Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Feb 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/03/2026 23:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.71MUSDC0%4.24%4.26%
ExactlyOptimism1.71MUSDC0%4.05%4.18%
ExactlyOptimism1.71MUSDC0%4.11%4.15%
ExactlyOptimism1.71MUSDC0%4.03%4.08%
ExactlyOptimism1.71MUSDC0%3.93%3.98%
ExactlyOptimism1.71MUSDC0%3.79%3.94%
ExactlyOptimism1.71MUSDC0%4.11%3.91%