Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.62% on Apr 15 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
17/04/2026 09:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Bracket-vaultsEthereum2.70MUSDC0%12.08%11.65%
AvantisBase61.55MUSDC0%9.58%11.28%
AbyssSui1.90MUSDC0%8.79%11.18%
BitwayBSC13.26MUSDT0%11.63%11%
AutofinanceArbitrum2.23MUSDC1.53%7.7%10.11%
GoldfinchEthereum37.25MUSDC0%10.03%10.06%
Blend-pools-v2Stellar10.43MUSDC0%9.32%8.87%
Fusion-by-iporEthereum1.33MUSDC0%1.46%8.8%
SymbiosisEthereum1.11MUSDC0%6.21%8.36%
SymbiosisTron1.31MUSDT0%6.79%8.24%
Spectra-metavaultsBase7.29MUSDC2.08%93.21%8.23%
LoopscaleSolana1.15MUSDC0%8.37%7.76%
Storm-tradeTon3.98MUSDT0%4.55%7.03%
Zerobase-cedefiArbitrum7.94MUSDT2%9%7%
Zerobase-cedefiEthereum14.44MUSDT2%9%7%
Harvest-financeBase2.02MUSDC0%6.02%6.94%
AutofinanceEthereum9.71MUSDC0.53%5.65%6.83%
Zerobase-cedefiBSC1.30MUSDC2%8.86%6.76%
Zerobase-cedefiBSC23.47MUSDT2%9.17%6.76%
Project-0Solana1.36MUSDC0%4.68%6.31%
Extra-finance-leverage-farmingBase4.02MUSDC0%5.07%5.67%
Wasabi-perpsSolana1.29MUSDC0%5.58%5.59%
Euler-v2Monad1.71MUSDC0%1.82%5.56%
Wasabi-perpsBase4.57MUSDC0%4.53%5.33%
LoopscaleSolana2.14MUSDC0%5.08%5.12%
AutofinanceBase6.78MUSDC3.17%6.63%5.11%
DeltaprimeAvalanche1.17MUSDC0%5.32%5.05%
Gains-networkArbitrum8.63MUSDC0%6.33%4.85%
AutofinanceEthereum8.75MUSDC0%4.23%4.69%
Woofi-earnArbitrum1.17MUSDC0%4.73%4.68%
Flux-financeEthereum1.57MUSDT0%4.59%4.67%
Yearn-financeEthereum1.96MUSDC0%5.2%4.61%
TermmaxEthereum2.74MUSDC0%1.96%4.54%
TermmaxEthereum2.01MUSDC0%2.01%4.54%
Harvest-financeEthereum1.08MUSDC0%1.37%4.47%
Harvest-financeEthereum1.08MUSDC0%1.37%4.47%
Scallop-lendSui1.93MUSDC0%4.7%4.39%
Fluid-lendingArbitrum32.90MUSDC1%6.03%4.38%
Hyperlend-pooledHyperliquid L113.89MUSDC0%4.1%4.31%
SparklendEthereum1.89MUSDC0%4.11%4.14%
Yearn-financeEthereum4.23MUSDC0%4.1%4.14%
Benqi-lendingAvalanche1.88MUSDT0%4.42%4.05%
TermmaxBase1.24MUSDC0%3.86%4.03%
ExactlyOptimism1.55MUSDC0%2.51%3.99%
Euler-v2Avalanche1.99MUSDC0%6.14%3.98%
ExactlyOptimism1.55MUSDC0%3.65%3.98%
Yo-protocolBase25.92MUSDC12%14.08%3.92%
Yo-protocolEthereum8.50MUSDC12%14.09%3.92%
Benqi-lendingAvalanche6.10MUSDC0%3.97%3.85%
ExactlyOptimism1.55MUSDC0%4.18%3.83%
Yearn-financeEthereum8.87MDAI0%3.12%3.82%
NeverlandMonad17.25MUSDC4.13%8.38%3.81%
Euler-v2Ethereum28.35MUSDC0%3.62%3.79%
Yearn-financeBase1.90MUSDC0%3.3%3.78%
ExactlyOptimism1.55MUSDC0%3.44%3.78%
Euler-v2Ethereum41.15MUSDC0%3.68%3.78%
Flux-financeEthereum2.43MUSDC0%3.8%3.77%
Spark-savingsEthereum400.92MUSDC0%3.75%3.75%
Spark-savingsAvalanche65.84MUSDC0%3.75%3.75%
Folks-finance-lendingAlgorand1.94MUSDC0%3.5%3.74%
ExactlyOptimism1.55MUSDC0%1.82%3.72%
ExactlyOptimism1.55MUSDC0%3.94%3.72%
ExactlyOptimism1.55MUSDC0%4%3.69%
ExactlyOptimism1.55MUSDC0%3.96%3.68%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum552.9M6.21%
Avalanche577M4.13%
Base9115.3M6.03%
BSC338M8.17%
Ethereum21582.1M5.51%
Hyperliquid000%
Mantle000%
Optimism812.4M3.8%
Polygon000%
Solana45.9M6.19%
TON14M7.03%
zkSync Era000%