Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/04/2026 15:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.85%12.9%
Bracket-vaultsEthereum2.71MUSDC0%11.73%11.19%
AbyssSui1.89MUSDC0%8.85%10.68%
AutofinanceArbitrum3.64MUSDC1.17%10.25%10.59%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar9MUSDC0%9.32%9.67%
AutofinanceEthereum4.38MUSDC0%6.58%9.43%
YieldseekerBase1.27MUSDC0%10.19%9.36%
AvantisBase49.82MUSDC0%9.9%8.69%
Gains-networkArbitrum5.65MUSDC0%6.8%8.44%
LoopscaleSolana1.74MUSDC1.06%8.55%7.51%
SymbiosisEthereum1.15MUSDC0%7.15%7.18%
Aave-v3Avalanche4.31MUSDC0%4.08%6.98%
Zerobase-cedefiBSC1.87MUSDC2%8.78%6.76%
Fusion-by-iporEthereum1.01MUSDC0%3.19%6.75%
Fusion-by-iporEthereum1.01MUSDC0%3.19%6.75%
Harvest-financeBase1.97MUSDC0%6.54%6.5%
DeltaprimeAvalanche1.06MUSDC0%5.25%6.22%
Extra-finance-leverage-farmingBase3.82MUSDC0%5.42%6.03%
Aave-v3Arbitrum10.67MUSDC0%3.24%6%
LoopscaleSolana1.07MUSDC0%5.29%5.59%
Hyperlend-pooledHyperliquid L18.69MUSDC0%4.29%5.59%
AutofinanceEthereum9.40MUSDC0.56%6.04%5.37%
Benqi-lendingAvalanche2.88MUSDC0%6.59%5.26%
AutofinanceBase5.69MUSDC3.79%7.6%5.07%
Fluid-lendingArbitrum33.84MUSDC0.99%6.08%4.95%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.65%
Harvest-financeEthereum1.08MUSDC0%2.76%4.58%
Wasabi-perpsBase2.19MUSDC0%4.65%4.56%
Folks-finance-lendingAlgorand1.43MUSDC0%3.73%4.28%
Kamino-lendSolana8.19MUSDC0%3.47%4.19%
Euler-v2Ethereum33.38MUSDC0%3.87%4.15%
Yearn-financeEthereum7.44MUSDC0%4.16%4.11%
DolomiteEthereum15.83MUSDC5.41%6.29%4.07%
SparklendEthereum2.95MUSDC0%4.09%4.04%
Aave-v3Ethereum137.18MUSDC0%4.26%4.01%
ExactlyOP Mainnet1.69MUSDC0%3.8%4%
ExactlyOP Mainnet1.69MUSDC0%3.33%3.99%
ExactlyOP Mainnet1.69MUSDC0%3.62%3.93%
Fluid-lendingEthereum6.82MUSDC0%3.43%3.9%
Fluid-lendingEthereum183.85MUSDC1.14%4.48%3.9%
ExactlyOP Mainnet1.69MUSDC0%3.11%3.86%
Yearn-financeEthereum1.17MUSDC0%3.31%3.86%
Fluid-lendingBase11.32MUSDC2.03%6.39%3.81%
Navi-lendingSui4.35MUSDC0.61%4.31%3.77%
ExactlyOP Mainnet1.69MUSDC0%3.84%3.75%
NeverlandMonad15.86MUSDC4.5%8.24%3.74%
ExactlyOP Mainnet1.69MUSDC0%3.65%3.74%
Aave-v3Ethereum2.48MUSDC0%2.71%3.7%
ExactlyOP Mainnet1.69MUSDC0%4.01%3.69%
Lazy-summer-protocolBase1.70MUSDC0.84%3.86%3.69%
Yo-protocolBase19.12MUSDC12%13.81%3.69%
Yo-protocolEthereum3.79MUSDC12%13.8%3.69%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
ExactlyOP Mainnet1.69MUSDC0%3.84%3.67%
Spark-savingsAvalanche36.31MUSDC0%3.73%3.65%
Spark-savingsEthereum524.02MUSDC0%3.73%3.65%
ExactlyOP Mainnet1.69MUSDC0%3.42%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum662.9M6.94%
Avalanche444.5M5.53%
Base996.9M5.71%
BSC445.1M7.25%
Ethereum272.1B5.39%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.04%
Solana311M5.76%
TON14M7%
zkSync Era000%