Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/05/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bitway-earnBSC20.32MUSDT0%10.58%10.5%
SymbiosisTron1.75MUSDT0%7.22%7.55%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC24.47MUSDT2%8.76%6.76%
Storm-tradeTON3.67MUSDT0%6.26%5.76%
Benqi-lendingAvalanche1.31MUSDT0%5.99%4.65%
Flux-financeEthereum1.66MUSDT0%4.58%4.61%
MapleEthereum0.91BUSDT0%4.45%4.19%
Aave-v3Avalanche2.82MUSDT0%6.32%4.13%
Venus-fluxBSC10.85MUSDT0%3.95%4.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum463.1M5.64%
Avalanche8301.5M5.24%
Base1298.5M6.87%
BSC457.8M7.02%
Ethereum272.1B5.71%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4449.3M5.48%
TON13.7M5.76%
zkSync Era000%