Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.80% on Nov 13 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/11/2025 15:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.31MUSDC0%42.35%42.46%
VesperEthereum2.24MUSDC0%6.5%23.57%
AvantisBase106.46MUSDC0%20.46%20.26%
Bracket-vaultsEthereum9MUSDC0%18.95%19.23%
DeltaprimeArbitrum1.24MUSDC0%14.23%16.09%
Stream-financeEthereum382.31MUSDC0%15.04%15.52%
Blend-pools-v2Stellar3.11MUSDC0%14.26%15.38%
WasabiBase9.18MUSDC0%12.77%14.41%
LiqwidCardano2.71MUSDC1.53%18.95%13.63%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkArbitrum14.09MUSDC0%14.89%12.84%
Ipor-fusionEthereum1.13MUSDC0%15.72%12.52%
Harvest-financeBase2.94MUSDC0%12.81%11.64%
Ipor-fusionBase1.56MUSDC0%19.56%11.39%
DeltaprimeAvalanche2.92MUSDC0%13.51%10.95%
LoopscaleSolana2.11MUSDC0%10.44%10.46%
Storm-tradeTon5.78MUSDT0%15.98%10.14%
Yo-protocolBase27.86MUSDC0%11.04%9.68%
GoldfinchEthereum42.57MUSDC0%9.56%9.56%
Harmonix-financeArbitrum4.55MUSDC0%12.16%9.36%
LoopscaleSolana1.46MUSDC1.62%11.01%9.23%
Extra-finance-leverage-farmingBase5.73MUSDC0.22%9.12%8.87%
TermmaxEthereum3.10MUSDC0%5.36%8.21%
SuperfundBase1.09MUSDC0.25%12.14%8.19%
SuperfundBase1.09MUSDC0.25%12.14%8.19%
Yearn-financeEthereum14.83MUSDC0%6.39%7.99%
AutofinanceArbitrum5.35MUSDC5.09%10.56%7.63%
Navi-lendingSui9.76MUSDC0.96%12.66%7.54%
Harvest-financeBase1.82MUSDC0%7.58%7.52%
Euler-v2Ethereum12.99MUSDC0%6.66%7.3%
Gains-networkBase1.60MUSDC0%10.1%7.27%
AutofinanceBase22.47MUSDC3.97%11%7.26%
Yearn-financeEthereum1.10MUSDC0%7.82%7.17%
AutofinanceEthereum11.13MUSDC1.25%8.76%7.08%
Euler-v2Arbitrum4.17MUSDC0%8.64%7.01%
Ipor-fusionBase1.82MUSDC0%7.24%6.96%
Echelon-marketAptos9.20MUSDC0%7.89%6.9%
Yearn-financeEthereum33.97MUSDC0%5.79%6.78%
Euler-v2Arbitrum2.06MUSDC0%6.44%6.77%
Hyperlend-pooledHyperliquid3.29MUSDC0%6.38%6.7%
TermmaxEthereum2.73MUSDC0%4.31%6.69%
Silo-v2Avalanche2.45MUSDC0%10.98%6.64%
SaveSolana4.21MUSDC0%7.92%6.43%
Scallop-lendSui1.45MUSDC0%8.69%6.43%
Yearn-financeBase1.51MUSDC0%5.93%6.35%
Yearn-financeEthereum14.86MDAI0%5.37%6.32%
Fluid-lendingEthereum270.38MUSDC1.61%6.38%6.31%
Takara-lendSei1.30MUSDC8.23%27.4%6.29%
Euler-v2Ethereum19.06MUSDC0%5.59%6.15%
Harvest-financeEthereum1.10MUSDC0%8.42%6.1%
MapleEthereum1.54BUSDT0.89%6.91%5.88%
Euler-v2Avalanche3.42MUSDC0%6.55%5.8%
SaveSolana1.53MUSDT0%6.56%5.56%
Moonwell-lendingBase5.17MUSDC1.14%10.31%5.45%
Folks-finance-lendingAlgorand1.25MUSDC0%5.33%5.37%
AcrossEthereum1.52MDAI1.03%9.45%5.37%
Echelon-marketAptos1.40MUSDT0%6.96%5.31%
DolomiteArbitrum4.01MUSDC0%6.88%5.16%
Benqi-lendingAvalanche5.72MUSDC0%7.19%5.04%
ExactlyOptimism1.34MUSDC0%4.9%4.87%
ExactlyOptimism1.34MUSDC0%4.97%4.86%
Benqi-lendingAvalanche1.89MUSDT0%6.43%4.84%
ExactlyOptimism1.34MUSDC0%4.92%4.79%
AutofinanceEthereum8.65MUSDC0%4.12%4.76%
Compound-v3Ethereum41.12MUSDC0.19%5.38%4.71%
Flux-financeEthereum1.53MUSDT0%4.64%4.67%
Yearn-financeEthereum7.90MUSDT0%4.64%4.63%
ExactlyOptimism1.34MUSDC0%4.96%4.6%
ExactlyOptimism1.34MUSDC0%4.66%4.6%
GearboxEtherlink1.86MUSDC21.24%27.12%4.58%
ExactlyOptimism1.34MUSDC0%4.61%4.48%
Aave-v3Ethereum703.05MUSDT0%4.05%4.42%
Aave-v3Ethereum681.81MUSDC0%4.14%4.37%
Fluid-lendingPolygon6.46MUSDC0%6.65%4.35%
Fluid-lendingBase22.42MUSDC2.14%6.89%4.34%
Harvest-financeBase1.94MUSDC0%4.19%4.2%
ExactlyOptimism1.34MUSDC0%4.14%4.15%
ExactlyOptimism1.34MUSDC0%4.13%4.13%
Aave-v3Linea5.40MUSDC0%4.41%3.97%
Hatom-lendingMultiversX1.31MUSDC0.92%5.42%3.96%
Aave-v3Ethereum17.17MDAI0%3.61%3.91%
Yearn-financeEthereum11.26MDAI0%4.49%3.9%
ExactlyOptimism1.34MUSDC0%3.47%3.82%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum735.5M9.27%
Avalanche516.4M6.65%
Base16214.7M8.87%
BSC000%
Ethereum273.8B9.09%
Mantle000%
Optimism912M4.48%
Polygon16.5M4.35%
Solana511.7M8.96%
TON15.8M10.14%
zkSync Era000%