Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/08/2026 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
EnsuroEthereum1.09MUSDC0%20.84%58.57%
AccountableEthereum3.07MUSDC12.46%24.36%25.05%
AccountableMonad7.50MUSDC1.1%23.87%20.02%
Centrifuge-protocolMonad10.07MUSDC0%4.89%16.45%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%5.01%16.24%
Midas-rwaEtherlink4.82MUSDC0%9.59%14.53%
Nawa-protocolZIGChain3.43MUSDC0%9.46%14.44%
AccountableEthereum1.06MUSDC1.25%15.01%14.25%
Midas-rwaEthereum1.74MUSDC0%11.35%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad94.99MUSDC0.33%15.77%13.6%
Ember-protocolEthereum7.05MUSDC0%12.85%12.9%
Gains-networkArbitrum4.62MUSDC0%4.53%12.05%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.68%11.55%
Ember-protocolSui1.41MUSDC0%10.09%11.52%
Ember-protocolEthereum16.96MUSDC0%7.74%11.01%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Neutral-tradeSolana2.30MUSDC0%5.91%10.48%
Harvest-financeBase1.86MUSDC0%10.7%10.27%
GoldfinchEthereum35.95MUSDC0%10.21%10.21%
Ember-protocolSui7.13MUSDC0%9.95%10.04%
AguaEthereum6.54MUSDC0%10%10%
Ember-protocolEthereum8.97MUSDC0%9.81%9.84%
Ember-protocolEthereum3.37MUSDC0%9.62%9.52%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolSui1.08MUSDC0%8.55%9.29%
Midas-rwaEthereum6.40MUSDC0%9.15%9.23%
Midas-rwaEtherlink1.12MUSDC0%9.15%9.23%
Euler-v2Monad1.18MUSDC1.25%10.31%8.77%
Midas-rwaEthereum6.69MUSDC0%7.39%8.5%
Midas-rwaEthereum7.87MUSDC0%9.2%8.49%
Midas-rwaEthereum2.51MUSDC0%7.39%8.35%
YieldseekerBase1.11MUSDC0%9.44%8.24%
Pareto-creditEthereum168.49MUSDC0%8.1%8.02%
Bitway-earnBSC25.88MUSDT0%8%8%
Ember-protocolSui9.37MUSDC4%12%8%
Midas-rwaEthereum64.41MUSDC0%9.89%7.46%
AccountableMonad1.26MUSDC0.5%7.78%7.28%
Pareto-creditEthereum21.97MUSDC0%7.13%7.13%
Harmonix-financeHyperliquid L124.02MUSDC0%6.44%7.1%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase9.04MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.39MUSDC0%7.05%6.89%
Zerobase-cedefiBSC18.83MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
LoopscaleSolana2.12MUSDC0.3%7.01%6.74%
Yearn-financeEthereum6.84MUSDC0%6.87%6.54%
Yo-protocolBase1.10MUSDC0%6.72%6.41%
Yearn-financeEthereum8.63MUSDC0%6.07%6.35%
Blend-pools-v2Stellar14.66MUSDC0%6.79%6.3%
Kamino-lendSolana5.61MUSDC0%6.76%6.29%
AccountableMonad9.94MUSDC0.5%7.79%6.13%
Yearn-financeEthereum1.19MUSDC0%6.31%5.96%
Fluid-lendingEthereum131.19MUSDT0%4.53%5.92%
Compound-v3Ethereum32.69MUSDC0.11%3.61%5.91%
Kamino-lendSolana1.55MUSDC0%5.26%5.85%
Navi-lendingSui4.39MUSDC0.57%5.49%5.75%
Fluid-lendingArbitrum45.99MUSDC0%4.91%5.73%
