Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/08/2026 16:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.33MUSDT0%28.1%76.09%
Lista-lendingBSC1.93MUSDT0%7.07%9.24%
Bitway-earnBSC24.60MUSDT0%8%8%
SymbiosisTron1.50MUSDT0%5.28%7.87%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiBSC20.12MUSDT2%8.76%6.76%
Storm-tradeTON3.17MUSDT0%5.71%5.57%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
Fluid-lendingEthereum140.43MUSDT0%4.48%4.11%
MapleEthereum0.95BUSDT0%4.22%4.1%
Jupiter-lendSolana18.26MUSDT0%3.27%3.45%
Yearn-financeEthereum7.15MUSDT0%3.1%3.35%
SparklendEthereum20.28MUSDT0%3.59%3.33%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Avalanche3.32MUSDT0%3.24%3.07%
Compound-v3Ethereum28.08MUSDT0.1%3.06%3.03%
Kamino-lendSolana2.78MUSDT0%3.6%2.82%
Native-credit-poolBSC5.07MUSDT0%3.81%2.78%
Spark-savingsEthereum348.70MUSDT0%2.75%2.75%
Aave-v3Ethereum506.46MUSDT0%2.7%2.73%
Aave-v3Ethereum73.47MUSDT1.39%5.49%2.73%
Native-credit-poolEthereum1.82MUSDT0%3.19%2.71%
Benqi-lendingAvalanche1.88MUSDT0%2.49%2.44%
Venus-fluxBSC2.70MUSDT0%2.59%2.27%
Justlend-v1Tron80.93MUSDT0%2.87%2.14%
Lista-lendingBSC4.08MUSDT0%4.13%2.1%
Aave-v3BSC16.47MUSDT0%2.25%2.1%
Compound-v3Arbitrum8.94MUSDT0%1.95%1.96%
Venus-core-poolBSC89.22MUSDT0%2.27%1.91%
Aave-v4Ethereum4.99MUSDT0%3.06%1.9%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
MetromKatana2.46MUSDT0%1.75%1.76%
Aave-v4Ethereum1.16MUSDT0%1.29%1.53%
SaveSolana2.27MUSDT0%1.4%1.43%
Lista-lendingBSC4.11MUSDT0%3.33%0.78%
Lista-lendingEthereum3.07MUSDT7.18%5.56%0.24%
AcrossEthereum1.58MUSDT1.21%1.53%0.16%
TectonicCronos45.10MUSDT0%0.15%0.15%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8104.8M3.54%
Avalanche7291.3M3.38%
Base17136.6M5.64%
BSC14193.3M3.66%
Ethereum763.7B5.42%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon214.5M39.4%
Solana17515.2M6.64%
TON13.2M5.57%
zkSync Era000%