Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Feb 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/03/2026 23:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum5.83MUSDC0%3831.57%23021.17%
Bracket-vaultsEthereum3.29MUSDC0%14.03%13.29%
GoldfinchEthereum37.76MUSDC0%10.01%10.01%
Fusion-by-iporEthereum4.59MUSDT0%6.84%7.43%
AutofinanceEthereum20.45MUSDC0.38%7.21%5.88%
Yearn-financeEthereum9.30MUSDC0%9.18%5.48%
AutofinanceEthereum5.02MUSDC0%4.56%4.64%
AcrossEthereum1.09MDAI0.44%6.38%4.56%
AcrossEthereum1.09MDAI0.44%6.38%4.56%
Flux-financeEthereum1.74MUSDT0%4.61%4.54%
MapleEthereum1.49BUSDT0%4.25%4.37%
Euler-v2Ethereum40.05MUSDC0%4.8%4.36%
DolomiteEthereum11.48MUSDC0%4.6%4.34%
Yearn-financeEthereum7.61MUSDT0%4.47%4.24%
Flux-financeEthereum1.42MUSDC0%4.19%4.21%
Lazy-summer-protocolEthereum4.60MUSDC0.57%3.79%4.19%
Spark-savingsEthereum251.42MUSDC0%4%4%
VesperEthereum2.60MUSDC0%4.01%3.9%
Euler-v2Ethereum26.40MUSDC0%4.08%3.86%
SymbiosisEthereum1.47MUSDC0%5.32%3.85%
Yearn-financeEthereum7.60MUSDT0%3.8%3.63%