Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
25/04/2026 22:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.84%12.9%
AutofinanceEthereum4.38MUSDC0%6.24%11.59%
Bracket-vaultsEthereum2.71MUSDC0%11.79%11.21%
BitwayBSC13.62MUSDT0%11.35%11%
AutofinanceArbitrum2.87MUSDC1.89%9.84%10.55%
YieldseekerBase1.28MUSDC0%9.69%10.12%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar8.92MUSDC0%9.33%9.82%
AvantisBase49.99MUSDC0%9.89%9.76%
Fusion-by-iporEthereum1.01MUSDC0%2.79%9.38%
Aave-v3Avalanche3.31MUSDC0%3.7%8.16%
Aave-v3Arbitrum6.97MUSDC0%2.9%8.11%
AbyssSui1.84MUSDC0%8.75%7.84%
Aave-v3Ethereum7.61MDAI0%4.49%7.71%
LoopscaleSolana1.58MUSDC1.06%8.52%7.57%
SymbiosisEthereum1.10MUSDC0%6.93%7.19%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5%7%
SymbiosisTron1.44MUSDT0%6.98%6.84%
Zerobase-cedefiBSC1.48MUSDC2%8.79%6.76%
Zerobase-cedefiBSC24.21MUSDT2%8.88%6.76%
Harvest-financeBase1.97MUSDC0%6.49%6.5%
Gains-networkArbitrum8.44MUSDC0%6.7%6.37%
AccountableMonad1.34MUSDC5.27%9.63%6.31%
Extra-finance-leverage-farmingBase3.77MUSDC0%5.34%6.12%
Scallop-lendSui1.01MUSDC0%5.11%6.08%
Scallop-lendSui1.01MUSDC0%5.11%6.08%
Aave-v3Ethereum6.01MUSDC0%4.07%5.94%
Fluid-lendingEthereum114.77MUSDT1.77%5.87%5.83%
Harvest-financeEthereum1.08MUSDC0%2.48%5.73%
AutofinanceEthereum9.09MUSDC0.59%6.03%5.62%
Benqi-lendingAvalanche2.36MUSDC0%6.32%5.62%
DeltaprimeAvalanche1.12MUSDC0%5.23%5.54%
LoopscaleSolana1.51MUSDC0%5.27%5.43%
Hyperlend-pooledHyperliquid L19.97MUSDC0%4.22%5.29%
AutofinanceBase5.68MUSDC3.7%7.46%5.22%
Kamino-lendSolana7.95MUSDC0%3.27%5.07%
MapleEthereum884.64MUSDT0%3.94%5.04%
Fluid-lendingBase10.78MUSDC2.07%6.38%4.93%
Yearn-financeEthereum7.43MUSDC0%4.14%4.73%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.73%
Fluid-lendingArbitrum31.82MUSDC1.02%6.09%4.62%
Wasabi-perpsBase2.16MUSDC0%4.62%4.61%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Fluid-lendingEthereum174.03MUSDC1.17%4.51%4.42%
Fluid-lendingEthereum5.03MUSDC0%3.47%4.42%
Folks-finance-lendingAlgorand1.38MUSDC0%3.69%4.39%
Euler-v2Ethereum29.46MUSDC0%3.84%4.34%
DolomiteEthereum12.30MUSDC6.04%6.05%4.33%
SparklendEthereum3.01MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.72MUSDC0%3.26%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.67%3.99%
Aave-v3Polygon1.09MDAI0%3.82%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.49%3.92%
Yearn-financeEthereum8.56MDAI0%3.44%3.89%
ExactlyOP Mainnet1.72MUSDC0%2.89%3.85%
Lazy-summer-protocolBase1.70MUSDC0.83%3.84%3.83%
Navi-lendingSui4.44MUSDC0.67%4.32%3.75%
NeverlandMonad16.86MUSDC4.42%8.31%3.75%
ExactlyOP Mainnet1.72MUSDC0%3.86%3.74%
Yearn-financeEthereum1.17MUSDC0%3.24%3.74%
ExactlyOP Mainnet1.72MUSDC0%3.65%3.73%
Euler-v2Ethereum18.95MUSDC0%3.88%3.69%
Flux-financeEthereum2.68MUSDC0%3.77%3.68%
Aave-v3Ethereum3.87MUSDC0%2.64%3.68%
ExactlyOP Mainnet1.72MUSDC0%4.04%3.68%
ExactlyOP Mainnet1.72MUSDC0%3.87%3.66%
Spark-savingsAvalanche35.87MUSDC0%3.74%3.65%
Spark-savingsEthereum491.94MUSDC0%3.74%3.65%
Moonwell-lendingBase2.35MUSDC0%4.27%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum659.2M6.9%
Avalanche442.7M5.74%
Base979.7M6.08%
BSC339.3M8.17%
Ethereum251.8B5.82%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.99%
Solana311M6.02%
TON14M7%
zkSync Era000%