Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.87% on Oct 15 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/10/2025 03:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum15.47MUSDC0%57.57%48.17%
Peapods-financeEthereum6.31MUSDC0%43.47%32.57%
Peapods-financeEthereum1.53MUSDC0%24.61%31.13%
Ipor-fusionEthereum1.73MUSDC0%24.28%16.21%
Stream-financeEthereum386.81MUSDC0%15.11%15.17%
GoldfinchEthereum42.58MUSDC0%9.53%9.56%
AutofinanceEthereum12.55MUSDC1.05%11.06%8.43%
TermmaxEthereum4.32MUSDC0%7.1%8.4%
AcrossEthereum2.07MDAI0.99%8.74%8.09%
Yearn-financeEthereum8.33MUSDC0%6.49%7.15%
Harvest-financeEthereum1.12MUSDC0%7.44%7.05%
VesperEthereum1.13MDAI0%5.94%6.63%
AutofinanceEthereum8.72MUSDC0%10.38%6.53%
Yearn-financeEthereum16.41MUSDC0%6.83%6.53%
Yearn-financeEthereum1.02MUSDC0%6.94%6.45%
Yearn-financeEthereum1.02MUSDC0%6.94%6.45%
Yearn-financeEthereum7.42MUSDT0%8.09%6.45%
Euler-v2Ethereum17.62MUSDC0%6.82%6.3%
MapleEthereum811.24MUSDT2.2%8.55%5.86%
Yearn-financeEthereum24.72MUSDC0%5.99%5.56%
Yearn-financeEthereum7.41MUSDT0%6.65%5.52%
Yearn-financeEthereum11.99MDAI0%4.64%5.48%
Compound-v2Ethereum14.79MUSDT0%7.01%5.34%
TermmaxEthereum2.72MUSDC0%6.03%5.34%
Euler-v2Ethereum2.06MUSDC0%5.2%5.02%
VesperEthereum2.12MUSDC0%6.33%4.81%
Flux-financeEthereum1.55MUSDT0%4.65%4.65%
Fluid-lendingEthereum276.83MUSDC2.15%6.82%4.44%
Fluid-lendingEthereum262.11MUSDT2.28%8.01%4.27%
Yearn-financeEthereum4.69MUSDT0%3.54%4.2%
GearboxEthereum2.40MUSDC0%4.1%4.06%
WasabiEthereum1.79MUSDC0%4.04%4.04%
Aave-v3Ethereum1.11MUSDC0%5.45%4.01%