Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.57% on May 20 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/05/2026 22:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%144.18%73.48%
Ember-protocolSui1.18MUSDC0%10.52%14.72%
Canto-lendingCanto1.35MUSDC0%13.1%13.34%
AvantisBase44.99MUSDC0%10.11%11.87%
Fusion-by-iporEthereum1.39MUSDC0%5.07%11.35%
Bracket-vaultsEthereum2.71MUSDC0%10.88%10.52%
BitwayBSC19.08MUSDT0%10.63%10.5%
Ember-protocolSui1.46MUSDC0%10.01%10.01%
GoldfinchEthereum37.25MUSDC0%10.06%9.98%
Harmonix-financeHyperliquid L112.97MUSDC0%10.36%9.97%
AutofinanceEthereum2.03MUSDC0%9.49%9.46%
YieldseekerBase1.27MUSDC0%9.04%9.11%
Harvest-financeBase1.90MUSDC0%8.98%8.78%
Blend-pools-v2Stellar10.89MUSDC0%8.96%8.45%
Ember-protocolSui5.33MUSDC4%12%8%
SymbiosisEthereum1.02MUSDC0%6.59%7.97%
SymbiosisTron1.49MUSDT0%7.15%7.69%
Ember-protocolSui1.81MUSDC0%10.11%7.55%
LoopscaleSolana1.40MUSDC0.67%8.19%7.25%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Ember-protocolEthereum43.59MUSDC0%18.72%6.97%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.02MUSDC2%8.76%6.76%
DeltaprimeAvalanche1.04MUSDC0%6.14%6.67%
Gains-networkArbitrum5.15MUSDC0%6.64%6.52%
Ember-protocolSui2.81MUSDC0%7.73%6.37%
Extra-finance-leverage-farmingBase3.74MUSDC0%6.04%6.17%
Ember-protocolSui1.69MUSDC6.65%13.52%5.87%
Storm-tradeTON3.69MUSDT0%6.34%5.82%
Scallop-lendSui1.01MUSDC0%5.37%5.72%
Scallop-lendSui1.01MUSDC0%5.37%5.72%
Harvest-financeEthereum1.09MUSDC0%4.64%5.71%
Aave-v3Avalanche5.60MUSDC0%6.43%5.69%
LoopscaleSolana1.08MUSDC0%5.52%5.52%
Yearn-financeEthereum10.70MUSDC0%5.19%5.28%
Benqi-lendingAvalanche2.87MUSDC0%8.02%5.27%
Fluid-lendingArbitrum46.42MUSDC0%5.58%5.24%
Aave-v3Ethereum45.90MUSDC4.52%8.62%5.12%
Aave-v3Ethereum127.58MUSDC0%4.42%5.12%
Ember-protocolSui1.13MUSDC0%6.47%5.1%
Spectra-metavaultsBase5.59MUSDC0.03%4.07%5.01%
Gains-networkBase2.19MUSDC0%2.55%5%
Benqi-lendingAvalanche1.05MUSDT0%6.92%4.94%
Yearn-financeEthereum3.39MUSDC0%5.85%4.92%
Fluid-lendingBase12.89MUSDC0%5.81%4.89%
AutofinanceBase7.55MUSDC3.12%8.73%4.82%
TermmaxEthereum1.37MUSDC0%1.76%4.6%
Flux-financeEthereum1.70MUSDT0%4.58%4.58%
AmpleBase4.33MUSDC0%4.71%4.44%
Folks-finance-lendingAlgorand1.43MUSDC0%4.45%4.35%
Fluid-lendingEthereum200.43MUSDC1.03%4.75%4.29%
Fluid-lendingEthereum7.56MUSDC0%3.68%4.29%
MapleEthereum0.90BUSDT0%4.53%4.22%
DolomiteArbitrum1.59MUSDC0%5.09%4.21%
Ember-protocolEthereum4.52MUSDC0%7.03%4.18%
Hyperlend-pooledHyperliquid L119.54MUSDC0%5.39%4.17%
ExactlyOP Mainnet1.61MUSDC0%4.08%4.16%
Moonwell-lendingBase1.55MUSDC0%4.95%4.14%
ExactlyOP Mainnet1.61MUSDC0%4.05%4.13%
Kamino-lendSolana8.74MUSDC0%5.37%4.13%
Euler-v2Monad2.38MUSDC0%8.25%4.11%
ExactlyOP Mainnet1.61MUSDC0%3.96%4.05%
SparklendEthereum3.70MUSDC0%4.17%4.04%
Yo-protocolEthereum3.36MUSDC7.8%13.03%4.01%
Yo-protocolBase15.59MUSDC7.8%13.01%4.01%
Compound-v3Ethereum32.48MUSDC0.13%3.19%4%
TermmaxBase1.26MUSDC0%2.44%3.98%
ExactlyOP Mainnet1.61MUSDC0%3.88%3.98%
ExactlyOP Mainnet1.61MUSDC0%3.85%3.97%
Navi-lendingSui7.96MUSDC0.57%4.8%3.97%
ExactlyOP Mainnet1.61MUSDC0%4.04%3.96%
ExactlyOP Mainnet1.61MUSDC0%3.86%3.95%
ExactlyOP Mainnet1.61MUSDC0%3.62%3.95%
ExactlyOP Mainnet1.61MUSDC0%3.83%3.94%
TermmaxEthereum2.01MUSDC0%3.6%3.93%
TermmaxEthereum7.31MUSDC0%2.09%3.89%
NeverlandMonad14.35MUSDC4.7%8.49%3.8%
Jupiter-lendSolana442.40MUSDC1.1%4.53%3.75%
ExactlyOP Mainnet1.61MUSDC0%0.01%3.74%
Centrifuge-protocolEthereum172.73MUSDC0%2.94%3.72%
Centrifuge-protocolAvalanche258.77MUSDC0%2.94%3.72%
Centrifuge-protocolEthereum6.84MUSDC0%2.67%3.72%
Flux-financeEthereum2.69MUSDC0%3.69%3.68%
Spark-savingsAvalanche28.23MUSDC0%3.65%3.65%
Spark-savingsEthereum400.42MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.1M5.74%
Avalanche6297.6M4.99%
Base13104.7M11.21%
BSC345.5M8.01%
Ethereum272B5.56%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana4453.6M5.16%
TON13.7M5.82%
zkSync Era000%