Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/08/2026 04:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana2.23MUSDC0%48.65%84.93%
Neutral-tradeSolana1.08MUSDC0%14.26%21.63%
EnsuroEthereum1.06MUSDC0%20.23%20.84%
Neutral-tradeSolana1.13MUSDC0%30.12%20.66%
AccountableMonad7.50MUSDC1.02%26.42%20.09%
AzuroPolygon1.32MUSDT0%38.79%17.67%
AccountableEthereum1.01MUSDC1.25%14.76%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.98MUSDC0.3%16.55%13.6%
Ember-protocolEthereum7.09MUSDC0%12.9%12.9%
Aave-v3Ethereum1.06MUSDC0%3.72%12.54%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.59%11.58%
Nawa-protocolZIGChain3.42MUSDC0%9.03%11.33%
Harvest-financeBase1.89MUSDC0%11.2%10.63%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Ember-protocolEthereum5.93MUSDC0%7.99%10.56%
Ember-protocolEthereum16.92MUSDC0%7.03%10.55%
GoldfinchEthereum35.95MUSDC0%10.19%10.21%
AccountableEthereum3.93MUSDC9.85%23.11%10.2%
Ember-protocolSui7.06MUSDC0%9.62%10.16%
Midas-rwaEthereum26.19MUSDC0%5.12%10%
AguaEthereum8.88MUSDC0%10%10%
Ember-protocolEthereum3.36MUSDC0%9.51%9.91%
Midas-rwaEthereum1.74MUSDC0%11%9.85%
Neutral-tradeSolana3.26MUSDC0%8.84%9.75%
Midas-rwaEthereum72.16MUSDC0%10.23%9.69%
YieldseekerBase1.23MUSDC0%9.11%9.39%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.60MUSDC0%9.31%9.3%
Midas-rwaEthereum6.40MUSDC0%8.23%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.24%9.23%
Centrifuge-protocolPlume Mainnet20.74MUSDC0%2.02%8.65%
Centrifuge-protocolMonad10.05MUSDC0%1.95%8.65%
LazyEthereum1MUSDC0%6.89%8.34%
LazyEthereum1MUSDC0%6.89%8.34%
Midas-rwaEthereum7.85MUSDC0%9.44%8.22%
Pareto-creditEthereum168.47MUSDC0%8.16%8.02%
Bitway-earnBSC25.19MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
Ember-protocolSui1.88MUSDC0%5.78%7.74%
Midas-rwaEthereum6.69MUSDC0%7.41%7.42%
Midas-rwaEthereum2.51MUSDC0%7.42%7.42%
Midas-rwaEtherlink4.81MUSDC0%9.11%7.38%
AccountableMonad1.31MUSDC0.5%7.75%7.28%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Ember-protocolSui1.41MUSDC0%9.71%7.12%
Extra-finance-leverage-farmingBase3.33MUSDC0%6.93%7.04%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBase1.54MUSDC2%9%7%
Yearn-financeEthereum8.46MUSDC0%5.96%6.87%
Zerobase-cedefiBSC19.18MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
SentoraEthereum46.54MUSDC0%6.83%6.63%
Yearn-financeEthereum6.83MUSDC0%7.04%6.62%
Yo-protocolBase1.11MUSDC0%6.75%6.59%
AccountableMonad9.95MUSDC0.5%8.47%6.55%
LoopscaleSolana3.06MUSDC0.3%7.02%6.54%
Ember-protocolSui1.07MUSDC0%9.06%6.54%
Blend-pools-v2Stellar14.73MUSDC0%7.14%6.41%
Harmonix-financeHyperliquid L117.47MUSDC0%6.78%6.35%
Neutral-tradeSolana2.64MUSDC0%4.91%6.28%
Yearn-financeEthereum1.19MUSDC0%6.33%6.16%
CurvanceMonad1.27MUSDC2.65%9.31%5.99%
Kamino-lendSolana7.16MUSDC0%6.77%5.94%
Fusion-by-iporEthereum1.19MUSDC0%5.59%5.92%
