Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Mar 04 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/03/2026 08:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Fusion-by-iporEthereum5.83MUSDC0%2.4%15.77%
Yearn-financeBase1.14MUSDC0%27.39%15.69%
Bracket-vaultsEthereum3.29MUSDC0%13.9%13.2%
AvantisBase84.08MUSDC0%11.11%10.16%
Gains-networkArbitrum12.32MUSDC0%9.29%10.08%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AccountableMonad1.15MUSDC2.73%12.69%9.6%
Blend-pools-v2Stellar9.79MUSDC0%10.35%9.47%
AbyssSui1.91MUSDC0%8.78%9.36%
Gains-networkBase1.94MUSDC0%6.21%8.57%
Woofi-earnArbitrum1.23MUSDC0%7.08%7.42%
Storm-tradeTon4.81MUSDT0%4.01%6.88%
Fusion-by-iporEthereum4.55MUSDT0%6.79%6.8%
LoopscaleSolana1.62MUSDC1.2%7%6.43%
Fusion-by-iporBase1.68MUSDC0%5.52%6.28%
Euler-v2Avalanche4.48MUSDC0%6.06%6.07%
WasabiSolana1.34MUSDC0%7.01%5.91%
AutofinanceEthereum20.07MUSDC0.4%7.01%5.84%
DeltaprimeAvalanche1.10MUSDC0%5.97%5.56%
Navi-lendingSui5.23MUSDC0.56%4.74%5.39%
Yo-protocolBase30.49MUSDC12%20.72%5.35%
Extra-finance-leverage-farmingBase4.23MUSDC0%4.77%5.3%
LiqwidCardano2.29MUSDC1.58%7.32%5.25%
Harmonix-financeArbitrum1.03MUSDC0%5.47%5.05%
Harmonix-financeArbitrum1.03MUSDC0%5.47%5.05%
Harvest-financeBase3.51MUSDC0%5.92%4.92%
AcrossEthereum1.10MDAI0.44%5.66%4.88%
WasabiBase6.66MUSDC0%5.48%4.85%
AutofinanceBase16.10MUSDC1.86%6.5%4.75%
AutofinanceEthereum5.02MUSDC0%4.39%4.64%
Benqi-lendingAvalanche1.48MUSDT0%3.87%4.58%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
AutofinanceArbitrum1.35MUSDC2.06%6.24%4.49%
SymbiosisEthereum1.49MUSDC0%5.26%4.42%
Euler-v2Ethereum39.21MUSDC0%4.76%4.4%
Yearn-financeEthereum6.81MUSDT0%4.45%4.4%
SparklendEthereum2.04MUSDC0%2.98%4.38%
DolomiteEthereum11.10MUSDC0%4.64%4.37%
MapleEthereum1.40BUSDT0%4.23%4.32%
Scallop-lendSui2.18MUSDC0%5.12%4.32%
ExactlyOptimism1.71MUSDC0%4.24%4.26%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
ExactlyOptimism1.71MUSDC0%4.09%4.19%
ExactlyOptimism1.71MUSDC0%4.12%4.16%
DolomiteArbitrum2.01MUSDC0%3.07%4.16%
ExactlyOptimism1.71MUSDC0%4.04%4.09%
Euler-v2Ethereum24.56MUSDC0%4.01%4.02%
Spark-savingsAvalanche183.46MUSDC0%4%4%
Spark-savingsEthereum338.83MUSDC0%4%4%
ExactlyOptimism1.71MUSDC0%3.94%3.99%
ExactlyOptimism1.71MUSDC0%3.79%3.95%
Hyperlend-pooledHyperliquid L126.13MUSDC0%5.41%3.94%
Echelon-marketAptos8.82MUSDC0%4.74%3.93%
NeverlandMonad8.58MUSDC7.94%12.32%3.93%
LoopscaleSolana8.50MUSDC0%3.82%3.9%
ExactlyOptimism1.71MUSDC0%4.08%3.9%
Spark-savingsEthereum315.05MUSDT0%3.65%3.84%
Yearn-financeEthereum7.68MUSDT0%3.77%3.79%
SymbiosisTron1.17MUSDT0%4.64%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum619M6.04%
Avalanche5193.5M10.25%
Base9149.8M7.32%
BSC000%
Ethereum192.2B5.89%
Hyperliquid000%
Mantle000%
Optimism712M4.08%
Polygon000%
Solana311.5M5.42%
TON14.8M6.88%
zkSync Era000%