Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 14 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
16/05/2026 16:00:02

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%117.04%153.77%
Ember-protocolSui1.81MUSDC0%9.47%13.35%
Canto-lendingCanto1.35MUSDC0%13%13.3%
Ember-protocolEthereum2.79MUSDC0%9.49%13.03%
Harmonix-financeHyperliquid L18.05MUSDC0%11.93%12.95%
Ember-protocolEthereum46.50MUSDC13%21.96%12.52%
Harvest-financeBase1.97MUSDC0%8.07%12.26%
AutofinanceEthereum2.03MUSDC0%8.7%11.85%
AvantisBase45.78MUSDC0%10.1%11.1%
Ember-protocolSui7.88MUSDC0%12.41%10.99%
Bracket-vaultsEthereum2.71MUSDC0%11.08%10.63%
Ember-protocolSui1.17MUSDC0%7.8%10.63%
BitwayBSC15.79MUSDT0%10.74%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10%
AbyssSui1.93MUSDC0%9.82%9.48%
YieldseekerBase1.25MUSDC0%9.05%9.03%
Blend-pools-v2Stellar10.62MUSDC0%9.06%8.63%
Ember-protocolSui1.14MUSDC0%6.01%8.35%
Ember-protocolSui5.40MUSDC4%12%8%
Benqi-lendingAvalanche2.17MUSDC0%9.02%7.82%
Ember-protocolSui2.62MUSDC0%8.7%7.56%
LoopscaleSolana2MUSDC1.05%8.26%7.09%
Gains-networkArbitrum5.12MUSDC0%6.45%7.08%
Ember-protocolEthereum4.50MUSDC0%7.65%7.01%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.32MUSDT2%8.76%6.76%
Spectra-metavaultsBase6.60MUSDC1.42%4.69%6.54%
Project-0Solana1.17MUSDC0%7.8%6.52%
DeltaprimeAvalanche1.06MUSDC0%5.85%6.27%
Extra-finance-leverage-farmingBase3.74MUSDC0%5.95%6.18%
Storm-tradeTON3.58MUSDT0%6.6%6.17%
Kamino-lendSolana6.89MUSDC0%5.11%5.96%
SymbiosisTron1.16MUSDT0%7.35%5.9%
Yearn-financeEthereum3.20MUSDC0%6.44%5.55%
LoopscaleSolana1.27MUSDC0%5.47%5.55%
SymbiosisEthereum1.36MUSDC0%6.98%5.5%
Harvest-financeEthereum1.09MUSDC0%4.99%5.34%
Ember-protocolSui1.17MUSDC0%8.2%5.23%
AutofinanceBase6.98MUSDC3.59%8.79%5.07%
Fluid-lendingBase14.22MUSDC0%6.45%5.01%
Scallop-lendSui1.34MUSDC0%5.34%5.01%
Benqi-lendingAvalanche1.01MUSDT0%8.81%4.98%
Benqi-lendingAvalanche1.01MUSDT0%8.81%4.98%
Yearn-financeEthereum10.43MUSDC0%4.96%4.89%
Hyperlend-pooledHyperliquid L115.30MUSDC0%5.16%4.84%
Aave-v3Avalanche6.42MUSDC0%6.35%4.78%
Fluid-lendingArbitrum48.18MUSDC0%6.29%4.61%
Aave-v3Avalanche2.62MUSDT0%7.15%4.6%
Flux-financeEthereum1.70MUSDT0%4.6%4.58%
AmpleBase4.33MUSDC0%4.59%4.5%
MapleEthereum0.93BUSDT0%4.49%4.45%
DolomiteArbitrum1.55MUSDC0%5.62%4.44%
Folks-finance-lendingAlgorand1.41MUSDC0%4.37%4.4%
Compound-v3Ethereum31.97MUSDC0.13%2.93%4.38%
Navi-lendingSui5.42MUSDC0.63%4.56%4.38%
Fusion-by-iporEthereum1.30MUSDC0%4.73%4.19%
ExactlyOP Mainnet1.57MUSDC0%4.05%4.15%
ExactlyOP Mainnet1.57MUSDC0%3.98%4.13%
SparklendEthereum4MUSDC0%4.11%4.04%
Moonwell-lendingBase1.71MUSDC1.24%5.1%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.9%4.04%
ExactlyOP Mainnet1.57MUSDC0%4.03%4.02%
TermmaxBase1.26MUSDC0%2.26%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.83%3.95%
Yo-protocolBase16.11MUSDC7.8%14%3.94%
Yo-protocolEthereum3.35MUSDC7.8%14.02%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.79%3.94%
ExactlyOP Mainnet1.57MUSDC0%3.4%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.77%3.91%
Ember-protocolSui1.42MUSDC10.59%13.54%3.8%
Jupiter-lendSolana445.28MUSDC1.1%4.43%3.8%
NeverlandMonad15.73MUSDC4.76%8.42%3.73%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
Spark-savingsAvalanche28.33MUSDC0%3.67%3.65%
Venus-fluxBSC12.02MUSDT0%6.45%3.65%
AutofinanceEthereum8.23MUSDC0.68%6.13%3.65%
Spark-savingsEthereum0.95BUSDC0%3.67%3.65%
Yearn-financeEthereum9.47MDAI0%3.91%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.8M5.78%
Avalanche742.6M5.3%
Base12105.8M18.78%
BSC454.2M6.92%
Ethereum212.1B6.36%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana5456.6M5.78%
TON13.6M6.17%
zkSync Era000%