Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Mar 31 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
02/04/2025 06:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Stream-financeEthereum24.71MUSDC0%15.05%15.95%
Colend-protocolCore1.94MUSDT0%14.37%13.87%
FranciumSolana2.44MUSDC0%13.15%13.15%
DeltaprimeArbitrum1.47MUSDC0%11.11%9.92%
Gains-networkBase2.36MUSDC0%8.57%9.6%
GoldfinchEthereum42.70MUSDC0%9.55%9.55%
DeltaprimeAvalanche2.29MUSDC0%11.26%9.4%
Ipor-derivativesEthereum1.22MUSDC0.16%10.34%8.61%
Blend-poolsStellar1.34MUSDC2.34%12.97%8.57%
KiloexBSC1.37MUSDT0%12.48%8.05%
Harmonix-financeArbitrum2.68MUSDC0%11.3%7.54%
DolomiteArbitrum2.21MUSDC0%8.48%7.39%
Ipor-fusionBase1.44MUSDC0%7.94%7.31%
Echelon-marketAptos10.75MUSDC4.13%13.62%6.97%
Extra-finance-leverage-farmingOptimism1.61MUSDC0.29%9%6.93%
Extra-finance-leverage-farmingBase9.10MUSDC0.14%8.88%6.84%
Polynomial-liquidityPolynomial2.61MUSDC4.37%12.04%6.81%
Echelon-marketAptos3.91MUSDT3.56%11.73%6.44%
Harvest-financeBase1.86MUSDC0%7.12%6.23%
Benqi-lendingAvalanche4.42MUSDT0%6.81%6.05%
Yearn-financeEthereum1.14MDAI0%7.49%5.99%
Wing-financeBSC2.17MUSDC1.22%7.18%5.87%
Mars-lendOsmosis3.92MUSDC0%5.91%5.82%
Gains-networkArbitrum9.03MUSDC0%8.22%5.81%
Yield-yak-aggregatorAvalanche1.10MUSDC0%6.12%5.77%
Ipor-fusionEthereum3.17MUSDC0%7.52%5.61%
SaveSolana1.08MUSDC0%5.83%5.56%
SaveSolana1.08MUSDC0%5.83%5.56%
Yearn-financeEthereum15.21MDAI0%6.83%5.5%
Extra-finance-leverage-farmingBase1.32MUSDC1.99%9.08%5.47%
Navi-lendingSui3.92MUSDT0%6.74%5.42%
Benqi-lendingAvalanche13.50MUSDC0%6.01%5.41%
Yearn-financeEthereum2.14MDAI0%6.13%5.37%
Yearn-financeEthereum3.81MUSDC0%6.34%5.37%
Yearn-financeEthereum1.22MDAI0.3%7.32%5.33%
ExactlyOptimism1.61MUSDC0%5.37%5.31%
KiloexManta1.69MUSDT0%5.08%5.18%
Storm-tradeTon13.62MUSDT0%7.08%5.11%
ExactlyOptimism1.61MUSDC0%5.12%5.07%
Venus-core-poolBSC1.36MDAI0%4.96%5.06%
Navi-lendingSui21.51MUSDC0%4.49%4.93%
Flux-financeEthereum1.45MUSDT0%4.75%4.7%
Kamino-lendSolana3.75MUSDT0%3.37%4.67%
ExactlyOptimism1.61MUSDC0%4.66%4.65%
ExactlyOptimism1.61MUSDC0%4.64%4.62%
ExactlyOptimism1.61MUSDC0%4.92%4.61%
Yearn-financeEthereum1.75MUSDT0%5.23%4.57%
ExactlyOptimism1.61MUSDC0%4.49%4.46%
Aave-v3Polygon1.70MDAI0%5%4.4%
Yearn-financeEthereum2.13MDAI1.71%5.67%4.4%
Kamino-lendSolana50.07MUSDC0%4.77%4.39%
SparkEthereum118.81MDAI0%5.43%4.37%
SaveSolana2.27MUSDC0%5.94%4.35%
Folks-finance-lendingAlgorand2.90MUSDC0%4.2%4.28%
Folks-finance-xchainAvalanche1.81MUSDC2.87%7.05%4.24%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum415.4M7.66%
Avalanche523.1M6.17%
Base516.1M7.09%
BSC34.9M6.33%
Ethereum13219.5M6.56%
Mantle000%
Optimism711.3M5.09%
Polygon11.7M4.4%
Solana660.7M6.28%
TON113.6M5.11%
zkSync Era000%