Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
12/06/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%9.37%23.53%
Gains-networkArbitrum6.54MUSDC0%9.18%17.23%
Ember-protocolSui1.13MUSDC0%8.54%14.64%
AccountableEthereum1.03MUSDC0%14.28%14.25%
Canto-lendingCanto1.35MUSDC0%13.46%13.61%
Ember-protocolEthereum37.67MUSDC0%14.59%12.52%
Bracket-vaultsEthereum2.75MUSDC0%10.44%10.23%
GoldfinchEthereum36.72MUSDC0%10.07%10.12%
Harmonix-financeHyperliquid L116.24MUSDC0%10.22%10.08%
AccountableMonad5.16MUSDC0%10%10%
Aave-v3Ethereum54.15MUSDC4.11%7.77%9.47%
Aave-v3Ethereum46.90MUSDC0%3.63%9.47%
Ember-protocolSui3.21MUSDC0%7.58%9.45%
AvantisBase35MUSDC0%10.36%9.26%
AutofinanceEthereum1.53MUSDC0%10.35%9.24%
YieldseekerBase1.99MUSDC0%9.21%9.14%
AccountableMonad44.65MUSDC1%9.6%8.8%
Extra-finance-leverage-farmingBase2.84MUSDC0%6.41%8.28%
Ember-protocolEthereum4.65MUSDC0%7.17%8.12%
SymbiosisEthereum1.03MUSDC0%9.47%8.11%
Ember-protocolSui1.07MUSDC0%9.4%8%
Ember-protocolSui6.05MUSDC4%12%8%
Blend-pools-v2Stellar12.69MUSDC0%8.32%7.57%
Harvest-financeEthereum1.12MUSDC0%6.15%7.48%
LoopscaleSolana1.19MUSDC0.83%7.99%7.36%
AccountableMonad9.41MUSDC1%12.85%7.35%
AccountableMonad3.72MUSDC1%8.51%7.28%
Fusion-by-iporEthereum1.47MUSDC0%6.18%7.15%
Fluid-lendingArbitrum37.31MUSDC0%5.78%7.06%
Zerobase-cedefiBSC2.08MUSDC2%8.76%6.76%
Jupiter-lendSolana362.23MUSDC0.83%4.78%6.57%
Kamino-lendSolana1.95MUSDC0%5.64%6.39%
Navi-lendingSui2.86MUSDC0.53%5.21%6.3%
LazyEthereum1.02MUSDC0%7.58%6.2%
LazyEthereum1.02MUSDC0%7.58%6.2%
Ember-protocolSui1.50MUSDC0%8.8%6.09%
AutofinanceEthereum7.34MUSDC0.46%5.14%5.73%
AutofinanceBase6.35MUSDC2.66%8.16%5.66%
Fluid-lendingBase9.11MUSDC0%5.37%5.44%
Ember-protocolSui1.33MUSDC5.26%11.57%5.4%
Gains-networkBase2.13MUSDC0%3.93%5.38%
Hyperlend-pooledHyperliquid L113.35MUSDC0%5.39%5.27%
Centrifuge-protocolBase50.01MUSDC0%3.81%5.12%
Centrifuge-protocolAvalanche259.33MUSDC0%3.83%5.12%
Centrifuge-protocolEthereum373.93MUSDC0%3.81%5.12%
Centrifuge-protocolBase2.14MUSDC0%3.81%5.12%
Centrifuge-protocolEthereum5.93MUSDC0%3.8%5.12%
CurvanceMonad1.10MUSDC2.7%7.8%5.09%
Ember-protocolEthereum2.71MUSDC0%6.97%5.01%
Ember-protocolSui7.07MUSDC0%6.76%5.01%
Kamino-lendSolana5.53MUSDC0%5.86%5%
Kamino-lendSolana1.29MUSDC0%4.33%4.94%
Yearn-financeEthereum11.63MUSDC0%4.83%4.66%
AmpleBase4.27MUSDC0%4.87%4.51%
Yearn-financeEthereum3.13MUSDC0%5.06%4.5%
Yearn-financeBase1.72MUSDC0%54.49%4.4%
Ember-protocolSui1.13MUSDC0%7.3%4.38%
Fluid-lendingEthereum107.05MUSDC1.26%6.44%4.38%
Fluid-lendingEthereum8.52MUSDC0%4.52%4.38%
Project-0Solana1.03MUSDC0%7.57%4.21%
ExactlyOP Mainnet1.49MUSDC0%4.17%4.16%
ExactlyOP Mainnet1.49MUSDC0%4.15%4.15%
Euler-v2Monad1.39MUSDC0%4.79%4.12%
ExactlyOP Mainnet1.49MUSDC0%4.06%4.11%
ExactlyOP Mainnet1.49MUSDC0%3.98%4.11%
ExactlyOP Mainnet1.49MUSDC0%4%4.11%
Moonwell-lendingBase1.64MUSDC1.11%6.59%4.09%
ExactlyOP Mainnet1.49MUSDC0%3.99%4.04%
ExactlyOP Mainnet1.49MUSDC0%3.97%4.02%
ExactlyOP Mainnet1.49MUSDC0%3.95%3.94%
DolomiteEthereum18.02MUSDC5.57%8.86%3.94%
ExactlyOP Mainnet1.49MUSDC0%2.56%3.89%
Benqi-lendingAvalanche5.10MUSDC0%6.06%3.84%
Yo-protocolBase12.24MUSDC0%4.12%3.8%
Yo-protocolEthereum2.73MUSDC0%4.12%3.8%
Yearn-financeEthereum1.18MUSDC0%3.34%3.8%
Yearn-financeEthereum2.45MUSDC0%3.66%3.79%
CurrentSui1.39MUSDC4.95%7.38%3.75%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
ExactlyOP Mainnet1.49MUSDC0%2.5%3.69%
TermmaxEthereum6.66MUSDC0%3.64%3.65%
TermmaxBase1.25MUSDC0%4.09%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum351.5M10.43%
Avalanche3266.9M4.43%
Base14132.5M6.96%
BSC669.4M6.53%
Ethereum311.6B6.49%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.3%
Solana6373.2M5.74%
TON13.6M5.88%
zkSync Era000%