Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.75% on Nov 21 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/11/2025 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.68MUSDC0%45.18%39.75%
VesperEthereum2.52MUSDC0%12.23%20.82%
Bracket-vaultsEthereum8.27MUSDC0%19.05%18.64%
AvantisBase108.30MUSDC0%19.42%16.7%
Stream-financeEthereum381.95MUSDC0%15.23%15.52%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar3.63MUSDC0%14.17%12.73%
Harvest-financeBase3.22MUSDC0%12.37%11.72%
WasabiBase9.31MUSDC0%13.35%11.56%
Ipor-fusionEthereum1.21MUSDC0%13.83%10.33%
Ipor-fusionBase1.55MUSDC0%17.4%9.95%
LoopscaleSolana4.27MUSDC0%10.41%9.87%
DeltaprimeArbitrum1.28MUSDC0%13.85%9.85%
VesuStarknet1.49MUSDC2.37%9.44%9.81%
Harmonix-financeArbitrum4.51MUSDC0%10.96%9.58%
Gains-networkArbitrum13.38MUSDC0%13.94%9.21%
Yo-protocolBase27.79MUSDC0%10.81%8.99%
Euler-v2Avalanche1.81MUSDC0%7.03%8.87%
GoldfinchEthereum43.28MUSDC0%9.37%8.73%
Gains-networkBase1.54MUSDC0%9.41%8.72%
Ipor-fusionEthereum5.30MUSDC0%7.62%8.72%
Extra-finance-leverage-farmingBase5.72MUSDC0.13%9.32%8.1%
TermmaxEthereum3.10MUSDC0%7.07%7.78%
AutofinanceBase23.28MUSDC3.24%10.65%7.34%
AutofinanceArbitrum6.28MUSDC3.12%10.78%7.15%
Harvest-financeBase1.89MUSDC0%7.49%7.15%
SaveSolana4.02MUSDC0%7.48%7.07%
Euler-v2Ethereum17.20MUSDC0%6.96%7.05%
Ipor-fusionBase1.89MUSDC0%7.23%6.93%
TermmaxEthereum2.74MUSDC0%5.79%6.69%
AutofinanceEthereum10.90MUSDC0.96%8.53%6.53%
DeltaprimeAvalanche2.41MUSDC0%12.56%6.45%
Euler-v2Arbitrum2.53MUSDC0%6.68%6.4%
Yearn-financeEthereum19.21MUSDC0%6.7%6.34%
Scallop-lendSui1.51MUSDC0%8.17%6.19%
Yearn-financeBase1.70MUSDC0%5.84%5.92%
LiqwidCardano4.22MUSDC1.57%16.31%5.89%
Yearn-financeEthereum35.49MUSDC0%6.02%5.41%
Yearn-financeEthereum1.10MUSDC0%7.84%5.41%
Yearn-financeEthereum1.10MUSDC0%7.84%5.41%
Echelon-marketAptos17.02MUSDC0%7.8%5.4%
Hyperlend-pooledHyperliquid4.79MUSDC0%6.92%5.28%
Moonwell-lendingBase5.40MUSDC1.49%9.47%5.24%
Kamino-lendSolana24.51MUSDC0%3.66%5.1%
Euler-v2Ethereum30.03MUSDC0%5.65%5%
Navi-lendingSui19.71MUSDC0%11.98%5%
Folks-finance-lendingAlgorand1.52MUSDC0%5.35%4.88%
ExactlyOptimism1.31MUSDC0%4.88%4.84%
Takara-lendSei1.52MUSDC6.89%28.05%4.82%
ExactlyOptimism1.31MUSDC0%4.9%4.82%
Euler-v2Arbitrum3.91MUSDC0%8.15%4.72%
ExactlyOptimism1.31MUSDC0%4.85%4.7%
ExactlyOptimism1.31MUSDC0%4.62%4.55%
ExactlyOptimism1.31MUSDC0%4.81%4.55%
Yearn-financeEthereum16.32MUSDC0%6.54%4.43%
Benqi-lendingAvalanche8.18MUSDC0%6.39%4.3%
ExactlyOptimism1.31MUSDC0%4.14%4.15%
ExactlyOptimism1.31MUSDC0%4.13%4.13%
Aave-v3Ethereum843.50MUSDC0%4.22%3.99%
Hatom-lendingMultiversX1.31MUSDC0.93%5.16%3.96%
SparklendEthereum9.06MUSDC0%3.62%3.95%
DolomiteArbitrum4.87MUSDC0%6.32%3.9%
Silo-v2Sonic1.72MUSDC0%3.19%3.86%
ExactlyOptimism1.31MUSDC0%3.7%3.83%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum736.8M7.26%
Avalanche413.6M7.13%
Base12191.6M9.03%
BSC000%
Ethereum272.4B8.78%
Mantle000%
Optimism810.4M4.45%
Polygon000%
Solana536.4M8.23%
TON15.9M11.2%
zkSync Era000%