Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
31/08/2026 06:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Ember-protocolEthereum1.64MUSDC0%4.78%100.6%
AccountableMonad1.03MUSDC0%17%26.61%
EnsuroEthereum1.10MUSDC0%21.49%19.87%
Kamino-lendSolana3.97MUSDC0%4.95%19.55%
Midas-rwaEtherlink4.83MUSDC0%11.1%16.26%
AccountableMonad7.50MUSDC1%21.43%16.07%
Harvest-financeBase1.86MUSDC0%11.08%14.57%
AccountableEthereum1.06MUSDC1.25%15.26%14.25%
AccountableEthereum2.03MUSDC18.39%26.17%14.1%
Harvest-financeEthereum1.23MUSDC0%7.67%14.06%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Neutral-tradeSolana2.29MUSDC0%6.65%13.25%
Ember-protocolEthereum7.06MUSDC0%12.9%12.9%
Nawa-protocolZIGChain3.43MUSDC0%9.9%12.1%
Neutral-tradeSolana2.22MUSDC0%37.57%11.86%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.45%12.13%11.64%
Midas-rwaEthereum1.77MUSDC0%11.86%11.59%
AccountableEthereum3.29MUSDC0%10.83%11.54%
AccountableMonad74.99MUSDC0.28%14.52%11.2%
Gains-networkArbitrum4.53MUSDC0%6%11.18%
Ember-protocolSui1.42MUSDC0%10.3%11.04%
Aave-v3Ethereum28.07MUSDC0%3.81%11.02%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
Ember-protocolSui7.32MUSDC0%10.13%10.11%
AguaEthereum7.95MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.67%9.46%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolEthereum9.19MUSDC0%9.53%9.14%
YieldseekerBase1.13MUSDC0%9.18%8.8%
Compound-v3Ethereum30.27MUSDC0.1%4.05%8.44%
Ember-protocolEthereum17.14MUSDC0%8.04%8.41%
Pareto-creditEthereum168.49MUSDC0%8.04%8.02%
Bitway-earnBSC26.31MUSDT0%8%8%
Ember-protocolSui9.02MUSDC4%12%8%
Kamino-lendSolana3.26MUSDC0%5.63%7.86%
Euler-v2Monad1.15MUSDC1.25%9.83%7.78%
Midas-rwaEthereum7.69MUSDC0%8.75%7.73%
Bitway-earnBSC6.40MUSDT0%6.01%7.5%
Midas-rwaEthereum64.46MUSDC0%9.34%7.48%
Pareto-creditEthereum21.97MUSDC0%7.13%7.13%
Yearn-financeEthereum8.90MUSDC0%6.11%7.11%
AccountableMonad1.48MUSDC0.4%7.78%7.03%
LoopscaleSolana1.36MUSDC0.3%7%7.02%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Midas-rwaEthereum6.70MUSDC0%7.3%6.94%
Midas-rwaEthereum2.51MUSDC0%7.29%6.93%
Harmonix-financeHyperliquid L123.79MUSDC0%6.39%6.92%
Extra-finance-leverage-farmingBase3.42MUSDC0%7.09%6.82%
Zerobase-cedefiBSC18.67MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Midas-rwaEthereum36.38MUSDC0%7.46%6.68%
Blend-pools-v2Stellar9.87MUSDC0%6.61%6.6%
Kamino-lendSolana1.51MUSDC0%5.26%6.56%
Yearn-financeEthereum6.09MUSDC0%6.65%6.55%
Ember-protocolSui1.07MUSDC0%8.02%6.51%
Harvest-financeBase1.12MUSDC0%6.43%6.46%
SymbiosisTron1.02MUSDT0%5.98%6.43%
AccountableMonad11.03MUSDC0.41%7.45%6.13%
SentoraEthereum42.64MUSDC0%6.29%6.07%
