Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2026 01:00:06

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%118.94%153.73%
Ember-protocolEthereum46.40MUSDC13%22.08%12.52%
Yo-protocolEthereum3.37MUSDC7.8%13.96%3.94%
Yo-protocolBase16.11MUSDC7.8%13.94%3.94%
Ember-protocolSui1.42MUSDC10.59%13.6%3.8%
Canto-lendingCanto1.35MUSDC0%13.01%13.3%
Ember-protocolSui7.88MUSDC0%12.31%10.99%
Harmonix-financeHyperliquid L18.43MUSDC0%12.11%12.95%
Ember-protocolSui5.40MUSDC4%12%8%
Bracket-vaultsEthereum2.71MUSDC0%11.07%10.6%
BitwayBSC15.78MUSDT0%10.73%10.5%
AvantisBase45.76MUSDC0%10.09%11.11%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
AbyssSui1.92MUSDC0%9.79%8.6%
Ember-protocolSui1.81MUSDC0%9.72%13.35%
Ember-protocolEthereum2.79MUSDC0%9.72%13.03%
Benqi-lendingAvalanche2.38MUSDC0%9.08%6.28%
Blend-pools-v2Stellar10.63MUSDC0%9.05%8.62%
YieldseekerBase407.88MUSDC0%9.03%7.74%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Benqi-lendingAvalanche2.49MUSDT0%8.81%3.61%
AutofinanceBase6.97MUSDC3.26%8.8%5.07%
AutofinanceEthereum2.03MUSDC0%8.79%11.85%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.32MUSDT2%8.76%6.76%
Ember-protocolSui2.62MUSDC0%8.62%7.56%
NeverlandMonad15.75MUSDC4.82%8.42%3.73%
LoopscaleSolana1.97MUSDC1.05%8.26%7.1%
Harvest-financeBase1.97MUSDC0%8.14%12.26%
Ember-protocolSui1.17MUSDC0%8%5.23%
Ember-protocolSui1.17MUSDC0%7.99%10.63%
Project-0Solana1.29MUSDC0%7.8%6.37%
Ember-protocolEthereum4.50MUSDC0%7.61%7.01%
SymbiosisTron1.49MUSDT0%7.32%5.85%
Aave-v3Avalanche2.87MUSDT0%7.18%3.97%
SymbiosisEthereum1.03MUSDC0%6.95%5.37%
SymbiosisEthereum1.03MUSDC0%6.95%5.37%
Storm-tradeTON3.58MUSDT0%6.58%6.17%
Gains-networkArbitrum5.12MUSDC0%6.48%7.02%
Yearn-financeEthereum3.63MUSDC0%6.45%4.52%
Fluid-lendingBase13.96MUSDC0%6.45%5.44%
Venus-fluxBSC11.99MUSDT0%6.41%3.84%
Aave-v3Avalanche6.30MUSDC0%6.38%4.91%
Fluid-lendingArbitrum45.96MUSDC0%6.28%4.92%
Ember-protocolSui1.14MUSDC0%6.16%8.35%
AutofinanceEthereum8.23MUSDC0.6%6.09%3.65%
Extra-finance-leverage-farmingBase3.55MUSDC0%5.97%6.55%
DeltaprimeAvalanche1.04MUSDC0%5.86%6.51%
DolomiteArbitrum1.56MUSDC0%5.6%4.44%
LoopscaleSolana1.40MUSDC0%5.47%5.5%
Scallop-lendSui1.32MUSDC0%5.35%5.05%
Hyperlend-pooledHyperliquid L113.94MUSDC0%5.16%5.04%
Kamino-lendSolana7.01MUSDC0%5.15%5.46%
Moonwell-lendingBase1.81MUSDC1.25%5.11%3.98%
Harvest-financeEthereum1.09MUSDC0%5%4.49%
Yearn-financeEthereum10.47MUSDC0%4.98%4.71%
Fusion-by-iporEthereum1.30MUSDC0%4.71%3.78%
Spectra-metavaultsBase6.60MUSDC1.42%4.66%6.54%
Flux-financeEthereum1.70MUSDT0%4.6%4.58%
Navi-lendingSui5.58MUSDC0.64%4.59%4.34%
AmpleBase4.33MUSDC0%4.59%4.5%
MapleEthereum0.93BUSDT0%4.5%4.45%
Jupiter-lendSolana447.01MUSDC1.09%4.45%3.77%
Folks-finance-lendingAlgorand1.48MUSDC0%4.38%4.28%
SparklendEthereum4MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.01%
ExactlyOP Mainnet1.57MUSDC0%3.99%4.13%
ExactlyOP Mainnet1.57MUSDC0%3.91%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.83%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.8%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.78%3.91%
TermmaxEthereum2.01MUSDC0%3.72%3.61%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
ExactlyOP Mainnet1.57MUSDC0%3.41%3.93%
Compound-v3Ethereum32.21MUSDC0.13%2.95%4.17%
TermmaxBase1.26MUSDC0%2.27%4.01%
TermmaxEthereum7.31MUSDC0%1.96%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.6M5.84%
Avalanche643.4M4.82%
Base12512.1M18.74%
BSC454.2M6.97%
Ethereum232.1B6.08%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5458.7M5.64%
TON13.6M6.17%
zkSync Era000%