Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 15:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%111.97%153.82%
Ember-protocolSui7.87MUSDC0%12.48%15.59%
Canto-lendingCanto1.35MUSDC0%12.99%13.29%
AbyssSui1.94MUSDC0%9.77%12.95%
Ember-protocolEthereum47.56MUSDC13%21.22%12.52%
Harmonix-financeHyperliquid L18MUSDC0%10.99%12.3%
Harvest-financeBase1.97MUSDC0%7.87%12.27%
AvantisBase45.77MUSDC0%10.1%10.87%
Bracket-vaultsEthereum2.71MUSDC0%11.12%10.66%
BitwayBSC14.64MUSDT0%10.76%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.71%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
AutofinanceEthereum2.14MUSDC0%8.49%9.48%
Ember-protocolSui2.58MUSDC0%8.88%9.4%
Moonwell-lendingBase1.38MUSDC1.38%5.04%9.18%
YieldseekerBase1.25MUSDC0%9.05%8.97%
Blend-pools-v2Stellar10.64MUSDC0%9.06%8.64%
AccountableMonad1.82MUSDC2.56%11.49%8.5%
Ember-protocolEthereum4.50MUSDC0%7.72%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Kamino-lendSolana6.50MUSDC0%4.95%7.55%
Ember-protocolSui1.81MUSDC0%8.83%7.24%
Fusion-by-iporEthereum1.31MUSDC0%4.64%7.18%
Gains-networkArbitrum5.12MUSDC0%6.38%7.06%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.29%6.95%
Ember-protocolSui1.17MUSDC0%8.86%6.83%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Aave-v3Avalanche4.64MUSDC0%6.28%6.69%
Spectra-metavaultsBase6.59MUSDC1.42%4.77%6.54%
DeltaprimeAvalanche1.05MUSDC0%5.8%6.26%
DeltaprimeAvalanche1.05MUSDC0%5.8%6.26%
Extra-finance-leverage-farmingBase3.71MUSDC0%5.91%6.22%
Storm-tradeTON3.61MUSDT0%6.64%6.13%
Yearn-financeEthereum2.81MUSDC0%6.43%5.96%
Yearn-financeEthereum10.12MUSDC0%4.93%5.64%
LoopscaleSolana1.17MUSDC0%5.46%5.54%
SymbiosisTron1.33MUSDT0%7.43%5.5%
Fluid-lendingBase14.43MUSDC0%6.46%5.47%
AutofinanceBase6.55MUSDC3.49%8.77%5.37%
Benqi-lendingAvalanche2.65MUSDC0%8.8%5.36%
SymbiosisEthereum1.20MUSDC0%7.08%5.25%
Fluid-lendingArbitrum47.26MUSDC0%6.31%5.16%
Aave-v3Avalanche2.51MUSDT0%7.04%5.07%
Hyperlend-pooledHyperliquid L113.85MUSDC0%5.14%5.03%
Scallop-lendSui1.33MUSDC0%5.32%5.02%
Ember-protocolSui1.40MUSDC8.63%13.39%4.64%
DolomiteArbitrum1.44MUSDC0%5.68%4.63%
Benqi-lendingAvalanche1.32MUSDT0%8.78%4.63%
Flux-financeEthereum1.69MUSDT0%4.61%4.58%
AmpleBase4.33MUSDC0%4.6%4.5%
MapleEthereum0.93BUSDT0%4.46%4.48%
Folks-finance-lendingAlgorand1.37MUSDC0%4.34%4.45%
Jupiter-lendSolana436.48MUSDC1.12%4.39%4.39%
ExactlyOP Mainnet1.59MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.59MUSDC0%3.97%4.13%
ExactlyOP Mainnet1.59MUSDC0%4.03%4.03%
ExactlyOP Mainnet1.59MUSDC0%3.89%4.03%
SparklendEthereum4.04MUSDC0%4.11%4.03%
Yo-protocolBase16.09MUSDC7.8%14.17%4.02%
Yo-protocolEthereum3.36MUSDC7.8%14.19%4.02%
Harvest-financeEthereum1.09MUSDC0%5%3.98%
AutofinanceArbitrum1.33MUSDC2.59%9.91%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.82%3.94%
ExactlyOP Mainnet1.59MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.59MUSDC0%3.39%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.76%3.91%
TermmaxBase1.26MUSDC0%2.28%3.89%
Fluid-lendingEthereum190.75MUSDC1.05%4.91%3.88%
Fluid-lendingEthereum7.13MUSDC0%3.79%3.88%
Navi-lendingSui8.74MUSDC0.59%4.52%3.8%
Project-0Solana4.42MUSDC0%7.81%3.77%
Ember-protocolSui1.14MUSDC0%5.69%3.71%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
NeverlandMonad16.24MUSDC4.69%8.4%3.67%
Spark-savingsAvalanche28.32MUSDC0%3.67%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Yearn-financeEthereum9.47MDAI0%3.93%3.64%
AutofinanceEthereum8.22MUSDC0.68%6.23%3.61%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum563.1M5.57%
Avalanche741.5M5.42%
Base12105.1M19.26%
BSC341M8.01%
Ethereum222.2B6.15%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4448.6M5.31%
TON13.6M6.13%
zkSync Era000%