Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.69% on Jun 25 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/06/2026 09:00:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeEthereum1.13MUSDC0%7.87%15.6%
AzuroPolygon1.52MUSDT0%51.98%14.69%
AccountableEthereum1.04MUSDC0%14.29%14.25%
AccountableEthereum1.04MUSDC0%14.29%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum13.47MUSDC0%12.57%12.95%
AccountableEthereum3.73MUSDC10.79%10.29%12.65%
AccountableMonad48.15MUSDC0.31%10.71%11.6%
Harvest-financeBase1.86MUSDC0%15.56%11.47%
Ember-protocolSui1.35MUSDC0%8.01%10.84%
Ember-protocolSui1.09MUSDC0%8.3%10.23%
AvantisBase31.13MUSDC0%9.61%10.17%
GoldfinchEthereum36.72MUSDC0%10.12%10.12%
Bitway-earnBSC25.12MUSDT0%10.04%10%
AccountableMonad5.18MUSDC0.43%10.19%10%
AccountableEthereum2.12MUSDC0%5.2%9.81%
Bracket-vaultsEthereum2.65MUSDC0%10.16%9.73%
Harmonix-financeHyperliquid L119.32MUSDC0%10.04%9.37%
YieldseekerBase1.82MUSDC0%8.2%9.06%
Ember-protocolSui2.95MUSDC0%8.68%8.78%
AccountableMonad8.94MUSDC0.48%11.22%8.47%
Blend-pools-v2Stellar10.53MUSDC0%7.29%8.05%
Ember-protocolSui6.99MUSDC4%12%8%
Ember-protocolSui1.07MUSDC0%8.31%8%
Centrifuge-protocolPlume Mainnet32.91MUSDC0%0.94%7.94%
Ember-protocolEthereum3.26MUSDC0%8.48%7.8%
Ember-protocolSui6.85MUSDC0%5.08%7.68%
Yearn-financeEthereum9.24MUSDC0%5.01%7.54%
Kamino-lendSolana2.84MUSDC0%6.24%7.5%
LoopscaleSolana1.04MUSDC0.74%8.09%7.4%
SymbiosisEthereum1.12MUSDC0%9.71%7.32%
Ember-protocolSui1.21MUSDC0%10.78%7.05%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.19MUSDT2%9%7%
AccountableMonad3.40MUSDC0.5%7.8%6.79%
AutofinanceEthereum7.26MUSDC0.32%6.05%6.79%
Zerobase-cedefiBSC2.15MUSDC2%8.76%6.76%
Zerobase-cedefiBSC22.49MUSDT2%8.76%6.76%
Fluid-lendingEthereum8.25MUSDC0%5.31%6.1%
Fluid-lendingEthereum128.29MUSDC0.85%6.9%6.1%
Storm-tradeTON3.72MUSDT0%5.88%6.02%
Fluid-lendingEthereum113.50MUSDT0.96%5.2%6.02%
Fluid-lendingArbitrum37.50MUSDC0%6%5.96%
SymbiosisTron2.03MUSDT0%6.95%5.91%
Extra-finance-leverage-farmingBase3.45MUSDC0%6.7%5.67%
Hyperlend-pooledHyperliquid L114.41MUSDC0%5.77%5.36%
Navi-lendingSui5.54MUSDC0.43%5.88%5.36%
AutofinanceBase7.08MUSDC1.91%7.7%5.26%
Ember-protocolSui1.12MUSDC7.17%11.19%5.18%
Fluid-lendingBase8.74MUSDC0%5.42%5.1%
Fusion-by-iporEthereum1.41MUSDC0%6.46%4.94%
Gains-networkArbitrum6.96MUSDC0%9.7%4.9%
Yearn-financeBase1.72MUSDC0%4.34%4.89%
Yearn-financeEthereum5.64MUSDC0%4.78%4.84%
Kamino-lendSolana7.15MUSDC0%4.92%4.82%
Gains-networkBase2.13MUSDC0%3.86%4.79%
AutofinanceEthereum1.33MUSDC0%8.63%4.65%
Jupiter-lendSolana395MUSDC0.76%4.62%4.49%
Flux-financeEthereum1.93MUSDT0%4.53%4.44%
Folks-finance-lendingAlgorand1.30MUSDC0%4.64%4.42%
AmpleBase4.28MUSDC0%4.77%4.27%
Yo-protocolBase11.26MUSDC0%4.24%4.23%
Yo-protocolEthereum2.70MUSDC0%4.24%4.23%
Yearn-financeEthereum1.18MUSDC0%3.75%4.23%
Moonwell-lendingBase1.55MUSDC0.36%6.78%4.16%
ExactlyOP Mainnet1.65MUSDC0%4.11%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.09%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.16%4.15%
ExactlyOP Mainnet1.65MUSDC0%4.04%4.07%
ExactlyOP Mainnet1.65MUSDC0%4.02%4.07%
TermmaxBase1.21MUSDC0%4.14%4.06%
ExactlyOP Mainnet1.65MUSDC0%4.13%4.06%
Euler-v2Monad2.21MUSDC0.15%4.16%4.05%
MapleEthereum1.04BUSDT0%4.15%4%
ExactlyOP Mainnet1.65MUSDC0%3.87%3.98%
ExactlyOP Mainnet1.65MUSDC0%3.95%3.96%
Folks-finance-xchainPolygon1.26MUSDT0%4.16%3.96%
Lista-lendingBSC3.79MUSDT0.19%4.28%3.91%
Ember-protocolEthereum1.99MUSDC0%4.14%3.79%
Yearn-financeEthereum2.45MUSDC0%3.77%3.78%
ExactlyOP Mainnet1.65MUSDC0%3.34%3.77%
Yearn-financeEthereum7.32MUSDT0%3.02%3.76%
Native-credit-poolBSC1.74MUSDT0%3.59%3.74%
Kamino-lendSolana21.11MUSDC0%4.35%3.72%
Flux-financeEthereum2.60MUSDC0%3.71%3.72%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum352.1M5.95%
Avalanche000%
Base1276.2M6.09%
BSC555.3M6.23%
Ethereum271.4B7.42%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22.8M9.32%
Solana5427.1M5.59%
TON13.7M6.02%
zkSync Era000%