Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.24% on Jul 02 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/07/2025 17:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeArbitrum4.39MUSDC0%48.16%25.79%
Peapods-financeEthereum7.11MUSDC0%53.32%23.34%
Peapods-financeEthereum2.47MUSDC0%44.5%18.86%
LiqwidCardano2.03MUSDC1.8%23.57%17.75%
DeltaprimeArbitrum1.23MUSDC0%13.02%15.05%
WasabiBase1.49MUSDC0%15.23%13.23%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkArbitrum9.32MUSDC0%9.07%12.43%
Harvest-financeBase1.98MUSDC0%12.38%11.92%
Stream-financeEthereum62.19MUSDC0%11%11.73%
DeltaprimeAvalanche2.88MUSDC0%11.02%10.69%
Harmonix-financeArbitrum5.81MUSDC0%16.94%10.58%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Ipor-fusionEthereum2.35MUSDC0%7.55%9.08%
Euler-v2Ethereum3.78MUSDC0.52%7.05%8.84%
Gains-networkBase1.83MUSDC0%8.56%8.59%
Harvest-financeBase3.41MUSDC0%8.29%8.31%
Ipor-fusionBase3.50MUSDC0%6.79%8.07%
TokemakBase18.63MUSDC2.45%12.06%8.03%
Harvest-financeBase5.09MUSDC0%8.04%7.67%
Euler-v2Sonic2MUSDC2.4%7.41%7.53%
Scallop-lendSui2.48MUSDC0%6.66%7.44%
DolomiteArbitrum2.33MUSDC0%7.55%7.42%
TokemakEthereum19.58MUSDC1.75%9.59%7.15%
Echelon-marketAptos9.02MUSDC2.91%9.81%7.01%
Euler-v2Avalanche6.15MUSDC1.6%8.82%6.88%
Navi-lendingSui31.12MUSDC0%6.9%6.79%
Harvest-financeEthereum1.07MUSDC0%6.46%6.7%
Euler-v2Ethereum19.73MUSDC0.12%8.16%6.66%
SaveSolana1.39MUSDC0%6.39%6.39%
SaveSolana1.39MUSDC0%6.6%6.39%
Ipor-fusionEthereum1.09MUSDC0%5.42%6.16%
Silo-v2Sonic3.92MUSDC0%3.93%6.09%
SuperlendEtherlink2.36MUSDC0%13.85%6.06%
Echelon-marketMove2.62MUSDC3.68%11.66%5.84%
Polynomial-liquidityPolynomial1.83MUSDC0%6.3%5.74%
WasabiEthereum1.68MUSDC0%8.81%5.74%
Folks-finance-lendingAlgorand1.21MUSDC0%5.47%5.72%
VesperEthereum1.74MUSDC0%7.39%5.64%
Benqi-lendingAvalanche13.59MUSDC0%5.31%5.63%
Yield-yak-aggregatorAvalanche1.36MUSDC0%5.15%5.36%
ExactlyOptimism1.57MUSDC0%5.18%5.26%
Euler-v2Ethereum1.14MUSDC7.89%13.93%5.19%
Kamino-lendSolana38.19MUSDC0%5.01%5.12%
Silo-v2Avalanche5.42MUSDC0%4.34%5%
Euler-v2Ethereum1.82MUSDC6.42%13.75%4.97%
Yearn-financeEthereum15.33MUSDC0.65%6.64%4.94%
ExactlyOptimism1.57MUSDC0%4.96%4.92%
Euler-v2Unichain6.12MUSDC0%4.62%4.86%
VesuStarknet1.35MUSDC3.91%8.48%4.84%
Echelon-marketEchelon_initia1.65MUSDC5.06%8.88%4.8%
Mars-lendOsmosis2.36MUSDC0%5.09%4.8%
ExactlyOptimism1.57MUSDC0%4.6%4.73%
ExactlyOptimism1.57MUSDC0%4.5%4.65%
ExactlyOptimism1.57MUSDC0%4.44%4.57%
ExactlyOptimism1.57MUSDC0%4.49%4.53%
Flux-financeEthereum1.15MUSDC0%4.4%4.39%
Compound-v3Ethereum46.63MUSDC0.22%4.3%4.38%
SandclockEthereum1.10MUSDC15%19.83%4.35%
Moonwell-lendingBase8.91MUSDC1.43%5.78%4.33%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum624.9M12.6%
Avalanche634.6M6.6%
Base844.8M8.77%
BSC22.1M4.43%
Ethereum22257.2M7.57%
Mantle000%
Optimism69.4M4.78%
Polygon000%
Solana545.3M7.18%
TON110.3M8.56%
zkSync Era000%