Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/05/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%100.76%154.07%
Ember-protocolSui7.91MUSDC0%7.9%15.59%
AbyssSui1.94MUSDC0%9.37%13.91%
Canto-lendingCanto1.35MUSDC0%12.98%13.11%
Ember-protocolEthereum50.51MUSDC13%19.6%12.52%
Harvest-financeBase1.97MUSDC0%7.46%10.78%
Bracket-vaultsEthereum2.71MUSDC0%11.2%10.72%
AvantisBase46.01MUSDC0%10.11%10.46%
GoldfinchEthereum37.27MUSDC0%10.06%10.06%
Ember-protocolEthereum2.79MUSDC0%6.75%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.15%9.49%
Ember-protocolSui2.51MUSDC0%8.12%9.4%
YieldseekerBase1.26MUSDC0%9.07%8.79%
Blend-pools-v2Stellar10.81MUSDC0%9.09%8.64%
Benqi-lendingAvalanche2.03MUSDC0%8.44%8.52%
AccountableMonad1.82MUSDC2.74%11.66%8.5%
Kamino-lendSolana6.58MUSDC0%4.4%8.17%
Ember-protocolEthereum4.50MUSDC0%7.28%8.02%
Ember-protocolSui5.34MUSDC4%12%8%
LoopscaleSolana1.09MUSDC1.06%8.3%7.26%
Ember-protocolSui1.82MUSDC0%11.17%7.24%
SymbiosisEthereum1.21MUSDC0%7.21%7.14%
Ember-protocolSui1.14MUSDC0%7.78%6.95%
Ember-protocolSui1.17MUSDC0%11.84%6.83%
Zerobase-cedefiBSC1.95MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.06MUSDC0%5.71%6.22%
DeltaprimeAvalanche1.06MUSDC0%5.71%6.22%
Extra-finance-leverage-farmingBase3.72MUSDC0%5.84%6.22%
Gains-networkArbitrum5.12MUSDC0%6.35%6.12%
Hyperlend-pooledHyperliquid L111.28MUSDC0%5.1%5.39%
AmpleBase4.34MUSDC0%4.4%5.36%
Aave-v3Avalanche5.86MUSDC0%6.06%5.3%
Yearn-financeEthereum9.92MUSDC0%4.85%5.25%
AutofinanceBase6.21MUSDC3.57%8.69%5.04%
DolomiteArbitrum1.25MUSDC0%5.85%4.89%
Yearn-financeEthereum2.64MUSDC0%6.24%4.84%
Scallop-lendSui1.48MUSDC0%5.29%4.73%
Ember-protocolSui1.32MUSDC8.63%13.56%4.64%
Fluid-lendingArbitrum53.46MUSDC0.64%6.31%4.62%
Folks-finance-lendingAlgorand1.30MUSDC0%4.28%4.54%
Fluid-lendingBase16.86MUSDC1.39%6.46%4.47%
Yo-protocolEthereum3.41MUSDC7.8%14.53%4.45%
Yo-protocolBase16.20MUSDC7.8%14.5%4.45%
TermmaxBase1.25MUSDC0%2.3%4.19%
Moonwell-lendingBase1.50MUSDC1.41%4.93%4.16%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.14%
ExactlyOP Mainnet1.59MUSDC0%3.94%4.13%
ExactlyOP Mainnet1.59MUSDC0%4.02%4.06%
SparklendEthereum3.82MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.86%4.03%
Navi-lendingSui7.60MUSDC0.71%4.5%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.8%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.75%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.37%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.74%3.9%
AutofinanceEthereum8.46MUSDC0.61%6.42%3.83%
Lazy-summer-protocolBase1.40MUSDC0%4.11%3.83%
NeverlandMonad15.97MUSDC4.65%8.36%3.71%
Ember-protocolSui1.20MUSDC0%8.61%3.71%
Harvest-financeEthereum1.08MUSDC0%5.09%3.7%
Jupiter-lendSolana456.63MUSDC0%4.3%3.7%
Flux-financeEthereum2.69MUSDC0%3.72%3.68%
DolomiteEthereum22.32MUSDC5.98%7.24%3.65%
Spark-savingsAvalanche32.84MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%
TermmaxEthereum2.01MUSDC0%3.67%3.65%
TermmaxEthereum1.11MUSDC0%3.62%3.65%
Spectra-metavaultsBase6.67MUSDC1.39%5.27%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum467.8M5.66%
Avalanche644.8M6.06%
Base13109.1M17.34%
BSC340.7M8.01%
Ethereum222.2B6.01%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.65%
Solana3464.3M6.38%
TON13.6M6.24%
zkSync Era000%