Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/09/2026 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%18.46%100.6%
Neutral-tradeSolana1.03MUSDC0%25.91%70.68%
EnsuroEthereum1.11MUSDC0%21.72%20.71%
Harvest-financeBase1.84MUSDC0%11.73%20.27%
AccountableEthereum3.20MUSDC0%11.41%15.22%
AccountableMonad7.50MUSDC0.98%19.77%15.13%
Neutral-tradeSolana2.25MUSDC0%8.01%15.04%
Harvest-financeEthereum1.16MUSDC0%8.46%14.44%
AccountableEthereum1.06MUSDC1.25%15.43%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.01MUSDC0%12.9%12.9%
Fusion-by-iporEthereum1.04MUSDC0%8.34%12.89%
AccountableMonad1.09MUSDC0%21.34%12.65%
AccountableEthereum11.69MUSDC0%11.73%12.51%
Gains-networkArbitrum4.53MUSDC0%6.74%12.17%
AccountableMonad5.04MUSDC0.45%12.12%11.64%
AccountableMonad74.99MUSDC0.29%13.77%11.2%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
Ember-protocolSui7.49MUSDC0%10.24%10.2%
AguaEthereum7.96MUSDC0%10%10%
Ember-protocolEthereum3.39MUSDC0%9.65%9.57%
Ember-protocolEthereum17.29MUSDC0%8.4%9.53%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana3.51MUSDC0%6.1%9.25%
AvantisBase15.59MUSDC0%5.92%9.16%
Neutral-tradeSolana2.22MUSDC0%33.18%8.73%
Ember-protocolSui1.42MUSDC0%10.16%8.54%
YieldseekerBase1.09MUSDC0%9.06%8.44%
Ember-protocolEthereum10.13MUSDC0%9.54%8.39%
Euler-v2Monad1.15MUSDC1.25%9.62%8.16%
Ember-protocolSui9.20MUSDC4%12%8%
Pareto-creditEthereum141.53MUSDC0%8%7.82%
Fusion-by-iporEthereum1.27MUSDC0%5.09%7.54%
Midas-rwaEthereum7.67MUSDC0%8.49%7.44%
Midas-rwaEthereum64.63MUSDC0%8.97%7.43%
Blend-pools-v2Stellar10.40MUSDC0%6.56%7.27%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
Harmonix-financeHyperliquid L123.35MUSDC0%6.45%7.08%
AccountableMonad1.49MUSDC0.4%7.7%7.03%
SentoraEthereum53.67MUSDC0%6.36%7.01%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Yearn-financeEthereum8.90MUSDC0%6.24%6.8%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Yearn-financeEthereum6.07MUSDC0%6.62%6.73%
Extra-finance-leverage-farmingBase3.47MUSDC0%7.07%6.71%
Fusion-by-iporBase1.02MUSDC3.5%7.26%6.38%
Midas-rwaEthereum6.71MUSDC0%7.1%6.37%
Midas-rwaEthereum2.51MUSDC0%7.1%6.36%
LoopscaleSolana3.91MUSDC0.31%7.03%6.35%
AccountableMonad9.13MUSDC0.5%7.23%6.13%
Fusion-by-iporEthereum2.59MUSDC0%5.7%6.05%
Harvest-financeBase1.14MUSDC0%6.59%5.89%
AutofinanceBase4.72MUSDC3.87%7.76%5.77%
Alchemix-v3Ethereum7.91MUSDC0%4.82%5.7%
Kamino-lendSolana13.44MUSDC0%7.49%5.56%
Midas-rwaEthereum36.29MUSDC0%7.07%5.53%
Midas-rwaEthereum6.42MUSDC0%8.36%5.43%
Midas-rwaEtherlink1.12MUSDC0%8.35%5.43%
Hyperlend-pooledHyperliquid L117.16MUSDC0%6.38%5.32%
AccountableEthereum1.91MUSDC19.44%25.76%5.26%
Fluid-lendingBase8.78MUSDC0%5.09%5.25%
SymbioticEthereum1.01MUSDC0%5.79%5.24%
AutofinanceEthereum8.05MUSDC0.81%5.88%5.18%
Yearn-financeBase1.53MUSDC0%4.97%5.03%
Midas-rwaEthereum1.77MUSDC0%11.82%4.98%
Centrifuge-protocolAvalanche261.95MUSDC0%5.25%4.8%
Centrifuge-protocolBase50.51MUSDC0%5.25%4.8%
Centrifuge-protocolEthereum7.53MUSDC0%5.24%4.8%
Midas-rwaEtherlink4.83MUSDC0%11.84%4.71%
Navi-lendingSui7.76MUSDC0.45%5.54%4.65%
Nawa-protocolZIGChain3.42MUSDC0%9.11%4.64%
SymbiosisEthereum1.28MUSDC0%4.68%4.62%
Jupiter-lendSolana451.74MUSDC0.4%5.16%4.54%
