Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/03/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC14.84MUSDT0%12%12%
Storm-tradeTon4.08MUSDT0%3.77%9.26%
Zerobase-cedefiBSC23.52MUSDT2%9.76%7.76%
Zerobase-cedefiEthereum14.06MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Fusion-by-iporEthereum3.65MUSDT0%6.46%5.56%
Benqi-lendingAvalanche1.29MUSDT0%4.75%4.79%
Yearn-financeEthereum7.69MUSDT0%3.67%4.65%
Flux-financeEthereum1.75MUSDT0%4.55%4.54%
SymbiosisTron1.47MUSDT0%4.7%4.4%
MapleEthereum2.09BUSDT0%4.11%3.84%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.1M5.81%
Avalanche6118.8M4.72%
Base9140.1M6.21%
BSC339.7M8.92%
Ethereum192.8B5.7%
Hyperliquid000%
Mantle000%
Optimism712.2M4.01%
Polygon000%
Solana24M6.06%
TON14.1M9.26%
zkSync Era000%