Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.22% on Feb 05 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/02/2025 18:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Storm-tradeTon14.16MUSDT0%27.16%50.51%
Synthetix-v3Base6.99MUSDC89.42%47.41%35.06%
KiloexOp_bnb6.51MUSDT0%19.18%34.02%
Harmonix-financeArbitrum3.49MUSDC0%30.67%22.89%
VaultkaSolana1.09MUSDC0%19.21%22.1%
DeltaprimeArbitrum1.60MUSDC0%22.12%21.01%
DeltaprimeAvalanche2.46MUSDC0%19.72%20.67%
Gains-networkBase2.38MUSDC0%19.87%19.46%
Nx-financeSolana3.08MUSDC0%18.05%15.4%
Scrub-investKava1.35MUSDT0%15.66%14.54%
Gains-networkArbitrum10.70MUSDC0%18.03%14%
Hatom-lendingMultiversX1.05MUSDC0.37%23.21%13.6%
Colend-protocolCore1.91MUSDT0%20.44%13.32%
Ipor-derivativesBase1.05MUSDC0.13%13.46%13.25%
FranciumSolana2.44MUSDC0%13.15%13.15%
Yearn-financeEthereum2.77MDAI0%12.42%12.03%
Yearn-financeEthereum3.25MUSDC0%12.44%11.98%
Ipor-derivativesEthereum2.02MUSDC0.16%14.94%11.74%
Ipor-fusionEthereum4.61MUSDC0%15.82%11.5%
SparkEthereum125.31MDAI0%10.9%10.71%
Yearn-financeEthereum1.03MDAI0.17%22.04%10.47%
Yearn-financeEthereum1.03MDAI0.17%22.04%10.47%
Yearn-financeEthereum16.16MDAI0%10.48%10.16%
Yearn-financeEthereum2.77MDAI2.8%11.71%9.65%
Harvest-financeBase1.99MUSDC0%11.54%9.56%
GoldfinchEthereum42.70MUSDC0%9.48%9.55%
AvantisBase7.30MUSDC0%5.15%9.04%
Ipor-fusionBase1.36MUSDC0%11.48%8.96%
Extra-finance-leverage-farmingBase10.04MUSDC0.64%13.03%8.81%
Compound-v2Ethereum20.46MUSDT0%9.72%8.75%
Morpho-aaveEthereum2.22MUSDT0%56.62%8.44%
GearboxEthereum2.30MUSDC0.7%8.9%8.31%
Mars-lendOsmosis3.04MUSDC0%13.14%8.15%
SaveSolana1.30MUSDC0%12.32%7.63%
Yield-yak-aggregatorAvalanche1.40MUSDT0%9.56%7.57%
VesperEthereum2.15MUSDC0%16.29%7.5%
Yield-yak-aggregatorAvalanche1.21MUSDC0%10.25%7.44%
Venus-core-poolBSC1.18MDAI0%8.81%7.36%
Harvest-financeEthereum1.12MUSDC0%9.77%7.31%
AvantisBase4.52MUSDC0%4.31%7.27%
Kamino-lendSolana4.40MUSDT0%6.56%7.25%
Yearn-financeEthereum6.81MUSDC0.27%9.61%7.21%
Polynomial-liquidityPolynomial3.13MUSDC6.64%15.44%7.2%
Navi-lendingSui3.96MUSDT0%9.61%7.15%
Seamless-protocolBase1.46MUSDC0.34%11.98%7.15%
Woofi-earnAvalanche1.45MUSDC1.43%10.94%7.06%
Fluid-lendingEthereum213.07MUSDT2.86%10.39%6.83%
Aave-v3Ethereum24.58MDAI0%6.53%6.82%
Venus-core-poolBSC112.54MUSDT0%8.41%6.78%
