Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/04/2026 02:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.12%11.67%
AbyssSui1.70MUSDC0%8.64%11.18%
AvantisBase62.22MUSDC0%9.51%11.16%
BitwayBSC13.27MUSDT0%11.68%11%
AutofinanceArbitrum1.87MUSDC1.96%7.46%10.15%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Blend-pools-v2Stellar10.46MUSDC0%9.31%8.88%
Spectra-metavaultsBase7.28MUSDC2.08%92.92%8.23%
Wasabi-perpsSolana1.39MUSDC0%5.58%8.13%
SymbiosisEthereum1.05MUSDC0%6.06%8.09%
SymbiosisEthereum1.05MUSDC0%6.06%8.09%
SymbiosisTron1.71MUSDT0%6.63%7.98%
Storm-tradeTon3.98MUSDT0%4.22%7.02%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC23.62MUSDT2%9.21%6.76%
Zerobase-cedefiBSC1.32MUSDC2%8.87%6.76%
AutofinanceEthereum8.42MUSDC0.67%5.55%6.57%
Project-0Solana1.52MUSDC0%4.49%6.13%
Lazy-summer-protocolEthereum2.53MUSDC0.89%4.24%5.98%
Yearn-financeEthereum1.09MUSDC0%5.16%5.73%
Harvest-financeBase2.02MUSDC0%5.98%5.69%
Wasabi-perpsBase4.42MUSDC0%4.46%5.51%
LoopscaleSolana1.50MUSDC0%5.04%5.31%
DeltaprimeAvalanche1.17MUSDC0%5.35%5.04%
AutofinanceBase6.85MUSDC3.02%6.51%5.04%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.08%4.97%
Yo-protocolEthereum11MUSDC12%14.1%4.93%
Yo-protocolBase27.66MUSDC12%14.1%4.93%
Gains-networkArbitrum8.64MUSDC0%6.37%4.8%
Harvest-financeEthereum1.08MUSDC0%1.33%4.69%
AutofinanceEthereum8.75MUSDC0%4.17%4.69%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Fluid-lendingArbitrum31.64MUSDC1.01%5.98%4.59%
Scallop-lendSui1.92MUSDC0%4.68%4.4%
Yearn-financeEthereum3.73MUSDC0%4.14%4.32%
Hyperlend-pooledHyperliquid L113.81MUSDC0%4.06%4.31%
Euler-v2Avalanche1.99MUSDC0%6.33%4.03%
SparklendEthereum2.18MUSDC0%4.11%4.01%
ExactlyOptimism1.55MUSDC0%2.24%3.99%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
Folks-finance-xchainPolygon1.65MUSDT0%3.68%3.97%
Benqi-lendingAvalanche1.99MUSDT0%4.45%3.95%
NeverlandMonad16.93MUSDC3.91%8.4%3.88%
ExactlyOptimism1.55MUSDC0%4.19%3.85%
Yearn-financeEthereum8.80MDAI0%3.07%3.85%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.82%3.77%
ExactlyOptimism1.55MUSDC0%3.43%3.77%
DolomiteEthereum20.43MUSDC0%5.75%3.77%
Spark-savingsEthereum406.53MUSDC0%3.75%3.75%
Spark-savingsAvalanche66.48MUSDC0%3.75%3.75%
Yearn-financeBase1.40MUSDC0%3.29%3.74%
Benqi-lendingAvalanche6.45MUSDC0%3.96%3.72%
ExactlyOptimism1.55MUSDC0%3.95%3.69%
ExactlyOptimism1.55MUSDC0%1.66%3.69%
Euler-v2Ethereum30.08MUSDC0%3.59%3.67%
ExactlyOptimism1.55MUSDC0%4.02%3.66%
ExactlyOptimism1.55MUSDC0%3.98%3.66%
Folks-finance-lendingAlgorand2.04MUSDC0%3.48%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum551.3M6.24%
Avalanche578.1M4.1%
Base8116M6.16%
BSC338.2M8.17%
Ethereum20606.3M5.65%
Hyperliquid000%
Mantle000%
Optimism812.4M3.79%
Polygon11.6M3.97%
Solana34.4M6.52%
TON14M7.02%
zkSync Era000%