Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/08/2026 05:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad7.50MUSDC1.33%24.92%20.08%
Centrifuge-protocolPlume Mainnet20.78MUSDC0%3.22%20.01%
Centrifuge-protocolMonad10.07MUSDC0%3.01%20.01%
EnsuroEthereum1.08MUSDC0%20.34%19.68%
AccountableEthereum3.61MUSDC10.68%23.81%17.21%
AccountableEthereum1.01MUSDC1.25%14.88%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
AccountableMonad99.99MUSDC0.4%16.16%13.6%
Ember-protocolEthereum7.05MUSDC0%12.86%12.9%
Midas-rwaEtherlink4.82MUSDC0%9.27%11.7%
AccountableEthereum10.16MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.5%12.14%11.64%
AccountableEthereum3.29MUSDC0%10.66%11.56%
Ember-protocolSui1.41MUSDC0%9.67%11.52%
Euler-v2Monad1.22MUSDC1.25%10.35%11.19%
Ember-protocolEthereum16.93MUSDC0%7.31%11.01%
Pareto-creditEthereum15.29MUSDC0%10.59%10.58%
Midas-rwaEthereum1.74MUSDC0%10.98%10.39%
Ember-protocolEthereum7.63MUSDC0%9.04%10.37%
GoldfinchEthereum35.96MUSDC0%10.21%10.21%
Ember-protocolSui7.12MUSDC0%9.82%10.04%
Harvest-financeBase1.86MUSDC0%10.85%10.04%
AguaEthereum6.88MUSDC0%10%10%
Ember-protocolEthereum3.37MUSDC0%9.56%9.52%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Ember-protocolSui1.08MUSDC0%8.65%9.29%
Midas-rwaEthereum6.40MUSDC0%8.85%9.23%
Midas-rwaEtherlink1.12MUSDC0%8.86%9.23%
YieldseekerBase1.12MUSDC0%9.39%8.93%
Midas-rwaEthereum7.86MUSDC0%9.35%8.58%
Midas-rwaEthereum71.12MUSDC0%10.1%8.55%
Midas-rwaEthereum6.69MUSDC0%7.33%8.5%
Midas-rwaEthereum2.51MUSDC0%7.35%8.35%
Pareto-creditEthereum168.50MUSDC0%8.13%8.02%
Bitway-earnBSC25.65MUSDT0%8%8%
Ember-protocolSui9.36MUSDC4%12%8%
Kamino-lendSolana3.28MUSDC0%6.74%7.35%
AccountableMonad1.26MUSDC0.5%7.77%7.28%
Extra-finance-leverage-farmingBase3.30MUSDC0%6.99%7.13%
Pareto-creditEthereum21.92MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Zerobase-cedefiBase4.54MUSDC2%9%7%
Kamino-lendSolana4.84MUSDC0%4.18%6.99%
SentoraEthereum46.72MUSDC0%6.84%6.88%
Nawa-protocolZIGChain3.42MUSDC0%9.58%6.85%
Zerobase-cedefiBSC19.16MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
Neutral-tradeSolana2.29MUSDC0%5.28%6.75%
Yearn-financeEthereum6.84MUSDC0%6.97%6.56%
Yearn-financeEthereum8.55MUSDC0%6.06%6.54%
Blend-pools-v2Stellar14.54MUSDC0%6.96%6.38%
LoopscaleSolana3.79MUSDC0.3%7.03%6.37%
SymbioticEthereum1MUSDC0%5.96%6.3%
SymbioticEthereum1MUSDC0%5.96%6.3%
Harmonix-financeHyperliquid L124MUSDC0%6.59%6.27%
AccountableMonad9.94MUSDC0.5%8.11%6.13%
Yearn-financeEthereum1.19MUSDC0%6.33%6.01%
Midas-rwaEthereum37.44MUSDC0%8.49%5.73%
