Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/04/2026 15:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.86%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.7%11.16%
AutofinanceArbitrum3.63MUSDC1.23%10.49%10.88%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
AbyssSui1.94MUSDC0%8.92%9.85%
Fusion-by-iporEthereum1.09MUSDC0%3.52%9.53%
AutofinanceEthereum4.38MUSDC0%6.73%9.52%
Blend-pools-v2Stellar9.64MUSDC0%9.31%9.19%
YieldseekerBase1.26MUSDC0%10.03%9.06%
AvantisBase49.57MUSDC0%9.93%8.78%
Gains-networkArbitrum5.54MUSDC0%6.82%7.75%
LoopscaleSolana1.67MUSDC1.06%8.56%7.53%
SymbiosisEthereum1.11MUSDC0%7.28%7.18%
Zerobase-cedefiBSC1.89MUSDC2%8.77%6.76%
Harvest-financeBase1.97MUSDC0%6.56%6.49%
DeltaprimeAvalanche1.06MUSDC0%5.26%6.2%
AutofinanceEthereum9.40MUSDC0.59%6.07%6.13%
Aave-v3Avalanche5.26MUSDC0%4.22%5.91%
Aave-v3Arbitrum10.81MUSDC0%3.37%5.9%
Benqi-lendingAvalanche2.44MUSDC0%6.75%5.49%
LoopscaleSolana1.46MUSDC0%5.29%5.44%
Hyperlend-pooledHyperliquid L19.77MUSDC0%4.35%5.42%
Extra-finance-leverage-farmingBase3.95MUSDC0%5.43%5.33%
Fluid-lendingArbitrum33.90MUSDC0.97%6.09%5.1%
AutofinanceBase5.69MUSDC3.88%7.68%5%
Yearn-financeEthereum7.40MUSDC0%4.17%4.93%
Kamino-lendSolana7.98MUSDC0%3.56%4.93%
Aave-v3Ethereum122.05MUSDC0%4.36%4.85%
Fluid-lendingBase11.45MUSDC1.98%6.39%4.79%
Harvest-financeEthereum1.08MUSDC0%2.92%4.76%
Folks-finance-lendingAlgorand1.31MUSDC0%3.76%4.51%
Yearn-financeEthereum2.58MUSDC0%5.57%4.51%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.23%
Euler-v2Ethereum33.38MUSDC0%3.89%4.15%
ExactlyOP Mainnet1.77MUSDC0%3.88%4.06%
SparklendEthereum2.97MUSDC0%4.09%4.05%
DolomiteEthereum16.39MUSDC5%6.34%4.04%
ExactlyOP Mainnet1.77MUSDC0%3.75%4%
ExactlyOP Mainnet1.77MUSDC0%3.36%3.99%
TermmaxEthereum1MUSDC0%0.25%3.99%
TermmaxEthereum1MUSDC0%0.25%3.99%
Yearn-financeEthereum1.17MUSDC0%3.35%3.93%
Fluid-lendingEthereum183.47MUSDC1.12%4.48%3.92%
Fluid-lendingEthereum6.82MUSDC0%3.43%3.92%
Navi-lendingSui3.76MUSDC0.61%4.31%3.88%
ExactlyOP Mainnet1.77MUSDC0%3.24%3.87%
TydroInk2.03MUSDC0%2.73%3.86%
NeverlandMonad15.67MUSDC4.45%8.21%3.76%
ExactlyOP Mainnet1.77MUSDC0%3.83%3.75%
ExactlyOP Mainnet1.77MUSDC0%3.65%3.74%
TermmaxEthereum2.01MUSDC0%3.03%3.7%
TermmaxEthereum2.43MUSDC0%2.96%3.7%
ExactlyOP Mainnet1.77MUSDC0%3.99%3.7%
ExactlyOP Mainnet1.77MUSDC0%3.83%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsEthereum555MUSDC0%3.73%3.65%
Spark-savingsAvalanche37.20MUSDC0%3.73%3.65%
Euler-v2Ethereum24.83MUSDC0%3.88%3.63%
Wasabi-perpsBase2.23MUSDC0%4.68%3.63%
ExactlyOP Mainnet1.77MUSDC0%3.41%3.63%
Aave-v3Ethereum2.60MUSDC0%2.74%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum663M6.81%
Avalanche547.5M5.8%
Base776.1M6.15%
BSC587M6.98%
Ethereum312.2B5.2%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.1M5.96%
TON000%
zkSync Era000%