Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/11/2025 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.46MUSDC0%41.28%43.82%
Storm-tradeTon5.92MUSDT0%18.66%28.67%
AvantisBase106.44MUSDC0%21.35%20.3%
Bracket-vaultsEthereum9.20MUSDC0%18.93%19.26%
Blend-pools-v2Stellar2.98MUSDC0%14.12%16.02%
Stream-financeEthereum382.28MUSDC0%15.02%15.52%
WasabiBase9.26MUSDC0%12.24%14.59%
Ipor-fusionBase1.31MUSDC0%20.08%14.25%
Ipor-fusionEthereum1.15MUSDC0%16.35%14.19%
VesperEthereum2.21MUSDC0%5.43%13.68%
DeltaprimeArbitrum1.29MUSDC0%14.66%13.41%
Gains-networkArbitrum13.97MUSDC0%14.94%13.39%
Harvest-financeBase2.70MUSDC0%12.82%13.25%
FranciumSolana2.44MUSDC0%13.15%13.15%
LiqwidCardano2.92MUSDC1.36%19.68%12.96%
Echelon-marketAptos5.56MUSDC0%7.81%11.73%
DeltaprimeAvalanche3.12MUSDC0%13.6%10.95%
VesuStarknet1.07MUSDC2.09%5.27%10.8%
VesuStarknet1.07MUSDC2.09%5.27%10.8%
Yo-protocolBase27.88MUSDC0%11.13%10.42%
LoopscaleSolana2.68MUSDC0.48%10.38%10.09%
GoldfinchEthereum42.57MUSDC0%9.56%9.56%
Harmonix-financeArbitrum4.52MUSDC0%12.64%9.26%
LoopscaleSolana1.17MUSDC1.68%10.92%9.26%
Yearn-financeEthereum12.78MUSDC0%6.35%8.9%
SuperfundBase1.10MUSDC0.27%12.52%8.7%
Extra-finance-leverage-farmingBase5.94MUSDC0.21%8.95%8.41%
TermmaxEthereum3.09MUSDC0%5.49%8.21%
Navi-lendingSui7.23MUSDC1.02%12.59%8.13%
AutofinanceArbitrum5.34MUSDC4.82%10.32%8.07%
Gains-networkBase1.61MUSDC0%10.55%7.72%
Euler-v2Arbitrum3.07MUSDC0%8.64%7.67%
Harvest-financeBase1.80MUSDC0%7.63%7.47%
Takara-lendSei1.37MUSDC7.25%27.19%7.38%
Silo-v2Avalanche1.52MUSDC0%11.19%7.34%
AutofinanceBase22.67MUSDC3.75%11.07%7.26%
Yearn-financeEthereum20.07MUSDC0%6.65%7.16%
SaveSolana4.09MUSDC0%7.75%7.12%
Euler-v2Ethereum14.41MUSDC0%6.59%7.11%
Harvest-financeEthereum1.10MUSDC0%8.54%7.06%
Ipor-fusionBase1.81MUSDC0%7.3%7.02%
Yearn-financeEthereum34.30MUSDC0%5.72%6.91%
AutofinanceEthereum11.28MUSDC1.18%8.85%6.79%
Euler-v2Arbitrum2.07MUSDC0%6.22%6.74%
TermmaxEthereum2.73MUSDC0%4.57%6.69%
Euler-v2Avalanche2.12MUSDC0%6.63%6.56%
Scallop-lendSui1.44MUSDC0%8.76%6.46%
Yearn-financeEthereum14.86MDAI0%5.21%6.31%
Yearn-financeBase1.44MUSDC0%6.21%6.28%
Fluid-lendingEthereum263.37MUSDC1.68%6.34%6.11%
Hyperlend-pooledHyperliquid4.10MUSDC0%6.13%6.1%
Euler-v2Arbitrum1.49MUSDC0%5.74%6.05%
Yearn-financeEthereum1.10MUSDC0%7.87%5.88%
MapleEthereum1.56BUSDT0.89%7.02%5.78%
Euler-v2Ethereum6.50MUSDC0%5.48%5.56%
Yearn-financeEthereum7.86MUSDT0%5.52%5.4%
Moonwell-lendingBase5.72MUSDC1.1%10.75%5.27%
Folks-finance-lendingAlgorand1.36MUSDC0%5.29%5.21%
Yearn-financeEthereum7.85MUSDT0%4.64%5.13%
SaveSolana2.01MUSDT0%6.61%5.08%
DolomiteArbitrum4.05MUSDC0%6.94%5.07%
Benqi-lendingAvalanche5.81MUSDC0%7.37%5.02%
ExactlyOptimism1.35MUSDC0%4.92%4.87%
ExactlyOptimism1.35MUSDC0%4.99%4.86%
ExactlyOptimism1.35MUSDC0%4.94%4.81%
Fluid-lendingPolygon6.50MUSDC0%6.84%4.77%
Benqi-lendingAvalanche2.02MUSDT0%6.57%4.76%
ExactlyOptimism1.35MUSDC0%5%4.75%
Flux-financeEthereum1.53MUSDT0%4.64%4.67%
ExactlyOptimism1.35MUSDC0%4.67%4.6%
ExactlyOptimism1.35MUSDC0%4.64%4.5%
AcrossEthereum1.52MDAI1.09%9.99%4.45%
Fluid-lendingBase22.77MUSDC2.21%6.97%4.29%
Venus-core-poolBSC15.75MUSDC0%3.7%4.29%
Aave-v3Linea4.53MUSDC0%4.43%4.29%
Aave-v3Ethereum731.24MUSDC0%4.09%4.25%
Harvest-financeBase1.94MUSDC0%4.19%4.2%
ExactlyOptimism1.35MUSDC0%4.14%4.15%
ExactlyOptimism1.35MUSDC0%4.13%4.13%
Euler-v2Ethereum1.09MUSDC0%16.56%4.09%
Aave-v3Ethereum13.98MDAI0%3.58%4.08%
Compound-v3Ethereum42.42MUSDC0.19%5.45%4.03%
Aave-v3Optimism2.25MUSDT0%4.23%3.97%
Hatom-lendingMultiversX1.31MUSDC0.92%5.65%3.96%
Yearn-financeEthereum11.32MDAI0%4.61%3.9%
Aave-v3Polygon1.59MDAI0%4.26%3.89%
ExactlyOptimism1.35MUSDC0%3.43%3.81%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum835.8M8.71%
Avalanche514.6M6.92%
Base15214.4M9.29%
BSC115.7M4.29%
Ethereum283.2B8.73%
Mantle000%
Optimism1014.4M4.45%
Polygon28.1M4.33%
Solana512.4M8.94%
TON15.9M28.67%
zkSync Era000%