Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Apr 30 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/05/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.9%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.54%11.02%
AutofinanceArbitrum3.65MUSDC1.19%11.54%10.26%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase48.55MUSDC0%10.1%9%
Blend-pools-v2Stellar10.16MUSDC0%9.24%8.99%
YieldseekerBase1.27MUSDC0%9.38%8.48%
Harvest-financeBase1.97MUSDC0%6.67%7.25%
AutofinanceEthereum4.39MUSDC0%6.94%7.07%
LoopscaleSolana1.90MUSDC1.03%8.44%6.76%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
SymbiosisEthereum1.04MUSDC0%7.31%6.48%
AutofinanceEthereum9.32MUSDC0.6%6.33%6.1%
DeltaprimeAvalanche1.06MUSDC0%5.38%5.97%
Hyperlend-pooledHyperliquid L18.26MUSDC0%4.62%5.74%
Aave-v3Avalanche5.49MUSDC0%4.82%5.68%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.55%5.65%
Gains-networkArbitrum5.40MUSDC0%6.57%5.41%
LoopscaleSolana1.09MUSDC0%5.31%5.37%
Benqi-lendingAvalanche2.83MUSDC0%7.23%5.31%
AbyssSui1.33MUSDC0%8.83%5.22%
Project-0Solana2.35MUSDC0%7.55%5.15%
AutofinanceBase5.65MUSDC3.9%8.07%5.15%
Yearn-financeEthereum8.21MUSDC0%4.34%5.12%
Scallop-lendSui1.29MUSDC0%5.25%5.05%
Folks-finance-lendingAlgorand1.17MUSDC0%3.94%4.72%
Fusion-by-iporEthereum1.29MUSDC0%4.5%4.61%
Harvest-financeEthereum1.08MUSDC0%3.76%4.57%
DolomiteArbitrum1.39MUSDC0%5.7%4.48%
Venus-fluxBSC5.77MUSDC0%5.49%4.4%
Kamino-lendSolana8.08MUSDC0%3.84%4.25%
Yearn-financeEthereum2.65MUSDC0%5.54%4.2%
ExactlyOP Mainnet1.57MUSDC0%3.95%4.07%
Navi-lendingSui2.89MUSDC0.64%4.51%4.06%
SparklendEthereum3.01MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.81%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.48%4%
ExactlyOP Mainnet1.57MUSDC0%3.71%3.92%
DolomiteEthereum18.69MUSDC3.73%6.59%3.89%
NeverlandMonad14.15MUSDC4.39%8.12%3.88%
Fluid-lendingArbitrum40.47MUSDC0.77%6.1%3.88%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.84%
Yo-protocolBase18.62MUSDC7.8%14.04%3.82%
Yo-protocolEthereum3.58MUSDC7.8%14.02%3.82%
ExactlyOP Mainnet1.57MUSDC0%3.91%3.81%
ExactlyOP Mainnet1.57MUSDC0%3.65%3.8%
ExactlyOP Mainnet1.57MUSDC0%3.76%3.79%
ExactlyOP Mainnet1.57MUSDC0%3.35%3.77%
Fluid-lendingBase13.56MUSDC1.58%6.37%3.77%
TermmaxEthereum1MUSDC0%1%3.74%
TermmaxEthereum1MUSDC0%1%3.74%
Euler-v2Ethereum35.20MUSDC0%3.92%3.73%
Yearn-financeEthereum27.34MUSDC0%3.49%3.68%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
Spark-savingsEthereum0.96BUSDC0%3.71%3.65%
Spark-savingsAvalanche36.58MUSDC0%3.71%3.65%
Euler-v2Ethereum30.82MUSDC0%3.89%3.62%
Aave-v3Arbitrum15.58MUSDC0%3.77%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum674.4M5.77%
Avalanche548.2M5.28%
Base793.7M6.16%
BSC572.5M6.59%
Ethereum252.5B5.01%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana413.4M5.38%
TON13.8M6.7%
zkSync Era000%