Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 23 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/04/2026 23:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Fusion-by-iporEthereum1.01MUSDC0%3.03%13.05%
Fusion-by-iporEthereum1.01MUSDC0%3.03%13.05%
Canto-lendingCanto1.35MUSDC0%12.85%12.9%
YieldseekerBase1.27MUSDC0%10.06%11.57%
Bracket-vaultsEthereum2.71MUSDC0%11.76%11.19%
BitwayBSC13.64MUSDT0%11.31%11%
Benqi-lendingAvalanche1.79MUSDC0%6.5%10.69%
AbyssSui1.89MUSDC0%8.81%10.61%
AutofinanceArbitrum3.54MUSDC1.22%10.09%10.55%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
Blend-pools-v2Stellar9.04MUSDC0%9.32%9.59%
AutofinanceEthereum4.38MUSDC0%6.47%9.44%
Aave-v3Avalanche2.47MUSDC0%3.94%9.21%
AvantisBase49.85MUSDC0%9.9%9.11%
Gains-networkArbitrum5.71MUSDC0%6.75%8.91%
LoopscaleSolana1.57MUSDC1.06%8.54%7.57%
SymbiosisEthereum1.08MUSDC0%7.06%7.19%
Aave-v3Arbitrum8.69MUSDC0%3.12%7.11%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%4.81%7%
SymbiosisTron1.70MUSDT0%7.04%6.84%
Zerobase-cedefiBSC1.47MUSDC2%8.78%6.76%
Zerobase-cedefiBSC24.33MUSDT2%8.85%6.76%
Project-0Solana1.07MUSDC0%6.8%6.6%
Aave-v3Ethereum97.76MUSDT0%4.04%6.52%
Harvest-financeBase1.97MUSDC0%6.52%6.5%
AccountableMonad1.06MUSDC5.59%9.72%6.31%
Extra-finance-leverage-farmingBase3.84MUSDC0%5.39%6%
DeltaprimeAvalanche1.08MUSDC0%5.24%5.9%
Fluid-lendingArbitrum31.84MUSDC1.04%6.08%5.9%
AutofinanceEthereum9.09MUSDC0.59%6.04%5.51%
LoopscaleSolana1.33MUSDC0%5.28%5.49%
Hyperlend-pooledHyperliquid L19.58MUSDC0%4.26%5.36%
Kamino-lendSolana7.89MUSDC0%3.4%5.22%
MapleEthereum888.24MUSDT0%3.99%5.16%
AutofinanceBase5.68MUSDC3.79%7.54%5.07%
Aave-v3Ethereum119.54MUSDC0%4.19%5.07%
Fluid-lendingEthereum117.60MUSDT1.75%5.93%5.04%
Harvest-financeEthereum1.08MUSDC0%2.65%4.9%
Fluid-lendingBase10.83MUSDC2.1%6.38%4.89%
Aave-v3Ethereum8.62MDAI0%4.69%4.8%
Woofi-earnArbitrum1.14MUSDC0%4.72%4.73%
Yearn-financeEthereum7.44MUSDC0%4.14%4.6%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
TydroInk1.79MUSDC0%2.6%4.52%
Wasabi-perpsBase2.27MUSDC0%4.64%4.41%
Euler-v2Ethereum28.30MUSDC0%3.86%4.4%
DolomiteEthereum12.48MUSDC5.94%6.23%4.31%
Folks-finance-lendingAlgorand1.48MUSDC0%3.72%4.21%
Lista-lendingBSC6.37MUSDT25.2%6689.98%4.05%
SparklendEthereum3.02MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.70MUSDC0%3.7%3.99%
ExactlyOP Mainnet1.70MUSDC0%3.3%3.99%
Yearn-financeEthereum8.56MDAI0%3.49%3.94%
ExactlyOP Mainnet1.70MUSDC0%3.52%3.92%
Fluid-lendingEthereum179.67MUSDC1.15%4.5%3.9%
Fluid-lendingEthereum5.11MUSDC0%3.46%3.9%
ExactlyOP Mainnet1.70MUSDC0%3.02%3.85%
Aave-v3Polygon1.15MDAI0%3.84%3.85%
Yearn-financeEthereum1.17MUSDC0%3.28%3.82%
Aave-v3BSC4.83MUSDT0%2.17%3.81%
Navi-lendingSui4.17MUSDC0.68%4.32%3.8%
NeverlandMonad16.07MUSDC4.4%8.27%3.79%
Yo-protocolBase19.36MUSDC12%13.84%3.76%
Yo-protocolEthereum3.77MUSDC12%13.83%3.76%
ExactlyOP Mainnet1.70MUSDC0%3.85%3.74%
ExactlyOP Mainnet1.70MUSDC0%3.65%3.73%
Aave-v3Ethereum2.50MUSDC0%2.69%3.69%
ExactlyOP Mainnet1.70MUSDC0%4.02%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Moonwell-lendingBase2.27MUSDC0%4.29%3.67%
ExactlyOP Mainnet1.70MUSDC0%3.86%3.67%
Spark-savingsAvalanche36.23MUSDC0%3.74%3.65%
Spark-savingsEthereum521.49MUSDC0%3.74%3.65%
ExactlyOP Mainnet1.70MUSDC0%3.44%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum658.9M7.37%
Avalanche441.6M7.36%
Base997.3M6.11%
BSC550.6M6.47%
Ethereum272.1B5.93%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.85%
Solana411.9M6.22%
TON14M7%
zkSync Era000%