Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/03/2026 13:00:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.70MUSDC0%4.17%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.18%
ExactlyOptimism1.70MUSDC0%4.07%4.11%
ExactlyOptimism1.70MUSDC0%3.96%4.01%
ExactlyOptimism1.70MUSDC0%3.81%3.92%
ExactlyOptimism1.70MUSDC0%4%3.91%
ExactlyOptimism1.70MUSDC0%2.3%3.66%