Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 04 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/11/2025 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum1.95MUSDC0%72.13%1347.51%
Lista-lendingBSC13.45MUSDT2.27%42.91%375.28%
Peapods-financeEthereum3.52MUSDC0%36.78%43.2%
Harvest-financeArbitrum1.42MUSDC0%11.34%19.91%
Bracket-vaultsEthereum14.90MUSDC0%18.75%19.01%
AvantisBase105.28MUSDC0%25.53%18.2%
Storm-tradeTon5.72MUSDT0%17.68%16.41%
Yearn-financeEthereum1.07MUSDC0%7.5%16.28%
Yearn-financeEthereum1.07MUSDC0%7.5%16.28%
Stream-financeEthereum382.30MUSDC0%14.5%15.52%
Euler-v2Ethereum1.32MUSDC0%6.56%15.41%
DeltaprimeArbitrum1.35MUSDC0%15.11%14.41%
Blend-pools-v2Stellar2.95MUSDC0%14.14%14.35%
Gains-networkArbitrum13.60MUSDC0%13.54%13.46%
DeltaprimeAvalanche3.18MUSDC0%12.86%13.45%
FranciumSolana2.44MUSDC0%13.15%13.15%
WasabiBase8.38MUSDC0%11.81%13.14%
Yo-protocolBase26.46MUSDC0%11.03%12.8%
Harvest-financeEthereum1.10MUSDC0%7.87%11.14%
Harmonix-financeArbitrum4.75MUSDC0%13.86%11.08%
Gains-networkBase1.54MUSDC0%13.03%9.8%
LoopscaleSolana2.32MUSDC0.61%10.3%9.8%
Harvest-financeBase2.36MUSDC0%13.35%9.69%
AcrossEthereum1.52MDAI1.02%11.21%9.65%
GoldfinchEthereum42.57MUSDC0%9.54%9.56%
Lista-lendingBSC8.90MUSDT3.45%6.6%9.41%
Harvest-financeBase1.14MUSDC0%6.88%9.34%
Benqi-lendingAvalanche8.63MUSDC0%8.07%9.17%
LoopscaleSolana1.80MUSDC3.14%10.6%9.07%
Extra-finance-leverage-farmingBase5.80MUSDC0.29%8.59%8.97%
AutofinanceArbitrum7.21MUSDC2.03%10.09%8.58%
LiqwidCardano5MUSDC1.49%22.5%8.38%
Navi-lendingSui8.82MUSDC0%9.57%8.17%
Harvest-financeBase2.36MUSDC0%8.32%8.02%
Ipor-fusionBase2.36MUSDC0%7.52%8%
Benqi-lendingAvalanche3.27MUSDT0%7.54%7.79%
AutofinanceEthereum10.09MUSDC1.2%9.26%7.77%
Euler-v2Arbitrum1.91MUSDC0%5.58%7.75%
Euler-v2Arbitrum3.24MUSDC0%7.42%7.72%
Yearn-financeEthereum4.87MUSDT0%4.56%7.4%
SuperfundBase1.07MUSDC1.87%13.83%7.4%
AutofinanceBase25.59MUSDC3.46%11.47%7.26%
Lista-lendingBSC5.94MUSDT0%2.84%7.22%
Compound-v3Arbitrum2.30MUSDC0.88%4.74%7.21%
Euler-v2Ethereum11.44MUSDC0%6.53%7.2%
DolomiteArbitrum2.46MUSDC0%7.06%7.16%
Yearn-financeEthereum20.04MUSDC0%6.62%6.88%
Scallop-lendSui1.41MUSDC0%8%6.58%
TermmaxEthereum2.73MUSDC0%4.81%6.49%
Yearn-financeEthereum8.26MUSDT0%6.01%6.47%
Euler-v2Ethereum3.14MUSDT0%6.19%6.31%
GearboxEtherlink1.51MUSDC22.77%23.72%6.31%
SaveSolana4.63MUSDC0%7.55%6.26%
TermmaxEthereum3.09MUSDC0%6.96%6.22%
GearboxEthereum2.21MDAI0%2.83%6.03%
Echelon-marketAptos13.75MUSDC0.8%7.28%5.94%
Compound-v3Arbitrum2.43MUSDT0.66%3.73%5.76%
MapleEthereum1.46BUSDT0.89%7.53%5.75%
Yearn-financeEthereum34.08MUSDC0%5.53%5.68%
Yearn-financeEthereum11.78MUSDC0%6.19%5.68%
Yearn-financeEthereum8.25MUSDT0%4.87%5.53%
Yearn-financeEthereum15.48MDAI0%4.84%5.23%
Moonwell-lendingBase4.59MUSDC1.28%10.92%5.2%
Hyperlend-pooledHyperliquid4.16MUSDC0%6.34%5.16%
Arcadia-v2Base1.34MUSDC0%11%5.11%
Folks-finance-lendingAlgorand1.43MUSDC0%5.23%5.11%
Aave-v3Ethereum425.06MUSDT0%3.97%4.96%
ExactlyOptimism1.33MUSDC0%5.09%4.89%
ExactlyOptimism1.33MUSDC0%4.96%4.88%
ExactlyOptimism1.33MUSDC0%5%4.86%
VesperEthereum2.12MUSDC0%5.14%4.86%
ExactlyOptimism1.33MUSDC0%5.14%4.85%
Aave-v3Optimism1.26MUSDT0%4.64%4.71%
Ipor-fusionArbitrum1.42MUSDC0%9.05%4.69%
GearboxEthereum3.26MUSDC0%4.07%4.67%
Compound-v2Ethereum15.19MUSDT0%5.53%4.65%
ExactlyOptimism1.33MUSDC0%4.75%4.63%
Flux-financeEthereum1.65MUSDT0%4.64%4.59%
Aave-v3Linea3.99MUSDT0%5.1%4.58%
ExactlyOptimism1.33MUSDC0%4.8%4.55%
Aave-v3Base94.33MUSDC0%4.98%4.45%
AcrossEthereum1.91MUSDT1.4%4.5%4.24%
Aave-v3Ethereum684MUSDC0%3.8%4.22%
Aave-v3Polygon1.47MDAI0%4.49%4.16%
ExactlyOptimism1.33MUSDC0%4.15%4.14%
ExactlyOptimism1.33MUSDC0%4.13%4.13%
Silo-v2Ethereum1.24MUSDC0%3.49%4.07%
Fluid-lendingEthereum256.96MUSDC1.72%6.15%4.05%
Aave-v3Avalanche35.51MUSDC0%4.34%4%
Silo-v2Sonic1.73MUSDC0%3.58%3.89%
Fluid-lendingEthereum205.92MUSDT2.15%5.83%3.84%
ExactlyOptimism1.33MUSDC0%5.26%3.83%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum1142.1M9.79%
Avalanche450.6M8.6%
Base14282.6M9.1%
BSC328.3M130.63%
Ethereum343.6B48.13%
Mantle000%
Optimism1013.2M4.55%
Polygon11.5M4.16%
Solana411.2M9.57%
TON15.7M16.41%
zkSync Era000%