Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on Apr 10 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
14/04/2026 08:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.18%11.72%
AvantisBase62.29MUSDC0%9.42%11.02%
BitwayBSC13.23MUSDT0%11.73%11%
Spectra-metavaultsBase5.24MUSDC0.1%92.54%10.25%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
AutofinanceArbitrum1.72MUSDC2.1%7.13%9.82%
Blend-pools-v2Stellar10.17MUSDC0%9.31%9.01%
AbyssSui1.90MUSDC0%8.7%8.66%
Wasabi-perpsSolana1.33MUSDC0%5.25%8.62%
SymbiosisEthereum1.37MUSDC0%5.8%8.11%
LoopscaleSolana1.31MUSDC1.23%8.32%7.71%
Wasabi-perpsBase3.84MUSDC0%4.25%7.62%
Gains-networkArbitrum8.93MUSDC0%6.41%7.36%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.45MUSDT2%9%7%
Zerobase-cedefiBSC23.65MUSDT2%9.27%6.76%
Zerobase-cedefiBSC1.25MUSDC2%8.88%6.76%
Project-0Solana1.45MUSDC0%4.25%6.21%
AutofinanceEthereum8.55MUSDC0.67%5.44%6.21%
Extra-finance-leverage-farmingBase3.95MUSDC0%5.1%5.78%
Harvest-financeBase2.02MUSDC0%6%5.58%
LoopscaleSolana1.39MUSDC0%4.98%5.33%
GearboxMonad1.90MUSDC5.54%7.28%5.24%
DeltaprimeAvalanche1.17MUSDC0%5.39%5.05%
Hyperlend-pooledHyperliquid L110.46MUSDC0%4.03%5.05%
Harvest-financeEthereum1.08MUSDC0%1.21%4.89%
Harvest-financeEthereum1.08MUSDC0%1.21%4.89%
AutofinanceBase6.82MUSDC2.85%6.36%4.82%
AutofinanceEthereum8.75MUSDC0%4.06%4.73%
Woofi-earnArbitrum1.17MUSDC0%4.74%4.68%
Flux-financeEthereum1.59MUSDT0%4.57%4.66%
Yo-protocolEthereum10.96MUSDC12%14.09%4.62%
Yo-protocolBase27.69MUSDC12%14.09%4.62%
Scallop-lendSui1.79MUSDC0%4.66%4.57%
Navi-lendingSui7.87MUSDC0.57%4.41%4.53%
SparklendEthereum14.57MUSDT0%1.9%4.44%
Aave-v3Polygon1.11MDAI0%3.62%4.16%
DolomiteEthereum15.33MUSDC0%5.79%4.15%
SparklendEthereum1.92MUSDC0%4.12%4.14%
Storm-tradeTon3.86MUSDT0%3.9%4.13%
Fusion-by-iporEthereum2.70MUSDC0%1.1%4.07%
Yearn-financeEthereum3.72MUSDC0%4.2%4%
ExactlyOptimism1.59MUSDC0%1.62%3.99%
Folks-finance-xchainPolygon1.64MUSDT0%3.66%3.98%
ExactlyOptimism1.59MUSDC0%3.65%3.97%
Fluid-lendingEthereum125.56MUSDT1.58%4.87%3.92%
Benqi-lendingAvalanche2.06MUSDT0%4.49%3.9%
Benqi-lendingAvalanche5.94MUSDC0%3.95%3.9%
Yearn-financeEthereum1.14MUSDC0%5.09%3.89%
Yearn-financeEthereum8.79MDAI0%2.96%3.89%
ExactlyOptimism1.59MUSDC0%4.21%3.87%
Euler-v2Avalanche1.99MUSDC0%6.65%3.86%
NeverlandMonad16.95MUSDC4.22%8.42%3.82%
Fluid-lendingArbitrum31.40MUSDC1.01%5.9%3.81%
Flux-financeEthereum2.43MUSDC0%3.84%3.77%
Folks-finance-lendingAlgorand1.91MUSDC0%3.46%3.77%
Euler-v2Monad2.04MUSDC0%1.29%3.76%
Euler-v2Ethereum28.84MUSDC0%3.55%3.76%
Spark-savingsEthereum400.33MUSDC0%3.75%3.75%
Spark-savingsAvalanche66.28MUSDC0%3.75%3.75%
ExactlyOptimism1.59MUSDC0%3.42%3.73%
ExactlyOptimism1.59MUSDC0%3.97%3.68%
ExactlyOptimism1.59MUSDC0%1.44%3.67%
ExactlyOptimism1.59MUSDC0%4.01%3.65%
ExactlyOptimism1.59MUSDC0%4.05%3.65%
Project-0Solana1.54MUSDT0%3.9%3.62%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum551.2M6.53%
Avalanche577.4M4.09%
Base7111.9M7.1%
BSC338.1M8.17%
Ethereum21693.1M5.27%
Hyperliquid000%
Mantle000%
Optimism812.7M3.78%
Polygon22.8M4.07%
Solana57M6.3%
TON13.9M4.13%
zkSync Era000%