Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.57% on Jan 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/01/2026 01:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.78MUSDC0%4.43%4.4%
ExactlyOptimism1.78MUSDC0%4.18%4.2%
ExactlyOptimism1.78MUSDC0%4.17%4.18%
ExactlyOptimism1.78MUSDC0%4.44%4.12%
ExactlyOptimism1.78MUSDC0%3.95%3.99%
ExactlyOptimism1.78MUSDC0%4.39%3.92%
ExactlyOptimism1.78MUSDC0%3.87%3.92%
ExactlyOptimism1.78MUSDC0%3.79%3.84%
ExactlyOptimism1.78MUSDC0%3.44%3.74%
ExactlyOptimism1.78MUSDC0%2.65%3.61%