Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.08% on Aug 27 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/08/2025 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum11.07MUSDC0%23.27%24.43%
Peapods-financeArbitrum3.72MUSDC0%21.98%23.5%
Peapods-financeEthereum14.96MUSDC0%22.14%19.86%
DeltaprimeAvalanche2.64MUSDC0%12.28%18.44%
Colend-protocolCore1.76MUSDT5.49%19.53%16.41%
LiqwidCardano2.53MUSDC1.41%15.63%15.33%
Stream-financeEthereum99.86MUSDC0%14.07%15.08%
Gains-networkBase1.61MUSDC0%10.18%14.91%
Gains-networkArbitrum12.28MUSDC0%12.62%14.43%
Euler-v2Avalanche3.68MUSDC1.98%13.18%13.74%
Silo-v2Avalanche2.09MUSDC0%9.01%13.57%
FranciumSolana2.44MUSDC0%13.15%13.15%
Harvest-financeBase2.39MUSDC0%13.52%12.57%
SuperfundBase2.57MUSDC0.5%15.51%12.54%
Lista-lendingBSC90.97MUSDT0.35%10.11%12.34%
WasabiBase8.25MUSDC0%14.64%11.31%
DeltaprimeArbitrum1.34MUSDC0%11.87%10.57%
Euler-v2Ethereum3.21MUSDC1.14%13.21%10.52%
TokemakEthereum13.55MUSDC1.34%11.37%10.26%
Folks-finance-lendingAlgorand1.15MUSDC0%7.06%10.23%
Harmonix-financeArbitrum5.40MUSDC0%13.04%10.05%
LiqwidCardano1MUSDT0.95%12.35%10.01%
LiqwidCardano1MUSDT0.95%12.35%10.01%
Extra-finance-leverage-farmingBase6.81MUSDC0.75%10.14%9.68%
Navi-lendingSui7.31MUSDC0%8.54%9.64%
Euler-v2Ethereum4.06MUSDT0.45%10.01%9.63%
GoldfinchEthereum42.69MUSDC0%9.55%9.55%
Harvest-financeBase1.64MUSDC0%9.1%9.41%
TokemakBase27.61MUSDC3.02%13.8%9.27%
Harvest-financeBase3.51MUSDC0%9.77%9.21%
Euler-v2Ethereum19.22MUSDC0.1%9.29%9.2%
Ipor-fusionBase3.51MUSDC0%8.72%9.11%
TokemakEthereum6.83MUSDC0.35%132.86%9.08%
Aave-v3Avalanche12.66MUSDC0%5%8.36%
Scallop-lendSui1.88MUSDC0%7.23%8.33%
Benqi-lendingAvalanche3.02MUSDT0%7.75%8.23%
Benqi-lendingAvalanche9.94MUSDC0%7.65%8.21%
Silo-v2Sonic2.06MUSDC0%8.4%8.11%
Harvest-financeEthereum1.10MUSDC0%8.97%8.1%
Yield-yak-aggregatorAvalanche1.15MUSDC0%7.45%8.05%
Ipor-fusionEthereum1.08MUSDC0%8.24%8%
Harvest-financeBase3.05MUSDC0%9.08%8%
Yearn-financeEthereum14.50MUSDC0%7.77%8%
Storm-tradeTon8.40MUSDT0%7.11%7.88%
Yearn-financeEthereum5.40MUSDT0%7.39%7.83%
Lista-lendingBSC65.76MUSDT0.48%9.34%7.74%
Morpho-blueEthereum14.56MUSDC0.09%9.8%7.62%
Aave-v3Linea8.37MUSDC0%3.07%7.46%
Echelon-marketAptos6.18MUSDC2.78%10.8%7.42%
Euler-v2Ethereum1.73MUSDC0.92%7.52%7.34%
SandclockEthereum1.09MUSDC15%20.41%7.34%
Yearn-financeBase1.05MUSDC0%6.38%7.27%
