Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/11/2025 23:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.34MUSDC0%42.45%45.94%
VesperEthereum2.29MUSDC0%6.69%23.27%
AvantisBase105.43MUSDC0%20.38%20.48%
Bracket-vaultsEthereum9MUSDC0%18.96%19.2%
Stream-financeEthereum382.27MUSDC0%15.05%15.52%
DeltaprimeArbitrum1.24MUSDC0%14.23%15.44%
Blend-pools-v2Stellar3.16MUSDC0%14.28%15.11%
WasabiBase9.04MUSDC0%12.84%14.18%
LiqwidCardano2.54MUSDC1.53%18.87%14.12%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkArbitrum14.10MUSDC0%14.88%12.46%
Ipor-fusionEthereum1.13MUSDC0%15.66%12.04%
Harvest-financeBase2.96MUSDC0%12.81%11.67%
Ipor-fusionBase1.57MUSDC0%19.52%11.63%
VesuStarknet1.12MUSDC3.06%6.34%10.8%
LoopscaleSolana2.62MUSDC0%10.44%10.24%
Yo-protocolBase27.81MUSDC0%11.04%9.68%
GoldfinchEthereum42.57MUSDC0%9.56%9.56%
Harmonix-financeArbitrum4.58MUSDC0%12.09%9.36%
LoopscaleSolana1.42MUSDC1.63%11.02%9.25%
Extra-finance-leverage-farmingBase5.69MUSDC0.2%9.14%8.82%
Hyperlend-pooledHyperliquid1.62MUSDC0%6.41%8.8%
TermmaxEthereum3.10MUSDC0%5.43%8.21%
Yearn-financeEthereum17.24MUSDC0%6.41%8.08%
SuperfundBase1.09MUSDC0.24%12.09%8.03%
SuperfundBase1.09MUSDC0.24%12.09%8.03%
DeltaprimeAvalanche3.07MUSDC0%13.49%7.72%
Gains-networkBase1.60MUSDC0%10.08%7.67%
AutofinanceArbitrum5.35MUSDC5.09%10.62%7.63%
Harvest-financeBase1.82MUSDC0%7.58%7.4%
Euler-v2Ethereum12.99MUSDC0%6.67%7.3%
AutofinanceBase22.46MUSDC3.84%10.99%7.26%
Yearn-financeEthereum1.10MUSDC0%7.82%7.14%
AutofinanceEthereum11.12MUSDC1.24%8.75%7.08%
Euler-v2Arbitrum4.28MUSDC0%8.64%6.95%
Navi-lendingSui12.23MUSDC0.92%12.66%6.95%
Yearn-financeEthereum36.38MUSDC0%5.81%6.92%
Echelon-marketAptos9.13MUSDC0%7.9%6.92%
Ipor-fusionBase1.82MUSDC0%7.25%6.85%
Fluid-lendingEthereum278.23MUSDC1.44%6.39%6.77%
Euler-v2Arbitrum2.08MUSDC0%6.47%6.77%
TermmaxEthereum2.73MUSDC0%4.26%6.69%
Silo-v2Avalanche2.43MUSDC0%10.96%6.66%
Takara-lendSei1.26MUSDC7.73%27.51%6.59%
Harvest-financeEthereum1.10MUSDC0%8.42%6.41%
Scallop-lendSui1.48MUSDC0%8.68%6.37%
Yearn-financeBase1.51MUSDC0%5.93%6.3%
Fluid-lendingPolygon6.46MUSDC0%6.64%6.23%
SaveSolana4.47MUSDC0%7.93%6.22%
Euler-v2Ethereum19.51MUSDC0%5.6%6.09%
Euler-v2Avalanche3.42MUSDC0%6.54%5.8%
Moonwell-lendingBase4.31MUSDC1.11%10.27%5.74%
Folks-finance-lendingAlgorand1.23MUSDC0%5.34%5.37%
Benqi-lendingAvalanche5.53MUSDC0%7.17%5.09%
ExactlyOptimism1.35MUSDC0%4.9%4.86%
ExactlyOptimism1.35MUSDC0%4.97%4.86%
ExactlyOptimism1.35MUSDC0%4.92%4.79%
DolomiteArbitrum4.41MUSDC0%6.87%4.72%
ExactlyOptimism1.35MUSDC0%4.95%4.6%
ExactlyOptimism1.35MUSDC0%4.66%4.6%
ExactlyOptimism1.35MUSDC0%4.6%4.47%
Fluid-lendingBase22.14MUSDC1.99%6.88%4.4%
Aave-v3Ethereum664.41MUSDC0%4.15%4.39%
ExactlyOptimism1.35MUSDC0%4.14%4.15%
ExactlyOptimism1.35MUSDC0%4.13%4.13%
SparklendEthereum8.70MUSDC0%3.36%4.02%
Aave-v3Linea5.27MUSDC0%4.41%3.98%
Hatom-lendingMultiversX1.31MUSDC0.92%5.4%3.96%
ExactlyOptimism1.35MUSDC0%3.47%3.82%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum736.1M9.05%
Avalanche516.5M5.99%
Base15210.3M9.21%
BSC000%
Ethereum253.6B9.57%
Mantle000%
Optimism912.1M4.47%
Polygon16.5M6.23%
Solana512.9M8.8%
TON15.9M11.01%
zkSync Era000%