Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/04/2026 04:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.09%11.65%
AbyssSui1.90MUSDC0%8.76%11.36%
AvantisBase61.55MUSDC0%9.56%11.28%
BitwayBSC13.26MUSDT0%11.64%11%
AutofinanceArbitrum2.08MUSDC1.72%7.65%10.15%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Euler-v2Monad1.63MUSDC0%1.77%8.97%
Blend-pools-v2Stellar10.41MUSDC0%9.32%8.88%
SymbiosisEthereum1.07MUSDC0%6.18%8.36%
SymbiosisTron1.16MUSDT0%6.76%8.24%
Spectra-metavaultsBase7.29MUSDC2.08%93.15%8.23%
LoopscaleSolana1MUSDC0%8.37%7.81%
LoopscaleSolana1MUSDC0%8.37%7.81%
Storm-tradeTon3.98MUSDT0%4.49%7.03%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6.01%6.94%
AutofinanceEthereum8.42MUSDC0.7%5.63%6.83%
Zerobase-cedefiBSC23.45MUSDT2%9.18%6.76%
Zerobase-cedefiBSC1.30MUSDC2%8.86%6.76%
Project-0Solana1.35MUSDC0%4.65%6.32%
Fusion-by-iporEthereum1.33MUSDC0%1.42%5.79%
Wasabi-perpsSolana1.29MUSDC0%5.59%5.72%
Extra-finance-leverage-farmingBase4.03MUSDC0%5.07%5.65%
Wasabi-perpsBase4.57MUSDC0%4.52%5.23%
LoopscaleSolana2.12MUSDC0%5.07%5.13%
AutofinanceBase6.78MUSDC3.17%6.61%5.11%
DeltaprimeAvalanche1.17MUSDC0%5.32%5.04%
Gains-networkArbitrum8.64MUSDC0%6.34%4.92%
Yearn-financeEthereum1.96MUSDC0%5.18%4.84%
AutofinanceEthereum8.75MUSDC0%4.23%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
TermmaxEthereum2.01MUSDC0%1.98%4.64%
Harvest-financeEthereum1.08MUSDC0%1.36%4.47%
TermmaxEthereum11.21MUSDC0%1.93%4.39%
Scallop-lendSui1.94MUSDC0%4.7%4.38%
Fluid-lendingArbitrum32.93MUSDC1%6.02%4.37%
Hyperlend-pooledHyperliquid L113.78MUSDC0%4.1%4.32%
SparklendEthereum1.89MUSDC0%4.11%4.14%
Benqi-lendingAvalanche1.90MUSDT0%4.42%4.03%
TermmaxBase1.24MUSDC0%3.86%4.03%
ExactlyOptimism1.55MUSDC0%2.47%3.99%
Euler-v2Avalanche1.99MUSDC0%6.19%3.98%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
Yo-protocolBase26.18MUSDC12%14.09%3.92%
Yo-protocolEthereum8.50MUSDC12%14.1%3.92%
ExactlyOptimism1.55MUSDC0%4.18%3.83%
Yearn-financeEthereum8.87MDAI0%3.1%3.83%
NeverlandMonad17.26MUSDC4.15%8.38%3.81%
Euler-v2Ethereum28.35MUSDC0%3.61%3.79%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
ExactlyOptimism1.55MUSDC0%3.44%3.78%
Flux-financeEthereum2.43MUSDC0%3.81%3.77%
Benqi-lendingAvalanche6.30MUSDC0%3.96%3.77%
Yearn-financeBase1.15MUSDC0%3.3%3.76%
Yearn-financeEthereum3.73MUSDC0%4.11%3.76%
Folks-finance-lendingAlgorand1.92MUSDC0%3.5%3.76%
Spark-savingsEthereum404.89MUSDC0%3.75%3.75%
Spark-savingsAvalanche65.99MUSDC0%3.75%3.75%
DolomiteEthereum20.91MUSDC0%5.72%3.72%
ExactlyOptimism1.55MUSDC0%1.79%3.72%
ExactlyOptimism1.55MUSDC0%3.94%3.71%
ExactlyOptimism1.55MUSDC0%4.01%3.69%
ExactlyOptimism1.55MUSDC0%3.96%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.8M6.22%
Avalanche577.3M4.11%
Base9114.8M6.02%
BSC338M8.17%
Ethereum21612.5M5.33%
Hyperliquid000%
Mantle000%
Optimism812.4M3.8%
Polygon000%
Solana56.8M6.56%
TON14M7.03%
zkSync Era000%