Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/11/2025 14:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.46MUSDC0%41.83%46.67%
AvantisBase106.51MUSDC0%20.8%20.26%
VesperEthereum2.21MUSDC0%5.92%19.62%
Bracket-vaultsEthereum9MUSDC0%18.94%19.23%
Stream-financeEthereum382.27MUSDC0%15.04%15.52%
Blend-pools-v2Stellar3.09MUSDC0%14.18%15.46%
WasabiBase9.13MUSDC0%12.54%14.91%
FranciumSolana2.44MUSDC0%13.15%13.15%
Ipor-fusionEthereum1.15MUSDC0%16.01%13.09%
DeltaprimeArbitrum1.28MUSDC0%14.34%13.09%
LiqwidCardano2.92MUSDC1.48%19.26%12.96%
Gains-networkArbitrum14.06MUSDC0%14.95%12.95%
Ipor-fusionBase1.31MUSDC0%19.77%11.71%
Harvest-financeBase2.81MUSDC0%12.82%11.59%
LoopscaleSolana2.44MUSDC0%10.4%10.37%
DeltaprimeAvalanche3.10MUSDC0%13.59%9.82%
GoldfinchEthereum42.57MUSDC0%9.56%9.56%
Yo-protocolBase27.75MUSDC0%11.07%9.54%
Harmonix-financeArbitrum4.52MUSDC0%12.37%9.31%
LoopscaleSolana1.52MUSDC1.62%10.96%9.24%
Storm-tradeTon5.90MUSDT0%16.44%8.79%
Extra-finance-leverage-farmingBase5.78MUSDC0.22%9.01%8.65%
SuperfundBase1.10MUSDC0.27%12.3%8.21%
TermmaxEthereum3.09MUSDC0%5.21%8.21%
AutofinanceArbitrum5.35MUSDC5.08%10.46%8.07%
Navi-lendingSui8.99MUSDC0.94%12.63%7.76%
Gains-networkBase1.61MUSDC0%10.25%7.62%
Echelon-marketAptos6.91MUSDC0%7.85%7.41%
AutofinanceBase22.93MUSDC3.81%11.02%7.34%
Euler-v2Ethereum12.99MUSDC0%6.62%7.3%
Harvest-financeBase1.81MUSDC0%7.58%7.25%
Yearn-financeEthereum20.07MUSDC0%6.61%7.16%
Hyperlend-pooledHyperliquid2.99MUSDC0%6.29%7.01%
SaveSolana4.11MUSDC0%7.85%6.96%
AutofinanceEthereum11.09MUSDC1.28%8.78%6.9%
Ipor-fusionBase1.81MUSDC0%7.26%6.85%
Euler-v2Arbitrum2.10MUSDC0%6.36%6.76%
TermmaxEthereum2.73MUSDC0%4.44%6.69%
Yearn-financeEthereum33.97MUSDC0%5.77%6.67%
Euler-v2Arbitrum5.34MUSDC0%8.67%6.53%
Yearn-financeEthereum14.83MUSDC0%6.37%6.52%
Silo-v2Avalanche2.64MUSDC0%11.11%6.49%
Scallop-lendSui1.41MUSDC0%8.7%6.48%
Yearn-financeEthereum1.10MUSDC0%7.81%6.46%
Harvest-financeBase1.05MUSDC0%6.39%6.32%
Harvest-financeBase1.05MUSDC0%6.39%6.32%
Yearn-financeBase1.44MUSDC0%6.18%6.28%
Euler-v2Ethereum19.06MUSDC0%5.52%6.15%
Yearn-financeBase1.51MUSDC0%5.92%6.09%
Harvest-financeEthereum1.10MUSDC0%8.49%6.08%
Yearn-financeEthereum14.87MDAI0%5.3%5.86%
MapleEthereum1.55BUSDT0.89%6.96%5.8%
Euler-v2Avalanche3.43MUSDC0%6.59%5.79%
Takara-lendSei1.41MUSDC7.99%27.36%5.75%
SaveSolana1.57MUSDT0%6.57%5.49%
Moonwell-lendingBase5.17MUSDC1.15%10.48%5.45%
Euler-v2Arbitrum1.65MUSDC0%5.8%5.42%
Folks-finance-lendingAlgorand1.26MUSDC0%5.31%5.36%
DolomiteArbitrum3.88MUSDC0%6.9%5.28%
Yearn-financeEthereum7.87MUSDT0%5.48%5.17%
Fluid-lendingEthereum274.37MUSDC1.59%6.36%5.16%
Benqi-lendingAvalanche5.49MUSDC0%7.27%5.1%
AutofinanceEthereum8.65MUSDC0%4.2%5.03%
Benqi-lendingAvalanche1.68MUSDT0%6.5%4.99%
Yearn-financeEthereum7.86MUSDT0%4.62%4.87%
ExactlyOptimism1.34MUSDC0%4.91%4.87%
ExactlyOptimism1.34MUSDC0%4.98%4.86%
ExactlyOptimism1.34MUSDC0%4.92%4.8%
ExactlyOptimism1.34MUSDC0%4.97%4.75%
Fluid-lendingPolygon6.44MUSDC0%6.75%4.74%
AcrossEthereum1.52MDAI1.03%9.73%4.71%
Flux-financeEthereum1.53MUSDT0%4.64%4.67%
ExactlyOptimism1.34MUSDC0%4.66%4.6%
ExactlyOptimism1.34MUSDC0%4.62%4.49%
Harvest-financeBase1.94MUSDC0%4.19%4.2%
Aave-v3Ethereum766.40MUSDC0%4.11%4.19%
ExactlyOptimism1.34MUSDC0%4.14%4.15%
Fluid-lendingBase23.28MUSDC2.06%6.91%4.14%
ExactlyOptimism1.34MUSDC0%4.13%4.13%
Aave-v3Linea5MUSDC0%4.42%4.12%
Hatom-lendingMultiversX1.31MUSDC0.92%5.5%3.96%
SparklendEthereum9MUSDC0%3.33%3.96%
Aave-v3Ethereum17.27MDAI0%3.6%3.91%
Yearn-financeEthereum11.25MDAI0%4.55%3.9%
Aave-v3Base120.47MUSDC0%4.58%3.86%
ExactlyOptimism1.34MUSDC0%3.45%3.81%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum838.2M8.43%
Avalanche516.3M6.44%
Base19338.4M8.24%
BSC000%
Ethereum283.2B8.89%
Mantle000%
Optimism912M4.49%
Polygon16.4M4.74%
Solana512.1M9.04%
TON15.9M8.79%
zkSync Era000%