Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/05/2026 00:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.72MUSDC0%63.31%155.05%
Canto-lendingCanto1.35MUSDC0%12.92%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.45%10.93%
BitwayBSC13.56MUSDT0%10.93%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AutofinanceEthereum2.28MUSDC0%7.03%9.51%
AvantisBase47.84MUSDC0%10.12%9.02%
Blend-pools-v2Stellar10.33MUSDC0%9.21%8.91%
YieldseekerBase1.27MUSDC0%9.24%8.82%
AbyssSui1.25MUSDC0%8.64%8.62%
SymbiosisTron1.45MUSDT0%7.49%8.33%
Yearn-financeEthereum1.38MUSDC0%5.77%7.42%
Harvest-financeBase1.97MUSDC0%6.62%7.25%
Benqi-lendingAvalanche2.19MUSDC0%7.64%7.03%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Aave-v3Avalanche1.79MUSDT0%5.53%6.87%
LoopscaleSolana1.89MUSDC1.03%8.4%6.77%
Zerobase-cedefiBSC1.88MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.87MUSDT2%8.76%6.76%
Storm-tradeTON3.60MUSDT0%5.56%6.66%
SymbiosisEthereum1.08MUSDC0%7.02%6.55%
Gains-networkArbitrum5.40MUSDC0%6.3%6.29%
AutofinanceEthereum9.11MUSDC0.64%6.54%6.13%
AutofinanceArbitrum3.45MUSDC1.37%11.59%6.1%
DeltaprimeAvalanche1.06MUSDC0%5.45%6.04%
DeltaprimeAvalanche1.06MUSDC0%5.45%6.04%
Extra-finance-leverage-farmingBase3.92MUSDC0%5.62%5.85%
Hyperlend-pooledHyperliquid L18.31MUSDC0%4.87%5.74%
Yearn-financeEthereum8.33MUSDC0%4.43%5.7%
Project-0Solana2.02MUSDC0%7.42%5.47%
Scallop-lendSui1.14MUSDC0%5.25%5.37%
Aave-v3Avalanche5.86MUSDC0%5.18%5.29%
AutofinanceBase6.10MUSDC3.7%8.27%5.18%
Venus-fluxBSC4.85MUSDC0%5.41%5.11%
Fluid-lendingArbitrum39.92MUSDC0.81%6.15%5.01%
Folks-finance-lendingAlgorand1.20MUSDC0%4.05%4.68%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
Fluid-lendingBase14.54MUSDC1.53%6.4%4.54%
MapleEthereum1.06BUSDT0%4.22%4.48%
DolomiteArbitrum1.39MUSDC0%5.84%4.36%
Yearn-financeEthereum7.82MDAI0%3.88%4.19%
ExactlyOP Mainnet1.57MUSDC0%3.53%4.12%
Yearn-financeEthereum3.57MUSDT0%3.49%4.08%
ExactlyOP Mainnet1.57MUSDC0%3.98%4.07%
ExactlyOP Mainnet1.57MUSDC0%3.84%4.06%
SparklendEthereum3.17MUSDC0%4.08%4.04%
Aave-v3Ethereum140.03MUSDC0%4.71%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.76%4%
Aave-v3Ethereum145MUSDT0%4.83%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.78%3.9%
ExactlyOP Mainnet1.57MUSDC0%3.65%3.89%
ExactlyOP Mainnet1.57MUSDC0%3.87%3.89%
ExactlyOP Mainnet1.57MUSDC0%3.73%3.86%
Navi-lendingSui3.80MUSDC0.66%4.49%3.86%
TermmaxBase1.25MUSDC0%2.3%3.85%
ExactlyOP Mainnet1.57MUSDC0%3.34%3.85%
Kamino-lendSolana8.22MUSDC0%3.99%3.84%
Venus-fluxBSC18.79MUSDT0%7.25%3.83%
Euler-v2Ethereum37.69MUSDC0%3.94%3.8%
NeverlandMonad14.68MUSDC5.56%8.18%3.78%
Yearn-financeEthereum28.06MUSDC0%3.51%3.76%
Harvest-financeEthereum1.09MUSDC0%4.12%3.68%
Flux-financeEthereum2.69MUSDC0%3.74%3.68%
Moonwell-lendingBase2.42MUSDC1.22%4.58%3.66%
Spark-savingsEthereum0.94BUSDC0%3.71%3.65%
Spark-savingsAvalanche35.08MUSDC0%3.71%3.65%
Euler-v2Ethereum30.82MUSDC0%3.87%3.62%
Yo-protocolEthereum3.45MUSDC7.8%14.52%3.62%
Yo-protocolBase17.61MUSDC7.8%14.5%3.62%
DolomiteEthereum23.30MUSDC3.82%6.79%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum558.1M5.75%
Avalanche647M5.82%
Base1098.7M20.68%
BSC564M6.59%
Ethereum232.5B5.31%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana312.1M5.36%
TON13.6M6.66%
zkSync Era000%