Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/04/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Venus-fluxBSC40.16MUSDT9.85%8.96%13.5%
BitwayBSC13.39MUSDT0%11.56%11%
Fluid-lendingEthereum123.22MUSDT1.57%5.02%10.35%
SymbiosisTron1.20MUSDT0%6.92%7.43%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.96MUSDT0%5.09%7%
Zerobase-cedefiBSC23.46MUSDT2%9.1%6.76%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
MapleEthereum1.99BUSDT0%3.75%3.82%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum549.6M7.51%
Avalanche355.2M18.94%
Base13143.5M7.79%
BSC478.4M9.51%
Ethereum252.7B6.44%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana47.4M5.56%
TON14M7%
zkSync Era000%