Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/05/2026 18:30:12

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.75MUSDC0%72.45%154.7%
Canto-lendingCanto1.35MUSDC0%12.94%13.11%
AbyssSui1.46MUSDC0%8.73%11.33%
Bracket-vaultsEthereum2.71MUSDC0%11.39%10.9%
Harvest-financeBase1.97MUSDC0%6.58%10.7%
BitwayBSC13.63MUSDT0%10.89%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
AutofinanceEthereum2.23MUSDC0%7.3%9.42%
AvantisBase47.59MUSDC0%10.13%9.41%
YieldseekerBase1.24MUSDC0%9.18%8.79%
Blend-pools-v2Stellar10.76MUSDC0%9.18%8.75%
SymbiosisTron1.59MUSDT0%7.57%8.57%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
SymbiosisEthereum1.15MUSDC0%6.94%6.82%
Zerobase-cedefiBSC1.91MUSDC2%8.76%6.76%
Zerobase-cedefiBSC25.05MUSDT2%8.76%6.76%
Yearn-financeEthereum1.38MUSDC0%6%6.67%
Venus-fluxBSC15.07MUSDT0%7.26%6.6%
Gains-networkArbitrum5.16MUSDC0%6.24%6.6%
Storm-tradeTON3.60MUSDT0%5.96%6.55%
Aave-v3Avalanche4.81MUSDC0%5.47%6.44%
Aave-v3Avalanche1.95MUSDT0%5.86%6.43%
Extra-finance-leverage-farmingBase3.91MUSDC0%5.68%5.87%
AutofinanceArbitrum3.35MUSDC1.43%11.43%5.84%
Project-0Solana1.93MUSDC0%7.39%5.57%
AutofinanceEthereum8.46MUSDC0.64%6.63%5.44%
Yearn-financeEthereum8.59MUSDC0%4.54%5.37%
Benqi-lendingAvalanche2.73MUSDC0%7.88%5.3%
Scallop-lendSui1.17MUSDC0%5.27%5.29%
Hyperlend-pooledHyperliquid L112.14MUSDC0%4.98%5.24%
AutofinanceBase6.23MUSDC3.59%8.41%5.15%
Venus-fluxBSC4.36MUSDC0%5.43%4.74%
DolomiteArbitrum1.34MUSDC0%5.92%4.64%
Folks-finance-lendingAlgorand1.27MUSDC0%4.13%4.59%
Fluid-lendingArbitrum42.30MUSDC0.79%6.2%4.59%
Flux-financeEthereum1.70MUSDT0%4.63%4.58%
MapleEthereum1.05BUSDT0%4.26%4.47%
Fluid-lendingBase15.18MUSDC1.51%6.43%4.18%
ExactlyOP Mainnet1.59MUSDC0%3.57%4.12%
Yearn-financeEthereum7.96MDAI0%3.92%4.12%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.07%
ExactlyOP Mainnet1.59MUSDC0%3.86%4.06%
SparklendEthereum3.22MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.79%4.01%
NeverlandMonad13.74MUSDC5.22%8.23%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.77%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.66%3.9%
ExactlyOP Mainnet1.59MUSDC0%3.85%3.9%
Yearn-financeEthereum2.62MUSDT0%3.59%3.89%
ExactlyOP Mainnet1.59MUSDC0%3.33%3.88%
ExactlyOP Mainnet1.59MUSDC0%3.71%3.88%
TermmaxEthereum1.11MUSDC0%3.31%3.82%
TermmaxEthereum1.11MUSDC0%3.31%3.82%
TermmaxEthereum2.01MUSDC0%3.36%3.82%
Yo-protocolEthereum3.41MUSDC7.8%14.86%3.8%
Yo-protocolBase17.18MUSDC7.8%14.84%3.8%
Yearn-financeEthereum27.79MUSDC0%3.53%3.8%
TermmaxBase1.25MUSDC0%2.31%3.79%
Moonwell-lendingBase2.18MUSDC1.27%4.65%3.76%
Euler-v2Ethereum41.63MUSDC0%3.96%3.75%
Flux-financeEthereum2.69MUSDC0%3.73%3.68%
DolomiteEthereum22.21MUSDC4.54%6.91%3.67%
TermmaxEthereum7.30MUSDC0%1.67%3.67%
Spark-savingsAvalanche35.06MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%
Aave-v3Ethereum147.12MUSDC0%4.77%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum560.1M5.73%
Avalanche444.6M5.46%
Base1098.5M21.01%
BSC560M7.07%
Ethereum242.3B5.16%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana11.9M5.57%
TON13.6M6.55%
zkSync Era000%