Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 03 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/04/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum4.73MUSDC0%4664.85%212.73%
Bracket-vaultsEthereum2.71MUSDC0%12.44%11.93%
GoldfinchEthereum37.25MUSDC0%10.02%10.06%
Blend-pools-v2Stellar9.45MUSDC0%9.31%9.34%
AvantisBase65.91MUSDC0%9.39%9.22%
AbyssSui1.91MUSDC0%8.54%7.98%
Harvest-financeBase2.01MUSDC0%5.79%7.89%
Gains-networkArbitrum8.79MUSDC0%6.77%7.51%
LoopscaleSolana1.29MUSDC1.22%8.09%7.08%
SymbiosisEthereum1.12MUSDC0%5.27%6.91%
AccountableMonad2.17MUSDC3.12%9.57%6.79%
Zerobase-cedefiBSC1.32MUSDC2%8.94%6.76%
WasabiBase3.35MUSDC0%3.88%5.78%
Project-0Solana1.88MUSDC0%3.04%5.76%
WasabiSolana1.29MUSDC0%4.67%5.38%
DeltaprimeAvalanche1.15MUSDC0%5.54%5.14%
Spectra-metavaultsBase5.04MUSDC32.11%109.58%5.1%
Yo-protocolEthereum11.13MUSDC0%14.44%5.03%
Yo-protocolBase28.21MUSDC0%14.92%5.03%
Scallop-lendSui1.55MUSDC0%4.5%5.01%
Extra-finance-leverage-farmingBase4.17MUSDC0%5.12%4.86%
Woofi-earnArbitrum1.14MUSDC0%5%4.74%
AutofinanceEthereum8.74MUSDC0%3.64%4.74%
AutofinanceBase8.58MUSDC2.11%5.93%4.53%
AutofinanceEthereum9.89MUSDC0.54%5.35%4.53%
DolomiteEthereum9.45MUSDC0%5.4%4.52%
ExactlyOptimism1.71MUSDC0%4.23%4.3%
ExactlyOptimism1.71MUSDC0%4.13%4.18%
SparklendEthereum1.88MUSDC0%4.14%4.14%
ExactlyOptimism1.71MUSDC0%4.03%4.08%
Euler-v2Avalanche2.47MUSDC0%6.36%4.06%
Benqi-lendingAvalanche5.63MUSDC0%3.9%4.05%
ExactlyOptimism1.71MUSDC0%3.79%4.01%
Yearn-financeEthereum3.75MUSDC0%4.41%3.95%
Navi-lendingSui11.11MUSDC0.49%4.55%3.94%
ExactlyOptimism1.71MUSDC0%4.13%3.94%
Hyperlend-pooledHyperliquid L121.17MUSDC0%3.88%3.93%
Silo-v2Ethereum1.04MUSDC0%3.47%3.89%
Silo-v2Ethereum1.04MUSDC0%3.47%3.89%
ExactlyOptimism1.71MUSDC0%3.67%3.83%
Fluid-lendingArbitrum30.59MUSDC1%5.73%3.82%
Euler-v2Ethereum28.19MUSDC0%3.4%3.8%
Flux-financeEthereum2.45MUSDC0%3.94%3.76%
ExactlyOptimism1.71MUSDC0%3.24%3.75%
Spark-savingsAvalanche68.90MUSDC0%3.76%3.75%
Spark-savingsEthereum392.21MUSDC0%3.76%3.75%
ExactlyOptimism1.71MUSDC0%3.64%3.74%
Euler-v2Arbitrum1.10MUSDC0%3.13%3.73%
NeverlandMonad16.86MUSDC4.56%8.6%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum549.6M5.36%
Avalanche580.5M4.18%
Base7117.3M6.06%
BSC336.5M8.17%
Ethereum182.6B16.83%
Hyperliquid000%
Mantle000%
Optimism813.6M3.98%
Polygon11.8M3.71%
Solana34.5M6.07%
TON000%
zkSync Era000%