Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/06/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.78MUSDT0%74.88%90.14%
Harvest-financeBase1.85MUSDC0%11.04%23.53%
Centrifuge-protocolMonad10.01MUSDC0%1.61%17.94%
AccountableEthereum1.03MUSDC0%14.34%14.25%
Canto-lendingCanto1.35MUSDC0%13.51%13.61%
Ember-protocolEthereum37.70MUSDC0%13.11%12.52%
AccountableMonad45.16MUSDC0.39%9.59%11.6%
Gains-networkArbitrum6.49MUSDC0%10.28%11.03%
Ember-protocolSui3.27MUSDC0%7.82%10.81%
Ember-protocolSui1.14MUSDC0%9.03%10.8%
Ember-protocolSui1.09MUSDC0%7.82%10.3%
Harmonix-financeHyperliquid L119.21MUSDC0%10.08%10.22%
Bracket-vaultsEthereum2.72MUSDC0%10.37%10.18%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
AccountableMonad5.17MUSDC0%10%10%
Bitway-earnBSC25.48MUSDT0%10.25%10%
AvantisBase33.93MUSDC0%10.18%9.92%
Ember-protocolSui1.46MUSDC0%8.78%9.85%
Ember-protocolEthereum4.73MUSDC0%7.38%9.45%
AutofinanceEthereum1.34MUSDC0%9.98%9.4%
Extra-finance-leverage-farmingBase2.76MUSDC0%6.64%8.51%
AccountableEthereum2.04MUSDC0%0.32%8.23%
LazyEthereum1.02MUSDC0%7.48%8.2%
LazyEthereum1.02MUSDC0%7.48%8.2%
Ember-protocolSui1.07MUSDC0%9.12%8%
Ember-protocolSui5.69MUSDC4%12%8%
YieldseekerBase2.03MUSDC0%9.14%7.78%
AccountableMonad9.34MUSDC0.5%12.5%7.7%
AccountableEthereum10.24MUSDC3.92%5.06%7.46%
LoopscaleSolana1.64MUSDC0.78%7.97%7.17%
SymbiosisEthereum1.14MUSDC0%9.71%7.16%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
Ember-protocolSui1.21MUSDC6.93%11.5%6.88%
AccountableMonad3.40MUSDC0.5%8.27%6.79%
Zerobase-cedefiBSC2.25MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.89MUSDT2%8.76%6.76%
Harvest-financeEthereum1.13MUSDC0%6.63%6.66%
Blend-pools-v2Stellar16.57MUSDC0%8.08%6.52%
Fluid-lendingBase9MUSDC0%5.35%6.23%
Fusion-by-iporEthereum1.47MUSDC0%6.24%5.92%
Moonwell-lendingBase1.46MUSDC1.13%6.78%5.89%
Storm-tradeTON3.62MUSDT0%5.8%5.87%
Lazy-summer-protocolBase1.24MUSDC0.86%3.99%5.86%
Navi-lendingSui4.20MUSDC0.52%5.44%5.83%
Fluid-lendingArbitrum37.74MUSDC0%5.85%5.8%
SymbiosisTron1.50MUSDT0%7.59%5.8%
AutofinanceEthereum7.26MUSDC0.46%5.39%5.73%
TermmaxBase1.25MUSDC0%4.15%5.43%
LoopscaleSolana1.49MUSDC0%5.65%5.41%
AutofinanceBase6.72MUSDC2.57%8.05%5.29%
Hyperlend-pooledHyperliquid L113.68MUSDC0%5.45%5.26%
Kamino-lendSolana6.96MUSDC0%5.57%5.24%
Yo-protocolBase11.76MUSDC0%4.18%5.03%
Yo-protocolEthereum2.73MUSDC0%4.18%5.03%
Ember-protocolSui7.04MUSDC0%5.51%5%
Aave-v3Avalanche2.27MUSDT0%4.59%4.96%
CurvanceMonad1.30MUSDC2.7%7.84%4.76%
Yearn-financeEthereum1.51MUSDC0%4.82%4.75%
Yearn-financeBase1.71MUSDC0%33.66%4.68%
Fusion-by-iporEthereum1.28MUSDC0%6.52%4.65%
Yearn-financeEthereum9.15MUSDC0%4.75%4.64%
Folks-finance-lendingAlgorand1.21MUSDC0%4.56%4.59%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
AmpleBase4.29MUSDC0%4.82%4.49%
Fluid-lendingEthereum115.71MUSDC1.16%6.58%4.39%
Fluid-lendingEthereum8.44MUSDC0%4.68%4.39%
Kamino-lendSolana12.98MUSDC0%5.34%4.38%
MapleEthereum0.95BUSDT0%4.21%4.35%
Fluid-lendingEthereum106.93MUSDT1.26%4.34%4.17%
ExactlyOP Mainnet1.47MUSDC0%4.17%4.15%
DolomiteArbitrum1.43MUSDC0%4.01%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.01%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.15%4.13%
Euler-v2Monad1.39MUSDC0%4.34%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.07%4.12%
ExactlyOP Mainnet1.47MUSDC0%4.02%4.11%
ExactlyOP Mainnet1.47MUSDC0%4%4.05%
ExactlyOP Mainnet1.47MUSDC0%3.98%4.04%
ExactlyOP Mainnet1.47MUSDC0%3.95%3.95%
Folks-finance-xchainPolygon1.28MUSDT0%4.4%3.93%
ExactlyOP Mainnet1.47MUSDC0%3.1%3.9%
Yearn-financeEthereum1.18MUSDC0%3.41%3.85%
Kamino-lendSolana19.80MUSDC0%5.12%3.8%
Kamino-lendSolana2.06MUSDC0%4.15%3.8%
Yearn-financeEthereum2.45MUSDC0%3.7%3.79%
ExactlyOP Mainnet1.47MUSDC0%2.92%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%
Benqi-lendingAvalanche5.40MUSDC0%5.36%3.68%
SparklendEthereum3.24MUSDC0%3.98%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.3M6.99%
Avalanche27.7M4.32%
Base1278M7.72%
BSC350.6M7.84%
Ethereum281.3B6.66%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon23.1M47.04%
Solana644.9M4.97%
TON13.6M5.87%
zkSync Era000%