Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.27% on May 15 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2025 11:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon11.24MUSDT0%13.32%16.64%
Colend-protocolCore1.94MUSDT0%13.98%14.03%
Euler-v2Avalanche4.35MUSDT0%8.5%8.98%
Echelon-marketMove1.34MUSDT5.63%26.03%8.31%
Euler-v2Ethereum1.29MUSDT2.18%6.12%7.83%
Benqi-lendingAvalanche4.02MUSDT0%6.27%7.6%
Euler-v2BSC1.40MUSDT0%4.16%6.06%
KiloexBSC1.16MUSDT0%6.04%5.83%
Navi-lendingSui1.83MUSDT0%5.59%5.57%
Echelon-marketAptos3MUSDT1.89%8.75%5.27%
SaveSolana2.66MUSDT0%3.54%4.88%
Flux-financeEthereum1.47MUSDT0%4.72%4.7%
Compound-v3Ethereum18.45MUSDT0.58%3.96%4.29%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.4M9.69%
Avalanche733M7.53%
Base938.1M6.95%
BSC22.6M5.95%
Ethereum21172.2M6.38%
Mantle000%
Optimism57.2M4.92%
Polygon000%
Solana461.2M7.28%
TON111.2M16.64%
zkSync Era000%