Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/03/2026 11:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.09MUSDC0%12.95%12.28%
Spectra-metavaultsBase2.90MUSDC0.82%6.37%10.47%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.50MUSDC0%9.21%9.99%
AvantisBase77.16MUSDC0%10.02%9.49%
AbyssSui1.91MUSDC0%8.81%9.19%
Zerobase-cedefiBSC1.38MUSDC2%9%7%
LoopscaleSolana2.06MUSDC1.22%7.7%6.79%
Fluid-lendingArbitrum30.09MUSDC1.1%5.19%6.53%
AccountableMonad2.07MUSDC2.61%9.63%6.31%
Yearn-financeEthereum1.66MUSDC0%5.04%6.15%
Gains-networkArbitrum11.07MUSDC0%7.93%5.97%
Harvest-financeBase2.01MUSDC0%5.25%5.73%
DeltaprimeAvalanche1.10MUSDC0%5.59%5.65%
DeltaprimeAvalanche1.10MUSDC0%5.59%5.65%
AutofinanceEthereum10.68MUSDC0.47%5.82%5.22%
WasabiBase3.57MUSDC0%4.33%5.18%
Fluid-lendingBase8.59MUSDC2.65%5.21%5.17%
LoopscaleSolana2.12MUSDC0%4.14%5.1%
Yearn-financeEthereum3.87MUSDC0%4.74%5.07%
Gains-networkBase2.42MUSDC0%6.34%4.87%
Yo-protocolEthereum12.07MUSDC12%17.33%4.83%
Yo-protocolBase28.73MUSDC12%18.56%4.83%
Fluid-lendingEthereum192.25MUSDC1.08%3.97%4.76%
Fluid-lendingEthereum4.56MUSDC0%2.8%4.76%
Woofi-earnArbitrum1.15MUSDC0%5.95%4.74%
Scallop-lendSui1.77MUSDC0%4.35%4.72%
Extra-finance-leverage-farmingBase4.44MUSDC0%5.34%4.54%
Euler-v2Arbitrum2.23MUSDC0%3.12%4.5%
DolomiteEthereum11.54MUSDC0%4.66%4.42%
Echelon-marketAptos5.74MUSDC0.49%3.94%4.38%
Hyperlend-pooledHyperliquid L122.41MUSDC0%4.03%4.31%
ExactlyOptimism1.70MUSDC0%4.19%4.26%
AutofinanceBase8.34MUSDC2.14%5.8%4.2%
ExactlyOptimism1.70MUSDC0%4.17%4.2%
ExactlyOptimism1.70MUSDC0%4.1%4.14%
SparklendEthereum1.86MUSDC0%3.6%4.14%
Euler-v2Avalanche3.03MUSDC0%6.37%4.14%
ExactlyOptimism1.70MUSDC0%4%4.03%
Yearn-financeEthereum2.81MUSDC0%5.1%3.97%
ExactlyOptimism1.70MUSDC0%3.91%3.92%
ExactlyOptimism1.70MUSDC0%2.5%3.88%
ExactlyOptimism1.70MUSDC0%3.88%3.86%
Fusion-by-iporBase1.84MUSDC0%5.4%3.85%
Euler-v2Ethereum37.57MUSDC0%4.08%3.77%
SymbiosisEthereum1.32MUSDC0%4.21%3.75%
Flux-financeEthereum2.48MUSDC0%4.12%3.75%
Spark-savingsAvalanche107.47MUSDC0%3.83%3.75%
Spark-savingsEthereum411.17MUSDC0%3.83%3.75%
ExactlyOptimism1.70MUSDC0%2.46%3.73%
ExactlyOptimism1.70MUSDC0%3.72%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.5M5.75%
Avalanche5114M4.8%
Base10140M5.83%
BSC339.8M8.92%
Ethereum202.6B5.28%
Hyperliquid000%
Mantle000%
Optimism915.3M3.97%
Polygon000%
Solana24.2M5.95%
TON14.1M12.11%
zkSync Era000%