Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.68% on Dec 02 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
04/12/2025 20:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum4.10MUSDC0%45.76%41.44%
Bracket-vaultsEthereum8.57MUSDC0%18.87%18.19%
Stream-financeEthereum381.98MUSDC0%15.69%15.52%
Blend-pools-v2Stellar3.69MUSDC0%13.95%14.82%
FranciumSolana2.44MUSDC0%13.15%13.15%
AvantisBase106.32MUSDC0%18.07%12.74%
Gains-networkArbitrum14.59MUSDC0%11.46%10.28%
Ipor-fusionEthereum1.27MUSDC0%12.76%10.19%
GoldfinchEthereum37.75MUSDC0%9.4%10.01%
WasabiSolana1.22MUSDC0%12.34%9.9%
Ipor-fusionBase1.32MUSDC0%13.25%9.8%
WasabiBase10.30MUSDC0%12.5%8.99%
DeltaprimeArbitrum1.29MUSDC0%12.46%8.96%
LoopscaleSolana6.06MUSDC0%10.03%8.93%
Storm-tradeTon5.81MUSDT0%18.1%8.61%
Gains-networkBase1.34MUSDC0%9.36%8.26%
DeltaprimeAvalanche2.21MUSDC0%10.49%8.25%
Harmonix-financeArbitrum4.38MUSDC0%9.63%7.84%
TermmaxEthereum3.11MUSDC0%7.57%7.76%
Euler-v2Arbitrum1.08MUSDC0%7.4%7.52%
AutofinanceBase23.24MUSDC3.03%10.77%7.45%
Silo-v2Avalanche1.97MUSDC0%10.78%7.4%
Harvest-financeBase3.42MUSDC0%10.94%7.35%
Ipor-fusionEthereum5.45MUSDC0%5.78%7.08%
Extra-finance-leverage-farmingBase5.98MUSDC0.19%8.76%7.03%
Ipor-fusionEthereum3.35MUSDC0%5.85%6.86%
AcrossEthereum1.66MDAI0.89%9.33%6.86%
TermmaxEthereum2.74MUSDC0%6.6%6.66%
Euler-v2Ethereum20.94MUSDC0%7.21%6.65%
AutofinanceEthereum8.22MUSDC1.42%8.14%6.5%
SaveSolana4.20MUSDC0%6.75%6.42%
AutofinanceArbitrum1.46MUSDC3.89%10.5%6.39%
Euler-v2Arbitrum1.79MUSDC0%6.77%6.36%
Yearn-financeEthereum19.24MUSDC0%6.46%6.34%
LiqwidCardano3.85MUSDC1.23%11.22%6.32%
Yearn-financeEthereum7.64MUSDT0%5.74%6.18%
Yearn-financeEthereum7.83MUSDT0%5.26%5.79%
Harvest-financeEthereum1.09MUSDC0%7.87%5.69%
Harvest-financeBase1.80MUSDC0%6.7%5.67%
Ipor-fusionBase1.80MUSDC0%6.43%5.41%
AcrossEthereum2MUSDT1.22%5.23%5.33%
Harvest-financeBase1.23MUSDC0%6.16%5.23%
MapleEthereum1.37BUSDT0.89%6.47%5.22%
Scallop-lendSui2.29MUSDC0%6.89%5.21%
Echelon-marketAptos16.43MUSDC0%7.14%5.16%
Euler-v2Ethereum1.65MUSDC0.08%9.01%5.11%
Benqi-lendingAvalanche1.35MUSDT0%5.83%5.11%
Yearn-financeEthereum36.37MUSDC0%5.94%5.04%
Yearn-financeEthereum14.66MDAI0%5.56%4.96%
Fluid-lendingPolygon2.94MUSDC0%5.43%4.94%
Folks-finance-lendingAlgorand1.48MUSDC0%5.04%4.92%
Yearn-financeEthereum1.10MUSDC0%7.04%4.88%
Hyperlend-pooledHyperliquid5.42MUSDC0%5.99%4.86%
Euler-v2Ethereum1.82MUSDT0%9.33%4.83%
Euler-v2Avalanche6.54MUSDC0%8.36%4.79%
ExactlyOptimism1.23MUSDC0%4.85%4.79%
Yearn-financeEthereum6.87MUSDC0%5.91%4.76%
DolomiteArbitrum3.67MUSDC0%5.12%4.75%
Flux-financeEthereum1.54MUSDT0%4.66%4.67%
Moonwell-lendingBase6.83MUSDC1.34%8.56%4.6%
ExactlyOptimism1.23MUSDC0%4.75%4.59%
Mars-lendNeutron1.05MUSDC0%5.07%4.54%
Mars-lendNeutron1.05MUSDC0%5.07%4.54%
ExactlyOptimism1.23MUSDC0%4.81%4.52%
ExactlyOptimism1.23MUSDC0%4.57%4.49%
Kamino-lendSolana54.70MUSDC0%3.85%4.48%
Navi-lendingSui17.77MUSDC0%10.69%4.47%
Yearn-financeBase2.38MUSDC0%5.61%4.43%
Echelon-marketAptos2.23MUSDT0%6.04%4.41%
ExactlyOptimism1.23MUSDC0%4.64%4.39%
Aave-v3Ethereum528.88MUSDT0%3.88%4.36%
Benqi-lendingAvalanche8.13MUSDC0%5.36%4.35%
Fluid-lendingEthereum222.95MUSDT1.86%5.73%4.29%
Silo-v2Sonic1.50MUSDC0%3.81%4.27%
Flux-financeEthereum1.46MUSDC0%4.86%4.18%
ExactlyOptimism1.23MUSDC0%4.15%4.16%
ExactlyOptimism1.23MUSDC0%4.13%4.15%
SparklendEthereum44.43MUSDT0%3.14%3.98%
Euler-v2Ethereum26.95MUSDC0%5.27%3.97%
Hatom-lendingMultiversX1.31MUSDC0.93%5.06%3.96%
ExactlyOptimism1.23MUSDC0%3.77%3.89%
AutofinanceLinea1.13MUSDC7.63%12.64%3.77%
ExactlyOptimism1.23MUSDC0%2.49%3.76%
ExactlyOptimism1.23MUSDC0%3.71%3.7%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum728.3M7.44%
Avalanche520.2M5.98%
Base12166M7.25%
BSC000%
Ethereum302.8B7.78%
Mantle000%
Optimism1012.3M4.24%
Polygon12.9M4.94%
Solana568.6M8.58%
TON15.8M8.61%
zkSync Era000%