Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 08 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
12/05/2026 01:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC14.41MUSDT0%10.82%10.5%
SymbiosisTron1.08MUSDT0%7.69%8.33%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC24.38MUSDT2%8.76%6.76%
Storm-tradeTON3.64MUSDT0%6.62%6.28%
Aave-v3Avalanche2.09MUSDT0%6.54%6.03%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
MapleEthereum1.02BUSDT0%4.37%4.4%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum465.6M5.87%
Avalanche546.4M5.54%
Base12107.6M18.39%
BSC340.8M8.01%
Ethereum232.4B5.83%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana22M6.72%
TON13.6M6.28%
zkSync Era000%