Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/09/2026 14:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.30MUSDC0%26.49%74.67%
Gains-networkArbitrum4.52MUSDC0%27.48%46.07%
Harvest-financeBase1.84MUSDC0%44.64%23.45%
EnsuroEthereum1.25MUSDC0%20.51%22.61%
Ember-protocolEthereum17.72MUSDC0%11.57%21.34%
VerantaBase9.80MUSDC0%13.87%20.66%
AccountableEthereum2.27MUSDC16.36%36.62%19.22%
AccountableEthereum3.39MUSDC0%11.74%17.84%
Neutral-tradeSolana3.54MUSDC0%10.23%17.65%
AccountableMonad7.50MUSDC1.15%16.49%16.32%
Ember-protocolSui2.48MUSDC0%2.81%14.67%
AccountableEthereum1.05MUSDC0.75%14.95%14.25%
Midas-rwaEthereum1.70MUSDC0%8.17%13.66%
Neutral-tradeSolana2.21MUSDC0%15.08%13.22%
Ember-protocolEthereum1.64MUSDC0%29.03%12.93%
Ember-protocolEthereum3.94MUSDC0%12.98%12.9%
AccountableEthereum13.89MUSDC0%12.33%12.51%
Ember-protocolSui1.12MUSDC0%10.37%12.19%
AccountableMonad5.44MUSDC0.5%12.09%11.64%
AccountableMonad74.99MUSDC0.34%11.63%11.4%
Ember-protocolEthereum10.32MUSDC0%9.87%11.08%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Ember-protocolSui9.41MUSDC0%10.11%10.44%
AguaEthereum7.91MUSDC0%10%10%
Ember-protocolEthereum3.49MUSDC0%9.56%9.75%
Pareto-creditEthereum2.19MUSDC0%9.38%9.38%
Rhea-lendNear1.76MUSDC0%8.89%9.23%
Nawa-protocolZIGChain3.44MUSDC0%8.36%8.81%
Neutral-tradeSolana1.26MUSDC0%9.98%8.03%
Ember-protocolSui8.91MUSDC4%12%8%
Sentora-curatorEthereum74.41MUSDC0%6.92%7.9%
Pareto-creditEthereum154.94MUSDC0%7.86%7.82%
Blend-pools-v2Stellar10.30MUSDC0%7.47%7.52%
Midas-rwaEthereum65.34MUSDC0%7.51%7.47%
Benqi-lendingAvalanche1.50MUSDC0%5.61%7.39%
Centrifuge-protocolMonad10.07MUSDC0%1.79%7.25%
AccountableMonad2.34MUSDC0.5%7.31%7.03%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Harvest-financeBase1.15MUSDC0%7.23%6.94%
LoopscaleSolana1.50MUSDC0.33%7.1%6.82%
Euler-v2Monad5.84MUSDC1.25%7.83%6.79%
Zerobase-cedefiBSC2.19MUSDC2%8.76%6.76%
Yearn-financeEthereum7.58MUSDC0%6.79%6.75%
Hyperlend-pooledHyperliquid L15.46MUSDC0%5.18%6.69%
Kamino-lendSolana6.32MUSDC0%7.18%6.64%
Pareto-creditEthereum22.06MUSDC0%6.82%6.62%
Midas-rwaEthereum26.25MUSDC0%6.88%6.48%
Midas-rwaEthereum31.45MUSDC0%6.49%6.47%
Yearn-financeEthereum11.90MUSDC0%6.57%6.38%
Harmonix-financeHyperliquid L121.77MUSDC0%6.96%6.29%
Midas-rwaRobinhood Chain34.71MUSDC0%0.74%6.2%
Midas-rwaBase26.64MUSDC0%0.72%6.2%
Midas-rwaEthereum67.72MUSDC0%6.98%6.1%
Midas-rwaEthereum5.18MUSDC0%7%6%
Midas-rwaEthereum2.52MUSDC0%7%6%
Harvest-financeEthereum1.16MUSDC0%9.31%5.93%
Extra-finance-leverage-farmingBase3.91MUSDC0%6.41%5.85%
Midas-rwaEtherlink4.94MUSDC0%7.53%5.82%
Centrifuge-protocolAvalanche262.73MUSDC0%4.97%5.75%
Centrifuge-protocolBase22.66MUSDC0%4.97%5.75%
Centrifuge-protocolBSC1.02MUSDC0%4.97%5.75%
Centrifuge-protocolEthereum9.30MUSDC0%4.95%5.74%
LoopscaleSolana1.09MUSDC3.41%10.71%5.62%
Midas-rwaEthereum7.49MUSDC0%7.53%5.51%
Fusion-by-iporEthereum1.28MUSDC0%6.46%5.45%
Kamino-lendSolana3.03MUSDC0%5.26%5.3%
AutofinanceBase3.56MUSDC5.81%9.73%5.29%
Alchemix-v3Ethereum7.78MUSDC0%5.5%5.29%
AccountableMonad7.42MUSDC0%6.06%5.24%
AutofinanceEthereum7.62MUSDC1.16%6.14%5.22%
Native-credit-poolEthereum1.09MUSDC0%4.93%4.93%
