Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2026 19:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%122.96%153.74%
Ember-protocolSui1.81MUSDC0%10.21%13.35%
Canto-lendingCanto1.35MUSDC0%13.02%13.34%
Ember-protocolEthereum2.78MUSDC0%10.17%13.03%
Ember-protocolEthereum46.01MUSDC0%21.71%12.52%
Harvest-financeBase1.97MUSDC0%8.28%12.26%
Harmonix-financeHyperliquid L18.82MUSDC0%11.74%12.24%
AutofinanceEthereum2.03MUSDC0%8.97%11.85%
AvantisBase45.77MUSDC0%10.1%11.32%
Ember-protocolSui7.88MUSDC0%12.13%10.99%
Ember-protocolSui1.17MUSDC0%8.35%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.04%10.6%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
YieldseekerBase1.25MUSDC0%9.02%9.2%
Blend-pools-v2Stellar10.63MUSDC0%9.04%8.61%
Ember-protocolSui1.14MUSDC0%6.46%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Ember-protocolSui2.65MUSDC0%8.48%7.56%
AbyssSui1.94MUSDC0%9.74%7.19%
LoopscaleSolana1.98MUSDC1.05%8.27%7.1%
Gains-networkArbitrum5.12MUSDC0%6.54%7.06%
Ember-protocolEthereum4.50MUSDC0%7.53%7.01%
Fusion-by-iporEthereum1.30MUSDC0%4.64%6.9%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Fluid-lendingArbitrum40.26MUSDC0%6.3%6.73%
Extra-finance-leverage-farmingBase3.54MUSDC0%5.99%6.57%
Spectra-metavaultsBase6.60MUSDC1.41%4.6%6.54%
Project-0Solana1.64MUSDC0%7.79%5.96%
SymbiosisEthereum1.07MUSDC0%6.89%5.69%
SymbiosisEthereum1.07MUSDC0%6.89%5.69%
Kamino-lendSolana6.98MUSDC0%5.22%5.64%
LoopscaleSolana1.22MUSDC0%5.48%5.56%
Benqi-lendingAvalanche2.53MUSDC0%9.13%5.46%
Ember-protocolSui1.17MUSDC0%7.63%5.23%
Hyperlend-pooledHyperliquid L112.82MUSDC0%5.19%5.2%
AutofinanceBase6.97MUSDC3.32%8.8%5.11%
Scallop-lendSui1.32MUSDC0%5.37%5.05%
Fluid-lendingBase13.87MUSDC0%6.43%4.99%
Yearn-financeEthereum10.51MUSDC0%5%4.62%
TermmaxBase1.26MUSDC0%2.29%4.6%
Aave-v3Avalanche6.69MUSDC0%6.44%4.51%
AmpleBase4.34MUSDC0%4.58%4.49%
DolomiteArbitrum1.54MUSDC0%5.55%4.45%
Yearn-financeEthereum3.62MUSDC0%6.45%4.43%
Compound-v3Ethereum31.96MUSDC0.13%2.99%4.39%
Navi-lendingSui5.53MUSDC0.64%4.64%4.35%
Yo-protocolEthereum3.35MUSDC7.8%13.84%4.29%
Yo-protocolBase16.10MUSDC7.8%13.82%4.29%
Folks-finance-lendingAlgorand1.48MUSDC0%4.39%4.28%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.56MUSDC0%4%4.13%
SparklendEthereum4MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.56MUSDC0%3.91%4.04%
ExactlyOP Mainnet1.56MUSDC0%4.03%4%
ExactlyOP Mainnet1.56MUSDC0%3.83%3.96%
ExactlyOP Mainnet1.56MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.56MUSDC0%3.81%3.94%
Moonwell-lendingBase1.89MUSDC1.23%5.15%3.94%
ExactlyOP Mainnet1.56MUSDC0%3.41%3.93%
ExactlyOP Mainnet1.56MUSDC0%3.78%3.93%
Lazy-summer-protocolBase1.38MUSDC0.76%4.11%3.87%
Harvest-financeEthereum1.09MUSDC0%4.98%3.86%
Ember-protocolSui1.42MUSDC10.59%13.71%3.8%
NeverlandMonad15.53MUSDC4.78%8.44%3.75%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Yearn-financeEthereum2.66MUSDC0%3.23%3.67%
Spark-savingsAvalanche28.41MUSDC0%3.67%3.65%
Spark-savingsEthereum0.96BUSDC0%3.67%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum454.8M6.31%
Avalanche440.1M4.62%
Base13106.8M17.76%
BSC342.8M8.01%
Ethereum212.1B6.47%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana411.8M6.06%
TON13.6M6.17%
zkSync Era000%