Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/08/2026 16:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Ethereum13.16MDAI0%3.88%3.19%
Yearn-financeEthereum9.45MDAI0%3%3.03%
SparklendEthereum112.65MDAI0%2.24%2.17%
Aave-v3Arbitrum1.21MDAI0%1.91%1.92%
Venus-core-poolBSC1.01MDAI0%1.79%1.83%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8106.4M3.58%
Avalanche7290.9M3.28%
Base16138.6M6.34%
BSC15194.3M3.36%
Ethereum713.6B5.54%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.7M44.66%
Solana16489.3M5.92%
TON13.2M5.57%
zkSync Era000%