Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/06/2026 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.58MUSDT0%78.66%77.29%
Bitway-earnBSC25.47MUSDT0%10.21%10%
Zerobase-cedefiEthereum14.21MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC22.45MUSDT2%8.76%6.76%
Storm-tradeTON3.64MUSDT0%5.79%5.99%
SymbiosisTron1.69MUSDT0%7.54%5.84%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
MapleEthereum0.96BUSDT0%4.2%4.23%
Folks-finance-xchainPolygon1.24MUSDT0%4.36%4.01%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453M6.05%
Avalanche15M3.87%
Base1277.5M8.02%
BSC350.4M7.84%
Ethereum261.3B6.86%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M40.65%
Solana439.6M4.69%
TON13.6M5.99%
zkSync Era000%