Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Mar 03 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/03/2026 19:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Yearn-financeBase1.14MUSDC0%27.37%17.76%
Bracket-vaultsEthereum3.29MUSDC0%13.93%13.2%
AvantisBase84.38MUSDC0%11.11%10.2%
Gains-networkArbitrum12.32MUSDC0%9.44%10.07%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Blend-pools-v2Stellar9.68MUSDC0%10.39%9.52%
AbyssSui1.83MUSDC0%8.76%8.9%
Gains-networkBase1.94MUSDC0%6.29%8.54%
Woofi-earnArbitrum1.23MUSDC0%7.07%7.42%
Fusion-by-iporEthereum4.55MUSDT0%6.78%7.2%
Fusion-by-iporBase1.68MUSDC0%5.52%6.82%
Storm-tradeTon4.81MUSDT0%4.01%6.82%
LoopscaleSolana1.37MUSDC1.22%6.99%6.44%
Euler-v2Avalanche4.48MUSDC0%6.06%6.24%
AutofinanceEthereum20.07MUSDC0.4%7.05%5.73%
Yo-protocolBase30.41MUSDC12%20.77%5.61%
DeltaprimeAvalanche1.10MUSDC0%6%5.55%
Navi-lendingSui4.93MUSDC0.56%4.72%5.46%
WasabiSolana1.35MUSDC0%7.04%5.19%
LiqwidCardano2.31MUSDC1.58%7.42%5.18%
Extra-finance-leverage-farmingBase4.26MUSDC0%4.79%5.18%
Harmonix-financeArbitrum1.03MUSDC0%5.48%5.06%
Harmonix-financeArbitrum1.03MUSDC0%5.48%5.06%
Harvest-financeBase3.51MUSDC0%5.94%4.92%
WasabiBase6.62MUSDC0%5.56%4.89%
AcrossEthereum1.10MDAI0.44%5.79%4.88%
AutofinanceBase16.10MUSDC1.86%6.5%4.75%
Benqi-lendingAvalanche1.39MUSDT0%3.85%4.68%
AutofinanceEthereum5.02MUSDC0%4.43%4.64%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
DolomiteEthereum9.60MUSDC0%4.64%4.49%
SymbiosisEthereum1.42MUSDC0%5.27%4.42%
Euler-v2Ethereum39.15MUSDC0%4.77%4.41%
Yearn-financeEthereum6.81MUSDT0%4.45%4.37%
SymbiosisTron1.25MUSDT0%4.63%4.34%
MapleEthereum1.40BUSDT0%4.23%4.32%
ExactlyOptimism1.70MUSDC0%4.24%4.26%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
AutofinanceArbitrum1.35MUSDC2.06%6.24%4.2%
ExactlyOptimism1.70MUSDC0%4.08%4.19%
ExactlyOptimism1.70MUSDC0%4.11%4.16%
ExactlyOptimism1.70MUSDC0%4.04%4.09%
Euler-v2Ethereum24.58MUSDC0%4.02%4.02%
Scallop-lendSui2.48MUSDC0%5.15%4.02%
Spark-savingsEthereum334.81MUSDC0%4%4%
Spark-savingsAvalanche182.40MUSDC0%4%4%
ExactlyOptimism1.70MUSDC0%3.93%3.99%
ExactlyOptimism1.70MUSDC0%3.79%3.95%
NeverlandMonad8.58MUSDC7.94%12.34%3.93%
Echelon-marketAptos8.87MUSDC0%4.74%3.91%
LoopscaleSolana8.50MUSDC0%3.84%3.91%
Hyperlend-pooledHyperliquid L126.43MUSDC0%5.45%3.9%
ExactlyOptimism1.70MUSDC0%4.09%3.9%
Spark-savingsEthereum316.62MUSDT0%3.65%3.82%
Yearn-financeEthereum7.68MUSDT0%3.78%3.76%
Lazy-summer-protocolEthereum4.60MUSDC0.58%3.85%3.73%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum517M6.36%
Avalanche5192.3M10.3%
Base9150M7.63%
BSC000%
Ethereum182.2B5.32%
Hyperliquid000%
Mantle000%
Optimism711.9M4.08%
Polygon000%
Solana311.2M5.18%
TON14.8M6.82%
zkSync Era000%