Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.08% on Aug 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2025 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Lista-lendingBSC89.22MUSDT0.35%10.13%17.75%
Colend-protocolCore1.77MUSDT5.51%19.55%16.2%
LiqwidCardano1MUSDT0.95%12.34%10.01%
LiqwidCardano1MUSDT0.95%12.34%10.01%
Euler-v2Ethereum4.55MUSDT0.45%10.06%9.11%
Lista-lendingBSC65.43MUSDT0.48%9.31%8.57%
Storm-tradeTon8.40MUSDT0%7.13%8.01%
Yearn-financeEthereum5.40MUSDT0%7.42%7.58%
Navi-lendingSui8.30MUSDT0%8.32%6.9%
MapleEthereum151.94MUSDT2.2%8.86%6.72%
Benqi-lendingAvalanche4.20MUSDT0%7.77%6.71%
Yearn-financeEthereum5.61MUSDT0%4.97%6.37%
Euler-v2Avalanche10.59MUSDT4.91%11.2%6.02%
SaveSolana1.28MUSDT0%5.24%6.01%
Aave-v3Linea1.67MUSDT0%3.44%5.21%
Aave-v3Optimism1.38MUSDT0%4.46%4.96%
Aave-v3Avalanche11.73MUSDT0%4.91%4.96%
Lista-lendingBSC8.65MUSDT0%8.48%4.68%
Flux-financeEthereum1.55MUSDT0%4.64%4.65%
Echelon-marketAptos2.42MUSDT2.21%9.03%4.61%
Fluid-lendingEthereum255.63MUSDT3.01%8.06%4.53%
Aave-v3BSC11.73MUSDT0%4.83%4.53%
Euler-v2Ethereum3.81MUSDT1.18%5.79%4.45%
Kamino-lendSolana2.96MUSDT0%5.23%4.1%
Aave-v3Ethereum1.44BUSDT0%4.86%4.08%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum980.4M9.3%
Avalanche1066.1M9.02%
Base14117.6M9.08%
BSC5180.3M7.96%
Ethereum333.7B7.96%
Mantle000%
Optimism1114.8M4.97%
Polygon211.1M4.44%
Solana36.7M7.75%
TON18.4M8.01%
zkSync Era000%