Decentralized Lending Rates for stablecoin DAI

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best DAI Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/05/2026 14:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Ethereum8.09MDAI0%5.43%5.96%
Yearn-financeEthereum8.51MDAI0%3.7%4.13%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum670M6.08%
Avalanche546.5M6.61%
Base793.2M6.12%
BSC475.5M7.85%
Ethereum272.1B5.19%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana412.5M5.71%
TON13.8M6.84%
zkSync Era000%