Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.25% on Jul 10 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/07/2025 22:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-optionsEthereum6.03MUSDC0%43.6%37.91%
Peapods-optionsEthereum2.04MUSDC0%41.97%23.97%
Peapods-optionsArbitrum3.91MUSDC0%38.34%24.73%
Peapods-optionsEthereum3.54MUSDC0%32.64%40.04%
LiqwidCardano2.79MUSDC1.38%21.63%14.88%
WasabiBase1.39MUSDC0%17.34%21.71%
Colend-protocolCore2MUSDT0%14.9%11.9%
Euler-v2Ethereum3.27MUSDC6.6%14.33%5.32%
DeltaprimeArbitrum1.29MUSDC0%13.65%12.48%
Harmonix-financeArbitrum5.49MUSDC0%13.39%9.1%
FranciumSolana2.44MUSDC0%13.15%13.15%
SuperlendEtherlink2.31MUSDT0%12.34%4.68%
SuperlendEtherlink3.13MUSDC0%11.7%4.44%
DeltaprimeAvalanche2.87MUSDC0%11.39%10.11%
Harvest-financeBase2.21MUSDC0%11.26%9.93%
TokemakBase20.82MUSDC3.12%11.23%8.57%
Echelon-marketMove1.41MUSDT3.39%11.22%6.51%
Stream-financeEthereum77.11MUSDC0%11.18%11.36%
Gains-networkArbitrum10.13MUSDC0%10.54%14.9%
Echelon-marketMove1.90MUSDC3.65%10.54%6.33%
Echelon-marketAptos5.92MUSDC2.8%9.94%10.8%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Storm-tradeTon10.97MUSDT0%9.55%6.64%
Euler-v2Avalanche7.33MUSDT0%9.4%7.18%
Echelon-marketEchelon_initia1.70MUSDC6.42%9.38%4.66%
TokemakEthereum17.31MUSDC1.61%9.25%7.56%
Gains-networkBase1.83MUSDC0%8.79%13%
VesuStarknet1.27MUSDC4.89%8.65%4.3%
Morpho-blueEthereum6.47MUSDC0%8.46%10.37%
WasabiEthereum2.30MUSDC0%8.2%15.97%
Euler-v2Avalanche3.66MUSDC0%8.17%7.51%
Harvest-financeBase3.66MUSDC0%8.12%9.88%
Echelon-marketAptos1.42MUSDT2.13%7.97%6.52%
Harvest-financeBase4.62MUSDC0%7.97%9.63%
Euler-v2Ethereum1.26MUSDT0%7.93%6.02%
Euler-v2Avalanche1.45MUSDC0%7.79%7.53%
Extra-finance-leverage-farmingBase7.49MUSDC0.18%7.68%7.52%
Euler-v2Ethereum17.53MUSDC0.16%7.59%7.8%
Silo-v2Sonic1.04MUSDC0%7.46%8.15%
Extra-finance-leverage-farmingOptimism1.01MUSDC0%7.42%7.29%
Extra-finance-leverage-farmingOptimism1.01MUSDC0%7.42%7.29%
Navi-lendingSui27.32MUSDC0%7.25%8.26%
Ipor-fusionBase3.66MUSDC0%7.24%9.46%
Euler-v2Ethereum2.43MUSDC0.89%7.16%12.27%
Benqi-lendingAvalanche3.37MUSDT0%6.5%8.03%
Harvest-financeEthereum1.08MUSDC0%6.46%9.92%
Scallop-lendSui2.54MUSDC0%6.4%7.41%
AcrossEthereum2.73MDAI1.76%6.35%10.5%
Fluid-lendingEthereum234.96MUSDC2.95%6.25%4.66%
Ipor-fusionEthereum1.06MUSDC0%6.09%10.03%
Polynomial-liquidityPolynomial1.80MUSDC0%5.99%5.65%
Yearn-financeEthereum14.95MUSDC1.14%5.75%4.74%
Benqi-lendingAvalanche8.26MUSDC0%5.71%8.45%
VesperEthereum1.78MUSDC0%5.61%6.13%
Compound-v2Ethereum5.10MUSDC0%5.55%9.44%
Silo-v2Ethereum1.10MUSDC0%5.5%6.67%
Folks-finance-lendingAlgorand1.27MUSDC0%5.48%5.69%
Yield-yak-aggregatorAvalanche1.44MUSDC0%5.43%8.19%
Kamino-lendSolana40.14MUSDC0%5.37%5.18%
ExactlyOptimism1.43MUSDC0%5.28%5.2%
Silo-v2Avalanche2.57MUSDC0%5.19%6.3%
Mars-lendOsmosis2.17MUSDC0%5%5.48%
Compound-v2Ethereum14.55MUSDT0%4.98%7.64%
ExactlyOptimism1.43MUSDC0%4.97%4.92%
Kamino-lendSolana1.19MUSDT0%4.83%5.2%
Compound-v2Ethereum4.59MDAI0%4.81%5.48%
Compound-v3Base1.89MUSDC1.16%4.78%4.93%
Yearn-financeEthereum18.36MDAI0.05%4.76%4.74%
Euler-v2Unichain5.02MUSDC0%4.75%7.25%
ExactlyOptimism1.43MUSDC0%4.69%4.73%
Silo-v2Sonic3.65MUSDC0%4.69%6.63%
Flux-financeEthereum1.54MUSDT0%4.68%4.65%
ExactlyOptimism1.43MUSDC0%4.6%4.65%
ExactlyOptimism1.43MUSDC0%4.57%4.58%
ExactlyOptimism1.43MUSDC0%4.51%4.54%
Yearn-financeEthereum1.43MUSDT0%4.43%4.61%
Flux-financeEthereum1.15MUSDC0%4.39%4.39%
Compound-v3Ethereum47.17MUSDC0.24%4.39%6.01%
ExactlyOptimism1.43MUSDC0%4.21%4.28%
Aave-v3BSC4.88MUSDC0%3.81%4.3%
Euler-v2Arbitrum1.97MUSDC0%3.76%6.58%
Aave-v3Arbitrum22.26MUSDC0%3.73%5.16%
GearboxEthereum1.77MUSDT0%3.71%4.27%
Gains-networkArbitrum1.22MDAI0%3.03%4.45%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum746.3M11.06%
Avalanche831M7.91%
Base947.6M10.51%
BSC14.9M4.3%
Ethereum28535.3M10.43%
Mantle000%
Optimism912.1M5.28%
Polygon000%
Solana343.8M7.84%
TON111M6.64%
zkSync Era000%