Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on Mar 11 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/03/2026 13:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum3.29MUSDC0%13.57%12.86%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AvantisBase82.72MUSDC0%10.82%9.9%
Blend-pools-v2Stellar10.51MUSDC0%10.06%9.01%
AbyssSui1.88MUSDC0%8.92%8.52%
Euler-v2Avalanche4.25MUSDC0%5.89%7.93%
Zerobase-cedefiBSC23.86MUSDT2%9.76%7.76%
Yearn-financeEthereum2.99MUSDC0%7.68%7.28%
Gains-networkArbitrum13.18MUSDC0%8.14%7.25%
Zerobase-cedefiBSC1.29MUSDC2%9%7%
Zerobase-cedefiArbitrum8.15MUSDT2%9%7%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Storm-tradeTon4.16MUSDT0%2.63%6.81%
LoopscaleSolana1.70MUSDC1.24%7.33%6.6%
LiqwidCardano1.97MUSDC1.58%6.59%6.16%
Fusion-by-iporBase1.77MUSDC0%5.43%5.85%
Harvest-financeBase3.14MUSDC0%5.9%5.78%
DeltaprimeAvalanche1.10MUSDC0%5.88%5.63%
DeltaprimeAvalanche1.10MUSDC0%5.88%5.63%
Extra-finance-leverage-farmingBase4.30MUSDC0%5.03%5.35%
Yo-protocolBase31.77MUSDC12%19.57%5.19%
AutofinanceEthereum21.37MUSDC0.3%6.53%5.15%
AutofinanceArbitrum1.34MUSDC1.32%6.28%5.11%
Gains-networkBase1.90MUSDC0%5.44%4.96%
SymbiosisTron1.11MUSDT0%4.23%4.91%
SymbiosisEthereum1.34MUSDC0%4.37%4.87%
Benqi-lendingAvalanche1.20MUSDT0%4.23%4.86%
Navi-lendingSui8.12MUSDC0.56%4.97%4.83%
AutofinanceEthereum8.72MUSDC0%0.6%4.79%
Woofi-earnArbitrum1.26MUSDC0%6.95%4.69%
Flux-financeEthereum1.75MUSDT0%4.59%4.54%
DolomiteEthereum9.63MUSDC0%4.32%4.5%
Yearn-financeEthereum7.05MUSDT0%4.41%4.45%
AutofinanceBase16.01MUSDC1%6.12%4.23%
Flux-financeEthereum1.44MUSDC0%4.2%4.2%
ExactlyOptimism1.70MUSDC0%4.16%4.2%
ExactlyOptimism1.70MUSDC0%4.14%4.17%
LoopscaleSolana6.68MUSDC0%3.6%4.17%
SparklendEthereum1.83MUSDC0%3.23%4.14%
MapleEthereum1.86BUSDT0%4.21%4.13%
Scallop-lendSui2.27MUSDC0%4.77%4.13%
ExactlyOptimism1.70MUSDC0%4.06%4.11%
ExactlyOptimism1.70MUSDC0%3.96%4%
ExactlyOptimism1.70MUSDC0%3.81%3.92%
ExactlyOptimism1.70MUSDC0%4.01%3.9%
Hyperlend-pooledHyperliquid L130.37MUSDC0%4.74%3.81%
Spark-savingsAvalanche140.66MUSDC0%3.96%3.75%
Spark-savingsEthereum414.30MUSDC0%3.96%3.75%
Euler-v2Ethereum39.01MUSDC0%4.52%3.71%
NeverlandMonad14.50MUSDC5.07%11.78%3.69%
Yearn-financeBase1.35MUSDC0%22.27%3.67%
ExactlyOptimism1.70MUSDC0%2.32%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum423.9M6.01%
Avalanche5148.3M5.56%
Base8143M5.62%
BSC225.1M7.38%
Ethereum152.4B5.69%
Hyperliquid000%
Mantle000%
Optimism711.9M3.99%
Polygon000%
Solana28.4M5.38%
TON14.2M6.81%
zkSync Era000%