Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on Jun 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/07/2025 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum6.18MUSDC0%59.49%38.59%
Peapods-financeEthereum1.98MUSDC0%44.24%34.21%
Peapods-financeArbitrum4.21MUSDC0%53.58%33.36%
WasabiBase1.12MUSDC0%13.43%20.89%
LiqwidCardano1.48MUSDC1.8%23.86%20.38%
Colend-protocolCore1.89MUSDT0%15.25%13.25%
FranciumSolana2.44MUSDC0%13.15%13.15%
Harmonix-financeArbitrum5.86MUSDC0%18.5%12.52%
Ipor-fusionEthereum2.39MUSDC0%7.15%11.96%
Harvest-financeBase2.57MUSDC0%12.51%11.83%
DeltaprimeAvalanche2.70MUSDC0%11.01%11.63%
Stream-financeEthereum60.47MUSDC0%10.8%11.29%
DeltaprimeArbitrum1.27MUSDC0%12.47%11.14%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Storm-tradeTon10.56MUSDT0%7.31%8.99%
Navi-lendingSui22.13MUSDC0%6.8%8.33%
Morpho-blueEthereum1.40MUSDC0%7.98%8.29%
Echelon-marketAptos6.71MUSDC3.18%9.75%8.13%
TokemakBase17.35MUSDC2.86%12.31%8.07%
Euler-v2Ethereum4.41MUSDC0.76%6.97%7.98%
Gains-networkArbitrum9.42MUSDC0%8.82%7.59%
Harvest-financeEthereum1.13MUSDC0%6.48%7.44%
Harvest-financeBase3.55MUSDC0%8.78%7.27%
TokemakEthereum19.70MUSDC1.86%9.81%7.26%
Ipor-fusionBase3.54MUSDC0%6.03%7.1%
Euler-v2Ethereum14.64MUSDC0.51%8.11%6.86%
DolomiteArbitrum2.84MUSDC0%7.81%6.84%
Harvest-financeBase4.74MUSDC0%8.53%6.74%
Euler-v2Avalanche6.14MUSDC1.62%9.06%6.66%
Ipor-fusionEthereum1.15MUSDC0%4.73%6.64%
Gains-networkBase2.08MUSDC0%9%6.57%
Echelon-marketMove1.61MUSDT4.62%12.24%6.41%
KiloexOp_bnb1.35MUSDT0%4.03%6.41%
Arcadia-v2Base1.10MUSDC0%9.92%6.09%
SaveSolana1.80MUSDC0%6.63%6.07%
Benqi-lendingAvalanche4.93MUSDT0%6.65%6.06%
Polynomial-liquidityPolynomial1.84MUSDC0%6.47%6.04%
Euler-v2Ethereum1.49MUSDT1.6%8.92%5.9%
Compound-v2Ethereum5.71MUSDC0%4.37%5.82%
Euler-v2Sonic3.09MUSDC2.12%7.2%5.77%
Scallop-lendSui2.81MUSDC0%6.73%5.73%
Folks-finance-lendingAlgorand1.23MUSDC0%5.42%5.69%
VesperEthereum1.79MUSDC0%7.25%5.69%
Benqi-lendingAvalanche13.29MUSDC0%5.36%5.59%
Echelon-marketMove3.28MUSDC4.69%12.5%5.5%
WasabiEthereum1.68MUSDC0%9.96%5.47%
ExactlyOptimism1.51MUSDC0%5.12%5.36%
ExactlyOptimism1.51MUSDC0%5.26%5.26%
Echelon-marketAptos2.09MUSDT2.66%8.38%5.22%
Yield-yak-aggregatorAvalanche1.33MUSDC0%5.1%5.22%
Kamino-lendSolana35.89MUSDC0%4.88%5.14%
Compound-v2Ethereum4.57MDAI0%3.73%5.13%
Silo-v2Sonic1.45MUSDC0%4.31%5.04%
ExactlyOptimism1.51MUSDC0%4.95%5.02%
SuperlendEtherlink1.80MUSDT9.61%15.94%4.99%
SuperlendEtherlink2.02MUSDC9.04%15.05%4.88%
Euler-v2Ethereum1.41MUSDC7.86%14.14%4.79%
Euler-v2Unichain4.84MUSDC0%4.41%4.76%
ExactlyOptimism1.51MUSDC0%4.55%4.74%
Echelon-marketEchelon_initia1.70MUSDC4.22%8.64%4.73%
Flux-financeEthereum1.50MUSDT0%4.7%4.68%
ExactlyOptimism1.51MUSDC0%4.45%4.64%
ExactlyOptimism1.51MUSDC0%4.32%4.63%
Mars-lendOsmosis2.53MUSDC0%5.18%4.52%
ExactlyOptimism1.51MUSDC0%4.48%4.51%
SandclockEthereum1.10MUSDC15%19.76%4.47%
SandclockEthereum1.10MUSDC15%19.76%4.47%
Yearn-financeEthereum18.36MDAI0%7.64%4.42%
Yearn-financeEthereum15.30MUSDC0.73%7.3%4.4%
Flux-financeEthereum1.15MUSDC0%4.41%4.39%
Euler-v2Avalanche19.11MUSDT5.95%10.47%4.23%
Fluid-lendingEthereum230.57MUSDC2.43%6.21%4.22%
ExactlyOptimism1.51MUSDC0%4.17%4.21%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum523.6M14.29%
Avalanche647.5M6.56%
Base836M9.32%
BSC000%
Ethereum24441.9M8.91%
Mantle000%
Optimism812.1M4.8%
Polygon000%
Solana340.1M8.12%
TON110.6M8.99%
zkSync Era000%