Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.87% on Oct 15 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/10/2025 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AcrossEthereum2.07MDAI0.98%8.92%13.74%
VesperEthereum1.13MDAI0%5.85%5.92%
Yearn-financeEthereum12MDAI0%4.65%5.48%
Aave-v3Polygon1.42MDAI0%4.72%4.29%
Yearn-financeEthereum15.92MDAI0%4.76%4.29%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum1246.4M11.43%
Avalanche882.5M6.67%
Base16309.9M12.15%
BSC241.8M5.72%
Ethereum362B8.88%
Mantle000%
Optimism1223.4M4.82%
Polygon22.7M4.54%
Solana679.1M7.4%
TON16.5M41.49%
zkSync Era000%