Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Mar 31 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/04/2025 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum24.71MUSDC0%15.06%15.95%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Ipor-derivativesEthereum1.22MUSDC0.16%10.34%8.61%
Yearn-financeEthereum1.15MDAI0%7.47%5.96%
Ipor-fusionEthereum3.17MUSDC0%7.5%5.61%
Yearn-financeEthereum15.21MDAI0%6.82%5.52%
Yearn-financeEthereum3.81MUSDC0%6.35%5.37%
Yearn-financeEthereum2.14MDAI0%6.14%5.37%
Morpho-aaveEthereum1.08MUSDC0%5.34%5.3%
Morpho-aaveEthereum1.08MUSDC0%5.34%5.3%
Yearn-financeEthereum1.22MDAI0.3%7.33%5.3%
Flux-financeEthereum1.45MUSDT0%4.75%4.7%
Yearn-financeEthereum1.75MUSDT0%5.22%4.57%
SparkEthereum118.77MDAI0%5.42%4.37%
Yearn-financeEthereum2.13MDAI1.7%5.69%4.35%