Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/04/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.71MUSDC0%12.16%11.7%
BitwayBSC13.25MUSDT0%11.71%11%
AvantisBase62.72MUSDC0%9.45%10.94%
Wasabi-perpsSolana1.33MUSDC0%5.38%10.51%
Spectra-metavaultsBase5.24MUSDC2.99%92.68%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.25%9.86%
SymbiosisTron1.14MUSDT0%6.46%9.09%
Blend-pools-v2Stellar10.32MUSDC0%9.31%8.95%
Wasabi-perpsBase3.77MUSDC0%4.35%8.38%
AbyssSui1.90MUSDC0%8.69%7.81%
SymbiosisEthereum1.21MUSDC0%5.9%7.81%
Gains-networkArbitrum8.93MUSDC0%6.39%7.36%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiBSC1.32MUSDC2%8.88%6.76%
Zerobase-cedefiBSC23.65MUSDT2%9.25%6.76%
AutofinanceEthereum8.43MUSDC0.68%5.48%6.21%
Project-0Solana1.47MUSDC0%4.35%6.19%
Harvest-financeBase2.02MUSDC0%5.99%5.58%
Yearn-financeEthereum1.31MUSDC0%5.1%5.5%
Harvest-financeEthereum1.08MUSDC0%1.26%5.33%
Harvest-financeEthereum1.08MUSDC0%1.26%5.33%
LoopscaleSolana1.53MUSDC0%5.01%5.3%
DeltaprimeAvalanche1.17MUSDC0%5.37%5.05%
Extra-finance-leverage-farmingBase4.16MUSDC0%5.1%4.84%
AutofinanceBase6.80MUSDC3.01%6.42%4.82%
AutofinanceEthereum8.75MUSDC0%4.1%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.57MUSDT0%4.58%4.67%
Yo-protocolBase27.67MUSDC12%14.09%4.63%
Yo-protocolEthereum11MUSDC12%14.09%4.63%
Fluid-lendingArbitrum30.83MUSDC1%5.92%4.58%
TermmaxEthereum2.01MUSDC0%1.7%4.53%
TermmaxEthereum11.19MUSDC0%1.65%4.52%
Scallop-lendSui1.98MUSDC0%4.67%4.31%
Hyperlend-pooledHyperliquid L113.94MUSDC0%4.04%4.3%
Yearn-financeEthereum3.72MUSDC0%4.18%4.19%
SparklendEthereum1.92MUSDC0%4.11%4.14%
Storm-tradeTon3.86MUSDT0%3.99%4.13%
Fluid-lendingEthereum126.40MUSDT1.53%4.89%4.11%
Euler-v2Avalanche1.99MUSDC0%6.57%4.03%
ExactlyOptimism1.56MUSDC0%1.9%3.99%
Benqi-lendingAvalanche1.96MUSDT0%4.48%3.99%
ExactlyOptimism1.56MUSDC0%3.65%3.97%
Folks-finance-xchainPolygon1.65MUSDT0%3.67%3.97%
Euler-v2Monad1.93MUSDC0%1.4%3.94%
NeverlandMonad16.39MUSDC4.21%8.41%3.93%
Benqi-lendingAvalanche5.91MUSDC0%3.95%3.92%
DolomiteEthereum18.48MUSDC0%5.78%3.89%
Yearn-financeEthereum8.80MDAI0%3%3.87%
ExactlyOptimism1.56MUSDC0%4.2%3.86%
Euler-v2Ethereum28.35MUSDC0%3.56%3.79%
Flux-financeEthereum2.43MUSDC0%3.83%3.77%
Spark-savingsEthereum406.57MUSDC0%3.75%3.75%
Spark-savingsAvalanche66.04MUSDC0%3.75%3.75%
Navi-lendingSui12.58MUSDC0.5%4.43%3.74%
ExactlyOptimism1.56MUSDC0%3.42%3.73%
Yearn-financeBase1.96MUSDC0%3.28%3.72%
ExactlyOptimism1.56MUSDC0%3.97%3.68%
ExactlyOptimism1.56MUSDC0%1.52%3.68%
ExactlyOptimism1.56MUSDC0%4%3.65%
ExactlyOptimism1.56MUSDC0%4.04%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum550.6M6.7%
Avalanche577.1M4.15%
Base8114.3M6.64%
BSC338.2M8.17%
Ethereum21698.7M5.41%
Hyperliquid000%
Mantle000%
Optimism812.5M3.78%
Polygon11.6M3.97%
Solana34.3M7.33%
TON13.9M4.13%
zkSync Era000%