Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/04/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.29%11.8%
AvantisBase61.99MUSDC0%9.31%10.54%
AbyssSui1.90MUSDC0%8.58%10.51%
Spectra-metavaultsBase5.09MUSDC2.96%96.33%10.45%
GoldfinchEthereum37.25MUSDC0%10.02%10.06%
AutofinanceArbitrum1.37MUSDC2.06%6.61%9.86%
Blend-pools-v2Stellar10.09MUSDC0%9.3%9.08%
LoopscaleSolana1.19MUSDC1.24%8.21%7.7%
Gains-networkArbitrum8.93MUSDC0%6.5%7.36%
SymbiosisEthereum1.33MUSDC0%5.57%6.9%
Zerobase-cedefiBSC1.18MUSDC2%8.91%6.76%
AccountableMonad2.12MUSDC3.54%9.61%6.31%
Wasabi-perpsSolana1.29MUSDC0%5.03%6.13%
Yearn-financeEthereum1.72MUSDC0%4.98%5.97%
Project-0Solana1.67MUSDC0%3.85%5.96%
AutofinanceEthereum8.83MUSDC0.62%5.32%5.8%
Harvest-financeBase2.02MUSDC0%6.02%5.57%
Extra-finance-leverage-farmingBase4.13MUSDC0%5.11%5.5%
LoopscaleSolana1.54MUSDC0%4.89%5.08%
DeltaprimeAvalanche1.19MUSDC0%5.45%4.87%
Scallop-lendSui1.64MUSDC0%4.59%4.82%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.74%
AutofinanceEthereum8.75MUSDC0%3.94%4.65%
AutofinanceBase6.83MUSDC2.87%6.13%4.6%
Wasabi-perpsBase3.49MUSDC0%4.06%4.58%
Hyperlend-pooledHyperliquid L113.18MUSDC0%3.94%4.54%
Yo-protocolEthereum11.05MUSDC12%13.98%4.52%
Yo-protocolBase27.73MUSDC12%14.14%4.52%
DolomiteEthereum11.69MUSDC0%5.8%4.38%
Benqi-lendingAvalanche4.94MUSDC0%3.91%4.27%
Euler-v2Monad1.88MUSDC0%0.89%4.25%
Lazy-summer-protocolEthereum4.53MUSDC0.52%4.01%4.18%
Yearn-financeEthereum3.71MUSDC0%4.37%4.17%
ExactlyOptimism1.61MUSDC0%4.24%4.15%
SparklendEthereum1.89MUSDC0%4.12%4.13%
ExactlyOptimism1.61MUSDC0%3.64%3.97%
Navi-lendingSui11.55MUSDC0.52%4.45%3.89%
LiqwidCardano1.12MUSDC0%3.46%3.84%
LiqwidCardano1.12MUSDC0%3.46%3.84%
Euler-v2Ethereum28.15MUSDC0%3.47%3.81%
Flux-financeEthereum2.45MUSDC0%3.89%3.76%
Folks-finance-lendingAlgorand1.95MUSDC0%3.43%3.75%
Spark-savingsAvalanche67.83MUSDC0%3.75%3.75%
Spark-savingsEthereum405.27MUSDC0%3.75%3.75%
Euler-v2Avalanche2.02MUSDC0%6.8%3.72%
ExactlyOptimism1.61MUSDC0%3.16%3.69%
ExactlyOptimism1.61MUSDC0%4.01%3.67%
NeverlandMonad18.12MUSDC4.3%8.5%3.65%
Fluid-lendingArbitrum31.05MUSDC1.03%5.83%3.63%
ExactlyOptimism1.61MUSDC0%1.08%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.4M6.52%
Avalanche577.5M4.23%
Base7111.3M6.54%
BSC338M8.17%
Ethereum192.6B5.3%
Hyperliquid000%
Mantle000%
Optimism58.1M3.82%
Polygon22.9M3.95%
Solana45.7M6.22%
TON13.9M3.75%
zkSync Era000%