Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.94% on Sep 12 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/09/2025 20:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum16.88MDAI0%4.99%5.08%
Yearn-financeEthereum12.53MDAI0%5.07%4.79%
Gains-networkArbitrum1.08MDAI0%6.13%4.61%
Aave-v3Ethereum18.36MDAI0%3.46%4.15%
Aave-v3Polygon1.60MDAI0%4.24%4.13%
AcrossEthereum1.65MDAI2.07%7.01%4.12%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum14128.3M11.33%
Avalanche858.8M9.71%
Base15152.4M8.74%
BSC585.6M5.74%
Ethereum442.7B7.83%
Mantle000%
Optimism1216.7M5.31%
Polygon312.4M4.49%
Solana417M7.04%
TON16.7M11.75%
zkSync Era000%