Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/03/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.81%13.1%
Fusion-by-iporEthereum3.68MUSDT0%7.02%11.33%
AbyssSui1.90MUSDC0%8.9%10.7%
AvantisBase83.94MUSDC0%11.08%10.41%
Gains-networkArbitrum12.15MUSDC0%8.85%10.39%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AccountableMonad1.78MUSDC2.91%12.61%9.6%
Blend-pools-v2Stellar9.92MUSDC0%10.27%9.37%
Gains-networkBase1.91MUSDC0%5.96%8.25%
Zerobase-cedefiBSC23.24MUSDT2%9.76%7.76%
Woofi-earnArbitrum1.24MUSDC0%7.09%7.42%
Storm-tradeTon4.61MUSDT0%3.86%7.35%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiBSC1.20MUSDC2%9%7%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Euler-v2Avalanche4.30MUSDC0%6.11%6.96%
LoopscaleSolana2.47MUSDC1.09%7.03%6.29%
AutofinanceEthereum21.98MUSDC0.36%6.91%6.1%
Fusion-by-iporBase1.68MUSDC0%5.46%5.9%
AcrossEthereum1.10MDAI0.41%5.26%5.75%
DeltaprimeAvalanche1.10MUSDC0%5.95%5.62%
LiqwidCardano2.19MUSDC1.58%7.05%5.51%
Extra-finance-leverage-farmingBase4.19MUSDC0%4.81%5.38%
Yo-protocolBase30.82MUSDC12%20.55%5.02%
Harvest-financeBase3.44MUSDC0%5.89%4.94%
Harmonix-financeArbitrum1.02MUSDC0%5.45%4.88%
Harmonix-financeArbitrum1.02MUSDC0%5.45%4.88%
Navi-lendingSui7.80MUSDC0.49%4.82%4.87%
WasabiBase6.38MUSDC0%5.41%4.87%
Benqi-lendingAvalanche1.36MUSDT0%3.95%4.7%
Takara-lendSei1.14MUSDC2.9%10.82%4.69%
AutofinanceEthereum5.02MUSDC0%4.26%4.64%
Flux-financeEthereum1.75MUSDT0%4.6%4.54%
AutofinanceArbitrum1.35MUSDC1.77%6.23%4.53%
SparklendEthereum1.96MUSDC0%3.04%4.38%
Yearn-financeEthereum7.10MUSDT0%4.44%4.36%
Echelon-marketAptos7.68MUSDC0%4.67%4.35%
Euler-v2Ethereum40.42MUSDC0%4.72%4.33%
WasabiSolana1.34MUSDC0%6.57%4.32%
DolomiteEthereum12.28MUSDC0%4.67%4.28%
MapleEthereum1.37BUSDT0%4.22%4.27%
ExactlyOptimism1.72MUSDC0%4.24%4.26%
AutofinanceBase16.10MUSDC1.3%6.42%4.23%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
ExactlyOptimism1.72MUSDC0%4.11%4.19%
Scallop-lendSui2.27MUSDC0%5.01%4.16%
ExactlyOptimism1.72MUSDC0%4.12%4.16%
LoopscaleSolana7.79MUSDC0%3.74%4.1%
ExactlyOptimism1.72MUSDC0%4.05%4.09%
Spark-savingsAvalanche182.98MUSDC0%4%4%
Spark-savingsEthereum357.98MUSDC0%4%4%
ExactlyOptimism1.72MUSDC0%3.94%3.99%
ExactlyOptimism1.72MUSDC0%3.8%3.96%
SymbiosisTron1.14MUSDT0%4.6%3.93%
NeverlandMonad8.58MUSDC7.94%12.24%3.93%
ExactlyOptimism1.72MUSDC0%4.06%3.9%
SymbiosisEthereum1.43MUSDC0%5.13%3.79%
Hyperlend-pooledHyperliquid L127.83MUSDC0%5.24%3.75%
Benqi-lendingAvalanche6.19MUSDC0%3.15%3.71%
Yearn-financeEthereum7.53MUSDT0%3.76%3.71%
Folks-finance-lendingAlgorand2.11MUSDC0%3.89%3.62%
ExactlyOptimism1.72MUSDC0%2.46%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum624.9M6.52%
Avalanche6198.9M9.33%
Base8148.4M6.13%
BSC224.4M7.38%
Ethereum171.9B5.87%
Hyperliquid000%
Mantle000%
Optimism813.8M4.02%
Polygon000%
Solana311.6M4.91%
TON14.6M7.35%
zkSync Era000%