Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.24% on Jun 30 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/07/2025 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Fluid-lendingEthereum223.51MUSDC2.37%6.24%4.64%
Stream-financeEthereum61.21MUSDC0%10.83%11.45%
Compound-v3Ethereum43.94MUSDC0.22%4.1%5.82%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Euler-v2Ethereum21.24MUSDC0.39%8.15%6.54%
TokemakEthereum19.46MUSDC1.77%9.76%7.19%
Yearn-financeEthereum18.54MDAI0%7.41%4.39%
Yearn-financeEthereum15.23MUSDC0.68%7.15%4.39%
Peapods-financeEthereum7.18MUSDC0%58.54%27.79%
Compound-v2Ethereum5.73MUSDC0%4.48%5.79%
Compound-v2Ethereum4.57MDAI0%3.79%5.15%
Euler-v2Ethereum4.28MUSDC0.78%6.99%7.35%
Peapods-financeEthereum2.53MUSDC0%43.55%19.45%
Euler-v2Ethereum1.80MUSDC7.47%13.92%5.19%
VesperEthereum1.79MUSDC0%7.29%5.49%
WasabiEthereum1.68MUSDC0%9.54%5.32%
Euler-v2Ethereum1.57MUSDT1.49%8.84%5.85%
Flux-financeEthereum1.50MUSDT0%4.69%4.68%
Morpho-blueEthereum1.40MUSDC0%8.04%6.88%
Flux-financeEthereum1.15MUSDC0%4.41%4.39%
Ipor-fusionEthereum1.14MUSDC0%5.16%7.16%
Harvest-financeEthereum1.13MUSDC0%6.5%7.42%
SandclockEthereum1.10MUSDC15%19.78%5.98%
Euler-v2Ethereum1.02MUSDC7.48%14%6.34%
Euler-v2Ethereum1.02MUSDC7.48%14%6.34%