Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/04/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4419.18%212.73%
Bracket-vaultsEthereum2.71MUSDC0%12.35%11.86%
GoldfinchEthereum37.25MUSDC0%10.02%10.06%
AvantisBase64.74MUSDC0%9.32%9.69%
Blend-pools-v2Stellar9.71MUSDC0%9.3%9.23%
Spectra-metavaultsBase5.08MUSDC2.98%101.41%8.85%
WasabiSolana1.21MUSDC0%4.91%8.82%
AbyssSui1.91MUSDC0%8.56%7.99%
Gains-networkArbitrum8.93MUSDC0%6.56%7.36%
DolomiteEthereum8.27MUSDC0%5.79%7.35%
AccountableMonad2.07MUSDC3.25%9.59%6.79%
Zerobase-cedefiBSC1.34MUSDC2%8.92%6.76%
Project-0Solana1.37MUSDC0%3.37%6.31%
Harvest-financeBase2.02MUSDC0%5.98%5.57%
AutofinanceEthereum9.24MUSDC0.6%5.3%5.29%
Extra-finance-leverage-farmingBase3.98MUSDC0%5.09%5.15%
Yo-protocolEthereum11.03MUSDC12%13.81%5.14%
Yo-protocolBase27.88MUSDC12%14.17%5.14%
DeltaprimeAvalanche1.17MUSDC0%5.49%5.03%
LoopscaleSolana1.76MUSDC0%4.84%5%
WasabiBase3.36MUSDC0%3.98%4.89%
Scallop-lendSui1.64MUSDC0%4.56%4.83%
Woofi-earnArbitrum1.14MUSDC0%4.79%4.74%
AutofinanceEthereum8.75MUSDC0%3.86%4.69%
AutofinanceBase8.57MUSDC2.58%6.03%4.56%
Hyperlend-pooledHyperliquid L114.96MUSDC0%3.91%4.26%
DolomiteArbitrum1.79MUSDC0%3.2%4.23%
ExactlyOptimism1.60MUSDC0%4.24%4.21%
SparklendEthereum1.96MUSDC0%4.12%4.1%
Navi-lendingSui10.46MUSDC0.53%4.49%4.08%
Benqi-lendingAvalanche5.54MUSDC0%3.9%4.07%
Yearn-financeEthereum3.74MUSDC0%4.38%3.98%
ExactlyOptimism1.60MUSDC0%3.64%3.98%
Euler-v2Avalanche2.02MUSDC0%6.88%3.94%
LiqwidCardano1.11MUSDC0%3.64%3.85%
LiqwidCardano1.11MUSDC0%3.64%3.85%
ExactlyOptimism1.60MUSDC0%4.02%3.83%
NeverlandMonad16.18MUSDC4.27%8.56%3.77%
Fluid-lendingArbitrum30.58MUSDC1.03%5.79%3.77%
Flux-financeEthereum2.45MUSDC0%3.91%3.76%
Spark-savingsEthereum392.05MUSDC0%3.75%3.75%
Spark-savingsAvalanche69.81MUSDC0%3.75%3.75%
ExactlyOptimism1.60MUSDC0%4.12%3.75%
Yearn-financeEthereum1.12MUSDC0%4.97%3.73%
Folks-finance-lendingAlgorand1.96MUSDC0%3.41%3.73%
ExactlyOptimism1.60MUSDC0%4.1%3.64%
ExactlyOptimism1.60MUSDC0%3.19%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.4M5.42%
Avalanche580.8M4.14%
Base7115.6M6.26%
BSC337.9M8.17%
Ethereum162.5B18.46%
Hyperliquid000%
Mantle000%
Optimism69.6M3.84%
Polygon22.9M3.81%
Solana34.3M6.71%
TON000%
zkSync Era000%