Fusion-by-iporEthereum2.69MUSDC0%5.68%6.02%
Midas-rwaEthereum6.42MUSDC0%8.78%6.02%
Midas-rwaEtherlink1.12MUSDC0%8.77%6.02%
Fusion-by-iporBase1.12MUSDC0%5.82%6%
Kamino-lendSolana1.62MUSDT0%3.99%5.88%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.66%5.78%
AutofinanceBase7.66MUSDC2.24%7.79%5.51%
Alchemix-v3Ethereum7.98MUSDC0%4.67%5.49%
Hyperlend-pooledHyperliquid L115.29MUSDC0%6.57%5.49%
Aave-v3Avalanche4.34MUSDC0%3.7%5.47%
Storm-tradeTON3.06MUSDT0%5.52%5.37%
Fluid-lendingBase9.12MUSDC0%5.11%5.35%
AutofinanceEthereum8.02MUSDC0.85%5.86%5.26%
Fluid-lendingEthereum148.28MUSDC0%4.94%5.24%
Fluid-lendingEthereum4.17MUSDC0%4.94%5.24%
Navi-lendingSui5.72MUSDC0.51%5.55%5.17%
Yearn-financeBase1.77MUSDC0%4.95%5.04%
Neutral-tradeSolana3.44MUSDC0%6.18%4.97%
Jupiter-lendSolana17.34MUSDT0%3.64%4.97%
Centrifuge-protocolMonad10.08MUSDC0%6.63%4.88%
DolomiteArbitrum1.10MUSDC0%4.26%4.86%
MapleEthereum1.02BUSDT0%4.25%4.78%
Lista-lendingBSC2.44MUSDT1.46%7.18%4.77%
Fluid-lendingEthereum140.07MUSDT0%4.71%4.72%
Centrifuge-protocolAvalanche261.73MUSDC0%5.23%4.68%
Centrifuge-protocolBase50.47MUSDC0%5.23%4.68%
Centrifuge-protocolEthereum7.52MUSDC0%5.24%4.66%
Fluid-lendingArbitrum52.29MUSDC0%4.79%4.64%
Fusion-by-iporBase1.13MUSDC2.5%7.25%4.61%
Jupiter-lendSolana447.85MUSDC0.67%5.15%4.6%
Benqi-lendingAvalanche3.05MUSDC0%4.49%4.6%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
ExactlyOP Mainnet1.67MUSDC0%4.37%4.38%
SymbiosisEthereum1.43MUSDC0%4.7%4.32%
ExactlyOP Mainnet1.67MUSDC0%4.3%4.32%
ExactlyOP Mainnet1.67MUSDC0%4.26%4.29%
Euler-v2Monad1.10MUSDC0%3.78%4.24%
ExactlyOP Mainnet1.67MUSDC0%4.18%4.23%
Yo-protocolBase9.07MUSDC0%4.13%4.22%
Yo-protocolEthereum1.51MUSDC0%4.12%4.22%
ExactlyOP Mainnet1.67MUSDC0%4.2%4.2%
TydroInk9.52MUSDC0%2.42%4.19%
ExactlyOP Mainnet1.67MUSDC0%4.04%4.11%
TermmaxEthereum3.34MUSDC0%4.05%4.09%
ExactlyOP Mainnet1.67MUSDC0%3.77%4.01%
Moonwell-lendingBase2.09MUSDC0.08%6.86%3.92%
ExactlyOP Mainnet1.67MUSDC0%4.1%3.78%
Yearn-financeEthereum20.22MUSDC0%3.38%3.78%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.42MUSDC0%4.06%3.75%
Yearn-financeEthereum2.43MUSDC0%3.62%3.75%
Aave-v3Avalanche2.44MUSDT0%3.45%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Ember-protocolEthereum2.04MUSDC0%3.26%3.69%
Spark-savingsEthereum309.16MUSDC0%3.52%3.52%
Spark-savingsAvalanche9.67MUSDC0%3.52%3.52%
Centrifuge-protocolMonad4.55MUSDC0%3.76%3.49%
Centrifuge-protocolPharos4.39MUSDC0%3.79%3.49%
SparklendEthereum1.99MUSDC0%3.48%3.47%
Project-0Solana1.79MUSDC0%4.27%3.44%
Aave-v3Base25.72MUSDC0%3.42%3.39%
Aave-v3Monad15.33MUSDC1.93%5.52%3.38%
Aave-v3Ethereum249.28MUSDT0%3.02%3.36%
Aave-v3Ethereum70.42MUSDT1.45%4.41%3.36%
