Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Apr 24 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/04/2025 15:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum22.87MUSDC0%14.65%12.34%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Ipor-fusionEthereum1.89MUSDC0%6.04%6.97%
VesperEthereum1.51MUSDC0%3.84%6.29%
Euler-v2Ethereum1.24MUSDC0%5.92%5.83%
Euler-v2Ethereum1.32MUSDC0%5.57%5.62%
Yearn-financeEthereum1.41MUSDC0%4.67%5.36%
Yearn-financeEthereum3.69MUSDC0%5.88%5.29%
Yearn-financeEthereum3.25MDAI0%5.86%5.27%
Yearn-financeEthereum1.94MUSDC0%4.67%5.21%
Yearn-financeEthereum1.22MDAI0%6.3%5.2%
Euler-v2Ethereum3.02MUSDT0%4.44%5.19%
Euler-v2Ethereum10.85MUSDC0%4.56%5.11%
Yearn-financeEthereum3.24MDAI0%7.74%4.74%
Flux-financeEthereum1.42MUSDT0%4.71%4.73%
SparklendEthereum17.44MDAI0%4.34%4.27%
Yearn-financeEthereum16.03MDAI0%4.79%4.25%