Midas-rwaEthereum37.41MUSDC0%7.99%5.73%
Hyperlend-pooledHyperliquid L114.08MUSDC0%7%5.67%
SymbioticEthereum1MUSDC0%5.97%5.56%
SymbioticEthereum1MUSDC0%5.97%5.56%
Kamino-lendSolana5.15MUSDC0%4.4%5.5%
Storm-tradeTON3.17MUSDT0%5.59%5.41%
Fluid-lendingEthereum146.47MUSDC0%5.04%5.36%
Fluid-lendingEthereum2.19MUSDC0%5.04%5.36%
AutofinanceEthereum8.07MUSDC0.79%5.86%5.26%
AutofinanceBase7.68MUSDC2.14%8.02%5.15%
Yearn-financeBase1.82MUSDC0%4.93%5.01%
Fluid-lendingBase9.03MUSDC0%5.17%4.98%
Benqi-lendingAvalanche2.66MUSDC0%4.32%4.9%
Harvest-financeEthereum1.15MUSDC0%6.38%4.79%
Alchemix-v3Ethereum7.82MUSDC0%4.54%4.77%
Jupiter-lendSolana436.70MUSDC0.69%5.03%4.67%
Ember-protocolSui1.20MUSDC0%3.6%4.56%
Lista-lendingBSC2.47MUSDT1.47%7.12%4.5%
Centrifuge-protocolAvalanche261.57MUSDC0%5.21%4.43%
Centrifuge-protocolBase50.44MUSDC0%5.21%4.43%
Centrifuge-protocolEthereum7.52MUSDC0%5.19%4.43%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
MapleEthereum1.06BUSDT0%4.2%4.39%
ExactlyOP Mainnet1.61MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.61MUSDC0%4.29%4.31%
ExactlyOP Mainnet1.61MUSDC0%4.24%4.28%
ExactlyOP Mainnet1.61MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.61MUSDC0%4.16%4.21%
DolomiteArbitrum1.30MUSDC0%4.18%4.17%
ExactlyOP Mainnet1.61MUSDC0%4.11%4.15%
TermmaxEthereum3.34MUSDC0%4.04%4.08%
ExactlyOP Mainnet1.61MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.61MUSDC0%3.96%4.07%
Euler-v2Ethereum5.60MUSDC0%3.1%3.99%
Yo-protocolBase9.05MUSDC0%4.18%3.93%
Yo-protocolEthereum1.51MUSDC0%4.18%3.93%
ExactlyOP Mainnet1.61MUSDC0%3.62%3.92%
Aave-v3Ethereum58.01MUSDC1.68%5.28%3.88%
AmpleBase4.36MUSDC0%4.05%3.88%
Ember-protocolEthereum2.03MUSDC0%2.63%3.86%
SentoraEthereum44.94MUSDC0%6.72%3.79%
Midas-rwaEthereum3.49MUSDC0%4.12%3.78%
Yearn-financeEthereum2.43MUSDC0%3.56%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Jupiter-lendSolana17.36MUSDT0%3.48%3.68%
Centrifuge-protocolMonad4.54MUSDC0%3.71%3.58%
Centrifuge-protocolPharos4.39MUSDC0%3.73%3.58%
Aave-v3Ethereum228.23MUSDT0%2.86%3.56%
Aave-v3Ethereum68.48MUSDT1.49%4.35%3.56%
Justlend-v1Tron33.12MUSDT0%2.42%3.54%
Moonwell-lendingBase2.74MUSDC0.08%6.64%3.54%
AvantisBase17.96MUSDC0%8.53%3.53%
Spark-savingsEthereum255.61MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.01MUSDC0%3.52%3.52%
SparklendEthereum1.69MUSDC0%3.48%3.47%
SymbiosisEthereum1.52MUSDC0%4.79%3.43%
Yearn-financeEthereum23.08MUSDC0%3.3%3.42%
Aave-v3Avalanche2.56MUSDT0%3.28%3.37%
DolomiteEthereum28.72MUSDC4.22%7.49%3.32%
Native-credit-poolEthereum1.78MUSDT0%2.98%3.31%
Project-0Solana1.88MUSDC0%4.49%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Monad14.48MUSDC2%5.95%3.27%
