Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/04/2026 15:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.85%12.9%
Benqi-lendingAvalanche1.69MUSDC0%6.43%11.81%
YieldseekerBase1.28MUSDC0%9.93%11.56%
Bracket-vaultsEthereum2.71MUSDC0%11.77%11.21%
AutofinanceArbitrum3.54MUSDC1.22%10.01%10.55%
AbyssSui1.86MUSDC0%8.78%10.29%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Aave-v3Avalanche1.99MUSDC0%3.86%9.84%
Blend-pools-v2Stellar8.94MUSDC0%9.33%9.79%
AutofinanceEthereum4.38MUSDC0%6.4%9.44%
AvantisBase49.91MUSDC0%9.89%9.1%
Aave-v3Arbitrum7.51MUSDC0%3.05%7.79%
LoopscaleSolana1.75MUSDC1.06%8.53%7.51%
SymbiosisEthereum1.18MUSDC0%7.02%7.19%
Zerobase-cedefiBSC1.47MUSDC2%8.78%6.76%
Harvest-financeBase1.97MUSDC0%6.51%6.5%
AccountableMonad1.06MUSDC5.39%9.69%6.31%
Gains-networkArbitrum8.44MUSDC0%6.72%6.11%
Extra-finance-leverage-farmingBase3.83MUSDC0%5.37%6.01%
Scallop-lendSui1.04MUSDC0%5.13%6%
DeltaprimeAvalanche1.08MUSDC0%5.23%5.91%
AutofinanceEthereum9.09MUSDC0.59%6.03%5.51%
LoopscaleSolana1.36MUSDC0%5.28%5.48%
Aave-v3Ethereum113.47MUSDC0%4.16%5.4%
Hyperlend-pooledHyperliquid L19.55MUSDC0%4.25%5.36%
Kamino-lendSolana7.92MUSDC0%3.36%5.18%
AutofinanceBase5.68MUSDC3.75%7.52%5.07%
Harvest-financeEthereum1.08MUSDC0%2.6%4.95%
Fusion-by-iporEthereum1.01MUSDC0%2.94%4.92%
Fusion-by-iporEthereum1.01MUSDC0%2.94%4.92%
Fluid-lendingBase10.82MUSDC2.08%6.38%4.89%
TydroInk1.71MUSDC0%2.56%4.83%
Fluid-lendingArbitrum31.71MUSDC1.03%6.07%4.82%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.73%
Wasabi-perpsBase2.23MUSDC0%4.63%4.44%
Euler-v2Ethereum28.30MUSDC0%3.85%4.4%
TermmaxEthereum2.01MUSDC0%2.98%4.34%
TermmaxEthereum2.43MUSDC0%2.91%4.34%
DolomiteEthereum12.52MUSDC5.91%6.19%4.31%
Folks-finance-lendingAlgorand1.45MUSDC0%3.71%4.3%
Fluid-lendingEthereum5.11MUSDC0%3.47%4.18%
Fluid-lendingEthereum175.44MUSDC1.17%4.51%4.18%
Yearn-financeEthereum7.44MUSDC0%4.14%4.16%
SparklendEthereum3.01MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.71MUSDC0%3.29%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.68%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.5%3.92%
ExactlyOP Mainnet1.71MUSDC0%2.98%3.85%
Yearn-financeEthereum1.17MUSDC0%3.26%3.8%
Navi-lendingSui4.28MUSDC0.67%4.32%3.78%
NeverlandMonad16.34MUSDC4.4%8.28%3.76%
Yo-protocolBase19.36MUSDC12%13.85%3.76%
Yo-protocolEthereum3.76MUSDC12%13.83%3.76%
ExactlyOP Mainnet1.71MUSDC0%3.85%3.74%
Moonwell-lendingBase2.16MUSDC0%4.28%3.73%
ExactlyOP Mainnet1.71MUSDC0%3.65%3.73%
Aave-v3Ethereum2.50MUSDC0%2.67%3.68%
ExactlyOP Mainnet1.71MUSDC0%4.03%3.68%
Flux-financeEthereum2.69MUSDC0%3.77%3.68%
ExactlyOP Mainnet1.71MUSDC0%3.86%3.66%
Spark-savingsAvalanche36.21MUSDC0%3.74%3.65%
Spark-savingsEthereum517.98MUSDC0%3.74%3.65%
ExactlyOP Mainnet1.71MUSDC0%3.44%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum660.3M6.83%
Avalanche441M7.8%
Base997.3M6.12%
BSC339.3M8.17%
Ethereum292.1B5.37%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.89%
Solana311M6.06%
TON14M7%
zkSync Era000%