Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/03/2026 14:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%13.52%12.82%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase82.60MUSDC0%10.73%9.63%
Blend-pools-v2Stellar10.68MUSDC0%10.03%8.92%
AbyssSui1.90MUSDC0%8.91%8.87%
Gains-networkArbitrum13.23MUSDC0%8.17%7.19%
Zerobase-cedefiBSC1.28MUSDC2%9%7%
Gains-networkBase1.86MUSDC0%5.48%6.87%
LoopscaleSolana1.68MUSDC1.25%7.38%6.6%
LiqwidCardano1.85MUSDC1.58%6.62%6.54%
Yearn-financeEthereum1.66MUSDC0%4.83%5.91%
Harvest-financeBase3.12MUSDC0%5.86%5.78%
Fusion-by-iporBase1.77MUSDC0%5.46%5.61%
Yearn-financeEthereum3.12MUSDC0%7.01%5.61%
Extra-finance-leverage-farmingBase4.32MUSDC0%5.09%5.33%
AutofinanceArbitrum1.34MUSDC1.32%6.29%5.29%
Yo-protocolEthereum10.61MUSDC12%17.32%5.1%
Yo-protocolBase32.01MUSDC12%19.35%5.1%
AutofinanceEthereum21.37MUSDC0.31%6.43%5%
SymbiosisEthereum1.40MUSDC0%4.27%4.87%
Woofi-earnArbitrum1.26MUSDC0%6.87%4.69%
DolomiteEthereum9.68MUSDC0%4.3%4.49%
AutofinanceBase16.01MUSDC0.99%6.07%4.42%
Yearn-financeEthereum1.13MUSDC0%5.02%4.4%
Yearn-financeEthereum1.13MUSDC0%5.02%4.4%
Euler-v2Avalanche4.32MUSDC0%5.91%4.21%
ExactlyOptimism1.70MUSDC0%4.17%4.2%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.18%
LoopscaleSolana6.67MUSDC0%3.64%4.17%
SparklendEthereum1.82MUSDC0%3.24%4.14%
ExactlyOptimism1.70MUSDC0%4.07%4.11%
Hyperlend-pooledHyperliquid L128.40MUSDC0%4.7%4.08%
ExactlyOptimism1.70MUSDC0%3.96%4.01%
Scallop-lendSui2.37MUSDC0%4.75%3.99%
ExactlyOptimism1.70MUSDC0%3.81%3.92%
ExactlyOptimism1.70MUSDC0%3.99%3.91%
Benqi-lendingAvalanche6.26MUSDC0%3.3%3.8%
Spark-savingsEthereum416.14MUSDC0%3.95%3.75%
Spark-savingsAvalanche140.05MUSDC0%3.95%3.75%
Euler-v2Ethereum39.12MUSDC0%4.46%3.7%
ExactlyOptimism1.70MUSDC0%2.3%3.66%
NeverlandMonad14.80MUSDC4.7%11.65%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum424M6.04%
Avalanche4152M4.12%
Base7141.7M6.11%
BSC225.2M7.38%
Ethereum192.5B5.47%
Hyperliquid000%
Mantle000%
Optimism711.9M4%
Polygon000%
Solana28.4M5.39%
TON000%
zkSync Era000%