Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/04/2026 06:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.05%11.61%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
SymbiosisEthereum1.10MUSDC0%6.26%6.82%
AutofinanceEthereum9.68MUSDC0.56%5.72%6.17%
AutofinanceEthereum8.76MUSDC0%4.25%4.73%
Harvest-financeEthereum1.08MUSDC0%1.4%4.7%
Harvest-financeEthereum1.08MUSDC0%1.4%4.7%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Yo-protocolEthereum8.52MUSDC12%14.08%4.54%
TermmaxEthereum11.22MUSDC0%2.09%4.29%
TermmaxEthereum2.74MUSDC0%2.09%4.25%
TermmaxEthereum2.01MUSDC0%2.14%4.25%
SparklendEthereum2.03MUSDC0%4.11%4.08%
Yearn-financeEthereum6.91MUSDC0%4.05%3.93%
Yearn-financeEthereum8.87MDAI0%3.15%3.8%
Euler-v2Ethereum28.39MUSDC0%3.63%3.79%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.79%3.77%
Spark-savingsEthereum401.52MUSDC0%3.75%3.75%