Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.70% on Jun 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/06/2026 03:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Moonwell-lendingBase1.05MUSDC0.37%6.85%30.45%
Ember-protocolSui1.21MUSDC0%10.63%19.92%
AccountableEthereum1.04MUSDC0%14.3%14.25%
Canto-lendingCanto1.35MUSDC0%13.6%13.61%
Ember-protocolEthereum18.83MUSDC0%12.56%12.78%
AccountableMonad46.29MUSDC0.32%10.49%11.6%
Harvest-financeBase1.85MUSDC0%15.32%11.44%
Ember-protocolSui1.10MUSDC0%8.16%10.35%
GoldfinchEthereum36.71MUSDC0%10.11%10.12%
AccountableMonad5.18MUSDC0.44%10.16%10%
AvantisBase31.71MUSDC0%9.7%9.95%
AccountableEthereum2.11MUSDC0%4.68%9.81%
Bracket-vaultsEthereum2.72MUSDC0%10.21%9.78%
Harvest-financeEthereum1.13MUSDC0%7.58%9.67%
Harmonix-financeHyperliquid L119.12MUSDC0%10.11%9.54%
AccountableEthereum4.08MUSDC9.87%8.74%9.09%
Ember-protocolSui3.09MUSDC0%8.67%8.75%
Fusion-by-iporEthereum1.43MUSDC0%6.47%8.68%
Blend-pools-v2Stellar10.19MUSDC0%7.32%8.5%
AccountableMonad9.05MUSDC0.48%11.75%8.3%
Ember-protocolSui1.07MUSDC0%8.46%8.01%
Ember-protocolSui6.73MUSDC4%12%8%
YieldseekerBase1.77MUSDC0%8.25%7.91%
Ember-protocolEthereum3.25MUSDC0%8.45%7.61%
SymbiosisEthereum1.37MUSDC0%9.82%7.45%
LoopscaleSolana1.09MUSDC0.73%8.06%7.39%
LazyEthereum1.02MUSDC0%8.19%7.37%
LazyEthereum1.02MUSDC0%8.19%7.37%
Centrifuge-protocolPlume Mainnet32.90MUSDC0%0.36%7.15%
AccountableMonad3.40MUSDC0.5%7.88%6.79%
Zerobase-cedefiBSC2.19MUSDC2%8.76%6.76%
Fluid-lendingArbitrum35.41MUSDC0%5.98%6.55%
Yearn-financeEthereum9.06MUSDC0%4.89%6.37%
Fluid-lendingEthereum126.39MUSDC0.84%7.12%6.27%
Fluid-lendingEthereum8.25MUSDC0%5.22%6.27%
Fluid-lendingBase9.04MUSDC0%5.48%6.11%
Centrifuge-protocolEthereum370.69MUSDC0%3.76%5.73%
Hyperlend-pooledHyperliquid L111.89MUSDC0%5.68%5.71%
AutofinanceEthereum7.27MUSDC0.36%5.94%5.69%
Navi-lendingSui4.97MUSDC0.44%5.8%5.55%
Extra-finance-leverage-farmingBase3.50MUSDC0%6.76%5.43%
AutofinanceBase8.09MUSDC1.55%7.8%5.29%
Ember-protocolSui1.35MUSDC0%8.28%5.05%
Ember-protocolSui6.86MUSDC0%5.47%4.96%
Yearn-financeBase1.72MUSDC0%4.33%4.85%
Yearn-financeEthereum5.62MUSDC0%4.83%4.72%
Kamino-lendSolana9.05MUSDC0%4.96%4.64%
AmpleBase4.27MUSDC0%4.85%4.28%
Yo-protocolBase11.25MUSDC0%4.25%4.21%
Yo-protocolEthereum2.70MUSDC0%4.25%4.21%
Yearn-financeEthereum1.18MUSDC0%3.7%4.19%
Folks-finance-lendingAlgorand1.42MUSDC0%4.65%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.08%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.14%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.01%4.06%
Ember-protocolSui1.16MUSDC5.65%11.17%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.03%4.06%
Euler-v2Monad2.21MUSDC0.15%4.16%4.05%
ExactlyOP Mainnet1.63MUSDC0%3.85%3.97%
ExactlyOP Mainnet1.63MUSDC0%3.95%3.96%
TermmaxBase1.21MUSDC0%4.16%3.93%
Yearn-financeEthereum2.45MUSDC0%3.76%3.83%
DolomiteArbitrum1.63MUSDC0%3.91%3.81%
ExactlyOP Mainnet1.63MUSDC0%3.3%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%
Benqi-lendingAvalanche4.81MUSDC0%4.46%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum344.7M5.79%
Avalanche14.8M3.72%
Base1175.5M8.53%
BSC454.1M6.84%
Ethereum271.8B7.07%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M19.22%
Solana210.1M6.01%
TON13.7M6.02%
zkSync Era000%