Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Jan 09 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/01/2025 04:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Morpho-aaveEthereum2.79MUSDT0%37.99%46.86%
Morpho-aaveEthereum1.61MUSDC0%26.69%32.6%
SandclockEthereum1.10MUSDC15%25.5%9.21%
Ipor-fusionEthereum1.74MUSDC0%25.35%16.88%
VesperEthereum2.17MUSDC0%19%38.71%
Ipor-derivativesEthereum1.28MUSDC0.43%17.58%15.92%
Benddao-lendingEthereum1.07MUSDT0%17.36%10.38%
Fluid-lendingEthereum191.68MUSDC3.17%14.37%9.95%
Yearn-financeEthereum2.69MUSDC0%13.59%12.98%
Yearn-financeEthereum2.31MDAI0%13.56%12.98%
Harvest-financeEthereum1.12MUSDC0%13.05%11.57%
Fluid-lendingEthereum156.94MUSDT3.87%12.9%8.94%
Yearn-financeEthereum2.30MDAI0%12.83%10.15%
AcrossEthereum4.70MUSDT5.98%12.7%4.94%
Compound-v2Ethereum21.12MUSDT0%11.85%8.1%
GearboxEthereum1.56MUSDT1.89%11.56%6.82%
Yearn-financeEthereum5.36MUSDC0%11.27%9.34%
GearboxEthereum3.65MUSDC1.17%11.03%8.14%
SparkEthereum123.41MDAI0%11%10.78%
GearboxEthereum1.58MDAI2.13%10.46%6.72%
Yearn-financeEthereum10.68MUSDC0%10.3%8.93%
Compound-v3Ethereum11.09MUSDT1.56%10.02%8.82%
Aave-v3Ethereum469.85MUSDC0%9.89%8.18%
GoldfinchEthereum44.37MUSDC0%9.77%9.54%
Yearn-financeEthereum1.17MUSDC0%9.53%8.12%
Compound-v3Ethereum48.20MUSDC0.39%9.05%6.36%
Compound-v2Ethereum3.75MDAI0%8.68%11.21%
Yearn-financeEthereum16.26MDAI0%8.65%11.06%
Compound-v2Ethereum5.99MUSDC0%8.44%6.24%
Aave-v3Ethereum32.07MDAI0%8.44%6.65%
Aave-v3Ethereum812.25MUSDT0%8.12%6.94%
Yearn-financeEthereum4.89MUSDT0%8.11%6.95%
ZerolendEthereum1.10MUSDC0%7.52%10.72%
Aave-v3Ethereum2.07MUSDC0%6.95%4.98%
Aave-v2Ethereum1.71MUSDC0%6.95%8.27%
Yearn-financeEthereum6.45MUSDT0%6.87%7.01%
Aave-v2Ethereum6.15MUSDT0%6.83%8.66%
Yearn-financeEthereum6.39MUSDT0%6.54%7.35%
Flux-financeEthereum1.34MUSDT0%4.77%4.77%
Aave-v2Ethereum2.51MDAI0%3.91%6.3%