Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
06/09/2026 07:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AccountableMonad1.14MUSDC0%22.26%28.77%
Neutral-tradeSolana2.25MUSDC0%31.86%21.28%
Harvest-financeBase1.84MUSDC0%12.38%20.29%
EnsuroEthereum1.11MUSDC0%21.65%19.79%
Harvest-financeEthereum1.16MUSDC0%8.78%16.76%
Neutral-tradeSolana2.29MUSDC0%8.64%16.41%
AccountableMonad7.50MUSDC0.96%19.28%16.25%
Gains-networkArbitrum4.61MUSDC0%7.37%15.45%
AccountableEthereum3.21MUSDC0%11.76%15.22%
AccountableEthereum1.06MUSDC1.25%15.5%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum7.02MUSDC0%12.89%12.9%
AccountableEthereum11.70MUSDC0%11.79%12.51%
AccountableMonad5.04MUSDC0.44%12.12%11.64%
Ember-protocolSui1.32MUSDC0%10.12%11.58%
AccountableMonad75MUSDC0.29%13.45%11.2%
Pareto-creditEthereum11.01MUSDC0%10.58%10.59%
AvantisBase14.93MUSDC0%5.83%10.48%
Ember-protocolSui7.56MUSDC0%10.25%10.03%
AguaEthereum6.90MUSDC0%10%10%
Ember-protocolEthereum17.30MUSDC0%8.63%9.92%
Ember-protocolEthereum3.39MUSDC0%9.62%9.54%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Ember-protocolEthereum10.27MUSDC0%9.56%9.15%
YieldseekerBase1.09MUSDC0%8.96%8.83%
Midas-rwaEthereum6.71MUSDC0%7.21%8.03%
Midas-rwaEthereum2.51MUSDC0%7.21%8.03%
Bitway-earnBSC25.02MUSDT0%8%8%
Ember-protocolSui9.40MUSDC4%12%8%
Pareto-creditEthereum145.04MUSDC0%7.99%7.82%
Midas-rwaEthereum7.75MUSDC0%8.39%7.66%
Midas-rwaEthereum64.64MUSDC0%8.8%7.55%
Blend-pools-v2Stellar10.22MUSDC0%6.6%7.51%
Bitway-earnBSC6.44MUSDT0%6.52%7.5%
Harvest-financeBase1.15MUSDC0%6.62%7.39%
Harmonix-financeHyperliquid L123.51MUSDC0%6.51%7.28%
Pareto-creditEthereum21.95MUSDC0%7.13%7.13%
Sentora-curatorEthereum65.59MUSDC0%6.4%7.09%
AccountableMonad1.49MUSDC0.39%7.66%7.03%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase10.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Fusion-by-iporBase1.15MUSDC0%6.07%6.93%
Yearn-financeEthereum6.08MUSDC0%6.61%6.76%
Zerobase-cedefiBSC18.54MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Yearn-financeEthereum9.28MUSDC0%6.34%6.73%
Extra-finance-leverage-farmingBase3.58MUSDC0%7.04%6.48%
Midas-rwaEthereum36.30MUSDC0%6.9%6.43%
LoopscaleSolana3.36MUSDC0.31%7%6.37%
AccountableMonad9.11MUSDC0.5%7.13%6.13%
SymbiosisEthereum1.61MUSDC0%4.74%6.1%
AccountableEthereum1.70MUSDC21.69%26.02%6.05%
SparklendEthereum13.64MUSDT0%3.58%6.05%
Euler-v2Monad1.15MUSDC1.25%9.49%6.03%
AutofinanceBase4.73MUSDC3.97%7.89%5.88%
Hyperlend-pooledHyperliquid L112.85MUSDC0%6.37%5.85%
Centrifuge-protocolAvalanche262.03MUSDC0%5.26%5.76%
Centrifuge-protocolBase50.53MUSDC0%5.26%5.76%
Centrifuge-protocolEthereum7.53MUSDC0%5.24%5.76%
Alchemix-v3Ethereum7.93MUSDC0%4.89%5.68%
