Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Mar 03 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
05/03/2026 05:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.96%13.25%
Gains-networkArbitrum12.31MUSDC0%9.6%10.2%
AvantisBase85.38MUSDC0%11.12%10.07%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Fusion-by-iporBase1.68MUSDC0%5.48%9.67%
Blend-pools-v2Stellar9.61MUSDC0%10.42%9.56%
Gains-networkBase1.93MUSDC0%6.41%9.52%
AbyssSui1.78MUSDC0%8.77%8.61%
Storm-tradeTon4.81MUSDT0%3.98%8.37%
Woofi-earnArbitrum1.23MUSDC0%7.07%7.44%
Yo-protocolBase29.70MUSDC12%20.82%6.92%
Yearn-financeEthereum1.02MUSDC0%5.75%5.81%
Yearn-financeEthereum1.02MUSDC0%5.75%5.81%
AutofinanceEthereum20.09MUSDC0.42%7.1%5.73%
Navi-lendingSui4.05MUSDC0.58%4.69%5.66%
DeltaprimeAvalanche1.10MUSDC0%6.04%5.55%
Euler-v2Avalanche1.39MUSDC0%6.94%5.44%
Euler-v2Avalanche5.14MUSDC0%6.06%5.44%
WasabiSolana1.42MUSDC0%7.05%5.31%
LiqwidCardano2.29MUSDC1.58%7.56%5.25%
Harmonix-financeArbitrum1.03MUSDC0%5.48%5.23%
Extra-finance-leverage-farmingBase4.06MUSDC0%4.8%5.13%
Harvest-financeBase3.52MUSDC0%5.96%4.95%
WasabiBase6.62MUSDC0%5.64%4.86%
AcrossEthereum1.10MDAI0.45%5.96%4.76%
AutofinanceEthereum5.02MUSDC0%4.47%4.64%
Benqi-lendingAvalanche1.46MUSDT0%3.83%4.61%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
AutofinanceBase16.03MUSDC2.02%6.5%4.49%
DolomiteEthereum10.07MUSDC0%4.62%4.45%
Euler-v2Ethereum40.05MUSDC0%4.78%4.36%
MapleEthereum1.55BUSDT0%4.24%4.33%
Yearn-financeEthereum6.12MUSDT0%4.46%4.33%
Silo-v2Avalanche1.13MUSDC0%6.89%4.3%
ExactlyOptimism1.71MUSDC0%4.24%4.26%
Fusion-by-iporEthereum4.59MUSDT0%6.82%4.24%
SymbiosisEthereum1.35MUSDC0%5.28%4.22%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
AutofinanceArbitrum1.35MUSDC2.06%6.24%4.2%
ExactlyOptimism1.71MUSDC0%4.07%4.18%
ExactlyOptimism1.71MUSDC0%4.11%4.15%
Scallop-lendSui2.42MUSDC0%5.18%4.1%
ExactlyOptimism1.71MUSDC0%4.04%4.08%
Euler-v2Ethereum24.66MUSDC0%4.04%4.01%
Spark-savingsEthereum326.43MUSDC0%4%4%
Spark-savingsAvalanche183.67MUSDC0%4%4%
ExactlyOptimism1.71MUSDC0%3.93%3.99%
ExactlyOptimism1.71MUSDC0%3.79%3.94%
NeverlandMonad8.58MUSDC7.94%12.37%3.93%
LoopscaleSolana8.18MUSDC0%3.87%3.92%
ExactlyOptimism1.71MUSDC0%4.09%3.9%
Hyperlend-pooledHyperliquid L126.81MUSDC0%5.51%3.86%
Echelon-marketAptos9.26MUSDC0%4.74%3.78%
VesperEthereum2.60MUSDC0%3.96%3.71%
Yearn-financeEthereum7.58MUSDT0%3.78%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.9M6.77%
Avalanche7196.9M8.62%
Base8148.9M6.95%
BSC000%
Ethereum192B5.27%
Hyperliquid000%
Mantle000%
Optimism711.9M4.07%
Polygon000%
Solana29.6M4.62%
TON14.8M8.37%
zkSync Era000%