Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/09/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Ethereum10.42MDAI0%3%3.45%
Yearn-financeEthereum7.37MDAI0%3.21%2.9%
SparklendEthereum85.73MDAI0%2.37%2.71%
Aave-v3Arbitrum1.07MDAI0%1.91%1.99%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8108.6M9.46%
Avalanche8293.3M3.33%
Base20156.2M7.26%
BSC13133.5M5.96%
Ethereum722.9B6.52%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.3M3.23%
Solana17537.9M8.92%
TON12.8M5.09%
zkSync Era000%