Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.61% on May 06 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
08/05/2026 18:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Yearn-financeBase1.75MUSDC0%77.54%154.48%
Canto-lendingCanto1.35MUSDC0%12.95%13.11%
AbyssSui1.55MUSDC0%8.84%12.91%
AutofinanceEthereum2.23MUSDC0%7.48%11.88%
Bracket-vaultsEthereum2.71MUSDC0%11.35%10.87%
Harvest-financeBase1.97MUSDC0%6.68%10.79%
BitwayBSC13.64MUSDT0%10.87%10.5%
GoldfinchEthereum37.25MUSDC0%10.06%10.06%
AvantisBase47.24MUSDC0%10.14%9.61%
SymbiosisTron1.32MUSDT0%7.64%9.09%
YieldseekerBase1.24MUSDC0%9.16%8.85%
Blend-pools-v2Stellar10.85MUSDC0%9.16%8.71%
Aave-v3Avalanche1.20MUSDT0%6.04%8.59%
Benqi-lendingAvalanche2.08MUSDC0%7.95%7.55%
SymbiosisEthereum1.02MUSDC0%6.96%7.31%
SymbiosisEthereum1.02MUSDC0%6.96%7.31%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.93MUSDT2%9%7%
Zerobase-cedefiBSC25.11MUSDT2%8.76%6.76%
Zerobase-cedefiBSC1.92MUSDC2%8.76%6.76%
Gains-networkArbitrum5.17MUSDC0%6.21%6.75%
Storm-tradeTON3.60MUSDT0%6.15%6.48%
Kamino-lendSolana7.29MUSDC0%4.16%6.39%
Venus-fluxBSC14.46MUSDT0%7.23%6.13%
Extra-finance-leverage-farmingBase3.81MUSDC0%5.71%6.06%
DeltaprimeAvalanche1.07MUSDC0%5.55%6.05%
Venus-fluxBSC4.44MUSDC0%5.44%5.81%
Aave-v3Avalanche5.39MUSDC0%5.58%5.77%
Aave-v3Ethereum115.84MUSDT0%5.01%5.64%
Fluid-lendingArbitrum42.30MUSDC0.8%6.24%5.59%
Yearn-financeEthereum2.12MUSDC0%6.01%5.48%
Yearn-financeEthereum9.26MUSDC0%4.59%5.44%
AutofinanceBase6.24MUSDC3.6%8.47%5.15%
Hyperlend-pooledHyperliquid L114.01MUSDC0%5.01%4.97%
Scallop-lendSui1.36MUSDC0%5.28%4.92%
Harvest-financeEthereum1.09MUSDC0%4.47%4.79%
AutofinanceEthereum8.46MUSDC0.64%6.64%4.78%
Flux-financeEthereum1.70MUSDT0%4.62%4.58%
Fluid-lendingBase16.10MUSDC1.44%6.44%4.55%
AutofinanceArbitrum3.35MUSDC1.44%11.33%4.49%
Folks-finance-lendingAlgorand1.34MUSDC0%4.16%4.48%
MapleEthereum1.05BUSDT0%4.29%4.44%
DolomiteArbitrum1.44MUSDC0%5.99%4.39%
AmpleBase4.33MUSDC0%4.25%4.25%
Navi-lendingSui5.99MUSDC0.63%4.47%4.25%
ExactlyOP Mainnet1.59MUSDC0%3.59%4.13%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.07%
ExactlyOP Mainnet1.59MUSDC0%3.87%4.06%
SparklendEthereum3.72MUSDC0%4.07%4.04%
ExactlyOP Mainnet1.59MUSDC0%3.8%4.01%
Yearn-financeEthereum9.48MDAI0%3.93%4%
ExactlyOP Mainnet1.59MUSDC0%3.76%3.92%
ExactlyOP Mainnet1.59MUSDC0%3.66%3.9%
ExactlyOP Mainnet1.59MUSDC0%3.84%3.9%
ExactlyOP Mainnet1.59MUSDC0%3.33%3.88%
ExactlyOP Mainnet1.59MUSDC0%3.71%3.88%
Yearn-financeEthereum28.44MUSDC0%3.54%3.81%
TermmaxBase1.25MUSDC0%2.34%3.81%
Yearn-financeEthereum1.31MUSDT0%3.63%3.8%
Yo-protocolEthereum3.41MUSDC7.8%15.06%3.79%
Yo-protocolBase16.59MUSDC7.8%15.03%3.79%
Moonwell-lendingBase2.17MUSDC1.27%4.69%3.78%
TermmaxEthereum1.11MUSDC0%3.36%3.75%
TermmaxEthereum2.01MUSDC0%3.42%3.75%
NeverlandMonad14.99MUSDC5.14%8.25%3.74%
DolomiteEthereum21.94MUSDC4.31%6.74%3.69%
Flux-financeEthereum2.69MUSDC0%3.73%3.68%
Spark-savingsAvalanche35.07MUSDC0%3.7%3.65%
Spark-savingsEthereum0.92BUSDC0%3.7%3.65%
Lazy-summer-protocolBase1.41MUSDC1.06%4.06%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum560.2M5.64%
Avalanche544.8M6.32%
Base12104.1M18.23%
BSC559.6M7.19%
Ethereum232.2B5.55%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon000%
Solana17.3M6.39%
TON13.6M6.48%
zkSync Era000%