Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 13 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/05/2026 02:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.74MUSDC0%109.07%153.82%
Kamino-lendSolana1.19MUSDC0%4.82%33.34%
Ember-protocolSui7.87MUSDC0%11.9%15.59%
AbyssSui1.94MUSDC0%9.65%13.31%
Canto-lendingCanto1.35MUSDC0%12.99%13.29%
Ember-protocolEthereum48.21MUSDC13%20.94%12.52%
Harmonix-financeHyperliquid L17.89MUSDC0%12.27%12.3%
Harvest-financeBase1.97MUSDC0%7.74%12.21%
AvantisBase44.86MUSDC0%10.1%10.95%
Bracket-vaultsEthereum2.71MUSDC0%11.14%10.66%
BitwayBSC14.64MUSDT0%10.77%10.5%
GoldfinchEthereum37.24MUSDC0%10.06%10.06%
Ember-protocolEthereum2.78MUSDC0%8.46%10.05%
Ember-protocolSui1.59MUSDC0%10.02%10.01%
Aave-v3Ethereum45.46MUSDC0%5.19%9.74%
AutofinanceEthereum2.14MUSDC0%8.42%9.4%
Ember-protocolSui2.58MUSDC0%8.79%9.4%
TermmaxEthereum1.37MUSDC0%1.33%9.37%
YieldseekerBase1.24MUSDC0%9.05%8.77%
Blend-pools-v2Stellar10.78MUSDC0%9.07%8.61%
AccountableMonad1.82MUSDC2.69%11.54%8.5%
Ember-protocolEthereum4.50MUSDC0%7.67%8.02%
Ember-protocolSui5.38MUSDC4%12%8%
Yearn-financeEthereum2.80MUSDC0%6.41%7.34%
Ember-protocolSui1.81MUSDC0%9.13%7.24%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Ember-protocolSui1.14MUSDC0%7.35%6.95%
Ember-protocolSui1.17MUSDC0%9.24%6.83%
Gains-networkArbitrum5.12MUSDC0%6.36%6.77%
Zerobase-cedefiBSC24.29MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.05MUSDC2%8.76%6.76%
Extra-finance-leverage-farmingBase3.52MUSDC0%5.88%6.6%
DeltaprimeAvalanche1.05MUSDC0%5.78%6.26%
DeltaprimeAvalanche1.05MUSDC0%5.78%6.26%
Fluid-lendingArbitrum50.03MUSDC0%6.31%6.21%
Storm-tradeTON3.61MUSDT0%6.65%6.14%
Jupiter-lendSolana414.40MUSDC1.18%4.36%6.09%
SymbiosisTron1.50MUSDT0%7.48%5.86%
Yearn-financeEthereum10.05MUSDC0%4.9%5.72%
SymbiosisEthereum1.16MUSDC0%7.12%5.47%
Benqi-lendingAvalanche2.52MUSDC0%8.72%5.44%
Fluid-lendingBase14.50MUSDC0%6.46%5.33%
Scallop-lendSui1.29MUSDC0%5.31%5.08%
AutofinanceBase6.56MUSDC3.86%8.75%5.07%
Aave-v3Avalanche2.46MUSDT0%6.98%5.04%
Hyperlend-pooledHyperliquid L114.73MUSDC0%5.13%4.91%
Aave-v3Avalanche6.50MUSDC0%6.21%4.68%
Ember-protocolSui1.40MUSDC8.63%13.41%4.64%
Benqi-lendingAvalanche1.35MUSDT0%8.76%4.59%
Flux-financeEthereum1.70MUSDT0%4.61%4.58%
Folks-finance-lendingAlgorand1.32MUSDC0%4.33%4.53%
AmpleBase4.33MUSDC0%4.61%4.5%
MapleEthereum0.91BUSDT0%4.45%4.47%
Yo-protocolEthereum3.36MUSDC7.8%14.28%4.47%
Yo-protocolBase16.13MUSDC7.8%14.25%4.47%
Spectra-metavaultsBase6.67MUSDC1.4%4.9%4.39%
Fusion-by-iporEthereum1.31MUSDC0%4.59%4.17%
ExactlyOP Mainnet1.60MUSDC0%4.04%4.15%
ExactlyOP Mainnet1.60MUSDC0%3.96%4.13%
SparklendEthereum3.97MUSDC0%4.11%4.04%
ExactlyOP Mainnet1.60MUSDC0%4.03%4.04%
ExactlyOP Mainnet1.60MUSDC0%3.88%4.03%
Moonwell-lendingBase1.73MUSDC1.4%5%4.02%
DolomiteArbitrum1.69MUSDC0%5.72%3.95%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.94%
ExactlyOP Mainnet1.60MUSDC0%3.81%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.77%3.93%
ExactlyOP Mainnet1.60MUSDC0%3.39%3.92%
TermmaxBase1.26MUSDC0%2.29%3.91%
ExactlyOP Mainnet1.60MUSDC0%3.76%3.91%
TermmaxEthereum7.31MUSDC0%1.98%3.88%
TermmaxEthereum2.01MUSDC0%3.72%3.85%
Navi-lendingSui8.76MUSDC0.63%4.5%3.83%
AutofinanceArbitrum1.33MUSDC2.71%10.02%3.83%
Lazy-summer-protocolBase1.39MUSDC0%4.09%3.83%
AutofinanceEthereum8.24MUSDC0.68%6.29%3.8%
Ember-protocolSui1.14MUSDC0%6.06%3.71%
Flux-financeEthereum2.69MUSDC0%3.71%3.68%
NeverlandMonad16.36MUSDC4.68%8.39%3.68%
Yearn-financeEthereum9.47MDAI0%3.93%3.67%
Spark-savingsAvalanche30.32MUSDC0%3.68%3.65%
Spark-savingsEthereum0.95BUSDC0%3.68%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum566.1M5.55%
Avalanche745.3M5.13%
Base13105.9M17.53%
BSC341M8.01%
Ethereum232.1B6.5%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana2415.6M19.71%
TON13.6M6.14%
zkSync Era000%