Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 22 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
24/04/2026 08:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
AutofinanceEthereum4.45MUSDC0%5.64%16.53%
Canto-lendingCanto1.35MUSDC0%12.82%12.9%
Bracket-vaultsEthereum2.70MUSDC0%11.85%11.25%
BitwayBSC13.53MUSDT0%11.4%11%
AvantisBase50.55MUSDC0%9.87%10.41%
AutofinanceArbitrum2.87MUSDC1.91%9.42%10.4%
Benqi-lendingAvalanche1.86MUSDC0%6%10.11%
Blend-pools-v2Stellar8.79MUSDC0%9.32%10.07%
GoldfinchEthereum37.25MUSDC0%10.05%10.06%
YieldseekerBase1.30MUSDC0%9.48%9.64%
Aave-v3Ethereum53.05MUSDC0%3.83%9.05%
Harvest-financeEthereum1.08MUSDC0%2.16%8.24%
Harvest-financeEthereum1.08MUSDC0%2.16%8.24%
Aave-v3Ethereum7.64MDAI0%4.12%7.97%
Gains-networkArbitrum8.44MUSDC0%6.65%7.8%
AbyssSui1.88MUSDC0%8.86%7.6%
SymbiosisEthereum1.11MUSDC0%6.75%7.19%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Storm-tradeTON3.97MUSDT0%5.45%7%
SymbiosisTron1.47MUSDT0%6.94%6.84%
Zerobase-cedefiBSC24.24MUSDT2%8.94%6.76%
Zerobase-cedefiBSC1.44MUSDC2%8.8%6.76%
Spectra-metavaultsBase7.29MUSDC0%94.48%6.73%
Extra-finance-leverage-farmingBase3.65MUSDC0%5.26%6.34%
Harvest-financeBase2.01MUSDC0%6.45%6.29%
Fluid-lendingEthereum117.60MUSDT1.8%5.65%6.14%
AutofinanceEthereum9.06MUSDC0.58%5.99%5.77%
TydroInk1.46MUSDC0%2.3%5.71%
DeltaprimeAvalanche1.12MUSDC0%5.24%5.52%
Yearn-financeEthereum7.41MUSDC0%4.09%5.5%
LoopscaleSolana1.65MUSDC0%5.26%5.37%
DolomiteArbitrum1.16MUSDC0%4.73%5.22%
AutofinanceBase5.68MUSDC3.71%7.32%5.22%
Kamino-lendSolana8MUSDC0%3.06%5%
MapleEthereum1.15BUSDT0%3.88%4.99%
Hyperlend-pooledHyperliquid L112.79MUSDC0%4.18%4.84%
Woofi-earnArbitrum1.14MUSDC0%4.73%4.73%
Flux-financeEthereum1.59MUSDT0%4.61%4.66%
Wasabi-perpsBase2.24MUSDC0%4.62%4.59%
Yo-protocolEthereum3.76MUSDC12%13.92%4.53%
Yo-protocolBase19.89MUSDC12%13.94%4.53%
Euler-v2Ethereum26.64MUSDC0%3.81%4.49%
TermmaxEthereum2.01MUSDC0%2.9%4.43%
TermmaxEthereum2.43MUSDC0%2.83%4.43%
Fluid-lendingArbitrum31.71MUSDC1.07%6.17%4.43%
Folks-finance-lendingAlgorand1.40MUSDC0%3.64%4.37%
Fluid-lendingBase10.78MUSDC2.15%6.42%4.37%
DolomiteEthereum14.60MUSDC5.97%5.74%4.14%
Fluid-lendingEthereum5.02MUSDC0%3.48%4.1%
Fluid-lendingEthereum170.96MUSDC1.23%4.51%4.1%
Euler-v2Ethereum20.33MUSDC0%3.86%4.1%
SparklendEthereum3.21MUSDC0%4.1%4.04%
ExactlyOP Mainnet1.72MUSDC0%3.19%3.99%
ExactlyOP Mainnet1.72MUSDC0%3.67%3.99%
Aave-v3Polygon1.09MDAI0%3.78%3.99%
Navi-lendingSui3.63MUSDC0.69%4.3%3.91%
ExactlyOP Mainnet1.72MUSDC0%3.48%3.9%
Yearn-financeEthereum8.56MDAI0%3.39%3.83%
ExactlyOP Mainnet1.72MUSDC0%2.69%3.81%
Flux-financeEthereum2.43MUSDC0%3.77%3.78%
ExactlyOP Mainnet1.72MUSDC0%3.87%3.72%
ExactlyOP Mainnet1.72MUSDC0%3.65%3.7%
NeverlandMonad17.05MUSDC4.39%8.34%3.7%
Spark-savingsAvalanche35.05MUSDC0%3.74%3.65%
Spark-savingsEthereum481.69MUSDC0%3.74%3.65%
ExactlyOP Mainnet1.72MUSDC0%4.07%3.64%
ExactlyOP Mainnet1.72MUSDC0%3.9%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum653.3M6.6%
Avalanche338M6.43%
Base9103.4M6.46%
BSC339.2M8.17%
Ethereum262.2B6.24%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon11.1M3.99%
Solana29.6M5.18%
TON14M7%
zkSync Era000%