Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/10/2026 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Centrifuge-protocolEthereum2.68MUSDT0%4.45%8.75%
Rhea-lendNear1.92MUSDT0%8.33%8.37%
Bitway-earnBSC19.78MUSDT0%8%8%
Bitway-earnBSC5.17MUSDT0%7.5%7.5%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC16.86MUSDT2%8.76%6.76%
Lista-lendingBSC2.70MUSDT0%3.39%6.57%
Aave-v3Ethereum132.92MUSDT0%3.74%5.58%
Aave-v3Ethereum63.77MUSDT1.6%5.26%5.58%
MapleEthereum672.20MUSDT0%4.91%5.55%
Lista-lendingBSC1.33MUSDT0%6.17%5.23%
Fluid-lendingEthereum131.45MUSDT0%4.56%5.18%
Storm-tradeTON2.71MUSDT0%5.03%4.73%
Flux-financeEthereum1.95MUSDT0%4.45%4.44%
Spark-savingsEthereum505.47MUSDT0%3.48%3.75%
Venus-core-poolBSC39.39MUSDT0%3.01%3.59%
Aave-v3Avalanche2.97MUSDT0%4.24%3.43%
SparklendEthereum16.03MUSDT0%3.39%3.4%
Native-credit-poolEthereum1.87MUSDT0%3.31%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Benqi-lendingAvalanche1.09MUSDT0%3.5%3.22%
Compound-v3Ethereum17.84MUSDT0%3.06%3.21%
Yearn-financeEthereum5.74MUSDT0%3.29%3.12%
Aave-v3BSC11.65MUSDT0%2.87%2.98%
Venus-fluxBSC1.62MUSDT0%2.72%2.56%
Lista-lendingBSC1.37MUSDT0%3.11%2.53%
Compound-v3Arbitrum4.71MUSDT0%2.54%2.46%
Justlend-v1Tron89.95MUSDT0%2.12%2.09%
SaveSolana2.27MUSDT0%1.86%1.95%
Lista-lendingEthereum3.92MUSDT4.18%5.9%1.34%
AcrossEthereum1.12MUSDT2.97%2.91%0.39%
Aave-v4Avalanche5.57MUSDT5.81%6.6%0.37%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6105.1M3.85%
Avalanche730.1M3.02%
Base16137.5M7.4%
BSC13113.8M4.9%
Ethereum713B5.96%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.5M2.85%
Solana1665.3M11.05%
TON12.7M4.73%
zkSync Era000%