Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.59% on May 21 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/05/2026 22:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.83MUSDC0%142%26.2%
Canto-lendingCanto1.35MUSDC0%13.13%13.34%
Ember-protocolEthereum43.63MUSDC0%17.73%12.52%
AutofinanceEthereum2.03MUSDC0%9.19%11.71%
AvantisBase45.03MUSDC0%10.17%11.51%
BitwayBSC19.82MUSDT0%10.6%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.83%10.49%
Ember-protocolSui1.13MUSDC0%7.05%10.47%
Ember-protocolSui1.47MUSDC0%10.01%10%
GoldfinchEthereum37.24MUSDC0%10.06%9.98%
YieldseekerBase1.29MUSDC0%9.01%9.13%
Harvest-financeBase1.90MUSDC0%9.15%8.78%
Harmonix-financeHyperliquid L114.93MUSDC0%10.17%8.77%
Blend-pools-v2Stellar10.90MUSDC0%8.84%8.41%
Ember-protocolSui5.37MUSDC4%12%8%
SymbiosisTron1.79MUSDT0%7.2%7.5%
LoopscaleSolana1.70MUSDC0.66%8.12%7.15%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.92MUSDT2%9%7%
Ember-protocolEthereum4.65MUSDC0%6.98%6.83%
Gains-networkArbitrum5.15MUSDC0%6.57%6.8%
Zerobase-cedefiBSC24.38MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2.03MUSDC2%8.76%6.76%
Ember-protocolSui1.81MUSDC0%9.57%6.57%
DeltaprimeAvalanche1.04MUSDC0%6.22%6.55%
DeltaprimeAvalanche1.04MUSDC0%6.22%6.55%
Ember-protocolSui2.81MUSDC0%7.54%6.51%
Harvest-financeEthereum1.09MUSDC0%4.53%6.29%
Fusion-by-iporEthereum1.35MUSDC0%5.02%6.05%
Kamino-lendSolana7MUSDC0%5.43%6.03%
Extra-finance-leverage-farmingBase3.73MUSDC0%6.05%5.78%
Storm-tradeTON3.69MUSDT0%6.29%5.77%
Aave-v3Avalanche2.29MUSDT0%6.69%5.59%
LoopscaleSolana1.12MUSDC0%5.52%5.5%
Ember-protocolSui1.18MUSDC0%9.79%5.42%
Scallop-lendSui1.14MUSDC0%5.32%5.4%
AutofinanceBase7.55MUSDC3.1%8.68%5.22%
Yearn-financeEthereum10.73MUSDC0%5.18%5.12%
Benqi-lendingAvalanche3.34MUSDC0%7.55%5.05%
Fluid-lendingArbitrum47.71MUSDC0%5.51%4.96%
Aave-v3Avalanche6.30MUSDC0%6%4.95%
Fluid-lendingBase12.54MUSDC0%5.67%4.9%
Ember-protocolSui1.69MUSDC8.44%13.48%4.86%
Yearn-financeEthereum3.39MUSDC0%5.67%4.86%
Gains-networkBase2.19MUSDC0%2.77%4.82%
Hyperlend-pooledHyperliquid L115.32MUSDC0%5.38%4.62%
Flux-financeEthereum1.70MUSDT0%4.58%4.58%
Folks-finance-xchainPolygon1.06MUSDT0%4.58%4.55%
AmpleBase4.33MUSDC0%4.68%4.43%
Folks-finance-lendingAlgorand1.45MUSDC0%4.46%4.36%
AutofinanceEthereum7.72MUSDC0.67%5.39%4.34%
TermmaxBase1.25MUSDC0%2.7%4.33%
Yo-protocolBase15.43MUSDC0%3.97%4.26%
Yo-protocolEthereum3.35MUSDC0%3.98%4.26%
DolomiteArbitrum1.51MUSDC0%4.98%4.26%
MapleEthereum0.91BUSDT0%4.48%4.22%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.17%
Fluid-lendingEthereum204.03MUSDC0.96%4.72%4.15%
ExactlyOP Mainnet1.59MUSDC0%4.07%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.64%4.11%
Moonwell-lendingBase1.59MUSDC0%4.93%4.11%
Euler-v2Monad2.38MUSDC0%7.83%4.11%
Compound-v3Ethereum32.38MUSDC0.12%3.3%4.09%
TermmaxEthereum7.31MUSDC0%2.33%4.06%
ExactlyOP Mainnet1.59MUSDC0%3.98%4.06%
TermmaxEthereum2.01MUSDC0%3.57%4.05%
ExactlyOP Mainnet1.59MUSDC0%3.89%3.98%
ExactlyOP Mainnet1.59MUSDC0%3.84%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.87%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.87%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.85%3.95%
ExactlyOP Mainnet1.59MUSDC0%4.03%3.94%
Navi-lendingSui8MUSDC0.56%4.84%3.94%
Jupiter-lendSolana439.92MUSDC1.11%4.55%3.82%
SparklendEthereum4.73MUSDC0%4.16%3.81%
NeverlandMonad14.49MUSDC4.55%8.51%3.8%
Yearn-financeEthereum2.68MUSDC0%3.34%3.77%
Lazy-summer-protocolBase1.40MUSDC0.67%3.97%3.76%
ExactlyOP Mainnet1.59MUSDC0%0.44%3.75%
Centrifuge-protocolEthereum172.71MUSDC0%3.41%3.72%
Centrifuge-protocolAvalanche258.76MUSDC0%3.41%3.72%
Centrifuge-protocolEthereum6.83MUSDC0%3.3%3.72%
Flux-financeEthereum2.68MUSDC0%3.68%3.68%
Spark-savingsEthereum396.38MUSDC0%3.65%3.65%
Spark-savingsAvalanche27.53MUSDC0%3.65%3.65%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum462.3M5.75%
Avalanche7300.3M5.15%
Base13100.1M7.48%
BSC346.2M8.01%
Ethereum251.9B5.64%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M4.55%
Solana4449.8M5.63%
TON13.7M5.77%
zkSync Era000%