Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Dec 02 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/12/2025 21:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AcrossEthereum1.66MDAI0.89%9.32%6.96%
Yearn-financeEthereum14.67MDAI0%5.55%4.91%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum728.2M7.47%
Avalanche520.3M5.98%
Base12166M7.23%
BSC000%
Ethereum302.8B7.73%
Mantle000%
Optimism1012.3M4.24%
Polygon12.9M4.94%
Solana570.2M8.54%
TON15.8M8.6%
zkSync Era000%