Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/03/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Spectra-metavaultsBase4.91MUSDC1.86%7.77%15.61%
Bracket-vaultsEthereum3.09MUSDC0%12.85%12.21%
GoldfinchEthereum37.74MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.67MUSDC0%9.23%9.67%
AbyssSui1.84MUSDC0%8.57%8.54%
AvantisBase75.69MUSDC0%9.93%8.3%
Gains-networkArbitrum9.34MUSDC0%7.5%7.24%
Zerobase-cedefiBSC1.35MUSDC2%9%7%
LoopscaleSolana1.52MUSDC1.23%7.76%6.98%
Euler-v2Avalanche3.03MUSDC0%6.34%6.83%
AccountableMonad2.10MUSDC2.51%9.56%6.79%
DolomiteEthereum8.78MUSDC0%4.77%6.64%
Yearn-financeEthereum1.66MUSDC0%5.21%6.19%
Harvest-financeBase2.01MUSDC0%5.23%5.73%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.67%
AutofinanceEthereum10.55MUSDC0.47%5.78%5.48%
LoopscaleSolana1.33MUSDC0%4.28%5.34%
Takara-lendSei1.04MUSDC2.59%9.33%5.25%
Takara-lendSei1.04MUSDC2.59%9.33%5.25%
Yo-protocolBase28.48MUSDC12%18.19%5.24%
Yo-protocolEthereum12.06MUSDC12%17.27%5.24%
Fluid-lendingArbitrum32.74MUSDC0.99%5.36%5.14%
Scallop-lendSui1.57MUSDC0%4.34%5.02%
Yearn-financeEthereum1.46MUSDC0%5.03%4.99%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.29%4.99%
Woofi-earnArbitrum1.15MUSDC0%5.77%4.74%
Fusion-by-iporBase1.84MUSDC0%5.18%4.71%
AutofinanceEthereum8.73MUSDC0%2.09%4.7%
AutofinanceBase8.41MUSDC2.02%5.82%4.38%
ExactlyOptimism1.75MUSDC0%4.2%4.26%
Benqi-lendingAvalanche5.06MUSDC0%3.65%4.23%
ExactlyOptimism1.75MUSDC0%4.17%4.18%
ExactlyOptimism1.75MUSDC0%4.11%4.14%
SparklendEthereum1.86MUSDC0%3.76%4.14%
Fluid-lendingEthereum204.38MUSDC0.99%4.15%4.1%
Fluid-lendingEthereum4.55MUSDC0%2.99%4.1%
Navi-lendingSui10.73MUSDC0.5%4.68%4.04%
ExactlyOptimism1.75MUSDC0%4%4.03%
Hyperlend-pooledHyperliquid L124.32MUSDC0%4%3.99%
Yearn-financeEthereum3.99MUSDC0%4.62%3.94%
ExactlyOptimism1.75MUSDC0%2.8%3.89%
WasabiBase4.20MUSDC0%4.22%3.83%
ExactlyOptimism1.75MUSDC0%3.9%3.82%
Euler-v2Ethereum37.57MUSDC0%4.04%3.77%
Flux-financeEthereum2.46MUSDC0%4.08%3.76%
Spark-savingsAvalanche98.80MUSDC0%3.82%3.75%
Spark-savingsEthereum386.31MUSDC0%3.82%3.75%
ExactlyOptimism1.75MUSDC0%2.75%3.74%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum451.2M6.03%
Avalanche5109.3M5.04%
Base8129.7M6.6%
BSC339.9M8.92%
Ethereum202.9B5.45%
Hyperliquid000%
Mantle000%
Optimism712.3M4.01%
Polygon000%
Solana22.9M6.16%
TON14.1M9.41%
zkSync Era000%