AvantisBase19.18MUSDC0%9.11%5.74%
Midas-rwaEthereum38.80MUSDC0%8.97%5.73%
Hyperlend-pooledHyperliquid L113.84MUSDC0%7.19%5.68%
AutofinanceBase5.56MUSDC2.34%8.11%5.58%
Storm-tradeTON3.07MUSDT0%5.65%5.44%
Harvest-financeEthereum1.15MUSDC0%6.57%5.27%
Euler-v2Monad1.29MUSDC1.25%10.32%5.22%
AutofinanceEthereum7.10MUSDC0.62%6.06%5.15%
LoopscaleSolana1.56MUSDC0%4.87%5.1%
Centrifuge-protocolAvalanche261.34MUSDC0%4.95%5.1%
Centrifuge-protocolBase50.40MUSDC0%4.95%5.1%
Navi-lendingSui6.02MUSDC0.47%5.39%5.06%
Fluid-lendingArbitrum39.93MUSDC0%5.02%5.05%
Native-credit-poolEthereum1.71MUSDC0%4.3%4.99%
Yearn-financeBase1.82MUSDC0%4.93%4.95%
Fluid-lendingEthereum150.93MUSDC0%5.22%4.93%
Fluid-lendingEthereum8.89MUSDC0%5.22%4.93%
SymbiosisTron1.48MUSDT0%5.69%4.9%
Ember-protocolSui1.16MUSDC3.37%11.35%4.8%
AmpleBase4.41MUSDC0%4.05%4.75%
SymbiosisEthereum1.10MUSDC0%4.79%4.67%
Lista-lendingBSC2.19MUSDT4.37%6.9%4.66%
Benqi-lendingAvalanche3.22MUSDC0%4.18%4.55%
TermmaxEthereum3.35MUSDC0%3.95%4.49%
Centrifuge-protocolEthereum5.71MUSDC0%4.94%4.48%
Alchemix-v3Ethereum7.74MUSDC0%4.52%4.41%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.59MUSDC0%4.35%4.37%
ExactlyOP Mainnet1.59MUSDC0%4.28%4.31%
ExactlyOP Mainnet1.59MUSDC0%4.22%4.26%
Kamino-lendSolana1.44MUSDC0%4.55%4.21%
Kamino-lendSolana12.21MUSDC0%4.12%4.21%
ExactlyOP Mainnet1.59MUSDC0%4.19%4.21%
Fluid-lendingEthereum138.68MUSDT0%4.41%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.14%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.1%4.14%
MapleEthereum0.93BUSDT0%4.21%4.11%
Fluid-lendingBase9.57MUSDC0%5.29%4.11%
ExactlyOP Mainnet1.59MUSDC0%3.86%4.05%
ExactlyOP Mainnet1.59MUSDC0%4.08%4.03%
Ember-protocolSui1.20MUSDC0%3.47%4.02%
Yo-protocolBase9.56MUSDC0%4.24%3.93%
Yo-protocolEthereum1.51MUSDC0%4.24%3.93%
Aave-v3Polygon1.07MDAI0%3.97%3.84%
Midas-rwaEthereum3.49MUSDC0%4.94%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Centrifuge-protocolMonad4.54MUSDC0%3.64%3.72%
Centrifuge-protocolPharos4.36MUSDC0%3.64%3.72%
ExactlyOP Mainnet1.59MUSDC0%3.55%3.7%
ExactlyOP Mainnet1.59MUSDC0%2.63%3.67%
Moonwell-lendingBase2.90MUSDC0.05%6.99%3.65%
Aave-v3Base17.69MUSDC0%3.42%3.63%
Yearn-financeEthereum2.43MUSDC0%3.51%3.62%
Jupiter-lendSolana442.46MUSDC0.68%4.95%3.6%
Spark-savingsEthereum274.15MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.02MUSDC0%3.52%3.52%
Jupiter-lendSolana17.82MUSDT0%3.33%3.51%
DolomiteArbitrum1.67MUSDC0%4.33%3.51%
SparklendEthereum1.74MUSDC0%3.49%3.47%
Project-0Solana1.66MUSDC0%4.84%3.4%
Ember-protocolEthereum2.03MUSDC0%2.07%3.37%
Yearn-financeEthereum25.66MUSDC0%3.29%3.34%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Midas-rwaEtherlink1.22MUSDC0%3.16%3.29%
Midas-rwaEthereum64.94MUSDC0%3.15%3.28%
Aave-v3Ethereum66.44MUSDC1.46%5.63%3.26%
DolomiteEthereum30.02MUSDC4.38%7.47%3.25%
