Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 16 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
19/04/2026 05:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Euler-v2Avalanche1.53MUSDC0%6.07%47.76%
Harvest-financeEthereum1.08MUSDC0%1.48%14.14%
Venus-fluxBSC41.03MUSDT9.64%8.81%13.53%
Canto-lendingCanto1.35MUSDC0%12.78%12.82%
Bracket-vaultsEthereum2.70MUSDC0%12.02%11.57%
AvantisBase59.96MUSDC0%9.67%11.52%
BitwayBSC13.35MUSDT0%11.57%11%
AutofinanceArbitrum1.96MUSDC1.88%8.09%10.26%
GoldfinchEthereum37.25MUSDC0%10.04%10.06%
Yearn-financeEthereum2.43MUSDC0%5.27%9.32%
Blend-pools-v2Stellar10.31MUSDC0%9.34%8.87%
SymbiosisEthereum1.18MUSDC0%6.33%8.11%
Aave-v3Ethereum101.67MUSDC0%2.36%7.94%
SymbiosisTron1.03MUSDT0%6.91%7.43%
SymbiosisTron1.03MUSDT0%6.91%7.43%
LoopscaleSolana2.16MUSDC0.59%8.38%7.42%
Wasabi-perpsBase4.20MUSDC0%4.66%7.03%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.98MUSDT0%5.03%7%
Harvest-financeBase2.02MUSDC0%6.15%6.94%
Zerobase-cedefiBSC1.37MUSDC2%8.84%6.76%
Zerobase-cedefiBSC23.46MUSDT2%9.11%6.76%
Spectra-metavaultsBase7.29MUSDC2.08%93.6%6.73%
Fluid-lendingArbitrum30.81MUSDC1.01%6.11%6.63%
TermmaxEthereum2.01MUSDC0%2.25%6.42%
TermmaxEthereum2.74MUSDC0%2.2%6.42%
AutofinanceEthereum9.65MUSDC0.56%5.75%6.17%
Yearn-financeEthereum7.58MUSDC0%4.05%6.06%
TermmaxEthereum10.73MUSDC0%2.18%5.97%
Extra-finance-leverage-farmingBase3.90MUSDC0%5.08%5.8%
Gains-networkArbitrum8.64MUSDC0%6.38%5.66%
Fluid-lendingBase9.56MUSDC2.25%6.69%5.47%
Fluid-lendingEthereum127.96MUSDT1.53%4.95%5.4%
Benqi-lendingAvalanche2.55MUSDC0%4.01%5.38%
TermmaxBase1.24MUSDC0%3.89%5.36%
Project-0Solana2.25MUSDC0%4.9%5.36%
LoopscaleSolana1.92MUSDC0%5.13%5.24%
DeltaprimeAvalanche1.17MUSDC0%5.28%5.06%
Yo-protocolBase24.72MUSDC12%14.1%4.96%
Yo-protocolEthereum7.70MUSDC12%14.11%4.96%
AutofinanceBase6.05MUSDC3.54%6.81%4.89%
AutofinanceEthereum8.76MUSDC0%4.32%4.77%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
DolomiteEthereum11.54MUSDC0%5.61%4.36%
Scallop-lendSui2.03MUSDC0%4.73%4.26%
SparklendEthereum1.97MUSDC0%4.1%4.13%
Moonwell-lendingBase1.62MUSDC1.47%3.84%4.01%
ExactlyOP Mainnet1.54MUSDC0%2.78%3.99%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.98%
Wasabi-perpsSolana1.11MUSDC0%5.59%3.97%
Euler-v2Ethereum38.80MUSDC0%3.68%3.91%
NeverlandMonad17.37MUSDC4.26%8.38%3.89%
Yearn-financeBase1.83MUSDC0%3.32%3.84%
ExactlyOP Mainnet1.54MUSDC0%4.15%3.83%
ExactlyOP Mainnet1.54MUSDC0%3.46%3.79%
MapleEthereum1.99BUSDT0%3.75%3.78%
Yearn-financeEthereum8.88MDAI0%3.2%3.78%
Flux-financeEthereum2.43MUSDC0%3.78%3.77%
Euler-v2Ethereum28.65MUSDC0%3.65%3.75%
Spark-savingsAvalanche56.61MUSDC0%3.75%3.75%
Spark-savingsEthereum371.16MUSDC0%3.75%3.75%
ExactlyOP Mainnet1.54MUSDC0%2.05%3.75%
ExactlyOP Mainnet1.54MUSDC0%3.92%3.73%
ExactlyOP Mainnet1.54MUSDC0%3.98%3.71%
ExactlyOP Mainnet1.54MUSDC0%3.93%3.7%
Folks-finance-lendingAlgorand1.97MUSDC0%3.52%3.67%
ExactlyOP Mainnet1.54MUSDC0%3.66%3.64%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.5M6.85%
Avalanche461.9M15.49%
Base11122.4M6.05%
BSC479.2M9.51%
Ethereum242.8B6.26%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana47.4M5.5%
TON14M7%
zkSync Era000%