Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/09/2026 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%15.08%100.6%
Harvest-financeBase1.83MUSDC0%11.44%20.28%
EnsuroEthereum1.09MUSDC0%21.64%20.19%
AccountableMonad1.09MUSDC0%21.54%19.02%
AccountableEthereum3.20MUSDC0%11.29%18.34%
AccountableMonad7.50MUSDC0.92%20.04%14.77%
Neutral-tradeSolana2.24MUSDC0%7.7%14.76%
AccountableEthereum1.06MUSDC1.25%15.39%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Harvest-financeEthereum1.16MUSDC0%8.36%13.48%
Ember-protocolEthereum7.01MUSDC0%12.9%12.9%
AccountableEthereum11.69MUSDC0%11.69%12.51%
AccountableMonad5.04MUSDC0.43%12.12%11.64%
AccountableMonad74.99MUSDC0.28%13.92%11.2%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
Ember-protocolEthereum10.13MUSDC0%9.53%10.57%
Gains-networkArbitrum4.53MUSDC0%6.51%10.23%
Ember-protocolSui7.48MUSDC0%10.22%10.2%
AguaEthereum7.95MUSDC0%10%10%
Ember-protocolEthereum3.39MUSDC0%9.65%9.57%
Ember-protocolEthereum17.29MUSDC0%8.29%9.53%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
YieldseekerBase1.12MUSDC0%9.09%8.86%
Midas-rwaEtherlink4.83MUSDC0%11.84%8.8%
AvantisBase15.77MUSDC0%6.03%8.76%
Ember-protocolSui1.42MUSDC0%10.23%8.54%
Euler-v2Monad1.15MUSDC1.25%9.64%8.06%
Bitway-earnBSC24.98MUSDT0%8%8%
Ember-protocolSui9.18MUSDC4%12%8%
Pareto-creditEthereum138.52MUSDC0%8.01%7.82%
Neutral-tradeSolana3.46MUSDC0%6.01%7.81%
Bitway-earnBSC6.43MUSDT0%6.27%7.5%
Harmonix-financeHyperliquid L122.25MUSDC0%6.42%7.49%
Midas-rwaEthereum64.53MUSDC0%9.06%7.45%
Midas-rwaEthereum7.67MUSDC0%8.53%7.44%
Neutral-tradeSolana2.22MUSDC0%34.21%7.24%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
Blend-pools-v2Stellar10.57MUSDC0%6.56%7.04%
AccountableMonad1.48MUSDC0.38%7.72%7.03%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
LoopscaleSolana2.31MUSDC0.31%7.04%6.77%
Zerobase-cedefiBSC18.62MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
Yearn-financeEthereum6.07MUSDC0%6.63%6.71%
SentoraEthereum53.67MUSDC0%6.34%6.68%
Extra-finance-leverage-farmingBase3.51MUSDC0%7.08%6.62%
Fusion-by-iporEthereum1.27MUSDC0%5.05%6.6%
Yearn-financeEthereum8.96MUSDC0%6.22%6.4%
Midas-rwaEthereum6.71MUSDC0%7.12%6.37%
Midas-rwaEthereum2.51MUSDC0%7.11%6.36%
AccountableMonad9.57MUSDC0.48%7.28%6.13%
Alchemix-v3Ethereum8MUSDC0%4.78%5.73%
Midas-rwaEthereum36.29MUSDC0%7.19%5.53%
Fusion-by-iporEthereum2.69MUSDC0%5.69%5.53%
Midas-rwaEthereum6.42MUSDC0%8.47%5.43%
Midas-rwaEtherlink1.12MUSDC0%8.46%5.43%
AutofinanceBase7.47MUSDC2.24%7.75%5.4%
Storm-tradeTON3.03MUSDT0%5.49%5.38%
Hyperlend-pooledHyperliquid L117.03MUSDC0%6.42%5.33%
