Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/06/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
ForgeyieldsStarknet1.04MUSDC0%17.01%17.59%
AccountableMonad9.38MUSDC1%11.93%15.43%
SymbiosisEthereum1.07MUSDC0%8.67%15.13%
AccountableEthereum1.03MUSDC0%14.25%14.25%
Canto-lendingCanto1.35MUSDC0%13.38%13.61%
Ember-protocolEthereum37.63MUSDC0%15.14%12.46%
Gains-networkArbitrum6.11MUSDC0%7.39%11.47%
Fusion-by-iporEthereum1.45MUSDC0%5.75%11.1%
Bracket-vaultsEthereum2.74MUSDC0%10.53%10.2%
GoldfinchEthereum36.72MUSDC0%10.06%10.12%
Bitway-earnBSC23.64MUSDT0%10.4%10%
AccountableMonad5.15MUSDC0%10%10%
SymbiosisTron1.74MUSDT0%7.65%9.96%
Harmonix-financeHyperliquid L116.40MUSDC0%10.25%9.77%
YieldseekerBase1.92MUSDC0%9.12%9.49%
AutofinanceEthereum1.52MUSDC0%10.39%9.01%
Moonwell-lendingBase1.41MUSDC1.04%6.61%8.96%
Lista-lendingBSC2.41MUSDT5.88%8.78%8.88%
AccountableMonad45.10MUSDC1%9.76%8.8%
AvantisBase36.81MUSDC0%10.64%8.1%
Harvest-financeEthereum1.09MUSDC0%5.58%8.05%
Ember-protocolSui1.07MUSDC0%9.68%8.01%
Blend-pools-v2Stellar11.53MUSDC0%8.45%8%
Ember-protocolSui6.10MUSDC4%12%8%
Ember-protocolEthereum4.63MUSDC0%7.01%7.87%
Ember-protocolSui2.84MUSDC0%7.43%7.66%
AccountableMonad4.86MUSDC1%8.73%7.28%
Ember-protocolSui1.52MUSDC0%9.34%7.22%
Zerobase-cedefiEthereum14.30MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiBSC2.10MUSDC2%8.76%6.76%
Zerobase-cedefiBSC23.91MUSDT2%8.76%6.76%
Extra-finance-leverage-farmingBase3.66MUSDC0%6.33%6.25%
LazyEthereum1.02MUSDC0%8.1%6.2%
Gains-networkBase2.19MUSDC0%3.31%5.83%
Storm-tradeTON3.58MUSDT0%5.93%5.8%
Fluid-lendingArbitrum35.14MUSDC0%5.64%5.71%
AutofinanceEthereum7.39MUSDC0.43%4.94%5.69%
Harvest-financeBase1.86MUSDC0%9.72%5.68%
Kamino-lendSolana4.51MUSDC0%5.53%5.61%
Fusion-by-iporEthereum1.15MUSDC0%6.07%5.48%
AutofinanceBase7.09MUSDC2.17%8.29%5.4%
Kamino-lendSolana6.09MUSDC0%5.25%5.27%
Ember-protocolSui1.13MUSDC0%7.88%5.18%
Fluid-lendingEthereum102.16MUSDT1.3%4.19%5.15%
Hyperlend-pooledHyperliquid L114.28MUSDC0%5.11%5.1%
Ember-protocolEthereum2.71MUSDC0%7.29%5.02%
Ember-protocolSui7.33MUSDC0%7.04%5.02%
Lista-lendingBSC4.40MUSDT0.12%2.19%4.85%
Navi-lendingSui3.09MUSDC0.54%4.98%4.85%
Lista-lendingBSC6.75MUSDT0%1.64%4.7%
AmpleBase4.31MUSDC0%4.76%4.65%
Fluid-lendingBase9.29MUSDC0%5.45%4.61%
Flux-financeEthereum1.71MUSDT0%4.59%4.58%
Yearn-financeEthereum5.12MUSDC0%5.34%4.58%
Folks-finance-xchainPolygon1.09MUSDT0%4.52%4.32%
Yearn-financeEthereum11.54MUSDC0%5%4.22%
ExactlyOP Mainnet1.72MUSDC0%4.16%4.19%
ExactlyOP Mainnet1.72MUSDC0%4.13%4.16%
Euler-v2Monad1.38MUSDC0%5.81%4.12%
Ember-protocolSui1.13MUSDC0%8.5%4.09%
ExactlyOP Mainnet1.72MUSDC0%4.05%4.08%
MapleEthereum833.96MUSDT0%4.26%4.05%
ExactlyOP Mainnet1.72MUSDC0%3.97%4.05%
ExactlyOP Mainnet1.72MUSDC0%3.95%4.05%
Yearn-financeBase1.72MUSDC0%78.63%4.03%
ExactlyOP Mainnet1.72MUSDC0%3.97%4.02%
SparklendEthereum3.59MUSDC0%4.14%4%
ExactlyOP Mainnet1.72MUSDC0%3.95%3.99%
Aave-v3Avalanche2.62MUSDT0%5.12%3.96%
ExactlyOP Mainnet1.72MUSDC0%3.95%3.95%
Project-0Solana1.23MUSDC0%7.89%3.94%
ExactlyOP Mainnet1.72MUSDC0%1.94%3.81%
Kamino-lendSolana1.27MUSDT0%3.46%3.8%
Centrifuge-protocolMonad4.51MUSDC0%3.69%3.77%
Centrifuge-protocolPharos15.05MUSDC0%3.19%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.49%3.77%
Centrifuge-protocolBSC1.01MUSDC0%3.49%3.77%
Yearn-financeEthereum2.67MUSDC0%3.58%3.75%
Benqi-lendingAvalanche5.58MUSDC0%6.55%3.73%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
ExactlyOP Mainnet1.72MUSDC0%0.48%3.69%
TermmaxBase1.25MUSDC0%4.14%3.69%
Yo-protocolEthereum2.80MUSDC0%4.16%3.68%
Yo-protocolBase14.27MUSDC0%4.16%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum348.9M8.06%
Avalanche28.2M3.85%
Base1285.8M5.86%
BSC865.2M6.19%
Ethereum231.1B7.19%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.32%
Solana413.1M4.65%
TON13.6M5.8%
zkSync Era000%