Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Apr 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/04/2026 21:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4519.17%212.73%
Euler-v2Avalanche1.77MUSDC0%6.67%24.25%
Bracket-vaultsEthereum2.71MUSDC0%12.39%11.86%
GoldfinchEthereum37.25MUSDC0%10.02%10.06%
AvantisBase64.75MUSDC0%9.34%9.56%
Blend-pools-v2Stellar9.63MUSDC0%9.3%9.26%
AbyssSui1.80MUSDC0%8.49%9.24%
Euler-v2Arbitrum1.10MUSDC0%3.19%9.04%
WasabiSolana1.19MUSDC0%4.93%8.86%
Spectra-metavaultsBase5.08MUSDC3.08%104.45%8.85%
DolomiteEthereum7.56MUSDC0%5.7%8.61%
Harvest-financeBase2.02MUSDC0%5.93%7.89%
Gains-networkArbitrum8.93MUSDC0%6.64%7.36%
AccountableMonad2.11MUSDC3%9.59%6.79%
Zerobase-cedefiBSC1.34MUSDC2%8.93%6.76%
WasabiBase3.24MUSDC0%3.93%6.18%
Project-0Solana1.66MUSDC0%3.23%5.98%
LoopscaleSolana1.03MUSDC0%4.8%5.24%
LoopscaleSolana1.03MUSDC0%4.8%5.24%
Extra-finance-leverage-farmingBase3.98MUSDC0%5.1%5.13%
AutofinanceEthereum9.22MUSDC0.63%5.3%5.11%
Yo-protocolBase27.89MUSDC12%14.4%5.11%
Yo-protocolEthereum11.03MUSDC12%13.97%5.11%
DeltaprimeAvalanche1.17MUSDC0%5.51%5.03%
Scallop-lendSui1.62MUSDC0%4.54%4.9%
AutofinanceEthereum8.75MUSDC0%3.86%4.78%
Woofi-earnArbitrum1.14MUSDC0%4.87%4.74%
AutofinanceBase8.58MUSDC2.23%5.99%4.6%
Hyperlend-pooledHyperliquid L113.93MUSDC0%3.89%4.44%
ExactlyOptimism1.71MUSDC0%4.24%4.23%
Yearn-financeEthereum3.74MUSDC0%4.39%4.15%
Yearn-financeEthereum1.21MUSDC0%4.96%4.04%
ExactlyOptimism1.71MUSDC0%3.64%3.98%
Navi-lendingSui11.38MUSDC0.51%4.52%3.92%
SparklendEthereum2.43MUSDC0%4.12%3.9%
ExactlyOptimism1.71MUSDC0%4.03%3.87%
Benqi-lendingAvalanche6.24MUSDC0%3.92%3.81%
Euler-v2Ethereum28.15MUSDC0%3.42%3.81%
NeverlandMonad16.11MUSDC4.25%8.58%3.8%
ExactlyOptimism1.71MUSDC0%4.13%3.8%
Flux-financeEthereum2.45MUSDC0%3.92%3.76%
Spark-savingsAvalanche69.36MUSDC0%3.75%3.75%
Spark-savingsEthereum387.78MUSDC0%3.75%3.75%
ExactlyOptimism1.71MUSDC0%4.11%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum419.1M7.03%
Avalanche580.9M8.14%
Base7115.5M6.76%
BSC337.6M8.17%
Ethereum162.4B18.56%
Hyperliquid000%
Mantle000%
Optimism58.6M3.91%
Polygon23M3.76%
Solana44.9M6.33%
TON000%
zkSync Era000%