Aave-v4Ethereum1.33MUSDT0%2.57%3.31%
Native-credit-poolEthereum1.77MUSDT0%3.03%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum56.66MUSDC1.72%5.26%3.26%
Spark-savingsEthereum366.01MUSDT0%2.96%3.25%
DolomiteEthereum30.68MUSDC4.13%7.51%3.25%
Yearn-financeEthereum7.43MDAI0%3.13%3.23%
Midas-rwaEthereum71.67MUSDC0%3.32%3.22%
Midas-rwaEtherlink1.22MUSDC0%3.33%3.22%
Euler-v2Ethereum6.34MUSDC0%3.11%3.16%
Native-credit-poolBSC2.37MUSDT0%3.17%3.14%
Yearn-financeEthereum5.77MUSDT0%3.17%3.09%
Compound-v3Ethereum29.78MUSDT0.11%3.14%3.02%
CurvanceMonad2.89MUSDC2.17%5.27%2.97%
Aave-v3Ethereum19.47MDAI0%2.88%2.96%
Aave-v3Polygon11.46MUSDC0%2.81%2.96%
Euler-v2Ethereum5.55MUSDC0%3.87%2.91%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
Compound-v3Arbitrum3.48MUSDC0%2.76%2.76%
Centrifuge-protocolEthereum1.88MUSDC0%1.91%2.74%
LoopscaleSolana1.55MUSDC7.29%9.1%2.73%
Aave-v3BSC2.45MUSDC0%2.97%2.73%
Venus-core-poolBSC66.75MUSDT0%2.16%2.66%
SaveSolana5.73MUSDC0%2.43%2.64%
SparklendEthereum61.78MUSDT0%3.7%2.62%
Compound-v3Arbitrum4.05MUSDT0%2.24%2.6%
Justlend-v1Tron62.62MUSDT0%2.19%2.58%
Aave-v3Ethereum1.53MUSDC0%2.27%2.58%
Euler-v2Ethereum1.04MUSDC25%9.67%2.49%
Aave-v3Mantle1.13MUSDC0%2.35%2.49%
Aave-v3BSC13.27MUSDT0%2.18%2.46%
Scallop-lendSui1.02MUSDC0%2.62%2.42%
Gami-labsBase3.02MUSDC0%2.67%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.68%2.41%
Aave-v3Arbitrum41.06MUSDC0%2.39%2.35%
NeverlandMonad1.48MUSDC8.2%7.97%2.25%
Aave-v3OP Mainnet2.96MUSDC0%2.71%2.22%
SparklendEthereum117.36MDAI0%2.17%2.17%
CurrentSui10.62MUSDC6.8%9.69%2.17%
Venus-fluxBSC2.35MUSDT0%2.46%2.16%
Aave-v4Ethereum1.39MUSDC0%2.01%2.07%
Midas-rwaEthereum26.21MUSDC0%5.61%2.04%
Venus-core-poolBSC20.79MUSDC0%2.39%2%
Lista-lendingBSC3.63MUSDT0%2.26%1.94%
Aave-v3Sonic1.16MUSDC0%1.88%1.85%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Lista-lendingBSC1.01MUSDT0%1.87%1.83%
Aave-v3Arbitrum1.26MDAI0%1.98%1.79%
SaveSolana2.26MUSDT0%1.49%1.67%
Echelon-marketAptos1.53MUSDC1.52%3.52%1.52%
Lista-lendingBSC3.40MUSDT0%0.98%1.32%
ExactlyOP Mainnet1.67MUSDC0%0.98%0.88%
Lista-lendingEthereum2.63MUSDT6.22%5.8%0.69%
Lista-lendingEthereum3.73MUSDC7.35%6.49%0.65%
Zest-v2Stacks10.08MUSDC0%0.54%0.6%
Aave-v4Avalanche7.30MUSDC5.88%1.75%0.3%
TectonicCronos53.94MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.2%1.45%0.08%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4%4.24%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8115.4M4.65%
Avalanche6288.5M3.72%
Base17136.7M5.59%
BSC16173.9M3.6%
Ethereum743.4B7.03%
Hyperliquid000%
Mantle11.1M2.49%
Optimism000%
Polygon111.5M2.96%
Solana15509.7M6.47%
TON13.1M5.37%
zkSync Era000%