Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.63% on Jun 02 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/06/2026 03:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
DolomiteEthereum4.15MUSDC5.36%8.67%17.07%
Hyperlend-pooledHyperliquid L15.56MUSDC0%5.07%16.9%
Ember-protocolSui1.14MUSDC0%8.31%13.82%
Canto-lendingCanto1.35MUSDC0%13.33%13.61%
LazyEthereum1.01MUSDC0%8.53%12.75%
LazyEthereum1.01MUSDC0%8.53%12.75%
Ember-protocolEthereum37.60MUSDC0%15.5%12.52%
AutofinanceEthereum1.52MUSDC0%10.25%11.79%
Gains-networkArbitrum5.50MUSDC0%6.85%11%
Lista-lendingBSC3.53MUSDT4.84%8.45%10.97%
Harvest-financeEthereum1.09MUSDC0%5.12%10.53%
Harmonix-financeHyperliquid L121.02MUSDC0%10.25%10.33%
Bracket-vaultsEthereum2.74MUSDC0%10.6%10.25%
GoldfinchEthereum36.72MUSDC0%10.06%10.12%
Bitway-earnBSC23.11MUSDT0%10.45%10%
YieldseekerBase1.95MUSDC0%9.08%9.53%
Ember-protocolSui1.13MUSDC0%7.91%9.29%
SymbiosisTron1.71MUSDT0%7.52%9.25%
Ember-protocolSui3MUSDC0%7.29%8.99%
Ember-protocolSui1.64MUSDC0%9.49%8.97%
Fusion-by-iporEthereum1.48MUSDC0%5.28%8.91%
AvantisBase40.84MUSDC0%10.73%8.48%
Blend-pools-v2Stellar11.53MUSDC0%8.54%8.08%
Ember-protocolSui6.07MUSDC4%12%8%
Ember-protocolSui1.09MUSDC0%9.91%7.99%
Fluid-lendingArbitrum37.76MUSDC0%5.66%7.92%
Fusion-by-iporEthereum1.18MUSDC0%6.11%7.58%
LoopscaleSolana1.77MUSDC0.74%8.01%7.03%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Ember-protocolEthereum4.63MUSDC0%6.98%6.92%
Ember-protocolEthereum2.79MUSDC0%7.44%6.86%
Ember-protocolSui7.61MUSDC0%7.16%6.86%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.51MUSDT2%8.76%6.76%
Extra-finance-leverage-farmingBase3.72MUSDC0%6.29%6.21%
Fluid-lendingEthereum121.66MUSDC1.24%6.04%5.84%
Fluid-lendingEthereum8.50MUSDC0%4.03%5.73%
AmpleBase4.30MUSDC0%4.75%5.69%
Storm-tradeTON3.53MUSDT0%6.02%5.68%
AutofinanceEthereum7.33MUSDC0.58%4.98%5.37%
Kamino-lendSolana9.32MUSDC0%5.43%5.25%
AutofinanceBase7.40MUSDC2.82%8.39%5.18%
Fluid-lendingBase9.31MUSDC0%5.53%5.15%
Ember-protocolSui1.76MUSDC4.62%12.62%5.13%
Navi-lendingSui2.45MUSDC0.58%4.87%5.04%
LoopscaleSolana2.63MUSDC0%5.51%4.87%
Yearn-financeEthereum5.12MUSDC0%5.55%4.83%
Folks-finance-lendingAlgorand1.26MUSDC0%4.47%4.66%
Kamino-lendSolana10.98MUSDC0%5.17%4.6%
Flux-financeEthereum1.71MUSDT0%4.59%4.57%
Kamino-lendSolana1.20MUSDC0%5.73%4.51%
Folks-finance-xchainPolygon1.04MUSDT0%4.55%4.42%
Benqi-lendingAvalanche4.69MUSDC0%6.97%4.41%
Benqi-lendingAvalanche1.70MUSDT0%5.18%4.25%
Kamino-lendSolana7.21MUSDC0%5.88%4.22%
ExactlyOP Mainnet1.62MUSDC0%4.15%4.19%
ExactlyOP Mainnet1.62MUSDC0%4.12%4.16%
Moonwell-lendingBase1.56MUSDC1.1%6.11%4.14%
ExactlyOP Mainnet1.62MUSDC0%4.04%4.08%
Yearn-financeEthereum11.52MUSDC0%5.11%4.05%
ExactlyOP Mainnet1.62MUSDC0%3.95%4.05%
ExactlyOP Mainnet1.62MUSDC0%3.93%4.03%
MapleEthereum883.57MUSDT0%4.3%4.03%
ExactlyOP Mainnet1.62MUSDC0%3.96%4.02%
TermmaxBase1.25MUSDC0%4.14%4.01%
Yo-protocolEthereum3.12MUSDC0%4.15%4%
Yo-protocolBase14.61MUSDC0%4.15%4%
SparklendEthereum3.36MUSDC0%4.14%4%
ExactlyOP Mainnet1.62MUSDC0%3.94%3.98%
ExactlyOP Mainnet1.62MUSDC0%3.94%3.95%
ExactlyOP Mainnet1.62MUSDC0%1.66%3.79%
Yearn-financeEthereum2.67MUSDC0%3.54%3.72%
Yearn-financeBase2MUSDC0%93.49%3.69%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Centrifuge-protocolPharos15.05MUSDC0%3.12%3.66%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum350.9M8.64%
Avalanche26.4M4.33%
Base1086.9M5.61%
BSC453.3M8.62%
Ethereum241.2B7.7%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11M4.42%
Solana633.1M5.08%
TON13.5M5.68%
zkSync Era000%