Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/06/2026 07:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%14.6%33.51%
AzuroPolygon1.54MUSDT0%65.68%22.78%
Ember-protocolSui1.18MUSDC0%9.13%15.47%
AccountableEthereum1.04MUSDC0%14.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.57%13.61%
Ember-protocolEthereum33.62MUSDC0%12.58%12.52%
Kamino-lendSolana3.70MUSDC0%4.69%12.37%
AccountableMonad46.64MUSDC0.35%10.12%11.6%
Ember-protocolEthereum4.83MUSDC0%8.23%10.39%
AvantisBase32.48MUSDC0%9.86%10.29%
GoldfinchEthereum36.72MUSDC0%10.1%10.12%
Bracket-vaultsEthereum2.73MUSDC0%10.29%10.08%
Bitway-earnBSC25.58MUSDT0%10.15%10%
AccountableMonad5.17MUSDC0.48%10.1%10%
Harmonix-financeHyperliquid L117.87MUSDC0%10.11%9.78%
Ember-protocolSui1.10MUSDC0%8.25%9.13%
Ember-protocolSui1.42MUSDC0%8.25%8.8%
Ember-protocolSui3.47MUSDC0%8.43%8.37%
Ember-protocolSui1.08MUSDC0%8.71%8%
Ember-protocolSui5.92MUSDC4%12%8%
AccountableMonad9.05MUSDC0.5%12.16%7.87%
LazyEthereum1.02MUSDC0%7.58%7.37%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.32MUSDC0%6.83%6.99%
AutofinanceEthereum1.33MUSDC0%9.69%6.91%
AccountableMonad3.40MUSDC0.5%8%6.79%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.63MUSDT2%8.76%6.76%
Storm-tradeTON3.62MUSDT0%5.82%6.1%
Blend-pools-v2Stellar17.49MUSDC0%7.61%5.95%
Harvest-financeEthereum1.13MUSDC0%6.92%5.9%
SymbiosisEthereum1.19MUSDC0%9.82%5.79%
Centrifuge-protocolEthereum370.69MUSDC0%3.82%5.73%
Centrifuge-protocolBase50.06MUSDC0%3.99%5.73%
Centrifuge-protocolAvalanche259.60MUSDC0%4%5.73%
Centrifuge-protocolBase2.15MUSDC0%3.99%5.73%
Centrifuge-protocolEthereum5.94MUSDC0%3.99%5.73%
Yearn-financeEthereum9.05MUSDC0%4.77%5.53%
Fluid-lendingEthereum8.44MUSDC0%5.08%5.5%
Fluid-lendingEthereum117.49MUSDC1.02%6.89%5.5%
Fusion-by-iporEthereum1.47MUSDC0%6.19%5.45%
AutofinanceEthereum7.26MUSDC0.46%5.82%5.44%
AutofinanceBase8.21MUSDC1.74%7.95%5.4%
Navi-lendingSui5.51MUSDC0.45%5.7%5.39%
YieldseekerBase1.75MUSDC0%8.6%5.39%
Fluid-lendingBase8.88MUSDC0%5.44%5.28%
Hyperlend-pooledHyperliquid L116.06MUSDC0%5.53%5.16%
Aave-v3Ethereum8.15MDAI0%2.95%5.16%
SymbiosisTron1.39MUSDT0%7.39%4.99%
Ember-protocolSui6.96MUSDC0%5.23%4.98%
Fluid-lendingArbitrum35.89MUSDC0%5.84%4.97%
AccountableEthereum2.11MUSDC0%3.91%4.9%
AccountableEthereum10.58MUSDC3.8%7.49%4.87%
Yearn-financeEthereum3.12MUSDC0%4.86%4.8%
Centrifuge-protocolPharos15.08MUSDC0%3.47%4.79%
Centrifuge-protocolMonad4.52MUSDC0%3.83%4.79%
CurvanceMonad1.29MUSDC2.69%7.9%4.78%
Yearn-financeBase1.71MUSDC0%7.36%4.76%
Fusion-by-iporEthereum1.26MUSDC0%6.5%4.69%
Folks-finance-lendingAlgorand1.17MUSDC0%4.65%4.65%
Yo-protocolEthereum2.72MUSDC0%4.24%4.56%
Yo-protocolBase11.53MUSDC0%4.24%4.56%
Flux-financeEthereum1.77MUSDT0%4.56%4.53%
Gains-networkArbitrum7.06MUSDC0%10.27%4.48%
Kamino-lendSolana11.31MUSDC0%5.06%4.45%
Euler-v2Monad2.06MUSDC0.15%4.13%4.41%
AmpleBase4.30MUSDC0%4.8%4.37%
TermmaxBase1.25MUSDC0%4.16%4.34%
ExactlyOP Mainnet1.47MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.47MUSDC0%4.05%4.14%
Moonwell-lendingBase1.56MUSDC0.41%6.66%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.09%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.06%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.15%4.09%
Yearn-financeEthereum1.18MUSDC0%3.57%4.07%
ExactlyOP Mainnet1.47MUSDC0%4.02%4.05%
ExactlyOP Mainnet1.47MUSDC0%4%4.04%
MapleEthereum1.05BUSDT0%4.18%4%
Folks-finance-xchainPolygon1.24MUSDT0%4.28%4%
TermmaxEthereum1MUSDC0%4.29%3.96%
TermmaxEthereum1MUSDC0%4.29%3.96%
ExactlyOP Mainnet1.47MUSDC0%3.95%3.95%
Jupiter-lendSolana408.79MUSDC0.74%4.65%3.94%
ExactlyOP Mainnet1.47MUSDC0%3.83%3.92%
Ember-protocolSui1.16MUSDC7.29%11.51%3.91%
DolomiteArbitrum1.50MUSDC0%3.91%3.88%
Yearn-financeEthereum2.45MUSDC0%3.74%3.85%
Yearn-financeEthereum7.32MUSDT0%2.57%3.79%
ExactlyOP Mainnet1.47MUSDC0%3.2%3.75%
Kamino-lendSolana2.09MUSDC0%4.05%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum452.1M5.08%
Avalanche1259.6M5.73%
Base13129M7.73%
BSC350.7M7.84%
Ethereum311.7B6.13%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M13.39%
Solana4425.9M6.13%
TON13.6M6.1%
zkSync Era000%