Fluid-lendingEthereum151.22MUSDC0%5.04%4.4%
Fluid-lendingEthereum4MUSDC0%5.04%4.4%
ExactlyOP Mainnet1.80MUSDC0%4.37%4.38%
DolomiteArbitrum1.29MUSDC0%4.35%4.38%
Benqi-lendingAvalanche3.36MUSDC0%4.57%4.37%
ExactlyOP Mainnet1.80MUSDC0%4.31%4.32%
ExactlyOP Mainnet1.80MUSDC0%4.26%4.3%
ExactlyOP Mainnet1.80MUSDC0%4.2%4.23%
ExactlyOP Mainnet1.80MUSDC0%4.2%4.2%
TydroInk8.47MUSDC0%2.73%4.19%
Euler-v2Monad1.20MUSDC0%3.9%4.13%
Kamino-lendSolana8.43MUSDC0%5.9%4.13%
ExactlyOP Mainnet1.80MUSDC0%4.06%4.12%
Compound-v3Ethereum36.02MUSDC0.11%4.33%4.1%
Yo-protocolBase8.42MUSDC0%4.12%4.08%
Yo-protocolEthereum1.51MUSDC0%4.12%4.08%
Project-0Solana1.27MUSDC0%4.09%4.07%
ExactlyOP Mainnet1.80MUSDC0%3.82%4.03%
Euler-v2Ethereum3.42MUSDC0%3.14%4%
TermmaxEthereum3.34MUSDC0%4.04%3.95%
Kamino-lendSolana4.14MUSDC0%6.38%3.92%
Ember-protocolEthereum2.04MUSDC0%3.43%3.86%
Kamino-lendSolana18.74MUSDC0%5.07%3.81%
Yearn-financeEthereum2.43MUSDC0%3.65%3.8%
ExactlyOP Mainnet1.80MUSDC0%4.06%3.8%
Yearn-financeEthereum19.96MUSDC0%3.46%3.79%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.41MUSDC0%4.1%3.76%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Aave-v3Base18.39MUSDC0%3.46%3.72%
Aave-v4Ethereum1MUSDC0%3.94%3.68%
Aave-v4Ethereum1MUSDC0%3.94%3.68%
ExactlyOP Mainnet1.80MUSDC0%3.38%3.65%
Aave-v3Monad13.25MUSDC2.08%5.54%3.62%
Spark-savingsEthereum309.68MUSDC0%3.52%3.6%
Spark-savingsAvalanche9.53MUSDC0%3.52%3.6%
SparklendEthereum1.96MUSDC0%3.48%3.54%
Aave-v3Ethereum171.87MUSDC0%3.81%3.52%
Aave-v3Ethereum58.95MUSDC1.65%5.28%3.52%
Fluid-lendingArbitrum63.80MUSDC0%4.65%3.42%
Midas-rwaEthereum72.05MUSDC0%3.22%3.36%
Midas-rwaEtherlink1.22MUSDC0%3.22%3.36%
Aave-v3BSC1.61MUSDC0%2.93%3.31%
Aave-v3Avalanche7.88MUSDC0%3.73%3.27%
DolomiteEthereum30.43MUSDC4.32%7.52%3.26%
Kamino-lendSolana2.72MUSDC0%5.3%3.19%
LoopscaleSolana1.69MUSDC6.07%9.53%3.1%
CurvanceMonad2.72MUSDC2.25%5.28%3.05%
Centrifuge-protocolMonad4.55MUSDC0%3.58%2.99%
Centrifuge-protocolPharos4.40MUSDC0%3.6%2.99%
Aave-v3Polygon11.87MUSDC0%2.84%2.88%
Compound-v3Arbitrum3.26MUSDC0%2.77%2.81%
SaveSolana5.83MUSDC0%2.49%2.79%
Venus-core-poolBSC13.64MUSDC0%2.33%2.75%
Aave-v3Arbitrum29.84MUSDC0%2.38%2.72%
Centrifuge-protocolEthereum1.87MUSDC0%2.02%2.57%
Aave-v3Ethereum1.54MUSDC0%2.5%2.57%
Aave-v3OP Mainnet2.51MUSDC0%2.61%2.42%
Scallop-lendSui1.07MUSDC0%2.59%2.33%
Gami-labsBase3.02MUSDC0%2.61%2.31%
Spectra-metavaultsBase3.02MUSDC0%2.63%2.31%
Aave-v3Mantle2.18MUSDC0%2.12%2.19%
Midas-rwaEthereum26.21MUSDC0%5.67%2.04%
Aave-v3Sonic1.14MUSDC0%1.87%1.88%
CurrentSui13.66MUSDC7.42%9.67%1.86%
Echelon-marketAptos1.49MUSDC1.47%3.47%1.7%
Aave-v4Ethereum2.03MUSDC0%1.95%1.42%
NeverlandMonad2.26MUSDC7.04%8.58%1.29%
Lista-lendingEthereum3.92MUSDC7.75%6.7%1.09%
ExactlyOP Mainnet1.80MUSDC0%0.97%0.84%
Zest-v2Stacks10.09MUSDC0%0.57%0.77%
Fusion-by-iporBase1.14MUSDC0%6.03%0.77%
Aave-v4Avalanche5.27MUSDC4.7%2.54%0.42%
AcrossEthereum1.10MUSDC4.2%4.19%0.37%
TectonicCronos53.72MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8115.4M4.64%
Avalanche6290.3M3.48%
Base17138.7M5.98%
BSC15150M4.04%
Ethereum763.4B6.89%
Hyperliquid000%
Mantle12.2M2.19%
Optimism000%
Polygon213.1M3.21%
Solana18560.4M8.5%
TON13M5.38%
zkSync Era000%