Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 18 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
20/05/2026 21:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%138.57%153.07%
Ember-protocolSui1.18MUSDC0%9.56%14.72%
Canto-lendingCanto1.35MUSDC0%13.08%13.34%
Ember-protocolEthereum43.66MUSDC0%20.17%12.52%
Harvest-financeBase1.97MUSDC0%8.83%12.25%
AvantisBase45.26MUSDC0%10.1%11.98%
Bracket-vaultsEthereum2.71MUSDC0%10.94%10.53%
BitwayBSC18.13MUSDT0%10.67%10.5%
YieldseekerBase104.02MUSDC0%9.04%10.25%
Harmonix-financeHyperliquid L111.71MUSDC0%10.48%10.12%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolSui1.48MUSDC0%10.01%10.01%
AutofinanceEthereum2.03MUSDC0%9.6%9.47%
Benqi-lendingAvalanche2.01MUSDC0%8.75%8.82%
Blend-pools-v2Stellar10.97MUSDC0%9.01%8.47%
Ember-protocolSui5.41MUSDC4%12%8%
Ember-protocolSui1.81MUSDC0%10.7%7.55%
LoopscaleSolana1.80MUSDC0%8.27%7.13%
Gains-networkArbitrum5.15MUSDC0%6.66%7.11%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
SymbiosisTron1.83MUSDT0%7.15%6.76%
Zerobase-cedefiBSC2.04MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.35MUSDT2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.06%6.64%
DeltaprimeAvalanche1.04MUSDC0%6.06%6.64%
Extra-finance-leverage-farmingBase3.53MUSDC0%6.04%6.58%
Fluid-lendingArbitrum46.22MUSDC0%5.86%6.55%
Ember-protocolSui2.78MUSDC0%8.04%6.37%
Ember-protocolEthereum4.52MUSDC0%7.22%6.22%
Fluid-lendingBase13.17MUSDC0%6.04%6.09%
Storm-tradeTON3.69MUSDT0%6.41%5.88%
Ember-protocolSui1.58MUSDC6.65%13.75%5.87%
Ember-protocolEthereum2.79MUSDC0%10.33%5.73%
AmpleBase4.32MUSDC0%4.67%5.71%
Kamino-lendSolana7.13MUSDC0%5.33%5.58%
Hyperlend-pooledHyperliquid L111.45MUSDC0%5.32%5.41%
Scallop-lendSui1.23MUSDC0%5.41%5.22%
Aave-v3Avalanche6.03MUSDC0%6.64%5.22%
Harvest-financeEthereum1.09MUSDC0%4.61%5.12%
Ember-protocolSui1.13MUSDC0%6.78%5.1%
AutofinanceBase7.55MUSDC3.04%8.8%5.04%
Spectra-metavaultsBase5.59MUSDC1.67%4.21%5.01%
Yearn-financeEthereum10.77MUSDC0%5.07%4.91%
Yearn-financeEthereum3.71MUSDC0%6.12%4.91%
Flux-financeEthereum1.70MUSDT0%4.59%4.58%
Yo-protocolBase15.93MUSDC7.8%13.3%4.36%
Yo-protocolEthereum3.35MUSDC7.8%13.33%4.36%
DolomiteArbitrum1.65MUSDC0%5.29%4.33%
MapleEthereum0.92BUSDT0%4.56%4.3%
Folks-finance-lendingAlgorand1.45MUSDC0%4.45%4.3%
Aave-v3Ethereum47.63MUSDC4.44%8.3%4.29%
Aave-v3Ethereum144.07MUSDC0%4.89%4.29%
Gains-networkBase2.19MUSDC0%2.35%4.23%
ExactlyOP Mainnet1.62MUSDC0%4.07%4.16%
ExactlyOP Mainnet1.62MUSDC0%4.03%4.13%
Moonwell-lendingBase1.58MUSDC1.18%4.93%4.12%
Euler-v2Monad2.38MUSDC0%8.3%4.11%
SparklendEthereum3.78MUSDC0%4.17%4.04%
ExactlyOP Mainnet1.62MUSDC0%3.95%4.04%
TermmaxBase1.26MUSDC0%2.21%4.01%
ExactlyOP Mainnet1.62MUSDC0%4.04%3.99%
ExactlyOP Mainnet1.62MUSDC0%3.86%3.97%
Fluid-lendingEthereum201.53MUSDC0.99%4.85%3.96%
Fluid-lendingEthereum7.53MUSDC0%3.76%3.96%
ExactlyOP Mainnet1.62MUSDC0%3.83%3.96%
ExactlyOP Mainnet1.62MUSDC0%3.84%3.94%
ExactlyOP Mainnet1.62MUSDC0%3.44%3.94%
ExactlyOP Mainnet1.62MUSDC0%3.81%3.93%
Aave-v3Avalanche2.91MUSDT0%7.55%3.9%
NeverlandMonad13.78MUSDC4.68%8.49%3.88%
Compound-v3Ethereum32.49MUSDC0.14%3.11%3.88%
Navi-lendingSui9.06MUSDC0.58%4.77%3.73%
Flux-financeEthereum2.69MUSDC0%3.7%3.68%
Spark-savingsAvalanche28.03MUSDC0%3.66%3.65%
Spark-savingsEthereum405.34MUSDC0%3.66%3.65%
TermmaxEthereum1.37MUSDC0%1.63%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum460.9M6.25%
Avalanche641.1M5.81%
Base13208.2M17.9%
BSC344.5M8.01%
Ethereum221.9B5.69%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana28.9M6.35%
TON13.7M5.88%
zkSync Era000%