Decentralized Lending Rates for stablecoin USDT

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDT Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/08/2026 17:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.32MUSDT0%38.46%17.67%
Bitway-earnBSC25.14MUSDT0%8%8%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiBSC19.19MUSDT2%8.76%6.76%
Storm-tradeTON3.08MUSDT0%5.65%5.46%
SymbiosisTron1.65MUSDT0%5.7%5.05%
Lista-lendingBSC2.17MUSDT4.4%6.91%4.68%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
Fluid-lendingEthereum136.33MUSDT0%4.4%4.3%
MapleEthereum0.93BUSDT0%4.22%4.11%
Jupiter-lendSolana17.66MUSDT0%3.33%3.58%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Avalanche2.87MUSDT0%3.08%3.18%
Yearn-financeEthereum7.43MUSDT0%3.18%3.17%
Kamino-lendSolana2.44MUSDT0%3.39%3.11%
Native-credit-poolBSC5.07MUSDT0%3.47%3.07%
Native-credit-poolEthereum1.80MUSDT0%3.07%3.06%
Spark-savingsEthereum374.03MUSDT0%2.82%3%
Aave-v3Ethereum74.87MUSDT1.36%4.88%2.97%
Aave-v3Ethereum377.05MUSDT0%2.76%2.97%
Compound-v3Ethereum38.54MUSDT0.1%3.12%2.86%
Benqi-lendingAvalanche1.66MUSDT0%2.63%2.73%
Compound-v3Arbitrum3.88MUSDT0%1.95%2.64%
SparklendEthereum63.34MUSDT0%3.71%2.62%
Aave-v4Ethereum3.81MUSDT0%2.59%2.33%
Justlend-v1Tron78.52MUSDT0%2.71%2.23%
Aave-v3BSC17.32MUSDT0%2.19%2.04%
Venus-core-poolBSC84.42MUSDT0%2.15%2.04%
Lista-lendingBSC4MUSDT0%3.44%1.87%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-fluxBSC2.02MUSDT0%2.54%1.57%
SaveSolana2.26MUSDT0%1.41%1.44%
Lista-lendingBSC4.09MUSDT0%2.5%1.41%
Aave-v4Ethereum1.40MUSDT0%1.33%1.15%
Lista-lendingEthereum2.88MUSDT3.86%5.64%0.19%
TectonicCronos44.94MUSDT0%0.15%0.15%
AcrossEthereum1.58MUSDT1.23%1.5%0.13%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8101.6M3.56%
Avalanche7292.4M3.2%
Base18146M7.61%
BSC14188.6M3.37%
Ethereum783.6B5.69%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon315M8.11%
Solana20523.6M9.93%
TON13.1M5.46%
zkSync Era000%