Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.64% on Jun 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/06/2026 05:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AzuroPolygon1.51MUSDT0%65.55%65.37%
Harvest-financeBase1.85MUSDC0%9.9%23.53%
Gains-networkArbitrum6.49MUSDC0%9.59%16.93%
AccountableEthereum1.03MUSDC0%14.31%14.25%
Canto-lendingCanto1.35MUSDC0%13.48%13.61%
Ember-protocolEthereum37.71MUSDC0%14.2%12.52%
Moonwell-lendingBase1.35MUSDC1.07%6.61%11.48%
Ember-protocolSui3.25MUSDC0%7.59%10.81%
Ember-protocolSui1.14MUSDC0%8.81%10.8%
Ember-protocolSui1.09MUSDC0%7.37%10.3%
Bracket-vaultsEthereum2.75MUSDC0%10.42%10.21%
GoldfinchEthereum36.72MUSDC0%10.08%10.12%
Harmonix-financeHyperliquid L116.24MUSDC0%10.21%10.02%
Bitway-earnBSC24.47MUSDT0%10.3%10%
AccountableMonad5.16MUSDC0%10%10%
Ember-protocolSui1.47MUSDC0%8.79%9.85%
AvantisBase34.78MUSDC0%10.31%9.64%
Ember-protocolEthereum4.66MUSDC0%7.19%9.45%
AccountableMonad43.46MUSDC1%9.58%8.8%
YieldseekerBase2.02MUSDC0%9.2%8.31%
LazyEthereum1.02MUSDC0%7.41%8.2%
LazyEthereum1.02MUSDC0%7.41%8.2%
Ember-protocolSui1.07MUSDC0%9.32%8%
Ember-protocolSui5.69MUSDC4%12%8%
Extra-finance-leverage-farmingBase2.94MUSDC0%6.46%7.99%
Harvest-financeEthereum1.12MUSDC0%6.31%7.63%
AccountableMonad9.33MUSDC1%12.76%7.63%
SymbiosisEthereum1.31MUSDC0%9.5%7.59%
LoopscaleSolana1.18MUSDC0.82%7.99%7.39%
Blend-pools-v2Stellar13.99MUSDC0%8.27%7.23%
Zerobase-cedefiEthereum14.31MUSDT2%9%7%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
AutofinanceEthereum1.53MUSDC0%10.27%6.99%
Ember-protocolSui1.20MUSDC6.93%11.5%6.88%
AccountableMonad3.71MUSDC1%8.45%6.79%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.91MUSDT2%8.76%6.76%
Fusion-by-iporEthereum1.29MUSDC0%6.47%6.12%
Storm-tradeTON3.60MUSDT0%5.84%5.86%
Hyperlend-pooledHyperliquid L110.70MUSDC0%5.39%5.67%
Lista-lendingBSC3.33MUSDT0.8%3%5.67%
AutofinanceEthereum7.36MUSDC0.46%5.2%5.66%
Navi-lendingSui4.81MUSDC0.49%5.28%5.63%
Kamino-lendSolana4.97MUSDC0%5.58%5.47%
Fusion-by-iporEthereum1.47MUSDC0%6.24%5.47%
Fluid-lendingBase9.02MUSDC0%5.34%5.42%
AutofinanceBase6.30MUSDC2.78%8.15%5.29%
SymbiosisTron1.38MUSDT0%7.61%5.24%
CurvanceMonad1.09MUSDC2.7%7.87%5.11%
Ember-protocolSui7.04MUSDC0%6.36%5%
Fluid-lendingArbitrum37.07MUSDC0%5.84%4.94%
TermmaxBase1.25MUSDC0%4.07%4.91%
Folks-finance-lendingAlgorand1.05MUSDC0%4.54%4.85%
Kamino-lendSolana9.76MUSDC0%5.58%4.6%
Flux-financeEthereum1.78MUSDT0%4.58%4.53%
Yearn-financeEthereum2.94MUSDC0%4.98%4.53%
AmpleBase4.27MUSDC0%4.84%4.5%
Yearn-financeBase1.16MUSDC0%48.6%4.48%
Yearn-financeEthereum11.64MUSDC0%4.81%4.47%
Lista-lendingBSC8.57MUSDT1.63%2.96%4.41%
MapleEthereum850.63MUSDT0%4.22%4.38%
ExactlyOP Mainnet1.53MUSDC0%4.17%4.16%
ExactlyOP Mainnet1.53MUSDC0%4.15%4.15%
Fluid-lendingEthereum8.52MUSDC0%4.58%4.15%
Fluid-lendingEthereum105.63MUSDC1.23%6.49%4.15%
Euler-v2Monad1.39MUSDC0%4.67%4.13%
ExactlyOP Mainnet1.53MUSDC0%4.06%4.12%
ExactlyOP Mainnet1.53MUSDC0%3.99%4.12%
ExactlyOP Mainnet1.53MUSDC0%4%4.11%
Centrifuge-protocolEthereum373.97MUSDC0%3.84%4.09%
Centrifuge-protocolAvalanche259.36MUSDC0%3.86%4.09%
Centrifuge-protocolBase50.01MUSDC0%3.85%4.09%
Centrifuge-protocolBase2.14MUSDC0%3.84%4.09%
Centrifuge-protocolEthereum5.93MUSDC0%3.83%4.09%
ExactlyOP Mainnet1.53MUSDC0%3.99%4.05%
ExactlyOP Mainnet1.53MUSDC0%3.97%4.03%
Folks-finance-xchainPolygon1.25MUSDT0%4.46%4.02%
Yo-protocolEthereum2.73MUSDC0%4.1%3.96%
Yo-protocolBase12.23MUSDC0%4.1%3.96%
ExactlyOP Mainnet1.53MUSDC0%3.95%3.95%
ExactlyOP Mainnet1.53MUSDC0%2.71%3.89%
Gains-networkBase2.13MUSDC0%4.03%3.89%
Yearn-financeEthereum1.18MUSDC0%3.36%3.8%
Yearn-financeEthereum2.45MUSDC0%3.67%3.79%
Benqi-lendingAvalanche5.22MUSDC0%5.87%3.79%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
ExactlyOP Mainnet1.53MUSDC0%2.66%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum351.2M9.62%
Avalanche2264.6M3.94%
Base14131.5M7.26%
BSC561.4M6.72%
Ethereum261.5B6.5%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M34.69%
Solana315.9M5.82%
TON13.6M5.86%
zkSync Era000%