Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/06/2026 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bitway-earnBSC22.78MUSDT0%10.48%10%
SymbiosisTron1.44MUSDT0%7.44%8.83%
Zerobase-cedefiEthereum14.28MUSDT2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiBSC24.55MUSDT2%8.76%6.76%
Storm-tradeTON3.57MUSDT0%6.08%5.64%
Flux-financeEthereum1.69MUSDT0%4.59%4.59%
Jupiter-lendSolana18.94MUSDT0%3.35%4.48%
Folks-finance-xchainPolygon1.03MUSDT0%4.56%4.47%
Aave-v3Avalanche2.88MUSDT0%5.58%4.24%
MapleEthereum0.95BUSDT0%4.33%4.1%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum457.3M6.34%
Avalanche413.2M5.34%
Base1190.4M6.91%
BSC349.5M7.84%
Ethereum231.2B7.16%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.47%
Solana7464.5M5.47%
TON13.6M5.64%
zkSync Era000%