Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/05/2026 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.72MUSDC0%65.23%155%
Canto-lendingCanto1.35MUSDC0%12.92%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.44%10.93%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Hyperlend-pooledHyperliquid L16.11MUSDC0%4.89%9.22%
AbyssSui1.31MUSDC0%8.65%9.21%
AvantisBase47.83MUSDC0%10.12%9.17%
Blend-pools-v2Stellar10.43MUSDC0%9.21%8.87%
YieldseekerBase1.26MUSDC0%9.23%8.77%
Benqi-lendingAvalanche2.03MUSDC0%7.68%8.36%
Yearn-financeEthereum1.38MUSDC0%5.83%7.45%
Harvest-financeBase1.97MUSDC0%6.61%7.25%
AutofinanceEthereum2.28MUSDC0%7.08%7.06%
Aave-v3Avalanche4.38MUSDC0%5.24%6.94%
SymbiosisEthereum1.02MUSDC0%6.98%6.93%
SymbiosisEthereum1.02MUSDC0%6.98%6.93%
Gains-networkArbitrum5.40MUSDC0%6.29%6.92%
LoopscaleSolana1.68MUSDC1.03%8.39%6.83%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Kamino-lendSolana7.57MUSDC0%4.03%6.24%
AutofinanceArbitrum3.45MUSDC1.37%11.56%6.1%
DeltaprimeAvalanche1.06MUSDC0%5.47%6.04%
Extra-finance-leverage-farmingBase3.86MUSDC0%5.63%5.95%
Yearn-financeEthereum8.36MUSDC0%4.46%5.73%
AutofinanceEthereum9.11MUSDC0.64%6.56%5.69%
Project-0Solana1.89MUSDC0%7.41%5.6%
Fluid-lendingArbitrum39.62MUSDC0.83%6.16%5.51%
Scallop-lendSui1.19MUSDC0%5.26%5.27%
AutofinanceBase6.11MUSDC3.69%8.3%5.22%
Folks-finance-lendingAlgorand1.21MUSDC0%4.07%4.67%
DolomiteArbitrum1.35MUSDC0%5.86%4.47%
Fluid-lendingBase15.05MUSDC1.5%6.41%4.15%
ExactlyOP Mainnet1.56MUSDC0%3.54%4.12%
ExactlyOP Mainnet1.56MUSDC0%3.99%4.07%
ExactlyOP Mainnet1.56MUSDC0%3.85%4.06%
SparklendEthereum3.17MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.56MUSDC0%3.76%4%
ExactlyOP Mainnet1.56MUSDC0%3.77%3.91%
ExactlyOP Mainnet1.56MUSDC0%3.65%3.89%
ExactlyOP Mainnet1.56MUSDC0%3.87%3.89%
Navi-lendingSui3.71MUSDC0.68%4.48%3.88%
ExactlyOP Mainnet1.56MUSDC0%3.73%3.86%
ExactlyOP Mainnet1.56MUSDC0%3.33%3.86%
TermmaxBase1.25MUSDC0%2.3%3.82%
Euler-v2Ethereum37.68MUSDC0%3.95%3.8%
Yearn-financeEthereum27.88MUSDC0%3.52%3.77%
NeverlandMonad15.16MUSDC4.99%8.2%3.73%
Yo-protocolBase17.60MUSDC7.8%14.56%3.72%
Yo-protocolEthereum3.45MUSDC7.8%14.59%3.72%
Harvest-financeEthereum1.09MUSDC0%4.17%3.72%
Moonwell-lendingBase2.37MUSDC1.22%4.59%3.68%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
TermmaxEthereum1.11MUSDC0%3.23%3.66%
Spark-savingsAvalanche35.07MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%
DolomiteEthereum22.66MUSDC3.77%6.81%3.65%
TermmaxEthereum7.30MUSDC0%1.6%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum557.8M6%
Avalanche544.4M6.33%
Base1099M20.67%
BSC340.4M8.01%
Ethereum242.3B5.25%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.1M6.22%
TON13.6M6.66%
zkSync Era000%