Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 02 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/03/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.85MUSDC0%4627.93%22174.91%
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Usd-aiArbitrum2.07MUSDC0%14%14%
Bracket-vaultsEthereum3.29MUSDC0%14.02%13.29%
Storm-tradeTon4.79MUSDT0%3.85%10.08%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase86.52MUSDC0%11.14%9.95%
Blend-pools-v2Stellar9.32MUSDC0%10.47%9.69%
Gains-networkArbitrum12.32MUSDC0%9.95%9.41%
Gains-networkBase1.91MUSDC0%6.63%8.47%
AbyssSui1.80MUSDC0%8.79%8.36%
Fusion-by-iporEthereum4.59MUSDT0%6.85%7.71%
Woofi-earnArbitrum1.22MUSDC0%7.08%6.97%
LoopscaleSolana1.48MUSDC1.2%6.98%6.22%
Extra-finance-leverage-farmingBase3.72MUSDC0%4.79%5.92%
AutofinanceEthereum20.45MUSDC0.38%7.19%5.84%
Euler-v2Avalanche5.10MUSDC0%6.09%5.55%
Euler-v2Avalanche1.30MUSDC0%6.93%5.55%
Yearn-financeEthereum1.35MUSDC0%9.16%5.45%
WasabiBase6.33MUSDC0%5.69%5.43%
DeltaprimeAvalanche1.15MUSDC0%6.08%5.37%
Harvest-financeBase3.92MUSDC0%5.98%5.36%
LiqwidCardano2.30MUSDC1.58%7.81%5.2%
WasabiSolana1.43MUSDC0%7.05%5.05%
Scallop-lendSui1.88MUSDC0%5.23%4.77%
AutofinanceEthereum5.02MUSDC0%4.54%4.64%
Benqi-lendingAvalanche1.43MUSDT0%3.79%4.63%
Harvest-financeEthereum1.08MUSDC0%3.6%4.62%
Harvest-financeEthereum1.08MUSDC0%3.6%4.62%
AcrossEthereum1.10MDAI0.43%6.26%4.61%
Flux-financeEthereum1.74MUSDT0%4.61%4.54%
DolomiteEthereum9.39MUSDC0%4.6%4.51%
AutofinanceBase16.05MUSDC1.89%6.51%4.49%
Hyperlend-pooledHyperliquid L121.82MUSDC0%5.58%4.48%
AutofinanceArbitrum1.35MUSDC1.9%6.25%4.42%
MapleEthereum1.48BUSDT0%4.25%4.37%
Euler-v2Ethereum40.06MUSDC0%4.8%4.36%
Yearn-financeEthereum7.59MUSDT0%4.47%4.26%
ExactlyOptimism1.71MUSDC0%4.24%4.26%
Flux-financeEthereum1.42MUSDC0%4.19%4.21%
ExactlyOptimism1.71MUSDC0%4.05%4.18%
ExactlyOptimism1.71MUSDC0%4.11%4.15%
Fusion-by-iporEthereum5.84MUSDC0%2.59%4.15%
Lazy-summer-protocolEthereum4.60MUSDC0.57%3.81%4.14%
ExactlyOptimism1.71MUSDC0%4.03%4.08%
NeverlandMonad7.84MUSDC8.07%12.42%4.06%
Euler-v2Arbitrum2.77MUSDC0%3.21%4.03%
Spark-savingsAvalanche103.11MUSDC0%4%4%
Spark-savingsEthereum255.56MUSDC0%4%4%
ExactlyOptimism1.71MUSDC0%3.93%3.98%
Navi-lendingSui10.38MUSDC0.57%4.64%3.98%
VesperEthereum2.60MUSDC0%4%3.98%
ExactlyOptimism1.71MUSDC0%3.79%3.94%
Euler-v2Ethereum25.60MUSDC0%4.07%3.94%
ExactlyOptimism1.71MUSDC0%4.1%3.91%
LoopscaleSolana10.38MUSDC0%3.92%3.9%
Folks-finance-lendingAlgorand1.90MUSDC0%4.02%3.85%
SymbiosisEthereum1.77MUSDC0%5.31%3.85%
Echelon-marketAptos9.28MUSDC0%4.75%3.81%
Yo-protocolBase28.90MUSDC12%20.9%3.74%
Yearn-financeEthereum7.58MUSDT0%3.8%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum519.7M7.76%
Avalanche6115M9.35%
Base7147.4M6.19%
BSC000%
Ethereum231.9B969.12%
Hyperliquid000%
Mantle000%
Optimism711.9M4.07%
Polygon000%
Solana313.3M5.06%
TON14.8M10.08%
zkSync Era000%