Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on Mar 05 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
07/03/2026 00:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche2.96MUSDT0%31.01%31.01%
Bracket-vaultsEthereum3.29MUSDC0%13.87%13.15%
Gains-networkArbitrum12.13MUSDC0%9.1%10.72%
AvantisBase84.14MUSDC0%11.1%10.27%
AbyssSui1.91MUSDC0%8.81%10.04%
GoldfinchEthereum37.75MUSDC0%10.01%10.01%
Euler-v2Avalanche4.30MUSDC0%6.06%9.9%
Blend-pools-v2Stellar9.87MUSDC0%10.31%9.42%
Gains-networkBase1.91MUSDC0%6.08%8.56%
Zerobase-cedefiBSC23.25MUSDT2%9.76%7.76%
Fusion-by-iporEthereum3.78MUSDT0%6.84%7.55%
Woofi-earnArbitrum1.23MUSDC0%7.09%7.42%
Zerobase-cedefiEthereum14.08MUSDT2%9%7%
Zerobase-cedefiArbitrum8.14MUSDT2%9%7%
Zerobase-cedefiBSC1.19MUSDC2%9%7%
Storm-tradeTon4.79MUSDT0%3.97%6.97%
Fusion-by-iporBase1.68MUSDC0%5.46%6.94%
LoopscaleSolana2.93MUSDC1.1%7.01%6.15%
AutofinanceEthereum21.46MUSDC0.4%6.97%5.84%
AcrossEthereum1.09MDAI0.42%5.47%5.66%
AcrossEthereum1.09MDAI0.42%5.47%5.66%
DeltaprimeAvalanche1.10MUSDC0%5.94%5.56%
Yo-protocolBase30.62MUSDC12%20.65%5.52%
WasabiSolana1.34MUSDC0%6.91%5.49%
Extra-finance-leverage-farmingBase4.15MUSDC0%4.76%5.43%
WasabiBase6.35MUSDC0%5.45%5.27%
LiqwidCardano2.29MUSDC1.58%7.2%5.25%
Navi-lendingSui6.39MUSDC0.51%4.79%5.15%
Harvest-financeBase3.54MUSDC0%5.89%4.91%
Benqi-lendingAvalanche1.40MUSDT0%3.9%4.67%
AutofinanceEthereum5.02MUSDC0%4.34%4.64%
Jupiter-lendSolana446.83MUSDC1.86%4.07%4.54%
Flux-financeEthereum1.75MUSDT0%4.61%4.54%
AutofinanceBase16.10MUSDC1.31%6.48%4.49%
AutofinanceArbitrum1.35MUSDC1.83%6.24%4.42%
Yearn-financeEthereum6.81MUSDT0%4.45%4.41%
SparklendEthereum1.97MUSDC0%3.01%4.38%
Euler-v2Ethereum39.95MUSDC0%4.75%4.36%
MapleEthereum1.38BUSDT0%4.22%4.32%
DolomiteEthereum12.32MUSDC0%4.65%4.28%
ExactlyOptimism1.75MUSDC0%4.24%4.26%
DolomiteArbitrum1.97MUSDC0%3.05%4.21%
Flux-financeEthereum1.42MUSDC0%4.2%4.21%
ExactlyOptimism1.75MUSDC0%4.1%4.19%
ExactlyOptimism1.75MUSDC0%4.12%4.16%
Scallop-lendSui2.30MUSDC0%5.07%4.14%
ExactlyOptimism1.75MUSDC0%4.04%4.09%
Spark-savingsAvalanche182.49MUSDC0%4%4%
Spark-savingsEthereum342.88MUSDC0%4%4%
ExactlyOptimism1.75MUSDC0%3.94%3.99%
ExactlyOptimism1.75MUSDC0%3.79%3.95%
Echelon-marketAptos8.86MUSDC0%4.72%3.94%
SymbiosisTron1.11MUSDT0%4.63%3.93%
NeverlandMonad8.58MUSDC7.94%12.27%3.93%
ExactlyOptimism1.75MUSDC0%4.08%3.9%
LoopscaleSolana8.64MUSDC0%3.79%3.86%
Yearn-financeEthereum7.68MUSDT0%3.77%3.84%
SymbiosisEthereum1.48MUSDC0%5.21%3.79%
Spark-savingsEthereum310.70MUSDT0%3.65%3.76%
Hyperlend-pooledHyperliquid L127.90MUSDC0%5.35%3.74%
Benqi-lendingAvalanche6.26MUSDC0%3.16%3.69%
Folks-finance-lendingAlgorand2.13MUSDC0%3.92%3.61%
ExactlyOptimism1.75MUSDC0%2.49%3.59%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum524.8M6.75%
Avalanche6198.5M9.81%
Base8148.5M6.42%
BSC224.4M7.38%
Ethereum192.2B5.55%
Hyperliquid000%
Mantle000%
Optimism814M4.02%
Polygon000%
Solana4459.7M5.01%
TON14.8M6.97%
zkSync Era000%