Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Mar 31 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/04/2025 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore1.94MUSDT0%14.36%13.86%
KiloexBSC1.37MUSDT0%12.49%8.05%
Echelon-marketAptos3.76MUSDT3.55%11.72%6.53%
Benqi-lendingAvalanche4.42MUSDT0%6.8%6.05%
Navi-lendingSui3.92MUSDT0%6.73%5.42%
Storm-tradeTon13.63MUSDT0%7.06%5.27%
KiloexManta1.69MUSDT0%5.08%5.18%
Flux-financeEthereum1.45MUSDT0%4.75%4.7%
Yearn-financeEthereum1.75MUSDT0%5.22%4.57%
Kamino-lendSolana3.72MUSDT0%3.38%4.56%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.5M7.66%
Avalanche523.3M6.14%
Base516.2M6.97%
BSC34.9M6.31%
Ethereum15221.6M6.39%
Mantle000%
Optimism711.3M5.08%
Polygon11.8M4.34%
Solana560.1M6.38%
TON113.6M5.27%
zkSync Era000%