Gains-networkArbitrum5.42MUSDC0%4.11%5.71%
Hyperlend-pooledHyperliquid L114.37MUSDC0%6.99%5.68%
Navi-lendingSui4.72MUSDC0.63%5.42%5.61%
Fluid-lendingEthereum134.62MUSDT0%4.41%5.61%
Aave-v3Avalanche1.91MUSDT0%3.22%5.53%
Storm-tradeTON3.05MUSDT0%5.61%5.48%
AvantisBase18.08MUSDC0%8.81%5.41%
AutofinanceEthereum7.09MUSDC0.73%5.95%5.37%
AutofinanceBase7.57MUSDC2.24%8.09%5.33%
Centrifuge-protocolAvalanche261.51MUSDC0%5.15%5.15%
Centrifuge-protocolBase50.43MUSDC0%5.15%5.15%
Centrifuge-protocolEthereum5.71MUSDC0%5.13%5.15%
LoopscaleSolana1.63MUSDC0%4.87%5.05%
Yearn-financeBase1.82MUSDC0%4.92%4.98%
Fluid-lendingBase9.35MUSDC0%5.22%4.66%
Alchemix-v3Ethereum7.77MUSDC0%4.52%4.58%
Ember-protocolSui1.20MUSDC0%3.51%4.56%
Fluid-lendingEthereum151.01MUSDC0%5.15%4.52%
Fluid-lendingEthereum3.80MUSDC0%5.15%4.52%
Fluid-lendingArbitrum45.58MUSDC0%4.98%4.48%
Jupiter-lendSolana436.71MUSDC0.69%4.98%4.45%
Lista-lendingBSC2.54MUSDT4.88%7.13%4.43%
Flux-financeEthereum2.07MUSDT0%4.41%4.4%
ExactlyOP Mainnet1.63MUSDC0%4.36%4.37%
ExactlyOP Mainnet1.63MUSDC0%4.29%4.31%
Harvest-financeEthereum1.15MUSDC0%6.48%4.29%
ExactlyOP Mainnet1.63MUSDC0%4.23%4.27%
MapleEthereum1.03BUSDT0%4.21%4.27%
ExactlyOP Mainnet1.63MUSDC0%4.19%4.21%
ExactlyOP Mainnet1.63MUSDC0%4.15%4.2%
DolomiteArbitrum1.27MUSDC0%4.25%4.19%
ExactlyOP Mainnet1.63MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.63MUSDC0%3.91%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.06%4.06%
Aave-v3Polygon1.01MDAI0%3.96%3.95%
Yo-protocolBase9.49MUSDC0%4.22%3.93%
Yo-protocolEthereum1.51MUSDC0%4.22%3.93%
Jupiter-lendSolana18.78MUSDT0%3.36%3.9%
Benqi-lendingAvalanche4.64MUSDC0%4.23%3.9%
AmpleBase4.34MUSDC0%4.05%3.89%
ExactlyOP Mainnet1.63MUSDC0%3.58%3.88%
Ember-protocolEthereum2.03MUSDC0%2.24%3.86%
SparklendEthereum16.52MUSDT0%3.73%3.82%
Aave-v3Avalanche5.39MUSDC0%3.73%3.79%
Midas-rwaEthereum3.49MUSDC0%4.54%3.78%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum2.43MUSDC0%3.54%3.69%
Compound-v3Ethereum35.05MUSDC0.12%3.48%3.66%
TermmaxEthereum3.34MUSDC0%4.05%3.62%
Moonwell-lendingBase2.96MUSDC0.07%6.82%3.62%
Centrifuge-protocolMonad4.54MUSDC0%3.66%3.6%
Centrifuge-protocolPharos4.39MUSDC0%3.66%3.6%
Spark-savingsEthereum257.25MUSDC0%3.52%3.52%
Spark-savingsAvalanche12.05MUSDC0%3.52%3.52%
Midas-rwaEthereum64.91MUSDC0%3.26%3.45%
Midas-rwaEtherlink1.22MUSDC0%3.27%3.45%
Venus-fluxBSC2.25MUSDT0%2.43%3.42%
DolomiteEthereum27.31MUSDC4.93%7.48%3.39%
Yearn-financeEthereum25.57MUSDC0%3.3%3.38%
SymbiosisEthereum1.60MUSDC0%4.86%3.38%
Aave-v3Base24.70MUSDC0%3.47%3.36%
