Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/08/2026 00:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.33MUSDT0%31.09%65.22%
Neutral-tradeSolana2.22MUSDC0%34.12%23.77%
AccountableMonad7.65MUSDC1.02%29.73%21.41%
Neutral-tradeSolana1.02MUSDC0%42.54%19.16%
Midas-rwaEthereum1.73MUSDC0%10.99%15.39%
Midas-rwaEtherlink4.80MUSDC0%9.49%15.16%
AccountableMonad100.28MUSDC0.3%17.2%14.4%
AccountableEthereum1.07MUSDC1.25%14.5%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.08MUSDC0%12.84%12.9%
AccountableEthereum4.14MUSDC9.65%22.36%12.21%
Neutral-tradeSolana1.13MUSDC0%6.26%12.11%
AccountableEthereum10.02MUSDC0%11.64%11.64%
AccountableMonad5.05MUSDC0.5%12.13%11.64%
Ember-protocolSui1.31MUSDC0%9.02%11.16%
Hyperlend-pooledHyperliquid L19.12MUSDC0%7.31%10.73%
Pareto-creditEthereum15.28MUSDC0%10.59%10.58%
Harvest-financeBase1.86MUSDC0%11.78%10.47%
YieldseekerBase1.27MUSDC0%8.97%10.28%
GoldfinchEthereum35.94MUSDC0%10.15%10.21%
Ember-protocolSui6.49MUSDC0%9.3%10.13%
Ember-protocolEthereum5.92MUSDC0%7.18%10.07%
Midas-rwaEthereum71.90MUSDC0%10.26%10.01%
Midas-rwaEthereum26.19MUSDC0%4.75%10%
AccountableMonad1.04MUSDC0%10.22%10%
AccountableEthereum3.33MUSDC0%10.8%9.72%
Ember-protocolEthereum3.33MUSDC0%9.44%9.64%
Pareto-creditEthereum2.14MUSDC0%9.38%9.38%
Ember-protocolSui1.07MUSDC0%9.56%9.32%
Bracket-vaultsEthereum2.60MUSDC0%9.32%9.31%
Midas-rwaEthereum6.40MUSDC0%7.13%9.23%
Midas-rwaEtherlink1.12MUSDC0%7.14%9.23%
Midas-rwaEthereum8.04MUSDC0%9.45%9.08%
Midas-rwaEthereum39.51MUSDC0%9.78%9%
Neutral-tradeSolana3.17MUSDC0%7.86%8.69%
AvantisBase20.82MUSDC0%9.59%8.41%
Nawa-protocolZIGChain3.72MUSDC0%8.85%8.29%
Harvest-financeEthereum1.16MUSDC0%6.47%8.23%
Pareto-creditEthereum167.54MUSDC0%8.22%8.02%
Bitway-earnBSC24.77MUSDT0%8%8%
Ember-protocolSui8.23MUSDC4%12%8%
Ember-protocolEthereum16.88MUSDC0%6.79%7.98%
Euler-v2Monad1.52MUSDC1.25%9.92%7.79%
AccountableMonad10.11MUSDC0.5%9.04%7.67%
Midas-rwaEthereum6.68MUSDC0%7.51%7.48%
Midas-rwaEthereum2.50MUSDC0%7.51%7.48%
SymbiosisTron1.35MUSDT0%5.39%7.38%
Extra-finance-leverage-farmingBase3.19MUSDC0%6.79%7.36%
AccountableMonad1.08MUSDC0.5%7.7%7.28%
Ember-protocolSui1.16MUSDC3.82%11.36%7.25%
SentoraEthereum46.67MUSDC0%6.63%7.2%
Pareto-creditEthereum21.91MUSDC0%7.13%7.13%
Zerobase-cedefiEthereum14.04MUSDT2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Zerobase-cedefiBSC20.17MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum7.04MUSDC0%7.09%6.67%
Yearn-financeEthereum1.19MUSDC0%6.11%6.54%
Harmonix-financeHyperliquid L117.92MUSDC0%7.2%6.52%
LoopscaleSolana3.66MUSDC0.24%7.03%6.43%
Blend-pools-v2Stellar15.73MUSDC0%7.38%6.36%
SparklendEthereum13.77MUSDT0%3.56%6.06%
Yo-protocolBase1.12MUSDC0%6.82%6.06%
Kamino-lendSolana5.05MUSDC0%6.9%6.05%
