Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.74% on Aug 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/08/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.39MUSDT0%17.95%53.62%
AccountableMonad7.62MUSDC0.95%31.28%25.09%
Midas-rwaEthereum1.73MUSDC0%9.67%17.5%
AccountableMonad100.16MUSDC0.27%16.45%16%
Midas-rwaEtherlink4.79MUSDC0%8.17%14.91%
Moonwell-lendingBase1.26MUSDC0.34%4.66%13.85%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableEthereum3.87MUSDC10.32%21.11%13.1%
Ember-protocolEthereum7.23MUSDC0%12.85%12.9%
AccountableEthereum2.23MUSDC0%10.83%11.53%
Ember-protocolSui1.21MUSDC0%10.61%11.06%
AvantisBase20.96MUSDC0%9.39%10.98%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Harvest-financeBase1.87MUSDC0%12.28%10.49%
Ember-protocolSui1.31MUSDC0%8.37%10.48%
Midas-rwaEthereum71.69MUSDC0%10.26%10.25%
GoldfinchEthereum35.95MUSDC0%10.13%10.21%
YieldseekerBase1.25MUSDC0%8.85%10.02%
Ember-protocolSui6.27MUSDC0%9.09%10.01%
AccountableMonad1.03MUSDC0%10.32%10%
Nawa-protocolZIGChain3.82MUSDC0%9.1%9.74%
Ember-protocolEthereum3.32MUSDC0%9.38%9.68%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Bracket-vaultsEthereum2.59MUSDC0%9.36%9.3%
Midas-rwaEthereum6.40MUSDC0%6.1%9.23%
Midas-rwaEtherlink1.12MUSDC0%6.12%9.23%
Midas-rwaEthereum8.07MUSDC0%9.36%9.09%
Midas-rwaEthereum37.36MUSDC0%10.09%9.01%
Native-credit-poolEthereum5.74MUSDC0%3.68%8.88%
Kamino-lendSolana1.86MUSDC0%6.76%8.58%
Ember-protocolEthereum5.91MUSDC0%6.57%8.47%
Pareto-creditEthereum167.56MUSDC0%8.27%8.02%
Bitway-earnBSC24.44MUSDT0%8%8%
Ember-protocolSui8.16MUSDC4%12%8%
AccountableMonad10.08MUSDC0.5%9.45%7.67%
AccountableMonad1.73MUSDC0.47%7.63%7.52%
Extra-finance-leverage-farmingBase3.22MUSDC0%6.67%7.27%
Euler-v2Monad1.60MUSDC2.64%9.05%7.21%
Pareto-creditEthereum21.86MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Yearn-financeEthereum7.03MUSDC0%7.05%6.94%
LoopscaleSolana1.46MUSDC0.24%7.15%6.89%
Blend-pools-v2Stellar13.92MUSDC0%7.56%6.8%
Zerobase-cedefiBSC20.27MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Euler-v2Ethereum5.40MUSDC0%4.35%6.7%
Yearn-financeEthereum1.19MUSDC0%5.72%6.45%
SentoraEthereum40.76MUSDC0%6.38%6.38%
Ember-protocolSui1.07MUSDC0%9.77%6.36%
Harmonix-financeHyperliquid L119.02MUSDC0%7.71%6.22%
Ember-protocolEthereum17.06MUSDC0%6.72%6.2%
Midas-rwaEthereum6.67MUSDC0%7.74%6.14%
Midas-rwaEthereum2.50MUSDC0%7.73%6.14%
Harvest-financeEthereum1.15MUSDC0%6.39%5.93%
Centrifuge-protocolAvalanche260.88MUSDC0%3.87%5.84%
Centrifuge-protocolBase50.31MUSDC0%3.87%5.84%
Centrifuge-protocolEthereum5.73MUSDC0%3.88%5.83%
Yearn-financeEthereum8.99MUSDC0%5.97%5.78%
Hyperlend-pooledHyperliquid L113.28MUSDC0%7.33%5.75%
Ember-protocolSui1.16MUSDC4.35%11.69%5.73%
Storm-tradeTON3.17MUSDT0%5.74%5.64%
Fusion-by-iporEthereum1.57MUSDC0%5.87%5.5%
Fusion-by-iporBase1.09MUSDC2.5%7.88%5.5%
AutofinanceEthereum8.54MUSDC0.41%6.53%5.37%
Fluid-lendingEthereum147.23MUSDC0%5.26%5.27%
Fluid-lendingEthereum9.07MUSDC0%5.26%5.27%
AutofinanceBase4.91MUSDC2.61%7.88%5.15%
Navi-lendingSui6.31MUSDC0.41%5.57%5.14%
SymbiosisTron1.43MUSDT0%5.44%5.1%
Lista-lendingBSC1.96MUSDT0.14%6.67%5.1%
SymbiosisEthereum1.16MUSDC0%4.48%5.07%
Fluid-lendingBase9.15MUSDC0%5.33%5.01%
Fluid-lendingArbitrum38.01MUSDC0%5.29%4.94%
Yearn-financeBase1.78MUSDC0%4.96%4.91%
LoopscaleSolana1.76MUSDC0%5.41%4.74%
Alchemix-v3Ethereum7.43MUSDC0%4.52%4.56%
Ember-protocolSui5.67MUSDC0%5.96%4.53%
Benqi-lendingAvalanche3.36MUSDC0%3.93%4.45%
Fluid-lendingEthereum133.59MUSDT0%4.63%4.45%
Flux-financeEthereum2.05MUSDT0%4.43%4.41%
Yo-protocolBase9.82MUSDC0%4.19%4.38%
Yo-protocolEthereum2.28MUSDC0%4.19%4.38%
ExactlyOP Mainnet1.56MUSDC0%4.32%4.36%
ExactlyOP Mainnet1.56MUSDC0%4.25%4.29%
ExactlyOP Mainnet1.56MUSDC0%4.17%4.23%
ExactlyOP Mainnet1.56MUSDC0%4.16%4.2%
DolomiteArbitrum1.49MUSDC0%4.65%4.17%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.15%
MapleEthereum0.97BUSDT0%4.21%4.11%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.11%
Kamino-lendSolana12.62MUSDC0%4.06%4.09%
Kamino-lendSolana1.55MUSDC0%4.25%4.08%
ExactlyOP Mainnet1.56MUSDC0%4.15%4%
ExactlyOP Mainnet1.56MUSDC0%3.68%3.99%
Aave-v3Polygon1.02MDAI0%4.02%3.95%
Aave-v3Polygon1.02MDAI0%4.02%3.95%
Aave-v3Avalanche5.41MUSDC0%3.66%3.9%
Gains-networkArbitrum6.24MUSDC0%5.04%3.86%
Centrifuge-protocolPlume Mainnet32.96MUSDC0%2.8%3.84%
Centrifuge-protocolMonad10.03MUSDC0%5.84%3.84%
Jupiter-lendSolana433.55MUSDC0.7%4.69%3.83%
Midas-rwaEthereum4.55MUSDC0%5.86%3.78%
AmpleBase4.40MUSDC0%4.16%3.76%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453.4M4.99%
Avalanche3269.6M4.73%
Base12110M7.26%
BSC448.7M6.65%
Ethereum391.8B7.59%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon33.4M20.5%
Solana6452.8M5.37%
TON13.2M5.64%
zkSync Era000%