Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/06/2026 02:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%12.12%33.28%
AccountableEthereum1.03MUSDC0%14.32%14.25%
Canto-lendingCanto1.35MUSDC0%13.54%13.61%
Ember-protocolEthereum36.79MUSDC0%12.54%12.52%
AccountableEthereum2.05MUSDC0%2.12%11.73%
AccountableMonad46.89MUSDC0.35%9.8%11.6%
Ember-protocolSui1.16MUSDC0%9.07%11.32%
Ember-protocolEthereum4.82MUSDC0%7.75%11.03%
Ember-protocolSui3.37MUSDC0%8.15%11.02%
Harmonix-financeHyperliquid L118.25MUSDC0%10.11%10.28%
AvantisBase32.77MUSDC0%10.03%10.23%
Bracket-vaultsEthereum2.73MUSDC0%10.33%10.16%
GoldfinchEthereum36.73MUSDC0%10.09%10.12%
AccountableMonad5.17MUSDC0.49%10.05%10%
AutofinanceEthereum1.33MUSDC0%9.86%9.39%
Ember-protocolSui1.21MUSDC6.01%11.55%9.06%
Ember-protocolSui1.10MUSDC0%7.89%8.48%
LazyEthereum1.02MUSDC0%7.38%8.2%
LazyEthereum1.02MUSDC0%7.38%8.2%
Ember-protocolSui5.90MUSDC4%12%8%
Ember-protocolSui1.08MUSDC0%8.93%8%
TermmaxEthereum1.38MUSDC0%1.29%7.64%
AccountableMonad9.31MUSDC0.5%12.29%7.6%
Centrifuge-protocolMonad10MUSDC0%3.26%7.5%
SymbiosisEthereum1.23MUSDC0%9.83%7.47%
Extra-finance-leverage-farmingBase3.29MUSDC0%6.74%7.1%
Gains-networkArbitrum6.49MUSDC0%10.43%6.91%
AccountableMonad3.40MUSDC0.5%8.11%6.79%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
YieldseekerBase1.93MUSDC0%8.95%6.69%
Kamino-lendSolana3.94MUSDC0%5.69%6.67%
Fluid-lendingArbitrum37.42MUSDC0%5.81%6.22%
Blend-pools-v2Stellar17.79MUSDC0%7.87%6.12%
Ember-protocolSui1.44MUSDC0%8.18%5.96%
Hyperlend-pooledHyperliquid L110.43MUSDC0%5.49%5.84%
Navi-lendingSui4.17MUSDC0.49%5.59%5.82%
Fluid-lendingBase8.77MUSDC0%5.42%5.79%
AutofinanceEthereum7.26MUSDC0.46%5.6%5.69%
Fluid-lendingEthereum8.44MUSDC0%4.89%5.63%
Fluid-lendingEthereum116.03MUSDC1.08%6.75%5.63%
AutofinanceBase6.71MUSDC2.28%8.01%5.62%
AccountableEthereum10.53MUSDC3.82%6.74%5.41%
Harvest-financeEthereum1.13MUSDC0%6.87%5.12%
Fusion-by-iporEthereum1.47MUSDC0%6.24%5.07%
Yearn-financeEthereum1.53MUSDC0%4.86%5.01%
Ember-protocolSui7MUSDC0%4.97%5%
Yearn-financeEthereum9.15MUSDC0%4.76%4.98%
CurvanceMonad1.29MUSDC2.7%7.86%4.78%
Yearn-financeBase1.71MUSDC0%19.22%4.7%
Folks-finance-lendingAlgorand1.17MUSDC0%4.6%4.66%
Yo-protocolEthereum2.72MUSDC0%4.21%4.61%
Yo-protocolBase11.60MUSDC0%4.21%4.61%
Moonwell-lendingBase1.49MUSDC0.41%6.72%4.53%
Euler-v2Monad1.96MUSDC0%4.1%4.44%
Kamino-lendSolana12.08MUSDC0%5.18%4.42%
AmpleBase4.29MUSDC0%4.88%4.38%
TermmaxBase1.25MUSDC0%4.14%4.22%
ExactlyOP Mainnet1.47MUSDC0%4.17%4.15%
Benqi-lendingAvalanche4.31MUSDC0%5.08%4.15%
ExactlyOP Mainnet1.47MUSDC0%4.03%4.14%
ExactlyOP Mainnet1.47MUSDC0%4.08%4.13%
Lazy-summer-protocolBase1.21MUSDC0.88%4.06%4.12%
ExactlyOP Mainnet1.47MUSDC0%4.04%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.15%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.47MUSDC0%3.99%4.04%
Yearn-financeEthereum1.18MUSDC0%3.48%3.97%
ExactlyOP Mainnet1.47MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.47MUSDC0%3.48%3.92%
DolomiteArbitrum1.51MUSDC0%3.96%3.86%
Yearn-financeEthereum2.45MUSDC0%3.71%3.82%
ExactlyOP Mainnet1.47MUSDC0%3.08%3.75%
Project-0Solana1.39MUSDC0%6.97%3.74%
Kamino-lendSolana2.11MUSDC0%4.11%3.72%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Kamino-lendSolana21.54MUSDC0%4.91%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.1M6%
Avalanche14.3M4.15%
Base1276.9M7.94%
BSC350.4M7.84%
Ethereum261.3B7.12%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M31.09%
Solana541.1M4.45%
TON13.6M6.06%
zkSync Era000%