Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 27 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
29/04/2026 23:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%12.87%12.99%
Bracket-vaultsEthereum2.71MUSDC0%11.65%11.11%
BitwayBSC13.83MUSDT0%11.21%11%
AutofinanceArbitrum3.67MUSDC1.18%10.81%10.91%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Blend-pools-v2Stellar9.79MUSDC0%9.29%9.13%
AvantisBase48.96MUSDC0%9.99%8.91%
YieldseekerBase1.26MUSDC0%9.83%8.88%
AbyssSui1.60MUSDC0%8.97%8.17%
SymbiosisTron1.70MUSDT0%7.3%7.11%
Fusion-by-iporEthereum1.28MUSDC0%3.99%7.07%
AutofinanceEthereum4.38MUSDC0%6.86%7.01%
LoopscaleSolana2.27MUSDC1.03%8.56%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC1.90MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.78MUSDT2%8.76%6.76%
Aave-v3Ethereum7.79MDAI0%5.19%6.72%
Harvest-financeBase1.97MUSDC0%6.6%6.49%
AutofinanceEthereum9.35MUSDC0.59%6.15%6.31%
DeltaprimeAvalanche1.06MUSDC0%5.29%6.2%
Benqi-lendingAvalanche2.40MUSDC0%6.83%5.72%
Gains-networkArbitrum5.35MUSDC0%6.73%5.7%
Extra-finance-leverage-farmingBase4.04MUSDC0%5.45%5.6%
SymbiosisEthereum1.13MUSDC0%7.39%5.55%
Hyperlend-pooledHyperliquid L19.62MUSDC0%4.42%5.44%
DolomiteArbitrum1.18MUSDC0%5.5%5.22%
AutofinanceBase5.67MUSDC3.87%7.79%5.22%
Venus-fluxBSC7.87MUSDC0%5.68%5.16%
Aave-v3Arbitrum12.39MUSDC0%3.51%5.13%
Harvest-financeEthereum1.08MUSDC0%3.13%5.08%
Fluid-lendingArbitrum36.09MUSDC0.84%6.08%5%
Aave-v3Avalanche6.13MUSDC0%4.35%4.97%
TydroInk2.06MUSDC0%2.86%4.76%
Yearn-financeEthereum2.57MUSDC0%5.55%4.74%
Yearn-financeEthereum7.14MUSDC0%4.22%4.71%
MapleEthereum1.03BUSDT0%4.07%4.61%
Flux-financeEthereum1.71MUSDT0%4.62%4.57%
Folks-finance-lendingAlgorand1.33MUSDC0%3.8%4.48%
Venus-fluxBSC42.23MUSDT0%7.76%4.43%
DolomiteEthereum12.99MUSDC4.43%6.28%4.3%
Fluid-lendingBase12.06MUSDC1.74%6.4%4.16%
Euler-v2Ethereum33.40MUSDC0%3.9%4.15%
ExactlyOP Mainnet1.61MUSDC0%3.9%4.06%
Yearn-financeEthereum8.56MDAI0%3.63%4.05%
SparklendEthereum2.98MUSDC0%4.09%4.04%
ExactlyOP Mainnet1.61MUSDC0%3.77%4.03%
TermmaxEthereum1MUSDC0%0.47%4.01%
TermmaxEthereum1MUSDC0%0.47%4.01%
Navi-lendingSui3.15MUSDC0.62%4.36%4.01%
ExactlyOP Mainnet1.61MUSDC0%3.4%3.99%
ExactlyOP Mainnet1.61MUSDC0%3.42%3.89%
ExactlyOP Mainnet1.61MUSDC0%3.82%3.8%
Yearn-financeEthereum1.17MUSDC0%3.39%3.78%
Aave-v3Ethereum143.46MUSDC0%4.44%3.78%
ExactlyOP Mainnet1.61MUSDC0%3.65%3.77%
Wasabi-perpsBase2.16MUSDC0%4.69%3.77%
ExactlyOP Mainnet1.61MUSDC0%3.97%3.76%
ExactlyOP Mainnet1.61MUSDC0%3.81%3.75%
Yo-protocolEthereum3.78MUSDC12%13.69%3.72%
Yo-protocolBase18.49MUSDC12%13.72%3.72%
Euler-v2Ethereum24.13MUSDC0%3.88%3.71%
ExactlyOP Mainnet1.61MUSDC0%3.38%3.71%
Fluid-lendingEthereum6.93MUSDC0%3.44%3.69%
Fluid-lendingEthereum1MUSDC0%3.43%3.69%
Fluid-lendingEthereum191.77MUSDC0.99%4.49%3.69%
TermmaxEthereum2.43MUSDC0%2.98%3.68%
TermmaxEthereum2.01MUSDC0%3.05%3.68%
Flux-financeEthereum2.69MUSDC0%3.76%3.68%
Spark-savingsAvalanche37.28MUSDC0%3.73%3.65%
Spark-savingsEthereum575.95MUSDC0%3.73%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum666.6M6.49%
Avalanche446.9M5.13%
Base894.6M5.84%
BSC590.6M6.82%
Ethereum302.1B5%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana12.3M7%
TON000%
zkSync Era000%