Compound-v2Ethereum6.06MUSDC0%7.1%6.78%
Yearn-financeEthereum10.36MUSDC0%7.96%6.76%
Aave-v3Scroll2.30MUSDC0%8.74%6.62%
GearboxEthereum1.16MUSDT1.37%10.04%6.6%
Compound-v3Arbitrum2.37MUSDT1.11%6.99%6.5%
Kamino-lendSolana35.58MUSDC0%6.69%6.45%
Venus-core-poolBSC44.41MUSDC0%8.23%6.38%
SandclockEthereum1.11MUSDC15%24.18%6.33%
Woofi-earnArbitrum1.40MUSDC0.83%9.46%6.22%
Navi-lendingSui19.12MUSDC0.62%11.2%6.08%
SaveSolana11.52MUSDC0%6.65%5.99%
Extra-finance-leverage-farmingBase1.15MUSDC3.56%13.41%5.98%
Aave-v3Polygon17.63MUSDT0%7.47%5.97%
Fluid-lendingEthereum237.26MUSDC2.56%10.97%5.91%
Yearn-financeEthereum3.43MUSDT0%6.79%5.86%
Aave-v3Ethereum0.95BUSDT0%6.82%5.86%
Aave-v3Ethereum1.57MUSDC0%7.48%5.85%
Aave-v3BSC9.97MUSDT0%6.7%5.79%
Yearn-financeEthereum1.30MUSDT0%8.3%5.71%
Yearn-financeEthereum6.10MUSDT0%7.1%5.59%
Scallop-lendSui3.79MUSDC0%10.72%5.55%
Morpho-aaveEthereum1.30MUSDC0%13.38%5.52%
Aave-v3Polygon16.90MUSDC0%7.47%5.52%
Benqi-lendingAvalanche10.34MUSDT2.52%9.6%5.5%
Yearn-financeEthereum5.99MUSDT0%6.65%5.5%
Wing-financeBSC2.58MUSDC1.44%7.56%5.47%
Aave-v3BSC2.81MUSDC0%6.55%5.45%
SaveSolana3.75MUSDT0%7.4%5.38%
Extra-finance-leverage-farmingOptimism2.19MUSDC2.18%12.72%5.33%
Nimbora-yieldStarknet1.50MUSDC4.31%14.25%5.32%
Aave-v3Optimism14.28MUSDC0%7.12%5.29%
AcrossEthereum5.70MDAI2.57%10.33%5.28%
Aave-v3Base59.67MUSDC0%7.12%5.28%
Benqi-lendingAvalanche19.07MUSDC1.69%10.23%5.22%
Aave-v3Polygon1.42MUSDC0%6.42%5.11%
Aave-v3Arbitrum2.83MDAI0%7.57%5.09%
Aave-v3Polygon2.40MDAI0%7.2%5.08%
Aave-v3Optimism5.85MUSDT0%7.54%5.05%
Yearn-financeEthereum1.09MUSDC0%7.26%4.86%
Aave-v3Ethereum0.99BUSDC0%7.18%4.85%
Compound-v3Ethereum15.48MUSDT0.86%8.36%4.84%
Compound-v3Base2.05MUSDC1.23%9.21%4.83%
Flux-financeEthereum1.34MUSDT0%4.78%4.78%
MoonwellBase7.15MUSDC2.06%11.34%4.72%
Compound-v3Ethereum65.41MUSDC0.25%7.37%4.72%
Aave-v3Arbitrum120.71MUSDC0%6.8%4.62%
KiloexBase2.11MUSDC0%21.98%4.55%
Compound-v3Arbitrum3.28MUSDC1.1%7.96%4.41%
Fluid-lendingBase14.10MUSDC4.31%10.28%4.39%
ZerolendzkSync Era1.25MUSDC0%4.12%4.28%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8146.4M10.59%
Avalanche635.9M8.91%
Base15123.3M9.89%
BSC6173.5M6.2%
Ethereum362.8B7.53%
Mantle000%
Optimism322.3M5.22%
Polygon438.4M5.42%
Solana863.2M10.42%
TON114.2M50.51%
zkSync Era11.3M4.28%