Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.52% on Jan 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
09/01/2026 02:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.82MUSDC0%40.78%36.17%
Hatom-lendingMultiversX1.27MUSDC0.33%18.18%18.74%
Bracket-vaultsEthereum8MUSDC0%16.71%15.58%
Blend-pools-v2Stellar1.19MUSDC0.86%15.41%14.93%
Blend-pools-v2Stellar4.95MUSDC0%13%14.31%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkBase1.34MUSDC0%6.32%11.43%
WasabiSolana1.90MUSDC0%10.05%11.05%
AvantisBase99.55MUSDC0%9.96%10.84%
LiqwidCardano2.45MUSDC1.58%10.96%10.15%
Euler-v2Avalanche2.10MUSDC0%7.95%10.01%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
LoopscaleSolana1.19MUSDC1.12%10.1%8.81%
DeltaprimeAvalanche1.79MUSDC0%7.43%7.42%
Ipor-fusionBase2.08MUSDC0%7.57%7.25%
WasabiBase10.38MUSDC0%9.3%7.23%
Woofi-earnArbitrum1.17MUSDC0%7.69%7.12%
Yo-protocolBase29.68MUSDC0%7.1%6.72%
DeltaprimeArbitrum1.25MUSDC0%8.61%6.7%
AutofinanceArbitrum3.12MUSDC1.71%9.36%6.64%
Harvest-financeBase3.45MUSDC0%7.17%6.59%
Extra-finance-leverage-farmingBase5.61MUSDC0.07%7.12%6.57%
AutofinanceEthereum7.51MUSDC1.19%7.57%6.35%
Gains-networkArbitrum14.72MUSDC0%11.75%6.25%
LoopscaleSolana12.52MUSDC0%7.3%6.22%
Hyperlend-pooledHyperliquid7.91MUSDC0%5.41%5.92%
AutofinanceBase24.68MUSDC2.32%8.91%5.91%
Harvest-financeBase1.84MUSDC0%5.43%5.7%
Scallop-lendSui1.92MUSDC0%5.75%5.69%
SaveSolana7.42MUSDC0%5.91%5.54%
Harvest-financeBase1.74MUSDC0%5.42%5.53%
Ipor-fusionBase1.74MUSDC0%5.18%5.31%
Yearn-financeBase2.25MUSDC0%5.39%5.29%
Benqi-lendingAvalanche4.81MUSDC0%4.45%5.1%
Echelon-marketAptos13.31MUSDC0%4.79%5.02%
Harvest-financeEthereum1.08MUSDC0%5.08%5%
Euler-v2Ethereum19.92MUSDC0%5.06%4.88%
Moonwell-lendingBase5.99MUSDC0.89%5.47%4.85%
Yearn-financeEthereum6.85MUSDC0%4.81%4.8%
Storm-tradeTon5.88MUSDT0%4.13%4.7%
MapleEthereum1.45BUSDT0%5.61%4.69%
Harmonix-financeArbitrum1.81MUSDC0%5.86%4.66%
SaveSolana2.47MUSDT0%5.86%4.63%
Flux-financeEthereum1.63MUSDT0%4.6%4.61%
KiloexBase1.07MUSDC0%20.08%4.46%
KiloexBase1.07MUSDC0%20.08%4.46%
Euler-v2Ethereum32.50MUSDC0%4.45%4.43%
ExactlyOptimism1.55MUSDC0%4.45%4.41%
Yearn-financeEthereum14.58MDAI0%4.5%4.41%
Euler-v2Ethereum1.80MUSDC0%3.42%4.41%
ExactlyOptimism1.55MUSDC0%4.46%4.37%
Yearn-financeEthereum33.73MUSDC0%4.49%4.31%
ExactlyOptimism1.55MUSDC0%4.59%4.31%
Navi-lendingSui18.74MUSDC1.23%5.12%4.28%
Yearn-financeEthereum7.79MUSDT0%4.62%4.28%
Yearn-financeEthereum1.08MUSDC0%4.56%4.25%
Folks-finance-lendingAlgorand1.93MUSDC0%4.28%4.24%
Benqi-lendingAvalanche2.52MUSDT0%4.4%4.2%
ExactlyOptimism1.55MUSDC0%4.17%4.19%
ExactlyOptimism1.55MUSDC0%4.16%4.17%
ExactlyOptimism1.55MUSDC0%4.24%4.15%
Flux-financeEthereum1.57MUSDC0%4.13%4.13%
VesperEthereum2.52MUSDC0%3.48%4.13%
DolomiteArbitrum4.39MUSDC0%4.6%4.07%
Ipor-fusionEthereum5.01MUSDT0%5.77%4.05%
Yearn-financeEthereum8.05MUSDT0%4.34%4.04%
Spark-savingsEthereum220.40MUSDC0%4%4%
Spark-savingsAvalanche201.07MUSDC0%4%4%
Spark-savingsEthereum200.56MUSDT0%4%4%
ExactlyOptimism1.55MUSDC0%3.93%3.97%
Yearn-financeEthereum1.97MUSDC0%3.9%3.91%
ExactlyOptimism1.55MUSDC0%3.84%3.89%
Yearn-financeEthereum3.19MUSDC0%3.98%3.88%
ExactlyOptimism1.55MUSDC0%3.76%3.81%
SparklendEthereum8.53MUSDC0%3.94%3.71%
ExactlyOptimism1.55MUSDC0%3.34%3.7%
Echelon-marketAptos2.63MUSDT0%3.38%3.61%
NeverlandMonad1.43MUSDC13.84%20.1%3.59%
Aave-v3Base98.52MUSDC0%3.58%3.58%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum626.5M5.91%
Avalanche5212.3M6.15%
Base16291M6.36%
BSC000%
Ethereum242.1B6.42%
Hyperliquid17.9M5.92%
Mantle000%
Optimism1015.5M4.1%
Polygon000%
Solana627.9M8.23%
TON15.9M4.7%
zkSync Era000%