Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.20% on Jan 17 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
22/01/2025 04:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Morpho-aaveEthereum2.80MUSDT0%47.88%104.61%
Storm-tradeTon6.35MUSDT0%21.48%38.41%
DeltaprimeArbitrum1.17MUSDC0%29.59%27.88%
Colend-protocolCore1.39MUSDT0%22%24.93%
Gains-networkArbitrum6.71MUSDC0%14.79%24.33%
Gains-networkBase1.62MUSDC0%15.73%22.97%
KiloexOp_bnb6.02MUSDT0%28.49%22.15%
DeltaprimeAvalanche2.82MUSDC0%24.52%20.65%
Yearn-financeEthereum1.04MDAI0%19.8%19.5%
Nx-financeSolana1.79MUSDC0%22.87%17.9%
KiloexBase4.40MUSDC0%52.15%17.69%
MoonwellBase5.59MUSDC2.68%12.66%17.29%
Yearn-financeEthereum1.05MDAI0%14.01%17.07%
VaultkaSolana3.41MUSDC0%16.39%16.8%
Ipor-derivativesEthereum1.92MUSDC0.33%17.08%16.54%
Scallop-lendSui1.98MUSDC0%13.68%16.31%
Mars-lendOsmosis1.71MUSDC0%15.7%14.49%
Harvest-financeBase2.22MUSDC0%12.87%14.4%
SandclockEthereum1.11MUSDC15%25.76%14.09%
Extra-finance-leverage-farmingBase8.40MUSDC0.74%16.08%14.02%
Ipor-fusionEthereum4.17MUSDC0%23.55%13.75%
Yearn-financeEthereum3.24MUSDC0%12.95%13.56%
Yearn-financeEthereum1.98MDAI0%12.99%13.53%
Navi-lendingSui6.74MUSDC0.96%13.69%13.5%
FranciumSolana2.44MUSDC0%13.15%13.15%
Extra-finance-leverage-farmingOptimism2.11MUSDC1.95%16.77%12.72%
Ipor-derivativesBase1.03MUSDC0.25%16.46%12.3%
Yield-yak-aggregatorAvalanche1.06MUSDC0%11.44%11.86%
Ipor-fusionBase1.31MUSDC0%14.21%11.67%
SparkEthereum128.37MDAI0%10.98%10.91%
Compound-v3Ethereum11.85MUSDT1.37%9.42%10.85%
Yearn-financeEthereum2.02MDAI0%10.76%10.74%
Venus-core-poolBSC60.10MUSDT0%7.97%10.68%
Yearn-financeEthereum5.38MUSDC0%10.36%10.6%
VesperEthereum2.22MUSDC0%20.67%10.5%
Woofi-earnAvalanche1.45MUSDC2.31%12.56%10.38%
Compound-v2Ethereum19.40MUSDT0%10.86%9.92%
Kamino-lendSolana4.29MUSDT0%8.39%9.54%
Navi-lendingSui4.79MUSDT0.49%11.17%9.51%
Woofi-earnArbitrum1.41MUSDC1.34%10.11%9.42%
Harvest-financeEthereum1.12MUSDC0%11.99%9.42%
Compound-v3Ethereum44.33MUSDC0.39%8.56%9.4%
GoldfinchEthereum43.84MUSDC0%9.65%9.3%
SaveSolana2.81MUSDT0%8.92%9.17%
Nimbora-yieldStarknet1.63MUSDC5.17%20.15%9.14%
Aave-v3Scroll1.27MUSDC0%10.99%9.13%
Yearn-financeEthereum16.31MDAI0%10.08%8.91%
Aave-v3Optimism2.34MUSDT0%7.44%8.9%
Compound-v3Arbitrum3.24MUSDC1.52%9.53%8.79%
Yearn-financeEthereum6.15MUSDT0%6.84%8.78%
Yield-yak-aggregatorAvalanche1.42MUSDT0%10.29%8.74%
Aave-v3Polygon7.70MUSDC0%8.54%8.58%
Benqi-lendingAvalanche11.02MUSDC2.31%11.45%8.56%
Aave-v3Base27.22MUSDC0%7.94%8.56%
GearboxEthereum2.45MUSDC0.95%9.48%8.43%
Aave-v3Ethereum438.60MUSDC0%9.05%8.25%
Aave-v3BSC5.31MUSDT0%6.91%8.11%
Aave-v3Arbitrum24.93MUSDT0%7.82%8.05%
Aave-v3Polygon11.11MUSDT0%8.43%8.03%
Compound-v3Base1.63MUSDC2.06%9.54%7.99%
Aave-v3Arbitrum52.53MUSDC0%7.29%7.98%
Compound-v2Ethereum4.49MDAI0%8.07%7.96%
Aave-v3Optimism7.49MUSDC0%7.47%7.9%
Polynomial-liquidityPolynomial3.40MUSDC13.11%21.62%7.88%
Compound-v2Ethereum5.39MUSDC0%8.09%7.81%
Fluid-lendingEthereum204.54MUSDC2.97%13.31%7.81%
Aave-v3BSC1.86MUSDC0%7.43%7.79%
Venus-core-poolBSC31.38MUSDC0%9.16%7.68%
Nostra-money-marketStarknet1.72MUSDT6.01%13.59%7.56%
Yearn-financeEthereum3.97MUSDT0%7.52%7.13%
Aave-v3Ethereum715.85MUSDT0%7.61%7.12%
GearboxEthereum1MDAI1.58%8.94%7.09%
GearboxEthereum1MDAI1.58%8.94%7.09%
Yearn-financeEthereum10.67MUSDC0%9.81%6.99%
SaveSolana11.63MUSDC0%8.43%6.99%
Yearn-financeEthereum6.08MUSDT0%7.04%6.69%
Fluid-lendingBase16.38MUSDC3.71%12.14%6.67%
Fluid-lendingEthereum182.25MUSDT3.34%11.87%6.64%
Seamless-protocolBase3.15MUSDC3.13%13.1%6.45%
Aave-v3Ethereum31.81MDAI0%7.3%6.38%
Kamino-lendSolana32.38MUSDC0%8.56%6.16%
Nostra-money-marketStarknet4.03MUSDC5.67%13.14%6.06%
GearboxEthereum1.33MUSDT1.72%9.98%6.04%
Benqi-lendingAvalanche10.69MUSDT3.26%10.38%6.02%
Wing-financeBSC2.58MUSDC1.79%7.88%5.89%
Evaa-protocolTon16.02MUSDT4.47%11.58%5.79%
Folks-finance-lendingAlgorand2.09MUSDC0%7.11%5.77%
AvantisBase8.22MUSDC0%4.59%5.67%
AcrossEthereum4.09MUSDT5.65%11.51%5.31%
Gains-networkArbitrum2.98MDAI0%2.85%5.25%
Aave-v3zkSync Era5.65MUSDC0%6.32%5.05%
Fluid-lendingArbitrum12.24MUSDC4.97%11.25%4.97%
AcrossEthereum5.74MDAI4.31%11.25%4.85%
Flux-financeEthereum1.34MUSDT0%4.77%4.78%
MoonwellOptimism1.27MUSDC1.21%9.48%4.68%
AvantisBase5.48MUSDC0%3.59%4.46%
Compound-v3Arbitrum6.01MUSDT1.36%7.12%4.37%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum9111.2M11.23%
Avalanche628.5M11.04%
Base1386.7M11.55%
BSC5101.2M8.03%
Ethereum361.9B12.18%
Mantle000%
Optimism413.2M8.55%
Polygon218.8M8.31%
Solana758.8M11.39%
TON222.4M22.1%
zkSync Era15.7M5.05%