Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%109.71%153.82%
Ember-protocolSui7.87MUSDC0%12.04%15.59%
Kamino-lendSolana5MUSDC0%4.88%13.93%
AbyssSui1.94MUSDC0%9.68%13.3%
Canto-lendingCanto1.35MUSDC0%12.99%13.29%
Ember-protocolEthereum48.17MUSDC13%20.78%12.52%
Harvest-financeBase1.97MUSDC0%7.76%12.27%
AvantisBase44.87MUSDC0%10.1%11.1%
Bracket-vaultsEthereum2.71MUSDC0%11.13%10.66%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.52%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.44%9.49%
Ember-protocolSui2.58MUSDC0%8.81%9.4%
YieldseekerBase1.24MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.70MUSDC0%9.07%8.63%
AccountableMonad1.82MUSDC2.67%11.53%8.5%
Benqi-lendingAvalanche2.03MUSDC0%8.74%8.33%
Yearn-financeEthereum2.81MUSDC0%6.42%8.05%
Ember-protocolEthereum4.50MUSDC0%7.68%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%9.05%7.24%
Ember-protocolSui1.14MUSDC0%7.34%6.95%
Gains-networkArbitrum5.12MUSDC0%6.36%6.87%
Ember-protocolSui1.17MUSDC0%9.14%6.83%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.71MUSDC0%5.89%6.24%
Yearn-financeEthereum10.05MUSDC0%4.91%5.77%
SymbiosisEthereum1.23MUSDC0%7.11%5.47%
Aave-v3Avalanche5.77MUSDC0%6.22%5.45%
AutofinanceBase6.55MUSDC3.52%8.75%5.37%
Scallop-lendSui1.29MUSDC0%5.31%5.09%
Fluid-lendingBase14.62MUSDC0%6.46%5.07%
Fluid-lendingArbitrum49.94MUSDC0%6.31%5.03%
Hyperlend-pooledHyperliquid L114.90MUSDC0%5.13%4.89%
Ember-protocolSui1.40MUSDC8.63%13.41%4.64%
AmpleBase4.33MUSDC0%4.61%4.5%
Folks-finance-lendingAlgorand1.34MUSDC0%4.33%4.5%
Yo-protocolEthereum3.36MUSDC7.8%14.26%4.47%
Yo-protocolBase16.13MUSDC7.8%14.23%4.47%
Spectra-metavaultsBase6.67MUSDC1.4%4.87%4.39%
DolomiteArbitrum1.52MUSDC0%5.71%4.27%
ExactlyOP Mainnet1.60MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.60MUSDC0%3.96%4.13%
Fusion-by-iporEthereum1.31MUSDC0%4.61%4.09%
Moonwell-lendingBase1.62MUSDC1.4%5.01%4.08%
SparklendEthereum3.97MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.60MUSDC0%4.03%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.88%4.03%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.77%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.39%3.92%
Jupiter-lendSolana446.44MUSDC1.09%4.37%3.91%
ExactlyOP Mainnet1.60MUSDC0%3.76%3.91%
TermmaxBase1.26MUSDC0%2.29%3.9%
AutofinanceArbitrum1.33MUSDC2.71%10%3.83%
Navi-lendingSui9.06MUSDC0.63%4.5%3.78%
Lazy-summer-protocolBase1.39MUSDC0%4.08%3.75%
Ember-protocolSui1.14MUSDC0%5.97%3.71%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
NeverlandMonad16.37MUSDC4.74%8.39%3.67%
Spark-savingsAvalanche28.32MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Harvest-financeEthereum1.09MUSDC0%5.02%3.63%
Harvest-financeEthereum1.09MUSDC0%5.02%3.63%
AutofinanceEthereum8.23MUSDC0.68%6.28%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum565.8M5.4%
Avalanche540M5.38%
Base13106.1M17.53%
BSC341M8.01%
Ethereum212B6.22%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana2451.4M8.92%
TON13.6M6.14%
zkSync Era000%