Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/03/2026 12:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum3.77MUSDC0%8442.18%10110.26%
Bracket-vaultsEthereum3.29MUSDC0%13.38%12.67%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase80.32MUSDC0%10.4%9.5%
Blend-pools-v2Stellar10.93MUSDC0%9.9%8.73%
Gains-networkBase1.87MUSDC0%5.79%8.53%
Zerobase-cedefiBSC1.42MUSDC2%9%7%
AbyssSui1.85MUSDC0%8.94%6.79%
LoopscaleSolana1.63MUSDC1.24%7.51%6.63%
Yearn-financeEthereum4.28MUSDC0%6.33%6.52%
Harvest-financeBase2.97MUSDC0%5.65%6.12%
Extra-finance-leverage-farmingBase4.11MUSDC0%5.2%5.94%
DeltaprimeAvalanche1.10MUSDC0%5.77%5.74%
Yearn-financeEthereum4.70MUSDC0%4.86%5.59%
Gains-networkArbitrum13.43MUSDC0%8.34%5.55%
Yearn-financeEthereum1.70MUSDC0%4.88%5.41%
WasabiSolana1.52MUSDC0%5.21%5.32%
SymbiosisEthereum1.34MUSDC0%4.12%5.06%
Yo-protocolEthereum11.21MUSDC12%16.78%4.91%
Yo-protocolBase32.59MUSDC12%19.07%4.91%
AutofinanceEthereum21.02MUSDC0.37%6.19%4.75%
Woofi-earnArbitrum1.19MUSDC0%6.64%4.74%
Yearn-financeEthereum3.69MUSDC0%5.96%4.69%
AutofinanceArbitrum1.36MUSDC1.45%6.36%4.56%
DolomiteEthereum9.20MUSDC0%4.28%4.53%
LoopscaleSolana6.18MUSDC0%3.74%4.42%
Fusion-by-iporBase1.76MUSDC0%5.4%4.27%
ExactlyOptimism1.69MUSDC0%4.17%4.2%
ExactlyOptimism1.69MUSDC0%4.15%4.18%
Flux-financeEthereum1.52MUSDC0%4.2%4.15%
SparklendEthereum1.80MUSDC0%3.28%4.14%
ExactlyOptimism1.69MUSDC0%4.07%4.11%
Euler-v2Avalanche4.01MUSDC0%6.08%4.11%
AutofinanceBase14.44MUSDC1.27%5.94%4.09%
ExactlyOptimism1.69MUSDC0%3.97%4.01%
Silo-v2Avalanche1.08MUSDC0%5.05%3.97%
Silo-v2Avalanche1.08MUSDC0%5.05%3.97%
Scallop-lendSui2.42MUSDC0%4.66%3.94%
ExactlyOptimism1.69MUSDC0%3.81%3.93%
ExactlyOptimism1.69MUSDC0%3.96%3.91%
Euler-v2Ethereum36.01MUSDC0%4.33%3.84%
Lazy-summer-protocolEthereum4.59MUSDC0.56%3.89%3.77%
Spark-savingsEthereum452.03MUSDC0%3.92%3.75%
Spark-savingsAvalanche131.62MUSDC0%3.92%3.75%
Yearn-financeEthereum2.45MUSDC0%256.86%3.74%
Harvest-financeEthereum1.10MUSDC0%3.63%3.69%
ExactlyOptimism1.69MUSDC0%2.22%3.67%
ExactlyOptimism1.69MUSDC0%1.36%3.64%
NeverlandMonad14.80MUSDC4.74%10.99%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum424.1M5.46%
Avalanche6140.4M4.35%
Base7138M6.19%
BSC340.1M8.92%
Ethereum232.7B444.62%
Hyperliquid000%
Mantle000%
Optimism813.5M3.96%
Polygon11.8M3.62%
Solana39.3M5.46%
TON000%
zkSync Era000%