Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/04/2026 02:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.84%12.9%
Bracket-vaultsEthereum2.71MUSDC0%11.79%11.21%
AutofinanceArbitrum3.29MUSDC1.4%9.87%10.55%
YieldseekerBase1.28MUSDC0%9.7%10.12%
AbyssSui1.85MUSDC0%8.76%10.07%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar8.94MUSDC0%9.33%9.79%
AutofinanceEthereum4.38MUSDC0%6.27%9.44%
AvantisBase49.99MUSDC0%9.89%9.09%
Aave-v3Avalanche3.31MUSDC0%3.73%8.15%
Aave-v3Arbitrum7.23MUSDC0%2.93%7.95%
LoopscaleSolana1.54MUSDC1.06%8.52%7.58%
SymbiosisEthereum1.21MUSDC0%6.95%7.19%
Zerobase-cedefiBSC1.48MUSDC2%8.79%6.76%
Harvest-financeBase1.97MUSDC0%6.5%6.5%
Gains-networkArbitrum8.44MUSDC0%6.7%6.35%
AccountableMonad1.34MUSDC5.28%9.64%6.31%
Extra-finance-leverage-farmingBase3.77MUSDC0%5.35%6.12%
Scallop-lendSui1.04MUSDC0%5.11%6%
Scallop-lendSui1.04MUSDC0%5.11%6%
Aave-v3Ethereum104.61MUSDC0%4.09%5.91%
Benqi-lendingAvalanche2.33MUSDC0%6.33%5.77%
Jupiter-lendSolana364.58MUSDC1.3%3.95%5.71%
AutofinanceEthereum9.09MUSDC0.59%6.03%5.62%
DeltaprimeAvalanche1.12MUSDC0%5.23%5.54%
LoopscaleSolana1.50MUSDC0%5.28%5.43%
Hyperlend-pooledHyperliquid L19.81MUSDC0%4.23%5.31%
AutofinanceBase5.68MUSDC3.7%7.47%5.22%
Harvest-financeEthereum1.08MUSDC0%2.5%5.18%
Kamino-lendSolana7.95MUSDC0%3.29%5.09%
Fluid-lendingBase10.73MUSDC2.07%6.38%5.08%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.73%
Yearn-financeEthereum7.44MUSDC0%4.14%4.72%
Fluid-lendingArbitrum31.77MUSDC1.02%6.09%4.63%
Wasabi-perpsBase2.21MUSDC0%4.62%4.47%
Fluid-lendingEthereum5.03MUSDC0%3.47%4.37%
Folks-finance-lendingAlgorand1.39MUSDC0%3.69%4.37%
Fluid-lendingEthereum174.25MUSDC1.16%4.51%4.37%
DolomiteEthereum12.24MUSDC6.04%6.08%4.33%
Euler-v2Ethereum30.05MUSDC0%3.84%4.31%
SparklendEthereum3.01MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.72MUSDC0%3.26%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.67%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.49%3.92%
ExactlyOP Mainnet1.72MUSDC0%2.91%3.85%
Moonwell-lendingBase2.08MUSDC0%4.27%3.77%
Navi-lendingSui4.44MUSDC0.67%4.32%3.75%
Yearn-financeEthereum1.17MUSDC0%3.24%3.74%
ExactlyOP Mainnet1.72MUSDC0%3.86%3.74%
Euler-v2Ethereum18.65MUSDC0%3.88%3.74%
ExactlyOP Mainnet1.72MUSDC0%3.65%3.73%
NeverlandMonad17.10MUSDC4.42%8.31%3.72%
Flux-financeEthereum2.68MUSDC0%3.77%3.68%
Aave-v3Ethereum2.51MUSDC0%2.65%3.68%
ExactlyOP Mainnet1.72MUSDC0%4.04%3.68%
ExactlyOP Mainnet1.72MUSDC0%3.87%3.66%
TermmaxEthereum2.01MUSDC0%2.96%3.65%
Spark-savingsAvalanche35.87MUSDC0%3.74%3.65%
Spark-savingsEthereum515.35MUSDC0%3.74%3.65%
TermmaxEthereum2.43MUSDC0%2.89%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum659.8M6.87%
Avalanche442.6M5.78%
Base877.7M6.3%
BSC339.3M8.17%
Ethereum272B5.52%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.99%
Solana4375.6M5.95%
TON14M7%
zkSync Era000%