Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/10/2026 01:00:06

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Rhea-lendNear1.41MUSDT0%9.1%15.75%
Centrifuge-protocolEthereum2.68MUSDT0%5.61%8.8%
Lista-lendingBSC2.67MUSDT0%3.99%8.42%
Bitway-earnBSC23.71MUSDT0%8%8%
Bitway-earnBSC2.19MUSDT0%7.5%7.5%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
Zerobase-cedefiBSC16.79MUSDT2%8.76%6.76%
MapleEthereum753.94MUSDT0%5.1%5.47%
Compound-v3Ethereum14.90MUSDT0%3.11%5.46%
Lista-lendingBSC1.33MUSDT0%3.11%5.4%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Fluid-lendingEthereum128.56MUSDT0%4.49%4.25%
Jupiter-lendSolana17.02MUSDT0%3.79%4.05%
Storm-tradeTON2.67MUSDT0%4.79%3.75%
Spark-savingsEthereum738.40MUSDT0%3.57%3.75%
Venus-core-poolBSC40.77MUSDT0%3.21%3.5%
SparklendEthereum16.30MUSDT0%3.4%3.39%
Aave-v3Avalanche3.02MUSDT0%4.01%3.39%
Yearn-financeEthereum5.69MUSDT0%3.27%3.34%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum62.54MUSDT1.63%5.41%3.17%
Aave-v3Ethereum375.78MUSDT0%3.86%3.17%
Aave-v4Ethereum4.28MUSDT0%4.19%3.09%
Aave-v3BSC12.05MUSDT0%2.89%2.93%
Justlend-v1Tron67.72MUSDT0%2.14%2.56%
Compound-v3Arbitrum5.13MUSDT0%2.5%2.35%
SaveSolana1.98MUSDT0%1.94%2.34%
CurrentSui1.10MUSDT2.86%6.94%2.25%
Native-credit-poolEthereum3.78MUSDT0%2.99%1.17%
Venus-fluxBSC1.30MUSDT0%2.73%1.16%
Lista-lendingEthereum3.86MUSDT5.28%5.77%1.13%
Aave-v4Avalanche6.70MUSDT5.91%6.47%0.27%
AcrossEthereum1.12MUSDT2.93%3.34%0.22%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum6117.2M4.32%
Avalanche7288.5M4.51%
Base17159.1M7.2%
BSC13115.3M5.12%
Ethereum713.6B6.33%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.6M3.45%
Solana15556.2M5.01%
TON12.7M3.75%
zkSync Era000%