Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/10/2026 21:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.75MUSDC0%27.13%29.37%
VerantaBase9.80MUSDC0%20.04%27.16%
EnsuroEthereum1.31MUSDC0%22.06%20.89%
EmberEthereum2.62MUSDC0%12.99%14.87%
AccountableEthereum1.23MUSDC0%14.81%14.25%
AccountableMonad6.46MUSDC0.87%15.04%13.92%
EmberEthereum3.68MUSDC0%9.53%13.71%
EmberEthereum18.04MUSDC0%9.46%13.66%
EmberEthereum1.64MUSDC0%12.93%12.93%
AccountableEthereum13.11MUSDC0%12.19%12.13%
AccountableMonad5.44MUSDC0.47%12.1%11.64%
Neutral-tradeSolana2.13MUSDC0%40.11%10.78%
Pareto-creditEthereum11.09MUSDC0%10.59%10.59%
AguaEthereum11.52MUSDC0%10%10%
AguaMonad9.09MUSDC0%10%10%
EmberSui11.25MUSDC0%10.09%10%
Rhea-lendNear2.09MUSDC0%9.36%9.79%
AccountableMonad74.96MUSDC0.24%10.81%9.5%
Vectis-financeEthereum1.80MUSDC0%12.85%9.49%
Pareto-creditEthereum2.02MUSDC0%9.38%9.38%
AccountableEthereum1.79MUSDC0%11%8.76%
Gains-networkArbitrum4.22MUSDC0%21.97%8.57%
Aave-v3Avalanche3.35MUSDC0%5.76%8.27%
Midas-rwaEthereum28.95MUSDC0%7.51%8.17%
Midas-rwaEthereum9.52MUSDC0%7.34%8.07%
Pareto-creditEthereum131.49MUSDC0%8%8.06%
Midas-rwaEthereum3.40MUSDC0%7.07%8.05%
Midas-rwaEthereum1.45MUSDC0%7.07%8.05%
EmberSui8.68MUSDC4%12%8%
Nawa-protocolZIGChain3.46MUSDC0%9.9%7.94%
Neutral-tradeSolana3.90MUSDC0%10.15%7.93%
EmberEthereum2.05MUSDC0%4.49%7.85%
Kamino-lendSolana52.74MUSDC0%7.95%7.79%
Jupiter-lendSolana471.80MUSDC0%6.11%7.79%
Neutral-tradeSolana1.28MUSDC0%8.37%7.7%
Midas-rwaEthereum66.02MUSDC0%7.5%7.61%
Kamino-lendSolana7.27MUSDC0%7.63%7.6%
Midas-rwaBase53.53MUSDC0%6.21%7.48%
Midas-rwaRobinhood Chain36.24MUSDC0%6.21%7.48%
Sentora-curatorEthereum116.80MUSDC0%7.64%7.48%
Fusion-by-iporEthereum1.26MUSDC0%6.32%7.26%
SymbiosisEthereum1.20MUSDC0%4.82%7.24%
Yearn-financeEthereum7.47MUSDC0%6.91%7.04%
AccountableMonad2.15MUSDC0.23%7.58%7.03%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Midas-rwaEthereum34.24MUSDC0%6.1%6.92%
Vectis-financeSolana2.69MUSDC0%7.36%6.9%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Harvest-financeBase1.06MUSDC0%6.76%6.73%
Euler-v2Monad3.59MUSDC1.25%7.8%6.73%
Pareto-creditEthereum21.95MUSDC0%6.62%6.62%
Alchemix-v3Ethereum7.80MUSDC0%5.44%6.5%
Yearn-financeEthereum11.76MUSDC0%6.73%6.29%
Fluid-lendingEthereum133.78MUSDC0%5.51%6.27%
