Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.10% on Aug 26 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/08/2025 20:00:05

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum15.21MDAI0%3.46%5.31%
Yearn-financeEthereum19.40MDAI0%6.37%4.93%
Gains-networkArbitrum1.09MDAI0%8.55%4.53%
Aave-v3Polygon1.53MDAI0%4.02%4.25%
GearboxEthereum1.79MDAI0%3.25%4.22%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum980.8M9.67%
Avalanche1064.6M7.28%
Base14121M12.8%
BSC5183M6.69%
Ethereum342.3B8.21%
Mantle000%
Optimism1114.6M4.95%
Polygon210.9M4.52%
Solana35.8M7.91%
TON18.4M7.83%
zkSync Era000%