Decentralized Lending Rates for stablecoin

List of decentralized protocols and stablecoin pools, each with a Total Value Locked (TVL) exceeding $1,000,000(the higher the TVL, the more trust in the protocol). These platforms allow you to earn interest on stablecoins(USDC,USDT,DAI) surpassing 3 Month Treasury Bill rate (US T-Bill 3.60% on May 26 2026). You can deposit and withdraw your stablecoins anytime, with no lockup or deposit limits. DEX only, no CEX, no KYC, Your Keys - Your Crypto. Note that the annual percentage yield in stablecoin pools can fluctuate frequently.

Best Stablecoin Yield: Lending/Staking/Liquidity Pools APY Rates on DexLender
28/05/2026 23:30:03

Protocol Name Blockchain Name ▼ TVL ↓ Stablecoin Reward APY ⓘ Average 30 days APY ↓ Current Base APY ↓
Canto-lendingCanto1.35MUSDC0%13.2%13.5%
Ember-protocolEthereum38.01MUSDC0%16.53%12.52%
Ember-protocolSui1.77MUSDC0%9.56%12.17%
Ember-protocolSui7.65MUSDC0%8.07%11.67%
AvantisBase44.14MUSDC0%10.45%11.24%
Benqi-lendingAvalanche1.75MUSDC0%7.26%11.19%
Bitway-earnBSC20.65MUSDT0%10.53%10.5%
Bracket-vaultsEthereum2.71MUSDC0%10.74%10.47%
Harmonix-financeHyperliquid L114.89MUSDC0%10.18%10.24%
GoldfinchEthereum36.71MUSDC0%10.05%10.12%
Ember-protocolSui1.47MUSDC0%10.01%10.01%
Ember-protocolSui1.14MUSDC0%9.31%9.85%
Harvest-financeBase1.90MUSDC0%9.43%9.64%
AutofinanceEthereum2.03MUSDC0%9.18%9.36%
YieldseekerBase1.65MUSDC0%8.82%9.01%
Ember-protocolSui2.96MUSDC0%7.57%8.67%
Blend-pools-v2Stellar10.41MUSDC0%8.69%8.48%
Ember-protocolSui1.13MUSDC0%7.62%8.48%
Fusion-by-iporEthereum1.39MUSDC0%4.87%8%
Ember-protocolSui5.96MUSDC4%12%8%
AccountableMonad2.33MUSDC1%10.21%8%
SymbiosisTron1.80MUSDT0%7.33%7.8%
Ember-protocolEthereum2.79MUSDC0%7.54%7.24%
Ember-protocolEthereum4.65MUSDC0%7.01%7.22%
LoopscaleSolana1.66MUSDC0.66%8.01%7.17%
Zerobase-cedefiArbitrum7.62MUSDT2%9%7%
Zerobase-cedefiEthereum14.29MUSDT2%9%7%
Aave-v3Avalanche1.82MUSDT0%5.89%6.92%
DeltaprimeAvalanche1.04MUSDC0%6.33%6.82%
Extra-finance-leverage-farmingBase3.43MUSDC0%6.11%6.79%
Zerobase-cedefiBSC2.14MUSDC2%8.76%6.76%
Zerobase-cedefiBSC24.56MUSDT2%8.76%6.76%
Gains-networkArbitrum5.15MUSDC0%6.42%6.4%
Centrifuge-protocolMonad4.51MUSDC0%4.09%6.39%
Fluid-lendingBase10.88MUSDC0%5.5%6.32%
Harvest-financeEthereum1.09MUSDC0%4.75%6.16%
Storm-tradeTON3.68MUSDT0%6.21%5.69%
Aave-v3Avalanche5.59MUSDC0%5.62%5.67%
Fluid-lendingEthereum170.51MUSDC1.03%5.01%5.67%
Ember-protocolSui1.73MUSDC5.65%13.17%5.5%
Centrifuge-protocolEthereum173.97MUSDC0%4.3%5.44%
Centrifuge-protocolAvalanche258.92MUSDC0%4.35%5.44%
Centrifuge-protocolEthereum6.88MUSDC0%4.26%5.44%
Yearn-financeEthereum3.30MUSDC0%5.63%5.26%
AutofinanceBase7.70MUSDC2.88%8.59%5.22%
Kamino-lendSolana7.26MUSDC0%5.55%5.18%
Fluid-lendingArbitrum47.54MUSDC0%5.41%5.08%
Yearn-financeEthereum11.28MUSDC0%5.19%4.97%
DolomiteArbitrum1.30MUSDC0%4.55%4.82%
Benqi-lendingAvalanche1.25MUSDT0%5.72%4.72%
Folks-finance-lendingAlgorand1.25MUSDC0%4.47%4.63%
Flux-financeEthereum1.67MUSDT0%4.58%4.6%
AutofinanceEthereum7.70MUSDC0.66%5.24%4.53%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
Folks-finance-xchainPolygon1.01MUSDT0%4.58%4.5%
AmpleBase4.34MUSDC0%4.75%4.49%
Scallop-lendSui1.67MUSDC0%5.2%4.46%
Hyperlend-pooledHyperliquid L116.38MUSDC0%5.25%4.46%
Yo-protocolBase14.84MUSDC0%4.05%4.42%
Yo-protocolEthereum3.14MUSDC0%4.05%4.42%
TermmaxBase1.25MUSDC0%3.28%4.31%
Navi-lendingSui6.17MUSDC0.55%4.87%4.22%
TermmaxEthereum1.51MUSDC0%3.61%4.19%
ExactlyOP Mainnet1.59MUSDC0%4.12%4.17%
Moonwell-lendingBase1.55MUSDC1.18%5.39%4.17%
MapleEthereum0.93BUSDT0%4.39%4.16%
ExactlyOP Mainnet1.59MUSDC0%4.09%4.16%
Jupiter-lendSolana427.65MUSDC1.14%4.64%4.14%
Fluid-lendingEthereum7.56MUSDC0%3.57%4.11%
Euler-v2Monad2.38MUSDC0%7.48%4.11%
ExactlyOP Mainnet1.59MUSDC0%4.01%4.06%
DolomiteEthereum16.03MUSDC7.27%8.24%4.04%
TermmaxEthereum6.70MUSDC0%2.9%4.02%
ExactlyOP Mainnet1.59MUSDC0%3.89%4.01%
SparklendEthereum3.57MUSDC0%4.15%4%
ExactlyOP Mainnet1.59MUSDC0%3.92%3.99%
ExactlyOP Mainnet1.59MUSDC0%3.9%3.97%
ExactlyOP Mainnet1.59MUSDC0%3.89%3.96%
ExactlyOP Mainnet1.59MUSDC0%3.91%3.96%
ExactlyOP Mainnet1.59MUSDC0%4.02%3.91%
ExactlyOP Mainnet1.59MUSDC0%1.07%3.75%
Flux-financeEthereum2.66MUSDC0%3.68%3.69%
Yearn-financeEthereum2.66MUSDC0%3.45%3.6%

Pools APY Stablecoin Statistics by Blockchain

Blockchain NamePoolsTotal TVLAverage APY
Arbitrum461.6M5.83%
Avalanche6270.4M6.79%
Base1091.7M6.56%
BSC347.3M8.01%
Ethereum251.5B6.01%
Hyperliquid000%
Mantle000%
Optimism000%
Polygon22M4.5%
Solana3436.6M5.5%
TON13.7M5.69%
zkSync Era000%