Harmonix-financeHyperliquid L115.02MUSDC0%6.14%6.14%
AccountableMonad6.82MUSDC0.22%6.07%6.13%
Kamino-lendSolana7.33MUSDC0.13%6.47%5.99%
Aave-v3Monad12.43MUSDC0%6.1%5.98%
Navi-lendingSui4.29MUSDC0.61%5.55%5.95%
Kamino-lendSolana1.31MUSDC0.12%5.7%5.79%
Blend-pools-v2Stellar14.16MUSDC0%6.87%5.76%
Kamino-lendSolana4.63MUSDC0.02%6.03%5.72%
Kamino-lendSolana1.06MUSDC0.13%5.62%5.68%
Neutral-tradeSolana2.06MUSDC0%9.24%5.6%
Fluid-lendingBase8.57MUSDC0%8.08%5.57%
SymbioticEthereum1.01MUSDC0%6.1%5.55%
Kamino-lendSolana60.17MUSDC0.06%5.38%5.52%
Harvest-financeEthereum1.16MUSDC0%6.02%5.48%
Kamino-lendSolana1.50MUSDC0.1%5.55%5.36%
AutofinanceEthereum7.49MUSDC0.82%6.23%5.33%
Kamino-lendSolana2.03MUSDC0%5.62%5.32%
Kamino-lendSolana10.55MUSDC0.39%5.9%5.24%
Aave-v4Ethereum2.85MUSDC1.11%5.03%4.94%
Venus-core-poolBSC4.76MUSDC0%3.87%4.89%
Yearn-financeBase1.98MUSDC0%4.85%4.87%
Centrifuge-protocolAvalanche263.24MUSDC0%3.73%4.84%
Centrifuge-protocolBase22.78MUSDC0%3.72%4.84%
Centrifuge-protocolBSC1.02MUSDC0%3.71%4.84%
AccountableEthereum2.15MUSDC12.76%26.39%4.84%
Centrifuge-protocolEthereum9.32MUSDC0%3.7%4.83%
Fusion-by-iporBase2.96MUSDC0%4.64%4.82%
Aave-v3Base16.87MUSDC1.59%4.73%4.82%
Fluid-lendingArbitrum57.71MUSDC0%5.3%4.8%
Kamino-lendSolana1.05MUSDC0%2.96%4.76%
SymbioticEthereum1MUSDC0%4.35%4.7%
SymbioticEthereum1MUSDC0%4.35%4.7%
Yo-protocolBase7.66MUSDC0%4.4%4.65%
Yo-protocolEthereum1.57MUSDC0%4.4%4.65%
Fusion-by-iporBase1.06MUSDC1.79%6.19%4.57%
Kamino-lendSolana2.06MUSDC0.03%5.1%4.54%
CurvanceMonad3.44MUSDC1.8%6.12%4.47%
AutofinanceBase3.23MUSDC4.62%9.51%4.45%
Kamino-lendSolana2.37MUSDC0%5.07%4.44%
Compound-v3Ethereum37.55MUSDC0%4.81%4.38%
Kamino-lendSolana1.47MUSDC0%4.87%4.36%
ExactlyOP Mainnet1.51MUSDC0%4.34%4.35%
Kamino-lendSolana1.30MUSDC0%4.82%4.32%
Kamino-lendSolana13.17MUSDC0%5.31%4.32%
Kamino-lendSolana2.32MUSDC0.03%4.76%4.32%
ExactlyOP Mainnet1.51MUSDC0%4.3%4.31%
Yearn-financeEthereum2.40MUSDC0%4.2%4.28%
Kamino-lendSolana7.48MUSDC4.53%8.28%4.27%
ExactlyOP Mainnet1.51MUSDC0%4.24%4.26%
DolomiteArbitrum1.26MUSDC0%4.68%4.25%
TydroInk16.89MUSDC0%4.28%4.25%
ExactlyOP Mainnet1.51MUSDC0%4.21%4.24%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
ExactlyOP Mainnet1.51MUSDC0%4.28%4.12%
Aave-v3Ethereum138.20MUSDC0%4.34%4.1%
Aave-v3Ethereum54.84MUSDC1.77%5.97%4.1%
