Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/02/2026 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%14.32%13.59%
Gains-networkArbitrum12.31MUSDC0%11.17%12.66%
AbyssSui1.88MUSDC0%9.36%10.43%
GoldfinchEthereum37.76MUSDC0%10.01%10.01%
AvantisBase89.99MUSDC0%11.16%9.89%
Blend-pools-v2Stellar10.39MUSDC0%10.94%9.19%
Woofi-earnArbitrum1.20MUSDC0%7.1%7.06%
WasabiSolana1.66MUSDC0%7.12%6.71%
LoopscaleSolana1.78MUSDC1.19%7.11%6.14%
Euler-v2Avalanche5.03MUSDC0%6.33%6%
AutofinanceEthereum19.53MUSDC0.38%7.68%5.91%
Extra-finance-leverage-farmingBase3.80MUSDC0%4.91%5.68%
DeltaprimeAvalanche1.21MUSDC0%6.31%5.47%
Gains-networkBase1.98MUSDC0%8.19%5.43%
Scallop-lendSui1.53MUSDC0%5.28%5.33%
Silo-v2Avalanche1.09MUSDC0%7.45%5.3%
Silo-v2Avalanche1.09MUSDC0%7.45%5.3%
Harvest-financeBase3.76MUSDC0%6.14%5.28%
WasabiBase6.86MUSDC0%6.05%5.22%
LiqwidCardano2.33MUSDC1.58%8.97%5.17%
Yo-protocolBase29.29MUSDC28%19.41%5.15%
Euler-v2Arbitrum4.88MUSDC0%3.31%4.64%
AutofinanceArbitrum1.34MUSDC1.95%6.26%4.56%
AutofinanceBase17.37MUSDC1.76%6.69%4.45%
Hyperlend-pooledHyperliquid L122.54MUSDC0%6.06%4.39%
Euler-v2Ethereum40.05MUSDC0%4.89%4.36%
DolomiteEthereum12.62MUSDC0%4.65%4.25%
ExactlyOptimism1.69MUSDC0%4.23%4.25%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
Echelon-marketAptos9.06MUSDC0%4.86%4.18%
ExactlyOptimism1.69MUSDC0%3.95%4.16%
ExactlyOptimism1.69MUSDC0%4.09%4.13%
NeverlandMonad5.50MUSDC7.37%12.63%4.13%
ExactlyOptimism1.69MUSDC0%4.02%4.06%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
ExactlyOptimism1.69MUSDC0%3.9%3.96%
ExactlyOptimism1.69MUSDC0%4.16%3.94%
AutofinanceEthereum5.01MUSDC0%4.96%3.74%
ExactlyOptimism1.69MUSDC0%3.12%3.72%
Fluid-lendingArbitrum42.37MUSDC0.94%4.14%3.69%
Folks-finance-lendingAlgorand2.10MUSDC0%4.12%3.69%
ExactlyOptimism1.69MUSDC0%3.81%3.67%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum562.1M6.52%
Avalanche7164.6M8.84%
Base7153M5.87%
BSC000%
Ethereum131.8B5.72%
Hyperliquid000%
Mantle000%
Optimism813.5M3.99%
Polygon12.4M3.79%
Solana23.4M6.42%
TON000%
zkSync Era000%