Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Mar 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/03/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Spectra-metavaultsBase4.90MUSDC1.86%8.11%15.61%
Bracket-vaultsEthereum2.72MUSDC0%12.82%12.19%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar8.66MUSDC0%9.24%9.67%
AbyssSui1.88MUSDC0%8.56%8.44%
AvantisBase75.66MUSDC0%9.89%7.77%
Gains-networkArbitrum9.34MUSDC0%7.4%7.26%
LoopscaleSolana1.33MUSDC1.24%7.77%7.01%
Zerobase-cedefiBSC1.35MUSDC2%9%7%
AccountableMonad2.16MUSDC2.5%9.55%6.79%
DolomiteEthereum8.77MUSDC0%4.82%6.65%
Yearn-financeEthereum1.66MUSDC0%5.24%6.16%
Harvest-financeBase2.01MUSDC0%5.24%5.73%
DeltaprimeAvalanche1.10MUSDC0%5.6%5.67%
LoopscaleSolana1.24MUSDC0%4.32%5.34%
Yo-protocolBase28.49MUSDC12%17.94%5.25%
Yo-protocolEthereum12.06MUSDC12%17.27%5.25%
Yearn-financeEthereum1.52MUSDC0%5.02%5.07%
Scallop-lendSui1.57MUSDC0%4.34%5.02%
Extra-finance-leverage-farmingBase4.20MUSDC0%5.28%4.93%
Woofi-earnArbitrum1.15MUSDC0%5.73%4.74%
Fluid-lendingArbitrum32.95MUSDC0.99%5.39%4.74%
AutofinanceEthereum8.73MUSDC0%2.17%4.7%
Fusion-by-iporBase1.84MUSDC0%5.19%4.69%
AutofinanceBase8.37MUSDC2%5.82%4.6%
AutofinanceEthereum10.54MUSDC0.47%5.76%4.53%
Fluid-lendingEthereum204.69MUSDC0.99%4.19%4.45%
Fluid-lendingEthereum4.55MUSDC0%3.03%4.45%
Benqi-lendingAvalanche4.97MUSDC0%3.67%4.27%
ExactlyOptimism1.75MUSDC0%4.2%4.26%
ExactlyOptimism1.75MUSDC0%4.17%4.16%
ExactlyOptimism1.75MUSDC0%4.11%4.14%
SparklendEthereum1.86MUSDC0%3.8%4.14%
Euler-v2Avalanche3.03MUSDC0%6.31%4.06%
Silo-v2Ethereum1.02MUSDC0%2.85%4.04%
Silo-v2Ethereum1.02MUSDC0%2.85%4.04%
ExactlyOptimism1.75MUSDC0%4%4.04%
Navi-lendingSui11.08MUSDC0.49%4.69%3.97%
Yearn-financeEthereum3.99MUSDC0%4.6%3.9%
ExactlyOptimism1.75MUSDC0%2.88%3.89%
Hyperlend-pooledHyperliquid L125.68MUSDC0%3.99%3.83%
ExactlyOptimism1.75MUSDC0%3.9%3.82%
Euler-v2Ethereum37.57MUSDC0%4.03%3.77%
Flux-financeEthereum2.46MUSDC0%4.08%3.76%
Spark-savingsEthereum393.44MUSDC0%3.82%3.75%
Spark-savingsAvalanche98.78MUSDC0%3.82%3.75%
ExactlyOptimism1.75MUSDC0%2.83%3.74%
Fluid-lendingBase9.59MUSDC2.33%5.47%3.7%
WasabiBase4.27MUSDC0%4.2%3.68%
Euler-v2Ethereum29.36MUSDC0%3.38%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum451.4M5.94%
Avalanche5109.3M4.48%
Base9139.3M6.22%
BSC339.9M8.92%
Ethereum232.9B5.23%
Hyperliquid000%
Mantle000%
Optimism712.3M4.01%
Polygon11.1M4.07%
Solana22.6M6.18%
TON14.1M9.29%
zkSync Era000%