Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill % on ). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
15/09/2026 12:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Harvest-financeBase1.85MUSDC0%35.09%131.1%
Gains-networkArbitrum4.63MUSDC0%14.06%35.52%
AccountableEthereum1.99MUSDC18.61%31.78%24.58%
EnsuroEthereum1.14MUSDC0%21.47%21.97%
AvantisBase10.07MUSDC0%8.52%20.76%
AccountableMonad7.50MUSDC0.88%17.47%16.98%
Neutral-tradeSolana2.17MUSDC0%12.34%15.48%
AccountableEthereum1.05MUSDC0%15.14%14.25%
Canto-lendingCanto1.35MUSDC0%13.61%13.61%
Ember-protocolEthereum1.64MUSDC0%24.66%12.93%
Ember-protocolEthereum6.86MUSDC0%12.86%12.9%
AccountableEthereum11.74MUSDC0%12.03%12.51%
Fusion-by-iporEthereum1.09MUSDC0%7.73%12.17%
Midas-rwaEthereum26.37MUSDC0%4.99%11.87%
AccountableMonad5.04MUSDC0.4%12.1%11.64%
AccountableMonad74.99MUSDC0.25%12.34%11.4%
Pareto-creditEthereum11.01MUSDC0%10.59%10.59%
Neutral-tradeSolana1.17MUSDC0%9.61%10.46%
Ember-protocolSui1.34MUSDC0%9.86%10.09%
AguaEthereum5.10MUSDC0%10%10%
Ember-protocolSui7.88MUSDC0%10.14%10%
Ember-protocolEthereum10.29MUSDC0%9.66%9.86%
Ember-protocolEthereum3.32MUSDC0%9.52%9.41%
Pareto-creditEthereum2.18MUSDC0%9.38%9.38%
Neutral-tradeSolana2.25MUSDC0%24.04%8.64%
Bitway-earnBSC25.19MUSDT0%8%8%
Ember-protocolSui9.24MUSDC4%12%8%
Pareto-creditEthereum148.77MUSDC0%7.93%7.82%
Midas-rwaEthereum65.25MUSDC0%8%7.77%
Midas-rwaEthereum1.70MUSDC0%9.02%7.58%
Neutral-tradeSolana3.37MUSDC0%4.82%7.51%
Bitway-earnBSC6.60MUSDT0%7.28%7.5%
Harvest-financeBase1.07MUSDC0%6.84%7.48%
Blend-pools-v2Stellar10.38MUSDC0%6.91%7.43%
Midas-rwaEthereum7.65MUSDC0%7.91%7.35%
Centrifuge-protocolAvalanche262.34MUSDC0%5.16%7.25%
Centrifuge-protocolBase50.59MUSDC0%5.16%7.25%
Midas-rwaEthereum67.34MUSDC0%7.13%7.13%
Midas-rwaEthereum31.57MUSDC0%6.44%7.12%
Harmonix-financeHyperliquid L120.76MUSDC0%6.79%7.05%
Yearn-financeEthereum6.08MUSDC0%6.69%7.02%
Zerobase-cedefiEthereum14.07MUSDT2%9%7%
Zerobase-cedefiBase10.54MUSDC2%9%7%
Zerobase-cedefiArbitrum7.63MUSDT2%9%7%
Fusion-by-iporBase1.07MUSDC0%6.3%6.89%
AccountableMonad1.60MUSDC0.35%7.52%6.79%
Zerobase-cedefiBSC18.44MUSDT2%8.76%6.76%
Zerobase-cedefiBSC2MUSDC2%8.76%6.76%
Midas-rwaEthereum6.72MUSDC0%7.41%6.64%
Midas-rwaEthereum2.52MUSDC0%7.43%6.64%
Yearn-financeEthereum9.66MUSDC0%6.69%6.64%
Pareto-creditEthereum22MUSDC0%6.99%6.62%
Extra-finance-leverage-farmingBase3.79MUSDC0%6.67%6.07%
Kamino-lendSolana10.28MUSDC0%7.19%5.86%
SymbiosisEthereum1.24MUSDC0%5.01%5.62%
Fluid-lendingBase9MUSDC0%4.93%5.56%
Sentora-curatorEthereum75.07MUSDC0%6.59%5.55%
Fusion-by-iporEthereum1.28MUSDC0%6.18%5.51%
Hyperlend-pooledHyperliquid L116.44MUSDC0%5.62%5.51%
Harvest-financeEthereum1.16MUSDC0%9.28%5.51%