Native-credit-poolEthereum1.79MUSDT0%3.02%3.31%
Aave-v3Ethereum237.67MUSDT0%2.8%3.31%
Aave-v3Ethereum74.41MUSDT1.37%4.58%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Ethereum65.78MUSDC1.48%5.45%3.29%
Aave-v3Monad15.45MUSDC2.06%6.34%3.23%
Yearn-financeEthereum7.57MDAI0%3.06%3.22%
Aave-v4Ethereum1.63MUSDT0%2.39%3.17%
Native-credit-poolBSC3.98MUSDT0%3.35%3.14%
Euler-v2Ethereum6.73MUSDC0%3.1%3.09%
Compound-v3Ethereum29.04MUSDT0.12%3.14%3.02%
Yearn-financeEthereum7.43MUSDT0%3.19%3%
Spark-savingsEthereum356.54MUSDT0%2.84%3%
Kamino-lendSolana1.44MUSDC0%4.69%2.95%
Project-0Solana2.28MUSDC0%4.65%2.93%
Euler-v2Ethereum8.11MUSDC0%4.37%2.9%
Centrifuge-protocolEthereum1.68MUSDC0%1.27%2.83%
Compound-v3Arbitrum3.38MUSDC0%2.73%2.79%
Aave-v3Ethereum1.68MUSDC0%3.04%2.79%
Aave-v3Polygon12.52MUSDC0%2.77%2.75%
Aave-v3BSC2.40MUSDC0%3%2.73%
CurvanceMonad2.36MUSDC2.7%5.26%2.72%
Compound-v3Arbitrum3.72MUSDT0%2.04%2.68%
Aave-v3Ethereum1.54MUSDC0%2.15%2.65%
Aave-v3Ethereum26.85MDAI0%3.08%2.61%
Aave-v3Arbitrum34.94MUSDC0%2.49%2.51%
SaveSolana5.68MUSDC0%2.37%2.46%
LoopscaleSolana1.70MUSDC6.91%8.21%2.42%
Aave-v3OP Mainnet2.78MUSDC0%2.99%2.31%
Venus-core-poolBSC81.51MUSDT0%2.13%2.19%
SparklendEthereum114.36MDAI0%2.17%2.17%
Aave-v3BSC15.73MUSDT0%2.16%2.17%
TydroInk4.79MUSDC0%1.82%2.15%
Venus-core-poolBSC20.06MUSDC0%2.58%2.06%
Midas-rwaEthereum26.21MUSDC0%5.41%2.04%
Lista-lendingBSC3.95MUSDT0%3.01%1.98%
CurrentSui12.05MUSDC8.02%9.47%1.96%
Justlend-v1Tron95.06MUSDT0%2.57%1.91%
Aave-v3Sonic1.18MUSDC0%1.92%1.85%
Lista-lendingBSC1.01MUSDT0%1.89%1.85%
Venus-core-poolBSC1.01MDAI0%1.81%1.84%
Echelon-marketAptos1.72MUSDC1.66%3.77%1.71%
Aave-v4Ethereum1.07MUSDT0%1.41%1.7%
SaveSolana2.06MUSDT0%1.42%1.68%
Aave-v4Ethereum1.12MUSDC0%1.54%1.61%
Gami-labsBase3.02MUSDC0%2.61%1.57%
Spectra-metavaultsBase3.02MUSDC0%2.61%1.57%
NeverlandMonad2.24MUSDC7.63%6.59%1.34%
ExactlyOP Mainnet1.63MUSDC0%0.99%0.97%
Zest-v2Stacks10.08MUSDC0%0.51%0.59%
Lista-lendingEthereum2.57MUSDT5.62%5.68%0.54%
Lista-lendingBSC3.53MUSDT0%2.12%0.45%
AcrossEthereum1.58MUSDT1.29%1.5%0.37%
Lista-lendingEthereum3.47MUSDC6.58%6.38%0.18%
Aave-v4Avalanche4.84MUSDC0%0.36%0.16%
TectonicCronos45.01MUSDT0%0.15%0.15%
TectonicCronos54.04MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.06%0.04%
AcrossEthereum1.09MUSDC4.32%4.46%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum7101.9M4.19%
Avalanche6290.3M3.68%
Base15145.6M5.11%
BSC14184.8M3.41%
Ethereum743.3B5.71%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon213.5M3.35%
Solana13498M4.1%
TON13M5.48%
zkSync Era000%