Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 4.21% on Feb 20 2025). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
23/02/2025 05:30:04

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Synthetix-v3Base9.45MUSDC18.97%54.6%32.01%
DeltaprimeAvalanche2.52MUSDC0%17.32%19.83%
VaultkaSolana1.56MUSDC0%21.75%18.69%
DeltaprimeArbitrum1.57MUSDC0%19.99%18.63%
Morpho-aaveEthereum1.12MUSDC0%7.5%17.78%
Colend-protocolCore1.76MUSDT0%17.19%16.7%
Scrub-investKava1.22MUSDT0%15.92%14.29%
Harmonix-financeArbitrum3.13MUSDC0%24.21%13.64%
FranciumSolana2.44MUSDC0%13.15%13.15%
Nx-financeSolana4.18MUSDC0%15.33%13.01%
Morpho-aaveEthereum1.79MUSDT0%32.32%12.7%
Gains-networkBase2.72MUSDC0%17.04%11.77%
Extra-finance-leverage-farmingBase8.63MUSDC0.17%11.41%11.46%
Yearn-financeEthereum3.67MUSDC0%2044.1%11%
Yearn-financeEthereum2.81MDAI0%494.56%11%
Blend-poolsStellar1.16MUSDC2.66%15.43%10.71%
Harvest-financeBase1.71MUSDC0%9.84%10.69%
Gains-networkArbitrum9.42MUSDC0%12.62%10.3%
Ipor-fusionBase1.45MUSDC0%10.23%10.29%
GoldfinchEthereum42.70MUSDC0%9.53%9.55%
Ipor-fusionEthereum4.95MUSDC0%12.74%9.4%
Ipor-derivativesBase1.05MUSDC0.12%12.09%9.38%
Ipor-derivativesBase1.05MUSDC0.12%12.09%9.38%
Yearn-financeEthereum16.74MDAI0%9.98%9.22%
Extra-finance-leverage-farmingOptimism1.32MUSDC0.57%9.83%9.11%
Ipor-derivativesEthereum2.03MUSDC0.15%11.5%8.47%
Navi-lendingSui3.15MUSDT0%8.28%8.2%
SaveSolana1.25MUSDC0%8.54%8.02%
ExactlyOptimism1.15MUSDC0%6.18%7.89%
SparkEthereum116.02MDAI0%9.53%7.77%
Yield-yak-aggregatorAvalanche1.51MUSDT0%8.23%7.69%
Mars-lendOsmosis2.92MUSDC0%9.48%7.56%
Navi-lendingSui14.71MUSDC0.68%8.23%7.48%
Yield-yak-aggregatorAvalanche1.33MUSDC0%8%7.14%
Kamino-lendSolana34.54MUSDC0%6.25%7.05%
Polynomial-liquidityPolynomial2.99MUSDC6.31%11.4%6.91%
GearboxEthereum1.34MUSDT1.18%8.77%6.81%
GearboxEthereum3.03MUSDC0.62%7.86%6.63%
Venus-core-poolBSC44.17MUSDC0%6.92%6.52%
Venus-core-poolBSC1.40MDAI0%7.71%6.46%
Yearn-financeEthereum1.70MUSDT0%11.18%6.45%
Yearn-financeEthereum1.19MUSDT0%11.17%6.38%
Yearn-financeEthereum9.39MUSDC0%7.07%6.31%
Woofi-earnArbitrum1.45MUSDC0.91%7.75%6.28%
Scallop-lendSui3.57MUSDC0%7.46%6.19%
Aave-v3Scroll1.78MUSDC0%7.03%6.04%
Wing-financeBSC2.13MUSDC1.39%7.37%5.93%
Venus-core-poolBSC144.48MUSDT0%7.23%5.83%
AcrossEthereum5.05MDAI2.71%9.35%5.75%
Aave-v3Ethereum1.11MUSDC0%5.96%5.66%
Yearn-financeEthereum5.42MUSDT0%5.87%5.6%
Compound-v2Ethereum23.01MUSDT0%7.54%5.59%
ExactlyOptimism1.15MUSDC0%6.32%5.46%
Kamino-lendSolana5.25MUSDT0%5.53%5.36%
Aave-v3Optimism10.28MUSDC0%5.78%5.28%
ExactlyOptimism1.15MUSDC0%5.95%5.16%
Aave-v3Ethereum31.82MDAI0%5.75%5.15%
Aave-v3Ethereum787.67MUSDT0%5.37%5.13%
Compound-v2Ethereum6.63MUSDC0%6.75%5.12%
Benqi-lendingAvalanche16.37MUSDC2.05%8.02%5.06%
KiloexOp_bnb5.83MUSDT0%15.66%4.95%
Aave-v3Arbitrum79.68MUSDC0%5.16%4.94%
Storm-tradeTon14.28MUSDT0%20%4.9%
Aave-v3Polygon17.77MUSDT0%5.9%4.88%
SaveSolana16.52MUSDC0%5.8%4.84%
Flux-financeEthereum1.34MUSDT0%4.78%4.79%
ExactlyOptimism1.15MUSDC0%4.94%4.77%
Aave-v3Arbitrum2.19MDAI0%5.61%4.77%
Compound-v3Base2.66MUSDC1.19%7.34%4.75%
Aave-v3Base52.50MUSDC0%5.55%4.73%
ExactlyOptimism1.15MUSDC0%5.43%4.68%
VesperEthereum2.13MUSDC0%6.1%4.66%
ExactlyOptimism1.15MUSDC0%3.52%4.65%
Fluid-lendingBase14.44MUSDC4.21%9.24%4.63%
MoonwellBase8.22MUSDC2.39%8.31%4.57%
Aave-v3BSC10.83MUSDT0%5.78%4.56%
Aave-v3Polygon16.69MUSDC0%5.71%4.53%
Compound-v3Ethereum92.07MUSDC0.26%5.89%4.51%
ExactlyOptimism1.15MUSDC0%5.42%4.47%
Aave-v2Ethereum3.53MUSDC0%1.84%4.39%
Harvest-financeEthereum1.12MUSDC0%7.4%4.35%
Aave-v3Polygon2.23MDAI0%5.47%4.34%
Compound-v3Ethereum34.48MUSDT0.84%6.48%4.31%
Benqi-lendingAvalanche9.19MUSDT3.55%8.33%4.26%
Aave-v3Ethereum0.92BUSDC0%5.1%4.24%
Aave-v3BSC4MUSDC0%4.83%4.24%
SaveSolana4.80MUSDT0%5.53%4.24%
Aave-v3Optimism5.77MUSDT0%5.78%4.22%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum697.4M9.76%
Avalanche530.9M8.79%
Base11103.9M10.33%
BSC6207M5.59%
Ethereum282.1B7.1%
Mantle000%
Optimism1025.4M5.57%
Polygon336.7M4.58%
Solana870.5M9.29%
TON114.3M4.9%
zkSync Era000%