Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/04/2026 14:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.11%11.67%
AvantisBase61.56MUSDC0%9.53%11.29%
AbyssSui1.79MUSDC0%8.67%11.18%
BitwayBSC13.26MUSDT0%11.66%11%
AutofinanceArbitrum2.07MUSDC1.64%7.55%10.15%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Blend-pools-v2Stellar10.30MUSDC0%9.32%8.92%
Fusion-by-iporEthereum1.33MUSDC0%1.34%8.39%
Spectra-metavaultsBase7.29MUSDC2.08%93.03%8.23%
SymbiosisEthereum1.14MUSDC0%6.12%8.09%
SymbiosisTron1.32MUSDT0%6.7%7.98%
LoopscaleSolana1.22MUSDC0%8.38%7.74%
Storm-tradeTon3.98MUSDT0%4.35%7.03%
Wasabi-perpsSolana1.49MUSDC0%5.62%7.01%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6%6.94%
Zerobase-cedefiBSC1.29MUSDC2%8.86%6.76%
Zerobase-cedefiBSC23.61MUSDT2%9.2%6.76%
AutofinanceEthereum8.42MUSDC0.66%5.59%6.75%
Project-0Solana1.32MUSDC0%4.57%6.36%
LoopscaleSolana1.53MUSDC0%5.06%5.3%
Lazy-summer-protocolEthereum2.53MUSDC0.88%4.28%5.2%
Wasabi-perpsBase4.54MUSDC0%4.49%5.18%
DeltaprimeAvalanche1.17MUSDC0%5.33%5.04%
AutofinanceBase6.85MUSDC3.02%6.56%5.04%
Extra-finance-leverage-farmingBase4.14MUSDC0%5.07%4.98%
Yearn-financeEthereum2.08MUSDC0%5.16%4.97%
Gains-networkArbitrum8.63MUSDC0%6.35%4.81%
AutofinanceEthereum8.75MUSDC0%4.21%4.77%
Yo-protocolEthereum11MUSDC12%14.11%4.69%
Yo-protocolBase27.65MUSDC12%14.1%4.69%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Harvest-financeEthereum1.08MUSDC0%1.35%4.52%
Harvest-financeEthereum1.08MUSDC0%1.35%4.52%
Hyperlend-pooledHyperliquid L113.08MUSDC0%4.08%4.44%
Yearn-financeEthereum3.73MUSDC0%4.12%4.42%
Scallop-lendSui1.94MUSDC0%4.69%4.38%
Fluid-lendingArbitrum32.93MUSDC0.99%6%4.32%
SparklendEthereum1.90MUSDC0%4.11%4.14%
ExactlyOptimism1.55MUSDC0%2.36%3.99%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
Euler-v2Avalanche1.99MUSDC0%6.3%3.97%
Benqi-lendingAvalanche1.98MUSDT0%4.43%3.96%
Folks-finance-xchainPolygon1.66MUSDT0%3.69%3.96%
ExactlyOptimism1.55MUSDC0%4.19%3.85%
Yearn-financeEthereum8.80MDAI0%3.08%3.84%
NeverlandMonad16.77MUSDC4.21%8.39%3.82%
Euler-v2Ethereum28.54MUSDC0%3.6%3.78%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.81%3.77%
ExactlyOptimism1.55MUSDC0%3.44%3.77%
Spark-savingsAvalanche66.50MUSDC0%3.75%3.75%
Spark-savingsEthereum402.60MUSDC0%3.75%3.75%
Yearn-financeBase1.10MUSDC0%3.29%3.75%
Benqi-lendingAvalanche6.45MUSDC0%3.96%3.72%
ExactlyOptimism1.55MUSDC0%3.95%3.69%
ExactlyOptimism1.55MUSDC0%1.72%3.69%
ExactlyOptimism1.55MUSDC0%4.01%3.66%
ExactlyOptimism1.55MUSDC0%3.97%3.66%
Folks-finance-lendingAlgorand2.03MUSDC0%3.49%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.7M6.19%
Avalanche578.1M4.09%
Base8115.2M6.26%
BSC338.2M8.17%
Ethereum20582.5M5.64%
Hyperliquid000%
Mantle000%
Optimism812.4M3.79%
Polygon11.7M3.96%
Solana45.6M6.6%
TON14M7.03%
zkSync Era000%