Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Mar 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/03/2026 02:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.13MUSDC0%8917.44%295.69%
Bracket-vaultsEthereum3.29MUSDC0%13.16%12.44%
AvantisBase79.78MUSDC0%10.06%10.39%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.52MUSDC0%9.55%9.68%
AbyssSui1.82MUSDC0%9.2%7.31%
Euler-v2Avalanche4.06MUSDC0%6.31%7.09%
Zerobase-cedefiBSC1.48MUSDC2%9%7%
LoopscaleSolana1.57MUSDC1.25%7.63%6.66%
Spectra-metavaultsBase2.90MUSDC1%5.6%6.54%
Yearn-financeEthereum2.19MUSDC0%6.21%6.14%
Yearn-financeEthereum2.72MUSDC0%4.89%5.66%
DeltaprimeAvalanche1.10MUSDC0%5.69%5.61%
DeltaprimeAvalanche1.10MUSDC0%5.69%5.61%
Fusion-by-iporBase1.84MUSDC0%5.59%5.5%
Gains-networkBase2.40MUSDC0%6.16%5.49%
Extra-finance-leverage-farmingBase4.47MUSDC0%5.33%5.37%
AutofinanceEthereum20.41MUSDC0.37%5.99%5.22%
Gains-networkArbitrum11.20MUSDC0%8.37%5.19%
Yo-protocolEthereum12.71MUSDC12%17.05%5%
Yo-protocolBase32.39MUSDC12%18.79%5%
Yearn-financeEthereum3.82MUSDC0%5.22%4.95%
DolomiteEthereum9.43MUSDC0%4.6%4.86%
AutofinanceEthereum8.73MUSDC0%1.41%4.75%
Woofi-earnArbitrum1.20MUSDC0%6.29%4.74%
Lazy-summer-protocolEthereum4.60MUSDC0.55%3.84%4.63%
LoopscaleSolana4.65MUSDC0%3.91%4.6%
Harvest-financeBase2.69MUSDC0%5.39%4.39%
ExactlyOptimism1.76MUSDC0%4.18%4.21%
Benqi-lendingAvalanche5.16MUSDC0%3.51%4.21%
ExactlyOptimism1.76MUSDC0%4.16%4.19%
WasabiBase5.28MUSDC0%4.49%4.17%
SparklendEthereum1.80MUSDC0%3.41%4.14%
ExactlyOptimism1.76MUSDC0%4.09%4.13%
AutofinanceBase13.47MUSDC1.27%5.81%4.12%
Scallop-lendSui2.26MUSDC0%4.5%4.09%
ExactlyOptimism1.76MUSDC0%3.98%4.02%
ExactlyOptimism1.76MUSDC0%3.84%3.92%
ExactlyOptimism1.76MUSDC0%3.92%3.92%
Euler-v2Ethereum36.48MUSDC0%4.16%3.82%
Yearn-financeEthereum1.98MUSDC0%4.67%3.76%
Spark-savingsAvalanche113.88MUSDC0%3.87%3.75%
Spark-savingsEthereum430.26MUSDC0%3.87%3.75%
Flux-financeEthereum2.52MUSDC0%4.18%3.74%
ExactlyOptimism1.76MUSDC0%2.12%3.7%
Hyperlend-pooledHyperliquid L127.28MUSDC0%4.26%3.7%
ExactlyOptimism1.76MUSDC0%1.92%3.69%
WasabiSolana1.22MUSDC0%5%3.69%
ExactlyOptimism1.76MUSDC0%3.81%3.67%
AutofinanceArbitrum1.34MUSDC1.48%6.26%3.65%
Navi-lendingSui12.99MUSDC0.51%4.74%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum421.7M5.14%
Avalanche6126.9M5.13%
Base9145.2M5.66%
BSC340.5M8.92%
Ethereum222.6B18.51%
Hyperliquid000%
Mantle000%
Optimism915.8M3.94%
Polygon000%
Solana37.4M4.98%
TON000%
zkSync Era000%