Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.76% on Nov 26 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
01/12/2025 20:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.89MUSDC0%48.23%44.01%
Bracket-vaultsEthereum8.77MUSDC0%18.96%18.05%
AvantisBase106.76MUSDC0%18.49%15.07%
FranciumSolana2.44MUSDC0%13.15%13.15%
Blend-pools-v2Stellar3.84MUSDC0%13.95%12.79%
Harvest-financeBase3.42MUSDC0%11.53%11.48%
Gains-networkArbitrum14.70MUSDC0%12.28%11.23%
Blend-pools-v2Stellar1.11MUSDC0.84%16.57%11.11%
Aave-v3Ethereum129MUSDT0%3.83%10.68%
WasabiBase10.15MUSDC0%13.1%10.53%
GoldfinchEthereum37.75MUSDC0%9.36%10.01%
Ipor-fusionEthereum1.24MUSDC0%13.11%9.6%
DeltaprimeArbitrum1.26MUSDC0%13.03%9.55%
WasabiSolana1.18MUSDC0%12.44%9.5%
VesuStarknet1.03MUSDC2.31%12.14%9.4%
VesuStarknet1.03MUSDC2.31%12.14%9.4%
AcrossEthereum1.54MDAI0.85%9.36%9.26%
LoopscaleSolana5.18MUSDC0%10.21%8.89%
Gains-networkBase1.33MUSDC0%9.34%8.76%
Harmonix-financeArbitrum4.41MUSDC0%10.05%8.24%
Yo-protocolBase28.38MUSDC0%10.07%7.93%
Ipor-fusionBase1.55MUSDC0%13.24%7.83%
TermmaxEthereum3.10MUSDC0%7.4%7.77%
Storm-tradeTon5.95MUSDT0%18.35%7.61%
AutofinanceBase25.02MUSDC2.7%10.71%7.45%
Extra-finance-leverage-farmingBase5.89MUSDC0.22%9.03%7.3%
Silo-v2Avalanche2.27MUSDC0%10.86%7.21%
Euler-v2Ethereum17.21MUSDC0%7.2%7.05%
LiqwidCardano3.50MUSDC1.13%12.82%7.03%
TermmaxEthereum2.74MUSDC0%6.41%6.69%
Euler-v2Avalanche2.24MUSDC0%7.99%6.67%
SaveSolana4.16MUSDC0%6.85%6.57%
AutofinanceEthereum8.75MUSDC1.23%8.23%6.5%
Euler-v2Arbitrum1.71MUSDC0%6.91%6.42%
AutofinanceArbitrum4.81MUSDC1.09%10.45%6.21%
Harvest-financeBase2.11MUSDC0%7.12%6.05%
SaveSolana1.10MUSDT0%5.86%5.98%
Ipor-fusionBase2.11MUSDC0%6.84%5.84%
Navi-lendingSui14.79MUSDC0%11%5.59%
Yearn-financeEthereum19.23MUSDC0%6.54%5.5%
DeltaprimeAvalanche2.27MUSDC0%11.18%5.48%
Benqi-lendingAvalanche1.27MUSDT0%5.89%5.38%
MapleEthereum1.10BUSDT0.89%6.54%5.37%
Euler-v2Ethereum21.39MUSDC0%5.39%5.33%
Scallop-lendSui2.18MUSDC0%7.27%5.3%
Euler-v2Ethereum1.66MUSDT0%9.05%5.23%
Harvest-financeBase1.41MUSDC0%6.28%5.2%
Euler-v2Ethereum1.65MUSDC0%9.28%5.17%
Harvest-financeEthereum1.09MUSDC0%8.15%5.07%
Folks-finance-lendingAlgorand1.38MUSDC0%5.08%5.04%
Yearn-financeEthereum35.45MUSDC0%5.96%5.04%
AcrossEthereum1.90MUSDT1.18%4.99%4.96%
Yearn-financeEthereum14.59MDAI0%5.56%4.94%
Echelon-marketAptos17.31MUSDC0%7.39%4.89%
Euler-v2Arbitrum2.74MUSDC0%7.54%4.89%
Yearn-financeBase2.53MUSDC0%5.7%4.83%
ExactlyOptimism1.21MUSDC0%4.86%4.81%
Hyperlend-pooledHyperliquid5.43MUSDC0%6.35%4.72%
Silo-v2Ethereum1.10MUSDC0%5.86%4.71%
Echelon-marketAptos2.06MUSDT0%6.13%4.7%
ExactlyOptimism1.21MUSDC0%4.84%4.69%
Kamino-lendSolana45.81MUSDC0%3.77%4.68%
Flux-financeEthereum1.54MUSDT0%4.65%4.67%
Yearn-financeEthereum16.27MUSDC0%6.14%4.65%
ExactlyOptimism1.21MUSDC0%4.78%4.62%
ExactlyOptimism1.21MUSDC0%4.59%4.52%
Benqi-lendingAvalanche7.74MUSDC0%5.67%4.45%
Yearn-financeEthereum1.10MUSDC0%7.51%4.44%
ExactlyOptimism1.21MUSDC0%4.69%4.43%
Silo-v2Sonic1.48MUSDC0%3.53%4.34%
Fluid-lendingEthereum210.61MUSDT1.56%5.65%4.28%
SparklendEthereum7.96MUSDC0%3.7%4.16%
ExactlyOptimism1.21MUSDC0%4.15%4.16%
ExactlyOptimism1.21MUSDC0%4.13%4.14%
Flux-financeEthereum1.56MUSDC0%4.93%4.13%
DolomiteArbitrum4.83MUSDC0%5.44%4%
Hatom-lendingMultiversX1.31MUSDC0.93%5.08%3.96%
Yearn-financeEthereum11.19MDAI0%3.5%3.89%
ExactlyOptimism1.21MUSDC0%3.75%3.86%
AutofinanceLinea1.11MUSDC8%13.84%3.77%
Takara-lendSei1.87MUSDC5.42%27.73%3.76%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum734.5M7.22%
Avalanche515.8M5.84%
Base12190.7M8.19%
BSC000%
Ethereum271.7B7.82%
Mantle000%
Optimism89.7M4.4%
Polygon000%
Solana659.9M8.13%
TON15.9M7.61%
zkSync Era000%