Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/02/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%14.25%13.49%
GoldfinchEthereum37.76MUSDC0%10.01%10.01%
AvantisBase89.86MUSDC0%11.15%9.66%
Blend-pools-v2Stellar11.38MUSDC0%10.79%8.77%
Gains-networkArbitrum12.29MUSDC0%11.18%8.56%
AbyssSui1.86MUSDC0%9.31%8.16%
Fusion-by-iporEthereum3.75MUSDT0%6.81%8.11%
Woofi-earnArbitrum1.20MUSDC0%7.09%7.06%
Woofi-earnArbitrum1.20MUSDC0%7.09%7.06%
LoopscaleSolana1.51MUSDC1.19%7.06%6.21%
AutofinanceEthereum19.44MUSDC0.38%7.56%5.88%
Fusion-by-iporBase1.70MUSDC0%5.75%5.87%
Yo-protocolBase29.64MUSDC26%20.28%5.65%
Euler-v2Avalanche1.33MUSDC0%6.92%5.53%
Euler-v2Avalanche5.04MUSDC0%6.26%5.53%
DeltaprimeAvalanche1.21MUSDC0%6.25%5.47%
Extra-finance-leverage-farmingBase3.92MUSDC0%4.87%5.34%
Scallop-lendSui1.52MUSDC0%5.29%5.34%
Harvest-financeBase3.80MUSDC0%6.04%5.24%
WasabiBase6.59MUSDC0%5.95%5.19%
LiqwidCardano2.40MUSDC1.58%8.69%5.03%
Gains-networkBase1.98MUSDC0%8.02%4.8%
Flux-financeEthereum1.72MUSDT0%4.62%4.55%
Hyperlend-pooledHyperliquid L121.62MUSDC0%5.89%4.51%
AutofinanceEthereum5.01MUSDC0%4.85%4.4%
Euler-v2Ethereum40.05MUSDC0%4.88%4.36%
MapleEthereum1.42BUSDT0%4.29%4.34%
Benqi-lendingAvalanche1.77MUSDT0%3.71%4.34%
AutofinanceBase17.38MUSDC1.77%6.63%4.31%
Yearn-financeEthereum7.57MUSDT0%4.47%4.27%
AutofinanceArbitrum1.34MUSDC1.95%6.24%4.27%
ExactlyOptimism1.71MUSDC0%4.23%4.25%
NeverlandMonad7.13MUSDC7.74%12.56%4.23%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
DolomiteEthereum13.68MUSDC0%4.65%4.17%
ExactlyOptimism1.71MUSDC0%3.98%4.17%
ExactlyOptimism1.71MUSDC0%4.09%4.14%
ExactlyOptimism1.71MUSDC0%4.02%4.06%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
ExactlyOptimism1.71MUSDC0%3.91%3.97%
ExactlyOptimism1.71MUSDC0%4.15%3.92%
Aave-v3Ethereum4.78MUSDC0%3.22%3.79%
Folks-finance-xchainPolygon2.43MUSDT0%3.88%3.76%
Fluid-lendingArbitrum43.48MUSDC0.97%4.15%3.74%
LoopscaleSolana10.75MUSDC0%4.19%3.73%
Folks-finance-lendingAlgorand2.05MUSDC0%4.1%3.73%
ExactlyOptimism1.71MUSDC0%3.11%3.7%
ExactlyOptimism1.71MUSDC0%3.8%3.68%
Echelon-marketAptos10.41MUSDC0%4.83%3.67%
Navi-lendingSui12.55MUSDC0.59%4.75%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum559.5M6.14%
Avalanche6164.3M9.31%
Base8154.9M5.76%
BSC000%
Ethereum131.8B5.81%
Hyperliquid000%
Mantle000%
Optimism813.7M3.99%
Polygon12.4M3.76%
Solana212.3M4.97%
TON000%
zkSync Era000%