Decentralized Lending Rates for stablecoin USDC

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.27% on May 15 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best USDC Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2025 13:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
LiqwidCardano1.83MUSDC1.46%21.75%18.15%
FranciumSolana2.44MUSDC0%13.15%13.15%
DeltaprimeArbitrum1.14MUSDC0%8.13%12%
Stream-financeEthereum38.02MUSDC0%12.71%11.95%
Harmonix-financeArbitrum2.28MUSDC0%6.48%11.04%
Gains-networkArbitrum10.15MUSDC0%7.89%11.03%
DeltaprimeAvalanche2.72MUSDC0%9.72%10.55%
SandclockEthereum1.08MUSDC15%18.12%10.23%
SandclockEthereum1.08MUSDC15%18.12%10.23%
Euler-v2Ethereum3.13MUSDC4.08%4.41%10.09%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Echelon-marketMove1.35MUSDC5.53%12.57%8.85%
Harvest-financeBase5.02MUSDC0%8.39%8.01%
Euler-v2Ethereum8.13MUSDC2.35%5.78%7.85%
Harvest-financeEthereum1.14MUSDC0%2.55%7.8%
Harvest-financeBase4.88MUSDC0%9.23%7.67%
Extra-finance-leverage-farmingBase7.36MUSDC0%7.45%7.65%
Gains-networkBase2.32MUSDC0%8.23%7.51%
Mars-lendOsmosis2.83MUSDC0%7.66%7.41%
TokemakEthereum27.89MUSDC3.64%11.81%7.1%
Euler-v2Avalanche7.59MUSDC1.49%7.76%7.1%
Ipor-fusionBase4.88MUSDC0%7.79%7.08%
Yield-yak-aggregatorAvalanche1.09MUSDC0%5.91%7.03%
Benqi-lendingAvalanche11.42MUSDC0%5.86%6.83%
Canto-lendingCanto1.59MUSDC0%6.23%6.8%
Polynomial-liquidityPolynomial2.31MUSDC0%8.78%6.67%
AvantisBase3.92MUSDC0%4.65%6.58%
Ipor-fusionBase1.35MUSDC0%6.33%6.56%
AvantisBase7.07MUSDC0%4.87%6.54%
SaveSolana1.49MUSDC0%4.33%6.31%
Navi-lendingSui25.77MUSDC0%4.71%6.26%
Echelon-marketAptos19.44MUSDC2.85%9.85%5.92%
Scallop-lendSui3.33MUSDC0%5%5.74%
Folks-finance-lendingAlgorand1.43MUSDC0%5.07%5.65%
Ipor-fusionEthereum1.46MUSDC0%5.88%5.55%
Yearn-financeEthereum1.91MUSDC0%5.13%5.45%
ExactlyOptimism1.44MUSDC0%5.46%5.44%
Yearn-financeEthereum7.74MUSDC0%4.21%5.09%
ExactlyOptimism1.44MUSDC0%5.17%4.95%
ExactlyOptimism1.44MUSDC0%4.89%4.94%
ExactlyOptimism1.44MUSDC0%4.85%4.89%
WasabiEthereum1.15MUSDC0%6.39%4.74%
Arcadia-v2Base1.36MUSDC0%7.97%4.73%
Folks-finance-xchainAvalanche1.69MUSDC3.52%7.91%4.59%
SparklendEthereum5.48MUSDC0%2.56%4.44%
Euler-v2Ethereum1.53MUSDC0%5.69%4.43%
Flux-financeEthereum1.16MUSDC0%4.56%4.38%
ExactlyOptimism1.44MUSDC0%4.12%4.37%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.4M9.68%
Avalanche732.9M7.52%
Base938.2M6.93%
BSC22.6M5.95%
Ethereum20152.7M6.95%
Mantle000%
Optimism57.2M4.92%
Polygon000%
Solana36.6M8.11%
TON111.4M16.63%
zkSync Era000%