Kamino-lendSolana14.83MUSDC0%7.52%5.32%
Harvest-financeBase1.24MUSDC0%6.55%5.17%
AutofinanceEthereum8.05MUSDC0.81%5.88%5.11%
Fluid-lendingEthereum152.33MUSDC0%5.04%5.08%
Fluid-lendingEthereum3.96MUSDC0%5.05%5.08%
Yearn-financeBase1.74MUSDC0%4.96%5.03%
Centrifuge-protocolAvalanche261.89MUSDC0%5.27%4.99%
Centrifuge-protocolBase50.50MUSDC0%5.27%4.99%
Centrifuge-protocolEthereum7.53MUSDC0%5.26%4.99%
Midas-rwaEthereum1.77MUSDC0%11.93%4.98%
Benqi-lendingAvalanche2.47MUSDC0%4.56%4.91%
MapleEthereum1.01BUSDT0%4.31%4.9%
Fluid-lendingBase8.92MUSDC0%5.1%4.83%
AmpleBase4.41MUSDC0%4.11%4.72%
Nawa-protocolZIGChain3.42MUSDC0%9.32%4.64%
Navi-lendingSui7.72MUSDC0.46%5.55%4.64%
Kamino-lendSolana4.68MUSDC0%5.94%4.6%
DolomiteArbitrum1.20MUSDC0%4.33%4.6%
Flux-financeEthereum1.92MUSDT0%4.42%4.45%
ExactlyOP Mainnet1.78MUSDC0%4.37%4.38%
ExactlyOP Mainnet1.78MUSDC0%4.31%4.32%
Fluid-lendingEthereum136.13MUSDT0%4.7%4.32%
ExactlyOP Mainnet1.78MUSDC0%4.26%4.3%
SymbiosisEthereum1.53MUSDC0%4.68%4.27%
Jupiter-lendSolana452.60MUSDC0.4%5.15%4.27%
ExactlyOP Mainnet1.78MUSDC0%4.19%4.23%
ExactlyOP Mainnet1.78MUSDC0%4.2%4.2%
TydroInk8.49MUSDC0%2.66%4.19%
Euler-v2Monad1.16MUSDC0%3.88%4.17%
ExactlyOP Mainnet1.78MUSDC0%4.05%4.12%
Aave-v3Avalanche2.35MUSDT0%3.57%4.05%
Yo-protocolBase8.45MUSDC0%4.13%4.05%
Yo-protocolEthereum1.51MUSDC0%4.12%4.05%
Aave-v4Ethereum1.30MUSDT0%2.71%4.03%
ExactlyOP Mainnet1.78MUSDC0%3.81%4.02%
TermmaxEthereum3.34MUSDC0%4.04%3.95%
Moonwell-lendingBase2.09MUSDC0.08%7.21%3.92%
Ember-protocolEthereum2.04MUSDC0%3.39%3.86%
Jupiter-lendSolana17.98MUSDT0%3.73%3.82%
ExactlyOP Mainnet1.78MUSDC0%4.07%3.8%
Yearn-financeEthereum20.12MUSDC0%3.43%3.8%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum2.43MUSDC0%3.64%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Lista-lendingBSC2.51MUSDT1.47%7.22%3.7%
Aave-v3Base19.03MUSDC0%3.44%3.69%
Euler-v2Ethereum4.91MUSDC0%3.76%3.67%
Aave-v3Monad14.46MUSDC0%5.52%3.63%
Kamino-lendSolana21.41MUSDC0%5.08%3.6%
Compound-v3Ethereum36.28MUSDC0.11%4.31%3.59%
Kamino-lendSolana1.87MUSDC0%5.32%3.58%
Centrifuge-protocolMonad4.55MUSDC0%3.63%3.56%
Centrifuge-protocolPharos4.40MUSDC0%3.65%3.56%
Spark-savingsEthereum309.16MUSDC0%3.52%3.52%
Spark-savingsAvalanche9.48MUSDC0%3.52%3.52%
SparklendEthereum2MUSDC0%3.48%3.47%
Fluid-lendingArbitrum65.25MUSDC0%4.69%3.37%
Aave-v3Ethereum217.98MUSDT0%3.09%3.37%
Aave-v3Ethereum71.97MUSDT1.42%4.48%3.37%
LoopscaleSolana1.36MUSDC7.19%9.42%3.35%
Aave-v3Ethereum176.69MUSDC0%3.82%3.35%
Aave-v3Ethereum58.91MUSDC1.65%5.28%3.35%
Aave-v4Ethereum1.01MUSDC0%3.87%3.31%
