Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.76% on Nov 26 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/12/2025 20:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.23MUSDC0%4.86%4.81%
ExactlyOptimism1.23MUSDC0%4.84%4.69%
ExactlyOptimism1.23MUSDC0%4.78%4.62%
ExactlyOptimism1.23MUSDC0%4.59%4.52%
ExactlyOptimism1.23MUSDC0%4.69%4.43%
ExactlyOptimism1.23MUSDC0%4.15%4.16%
ExactlyOptimism1.23MUSDC0%4.13%4.14%
ExactlyOptimism1.23MUSDC0%3.75%3.86%