Kamino-lendSolana12.12MUSDC0%7.39%5.66%
Fusion-by-iporEthereum1.27MUSDC0%5.32%5.54%
Midas-rwaEthereum6.42MUSDC0%8.12%5.43%
Midas-rwaEtherlink1.12MUSDC0%8.12%5.43%
Fusion-by-iporEthereum2.59MUSDC0%5.72%5.41%
AutofinanceEthereum8.05MUSDC0.87%5.89%5.37%
Storm-tradeTON3.09MUSDT0%5.46%5.36%
Compound-v3Ethereum34.81MUSDC0%4.42%5.32%
SymbioticEthereum1.01MUSDC0%5.75%5.31%
Venus-fluxBSC1.97MUSDT0%2.44%5.2%
Fluid-lendingEthereum132.67MUSDT0%4.75%5.06%
Yearn-financeBase1.73MUSDC0%4.98%5.05%
Midas-rwaEthereum1.80MUSDC0%11.43%4.98%
Fluid-lendingBase8.83MUSDC0%5.07%4.87%
Fusion-by-iporBase1.16MUSDC3.5%7.31%4.84%
MapleEthereum1.01BUSDT0%4.37%4.83%
Lista-lendingBSC2.43MUSDT1.75%7.27%4.78%
Navi-lendingSui7.44MUSDC0.48%5.51%4.74%
Midas-rwaEtherlink4.83MUSDC0%11.56%4.71%
Nawa-protocolZIGChain3.42MUSDC0%8.75%4.65%
Kamino-lendSolana4.80MUSDC0%5.85%4.57%
Flux-financeEthereum1.89MUSDT0%4.42%4.47%
Fluid-lendingEthereum148.92MUSDC0%4.97%4.45%
Fluid-lendingEthereum4.02MUSDC0%4.97%4.45%
ExactlyOP Mainnet1.77MUSDC0%4.37%4.38%
ExactlyOP Mainnet1.77MUSDC0%4.31%4.32%
ExactlyOP Mainnet1.77MUSDC0%4.27%4.3%
DolomiteArbitrum1.35MUSDC0%4.36%4.24%
ExactlyOP Mainnet1.77MUSDC0%4.2%4.24%
ExactlyOP Mainnet1.77MUSDC0%4.21%4.2%
Benqi-lendingAvalanche3.76MUSDC0%4.58%4.17%
TermmaxEthereum3.34MUSDC0%4.04%4.16%
ExactlyOP Mainnet1.77MUSDC0%4.07%4.12%
Yo-protocolBase8.39MUSDC0%4.13%4.12%
Yo-protocolEthereum1.51MUSDC0%4.13%4.12%
ExactlyOP Mainnet1.77MUSDC0%3.84%4.04%
Kamino-lendSolana4.56MUSDC0%6.25%4.03%
Euler-v2Monad1.32MUSDC0%3.91%4.01%
TydroInk10.53MUSDC0%2.88%3.94%
Ember-protocolEthereum2.04MUSDC0%3.46%3.93%
Jupiter-lendSolana464.05MUSDC0.39%5.17%3.84%
Yearn-financeEthereum2.43MUSDC0%3.67%3.84%
ExactlyOP Mainnet1.77MUSDC0%4.04%3.82%
Jupiter-lendSolana18.47MUSDT0%3.8%3.8%
Yearn-financeEthereum19.89MUSDC0%3.49%3.78%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
ExactlyOP Mainnet1.77MUSDC0%3.37%3.77%
AmpleBase4.41MUSDC0%4.06%3.76%
Aave-v4Ethereum1.32MUSDT0%2.89%3.74%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Aave-v3Avalanche2.52MUSDT0%3.67%3.71%
Aave-v3Base18.78MUSDC0%3.49%3.71%
Aave-v3Ethereum176.95MUSDT0%3.17%3.68%
Aave-v3Ethereum68.62MUSDT1.49%4.58%3.68%
Aave-v3Polygon1.15MDAI0%4.15%3.67%
Midas-rwaEthereum72.17MUSDC0%3.25%3.64%
Midas-rwaEtherlink1.22MUSDC0%3.26%3.64%
Aave-v3Ethereum148.89MUSDC0%3.81%3.6%
Aave-v3Ethereum58.55MUSDC1.66%5.3%3.6%
Spark-savingsEthereum309.98MUSDC0%3.53%3.6%
Spark-savingsAvalanche9.52MUSDC0%3.53%3.6%
Aave-v3Monad13.13MUSDC2.08%5.54%3.56%
SparklendEthereum2MUSDC0%3.48%3.54%
Fluid-lendingArbitrum63.56MUSDC0%4.52%3.52%
Kamino-lendSolana23.74MUSDC0%5.01%3.47%
Kamino-lendSolana1.98MUSDC0%5.22%3.47%
