Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Feb 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
27/02/2026 01:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%14.3%13.55%
Gains-networkArbitrum12.28MUSDC0%11.2%12.8%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
AbyssSui1.87MUSDC0%9.38%9.8%
AvantisBase90.04MUSDC0%11.15%9.73%
Blend-pools-v2Stellar10.55MUSDC0%10.91%9.11%
Ipor-fusionEthereum3.75MUSDT0%6.78%7.59%
Woofi-earnArbitrum1.20MUSDC0%7.1%7.06%
WasabiSolana1.66MUSDC0%7.14%6.6%
LoopscaleSolana1.68MUSDC1.19%7.1%6.16%
AutofinanceEthereum19.53MUSDC0.36%7.65%5.91%
Extra-finance-leverage-farmingBase3.86MUSDC0%4.9%5.57%
Gains-networkBase1.98MUSDC0%8.16%5.56%
Euler-v2Avalanche5.04MUSDC0%6.32%5.48%
Euler-v2Avalanche1.37MUSDC0%7.02%5.48%
DeltaprimeAvalanche1.21MUSDC0%6.29%5.47%
Scallop-lendSui1.53MUSDC0%5.29%5.33%
Harvest-financeBase3.76MUSDC0%6.12%5.27%
WasabiBase6.84MUSDC0%6.03%5.22%
LiqwidCardano2.33MUSDC1.58%8.9%5.17%
Yo-protocolBase29.33MUSDC28%19.7%5.08%
Silo-v2Avalanche1.27MUSDC0%7.45%4.92%
Euler-v2Arbitrum5MUSDC0%3.36%4.88%
Benqi-lendingAvalanche1.31MUSDT0%3.69%4.77%
Ipor-fusionBase1.70MUSDC0%5.86%4.65%
Flux-financeEthereum1.62MUSDT0%4.62%4.62%
AutofinanceEthereum5.01MUSDC0%4.93%4.58%
AutofinanceArbitrum1.34MUSDC1.95%6.26%4.56%
Hyperlend-pooledHyperliquid L122.36MUSDC0%6.05%4.4%
MapleEthereum1.42BUSDT0%4.3%4.37%
Euler-v2Ethereum40.06MUSDC0%4.89%4.36%
AutofinanceBase17.37MUSDC1.71%6.67%4.31%
Yearn-financeEthereum7.31MUSDT0%4.49%4.3%
DolomiteEthereum12.52MUSDC0%4.65%4.26%
ExactlyOptimism1.69MUSDC0%4.23%4.25%
Flux-financeEthereum1.45MUSDC0%4.19%4.19%
ExactlyOptimism1.69MUSDC0%3.96%4.17%
ExactlyOptimism1.69MUSDC0%4.09%4.14%
ExactlyOptimism1.69MUSDC0%4.02%4.06%
AcrossEthereum1.10MDAI0.42%7.91%4.02%
AcrossEthereum1.10MDAI0.42%7.91%4.02%
Spark-savingsEthereum238.14MUSDC0%4%4%
Spark-savingsAvalanche151.98MUSDC0%4%4%
NeverlandMonad6.25MUSDC7.3%12.6%3.97%
ExactlyOptimism1.69MUSDC0%3.9%3.96%
Aave-v3Ethereum4.39MUSDC0%3.2%3.93%
ExactlyOptimism1.69MUSDC0%4.16%3.93%
Echelon-marketAptos9.79MUSDC0%4.85%3.84%
Folks-finance-xchainPolygon2.40MUSDT0%3.89%3.79%
ExactlyOptimism1.69MUSDC0%3.12%3.72%
Folks-finance-lendingAlgorand2.10MUSDC0%4.12%3.69%
ExactlyOptimism1.69MUSDC0%3.81%3.67%
Fluid-lendingArbitrum43.20MUSDC0.95%4.14%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum563M6.59%
Avalanche7165.1M8.73%
Base8154.9M5.67%
BSC000%
Ethereum151.8B5.58%
Hyperliquid000%
Mantle000%
Optimism813.6M3.99%
Polygon12.4M3.79%
Solana23.3M6.38%
TON000%
zkSync Era000%