Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/05/2026 23:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%138.58%17.15%
Canto-lendingCanto1.35MUSDC0%13.15%13.34%
Ember-protocolEthereum43.62MUSDC0%17.35%12.52%
AvantisBase45.02MUSDC0%10.22%11.32%
Fusion-by-iporEthereum1.35MUSDC0%4.94%10.65%
BitwayBSC20.30MUSDT0%10.59%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.81%10.48%
Ember-protocolSui1.13MUSDC0%7.3%10.47%
Ember-protocolSui1.47MUSDC0%10.01%10%
GoldfinchEthereum37.25MUSDC0%10.05%9.98%
Harmonix-financeHyperliquid L114.74MUSDC0%10.14%9.91%
AutofinanceEthereum2.03MUSDC0%9.08%9.46%
YieldseekerBase1.36MUSDC0%8.98%8.89%
Harvest-financeBase1.90MUSDC0%9.23%8.78%
Blend-pools-v2Stellar10.89MUSDC0%8.79%8.39%
Ember-protocolSui5.51MUSDC4%12%8%
SymbiosisEthereum1.02MUSDC0%6.65%7.96%
SymbiosisEthereum1.02MUSDC0%6.65%7.96%
SymbiosisTron1.53MUSDT0%7.22%7.57%
LoopscaleSolana1.74MUSDC0.66%8.09%7.14%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Ember-protocolEthereum4.65MUSDC0%6.97%6.83%
DeltaprimeAvalanche1.04MUSDC0%6.25%6.8%
Zerobase-cedefiBSC24.48MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Ember-protocolSui1.81MUSDC0%9.36%6.57%
Ember-protocolSui2.83MUSDC0%7.47%6.51%
Gains-networkArbitrum5.15MUSDC0%6.57%6.39%
Extra-finance-leverage-farmingBase3.74MUSDC0%6.04%6.17%
Harvest-financeEthereum1.09MUSDC0%4.56%6.13%
Storm-tradeTON3.67MUSDT0%6.27%5.77%
TydroInk1.66MUSDC0%2.65%5.59%
Centrifuge-protocolEthereum172.82MUSDC0%3.43%5.5%
Centrifuge-protocolAvalanche258.91MUSDC0%3.44%5.5%
Centrifuge-protocolEthereum6.84MUSDC0%3.33%5.5%
Centrifuge-protocolMonad4.50MUSDC0%2.81%5.48%
LoopscaleSolana1.20MUSDC0%5.53%5.47%
Ember-protocolSui1.14MUSDC0%9.48%5.42%
Benqi-lendingAvalanche2.62MUSDC0%7.44%5.41%
Moonwell-lendingBase1.49MUSDC1.39%5.02%5.36%
Scallop-lendSui1.18MUSDC0%5.29%5.33%
Aave-v3Avalanche6MUSDC0%5.86%5.27%
Aave-v3Avalanche2.44MUSDT0%6.44%5.22%
Yearn-financeEthereum10.73MUSDC0%5.17%5.19%
Yearn-financeEthereum3.48MUSDC0%5.69%5.19%
Fluid-lendingBase12.45MUSDC0%5.6%5.1%
AutofinanceBase7.75MUSDC3.13%8.65%5%
Ember-protocolSui1.66MUSDC8.44%13.47%4.86%
Benqi-lendingAvalanche1.21MUSDT0%6.04%4.76%
Flux-financeEthereum1.69MUSDT0%4.58%4.59%
Kamino-lendSolana7.37MUSDC0%5.47%4.58%
Fluid-lendingArbitrum48.95MUSDC0%5.48%4.55%
AmpleBase4.34MUSDC0%4.66%4.42%
Folks-finance-lendingAlgorand1.42MUSDC0%4.46%4.39%
Yo-protocolBase15.27MUSDC0%3.99%4.35%
Yo-protocolEthereum3.35MUSDC0%3.99%4.35%
AutofinanceEthereum7.72MUSDC0.67%5.35%4.31%
DolomiteArbitrum1.54MUSDC0%4.9%4.26%
Navi-lendingSui6.32MUSDC0.62%4.86%4.23%
MapleEthereum0.91BUSDT0%4.46%4.19%
ExactlyOP Mainnet1.57MUSDC0%4.1%4.17%
ExactlyOP Mainnet1.57MUSDC0%4.08%4.14%
TermmaxBase1.25MUSDC0%2.83%4.13%
Venus-fluxBSC10.90MUSDT0%4%4.12%
Fluid-lendingEthereum7.56MUSDC0%3.61%4.11%
Euler-v2Monad2.38MUSDC0%7.6%4.11%
Hyperlend-pooledHyperliquid L119.58MUSDC0%5.35%4.08%
Gains-networkBase2.19MUSDC0%2.86%4.08%
ExactlyOP Mainnet1.57MUSDC0%3.99%4.06%
SparklendEthereum3.66MUSDC0%4.16%4.04%
TermmaxEthereum2.01MUSDC0%3.59%4.03%
ExactlyOP Mainnet1.57MUSDC0%3.9%3.98%
ExactlyOP Mainnet1.57MUSDC0%3.85%3.98%
Centrifuge-protocolPharos15.04MUSDC0%3.34%3.97%
TermmaxEthereum7.31MUSDC0%2.46%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.88%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.88%3.96%
ExactlyOP Mainnet1.57MUSDC0%3.86%3.95%
ExactlyOP Mainnet1.57MUSDC0%4.03%3.94%
Yearn-financeEthereum2.68MUSDC0%3.38%3.87%
Jupiter-lendSolana441.26MUSDC1.11%4.57%3.84%
Fluid-lendingEthereum204.30MUSDC0.95%4.7%3.8%
ExactlyOP Mainnet1.57MUSDC0%0.62%3.75%
NeverlandMonad15.74MUSDC4.2%8.51%3.7%
Compound-v3Ethereum32.82MUSDC0.12%3.34%3.69%
Flux-financeEthereum2.68MUSDC0%3.68%3.68%
Spark-savingsAvalanche27.42MUSDC0%3.65%3.65%
Spark-savingsEthereum396.67MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum463.6M5.55%
Avalanche7299.6M5.23%
Base1298.6M7.06%
BSC457.8M7.04%
Ethereum271.9B6.02%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4451.6M5.26%
TON13.7M5.77%
zkSync Era000%