Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/08/2026 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Neutral-tradeSolana1.33MUSDC0%20.97%25.1%
EnsuroEthereum1.10MUSDC0%21.57%18.76%
AccountableEthereum3.12MUSDC12.23%25.42%18.19%
Harvest-financeEthereum1.15MUSDC0%6.83%15.08%
Harvest-financeBase1.86MUSDC0%10.73%14.58%
Midas-rwaEtherlink4.82MUSDC0%10.2%14.53%
AccountableMonad7.50MUSDC0.98%22.82%14.28%
AccountableEthereum1.06MUSDC1.25%15.14%14.25%
Midas-rwaEthereum1.76MUSDC0%11.81%13.98%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Gains-networkArbitrum4.61MUSDC0%5.31%13.36%
Ember-protocolEthereum7.06MUSDC0%12.87%12.9%
Aave-v3Ethereum1.80MUSDC0%3.81%12.49%
Neutral-tradeSolana2.31MUSDC0%6.62%12.29%
AccountableEthereum10.17MUSDC0%11.64%11.64%
AccountableMonad5.04MUSDC0.46%12.13%11.64%
AccountableEthereum3.29MUSDC0%10.76%11.55%
AccountableMonad75MUSDC0.29%15.14%11.2%
Pareto-creditEthereum15.29MUSDC0%10.58%10.58%
GoldfinchEthereum35.96MUSDC0%10.21%10.15%
AguaEthereum6.14MUSDC0%10%10%
Ember-protocolSui7.19MUSDC0%10.06%10%
Ember-protocolEthereum3.37MUSDC0%9.66%9.43%
Pareto-creditEthereum2.17MUSDC0%9.38%9.38%
Kamino-lendSolana4.56MUSDC0%4.64%8.65%
Kamino-lendSolana2.31MUSDC0%6.76%8.6%
Ember-protocolEthereum9.18MUSDC0%9.82%8.58%
YieldseekerBase1.12MUSDC0%9.34%8.51%
Midas-rwaEthereum7.72MUSDC0%8.99%8.43%
Ember-protocolSui1.39MUSDC0%10.13%8.07%
Pareto-creditEthereum168.52MUSDC0%8.07%8.02%
Bitway-earnBSC26.06MUSDT0%8%8%
Ember-protocolSui9.25MUSDC4%12%8%
Midas-rwaEthereum36.46MUSDC0%7.71%7.85%
Midas-rwaEthereum6.70MUSDC0%7.39%7.68%
Midas-rwaEthereum2.51MUSDC0%7.39%7.66%
Bitway-earnBSC3.85MUSDT0%5.76%7.5%
Midas-rwaEthereum64.45MUSDC0%9.61%7.44%
AccountableMonad1.50MUSDC0.41%7.8%7.28%
Ember-protocolEthereum17.14MUSDC0%7.89%7.2%
Pareto-creditEthereum21.98MUSDC0%7.13%7.13%
Nawa-protocolZIGChain3.43MUSDC0%9.73%7.11%
Zerobase-cedefiEthereum14.05MUSDT2%9%7%
Zerobase-cedefiBase9.56MUSDC2%9%7%
Zerobase-cedefiArbitrum7.64MUSDT2%9%7%
Extra-finance-leverage-farmingBase3.37MUSDC0%7.09%6.94%
LoopscaleSolana1.70MUSDC0.3%7%6.93%
Blend-pools-v2Stellar9.70MUSDC0%6.64%6.85%
Harmonix-financeHyperliquid L124.92MUSDC0%6.42%6.81%
Zerobase-cedefiBSC18.73MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Ember-protocolSui1.08MUSDC0%8.26%6.69%
Yearn-financeEthereum8.85MUSDC0%6.08%6.52%
Yearn-financeEthereum6.84MUSDC0%6.74%6.5%
Harvest-financeBase1.03MUSDC0%6.34%6.4%
SymbiosisTron1.05MUSDT0%5.81%6.36%
Fluid-lendingEthereum139.38MUSDT0%4.65%6.31%
AccountableMonad11.02MUSDC0.43%7.59%6.13%
Euler-v2Monad1.17MUSDC1.25%9.93%6.05%
Midas-rwaEthereum6.42MUSDC0%9.08%6.02%
Midas-rwaEtherlink1.12MUSDC0%9.08%6.02%
Fusion-by-iporBase1.03MUSDC0%5.75%5.94%
