Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.70% on Jun 24 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
26/06/2026 10:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.59MUSDT0%55.1%34.51%
Ember-protocolSui1.21MUSDC0%10.74%19.92%
AccountableEthereum1.04MUSDC0%14.3%14.25%
AccountableEthereum1.04MUSDC0%14.3%14.25%
Canto-lendingCanto1.35MUSDC0%13.6%13.61%
Ember-protocolEthereum18.78MUSDC0%12.56%12.78%
AccountableEthereum4.08MUSDC9.86%8.93%12.65%
AccountableMonad46.34MUSDC0.32%10.52%11.6%
Harvest-financeBase1.85MUSDC0%15.36%11.46%
Ember-protocolSui1.10MUSDC0%8.18%10.35%
Harvest-financeEthereum1.13MUSDC0%7.64%10.24%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
Bitway-earnBSC25.72MUSDT0%10.08%10%
AccountableMonad5.18MUSDC0.44%10.16%10%
AvantisBase31.70MUSDC0%9.68%9.95%
AccountableEthereum2.11MUSDC0%4.76%9.81%
Bracket-vaultsEthereum2.72MUSDC0%10.2%9.78%
Harmonix-financeHyperliquid L119.26MUSDC0%10.1%9.54%
Ember-protocolSui3.09MUSDC0%8.67%8.75%
Fusion-by-iporEthereum1.43MUSDC0%6.51%8.68%
Blend-pools-v2Stellar10.18MUSDC0%7.32%8.51%
AccountableMonad9.04MUSDC0.48%11.67%8.29%
Ember-protocolSui1.07MUSDC0%8.44%8.01%
Ember-protocolSui6.78MUSDC4%12%8%
YieldseekerBase1.77MUSDC0%8.24%7.91%
Ember-protocolEthereum3.25MUSDC0%8.45%7.61%
Moonwell-lendingBase1.46MUSDC0.36%6.9%7.46%
LoopscaleSolana1.13MUSDC0.72%8.06%7.38%
SymbiosisEthereum1.08MUSDC0%9.8%7.37%
Centrifuge-protocolPlume Mainnet32.90MUSDC0%0.44%7.15%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%7.87%6.79%
Zerobase-cedefiBSC2.18MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.49MUSDT2%8.76%6.76%
Fluid-lendingEthereum8.26MUSDC0%5.23%6.54%
Fluid-lendingEthereum125.67MUSDC0.85%7.14%6.54%
Kamino-lendSolana4.46MUSDC0%6.12%6.48%
Fluid-lendingEthereum110.14MUSDT0.97%4.94%6.41%
Fluid-lendingArbitrum35.57MUSDC0%5.98%6.35%
Yearn-financeEthereum9.06MUSDC0%4.9%6.07%
Storm-tradeTON3.71MUSDT0%5.86%6.03%
Centrifuge-protocolEthereum370.69MUSDC0%3.73%5.73%
AutofinanceEthereum7.27MUSDC0.34%5.96%5.69%
Hyperlend-pooledHyperliquid L112.08MUSDC0%5.69%5.69%
Extra-finance-leverage-farmingBase3.44MUSDC0%6.75%5.62%
Navi-lendingSui4.91MUSDC0.44%5.81%5.57%
SymbiosisTron2.04MUSDT0%7.08%5.44%
Jupiter-lendSolana386.26MUSDC0.78%4.6%5.13%
Ember-protocolSui1.35MUSDC0%8.2%5.05%
AutofinanceBase8.09MUSDC1.46%7.78%4.96%
Ember-protocolSui6.86MUSDC0%5.38%4.96%
Yearn-financeBase1.72MUSDC0%4.29%4.85%
Yearn-financeEthereum5.62MUSDC0%4.82%4.71%
Fluid-lendingBase8.97MUSDC0%5.48%4.64%
AutofinanceEthereum1.33MUSDC0%9%4.61%
Flux-financeEthereum1.93MUSDT0%4.54%4.44%
AmpleBase4.27MUSDC0%4.83%4.28%
Kamino-lendSolana15.41MUSDC0%4.95%4.23%
Yo-protocolBase11.26MUSDC0%4.25%4.21%
Yo-protocolEthereum2.70MUSDC0%4.25%4.21%
Yearn-financeEthereum1.18MUSDC0%3.7%4.2%
Folks-finance-lendingAlgorand1.41MUSDC0%4.65%4.16%
ExactlyOP Mainnet1.63MUSDC0%4.08%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.17%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.1%4.15%
ExactlyOP Mainnet1.63MUSDC0%4.14%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.01%4.06%
Ember-protocolSui1.16MUSDC5.65%11.16%4.06%
ExactlyOP Mainnet1.63MUSDC0%4.03%4.06%
Euler-v2Monad2.21MUSDC0.15%4.16%4.05%
MapleEthereum1.04BUSDT0%4.16%4.04%
ExactlyOP Mainnet1.63MUSDC0%3.85%3.97%
ExactlyOP Mainnet1.63MUSDC0%3.95%3.96%
Folks-finance-xchainPolygon1.26MUSDT0%4.2%3.96%
TermmaxBase1.21MUSDC0%4.16%3.93%
Benqi-lendingAvalanche4.47MUSDC0%4.44%3.9%
Lista-lendingBSC3.77MUSDT0.2%4.14%3.87%
Yearn-financeEthereum2.45MUSDC0%3.76%3.82%
Kamino-lendSolana19.98MUSDC0%4.42%3.79%
Kamino-lendSolana2.04MUSDC0%4.03%3.78%
Yearn-financeEthereum7.32MUSDT0%2.9%3.78%
DolomiteArbitrum1.64MUSDC0%3.9%3.78%
ExactlyOP Mainnet1.63MUSDC0%3.3%3.75%
Gains-networkBase2.13MUSDC0%3.78%3.75%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum344.8M5.71%
Avalanche14.5M3.9%
Base1277.9M6.08%
BSC454.1M6.85%
Ethereum271.8B7.37%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.9M19.24%
Solana6429.3M5.13%
TON13.7M6.03%
zkSync Era000%