Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.22% on Feb 05 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/02/2025 17:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum2.77MDAI0%12.42%12.03%
SparkEthereum125.35MDAI0%10.9%10.71%
Yearn-financeEthereum1.03MDAI0.17%22.05%10.59%
Yearn-financeEthereum1.03MDAI0.17%22.05%10.59%
Yearn-financeEthereum16.16MDAI0%10.48%10.16%
Yearn-financeEthereum2.77MDAI2.8%11.71%9.65%
Venus-core-poolBSC1.17MDAI0%8.81%7.37%
Aave-v3Ethereum24.57MDAI0%6.53%6.82%
AcrossEthereum5.70MDAI2.59%10.34%5.28%
Aave-v3Arbitrum2.82MDAI0%7.58%5.09%
Aave-v3Polygon2.40MDAI0%7.21%5.08%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8146.6M10.56%
Avalanche635.3M8.96%
Base15124.1M9.98%
BSC6172.4M6.23%
Ethereum362.8B7.49%
Mantle000%
Optimism322.6M5.21%
Polygon438.3M5.42%
Solana862.6M10.08%
TON114.2M50.22%
zkSync Era11.2M4.84%