Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/04/2026 14:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
PurrlendHyperliquid L14.85MUSDC0%13.38%29.05%
AutofinanceEthereum4.38MUSDC0%6.13%14.16%
Canto-lendingCanto1.35MUSDC0%12.84%12.9%
Bracket-vaultsEthereum2.70MUSDC0%11.81%11.22%
Fusion-by-iporEthereum1.01MUSDC0%2.65%10.97%
AutofinanceArbitrum2.87MUSDC1.89%9.74%10.55%
YieldseekerBase1.28MUSDC0%9.63%10.08%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar8.91MUSDC0%9.32%9.84%
AvantisBase50.04MUSDC0%9.89%9.75%
Aave-v3Arbitrum4.39MUSDC0%2.81%9.68%
Aave-v3Avalanche2.11MUSDC0%3.62%9.67%
AccountableMonad1MUSDC3.15%12.32%8%
AccountableMonad1MUSDC3.15%12.32%8%
AbyssSui1.85MUSDC0%8.77%7.7%
LoopscaleSolana1.46MUSDC1.07%8.51%7.61%
SymbiosisEthereum1.34MUSDC0%6.89%7.19%
Zerobase-cedefiBSC1.47MUSDC2%8.79%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.48%6.73%
Harvest-financeBase1.97MUSDC0%6.49%6.5%
Gains-networkArbitrum8.44MUSDC0%6.68%6.47%
AccountableMonad1.34MUSDC5.22%9.59%6.31%
Extra-finance-leverage-farmingBase3.70MUSDC0%5.32%6.25%
Scallop-lendSui1.01MUSDC0%5.1%6.08%
Yearn-financeEthereum7.41MUSDC0%4.13%5.84%
Aave-v3Ethereum106.79MUSDC0%4.04%5.74%
AutofinanceEthereum9.06MUSDC0.59%6.02%5.62%
DeltaprimeAvalanche1.12MUSDC0%5.23%5.54%
Benqi-lendingAvalanche2.43MUSDC0%6.29%5.47%
LoopscaleSolana1.51MUSDC0%5.27%5.42%
Hyperlend-pooledHyperliquid L19.97MUSDC0%4.21%5.28%
AutofinanceBase5.68MUSDC3.7%7.42%5.22%
Kamino-lendSolana7.93MUSDC0%3.22%5.13%
Fluid-lendingBase10.68MUSDC2.12%6.38%5.09%
Harvest-financeEthereum1.08MUSDC0%2.4%5%
TydroInk1.71MUSDC0%2.46%4.8%
Wasabi-perpsBase2.14MUSDC0%4.63%4.76%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Fluid-lendingArbitrum31.74MUSDC1.04%6.11%4.64%
Fluid-lendingEthereum174.18MUSDC1.18%4.52%4.46%
Fluid-lendingEthereum5.03MUSDC0%3.48%4.46%
Folks-finance-lendingAlgorand1.37MUSDC0%3.68%4.41%
DolomiteEthereum11.65MUSDC6.34%5.98%4.37%
Euler-v2Ethereum29.67MUSDC0%3.83%4.33%
Lazy-summer-protocolBase1.70MUSDC0.84%3.82%4.15%
SparklendEthereum3.03MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.73MUSDC0%3.24%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.67%3.99%
ExactlyOP Mainnet1.73MUSDC0%3.49%3.91%
ExactlyOP Mainnet1.73MUSDC0%2.84%3.84%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
Navi-lendingSui4.41MUSDC0.67%4.32%3.76%
ExactlyOP Mainnet1.73MUSDC0%3.86%3.74%
NeverlandMonad16.98MUSDC4.42%8.33%3.73%
ExactlyOP Mainnet1.73MUSDC0%3.65%3.72%
Euler-v2Ethereum18.75MUSDC0%3.88%3.68%
ExactlyOP Mainnet1.73MUSDC0%4.05%3.68%
Yearn-financeEthereum1.17MUSDC0%3.23%3.67%
ExactlyOP Mainnet1.73MUSDC0%3.88%3.66%
Spark-savingsEthereum490.38MUSDC0%3.74%3.65%
Spark-savingsAvalanche35.93MUSDC0%3.74%3.65%
Aave-v3Ethereum2.56MUSDC0%2.63%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum656.5M7.18%
Avalanche441.6M6.08%
Base984.5M6.5%
BSC339.3M8.17%
Ethereum252B6.01%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana310.9M6.06%
TON14M7%
zkSync Era000%