Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 07 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
11/05/2026 19:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%92.49%153.99%
AbyssSui1.61MUSDC0%9.21%14.24%
Canto-lendingCanto1.35MUSDC0%12.97%13.11%
Bracket-vaultsEthereum2.71MUSDC0%11.25%10.79%
Harvest-financeBase1.97MUSDC0%7.18%10.78%
BitwayBSC14.40MUSDT0%10.82%10.5%
AvantisBase46.01MUSDC0%10.13%10.22%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AutofinanceEthereum2.23MUSDC0%7.9%9.41%
YieldseekerBase1.24MUSDC0%9.1%8.79%
Blend-pools-v2Stellar10.81MUSDC0%9.11%8.66%
SymbiosisTron1.25MUSDT0%7.7%7.91%
SymbiosisEthereum1.10MUSDC0%7.15%7.9%
Benqi-lendingAvalanche2.05MUSDC0%8.2%7.78%
Gains-networkArbitrum5.12MUSDC0%6.31%7.36%
Yearn-financeEthereum1.64MUSDC0%6.27%7.29%
Aave-v3Avalanche4.06MUSDC0%5.92%7.27%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC1.97MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.37MUSDT2%8.76%6.76%
Project-0Solana1.01MUSDC0%7.2%6.71%
Project-0Solana1.01MUSDC0%7.2%6.71%
Storm-tradeTON3.63MUSDT0%6.59%6.29%
Extra-finance-leverage-farmingBase3.74MUSDC0%5.77%6.16%
DeltaprimeAvalanche1.07MUSDC0%5.66%5.99%
Aave-v3Avalanche2.16MUSDT0%6.51%5.82%
Yearn-financeEthereum9.69MUSDC0%4.78%5.64%
AutofinanceBase6.27MUSDC3.59%8.63%5.18%
Hyperlend-pooledHyperliquid L114.40MUSDC0%5.06%4.97%
Benqi-lendingAvalanche1.02MUSDT0%8.6%4.95%
DolomiteArbitrum1.18MUSDC0%5.92%4.94%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
Scallop-lendSui1.61MUSDC0%5.3%4.52%
MapleEthereum1.02BUSDT0%4.36%4.4%
Folks-finance-lendingAlgorand1.42MUSDC0%4.24%4.35%
Fluid-lendingArbitrum52.13MUSDC0.67%6.29%4.35%
AmpleBase4.34MUSDC0%4.25%4.24%
Kamino-lendSolana7.90MUSDC0%4.29%4.2%
ExactlyOP Mainnet1.57MUSDC0%3.98%4.14%
Moonwell-lendingBase1.61MUSDC1.41%4.83%4.09%
Harvest-financeEthereum1.09MUSDC0%4.89%4.08%
ExactlyOP Mainnet1.57MUSDC0%3.92%4.07%
ExactlyOP Mainnet1.57MUSDC0%4.02%4.06%
TermmaxBase1.25MUSDC0%2.3%4.06%
AutofinanceEthereum8.46MUSDC0.62%6.53%4.05%
SparklendEthereum3.77MUSDC0%4.12%4.04%
ExactlyOP Mainnet1.57MUSDC0%3.84%4.02%
TermmaxEthereum7.31MUSDC0%1.86%3.98%
Yo-protocolEthereum3.41MUSDC7.8%14.78%3.98%
Yo-protocolBase16.45MUSDC7.8%14.75%3.98%
TermmaxEthereum1.11MUSDC0%3.53%3.95%
TermmaxEthereum2.01MUSDC0%3.57%3.95%
ExactlyOP Mainnet1.57MUSDC0%3.78%3.93%
ExactlyOP Mainnet1.57MUSDC0%3.81%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.73%3.92%
ExactlyOP Mainnet1.57MUSDC0%3.36%3.91%
ExactlyOP Mainnet1.57MUSDC0%3.73%3.9%
NeverlandMonad14.67MUSDC4.97%8.33%3.82%
Fluid-lendingBase16.03MUSDC1.5%6.44%3.78%
Fluid-lendingEthereum7.15MUSDC0%3.66%3.76%
Fluid-lendingEthereum192.67MUSDC1.13%4.77%3.76%
Yearn-financeEthereum9.48MDAI0%3.94%3.73%
DolomiteEthereum21.82MUSDC3.98%6.98%3.69%
Flux-financeEthereum2.69MUSDC0%3.72%3.68%
Euler-v2Ethereum39.57MUSDC0%3.96%3.65%
Spark-savingsAvalanche34.83MUSDC0%3.69%3.65%
Spark-savingsEthereum0.94BUSDC0%3.69%3.65%
Spectra-metavaultsBase6.66MUSDC1.39%5.74%3.63%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum466.4M5.91%
Avalanche645.2M5.91%
Base12107.3M18.24%
BSC340.7M8.01%
Ethereum232.3B5.26%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana39.9M5.88%
TON13.6M6.29%
zkSync Era000%