Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/04/2026 20:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC13.33MUSDT0%11.62%11%
Storm-tradeTON3.98MUSDT0%4.67%7.04%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
SymbiosisTron1.18MUSDT0%6.82%6.89%
Zerobase-cedefiBSC23.47MUSDT2%9.15%6.76%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Benqi-lendingAvalanche1.91MUSDT0%4.41%4.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.9M6.39%
Avalanche573.9M5.89%
Base9115.3M6.14%
BSC338.1M8.17%
Ethereum21596.7M5.36%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana57.6M6.19%
TON14M7.04%
zkSync Era000%