Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/11/2025 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum14.86MDAI0%5.21%6.31%
AcrossEthereum1.52MDAI1.09%9.99%4.45%
Aave-v3Ethereum13.98MDAI0%3.58%4.08%
Yearn-financeEthereum11.32MDAI0%4.61%3.9%
Aave-v3Polygon1.59MDAI0%4.26%3.89%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum835.8M8.71%
Avalanche514.6M6.92%
Base15214.4M9.29%
BSC115.7M4.29%
Ethereum283.2B8.73%
Mantle000%
Optimism1014.4M4.45%
Polygon28.1M4.33%
Solana512.4M8.94%
TON15.9M28.67%
zkSync Era000%