Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/10/2026 02:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Polygon1.03MDAI0%4.41%3.94%
Aave-v3Ethereum12.05MDAI0%3.3%3.35%
Yearn-financeEthereum6.76MDAI0%2.91%3.23%
SparklendEthereum76.03MDAI0%2.75%2.85%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7133.6M4.84%
Avalanche7288.9M3.9%
Base17159.8M7.05%
BSC13111.8M4.35%
Ethereum743.5B6.28%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.1M3.57%
Solana31733.1M5.18%
TON12.7M3.67%
zkSync Era000%