Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.78% on Nov 18 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/11/2025 18:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.58MUSDC0%43.86%37.77%
VesperEthereum2.50MUSDC0%8.91%29.42%
AvantisBase108.13MUSDC0%19.82%20.03%
Bracket-vaultsEthereum8.38MUSDC0%18.97%19.06%
Stream-financeEthereum381.98MUSDC0%15.08%15.52%
Storm-tradeTon5.77MUSDT0%16.18%14.07%
LiqwidCardano2.68MUSDC1.62%18.08%13.39%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar3.57MUSDC0%14.41%12.97%
DeltaprimeArbitrum1.27MUSDC0%14.4%12.77%
Gains-networkArbitrum14.08MUSDC0%14.66%12.25%
WasabiBase10.32MUSDC0%13.18%11.45%
Ipor-fusionBase1.56MUSDC0%19.59%11.26%
VesuStarknet1.39MUSDC4.05%7.52%10.73%
Ipor-fusionEthereum1.25MUSDC0%14.84%10.47%
Harmonix-financeArbitrum4.54MUSDC0%11.63%9.75%
Harvest-financeBase2.78MUSDC0%12.73%9.64%
DeltaprimeAvalanche2.76MUSDC0%13.37%9.55%
Yo-protocolBase28.18MUSDC0%11.13%9.54%
LoopscaleSolana6.49MUSDC0%10.45%9.15%
Extra-finance-leverage-farmingBase5.64MUSDC0.1%9.28%8.88%
Hyperlend-pooledHyperliquid1.77MUSDC0%6.7%8.78%
GoldfinchEthereum43.28MUSDC0%9.49%8.73%
Gains-networkBase1.54MUSDC0%9.89%8.63%
LoopscaleSolana2.07MUSDC1.53%11.06%8.21%
TermmaxEthereum3.10MUSDC0%6.49%8.2%
Silo-v2Avalanche1.64MUSDC0%10.53%7.43%
Euler-v2Ethereum13.09MUSDC0%6.78%7.28%
AutofinanceBase23.68MUSDC3%10.89%7.26%
AutofinanceArbitrum5.68MUSDC3.9%10.85%7.23%
AutofinanceEthereum10.92MUSDC1.04%8.71%7.08%
Yearn-financeEthereum16.12MUSDC0%6.58%7.03%
Harvest-financeBase1.83MUSDC0%7.62%7.03%
Euler-v2Arbitrum2.13MUSDC0%6.7%6.75%
Ipor-fusionBase1.83MUSDC0%7.3%6.75%
TermmaxEthereum2.73MUSDC0%4.98%6.69%
Euler-v2Avalanche2.38MUSDC0%6.47%6.63%
Harvest-financeBase1.42MUSDC0%6.4%6.62%
AcrossEthereum1.52MDAI0.96%8.83%6.62%
Navi-lendingSui13.39MUSDC0.9%12.43%6.54%
Yearn-financeEthereum35.27MUSDC0%5.96%6.45%
Fluid-lendingPolygon4.79MUSDC0%6.52%6.37%
Echelon-marketAptos12.59MUSDC0%7.87%6.28%
SaveSolana4.35MUSDC0%7.9%6.23%
Scallop-lendSui1.59MUSDC0%8.52%6.16%
Yearn-financeEthereum14.87MDAI0%5.56%6.1%
Navi-lendingSui3.86MUSDT0.78%7.48%5.93%
Echelon-marketAptos1.29MUSDT0%6.89%5.88%
Yearn-financeEthereum1.10MUSDC0%7.84%5.85%
Yearn-financeEthereum1.10MUSDC0%7.84%5.85%
Euler-v2Arbitrum1.36MUSDC0%5.72%5.82%
MapleEthereum1.31BUSDT0.89%6.77%5.67%
Euler-v2Ethereum23.24MUSDC0%5.66%5.61%
Yearn-financeBase1.64MUSDC0%5.95%5.59%
Fluid-lendingEthereum287.49MUSDC1.3%6.56%5.49%
Folks-finance-lendingAlgorand1.15MUSDC0%5.38%5.44%
SaveSolana1.72MUSDT0%6.43%5.33%
Harvest-financeEthereum1.10MUSDC0%8.42%5.16%
Euler-v2Arbitrum2.96MUSDC0%8.57%5.16%
ExactlyOptimism1.39MUSDC0%4.89%4.85%
ExactlyOptimism1.39MUSDC0%4.94%4.84%
ExactlyOptimism1.39MUSDC0%4.89%4.74%
Benqi-lendingAvalanche2.04MUSDT0%6.33%4.69%
Flux-financeEthereum1.53MUSDT0%4.65%4.67%
Yearn-financeEthereum7.44MUSDT0%5.39%4.61%
ExactlyOptimism1.39MUSDC0%4.89%4.57%
ExactlyOptimism1.39MUSDC0%4.64%4.57%
Moonwell-lendingBase7.99MUSDC1.02%9.85%4.53%
Kamino-lendSolana49.20MUSDC0%3.66%4.52%
Takara-lendSei1.77MUSDC6.27%27.62%4.43%
DolomiteArbitrum4.71MUSDC0%6.78%4.31%
ExactlyOptimism1.39MUSDC0%4.14%4.15%
ExactlyOptimism1.39MUSDC0%4.13%4.13%
Yearn-financeEthereum7.90MUSDT0%4.65%4.11%
Silo-v2Arbitrum1.19MUSDC0%10.44%4.04%
Benqi-lendingAvalanche9.91MUSDC0%6.93%3.99%
Aave-v3Ethereum899.69MUSDC0%4.2%3.97%
Hatom-lendingMultiversX1.31MUSDC0.92%5.27%3.96%
AcrossEthereum1.89MUSDT1.33%4.6%3.94%
Venus-core-poolBSC18.42MUSDC0%3.83%3.93%
Yearn-financeEthereum11.25MDAI0%4.29%3.89%
Fluid-lendingArbitrum78.72MUSDC2.31%7.15%3.86%
ExactlyOptimism1.39MUSDC0%3.5%3.82%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum10116.7M7.19%
Avalanche518.7M6.45%
Base13196.5M9.02%
BSC118.4M3.93%
Ethereum263.1B9.05%
Mantle000%
Optimism811.2M4.46%
Polygon14.8M6.37%
Solana666.3M7.76%
TON15.8M14.07%
zkSync Era000%