Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.25% on Jul 10 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/07/2025 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Colend-protocolCore2MUSDT0%14.9%11.9%
Benqi-lendingAvalanche3.37MUSDT0%6.5%8.03%
Compound-v2Ethereum14.55MUSDT0%4.98%7.64%
Euler-v2Avalanche7.33MUSDT0%9.4%7.18%
Storm-tradeTon10.97MUSDT0%9.55%6.64%
Echelon-marketAptos1.42MUSDT2.13%7.97%6.52%
Echelon-marketMove1.41MUSDT3.39%11.22%6.51%
Euler-v2Ethereum1.26MUSDT0%7.93%6.02%
Kamino-lendSolana1.19MUSDT0%4.83%5.2%
SuperlendEtherlink2.31MUSDT0%12.34%4.68%
Flux-financeEthereum1.54MUSDT0%4.68%4.65%
Yearn-financeEthereum1.43MUSDT0%4.43%4.61%
GearboxEthereum1.77MUSDT0%3.71%4.27%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum746.3M11.06%
Avalanche831M7.91%
Base947.6M10.51%
BSC14.9M4.3%
Ethereum28535.3M10.43%
Mantle000%
Optimism912.1M5.28%
Polygon000%
Solana343.8M7.84%
TON111M6.64%
zkSync Era000%