Midas-rwaEthereum71.78MUSDC0%3.23%3.31%
Midas-rwaEtherlink1.22MUSDC0%3.23%3.31%
Native-credit-poolEthereum1.77MUSDT0%3.07%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
AccountableEthereum1.97MUSDC18.88%25.85%3.3%
Yearn-financeEthereum7.43MDAI0%3.14%3.28%
DolomiteEthereum30.03MUSDC4.09%7.52%3.28%
Spark-savingsEthereum363.58MUSDT0%3.01%3.25%
Venus-core-poolBSC47.99MUSDT0%2.22%3.23%
Euler-v2Ethereum5.85MUSDC0%3.12%3.19%
Yearn-financeEthereum5.78MUSDT0%3.17%3.18%
Native-credit-poolBSC2.37MUSDT0%3.14%3.14%
Venus-fluxBSC2.13MUSDT0%2.31%3.11%
Aave-v3Avalanche8.39MUSDC0%3.75%3.06%
CurvanceMonad2.72MUSDC2.25%5.28%3.05%
Aave-v3Ethereum18.84MDAI0%2.83%2.99%
Venus-core-poolBSC11.85MUSDC0%2.33%2.99%
Compound-v3Ethereum33.76MUSDT0.12%3.13%2.95%
Aave-v3BSC2MUSDC0%2.93%2.94%
Aave-v3Polygon12.02MUSDC0%2.83%2.85%
Aave-v3Ethereum1.67MUSDC0%2.96%2.79%
Compound-v3Arbitrum3.40MUSDC0%2.76%2.78%
SaveSolana5.77MUSDC0%2.48%2.76%
SparklendEthereum62.71MUSDT0%3.6%2.62%
Compound-v3Arbitrum3.98MUSDT0%2.31%2.62%
Centrifuge-protocolEthereum1.87MUSDC0%1.99%2.62%
Aave-v3Arbitrum33.17MUSDC0%2.37%2.6%
Aave-v3Mantle1.65MUSDC0%2.16%2.58%
Aave-v3BSC12.14MUSDT0%2.19%2.57%
Aave-v3Ethereum1.54MUSDC0%2.44%2.56%
SparklendEthereum101.01MDAI0%2.18%2.4%
Justlend-v1Tron68.27MUSDT0%2.25%2.37%
Aave-v3OP Mainnet2.62MUSDC0%2.62%2.36%
Gami-labsBase3.02MUSDC0%2.62%2.31%
Spectra-metavaultsBase3.02MUSDC0%2.63%2.31%
Kamino-lendSolana4.72MUSDC0%6.45%2.17%
CurrentSui11.07MUSDC8.1%9.7%2.13%
Midas-rwaEthereum26.21MUSDC0%5.64%2.04%
Aave-v3Arbitrum1.11MDAI0%1.97%1.95%
Aave-v3Sonic1.15MUSDC0%1.87%1.88%
NeverlandMonad1.62MUSDC7.6%8.47%1.85%
Venus-core-poolBSC1.02MDAI0%1.84%1.83%
Lista-lendingBSC1.01MUSDT0%1.86%1.82%
Lista-lendingBSC1.01MUSDT0%1.86%1.82%
Kamino-lendSolana5.60MUSDT0%4.09%1.78%
SaveSolana2.25MUSDT0%1.52%1.75%
Lista-lendingEthereum3.73MUSDC7.64%6.6%1.74%
Lista-lendingBSC3.02MUSDT0%2.19%1.58%
Echelon-marketAptos1.54MUSDC1.51%3.48%1.52%
Aave-v4Ethereum1.94MUSDC0%1.99%1.5%
Lista-lendingBSC3.34MUSDT0%0.96%1.14%
ExactlyOP Mainnet1.78MUSDC0%0.97%0.86%
Zest-v2Stacks10.08MUSDC0%0.56%0.77%
Fusion-by-iporBase1.24MUSDC0%5.94%0.58%
Lista-lendingEthereum2.78MUSDT6.12%5.88%0.44%
Aave-v4Avalanche5.66MUSDC5.79%2.39%0.39%
AcrossEthereum1.58MUSDT1.26%1.42%0.19%
AcrossEthereum1.10MUSDC4.19%4.19%0.19%
TectonicCronos45.03MUSDT0%0.2%0.15%
TectonicCronos53.72MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8120.3M4.39%
Avalanche6290.2M3.49%
Base17143.9M5.8%
BSC16142.5M3.68%
Ethereum753.4B6.75%
Hyperliquid000%
Mantle11.7M2.58%
Optimism000%
Polygon112M2.85%
Solana16556.8M4.6%
TON13M5.38%
zkSync Era000%