Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/10/2026 07:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%29.66%154.62%
Harvest-financeBase1.76MUSDC0%26.04%27.4%
VerantaBase9.73MUSDC0%19.3%24.36%
EnsuroEthereum1.31MUSDC0%21.91%21.18%
AccountableEthereum3.39MUSDC0%12.74%15.57%
AccountableEthereum1.23MUSDC0%14.92%14.25%
AccountableEthereum2.47MUSDC11.24%30.26%13.95%
AccountableMonad6.32MUSDC1.03%15.46%13.89%
Ember-protocolEthereum1.64MUSDC0%12.93%12.93%
Ember-protocolEthereum2.63MUSDC0%13.01%12.9%
AccountableEthereum12.10MUSDC0%12.25%12.13%
AccountableMonad5.44MUSDC0.35%12.1%11.64%
Ember-protocolEthereum18.02MUSDC0%11.38%11.53%
Vectis-financeEthereum1.80MUSDC0%13.49%11.42%
Benqi-lendingAvalanche1.20MUSDC0%7.47%11.1%
Pareto-creditEthereum11.10MUSDC0%10.59%10.59%
Midas-rwaEthereum26.36MUSDC0%8.47%10.21%
AguaMonad9.08MUSDC0%10%10.01%
Ember-protocolSui10.15MUSDC0%10.13%10%
AguaEthereum11.52MUSDC0%10%10%
AccountableMonad74.86MUSDC0.28%11.11%9.5%
Midas-rwaEthereum7.93MUSDC0%7.18%9.46%
Ember-protocolEthereum3.67MUSDC0%9.54%9.43%
Pareto-creditEthereum2.01MUSDC0%9.38%9.38%
Nawa-protocolZIGChain3.46MUSDC0%10.44%9.33%
Rhea-lendNear1.96MUSDC0%9.01%9.27%
Centrifuge-protocolEthereum2.69MUSDT0%6.71%8.79%
Vectis-financeSolana2.71MUSDC0%7.04%8.69%
Neutral-tradeSolana2.03MUSDC0%10.54%8.66%
Gains-networkArbitrum4.28MUSDC0%28.16%8.61%
Neutral-tradeSolana1.27MUSDC0%8.25%8.58%
Pareto-creditEthereum127.74MUSDC0%7.96%8.06%
Kamino-lendSolana54.38MUSDC0%8.23%8.02%
Bitway-earnBSC21.75MUSDT0%8%8%
Ember-protocolSui8.52MUSDC4%12%8%
Coinmerce-capitalHyperliquid L11.74MUSDC0%6.66%7.64%
Kamino-lendSolana7.28MUSDC0%7.63%7.59%
Bitway-earnBSC1.59MUSDT0%7.5%7.5%
Sentora-curatorEthereum97.10MUSDC0%7.64%7.45%
Midas-rwaEthereum65.93MUSDC0%7.49%7.37%
Blend-pools-v2Stellar10.68MUSDC0%7.22%7.07%
Yearn-financeEthereum7.46MUSDC0%6.87%7.05%
AccountableMonad2.19MUSDC0.41%7.57%7.03%
Loopscale-lendingSolana1.71MUSDC0.11%6.91%7.03%
Zerobase-cedefiEthereum14.20MUSDT2%9%7%
Zerobase-cedefiBase10.53MUSDC2%9%7%
Zerobase-cedefiArbitrum7.61MUSDT2%9%7%
Zerobase-cedefiBSC16.76MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.89MUSDC2%8.76%6.76%
Neutral-tradeSolana1.37MUSDC0%50.21%6.75%
Midas-rwaEthereum3.41MUSDC0%6.96%6.72%
Midas-rwaEthereum1.44MUSDC0%6.96%6.72%
Compound-v3Ethereum34.04MUSDC0%4.82%6.7%
Pareto-creditEthereum22.09MUSDC0%6.62%6.62%
AccountableEthereum1.79MUSDC0%13.2%6.55%
Harvest-financeBase1.06MUSDC0%6.91%6.52%
Midas-rwaEthereum29.55MUSDC0%7.34%6.38%
Kamino-lendSolana4.64MUSDC0.02%6.23%6.35%
Jupiter-lendSolana481.38MUSDC0%6.04%6.27%
Yearn-financeEthereum11.54MUSDC0%6.69%6.26%
Midas-rwaBase51.54MUSDC0%5.26%6.2%
Midas-rwaRobinhood Chain36.04MUSDC0%5.26%6.2%
AccountableMonad6.67MUSDC0.42%5.97%6.13%
Midas-rwaEthereum34.06MUSDC0%6.24%6.1%
Euler-v2Monad3.65MUSDC1.25%7.81%5.92%
