Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/08/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.37MUSDT0%23.5%55.99%
Neutral-tradeSolana2.13MUSDC0%35.99%47.02%
AccountableMonad7.64MUSDC0.96%30.59%24.4%
Midas-rwaEthereum1.73MUSDC0%10.31%17.5%
Ember-protocolSui1.21MUSDC0%11.15%16.46%
AccountableMonad100.27MUSDC0.27%16.87%16%
Midas-rwaEtherlink4.79MUSDC0%8.93%14.91%
AccountableEthereum1.06MUSDC1.25%14.38%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableEthereum4.02MUSDC9.95%21.91%13.4%
Ember-protocolEthereum7.08MUSDC0%12.85%12.9%
AccountableEthereum3.07MUSDC0%10.94%11.53%
Ember-protocolSui1.31MUSDC0%8.8%10.84%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Harvest-financeBase1.87MUSDC0%12.03%10.48%
Ember-protocolSui6.40MUSDC0%9.26%10.35%
Midas-rwaEthereum71.71MUSDC0%10.27%10.33%
GoldfinchEthereum35.95MUSDC0%10.14%10.21%
Midas-rwaEthereum27.21MUSDC0%4.06%10%
AccountableMonad1.03MUSDC0%10.27%10%
YieldseekerBase1.25MUSDC0%8.96%9.86%
Ember-protocolEthereum3.33MUSDC0%9.43%9.69%
AvantisBase20.70MUSDC0%9.59%9.61%
Ember-protocolSui1.07MUSDC0%9.65%9.54%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.34%9.31%
Midas-rwaEthereum6.40MUSDC0%6.61%9.23%
Midas-rwaEtherlink1.12MUSDC0%6.63%9.23%
Ember-protocolEthereum5.92MUSDC0%6.93%9.22%
Midas-rwaEthereum39.45MUSDC0%9.94%9%
Midas-rwaEthereum8.07MUSDC0%9.38%8.81%
Euler-v2Monad1.60MUSDC2.64%9.26%8.3%
Nawa-protocolZIGChain3.82MUSDC0%9%8.29%
Native-credit-poolEthereum5.19MUSDC0%4.27%8.27%
Pareto-creditEthereum167.57MUSDC0%8.25%8.02%
Bitway-earnBSC23.53MUSDT0%8%8%
Ember-protocolSui8.23MUSDC4%12%8%
AccountableMonad10.08MUSDC0.5%9.27%7.67%
Extra-finance-leverage-farmingBase3.07MUSDC0%6.74%7.66%
Neutral-tradeSolana3.14MUSDC0%6.73%7.57%
AccountableMonad1.61MUSDC0.5%7.67%7.28%
Pareto-creditEthereum21.92MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
LoopscaleSolana1.43MUSDC0.27%7.09%6.97%
Ember-protocolEthereum17.37MUSDC0%6.72%6.95%
Euler-v2Ethereum4.92MUSDC0%4.53%6.94%
Zerobase-cedefiBSC19.39MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Kamino-lendSolana3.84MUSDC0%6.85%6.66%
Yearn-financeEthereum7.03MUSDC0%7.09%6.63%
Yo-protocolBase1.10MUSDC0%6.86%6.47%
Blend-pools-v2Stellar15.68MUSDC0%7.47%6.45%
Yearn-financeEthereum1.19MUSDC0%5.89%6.44%
SentoraEthereum41.18MUSDC0%6.37%6.37%
Midas-rwaEthereum6.67MUSDC0%7.49%6.19%
Midas-rwaEthereum2.50MUSDC0%7.48%6.19%
Harmonix-financeHyperliquid L118.49MUSDC0%7.43%6.09%
Ember-protocolSui1.16MUSDC5.02%11.57%6.05%
Hyperlend-pooledHyperliquid L111.80MUSDC0%7.19%5.9%
Centrifuge-protocolAvalanche260.94MUSDC0%4.05%5.88%
Centrifuge-protocolBase50.32MUSDC0%4.05%5.88%
Centrifuge-protocolEthereum5.73MUSDC0%4.05%5.88%