Kamino-lendSolana19.33MUSDC0%4.47%4.09%
SaveSolana4.35MUSDC0%3.3%4.07%
ExactlyOP Mainnet1.51MUSDC0%4.22%4.06%
ExactlyOP Mainnet1.51MUSDC0%2.93%4.04%
ExactlyOP Mainnet1.51MUSDC0%4.02%4.04%
ExactlyOP Mainnet1.51MUSDC0%3.86%3.98%
Midas-rwaEthereum6.45MUSDC0%4.2%3.91%
Midas-rwaEtherlink1.13MUSDC0%4.2%3.91%
Hyperlend-pooledHyperliquid L15.50MUSDC0%4.57%3.87%
Hyperliquid-hlpHyperliquid L1177.05MUSDC0%3.57%3.8%
Spark-savingsEthereum296.47MUSDC0%3.71%3.8%
Spark-savingsAvalanche1.61MUSDC0%3.71%3.8%
Yearn-financeBase1.23MUSDC0%3.77%3.76%
Centrifuge-protocolBase5.86MUSDC0%3.56%3.76%
Centrifuge-protocolPharos1.77MUSDC0%3.56%3.76%
Centrifuge-protocolBSC1.02MUSDC0%3.56%3.76%
Yearn-financeEthereum1.12MUSDC0%3.53%3.62%
Midas-rwaEthereum74.31MUSDC0%3.38%3.56%
Midas-rwaEtherlink1.23MUSDC0%3.38%3.56%
SparklendEthereum4.75MUSDC0%3.48%3.55%
Yearn-financeEthereum18.49MUSDC0%3.66%3.55%
Kamino-lendSolana1.39MUSDC0%3.79%3.51%
Hyperliquid-earnHyperliquid L1122.23MUSDC0%3.51%3.5%
Echelon-marketAptos1.29MUSDC2.56%6%3.45%
Aave-v3Polygon9.30MUSDC0%3.07%3.41%
Aave-v3BSC2.09MUSDC0%3.28%3.23%
Centrifuge-protocolPlume Mainnet20.66MUSDC0%0.79%3.21%
Midas-rwaEtherlink4.95MUSDC0%3.82%3.2%
Compound-v3Arbitrum1.99MUSDC0%3.07%3.11%
DolomiteEthereum35.20MUSDC3.43%7.2%3.06%
Aave-v3Arbitrum47.48MUSDC0%2.97%2.45%
Aave-v3Ethereum2.16MUSDC0%3.25%2.41%
SymbioticEthereum1.01MUSDC0%2.73%2.34%
AccountableEthereum3.51MUSDC0%12.79%2.08%
Native-credit-poolEthereum1.13MUSDC0%3.63%2.05%
CurrentSui21.87MUSDC4.66%7.57%2.05%
EmberEthereum1.22MUSDC0%0.14%1.64%
Lista-lendingEthereum4.29MUSDC5.88%7.11%1.49%
Midas-rwaEthereum19.43MUSDC0%8.14%1.43%
Aave-v3Xlayer1.60MUSDC0%3.21%1.35%
ExactlyOP Mainnet1.51MUSDC0%1.1%1.1%
Extra-finance-leverage-farmingBase3.64MUSDC0%5.77%1.04%
Gami-labsBase3.03MUSDC2.88%3.33%0.96%
Spectra-metavaultsBase3.03MUSDC2.88%3.32%0.96%
Aave-v4Avalanche5.41MUSDC3.6%4.16%0.89%
Lista-lendingBSC1.35MUSDC4.02%6.78%0.58%
TectonicCronos1.53MUSDC0.02%0.46%0.4%
CredixSolana13.41MUSDC0%0.05%0.03%
EmberEthereum5.77MUSDC0%9.5%0.01%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7125.3M4.65%
Avalanche6282.2M3.64%
Base18158.6M7.04%
BSC14115.5M4.73%
Ethereum753.5B5.86%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon210.4M3.6%
Solana32724.4M5.32%
TON12.6M3.63%
zkSync Era000%