Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.94% on Sep 11 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/09/2025 15:00:05

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeArbitrum1.06MUSDC0%24.72%27.88%
Peapods-financeEthereum17.24MUSDC0%23.81%27.43%
Peapods-financeEthereum10.17MUSDC0%33.26%26.11%
Peapods-financeEthereum10.78MUSDC0%23.17%23.63%
Peapods-financeArbitrum3.87MUSDC0%22.84%21.42%
SandclockEthereum1.08MUSDC15%20.98%18.92%
DolomiteArbitrum1.04MUSDC0%8.11%17.23%
Stream-financeEthereum114.93MUSDC0%14.84%15.64%
DeltaprimeAvalanche3.59MUSDC0%15.19%14.51%
Gains-networkArbitrum12.99MUSDC0%14.08%13.47%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkBase1.78MUSDC0%11.92%12.52%
LiqwidCardano3.68MUSDC1.14%16.03%12.42%
DeltaprimeArbitrum1.30MUSDC0%12.77%11.92%
Euler-v2Ethereum11.97MUSDC0.28%12.57%11.43%
Harmonix-financeArbitrum4.76MUSDC0%10.54%11.2%
WasabiBase8.61MUSDC0%11.26%10.6%
Harvest-financeBase2.42MUSDC0%12.34%10.49%
Extra-finance-leverage-farmingBase7.13MUSDC0.38%10.46%10.18%
SuperfundBase2.97MUSDC0.9%13.4%10.17%
Euler-v2Avalanche3.92MUSDC2.35%14.28%9.81%
Blend-pools-v2Stellar1.95MUSDC0%12.46%9.68%
TokemakEthereum13.12MUSDC1.74%11.69%9.64%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Benqi-lendingAvalanche7.48MUSDC0%8.27%9.52%
Harvest-financeBase3.19MUSDC0%9.37%9.48%
Harvest-financeBase1.46MUSDC0%9.42%9.36%
VesperEthereum1.87MUSDC0%5.01%8.98%
Scallop-lendSui1.70MUSDC0%8.15%8.88%
Navi-lendingSui8.24MUSDC0%9.38%8.38%
Ipor-fusionBase3.19MUSDC0%8.63%8.34%
Compound-v3Arbitrum2.76MUSDC0.98%5.51%8.08%
Harvest-financeBase1.11MUSDC0%8.17%7.93%
Silo-v2Arbitrum1.48MUSDC0%10.34%7.78%
Morpho-blueEthereum11.83MUSDC0%8.49%7.47%
Echelon-marketAptos7.66MUSDC2.43%10.83%7.46%
Harvest-financeEthereum1.11MUSDC0%8.92%7.41%
AvantisBase10.45MUSDC0%4.55%7.32%
TokemakBase27.24MUSDC4.2%12.09%7.23%
TermmaxEthereum2.61MUSDC0%4.52%7.18%
Silo-v2Sonic2.64MUSDC0%7.54%7.14%
Euler-v2Ethereum35.40MUSDC0%9.59%6.97%
Harvest-financeBase1.55MUSDC0%7.97%6.91%
Yearn-financeEthereum7.51MUSDC0%5.18%6.91%
Woofi-earnArbitrum1.23MUSDC0%8.46%6.82%
Ipor-fusionEthereum1.02MUSDC0%8.19%6.8%
Ipor-fusionEthereum1.02MUSDC0%8.19%6.8%
Yearn-financeEthereum14.82MUSDC0%7.43%6.79%
AvantisBase6.14MUSDC0%3.42%6.72%
Euler-v2Arbitrum5.58MUSDC0%3.75%6.23%
ExactlyOptimism1.12MUSDC0%5.59%6.13%
Polynomial-liquidityPolynomial1.66MUSDC0%6.27%5.99%
ExactlyOptimism1.12MUSDC0%5.22%5.96%
ExactlyOptimism1.12MUSDC0%5.44%5.91%
Echelon-marketMove1.89MUSDC3.1%10.07%5.91%
TermmaxEthereum14.21MUSDC0%5.91%5.86%
Folks-finance-lendingAlgorand1.29MUSDC0%6.93%5.86%
Echelon-marketEchelon_initia1.08MUSDC5.1%11.27%5.77%
Euler-v2Ethereum1.61MUSDC0%7.72%5.62%
Euler-v2Avalanche1.78MUSDC28.83%44.94%5.59%
Yearn-financeEthereum19.32MUSDC0.22%6.67%5.51%
Takara-lendSei3.50MUSDC9.44%14.01%5.49%
ExactlyOptimism1.12MUSDC0%5.03%5.4%
ExactlyOptimism1.12MUSDC0%4.97%5.28%
ExactlyOptimism1.12MUSDC0%2.75%5.22%
GearboxEthereum1.13MUSDC0%4.5%5.12%
ExactlyOptimism1.12MUSDC0%4.79%5.12%
Kamino-lendSolana35.72MUSDC0%4.75%5.05%
ExactlyOptimism1.12MUSDC0%4.83%5.04%
ExactlyOptimism1.12MUSDC0%4.67%5.01%
Aave-v3Base72.36MUSDC0%5.3%4.98%
ExactlyOptimism1.12MUSDC0%4.63%4.96%
Nostra-money-marketStarknet1.05MUSDC4.85%7.58%4.95%
SaveSolana10.66MUSDC0%4.35%4.87%
Aave-v3Optimism4.08MUSDC0%4.86%4.7%
Aave-v3Polygon9.95MUSDC0%4.63%4.66%
Fluid-lendingArbitrum41.22MUSDC4.72%8.22%4.64%
Aave-v3Avalanche24.47MUSDC0%5.46%4.61%
Aave-v3Ethereum0.90BUSDC0%4.43%4.56%
TokemakEthereum10.27MUSDC10.05%14.05%4.49%
Fluid-lendingEthereum1.49MUSDC0%5.03%4.34%
Fluid-lendingEthereum301.14MUSDC2.28%7.72%4.34%
Compound-v3Ethereum51.64MUSDC0.21%5.03%4.32%
WasabiEthereum2.55MUSDC0%5.69%4.29%
Moonwell-lendingBase5.31MUSDC2.22%7.87%4.13%
Euler-v2Ethereum4.14MUSDC0%5.57%4.07%
Aave-v3Arbitrum63.73MUSDC0%4.37%4.06%
SuperlendEtherlink1.29MUSDC7.06%10.16%3.95%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum13142.1M11.17%
Avalanche757.7M8.12%
Base15154.9M8.42%
BSC482.2M7.06%
Ethereum442.6B8.04%
Mantle000%
Optimism1217.1M5.28%
Polygon312.6M4.54%
Solana553.5M6.47%
TON16.7M8.85%
zkSync Era000%