Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/06/2026 01:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableEthereum1.03MUSDC0%14.33%14.25%
Ember-protocolEthereum37.75MUSDC0%12.98%12.52%
AutofinanceEthereum1.34MUSDC0%9.96%11.64%
Ember-protocolEthereum4.63MUSDC0%7.46%11.03%
Bracket-vaultsEthereum2.72MUSDC0%10.36%10.16%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
AccountableEthereum10.45MUSDC3.84%5.68%8.56%
AccountableEthereum2.04MUSDC0%0.89%8.23%
LazyEthereum1.02MUSDC0%7.45%8.2%
LazyEthereum1.02MUSDC0%7.45%8.2%
Harvest-financeEthereum1.13MUSDC0%6.72%7.79%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
SymbiosisEthereum1.29MUSDC0%9.74%6.94%
AutofinanceEthereum7.26MUSDC0.46%5.44%5.73%
Fusion-by-iporEthereum1.47MUSDC0%6.25%5.59%
Yo-protocolEthereum2.73MUSDC0%4.2%5.23%
Fluid-lendingEthereum8.44MUSDC0%4.71%5.22%
Fluid-lendingEthereum116.86MUSDC1.2%6.61%5.22%
Yearn-financeEthereum1.52MUSDC0%4.83%4.85%
Yearn-financeEthereum9.16MUSDC0%4.75%4.58%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
MapleEthereum0.95BUSDT0%4.21%4.31%
Fusion-by-iporEthereum1.27MUSDC0%6.55%4.1%
Yearn-financeEthereum1.18MUSDC0%3.43%3.88%
Centrifuge-protocolEthereum374.09MUSDC0%3.84%3.82%
Centrifuge-protocolEthereum5.93MUSDC0%3.84%3.82%
Yearn-financeEthereum2.45MUSDC0%3.7%3.79%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Fluid-lendingEthereum111.71MUSDT1.25%4.37%3.66%
SparklendEthereum3.24MUSDC0%3.96%3.63%