Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Dec 03 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/12/2025 09:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.10MUSDC0%45.33%41.17%
Bracket-vaultsEthereum8.57MUSDC0%18.85%18.19%
Stream-financeEthereum381.97MUSDC0%15.69%15.52%
Blend-pools-v2Stellar3.77MUSDC0%13.95%14.45%
FranciumSolana2.44MUSDC0%13.15%13.15%
WasabiSolana1.16MUSDC0%12.4%12%
AvantisBase106.26MUSDC0%17.96%11.9%
Gains-networkArbitrum14.60MUSDC0%11.35%10.64%
Ipor-fusionEthereum1.27MUSDC0%12.78%10.25%
Ipor-fusionBase1.32MUSDC0%12.94%10.1%
GoldfinchEthereum37.75MUSDC0%9.41%10.01%
WasabiBase10.36MUSDC0%12.39%8.85%
LoopscaleSolana6.22MUSDC0%9.98%8.76%
DeltaprimeArbitrum1.30MUSDC0%12.4%8.75%
Gains-networkBase1.34MUSDC0%9.34%8.3%
DeltaprimeAvalanche2.21MUSDC0%10.33%8.29%
Yo-protocolBase27.32MUSDC0%9.79%7.9%
Harmonix-financeArbitrum4.37MUSDC0%9.55%7.84%
TermmaxEthereum3.11MUSDC0%7.66%7.76%
Harvest-financeBase3.37MUSDC0%10.79%7.35%
Fluid-lendingPolygon2.90MUSDC0%5.42%7.3%
AutofinanceBase23.69MUSDC2.95%10.78%7.3%
Silo-v2Avalanche2.10MUSDC0%10.71%7.29%
Extra-finance-leverage-farmingBase6.03MUSDC0.19%8.72%6.96%
Euler-v2Arbitrum1.43MUSDC0%6.9%6.91%
Ipor-fusionEthereum3.35MUSDC0%5.8%6.86%
TermmaxEthereum2.74MUSDC0%6.67%6.66%
Euler-v2Ethereum20.94MUSDC0%7.19%6.65%
SaveSolana4.40MUSDC0%6.77%6.36%
LiqwidCardano3.85MUSDC1.26%10.95%6.33%
Euler-v2Arbitrum1.85MUSDC0%6.77%6.32%
AutofinanceEthereum8.22MUSDC1.42%8.12%6.31%
Yearn-financeEthereum1.10MUSDC0%6.72%6.03%
AutofinanceArbitrum1.35MUSDC3.89%10.52%6.02%
Yearn-financeEthereum19.24MUSDC0%6.43%5.82%
Harvest-financeEthereum1.09MUSDC0%7.5%5.67%
Harvest-financeBase1.85MUSDC0%6.66%5.65%
Yearn-financeEthereum36.38MUSDC0%5.92%5.39%
Ipor-fusionBase1.85MUSDC0%6.39%5.37%
Euler-v2Ethereum1.56MUSDC0.08%8.75%5.23%
Harvest-financeBase1.26MUSDC0%6.14%5.22%
Echelon-marketAptos16.40MUSDC0%7.11%5.15%
Scallop-lendSui2.38MUSDC0%6.87%5.1%
Hyperlend-pooledHyperliquid5.11MUSDC0%5.88%5.08%
DolomiteArbitrum3.57MUSDC0%5.07%4.93%
Folks-finance-lendingAlgorand1.48MUSDC0%5.04%4.92%
Euler-v2Avalanche6.42MUSDC0%8.36%4.85%
Yearn-financeEthereum6.87MUSDC0%5.86%4.84%
ExactlyOptimism1.24MUSDC0%4.85%4.79%
ExactlyOptimism1.24MUSDC0%4.74%4.59%
Moonwell-lendingBase6.91MUSDC1.4%7.33%4.57%
ExactlyOptimism1.24MUSDC0%4.8%4.52%
ExactlyOptimism1.24MUSDC0%4.57%4.49%
Yearn-financeBase2.38MUSDC0%5.59%4.48%
Navi-lendingSui17.85MUSDC0%10.62%4.46%
Kamino-lendSolana55.56MUSDC0%3.88%4.45%
Mars-lendNeutron1.06MUSDC0%5.04%4.41%
Mars-lendNeutron1.06MUSDC0%5.04%4.41%
ExactlyOptimism1.24MUSDC0%4.63%4.37%
Benqi-lendingAvalanche8.18MUSDC0%5.02%4.34%
Silo-v2Sonic1.51MUSDC0%3.83%4.25%
ExactlyOptimism1.24MUSDC0%4.15%4.16%
ExactlyOptimism1.24MUSDC0%4.13%4.15%
Flux-financeEthereum1.60MUSDC0%4.84%4.12%
Ipor-fusionEthereum5.45MUSDC0%5.87%4.05%
Hatom-lendingMultiversX1.31MUSDC0.93%5.05%3.96%
ExactlyOptimism1.24MUSDC0%3.77%3.89%
AutofinanceLinea1.13MUSDC7.63%12.28%3.77%
ExactlyOptimism1.24MUSDC0%2.53%3.76%
ExactlyOptimism1.24MUSDC0%3.71%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum728.5M7.34%
Avalanche520.4M5.96%
Base13193.9M7.23%
BSC000%
Ethereum282.7B7.95%
Mantle000%
Optimism1012.4M4.24%
Polygon12.9M7.3%
Solana569.8M8.94%
TON15.8M8.54%
zkSync Era000%