Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/05/2026 22:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%143.99%48.27%
Canto-lendingCanto1.35MUSDC0%13.12%13.34%
Ember-protocolEthereum43.63MUSDC0%18.16%12.52%
AvantisBase45.01MUSDC0%10.13%11.72%
Bracket-vaultsEthereum2.71MUSDC0%10.86%10.5%
BitwayBSC19.60MUSDT0%10.62%10.5%
Ember-protocolSui1.13MUSDC0%6.77%10.47%
Ember-protocolSui1.46MUSDC0%10.01%10%
GoldfinchEthereum37.24MUSDC0%10.06%9.98%
Harmonix-financeHyperliquid L114.19MUSDC0%10.31%9.91%
AutofinanceEthereum2.03MUSDC0%9.33%9.37%
YieldseekerBase1.29MUSDC0%9.03%9.13%
Harvest-financeBase1.90MUSDC0%9.07%8.78%
Blend-pools-v2Stellar10.93MUSDC0%8.89%8.42%
Ember-protocolSui5.38MUSDC4%12%8%
SymbiosisTron1.73MUSDT0%7.18%7.84%
Fusion-by-iporEthereum1.35MUSDC0%5.05%7.21%
LoopscaleSolana1.63MUSDC0.66%8.16%7.18%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.59%6.83%
Ember-protocolEthereum4.52MUSDC0%6.99%6.83%
Zerobase-cedefiBSC24.38MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.18%6.67%
DeltaprimeAvalanche1.04MUSDC0%6.18%6.67%
Ember-protocolSui1.81MUSDC0%9.83%6.57%
Extra-finance-leverage-farmingBase3.54MUSDC0%6.04%6.57%
Ember-protocolSui2.81MUSDC0%7.63%6.51%
Benqi-lendingAvalanche2.33MUSDC0%7.75%6.42%
Kamino-lendSolana7MUSDC0%5.4%6.04%
Storm-tradeTON3.69MUSDT0%6.31%5.76%
LoopscaleSolana1.13MUSDC0%5.52%5.49%
Scallop-lendSui1.13MUSDC0%5.34%5.44%
Ember-protocolSui1.18MUSDC0%10.16%5.42%
Yearn-financeEthereum10.72MUSDC0%5.18%5.11%
Fluid-lendingBase12.65MUSDC0%5.72%5.08%
AutofinanceBase7.55MUSDC3.06%8.7%5.07%
Spectra-metavaultsBase5.59MUSDC1.66%4.07%5.01%
Aave-v3Avalanche6.26MUSDC0%6.25%4.98%
Gains-networkBase2.19MUSDC0%2.66%4.95%
Benqi-lendingAvalanche1.09MUSDT0%6.49%4.89%
Ember-protocolSui1.69MUSDC8.44%13.5%4.86%
Yearn-financeEthereum3.39MUSDC0%5.69%4.86%
Fluid-lendingArbitrum48.57MUSDC0%5.53%4.81%
Flux-financeEthereum1.70MUSDT0%4.58%4.58%
DolomiteArbitrum1.44MUSDC0%5.03%4.46%
AmpleBase4.33MUSDC0%4.69%4.44%
Folks-finance-lendingAlgorand1.40MUSDC0%4.46%4.39%
MapleEthereum0.91BUSDT0%4.51%4.23%
TermmaxBase1.25MUSDC0%2.57%4.21%
TermmaxEthereum7.31MUSDC0%2.22%4.2%
TermmaxEthereum2.01MUSDC0%3.58%4.2%
AutofinanceEthereum7.75MUSDC0.67%5.44%4.2%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.16%
Jupiter-lendSolana431.92MUSDC1.13%4.54%4.15%
ExactlyOP Mainnet1.59MUSDC0%4.06%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.66%4.11%
Euler-v2Monad2.38MUSDC0%8.03%4.11%
Navi-lendingSui7.22MUSDC0.61%4.83%4.08%
ExactlyOP Mainnet1.59MUSDC0%3.97%4.05%
SparklendEthereum3.62MUSDC0%4.17%4.04%
Fluid-lendingEthereum203.54MUSDC1.05%4.73%4.03%
Moonwell-lendingBase1.75MUSDC0%4.95%4.02%
Compound-v3Ethereum32.47MUSDC0.12%3.25%4.01%
Yo-protocolEthereum3.35MUSDC0%3.99%4%
Yo-protocolBase15.48MUSDC0%3.99%4%
ExactlyOP Mainnet1.59MUSDC0%3.88%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.86%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.74%3.96%
Hyperlend-pooledHyperliquid L120.87MUSDC0%5.4%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.86%3.95%
ExactlyOP Mainnet1.59MUSDC0%4.03%3.95%
ExactlyOP Mainnet1.59MUSDC0%3.84%3.94%
CurvanceMonad1.44MUSDC2.33%7.03%3.87%
NeverlandMonad14.77MUSDC4.53%8.5%3.77%
ExactlyOP Mainnet1.59MUSDC0%0.24%3.75%
Centrifuge-protocolEthereum172.71MUSDC0%3.28%3.72%
Centrifuge-protocolAvalanche258.76MUSDC0%3.28%3.72%
Centrifuge-protocolEthereum6.83MUSDC0%3.12%3.72%
Flux-financeEthereum2.68MUSDC0%3.69%3.68%
Yearn-financeEthereum2.68MUSDC0%3.31%3.65%
Spark-savingsAvalanche28.03MUSDC0%3.65%3.65%
Spark-savingsEthereum404.31MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum463.1M5.78%
Avalanche7298.6M5.29%
Base13104.4M9.33%
BSC346M8.01%
Ethereum241.9B5.56%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4441.7M5.72%
TON13.7M5.76%
zkSync Era000%