Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/03/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%13.72%13.02%
AvantisBase82.86MUSDC0%11.04%10.5%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkArbitrum12.25MUSDC0%8.46%9.97%
Blend-pools-v2Stellar9.97MUSDC0%10.19%9.31%
AbyssSui1.89MUSDC0%8.98%9.09%
WasabiSolana1.33MUSDC0%5.99%8.6%
Woofi-earnArbitrum1.25MUSDC0%7.11%7.38%
Zerobase-cedefiBSC1.26MUSDC2%9%7%
Gains-networkBase1.90MUSDC0%5.8%6.65%
LoopscaleSolana1.46MUSDC1.28%7.12%6.56%
AutofinanceEthereum21.86MUSDC0.36%6.84%5.91%
DeltaprimeAvalanche1.10MUSDC0%5.96%5.62%
DeltaprimeAvalanche1.10MUSDC0%5.96%5.62%
Fusion-by-iporBase1.72MUSDC0%5.38%5.56%
LiqwidCardano2.19MUSDC1.58%6.86%5.49%
Extra-finance-leverage-farmingBase4.37MUSDC0%4.88%5.24%
Navi-lendingSui7.31MUSDC0.54%4.89%4.96%
Yo-protocolBase31.28MUSDC12%20.36%4.86%
Harvest-financeBase3.65MUSDC0%5.89%4.85%
AutofinanceArbitrum1.35MUSDC1.77%6.24%4.82%
WasabiBase6.50MUSDC0%5.33%4.78%
AutofinanceEthereum5.02MUSDC0%4.24%4.64%
Benqi-lendingAvalanche4.57MUSDC0%3.15%4.42%
Echelon-marketAptos7.83MUSDC0%4.6%4.36%
Euler-v2Ethereum40.38MUSDC0%4.66%4.34%
ExactlyOptimism1.70MUSDC0%4.25%4.27%
Euler-v2Avalanche4.27MUSDC0%6.07%4.24%
AutofinanceBase16.06MUSDC1.3%6.33%4.23%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.13%4.19%
Scallop-lendSui2.22MUSDC0%4.92%4.19%
ExactlyOptimism1.70MUSDC0%4.13%4.17%
SparklendEthereum2.07MUSDC0%3.13%4.14%
ExactlyOptimism1.70MUSDC0%4.05%4.1%
DolomiteEthereum14.87MUSDC0%4.68%4.09%
LoopscaleSolana7.54MUSDC0%3.67%4.02%
ExactlyOptimism1.70MUSDC0%3.95%4%
ExactlyOptimism1.70MUSDC0%3.8%3.97%
Hyperlend-pooledHyperliquid L126.18MUSDC0%5.03%3.94%
NeverlandMonad8.58MUSDC7.94%12.16%3.93%
ExactlyOptimism1.70MUSDC0%4.05%3.9%
DolomiteArbitrum2.13MUSDC0%3.11%3.87%
SymbiosisEthereum1.31MUSDC0%4.88%3.79%
Spark-savingsEthereum400.18MUSDC0%4%3.75%
Spark-savingsAvalanche189.44MUSDC0%4%3.75%
ExactlyOptimism1.70MUSDC0%2.42%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum525.1M6.61%
Avalanche7204.6M8.51%
Base8148.4M5.83%
BSC224.5M7.38%
Ethereum152B5.83%
Hyperliquid000%
Mantle000%
Optimism813.6M4.03%
Polygon000%
Solana310.3M6.39%
TON14.2M6.83%
zkSync Era000%