Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.14% on Aug 06 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/08/2025 20:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeArbitrum3.75MUSDC0%22.45%23.23%
Peapods-financeEthereum9.81MUSDC0%29.01%22.36%
Peapods-financeEthereum12.25MUSDC0%35.91%20.61%
WasabiBase5.51MUSDC0%18.09%17.95%
LiqwidCardano2.80MUSDC1.33%16.56%15.22%
Harmonix-financeArbitrum5.71MUSDC0%13.66%15.2%
WasabiEthereum3.51MUSDC0%18.11%14.83%
Stream-financeEthereum115.61MUSDC0%13.34%13.52%
FranciumSolana2.44MUSDC0%13.15%13.15%
Harvest-financeBase1.69MUSDC0%11.09%13.01%
Gains-networkArbitrum1.13MDAI0%4.98%12.54%
Gains-networkArbitrum10.71MUSDC0%11.69%11.79%
SuperlendEtherlink1.03MUSDC0%5.71%11.39%
SuperlendEtherlink1.03MUSDC0%5.71%11.39%
Compound-v2Ethereum3.30MDAI0%6.49%11.21%
DeltaprimeArbitrum1.31MUSDC0%12.95%11.11%
Gains-networkBase2.18MUSDC0%11.81%11.04%
Morpho-blueEthereum9.47MUSDC0.15%10.11%10.87%
AcrossEthereum2.34MUSDT2.83%7.04%10.44%
Colend-protocolCore2.16MUSDT4.63%16.1%10.29%
Extra-finance-leverage-farmingBase5.55MUSDC0.24%8.96%10.28%
TokemakBase24.49MUSDC3.74%13.49%10.16%
Harvest-financeBase3.60MUSDC0%9.53%10.08%
Harvest-financeBase1.23MUSDC0%9.77%10.01%
Moonwell-lendingBase5.13MUSDC0%7.95%9.87%
DeltaprimeAvalanche2.87MUSDC0%11.25%9.78%
Harvest-financeBase1.92MUSDC0%9.44%9.76%
Euler-v2Ethereum10.72MUSDC0.17%8.7%9.59%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
TokemakEthereum12.77MUSDC2%9.87%9.31%
Echelon-marketAptos7.26MUSDC2.14%10.99%9.21%
Euler-v2Avalanche4.60MUSDC3.19%11.09%9.18%
Lista-lendingBSC7.60MUSDT1.32%8.99%8.42%
Storm-tradeTon9MUSDT0%6.63%8.4%
Harvest-financeEthereum1.08MUSDC0%7.87%8.37%
Euler-v2Ethereum2.04MUSDC3.69%14.37%8.34%
Navi-lendingSui27.67MUSDC0%8.76%8.21%
Euler-v2Unichain5.38MUSDC0%6.81%8.09%
Ipor-fusionBase3.60MUSDC0%9.02%7.93%
Yearn-financeEthereum18.93MDAI0%7.05%7.74%
DolomiteArbitrum2.50MUSDC0%8.77%7.55%
Yearn-financeEthereum16.80MUSDC0.86%8.03%7.49%
Compound-v2Ethereum14.56MUSDT0%6.48%7.21%
Euler-v2Ethereum2.57MUSDT1.14%8.05%7.1%
Echelon-marketAptos1.49MUSDT1.68%9%7.05%
Benqi-lendingAvalanche3.90MUSDT0%7.34%7.02%
Scallop-lendSui2.64MUSDC0%6.33%7.01%
MapleEthereum2.10BUSDC2.2%9.16%6.91%
Yield-yak-aggregatorAvalanche1.29MUSDC0%6.67%6.86%
Benqi-lendingAvalanche13.43MUSDC0%6.71%6.75%
MapleEthereum159.72MUSDT2.2%8.93%6.66%
Euler-v2Avalanche11.07MUSDT5.03%10.04%6.62%
Yearn-financeEthereum1.78MUSDT0%4.84%6.59%
Mars-lendOsmosis1.88MUSDC0%6.02%6.53%
Echelon-marketMove1.34MUSDC3.71%10.37%6.35%
Silo-v2Ethereum1.55MUSDC0%8.31%6.31%
TermmaxEthereum14.06MUSDC0%4.43%6.15%
Folks-finance-lendingAlgorand1.22MUSDC0%6.54%5.86%
VesperEthereum1.64MUSDC0%7.61%5.81%
GearboxEthereum1.23MUSDT0%4.43%5.65%
Silo-v2Avalanche4.06MUSDC0%8.28%5.61%
Compound-v2Ethereum6.83MUSDC0%6.28%5.56%
Polynomial-liquidityPolynomial1.74MUSDC0%5.49%5.56%
Yearn-financeEthereum1.46MUSDT0%4.92%5.5%
Echelon-marketEchelon_initia1.19MUSDC5.88%11.52%5.39%
Compound-v3Ethereum21.26MUSDT0.56%4.87%4.94%
SaveSolana2.43MUSDT0%4.24%4.91%
ExactlyOptimism1.14MUSDC0%5.03%4.8%
Fluid-lendingEthereum232.52MUSDT3.56%7.02%4.79%
Aave-v3Base41.65MUSDC0%4.74%4.75%
Woofi-earnOptimism1.21MUSDC0%10.7%4.72%
ExactlyOptimism1.14MUSDC0%4.71%4.7%
Flux-financeEthereum1.56MUSDT0%4.63%4.64%
ExactlyOptimism1.14MUSDC0%4.63%4.63%
Kamino-lendSolana2.57MUSDT0%4.88%4.59%
Compound-v3Arbitrum3.22MUSDC1.07%5.28%4.57%
ExactlyOptimism1.14MUSDC0%4.54%4.56%
ExactlyOptimism1.14MUSDC0%4.55%4.54%
Yearn-financeEthereum5.46MUSDT0%3.91%4.51%
SaveSolana12.99MUSDC0%3.62%4.43%
ExactlyOptimism1.14MUSDC0%4.28%4.34%
ExactlyOptimism1.14MUSDC0%4.16%4.34%
Aave-v3BSC7.21MUSDT0%2.92%4.31%
ExactlyOptimism1.14MUSDC0%3.85%4.2%
ExactlyOptimism1.14MUSDC0%4.11%4.2%
Aave-v3Optimism1.38MUSDT0%4.34%4.17%
ExactlyOptimism1.14MUSDC0%3.58%4.16%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum728.3M12.29%
Avalanche741.2M7.4%
Base1196.5M10.44%
BSC214.8M6.36%
Ethereum292.8B8.71%
Mantle000%
Optimism1213.9M4.45%
Polygon000%
Solana420.4M6.77%
TON19M8.4%
zkSync Era000%