Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Jan 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/02/2026 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AcrossEthereum1.37MDAI0.73%4.39%14.8%
Yearn-financeEthereum14.29MDAI0%4.65%6.94%
Yearn-financeEthereum10.83MDAI0%2.82%3.99%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum519M8.23%
Avalanche4107.1M4.79%
Base13231.8M6.62%
BSC000%
Ethereum283.1B5.89%
Hyperliquid19.1M6.01%
Mantle000%
Optimism916.3M3.99%
Polygon12.1M4.06%
Solana417.7M7.9%
TON15.8M5.34%
zkSync Era000%