Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/05/2026 20:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.84MUSDC0%123.17%153.74%
Ember-protocolSui1.81MUSDC0%10.24%13.35%
Canto-lendingCanto1.35MUSDC0%13.02%13.34%
Ember-protocolEthereum2.78MUSDC0%10.19%13.03%
Ember-protocolEthereum46.01MUSDC0%21.65%12.52%
Harvest-financeBase1.97MUSDC0%8.29%12.26%
Harmonix-financeHyperliquid L19.09MUSDC0%11.75%12.24%
AutofinanceEthereum2.03MUSDC0%8.98%11.85%
AvantisBase45.77MUSDC0%10.1%11.32%
Ember-protocolSui7.88MUSDC0%12.12%10.99%
Ember-protocolSui1.17MUSDC0%8.36%10.63%
Bracket-vaultsEthereum2.71MUSDC0%11.04%10.58%
BitwayBSC16.45MUSDT0%10.72%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
YieldseekerBase1.25MUSDC0%9.02%9.21%
Blend-pools-v2Stellar10.62MUSDC0%9.04%8.61%
Ember-protocolSui1.14MUSDC0%6.48%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Ember-protocolSui2.65MUSDC0%8.47%7.56%
AbyssSui1.94MUSDC0%9.74%7.19%
LoopscaleSolana1.99MUSDC1.05%8.27%7.1%
Gains-networkArbitrum5.12MUSDC0%6.54%7.03%
Ember-protocolEthereum4.50MUSDC0%7.53%7.01%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Fluid-lendingArbitrum40.05MUSDC0%6.3%6.92%
Zerobase-cedefiBSC24.31MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.07MUSDC2%8.76%6.76%
Fusion-by-iporEthereum1.30MUSDC0%4.64%6.69%
DeltaprimeAvalanche1.04MUSDC0%5.91%6.64%
DeltaprimeAvalanche1.04MUSDC0%5.91%6.64%
Extra-finance-leverage-farmingBase3.54MUSDC0%5.99%6.57%
Spectra-metavaultsBase6.60MUSDC1.41%4.6%6.54%
SymbiosisTron1.53MUSDT0%7.28%6.31%
Storm-tradeTON3.58MUSDT0%6.55%6.17%
Project-0Solana1.66MUSDC0%7.79%5.95%
Fluid-lendingBase13.56MUSDC0%6.43%5.71%
LoopscaleSolana1.21MUSDC0%5.48%5.57%
Kamino-lendSolana7.02MUSDC0%5.22%5.48%
Benqi-lendingAvalanche2.57MUSDC0%9.13%5.44%
Venus-fluxBSC2.46MUSDC0%4.74%5.33%
Ember-protocolSui1.17MUSDC0%7.61%5.23%
AutofinanceBase6.97MUSDC3.32%8.8%5.11%
Hyperlend-pooledHyperliquid L113.80MUSDC0%5.19%5.07%
Scallop-lendSui1.32MUSDC0%5.37%5.05%
Aave-v3Avalanche2.50MUSDT0%7.26%4.91%
Yearn-financeEthereum10.52MUSDC0%5%4.68%
TermmaxBase1.26MUSDC0%2.29%4.6%
Flux-financeEthereum1.69MUSDT0%4.6%4.58%
Aave-v3Avalanche6.69MUSDC0%6.44%4.51%
AmpleBase4.34MUSDC0%4.58%4.49%
DolomiteArbitrum1.54MUSDC0%5.54%4.46%
Yearn-financeEthereum3.62MUSDC0%6.45%4.43%
MapleEthereum0.93BUSDT0%4.52%4.39%
Navi-lendingSui5.53MUSDC0.65%4.64%4.35%
Folks-finance-lendingAlgorand1.47MUSDC0%4.39%4.29%
Yo-protocolBase16.10MUSDC7.8%13.81%4.29%
Yo-protocolEthereum3.35MUSDC7.8%13.83%4.29%
ExactlyOP Mainnet1.56MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.56MUSDC0%4%4.13%
SparklendEthereum4MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.56MUSDC0%3.91%4.04%
ExactlyOP Mainnet1.56MUSDC0%4.03%4%
Compound-v3Ethereum32.43MUSDC0.13%2.99%3.98%
ExactlyOP Mainnet1.56MUSDC0%3.84%3.96%
ExactlyOP Mainnet1.56MUSDC0%3.82%3.96%
ExactlyOP Mainnet1.56MUSDC0%3.81%3.94%
Moonwell-lendingBase1.89MUSDC1.24%5.15%3.94%
ExactlyOP Mainnet1.56MUSDC0%3.41%3.93%
ExactlyOP Mainnet1.56MUSDC0%3.78%3.93%
Lazy-summer-protocolBase1.38MUSDC0.76%4.11%3.9%
Harvest-financeEthereum1.09MUSDC0%4.98%3.85%
Ember-protocolSui1.42MUSDC10.59%13.71%3.8%
NeverlandMonad15.51MUSDC4.82%8.44%3.75%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Yearn-financeEthereum2.66MUSDC0%3.23%3.67%
Spark-savingsAvalanche28.41MUSDC0%3.67%3.65%
Spark-savingsEthereum0.96BUSDC0%3.67%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum454.6M6.35%
Avalanche642.2M5.3%
Base13106.5M17.82%
BSC445.3M7.34%
Ethereum192.1B6.53%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana411.9M6.02%
TON13.6M6.17%
zkSync Era000%