Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Apr 30 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/05/2026 00:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.9%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.55%11.02%
BitwayBSC13.51MUSDT0%11.08%10.5%
AutofinanceArbitrum3.65MUSDC1.19%11.47%10.26%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Hyperlend-pooledHyperliquid L15.75MUSDC0%4.59%10.04%
AvantisBase48.54MUSDC0%10.09%9.03%
Blend-pools-v2Stellar10.13MUSDC0%9.24%9%
YieldseekerBase1.27MUSDC0%9.42%8.1%
Harvest-financeBase1.97MUSDC0%6.68%7.25%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
SymbiosisTron1.43MUSDT0%7.44%6.97%
Zerobase-cedefiBSC24.87MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.91MUSDC2%8.76%6.76%
LoopscaleSolana1.98MUSDC1.03%8.47%6.74%
Storm-tradeTON3.78MUSDT0%4.88%6.7%
Aave-v3Avalanche2.01MUSDT0%4.94%6.33%
AutofinanceEthereum9.36MUSDC0.59%6.3%6.1%
DeltaprimeAvalanche1.06MUSDC0%5.37%5.97%
Aave-v3Avalanche5.27MUSDC0%4.77%5.9%
Benqi-lendingAvalanche2.40MUSDC0%7.2%5.85%
Extra-finance-leverage-farmingBase4.01MUSDC0%5.54%5.7%
Gains-networkArbitrum5.40MUSDC0%6.63%5.42%
LoopscaleSolana1.10MUSDC0%5.31%5.37%
Venus-fluxBSC5.69MUSDC0%5.51%5.27%
Project-0Solana2.34MUSDC0%7.57%5.16%
AutofinanceBase5.66MUSDC3.84%8.03%5.11%
Scallop-lendSui1.29MUSDC0%5.26%5.05%
Yearn-financeEthereum8.23MUSDC0%4.32%5.05%
AbyssSui1.34MUSDC0%8.88%4.98%
AutofinanceEthereum4.39MUSDC0%6.94%4.71%
Folks-finance-lendingAlgorand1.20MUSDC0%3.92%4.68%
Venus-fluxBSC27.48MUSDT0%7.5%4.66%
Harvest-financeEthereum1.08MUSDC0%3.7%4.57%
Flux-financeEthereum1.71MUSDT0%4.63%4.57%
MapleEthereum1.05BUSDT0%4.14%4.56%
DolomiteArbitrum1.36MUSDC0%5.68%4.55%
DolomiteEthereum13.08MUSDC4.78%6.56%4.27%
Yearn-financeEthereum8.51MDAI0%3.76%4.22%
Yearn-financeEthereum2.65MUSDC0%5.54%4.21%
Navi-lendingSui2.74MUSDC0.65%4.51%4.1%
Kamino-lendSolana8.12MUSDC0%3.83%4.08%
ExactlyOP Mainnet1.58MUSDC0%3.95%4.07%
SparklendEthereum3.01MUSDC0%4.08%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.81%4.04%
ExactlyOP Mainnet1.58MUSDC0%3.47%4%
Aave-v3Ethereum145.06MUSDT0%4.64%3.93%
ExactlyOP Mainnet1.58MUSDC0%3.71%3.92%
Fluid-lendingEthereum118.99MUSDT1.63%6.1%3.92%
Fluid-lendingBase13.43MUSDC1.59%6.38%3.91%
NeverlandMonad14.47MUSDC4.37%8.12%3.88%
ExactlyOP Mainnet1.58MUSDC0%3.8%3.84%
TermmaxEthereum1MUSDC0%0.94%3.83%
TermmaxEthereum1MUSDC0%0.94%3.83%
Yo-protocolEthereum3.58MUSDC7.8%13.95%3.83%
Yo-protocolBase18.62MUSDC7.8%13.97%3.83%
ExactlyOP Mainnet1.58MUSDC0%3.92%3.81%
ExactlyOP Mainnet1.58MUSDC0%3.65%3.8%
ExactlyOP Mainnet1.58MUSDC0%3.77%3.79%
ExactlyOP Mainnet1.58MUSDC0%3.36%3.77%
Fluid-lendingArbitrum41.10MUSDC0.76%6.12%3.76%
Lazy-summer-protocolBase1.56MUSDC0.88%3.95%3.75%
Flux-financeEthereum2.69MUSDC0%3.75%3.68%
Yearn-financeEthereum27.34MUSDC0%3.49%3.66%
Spark-savingsAvalanche36.58MUSDC0%3.72%3.65%
Spark-savingsEthereum0.96BUSDC0%3.72%3.65%
Euler-v2Ethereum30.82MUSDC0%3.89%3.62%
TermmaxEthereum2.01MUSDC0%3.11%3.61%
TermmaxEthereum2.18MUSDC0%3.05%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum559.4M6.2%
Avalanche547.3M5.54%
Base895.1M5.83%
BSC573.5M6.79%
Ethereum242.5B4.81%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana413.5M5.34%
TON13.8M6.7%
zkSync Era000%