Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/05/2026 21:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.82MUSDC0%133.51%153.72%
Ember-protocolSui1.81MUSDC0%11.04%13.35%
Canto-lendingCanto1.35MUSDC0%13.06%13.34%
Ember-protocolEthereum2.78MUSDC0%10.92%13.03%
Ember-protocolEthereum43.82MUSDC13%21.14%12.52%
Harvest-financeBase1.97MUSDC0%8.66%12.25%
AvantisBase45.27MUSDC0%10.11%11.92%
Ember-protocolSui7.88MUSDC0%11.83%10.99%
Ember-protocolSui1.17MUSDC0%8.95%10.63%
Bracket-vaultsEthereum2.71MUSDC0%10.97%10.55%
BitwayBSC17.57MUSDT0%10.69%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
Harmonix-financeHyperliquid L110.75MUSDC0%10.66%9.48%
AutofinanceEthereum2.03MUSDC0%9.39%9.47%
YieldseekerBase1.25MUSDC0%9.04%9.16%
Blend-pools-v2Stellar10.64MUSDC0%9.03%8.58%
Ember-protocolSui1.13MUSDC0%6.96%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Ember-protocolSui2.77MUSDC0%8.24%7.56%
LoopscaleSolana1.77MUSDC1.06%8.28%7.14%
Ember-protocolEthereum4.51MUSDC0%7.39%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Gains-networkArbitrum5.15MUSDC0%6.63%6.99%
Benqi-lendingAvalanche2.25MUSDC0%9.02%6.92%
Zerobase-cedefiBSC24.28MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.06MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.01%6.64%
DeltaprimeAvalanche1.04MUSDC0%6.01%6.64%
Venus-fluxBSC2.24MUSDC0%4.6%6.57%
Extra-finance-leverage-farmingBase3.61MUSDC0%6.04%6.31%
SymbiosisTron1.48MUSDT0%7.19%6.02%
Storm-tradeTON3.69MUSDT0%6.46%5.88%
AmpleBase4.35MUSDC0%4.57%5.68%
Fluid-lendingBase13.59MUSDC0%6.25%5.58%
LoopscaleSolana1.07MUSDC0%5.5%5.54%
Fluid-lendingArbitrum47.73MUSDC0%6.16%5.48%
Kamino-lendSolana6.96MUSDC0%5.41%5.4%
Aave-v3Avalanche5.89MUSDC0%6.67%5.34%
Hyperlend-pooledHyperliquid L112.51MUSDC0%5.29%5.25%
Ember-protocolSui1.17MUSDC0%7%5.23%
Scallop-lendSui1.29MUSDC0%5.42%5.11%
Spectra-metavaultsBase5.59MUSDC1.67%4.46%5.01%
AutofinanceBase7.01MUSDC3.27%8.81%4.96%
Aave-v3Avalanche2.50MUSDT0%7.56%4.93%
Yearn-financeEthereum3.71MUSDC0%6.28%4.78%
Yearn-financeEthereum10.61MUSDC0%4.99%4.72%
Flux-financeEthereum1.69MUSDT0%4.59%4.58%
Yo-protocolBase16MUSDC7.8%13.48%4.49%
Yo-protocolEthereum3.35MUSDC7.8%13.51%4.49%
TermmaxBase1.26MUSDC0%2.21%4.49%
MapleEthereum895.40MUSDT0%4.56%4.33%
Folks-finance-lendingAlgorand1.46MUSDC0%4.43%4.28%
Navi-lendingSui6MUSDC0.63%4.73%4.25%
DolomiteArbitrum1.71MUSDC0%5.38%4.23%
ExactlyOP Mainnet1.60MUSDC0%4.07%4.16%
ExactlyOP Mainnet1.60MUSDC0%4.02%4.13%
Gains-networkBase2.19MUSDC0%2.27%4.12%
Euler-v2Monad2.38MUSDC1.44%8.39%4.11%
Moonwell-lendingBase1.63MUSDC1.17%5.08%4.09%
SparklendEthereum3.81MUSDC0%4.15%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.94%4.04%
ExactlyOP Mainnet1.60MUSDC0%4.04%3.99%
ExactlyOP Mainnet1.60MUSDC0%3.85%3.97%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.96%
ExactlyOP Mainnet1.60MUSDC0%3.83%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.43%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.8%3.93%
NeverlandMonad13.44MUSDC4.88%8.47%3.92%
Lazy-summer-protocolBase1.38MUSDC0.72%4.11%3.85%
Yearn-financeEthereum2.66MUSDC0%3.29%3.84%
Fluid-lendingEthereum7.53MUSDC0%3.87%3.82%
Fluid-lendingEthereum201.09MUSDC0.94%4.98%3.82%
Ember-protocolSui1.58MUSDC10.59%13.89%3.8%
Fusion-by-iporEthereum1.40MUSDC0%4.81%3.73%
Harvest-financeEthereum1.09MUSDC0%4.71%3.69%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Compound-v3Ethereum32.73MUSDC0.14%3.06%3.65%
Spark-savingsAvalanche28.41MUSDC0%3.66%3.65%
Spark-savingsEthereum421.89MUSDC0%3.66%3.65%
AbyssSui1.89MUSDC0%9.68%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.5M5.93%
Avalanche641.1M5.69%
Base14106.9M16.83%
BSC446.2M7.65%
Ethereum211.7B6.02%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.8M6.02%
TON13.7M5.88%
zkSync Era000%