Yearn-financeEthereum1.19MUSDC0%6.29%5.91%
Fusion-by-iporEthereum1.99MUSDC0%5.67%5.9%
Hyperlend-pooledHyperliquid L113.97MUSDC0%7%5.71%
Kamino-lendSolana1.81MUSDC0%5.33%5.69%
Storm-tradeTON3.14MUSDT0%5.55%5.4%
AutofinanceEthereum8.07MUSDC0.85%5.83%5.4%
Navi-lendingSui5.29MUSDC0.54%5.51%5.36%
Alchemix-v3Ethereum7.97MUSDC0%4.58%5.24%
TydroInk3.51MUSDC0%2.15%5.17%
AutofinanceBase7.66MUSDC2.29%7.88%5.07%
Yearn-financeBase1.77MUSDC0%4.94%5.03%
DolomiteArbitrum1.02MUSDC0%4.18%5.02%
Jupiter-lendSolana447.88MUSDC0.67%5.11%4.98%
Centrifuge-protocolPlume Mainnet20.80MUSDC0%6.09%4.88%
Fluid-lendingBase8.98MUSDC0%5.12%4.8%
Centrifuge-protocolAvalanche261.74MUSDC0%5.22%4.72%
Centrifuge-protocolBase50.47MUSDC0%5.22%4.72%
Fusion-by-iporBase1.06MUSDC2.5%7.33%4.72%
Centrifuge-protocolEthereum7.52MUSDC0%5.22%4.7%
Compound-v3Ethereum34.92MUSDC0.11%3.86%4.65%
MapleEthereum1.04BUSDT0%4.21%4.63%
Benqi-lendingAvalanche3.05MUSDC0%4.44%4.61%
Lista-lendingBSC2.32MUSDT1.56%7.22%4.55%
Fluid-lendingArbitrum52.10MUSDC0%4.82%4.53%
Centrifuge-protocolMonad10.08MUSDC0%6.13%4.51%
Flux-financeEthereum1.92MUSDT0%4.41%4.45%
SentoraEthereum42.38MUSDC0%6.38%4.44%
ExactlyOP Mainnet1.71MUSDC0%4.36%4.37%
Jupiter-lendSolana17.72MUSDT0%3.55%4.32%
ExactlyOP Mainnet1.71MUSDC0%4.3%4.32%
Aave-v3Avalanche2.24MUSDT0%3.37%4.3%
ExactlyOP Mainnet1.71MUSDC0%4.25%4.28%
Yo-protocolBase9.10MUSDC0%4.16%4.21%
Yo-protocolEthereum1.51MUSDC0%4.15%4.21%
ExactlyOP Mainnet1.71MUSDC0%4.2%4.21%
ExactlyOP Mainnet1.71MUSDC0%4.17%4.21%
Fluid-lendingEthereum151.47MUSDC0%4.98%4.18%
Fluid-lendingEthereum1.88MUSDC0%4.98%4.18%
Ember-protocolSui1.20MUSDC0%3.68%4.12%
ExactlyOP Mainnet1.71MUSDC0%4.01%4.09%
TermmaxEthereum3.33MUSDC0%4.05%4.07%
ExactlyOP Mainnet1.71MUSDC0%4.12%4.06%
SymbiosisEthereum1.29MUSDC0%4.73%4.05%
ExactlyOP Mainnet1.71MUSDC0%3.65%3.97%
ExactlyOP Mainnet1.71MUSDC0%4.02%3.95%
Moonwell-lendingBase2.09MUSDC0.08%6.63%3.92%
Ember-protocolEthereum2.04MUSDC0%2.99%3.81%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
AmpleBase4.40MUSDC0%4.11%3.77%
Yearn-financeEthereum2.43MUSDC0%3.6%3.75%
Flux-financeEthereum2.59MUSDC0%3.73%3.73%
Yearn-financeEthereum19.50MUSDC0%3.33%3.6%
Centrifuge-protocolMonad4.55MUSDC0%3.77%3.52%
Centrifuge-protocolPharos4.40MUSDC0%3.79%3.52%
Spark-savingsEthereum304.78MUSDC0%3.52%3.52%
Spark-savingsAvalanche10.79MUSDC0%3.52%3.52%
SparklendEthereum1.98MUSDC0%3.48%3.47%
Aave-v4Ethereum1.32MUSDT0%2.47%3.44%
Aave-v3Base23.57MUSDC0%3.43%3.39%
Kamino-lendSolana1.16MUSDC0%4.55%3.32%
Native-credit-poolEthereum1.77MUSDT0%2.99%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Aave-v3Monad14.49MUSDC2.02%5.66%3.29%
Aave-v3Ethereum243.60MUSDT0%2.96%3.29%
Aave-v3Ethereum67.96MUSDT1.5%4.33%3.29%