Alchemix-v3Ethereum7.65MUSDC0%5.22%5.46%
AutofinanceBase3.57MUSDC4.62%8.74%5.37%
Fusion-by-iporEthereum2.39MUSDC0%5.98%5.36%
AutofinanceEthereum7.70MUSDC0.95%6.06%5.29%
Storm-tradeTON2.89MUSDT0%5.39%5.24%
Lista-lendingBSC2.32MUSDT0%7.22%5.23%
Nawa-protocolZIGChain3.43MUSDC0%8.77%5.21%
Benqi-lendingAvalanche2.05MUSDC0%4.87%5.14%
Kamino-lendSolana2.84MUSDC0%5.62%5.07%
Yearn-financeBase1.71MUSDC0%5.02%5.01%
Ember-protocolEthereum17.32MUSDC0%8.75%5%
AccountableEthereum3.21MUSDC0%11.19%4.95%
Native-credit-poolEthereum1.14MUSDC0%4.82%4.93%
Centrifuge-protocolEthereum9.29MUSDC0%5.22%4.85%
MapleEthereum862.79MUSDT0%4.54%4.62%
AccountableMonad9.26MUSDC0.41%6.51%4.61%
Flux-financeEthereum1.89MUSDT0%4.44%4.47%
Compound-v3Ethereum36.14MUSDC0%4.72%4.46%
Fusion-by-iporBase1.21MUSDC3.5%7.59%4.44%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
Yearn-financeBase1.01MUSDC0%4.41%4.42%
Fluid-lendingEthereum131.26MUSDT0%4.84%4.42%
ExactlyOP Mainnet1.64MUSDC0%4.38%4.39%
Navi-lendingSui9.97MUSDC0.39%5.51%4.35%
ExactlyOP Mainnet1.64MUSDC0%4.32%4.33%
Kamino-lendSolana3.86MUSDC0%5.67%4.33%
ExactlyOP Mainnet1.64MUSDC0%4.29%4.33%
DolomiteArbitrum1.34MUSDC0%4.39%4.29%
ExactlyOP Mainnet1.64MUSDC0%4.23%4.27%
Ember-protocolEthereum2.04MUSDC2%3.86%4.27%
Fluid-lendingEthereum156.14MUSDC0%4.81%4.23%
Fluid-lendingEthereum3.74MUSDC0%4.81%4.23%
Fluid-lendingArbitrum61.55MUSDC0%4.22%4.2%
ExactlyOP Mainnet1.64MUSDC0%4.11%4.19%
Yo-protocolBase8.53MUSDC0%4.1%4.19%
Yo-protocolEthereum1.35MUSDC0%4.1%4.19%
ExactlyOP Mainnet1.64MUSDC0%4.2%4.19%
Flux-financeEthereum1.57MUSDC0%3.76%4.15%
Aave-v3Monad14.26MUSDC1.88%5.61%4.13%
ExactlyOP Mainnet1.64MUSDC0%3.97%4.13%
Aave-v4Ethereum1.79MUSDC0%4.21%4.13%
Euler-v2Monad1.24MUSDC1.25%4.41%4.1%
CurvanceMonad3.07MUSDC1.98%5.42%4.07%
Yearn-financeEthereum2.39MUSDC0%3.8%4.01%
Midas-rwaEthereum72.55MUSDC0%3.32%3.98%
Midas-rwaEtherlink1.22MUSDC0%3.33%3.98%
ExactlyOP Mainnet1.64MUSDC0%3.95%3.92%
Centrifuge-protocolMonad4.55MUSDC0%3.13%3.92%
Centrifuge-protocolPharos4.40MUSDC0%3.39%3.92%
Jupiter-lendSolana17.29MUSDT0%3.98%3.91%
Aave-v3Avalanche2.55MUSDT0%4%3.83%
Midas-rwaEthereum3.49MUSDC0%3.78%3.78%
Yearn-financeEthereum19.84MUSDC0%3.61%3.72%
AmpleBase4.39MUSDC0%4.04%3.71%
Aave-v3Base21.82MUSDC0%3.53%3.63%
Spark-savingsEthereum316.61MUSDC0%3.55%3.6%
Spark-savingsAvalanche9.48MUSDC0%3.55%3.6%
Yearn-financeEthereum1.11MUSDC0%3.79%3.6%
TydroInk13.85MUSDC0%3.49%3.59%
Jupiter-lendSolana480.45MUSDC0.37%4.9%3.58%
Aave-v3Ethereum190.99MUSDC0%3.89%3.57%
Aave-v3Ethereum58.28MUSDC1.67%5.43%3.57%
ExactlyOP Mainnet1.64MUSDC0%0.09%3.55%
SparklendEthereum2.09MUSDC0%3.5%3.54%
Lista-lendingBSC2.43MUSDT0%2.54%3.54%
