Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/05/2026 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.73MUSDC0%68.63%154.88%
Canto-lendingCanto1.35MUSDC0%12.93%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.41%10.9%
Benqi-lendingAvalanche1.73MUSDC0%7.78%10.86%
BitwayBSC13.58MUSDT0%10.9%10.5%
AbyssSui1.42MUSDC0%8.67%10.11%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AutofinanceEthereum2.23MUSDC0%7.17%9.42%
AvantisBase47.70MUSDC0%10.13%9.2%
Blend-pools-v2Stellar10.71MUSDC0%9.19%8.78%
YieldseekerBase1.25MUSDC0%9.21%8.78%
SymbiosisTron1.76MUSDT0%7.54%8.73%
Lista-lendingBSC5.52MUSDT6.85%2555.93%8.59%
Yearn-financeEthereum1.38MUSDC0%5.91%8.21%
Venus-fluxBSC14.74MUSDT0%7.24%8.2%
Aave-v3Avalanche1.64MUSDT0%5.71%7.31%
Harvest-financeBase1.98MUSDC0%6.6%7.24%
LoopscaleSolana1.20MUSDC1.05%8.39%7.16%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC24.92MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.79%6.59%
Aave-v3Avalanche4.79MUSDC0%5.34%6.47%
DeltaprimeAvalanche1.06MUSDC0%5.49%6.12%
DeltaprimeAvalanche1.06MUSDC0%5.49%6.12%
Gains-networkArbitrum5.40MUSDC0%6.27%6.05%
AutofinanceArbitrum3.35MUSDC1.45%11.5%5.99%
Extra-finance-leverage-farmingBase3.90MUSDC0%5.66%5.9%
Yearn-financeEthereum8.41MUSDC0%4.5%5.8%
AutofinanceEthereum8.46MUSDC0.64%6.6%5.69%
Project-0Solana1.88MUSDC0%7.39%5.63%
Scallop-lendSui1.18MUSDC0%5.26%5.26%
AutofinanceBase6.12MUSDC3.68%8.35%5.22%
Venus-fluxBSC4.38MUSDC0%5.43%5.17%
Hyperlend-pooledHyperliquid L113.32MUSDC0%4.95%5.02%
Flux-financeEthereum1.70MUSDT0%4.63%4.58%
Folks-finance-lendingAlgorand1.28MUSDC0%4.1%4.56%
Fluid-lendingArbitrum42.31MUSDC0.79%6.18%4.5%
Kamino-lendSolana7.89MUSDC0%4.09%4.49%
DolomiteArbitrum1.37MUSDC0%5.89%4.48%
MapleEthereum1.07BUSDT0%4.24%4.46%
Aave-v3Ethereum138.32MUSDT0%4.9%4.34%
Fluid-lendingBase15.11MUSDC1.53%6.42%4.17%
Yearn-financeEthereum7.96MDAI0%3.91%4.15%
ExactlyOP Mainnet1.59MUSDC0%3.55%4.12%
ExactlyOP Mainnet1.59MUSDC0%4%4.07%
ExactlyOP Mainnet1.59MUSDC0%3.85%4.06%
SparklendEthereum3.22MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.77%4%
Yearn-financeEthereum2.65MUSDT0%3.55%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.77%3.91%
ExactlyOP Mainnet1.59MUSDC0%3.66%3.9%
ExactlyOP Mainnet1.59MUSDC0%3.86%3.9%
Moonwell-lendingBase1.99MUSDC1.3%4.62%3.87%
ExactlyOP Mainnet1.59MUSDC0%3.72%3.87%
ExactlyOP Mainnet1.59MUSDC0%3.33%3.86%
TermmaxBase1.24MUSDC0%2.31%3.81%
Yo-protocolEthereum3.43MUSDC7.8%14.69%3.8%
Yo-protocolBase17.17MUSDC7.8%14.67%3.8%
Euler-v2Ethereum37.98MUSDC0%3.95%3.79%
Yearn-financeEthereum27.89MUSDC0%3.52%3.78%
Navi-lendingSui4.30MUSDC0.66%4.48%3.76%
NeverlandMonad15.35MUSDC5.15%8.21%3.74%
DolomiteEthereum21.83MUSDC3.86%6.84%3.69%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Spark-savingsAvalanche35.06MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum560.4M5.6%
Avalanche645.3M6.75%
Base1098.2M20.69%
BSC665M7.66%
Ethereum192.3B5.53%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana311M5.76%
TON13.6M6.59%
zkSync Era000%