Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/04/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AutofinanceEthereum4.38MUSDC0%5.94%14.16%
Canto-lendingCanto1.35MUSDC0%12.83%12.9%
Aave-v3Arbitrum1.35MUSDC0%2.66%11.67%
Benqi-lendingAvalanche1.71MUSDC0%6.17%11.35%
Bracket-vaultsEthereum2.70MUSDC0%11.82%11.22%
AutofinanceArbitrum2.87MUSDC1.9%9.6%10.4%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
AvantisBase50.07MUSDC0%9.88%9.98%
Blend-pools-v2Stellar8.93MUSDC0%9.33%9.79%
YieldseekerBase1.30MUSDC0%9.54%9.67%
Fusion-by-iporEthereum1MUSDC0%2.38%8.25%
Fusion-by-iporEthereum1MUSDC0%2.38%8.25%
AccountableMonad1.57MUSDC3.14%12.34%8%
LoopscaleSolana1.16MUSDC1.08%8.5%7.71%
AbyssSui1.87MUSDC0%8.79%7.54%
SymbiosisEthereum1.18MUSDC0%6.83%7.19%
Aave-v3Ethereum85.85MUSDC0%3.96%7.03%
Zerobase-cedefiBSC1.44MUSDC2%8.8%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.43%6.73%
Gains-networkArbitrum8.44MUSDC0%6.67%6.69%
Yearn-financeEthereum7.41MUSDC0%4.11%6.4%
Harvest-financeBase2.01MUSDC0%6.47%6.32%
AccountableMonad1.34MUSDC5.21%9.55%6.31%
Extra-finance-leverage-farmingBase3.85MUSDC0%5.29%5.97%
Jupiter-lendSolana364.16MUSDC1.3%3.91%5.77%
AutofinanceEthereum9.06MUSDC0.59%6.01%5.77%
Harvest-financeEthereum1.08MUSDC0%2.32%5.53%
DeltaprimeAvalanche1.12MUSDC0%5.24%5.52%
LoopscaleSolana1.74MUSDC0%5.27%5.34%
TydroInk1.58MUSDC0%2.4%5.29%
AutofinanceBase5.68MUSDC3.71%7.38%5.22%
Kamino-lendSolana7.96MUSDC0%3.16%5.09%
Hyperlend-pooledHyperliquid L112.22MUSDC0%4.2%4.92%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Wasabi-perpsBase2.24MUSDC0%4.63%4.59%
Fluid-lendingArbitrum31.93MUSDC1.04%6.16%4.56%
Fluid-lendingEthereum173.29MUSDC1.2%4.51%4.45%
Fluid-lendingEthereum5.02MUSDC0%3.48%4.45%
Lazy-summer-protocolBase1.70MUSDC0.84%3.79%4.44%
Folks-finance-lendingAlgorand1.35MUSDC0%3.66%4.43%
Euler-v2Ethereum29.67MUSDC0%3.83%4.33%
DolomiteEthereum12.66MUSDC6.08%5.88%4.3%
Fluid-lendingBase11.02MUSDC2.07%6.39%4.1%
Yo-protocolBase19.91MUSDC12%13.92%4.08%
Yo-protocolEthereum3.77MUSDC12%13.9%4.08%
SparklendEthereum3.19MUSDC0%4.1%4.04%
ExactlyOP Mainnet1.71MUSDC0%3.22%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.67%3.99%
Euler-v2Ethereum16.37MUSDC0%3.87%3.96%
ExactlyOP Mainnet1.71MUSDC0%3.49%3.91%
ExactlyOP Mainnet1.71MUSDC0%2.78%3.84%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
Navi-lendingSui4.44MUSDC0.67%4.31%3.75%
ExactlyOP Mainnet1.71MUSDC0%3.87%3.74%
ExactlyOP Mainnet1.71MUSDC0%3.65%3.72%
NeverlandMonad16.82MUSDC4.51%8.33%3.72%
ExactlyOP Mainnet1.71MUSDC0%4.06%3.67%
ExactlyOP Mainnet1.71MUSDC0%3.89%3.66%
Aave-v3Ethereum2.55MUSDC0%2.61%3.65%
Spark-savingsAvalanche34.95MUSDC0%3.74%3.65%
Spark-savingsEthereum489.13MUSDC0%3.74%3.65%
Yearn-financeEthereum1.17MUSDC0%3.21%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum653.7M7.51%
Avalanche337.8M6.84%
Base10105.1M6.11%
BSC445.3M7.06%
Ethereum282B6.12%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.88%
Solana4375M5.98%
TON14M7%
zkSync Era000%