Aave-v3Avalanche5.99MUSDC0%3.72%3.23%
Compound-v3Ethereum35.48MUSDC0.1%3.56%3.23%
Aave-v3Avalanche2.79MUSDT0%3.08%3.19%
Aave-v3Monad14.35MUSDC1.96%6.7%3.18%
Yearn-financeEthereum7.66MDAI0%3.02%3.17%
Yearn-financeEthereum7.43MUSDT0%3.18%3.15%
TydroInk1.95MUSDC0%1.72%3.12%
Euler-v2Ethereum7.21MUSDC0%3.11%3.1%
Kamino-lendSolana2.46MUSDT0%3.38%3.1%
Kamino-lendSolana1.36MUSDC0%4.78%3.09%
Native-credit-poolBSC5.07MUSDT0%3.46%3.07%
Spark-savingsEthereum374.13MUSDT0%2.82%3%
Native-credit-poolEthereum1.85MUSDT0%3.07%2.99%
Aave-v3OP Mainnet1.63MUSDC0%3.06%2.93%
Euler-v2Ethereum6.96MUSDC0%4.43%2.92%
Aave-v3Ethereum416.65MUSDT0%2.77%2.89%
Aave-v3Ethereum74.88MUSDT1.36%4.84%2.89%
Gains-networkArbitrum5.40MUSDC0%4.34%2.89%
Aave-v3BSC2.17MUSDC0%2.96%2.89%
Aave-v3Polygon12.23MUSDC0%2.77%2.88%
Compound-v3Ethereum38.53MUSDT0.1%3.13%2.86%
Aave-v3Ethereum1.68MUSDC0%3.05%2.79%
LoopscaleSolana1.17MUSDC8.97%7.8%2.77%
Compound-v3Arbitrum3.65MUSDC0%2.72%2.74%
Benqi-lendingAvalanche1.66MUSDT0%2.64%2.73%
CurvanceMonad2.35MUSDC2.08%5.25%2.72%
Aave-v3Ethereum1.54MUSDC0%2.13%2.66%
Compound-v3Arbitrum3.88MUSDT0%1.97%2.64%
SparklendEthereum63.30MUSDT0%3.71%2.62%
Centrifuge-protocolEthereum1.67MUSDC0%0.85%2.42%
Aave-v4Ethereum3.56MUSDT0%2.58%2.41%
Aave-v3Arbitrum38.32MUSDC0%2.52%2.4%
Aave-v3Ethereum32.74MDAI0%3.27%2.33%
SaveSolana6.21MUSDC0%2.38%2.32%
Justlend-v1Tron78.23MUSDT0%2.69%2.24%
Scallop-lendSui1.33MUSDC0%2.66%2.24%
SparklendEthereum114.46MDAI0%2.19%2.17%
Aave-v3Arbitrum1MDAI0%1.95%2.15%
Echelon-marketAptos1.49MUSDC1.37%3.84%2.1%
Aave-v3BSC16.89MUSDT0%2.18%2.07%
Venus-core-poolBSC20.15MUSDC0%2.67%2.05%
Kamino-lendSolana1.07MUSDC0%1.46%2.04%
NeverlandMonad1.56MUSDC8.46%6.2%2.02%
Venus-core-poolBSC86.78MUSDT0%2.15%1.99%
Aave-v3Sonic1.17MUSDC0%1.93%1.89%
Lista-lendingBSC4MUSDT0%3.34%1.86%
Lista-lendingBSC1.01MUSDT0%1.9%1.86%
Venus-core-poolBSC1.01MDAI0%1.81%1.84%
CurrentSui10.91MUSDC7.04%9.35%1.82%
Venus-fluxBSC1.99MUSDT0%2.52%1.61%
Gami-labsBase3.02MUSDC0%2.57%1.49%
Spectra-metavaultsBase3.02MUSDC0%2.57%1.49%
Aave-v4Ethereum1.20MUSDC0%1.49%1.46%
Lista-lendingBSC3.99MUSDT0%2.47%1.46%
SaveSolana2.26MUSDT0%1.41%1.44%
Aave-v4Ethereum1.40MUSDT0%1.33%1.15%
ExactlyOP Mainnet1.59MUSDC0%0.99%0.99%
Zest-v2Stacks10.08MUSDC0%0.5%0.58%
Lista-lendingEthereum2.99MUSDC5.91%6.26%0.29%
Lista-lendingEthereum2.88MUSDT3.87%5.63%0.19%
TectonicCronos44.94MUSDT0%0.15%0.15%
AcrossEthereum1.58MUSDT1.19%1.5%0.14%
Aave-v4Avalanche4.95MUSDC0%0.49%0.13%
TectonicCronos54.21MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC3.98%4.56%0.07%
CredixSolana13.48MUSDC0%0.07%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8101.5M3.55%
Avalanche7292M3.21%
Base16136.2M5.32%
BSC14191.6M3.35%
Ethereum793.5B5.8%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon314.6M8.13%
Solana20525.7M9.73%
TON13.1M5.44%
zkSync Era000%