Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%112.6%153.82%
Ember-protocolSui7.87MUSDC0%12.58%15.59%
Canto-lendingCanto1.35MUSDC0%13%13.3%
AbyssSui1.94MUSDC0%9.8%12.76%
Ember-protocolEthereum47.10MUSDC13%21.36%12.52%
Harmonix-financeHyperliquid L18.33MUSDC0%11.17%12.3%
Harvest-financeBase1.97MUSDC0%7.9%12.27%
AvantisBase45.77MUSDC0%10.1%10.87%
Benqi-lendingAvalanche1.82MUSDC0%8.83%10.82%
Bracket-vaultsEthereum2.71MUSDC0%11.11%10.66%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.76%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
Ember-protocolSui2.59MUSDC0%8.9%9.4%
AutofinanceEthereum2.02MUSDC0%8.51%9.4%
YieldseekerBase1.25MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.63MUSDC0%9.06%8.64%
Ember-protocolEthereum4.50MUSDC0%7.73%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Fusion-by-iporEthereum1.31MUSDC0%4.67%7.31%
Ember-protocolSui1.81MUSDC0%8.78%7.24%
Gains-networkArbitrum5.12MUSDC0%6.39%7.16%
LoopscaleSolana1.84MUSDC1.06%8.25%7.07%
Kamino-lendSolana6.63MUSDC0%4.96%7%
Ember-protocolSui1.17MUSDC0%7.28%6.95%
Ember-protocolSui1.17MUSDC0%8.79%6.83%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.54MUSDC0%5.91%6.57%
Spectra-metavaultsBase6.60MUSDC1.42%4.76%6.54%
DeltaprimeAvalanche1.06MUSDC0%5.81%6.26%
DeltaprimeAvalanche1.06MUSDC0%5.81%6.26%
Yearn-financeEthereum2.81MUSDC0%6.42%5.72%
Yearn-financeEthereum10.12MUSDC0%4.94%5.64%
Fluid-lendingBase14.45MUSDC0%6.47%5.51%
LoopscaleSolana1.27MUSDC0%5.46%5.5%
AutofinanceBase6.55MUSDC3.48%8.77%5.37%
SymbiosisEthereum1.09MUSDC0%7.06%5.25%
Aave-v3Avalanche6.05MUSDC0%6.29%5.15%
Scallop-lendSui1.33MUSDC0%5.32%5.03%
Hyperlend-pooledHyperliquid L114.27MUSDC0%5.14%4.98%
Fluid-lendingArbitrum47.67MUSDC0%6.31%4.85%
Ember-protocolSui1.41MUSDC8.63%13.39%4.64%
DolomiteArbitrum1.44MUSDC0%5.67%4.63%
AmpleBase4.33MUSDC0%4.6%4.5%
Folks-finance-lendingAlgorand1.36MUSDC0%4.35%4.46%
Moonwell-lendingBase1.48MUSDC1.39%5.05%4.16%
ExactlyOP Mainnet1.59MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.59MUSDC0%3.97%4.13%
Jupiter-lendSolana441.84MUSDC1.11%4.4%4.07%
SparklendEthereum3.97MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.03%
ExactlyOP Mainnet1.59MUSDC0%3.89%4.03%
Yo-protocolEthereum3.36MUSDC7.8%14.16%4.02%
Yo-protocolBase16.08MUSDC7.8%14.15%4.02%
Harvest-financeEthereum1.09MUSDC0%4.99%4%
AutofinanceArbitrum1.33MUSDC2.57%9.89%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.39%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.77%3.91%
TermmaxBase1.26MUSDC0%2.28%3.9%
Project-0Solana4.30MUSDC0%7.8%3.83%
Navi-lendingSui8.78MUSDC0.59%4.52%3.8%
Fluid-lendingEthereum7.14MUSDC0%3.79%3.72%
Fluid-lendingEthereum190.32MUSDC1.05%4.91%3.72%
Ember-protocolSui1.14MUSDC0%5.63%3.71%
NeverlandMonad15.71MUSDC4.8%8.4%3.7%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
TermmaxEthereum7.31MUSDC0%1.94%3.68%
Spark-savingsAvalanche28.32MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
AutofinanceEthereum8.22MUSDC0.68%6.22%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum563.5M5.52%
Avalanche742M5.98%
Base12105M18.88%
BSC341M8.01%
Ethereum232.2B6.02%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5455.9M5.49%
TON13.6M6.14%
zkSync Era000%