Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/06/2026 10:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
SymbiosisEthereum1.04MUSDC0%7.47%12.95%
LazyEthereum1.01MUSDC0%8.33%12.75%
LazyEthereum1.01MUSDC0%8.33%12.75%
Ember-protocolEthereum37.57MUSDC0%15.75%12.57%
AutofinanceEthereum1.90MUSDC0%9.92%11.58%
Bracket-vaultsEthereum2.74MUSDC0%10.64%10.39%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolEthereum2.79MUSDC0%7.48%7.22%
Zerobase-cedefiEthereum14.28MUSDT2%9%7%
Ember-protocolEthereum4.56MUSDC0%7%6.75%
Fluid-lendingEthereum128.92MUSDC1.3%5.85%5.99%
Fluid-lendingEthereum8.52MUSDC0%3.79%5.99%
Harvest-financeEthereum1.09MUSDC0%4.93%5.66%
AutofinanceEthereum7.60MUSDC0.63%5.04%5.22%
Yearn-financeEthereum11.44MUSDC0%5.16%5.01%
Yearn-financeEthereum5.12MUSDC0%5.7%4.94%
Flux-financeEthereum1.69MUSDT0%4.59%4.59%
Yo-protocolEthereum3.14MUSDC0%4.13%4.41%
MapleEthereum0.95BUSDT0%4.33%4.06%
SparklendEthereum3.58MUSDC0%4.14%4%
DolomiteEthereum18.41MUSDC6.36%8.36%3.88%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.67MUSDC0%3.52%3.68%