Fusion-by-iporEthereum1.19MUSDC0%5.61%5.93%
SymbioticEthereum1MUSDC0%5.75%5.76%
SymbioticEthereum1MUSDC0%5.75%5.76%
Yearn-financeEthereum8.58MUSDC0%5.94%5.7%
Fluid-lendingBase9.05MUSDC0%5.27%5.65%
Centrifuge-protocolAvalanche261.08MUSDC0%4.42%5.6%
Centrifuge-protocolBase50.34MUSDC0%4.42%5.6%
Centrifuge-protocolEthereum5.74MUSDC0%4.43%5.6%
Storm-tradeTON3.18MUSDT0%5.7%5.55%
SymbiosisEthereum1.07MUSDC0%4.47%5.54%
AutofinanceBase4.85MUSDC2.66%7.97%5.18%
Lista-lendingBSC1.82MUSDT0%6.96%5.14%
Fluid-lendingArbitrum39.02MUSDC0%5.2%5.08%
Fluid-lendingEthereum150.99MUSDC0%5.14%5.04%
Fluid-lendingEthereum8.89MUSDC0%5.14%5.04%
AutofinanceEthereum8.54MUSDC0.42%6.29%5.04%
Yearn-financeBase1.81MUSDC0%4.93%4.91%
AmpleBase4.40MUSDC0%4.09%4.76%
Navi-lendingSui7.38MUSDC0.42%5.45%4.69%
Alchemix-v3Ethereum7.48MUSDC0%4.57%4.66%
Kamino-lendSolana1.16MUSDC0%4.39%4.64%
TermmaxEthereum3.35MUSDC0%3.82%4.55%
Fusion-by-iporBase1.11MUSDC2.5%7.75%4.47%
SymbioticEthereum1.54MUSDC0%4.42%4.45%
Moonwell-lendingBase1.45MUSDC0.31%5.44%4.45%
Yo-protocolBase9.69MUSDC0%4.27%4.43%
Yo-protocolEthereum1.84MUSDC0%4.27%4.43%
Flux-financeEthereum2.07MUSDT0%4.42%4.4%
Benqi-lendingAvalanche3.56MUSDC0%4.05%4.37%
ExactlyOP Mainnet1.55MUSDC0%4.34%4.37%
ExactlyOP Mainnet1.55MUSDC0%4.27%4.31%
ExactlyOP Mainnet1.55MUSDC0%4.2%4.25%
ExactlyOP Mainnet1.55MUSDC0%4.18%4.2%
ExactlyOP Mainnet1.55MUSDC0%4.1%4.19%
Kamino-lendSolana12.29MUSDC0%4.04%4.14%
ExactlyOP Mainnet1.55MUSDC0%4.07%4.13%
DolomiteArbitrum1.45MUSDC0%4.59%4.11%
MapleEthereum0.96BUSDT0%4.21%4.08%
Fluid-lendingEthereum138.82MUSDT0%4.4%4.05%
ExactlyOP Mainnet1.55MUSDC0%3.77%4.03%
ExactlyOP Mainnet1.55MUSDC0%4.12%4.03%
Native-credit-poolEthereum3.42MUSDC0%4.34%3.96%
Aave-v3Polygon1.03MDAI0%4.01%3.94%
Jupiter-lendSolana431.59MUSDC0.7%4.87%3.85%
LoopscaleSolana4.25MUSDC0%5.06%3.78%
Midas-rwaEthereum4.55MUSDC0%5.79%3.78%
Flux-financeEthereum2.59MUSDC0%3.72%3.73%
TermmaxBase1.14MUSDC0%4.02%3.7%
ExactlyOP Mainnet1.55MUSDC0%3.49%3.7%
Aave-v3Avalanche5.59MUSDC0%3.75%3.65%
Aave-v3Base17.51MUSDC0%3.31%3.64%
Centrifuge-protocolMonad4.54MUSDC0%3.81%3.57%
Centrifuge-protocolPharos4.35MUSDC0%3.57%3.57%
Yearn-financeEthereum2.42MUSDC0%3.49%3.56%
Gami-labsBase3.02MUSDC0%2.43%3.55%
Spectra-metavaultsBase3.02MUSDC0%2.43%3.55%
Spark-savingsEthereum270.04MUSDC0%3.54%3.52%
Spark-savingsAvalanche11.81MUSDC0%3.54%3.52%
DolomiteEthereum25.29MUSDC4.46%7.51%3.49%
Ember-protocolSui1.19MUSDC0%3.39%3.49%
SparklendEthereum1.75MUSDC0%3.52%3.47%
Yearn-financeEthereum7.15MUSDT0%3.12%3.38%
Euler-v2Ethereum6.24MUSDC0%4.47%3.35%
Yearn-financeEthereum26.38MUSDC0%3.28%3.31%
Aave-v3Ethereum176.14MUSDC0%3.7%3.3%
Aave-v3Ethereum64.70MUSDC1.5%6.05%3.3%
Aave-v3Monad13.91MUSDC2.44%7.38%3.21%
