Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on Jun 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/07/2025 19:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeArbitrum4.34MUSDC0%53.01%30.47%
Peapods-financeEthereum7.18MUSDC0%58.8%28.31%
WasabiBase1.15MUSDC0%13.82%21.1%
Peapods-financeEthereum2.57MUSDC0%43.75%19.12%
LiqwidCardano1.95MUSDC1.8%23.86%18.12%
FranciumSolana2.44MUSDC0%13.15%13.15%
Harvest-financeBase2.61MUSDC0%12.49%11.56%
Harmonix-financeArbitrum1.22MUSDC0%18.3%11.45%
Stream-financeEthereum60.99MUSDC0%10.82%11.45%
DeltaprimeArbitrum1.28MUSDC0%12.5%11.07%
DeltaprimeAvalanche2.89MUSDC0%11.03%9.94%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Gains-networkArbitrum9.46MUSDC0%8.76%9.49%
Harmonix-financeArbitrum1.22MUSDC0%6.68%8.99%
Harvest-financeBase3.55MUSDC0%8.66%8.62%
Echelon-marketAptos6.37MUSDC3.09%9.84%8.55%
Euler-v2Ethereum16.42MUSDC0.43%8.15%8.5%
Ipor-fusionBase3.55MUSDC0%6.4%8.25%
Scallop-lendSui2.35MUSDC0%6.67%8.22%
Harvest-financeBase5.19MUSDC0%8.41%8.08%
TokemakBase17.86MUSDC2.6%12.28%8.01%
Harvest-financeEthereum1.13MUSDC0%6.49%7.33%
Navi-lendingSui27.28MUSDC0%6.83%7.29%
TokemakEthereum19.45MUSDC1.85%9.77%7.19%
DolomiteArbitrum2.63MUSDC0%7.64%7.04%
Morpho-blueEthereum1.40MUSDC0%8.02%6.89%
Euler-v2Avalanche6.61MUSDC1.45%9%6.5%
Ipor-fusionEthereum1.14MUSDC0%5.07%6.42%
SaveSolana1.77MUSDC0%6.62%6.1%
Polynomial-liquidityPolynomial1.84MUSDC0%6.44%6.04%
Compound-v3Ethereum43.59MUSDC0.23%4.08%6.03%
Gains-networkBase1.83MUSDC0%8.86%5.9%
Euler-v2Sonic2.98MUSDC2.08%7.22%5.84%
Compound-v2Ethereum5.73MUSDC0%4.45%5.79%
SandclockEthereum1.10MUSDC15%19.76%5.54%
Folks-finance-lendingAlgorand1.35MUSDC0%5.43%5.54%
Benqi-lendingAvalanche13.63MUSDC0%5.35%5.52%
Euler-v2Unichain5.20MUSDC0%4.44%5.51%
VesperEthereum1.79MUSDC0%7.28%5.44%
Echelon-marketMove3.44MUSDC4.82%12.35%5.41%
ExactlyOptimism1.51MUSDC0%5.13%5.35%
WasabiEthereum1.68MUSDC0%9.64%5.32%
Kamino-lendSolana32.91MUSDC0%4.9%5.28%
Yield-yak-aggregatorAvalanche1.38MUSDC0%5.11%5.28%
ExactlyOptimism1.51MUSDC0%5.26%5.21%
Euler-v2Ethereum1.89MUSDC7.42%13.93%5.15%
Silo-v2Sonic1.42MUSDC0%4.38%5.06%
ExactlyOptimism1.51MUSDC0%4.95%4.94%
Compound-v3Arbitrum3.33MUSDC0.88%4.34%4.92%
Echelon-marketEchelon_initia1.65MUSDC4.04%8.66%4.8%
Harmonix-financeArbitrum1.22MUSDC0%7.29%4.78%
ExactlyOptimism1.51MUSDC0%4.55%4.73%
SuperlendEtherlink2.04MUSDC9.02%15%4.72%
ExactlyOptimism1.51MUSDC0%4.45%4.64%
ExactlyOptimism1.51MUSDC0%4.33%4.62%
ExactlyOptimism1.51MUSDC0%4.48%4.52%
Yearn-financeEthereum15.27MUSDC0.69%7.21%4.46%
Mars-lendOsmosis2.57MUSDC0%5.16%4.46%
Flux-financeEthereum1.15MUSDC0%4.41%4.39%
Fluid-lendingEthereum223.36MUSDC2.4%6.23%4.3%
Euler-v2Ethereum7.52MUSDC0.81%6.97%4.26%
ExactlyOptimism1.51MUSDC0%4.17%4.21%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum824.7M11.03%
Avalanche647.4M6.35%
Base735.7M10.22%
BSC29.3M5.79%
Ethereum23482.2M7.64%
Mantle000%
Optimism812.1M4.78%
Polygon000%
Solana439.5M7.28%
TON110.4M6.95%
zkSync Era000%