Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on Apr 01 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
03/04/2025 10:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
LiqwidCardano1.19MUSDC2.71%29.87%21.37%
Colend-protocolCore1.83MUSDT0%14.26%16.04%
Stream-financeEthereum24.70MUSDC0%15.13%15.95%
Scrub-investKava1.12MUSDT0%17.78%13.81%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkBase2.39MUSDC0%8.57%10.57%
DeltaprimeArbitrum1.47MUSDC0%11%9.88%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
DeltaprimeAvalanche2.29MUSDC0%11.12%9.32%
Ipor-derivativesEthereum1.22MUSDC0.16%10.32%8.51%
Blend-poolsStellar1.35MUSDC2.35%12.88%8.4%
KiloexBSC1.37MUSDT0%12.58%7.84%
Harmonix-financeArbitrum2.70MUSDC0%10.98%7.77%
DolomiteArbitrum2.35MUSDC0%8.4%7.12%
Echelon-marketAptos3.08MUSDT3.71%11.67%6.92%
Polynomial-liquidityPolynomial2.62MUSDC4.14%11.98%6.81%
Extra-finance-leverage-farmingOptimism1.64MUSDC0.29%8.97%6.8%
Gains-networkArbitrum9.01MUSDC0%8.14%6.69%
Extra-finance-leverage-farmingBase9.07MUSDC0.12%8.83%6.65%
Echelon-marketAptos12.83MUSDC4%13.5%6.61%
Ipor-fusionBase1.44MUSDC0%7.93%6.39%
Hatom-lendingMultiversX1.09MUSDC0.42%14.85%6.29%
Harvest-financeBase1.86MUSDC0%7.09%6.21%
Storm-tradeTon15.87MUSDT0%6.73%6.2%
Yearn-financeEthereum2.25MUSDC0%5.03%6.11%
Ipor-fusionEthereum3.17MUSDC0%7.37%6.05%
Benqi-lendingAvalanche4.57MUSDT0%6.78%5.92%
SaveSolana1.02MUSDC0%5.76%5.92%
SaveSolana1.02MUSDC0%5.76%5.92%
Wing-financeBSC2.17MUSDC0.77%7.18%5.87%
Yearn-financeEthereum15.21MDAI0%6.61%5.75%
SandclockEthereum1.14MUSDC15%18.79%5.71%
KiloexManta1.69MUSDT0%5.12%5.56%
Mars-lendOsmosis3.99MUSDC0%5.89%5.55%
Extra-finance-leverage-farmingBase1.28MUSDC1.71%9.03%5.54%
Yield-yak-aggregatorAvalanche1.11MUSDC0%6.03%5.51%
ExactlyOptimism1.65MUSDC0%5.37%5.51%
Navi-lendingSui3.97MUSDT0%6.67%5.35%
Morpho-aaveEthereum1.08MUSDC0%5.35%5.29%
ExactlyOptimism1.65MUSDC0%5.12%5.29%
Benqi-lendingAvalanche14.10MUSDC0%5.93%5.24%
Yearn-financeEthereum1.26MDAI0%7.43%5.19%
ExactlyOptimism1.65MUSDC0%4.92%5.11%
Navi-lendingSui21.43MUSDC0%4.49%4.96%
ExactlyOptimism1.65MUSDC0%4.64%4.86%
Yearn-financeEthereum2.03MDAI0%6.17%4.86%
Yearn-financeEthereum3.23MUSDC0%6.36%4.85%
ExactlyOptimism1.65MUSDC0%4.67%4.83%
ExactlyOptimism1.65MUSDC0%4.5%4.8%
Flux-financeEthereum1.45MUSDT0%4.75%4.7%
Yearn-financeEthereum1.22MDAI0.94%7.43%4.66%
Venus-core-poolBSC1.49MDAI0%4.95%4.63%
Kamino-lendSolana50.24MUSDC0%4.74%4.59%
Yearn-financeEthereum1.91MUSDT0%5.15%4.55%
Folks-finance-lendingAlgorand2.60MUSDC0%4.21%4.53%
SparkEthereum100.41MDAI0%5.37%4.46%
SaveSolana2.21MUSDC0%5.81%4.44%
Yearn-financeEthereum5.37MUSDT0%4.4%4.32%
Aave-v3Polygon1.78MDAI0%5.01%4.32%
Yearn-financeEthereum9.53MUSDC0%4.75%4.29%
Yearn-financeEthereum1.58MUSDC0%4.97%4.2%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.5M7.86%
Avalanche422.1M6.5%
Base516M7.07%
BSC35M6.11%
Ethereum18219.5M6.06%
Mantle000%
Optimism711.6M5.31%
Polygon11.8M4.32%
Solana556.9M6.8%
TON115.9M6.2%
zkSync Era000%