Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.76% on Nov 26 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/11/2025 21:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum381.95MUSDC0%15.6%54.17%
Peapods-financeEthereum3.93MUSDC0%48.15%44.46%
Bracket-vaultsEthereum8.77MUSDC0%18.98%18.34%
AvantisBase107.22MUSDC0%18.6%15.15%
WasabiSolana1.04MUSDC0%12.52%13.42%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar3.85MUSDC0%14.01%12.72%
WasabiBase10.16MUSDC0%13.12%10.74%
Harvest-financeBase3.37MUSDC0%11.64%10.52%
DeltaprimeArbitrum1.26MUSDC0%13.15%10.45%
GoldfinchEthereum37.74MUSDC0%9.34%10.01%
LoopscaleSolana3.19MUSDC0%10.28%9.94%
Gains-networkArbitrum14.54MUSDC0%12.6%9.79%
Ipor-fusionEthereum1.24MUSDC0%13.21%9.5%
Ipor-fusionBase1.55MUSDC0%13.6%8.99%
Harmonix-financeArbitrum4.45MUSDC0%10.17%8.58%
AcrossEthereum1.54MDAI0.95%9.41%8.54%
Yo-protocolBase28.04MUSDC0%10.15%8.42%
Extra-finance-leverage-farmingBase5.93MUSDC0.23%9.09%8.22%
TermmaxEthereum3.10MUSDC0%7.33%7.77%
DeltaprimeAvalanche2.27MUSDC0%11.34%7.63%
Gains-networkBase1.41MUSDC0%9.32%7.51%
Silo-v2Avalanche2.18MUSDC0%10.91%7.27%
AutofinanceBase24.89MUSDC3.09%10.69%7.26%
Euler-v2Ethereum17.20MUSDC0%7.17%7.05%
SaveSolana4.10MUSDC0%7.03%7.04%
LiqwidCardano3.69MUSDC1.09%13.29%6.71%
TermmaxEthereum2.74MUSDC0%6.28%6.69%
Euler-v2Arbitrum1.62MUSDC0%6.86%6.66%
Euler-v2Avalanche2.32MUSDC0%7.94%6.61%
AutofinanceEthereum8.87MUSDC1.42%8.26%6.57%
Harvest-financeBase2.17MUSDC0%7.17%6.53%
Moar-marketAptos1.26MUSDC4.91%18.07%6.45%
AutofinanceArbitrum4.89MUSDC1.26%10.52%6.28%
Yearn-financeEthereum19.23MUSDC0%6.57%6.15%
Ipor-fusionBase2.17MUSDC0%6.89%6.14%
Navi-lendingSui13.48MUSDC0%11.25%6.03%
Yearn-financeEthereum7.67MUSDT0%5.63%6%
Yearn-financeEthereum7.86MUSDT0%5.09%5.67%
Ipor-fusionEthereum5.40MUSDC0%5.25%5.59%
Scallop-lendSui2.08MUSDC0%7.66%5.44%
MapleEthereum1.09BUSDT0.89%6.55%5.44%
Yearn-financeEthereum35.43MUSDC0%6.01%5.35%
Euler-v2Ethereum1.57MUSDT0%9.05%5.33%
Yearn-financeEthereum14.71MDAI0%5.58%5.1%
Benqi-lendingAvalanche1.37MUSDT0%5.92%5.1%
Euler-v2Arbitrum2.63MUSDC0%7.88%5.05%
Harvest-financeBase1.01MUSDC0%6.32%5.04%
Harvest-financeBase1.01MUSDC0%6.32%5.04%
Yearn-financeBase2.76MUSDC0%5.72%5.02%
Echelon-marketAptos17.15MUSDC0%7.48%4.92%
Folks-finance-lendingAlgorand1.49MUSDC0%5.09%4.91%
Euler-v2Ethereum1.91MUSDC0%9.38%4.83%
ExactlyOptimism1.21MUSDC0%4.86%4.81%
Silo-v2Ethereum1.07MUSDC0%5.79%4.8%
Moonwell-lendingBase6.88MUSDC1.16%9.07%4.8%
AcrossEthereum1.90MUSDT1.31%4.97%4.76%
ExactlyOptimism1.21MUSDC0%4.85%4.7%
Flux-financeEthereum1.54MUSDT0%4.65%4.67%
Yearn-financeEthereum16.25MUSDC0%6.26%4.67%
Kamino-lendSolana46.33MUSDC0%3.75%4.65%
Yearn-financeEthereum1.10MUSDC0%7.6%4.65%
ExactlyOptimism1.21MUSDC0%4.79%4.63%
Hyperlend-pooledHyperliquid5.75MUSDC0%6.46%4.58%
Harvest-financeEthereum1.09MUSDC0%8.21%4.57%
ExactlyOptimism1.21MUSDC0%4.59%4.52%
Silo-v2Sonic1.47MUSDC0%3.44%4.47%
ExactlyOptimism1.21MUSDC0%4.7%4.44%
Benqi-lendingAvalanche8.06MUSDC0%5.78%4.38%
Compound-v3Base1.40MUSDC1.08%4.71%4.32%
Echelon-marketAptos2.45MUSDT0%6.12%4.27%
Fluid-lendingEthereum211.62MUSDT1.77%5.62%4.24%
SparklendEthereum7.96MUSDC0%3.72%4.16%
Euler-v2Ethereum32.74MUSDC0%5.41%4.16%
ExactlyOptimism1.21MUSDC0%4.15%4.16%
SparklendEthereum47.89MUSDT0%2.85%4.15%
ExactlyOptimism1.21MUSDC0%4.13%4.14%
Flux-financeEthereum1.56MUSDC0%4.95%4.13%
Fluid-lendingPolygon3.78MUSDC0%6.03%4.1%
Hatom-lendingMultiversX1.31MUSDC0.93%5.09%3.96%
Takara-lendSei1.80MUSDC6.37%27.77%3.94%
Yearn-financeEthereum11.23MDAI0%3.56%3.89%
ExactlyOptimism1.21MUSDC0%3.74%3.86%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum629.4M7.8%
Avalanche516.2M6.2%
Base15200M7.58%
BSC000%
Ethereum312B8.88%
Mantle000%
Optimism89.7M4.41%
Polygon13.8M4.1%
Solana557.1M9.64%
TON000%
zkSync Era000%