Yearn-financeBase1.50MUSDC0%5%4.92%
Navi-lendingSui8.63MUSDC0.6%5.27%4.87%
Kamino-lendSolana6.56MUSDC0%4.55%4.78%
Midas-rwaEthereum6.43MUSDC0%4.21%4.74%
Midas-rwaEtherlink1.12MUSDC0%4.18%4.74%
Aave-v3Avalanche5.78MUSDC0%4.46%4.73%
Kamino-lendSolana2.30MUSDC0%5.43%4.67%
Jupiter-lendSolana469.77MUSDC0.38%4.77%4.53%
Compound-v3Ethereum36.50MUSDC0%4.73%4.42%
TydroInk14.49MUSDC0%4.09%4.39%
ExactlyOP Mainnet1.56MUSDC0%4.38%4.39%
ExactlyOP Mainnet1.56MUSDC0%4.32%4.34%
Fusion-by-iporBase2.09MUSDC0%6.89%4.33%
ExactlyOP Mainnet1.56MUSDC0%4.33%4.33%
Fluid-lendingEthereum130.47MUSDC0%4.64%4.32%
ExactlyOP Mainnet1.56MUSDC0%4.25%4.29%
Ember-protocolEthereum2.04MUSDC0%4.31%4.28%
Yo-protocolBase8.11MUSDC0%4.22%4.26%
Yo-protocolEthereum1.35MUSDC0%4.22%4.26%
ExactlyOP Mainnet1.56MUSDC0%4.16%4.22%
CurvanceMonad3.14MUSDC1.8%5.66%4.21%
ExactlyOP Mainnet1.56MUSDC0%4.19%4.18%
Aave-v4Ethereum1.79MUSDC0%4.56%4.17%
ExactlyOP Mainnet1.56MUSDC0%4.08%4.17%
Flux-financeEthereum1.57MUSDC0%3.9%4.15%
Spectra-metavaultsBase3.03MUSDC0%2.82%4.14%
Gami-labsBase3.03MUSDC0%2.78%4.14%
Fluid-lendingArbitrum64.96MUSDC0%4.14%4.13%
ExactlyOP Mainnet1.56MUSDC0%3.9%4.07%
Aave-v3Base17.33MUSDC0%3.67%4.06%
Yearn-financeEthereum2.39MUSDC0%3.92%4.06%
Venus-core-poolBSC7.18MUSDC0%3.02%3.97%
SymbiosisEthereum1.23MUSDC0%4.9%3.92%
Aave-v3Monad16.43MUSDC2.19%5.96%3.83%
Centrifuge-protocolMonad4.56MUSDC0%2.8%3.79%
AmpleBase4.39MUSDC0%4.04%3.78%
ExactlyOP Mainnet1.56MUSDC0%1.31%3.74%
Aave-v3Ethereum144.94MUSDC0%3.97%3.72%
Aave-v3Ethereum57.80MUSDC1.68%5.56%3.72%
Fusion-by-iporBase1.15MUSDC2.84%6.67%3.67%
DolomiteArbitrum1.64MUSDC0%4.42%3.64%
Yearn-financeEthereum19.60MUSDC0%3.71%3.62%
Spark-savingsEthereum305.08MUSDC0%3.58%3.6%
Spark-savingsAvalanche8.94MUSDC0%3.58%3.6%
Aave-v3BSC1.45MUSDC0%3.11%3.47%
Midas-rwaEthereum72.83MUSDC0%3.4%3.44%
Midas-rwaEtherlink1.22MUSDC0%3.4%3.44%
SparklendEthereum4.04MUSDC0%3.44%3.39%
DolomiteEthereum29.98MUSDC4.07%7.35%3.29%
Centrifuge-protocolBase7.14MUSDC0%4.42%3.28%
Centrifuge-protocolPharos4.41MUSDC0%3.16%3.28%
Centrifuge-protocolBSC1.01MUSDC0%3.16%3.28%
Centrifuge-protocolBSC1.01MUSDC0%3.16%3.28%
Aave-v3Polygon10.53MUSDC0%2.97%3.19%
Yearn-financeEthereum1.11MUSDC0%3.49%3.13%
Compound-v3Arbitrum2.32MUSDC0%2.86%3.03%
Aave-v3Xlayer2.90MUSDC0%2.66%3.01%
SaveSolana4.40MUSDC0%3.03%2.99%
Aave-v3Arbitrum25.21MUSDC0%2.8%2.96%
Aave-v3OP Mainnet1.52MUSDC0%2.58%2.96%
Kamino-lendSolana1.39MUSDC0%1.5%2.88%
Fluid-lendingBase12.97MUSDC0%5.2%2.75%
CurrentSui18.69MUSDC7.69%8.89%1.92%
Aave-v3Sonic1.15MUSDC0%1.85%1.83%
Lista-lendingEthereum5.35MUSDC5.46%7.24%1.31%
Echelon-marketAptos1.72MUSDC4.87%3.81%1.23%
Zest-v2Stacks10.17MUSDC0%0.79%1.11%
ExactlyOP Mainnet1.56MUSDC0%0.94%1.11%
Centrifuge-protocolPlume Mainnet20.76MUSDC0%2.45%0.84%
TectonicCronos1.27MUSDC0.02%0.46%0.54%
Aave-v4Avalanche7.12MUSDC4.64%5.38%0.48%
AcrossEthereum1.10MUSDC4.29%4.44%0.18%
CredixSolana13.41MUSDC0%0.06%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8111.6M8.92%
Avalanche7293M3.83%
Base18140.9M6.69%
BSC16132.7M4.74%
Ethereum683B6.45%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon110.5M3.19%
Solana17540.5M9.83%
TON12.7M4.82%
zkSync Era000%