Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 29 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/05/2026 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.89%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.61%11.07%
AutofinanceArbitrum3.64MUSDC1.23%11.14%10.73%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Navi-lendingSui2.43MUSDC0.64%4.5%9.35%
Blend-pools-v2Stellar10.04MUSDC0%9.27%9.04%
AvantisBase48.69MUSDC0%10.04%8.88%
YieldseekerBase1.26MUSDC0%9.64%8.27%
Harvest-financeBase1.97MUSDC0%6.65%7.25%
AbyssSui1.35MUSDC0%8.95%6.81%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
LoopscaleSolana2.11MUSDC1.03%8.55%6.7%
Project-0Solana1.28MUSDC0%7.58%6.3%
AutofinanceEthereum9.35MUSDC0.59%6.22%6.06%
DeltaprimeAvalanche1.06MUSDC0%5.32%5.98%
DeltaprimeAvalanche1.06MUSDC0%5.32%5.98%
Aave-v3Avalanche5.26MUSDC0%4.55%5.92%
Extra-finance-leverage-farmingBase3.98MUSDC0%5.49%5.74%
SymbiosisEthereum1.18MUSDC0%7.49%5.54%
Benqi-lendingAvalanche2.45MUSDC0%6.97%5.51%
Harvest-financeEthereum1.08MUSDC0%3.44%5.45%
Gains-networkArbitrum5.40MUSDC0%6.73%5.39%
Scallop-lendSui1.11MUSDC0%5.31%5.32%
LoopscaleSolana1.31MUSDC0%5.31%5.28%
Hyperlend-pooledHyperliquid L110.91MUSDC0%4.48%5.18%
AutofinanceBase5.67MUSDC3.84%7.9%5.11%
Yearn-financeEthereum7.14MUSDC0%4.28%5.04%
Yearn-financeEthereum1.97MUSDC0%5.54%5.02%
Kamino-lendSolana7.93MUSDC0%3.76%4.88%
Fluid-lendingArbitrum36.64MUSDC0.93%6.1%4.84%
AutofinanceEthereum4.39MUSDC0%6.94%4.76%
DolomiteArbitrum1.28MUSDC0%5.58%4.74%
Folks-finance-lendingAlgorand1.28MUSDC0%3.85%4.56%
Fluid-lendingBase12.58MUSDC1.87%6.4%4.41%
Venus-fluxBSC7.18MUSDC0%5.6%4.38%
TermmaxEthereum2.01MUSDC0%3.07%4.32%
TermmaxEthereum2.18MUSDC0%3.01%4.32%
TydroInk2.24MUSDC0%2.98%4.3%
ExactlyOP Mainnet1.61MUSDC0%3.92%4.07%
DolomiteEthereum16.05MUSDC4.25%6.35%4.06%
SparklendEthereum3MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.61MUSDC0%3.79%4.03%
ExactlyOP Mainnet1.61MUSDC0%3.44%4%
Yo-protocolEthereum3.68MUSDC12%13.65%3.96%
Yo-protocolBase18.77MUSDC12%13.68%3.96%
ExactlyOP Mainnet1.61MUSDC0%3.6%3.9%
Lazy-summer-protocolEthereum10.66MUSDC0.52%3.62%3.88%
Euler-v2Ethereum35.24MUSDC0%3.91%3.87%
ExactlyOP Mainnet1.61MUSDC0%3.81%3.82%
ExactlyOP Mainnet1.61MUSDC0%3.65%3.78%
ExactlyOP Mainnet1.61MUSDC0%3.94%3.78%
ExactlyOP Mainnet1.61MUSDC0%3.79%3.77%
ExactlyOP Mainnet1.61MUSDC0%3.37%3.74%
Fusion-by-iporEthereum1.28MUSDC0%4.28%3.71%
NeverlandMonad15.86MUSDC4.41%8.14%3.69%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
Euler-v2Ethereum30.07MUSDC0%3.89%3.67%
Spark-savingsAvalanche37.13MUSDC0%3.72%3.65%
Spark-savingsEthereum576.24MUSDC0%3.72%3.65%
Yearn-financeEthereum1.17MUSDC0%3.42%3.64%
Aave-v3Arbitrum15.48MUSDC0%3.61%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum670.4M6.05%
Avalanche648.5M5.78%
Base792.9M6.23%
BSC584.9M6.69%
Ethereum282.1B5.04%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana412.6M5.79%
TON13.8M6.84%
zkSync Era000%