Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.74% on Nov 25 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/11/2025 17:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.91MUSDC0%46.35%38.97%
Bracket-vaultsEthereum8.76MUSDC0%19.03%18.49%
AvantisBase106.35MUSDC0%19.06%15.78%
Stream-financeEthereum381.95MUSDC0%15.42%15.52%
Silo-v2Avalanche1.37MUSDC0%10.72%15.46%
Blend-pools-v2Stellar3.39MUSDC0%14.1%15.07%
FranciumSolana2.44MUSDC0%13.15%13.15%
AcrossEthereum1.52MDAI0.98%9.04%12.36%
WasabiBase9.19MUSDC0%13.31%11.83%
Ipor-fusionEthereum1.23MUSDC0%13.37%10.53%
Gains-networkArbitrum13.50MUSDC0%13.5%10.34%
DeltaprimeArbitrum1.27MUSDC0%13.46%10.26%
Harvest-financeBase3.29MUSDC0%12.08%9.99%
LoopscaleSolana3.03MUSDC0%10.35%9.98%
Gains-networkBase1.44MUSDC0%9.17%9.73%
VesuStarknet1.12MUSDC2.88%10.53%9.42%
Euler-v2Avalanche1.80MUSDC0%7.62%9.4%
Harmonix-financeArbitrum4.48MUSDC0%10.59%8.98%
GoldfinchEthereum43.28MUSDC0%9.3%8.73%
Ipor-fusionBase1.56MUSDC0%15.45%8.48%
Yo-protocolBase27.80MUSDC0%10.51%8.36%
Extra-finance-leverage-farmingBase5.89MUSDC0.24%9.25%8.03%
TermmaxEthereum3.10MUSDC0%7.13%7.79%
AutofinanceBase22.59MUSDC3.43%10.67%7.34%
SaveSolana4.06MUSDC0%7.19%7.32%
Harvest-financeEthereum1.09MUSDC0%8.42%7.2%
Harvest-financeEthereum1.09MUSDC0%8.42%7.2%
DeltaprimeAvalanche2.31MUSDC0%11.93%7.15%
Euler-v2Ethereum16.29MUSDC0%7.06%7.15%
Harvest-financeBase1.88MUSDC0%7.36%6.92%
Ipor-fusionBase1.88MUSDC0%7.13%6.77%
AutofinanceArbitrum6.29MUSDC1.51%10.75%6.75%
TermmaxEthereum2.74MUSDC0%5.86%6.69%
Harvest-financeBase1.44MUSDC0%6.32%6.6%
AutofinanceEthereum9.86MUSDC1.41%8.37%6.53%
Euler-v2Arbitrum1.89MUSDC0%8.04%6.17%
Scallop-lendSui1.53MUSDC0%8.02%6.14%
Yearn-financeEthereum19.22MUSDC0%6.67%6.14%
Storm-tradeTon5.77MUSDT0%18.32%6.14%
Euler-v2Ethereum1.15MUSDT0%9.24%6.03%
Navi-lendingSui14.09MUSDC0%11.73%5.9%
Yearn-financeEthereum7.66MUSDT0%5.48%5.77%
LiqwidCardano4.16MUSDC1.06%14.95%5.72%
VesperEthereum2.44MUSDC0%13.03%5.53%
Yearn-financeBase2.10MUSDC0%5.79%5.48%
Hyperlend-pooledHyperliquid4.56MUSDC0%6.84%5.45%
MapleEthereum1.08BUSDT0.89%6.61%5.41%
Yearn-financeEthereum7.85MUSDT0%4.88%5.4%
Yearn-financeEthereum35.21MUSDC0%6.03%5.38%
Yearn-financeEthereum14.68MDAI0%5.6%5.3%
Euler-v2Arbitrum3.02MUSDC0%6.77%5.26%
Echelon-marketAptos1.76MUSDT0%6.34%5.25%
Euler-v2Ethereum28.05MUSDC0%5.58%5.24%
Echelon-marketAptos16.19MUSDC0%7.67%5.21%
Yearn-financeEthereum1.10MUSDC0%7.74%5.02%
Benqi-lendingAvalanche1.48MUSDT0%6.1%5.01%
Fluid-lendingPolygon3.71MUSDC0%6.03%4.99%
Yearn-financeEthereum16.06MUSDC0%6.44%4.9%
Folks-finance-lendingAlgorand1.53MUSDC0%5.31%4.86%
ExactlyOptimism1.21MUSDC0%4.87%4.83%
AutofinanceEthereum8.66MUSDC0%3.56%4.79%
ExactlyOptimism1.21MUSDC0%4.87%4.78%
Flux-financeEthereum1.54MUSDT0%4.65%4.67%
ExactlyOptimism1.21MUSDC0%4.83%4.67%
Moonwell-lendingBase7.51MUSDC1.16%9.25%4.66%
ExactlyOptimism1.21MUSDC0%4.61%4.54%
ExactlyOptimism1.21MUSDC0%4.76%4.53%
Kamino-lendSolana50.80MUSDC0%3.69%4.49%
Silo-v2Sonic1.48MUSDC0%3.27%4.45%
Takara-lendSei1.68MUSDC6.63%28.1%4.27%
Benqi-lendingAvalanche8.86MUSDC0%6.12%4.25%
AcrossEthereum1.90MUSDT1.36%4.93%4.18%
DolomiteArbitrum4.64MUSDC0%5.94%4.16%
ExactlyOptimism1.21MUSDC0%4.14%4.15%
ExactlyOptimism1.21MUSDC0%4.13%4.14%
Euler-v2Ethereum2.83MUSDC0%9.75%3.96%
Hatom-lendingMultiversX1.31MUSDC0.93%5.12%3.96%
Fluid-lendingEthereum210.41MUSDT1.9%5.46%3.92%
SparklendEthereum58.12MUSDT0%2.87%3.88%
Yearn-financeEthereum11.23MDAI0%3.83%3.88%
ExactlyOptimism1.21MUSDC0%3.72%3.84%
Euler-v2Arbitrum3.47MUSDC0%5.6%3.82%
ExactlyOptimism1.21MUSDC0%1.36%3.75%
Yearn-financeEthereum7.15MUSDC0%3.28%3.74%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum838.6M6.97%
Avalanche515.8M8.25%
Base13192.9M8.46%
BSC000%
Ethereum312B7.75%
Mantle000%
Optimism910.9M4.36%
Polygon13.7M4.99%
Solana460.3M8.74%
TON15.8M6.14%
zkSync Era000%