Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/03/2026 04:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.44MUSDC0%9179.03%10128.03%
Bracket-vaultsEthereum3.29MUSDC0%13.3%12.56%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase79.78MUSDC0%10.24%9.99%
Euler-v2Avalanche3.99MUSDC0%6.33%9.8%
Blend-pools-v2Stellar11.10MUSDC0%9.81%8.61%
Gains-networkBase1.87MUSDC0%6.01%7.31%
Fusion-by-iporBase1.74MUSDC0%5.38%7.05%
Zerobase-cedefiBSC1.38MUSDC2%9%7%
AbyssSui1.79MUSDC0%9.06%6.85%
LoopscaleSolana1.54MUSDC1.25%7.57%6.65%
Yearn-financeEthereum7.86MUSDC0%6.29%6.42%
Yearn-financeEthereum3.78MUSDC0%5.87%6.22%
Yo-protocolEthereum11.43MUSDC12%16.9%6.04%
Yo-protocolBase32.69MUSDC12%18.97%6.04%
DeltaprimeAvalanche1.09MUSDC0%5.75%5.63%
SymbiosisEthereum1.10MUSDC0%4.12%5.52%
Extra-finance-leverage-farmingBase4.40MUSDC0%5.26%5.51%
Yearn-financeEthereum5.99MUSDC0%4.87%5.51%
AutofinanceEthereum21.16MUSDC0.35%6.09%5.26%
WasabiSolana1.53MUSDC0%5.24%5.1%
Woofi-earnArbitrum1.19MUSDC0%6.51%4.74%
Yearn-financeEthereum1.75MUSDC0%4.8%4.69%
Gains-networkArbitrum12.74MUSDC0%8.39%4.58%
DolomiteEthereum11.63MUSDC0%4.29%4.37%
LoopscaleSolana5.96MUSDC0%3.79%4.34%
AutofinanceBase13.95MUSDC1.23%5.89%4.23%
ExactlyOptimism1.75MUSDC0%4.18%4.2%
AutofinanceArbitrum1.36MUSDC1.52%6.34%4.2%
ExactlyOptimism1.75MUSDC0%4.15%4.18%
Flux-financeEthereum1.54MUSDC0%4.19%4.15%
SparklendEthereum1.80MUSDC0%3.3%4.14%
ExactlyOptimism1.75MUSDC0%4.08%4.12%
ExactlyOptimism1.75MUSDC0%3.98%4.01%
ExactlyOptimism1.75MUSDC0%3.82%3.93%
Harvest-financeBase2.81MUSDC0%5.58%3.92%
Silo-v2Avalanche1.06MUSDC0%4.97%3.92%
Silo-v2Avalanche1.06MUSDC0%4.97%3.92%
ExactlyOptimism1.75MUSDC0%3.94%3.91%
Scallop-lendSui2.45MUSDC0%4.62%3.9%
Euler-v2Ethereum36.29MUSDC0%4.26%3.83%
Benqi-lendingAvalanche6.37MUSDC0%3.41%3.77%
Spark-savingsEthereum458.89MUSDC0%3.9%3.75%
Spark-savingsAvalanche115.47MUSDC0%3.9%3.75%
ExactlyOptimism1.75MUSDC0%2.17%3.68%
ExactlyOptimism1.75MUSDC0%1.56%3.65%
Echelon-marketAptos7.44MUSDC0.74%4.12%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum423.2M5.13%
Avalanche7130.3M5.09%
Base7137.2M6.29%
BSC340M8.92%
Ethereum213.1B487.56%
Hyperliquid000%
Mantle000%
Optimism814M3.96%
Polygon11.9M3.65%
Solana39M5.37%
TON000%
zkSync Era000%