Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/04/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.87%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.68%11.14%
AutofinanceArbitrum3.63MUSDC1.23%10.61%10.88%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AbyssSui1.84MUSDC0%8.96%9.22%
Blend-pools-v2Stellar9.79MUSDC0%9.3%9.14%
YieldseekerBase1.26MUSDC0%9.95%8.89%
AvantisBase49.46MUSDC0%9.95%8.82%
Fusion-by-iporEthereum1.25MUSDC0%3.69%7.33%
LoopscaleSolana2.14MUSDC1.04%8.57%7.32%
AutofinanceEthereum4.38MUSDC0%6.81%7.14%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Harvest-financeBase1.97MUSDC0%6.58%6.49%
DeltaprimeAvalanche1.06MUSDC0%5.27%6.2%
AutofinanceEthereum9.40MUSDC0.59%6.09%6.13%
SymbiosisEthereum1.14MUSDC0%7.33%5.55%
Hyperlend-pooledHyperliquid L19.43MUSDC0%4.37%5.48%
Benqi-lendingAvalanche3.10MUSDC0%6.77%5.21%
Extra-finance-leverage-farmingBase4.18MUSDC0%5.43%5.03%
Yearn-financeEthereum7.13MUSDC0%4.19%5.01%
AutofinanceBase5.62MUSDC3.99%7.72%5%
Aave-v3Arbitrum12.92MUSDC0%3.43%4.83%
Harvest-financeEthereum1.08MUSDC0%3%4.75%
Kamino-lendSolana7.99MUSDC0%3.61%4.73%
Gains-networkArbitrum5.54MUSDC0%6.79%4.65%
Folks-finance-lendingAlgorand1.29MUSDC0%3.77%4.53%
Fluid-lendingArbitrum36.38MUSDC0.88%6.09%4.52%
Yearn-financeEthereum2.58MUSDC0%5.57%4.51%
Fluid-lendingBase11.57MUSDC1.91%6.4%4.32%
Euler-v2Ethereum33.38MUSDC0%3.89%4.15%
Navi-lendingSui2.69MUSDC0.64%4.35%4.12%
ExactlyOP Mainnet1.60MUSDC0%3.89%4.06%
SparklendEthereum2.99MUSDC0%4.09%4.04%
Wasabi-perpsBase2.20MUSDC0%4.69%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.75%4.01%
ExactlyOP Mainnet1.60MUSDC0%3.38%3.99%
TermmaxEthereum1MUSDC0%0.35%3.91%
Yearn-financeEthereum1.17MUSDC0%3.36%3.89%
ExactlyOP Mainnet1.60MUSDC0%3.31%3.87%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.76%
ExactlyOP Mainnet1.60MUSDC0%3.65%3.75%
NeverlandMonad15.16MUSDC4.62%8.19%3.74%
DolomiteEthereum21.15MUSDC4.09%6.3%3.74%
Fluid-lendingEthereum1.08MUSDC0%3.42%3.73%
Fluid-lendingEthereum6.83MUSDC0%3.43%3.73%
Fluid-lendingEthereum189.83MUSDC1.06%4.48%3.73%
ExactlyOP Mainnet1.60MUSDC0%3.98%3.7%
TermmaxEthereum2.43MUSDC0%2.97%3.69%
TermmaxEthereum2.01MUSDC0%3.04%3.69%
ExactlyOP Mainnet1.60MUSDC0%3.82%3.69%
Yo-protocolEthereum3.80MUSDC12%13.72%3.68%
Yo-protocolBase18.58MUSDC12%13.75%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsEthereum556.92MUSDC0%3.73%3.65%
Spark-savingsAvalanche37.30MUSDC0%3.73%3.65%
ExactlyOP Mainnet1.60MUSDC0%3.4%3.64%
Euler-v2Ethereum24.83MUSDC0%3.88%3.63%
TydroInk2.11MUSDC0%2.77%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum566.4M6.38%
Avalanche443.4M5.4%
Base894.8M5.78%
BSC589.4M6.58%
Ethereum292B5.02%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22M4.16%
Solana210.1M6.03%
TON000%
zkSync Era000%