Fluid-lendingArbitrum37.21MUSDC0%5.24%5.87%
Harvest-financeEthereum1.15MUSDC0%6.39%5.83%
Aave-v3Monad12.19MUSDC0%7.67%5.83%
Neutral-tradeSolana2.48MUSDC0%5.6%5.73%
Storm-tradeTON3.19MUSDT0%5.72%5.58%
SymbiosisTron1.10MUSDT0%5.18%5.57%
Ember-protocolSui4.79MUSDC0%6.1%5.51%
AutofinanceBase4.90MUSDC2.64%7.92%5.48%
Yearn-financeEthereum9.13MUSDC0%5.95%5.34%
Lista-lendingBSC2.15MUSDT0.15%6.88%5.32%
AutofinanceEthereum8.54MUSDC0.42%6.43%5.26%
DolomiteArbitrum1.01MUSDC0%4.64%5.24%
DolomiteArbitrum1.01MUSDC0%4.64%5.24%
Jupiter-lendSolana408.44MUSDC0.74%4.84%5.11%
Fluid-lendingBase9.13MUSDC0%5.28%5.04%
Fluid-lendingEthereum149.26MUSDC0%5.18%4.96%
Fluid-lendingEthereum8.97MUSDC0%5.18%4.96%
Yearn-financeBase1.81MUSDC0%4.94%4.91%
LoopscaleSolana1.64MUSDC0%5.24%4.86%
Fusion-by-iporBase1.06MUSDC2.5%7.81%4.84%
Kamino-lendSolana3.98MUSDC0%4.65%4.76%
SymbiosisEthereum1.25MUSDC0%4.39%4.72%
Alchemix-v3Ethereum7.50MUSDC0%4.55%4.63%
Navi-lendingSui7.76MUSDC0.43%5.51%4.58%
Benqi-lendingAvalanche3.30MUSDC0%4%4.52%
Fusion-by-iporEthereum1.57MUSDC0%5.63%4.5%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
Fluid-lendingEthereum136.72MUSDT0%4.53%4.37%
ExactlyOP Mainnet1.53MUSDC0%4.33%4.36%
ExactlyOP Mainnet1.53MUSDC0%4.26%4.29%
ExactlyOP Mainnet1.53MUSDC0%4.18%4.24%
Yo-protocolBase9.75MUSDC0%4.24%4.2%
Yo-protocolEthereum2.05MUSDC0%4.24%4.2%
ExactlyOP Mainnet1.53MUSDC0%4.17%4.2%
ExactlyOP Mainnet1.53MUSDC0%4.08%4.15%
ExactlyOP Mainnet1.53MUSDC0%4.06%4.12%
MapleEthereum0.98BUSDT0%4.21%4.1%
Kamino-lendSolana13.49MUSDC0%4.05%4.03%
ExactlyOP Mainnet1.53MUSDC0%4.13%4.01%
ExactlyOP Mainnet1.53MUSDC0%3.72%4%
SparklendEthereum16.68MUSDT0%3.67%3.89%
Midas-rwaEthereum4.55MUSDC0%5.88%3.78%
AmpleBase4.41MUSDC0%4.08%3.75%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
ExactlyOP Mainnet1.53MUSDC0%3.43%3.7%
Moonwell-lendingBase2.88MUSDC0.3%5.12%3.67%
Aave-v3Ethereum1.22MUSDC0%3.01%3.64%
Aave-v3Avalanche5.60MUSDC0%3.7%3.63%
Yearn-financeEthereum2.42MUSDC0%3.49%3.54%
Spark-savingsEthereum275.71MUSDC0%3.55%3.52%
Spark-savingsAvalanche11.87MUSDC0%3.55%3.52%
Ember-protocolSui1.19MUSDC0%3.37%3.52%
Gami-labsBase3.02MUSDC0%2.22%3.48%
Spectra-metavaultsBase3.02MUSDC0%2.22%3.48%
SparklendEthereum1.72MUSDC0%3.54%3.47%
Centrifuge-protocolMonad4.54MUSDC0%3.89%3.46%
Centrifuge-protocolPharos4.35MUSDC0%3.43%3.46%
Aave-v3Base21.92MUSDC0%3.26%3.45%
Native-credit-poolBSC4.86MUSDT0%3.93%3.43%
DolomiteEthereum27.96MUSDC4.04%7.55%3.35%
Kamino-lendSolana2.09MUSDC0%4.36%3.34%
Centrifuge-protocolPlume Mainnet32.96MUSDC0%2.5%3.31%
Centrifuge-protocolMonad10.03MUSDC0%5.45%3.31%
Yearn-financeEthereum7.15MUSDT0%3.09%3.31%
Yearn-financeEthereum26.39MUSDC0%3.27%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum178.73MUSDC0%3.7%3.29%
