Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.08% on Aug 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2025 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum11.07MUSDC0%23.27%24.43%
Peapods-financeEthereum14.96MUSDC0%22.14%19.86%
Stream-financeEthereum99.86MUSDC0%14.07%15.08%
Euler-v2Ethereum3.21MUSDC1.14%13.21%10.52%
TokemakEthereum13.55MUSDC1.34%11.37%10.26%
Euler-v2Ethereum4.06MUSDT0.45%10.01%9.63%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Euler-v2Ethereum19.22MUSDC0.1%9.29%9.2%
TokemakEthereum6.83MUSDC0.35%132.86%9.08%
Harvest-financeEthereum1.10MUSDC0%8.97%8.1%
Ipor-fusionEthereum1.08MUSDC0%8.24%8%
Yearn-financeEthereum14.50MUSDC0%7.77%8%
Yearn-financeEthereum5.40MUSDT0%7.39%7.83%
Morpho-blueEthereum14.56MUSDC0.09%9.8%7.62%
Euler-v2Ethereum1.73MUSDC0.92%7.52%7.34%
SandclockEthereum1.09MUSDC15%20.41%7.34%
MapleEthereum152.88MUSDT2.2%8.86%6.72%
Yearn-financeEthereum15.53MUSDC0.69%7.55%6.7%
Yearn-financeEthereum5.61MUSDT0%4.96%6.37%
TermmaxEthereum14.09MUSDC0%5.78%5.95%
Yearn-financeEthereum15.21MDAI0%3.51%5.87%
Compound-v3Ethereum49.99MUSDC0.21%4.67%5.43%
Fluid-lendingEthereum283.49MUSDC2.73%7.85%5.25%
Yearn-financeEthereum19.41MDAI0%6.36%4.99%
Compound-v3Ethereum19.43MUSDT0.56%5.18%4.81%
Flux-financeEthereum1.55MUSDT0%4.64%4.65%
Euler-v2Ethereum3.70MUSDT1.16%5.78%4.52%
Fluid-lendingEthereum255.62MUSDT3.03%8.05%4.49%
GearboxEthereum1.79MDAI0%3.27%4.22%
Aave-v3Ethereum1.19BUSDC0%4.33%4.12%