Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/06/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Lista-lendingBSC2.19MUSDT3.78%8.85%11.67%
Bitway-earnBSC24.59MUSDT0%10.36%10%
SymbiosisTron1.14MUSDT0%7.7%8.26%
Zerobase-cedefiEthereum14.30MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC23.87MUSDT2%8.76%6.76%
Lista-lendingBSC4.36MUSDT0.62%2.49%6.1%
Storm-tradeTON3.58MUSDT0%5.88%5.86%
Flux-financeEthereum1.77MUSDT0%4.58%4.53%
Aave-v3Avalanche2.45MUSDT0%4.95%4.45%
Folks-finance-xchainPolygon1.09MUSDT0%4.5%4.32%
Benqi-lendingAvalanche1.31MUSDT0%4.61%4.25%
MapleEthereum838.91MUSDT0%4.23%4.21%
Lista-lendingBSC6.78MUSDT3.26%2.17%4.18%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.6M8.78%
Avalanche39.1M4.17%
Base1283.8M5.68%
BSC663.9M7.58%
Ethereum231B6.92%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.32%
Solana310.1M6.09%
TON13.6M5.86%
zkSync Era000%