Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/05/2026 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
BitwayBSC13.64MUSDT0%10.87%10.5%
SymbiosisTron1.70MUSDT0%7.65%9.36%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC25.10MUSDT2%8.76%6.76%
SparklendEthereum17.40MUSDT0%2.92%6.65%
Venus-fluxBSC14.53MUSDT0%7.23%6.6%
Storm-tradeTON3.60MUSDT0%6.19%6.41%
Aave-v3Ethereum128.65MUSDT0%5.04%4.96%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
MapleEthereum1BUSDT0%4.29%4.44%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum561.2M5.44%
Avalanche544.7M5.57%
Base1188.1M19.46%
BSC559.6M6.85%
Ethereum232.4B5.36%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana310.3M5.86%
TON13.6M6.41%
zkSync Era000%