Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/02/2026 19:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%14.26%13.55%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase90MUSDC0%11.15%9.74%
Blend-pools-v2Stellar10.69MUSDC0%10.83%9.03%
AbyssSui1.86MUSDC0%9.33%8.75%
Gains-networkArbitrum12.29MUSDC0%11.23%8.55%
Woofi-earnArbitrum1.20MUSDC0%7.1%7.06%
LoopscaleSolana1.50MUSDC1.19%7.07%6.22%
AutofinanceEthereum19.44MUSDC0.38%7.59%5.88%
Euler-v2Avalanche1.33MUSDC0%6.94%5.53%
Euler-v2Avalanche5.04MUSDC0%6.28%5.53%
DeltaprimeAvalanche1.21MUSDC0%6.26%5.47%
Scallop-lendSui1.51MUSDC0%5.29%5.38%
Extra-finance-leverage-farmingBase3.93MUSDC0%4.88%5.34%
Yo-protocolBase29.26MUSDC14%20.06%5.21%
Harvest-financeBase3.95MUSDC0%6.06%5.18%
WasabiBase6.70MUSDC0%5.97%5.04%
LiqwidCardano2.40MUSDC1.58%8.74%5.03%
Fusion-by-iporBase1.70MUSDC0%5.78%4.9%
Gains-networkBase1.98MUSDC0%8.08%4.74%
Hyperlend-pooledHyperliquid L122.20MUSDC0%5.91%4.42%
AutofinanceEthereum5.01MUSDC0%4.87%4.4%
Euler-v2Ethereum40.06MUSDC0%4.88%4.36%
NeverlandMonad6.61MUSDC7.66%12.58%4.32%
AutofinanceBase17.37MUSDC1.77%6.64%4.31%
AutofinanceArbitrum1.34MUSDC1.95%6.25%4.27%
ExactlyOptimism1.72MUSDC0%4.23%4.25%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
DolomiteEthereum13.68MUSDC0%4.65%4.17%
ExactlyOptimism1.72MUSDC0%3.97%4.17%
ExactlyOptimism1.72MUSDC0%4.09%4.14%
ExactlyOptimism1.72MUSDC0%4.02%4.06%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
ExactlyOptimism1.72MUSDC0%3.91%3.97%
ExactlyOptimism1.72MUSDC0%4.15%3.93%
Aave-v3Ethereum4.78MUSDC0%3.21%3.79%
LoopscaleSolana10.75MUSDC0%4.21%3.75%
Folks-finance-lendingAlgorand2.08MUSDC0%4.11%3.71%
ExactlyOptimism1.72MUSDC0%3.11%3.7%
ExactlyOptimism1.72MUSDC0%3.8%3.68%
Fluid-lendingArbitrum43.61MUSDC0.96%4.15%3.66%
Echelon-marketAptos10.33MUSDC0%4.84%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum458.4M5.89%
Avalanche6164.3M9.31%
Base8154.9M5.56%
BSC000%
Ethereum151.8B5.58%
Hyperliquid000%
Mantle000%
Optimism813.8M3.99%
Polygon12.4M3.76%
Solana212.3M4.99%
TON000%
zkSync Era000%