Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.54% on Dec 12 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/12/2025 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AcrossEthereum1.80MDAI0.71%9.19%6.04%
Yearn-financeEthereum11.27MDAI0%3.66%4.22%
Yearn-financeEthereum14.65MDAI0%5.13%4.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum729.4M7.7%
Avalanche517.7M5.45%
Base15217.1M7.96%
BSC113.6M3.7%
Ethereum252.1B7.27%
Mantle000%
Optimism1012.4M4.21%
Polygon12.8M4.77%
Solana515.1M7.59%
TON000%
zkSync Era000%