Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/05/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%127.81%153.72%
Ember-protocolSui1.81MUSDC0%10.66%13.35%
Canto-lendingCanto1.35MUSDC0%13.04%13.34%
Ember-protocolEthereum2.78MUSDC0%10.57%13.03%
Ember-protocolEthereum44.47MUSDC0%21.21%12.52%
Harvest-financeBase1.97MUSDC0%8.45%12.25%
AvantisBase45.43MUSDC0%10.1%11.62%
Ember-protocolSui7.88MUSDC0%11.97%10.99%
Ember-protocolSui1.17MUSDC0%8.67%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.01%10.58%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
AutofinanceEthereum2.03MUSDC0%9.14%9.48%
YieldseekerBase1.25MUSDC0%9.03%9.27%
Blend-pools-v2Stellar10.50MUSDC0%9.04%8.63%
Ember-protocolSui1.13MUSDC0%6.73%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Harmonix-financeHyperliquid L19.05MUSDC0%11.1%8%
Ember-protocolSui2.68MUSDC0%8.35%7.56%
Fusion-by-iporEthereum1.39MUSDC0%4.72%7.17%
LoopscaleSolana1.74MUSDC1.06%8.27%7.15%
Benqi-lendingAvalanche2.24MUSDC0%9.2%7.14%
Ember-protocolEthereum4.50MUSDC0%7.46%7.01%
Gains-networkArbitrum5.15MUSDC0%6.58%6.87%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%5.95%6.64%
DeltaprimeAvalanche1.04MUSDC0%5.95%6.64%
Venus-fluxBSC2.44MUSDC0%4.73%6.55%
Spectra-metavaultsBase6.60MUSDC1.41%4.53%6.54%
Extra-finance-leverage-farmingBase3.56MUSDC0%6.02%6.53%
Fluid-lendingArbitrum40.87MUSDC0%6.34%6.51%
Kamino-lendSolana6.79MUSDC0%5.34%6.22%
Aave-v3Avalanche5.56MUSDC0%6.54%5.69%
AbyssSui1.91MUSDC0%9.66%5.67%
Fluid-lendingBase13.64MUSDC0%6.44%5.56%
LoopscaleSolana1.27MUSDC0%5.49%5.53%
SymbiosisEthereum1.16MUSDC0%6.83%5.53%
Ember-protocolSui1.17MUSDC0%7.29%5.23%
Scallop-lendSui1.26MUSDC0%5.39%5.16%
AutofinanceBase7MUSDC3.23%8.81%5.15%
Hyperlend-pooledHyperliquid L113.18MUSDC0%5.22%5.14%
Yearn-financeEthereum10.57MUSDC0%5.01%4.63%
Harvest-financeEthereum1.09MUSDC0%4.96%4.51%
AmpleBase4.35MUSDC0%4.57%4.49%
DolomiteArbitrum1.62MUSDC0%5.49%4.4%
Yo-protocolEthereum3.35MUSDC7.8%13.7%4.39%
Yo-protocolBase16.11MUSDC7.8%13.68%4.39%
Yearn-financeEthereum3.62MUSDC0%6.41%4.36%
Project-0Solana1.14MUSDC0%7.82%4.33%
TermmaxBase1.26MUSDC0%2.28%4.32%
Folks-finance-lendingAlgorand1.50MUSDC0%4.41%4.23%
ExactlyOP Mainnet1.57MUSDC0%4.06%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.01%4.13%
Moonwell-lendingBase1.63MUSDC1.17%5.19%4.09%
SparklendEthereum3.87MUSDC0%4.15%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.92%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.03%4%
ExactlyOP Mainnet1.57MUSDC0%3.84%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.42%3.94%
TermmaxEthereum2.01MUSDC0%3.66%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.93%
NeverlandMonad14.73MUSDC4.81%8.45%3.81%
Ember-protocolSui1.57MUSDC10.59%13.8%3.8%
Navi-lendingSui8.94MUSDC0.56%4.69%3.76%
Yearn-financeEthereum2.66MUSDC0%3.26%3.75%
Fluid-lendingEthereum7.47MUSDC0%3.87%3.7%
Fluid-lendingEthereum197.07MUSDC0.97%4.98%3.7%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum426.79MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum455.6M6.2%
Avalanche742.8M5.6%
Base12104.6M18.99%
BSC446.2M7.64%
Ethereum221.7B6.17%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana410.9M5.81%
TON13.7M6.16%
zkSync Era000%