Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Feb 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/02/2026 16:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeEthereum1.26MUSDC0%68.81%1823.02%
Yearn-financeEthereum1.52MUSDC0%60.83%423.86%
Yearn-financeEthereum2.47MUSDC0%5.82%17.52%
WasabiSolana1.58MUSDC0%9.07%15.85%
Gains-networkArbitrum13.39MUSDC0%9.99%15.15%
Bracket-vaultsEthereum3.30MUSDC0%15.24%14.5%
Storm-tradeTon5.66MUSDT0%8.7%14.11%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar1.37MUSDC0.73%14.2%12.56%
AvantisBase88.64MUSDC0%11.32%11.31%
AcrossEthereum1.43MDAI0.37%6.69%10.66%
Blend-pools-v2Stellar7.11MUSDC0%12.12%10.41%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Gains-networkBase2.39MUSDC0%10.98%9.04%
Yearn-financeEthereum3.78MUSDC0%4.57%8.97%
LiqwidCardano2.27MUSDC1.58%12.62%8.32%
SymbiosisEthereum1.04MUSDC0%5.39%8.29%
Ipor-fusionEthereum3.89MUSDT0%7.67%7.26%
AutofinanceEthereum14.76MUSDC0.43%8.8%7.26%
Woofi-earnArbitrum1.17MUSDC0%7.1%7.17%
DeltaprimeAvalanche1.29MUSDC0%6.76%6.95%
Ipor-fusionBase1.84MUSDC0%7.55%6.21%
Hyperlend-pooledHyperliquid10.41MUSDC0%5.88%6.15%
WasabiBase9.42MUSDC0%7.27%5.88%
Yo-protocolBase27.68MUSDC14%10.93%5.8%
SymbiosisTron1.69MUSDT0%4.35%5.75%
LoopscaleSolana4.49MUSDC0.67%8.49%5.53%
Scallop-lendSui1.73MUSDC0%5.7%5.34%
Harmonix-financeArbitrum1.26MUSDC0%5.16%5.27%
Harvest-financeBase2.56MUSDC0%6.34%5.24%
LoopscaleSolana9.88MUSDC0%6.06%5.24%
Euler-v2Ethereum39.97MUSDC0%4.7%5.23%
AutofinanceBase18.80MUSDC1.81%7.65%5.18%
VesperEthereum2.40MUSDC0%4.38%4.99%
Echelon-marketAptos9.99MUSDC0%4.79%4.84%
Euler-v2Ethereum24.86MUSDC0%4.73%4.81%
Flux-financeEthereum1.61MUSDT0%4.6%4.63%
Yearn-financeEthereum7.37MUSDT0%4.75%4.61%
Euler-v2Arbitrum1.01MUSDC0%6.98%4.49%
Euler-v2Arbitrum1.01MUSDC0%6.98%4.49%
Harvest-financeEthereum1.07MUSDC0%4.92%4.47%
Moar-marketAptos1.04MUSDC0%14.74%4.38%
ExactlyOptimism1.80MUSDC0%4.4%4.38%
MapleEthereum1.58BUSDT0%4.75%4.28%
ExactlyOptimism1.80MUSDC0%4.21%4.23%
ExactlyOptimism1.80MUSDC0%4.2%4.22%
Yearn-financeEthereum7.61MUSDT0%4.46%4.2%
Flux-financeEthereum1.44MUSDC0%4.15%4.19%
Extra-finance-leverage-farmingBase4.92MUSDC0.13%6.27%4.17%
ExactlyOptimism1.80MUSDC0%4.01%4.08%
DolomiteEthereum14.40MUSDC0%3.85%4.05%
ExactlyOptimism1.80MUSDC0%3.94%4.01%
Spark-savingsEthereum219.86MUSDT0%4%4%
Spark-savingsEthereum157.13MUSDC0%4%4%
Spark-savingsAvalanche112.03MUSDC0%4%4%
NeverlandMonad2.70MUSDC9.07%14.69%4%
AutofinanceArbitrum1.29MUSDC2.17%6.77%3.98%
Folks-finance-xchainPolygon2.22MUSDT0%5.97%3.95%
Folks-finance-xchainAvalanche1.13MUSDC0%6.01%3.94%
ExactlyOptimism1.80MUSDC0%3.86%3.89%
ExactlyOptimism1.80MUSDC0%3.78%3.89%
Euler-v2Arbitrum1.39MUSDC0%5.67%3.84%
Aave-v3Base50.06MUSDC0%3.8%3.84%
ExactlyOptimism1.80MUSDC0%3.57%3.82%
Yearn-financeEthereum33.13MUSDC0%4.7%3.74%
Ipor-fusionBase1.08MUSDC0%4.84%3.74%
Folks-finance-lendingAlgorand2.11MUSDC0%4.33%3.69%
Silo-v2Ethereum1.49MUSDC0%4.21%3.66%
AutofinanceEthereum5MUSDC0%6.77%3.63%
Navi-lendingSui13.17MUSDC0.74%5.5%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum720.5M6.34%
Avalanche3114.4M4.96%
Base10207.4M6.04%
BSC000%
Ethereum252.2B95.83%
Hyperliquid110.4M6.15%
Mantle000%
Optimism814.4M4.06%
Polygon12.2M3.95%
Solana418.4M9.94%
TON15.7M14.11%
zkSync Era000%