Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Mar 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/03/2026 04:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Venus-fluxBSC12.69MUSDC9.59%6.84%36.13%
Yearn-financeEthereum2.18MUSDC0%5.2%19.13%
Fluid-lendingEthereum191.83MUSDC1.18%3.72%17.5%
Fluid-lendingEthereum4.53MUSDC0%2.54%17.5%
Harvest-financeEthereum1.08MUSDC0%3.73%14.42%
Harvest-financeEthereum1.08MUSDC0%3.73%14.42%
Fluid-lendingArbitrum29.19MUSDC1.22%4.71%12.55%
Fluid-lendingBase9.62MUSDC2.57%4.47%12.55%
Bracket-vaultsEthereum3.29MUSDC0%13.1%12.4%
AvantisBase77.66MUSDC0%10.04%10.7%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.68MUSDC0%9.49%9.62%
AbyssSui1.81MUSDC0%9.18%8.51%
Euler-v2Avalanche4.02MUSDC0%6.32%8.48%
Lazy-summer-protocolEthereum4.60MUSDC0.55%4%8.23%
Zerobase-cedefiBSC1.47MUSDC2%9%7%
LoopscaleSolana1.77MUSDC1.24%7.64%6.63%
Spectra-metavaultsBase2.89MUSDC1.12%5.84%6.54%
Yearn-financeEthereum1.38MUSDC0%6.19%6.09%
Extra-finance-leverage-farmingBase4.15MUSDC0%5.36%5.85%
Yearn-financeEthereum2.22MUSDC0%4.91%5.81%
DeltaprimeAvalanche1.10MUSDC0%5.65%5.61%
Gains-networkBase2.40MUSDC0%6.19%5.54%
SymbiosisEthereum1.48MUSDC0%4.15%5.53%
Gains-networkArbitrum11.15MUSDC0%8.32%5.48%
Yo-protocolEthereum12.22MUSDC12%17.05%5.2%
Yo-protocolBase29.43MUSDC12%18.72%5.2%
Euler-v2Arbitrum2.53MUSDC0%2.96%5.11%
Harvest-financeBase2.11MUSDC0%5.34%5.06%
AutofinanceEthereum12.04MUSDC0.37%5.94%5%
DolomiteEthereum9.46MUSDC0%4.63%4.8%
Woofi-earnArbitrum1.15MUSDC0%6.2%4.74%
LoopscaleSolana4.03MUSDC0%3.96%4.7%
Hyperlend-pooledHyperliquid L121.70MUSDC0%4.19%4.38%
ExactlyOptimism1.73MUSDC0%4.18%4.21%
ExactlyOptimism1.73MUSDC0%4.16%4.19%
SparklendEthereum1.87MUSDC0%3.46%4.14%
Scallop-lendSui2.22MUSDC0%4.47%4.13%
ExactlyOptimism1.73MUSDC0%4.09%4.13%
AutofinanceBase8.47MUSDC1.96%5.79%4.12%
ExactlyOptimism1.73MUSDC0%3.99%4.02%
ExactlyOptimism1.73MUSDC0%3.85%3.92%
ExactlyOptimism1.73MUSDC0%3.92%3.92%
Euler-v2Ethereum36.48MUSDC0%4.15%3.82%
WasabiBase5.08MUSDC0%4.46%3.8%
Spark-savingsAvalanche110.62MUSDC0%3.86%3.75%
Spark-savingsEthereum387.45MUSDC0%3.86%3.75%
Flux-financeEthereum2.52MUSDC0%4.17%3.74%
ExactlyOptimism1.73MUSDC0%2.11%3.7%
ExactlyOptimism1.73MUSDC0%2.05%3.69%
ExactlyOptimism1.73MUSDC0%3.79%3.68%
NeverlandMonad13.88MUSDC4.87%10.2%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552M6.98%
Avalanche4116.8M5.71%
Base9141.8M6.6%
BSC576.9M17.47%
Ethereum242.8B7.93%
Hyperliquid000%
Mantle000%
Optimism915.5M3.94%
Polygon11.9M3.66%
Solana25.8M5.66%
TON000%
zkSync Era000%