Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 19 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
21/05/2026 22:00:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%142.42%109.43%
Ember-protocolSui1.18MUSDC0%10.08%14.72%
Canto-lendingCanto1.35MUSDC0%13.09%13.34%
Ember-protocolEthereum43.59MUSDC0%19.39%12.52%
AvantisBase45.02MUSDC0%10.09%12.01%
AutofinanceEthereum2.03MUSDC0%9.56%11.72%
Bracket-vaultsEthereum2.71MUSDC0%10.91%10.52%
BitwayBSC18.77MUSDT0%10.65%10.5%
Harmonix-financeHyperliquid L113.58MUSDC0%10.42%10.08%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10.01%
YieldseekerBase1.27MUSDC0%9.04%8.98%
Harvest-financeBase1.90MUSDC0%8.92%8.78%
Blend-pools-v2Stellar10.86MUSDC0%9%8.48%
Ember-protocolSui5.34MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%10.38%7.55%
SymbiosisTron1.93MUSDT0%7.14%7.41%
LoopscaleSolana1.30MUSDC0%8.23%7.29%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Gains-networkArbitrum5.15MUSDC0%6.69%6.73%
Hyperlend-pooledHyperliquid L17.01MUSDC0%5.36%6.72%
DeltaprimeAvalanche1.04MUSDC0%6.1%6.65%
DeltaprimeAvalanche1.04MUSDC0%6.1%6.65%
Ember-protocolSui2.78MUSDC0%7.87%6.37%
Extra-finance-leverage-farmingBase3.70MUSDC0%6.04%6.25%
Ember-protocolEthereum4.52MUSDC0%7.12%6.22%
Aave-v3Avalanche5.22MUSDC0%6.53%6.08%
Kamino-lendSolana7.03MUSDC0%5.32%5.95%
Ember-protocolSui1.64MUSDC6.65%13.63%5.87%
Storm-tradeTON3.69MUSDT0%6.36%5.82%
Ember-protocolEthereum2.78MUSDC0%9.86%5.73%
Harvest-financeEthereum1.09MUSDC0%4.63%5.69%
Scallop-lendSui1.19MUSDC0%5.39%5.31%
Aave-v3Avalanche2.39MUSDT0%7.4%5.22%
Benqi-lendingAvalanche3.19MUSDC0%8.4%5.17%
Ember-protocolSui1.13MUSDC0%6.61%5.1%
Yearn-financeEthereum10.81MUSDC0%5.11%5.09%
Fluid-lendingArbitrum46.03MUSDC0%5.69%5.01%
Spectra-metavaultsBase5.59MUSDC0.03%4.13%5.01%
AutofinanceBase7.55MUSDC3.02%8.77%4.93%
Yearn-financeEthereum3.39MUSDC0%6.07%4.91%
Benqi-lendingAvalanche1.15MUSDT0%7.56%4.83%
Fluid-lendingBase13.72MUSDC0%5.91%4.74%
DolomiteArbitrum1.49MUSDC0%5.19%4.62%
Flux-financeEthereum1.70MUSDT0%4.59%4.58%
AmpleBase4.33MUSDC0%4.73%4.44%
Folks-finance-lendingAlgorand1.44MUSDC0%4.45%4.33%
Gains-networkBase2.19MUSDC0%2.43%4.27%
MapleEthereum0.92BUSDT0%4.55%4.25%
ExactlyOP Mainnet1.61MUSDC0%4.08%4.16%
ExactlyOP Mainnet1.61MUSDC0%4.04%4.13%
Euler-v2Monad2.38MUSDC0%8.31%4.11%
Yo-protocolEthereum3.35MUSDC7.8%13.18%4.05%
Yo-protocolBase15.86MUSDC7.8%13.15%4.05%
ExactlyOP Mainnet1.61MUSDC0%3.95%4.05%
SparklendEthereum3.84MUSDC0%4.17%4.04%
Aave-v3Ethereum149.50MUSDC0%4.65%4.02%
Aave-v3Ethereum48.12MUSDC4.41%8.47%4.02%
Fluid-lendingEthereum7.54MUSDC0%3.71%4%
Fluid-lendingEthereum199.52MUSDC1.02%4.8%4%
TermmaxBase1.26MUSDC0%2.32%4%
Moonwell-lendingBase1.81MUSDC1.18%4.93%3.99%
ExactlyOP Mainnet1.61MUSDC0%4.04%3.98%
ExactlyOP Mainnet1.61MUSDC0%3.87%3.97%
ExactlyOP Mainnet1.61MUSDC0%3.84%3.96%
Navi-lendingSui7.93MUSDC0.63%4.79%3.95%
ExactlyOP Mainnet1.61MUSDC0%3.85%3.95%
ExactlyOP Mainnet1.61MUSDC0%3.48%3.94%
ExactlyOP Mainnet1.61MUSDC0%3.81%3.94%
Lista-lendingBSC3.98MUSDT7.03%14.33%3.89%
Venus-fluxBSC2.22MUSDC0%4.3%3.88%
Centrifuge-protocolPharos15.03MUSDC0%3.83%3.83%
NeverlandMonad14.62MUSDC4.57%8.49%3.81%
Jupiter-lendSolana441.38MUSDC1.11%4.51%3.8%
TermmaxEthereum7.31MUSDC0%1.97%3.75%
TermmaxEthereum2.01MUSDC0%3.65%3.71%
Flux-financeEthereum2.68MUSDC0%3.69%3.68%
Spark-savingsAvalanche28.23MUSDC0%3.65%3.65%
Spark-savingsEthereum402.84MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.6M5.84%
Avalanche742.3M5.46%
Base13106M13.91%
BSC551.4M6.36%
Ethereum221.9B5.78%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana3449.7M5.68%
TON13.7M5.82%
zkSync Era000%