Optimism Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Optimism blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.15% on Aug 11 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/08/2025 04:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Optimism2.57MUSDC0%4.16%5.27%
ExactlyOptimism1.22MUSDC0%4.97%5.1%
ExactlyOptimism1.22MUSDC0%4.71%4.74%
ExactlyOptimism1.22MUSDC0%4.63%4.67%
ExactlyOptimism1.22MUSDC0%4.54%4.63%
ExactlyOptimism1.22MUSDC0%4.55%4.61%
ExactlyOptimism1.22MUSDC0%4.3%4.45%
ExactlyOptimism1.22MUSDC0%4.22%4.44%
ExactlyOptimism1.22MUSDC0%4.13%4.3%
ExactlyOptimism1.22MUSDC0%3.72%4.28%
Aave-v3Optimism1.34MUSDT0%4.33%4.24%
ExactlyOptimism1.22MUSDC0%3.89%4.23%