Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Jun 17 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/06/2026 07:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.60MUSDT0%77.83%58.19%
Harvest-financeBase1.85MUSDC0%12.23%33.28%
AccountableEthereum1.03MUSDC0%14.32%14.25%
Canto-lendingCanto1.35MUSDC0%13.54%13.61%
Ember-protocolEthereum36.79MUSDC0%12.54%12.52%
AccountableEthereum2.05MUSDC0%2.24%11.73%
AccountableMonad46.89MUSDC0.34%9.82%11.6%
Ember-protocolSui1.16MUSDC0%9.05%11.32%
Ember-protocolEthereum4.82MUSDC0%7.78%11.03%
Ember-protocolSui3.39MUSDC0%8.18%11.02%
Harmonix-financeHyperliquid L117.71MUSDC0%10.12%10.28%
AvantisBase32.77MUSDC0%10.02%10.23%
Bracket-vaultsEthereum2.72MUSDC0%10.33%10.16%
GoldfinchEthereum36.72MUSDC0%10.09%10.12%
AccountableMonad5.17MUSDC0.48%10.05%10%
Bitway-earnBSC25.48MUSDT0%10.2%10%
AutofinanceEthereum1.33MUSDC0%9.85%9.31%
Ember-protocolSui1.21MUSDC6.01%11.56%9.06%
Ember-protocolSui1.10MUSDC0%7.9%8.48%
LazyEthereum1.02MUSDC0%7.37%8.2%
LazyEthereum1.02MUSDC0%7.37%8.2%
Ember-protocolSui5.91MUSDC4%12%8%
Ember-protocolSui1.08MUSDC0%8.92%8%
AccountableMonad9.31MUSDC0.5%12.28%7.61%
Centrifuge-protocolMonad10MUSDC0%3.29%7.5%
SymbiosisEthereum1.23MUSDC0%9.84%7.47%
Extra-finance-leverage-farmingBase3.30MUSDC0%6.74%7.09%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiEthereum14.22MUSDT2%9%7%
Gains-networkArbitrum6.49MUSDC0%10.43%6.8%
AccountableMonad3.40MUSDC0.5%8.1%6.79%
Zerobase-cedefiBSC2.45MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.51MUSDT2%8.76%6.76%
YieldseekerBase1.93MUSDC0%8.93%6.69%
Moonwell-lendingBase1.45MUSDC0.4%6.72%6.69%
Kamino-lendSolana4.14MUSDC0%5.7%6.56%
SymbiosisTron1.41MUSDT0%7.54%6.36%
Blend-pools-v2Stellar17.81MUSDC0%7.85%6.11%
Storm-tradeTON3.63MUSDT0%5.79%6.08%
Ember-protocolSui1.44MUSDC0%8.17%5.96%
Fluid-lendingArbitrum37.42MUSDC0%5.81%5.94%
Navi-lendingSui4.18MUSDC0.47%5.59%5.82%
Hyperlend-pooledHyperliquid L110.62MUSDC0%5.49%5.81%
AutofinanceEthereum7.26MUSDC0.46%5.61%5.69%
AutofinanceBase6.71MUSDC2.28%8.01%5.62%
AccountableEthereum10.53MUSDC3.82%6.78%5.41%
Fluid-lendingBase8.90MUSDC0%5.42%5.29%
Harvest-financeEthereum1.13MUSDC0%6.88%5.08%
Fusion-by-iporEthereum1.47MUSDC0%6.23%5.07%
Fluid-lendingEthereum118.61MUSDC1.03%6.76%5.03%
Fluid-lendingEthereum8.44MUSDC0%4.91%5.03%
Yearn-financeEthereum1.53MUSDC0%4.86%5.01%
Ember-protocolSui6.99MUSDC0%4.99%5%
CurvanceMonad1.29MUSDC2.66%7.87%4.78%
Yearn-financeBase1.71MUSDC0%18.38%4.7%
Yo-protocolEthereum2.72MUSDC0%4.21%4.61%
Yo-protocolBase11.60MUSDC0%4.21%4.61%
Folks-finance-lendingAlgorand1.22MUSDC0%4.6%4.56%
Flux-financeEthereum1.77MUSDT0%4.57%4.53%
Yearn-financeEthereum9.13MUSDC0%4.75%4.5%
Euler-v2Monad1.96MUSDC0%4.09%4.44%
Kamino-lendSolana12.17MUSDC0%5.17%4.41%
AmpleBase4.29MUSDC0%4.87%4.38%
MapleEthereum1BUSDT0%4.2%4.21%
Benqi-lendingAvalanche4.21MUSDC0%5.04%4.2%
TermmaxBase1.25MUSDC0%4.14%4.18%
ExactlyOP Mainnet1.47MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.47MUSDC0%4.03%4.14%
ExactlyOP Mainnet1.47MUSDC0%4.08%4.13%
ExactlyOP Mainnet1.47MUSDC0%4.04%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.15%4.11%
ExactlyOP Mainnet1.47MUSDC0%4.01%4.05%
ExactlyOP Mainnet1.47MUSDC0%3.99%4.04%
Folks-finance-xchainPolygon1.24MUSDT0%4.34%4%
Yearn-financeEthereum1.18MUSDC0%3.49%3.97%
ExactlyOP Mainnet1.47MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.47MUSDC0%3.5%3.92%
DolomiteArbitrum1.51MUSDC0%3.96%3.87%
Yearn-financeEthereum2.45MUSDC0%3.71%3.82%
Project-0Solana1.37MUSDC0%6.95%3.76%
Kamino-lendSolana20.69MUSDC0%4.91%3.75%
Kamino-lendSolana2.08MUSDC0%4.1%3.75%
ExactlyOP Mainnet1.47MUSDC0%3.09%3.75%
Flux-financeEthereum2.60MUSDC0%3.7%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum453M5.9%
Avalanche14.2M4.2%
Base1175.7M8.43%
BSC350.4M7.84%
Ethereum251.3B7.03%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M31.09%
Solana540.5M4.45%
TON13.6M6.08%
zkSync Era000%