Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.65% on Jun 08 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
10/06/2026 04:30:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Gains-networkArbitrum5.50MUSDC0%8.49%20.7%
Ember-protocolSui1.13MUSDC0%8.13%14.64%
AccountableEthereum1.03MUSDC0%14.25%14.25%
Canto-lendingCanto1.35MUSDC0%13.43%13.61%
Ember-protocolEthereum37.68MUSDC0%14.87%12.52%
SymbiosisEthereum1.20MUSDC0%9.31%11.74%
Bracket-vaultsEthereum2.75MUSDC0%10.47%10.24%
GoldfinchEthereum36.72MUSDC0%10.07%10.12%
Harmonix-financeHyperliquid L115.37MUSDC0%10.23%10.12%
AccountableMonad5.16MUSDC0%10%10%
Bitway-earnBSC24.67MUSDT0%10.35%10%
Ember-protocolSui3.12MUSDC0%7.47%9.45%
YieldseekerBase1.96MUSDC0%9.18%9.16%
AccountableMonad45.15MUSDC1%9.63%8.8%
SymbiosisTron1.48MUSDT0%7.71%8.38%
ForgeyieldsStarknet1.04MUSDC0%16.69%8.36%
Harvest-financeEthereum1.13MUSDC0%5.93%8.31%
AvantisBase36.43MUSDC0%10.46%8.23%
Ember-protocolEthereum4.63MUSDC0%7.11%8.12%
Fusion-by-iporEthereum1.47MUSDC0%6.1%8.09%
Ember-protocolSui1.07MUSDC0%9.51%8%
Ember-protocolSui6.11MUSDC4%12%8%
Blend-pools-v2Stellar11.75MUSDC0%8.38%7.87%
AccountableMonad9.43MUSDC1%12.55%7.48%
AccountableMonad3.92MUSDC1%8.59%7.28%
LoopscaleSolana1.20MUSDC0.83%8.01%7.22%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.30MUSDT2%9%7%
AutofinanceEthereum1.52MUSDC0%10.41%7%
Harvest-financeBase1.86MUSDC0%9.24%6.87%
Zerobase-cedefiBSC2.09MUSDC2%8.76%6.76%
Zerobase-cedefiBSC23.60MUSDT2%8.76%6.76%
Extra-finance-leverage-farmingBase3.44MUSDC0%6.36%6.71%
Gains-networkBase2.19MUSDC0%3.7%6.6%
Navi-lendingSui2.44MUSDC0.52%5.07%6.48%
Lista-lendingBSC4.33MUSDT0.61%2.62%6.45%
Fluid-lendingArbitrum37.14MUSDC0%5.66%6.38%
LazyEthereum1.02MUSDC0%7.78%6.2%
Kamino-lendSolana4.75MUSDC0%5.85%6.1%
Ember-protocolSui1.53MUSDC0%9.11%6.09%
Hyperlend-pooledHyperliquid L18.16MUSDC0%5.31%5.96%
Storm-tradeTON3.59MUSDT0%5.87%5.87%
AutofinanceEthereum7.33MUSDC0.46%5.04%5.66%
AmpleBase4.31MUSDC0%4.8%5.59%
AutofinanceBase6.59MUSDC2.56%8.2%5.55%
Lista-lendingBSC6.57MUSDT3.51%2.39%5.5%
Ember-protocolSui1.32MUSDC5.26%11.71%5.4%
CurvanceMonad1.01MUSDC2.7%7.8%5.26%
CurvanceMonad1.01MUSDC2.7%7.8%5.26%
Kamino-lendSolana5.13MUSDC0%5.58%5.24%
Ember-protocolEthereum2.71MUSDC0%7.05%5.01%
Ember-protocolSui7.07MUSDC0%6.83%5.01%
Kamino-lendSolana8.89MUSDC0%5.33%4.97%
Yearn-financeEthereum11.57MUSDC0%4.9%4.77%
Fluid-lendingBase9.33MUSDC0%5.43%4.63%
Folks-finance-lendingAlgorand1.23MUSDC0%4.49%4.59%
Flux-financeEthereum1.77MUSDT0%4.58%4.53%
Yearn-financeEthereum4.14MUSDC0%5.12%4.49%
Fusion-by-iporEthereum1.29MUSDC0%6.15%4.38%
Ember-protocolSui1.13MUSDC0%7.59%4.38%
Aave-v3Avalanche2.48MUSDT0%4.91%4.35%
Folks-finance-xchainPolygon1.09MUSDT0%4.49%4.32%
Yearn-financeBase1.72MUSDC0%63.71%4.31%
Benqi-lendingAvalanche1.30MUSDT0%4.59%4.26%
Aave-v3Avalanche6.21MUSDC0%4.91%4.24%
MapleEthereum817.83MUSDT0%4.23%4.21%
ExactlyOP Mainnet1.48MUSDC0%4.17%4.17%
ExactlyOP Mainnet1.48MUSDC0%4.14%4.16%
Moonwell-lendingBase1.56MUSDC1.08%6.62%4.14%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.1%
ExactlyOP Mainnet1.48MUSDC0%3.97%4.09%
ExactlyOP Mainnet1.48MUSDC0%4.06%4.09%
Euler-v2Monad1.39MUSDC0%5.04%4.06%
ExactlyOP Mainnet1.48MUSDC0%3.98%4.03%
Fluid-lendingEthereum102.97MUSDC1.26%6.32%4%
Fluid-lendingEthereum8.54MUSDC0%4.37%4%
ExactlyOP Mainnet1.48MUSDC0%3.96%4%
ExactlyOP Mainnet1.48MUSDC0%3.95%3.94%
Lista-lendingBSC2.26MUSDT3.56%8.78%3.89%
Benqi-lendingAvalanche5.19MUSDC0%6.3%3.86%
TermmaxBase1.25MUSDC0%4.12%3.83%
ExactlyOP Mainnet1.48MUSDC0%2.33%3.82%
Lazy-summer-protocolBase1.35MUSDC0.71%3.85%3.79%
Yearn-financeEthereum2.45MUSDC0%3.63%3.78%
Flux-financeEthereum2.60MUSDC0%3.69%3.72%
Yearn-financeEthereum1.18MUSDC0%3.31%3.7%
Yo-protocolEthereum2.76MUSDC0%4.14%3.7%
Yo-protocolBase11.95MUSDC0%4.14%3.7%
ExactlyOP Mainnet1.48MUSDC0%2.12%3.69%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum350.3M11.36%
Avalanche415.2M4.18%
Base1384M5.62%
BSC663.5M6.56%
Ethereum241.1B6.65%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.32%
Solana420M5.88%
TON13.6M5.87%
zkSync Era000%