Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
18/05/2026 20:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%128.03%153.72%
Ember-protocolSui1.81MUSDC0%10.67%13.35%
Canto-lendingCanto1.35MUSDC0%13.04%13.34%
Ember-protocolEthereum2.78MUSDC0%10.59%13.03%
Ember-protocolEthereum44.28MUSDC0%21.16%12.52%
Harvest-financeBase1.97MUSDC0%8.46%12.25%
AvantisBase45.44MUSDC0%10.1%11.62%
Ember-protocolSui7.88MUSDC0%11.96%10.99%
Ember-protocolSui1.17MUSDC0%8.68%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.01%10.58%
BitwayBSC17.45MUSDT0%10.7%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
AutofinanceEthereum2.03MUSDC0%9.15%9.48%
YieldseekerBase1.25MUSDC0%9.03%9.27%
Blend-pools-v2Stellar10.51MUSDC0%9.04%8.63%
Ember-protocolSui1.13MUSDC0%6.74%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Harmonix-financeHyperliquid L19.13MUSDC0%11.07%8%
Ember-protocolSui2.68MUSDC0%8.35%7.56%
Fusion-by-iporEthereum1.39MUSDC0%4.72%7.19%
LoopscaleSolana1.74MUSDC1.06%8.27%7.15%
Ember-protocolEthereum4.50MUSDC0%7.45%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.58%6.86%
Zerobase-cedefiBSC24.28MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%5.96%6.64%
DeltaprimeAvalanche1.04MUSDC0%5.96%6.64%
Venus-fluxBSC2.44MUSDC0%4.73%6.6%
Spectra-metavaultsBase6.60MUSDC1.41%4.53%6.54%
Extra-finance-leverage-farmingBase3.56MUSDC0%6.02%6.53%
Fluid-lendingArbitrum41.08MUSDC0%6.35%6.3%
Aave-v3Avalanche5.06MUSDC0%6.55%6.24%
Storm-tradeTON3.68MUSDT0%6.51%6.16%
Benqi-lendingAvalanche2.39MUSDC0%9.21%6.04%
SymbiosisTron1.27MUSDT0%7.25%5.89%
AbyssSui1.91MUSDC0%9.66%5.57%
LoopscaleSolana1.27MUSDC0%5.49%5.53%
Fluid-lendingBase13.76MUSDC0%6.44%5.34%
Ember-protocolSui1.17MUSDC0%7.28%5.23%
Scallop-lendSui1.26MUSDC0%5.39%5.16%
Hyperlend-pooledHyperliquid L113.08MUSDC0%5.22%5.16%
Aave-v3Avalanche2.41MUSDT0%7.41%5.15%
AutofinanceBase7MUSDC3.23%8.81%5.15%
SymbiosisEthereum1.16MUSDC0%6.83%5.1%
Yearn-financeEthereum3.62MUSDC0%6.42%4.63%
Yearn-financeEthereum10.57MUSDC0%5.01%4.61%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
Harvest-financeEthereum1.09MUSDC0%4.96%4.57%
AmpleBase4.35MUSDC0%4.57%4.48%
Project-0Solana1.04MUSDC0%7.82%4.45%
DolomiteArbitrum1.59MUSDC0%5.48%4.45%
Yo-protocolEthereum3.35MUSDC7.8%13.69%4.39%
Yo-protocolBase16.11MUSDC7.8%13.67%4.39%
TermmaxBase1.26MUSDC0%2.29%4.38%
MapleEthereum889.91MUSDT0%4.54%4.37%
Folks-finance-lendingAlgorand1.51MUSDC0%4.41%4.22%
ExactlyOP Mainnet1.57MUSDC0%4.06%4.15%
ExactlyOP Mainnet1.57MUSDC0%4.01%4.13%
Euler-v2Monad2.38MUSDC1.44%8.46%4.11%
Moonwell-lendingBase1.63MUSDC1.17%5.19%4.09%
SparklendEthereum3.87MUSDC0%4.15%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.92%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.03%4%
ExactlyOP Mainnet1.57MUSDC0%3.84%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.82%3.94%
TermmaxEthereum7.31MUSDC0%1.93%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.42%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.93%
TermmaxEthereum2.01MUSDC0%3.66%3.91%
Ember-protocolSui1.57MUSDC10.59%13.81%3.8%
NeverlandMonad14.89MUSDC4.8%8.46%3.79%
Yearn-financeEthereum2.66MUSDC0%3.26%3.76%
Navi-lendingSui8.94MUSDC0.56%4.69%3.76%
Benqi-lendingAvalanche2.30MUSDT0%8.78%3.75%
Fluid-lendingEthereum7.47MUSDC0%3.87%3.7%
Fluid-lendingEthereum197.06MUSDC0.98%4.98%3.7%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum426.81MUSDC0%3.66%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum455.7M6.15%
Avalanche742.6M5.44%
Base12104.8M18.98%
BSC446.2M7.66%
Ethereum231.7B6.07%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana34.1M5.71%
TON13.7M6.16%
zkSync Era000%