Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/04/2026 18:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.2%11.75%
BitwayBSC13.23MUSDT0%11.74%11%
AvantisBase62.32MUSDC0%9.39%10.92%
Spectra-metavaultsBase5.24MUSDC2.88%92.34%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.71MUSDC2.1%7.04%9.82%
AbyssSui1.90MUSDC0%8.7%9.2%
Blend-pools-v2Stellar10.14MUSDC0%9.31%9.03%
SymbiosisEthereum1.30MUSDC0%5.74%8.11%
Wasabi-perpsSolana1.29MUSDC0%5.16%7.85%
LoopscaleSolana1.26MUSDC1.23%8.3%7.73%
Gains-networkArbitrum8.93MUSDC0%6.42%7.36%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.95MUSDT2%9%7%
Zerobase-cedefiBSC23.65MUSDT2%9.29%6.76%
Zerobase-cedefiBSC1.24MUSDC2%8.89%6.76%
AutofinanceEthereum8.61MUSDC0.61%5.41%6.24%
Extra-finance-leverage-farmingBase3.90MUSDC0%5.08%5.88%
Harvest-financeEthereum1.08MUSDC0%1.2%5.79%
Harvest-financeBase2.02MUSDC0%6%5.58%
Project-0Solana2.07MUSDC0%4.17%5.54%
Euler-v2Arbitrum1.02MUSDC0%3.31%5.42%
Euler-v2Arbitrum1.02MUSDC0%3.31%5.42%
LoopscaleSolana1.54MUSDC0%4.96%5.19%
DeltaprimeAvalanche1.17MUSDC0%5.4%5.05%
Hyperlend-pooledHyperliquid L112MUSDC0%4.01%4.76%
AutofinanceEthereum8.75MUSDC0%4.03%4.73%
AutofinanceBase6.79MUSDC2.76%6.31%4.71%
Scallop-lendSui1.73MUSDC0%4.65%4.71%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.59MUSDT0%4.57%4.66%
Wasabi-perpsBase3.60MUSDC0%4.18%4.64%
Yo-protocolEthereum10.98MUSDC12%14.09%4.62%
Yo-protocolBase27.69MUSDC12%14.1%4.62%
Benqi-lendingAvalanche5.15MUSDC0%3.94%4.24%
DolomiteEthereum13.94MUSDC0%5.79%4.21%
SparklendEthereum1.92MUSDC0%4.12%4.14%
Storm-tradeTon3.86MUSDT0%3.82%4.13%
Lazy-summer-protocolEthereum2.53MUSDC0.93%4.14%4.02%
ExactlyOptimism1.59MUSDC0%1.34%3.99%
Folks-finance-xchainPolygon1.64MUSDT0%3.65%3.98%
ExactlyOptimism1.59MUSDC0%3.65%3.97%
Yearn-financeEthereum3.71MUSDC0%4.22%3.97%
Benqi-lendingAvalanche2MUSDT0%4.51%3.95%
Euler-v2Monad2.11MUSDC0%1.22%3.94%
ExactlyOptimism1.59MUSDC0%4.22%3.92%
Yearn-financeEthereum8.79MDAI0%2.93%3.88%
Navi-lendingSui11.79MUSDC0.51%4.4%3.86%
Euler-v2Avalanche1.99MUSDC0%6.68%3.85%
NeverlandMonad17.15MUSDC4.24%8.44%3.81%
Flux-financeEthereum2.43MUSDC0%3.85%3.77%
Euler-v2Ethereum28.65MUSDC0%3.53%3.77%
Spark-savingsAvalanche67.08MUSDC0%3.75%3.75%
Spark-savingsEthereum402.69MUSDC0%3.75%3.75%
Folks-finance-lendingAlgorand1.94MUSDC0%3.45%3.73%
ExactlyOptimism1.59MUSDC0%3.37%3.71%
Yearn-financeEthereum1.67MUSDC0%5.1%3.71%
ExactlyOptimism1.59MUSDC0%3.98%3.66%
ExactlyOptimism1.59MUSDC0%1.37%3.65%
ExactlyOptimism1.59MUSDC0%4.02%3.64%
ExactlyOptimism1.59MUSDC0%4.06%3.64%
Fluid-lendingBase10.11MUSDC2.12%6.36%3.63%
Project-0Solana1.54MUSDT0%3.89%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum621.8M6.62%
Avalanche577.4M4.17%
Base8121.7M6.28%
BSC338.1M8.17%
Ethereum18553M5.46%
Hyperliquid000%
Mantle000%
Optimism812.7M3.77%
Polygon11.6M3.98%
Solana57.7M5.99%
TON13.9M4.13%
zkSync Era000%