Spark-savingsEthereum362.78MUSDT0%2.86%3.25%
Aave-v3Base27.21MUSDC0%3.45%3.24%
Yearn-financeEthereum7.47MDAI0%3.09%3.22%
Midas-rwaEthereum69.01MUSDC0%3.34%3.21%
Midas-rwaEtherlink1.22MUSDC0%3.35%3.2%
Aave-v4Ethereum1.60MUSDT0%2.37%3.2%
Native-credit-poolBSC2.27MUSDT0%3.24%3.14%
Aave-v3Avalanche7.14MUSDC0%3.68%3.11%
Kamino-lendSolana1.35MUSDC0%4.61%3.06%
Aave-v3BSC1.72MUSDC0%3.04%3.05%
Compound-v3Ethereum28.38MUSDT0.12%3.15%3.03%
Yearn-financeEthereum7.43MUSDT0%3.17%2.98%
Aave-v3Ethereum22.08MDAI0%3.01%2.83%
Centrifuge-protocolEthereum1.68MUSDC0%1.55%2.83%
Aave-v3Polygon12.06MUSDC0%2.78%2.83%
Compound-v3Arbitrum3.28MUSDC0%2.75%2.81%
Euler-v2Ethereum9.19MUSDC0%4.2%2.8%
Aave-v3Ethereum1.67MUSDC0%3.04%2.79%
CurvanceMonad2.36MUSDC2.7%5.3%2.72%
Compound-v3Arbitrum3.66MUSDT0%2.11%2.7%
LoopscaleSolana1.69MUSDC6.97%8.52%2.7%
Venus-fluxBSC2.36MUSDT0%2.44%2.65%
SaveSolana5.11MUSDC0%2.38%2.63%
Aave-v3Ethereum1.56MUSDC0%2.2%2.63%
SparklendEthereum64.85MUSDT0%3.72%2.62%
Scallop-lendSui1.04MUSDC0%2.65%2.62%
Venus-core-poolBSC74.94MUSDT0%2.13%2.38%
Aave-v4Ethereum1.14MUSDC0%1.81%2.35%
CurrentSui9.26MUSDC8.24%9.72%2.34%
Venus-core-poolBSC17.15MUSDC0%2.53%2.31%
Aave-v3BSC15.01MUSDT0%2.16%2.28%
Aave-v3OP Mainnet2.84MUSDC0%2.88%2.27%
Aave-v3Arbitrum47.50MUSDC0%2.44%2.18%
SparklendEthereum114.72MDAI0%2.17%2.17%
Lista-lendingBSC3.74MUSDT0%2.62%2.12%
Midas-rwaEthereum26.21MUSDC0%5.46%2.04%
Lista-lendingBSC1.01MUSDT0%1.88%1.84%
Venus-core-poolBSC1.01MDAI0%1.82%1.84%
Aave-v3Sonic1.19MUSDC0%1.91%1.83%
Aave-v4Ethereum1.07MUSDT0%1.47%1.68%
Aave-v3Arbitrum1.35MDAI0%1.99%1.68%
SaveSolana2.16MUSDT0%1.43%1.67%
Aave-v4Ethereum1.09MUSDC0%1.59%1.66%
Gami-labsBase3.02MUSDC0%2.61%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.62%1.57%
NeverlandMonad2.22MUSDC7.23%6.92%1.47%
Echelon-marketAptos1.93MUSDC1.46%3.69%1.4%
ExactlyOP Mainnet1.61MUSDC0%0.99%1.01%
Lista-lendingEthereum2.58MUSDT4.29%5.67%0.84%
TydroInk18.39MUSDC0%1.87%0.78%
Zest-v2Stacks10.08MUSDC0%0.52%0.59%
Lista-lendingBSC3.49MUSDT0%1.52%0.54%
Neutral-tradeSolana1.28MUSDC0%21.5%0.51%
Aave-v4Avalanche5.07MUSDC5.99%0.66%0.19%
TectonicCronos45.02MUSDT0%0.15%0.15%
Lista-lendingEthereum3.84MUSDC5.8%6.35%0.12%
TectonicCronos54.03MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.05%0.04%
AcrossEthereum1.10MUSDC4.21%4.38%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8115.3M4.79%
Avalanche6291M3.25%
Base16152.8M4.98%
BSC14171.9M3.44%
Ethereum753.3B6.37%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon112.1M2.83%
Solana14497.7M4.08%
TON13.2M5.41%
zkSync Era000%