Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Apr 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/04/2026 14:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4555.58%212.73%
Euler-v2Avalanche1.78MUSDC0%6.51%23.2%
WasabiSolana1.19MUSDC0%4.9%20.91%
Bracket-vaultsEthereum2.71MUSDC0%12.4%11.9%
Spectra-metavaultsBase5.15MUSDC3.04%105.35%10.51%
GoldfinchEthereum37.26MUSDC0%10.02%10.06%
AvantisBase64.94MUSDC0%9.35%9.53%
Blend-pools-v2Stellar9.57MUSDC0%9.3%9.29%
AbyssSui1.90MUSDC0%8.49%8.95%
Harvest-financeBase2.02MUSDC0%5.91%7.89%
Gains-networkArbitrum8.93MUSDC0%6.67%7.36%
DolomiteEthereum8.31MUSDC0%5.67%7.26%
AccountableMonad2.11MUSDC3.07%9.59%6.79%
Zerobase-cedefiBSC1.32MUSDC2%8.93%6.76%
Euler-v2Arbitrum1.10MUSDC0%3.15%6.27%
Euler-v2Arbitrum1.10MUSDC0%3.15%6.27%
WasabiBase3.28MUSDC0%3.92%6.22%
Project-0Solana1.57MUSDC0%3.2%6.08%
SymbiosisEthereum1.21MUSDC0%5.38%5.5%
AutofinanceEthereum9.22MUSDC0.63%5.31%5.11%
Yo-protocolBase27.90MUSDC0%14.45%5.11%
Yo-protocolEthereum11.03MUSDC0%14%5.11%
Yearn-financeEthereum1.58MUSDC0%4.97%5.06%
DeltaprimeAvalanche1.17MUSDC0%5.51%5.03%
Extra-finance-leverage-farmingBase4.17MUSDC0%5.1%5.01%
Scallop-lendSui1.59MUSDC0%4.53%4.95%
Woofi-earnArbitrum1.14MUSDC0%4.89%4.74%
AutofinanceEthereum8.75MUSDC0%3.82%4.74%
AutofinanceBase8.58MUSDC2.26%5.98%4.6%
Navi-lendingSui8.08MUSDC0.58%4.53%4.48%
Hyperlend-pooledHyperliquid L113.96MUSDC0%3.89%4.43%
ExactlyOptimism1.71MUSDC0%4.24%4.24%
Yearn-financeEthereum3.74MUSDC0%4.39%4.14%
ExactlyOptimism1.71MUSDC0%3.63%4%
Benqi-lendingAvalanche5.82MUSDC0%3.92%3.94%
SparklendEthereum2.39MUSDC0%4.12%3.91%
ExactlyOptimism1.71MUSDC0%4.03%3.89%
ExactlyOptimism1.71MUSDC0%4.14%3.82%
NeverlandMonad16.06MUSDC4.19%8.58%3.8%
Euler-v2Ethereum28.36MUSDC0%3.41%3.79%
Flux-financeEthereum2.45MUSDC0%3.93%3.76%
Spark-savingsAvalanche69.46MUSDC0%3.75%3.75%
Spark-savingsEthereum388.01MUSDC0%3.75%3.75%
ExactlyOptimism1.71MUSDC0%4.12%3.69%
Folks-finance-lendingAlgorand2.05MUSDC0%3.41%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum520.2M6.33%
Avalanche580.6M7.96%
Base7116M6.98%
BSC337.5M8.17%
Ethereum172.5B17.77%
Hyperliquid000%
Mantle000%
Optimism58.6M3.93%
Polygon23M3.74%
Solana22.8M13.49%
TON000%
zkSync Era000%