Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/04/2026 04:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4492.71%212.73%
Euler-v2Avalanche1.77MUSDC0%6.89%22.82%
Bracket-vaultsEthereum2.71MUSDC0%12.37%11.86%
GoldfinchEthereum37.26MUSDC0%10.02%10.06%
AvantisBase64.76MUSDC0%9.33%9.69%
AbyssSui1.81MUSDC0%8.52%9.43%
Euler-v2Arbitrum1.12MUSDC0%3.25%9.42%
Blend-pools-v2Stellar9.71MUSDC0%9.3%9.23%
Spectra-metavaultsBase5.08MUSDC2.98%103.27%8.85%
WasabiSolana1.21MUSDC0%4.93%7.99%
Gains-networkArbitrum8.93MUSDC0%6.61%7.36%
AccountableMonad2.11MUSDC2.96%9.59%6.79%
Zerobase-cedefiBSC1.34MUSDC2%8.92%6.76%
DolomiteEthereum8.65MUSDC0%5.73%6.48%
Project-0Solana1.54MUSDC0%3.29%6.11%
SymbiosisEthereum1.03MUSDC0%5.42%5.5%
SymbiosisEthereum1.03MUSDC0%5.42%5.5%
AutofinanceEthereum9.26MUSDC0.61%5.3%5.29%
Extra-finance-leverage-farmingBase3.98MUSDC0%5.1%5.13%
Yo-protocolBase27.88MUSDC0%14.3%5.1%
Yo-protocolEthereum11.03MUSDC0%13.9%5.1%
WasabiBase3.34MUSDC0%3.95%5.06%
DeltaprimeAvalanche1.17MUSDC0%5.5%5.03%
Harvest-financeBase2.02MUSDC0%5.96%4.9%
Scallop-lendSui1.66MUSDC0%4.55%4.79%
Woofi-earnArbitrum1.14MUSDC0%4.84%4.74%
AutofinanceEthereum8.75MUSDC0%3.86%4.74%
AutofinanceBase8.57MUSDC2.2%6%4.56%
Hyperlend-pooledHyperliquid L113.53MUSDC0%3.9%4.5%
ExactlyOptimism1.69MUSDC0%4.24%4.22%
SparklendEthereum1.90MUSDC0%4.12%4.13%
Yearn-financeEthereum3.74MUSDC0%4.39%4.02%
ExactlyOptimism1.69MUSDC0%3.64%3.98%
Benqi-lendingAvalanche5.87MUSDC0%3.91%3.93%
Navi-lendingSui11.42MUSDC0.51%4.51%3.91%
Yearn-financeEthereum1.21MUSDC0%4.96%3.87%
ExactlyOptimism1.69MUSDC0%4.03%3.86%
LiqwidCardano1.11MUSDC0%3.7%3.85%
ExactlyOptimism1.69MUSDC0%4.13%3.78%
Lazy-summer-protocolEthereum4.53MUSDC0.5%3.98%3.77%
Flux-financeEthereum2.45MUSDC0%3.92%3.76%
Euler-v2Ethereum28.82MUSDC0%3.43%3.76%
Spark-savingsEthereum391.08MUSDC0%3.75%3.75%
Spark-savingsAvalanche69.82MUSDC0%3.75%3.75%
NeverlandMonad16.34MUSDC4.16%8.57%3.7%
Folks-finance-lendingAlgorand2.01MUSDC0%3.41%3.68%
ExactlyOptimism1.69MUSDC0%4.11%3.66%
ExactlyOptimism1.69MUSDC0%3.2%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum419.1M7.13%
Avalanche580.9M7.89%
Base7115.6M6.18%
BSC337.7M8.17%
Ethereum192.4B16.3%
Hyperliquid000%
Mantle000%
Optimism610.2M3.85%
Polygon23M3.8%
Solana22.7M7.05%
TON000%
zkSync Era000%