Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 09 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/04/2026 06:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.22%11.75%
BitwayBSC13.17MUSDT0%11.76%11%
AvantisBase62.41MUSDC0%9.37%10.91%
Spectra-metavaultsBase5.13MUSDC2.94%92.23%10.6%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AbyssSui1.90MUSDC0%8.68%9.89%
AutofinanceArbitrum1.79MUSDC1.97%6.94%9.82%
Blend-pools-v2Stellar10.12MUSDC0%9.3%9.04%
SymbiosisTron1.13MUSDT0%6.18%8.67%
LoopscaleSolana1.22MUSDC1.23%8.28%7.74%
Gains-networkArbitrum8.93MUSDC0%6.44%7.36%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
SymbiosisEthereum1.31MUSDC0%5.7%6.9%
Zerobase-cedefiBSC23.62MUSDT2%9.31%6.76%
Zerobase-cedefiBSC1.24MUSDC2%8.89%6.76%
AccountableMonad2.13MUSDC1.5%9.58%6.31%
AutofinanceEthereum8.47MUSDC0.61%5.39%6.06%
Yearn-financeEthereum1.67MUSDC0%5.08%5.58%
Harvest-financeBase2.02MUSDC0%6.01%5.58%
Project-0Solana2.20MUSDC0%4.1%5.41%
Extra-finance-leverage-farmingBase4.30MUSDC0%5.08%5.23%
LoopscaleSolana1.55MUSDC0%4.95%5.1%
DeltaprimeAvalanche1.17MUSDC0%5.41%5.05%
Scallop-lendSui1.70MUSDC0%4.64%4.75%
AutofinanceBase6.79MUSDC2.84%6.28%4.75%
AutofinanceEthereum8.75MUSDC0%4.01%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.59MUSDT0%4.57%4.66%
Yo-protocolEthereum10.98MUSDC12%14.11%4.64%
Yo-protocolBase27.71MUSDC12%14.11%4.64%
Wasabi-perpsBase3.64MUSDC0%4.15%4.61%
Hyperlend-pooledHyperliquid L113.04MUSDC0%4%4.59%
Lazy-summer-protocolEthereum2.53MUSDC0.96%4.11%4.46%
Yearn-financeEthereum3.71MUSDC0%4.24%4.24%
DolomiteEthereum13.63MUSDC0%5.8%4.23%
LiqwidCardano1.03MUSDC0%3.22%4.22%
LiqwidCardano1.03MUSDC0%3.22%4.22%
SparklendEthereum1.93MUSDC0%4.12%4.14%
Storm-tradeTon3.86MUSDT0%3.75%4.13%
Euler-v2Monad2.04MUSDC0%1.16%4.12%
Benqi-lendingAvalanche5.47MUSDC0%3.94%4.1%
ExactlyOptimism1.59MUSDC0%0.99%3.99%
Folks-finance-xchainPolygon1.64MUSDT0%3.64%3.99%
ExactlyOptimism1.59MUSDC0%3.65%3.97%
ExactlyOptimism1.59MUSDC0%4.22%3.93%
Benqi-lendingAvalanche2.02MUSDT0%4.52%3.93%
Yearn-financeEthereum8.78MDAI0%2.9%3.88%
Navi-lendingSui11.85MUSDC0.5%4.4%3.85%
Fluid-lendingArbitrum31.18MUSDC0.98%5.87%3.82%
Euler-v2Avalanche2.02MUSDC0%6.68%3.81%
Euler-v2Ethereum28.24MUSDC0%3.52%3.8%
Flux-financeEthereum2.43MUSDC0%3.86%3.77%
NeverlandMonad17.34MUSDC4.27%8.45%3.75%
Spark-savingsEthereum399.31MUSDC0%3.75%3.75%
Spark-savingsAvalanche67.18MUSDC0%3.75%3.75%
ExactlyOptimism1.59MUSDC0%3.3%3.71%
Folks-finance-lendingAlgorand1.98MUSDC0%3.45%3.7%
Fluid-lendingBase10.03MUSDC2.1%6.32%3.68%
ExactlyOptimism1.59MUSDC0%3.98%3.66%
ExactlyOptimism1.59MUSDC0%1.31%3.65%
ExactlyOptimism1.59MUSDC0%4.03%3.64%
MapleEthereum1.96BUSDT0%3.81%3.63%
ExactlyOptimism1.59MUSDC0%4.07%3.63%
Yearn-financeBase2.47MUSDC0%3.27%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum551M6.54%
Avalanche577.9M4.13%
Base9124.5M5.96%
BSC338M8.17%
Ethereum182.5B5.4%
Hyperliquid000%
Mantle000%
Optimism812.7M3.77%
Polygon11.6M3.99%
Solana35M6.08%
TON13.9M4.13%
zkSync Era000%