Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/05/2026 04:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC17.46MUSDT0%10.7%10.5%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Storm-tradeTON3.68MUSDT0%6.49%6.14%
SymbiosisTron1.26MUSDT0%7.23%5.98%
Aave-v3Avalanche2.15MUSDT0%7.46%5.83%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
MapleEthereum888.96MUSDT0%4.55%4.37%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum455.8M6.52%
Avalanche437.4M6.11%
Base14108.2M16.85%
BSC446.3M7.54%
Ethereum221.7B6.19%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.9M6.09%
TON13.7M6.14%
zkSync Era000%