Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/05/2026 23:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.2%13.5%
Ember-protocolEthereum38.02MUSDC0%16.54%12.52%
Ember-protocolSui1.77MUSDC0%9.55%12.17%
Ember-protocolSui7.65MUSDC0%8.06%11.67%
AutofinanceEthereum2.03MUSDC0%9.18%11.6%
AvantisBase44.16MUSDC0%10.45%11.24%
Benqi-lendingAvalanche1.80MUSDC0%7.25%10.73%
Bracket-vaultsEthereum2.71MUSDC0%10.74%10.47%
Harmonix-financeHyperliquid L114.69MUSDC0%10.18%10.24%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolSui1.47MUSDC0%10.01%10.01%
Ember-protocolSui1.14MUSDC0%9.31%9.85%
Harvest-financeBase1.90MUSDC0%9.43%9.64%
SymbiosisEthereum1.07MUSDC0%6.8%9.34%
YieldseekerBase1.62MUSDC0%8.82%9.16%
Ember-protocolSui2.97MUSDC0%7.56%8.67%
Blend-pools-v2Stellar10.42MUSDC0%8.69%8.48%
Ember-protocolSui1.13MUSDC0%7.61%8.48%
Fusion-by-iporEthereum1.39MUSDC0%4.87%8.1%
AccountableMonad2.33MUSDC1%10.22%8%
Ember-protocolSui5.96MUSDC4%12%8%
Ember-protocolEthereum2.79MUSDC0%7.54%7.24%
Ember-protocolEthereum4.65MUSDC0%7.01%7.22%
LoopscaleSolana1.78MUSDC0.66%8.01%7.13%
DeltaprimeAvalanche1.04MUSDC0%6.33%6.82%
Extra-finance-leverage-farmingBase3.43MUSDC0%6.1%6.79%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Gains-networkArbitrum5.15MUSDC0%6.42%6.4%
Centrifuge-protocolMonad4.51MUSDC0%4.07%6.39%
Harvest-financeEthereum1.09MUSDC0%4.75%6.07%
Fluid-lendingBase10.98MUSDC0%5.5%6.02%
Fluid-lendingEthereum170.25MUSDC1.03%5%5.75%
Aave-v3Avalanche5.58MUSDC0%5.61%5.69%
LoopscaleSolana1.02MUSDC0%5.53%5.52%
Ember-protocolSui1.73MUSDC5.65%13.18%5.5%
Centrifuge-protocolAvalanche258.95MUSDC0%4.34%5.44%
Centrifuge-protocolEthereum174MUSDC0%4.3%5.44%
Centrifuge-protocolEthereum6.88MUSDC0%4.25%5.44%
Yearn-financeEthereum3.30MUSDC0%5.63%5.26%
AutofinanceBase7.70MUSDC2.88%8.59%5.22%
Kamino-lendSolana7.28MUSDC0%5.55%5.12%
Fluid-lendingArbitrum47.56MUSDC0%5.41%5.07%
Yearn-financeEthereum11.28MUSDC0%5.19%4.97%
DolomiteArbitrum1.30MUSDC0%4.56%4.82%
Folks-finance-lendingAlgorand1.25MUSDC0%4.47%4.63%
AutofinanceEthereum7.70MUSDC0.66%5.24%4.53%
AmpleBase4.34MUSDC0%4.75%4.49%
Hyperlend-pooledHyperliquid L116.22MUSDC0%5.25%4.48%
Scallop-lendSui1.67MUSDC0%5.2%4.46%
Yo-protocolEthereum3.14MUSDC0%4.05%4.42%
Yo-protocolBase14.84MUSDC0%4.05%4.42%
TermmaxBase1.25MUSDC0%3.27%4.35%
Navi-lendingSui6.17MUSDC0.55%4.87%4.22%
Moonwell-lendingBase1.55MUSDC1.18%5.39%4.2%
TermmaxEthereum1.51MUSDC0%3.61%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.12%4.17%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.16%
Jupiter-lendSolana427.64MUSDC1.14%4.64%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.57%4.11%
Euler-v2Monad2.38MUSDC0%7.49%4.11%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.06%
DolomiteEthereum16.03MUSDC7.23%8.24%4.04%
TermmaxEthereum6.71MUSDC0%2.89%4.02%
ExactlyOP Mainnet1.59MUSDC0%3.89%4.01%
SparklendEthereum3.58MUSDC0%4.15%4%
ExactlyOP Mainnet1.59MUSDC0%3.92%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.9%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.89%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.91%3.96%
ExactlyOP Mainnet1.59MUSDC0%4.02%3.91%
ExactlyOP Mainnet1.59MUSDC0%1.06%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.45%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.6M5.82%
Avalanche6270.5M6.71%
Base1091.8M6.55%
BSC347.4M8.01%
Ethereum261.5B6.23%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22M4.5%
Solana4437.7M5.48%
TON13.7M5.69%
zkSync Era000%