Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.87% on Oct 15 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/10/2025 03:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ExactlyOptimism1.65MUSDC0%5.76%5.59%
ExactlyOptimism1.65MUSDC0%5.87%5.34%
ExactlyOptimism1.65MUSDC0%5.35%5.24%
ExactlyOptimism1.65MUSDC0%5.22%5.15%
ExactlyOptimism1.65MUSDC0%5.09%5.02%
ExactlyOptimism1.65MUSDC0%5.06%5.02%
ExactlyOptimism1.65MUSDC0%5.12%4.94%
ExactlyOptimism1.65MUSDC0%5.11%4.73%
Aave-v3Optimism4.02MUSDC0%5.02%4.63%
Aave-v3Optimism2.22MUSDT0%5.04%4.27%
ExactlyOptimism1.65MUSDC0%4.27%4.14%
ExactlyOptimism1.65MUSDC0%3.48%4.13%