Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 12 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/05/2026 19:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%107.81%153.81%
Ember-protocolSui7.92MUSDC0%11.58%15.59%
AbyssSui1.91MUSDC0%9.61%13.41%
Canto-lendingCanto1.35MUSDC0%12.98%13.29%
Ember-protocolEthereum48.25MUSDC13%20.73%12.52%
Harmonix-financeHyperliquid L16.11MUSDC0%12.23%12.3%
Harvest-financeBase1.97MUSDC0%7.68%12.18%
AvantisBase44.86MUSDC0%10.1%10.94%
Bracket-vaultsEthereum2.71MUSDC0%11.15%10.68%
BitwayBSC14.64MUSDT0%10.77%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.33%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
Ember-protocolSui2.57MUSDC0%8.73%9.4%
AutofinanceEthereum2.14MUSDC0%8.38%9.31%
YieldseekerBase1.26MUSDC0%9.05%8.83%
Blend-pools-v2Stellar10.83MUSDC0%9.07%8.6%
AccountableMonad1.82MUSDC2.71%11.56%8.5%
Ember-protocolEthereum4.50MUSDC0%7.64%8.02%
Ember-protocolSui5.34MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%9.29%7.24%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.39%6.95%
Kamino-lendSolana6.65MUSDC0%4.74%6.92%
Ember-protocolSui1.17MUSDC0%9.45%6.83%
Gains-networkArbitrum5.12MUSDC0%6.35%6.77%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.28MUSDT2%8.76%6.76%
Benqi-lendingAvalanche2.26MUSDC0%8.7%6.74%
Fusion-by-iporEthereum1.31MUSDC0%4.57%6.59%
Aave-v3Avalanche1.89MUSDT0%6.95%6.56%
Extra-finance-leverage-farmingBase3.62MUSDC0%5.87%6.41%
Storm-tradeTON3.61MUSDT0%6.66%6.14%
SymbiosisTron1.46MUSDT0%7.51%5.85%
Aave-v3Avalanche5.75MUSDC0%6.19%5.44%
Yearn-financeEthereum3.25MUSDC0%6.39%5.34%
SymbiosisEthereum1.10MUSDC0%7.14%5.33%
SymbiosisEthereum1.10MUSDC0%7.14%5.33%
Fluid-lendingBase14.51MUSDC0%6.46%5.32%
AutofinanceBase6.18MUSDC3.62%8.74%5.07%
Hyperlend-pooledHyperliquid L114.15MUSDC0%5.12%4.99%
Yearn-financeEthereum10.07MUSDC0%4.89%4.94%
Scallop-lendSui1.38MUSDC0%5.3%4.91%
Fluid-lendingArbitrum53.04MUSDC0%6.31%4.77%
Ember-protocolSui1.40MUSDC8.63%13.42%4.64%
Flux-financeEthereum1.70MUSDT0%4.61%4.58%
Yo-protocolEthereum3.41MUSDC7.8%14.31%4.55%
Yo-protocolBase16.18MUSDC7.8%14.29%4.55%
Folks-finance-lendingAlgorand1.33MUSDC0%4.32%4.51%
AmpleBase4.33MUSDC0%4.62%4.5%
MapleEthereum0.91BUSDT0%4.44%4.47%
Spectra-metavaultsBase6.58MUSDC1.42%4.97%4.39%
ExactlyOP Mainnet1.58MUSDC0%4.04%4.14%
ExactlyOP Mainnet1.58MUSDC0%3.96%4.13%
SparklendEthereum3.97MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.58MUSDC0%4.03%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.88%4.03%
TermmaxBase1.26MUSDC0%2.3%4.02%
Lazy-summer-protocolBase1.39MUSDC0%4.09%3.99%
DolomiteArbitrum1.71MUSDC0%5.74%3.96%
Moonwell-lendingBase1.85MUSDC1.4%4.99%3.95%
ExactlyOP Mainnet1.58MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.58MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.39%3.92%
ExactlyOP Mainnet1.58MUSDC0%3.76%3.91%
TermmaxEthereum7.31MUSDC0%1.99%3.86%
Venus-fluxBSC12.28MUSDT0%6.7%3.86%
Jupiter-lendSolana447.53MUSDC1.09%4.35%3.85%
AutofinanceArbitrum2.48MUSDC2.6%10.06%3.83%
TermmaxEthereum2.01MUSDC0%3.73%3.81%
AutofinanceEthereum8.24MUSDC0.63%6.31%3.8%
Navi-lendingSui9.05MUSDC0.63%4.5%3.79%
Ember-protocolSui1.19MUSDC0%6.27%3.71%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
NeverlandMonad16.58MUSDC4.66%8.38%3.68%
Yearn-financeEthereum9.47MDAI0%3.93%3.68%
Spark-savingsAvalanche30.32MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum570.3M5.27%
Avalanche440.2M5.6%
Base13105.7M17.54%
BSC453.3M6.97%
Ethereum222B6.15%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana2454.2M5.39%
TON13.6M6.14%
zkSync Era000%