Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.08% on Aug 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2025 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.09MUSDC0%4.71%5.84%
ExactlyOptimism1.09MUSDC0%4.74%5.79%
Aave-v3Optimism3.55MUSDC0%4.53%4.95%
Aave-v3Optimism1.40MUSDT0%4.45%4.94%
ExactlyOptimism1.09MUSDC0%4.75%4.92%
ExactlyOptimism1.09MUSDC0%4.63%4.91%
ExactlyOptimism1.09MUSDC0%4.61%4.77%
ExactlyOptimism1.09MUSDC0%4.4%4.68%
ExactlyOptimism1.09MUSDC0%4.44%4.67%
ExactlyOptimism1.09MUSDC0%4.26%4.57%
ExactlyOptimism1.09MUSDC0%4.29%4.53%