Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/04/2026 08:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Aave-v3Ethereum5MDAI0%3.84%15%
AutofinanceEthereum4.67MUSDC0%5.26%14.3%
Canto-lendingCanto1.35MUSDC0%12.81%12.82%
Benqi-lendingAvalanche1.66MUSDC0%5.65%11.49%
Bracket-vaultsEthereum2.70MUSDC0%11.88%11.31%
BitwayBSC13.53MUSDT0%11.44%11%
AvantisBase51.89MUSDC0%9.86%10.83%
Blend-pools-v2Stellar8.51MUSDC0%9.29%10.68%
AutofinanceArbitrum1.93MUSDC1.92%9.13%10.66%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
YieldseekerBase1.28MUSDC0%9.23%9.64%
Gains-networkArbitrum8.44MUSDC0%6.6%8.13%
LoopscaleSolana1.05MUSDC1.1%8.45%7.75%
AbyssSui1.93MUSDC0%8.94%7.57%
SymbiosisEthereum1.19MUSDC0%6.66%7.19%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5.78%7%
SymbiosisTron1.28MUSDT0%6.93%6.84%
Zerobase-cedefiBSC23.34MUSDT2%8.97%6.76%
Zerobase-cedefiBSC1.34MUSDC2%8.81%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.36%6.73%
Project-0Solana1.01MUSDC0%5.93%6.68%
Project-0Solana1.01MUSDC0%5.93%6.68%
Extra-finance-leverage-farmingBase3.65MUSDC0%5.19%6.34%
Yearn-financeEthereum7.41MUSDC0%4.06%6.24%
Aave-v3Arbitrum10.70MUSDC0%2.28%6.13%
Yearn-financeEthereum2.43MUSDC0%5.29%5.92%
AutofinanceEthereum9.06MUSDC0.58%5.96%5.91%
SparklendEthereum28.40MUSDT0%2.23%5.68%
DeltaprimeAvalanche1.12MUSDC0%5.24%5.5%
Fluid-lendingArbitrum28.82MUSDC1.2%6.21%5.45%
LoopscaleSolana1.43MUSDC0%5.23%5.43%
AutofinanceBase5.76MUSDC3.69%7.23%5.18%
Fluid-lendingEthereum120.99MUSDT1.79%5.62%5.16%
Fluid-lendingEthereum4.87MUSDC0%3.5%5.09%
Fluid-lendingEthereum158.29MUSDC1.36%4.53%5.09%
TermmaxEthereum2.01MUSDC0%2.76%5%
TermmaxEthereum2.43MUSDC0%2.68%5%
Harvest-financeEthereum1.08MUSDC0%1.89%4.91%
MapleEthereum1.22BUSDT0%3.84%4.8%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Euler-v2Ethereum22.29MUSDC0%3.79%4.73%
Fluid-lendingBase10.74MUSDC2.21%6.5%4.7%
Flux-financeEthereum1.57MUSDT0%4.61%4.67%
Yo-protocolEthereum3.87MUSDC12%13.99%4.42%
Yo-protocolBase19.78MUSDC12%14%4.42%
Aave-v3Base15.86MUSDC0%2.88%4.36%
Folks-finance-lendingAlgorand1.53MUSDC0%3.61%4.16%
SparklendEthereum3.19MUSDC0%4.1%4.04%
DolomiteEthereum16.32MUSDC5.74%5.54%4.02%
ExactlyOP Mainnet1.72MUSDC0%3.13%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.67%3.98%
ExactlyOP Mainnet1.72MUSDC0%3.48%3.87%
Aave-v3Polygon1.17MDAI0%3.75%3.84%
Wasabi-perpsBase2.29MUSDC0%4.6%3.81%
ExactlyOP Mainnet1.72MUSDC0%2.56%3.78%
Flux-financeEthereum2.43MUSDC0%3.77%3.77%
Hyperlend-pooledHyperliquid L121.09MUSDC0%4.17%3.77%
NeverlandMonad16.60MUSDC4.45%8.37%3.76%
Aave-v3BSC4.83MUSDT0%1.96%3.75%
Yearn-financeEthereum8.57MDAI0%3.34%3.74%
ExactlyOP Mainnet1.72MUSDC0%3.88%3.72%
Euler-v2Ethereum12.25MUSDC0%3.82%3.72%
Jupiter-lendSolana20.13MUSDT0%2.48%3.71%
ExactlyOP Mainnet1.72MUSDC0%3.65%3.67%
Lazy-summer-protocolEthereum10.69MUSDC0.53%3.64%3.65%
Spark-savingsAvalanche36.89MUSDC0%3.75%3.65%
Spark-savingsEthereum478.27MUSDC0%3.75%3.65%
ExactlyOP Mainnet1.72MUSDC0%4.09%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum659M7.02%
Avalanche339.7M6.88%
Base9118.5M6.23%
BSC443M7.07%
Ethereum272.2B6.08%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.2M3.84%
Solana524.6M6.05%
TON14M7%
zkSync Era000%