Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/05/2026 09:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%105.84%153.88%
Ember-protocolSui7.92MUSDC0%10.9%15.59%
AbyssSui1.94MUSDC0%9.53%13.55%
Canto-lendingCanto1.35MUSDC0%12.98%13.11%
Ember-protocolEthereum50.48MUSDC13%20.36%12.52%
Harvest-financeBase1.97MUSDC0%7.59%11.67%
AvantisBase44.37MUSDC0%10.1%11.07%
Bracket-vaultsEthereum2.71MUSDC0%11.16%10.68%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.03%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.31%9.4%
Ember-protocolSui2.55MUSDC0%8.62%9.4%
YieldseekerBase1.28MUSDC0%9.06%8.83%
Blend-pools-v2Stellar10.83MUSDC0%9.08%8.61%
AccountableMonad1.82MUSDC2.69%11.59%8.5%
Kamino-lendSolana6.27MUSDC0%4.66%8.49%
Benqi-lendingAvalanche2.03MUSDC0%8.6%8.47%
Ember-protocolEthereum4.50MUSDC0%7.57%8.02%
Ember-protocolSui5.34MUSDC4%12%8%
Yearn-financeEthereum2.18MUSDC0%6.36%7.72%
Ember-protocolSui1.81MUSDC0%9.64%7.24%
LoopscaleSolana1.23MUSDC1.08%8.28%7.16%
Ember-protocolSui1.14MUSDC0%7.46%6.95%
Ember-protocolSui1.17MUSDC0%9.89%6.83%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
Gains-networkArbitrum5.12MUSDC0%6.35%6.43%
Extra-finance-leverage-farmingBase3.67MUSDC0%5.86%6.3%
SymbiosisEthereum1.22MUSDC0%7.18%5.68%
AmpleBase4.34MUSDC0%4.57%5.36%
Hyperlend-pooledHyperliquid L111.81MUSDC0%5.12%5.32%
Fluid-lendingBase14.69MUSDC0%6.47%5.23%
Yearn-financeEthereum10.01MUSDC0%4.89%5.2%
Aave-v3Avalanche6MUSDC0%6.15%5.16%
AutofinanceBase6.18MUSDC3.58%8.73%5.07%
Scallop-lendSui1.44MUSDC0%5.29%4.8%
Fluid-lendingArbitrum52.88MUSDC0%6.31%4.74%
Ember-protocolSui1.39MUSDC8.63%13.45%4.64%
TermmaxBase1.26MUSDC0%2.3%4.64%
Folks-finance-lendingAlgorand1.36MUSDC0%4.31%4.48%
Spectra-metavaultsBase6.67MUSDC1.37%5.06%4.39%
Yo-protocolEthereum3.41MUSDC7.8%14.38%4.3%
Yo-protocolBase16.20MUSDC7.8%14.35%4.3%
Navi-lendingSui6.08MUSDC0.69%4.5%4.28%
ExactlyOP Mainnet1.57MUSDC0%4.04%4.14%
ExactlyOP Mainnet1.57MUSDC0%3.95%4.13%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.05%
SparklendEthereum3.85MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.87%4.03%
Moonwell-lendingBase1.73MUSDC1.33%4.98%4.02%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.76%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.38%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.75%3.91%
AutofinanceArbitrum2.48MUSDC2.59%10.14%3.83%
NeverlandMonad15.61MUSDC4.65%8.38%3.8%
AutofinanceEthereum8.46MUSDC0.61%6.34%3.8%
DolomiteArbitrum1.90MUSDC0%5.78%3.75%
Harvest-financeEthereum1.09MUSDC0%5.07%3.73%
Harvest-financeEthereum1.09MUSDC0%5.07%3.73%
Jupiter-lendSolana452.59MUSDC1.08%4.33%3.73%
Ember-protocolSui1.19MUSDC0%6.7%3.71%
Flux-financeEthereum2.69MUSDC0%3.72%3.68%
Spark-savingsAvalanche30.32MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%
DolomiteEthereum22.87MUSDC5.53%7.42%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum570.3M5.15%
Avalanche440.5M5.76%
Base12104.1M18.73%
BSC340.9M8.01%
Ethereum212B6.17%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana3460.1M6.46%
TON13.6M6.2%
zkSync Era000%