Kamino-lendSolana8.41MUSDC0.13%6.59%5.9%
Rhea-lendNear2.38MUSDT0%9.44%5.87%
Alchemix-v3Ethereum7.82MUSDC0%5.35%5.77%
Harmonix-financeHyperliquid L114.95MUSDC0%6.27%5.76%
Fluid-lendingArbitrum58.43MUSDC0%5.2%5.73%
Fusion-by-iporEthereum1.28MUSDC0%6.28%5.7%
SymbiosisEthereum1.04MUSDC0%4.39%5.66%
Kamino-lendSolana1.28MUSDC0.13%5.77%5.63%
Kamino-lendSolana1.10MUSDC0.13%5.68%5.59%
MapleEthereum730.49MUSDT0%5.24%5.53%
Kamino-lendSolana10.67MUSDC0.36%6%5.37%
Aave-v3Avalanche5.80MUSDC0%5.68%5.37%
Kamino-lendSolana1.58MUSDC0.1%5.64%5.29%
Harvest-financeEthereum1.16MUSDC0%6.1%5.27%
Fluid-lendingEthereum136.07MUSDC0%5.25%5.23%
Navi-lendingSui7.22MUSDC0.56%5.42%5.2%
SymbioticEthereum1.01MUSDC0%6.09%5.18%
Kamino-lendSolana61.78MUSDC0.05%5.5%5.17%
AutofinanceEthereum7.54MUSDC0.8%6.24%5.11%
Kamino-lendSolana2.86MUSDC0%5.6%4.97%
Yo-protocolBase7.70MUSDC0%4.38%4.96%
Yo-protocolEthereum1.79MUSDC0%4.38%4.96%
Yearn-financeBase1.52MUSDC0%4.85%4.91%
Fusion-by-iporBase2.97MUSDC0%4.61%4.76%
Ember-protocolEthereum2.05MUSDC0%4.35%4.67%
Fluid-lendingBase10.99MUSDC3.2%8.04%4.62%
Jupiter-lendSolana17.03MUSDT0%4.1%4.61%
Kamino-lendSolana2.06MUSDC0.03%5.29%4.47%
Kamino-lendSolana2.37MUSDC0%5.21%4.44%
Flux-financeEthereum1.95MUSDT0%4.44%4.44%
Compound-v3Ethereum15.54MUSDT0%3.83%4.43%
Kamino-lendSolana2.61MUSDT0%4.65%4.42%
AutofinanceBase3.51MUSDC4.13%9.87%4.42%
TydroInk14.65MUSDC0%4.27%4.39%
ExactlyOP Mainnet1.54MUSDC0%4.34%4.35%
Kamino-lendSolana1.48MUSDC0%4.79%4.33%
Kamino-lendSolana13.17MUSDC0%5.22%4.32%
Kamino-lendSolana1.39MUSDC0%4.93%4.32%
CurvanceMonad3.18MUSDC2.09%6.13%4.31%
ExactlyOP Mainnet1.54MUSDC0%4.3%4.3%
Yearn-financeEthereum2.40MUSDC0%4.16%4.27%
Fusion-by-iporBase1.06MUSDC1.77%6.28%4.27%
ExactlyOP Mainnet1.54MUSDC0%4.23%4.25%
ExactlyOP Mainnet1.54MUSDC0%4.2%4.22%
Fluid-lendingEthereum129.21MUSDT0%4.46%4.21%
ExactlyOP Mainnet1.54MUSDC0%4.32%4.14%
Flux-financeEthereum1.60MUSDC0%4.14%4.14%
Aave-v3Base18.44MUSDC1.76%4.44%4.11%
Venus-core-poolBSC6.69MUSDC0%3.79%4.11%
ExactlyOP Mainnet1.54MUSDC0%4.26%4.09%
Kamino-lendSolana19.53MUSDC0%4.51%4.08%
ExactlyOP Mainnet1.54MUSDC0%2.73%4.02%
ExactlyOP Mainnet1.54MUSDC0%4.05%4.01%
Aave-v3Monad18.51MUSDC1.61%6.16%4.01%
Kamino-lendSolana2.41MUSDC0%4.35%3.98%
ExactlyOP Mainnet1.54MUSDC0%4.04%3.97%
SaveSolana3.92MUSDC0%3.18%3.96%
ExactlyOP Mainnet1.54MUSDC0%3.82%3.94%
DolomiteArbitrum1.43MUSDC0%4.62%3.94%
Aave-v3Polygon1.04MDAI0%4.44%3.92%
Midas-rwaEthereum6.45MUSDC0%3.89%3.91%
Midas-rwaEtherlink1.13MUSDC0%3.87%3.91%
Gami-labsBase3.04MUSDC0%3.52%3.91%
Spectra-metavaultsBase3.04MUSDC0%3.52%3.91%
Aave-v4Ethereum3.79MUSDC0%4.99%3.88%
Hyperlend-pooledHyperliquid L16.15MUSDC0%4.53%3.81%
Spark-savingsEthereum298.03MUSDC0%3.68%3.8%
Spark-savingsAvalanche1.99MUSDC0%3.68%3.8%
Aave-v3Ethereum154.21MUSDC0%4.35%3.77%
Aave-v3Ethereum54.37MUSDC1.79%5.95%3.77%
