Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/05/2026 19:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.82MUSDC0%133.09%153.72%
Ember-protocolSui1.81MUSDC0%11.02%13.35%
Canto-lendingCanto1.35MUSDC0%13.06%13.34%
Ember-protocolEthereum2.78MUSDC0%10.9%13.03%
Ember-protocolEthereum43.83MUSDC13%21.16%12.52%
Harvest-financeBase1.97MUSDC0%8.64%12.25%
AvantisBase45.26MUSDC0%10.11%11.92%
AutofinanceEthereum2.03MUSDC0%9.38%11.84%
Ember-protocolSui7.88MUSDC0%11.84%10.99%
Ember-protocolSui1.17MUSDC0%8.93%10.63%
Bracket-vaultsEthereum2.71MUSDC0%10.97%10.57%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
Harmonix-financeHyperliquid L110.77MUSDC0%10.68%9.48%
YieldseekerBase1.26MUSDC0%9.04%9.13%
Blend-pools-v2Stellar10.67MUSDC0%9.03%8.57%
Ember-protocolSui1.13MUSDC0%6.94%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Ember-protocolSui2.77MUSDC0%8.25%7.56%
Benqi-lendingAvalanche2.19MUSDC0%9.06%7.4%
LoopscaleSolana1.77MUSDC1.06%8.28%7.14%
Ember-protocolEthereum4.51MUSDC0%7.4%7.01%
Gains-networkArbitrum5.15MUSDC0%6.62%6.96%
Venus-fluxBSC2.24MUSDC0%4.6%6.84%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.60MUSDC0%6.04%6.34%
AmpleBase4.35MUSDC0%4.57%5.68%
LoopscaleSolana1.07MUSDC0%5.5%5.6%
LoopscaleSolana1.07MUSDC0%5.5%5.6%
Kamino-lendSolana6.95MUSDC0%5.41%5.47%
Hyperlend-pooledHyperliquid L111.69MUSDC0%5.28%5.36%
Fluid-lendingBase13.69MUSDC0%6.27%5.35%
Aave-v3Avalanche5.91MUSDC0%6.66%5.32%
Ember-protocolSui1.17MUSDC0%7.02%5.23%
Scallop-lendSui1.27MUSDC0%5.42%5.15%
Spectra-metavaultsBase5.59MUSDC1.67%4.47%5.01%
Fluid-lendingArbitrum47.75MUSDC0%6.19%4.97%
AutofinanceBase7.01MUSDC3.22%8.81%4.96%
SymbiosisEthereum1.26MUSDC0%6.72%4.94%
Fusion-by-iporEthereum1.40MUSDC0%4.86%4.83%
Yearn-financeEthereum10.59MUSDC0%4.99%4.79%
Yearn-financeEthereum3.71MUSDC0%6.28%4.78%
Yo-protocolEthereum3.35MUSDC7.8%13.52%4.49%
Yo-protocolBase16MUSDC7.8%13.5%4.49%
TermmaxBase1.26MUSDC0%2.22%4.39%
Folks-finance-lendingAlgorand1.48MUSDC0%4.43%4.26%
DolomiteArbitrum1.71MUSDC0%5.39%4.24%
Navi-lendingSui6.09MUSDC0.63%4.73%4.23%
ExactlyOP Mainnet1.60MUSDC0%4.06%4.16%
ExactlyOP Mainnet1.60MUSDC0%4.02%4.13%
Euler-v2Monad2.38MUSDC1.45%8.4%4.11%
Moonwell-lendingBase1.63MUSDC1.17%5.1%4.09%
SparklendEthereum3.82MUSDC0%4.15%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.93%4.04%
Gains-networkBase2.19MUSDC0%2.26%4.04%
ExactlyOP Mainnet1.60MUSDC0%4.03%3.99%
ExactlyOP Mainnet1.60MUSDC0%3.85%3.97%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.96%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.43%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.8%3.93%
NeverlandMonad13.38MUSDC4.89%8.47%3.92%
Fluid-lendingEthereum7.53MUSDC0%3.87%3.91%
Fluid-lendingEthereum199.10MUSDC0.95%4.98%3.91%
Lazy-summer-protocolBase1.38MUSDC0.72%4.12%3.84%
Yearn-financeEthereum2.66MUSDC0%3.29%3.83%
Ember-protocolSui1.57MUSDC10.59%13.88%3.8%
Harvest-financeEthereum1.09MUSDC0%4.72%3.74%
AbyssSui1.89MUSDC0%9.67%3.73%
Compound-v3Ethereum32.68MUSDC0.14%3.05%3.69%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum423.62MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.5M5.79%
Avalanche438.7M5.52%
Base14107M16.8%
BSC446.1M7.72%
Ethereum221.7B6.15%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana410.9M5.95%
TON13.7M5.88%
zkSync Era000%