Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.77% on Nov 07 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
13/11/2025 11:00:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Peapods-financeEthereum3.58MUSDC0%39.88%51.1%
Storm-tradeTon5.75MUSDT0%20%38.96%
Ipor-fusionBase1.28MUSDC0%20.22%22.4%
AvantisBase105.91MUSDC0%22.2%20.35%
Bracket-vaultsEthereum9.84MUSDC0%18.89%19.32%
DeltaprimeArbitrum1.25MUSDC0%14.65%18.52%
Ipor-fusionEthereum1.15MUSDC0%16.66%16.37%
Stream-financeEthereum382MUSDC0%14.94%15.52%
Blend-pools-v2Stellar3.12MUSDC0%13.92%14.63%
DeltaprimeAvalanche3.19MUSDC0%13.54%14.53%
Yo-protocolBase27.23MUSDC0%11.1%13.56%
FranciumSolana2.44MUSDC0%13.15%13.15%
Gains-networkArbitrum13.83MUSDC0%14.7%13.04%
VesperEthereum2.13MUSDC0%4.91%12.77%
WasabiBase9.51MUSDC0%12.13%12.72%
LiqwidCardano3.60MUSDC1.26%20.28%11.1%
Gains-networkBase1.51MUSDC0%10.92%10.36%
Harvest-financeEthereum1.10MUSDC0%8.45%10.04%
LoopscaleSolana1.95MUSDC0.55%10.35%10.02%
GoldfinchEthereum42.57MUSDC0%9.55%9.56%
Harmonix-financeArbitrum4.56MUSDC0%13%9.23%
Harvest-financeBase2.77MUSDC0%12.77%9.19%
LoopscaleSolana1.56MUSDC1.61%10.85%9.01%
Extra-finance-leverage-farmingBase6.34MUSDC0.22%8.87%8.82%
Euler-v2Arbitrum1.88MUSDC0%5.99%8.37%
Navi-lendingSui7.27MUSDC1.09%12.44%8.23%
TermmaxEthereum3.09MUSDC0%5.97%8.22%
AutofinanceArbitrum4.83MUSDC5.46%10.08%8.07%
AutofinanceBase20.65MUSDC3.79%11.18%7.45%
Euler-v2Arbitrum3.78MUSDC0%8.55%7.32%
Echelon-marketAptos7.77MUSDC0%7.23%7.32%
Euler-v2Ethereum13.03MUSDC0%6.57%7.29%
Ipor-fusionEthereum4.72MUSDC0%8.67%7.25%
Harvest-financeBase1.96MUSDC0%7.65%7.2%
Yearn-financeEthereum20.07MUSDC0%6.7%7.16%
SuperfundBase1.16MUSDC0.49%12.78%7.12%
AutofinanceEthereum11.74MUSDC0.99%8.95%6.97%
Silo-v2Avalanche2.08MUSDC0%11.16%6.92%
TermmaxEthereum2.73MUSDC0%4.67%6.69%
Yearn-financeEthereum7.87MUSDT0%5.58%6.51%
Ipor-fusionBase1.96MUSDC0%7.08%6.4%
Harvest-financeBase1.12MUSDC0%6.4%6.34%
SaveSolana4.50MUSDC0%7.69%6.3%
Yearn-financeBase1.44MUSDC0%6.22%6.28%
Yearn-financeEthereum33.54MUSDC0%5.69%6.2%
Scallop-lendSui1.65MUSDC0%8.85%6.19%
Yearn-financeEthereum7.86MUSDT0%4.63%6.18%
SaveSolana1.12MUSDT0%6.65%5.99%
Yearn-financeEthereum12.33MUSDC0%6.3%5.95%
Yearn-financeEthereum14.93MDAI0%5.1%5.86%
GearboxEtherlink1.35MUSDC24.68%26.74%5.86%
Yearn-financeEthereum1.10MUSDC0%7.8%5.78%
Yearn-financeEthereum1.10MUSDC0%7.8%5.78%
MapleEthereum1.56BUSDT0.89%7.1%5.71%
Euler-v2Ethereum1.17MUSDC8.53%17.6%5.61%
DolomiteArbitrum3.83MUSDC0%6.99%5.59%
Euler-v2Avalanche3.47MUSDC0%6.68%5.53%
Benqi-lendingAvalanche1.48MUSDT0%6.67%5.5%
Compound-v2Ethereum14.41MUSDT0%5.37%5.41%
Euler-v2Ethereum6.25MUSDC0%5.54%5.28%
Moonwell-lendingBase6.09MUSDC1.23%10.95%5.25%
AcrossEthereum1.52MDAI1.22%10.5%5.17%
Folks-finance-lendingAlgorand1.41MUSDC0%5.25%5.13%
Benqi-lendingAvalanche5.95MUSDC0%7.51%5.02%
ExactlyOptimism1.32MUSDC0%4.93%4.87%
ExactlyOptimism1.32MUSDC0%5.01%4.87%
ExactlyOptimism1.32MUSDC0%4.95%4.81%
ExactlyOptimism1.32MUSDC0%5.03%4.78%
Fluid-lendingBase25.50MUSDC2.1%6.97%4.69%
Flux-financeEthereum1.53MUSDT0%4.64%4.67%
ExactlyOptimism1.32MUSDC0%4.68%4.61%
SparklendEthereum62.35MUSDT0%3.11%4.55%
AutofinanceEthereum8.65MUSDC0%4.45%4.53%
Fluid-lendingPolygon6.50MUSDC0%6.87%4.53%
ExactlyOptimism1.32MUSDC0%4.67%4.5%
Aave-v3Ethereum695.41MUSDT0%4.03%4.47%
Aave-v3Optimism1.68MUSDT0%4.24%4.38%
Hyperlend-pooledHyperliquid6.04MUSDC0%6.07%4.37%
Yearn-financeEthereum2.22MUSDC0%4.32%4.28%
Aave-v3Ethereum710.38MUSDC0%4.06%4.28%
Aave-v3Base106.72MUSDC0%4.72%4.26%
Harvest-financeBase1.94MUSDC0%4.19%4.2%
Yearn-financeEthereum2.48MUSDC0%4.37%4.2%
ExactlyOptimism1.32MUSDC0%4.14%4.15%
ExactlyOptimism1.32MUSDC0%4.13%4.13%
Fluid-lendingEthereum203.93MUSDT2.38%5.54%4.13%
Fluid-lendingEthereum262.97MUSDC1.85%6.28%4.12%
Euler-v2Ethereum2.41MUSDT0%3.48%4.12%
Hatom-lendingMultiversX1.31MUSDC0.92%6.04%3.96%
Yearn-financeEthereum11.32MDAI0%4.67%3.9%
Aave-v3Linea5.90MUSDC0%4.45%3.9%
Aave-v3Optimism4.81MUSDC0%4.03%3.88%
Aave-v3Polygon13.32MUSDC0%3.89%3.85%
Aave-v3Ethereum1.21MUSDC0%3.59%3.84%
Aave-v3Avalanche32.76MUSDC0%4.02%3.8%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum734M10.02%
Avalanche648.9M6.88%
Base17323.1M9.21%
BSC000%
Ethereum374.1B8.08%
Mantle000%
Optimism1017M4.5%
Polygon219.8M4.19%
Solana511.6M8.89%
TON15.8M38.96%
zkSync Era000%