Aave-v3Ethereum64.77MUSDC1.5%6.25%3.29%
Aave-v3Ethereum11.68MDAI0%3.87%3.28%
Midas-rwaEthereum64.50MUSDC0%3.18%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.2%3.22%
Compound-v3Ethereum38.89MUSDC0.1%3.56%3.19%
Ember-protocolEthereum1.37MUSDC0%1.6%3.15%
Jupiter-lendSolana18.23MUSDT0%3.26%3.13%
Yearn-financeEthereum9.45MDAI0%3%3.04%
Compound-v3Ethereum28.36MUSDT0.1%3.05%3.03%
Aave-v3Avalanche3.52MUSDT0%3.3%3.02%
Euler-v2Ethereum8.26MUSDC0%3.13%3.02%
Aave-v3BSC1.99MUSDC0%2.73%2.99%
Aave-v3Polygon11.96MUSDC0%2.74%2.93%
Gains-networkArbitrum6.11MUSDC0%4.96%2.89%
Aave-v3OP Mainnet1.75MUSDC0%3.21%2.87%
Native-credit-poolEthereum1.82MUSDT0%3.27%2.81%
Spark-savingsEthereum379.85MUSDT0%2.75%2.75%
Compound-v3Arbitrum3.65MUSDC0%2.7%2.75%
Scallop-lendSui1.17MUSDC0%3.11%2.74%
Aave-v3Ethereum497.11MUSDT0%2.67%2.74%
Aave-v3Ethereum75.35MUSDT1.35%5.64%2.74%
Kamino-lendSolana2.95MUSDT0%3.64%2.71%
SaveSolana5.13MUSDC0%2.37%2.52%
Aave-v3Arbitrum39.63MUSDC0%2.6%2.36%
Aave-v3Ethereum1.77MUSDC0%2.07%2.36%
Benqi-lendingAvalanche1.98MUSDT0%2.43%2.32%
Echelon-marketAptos1.42MUSDC1.54%3.58%2.32%
Venus-core-poolBSC17.57MUSDC0%2.75%2.29%
Aave-v4Ethereum4.08MUSDT0%3.14%2.24%
Lista-lendingBSC4.08MUSDT0%4.24%2.23%
Justlend-v1Tron80.42MUSDT0%2.88%2.19%
SparklendEthereum112.65MDAI0%2.24%2.17%
Venus-fluxBSC2.68MUSDT0%2.59%2.12%
Aave-v3BSC16.24MUSDT0%2.26%2.06%
CurrentSui6.82MUSDC8.06%8.89%2.04%
Compound-v3Arbitrum9MUSDT0%1.94%1.95%
Aave-v3Arbitrum1.21MDAI0%1.91%1.92%
Aave-v3Sonic1.18MUSDC0%1.94%1.92%
Lista-lendingBSC1.01MUSDT0%1.92%1.88%
Venus-core-poolBSC86.17MUSDT0%2.31%1.88%
Venus-core-poolBSC1.01MDAI0%1.8%1.83%
Neutral-tradeSolana1.13MUSDC0%3.32%1.81%
MetromKatana8.64MUSDC2.1%4.01%1.78%
MetromKatana2.46MUSDT0%1.75%1.76%
TydroInk6.32MUSDC0%1.64%1.6%
Aave-v4Ethereum1.16MUSDT0%1.27%1.53%
Aave-v4Ethereum1.20MUSDC0%1.39%1.46%
SaveSolana2.28MUSDT0%1.39%1.42%
Kamino-lendSolana1.29MUSDC0%1.34%1.35%
NeverlandMonad2.64MUSDC4.92%5.15%1.09%
ExactlyOP Mainnet1.53MUSDC0%0.94%0.99%
Lista-lendingEthereum2.79MUSDC5.57%6.25%0.58%
Lista-lendingBSC4.11MUSDT0%3.51%0.51%
Zest-v2Stacks10.08MUSDC0%0.48%0.5%
Lista-lendingEthereum2.90MUSDT6.67%5.47%0.27%
TectonicCronos45.60MUSDT0%0.15%0.15%
TectonicCronos55.17MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.19%4.4%0.07%
AcrossEthereum1.58MUSDT1.25%1.57%0.06%
Aave-v4Avalanche3.53MUSDC0%0.7%0.06%
CredixSolana13.48MUSDC0%0.11%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum9106.5M3.91%
Avalanche7290.7M3.28%
Base16140.2M5.77%
BSC14186.9M3.43%
Ethereum723.7B5.56%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.3M29.46%
Solana17487.2M6.41%
TON13.2M5.58%
zkSync Era000%