Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Mar 31 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/04/2025 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum24.71MUSDC0%15.06%15.95%
FranciumSolana2.44MUSDC0%13.15%13.15%
DeltaprimeArbitrum1.47MUSDC0%11.1%9.92%
Gains-networkBase2.36MUSDC0%8.57%9.63%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
DeltaprimeAvalanche2.29MUSDC0%11.25%9.27%
Ipor-derivativesEthereum1.22MUSDC0.16%10.34%8.61%
Blend-poolsStellar1.33MUSDC2.38%12.96%8.52%
Harmonix-financeArbitrum2.68MUSDC0%11.28%7.54%
DolomiteArbitrum2.32MUSDC0%8.48%7.19%
Echelon-marketAptos10.88MUSDC4.08%13.61%6.95%
Ipor-fusionBase1.44MUSDC0%7.94%6.86%
Extra-finance-leverage-farmingOptimism1.63MUSDC0.28%9%6.84%
Polynomial-liquidityPolynomial2.61MUSDC4.3%12.04%6.81%
Extra-finance-leverage-farmingBase9.15MUSDC0.14%8.88%6.79%
Harvest-financeBase1.86MUSDC0%7.11%6.18%
Gains-networkArbitrum9.03MUSDC0%8.22%5.99%
Wing-financeBSC2.17MUSDC1.22%7.18%5.87%
Mars-lendOsmosis3.93MUSDC0%5.91%5.79%
Yield-yak-aggregatorAvalanche1.10MUSDC0%6.11%5.77%
Ipor-fusionEthereum3.17MUSDC0%7.5%5.61%
SaveSolana1.08MUSDC0%5.82%5.56%
Extra-finance-leverage-farmingBase1.35MUSDC1.95%9.07%5.4%
Benqi-lendingAvalanche13.64MUSDC0%6%5.37%
Yearn-financeEthereum3.81MUSDC0%6.35%5.37%
ExactlyOptimism1.61MUSDC0%5.37%5.31%
Morpho-aaveEthereum1.08MUSDC0%5.34%5.3%
Morpho-aaveEthereum1.08MUSDC0%5.34%5.3%
ExactlyOptimism1.61MUSDC0%5.12%5.07%
Navi-lendingSui21.83MUSDC0%4.49%4.86%
ExactlyOptimism1.61MUSDC0%4.66%4.65%
ExactlyOptimism1.61MUSDC0%4.64%4.62%
ExactlyOptimism1.61MUSDC0%4.92%4.61%
ExactlyOptimism1.61MUSDC0%4.49%4.46%
SaveSolana2.27MUSDC0%5.94%4.35%
Kamino-lendSolana50.59MUSDC0%4.77%4.28%
Folks-finance-lendingAlgorand2.91MUSDC0%4.2%4.27%
Folks-finance-xchainAvalanche1.81MUSDC2.82%7.06%4.24%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.5M7.66%
Avalanche523.3M6.14%
Base516.2M6.97%
BSC34.9M6.31%
Ethereum15221.6M6.39%
Mantle000%
Optimism711.3M5.08%
Polygon11.8M4.34%
Solana560.1M6.38%
TON113.6M5.27%
zkSync Era000%