Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 05 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/11/2025 18:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1.95MUSDC0%72.77%1347.51%
Peapods-financeEthereum3.46MUSDC0%37.22%45.41%
Euler-v2Ethereum1.98MUSDC0%12.89%38.3%
Yearn-financeEthereum1.10MUSDC0%7.68%23.79%
Ipor-fusionEthereum1.25MUSDC0%16.86%21.69%
Harvest-financeEthereum1.10MUSDC0%8.18%20.02%
Silo-v2Avalanche1.21MUSDC0%10.66%19.81%
Bracket-vaultsEthereum12.35MUSDC0%18.78%19.04%
Compound-v3Ethereum21.39MUSDC0.21%4.69%19.03%
AvantisBase104.62MUSDC0%25.2%18.59%
Euler-v2Ethereum1.03MUSDC0%6.99%16.74%
Euler-v2Ethereum1.03MUSDC0%6.99%16.74%
Stream-financeEthereum382.16MUSDC0%14.54%15.52%
Blend-pools-v2Stellar2.88MUSDC0%14.04%15.17%
WasabiBase8.14MUSDC0%11.84%15.11%
DeltaprimeAvalanche3.13MUSDC0%12.82%14.77%
DeltaprimeArbitrum1.31MUSDC0%15.1%14.44%
FranciumSolana2.44MUSDC0%13.15%13.15%
Euler-v2Arbitrum2.62MUSDC0%7.79%12.03%
Fluid-lendingPolygon7.34MUSDC0%7.39%11.8%
Gains-networkArbitrum13.72MUSDC0%13.7%11.16%
Harmonix-financeArbitrum4.77MUSDC0%13.77%11.12%
Gains-networkBase1.53MUSDC0%12.3%10.83%
Extra-finance-leverage-farmingBase4.99MUSDC0.3%8.57%10.39%
Yo-protocolBase25.15MUSDC0%11.06%10.12%
LoopscaleSolana2.36MUSDC0.63%10.31%9.78%
GoldfinchEthereum42.57MUSDC0%9.54%9.56%
Harvest-financeBase2.90MUSDC0%13.26%9.49%
Takara-lendSei1.47MUSDC8.21%15.09%9.27%
LiqwidCardano4.55MUSDC1.41%22.19%9.12%
LoopscaleSolana1.84MUSDC3.1%10.62%8.98%
AutofinanceArbitrum7.04MUSDC2.11%10.09%8.76%
Yearn-financeEthereum9.16MUSDC0%6.21%8.36%
Yearn-financeEthereum20.06MUSDC0%6.67%8.32%
AutofinanceEthereum10.89MUSDC1.06%9.2%7.74%
Scallop-lendSui1.07MUSDC0%8%7.51%
AutofinanceBase23.46MUSDC3.98%11.38%7.48%
DolomiteArbitrum2.29MUSDC0%7.02%7.45%
Euler-v2Ethereum12.99MUSDC0%6.54%7.3%
SaveSolana4.24MUSDC0%7.56%7.28%
SuperfundBase1.22MUSDC1.31%13.67%7.27%
TermmaxEthereum3.09MUSDC0%6.83%6.78%
Echelon-marketAptos9.40MUSDC1.01%7.19%6.78%
TermmaxEthereum2.73MUSDC0%4.79%6.68%
Yearn-financeEthereum2.22MUSDC0%4.44%6.56%
Yearn-financeEthereum33.93MUSDC0%5.57%6.3%
Fluid-lendingEthereum247.18MUSDC1.83%6.19%6.28%
Euler-v2Ethereum4.40MUSDC0%5.96%6.05%
Benqi-lendingAvalanche4.99MUSDC0%8.06%5.45%
Hyperlend-pooledHyperliquid3.88MUSDC0%6.24%5.38%
Aave-v3Ethereum340.39MUSDC0%3.84%5.29%
GearboxEthereum2.46MUSDC0%4.04%5.22%
Moonwell-lendingBase4.44MUSDC1.32%10.84%5.18%
Euler-v2Avalanche1.72MUSDC0%4.2%5.17%
Folks-finance-lendingAlgorand1.54MUSDC0%5.21%4.97%
VesperEthereum2.12MUSDC0%4.89%4.9%
ExactlyOptimism1.34MUSDC0%5.07%4.89%
ExactlyOptimism1.34MUSDC0%4.96%4.88%
ExactlyOptimism1.34MUSDC0%4.99%4.85%
ExactlyOptimism1.34MUSDC0%5.12%4.84%
Silo-v2Sonic1.44MUSDC0%3.4%4.67%
ExactlyOptimism1.34MUSDC0%4.73%4.63%
ExactlyOptimism1.34MUSDC0%4.78%4.54%
Compound-v3Base1.37MUSDC1.15%5.36%4.37%
Aave-v3Base101.95MUSDC0%4.92%4.28%
ExactlyOptimism1.34MUSDC0%4.15%4.14%
Yearn-financeEthereum2.48MUSDC0%4.47%4.14%
Hatom-lendingMultiversX1.23MUSDC0.92%7.6%4.14%
ExactlyOptimism1.34MUSDC0%4.13%4.13%
Ipor-fusionBase2.26MUSDC0%7.46%3.93%
Harvest-financeBase2.14MUSDC0%3.94%3.91%
Aave-v3Ethereum1.14MUSDC0%3.81%3.9%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum631.8M10.83%
Avalanche514.2M9.85%
Base13284.2M8.53%
BSC000%
Ethereum383B46.24%
Mantle000%
Optimism912.5M4.58%
Polygon28.8M7.95%
Solana410.9M9.8%
TON16M25.52%
zkSync Era000%