Yearn-financeEthereum5.78MUSDT0%3.17%3.36%
LoopscaleSolana1.31MUSDC7.42%9.74%3.34%
Yearn-financeEthereum7.44MDAI0%3.17%3.33%
Native-credit-poolEthereum1.83MUSDT0%3.11%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Lista-lendingBSC2.75MUSDT0%1.19%3.26%
Aave-v3Avalanche7.93MUSDC0%3.7%3.26%
Spark-savingsEthereum356.74MUSDT0%3.06%3.25%
Centrifuge-protocolMonad4.55MUSDC0%3.51%3.25%
Centrifuge-protocolPharos4.40MUSDC0%3.53%3.25%
DolomiteEthereum30.99MUSDC4.02%7.52%3.23%
Kamino-lendSolana2.31MUSDT0%4.04%3.22%
Compound-v3Base1MUSDC0%4.82%3.22%
Compound-v3Base1MUSDC0%4.82%3.22%
Euler-v2Ethereum3.96MUSDC0%3.17%3.16%
Native-credit-poolBSC1.58MUSDT0%3.12%3.14%
CurvanceMonad2.84MUSDC2.25%5.28%3.01%
Aave-v3Ethereum18.86MDAI0%2.8%2.99%
Compound-v3Ethereum31.27MUSDT0%3.11%2.99%
Aave-v3Mantle1.26MUSDC0%1.84%2.89%
Compound-v3Arbitrum3.10MUSDC0%2.77%2.85%
SaveSolana6.05MUSDC0%2.51%2.83%
Aave-v3BSC11.46MUSDT0%2.24%2.81%
Aave-v3Polygon12.33MUSDC0%2.84%2.8%
Venus-core-poolBSC61.83MUSDT0%2.3%2.79%
Aave-v3Arbitrum28.84MUSDC0%2.41%2.76%
Aave-v3BSC2.90MUSDC0%2.9%2.73%
Compound-v3Arbitrum4.13MUSDT0%2.38%2.58%
Aave-v3Ethereum1.53MUSDC0%2.58%2.58%
Centrifuge-protocolEthereum1.87MUSDC0%2.06%2.53%
Aave-v3OP Mainnet2.39MUSDC0%2.58%2.49%
Lista-lendingBSC2.66MUSDT0%2.26%2.47%
SparklendEthereum100.07MDAI0%2.21%2.46%
Spectra-metavaultsBase3.02MUSDC0%2.57%2.31%
Gami-labsBase3.02MUSDC0%2.56%2.31%
Justlend-v1Tron73.42MUSDT0%2.29%2.25%
Scallop-lendSui1.01MUSDC0%2.55%2.24%
Venus-core-poolBSC20.37MUSDC0%2.29%2.09%
Euler-v2Ethereum1.36MUSDC25%13%2.08%
Midas-rwaEthereum26.21MUSDC0%5.59%2.04%
Aave-v3Arbitrum1.08MDAI0%1.96%2.01%
Aave-v3Sonic1.14MUSDC0%1.87%1.88%
Venus-core-poolBSC1.02MDAI0%1.83%1.83%
Echelon-marketAptos1.45MUSDC1.54%3.46%1.79%
SaveSolana2.36MUSDT0%1.55%1.72%
Neutral-tradeSolana3.33MUSDC0%6.07%1.67%
CurrentSui15.19MUSDC7.55%9.63%1.65%
NeverlandMonad2.15MUSDC7.11%8.71%1.56%
Aave-v4Ethereum2.03MUSDC0%1.88%1.42%
ExactlyOP Mainnet1.77MUSDC0%0.96%0.85%
Zest-v2Stacks10.14MUSDC0%0.59%0.77%
Kamino-lendSolana2.23MUSDC0%0.23%0.56%
Kamino-lendSolana2.07MUSDC0%0.36%0.54%
Lista-lendingEthereum2.85MUSDT6.87%5.97%0.47%
Aave-v4Avalanche5.37MUSDC4.71%2.88%0.42%
Lista-lendingEthereum4.51MUSDC7.26%6.83%0.37%
AcrossEthereum1.10MUSDC4.19%4.2%0.33%
Aave-v4Avalanche1.08MUSDT6.5%2.8%0.21%
TectonicCronos45.05MUSDT0%0.2%0.15%
TectonicCronos53.76MUSDC0%0.12%0.12%
AcrossEthereum1.58MUSDT1.26%1.35%0.08%
CredixSolana13.48MUSDC0%0.04%0.04%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8114.3M5.05%
Avalanche7292.2M3.02%
Base19140.9M6.13%
BSC14161M4.29%
Ethereum733.3B5.71%
Hyperliquid000%
Mantle11.3M2.89%
Optimism000%
Polygon213.5M3.23%
Solana18570.8M4.82%
TON13.1M5.36%
zkSync Era000%