Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 22 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/04/2026 21:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AutofinanceEthereum4.46MUSDC0%5.87%14.16%
Canto-lendingCanto1.35MUSDC0%12.83%12.9%
Benqi-lendingAvalanche1.68MUSDC0%6.13%11.61%
Bracket-vaultsEthereum2.70MUSDC0%11.83%11.22%
BitwayBSC13.57MUSDT0%11.38%11%
AvantisBase50.07MUSDC0%9.88%10.52%
AutofinanceArbitrum2.87MUSDC1.9%9.56%10.4%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar8.91MUSDC0%9.33%9.83%
YieldseekerBase1.30MUSDC0%9.53%9.67%
Aave-v3Ethereum52.26MUSDT0%3.65%9.27%
Fusion-by-iporEthereum1MUSDC0%2.31%8.75%
Fusion-by-iporEthereum1MUSDC0%2.31%8.75%
Aave-v3Ethereum7.42MDAI0%4.24%8.48%
AccountableMonad1.57MUSDC3.13%12.34%8%
LoopscaleSolana1.14MUSDC1.08%8.5%7.72%
AbyssSui1.87MUSDC0%8.81%7.56%
SymbiosisEthereum1.27MUSDC0%6.81%7.19%
Aave-v3Ethereum84.62MUSDC0%3.93%7.1%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5.27%7%
SymbiosisTron1.28MUSDT0%6.95%6.84%
Zerobase-cedefiBSC1.44MUSDC2%8.8%6.76%
Zerobase-cedefiBSC24.22MUSDT2%8.92%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.46%6.73%
Gains-networkArbitrum8.44MUSDC0%6.67%6.71%
Yearn-financeEthereum7.41MUSDC0%4.11%6.4%
Harvest-financeBase2.01MUSDC0%6.47%6.32%
AccountableMonad1.34MUSDC5.2%9.53%6.31%
Fluid-lendingEthereum116.41MUSDT1.79%5.78%6.11%
Extra-finance-leverage-farmingBase3.79MUSDC0%5.29%6.09%
Harvest-financeEthereum1.08MUSDC0%2.29%5.98%
AutofinanceEthereum9.06MUSDC0.59%6%5.77%
DeltaprimeAvalanche1.12MUSDC0%5.24%5.52%
LoopscaleSolana1.74MUSDC0%5.26%5.34%
AutofinanceBase5.68MUSDC3.71%7.37%5.22%
Kamino-lendSolana7.95MUSDC0%3.14%5.12%
MapleEthereum891.09MUSDT0%3.9%5.01%
TydroInk1.67MUSDC0%2.38%4.92%
Hyperlend-pooledHyperliquid L112.31MUSDC0%4.19%4.91%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Flux-financeEthereum1.58MUSDT0%4.61%4.66%
Wasabi-perpsBase2.24MUSDC0%4.63%4.56%
Fluid-lendingArbitrum32.39MUSDC1.03%6.16%4.45%
Folks-finance-lendingAlgorand1.36MUSDC0%3.65%4.43%
Euler-v2Ethereum29.67MUSDC0%3.82%4.33%
DolomiteEthereum12.31MUSDC5.98%5.85%4.32%
Fluid-lendingEthereum5.02MUSDC0%3.48%4.3%
Fluid-lendingEthereum173.23MUSDC1.2%4.51%4.3%
Yo-protocolEthereum3.76MUSDC12%13.9%4.29%
Yo-protocolBase19.88MUSDC12%13.93%4.29%
Fluid-lendingBase11.05MUSDC2.08%6.4%4.05%
SparklendEthereum3.20MUSDC0%4.1%4.04%
Euler-v2Ethereum13.87MUSDC0%3.87%4%
ExactlyOP Mainnet1.71MUSDC0%3.21%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.67%3.99%
ExactlyOP Mainnet1.71MUSDC0%3.49%3.91%
Aave-v3Polygon1.14MDAI0%3.79%3.88%
Yearn-financeEthereum8.56MDAI0%3.41%3.86%
ExactlyOP Mainnet1.71MUSDC0%2.76%3.84%
Lazy-summer-protocolBase1.70MUSDC0.84%3.78%3.82%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
Navi-lendingSui4.39MUSDC0.68%4.31%3.76%
ExactlyOP Mainnet1.71MUSDC0%3.87%3.74%
ExactlyOP Mainnet1.71MUSDC0%3.65%3.72%
NeverlandMonad16.87MUSDC4.5%8.34%3.72%
ExactlyOP Mainnet1.71MUSDC0%4.06%3.67%
Aave-v3Ethereum2.54MUSDC0%2.6%3.66%
ExactlyOP Mainnet1.71MUSDC0%3.89%3.66%
Spark-savingsAvalanche34.94MUSDC0%3.74%3.65%
Spark-savingsEthereum488.66MUSDC0%3.74%3.65%
Yearn-financeEthereum1.17MUSDC0%3.21%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.8M6.66%
Avalanche337.7M6.93%
Base10105M6.13%
BSC339.2M8.17%
Ethereum282B6.22%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.88%
Solana310.8M6.06%
TON14M7%
zkSync Era000%