Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/08/2026 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
EnsuroEthereum1.10MUSDC0%21.56%19.92%
AccountableEthereum3.12MUSDC12.23%25.44%18.19%
Harvest-financeEthereum1.15MUSDC0%6.86%15.08%
Harvest-financeBase1.86MUSDC0%10.74%14.58%
Midas-rwaEtherlink4.82MUSDC0%10.22%14.53%
AccountableEthereum1.06MUSDC1.25%15.14%14.25%
AccountableMonad7.50MUSDC0.97%22.8%14.05%
Midas-rwaEthereum1.76MUSDC0%11.81%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.61MUSDC0%5.33%13.38%
Ember-protocolEthereum7.06MUSDC0%12.87%12.9%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.76%11.55%
AccountableMonad75MUSDC0.28%15.13%11.2%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
Kamino-lendSolana1.39MUSDC0%6.77%10.12%
AguaEthereum6.14MUSDC0%10%10%
Ember-protocolSui7.19MUSDC0%10.06%10%
Ember-protocolEthereum3.37MUSDC0%9.66%9.43%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Kamino-lendSolana4.48MUSDC0%4.66%9.12%
Ember-protocolEthereum9.18MUSDC0%9.81%8.58%
YieldseekerBase1.12MUSDC0%9.34%8.51%
Midas-rwaEthereum7.72MUSDC0%8.99%8.43%
Ember-protocolSui1.39MUSDC0%10.13%8.07%
Pareto-creditEthereum168.51MUSDC0%8.07%8.02%
Ember-protocolSui9.25MUSDC4%12%8%
Midas-rwaEthereum36.46MUSDC0%7.7%7.85%
Midas-rwaEthereum6.70MUSDC0%7.39%7.68%
Midas-rwaEthereum2.51MUSDC0%7.39%7.66%
Midas-rwaEthereum64.45MUSDC0%9.6%7.44%
Ember-protocolEthereum17.14MUSDC0%7.89%7.2%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.73%7.11%
AccountableMonad1.50MUSDC0.4%7.8%7.03%
Zerobase-cedefiBase10.06MUSDC2%9%7%
LoopscaleSolana1.61MUSDC0.3%7%6.96%
Blend-pools-v2Stellar9.70MUSDC0%6.64%6.85%
Harmonix-financeHyperliquid L124.73MUSDC0%6.42%6.81%
Extra-finance-leverage-farmingBase3.43MUSDC0%7.09%6.8%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Ember-protocolSui1.08MUSDC0%8.26%6.69%
Yearn-financeEthereum6.84MUSDC0%6.74%6.5%
Harvest-financeBase1.03MUSDC0%6.34%6.41%
Yearn-financeEthereum8.88MUSDC0%6.08%6.34%
AccountableMonad11.02MUSDC0.42%7.59%6.13%
Euler-v2Monad1.17MUSDC1.25%9.91%6.05%
Midas-rwaEthereum6.42MUSDC0%9.07%6.02%
Midas-rwaEtherlink1.12MUSDC0%9.07%6.02%
Fusion-by-iporBase1.03MUSDC0%5.75%5.99%
Yearn-financeEthereum1.19MUSDC0%6.29%5.91%
Kamino-lendSolana1.69MUSDC0%5.33%5.76%
Fusion-by-iporEthereum1.99MUSDC0%5.67%5.73%
AutofinanceEthereum8.02MUSDC0.85%5.83%5.4%
Navi-lendingSui5.28MUSDC0.54%5.51%5.36%
Hyperlend-pooledHyperliquid L117.86MUSDC0%6.98%5.28%
Alchemix-v3Ethereum7.97MUSDC0%4.58%5.22%
TydroInk3.53MUSDC0%2.16%5.17%
AutofinanceBase7.66MUSDC2.29%7.88%5.07%
Yearn-financeBase1.77MUSDC0%4.94%5.03%
DolomiteArbitrum1.02MUSDC0%4.18%5.02%
Jupiter-lendSolana448.09MUSDC0.67%5.11%4.97%
Fluid-lendingBase8.94MUSDC0%5.11%4.91%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.11%4.88%
Centrifuge-protocolAvalanche261.74MUSDC0%5.22%4.72%
Centrifuge-protocolBase50.47MUSDC0%5.22%4.72%
Centrifuge-protocolEthereum7.52MUSDC0%5.22%4.7%
Compound-v3Ethereum34.95MUSDC0.11%3.86%4.63%
Fusion-by-iporBase1.06MUSDC2.5%7.33%4.63%
Benqi-lendingAvalanche3.12MUSDC0%4.44%4.57%
Fluid-lendingArbitrum52.10MUSDC0%4.82%4.54%
