Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.19% on Mar 20 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/03/2025 06:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore1.88MUSDT0%15.99%14.89%
KiloexBSC1.28MUSDT0%9.66%9.65%
Navi-lendingSui1.99MUSDT0%6.97%9.28%
Benqi-lendingAvalanche2.14MUSDT0%7.08%8.67%
Echelon-marketAptos2.01MUSDT4.27%12.49%8.67%
Yield-yak-aggregatorAvalanche1.44MUSDT0%6.75%6.38%
KiloexManta1.69MUSDT0%3.92%5.66%
Venus-core-poolBSC148.63MUSDT0%5.61%5.29%
Yearn-financeEthereum1.17MUSDT0%6.02%5.14%
Yearn-financeEthereum1.16MUSDT0%5.94%5%
Flux-financeEthereum1.44MUSDT0%4.77%4.71%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum416.5M7.97%
Avalanche519.4M7.5%
Base619.6M7.37%
BSC5220.6M6.07%
Ethereum20352.4M6.44%
Mantle000%
Optimism710.3M5.36%
Polygon11.2M5.11%
Solana349.9M8.15%
TON000%
zkSync Era22.2M4.35%