Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/04/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.09%11.65%
AbyssSui1.73MUSDC0%8.73%11.45%
AvantisBase61.55MUSDC0%9.56%11.29%
AutofinanceArbitrum2.08MUSDC1.72%7.62%10.15%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Blend-pools-v2Stellar10.37MUSDC0%9.32%8.89%
Euler-v2Monad1.63MUSDC0%1.73%8.7%
SymbiosisEthereum1.07MUSDC0%6.16%8.36%
SymbiosisEthereum1.07MUSDC0%6.16%8.36%
Spectra-metavaultsBase7.28MUSDC2.08%93.11%8.23%
Harvest-financeBase2.02MUSDC0%6.01%6.94%
Zerobase-cedefiBSC1.30MUSDC2%8.86%6.76%
AutofinanceEthereum8.42MUSDC0.66%5.62%6.75%
Project-0Solana1.35MUSDC0%4.62%6.32%
Wasabi-perpsSolana1.29MUSDC0%5.6%5.7%
Extra-finance-leverage-farmingBase4.09MUSDC0%5.07%5.45%
LoopscaleSolana1.61MUSDC0%5.07%5.27%
Yearn-financeEthereum1.78MUSDC0%5.18%5.22%
Wasabi-perpsBase4.56MUSDC0%4.51%5.18%
DeltaprimeAvalanche1.17MUSDC0%5.33%5.04%
AutofinanceBase6.78MUSDC3.17%6.59%5.04%
Gains-networkArbitrum8.64MUSDC0%6.34%4.97%
AutofinanceEthereum8.75MUSDC0%4.22%4.77%
Harvest-financeEthereum1.08MUSDC0%1.36%4.76%
Yo-protocolEthereum8.50MUSDC12%14.1%4.69%
Yo-protocolBase26.20MUSDC12%14.1%4.69%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Fluid-lendingArbitrum32.92MUSDC1%6.01%4.44%
Scallop-lendSui1.94MUSDC0%4.7%4.38%
Hyperlend-pooledHyperliquid L113.83MUSDC0%4.1%4.31%
SparklendEthereum1.92MUSDC0%4.11%4.13%
Euler-v2Avalanche1.99MUSDC0%6.22%4.01%
ExactlyOptimism1.55MUSDC0%2.44%3.99%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
TermmaxBase1.24MUSDC0%3.86%3.94%
ExactlyOptimism1.55MUSDC0%4.18%3.85%
NeverlandMonad16.88MUSDC4.24%8.39%3.8%
Euler-v2Ethereum28.36MUSDC0%3.61%3.79%
DolomiteEthereum19.91MUSDC0%5.73%3.79%
Euler-v2Ethereum41.16MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.81%3.77%
ExactlyOptimism1.55MUSDC0%3.44%3.77%
Yearn-financeBase1.73MUSDC0%3.3%3.76%
Spark-savingsAvalanche65.98MUSDC0%3.75%3.75%
Spark-savingsEthereum404.91MUSDC0%3.75%3.75%
Benqi-lendingAvalanche6.42MUSDC0%3.96%3.73%
Folks-finance-lendingAlgorand1.96MUSDC0%3.49%3.71%
ExactlyOptimism1.55MUSDC0%3.94%3.69%
ExactlyOptimism1.55MUSDC0%1.77%3.69%
ExactlyOptimism1.55MUSDC0%4.01%3.66%
ExactlyOptimism1.55MUSDC0%3.97%3.66%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.7M6.25%
Avalanche577.4M4.12%
Base9115.4M6.06%
BSC338M8.17%
Ethereum18594.1M5.73%
Hyperliquid000%
Mantle000%
Optimism812.4M3.79%
Polygon000%
Solana34.3M5.76%
TON14M7.03%
zkSync Era000%