Euler-v2Unichain4.87MUSDC0%7.43%7.08%
Navi-lendingSui8.30MUSDT0%8.37%6.9%
MapleEthereum152.88MUSDT2.2%8.86%6.72%
Yearn-financeEthereum15.53MUSDC0.69%7.55%6.7%
Echelon-marketAptos1.33MUSDT2.17%9.05%6.62%
DolomiteArbitrum4.16MUSDC0%9.06%6.55%
Yearn-financeEthereum5.61MUSDT0%4.96%6.37%
Moonwell-lendingBase6.03MUSDC1.69%9%6.34%
Echelon-marketMove1.13MUSDC3.93%9.89%6.28%
Euler-v2Avalanche10.02MUSDT4.97%11.19%6.22%
Polynomial-liquidityPolynomial1.70MUSDC0%5.91%6.19%
Compound-v3Arbitrum2.92MUSDC1.02%5.25%5.99%
SaveSolana1.32MUSDT0%5.24%5.96%
TermmaxEthereum14.09MUSDC0%5.78%5.95%
Yearn-financeEthereum15.21MDAI0%3.51%5.87%
ExactlyOptimism1.09MUSDC0%4.71%5.84%
ExactlyOptimism1.09MUSDC0%4.74%5.79%
Aave-v3Base42.70MUSDC0%5.15%5.77%
Compound-v3Base2.15MUSDC0.91%6.55%5.76%
Compound-v3Ethereum49.99MUSDC0.21%4.67%5.43%
Euler-v2Avalanche1.79MUSDC35.68%60.54%5.39%
Echelon-marketEchelon_initia1.16MUSDC5.11%11.9%5.35%
Fluid-lendingEthereum283.49MUSDC2.73%7.85%5.25%
Mars-lendOsmosis1.35MUSDC0%5.53%5.01%
Yearn-financeEthereum19.41MDAI0%6.36%4.99%
Euler-v2Arbitrum1.52MUSDC0%5.54%4.95%
Aave-v3Optimism3.55MUSDC0%4.53%4.95%
Aave-v3Optimism1.40MUSDT0%4.45%4.94%
ExactlyOptimism1.09MUSDC0%4.75%4.92%
ExactlyOptimism1.09MUSDC0%4.63%4.91%
Compound-v3Ethereum19.43MUSDT0.56%5.18%4.81%
Aave-v3Avalanche13.42MUSDT0%4.9%4.77%
ExactlyOptimism1.09MUSDC0%4.61%4.77%
ExactlyOptimism1.09MUSDC0%4.4%4.68%
Aave-v3Polygon9.81MUSDC0%4.41%4.68%
ExactlyOptimism1.09MUSDC0%4.44%4.67%
Flux-financeEthereum1.55MUSDT0%4.64%4.65%
Gains-networkArbitrum1.08MDAI0%8.54%4.58%
ExactlyOptimism1.09MUSDC0%4.26%4.57%
Kamino-lendSolana2.11MUSDT0%5.23%4.57%
Kamino-lendSolana50.05MUSDC0%4.38%4.56%
Lista-lendingBSC8.78MUSDT0%8.52%4.55%
ExactlyOptimism1.09MUSDC0%4.29%4.53%
Euler-v2Ethereum3.70MUSDT1.16%5.78%4.52%
Aave-v3Arbitrum47.07MUSDC0%4.35%4.5%
Aave-v3BSC12.01MUSDT0%4.81%4.49%
Fluid-lendingEthereum255.62MUSDT3.03%8.05%4.49%
Aave-v3Linea2.89MUSDT0%3.42%4.37%
AvantisBase12.78MUSDC0%4.06%4.3%
Aave-v3Polygon1.53MDAI0%4.02%4.25%
GearboxEthereum1.79MDAI0%3.27%4.22%
Aave-v3BSC5.58MUSDC0%4.57%4.16%
Aave-v3Ethereum1.19BUSDC0%4.33%4.12%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum979.5M9.46%
Avalanche1060.4M9.5%
Base15125.7M9.03%
BSC5183.1M6.66%
Ethereum302.3B8.2%
Mantle000%
Optimism1114.8M4.96%
Polygon211.3M4.46%
Solana455.9M7.06%
TON18.4M7.88%
zkSync Era000%