Jupiter-lendSolana18.41MUSDT0%3.26%3.2%
Compound-v3Ethereum39.83MUSDC0.09%3.56%3.19%
Midas-rwaEthereum64.81MUSDC0%3.18%3.18%
Midas-rwaEtherlink1.22MUSDC0%3.2%3.18%
Aave-v4Ethereum1.03MUSDC0%3.72%3.12%
Aave-v3Avalanche3.10MUSDT0%3.18%3.12%
Native-credit-poolBSC5.04MUSDT0%3.73%3.06%
Euler-v2Ethereum7.28MUSDC0%3.13%3.06%
Compound-v3Ethereum27.85MUSDT0.1%3.07%3.04%
Yearn-financeEthereum9.46MDAI0%2.99%3.03%
Native-credit-poolEthereum1.81MUSDT0%3.16%3.02%
Spark-savingsEthereum347.50MUSDT0%2.75%3%
Ember-protocolEthereum1.37MUSDC0%1.81%2.99%
Aave-v3OP Mainnet1.61MUSDC0%3.13%2.96%
Echelon-marketAptos1.09MUSDC1.59%3.69%2.93%
Kamino-lendSolana2.83MUSDT0%3.56%2.82%
Aave-v3Ethereum457.40MUSDT0%2.71%2.82%
Aave-v3Ethereum73.47MUSDT1.39%5.38%2.82%
Aave-v3Polygon12.64MUSDC0%2.74%2.8%
Venus-fluxBSC2.63MUSDT0%2.62%2.8%
Compound-v3Arbitrum3.65MUSDC0%2.71%2.74%
Aave-v3Ethereum1.72MUSDC0%3.04%2.74%
Aave-v3BSC2.58MUSDC0%2.8%2.74%
CurvanceMonad1.30MUSDC2.7%4.7%2.73%
Gains-networkArbitrum6.04MUSDC0%4.87%2.69%
Ember-protocolSui3.73MUSDC0%5.71%2.69%
Aave-v3Ethereum1.53MUSDC0%2.09%2.67%
Aave-v3Ethereum23.93MDAI0%3.9%2.67%
Benqi-lendingAvalanche1.86MUSDT0%2.53%2.48%
Scallop-lendSui1.30MUSDC0%2.97%2.39%
SaveSolana5.96MUSDC0%2.4%2.35%
Aave-v3Arbitrum41.79MUSDC0%2.58%2.29%
SparklendEthereum112.68MDAI0%2.22%2.17%
Venus-core-poolBSC18.32MUSDC0%2.72%2.16%
Aave-v3Arbitrum1.01MDAI0%1.91%2.15%
Aave-v3BSC16.37MUSDT0%2.24%2.1%
Justlend-v1Tron82.70MUSDT0%2.87%2.08%
CurrentSui7.09MUSDC7.68%9.04%2.01%
Compound-v3Arbitrum8.84MUSDT0%1.95%1.97%
Aave-v4Ethereum4.89MUSDT0%3%1.93%
Venus-core-poolBSC90.55MUSDT0%2.25%1.89%
Lista-lendingBSC1.01MUSDT0%1.91%1.87%
Aave-v3Sonic1.21MUSDC0%1.94%1.84%
Venus-core-poolBSC1.01MDAI0%1.79%1.84%
Lista-lendingBSC4.17MUSDT0%4.05%1.81%
MetromKatana8.64MUSDC2.1%4.01%1.78%
MetromKatana2.46MUSDT0%1.75%1.76%
Aave-v4Ethereum1.11MUSDC0%1.41%1.62%
Aave-v4Ethereum1.13MUSDT0%1.31%1.58%
SaveSolana2.23MUSDT0%1.41%1.45%
TydroInk7.44MUSDC0%1.66%1.44%
Kamino-lendSolana1.29MUSDC0%1.35%1.35%
NeverlandMonad2.45MUSDC5.79%5.31%1.14%
ExactlyOP Mainnet1.55MUSDC0%0.96%1.01%
Lista-lendingBSC4.10MUSDT0%3.22%0.78%
Zest-v2Stacks10.08MUSDC0%0.48%0.5%
Lista-lendingEthereum2.90MUSDC5.87%6.23%0.49%
AcrossEthereum1.58MUSDT1.22%1.5%0.2%
Lista-lendingEthereum3.20MUSDT6.67%5.62%0.18%
TectonicCronos44.96MUSDT0%0.15%0.15%
TectonicCronos54.21MUSDC0%0.12%0.12%
AcrossEthereum1.09MUSDC4.07%4.5%0.07%
Aave-v4Avalanche4.62MUSDC0%0.62%0.07%
CredixSolana13.48MUSDC0%0.1%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8109.4M3.5%
Avalanche7291.6M3.26%
Base17135.7M5.67%
BSC14194.6M3.41%
Ethereum783.6B5.57%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon315M23.99%
Solana16509.7M6.49%
TON13.2M5.55%
zkSync Era000%