Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/05/2026 19:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%117.68%153.73%
Ember-protocolSui1.81MUSDC0%9.53%13.35%
Canto-lendingCanto1.35MUSDC0%13.01%13.3%
Ember-protocolEthereum2.79MUSDC0%9.55%13.03%
Harmonix-financeHyperliquid L18.06MUSDC0%12%12.95%
Ember-protocolEthereum46.50MUSDC13%22.02%12.52%
Harvest-financeBase1.97MUSDC0%8.09%12.26%
AutofinanceEthereum2.03MUSDC0%8.73%11.74%
AvantisBase45.75MUSDC0%10.1%11.11%
Benqi-lendingAvalanche1.81MUSDC0%9.06%11.04%
Ember-protocolSui7.88MUSDC0%12.38%10.99%
Bracket-vaultsEthereum2.71MUSDC0%11.08%10.63%
Ember-protocolSui1.17MUSDC0%7.85%10.63%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
AbyssSui1.92MUSDC0%9.82%9.18%
Blend-pools-v2Stellar10.60MUSDC0%9.05%8.64%
Ember-protocolSui1.14MUSDC0%6.05%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
YieldseekerBase407.89MUSDC0%9.04%7.74%
Ember-protocolSui2.62MUSDC0%8.68%7.56%
Kamino-lendSolana6.55MUSDC0%5.12%7.29%
LoopscaleSolana1.98MUSDC1.05%8.26%7.1%
Gains-networkArbitrum5.12MUSDC0%6.46%7.05%
Ember-protocolEthereum4.50MUSDC0%7.64%7.01%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.55MUSDC0%5.96%6.54%
Spectra-metavaultsBase6.60MUSDC1.42%4.68%6.54%
Project-0Solana1.21MUSDC0%7.8%6.48%
DeltaprimeAvalanche1.06MUSDC0%5.85%6.27%
DeltaprimeAvalanche1.06MUSDC0%5.85%6.27%
Yearn-financeEthereum3.20MUSDC0%6.45%5.55%
LoopscaleSolana1.40MUSDC0%5.47%5.5%
SymbiosisEthereum1.31MUSDC0%6.97%5.5%
Fluid-lendingBase14.05MUSDC0%6.45%5.42%
Ember-protocolSui1.17MUSDC0%8.15%5.23%
Harvest-financeEthereum1.09MUSDC0%5%5.14%
AutofinanceBase6.98MUSDC3.59%8.8%5.07%
Hyperlend-pooledHyperliquid L113.97MUSDC0%5.16%5.01%
Scallop-lendSui1.34MUSDC0%5.34%5.01%
Fluid-lendingArbitrum46.87MUSDC0%6.29%4.76%
Yearn-financeEthereum10.43MUSDC0%4.96%4.7%
Aave-v3Avalanche6.64MUSDC0%6.36%4.57%
AmpleBase4.33MUSDC0%4.59%4.5%
Folks-finance-lendingAlgorand1.41MUSDC0%4.37%4.4%
DolomiteArbitrum1.59MUSDC0%5.62%4.37%
Compound-v3Ethereum32.02MUSDC0.13%2.93%4.34%
Navi-lendingSui5.58MUSDC0.64%4.57%4.34%
ExactlyOP Mainnet1.57MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.57MUSDC0%3.98%4.13%
SparklendEthereum4MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.9%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.01%
Moonwell-lendingBase1.76MUSDC1.25%5.1%4.01%
ExactlyOP Mainnet1.57MUSDC0%3.83%3.95%
Yo-protocolBase16.11MUSDC7.8%13.98%3.94%
Yo-protocolEthereum3.37MUSDC7.8%14%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.94%
TermmaxBase1.26MUSDC0%2.27%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.4%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.77%3.91%
Ember-protocolSui1.42MUSDC10.59%13.56%3.8%
Jupiter-lendSolana445.85MUSDC1.1%4.44%3.79%
NeverlandMonad15.62MUSDC4.79%8.42%3.74%
Fusion-by-iporEthereum1.30MUSDC0%4.7%3.69%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
AutofinanceEthereum8.23MUSDC0.6%6.12%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.5M5.79%
Avalanche744.2M5.66%
Base12512.1M18.73%
BSC454.1M7.01%
Ethereum202.1B6.45%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5457M6.03%
TON13.6M6.17%
zkSync Era000%