Spark-savingsEthereum692.27MUSDT0%3.62%3.75%
Kamino-lendSolana1.27MUSDC0%2.83%3.72%
Yearn-financeEthereum19.46MUSDC0%3.66%3.68%
Yearn-financeEthereum1.12MUSDC0%3.45%3.68%
Storm-tradeTON2.68MUSDT0%4.52%3.67%
SparklendEthereum4.71MUSDC0%3.42%3.56%
Midas-rwaEthereum1.72MUSDC0%7.62%3.5%
Kamino-lendSolana1.40MUSDC0%3.89%3.48%
Aave-v3Avalanche3.02MUSDT0%3.96%3.47%
Aave-v4Ethereum1.24MUSDC0%4.61%3.46%
Midas-rwaEthereum74.91MUSDC0%3.3%3.42%
Midas-rwaEtherlink1.22MUSDC0%3.29%3.42%
Lista-lendingBSC2.80MUSDT0%4.01%3.4%
SparklendEthereum15.84MUSDT0%3.4%3.4%
Aave-v3Ethereum11.68MDAI0%3.29%3.37%
Yearn-financeEthereum5.69MUSDT0%3.29%3.36%
Kamino-lendSolana6.60MUSDC5.13%8.58%3.34%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Echelon-marketAptos1.41MUSDC2.49%5.97%3.29%
Aave-v3Ethereum1.26MUSDC0%3.26%3.21%
Yearn-financeEthereum6.76MDAI0%2.9%3.19%
Aave-v3Polygon10.25MUSDC0%3.07%3.17%
Aave-v3BSC2.26MUSDC0%3.29%3.15%
Aave-v3Ethereum420.64MUSDT0%3.88%3.14%
Aave-v3Ethereum62.50MUSDT1.63%5.46%3.14%
Compound-v3Arbitrum1.93MUSDC0%3.04%3.12%
Venus-core-poolBSC51.48MUSDT0%3.3%3.1%
Extra-finance-leverage-farmingBase3.88MUSDC0%6.39%3.09%
DolomiteEthereum34.76MUSDC3.66%7.3%3.08%
SaveSolana1.57MUSDT0%2.07%3.07%
Aave-v3BSC11.77MUSDT0%2.93%3.03%
Ember-protocolSui8.72MUSDC0%12.03%3.02%
Ember-protocolEthereum6.13MUSDC0%10.47%3.02%
Aave-v4Ethereum5.02MUSDT0%3.97%2.93%
SparklendEthereum76.01MDAI0%2.74%2.85%
Neutral-tradeSolana3.84MUSDC0%13.26%2.61%
Lista-lendingBSC1.33MUSDT0%2.96%2.52%
SymbioticEthereum1.01MUSDC0%2.96%2.42%
Compound-v3Arbitrum5.17MUSDT0%2.46%2.34%
Aave-v3Arbitrum51.77MUSDC0%3.08%2.33%
Centrifuge-protocolEthereum9.31MUSDC0%3.65%2.3%
Centrifuge-protocolAvalanche263.08MUSDC0%3.73%2.3%
Centrifuge-protocolBase22.76MUSDC0%3.71%2.3%
Centrifuge-protocolBSC1.02MUSDC0%3.71%2.3%
CurrentSui1.08MUSDT2.73%6.53%2.29%
Justlend-v1Tron87.83MUSDT0%2.11%2.12%
Native-credit-poolEthereum1.13MUSDC0%4.03%2.09%
CurrentSui21.82MUSDC4.88%7.91%1.99%
Lista-lendingEthereum4.49MUSDC5.31%7.09%1.4%
Native-credit-poolEthereum3.77MUSDT0%2.61%1.17%
ExactlyOP Mainnet1.54MUSDC0%1.09%1.06%
Lista-lendingEthereum4.13MUSDT4.8%5.74%1.03%
Centrifuge-protocolBase6.56MUSDC0%3.82%1%
Centrifuge-protocolPharos4.56MUSDC0%3.62%1%
Centrifuge-protocolBSC1.02MUSDC0%3.62%1%
Lista-lendingBSC1MUSDC5.15%5.91%0.84%
Lista-lendingBSC1MUSDC5.15%5.91%0.84%
Midas-rwaEtherlink4.95MUSDC0%4.66%0.8%
Aave-v4Avalanche6.50MUSDC0%4.31%0.55%
TectonicCronos1.52MUSDC0.02%0.49%0.4%
Aave-v4Avalanche7.19MUSDT0%5.64%0.3%
AcrossEthereum1.12MUSDT2.92%3.6%0.28%
CredixSolana13.41MUSDC0%0.05%0.03%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7130.6M4.72%
Avalanche7288.8M3.84%
Base17160.1M6.92%
BSC14122.4M3.81%
Ethereum743.6B6.04%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon211.3M3.54%
Solana32738.5M5.16%
TON12.7M3.67%
zkSync Era000%