Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/09/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Polygon1.16MDAI0%4.14%3.65%
Yearn-financeEthereum7.44MDAI0%3.18%3.35%
Aave-v3Ethereum17.38MDAI0%2.78%3.07%
SparklendEthereum100.10MDAI0%2.23%2.46%
Aave-v3Arbitrum1.10MDAI0%1.98%1.98%
Venus-core-poolBSC1.02MDAI0%1.83%1.83%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8112.7M5.58%
Avalanche7293.2M2.7%
Base17134.5M6.43%
BSC14158.2M3.97%
Ethereum773.4B5.52%
Hyperliquid000%
Mantle11.7M2.51%
Optimism000%
Polygon213.4M3.23%
Solana18556.3M4.95%
TON13.1M5.37%
zkSync Era000%