Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.26% on Jul 08 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/07/2025 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1.25MUSDC0%23.01%64.38%
Peapods-financeEthereum6.47MUSDC0%48.16%27.62%
Peapods-financeEthereum2.28MUSDC0%45.34%20.74%
Stream-financeEthereum68.15MUSDC0%11.12%11.69%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Compound-v2Ethereum3.76MDAI0%3.91%8.75%
Compound-v2Ethereum5.01MUSDC0%4.97%8.56%
Euler-v2Ethereum18.51MUSDC0.16%7.99%7.64%
TokemakEthereum19.46MUSDC1.14%9.44%7.41%
Compound-v2Ethereum14.99MUSDT0%4.52%6.8%
WasabiEthereum1.71MUSDC0%7.89%6.41%
Harvest-financeEthereum1.08MUSDC0%6.41%6.28%
Euler-v2Ethereum1.13MUSDT0%8.44%6.27%
Yearn-financeEthereum18.39MDAI0%5.29%5.3%
Yearn-financeEthereum15.34MUSDC0%6.09%5.26%
Euler-v2Ethereum1.06MUSDC8.34%13.21%5.23%
Compound-v3Ethereum47.09MUSDC0.23%4.35%5.09%
Yearn-financeEthereum1.50MUSDT0%4.46%4.91%
VesperEthereum1.76MUSDC0%6.63%4.89%
Flux-financeEthereum1.54MUSDT0%4.69%4.65%
Flux-financeEthereum1.15MUSDC0%4.4%4.39%
Euler-v2Ethereum6.59MUSDC0.71%7.05%4.35%
Compound-v3Ethereum19.42MUSDT0.58%4.36%4.33%
Morpho-blueEthereum1.81MUSDC0%8.43%4.3%