Ethereum Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools on Ethereum blockchain, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.29% on May 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2025 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Ethereum281.27MUSDT0%2.58%4.54%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
Stream-financeEthereum31.53MUSDC0%12.99%11.42%
TokemakEthereum26.72MUSDC5.13%12.19%7.49%
Compound-v3Ethereum18.30MUSDT0.6%3.89%4.85%
Euler-v2Ethereum8.68MUSDC0%5.28%6.27%
SparklendEthereum6.07MUSDC0%2.45%4.35%
Euler-v2Ethereum3.66MUSDC0%3.5%9.57%
Yearn-financeEthereum3.65MUSDT0%2.61%4.55%
GearboxEthereum2.65MUSDC0%3.01%4.55%
Yearn-financeEthereum2.26MDAI0%5.16%5.49%
Yearn-financeEthereum1.91MUSDC0%5.18%5.45%
Yearn-financeEthereum1.59MUSDC0%4.45%6.48%
Flux-financeEthereum1.47MUSDT0%4.72%4.7%
Ipor-fusionEthereum1.45MUSDC0%5.8%6.85%
Morpho-blueEthereum1.44MUSDC0%7.6%6.38%
Euler-v2Ethereum1.37MUSDT0%5.61%6.27%
Yearn-financeEthereum1.20MDAI0%5.68%5.04%
WasabiEthereum1.18MUSDC0%7.86%7.79%
Flux-financeEthereum1.16MUSDC0%4.58%4.38%
SandclockEthereum1.08MUSDC15%17.96%9.38%