SaveSolana4.63MUSDC0%2.73%3.53%
Spark-savingsEthereum406.74MUSDT0%3.22%3.5%
Kamino-lendSolana2.05MUSDC0%4.84%3.48%
Aave-v3BSC1.54MUSDC0%3%3.47%
Aave-v4Ethereum1.24MUSDC0%4.83%3.45%
Kamino-lendSolana24.67MUSDC0%4.85%3.45%
SparklendEthereum15.63MUSDT0%3.13%3.39%
Aave-v3Avalanche7.93MUSDC0%3.91%3.37%
Venus-core-poolBSC10.43MUSDC0%2.39%3.32%
Native-credit-poolEthereum1.52MUSDT0%3.24%3.31%
Zerobase-cedefiOP Mainnet8.10MUSDT2%5.3%3.3%
Yearn-financeEthereum5.78MUSDT0%3.18%3.29%
Aave-v4Ethereum1.48MUSDT0%3.37%3.28%
Aave-v3Ethereum386.73MUSDT0%3.37%3.25%
Aave-v3Ethereum70.64MUSDT1.44%4.8%3.25%
Aave-v3Ethereum1.15MUSDC0%2.73%3.2%
Benqi-lendingAvalanche1.14MUSDT0%3.76%3.19%
Yearn-financeEthereum7.44MDAI0%3.25%3.18%
DolomiteEthereum32.66MUSDC3.8%7.41%3.16%
Native-credit-poolBSC1.41MUSDT0%3.1%3.14%
Compound-v3Ethereum26.32MUSDT0%3.08%3.08%
Aave-v3Ethereum17.48MDAI0%2.85%3.07%
Kamino-lendSolana2.57MUSDT0%4.21%3%
Aave-v3Polygon11.43MUSDC0%2.85%2.99%
Lista-lendingBSC2.12MUSDT0%1.92%2.95%
Compound-v3Arbitrum3MUSDC0%2.81%2.86%
Aave-v3OP Mainnet1.82MUSDC0%2.48%2.78%
Aave-v3BSC12.60MUSDT0%2.48%2.78%
Midas-rwaEthereum6.43MUSDC0%6.52%2.63%
Midas-rwaEtherlink1.12MUSDC0%6.51%2.63%
Venus-fluxBSC1.99MUSDT0%2.53%2.62%
Venus-core-poolBSC66.30MUSDT0%2.52%2.61%
Compound-v3Arbitrum4.14MUSDT0%2.58%2.58%
Midas-rwaEtherlink4.84MUSDC0%8.76%2.58%
Aave-v3Arbitrum37.34MUSDC0%2.51%2.53%
Justlend-v1Tron65.04MUSDT0%2.32%2.49%
SparklendEthereum99.96MDAI0%2.3%2.46%
NeverlandMonad1.11MUSDC7.03%9.37%2.45%
Centrifuge-protocolEthereum1.97MUSDT0%2.52%2.4%
Euler-v2Monad6.21MUSDC0.56%8.43%2.34%
Euler-v2Monad2MUSDC0%7.29%2.34%
Aave-v4Avalanche1.22MUSDC2.79%4.45%2.34%
Gami-labsBase3.03MUSDC0%2.01%2.11%
Spectra-metavaultsBase3.03MUSDC0%2.02%2.11%
Aave-v3Arbitrum1.02MDAI0%1.95%2.08%
Aave-v4Ethereum1.41MUSDC0%1.83%2.05%
Echelon-marketAptos1.30MUSDC1.54%3.27%2.01%
SaveSolana2.32MUSDT0%1.67%1.95%
CurrentSui15.41MUSDC5.95%9.27%1.9%
Aave-v3Sonic1.15MUSDC0%1.85%1.85%
Centrifuge-protocolEthereum1.87MUSDC0%2.59%1.8%
Kamino-lendSolana3.72MUSDC0%0.68%1.1%
Euler-v2Ethereum1.10MUSDC0%4.73%0.99%
ExactlyOP Mainnet1.64MUSDC0%0.92%0.95%
Lista-lendingEthereum5.24MUSDC5.67%7.17%0.91%
Zest-v2Stacks10.14MUSDC0%0.67%0.82%
TectonicCronos1.16MUSDC0.03%0.29%0.65%
Lista-lendingEthereum3.34MUSDT5.94%5.93%0.53%
AcrossEthereum1.58MUSDT1.29%1.42%0.27%
AcrossEthereum1.10MUSDC4.28%4.3%0.19%
Aave-v4Avalanche3.89MUSDT6.62%4.78%0.09%
CredixSolana13.43MUSDC0%0.05%0.07%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum8120.7M7.63%
Avalanche8290.6M3.6%
Base18137.3M12.86%
BSC13153.4M4.51%
Ethereum783.6B5.76%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon111.4M2.99%
Solana16577.1M5.09%
TON12.9M5.24%
zkSync Era000%