Midas-rwaEthereum71.66MUSDC0%3.37%3.26%
Midas-rwaEtherlink1.22MUSDC0%3.39%3.26%
Aave-v3Ethereum57.40MUSDC1.7%5.24%3.26%
Project-0Solana1.96MUSDC0%4.38%3.25%
Spark-savingsEthereum362.86MUSDT0%2.91%3.25%
DolomiteEthereum30.49MUSDC4.2%7.52%3.24%
Yearn-financeEthereum7.42MDAI0%3.11%3.22%
Aave-v3Avalanche6.78MUSDC0%3.65%3.15%
Venus-fluxBSC2.35MUSDT0%2.51%3.14%
Native-credit-poolBSC2.27MUSDT0%3.19%3.14%
Euler-v2Ethereum7.31MUSDC0%3.11%3.12%
Yearn-financeEthereum5.76MUSDT0%3.17%3.05%
Compound-v3Ethereum27.82MUSDT0.12%3.15%3.04%
Aave-v3Ethereum18.60MDAI0%2.97%3.01%
CurvanceMonad2.90MUSDC2.22%5.29%2.97%
Euler-v2Ethereum5.08MUSDC0%3.96%2.87%
Centrifuge-protocolEthereum1.68MUSDC0%1.75%2.83%
Aave-v3Polygon12.18MUSDC0%2.79%2.82%
Aave-v3Ethereum1.67MUSDC0%3.05%2.79%
Euler-v2Monad2.86MUSDC0%3.61%2.79%
Compound-v3Arbitrum3.40MUSDC0%2.76%2.78%
Aave-v3BSC2.28MUSDC0%3.03%2.75%
Justlend-v1Tron59.83MUSDT0%2.29%2.62%
SparklendEthereum61.40MUSDT0%3.7%2.62%
Compound-v3Arbitrum3.98MUSDT0%2.18%2.62%
LoopscaleSolana1.67MUSDC6.88%8.79%2.61%
Aave-v3Ethereum1.53MUSDC0%2.23%2.57%
Aave-v3Arbitrum34.43MUSDC0%2.41%2.54%
SaveSolana6.15MUSDC0%2.4%2.48%
Venus-core-poolBSC71.29MUSDT0%2.13%2.47%
Gami-labsBase3.02MUSDC0%2.66%2.41%
Spectra-metavaultsBase3.02MUSDC0%2.67%2.41%
Aave-v3OP Mainnet2.78MUSDC0%2.79%2.29%
Aave-v3BSC14.69MUSDT0%2.16%2.29%
SparklendEthereum117.31MDAI0%2.17%2.17%
Scallop-lendSui1.19MUSDC0%2.64%2.11%
Aave-v4Ethereum1.39MUSDC0%1.97%2.07%
CurrentSui11.22MUSDC7.27%9.73%2.05%
Midas-rwaEthereum26.21MUSDC0%5.54%2.04%
Venus-core-poolBSC21.30MUSDC0%2.47%1.93%
Venus-core-poolBSC1.01MDAI0%1.83%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.84%
Lista-lendingBSC1.01MUSDT0%1.87%1.84%
Aave-v3Sonic1.19MUSDC0%1.89%1.82%
Lista-lendingBSC3.75MUSDT0%2.49%1.8%
Aave-v3Arbitrum1.32MDAI0%1.95%1.71%
SaveSolana2.17MUSDT0%1.46%1.68%
Aave-v4Ethereum1.09MUSDT0%1.5%1.65%
NeverlandMonad2.28MUSDC7.32%7.4%1.46%
Echelon-marketAptos1.72MUSDC1.54%3.56%1.32%
Lista-lendingEthereum2.56MUSDT4.3%5.7%1.12%
ExactlyOP Mainnet1.71MUSDC0%0.99%0.97%
Lista-lendingBSC3.43MUSDT0%1.19%0.88%
Zest-v2Stacks10.11MUSDC0%0.53%0.6%
Aave-v4Avalanche5.10MUSDC5.74%1.14%0.44%
Lista-lendingEthereum3.18MUSDC7%6.38%0.26%
Aave-v3Mantle2.02MUSDC0%3.03%0.15%
TectonicCronos44.94MUSDT0%0.15%0.15%
TectonicCronos54.04MUSDC0%0.12%0.12%
CredixSolana13.48MUSDC0%0.04%0.04%
AcrossEthereum1.10MUSDC4.07%4.31%0.02%
AcrossEthereum1.58MUSDT1.22%1.49%0.02%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8108.5M4.94%
Avalanche6289.7M3.46%
Base17133.1M5.52%
BSC16177.4M3.59%
Ethereum753.4B5.83%
Hyperliquid000%
Mantle12M0.15%
Optimism000%
Polygon112.2M2.82%
Solana14506.2M6.42%
TON13.1M5.4%
zkSync Era000%