Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.76% on Nov 26 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
30/11/2025 18:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.93MUSDC0%48.07%42.24%
Bracket-vaultsEthereum8.77MUSDC0%18.98%18.38%
Stream-financeEthereum381.96MUSDC0%15.54%15.97%
AvantisBase107.20MUSDC0%18.62%15.15%
WasabiSolana1.04MUSDC0%12.52%13.52%
WasabiSolana1.04MUSDC0%12.52%13.52%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar3.85MUSDC0%14.02%12.73%
WasabiBase10.19MUSDC0%13.12%10.78%
DeltaprimeArbitrum1.25MUSDC0%13.18%10.49%
Harvest-financeBase3.35MUSDC0%11.67%10.48%
GoldfinchEthereum37.74MUSDC0%9.34%10.01%
LoopscaleSolana3.19MUSDC0%10.29%9.94%
Gains-networkArbitrum14.54MUSDC0%12.65%9.72%
Ipor-fusionEthereum1.24MUSDC0%13.23%9.36%
Ipor-fusionBase1.55MUSDC0%13.65%8.98%
Harmonix-financeArbitrum4.45MUSDC0%10.19%8.58%
Yo-protocolBase28.02MUSDC0%10.16%8.42%
AcrossEthereum1.54MDAI0.95%9.41%8.39%
Extra-finance-leverage-farmingBase5.93MUSDC0.23%9.09%8.22%
TermmaxEthereum3.10MUSDC0%7.33%7.77%
DeltaprimeAvalanche2.27MUSDC0%11.36%7.64%
Gains-networkBase1.41MUSDC0%9.31%7.57%
Harvest-financeBase1.15MUSDC0%8.17%7.35%
Silo-v2Avalanche2.18MUSDC0%10.92%7.27%
AutofinanceBase24.89MUSDC3.09%10.69%7.26%
Euler-v2Arbitrum1.56MUSDC0%6.85%7.12%
Euler-v2Ethereum17.21MUSDC0%7.17%7.05%
SaveSolana4.10MUSDC0%7.04%7.03%
Harvest-financeBase2.19MUSDC0%7.18%6.77%
LiqwidCardano3.69MUSDC1.09%13.36%6.71%
TermmaxEthereum2.74MUSDC0%6.28%6.69%
Euler-v2Avalanche2.32MUSDC0%7.93%6.61%
AutofinanceEthereum8.87MUSDC1.42%8.26%6.57%
Moar-marketAptos1.26MUSDC4.96%18.09%6.45%
AutofinanceArbitrum4.89MUSDC1.26%10.53%6.28%
Yearn-financeEthereum19.22MUSDC0%6.58%6.15%
Yearn-financeEthereum7.67MUSDT0%5.62%6.13%
Ipor-fusionBase2.19MUSDC0%6.9%6.1%
Navi-lendingSui13.47MUSDC0%11.26%6.03%
Yearn-financeEthereum7.87MUSDT0%5.08%5.91%
Scallop-lendSui2.08MUSDC0%7.71%5.45%
MapleEthereum1.09BUSDT0.89%6.56%5.44%
Yearn-financeEthereum35.42MUSDC0%6.01%5.34%
Euler-v2Ethereum1.66MUSDT0%9.05%5.21%
Yearn-financeEthereum14.71MDAI0%5.58%5.1%
Benqi-lendingAvalanche1.37MUSDT0%5.92%5.1%
Yearn-financeBase2.75MUSDC0%5.73%5.02%
Euler-v2Arbitrum2.65MUSDC0%7.89%5.01%
Harvest-financeEthereum1.09MUSDC0%8.21%4.93%
Echelon-marketAptos17.12MUSDC0%7.49%4.93%
Folks-finance-lendingAlgorand1.49MUSDC0%5.09%4.91%
Euler-v2Ethereum1.92MUSDC0%9.39%4.82%
ExactlyOptimism1.21MUSDC0%4.86%4.81%
Silo-v2Ethereum1.07MUSDC0%5.78%4.8%
Moonwell-lendingBase6.89MUSDC1.16%9.08%4.8%
AcrossEthereum1.90MUSDT1.31%4.97%4.72%
ExactlyOptimism1.21MUSDC0%4.85%4.71%
Hyperlend-pooledHyperliquid5.66MUSDC0%6.48%4.67%
Flux-financeEthereum1.54MUSDT0%4.65%4.67%
Kamino-lendSolana46.44MUSDC0%3.74%4.65%
Yearn-financeEthereum1.10MUSDC0%7.61%4.64%
ExactlyOptimism1.21MUSDC0%4.79%4.63%
Yearn-financeEthereum16.25MUSDC0%6.28%4.6%
ExactlyOptimism1.21MUSDC0%4.59%4.52%
Silo-v2Sonic1.47MUSDC0%3.42%4.47%
ExactlyOptimism1.21MUSDC0%4.71%4.44%
Benqi-lendingAvalanche8.18MUSDC0%5.79%4.35%
Fluid-lendingEthereum211.54MUSDT1.79%5.61%4.35%
Echelon-marketAptos2.44MUSDT0%6.13%4.29%
Fluid-lendingPolygon3.76MUSDC0%6.05%4.19%
SparklendEthereum7.86MUSDC0%3.71%4.18%
ExactlyOptimism1.21MUSDC0%4.15%4.16%
SparklendEthereum47.83MUSDT0%2.84%4.15%
ExactlyOptimism1.21MUSDC0%4.13%4.14%
Flux-financeEthereum1.56MUSDC0%4.95%4.13%
Hatom-lendingMultiversX1.31MUSDC0.93%5.09%3.96%
Takara-lendSei1.80MUSDC6.39%27.79%3.94%
Yearn-financeEthereum11.23MDAI0%3.56%3.89%
ExactlyOptimism1.21MUSDC0%3.74%3.86%
Euler-v2Ethereum36.75MUSDC0%5.42%3.85%
Ipor-fusionEthereum5.40MUSDC0%5.23%3.82%
Compound-v3Base1.43MUSDC1.07%4.7%3.78%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum629.3M7.87%
Avalanche516.3M6.19%
Base14199.1M7.91%
BSC000%
Ethereum312B7.52%
Mantle000%
Optimism89.7M4.41%
Polygon13.8M4.19%
Solana658.3M10.3%
TON000%
zkSync Era000%