Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on Jan 17 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/01/2025 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.04MDAI0%19.8%18.84%
Yearn-financeEthereum1.05MDAI0%14.01%17.07%
Yearn-financeEthereum1.98MDAI0%12.98%13.55%
SparkEthereum129.24MDAI0%10.98%10.9%
Yearn-financeEthereum2.02MDAI0%10.77%10.71%
Yearn-financeEthereum16.31MDAI0%10.08%8.91%
Compound-v2Ethereum4.49MDAI0%8.08%7.96%
GearboxEthereum1MDAI1.57%8.95%7.09%
GearboxEthereum1MDAI1.57%8.95%7.09%
Aave-v3Ethereum31.81MDAI0%7.3%6.38%
Gains-networkArbitrum2.98MDAI0%2.85%5.27%
AcrossEthereum5.74MDAI4.38%11.28%4.85%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum9106.2M12.11%
Avalanche631M10.93%
Base1391.1M11.5%
BSC5100.8M8.08%
Ethereum361.9B12.2%
Mantle000%
Optimism413M9.75%
Polygon218.3M8.41%
Solana759.6M10.62%
TON222.4M22.1%
zkSync Era15.6M5.05%