Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 28 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/04/2026 06:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.88%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.64%11.11%
AutofinanceArbitrum3.68MUSDC1.18%10.88%10.91%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Benqi-lendingAvalanche1.88MUSDC0%6.86%10.03%
Blend-pools-v2Stellar9.86MUSDC0%9.28%9.11%
AvantisBase48.84MUSDC0%10%8.83%
YieldseekerBase1.25MUSDC0%9.79%8.76%
AbyssSui1.60MUSDC0%8.97%7.88%
Fusion-by-iporEthereum1.28MUSDC0%4.05%7.49%
LoopscaleSolana2.13MUSDC1.03%8.56%7.04%
Harvest-financeBase1.97MUSDC0%6.6%7.04%
AutofinanceEthereum4.38MUSDC0%6.87%7.01%
Aave-v3Avalanche4.30MUSDC0%4.38%7.01%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.06MUSDC0%5.29%6.2%
DeltaprimeAvalanche1.06MUSDC0%5.29%6.2%
Harvest-financeEthereum1.08MUSDC0%3.19%6.14%
AutofinanceEthereum9.35MUSDC0.59%6.17%6.13%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.46%5.61%
LoopscaleSolana1.34MUSDC0%5.31%5.55%
SymbiosisEthereum1.12MUSDC0%7.41%5.55%
Gains-networkArbitrum5.34MUSDC0%6.73%5.53%
Hyperlend-pooledHyperliquid L110.28MUSDC0%4.43%5.33%
Fluid-lendingArbitrum36.27MUSDC0.81%6.08%5.22%
Yearn-financeEthereum7.14MUSDC0%4.23%5.18%
AutofinanceBase5.67MUSDC3.91%7.81%5.04%
Scallop-lendSui1.38MUSDC0%5.32%4.73%
Yearn-financeEthereum1.97MUSDC0%5.55%4.65%
DolomiteArbitrum1.34MUSDC0%5.52%4.63%
Folks-finance-lendingAlgorand1.32MUSDC0%3.81%4.49%
Kamino-lendSolana8.06MUSDC0%3.7%4.41%
Fluid-lendingBase12MUSDC1.67%6.4%4.11%
DolomiteEthereum15.54MUSDC4.35%6.3%4.1%
ExactlyOP Mainnet1.60MUSDC0%3.91%4.06%
Navi-lendingSui2.95MUSDC0.62%4.36%4.05%
SparklendEthereum2.97MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.77%4.03%
Euler-v2Ethereum36.74MUSDC0%3.91%4%
ExactlyOP Mainnet1.60MUSDC0%3.41%3.99%
Aave-v3Arbitrum14.75MUSDC0%3.53%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.46%3.89%
Wasabi-perpsBase2.17MUSDC0%4.69%3.84%
Yo-protocolBase18.82MUSDC12%13.71%3.82%
Yo-protocolEthereum3.78MUSDC12%13.68%3.82%
ExactlyOP Mainnet1.60MUSDC0%3.82%3.8%
ExactlyOP Mainnet1.60MUSDC0%3.65%3.77%
ExactlyOP Mainnet1.60MUSDC0%3.96%3.76%
ExactlyOP Mainnet1.60MUSDC0%3.8%3.75%
Yearn-financeEthereum1.17MUSDC0%3.4%3.75%
Aave-v3Ethereum144.34MUSDC0%4.45%3.75%
Euler-v2Ethereum24.13MUSDC0%3.88%3.71%
ExactlyOP Mainnet1.60MUSDC0%3.38%3.71%
Fluid-lendingEthereum6.93MUSDC0%3.44%3.71%
Fluid-lendingEthereum191.83MUSDC0.95%4.5%3.71%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsAvalanche37.28MUSDC0%3.72%3.65%
Spark-savingsEthereum569.89MUSDC0%3.72%3.65%
NeverlandMonad15.89MUSDC4.18%8.16%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum669.3M6.21%
Avalanche647.1M6.81%
Base894.8M5.88%
BSC482.8M7.2%
Ethereum262.3B5.24%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311.5M5.67%
TON000%
zkSync Era000%