum112.03MUSDT0.99%4.57%4.22%
Lista-lendingBSC9.86MUSDT0.48%4.08%4.04%
MapleEthereum1.04BUSDT0%4.17%4.03%
Folks-finance-xchainPolygon1.26MUSDT0%4.26%3.96%
Yearn-financeEthereum7.32MUSDT0%2.66%3.84%
Jupiter-lendSolana17.65MUSDT0%3.5%3.79%
Kamino-lendSolana1.37MUSDT0%3.33%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum344.9M5.41%
Avalanche1259.6M4.15%
Base13129.1M5.83%
BSC669.6M6.18%
Ethereum301.8B7.29%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.7M19.35%
Solana8464.5M4.75%
TON13.6M6.08%
zkSync Era000%