Centrifuge-protocolMonad10.08MUSDC0%6.15%4.51%
SentoraEthereum42.38MUSDC0%6.38%4.44%
ExactlyOP Mainnet1.71MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.71MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.71MUSDC0%4.25%4.28%
Yo-protocolBase9.10MUSDC0%4.16%4.21%
Yo-protocolEthereum1.51MUSDC0%4.15%4.21%
ExactlyOP Mainnet1.71MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.71MUSDC0%4.17%4.21%
Fluid-lendingEthereum151.26MUSDC0%4.97%4.18%
Fluid-lendingEthereum1.88MUSDC0%4.98%4.18%
Ember-protocolSui1.20MUSDC0%3.68%4.12%
ExactlyOP Mainnet1.71MUSDC0%4.01%4.09%
TermmaxEthereum3.33MUSDC0%4.05%4.06%
SymbiosisEthereum1.30MUSDC0%4.73%4.05%
ExactlyOP Mainnet1.71MUSDC0%4.12%4.03%
ExactlyOP Mainnet1.71MUSDC0%3.66%3.97%
ExactlyOP Mainnet1.71MUSDC0%4.02%3.95%
Moonwell-lendingBase2.09MUSDC0.08%6.64%3.92%
Ember-protocolEthereum2.03MUSDC0%3%3.81%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.1%3.76%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum19.50MUSDC0%3.33%3.6%
Centrifuge-protocolMonad4.55MUSDC0%3.77%3.52%
Centrifuge-protocolPharos4.40MUSDC0%3.79%3.52%
Spark-savingsEthereum306.83MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.78MUSDC0%3.52%3.52%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v3Base23.13MUSDC0%3.43%3.41%
Kamino-lendSolana1.15MUSDC0%4.55%3.33%
Aave-v3Monad14.83MUSDC2.02%5.65%3.29%
Midas-rwaEthereum71.66MUSDC0%3.37%3.26%
Midas-rwaEtherlink1.22MUSDC0%3.39%3.26%
Aave-v3Ethereum198.65MUSDC0%3.81%3.26%
Aave-v3Ethereum57.34MUSDC1.7%5.24%3.26%
Project-0Solana1.96MUSDC0%4.38%3.25%
DolomiteEthereum30.58MUSDC4.14%7.52%3.24%
Aave-v3Avalanche6.75MUSDC0%3.64%3.15%
Euler-v2Ethereum7.31MUSDC0%3.11%3.12%
CurvanceMonad2.90MUSDC2.23%5.29%2.97%
Euler-v2Ethereum5.08MUSDC0%3.96%2.87%
Centrifuge-protocolEthereum1.68MUSDC0%1.76%2.83%
Aave-v3Polygon12.17MUSDC0%2.79%2.82%
Compound-v3Arbitrum3.33MUSDC0%2.76%2.8%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
Euler-v2Monad2.86MUSDC0%3.6%2.79%
Aave-v3BSC2.28MUSDC0%3.02%2.75%
LoopscaleSolana1.67MUSDC6.88%8.8%2.61%
Aave-v3Ethereum1.53MUSDC0%2.23%2.57%
Aave-v3Arbitrum34.58MUSDC0%2.41%2.54%
SaveSolana6.19MUSDC0%2.4%2.47%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.67%2.41%
Aave-v3OP Mainnet2.79MUSDC0%2.79%2.29%
Scallop-lendSui1.19MUSDC0%2.64%2.12%
Aave-v4Ethereum1.39MUSDC0%1.97%2.07%
Midas-rwaEthereum26.21MUSDC0%5.55%2.04%
Venus-core-poolBSC21.28MUSDC0%2.47%1.94%
CurrentSui12.51MUSDC6.85%9.73%1.92%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
NeverlandMonad2.34MUSDC7.26%7.41%1.43%
Echelon-marketAptos1.72MUSDC1.54%3.56%1.32%
ExactlyOP Mainnet1.71MUSDC0%0.99%0.96%
Zest-v2Stacks10.11MUSDC0%0.53%0.6%
Aave-v4Avalanche5.24MUSDC5.75%1.16%0.43%
Lista-lendingEthereum3.18MUSDC7.04%6.38%0.26%
Aave-v3Mantle2.02MUSDC0%3%0.15%
TectonicCronos54.04MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.06%4.31%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8108.6M4.95%
Avalanche6289.9M3.45%
Base17133.2M5.52%
BSC16175.8M3.54%
Ethereum753.6B5.72%
Hyperliquid000%
Mantle12M0.15%
Optimism000%
Polygon112.2M2.82%
Solana14505.3M6.58%
TON13.1M5.4%
zkSync Era000%