Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/03/2026 20:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Spectra-metavaultsBase4.91MUSDC1.85%8.4%15.61%
Bracket-vaultsEthereum2.72MUSDC0%12.8%12.15%
DolomiteEthereum6.80MUSDC0%4.91%10.58%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.83MUSDC0%9.25%9.62%
AbyssSui1.91MUSDC0%8.55%8.24%
AvantisBase75.51MUSDC0%9.86%7.78%
Gains-networkArbitrum9.50MUSDC0%7.35%7.39%
Zerobase-cedefiBSC1.32MUSDC2%9%7%
LoopscaleSolana1.58MUSDC1.23%7.79%6.97%
AccountableMonad2.20MUSDC2.48%9.54%6.79%
Euler-v2Avalanche3.03MUSDC0%6.31%6.47%
Yearn-financeEthereum1.66MUSDC0%5.26%6.14%
Harvest-financeBase2.01MUSDC0%5.25%5.73%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.67%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.67%
LoopscaleSolana1.27MUSDC0%4.34%5.34%
Yearn-financeEthereum1.52MUSDC0%5.01%5.25%
Extra-finance-leverage-farmingBase4.17MUSDC0%5.27%4.97%
Yo-protocolEthereum12.06MUSDC12%17.26%4.76%
Yo-protocolBase28.50MUSDC12%17.9%4.76%
Woofi-earnArbitrum1.15MUSDC0%5.69%4.74%
Fluid-lendingArbitrum33.17MUSDC0.95%5.41%4.61%
AutofinanceBase8.38MUSDC2.05%5.83%4.6%
AutofinanceEthereum10.51MUSDC0.46%5.74%4.53%
Scallop-lendSui2.02MUSDC0%4.32%4.36%
ExactlyOptimism1.74MUSDC0%4.2%4.26%
Benqi-lendingAvalanche5.01MUSDC0%3.69%4.26%
ExactlyOptimism1.74MUSDC0%4.11%4.15%
ExactlyOptimism1.74MUSDC0%4.17%4.14%
SparklendEthereum1.86MUSDC0%3.84%4.14%
WasabiBase3.95MUSDC0%4.17%4.1%
ExactlyOptimism1.74MUSDC0%4%4.04%
Yearn-financeEthereum3.99MUSDC0%4.58%3.97%
Navi-lendingSui11.23MUSDC0.48%4.7%3.95%
Hyperlend-pooledHyperliquid L124.84MUSDC0%3.98%3.94%
ExactlyOptimism1.74MUSDC0%2.94%3.89%
ExactlyOptimism1.74MUSDC0%3.9%3.81%
Euler-v2Ethereum37.57MUSDC0%4.02%3.77%
Flux-financeEthereum2.46MUSDC0%4.07%3.76%
Spark-savingsAvalanche98.80MUSDC0%3.82%3.75%
Spark-savingsEthereum392.77MUSDC0%3.82%3.75%
ExactlyOptimism1.74MUSDC0%2.89%3.75%
Lazy-summer-protocolEthereum4.53MUSDC0.55%3.85%3.73%
Euler-v2Ethereum29.37MUSDC0%3.38%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum451.8M5.94%
Avalanche6110.5M5.08%
Base7127.4M6.79%
BSC339.8M8.92%
Ethereum192.7B5.57%
Hyperliquid000%
Mantle000%
Optimism712.2M4.01%
Polygon000%
Solana22.9M6.15%
TON14.1M9.23%
zkSync Era000%