Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.94% on Sep 12 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/09/2025 21:30:09

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore1.74MUSDT6.61%20.62%17.06%
Compound-v3Ethereum13.59MUSDT0.56%5.38%13.81%
Storm-tradeTon6.66MUSDT0%6.79%11.75%
Yearn-financeEthereum4.96MUSDT0%4.7%10.25%
SparklendEthereum14.09MUSDT0%3.5%8.99%
Aave-v3Ethereum381.14MUSDT0%4.8%8.95%
Lista-lendingBSC48.64MUSDT0.61%12.44%8.87%
Yearn-financeEthereum6.55MUSDT0%6.19%8.64%
Yearn-financeEthereum1.61MUSDT0%7.63%8.41%
Benqi-lendingAvalanche4.32MUSDT0%7.61%7.48%
Lista-lendingBSC12.24MUSDT2.45%9.4%6.78%
MapleEthereum291.20MUSDT2.2%8.9%6.75%
Compound-v3Arbitrum2.47MUSDT0.89%5.14%6.66%
Echelon-marketMove1.08MUSDT3.38%10.12%6.39%
Yearn-financeEthereum5.27MUSDT0%3.44%5.87%
Fluid-lendingEthereum261.49MUSDT2.47%7.55%5.77%
Compound-v2Ethereum15.66MUSDT0%5.18%5.74%
Euler-v2Ethereum13.28MUSDT0%10.11%5.61%
AcrossEthereum2.28MUSDT2.32%5.54%5.49%
GearboxEthereum1.06MUSDT0%6.15%5.38%
GearboxEthereum1.06MUSDT0%6.15%5.38%
SaveSolana1.65MUSDT0%5.66%5.38%
Euler-v2Avalanche12.70MUSDT5.85%11.14%5.13%
Kamino-lendSolana1.30MUSDT0%4.44%4.98%
Aave-v3BSC11.23MUSDT0%5.01%4.68%
Flux-financeEthereum1.55MUSDT0%4.65%4.65%
Folks-finance-xchainPolygon1.27MUSDT4.91%7.2%4.57%
Aave-v3Optimism2.06MUSDT0%4.71%4.44%
Lista-lendingBSC7.69MUSDT0%7.36%4.39%
Aave-v3Linea59.48MUSDT0%3.95%4.09%
Euler-v2Linea30.28MUSDT0%4.23%4.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum13134.2M10.52%
Avalanche864M8.94%
Base15156.4M9.2%
BSC585.5M5.73%
Ethereum452.8B8.15%
Mantle000%
Optimism1216.7M5.31%
Polygon312.4M4.49%
Solana417M7.03%
TON16.7M11.75%
zkSync Era000%